Author Topic: Overheard at Work  (Read 10603479 times)

Jakejake

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Re: Overheard at Work
« Reply #16500 on: January 24, 2017, 01:13:30 PM »
You could offer to find her the label of a fancy-pants PB brand so she can tape it over her PB?
If I were that worried about the branding, I'd scoop it out and put it in a mason jar - and tell people it was "processed locally" - which would sort of be true.

Kevin S.

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Re: Overheard at Work
« Reply #16501 on: January 24, 2017, 02:22:59 PM »
overhear co-worker talking about the state of home prices here in Denver (only going up , just now starting to slow down).

I told him that me and fiancÚ just decided to keep renting for the time being. Not wanting to gamble on throwing a bunch of money down on a house right now when rent is still right at what a same size house would cost if not a little less (for what we want at least  - 3 car garage, at least 1500 sq ft in the city).

He proceeds to tell me how renting is just a big money waste and he would rather live in a really crappy house then rent.

Then the other co worker chimes in and says they just built a house in south parker (fancy area) and the house came in right under 500k. Now I don't know what this guys finances are but I do know that he is probably late 50's(guessing) and makes 50k or less(know this for certain).

How in the actual f ! Unless this guy has some huge money laundering scheme / trust fund / sugar moma(s) I can't see how this makes any sense financially...

Then they started comparing trucks. Co worker has new a dodge ram and other co worker wants a new Silverado.

I sat down and continued eating my home made salad...so much fail

mustachepungoeshere

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Re: Overheard at Work
« Reply #16502 on: January 24, 2017, 03:00:00 PM »
You could offer to find her the label of a fancy-pants PB brand so she can tape it over her PB?
If I were that worried about the branding, I'd scoop it out and put it in a mason jar - and tell people it was "processed locally" - which would sort of be true.

Did that with mustard when a particularly brand-obsessed friend came over for dinner. I think it's fine to do this if you know they don't have food allergies.

Debts_of_Despair

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Re: Overheard at Work
« Reply #16503 on: January 24, 2017, 04:51:03 PM »
Since coworker got a job years ago at our employer that offers defined benefit pension, he has completely discontinued any other type of retirement savings.  The pension will be there to take care of him.

scottish

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Re: Overheard at Work
« Reply #16504 on: January 24, 2017, 05:27:25 PM »
Is your employer the government?   i could tell you stories about disappearing DB plans in industry...

Paul der Krake

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Re: Overheard at Work
« Reply #16505 on: January 24, 2017, 05:43:20 PM »
Defined contribution retirement plans are the single largest boost to early retirement.

It cracks me up when people here moan about how defined benefit pensions have been gutted. They were always a terrible deal for the enterprising worker.

arebelspy

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Re: Overheard at Work
« Reply #16506 on: January 24, 2017, 08:24:19 PM »
Defined contribution retirement plans are the single largest boost to early retirement.

It cracks me up when people here moan about how defined benefit pensions have been gutted. They were always a terrible deal for the enterprising worker.

Agreed.  Besides all the drawbacks you're thinking of that make them bad for normal retirees, they're huge handcuffs for early retirees.
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SwordGuy

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Re: Overheard at Work
« Reply #16507 on: January 24, 2017, 08:48:26 PM »
Did you ever look into buying a cutting board (or two) that fits over your stovetop and/or sink? They're cheap, and give you some extra counter space.

I have a rule in my house.  Nothing gets stored on a stovetop or in the oven that will burn.  Ever.

Just like you automate your savings so you don't forget to save, you set up routines that keep you from burning down the house.   FYI - a cat CAN turn on the burners on top of the stove.

Now, a cutting board over the sink, that's a good idea!

arebelspy

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Re: Overheard at Work
« Reply #16508 on: January 24, 2017, 09:00:34 PM »
Did you ever look into buying a cutting board (or two) that fits over your stovetop and/or sink? They're cheap, and give you some extra counter space.

I have a rule in my house.  Nothing gets stored on a stovetop or in the oven that will burn.  Ever.

Just like you automate your savings so you don't forget to save, you set up routines that keep you from burning down the house.   FYI - a cat CAN turn on the burners on top of the stove.

Now, a cutting board over the sink, that's a good idea!

I like this, just shared with the wife and we're implementing.  I don't think we ever have, but now it's a conscious decision we're aware of.  Thanks!
We are two former teachers who accumulated a bunch of real estate, retired at 29, spent some time traveling the world full time and are now settled with three kids.
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We (rarely) blog at AdventuringAlong.com. Check out our Now page to see what we're up to currently.

Metric Mouse

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Re: Overheard at Work
« Reply #16509 on: January 25, 2017, 12:04:30 AM »
Did you ever look into buying a cutting board (or two) that fits over your stovetop and/or sink? They're cheap, and give you some extra counter space.

