Overheard at Work

[Dee]

On Friday at work, I ask someone how it's going. She answers she's exhausted. I'm ready to just say TGIF and be on my way, but we start chit chatting a bit more and she reminds me whe is going on a Carribean vacation on Monday so I express some excitement for her, since it sounds like she will have an opportunity to relax and not be so exhausted. But then she explains that not only is she exhausted at the point, but she is more exhausted just thinking about the Saturday she has planned. She has a manicure scheduled at 9:00 am, following by a lower leg wax and then an eye lash tint. Then, in the afternoon, she has an event to attend. She basically says she would so much rather be sleeping in than getting her nails done on Saturday morning. So I say "why don't you?" Like, really, I point out the obvious that manicures are optional. She could get one when she gets to her destination, as part of her vacation, or, you know, not get one at all. Like ever. (Which is what I do.) Her nails, admittedly, look better than mine ever have, but does it really matter? She says her nails are grubby and she wants to look her best dressing up in the evening for dinner and dancing on vacation and she can't be sure that there will be manicures on offer where she is going, etc. I just don't get the discrepancy between "I would much rather be sleeping in" (couple with already being exhausted and having, like a half dozen other commitments during the day) and the manicure being so important as to be non-negotiable. I really don't get it. It seems like such unnecessary stress and running around for so little result.

[BlueHouse]

How do financial firms manage to be staffed by people with such a complete lack of financial sense?

Because that's how sales works!

Good point.  I worked with a lady who tells everyone and even believes it herself that she "used to work in finance".  From now on, I'm going to correct her every time by saying "you used to SELL financial products".  Because despite her "experience" in sales and her MBA, she has almost zero understanding of anything financial.  It astounds me every time she shares her expertise. 

[Cookie]

Several weeks ago my boss and I discovered several people who have been paying dues to an organization when they are no longer a member the group. Today two people got back to her. Person #1 has been paying since 2011, which is about 4k!! Person #2 only for two year. Both people had no clue they had been paying dues this whole time.

I know not everyone pays attention to their money, but holy crap 4 grand!

[straycat]

There's a "lifestyle" going on with several coworkers. Basically, they're super into fitness, and to help them achieve some goal (I think?) they take all sorts of supplements. Pre-workout, recovery, endurance, muscle support, whatever else they can think of. One guy has little containers of various powders at his desk that he mixes into the most disgusting looking drinks multiple times a day.

These people spend anywhere between 700 - 1500 a year on this crap. Yet their meals are crap - fast food, pre-processed junk, etc. If I try to suggest that a healthy, balanced diet would properly supply their bodies with everything needed, they shout me down because I don't understand.

Oh, one guy loves to play basketball but can't because he damaged his shoulder. Another coworker has severe back problems -she can't sit all day often and will stand up to work. Why are they exercising so hard they "need" these supplements?

I work for a company that makes several brands of these supplements! I just started in December. Ours are 'good' i.e. science-backed and major research done, QA etc. (there are several low-quality brands out there). I would NEVER EVER pay for them. I cannot believe the prices charged for this stuff! We get it free and I do use a couple of things, like basic protein powder. Some of it is scary - like the pre-workouts always have warnings for your heart! Some of the people here have their cubicles full of products. Most of the products don't just look disgusting, they are disgusting! (shhh).

[cashstasherat23]

Today around lunch I hear my co-worker making a call to a nail salon to book an appointment for a gel manicure and a pedicure. She makes the appointment, hangs up, then says:

CW: Well you know, I am going to Ecuador on vacation next week, and I can't go with ugly looking nails! It just can't be done.
CW: Oh also! I just bought a new carry-on bag. The old one was way too small.

Note-This is a carry-on bag she impulse bought while traveling on a work trip last August, because she saw it and decided she needed a new one then. Apparently it's lifetime is only 6 months...although I'm sure it still looks brand new.

[CheapskateWife]

My dad's still active duty Army, and bikes to work every day.  He has sent me pictures of his bike parked in his designated parking spot, lol.  Also, they have a policy where before holiday weekends, they have their cars safety inspected.  When the guys approach my dad in a panic because they haven't inspected his car yet, he just laughs and offers to let them inspect his helmet and biking gear.

Your dad sounds awesome! 

[lisahi]

On Friday at work, I ask someone how it's going. She answers she's exhausted. I'm ready to just say TGIF and be on my way, but we start chit chatting a bit more and she reminds me whe is going on a Carribean vacation on Monday so I express some excitement for her, since it sounds like she will have an opportunity to relax and not be so exhausted. But then she explains that not only is she exhausted at the point, but she is more exhausted just thinking about the Saturday she has planned. She has a manicure scheduled at 9:00 am, following by a lower leg wax and then an eye lash tint. Then, in the afternoon, she has an event to attend. She basically says she would so much rather be sleeping in than getting her nails done on Saturday morning. So I say "why don't you?" Like, really, I point out the obvious that manicures are optional. She could get one when she gets to her destination, as part of her vacation, or, you know, not get one at all. Like ever. (Which is what I do.) Her nails, admittedly, look better than mine ever have, but does it really matter? She says her nails are grubby and she wants to look her best dressing up in the evening for dinner and dancing on vacation and she can't be sure that there will be manicures on offer where she is going, etc. I just don't get the discrepancy between "I would much rather be sleeping in" (couple with already being exhausted and having, like a half dozen other commitments during the day) and the manicure being so important as to be non-negotiable. I really don't get it. It seems like such unnecessary stress and running around for so little result.

eye lash tint

eye lash tint

eye lash tint

eye lash tint

I think we found the most unnecessary personal grooming technique ever. The search is over.

