Overheard at Work

[dragoncar]

Doesn't sound like the same situation, but around here I blame it on poor city planning/building approval.  Development companies here are building subdivision after subdivision of high-density/cheap condos. They are all 2 or 3 bedroom, with 1 parking space per unit. It's also a college town, so a large portion of them are occupied by college students.  And then the city get's upset when vehicles are lining the streets and overflowing into other neighborhoods. How do you expect 3 non-related people to make do with 1 parking space? Even in mustache land 1 car per 3 people is a tall order.

Anyway, kind of off topic rant, but it reminded me of what I have to deal with driving through these neighborhoods to drop the kid off at daycare.

I don't really agree with this -- primarily because everything in my area is 2 or 3-car garage and most people have it full of junk (zero cars) from what I can tell when I notice one open.

[MgoSam]

Doesn't sound like the same situation, but around here I blame it on poor city planning/building approval.  Development companies here are building subdivision after subdivision of high-density/cheap condos. They are all 2 or 3 bedroom, with 1 parking space per unit. It's also a college town, so a large portion of them are occupied by college students.  And then the city get's upset when vehicles are lining the streets and overflowing into other neighborhoods. How do you expect 3 non-related people to make do with 1 parking space? Even in mustache land 1 car per 3 people is a tall order.

Anyway, kind of off topic rant, but it reminded me of what I have to deal with driving through these neighborhoods to drop the kid off at daycare.

I don't really agree with this -- primarily because everything in my area is 2 or 3-car garage and most people have it full of junk (zero cars) from what I can tell when I notice one open.

Yeah my townhouse has an interesting setup in that the units share on giant driveway (only 6 units in the association). Each unit has two garages and we are allowed to park one additional car outside of it (two if you're one of the two end units). One of the units is being rented by 4 young ladies and the unit's owner has his car and a bunch of stuff in one of the two garages, meaning that they needed a place to park two cars. They can park on the street except when it snows, and during the winter I was living alone so I just lent them my second garage and told them that they can also park a car outside that garage if they wanted. This way they can park closer to their house and the neighbors are spared having the cars on the street.

[HairyUpperLip]

Fair enough, allow me to clarify, I would never do that. If someone were to leave a bunch of trucks near my house and the act of him/her doing so were to cause problems, I would talk to that person. If the situation were unresolved, I would look at city ordinances to see there is another remedy available. If that fails, oh well, that's the price of living in civilization.

You are good in my book, sir.  :-D

[bb11]

Coworker who is constantly spending lavishly on himself while making fun of me (not in a cruel way) for being frugal; in his mid-30's with very little saved despite making near $100k for years:

"I promise you in 10 years you'll have outgrown your frugality."

I don't even know what to say.

[Magilla]

Coworker who is constantly spending lavishly on himself while making fun of me (not in a cruel way) for being frugal; in his mid-30's with very little saved despite making near $100k for years:

"I promise you in 10 years you'll have outgrown your frugality."

I don't even know what to say.

My wife tells me that I have a particular way of saying "OK" that somehow conveys my disdain and disgust with the question/statement being uttered and with the person who spoke it for wasting my time (personally I think she reads too much into it, I think I'm just doing a blank stare non-committal generic "OK").  You should develop something similar for these situations.

[MgoSam]

Coworker who is constantly spending lavishly on himself while making fun of me (not in a cruel way) for being frugal; in his mid-30's with very little saved despite making near $100k for years:

"I promise you in 10 years you'll have outgrown your frugality."

I don't even know what to say.

My wife tells me that I have a particular way of saying "OK" that somehow conveys my disdain and disgust with the question/statement being uttered and with the person who spoke it for wasting my time (personally I think she reads too much into it, I think I'm just doing a blank stare non-committal generic "OK").  You should develop something similar for these situations.

Did you grow up in Minnesota and play high school tennis? I know a guy that just has that look at times where he would smile at you that conveys the same message. I want to learn how to do it because it's so brilliant!

[Magilla]

Coworker who is constantly spending lavishly on himself while making fun of me (not in a cruel way) for being frugal; in his mid-30's with very little saved despite making near $100k for years:

"I promise you in 10 years you'll have outgrown your frugality."

I don't even know what to say.

My wife tells me that I have a particular way of saying "OK" that somehow conveys my disdain and disgust with the question/statement being uttered and with the person who spoke it for wasting my time (personally I think she reads too much into it, I think I'm just doing a blank stare non-committal generic "OK").  You should develop something similar for these situations.