I have a rule in my house.  Nothing gets stored on a stovetop or in the oven that will burn.  Ever.

Just like you automate your savings so you don't forget to save, you set up routines that keep you from burning down the house.   FYI - a cat CAN turn on the burners on top of the stove.

Now, a cutting board over the sink, that's a good idea!

I actually turned the cut-out pieces of countertop from my sinkwells into cutting boards. They're awesome, and would have been thrown away anyway.

Linea_Norway

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Re: Overheard at Work
« Reply #16510 on: January 25, 2017, 01:28:54 AM »
Did you ever look into buying a cutting board (or two) that fits over your stovetop and/or sink? They're cheap, and give you some extra counter space.

I have a rule in my house.  Nothing gets stored on a stovetop or in the oven that will burn.  Ever.

Just like you automate your savings so you don't forget to save, you set up routines that keep you from burning down the house.   FYI - a cat CAN turn on the burners on top of the stove.

Now, a cutting board over the sink, that's a good idea!

Here in Norway kitchens traditionally often had a cutting board right under the counter, that they can pull out like a drawer. Like this:
http://www.imgrum.net/media/1199383242750159697_40867937

This is the modern version of it, a separate board that fits on top of a drawer:
http://fossline.no/wp-content/uploads/2014/11/fjoel_paa_skuff.jpg

My friend uses a board like this to cut bread. I imagine that the access crumbs end up in the drawer.

I think people generally store too much stuff on their counter. But maybe that is because they have too little room in the cupboards.

Debts_of_Despair

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Re: Overheard at Work
« Reply #16511 on: January 25, 2017, 05:37:04 AM »
Is your employer the government?   i could tell you stories about disappearing DB plans in industry...

Yes, but that is no guarantee of anything.  The point is that it's foolish to depend solely on your pension, even if you don't plan to FIRE.
« Last Edit: January 25, 2017, 08:07:28 AM by Debts_of_Despair »

paddedhat

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Re: Overheard at Work
« Reply #16512 on: January 25, 2017, 05:53:02 AM »
Did you ever look into buying a cutting board (or two) that fits over your stovetop and/or sink? They're cheap, and give you some extra counter space.

I have a rule in my house.  Nothing gets stored on a stovetop or in the oven that will burn.  Ever.

Just like you automate your savings so you don't forget to save, you set up routines that keep you from burning down the house.  FYI - a cat CAN turn on the burners on top of the stove.

Now, a cutting board over the sink, that's a good idea!

I've mentioned it here in the past. I had a young guy working for me who lost his home in similar circumstances. He and his new bride were heading down the street to grab some pizza on a Friday night. They had a dog who had a bad habit of tearing the garbage up, so they put the can on the kitchen counter. They returned to a fully engulfed townhouse, surrounded by a real circus of emergency responders. The dog was rescued and the fire marshall quickly determined that the dog had been on the counter, enjoying the garbage that he spilled all over the stove, and managed to turn the stove on.

TheGrimSqueaker

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Re: Overheard at Work
« Reply #16513 on: January 25, 2017, 07:01:13 AM »
Did you ever look into buying a cutting board (or two) that fits over your stovetop and/or sink? They're cheap, and give you some extra counter space.

I have a rule in my house.  Nothing gets stored on a stovetop or in the oven that will burn.  Ever.

Just like you automate your savings so you don't forget to save, you set up routines that keep you from burning down the house.  FYI - a cat CAN turn on the burners on top of the stove.

Now, a cutting board over the sink, that's a good idea!

I've mentioned it here in the past. I had a young guy working for me who lost his home in similar circumstances. He and his new bride were heading down the street to grab some pizza on a Friday night. They had a dog who had a bad habit of tearing the garbage up, so they put the can on the kitchen counter. They returned to a fully engulfed townhouse, surrounded by a real circus of emergency responders. The dog was rescued and the fire marshall quickly determined that the dog had been on the counter, enjoying the garbage that he spilled all over the stove, and managed to turn the stove on.

Another reason to love my wheelchair-accessible stove, then: no pet induced drama. The dials are on the front, so you don't have to reach across burners to get to them. Since I do a lot of canning, I appreciate not having the knobs get in the way of vats of boiling water and vinegar.

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Re: Overheard at Work
« Reply #16514 on: January 25, 2017, 07:04:57 AM »
But you have to be careful about little kids turning the knobs. Not a problem as I recall from your stories.

paddedhat

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Re: Overheard at Work
« Reply #16515 on: January 25, 2017, 08:03:15 AM »
Did you ever look into buying a cutting board (or two) that fits over your stovetop and/or sink? They're cheap, and give you some extra counter space.

