Author Topic: Overheard at Work  (Read 5459476 times)

Inaya

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Re: Overheard at Work
« Reply #17700 on: May 22, 2017, 03:07:48 PM »
It kind of reminds me of 2 other coworkers,  neither of whom ever cook, each bought $500 vitamix blenders over a year ago and have never used them.

I have friends who bought an Instant Pot from Amazon right around Black Friday last year when they were on super-duper sale - great, right? Except it's still in the box, they've never used it. I'm wondering how long I have to wait to ask them if they'd sell it to me.

To be fair, the Black Friday sale was an amazing deal. I love my Instant Pot and use it for a ton of different dishes. We bought my parents one on Black Friday as a gift. They were contemplating buying their own because we spoke so highly of it and they use theirs frequently as well :)

I second this. My friends highly recommended it during the Black Friday deal and we and a ton of our friends bought it. We use multiple times in a day.
I discovered the IP in early December. Didn't want to wait the better part of a year for this marvel. Bought in January with a $100 Amazon credit I was gifted, so $30 out of pocket. No regrets. It has saved me far more than $130 in the 16 months I've had it.

Anyone want to send me IP recipes? I have one and I've found myself mostly using it as a rice cooker and slow cooker. The only thing I've really used the pressure cooker setting on has been cooking raw beans. I would like to use it more often, especially now that I've taken up meal prepping.


I'm pretty improvisational with mine--I just Google whatever ingredients I have on hand + Instant Pot. I also use the little manual that came with it for cooking times for grains and meats. There's a forum thread that might help you, however: https://forum.mrmoneymustache.com/ask-a-mustachian/instant-pot-recipes/
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BuffaloStache

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Re: Overheard at Work
« Reply #17701 on: May 22, 2017, 03:36:49 PM »
^Thanks for posting this. I have a separate rice cooker and slowcooker (both heavily used), so I can't bring myself to spend money on an IP yet. But once either of those breaks, it'll be the first thing I buy.
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Inaya

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Re: Overheard at Work
« Reply #17702 on: May 22, 2017, 03:39:25 PM »
^Thanks for posting this. I have a separate rice cooker and slowcooker (both heavily used), so I can't bring myself to spend money on an IP yet. But once either of those breaks, it'll be the first thing I buy.
Haha, my broken rice cooker was actually what pushed me to the IP.
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Civex

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Re: Overheard at Work
« Reply #17703 on: May 22, 2017, 08:24:49 PM »

The wife is now extremely jealous they are having a baby before her-- and they aren't even married! So now CW and wife are trying to have a baby ASAP to soothe wife's jealousy and keep up with the BFF.

This has to be the most absurd thing I have heard in a long long time!!! Seriously can't believe it. How is having a children  before a friend important unless they are contenders for crown of any sovereign?

Any here's my contribution to the mix.
CW was telling me how he is unable to save enough because the expenses can simply not be reduced. One question lead to another before I was blessed with two very sage advice
1. You should always buy a house for future even if it is beyond your purse because your income will keep on growing.
2. No mortgage should be below 30 years so that the EMI doesn't pinch as much and you can save maximum tax on the interest you pay.

The same CW told us how wise his decision to top up his personal loan (~9-10%) to pay for his marriage was instead of taking a personal loan (12-14%).

The same person has asked us multiple times how we manage to travel extensively without breaking bank. His 'honey moon' was 10 days in India was more expensive(~1700$) than our week long trip to Indonesia and we paid around 7-800$ in international flights and lived in quite fancy(for us) accomodation.

So, I know that India and Indonesia are less expensive than Europe or many US destinations, but wow! I think both of your trips were quite inexpensive....are you flying out of the US? I have trouble finding relatively direct flights between US locations roundtrip for 2 for less than $1k. I don't "travel hack" flights, but generally pay for 50-100% of my hotels with reward points and our week long vacations are usually more than either of these...

Civex

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Re: Overheard at Work
« Reply #17704 on: May 22, 2017, 08:47:08 PM »
To stay on track, coworker was explaining his woes of our employer being slow to reimburse him for work related expenses..

CW: "It just sucks that they haven't reimbursed me yet."
Civex: "Yeah, its been over a month, I'd be irritated, too"
CW: "Yeah, my wife has really been getting after me because its on the CC and I'm paying 20%+ interest...."

CW makes >$150k/year and the reimbursement is less than $1k...like just pay it off and wait for the check!

4alpacas

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Re: Overheard at Work
« Reply #17705 on: May 22, 2017, 09:50:23 PM »
^Thanks for posting this. I have a separate rice cooker and slowcooker (both heavily used), so I can't bring myself to spend money on an IP yet. But once either of those breaks, it'll be the first thing I buy.
Haha, my broken rice cooker was actually what pushed me to the IP.
Me too!  However, my IP has almost completely replaced both my slow cooker and (broken) rice cooker.

Mrs. S

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Re: Overheard at Work
« Reply #17706 on: May 22, 2017, 10:55:31 PM »

The wife is now extremely jealous they are having a baby before her-- and they aren't even married! So now CW and wife are trying to have a baby ASAP to soothe wife's jealousy and keep up with the BFF.

The same person has asked us multiple times how we manage to travel extensively without breaking bank. His 'honey moon' was 10 days in India was more expensive(~1700$) than our week long trip to Indonesia and we paid around 7-800$ in international flights and lived in quite fancy(for us) accommodation.