[Mælstrom]

A coworker of mine converted from contractor to full time employee last year. At the time he ignored all 401k paperwork from his previous employer. Now that taxes have rolled around he just started looking to see where all that money went. Turns out he missed the opportunity to roll over his balance so the previous employer cashed out the full account including penalty tax and sent him a check he never found. He considers this a win because now he can afford to join his college buddies for a vacation of drinking and gambling at casinos.

[Elliot]

I think we found the most unnecessary personal grooming technique ever. The search is over.

My sister does it (at home, though) because people are really rude when your eyelashes are too blonde to see. A little black tint buys one less daily annoyance. It's lower maintenance than daily mascara and not terribly expensive when DIY'd. Have no idea what professional cost is, or how often it has to be done.

[Al1961]

Why the hell would anyone care if a female has blonde eyelashes, Let alone be rude about it if they notice?

What am I missing?

[Rural]

I think we found the most unnecessary personal grooming technique ever. The search is over.

 people are really rude when your eyelashes are too blonde to see

The fuck? Who looks at eyelashes? Why would anyone put up with people commenting on something like this if they did?

[Elliot]

Well I don't know, but I've heard more than one person say something to her. They tell her how sick she looks, how masculine, you name it.

[marty998]

I think we found the most unnecessary personal grooming technique ever. The search is over.

 people are really rude when your eyelashes are too blonde to see

The fuck? Who looks at eyelashes? Why would anyone put up with people commenting on something like this if they did?

I look.

I don't necessarily comment all the time but yeah I do notice. Doesn't change the way I treat people, but good eyelashes (with an appropriate amount of make-up) are attractive.

[pancakes]

Colleague earns $50k pa, claims their partner earns $80k pa. I listened silently today as it was explained that unless our employer agrees to a 10% pay increase they will need to find a new job as they want to move out of a share house and in with their partner but can't afford to...

If they can't make it work on $130k, I fail to see how an extra $5k before tax is going to help.

There are no children or dependants. I'd offer to help but I already know that it will be too hard and they won't be willing to give anything up.

[former player]

Well I don't know, but I've heard more than one person say something to her. They tell her how sick she looks, how masculine, you name it.

How incredibly rude.  She needs to tell them that, not pander to their bad manners.

[Malaysia41]

A coworker of mine converted from contractor to full time employee last year. At the time he ignored all 401k paperwork from his previous employer. Now that taxes have rolled around he just started looking to see where all that money went. Turns out he missed the opportunity to roll over his balance so the previous employer cashed out the full account including penalty tax and sent him a check he never found. He considers this a win because now he can afford to join his college buddies for a vacation of drinking and gambling at casinos.

O_O. 

[Lia-Aimee]

Eyelash tint is fabulous if you're a swimmer/ sleeper-inner/parent/ lazy and like the look of mascara. I'd go for that over a manicure (or a beer) any day. Should cost around $20.

[Le Barbu]

Neighbor hired a firm to add insulation in the attic, 500$ for an additionnal R10. I told my wife "look, Steeve is smart and follows my example !" (we did it 3 years ago and the heating cost drops)

Now, he asked me to take a look at his place. I was wondering what he has to show me because, there is nothing to notice usualy, just few more inches of insulation??

The entire kitchen was removed.  E-V-E-R-Y-T-H-I-N-G !!!

House is brand new from 2007 including the kitchen !!!

The look and layout were perfects !!!

They just consider the kitchen was...outdated & scrap...

I did not asked for the cost, I was just to shocked. I assume it's at least a 20k job...

They consider us lucky to be on our way to be mortgage free 4 years from now, lucky, yeah !!!

[I'm a red panda]

I don't necessarily comment all the time but yeah I do notice. Doesn't change the way I treat people, but good eyelashes (with an appropriate amount of make-up) are attractive.

I don't think I have ever judged someone for having naturally blonde eyelashes.  But man have I judged people for the ridiculous over amount of mascara that is being worn these days.  You do not need $32 a tube 3D mascara on to go to the gym, grocery store, or really anywhere. 

(Not that I say it outloud to the person with the ridiculous mascara.)

[Ashyukun]

I don't think I have ever judged someone for having naturally blonde eyelashes.  But man have I judged people for the ridiculous over amount of mascara that is being worn these days.  You do not need $32 a tube 3D mascara on to go to the gym, grocery store, or really anywhere. 

(Not that I say it outloud to the person with the ridiculous mascara.)

I'm not sure I've ever NOTICED the color of anyone's eyelashes.

My wife's birthday was about a month ago, and someone (probably one of her students' parents) gave her a $15 Sephora gift card. She'd never even been in a Sephora store before, but since she needed new eyeliner decided we'd make a rare trek to the mall so she could use the gift card. And promptly discovered that almost NOTHING in that store is under $15. We spent like 15-20 minutes in the store as she looked around for ANYTHING that she had a use for that was under the value of the gift card (or at least near it), spending the entire time voicing her disbelief at why anyone would spend $40+ on eyeliner when she could get essentially the same thing at the grocery store for $5.