I have a rule in my house.  Nothing gets stored on a stovetop or in the oven that will burn.  Ever.

Just like you automate your savings so you don't forget to save, you set up routines that keep you from burning down the house.  FYI - a cat CAN turn on the burners on top of the stove.

Now, a cutting board over the sink, that's a good idea!

I've mentioned it here in the past. I had a young guy working for me who lost his home in similar circumstances. He and his new bride were heading down the street to grab some pizza on a Friday night. They had a dog who had a bad habit of tearing the garbage up, so they put the can on the kitchen counter. They returned to a fully engulfed townhouse, surrounded by a real circus of emergency responders. The dog was rescued and the fire marshall quickly determined that the dog had been on the counter, enjoying the garbage that he spilled all over the stove, and managed to turn the stove on.

Another reason to love my wheelchair-accessible stove, then: no pet induced drama. The dials are on the front, so you don't have to reach across burners to get to them. Since I do a lot of canning, I appreciate not having the knobs get in the way of vats of boiling water and vinegar.
LOL, the dog was able to burn the place to the ground, since it WAS a front control unit. Full disclosure however, it was one of those "back in the day" units that had push buttons instead of knobs. I recently paid for an ADA accessible stove for a family friend who had added an inlaw suite for his disabled sibling. I was pleasantly surprised to discover that it was reasonably priced, since my wife is disabled and there are certain sectors of the ADA market who delight in screwing their customers with horrendous overpricing.

Debts_of_Despair

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Re: Overheard at Work
« Reply #16516 on: January 25, 2017, 08:10:59 AM »
Defined contribution retirement plans are the single largest boost to early retirement.

It cracks me up when people here moan about how defined benefit pensions have been gutted. They were always a terrible deal for the enterprising worker.

It has it's benefits and drawbacks.  Pulling 60% of your salary for life starting at age 55 isn't so bad.  Some might even argue that 55 IS RE.

MrMoogle

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Re: Overheard at Work
« Reply #16517 on: January 25, 2017, 09:18:40 AM »
Defined contribution retirement plans are the single largest boost to early retirement.

It cracks me up when people here moan about how defined benefit pensions have been gutted. They were always a terrible deal for the enterprising worker.

It has it's benefits and drawbacks.  Pulling 60% of your salary for life starting at age 55 isn't so bad.  Some might even argue that 55 IS RE.
It is if you have to stay in the same company for 30 or more years.  In my industry in the 80's (when pensions were still a thing locally) people job hopped a lot.  Companies would lay off after a contract ended, or companies were created just for a specific contract (and therefore close it when the contract was over).  And people would follow contracts, as they were awarded to the next company.  Even then, if you didn't job hop, your salary would stagnate, so your salary at 55 is much lower. 

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Re: Overheard at Work
« Reply #16518 on: January 25, 2017, 11:01:29 AM »
I prepare food in the 2 ft x 2 ft space between my stove and sink. Much of which is taken up by an Instant Pot. It is incredibly frustrating, and I don't begrudge anyone who prefers not to deal with it.

That sounds maddening.  Could you get a little rolling cart or small table for the Instant Pot?  We have a little rolling cart that stores the dried beans and DBF's coffee things.

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Re: Overheard at Work
« Reply #16519 on: January 25, 2017, 11:06:12 AM »
I prepare food in the 2 ft x 2 ft space between my stove and sink. Much of which is taken up by an Instant Pot. It is incredibly frustrating, and I don't begrudge anyone who prefers not to deal with it.

That sounds maddening.  Could you get a little rolling cart or small table for the Instant Pot?  We have a little rolling cart that stores the dried beans and DBF's coffee things.

Could you install a shelf and put the instant pot there?  Take the insert down and fill it, and just leave the machine there?  I did that at one apartment with the toaster oven to save counter space.

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Re: Overheard at Work
« Reply #16520 on: January 25, 2017, 11:06:29 AM »
I prepare food in the 2 ft x 2 ft space between my stove and sink. Much of which is taken up by an Instant Pot. It is incredibly frustrating, and I don't begrudge anyone who prefers not to deal with it.

That sounds maddening.  Could you get a little rolling cart or small table for the Instant Pot?  We have a little rolling cart that stores the dried beans and DBF's coffee things.

If the ceiling isn't too high, have you considered getting or making a rack that allows you to suspend pots, pans and other larger items from it? I've known people who have done this over the sink or over the counter area. I don't recommend putting them over your stove because they will get filthy from the spatters that happen when food gets cooked.