So, I know that India and Indonesia are less expensive than Europe or many US destinations, but wow! I think both of your trips were quite inexpensive....are you flying out of the US? I have trouble finding relatively direct flights between US locations round trip for 2 for less than $1k. I don't "travel hack" flights, but generally pay for 50-100% of my hotels with reward points and our week long vacations are usually more than either of these...
We live in India and because we were booking last minute paid a shit ton for return flights to Indonesia. Had we been flying out of the US that would have set us back by quite a bit.
He lives in the same city as us and 1700$ is more than enough to visit the area multiple times in fact when we spent around 400$ for a week long trip including flights to the same destination we were quite bummed having spent a lot of money.

We have till date traveled mostly in SE Asia (except for Maldives) and are yet to break the 1500$ barrier including flights and diving. We eat local (with suitable adjustment for vegetarian me) trust smaller guesthouses and hostels more than resorts and hotels and use public transport. Airbnb was a great deal in Cambodia last month.
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Tasty Pinecones

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Re: Overheard at Work
« Reply #17707 on: May 23, 2017, 08:02:03 AM »
To stay on track, coworker was explaining his woes of our employer being slow to reimburse him for work related expenses..

CW: "It just sucks that they haven't reimbursed me yet."
Civex: "Yeah, its been over a month, I'd be irritated, too"
CW: "Yeah, my wife has really been getting after me because its on the CC and I'm paying 20%+ interest...."

CW makes >$150k/year and the reimbursement is less than $1k...like just pay it off and wait for the check!

How do you restrain yourself from delivering multiple dope-slaps? ;)

rdaneel0

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Re: Overheard at Work
« Reply #17708 on: May 23, 2017, 05:53:40 PM »
To be fair a decent number of people at my work bring their lunch, even though most of them still buy coffee and breakfast out. But, in my department pretty much everyone buys lunch out every day. Today a co-worker bought pasta and showed me the takeout box, which admittedly was super full. It was enough for two large servings. She commented: this was a great deal! only $9!

All I could think in my head was...that's about 40 cents worth pasta, 10 cents worth sauce, 25 cents worth mushrooms, and max 10 cents in spices. You got politely mugged.
« Last Edit: May 23, 2017, 05:57:01 PM by rdaneel0 »

MrDelane

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Re: Overheard at Work
« Reply #17709 on: May 23, 2017, 06:14:39 PM »
I had a coworker ask me recently if I thought it would be worthwhile for them to enroll in the company offered 401k.  This coworker is in their mid 40s and has been at the company for 15 years.

Another coworker overheard us and asked, completely sincerely, "wait, do we have to sign up for it?  I never did and they take money out of my paycheck for it every month."   Apparently this coworker was under the impression that the 'benefits' category in their paystub referred to their 401K.  I had to break the news that it was money they were paying for their health insurance.  That coworker has been at the company for over 7 years. 

I have been at this company for a significantly shorter time than both of them and enrolled in the 401K the day my paperwork went through.

So as a followup to this one... the coworker who didn't realize they were NOT enrolled in the 401K apparently enrolled now.
They came in to work this week and said "they take out so much of my check for retirement!."
I informed them that they could simply choose a lower percentage.

They then responded with....
"I'm just going to stop them from taking any money out.  I don't want to be poor."



Sigh.

prognastat

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Re: Overheard at Work
« Reply #17710 on: May 23, 2017, 06:23:13 PM »
I had a coworker ask me recently if I thought it would be worthwhile for them to enroll in the company offered 401k.  This coworker is in their mid 40s and has been at the company for 15 years.

Another coworker overheard us and asked, completely sincerely, "wait, do we have to sign up for it?  I never did and they take money out of my paycheck for it every month."   Apparently this coworker was under the impression that the 'benefits' category in their paystub referred to their 401K.  I had to break the news that it was money they were paying for their health insurance.  That coworker has been at the company for over 7 years. 

I have been at this company for a significantly shorter time than both of them and enrolled in the 401K the day my paperwork went through.

So as a followup to this one... the coworker who didn't realize they were NOT enrolled in the 401K apparently enrolled now.
They came in to work this week and said "they take out so much of my check for retirement!."
I informed them that they could simply choose a lower percentage.

They then responded with....
"I'm just going to stop them from taking any money out.  I don't want to be poor."



Sigh.

It's unfortunate that people don't seem to seem the link between not saving money and being poor, but worse yet invert it in this case with linking not being free to spend as being poor while not having anything saved wouldn't be poor.

kayvent

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Re: Overheard at Work
« Reply #17711 on: May 23, 2017, 07:20:59 PM »
I had a coworker ask me recently if I thought it would be worthwhile for them to enroll in the company offered 401k.  This coworker is in their mid 40s and has been at the company for 15 years.

Another coworker overheard us and asked, completely sincerely, "wait, do we have to sign up for it?  I never did and they take money out of my paycheck for it every month."   Apparently this coworker was under the impression that the 'benefits' category in their paystub referred to their 401K.  I had to break the news that it was money they were paying for their health insurance.  That coworker has been at the company for over 7 years. 

I have been at this company for a significantly shorter time than both of them and enrolled in the 401K the day my paperwork went through.

So as a followup to this one... the coworker who didn't realize they were NOT enrolled in the 401K apparently enrolled now.
They came in to work this week and said "they take out so much of my check for retirement!."
I informed them that they could simply choose a lower percentage.

They then responded with....
"I'm just going to stop them from taking any money out.  I don't want to be poor."