[MishMash]

My poster child un mustachian co worker quit.  On her way out she told me this job is offering her 20k a year more and "now maybe we won't be living hand to mouth", she told me 3 weeks ago their household income is 225k according to their taxes.  225k....and they were living hand to mouth.  In her next sentence she talked about the new Volvo she wanted, when she' going to be using the Metro to go work.  Oh, and it's JUST her and her husband and a dog...no kids.

On a second note, one of our salesguys is here in the office today (he's stationed in another state), I hate this guy beyond all level of hatred that is normal.  No one in the office really likes him and our CEO calls him the man child behind his back.

Man Child (MC) to me:  Guess what?!?!  I'm buying a house, a pit bull, and an engagement ring this year!

Me:  Congrats on the house and fiance, you excited?

MC:  Well, it's a lot of responsibility, I'm not sure if I'm ready, but I close next week, sold all my toys for the down payment (yay?) so I guess I have to be.

Me:  If you aren't ready, then why are you buying?

MC:  Well, I figured it's time to be more responsible (he's 37), but really I can't keep ANYTHING for a long time, I've had 10 cars in the last 3 years, 4 motorcycles and a boat.  Plus I don't know how to fix anything so that can get costly.  Plus it's going to run me 700 bucks a month for my condo fees.

Me:  Yea, it can, you have to be prepared for it.  But a house doesn't make you an automatic adult ya know (and thinking holy shit 700 a month in condo fees!)

MC:  Yea, that's why I'm getting engaged!

Me:  Wait, you're getting married so that people will think you more of an adult?  Do you love her?

MC:  Well, she puts up with my shit, isn't that what marriage is about?

Me:  It's a part of it, but what about all the other parts like you putting up with her shit, or you not whoring around on her (he routinely does this), or what happens if she gets ill, or fat or whatever, are you still going to want to be with her?  You need to decide that or your divorce is going to be insane!

MC:  Meh, I'll figure the divorce part out later if she does pull those things, I'm broke so it's not like she'll get anything anyway

Me:  You know that pitbull is going to cost you in the way of homeowners insurance right?

MC:  Oh, I didn't know a dog could change your rates!  Would it effect me getting another car loan too?  My broker told me to not get a car loan until after I closed for some reason, not sure why

Me *blink* *blink*, oh crap I forgot this meeting I have to go to...cya!

[dorothyc]

On a second note, one of our salesguys is here in the office today (he's stationed in another state), I hate this guy beyond all level of hatred that is normal.  No one in the office really likes him and our CEO calls him the man child behind his back.

Man Child (MC) to me:  Guess what?!?!  I'm buying a house, a pit bull, and an engagement ring this year!

Me:  Congrats on the house and fiance, you excited?

I would have been tempted to ask "Did the pit bull say yes?"

[benjenn]

I nearly choked on my lunch (leftovers) today as my newest, young CW sat down and happily exclaimed that she'd finally broken down and bought a new phone.  She's going from an iPhone 4S to an iPhone 6.  Then she explained that to keep her "unlimited data and texting" that she's had with her provider (not AT&T), she wasn't able to upgrade her phone, she had to buy the new phone outright - for $800!  Holy mother of pearl!  $800 for a new phone when her old phone worked fine, it was just getting older?  And shes's excited?  Wow...

[fantabulous]

Well I don't know, but I've heard more than one person say something to her. They tell her how sick she looks, how masculine, you name it.

I've been described as masculine looking by other women at work, but more for the whole Y chromosome thing than the tint of my eyelashes.

[mjs111]

Some insurers won't even insure you if you own certain breeds like a pit bull. Risks are deemed too high.

Mike

[dragoncar]

Well I don't know, but I've heard more than one person say something to her. They tell her how sick she looks, how masculine, you name it.

I've been described as masculine looking by other women at work, but more for the whole Y chromosome thing than the tint of my eyelashes.

I don't get it... Do men have less pigment in their eyelashes?,!

[lisahi]

Some insurers won't even insure you if you own certain breeds like a pit bull. Risks are deemed too high.

Mike

This is just as ridiculous as breed-specific legislation.  I love my dog Coco to pieces, and she's never bitten anybody, but that's because I'm responsible and I don't put her in situations where that could happen. It's not because I couldn't foresee it happening if I was less responsible. She has anxiety issues, is deathly afraid of children due to an incident with a bratty neighbor child when she was a puppy (came up behind us and pulled Coco's tail, both hurting her and startling her), and she could potentially snap at a child if she was scared enough.

She's a 14-pound maltese/toy poodle mix. She looks like a teddy bear.

This is one of my "issues" -- you know, an issue that gets you riled up every time you hear about it. The idea is not only based on ignorance about certain dog breeds, but on unjustified fear caused by poorly-researched articles (a lot of the attacks attributed to pit bulls were by a wholly different breed of dog, but people can't seem to tell the difference).

Sorry, rant over. The insurance companies that refuse to insure because of the type of dog you have are ridiculous. I don't think my insurance company even asked if I had a dog.

[Gen Y Finance Journey]

Some insurers won't even insure you if you own certain breeds like a pit bull. Risks are deemed too high.

Mike

This is just as ridiculous as breed-specific legislation.  I love my dog Coco to pieces, and she's never bitten anybody, but that's because I'm responsible and I don't put her in situations where that could happen. It's not because I couldn't foresee it happening if I was less responsible. She has anxiety issues, is deathly afraid of children due to an incident with a bratty neighbor child when she was a puppy (came up behind us and pulled Coco's tail, both hurting her and startling her), and she could potentially snap at a child if she was scared enough.