PMG

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Re: Overheard at Work
« Reply #16521 on: January 25, 2017, 11:17:43 AM »
I prepare food in the 2 ft x 2 ft space between my stove and sink. Much of which is taken up by an Instant Pot. It is incredibly frustrating, and I don't begrudge anyone who prefers not to deal with it.

That sounds maddening.  Could you get a little rolling cart or small table for the Instant Pot?  We have a little rolling cart that stores the dried beans and DBF's coffee things.

If the ceiling isn't too high, have you considered getting or making a rack that allows you to suspend pots, pans and other larger items from it? I've known people who have done this over the sink or over the counter area. I don't recommend putting them over your stove because they will get filthy from the spatters that happen when food gets cooked.

I'm in the same situation. About 16"x24" but I use the instant pot on the floor.

Maybe we need a tiny kitchen thread.

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Re: Overheard at Work
« Reply #16522 on: January 25, 2017, 11:25:34 AM »
I prepare food in the 2 ft x 2 ft space between my stove and sink. Much of which is taken up by an Instant Pot. It is incredibly frustrating, and I don't begrudge anyone who prefers not to deal with it.

That sounds maddening.  Could you get a little rolling cart or small table for the Instant Pot?  We have a little rolling cart that stores the dried beans and DBF's coffee things.

If the ceiling isn't too high, have you considered getting or making a rack that allows you to suspend pots, pans and other larger items from it? I've known people who have done this over the sink or over the counter area. I don't recommend putting them over your stove because they will get filthy from the spatters that happen when food gets cooked.

Man I hate those things, and things hanging from the ceiling in general. My family is short, with me being the only (mild, 6'1) exception. I have to bob and weave whenever I go home.  I'm not sure how they even make sense for a short person. If they're high enough so you won't run into them when leaning over a counter/stove, doesn't that make them a pain to reach?

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Re: Overheard at Work
« Reply #16523 on: January 25, 2017, 11:27:21 AM »
Defined contribution retirement plans are the single largest boost to early retirement.

It cracks me up when people here moan about how defined benefit pensions have been gutted. They were always a terrible deal for the enterprising worker.

It has it's benefits and drawbacks.  Pulling 60% of your salary for life starting at age 55 isn't so bad.  Some might even argue that 55 IS RE.

My husband has a government pension we're banking on.  His will allow him to retire at 53. Benefits for life, plus access to medical insurance. I have 2 pension plans I'm vested in, along with 403B.  Every little bit helps.  Of course, like lots of folks, we really didn't start thinking about retirement until it was too, too late to get much of a jump start on it.

marielle

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Re: Overheard at Work
« Reply #16524 on: January 25, 2017, 11:34:05 AM »
I prepare food in the 2 ft x 2 ft space between my stove and sink. Much of which is taken up by an Instant Pot. It is incredibly frustrating, and I don't begrudge anyone who prefers not to deal with it.

That sounds maddening.  Could you get a little rolling cart or small table for the Instant Pot?  We have a little rolling cart that stores the dried beans and DBF's coffee things.

If the ceiling isn't too high, have you considered getting or making a rack that allows you to suspend pots, pans and other larger items from it? I've known people who have done this over the sink or over the counter area. I don't recommend putting them over your stove because they will get filthy from the spatters that happen when food gets cooked.

I'm in the same situation. About 16"x24" but I use the instant pot on the floor.

Maybe we need a tiny kitchen thread.

I think we do need a tiny kitchen thread. Mine is a typical small apartment kitchen but I have SO MUCH STUFF. I put a ton of nails in my walls just to hang measuring cups, spoons, and spatulas/large spoons. Also, I have a large spice rack over the laundry door with 50+ spices and a few extra bottles of things. The pantry is tiny, four shelves 1 ft x 2 ft in size. Stuff on top of stuff! With a bread machine, waffle maker, giant blender, and toaster oven being out most of the time there is very little space to work with. I store my large amounts of rice, flour, and oil in the laundry room that is right next to the kitchen.

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Re: Overheard at Work
« Reply #16525 on: January 25, 2017, 11:52:00 AM »
I prepare food in the 2 ft x 2 ft space between my stove and sink. Much of which is taken up by an Instant Pot. It is incredibly frustrating, and I don't begrudge anyone who prefers not to deal with it.

That sounds maddening.  Could you get a little rolling cart or small table for the Instant Pot?  We have a little rolling cart that stores the dried beans and DBF's coffee things.

If the ceiling isn't too high, have you considered getting or making a rack that allows you to suspend pots, pans and other larger items from it? I've known people who have done this over the sink or over the counter area. I don't recommend putting them over your stove because they will get filthy from the spatters that happen when food gets cooked.

I'm in the same situation. About 16"x24" but I use the instant pot on the floor.

Maybe we need a tiny kitchen thread.