Sigh.

It's unfortunate that people don't seem to seem the link between not saving money and being poor, but worse yet invert it in this case with linking not being free to spend as being poor while not having anything saved wouldn't be poor.

I could be delay more so than a disregard. If they are living paycheque to paycheque, the hit with the contribution MAY be making them poor (needing to incur debt or consume savings). In that sense, they would be totally accurate in their description. To you and I, our natural solution would be to cut expenses but to them the quickest and easiest solution may be to increase their income by forgoing saving.

The reason why I bring this up is that I recently read The Wealthy Barber Returns and he describes that many hordes of people have done this: saved up lots of money while accumulating HELOC and credit card debt. Without knowing MrDelane's CW, at least it doesn't sound like he will save while racking up debt.
« Last Edit: May 23, 2017, 07:22:53 PM by kayvent »

MrDelane

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Re: Overheard at Work
« Reply #17712 on: May 23, 2017, 07:36:01 PM »
I had a coworker ask me recently if I thought it would be worthwhile for them to enroll in the company offered 401k.  This coworker is in their mid 40s and has been at the company for 15 years.

Another coworker overheard us and asked, completely sincerely, "wait, do we have to sign up for it?  I never did and they take money out of my paycheck for it every month."   Apparently this coworker was under the impression that the 'benefits' category in their paystub referred to their 401K.  I had to break the news that it was money they were paying for their health insurance.  That coworker has been at the company for over 7 years. 

I have been at this company for a significantly shorter time than both of them and enrolled in the 401K the day my paperwork went through.

So as a followup to this one... the coworker who didn't realize they were NOT enrolled in the 401K apparently enrolled now.
They came in to work this week and said "they take out so much of my check for retirement!."
I informed them that they could simply choose a lower percentage.

They then responded with....
"I'm just going to stop them from taking any money out.  I don't want to be poor."



Sigh.

It's unfortunate that people don't seem to seem the link between not saving money and being poor, but worse yet invert it in this case with linking not being free to spend as being poor while not having anything saved wouldn't be poor.

I think it is more so a delay than a disregard. If they are living paycheque to paycheque, the hit with the contribution MAY be making them poor (needing to incur debt or consume savings). In that sense, they would be totally accurate in their description. To you and I, our natural solution would be to cut expenses but to them the quickest and easiest solution may be to increase their income by forgoing saving.

The reason why I bring this up is that I recently read The Wealthy Barber Returns and he describes that many hordes of people have done this: saved up lots of money while accumulating HELOC and credit card debt. Without knowing MrDelane's CW, at least it doesn't sound like he will save while racking up debt.

You may be right on that.  This particular coworker is (I think) well paid. I can't imagine they are making less than 100K/year.  But, they literally pay for every single service you can imagine... they do not cook (ever), have a housekeeper, pay to get their laundry done, etc etc.

We've had a few conversations about it - but I'm proceeding with caution.  At least I was able to convince them to enroll in the 401K.  That was a huge step.

Paul der Krake

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Re: Overheard at Work
« Reply #17713 on: May 23, 2017, 09:08:17 PM »
Just tell them the 401k is a service. Problem solved.

Linda_Norway

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Re: Overheard at Work
« Reply #17714 on: May 24, 2017, 06:14:23 AM »
I have a colleague who is otherwise quite frugal and brings his own lunch to work. BUT, he and his family are going to a Spa. This is a swimming pool with extra warm water and some bubble bath. He says he won't pay for any extra services because it is ridiculously expensive. But the spa itself is not cheap either. Another colleague who was in our room said that she would take all these extra services (mud on your face, massage, etc).

I have never paid for a Spa. Been in a hotel with a Spa when my company paid for it and been in the warm pool and the bubble bath. But paying myself for this? Really? No way!

Torran

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Re: Overheard at Work
« Reply #17715 on: May 24, 2017, 06:26:34 AM »
In the office today, group of co-workers signing someone's retirement card:

CW1: 'Do you think I'm ever going to retire?'
Everyone laughs

He lives in the city, has 2 cars (1 per adult in his household), buys his lunch every day, complains he doesn't get paid enough. Last chat I heard, his partner had gone on a juicing diet where she had fresh juice *delivered* to their house 3 times a day. No mate you're not gonna retire.

engineermom21

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Re: Overheard at Work
« Reply #17716 on: May 24, 2017, 07:24:53 AM »
I have a colleague who is otherwise quite frugal and brings his own lunch to work. BUT, he and his family are going to a Spa. This is a swimming pool with extra warm water and some bubble bath. He says he won't pay for any extra services because it is ridiculously expensive. But the spa itself is not cheap either. Another colleague who was in our room said that she would take all these extra services (mud on your face, massage, etc).

I have never paid for a Spa. Been in a hotel with a Spa when my company paid for it and been in the warm pool and the bubble bath. But paying myself for this? Really? No way!

Eh, if this is their one vacation for the year, I can see it.  My sister is turning 30 this year, and I'm planning a spa day for the two of us.  I've never done one before, and it's probably not something I'll do again for a while, but I have money set aside for things like this.  I save in certain areas so I can splurge in others.  This will be one of the times I choose to splurge.  If he is frugal most of the time, this could have been one of his rare splurges.