Did you grow up in Minnesota and play high school tennis? I know a guy that just has that look at times where he would smile at you that conveys the same message. I want to learn how to do it because it's so brilliant!

Hehe, no.  Immigrated to US when I was 11 and grew up in NJ after that.

[coin]

I think it was on Kitsune's thread recently where someone said that it's important to remember that other people are not doing their actions at you.  Like, I was a vegetarian for 15 years, and people acted like it was a personal affront.  I'm not being vegetarian AT YOU, or saving money AT YOU, or retiring AT YOU.

Haha, so much this.  It's surprising how personally people take this stuff - I do what's best for me, they do what's best for them.

At work I overheard... Nothing!  Because they laid me off yesterday.  Oh well.  I know it's nothing personal, but still - ouch!  Between my final payout, savings and my fiancé still being employed, we'll be fine.  On the bright side, this gives me plenty of time to do some training courses, do self-directed study and get some exercise.  Unemployment ain't going to keep me down, and thank goodness for heading toward FI!  I can't imagine how stressful this would be for people with very little in the bank.

[theadvicist]

Coworker who is constantly spending lavishly on himself while making fun of me (not in a cruel way) for being frugal; in his mid-30's with very little saved despite making near $100k for years:

"I promise you in 10 years you'll have outgrown your frugality."

I don't even know what to say.

"I promise you in x years I'll have outgrown this office and outgrown working for a living".

(I wouldn't actually say it, but wow, I'd be thinking it!)

[theadvicist]

At work I overheard... Nothing!  Because they laid me off yesterday.  Oh well.  I know it's nothing personal, but still - ouch!  Between my final payout, savings and my fiancé still being employed, we'll be fine.  On the bright side, this gives me plenty of time to do some training courses, do self-directed study and get some exercise.  Unemployment ain't going to keep me down, and thank goodness for heading toward FI!  I can't imagine how stressful this would be for people with very little in the bank.

Very sorry to hear this coin, but very glad you have lots of reserves and a positive attitude. Great time of year to be laid off to (if you're in the Northern Hemisphere), hope you get some nice weather!

[bb11]

Coworker who is constantly spending lavishly on himself while making fun of me (not in a cruel way) for being frugal; in his mid-30's with very little saved despite making near $100k for years:

"I promise you in 10 years you'll have outgrown your frugality."

I don't even know what to say.

My wife tells me that I have a particular way of saying "OK" that somehow conveys my disdain and disgust with the question/statement being uttered and with the person who spoke it for wasting my time (personally I think she reads too much into it, I think I'm just doing a blank stare non-committal generic "OK").  You should develop something similar for these situations.

I'm pretty sure what I actually did was slowly shake my head at him and call him ridiculous.

We both makes jokes about each other's spending, so it's not a comment I get mad at. We've talked about finances a decent amount and he knows my strategy. What is amazing to me is that he truly thinks his way is right, and that frugality is just some remnant of my youthful naivete that I will mature out of into a good consumer.

[TravelJunkyQC]

Not really an overheard, but rather an overseen:

My colleague mentioned that she is working on paying off her credit card that she racked up while working as a freelancer (good for her for working on paying it back!).

She just left the office only to come back with a Starbucks cup from across the street.

We have a free coffee machine in the office.

I'm confused.

[jinga nation]

Not really an overheard, but rather an overseen:

My colleague mentioned that she is working on paying off her credit card that she racked up while working as a freelancer (good for her for working on paying it back!).

She just left the office only to come back with a Starbucks cup from across the street.

We have a free coffee machine in the office.

I'm confused.

Talk is cheap. Or free. Or she is a BS Artist.
Delayed gratification is lacking in your co-worker. Now for $$, instead of later for $0.

[MrsDinero]

Not really an overheard, but rather an overseen:

My colleague mentioned that she is working on paying off her credit card that she racked up while working as a freelancer (good for her for working on paying it back!).

She just left the office only to come back with a Starbucks cup from across the street.

We have a free coffee machine in the office.

I'm confused.

Talk is cheap. Or free. Or she is a BS Artist.
Delayed gratification is lacking in your co-worker. Now for $$, instead of later for $0.

Or she worked Starbucks into her budget.

[AMandM]

Coworker who is constantly spending lavishly on himself while making fun of me (not in a cruel way) for being frugal; in his mid-30's with very little saved despite making near $100k for years:

"I promise you in 10 years you'll have outgrown your frugality."