I think we do need a tiny kitchen thread. Mine is a typical small apartment kitchen but I have SO MUCH STUFF. I put a ton of nails in my walls just to hang measuring cups, spoons, and spatulas/large spoons. Also, I have a large spice rack over the laundry door with 50+ spices and a few extra bottles of things. The pantry is tiny, four shelves 1 ft x 2 ft in size. Stuff on top of stuff! With a bread machine, waffle maker, giant blender, and toaster oven being out most of the time there is very little space to work with. I store my large amounts of rice, flour, and oil in the laundry room that is right next to the kitchen.
I'll join you all in your tiny kitchen thread if it gets going! I've also got a tiny kitchen and try to squeeze all I can into it while still leaving some counter space left. I've found that using Ikea-style shelving thats made of several long thin steel bars, we can put S-hooks under these and store all of our pots, pans, strainers, utensils, etc on them in an easy-to-reach space.
We also have a shelf just outside the kitchen that stores our slow cooker, pressure cooker, coffee maker, rice cooker, mixer, blender, bread maker, and soda stream, with all our Ball jars up top. This way when we are finished using the cookers (even if the inner pots/crocks are dirty) we put the big hulk back on the shelf to reclaim our counter space once more. Sorry for foam.

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Re: Overheard at Work
« Reply #16526 on: January 25, 2017, 12:18:18 PM »

TheGrimSqueaker

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Re: Overheard at Work
« Reply #16527 on: January 25, 2017, 12:47:08 PM »
I prepare food in the 2 ft x 2 ft space between my stove and sink. Much of which is taken up by an Instant Pot. It is incredibly frustrating, and I don't begrudge anyone who prefers not to deal with it.

That sounds maddening.  Could you get a little rolling cart or small table for the Instant Pot?  We have a little rolling cart that stores the dried beans and DBF's coffee things.

If the ceiling isn't too high, have you considered getting or making a rack that allows you to suspend pots, pans and other larger items from it? I've known people who have done this over the sink or over the counter area. I don't recommend putting them over your stove because they will get filthy from the spatters that happen when food gets cooked.

Man I hate those things, and things hanging from the ceiling in general. My family is short, with me being the only (mild, 6'1) exception. I have to bob and weave whenever I go home.  I'm not sure how they even make sense for a short person. If they're high enough so you won't run into them when leaning over a counter/stove, doesn't that make them a pain to reach?

No more than cabinets, really. It's an optimization exercise but it does require some design and planning.

The idea is to hang the pots and pans at a height where the lowest point is about an inch above your head, wherever that happens to be. But something hanging at 6'1" can still be easily and safely grasped by a person 5' tall if it's overhead or within easy reach of the edge of the counter. Putting it overhead in the middle of, say, a kitchen island will make it difficult for a short person. So the idea many people have of putting the racks or hooks right next to a wall with a counter in front is not good.

MgoSam

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Re: Overheard at Work
« Reply #16528 on: January 25, 2017, 03:21:30 PM »
Yes, I'm going to be "that guy," but as there is now a thread for Tiny Kitchens, can we please go back to mocking our co-workers' unmustachian behaviors?

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Re: Overheard at Work
« Reply #16529 on: January 25, 2017, 04:38:02 PM »
Sure! I'll offer up what I think is a pretty rough story. I've worked with a particular co-worker for about 5 years now. While this was not apparent to me immediately, I realized that both he and his wife eat out for nearly every single meal, every single day.

They both work and have to commute, so I think it's done partially out of convenience and partially out of loving the "dining-out" experience.

I don't think they eat at fancy restaurants most of the time. But they eat out at least once per day and sometimes on the weekends. I've picked up on this from casual conversations over time.

This lead me to do some rough calculations. I think this is a fairly conservative estimate: $10/meal x 2 people x 5 days/week x 2 times/day x 52 weeks = $10,400/year

Wow. Mind Blown.

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Re: Overheard at Work
« Reply #16530 on: January 25, 2017, 06:44:02 PM »
Since I'm self-employed, it's more of a 'heard from clients'.

One older couple is lovely, great people, always nice. I figure they're probably in their early 60's. The husband sells real estate, and the wife just got a new office job since I guess real estate has been slow. They went away a month or so ago, and I took care of the dog. She had to wait for the new job's first paycheck to be able to start paying off the vacation bill (with a few other walks), of $400. I can't even. How do you know you're living on a wildly fluctuating income and not have even a tiny buffer?? I would be nauseous with that little flexibility.