Inaya

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Re: Overheard at Work
« Reply #17717 on: May 24, 2017, 07:44:11 AM »
I have a colleague who is otherwise quite frugal and brings his own lunch to work. BUT, he and his family are going to a Spa. This is a swimming pool with extra warm water and some bubble bath. He says he won't pay for any extra services because it is ridiculously expensive. But the spa itself is not cheap either. Another colleague who was in our room said that she would take all these extra services (mud on your face, massage, etc).

I have never paid for a Spa. Been in a hotel with a Spa when my company paid for it and been in the warm pool and the bubble bath. But paying myself for this? Really? No way!

Eh, if this is their one vacation for the year, I can see it.  My sister is turning 30 this year, and I'm planning a spa day for the two of us.  I've never done one before, and it's probably not something I'll do again for a while, but I have money set aside for things like this.  I save in certain areas so I can splurge in others.  This will be one of the times I choose to splurge.  If he is frugal most of the time, this could have been one of his rare splurges.
After high school, some girl friends from school and I would go to a spa to relax and catch up whenever any of us happened to be in town at the same time. I think it was something like $9 and we could stay there as long as we wanted using the baths and sauna. I mean it wasn't free, but it was much cheaper than going to a restaurant or bar.
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MrDelane

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Re: Overheard at Work
« Reply #17718 on: May 24, 2017, 07:46:02 AM »
Just tell them the 401k is a service. Problem solved.

Brilliant
:)

jinga nation

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Re: Overheard at Work
« Reply #17719 on: May 24, 2017, 09:35:42 AM »
Just tell them the 401k is a service. Problem solved.

Brilliant
:)
It is the age of the service economy. Saving as a service. SAAS. I like it.
Now sell that idea successfully...
If I genuinely enjoy my profession and workplace, is there a reason to FIRE? Keep Calm and Carry On Milking.

MgoSam

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Re: Overheard at Work
« Reply #17720 on: May 24, 2017, 10:50:52 AM »
I have a colleague who is otherwise quite frugal and brings his own lunch to work. BUT, he and his family are going to a Spa. This is a swimming pool with extra warm water and some bubble bath. He says he won't pay for any extra services because it is ridiculously expensive. But the spa itself is not cheap either. Another colleague who was in our room said that she would take all these extra services (mud on your face, massage, etc).

I have never paid for a Spa. Been in a hotel with a Spa when my company paid for it and been in the warm pool and the bubble bath. But paying myself for this? Really? No way!

Eh, if this is their one vacation for the year, I can see it.  My sister is turning 30 this year, and I'm planning a spa day for the two of us.  I've never done one before, and it's probably not something I'll do again for a while, but I have money set aside for things like this.  I save in certain areas so I can splurge in others.  This will be one of the times I choose to splurge.  If he is frugal most of the time, this could have been one of his rare splurges.
After high school, some girl friends from school and I would go to a spa to relax and catch up whenever any of us happened to be in town at the same time. I think it was something like $9 and we could stay there as long as we wanted using the baths and sauna. I mean it wasn't free, but it was much cheaper than going to a restaurant or bar.

Is it sad that I am now thinking of having a spa day for myself? I might be good for me to pamper myself a little and I have the money to pay for it, though I would of course like to know what the total cost is first.

prognastat

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Re: Overheard at Work
« Reply #17721 on: May 24, 2017, 01:47:43 PM »
Just tell them the 401k is a service. Problem solved.

Brilliant
:)
It is the age of the service economy. Saving as a service. SAAS. I like it.
Now sell that idea successfully...

Savings As Support Service.  I shall give them SASS whether they like it or not.

marielle

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Re: Overheard at Work
« Reply #17722 on: May 24, 2017, 02:38:08 PM »
I honestly don't even know what a "spa day" is. Is it like...manicures and a facial treatment? I always thought this was something that was only in the movies (but they never actually show them as far as I remember), or for special occasions like your engagement party.

BuffaloStache

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Re: Overheard at Work
« Reply #17723 on: May 24, 2017, 02:53:06 PM »
^I've paid to go into some natural hotsprings after a long day of hiking, but that's about it.
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Feivel2000

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Re: Overheard at Work
« Reply #17724 on: May 24, 2017, 02:57:16 PM »
Just tell them the 401k is a service. Problem solved.

Brilliant
:)
It is the age of the service economy. Saving as a service. SAAS. I like it.
Now sell that idea successfully...
You mean like
https://withplum.com/
?

Only one example


o2bfree

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Re: Overheard at Work
« Reply #17725 on: May 24, 2017, 03:04:01 PM »
I honestly don't even know what a "spa day" is. Is it like...manicures and a facial treatment? I always thought this was something that was only in the movies (but they never actually show them as far as I remember), or for special occasions like your engagement party.

I did a spa day once as part of a bachelorette party for a girl at work about 12 years ago. It was $100 each, and we got to choose from various treatments, mud packs, massages, pedicures, etc. I chose the massage, hoping to get some work done on my tight neck muscles. I was put in a robe in a darkened, wood-paneled room with soothing music and scented candles. Then for about a 1/2 hour, a masseuse basically petted me and put hot rocks on my back. I kept hoping she'd do some deep-muscle massage, but it was all about being soothed and pampered. I thought about asking her if she could switch it up, but the request seemed too brutish for the refined ambiance of the room. Definitely not my style, and a complete waste of cash for me. 

mtn

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Re: Overheard at Work
« Reply #17726 on: May 24, 2017, 03:54:15 PM »
I honestly don't even know what a "spa day" is. Is it like...manicures and a facial treatment? I always thought this was something that was only in the movies (but they never actually show them as far as I remember), or for special occasions like your engagement party.