We both makes jokes about each other's spending, so it's not a comment I get mad at. We've talked about finances a decent amount and he knows my strategy. What is amazing to me is that he truly thinks his way is right, and that frugality is just some remnant of my youthful naivete that I will mature out of into a good consumer.

I'm amazed.  He knows your strategy--does he disagree that mathematically it is INEVITABLE that you will be ready to retire way before he is?  If so, what does he mean by "his way is right"?  Does he mean that spending is more virtuous than being frugal, because it drives the economy or something?  Does he think that it's objectively true that happiness comes from spending, and you're just delusional about being happy with low spending but some day you'll realize that and start spending more and become truly happy?  (But you'll still be way ahead of him in savings!)
As I said, I'm amazed.

[Magilla]

Coworker who is constantly spending lavishly on himself while making fun of me (not in a cruel way) for being frugal; in his mid-30's with very little saved despite making near $100k for years:

"I promise you in 10 years you'll have outgrown your frugality."

We both makes jokes about each other's spending, so it's not a comment I get mad at. We've talked about finances a decent amount and he knows my strategy. What is amazing to me is that he truly thinks his way is right, and that frugality is just some remnant of my youthful naivete that I will mature out of into a good consumer.

I'm amazed.  He knows your strategy--does he disagree that mathematically it is INEVITABLE that you will be ready to retire way before he is?  If so, what does he mean by "his way is right"?  Does he mean that spending is more virtuous than being frugal, because it drives the economy or something?  Does he think that it's objectively true that happiness comes from spending, and you're just delusional about being happy with low spending but some day you'll realize that and start spending more and become truly happy?  (But you'll still be way ahead of him in savings!)
As I said, I'm amazed.

I'm not surprised.  In fact I assume this would be the reaction of most people.  I assume he means that eventually you will get tired of "depriving" yourself and discover the joys of "living life", or "real life" will catch up to you and you'll be spending more etc.  These are all assumptions I'm sure we've all encountered.  These are assumptions that are ingrained in our society.

As an example try telling the average person that you're not "depriving" yourself if you don't have cable, or Starbucks or whatever.

[BTDretire]

Coworker who is constantly spending lavishly on himself while making fun of me (not in a cruel way) for being frugal; in his mid-30's with very little saved despite making near $100k for years:

"I promise you in 10 years you'll have outgrown your frugality."

I don't even know what to say.

 Tell him you know me, the wife and I have been frugal for 34 years, we have 38 times our yearly spending,
and we have not outgrown being frugal.
 But, he could be right, I'm retiring at the end of the year, Maybe then I'll out grow frugality.
Nah!

[ender]

Coworker who is constantly spending lavishly on himself while making fun of me (not in a cruel way) for being frugal; in his mid-30's with very little saved despite making near $100k for years:

"I promise you in 10 years you'll have outgrown your frugality."

I don't even know what to say.

My wife tells me that I have a particular way of saying "OK" that somehow conveys my disdain and disgust with the question/statement being uttered and with the person who spoke it for wasting my time (personally I think she reads too much into it, I think I'm just doing a blank stare non-committal generic "OK").  You should develop something similar for these situations.

I'm pretty sure what I actually did was slowly shake my head at him and call him ridiculous.

We both makes jokes about each other's spending, so it's not a comment I get mad at. We've talked about finances a decent amount and he knows my strategy. What is amazing to me is that he truly thinks his way is right, and that frugality is just some remnant of my youthful naivete that I will mature out of into a good consumer.

"Well if I'm wrong, I'll have a million bucks to spend. If you're wrong, you'll be broke."

[The Guru]

/\ Priceless!!!!!!

[meghan88]

Coworker who is constantly spending lavishly on himself while making fun of me (not in a cruel way) for being frugal; in his mid-30's with very little saved despite making near $100k for years:

"I promise you in 10 years you'll have outgrown your frugality."

We both makes jokes about each other's spending, so it's not a comment I get mad at. We've talked about finances a decent amount and he knows my strategy. What is amazing to me is that he truly thinks his way is right, and that frugality is just some remnant of my youthful naivete that I will mature out of into a good consumer.

I'm amazed.  He knows your strategy--does he disagree that mathematically it is INEVITABLE that you will be ready to retire way before he is?  If so, what does he mean by "his way is right"?  Does he mean that spending is more virtuous than being frugal, because it drives the economy or something?  Does he think that it's objectively true that happiness comes from spending, and you're just delusional about being happy with low spending but some day you'll realize that and start spending more and become truly happy?  (But you'll still be way ahead of him in savings!)
As I said, I'm amazed.