And from another client (not for the first time), I'll let the picture speak for itself. (If I can get it to appear)

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Re: Overheard at Work
« Reply #16531 on: January 26, 2017, 06:02:45 AM »
One of my close coworkers keeps talking about how he wants to save more money this year and spend less. Of course, he is still buying lunch from the cafeteria every day of the week instead of packing food (at $6-10/day).  And this is after he spent a ton of money last year on ... Cooking classes!  *facepalm*

Linea_Norway

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Re: Overheard at Work
« Reply #16532 on: January 26, 2017, 08:03:50 AM »
One of my colleagues says almost every day to me: I should do like you and bring my own lunch, but it is such a hassle to prepare lunch.

At my work we can eat for a fixed price. It is not expensive compared to other canteens, but it is quite a sum if you calculate what it costs per month (multiplied by 22 working days). And it is for me very tempting to overeat. I went up several kilos in weight when I started working there.

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Re: Overheard at Work
« Reply #16533 on: January 26, 2017, 08:15:20 AM »
A ton of people at work eat out for lunch everyday. Mostly cheap stuff like subway or bojangles since that's all there is in the area, but they also drive 5-6 miles total just to get lunch. A lot of them make much less money than me...some as low as $10.50 an hour. Also, almost everyone uses the vending machine for snacks and soda. It gets filled twice a week and there are only 70 employees. I've eaten out twice (both times paid by the company) and got fries one time (I was starving and that's all I could eat with my diet...I think I forgot lunch that day).

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Re: Overheard at Work
« Reply #16534 on: January 26, 2017, 08:23:41 AM »
We can eat well at the company cafeteria for $5. I don't do that every day but its nice not to leave work to go get food if you didn't bring it with you. I have coworkers who eat out every single day. In an effort to save money they'll got get the $5 fastfood platter somewhere. I did that with them recently and it was okay once in a blue moon. Can't imagine doing it daily. Just not enough variety to eat fried fast food and drink sodas daily.

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Re: Overheard at Work
« Reply #16535 on: January 26, 2017, 09:04:17 AM »
A little bit ago I showed a coworker that I paid 2500 from my last bi-weekly check to my student loan. My goal is to pay 4000 per month, meaning I paid 1500 out of the first check of the month.

He exclaimed, "Wow, I wish I had that much extra money every month!" This from a guy who has 10k in CC debt, is paying for a house in the Bay Area, is paying for a brand new huge truck and a new car and hardly ever works OT when it's offered.

He knows I work nearly every single hour I can possibly get, sometimes 75 hours per week. He also knows I rent a small studio with no kitchen and have lived out of my car for months at a time and refuse to buy the newest gadget coming out every week.

Our financial lives are a complete contrast, yet he wishes he had 4000 extra dollars every month. I told him it isn't extra, I just didn't spend it so that I could pay down debt with it, instead. He can't understand my mindset... you are SUPPOSED to buy a house and have nice vehicles to drive so that people know you are doing well.

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Re: Overheard at Work
« Reply #16536 on: January 26, 2017, 09:18:40 AM »
Did you ever look into buying a cutting board (or two) that fits over your stovetop and/or sink? They're cheap, and give you some extra counter space.

I have a rule in my house.  Nothing gets stored on a stovetop or in the oven that will burn.  Ever.

Just like you automate your savings so you don't forget to save, you set up routines that keep you from burning down the house.   FYI - a cat CAN turn on the burners on top of the stove.

Now, a cutting board over the sink, that's a good idea!

Here in Norway kitchens traditionally often had a cutting board right under the counter, that they can pull out like a drawer. Like this:
http://www.imgrum.net/media/1199383242750159697_40867937

This is the modern version of it, a separate board that fits on top of a drawer:
http://fossline.no/wp-content/uploads/2014/11/fjoel_paa_skuff.jpg

My friend uses a board like this to cut bread. I imagine that the access crumbs end up in the drawer.

I think people generally store too much stuff on their counter. But maybe that is because they have too little room in the cupboards.

We had one of those when my parents house was built in 1982.  I wonder why they stopped making them in the US.

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Re: Overheard at Work
« Reply #16537 on: January 26, 2017, 09:58:54 AM »
Did you ever look into buying a cutting board (or two) that fits over your stovetop and/or sink? They're cheap, and give you some extra counter space.

I have a rule in my house.  Nothing gets stored on a stovetop or in the oven that will burn.  Ever.

Just like you automate your savings so you don't forget to save, you set up routines that keep you from burning down the house.   FYI - a cat CAN turn on the burners on top of the stove.

Now, a cutting board over the sink, that's a good idea!

Here in Norway kitchens traditionally often had a cutting board right under the counter, that they can pull out like a drawer. Like this:
http://www.imgrum.net/media/1199383242750159697_40867937

This is the modern version of it, a separate board that fits on top of a drawer:
http://fossline.no/wp-content/uploads/2014/11/fjoel_paa_skuff.jpg

My friend uses a board like this to cut bread. I imagine that the access crumbs end up in the drawer.