I did a spa day once as part of a bachelorette party for a girl at work about 12 years ago. It was $100 each, and we got to choose from various treatments, mud packs, massages, pedicures, etc. I chose the massage, hoping to get some work done on my tight neck muscles. I was put in a robe in a darkened, wood-paneled room with soothing music and scented candles. Then for about a 1/2 hour, a masseuse basically petted me and put hot rocks on my back. I kept hoping she'd do some deep-muscle massage, but it was all about being soothed and pampered. I thought about asking her if she could switch it up, but the request seemed too brutish for the refined ambiance of the room. Definitely not my style, and a complete waste of cash for me.

You either signed up for the wrong kind of massage, or else got a bad one. A big luxury, for sure, but totally worth it when done right.

o2bfree

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Re: Overheard at Work
« Reply #17727 on: May 24, 2017, 04:26:02 PM »
I did a spa day once as part of a bachelorette party for a girl at work about 12 years ago. It was $100 each, and we got to choose from various treatments, mud packs, massages, pedicures, etc. I chose the massage, hoping to get some work done on my tight neck muscles. I was put in a robe in a darkened, wood-paneled room with soothing music and scented candles. Then for about a 1/2 hour, a masseuse basically petted me and put hot rocks on my back. I kept hoping she'd do some deep-muscle massage, but it was all about being soothed and pampered. I thought about asking her if she could switch it up, but the request seemed too brutish for the refined ambiance of the room. Definitely not my style, and a complete waste of cash for me.

You either signed up for the wrong kind of massage, or else got a bad one. A big luxury, for sure, but totally worth it when done right.

The spa had just one selection for "massage". They did give me a form to fill out which included the type of massage I wanted. I specified "deep-muscle". So yeah, I guess I got a bad one. I've had deep-muscle massages before (for free, from a friend studying the trade) and they were great, if a little painful (hurts so good!).

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Re: Overheard at Work
« Reply #17728 on: May 24, 2017, 04:28:52 PM »
I did a spa day once as part of a bachelorette party for a girl at work about 12 years ago. It was $100 each, and we got to choose from various treatments, mud packs, massages, pedicures, etc. I chose the massage, hoping to get some work done on my tight neck muscles. I was put in a robe in a darkened, wood-paneled room with soothing music and scented candles. Then for about a 1/2 hour, a masseuse basically petted me and put hot rocks on my back. I kept hoping she'd do some deep-muscle massage, but it was all about being soothed and pampered. I thought about asking her if she could switch it up, but the request seemed too brutish for the refined ambiance of the room. Definitely not my style, and a complete waste of cash for me.

You either signed up for the wrong kind of massage, or else got a bad one. A big luxury, for sure, but totally worth it when done right.

The spa had just one selection for "massage". They did give me a form to fill out which included the type of massage I wanted. I specified "deep-muscle". So yeah, I guess I got a bad one. I've had deep-muscle massages before (for free, from a friend studying the trade) and they were great, if a little painful (hurts so good!).

I wish I had such friends! I would love to get a deep tissue massage for free.

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Re: Overheard at Work
« Reply #17729 on: May 24, 2017, 04:49:50 PM »
I did a spa day once as part of a bachelorette party for a girl at work about 12 years ago. It was $100 each, and we got to choose from various treatments, mud packs, massages, pedicures, etc. I chose the massage, hoping to get some work done on my tight neck muscles. I was put in a robe in a darkened, wood-paneled room with soothing music and scented candles. Then for about a 1/2 hour, a masseuse basically petted me and put hot rocks on my back. I kept hoping she'd do some deep-muscle massage, but it was all about being soothed and pampered. I thought about asking her if she could switch it up, but the request seemed too brutish for the refined ambiance of the room. Definitely not my style, and a complete waste of cash for me.

You either signed up for the wrong kind of massage, or else got a bad one. A big luxury, for sure, but totally worth it when done right.

The spa had just one selection for "massage". They did give me a form to fill out which included the type of massage I wanted. I specified "deep-muscle". So yeah, I guess I got a bad one. I've had deep-muscle massages before (for free, from a friend studying the trade) and they were great, if a little painful (hurts so good!).

I wish I had such friends! I would love to get a deep tissue massage for free.

Well, it wasn't exactly free... ;-)

BuffaloStache

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Re: Overheard at Work
« Reply #17730 on: May 24, 2017, 05:27:29 PM »
I'll second that deep tissue massages can be great. I have a cousin who is a professional masseuse and does great work. I typically trade other things besides cash (yard work, errands, give him some home brew, etc.) with him to get a massage here and there.
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LennStar

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Re: Overheard at Work
« Reply #17731 on: May 25, 2017, 01:46:28 AM »
In the office today, group of co-workers signing someone's retirement card:

CW1: 'Do you think I'm ever going to retire?'
Everyone laughs

He lives in the city, has 2 cars (1 per adult in his household), buys his lunch every day, complains he doesn't get paid enough. Last chat I heard, his partner had gone on a juicing diet where she had fresh juice *delivered* to their house 3 times a day. No mate you're not gonna retire.
HFS

Delivered juice 3 times a day? When you have a car wher you can carry as much juice as you need for weeks from the shop to home?