She's a 14-pound maltese/toy poodle mix. She looks like a teddy bear.

This is one of my "issues" -- you know, an issue that gets you riled up every time you hear about it. The idea is not only based on ignorance about certain dog breeds, but on unjustified fear caused by poorly-researched articles (a lot of the attacks attributed to pit bulls were by a wholly different breed of dog, but people can't seem to tell the difference).

Sorry, rant over. The insurance companies that refuse to insure because of the type of dog you have are ridiculous. I don't think my insurance company even asked if I had a dog.

Why are pet-related liabilities even covered by homeowner's insurance in the first place? Wouldn't it make more sense for them to only be covered by an umbrella policy?

[FrugalNerd]

Some insurers won't even insure you if you own certain breeds like a pit bull. Risks are deemed too high.

Mike

This is just as ridiculous as breed-specific legislation.  I love my dog Coco to pieces, and she's never bitten anybody, but that's because I'm responsible and I don't put her in situations where that could happen. It's not because I couldn't foresee it happening if I was less responsible. She has anxiety issues, is deathly afraid of children due to an incident with a bratty neighbor child when she was a puppy (came up behind us and pulled Coco's tail, both hurting her and startling her), and she could potentially snap at a child if she was scared enough.

She's a 14-pound maltese/toy poodle mix. She looks like a teddy bear.

This is one of my "issues" -- you know, an issue that gets you riled up every time you hear about it. The idea is not only based on ignorance about certain dog breeds, but on unjustified fear caused by poorly-researched articles (a lot of the attacks attributed to pit bulls were by a wholly different breed of dog, but people can't seem to tell the difference).

Sorry, rant over. The insurance companies that refuse to insure because of the type of dog you have are ridiculous. I don't think my insurance company even asked if I had a dog.

While I completely agree with your point around bad owners instead of bad breeds, my understanding of insurance companies is that most of their decisions are made based on statistics and evidence. It just so happens that bad dog owners these days are getting more pit bulls, which results in more incidents involving pit bulls where insurance companies end up having to pay out, which results in them raising rates or refusing coverage. It's the same reason why home owner's insurance is cheaper if you are a non-smoker, or if you have a home alarm system, or why car insurance is more expensive for young men, or in high-theft neighbourhoods.

From what I have read, it seems that in the past, similar fears have existed for dobermans and rottweilers.

[johnny847]

My poster child un mustachian co worker quit.  On her way out she told me this job is offering her 20k a year more and "now maybe we won't be living hand to mouth", she told me 3 weeks ago their household income is 225k according to their taxes.  225k....and they were living hand to mouth.  In her next sentence she talked about the new Volvo she wanted, when she' going to be using the Metro to go work.  Oh, and it's JUST her and her husband and a dog...no kids.

On a second note, one of our salesguys is here in the office today (he's stationed in another state), I hate this guy beyond all level of hatred that is normal.  No one in the office really likes him and our CEO calls him the man child behind his back.

Man Child (MC) to me:  Guess what?!?!  I'm buying a house, a pit bull, and an engagement ring this year!

Me:  Congrats on the house and fiance, you excited?

MC:  Well, it's a lot of responsibility, I'm not sure if I'm ready, but I close next week, sold all my toys for the down payment (yay?) so I guess I have to be.

Me:  If you aren't ready, then why are you buying?

MC:  Well, I figured it's time to be more responsible (he's 37), but really I can't keep ANYTHING for a long time, I've had 10 cars in the last 3 years, 4 motorcycles and a boat.  Plus I don't know how to fix anything so that can get costly.  Plus it's going to run me 700 bucks a month for my condo fees.

Me:  Yea, it can, you have to be prepared for it.  But a house doesn't make you an automatic adult ya know (and thinking holy shit 700 a month in condo fees!)

MC:  Yea, that's why I'm getting engaged!

Me:  Wait, you're getting married so that people will think you more of an adult?  Do you love her?

MC:  Well, she puts up with my shit, isn't that what marriage is about?

Me:  It's a part of it, but what about all the other parts like you putting up with her shit, or you not whoring around on her (he routinely does this), or what happens if she gets ill, or fat or whatever, are you still going to want to be with her?  You need to decide that or your divorce is going to be insane!

MC:  Meh, I'll figure the divorce part out later if she does pull those things, I'm broke so it's not like she'll get anything anyway

Me:  You know that pitbull is going to cost you in the way of homeowners insurance right?

MC:  Oh, I didn't know a dog could change your rates!  Would it effect me getting another car loan too?  My broker told me to not get a car loan until after I closed for some reason, not sure why

Me *blink* *blink*, oh crap I forgot this meeting I have to go to...cya!

My brain refused to process the stupidity about a quarter of the way in.

[NoraLenderbee]

Why the hell would anyone care if a female has blonde eyelashes, Let alone be rude about it if they notice?

What am I missing?

If they are very light blonde, they are essentially invisible--it's as if the person had no eyelashes at all. And people with no eyelashes do look sort of weird. That doesn't excuse the rudeness, of course. I worked with a guy who had no visible hair at all--total chrome dome, no eyebrows, eyelashes, or facial hair. He looked sort of like a lizard.