I think people generally store too much stuff on their counter. But maybe that is because they have too little room in the cupboards.

We had one of those when my parents house was built in 1982.  I wonder why they stopped making them in the US.

wouldnt work for me thats far to short for my height.  normal counter height is borderline. 

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Re: Overheard at Work
« Reply #16538 on: January 26, 2017, 02:31:16 PM »
Sure! I'll offer up what I think is a pretty rough story. I've worked with a particular co-worker for about 5 years now. While this was not apparent to me immediately, I realized that both he and his wife eat out for nearly every single meal, every single day.

They both work and have to commute, so I think it's done partially out of convenience and partially out of loving the "dining-out" experience.

I don't think they eat at fancy restaurants most of the time. But they eat out at least once per day and sometimes on the weekends. I've picked up on this from casual conversations over time.

This lead me to do some rough calculations. I think this is a fairly conservative estimate: $10/meal x 2 people x 5 days/week x 2 times/day x 52 weeks = $10,400/year

Wow. Mind Blown.

Reminds me of a former boss (a VP with a working spouse and three boys).   He told me once about a super sale Costco (about 40 min drive away) was having on paper plates.   I agreed that it was a great deal, but not worth it to me, because I have trouble going through 40 paper plates a year (birthday parties).

He was amazed... That was when I found out the otherwise mustachian boss used paper plates for EVERY meal... because it made for no dishes.   and this was a place that charged $75 per month for the large trash / recycling can...

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Re: Overheard at Work
« Reply #16539 on: January 26, 2017, 03:18:58 PM »
Agreed there are differences, but I fail to see how someone with the attitude/capacity/work ethic to understand business finance cannot learn about personal finance. And these folks are everywhere.

That is what struck me when many years ago I read a Personal Finance column in Money magazine where the topic was about actually looking for the first time at how much you owed on credit cards and paying it off, and the author used himself as the case study.  Why would I take personal financial advice from someone who didn't even pay off their credit cards? 

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Re: Overheard at Work
« Reply #16540 on: January 26, 2017, 03:24:16 PM »
Reminds me of a former boss (a VP with a working spouse and three boys).   He told me once about a super sale Costco (about 40 min drive away) was having on paper plates.   I agreed that it was a great deal, but not worth it to me, because I have trouble going through 40 paper plates a year (birthday parties).

He was amazed... That was when I found out the otherwise mustachian boss used paper plates for EVERY meal... because it made for no dishes.   and this was a place that charged $75 per month for the large trash / recycling can...

The wife and I discussed doing this recently.

Decided not to, because environment, but the money aspect very well could be worth it if you hate dishes.
We are two former teachers who accumulated a bunch of real estate, retired at 29, spent some time traveling the world full time and are now settled with three kids.
If you want to know more about us, or how we did that, or see lots of pictures, this Business Insider profile tells our story pretty well.
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Re: Overheard at Work
« Reply #16541 on: January 26, 2017, 04:38:01 PM »
Reminds me of a former boss (a VP with a working spouse and three boys).   He told me once about a super sale Costco (about 40 min drive away) was having on paper plates.   I agreed that it was a great deal, but not worth it to me, because I have trouble going through 40 paper plates a year (birthday parties).

He was amazed... That was when I found out the otherwise mustachian boss used paper plates for EVERY meal... because it made for no dishes.   and this was a place that charged $75 per month for the large trash / recycling can...

The wife and I discussed doing this recently.

Decided not to, because environment, but the money aspect very well could be worth it if you hate dishes.

Just eat directly out of the take-out container.  Save tons of money on paper plates!

Goldielocks

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Re: Overheard at Work
« Reply #16542 on: January 26, 2017, 04:46:29 PM »
Reminds me of a former boss (a VP with a working spouse and three boys).   He told me once about a super sale Costco (about 40 min drive away) was having on paper plates.   I agreed that it was a great deal, but not worth it to me, because I have trouble going through 40 paper plates a year (birthday parties).

He was amazed... That was when I found out the otherwise mustachian boss used paper plates for EVERY meal... because it made for no dishes.   and this was a place that charged $75 per month for the large trash / recycling can...

The wife and I discussed doing this recently.

Decided not to, because environment, but the money aspect very well could be worth it if you hate dishes.

Just eat directly out of the take-out container.  Save tons of money on paper plates!
Yeah,,, but he had 3 boys, isn't this what children are for?!

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Re: Overheard at Work
« Reply #16543 on: January 26, 2017, 07:10:05 PM »
wouldnt work for me thats far to short for my height.  normal counter height is borderline boarderline.