No wait, this was a diet, right? You always do sports at diets, right?? So why the hell did she not walk to the shop 3 times a day???

mustachepungoeshere

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Re: Overheard at Work
« Reply #17732 on: May 25, 2017, 04:12:02 AM »
I honestly don't even know what a "spa day" is. Is it like...manicures and a facial treatment? I always thought this was something that was only in the movies (but they never actually show them as far as I remember), or for special occasions like your engagement party.

My running joke with my husband is that I have spa days when he's away for work.

In reality, I drink, watch Top Gear and eat nachos. Husband mopes that he misses out on bachelor fun times. :D

Rollin

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Re: Overheard at Work
« Reply #17733 on: May 25, 2017, 05:50:09 AM »
Wore a Denali jacket to work last week.

Colleague: I love your jacket!
Me: Thank you.
Colleague: No, I really love it! I have to buy one. Where did you get it?
Me: Anaconda... six years ago.
Colleague: What? And you're still wearing it?
Me: ... yes.
Colleague: Oh I'd never keep something for that long.

Well, I do. It was $80 and after six years, 10 countries and a lot of festivals and events, it still looks like new apart from the tab missing on one sleeve zipper.

Funny that she loved it, but wouldn't (or now doesn't) knowing that it was 6 years old??
« Last Edit: May 25, 2017, 06:07:32 AM by Rollin »
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mtn

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Re: Overheard at Work
« Reply #17734 on: May 25, 2017, 08:09:02 AM »
Wore a Denali jacket to work last week.

Colleague: I love your jacket!
Me: Thank you.
Colleague: No, I really love it! I have to buy one. Where did you get it?
Me: Anaconda... six years ago.
Colleague: What? And you're still wearing it?
Me: ... yes.
Colleague: Oh I'd never keep something for that long.

Well, I do. It was $80 and after six years, 10 countries and a lot of festivals and events, it still looks like new apart from the tab missing on one sleeve zipper.

Funny that she loved it, but wouldn't (or now doesn't) knowing that it was 6 years old??

I'm about to spend about $20 "restoring" my favorite jacket. Needs to be dry cleaned and a bunch of buttons sewn back on. But I love it, and have owned it since I was 13. 14 years going on strong, why stop now?

Chris22

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Re: Overheard at Work
« Reply #17735 on: May 25, 2017, 08:54:45 AM »
Wore a Denali jacket to work last week.

Colleague: I love your jacket!
Me: Thank you.
Colleague: No, I really love it! I have to buy one. Where did you get it?
Me: Anaconda... six years ago.
Colleague: What? And you're still wearing it?
Me: ... yes.
Colleague: Oh I'd never keep something for that long.

Well, I do. It was $80 and after six years, 10 countries and a lot of festivals and events, it still looks like new apart from the tab missing on one sleeve zipper.

Funny that she loved it, but wouldn't (or now doesn't) knowing that it was 6 years old??

I'm about to spend about $20 "restoring" my favorite jacket. Needs to be dry cleaned and a bunch of buttons sewn back on. But I love it, and have owned it since I was 13. 14 years going on strong, why stop now?

I 'invested' in a high-quality black peacoat/over coat when I first started working about 12 years ago, and a similar brown one a couple years later, and they're both still great.  Get them dry cleaned every few years and had the inside sleeve lining of one of them stitched up, but otherwise no reason to think they won't last another decade or more. 
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Maenad

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Re: Overheard at Work
« Reply #17736 on: May 25, 2017, 10:23:46 AM »
I have friends who bought an Instant Pot from Amazon right around Black Friday last year when they were on super-duper sale - great, right? Except it's still in the box, they've never used it. I'm wondering how long I have to wait to ask them if they'd sell it to me.

To be fair, the Black Friday sale was an amazing deal. I love my Instant Pot and use it for a ton of different dishes. We bought my parents one on Black Friday as a gift. They were contemplating buying their own because we spoke so highly of it and they use theirs frequently as well :)

Oh, I know! I was just like, "Oh hon, why did you buy it and then never use it?"


Lentils4Lunch

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Re: Overheard at Work
« Reply #17737 on: May 25, 2017, 08:43:27 PM »
I got one!

My former co-worker's daughter was recently deciding between two colleges. One is local and has offered her a full scholarship including room and board. The other one is on the other side of the country and will cost them... wait for it...

...

$100,000 a year!!!!

I didn't ask the details, but I believe this is a private college unlikely to offer her a scholarship. I'm guessing he must be factoring in some very fancy room and board along with travel costs for flying here out and back a few times a year?!

Anyway, we had this conversation a few months ago so she must have made the decision by now. I should go Facebook stalk him to see if I can figure out which college she went with. If she went with pricey one, he and his wife are still planning to foot 100 percent of the bill because daughter wants to be an actress and probably won't be making much upon graduation.

I genuinely like this guy and his family. They are obviously extremely devoted to allowing their daughter to pursue her dream. He seemed very Zen about the whole thing. But damn!

MBot

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Re: Overheard at Work
« Reply #17738 on: May 25, 2017, 09:39:35 PM »
I have a colleague who is otherwise quite frugal and brings his own lunch to work. BUT, he and his family are going to a Spa. This is a swimming pool with extra warm water and some bubble bath. He says he won't pay for any extra services because it is ridiculously expensive. But the spa itself is not cheap either. Another colleague who was in our room said that she would take all these extra services (mud on your face, massage, etc).

I have never paid for a Spa. Been in a hotel with a Spa when my company paid for it and been in the warm pool and the bubble bath. But paying myself for this? Really? No way!