[okonumiyaki]

People around here say "Real men don't eat quiche."

My husband responds that real men choose foods that they like, and eat them.  His favorite color is purple also, and he doesn't care who knows it!

I like the Australian version (think it was a title of a book) 

"Real men don't eat quiche - they eat bacon & egg flan"  (which, of course, is exactly the same thing)

[galliver]

Why the hell would anyone care if a female has blonde eyelashes, Let alone be rude about it if they notice?

What am I missing?

If they are very light blonde, they are essentially invisible--it's as if the person had no eyelashes at all. And people with no eyelashes do look sort of weird. That doesn't excuse the rudeness, of course. I worked with a guy who had no visible hair at all--total chrome dome, no eyebrows, eyelashes, or facial hair. He looked sort of like a lizard.

It sounds like this genetic condition: http://en.wikipedia.org/wiki/Alopecia_universalis A friend of mine has this and he got eyebrows tattooed on so he has detectable facial expressions. He's apparently also better with eyeliner than his wife is.

Yes, it does look weird, and even if they aren't being intentionally/knowingly rude, I'm sure people stare or give weird looks sometimes. I wouldn't blame someone for trying to avoid the negative attention. Also, can't thin/none/light eyelashes be bad if they don't give enough shade to the eyes? Anyone with medical/bio info to chime in?

[Grid]

Why the hell would anyone care if a female has blonde eyelashes, Let alone be rude about it if they notice?

What am I missing?

If they are very light blonde, they are essentially invisible--it's as if the person had no eyelashes at all. And people with no eyelashes do look sort of weird. That doesn't excuse the rudeness, of course. I worked with a guy who had no visible hair at all--total chrome dome, no eyebrows, eyelashes, or facial hair. He looked sort of like a lizard.

It sounds like this genetic condition: http://en.wikipedia.org/wiki/Alopecia_universalis A friend of mine has this and he got eyebrows tattooed on so he has detectable facial expressions. He's apparently also better with eyeliner than his wife is.

Yes, it does look weird, and even if they aren't being intentionally/knowingly rude, I'm sure people stare or give weird looks sometimes. I wouldn't blame someone for trying to avoid the negative attention. Also, can't thin/none/light eyelashes be bad if they don't give enough shade to the eyes? Anyone with medical/bio info to chime in?

Eyelashes don't really give shade to the eyes.  They serve mostly as a protection from debris.  A lack of eyelashes is going to make you more susceptible to rain, snow, dust, etc.

[Malaysia41]

On a second note, one of our salesguys is here in the office today (he's stationed in another state), I hate this guy beyond all level of hatred that is normal.  No one in the office really likes him and our CEO calls him the man child behind his back.

Man Child (MC) to me:  Guess what?!?!  I'm buying a house, a pit bull, and an engagement ring this year!

Me:  Congrats on the house and fiance, you excited?

I would have been tempted to ask "Did the pit bull say yes?"

HA!  That would have been the correct response. 

[Lia-Aimee]

I have just that - pale, thin blonde eyelashes that are the same colour as my skin. All my body hair is like that - I can't see my leg hair, I have to run my hand up and down my legs after shaving to see if I've done it properly.

Is there anything wrong with it? No. But it's not "stereotypically attractive" so it's just like someone with grey hair dying it, or someone plucking their eyebrows, or wearing contact lenses instead of glasses, or picking clothes based on colour/style instead of price and function. I personally would rather spend money on my appearance instead of good & beverage entertainment. Ll

[Nudelkopf]

I love being blonde! Someone at work pointed out that I'd missed my knees while shaving... Promptly showed them the rest of my leg which I don't shave because you can't see the blonde hairs (except in the sun). I also don't pluck my eyebrows because (1) it hurts, and (2) it'd look like I don't have eyebrows.

I figure, I teach teenagers... If it were noticeable/weird that I don't shave, they'd DEFINITELY point it out to me.

[HappierAtHome]

I have just that - pale, thin blonde eyelashes that are the same colour as my skin.

That's me, too. If I don't wear mascara and draw in my eyebrows, people constantly tell me I look sick, tired, etc. And it's not just because they're used to seeing me with mascara on - before I started using a little makeup, people always said I looked sick.

It would be hypocritical of me to complain about this, though, as I LURVE dark eyebrows and dark, long eyelashes on men. Men with my colouring are not attractive to me at all.

[boarder42]

I nearly choked on my lunch (leftovers) today as my newest, young CW sat down and happily exclaimed that she'd finally broken down and bought a new phone.  She's going from an iPhone 4S to an iPhone 6.  Then she explained that to keep her "unlimited data and texting" that she's had with her provider (not AT&T), she wasn't able to upgrade her phone, she had to buy the new phone outright - for $800!  Holy mother of pearl!  $800 for a new phone when her old phone worked fine, it was just getting older?  And shes's excited?  Wow...

well if she is still on a 4S then thats a 4 year old phone and as many around here would look for other avenues if they wanted that phone if she can make it last 3-4 years its not insane. 

1. She kept a 4S for a long time
2. she didnt go out and get the iPhone 6 RIGHT WHEN IT COMES OUT
3. She really could have waited til  the 6s which should be out in the next 6 months or so typically and the 6 would have dropped. 