Fixed that for you.  ;)

arebelspy

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Re: Overheard at Work
« Reply #16544 on: January 26, 2017, 07:37:50 PM »
wouldnt work for me thats far to short for my height.  normal counter height is borderline boarderline.

Fixed that for you.  ;)

We are two former teachers who accumulated a bunch of real estate, retired at 29, spent some time traveling the world full time and are now settled with three kids.
If you want to know more about us, or how we did that, or see lots of pictures, this Business Insider profile tells our story pretty well.
We (rarely) blog at AdventuringAlong.com. Check out our Now page to see what we're up to currently.

With This Herring

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Re: Overheard at Work
« Reply #16545 on: January 27, 2017, 11:05:12 AM »
wouldnt work for me thats far to short for my height.  normal counter height is borderline boarderline.

Fixed that for you.  ;)



Haha, thanks ARS!

JordanOfGilead

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Re: Overheard at Work
« Reply #16546 on: January 27, 2017, 03:22:39 PM »
Just heard my supervisor talking to a colleague about how he needs to go use his remote start to "warm up" his clown car of a pickup. It's 35*F here and he lives about 8 miles from work, so not only is he using the extra gas and hurting the environment letting his v8 idle in the parking lot, he's reducing the life of his engine by letting it sit idle for long periods (>5 minutes) with inadequate oil pressure.

All so the cabin will be 10 degrees warmer when he climbs in for his fifteen minute commute home.

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Re: Overheard at Work
« Reply #16547 on: January 27, 2017, 04:29:55 PM »
I am a teacher, and I work at the same school my son attends. Earlier this week, he was goofing around and stepped on a teacher's school iPad. I only partially blame my son. He shouldn't have been running through her office. But, why she had her iPad, without a case, laying on the floor in front of the door, I will never figure out.

Anyway, she was pissed. And came storming to me, expecting me to be as furious as she was. Well, I wasn't. Shit happens. I told her that it was fine, just tell the tech department that my son was responsible, and I will take care of it. She was decidedly unsatisfied with my casual disregard to her emotional response, but she quickly realized that it was the only response I would give.

I spoke with my son. He was devastated. He never meant for it to happen. He swore that he would pay for it. I told him that it might be $600, that it was an accident, and it was only partly his fault. I said he could help me clean the yard to make up for it, but I wasn't going to have him drain his savings to repay it. He has like $50-$60 saved up from birthdays and events. He saves about half of what he gets, and doesn't have an allowance. So, that takes a while to build up.

Anyway, none of that is the real point. I go down to talk to the tech person about what I owe. Figure I can just reconfigure my budget to cash flow it, even if it was the full replacement cost.

"Oh, it was $85."

"$85? Alright."

"But, don't worry. You are a teacher, so you can make payments."

WTF? Payments on an $85 bill? I pointed out how insane that would be. She told me that a lot of teachers and staff don't have $85 just laying around. Not her, of course, but she would still want payments so she didn't have to lose that $85 all at once.

I don't even understand that. How do people survive when they can't swing an unexpected bill under $100? Heck, I had an expensive as hell week (emergency vet bills over $700) and expected this to be up to $600 and wasn't even sweating it. Worst would be having to move a little cash from savings and reduce some unnecessary spending for the next month. And that's to handle something I thought might be 20 times as high.

arebelspy

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Re: Overheard at Work
« Reply #16548 on: January 27, 2017, 07:39:00 PM »
Oh yeah.  My wife used to teach yearbook at her high school, and teachers would come in but not have the $50 deposit to reserve one, and ask her to "hold one" for them until next payday, when they could afford the deposit.  $50, really?

Many teachers are very bad with money, sadly.
We are two former teachers who accumulated a bunch of real estate, retired at 29, spent some time traveling the world full time and are now settled with three kids.
If you want to know more about us, or how we did that, or see lots of pictures, this Business Insider profile tells our story pretty well.
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Re: Overheard at Work
« Reply #16549 on: January 27, 2017, 08:17:42 PM »
Just heard my supervisor talking to a colleague about how he needs to go use his remote start to "warm up" his clown car of a pickup. It's 35*F here and he lives about 8 miles from work, so not only is he using the extra gas and hurting the environment letting his v8 idle in the parking lot, he's reducing the life of his engine by letting it sit idle for long periods (>5 minutes) with inadequate oil pressure.

All so the cabin will be 10 degrees warmer when he climbs in for his fifteen minute commute home.
Then he won't have to wear a hat or jacket to work...

It amazes me people in northern climes like this who don't even get dressed for the weather, and then have to sprint across frozen parking lots in their dress shoes because they're freezing cold from being under dressed...