Eh, if this is their one vacation for the year, I can see it.  My sister is turning 30 this year, and I'm planning a spa day for the two of us.  I've never done one before, and it's probably not something I'll do again for a while, but I have money set aside for things like this.  I save in certain areas so I can splurge in others.  This will be one of the times I choose to splurge.  If he is frugal most of the time, this could have been one of his rare splurges.
After high school, some girl friends from school and I would go to a spa to relax and catch up whenever any of us happened to be in town at the same time. I think it was something like $9 and we could stay there as long as we wanted using the baths and sauna. I mean it wasn't free, but it was much cheaper than going to a restaurant or bar.

Is it sad that I am now thinking of having a spa day for myself? I might be good for me to pamper myself a little and I have the money to pay for it, though I would of course like to know what the total cost is first.

If you have massages covered under benefits, many very fancy spas have RMTs. And you can continue to use the facility after just having your massage. So go early, check in, hot tub, lounge around and drink the complimentary coffee, chat, swim. Get a massage, which is fully reimbursable, then stay and swim/hot tub/sauna at the spa as long as you like at no additional charge. One very nice day and no money out of your pocket that you won't be reimbursed.  Eg Pillar and Post in Niagara on the Lake is fantastic for this. Gorgeous facility and often very quiet.
« Last Edit: May 25, 2017, 09:42:12 PM by MBot »

marcela

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Re: Overheard at Work
« Reply #17739 on: May 26, 2017, 08:23:15 AM »
I got one!

My former co-worker's daughter was recently deciding between two colleges. One is local and has offered her a full scholarship including room and board. The other one is on the other side of the country and will cost them... wait for it...

...

$100,000 a year!!!!

I didn't ask the details, but I believe this is a private college unlikely to offer her a scholarship. I'm guessing he must be factoring in some very fancy room and board along with travel costs for flying here out and back a few times a year?!

Anyway, we had this conversation a few months ago so she must have made the decision by now. I should go Facebook stalk him to see if I can figure out which college she went with. If she went with pricey one, he and his wife are still planning to foot 100 percent of the bill because daughter wants to be an actress and probably won't be making much upon graduation.

I genuinely like this guy and his family. They are obviously extremely devoted to allowing their daughter to pursue her dream. He seemed very Zen about the whole thing. But damn!

Yeah, there's no way that 100k is the yearly tuition number. At least not in the US. I think Columbia has the highest tuition in the US at $55,161.

ysette9

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Re: Overheard at Work
« Reply #17740 on: May 26, 2017, 08:48:52 AM »
Quote
o go early, check in, hot tub, lounge around and drink the complimentary coffee, chat, swim. Get a massage, which is fully reimbursable, then stay and swim/hot tub/sauna at the spa as long as you like at no additional charge

I LOVE spa days. I do it very rarely (as in every couple of years) but when I do it is such a treat. Just walking in to the place and smelling the subtle incense and hearing the soft music makes me feel more relaxed. I love the huge hot tub/pool, the free fruit and fruit-flavored water, the quiet nap room, etc. etc. Aaaahhhh.

I suspect a big part of it is that when i go to the spa it is entirely me time with no sense of guilt for not getting stuff done. I love weekends around the house, but I always feel like I am *on* doing something or another. I very rarely get to just sit and veg. It's amazing how there are always so many things to do or demands on me.
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Chris22

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Re: Overheard at Work
« Reply #17741 on: May 26, 2017, 09:02:03 AM »
I got one!

My former co-worker's daughter was recently deciding between two colleges. One is local and has offered her a full scholarship including room and board. The other one is on the other side of the country and will cost them... wait for it...

...

$100,000 a year!!!!

I didn't ask the details, but I believe this is a private college unlikely to offer her a scholarship. I'm guessing he must be factoring in some very fancy room and board along with travel costs for flying here out and back a few times a year?!

Anyway, we had this conversation a few months ago so she must have made the decision by now. I should go Facebook stalk him to see if I can figure out which college she went with. If she went with pricey one, he and his wife are still planning to foot 100 percent of the bill because daughter wants to be an actress and probably won't be making much upon graduation.

I genuinely like this guy and his family. They are obviously extremely devoted to allowing their daughter to pursue her dream. He seemed very Zen about the whole thing. But damn!

Yeah, there's no way that 100k is the yearly tuition number. At least not in the US. I think Columbia has the highest tuition in the US at $55,161.

Also, the assumption "this is a private college unlikely to offer her scholarships"; if that's based on her and her specific circumstance, fine, but in general, private colleges are more generous with scholarships because they can often afford to be.  My wife has a cousin from a relatively low-income family and it was FAR cheaper for their daughter to go to (local prestigious private college) than it was to go to (main campus of local state school) when scholarships were accounted for. 
"If I could get all the money back I ever spent on cars, I'd spend it on cars." - Nick Mason

threefive

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Re: Overheard at Work
« Reply #17742 on: May 26, 2017, 12:54:24 PM »
Yeah, there's no way that 100k is the yearly tuition number. At least not in the US. I think Columbia has the highest tuition in the US at $55,161.

Also, the assumption "this is a private college unlikely to offer her scholarships"; if that's based on her and her specific circumstance, fine, but in general, private colleges are more generous with scholarships because they can often afford to be.  My wife has a cousin from a relatively low-income family and it was FAR cheaper for their daughter to go to (local prestigious private college) than it was to go to (main campus of local state school) when scholarships were accounted for.