But all in all its not all too rash

[Pooperman]

Coworker is saving for a duplex+ in a lower COL area where he and gf will move next month (though not buy until around the end of the year). He was talking about saving and is using my spreadsheet to track expenses. He only tracks when something leaves his account, where I do it as soon as it's spent. At any rate, it came to  my knowledge that he's also got credit card debt he could pay off right now but wasn't going to until next month when he moves. I was like "dude, you and your gf could totally go out for a dinner just on the money you'll save by not paying interest on your cards!" So he thought about it for a minute, and I think he totally went ahead and paid it off (or at least I hope so).

I've never paid interest, and can't fathom doing so in a situation like he's in! He's a smart guy who just can't math apparently!

[MishMash]

On a second note, one of our salesguys is here in the office today (he's stationed in another state), I hate this guy beyond all level of hatred that is normal.  No one in the office really likes him and our CEO calls him the man child behind his back.

Man Child (MC) to me:  Guess what?!?!  I'm buying a house, a pit bull, and an engagement ring this year!

Me:  Congrats on the house and fiance, you excited?

I would have been tempted to ask "Did the pit bull say yes?"

HA!  That would have been the correct response.

+1  I was more concentrating on not punching him in the face.  He's ground zero for me, routinely tries to smack my ass or do an "accidental" tit grab at every office function so I REALLY need to goooooseee fraaaaabba when he's around to avoid assault charges.  He seriously reminds me of Will Ferrells character in Anchorman, dumb as a box of rocks, and a pig. 

[mjs111]

Some insurers won't even insure you if you own certain breeds like a pit bull. Risks are deemed too high.

Mike

This is just as ridiculous as breed-specific legislation.  I love my dog Coco to pieces, and she's never bitten anybody, but that's because I'm responsible and I don't put her in situations where that could happen. It's not because I couldn't foresee it happening if I was less responsible. She has anxiety issues, is deathly afraid of children due to an incident with a bratty neighbor child when she was a puppy (came up behind us and pulled Coco's tail, both hurting her and startling her), and she could potentially snap at a child if she was scared enough.

She's a 14-pound maltese/toy poodle mix. She looks like a teddy bear.

This is one of my "issues" -- you know, an issue that gets you riled up every time you hear about it. The idea is not only based on ignorance about certain dog breeds, but on unjustified fear caused by poorly-researched articles (a lot of the attacks attributed to pit bulls were by a wholly different breed of dog, but people can't seem to tell the difference).

Sorry, rant over. The insurance companies that refuse to insure because of the type of dog you have are ridiculous. I don't think my insurance company even asked if I had a dog.

Why are pet-related liabilities even covered by homeowner's insurance in the first place? Wouldn't it make more sense for them to only be covered by an umbrella policy?

Same goes with umbrella policies.  Certain dog breeds aren't covered by personal umbrella. YMMV depending on what insurer you have but always good to check.

Mike

[KCM5]

Coworker is saving for a duplex+ in a lower COL area where he and gf will move next month (though not buy until around the end of the year). He was talking about saving and is using my spreadsheet to track expenses. He only tracks when something leaves his account, where I do it as soon as it's spent. At any rate, it came to  my knowledge that he's also got credit card debt he could pay off right now but wasn't going to until next month when he moves. I was like "dude, you and your gf could totally go out for a dinner just on the money you'll save by not paying interest on your cards!" So he thought about it for a minute, and I think he totally went ahead and paid it off (or at least I hope so).

I've never paid interest, and can't fathom doing so in a situation like he's in! He's a smart guy who just can't math apparently!

I kind of get this. I like to have a cushion when doing big things (like moving) and if I don't actually have the liquid cash for that I could see myself paying $50 for the privilege. But I'm not awesome with saving money that hits my bank account. It needs to be out of there into something else or I'm probably going to spend it on bike accessories or plane tickets or something. So clearly I'm a poor case study in this regard. 

[mtn]

If you look at the list of breeds commonly uninsurable for homeowners insurance, some of them make sense because of bad owners (pits, rotties, etc) and some I'm just baffled by. Great Danes, Alaskan Malamutes, and Huskies. I have never heard of an aggressive Dane and basically every Mal and Husky I've met is non-aggressive too.

But yeah, I can't change my insurance because anyone else either won't cover my Mal or will charge ridiculous extra because of him even though he's the biggest teddy bear you'll ever meet

As far as the Danes go, probably just fear from people. My friends have two. Very gentle, but people still pull back their kids when the dogs are around. And you know what? I don't blame them. Both are too friendly, and would inadvertantly knock kids down trying to play. In this sue-happy culture, you can understand it being on the banned breed list--even though the worst they could cause is a kid to fall down.

Nevermind that my golden has attacked other dogs before, nobody seems to have a problem with him even when I'm yelling at the owner "He's not nice!" and had moved 10 feet off the sidewalk. That should be a clue, don't let your dog say hi to mine. (We adopted him when he was 5, this behavior was already there from the prior bad owners :()

[MishMash]

Some insurers won't even insure you if you own certain breeds like a pit bull. Risks are deemed too high.

Mike

This is just as ridiculous as breed-specific legislation.  I love my dog Coco to pieces, and she's never bitten anybody, but that's because I'm responsible and I don't put her in situations where that could happen. It's not because I couldn't foresee it happening if I was less responsible. She has anxiety issues, is deathly afraid of children due to an incident with a bratty neighbor child when she was a puppy (came up behind us and pulled Coco's tail, both hurting her and startling her), and she could potentially snap at a child if she was scared enough.

