The keg has been floated. It's pure foam.
I work in aviation, and many of the pilots I work with want to go fly for a major (Delta, FedEx, United, etc.). The regional airlines start out at very low pay but senior captains can clear $100,000. The same goes for military pilots after a few years in; between base pay, BAH, etc. So while a jump to a major airline is the goal for many it also means a reduction in pay and an increase in time away from home (new pilots start at the bottom of the seniority list). After a few years the pay is back to what they were making in the previous job. That is not hard if you live below your means.
One colleague of mine had a brilliant idea. He and his SO had three new vehicles between the two of them. One had been paid off but was re-leveraged for some reason. Random gadetry, $2,000 grill, that type. To make the jump and deal with the pay cut from a senior regional captain to the most junior guy at a major airline he proposed getting a personal loan for $200,000. He would use that for both living expenses and to service his current debt, basically taking lower interest debt and upping the interest.
I never heard if he applied for a loan, but I would love to have been a fly on the wall in that banker's office if the time came.