I work in higher ed. It's almost impossible to go to a private college/university WITHOUT getting some sort of scholarship. The only people that pay sticker price are really rich international students. I went to an "expensive" private college in a different state form my hometown, mostly because they gave me enough aid that it ended up costing as much as the local state university. I wasn't even a very good student. That said, turning down a full ride is stupid.

Stanford is roughly $45k in tuition per year and is located right in the middle of one of the most expensive areas in the world. With the most expensive housing and meal plan available, it's still "only" about $60k per year for full sticker price. To get to $100k, special snowflake would need to rent a relatively nice 1 BR apartment for themselves in Palo Alto for the entire year, ignore they now have a kitchen and buy a meal plan, buy a car, and blow a crap ton of cash each week on booze. $100k per year is more than likely an exaggeration, or they meant total.

MgoSam

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Re: Overheard at Work
« Reply #17743 on: May 27, 2017, 01:17:01 PM »
I got one!

My former co-worker's daughter was recently deciding between two colleges. One is local and has offered her a full scholarship including room and board. The other one is on the other side of the country and will cost them... wait for it...

...

$100,000 a year!!!!

I didn't ask the details,

Yeah, there's no way that 100k is the yearly tuition number. At least not in the US. I think Columbia has the highest tuition in the US at $55,161.

Perhaps the coworker is also adding the opportunity cost of her time in college?

As for the OP, please be encouraged to ask for details and share with us. If you want, I don't know your work environment and coworker so it also may not be wise to pry too much.

Alim Nassor

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Re: Overheard at Work
« Reply #17744 on: May 27, 2017, 04:08:33 PM »
Not an overheard type story, but in my shared office area 5 or 6 guys sit when we are between tasks and we surf the internet.  I'm always looking at real estate listings and reading financial pages and blogs, all of my co-workers are browsing craigslist, newegg, and any site you can think of, looking to buy more crap.   They usually don't have anything in particular they are looking for, but always seem to find something they didn't know they needed.

BuffaloStache

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Re: Overheard at Work
« Reply #17745 on: May 28, 2017, 05:59:31 AM »
... They usually don't have anything in particular they are looking for, but always seem to find something they didn't know they needed.

This is an important and interesting point. I don't typically look at coupons, because I find myself more likely to buy something I don't really need if I'm under the guise that it's "a good deal". I think the same can be said for random online store browsing, or walking through an actual store- the more you are surrounded with unneeded crap, the more likely you will buy something.
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tyort1

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Re: Overheard at Work
« Reply #17746 on: May 28, 2017, 11:27:29 AM »
... They usually don't have anything in particular they are looking for, but always seem to find something they didn't know they needed.

This is an important and interesting point. I don't typically look at coupons, because I find myself more likely to buy something I don't really need if I'm under the guise that it's "a good deal". I think the same can be said for random online store browsing, or walking through an actual store- the more you are surrounded with unneeded crap, the more likely you will buy something.

Yes!  This is also why cutting cable is so effective, it saves $$ but it also reduces your exposure to unneeded crap.
Frugalite in training.

Lentils4Lunch

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Re: Overheard at Work
« Reply #17747 on: May 28, 2017, 11:52:48 AM »

Quote
As for the OP, please be encouraged to ask for details and share with us. If you want, I don't know your work environment and coworker so it also may not be wise to pry too much.

Alright, OP here. I figured out the school: American Academy of Dramatic Arts in LA.

As others have pointed out, this $100k figure is wildly off, even accounting for pricey off campus housing, a car, and frequent flights across the country. Tuition, fees, room and board is projected to run $50k per year according to their website. So now I feel silly and gullible!

threefive

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Re: Overheard at Work
« Reply #17748 on: May 28, 2017, 12:14:18 PM »

Quote
As for the OP, please be encouraged to ask for details and share with us. If you want, I don't know your work environment and coworker so it also may not be wise to pry too much.

Alright, OP here. I figured out the school: American Academy of Dramatic Arts in LA.

As others have pointed out, this $100k figure is wildly off, even accounting for pricey off campus housing, a car, and frequent flights across the country. Tuition, fees, room and board is projected to run $50k per year according to their website. So now I feel silly and gullible!

Well ... The best justification I can come up with for a $50k/year vs. friggin' free education is that in that field, connections are probably pretty much necessary to get anywhere other than low-income cruise ship shows. It's more likely those connections would be made at someplace like the Academy vs. the drama department at South Regional State University. They'll still end up singing and acting on cruise ships, though.

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Re: Overheard at Work
« Reply #17749 on: May 29, 2017, 12:10:56 AM »

Quote
As for the OP, please be encouraged to ask for details and share with us. If you want, I don't know your work environment and coworker so it also may not be wise to pry too much.

Alright, OP here. I figured out the school: American Academy of Dramatic Arts in LA.

As others have pointed out, this $100k figure is wildly off, even accounting for pricey off campus housing, a car, and frequent flights across the country. Tuition, fees, room and board is projected to run $50k per year according to their website. So now I feel silly and gullible!

Well ... The best justification I can come up with for a $50k/year vs. friggin' free education is that in that field, connections are probably pretty much necessary to get anywhere other than low-income cruise ship shows. It's more likely those connections would be made at someplace like the Academy vs. the drama department at South Regional State University. They'll still end up singing and acting on cruise ships, though.
I wonder just how many successful actors call the American  Academy of Dramatic Arts their Alma Mater.
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