She's a 14-pound maltese/toy poodle mix. She looks like a teddy bear.

This is one of my "issues" -- you know, an issue that gets you riled up every time you hear about it. The idea is not only based on ignorance about certain dog breeds, but on unjustified fear caused by poorly-researched articles (a lot of the attacks attributed to pit bulls were by a wholly different breed of dog, but people can't seem to tell the difference).

Sorry, rant over. The insurance companies that refuse to insure because of the type of dog you have are ridiculous. I don't think my insurance company even asked if I had a dog.

While I completely agree with your point around bad owners instead of bad breeds, my understanding of insurance companies is that most of their decisions are made based on statistics and evidence. It just so happens that bad dog owners these days are getting more pit bulls, which results in more incidents involving pit bulls where insurance companies end up having to pay out, which results in them raising rates or refusing coverage. It's the same reason why home owner's insurance is cheaper if you are a non-smoker, or if you have a home alarm system, or why car insurance is more expensive for young men, or in high-theft neighbourhoods.

From what I have read, it seems that in the past, similar fears have existed for dobermans and rottweilers.

If you look at the list of breeds commonly uninsurable for homeowners insurance, some of them make sense because of bad owners (pits, rotties, etc) and some I'm just baffled by. Great Danes, Alaskan Malamutes, and Huskies. I have never heard of an aggressive Dane and basically every Mal and Husky I've met is non-aggressive too.

But yeah, I can't change my insurance because anyone else either won't cover my Mal or will charge ridiculous extra because of him even though he's the biggest teddy bear you'll ever meet

Yea ours are Chow mix and a Husky mix.  Our insurance had no issue with the husky mix, but they required paperwork from my vet on my other one saying what part Chow he was.  He's a trained therapy dog, and the neighbor children have done everything from punch him in the face, ride him, and rip out fist fulls of hair and he has done NOTHING.  He is literally a big poofy teddy bear. 

Every dog attack I've witnessed has been either a Lab or a Golden Retriever.  My old neighbors golden who was about 125 lbs would walk over, put my arm in his mouth and growl at me every time I came in the house to feed him while they were away.  Saw 3 different black labs attack people at the dog park and a couple attack smaller dogs (one bad enough that the dog was dead by the time the owner could pull him off).

[rocksinmyhead]

Some insurers won't even insure you if you own certain breeds like a pit bull. Risks are deemed too high.

Mike

This is just as ridiculous as breed-specific legislation.  I love my dog Coco to pieces, and she's never bitten anybody, but that's because I'm responsible and I don't put her in situations where that could happen. It's not because I couldn't foresee it happening if I was less responsible. She has anxiety issues, is deathly afraid of children due to an incident with a bratty neighbor child when she was a puppy (came up behind us and pulled Coco's tail, both hurting her and startling her), and she could potentially snap at a child if she was scared enough.

She's a 14-pound maltese/toy poodle mix. She looks like a teddy bear.

This is one of my "issues" -- you know, an issue that gets you riled up every time you hear about it. The idea is not only based on ignorance about certain dog breeds, but on unjustified fear caused by poorly-researched articles (a lot of the attacks attributed to pit bulls were by a wholly different breed of dog, but people can't seem to tell the difference).

Sorry, rant over. The insurance companies that refuse to insure because of the type of dog you have are ridiculous. I don't think my insurance company even asked if I had a dog.

While I completely agree with your point around bad owners instead of bad breeds, my understanding of insurance companies is that most of their decisions are made based on statistics and evidence. It just so happens that bad dog owners these days are getting more pit bulls, which results in more incidents involving pit bulls where insurance companies end up having to pay out, which results in them raising rates or refusing coverage. It's the same reason why home owner's insurance is cheaper if you are a non-smoker, or if you have a home alarm system, or why car insurance is more expensive for young men, or in high-theft neighbourhoods.

From what I have read, it seems that in the past, similar fears have existed for dobermans and rottweilers.

If you look at the list of breeds commonly uninsurable for homeowners insurance, some of them make sense because of bad owners (pits, rotties, etc) and some I'm just baffled by. Great Danes, Alaskan Malamutes, and Huskies. I have never heard of an aggressive Dane and basically every Mal and Husky I've met is non-aggressive too.

But yeah, I can't change my insurance because anyone else either won't cover my Mal or will charge ridiculous extra because of him even though he's the biggest teddy bear you'll ever meet

Yeah I never got the husky/malamute thing either. When I think "most common bad husky behavior," I think "running away/chasing small animals," not "biting humans." Our older dog was a pound puppy (so we don't know for sure) but appears to be a husky/GSD mix... both of which apparently appear on ban lists, but at least we can just say he's a mutt, LOL.

[MishMash]

Some insurers won't even insure you if you own certain breeds like a pit bull. Risks are deemed too high.

Mike

This is just as ridiculous as breed-specific legislation.  I love my dog Coco to pieces, and she's never bitten anybody, but that's because I'm responsible and I don't put her in situations where that could happen. It's not because I couldn't foresee it happening if I was less responsible. She has anxiety issues, is deathly afraid of children due to an incident with a bratty neighbor child when she was a puppy (came up behind us and pulled Coco's tail, both hurting her and startling her), and she could potentially snap at a child if she was scared enough.

She's a 14-pound maltese/toy poodle mix. She looks like a teddy bear.

This is one of my "issues" -- you know, an issue that gets you riled up every time you hear about it. The idea is not only based on ignorance about certain dog breeds, but on unjustified fear caused by poorly-researched articles (a lot of the attacks attributed to pit bulls were by a wholly different breed of dog, but people can't seem to tell the difference).

Sorry, rant over. The insurance companies that refuse to insure because of the type of dog you have are ridiculous. I don't think my insurance company even asked if I had a dog.

While I completely agree with your point around bad owners instead of bad breeds, my understanding of insurance companies is that most of their decisions are made based on statistics and evidence. It just so happens that bad dog owners these days are getting more pit bulls, which results in more incidents involving pit bulls where insurance companies end up having to pay out, which results in them raising rates or refusing coverage. It's the same reason why home owner's insurance is cheaper if you are a non-smoker, or if you have a home alarm system, or why car insurance is more expensive for young men, or in high-theft neighbourhoods.

From what I have read, it seems that in the past, similar fears have existed for dobermans and rottweilers.

If you look at the list of breeds commonly uninsurable for homeowners insurance, some of them make sense because of bad owners (pits, rotties, etc) and some I'm just baffled by. Great Danes, Alaskan Malamutes, and Huskies. I have never heard of an aggressive Dane and basically every Mal and Husky I've met is non-aggressive too.

But yeah, I can't change my insurance because anyone else either won't cover my Mal or will charge ridiculous extra because of him even though he's the biggest teddy bear you'll ever meet

Yeah I never got the husky/malamute thing either. When I think "most common bad husky behavior," I think "running away/chasing small animals," not "biting humans." Our older dog was a pound puppy (so we don't know for sure) but appears to be a husky/GSD mix... both of which apparently appear on ban lists, but at least we can just say he's a mutt, LOL.

CHEWING...omg mine chews on stuff non...stop... if we aren't home, if she can find it and reach it, she will destroy it.  TP, cardboard, empty bottles, pillows...you name it, she's eaten it at some point in time, including a squirrel last summer, she snatched it off of our 7 foot fence.  And my husband runs her 6 or so miles every morning so it can't be a "not enough exercise thing"

[sol]

I think huskies and malamutes are banned for being destructive, not for being violent.

[Adventine]

Chiming in to add that chow/husky mixes are THE CUTEST FUCKING THINGS EVER.

[4alpacas]

Some insurers won't even insure you if you own certain breeds like a pit bull. Risks are deemed too high.

Mike

This is just as ridiculous as breed-specific legislation.  I love my dog Coco to pieces, and she's never bitten anybody, but that's because I'm responsible and I don't put her in situations where that could happen. It's not because I couldn't foresee it happening if I was less responsible. She has anxiety issues, is deathly afraid of children due to an incident with a bratty neighbor child when she was a puppy (came up behind us and pulled Coco's tail, both hurting her and startling her), and she could potentially snap at a child if she was scared enough.

She's a 14-pound maltese/toy poodle mix. She looks like a teddy bear.

This is one of my "issues" -- you know, an issue that gets you riled up every time you hear about it. The idea is not only based on ignorance about certain dog breeds, but on unjustified fear caused by poorly-researched articles (a lot of the attacks attributed to pit bulls were by a wholly different breed of dog, but people can't seem to tell the difference).

Sorry, rant over. The insurance companies that refuse to insure because of the type of dog you have are ridiculous. I don't think my insurance company even asked if I had a dog.

While I completely agree with your point around bad owners instead of bad breeds, my understanding of insurance companies is that most of their decisions are made based on statistics and evidence. It just so happens that bad dog owners these days are getting more pit bulls, which results in more incidents involving pit bulls where insurance companies end up having to pay out, which results in them raising rates or refusing coverage. It's the same reason why home owner's insurance is cheaper if you are a non-smoker, or if you have a home alarm system, or why car insurance is more expensive for young men, or in high-theft neighbourhoods.

From what I have read, it seems that in the past, similar fears have existed for dobermans and rottweilers.

If you look at the list of breeds commonly uninsurable for homeowners insurance, some of them make sense because of bad owners (pits, rotties, etc) and some I'm just baffled by. Great Danes, Alaskan Malamutes, and Huskies. I have never heard of an aggressive Dane and basically every Mal and Husky I've met is non-aggressive too.

But yeah, I can't change my insurance because anyone else either won't cover my Mal or will charge ridiculous extra because of him even though he's the biggest teddy bear you'll ever meet

Yeah I never got the husky/malamute thing either. When I think "most common bad husky behavior," I think "running away/chasing small animals," not "biting humans." Our older dog was a pound puppy (so we don't know for sure) but appears to be a husky/GSD mix... both of which apparently appear on ban lists, but at least we can just say he's a mutt, LOL.

CHEWING...omg mine chews on stuff non...stop... if we aren't home, if she can find it and reach it, she will destroy it.  TP, cardboard, empty bottles, pillows...you name it, she's eaten it at some point in time, including a squirrel last summer, she snatched it off of our 7 foot fence.  And my husband runs her 6 or so miles every morning so it can't be a "not enough exercise thing"

It's not enough exercise.  We had the same issue with our dog.  More exercise=a tired dog=a good dog. 

When she doesn't get enough exercise, she starts to destroy things that aren't her toys/bones.