I'm not surprised.  In fact I assume this would be the reaction of most people.  I assume he means that eventually you will get tired of "depriving" yourself and discover the joys of "living life", or "real life" will catch up to you and you'll be spending more etc.  These are all assumptions I'm sure we've all encountered.  These are assumptions that are ingrained in our society.

As an example try telling the average person that you're not "depriving" yourself if you don't have cable, or Starbucks or whatever.

+1.  It's all about belief systems and priorities.  Just like people shaking their heads at each other for different religious beliefs.

[LennStar]

Coworker who is constantly spending lavishly on himself while making fun of me (not in a cruel way) for being frugal; in his mid-30's with very little saved despite making near $100k for years:

"I promise you in 10 years you'll have outgrown your frugality."

We both makes jokes about each other's spending, so it's not a comment I get mad at. We've talked about finances a decent amount and he knows my strategy. What is amazing to me is that he truly thinks his way is right, and that frugality is just some remnant of my youthful naivete that I will mature out of into a good consumer.

I'm amazed.  He knows your strategy--does he disagree that mathematically it is INEVITABLE that you will be ready to retire way before he is?  If so, what does he mean by "his way is right"?  Does he mean that spending is more virtuous than being frugal, because it drives the economy or something?  Does he think that it's objectively true that happiness comes from spending, and you're just delusional about being happy with low spending but some day you'll realize that and start spending more and become truly happy?  (But you'll still be way ahead of him in savings!)
As I said, I'm amazed.

I'm not surprised.  In fact I assume this would be the reaction of most people.  I assume he means that eventually you will get tired of "depriving" yourself and discover the joys of "living life", or "real life" will catch up to you and you'll be spending more etc.  These are all assumptions I'm sure we've all encountered.  These are assumptions that are ingrained in our society.

As an example try telling the average person that you're not "depriving" yourself if you don't have cable, or Starbucks or whatever.

+1.  It's all about belief systems and priorities.  Just like people shaking their heads at each other for different religious beliefs.

Like calling the god that says you should kill all non-belivers Allah, Jahve or Jesus Christ?
No, I think its different. Because science cant prove that a God does not exist per definition. But science has proved on and on that spending does not make you happy. Hedonic Adaption and peer pressure are the (bad) keys.

[Choices]

In my first 'real job' after a LOT of school, my coworkers were encouraging me to buy a fancy new car. My old car went on hospice and did eventually die. They were soooooooo disappointed and full of ridicule when I chose a Toyota!

[Seppia]

Sorry for the quick tangent, but is there a specific reason why so menu people on this forum quote without snipping away at least some of the prior messages?
We often end up with monster posts with 7-8 posts quoted and a single added line, one right after the other.

It makes the forum almost illegible

[dragoncar]

SNIP

Menu of us are on mobile, which makes it a lot harder to edit the quotes.  But in huge threads, you pretty much have to quote to provide context as there can be 4-5 separate discussions going on at the same time

[zolotiyeruki]

Sorry for the quick tangent, but is there a specific reason why so menu people on this forum quote without snipping away at least some of the prior messages?
We often end up with monster posts with 7-8 posts quoted and a single added line, one right after the other.

It makes the forum almost illegible

Dragoncar makes a good point about mobile users.  FWIW, I snip out the quite train when I quote...

[dragoncar]

I usually try to trim down to the relevant part of the post when quoting. It's a pain in the ass on a tablet! If there is more than one section I am responding to, I don't trim since I think it starts to skew the interpretation of the original post.

I haven't figured out how to collate several comments from different users into one response, at least not on a tablet!

I hear what you are saying, but once you get a growing subthread, it is usually easy to just read the last response. More confusing when someone revives something weeks or months later.

Any idea how to make all thus easier and clearer?

Failed snipping attempts are also the cause of broken quotes, which are way worse than long quotes

[druth]

I usually try to trim down to the relevant part of the post when quoting. It's a pain in the ass on a tablet! If there is more than one section I am responding to, I don't trim since I think it starts to skew the interpretation of the original post.

Failed snipping attempts are also the cause of broken quotes, which are way worse than long quotes
[/quote]

Agreed!

[Seppia]

I usually try to trim down to the relevant part of the post when quoting. It's a pain in the ass on a tablet! If there is more than one section I am responding to, I don't trim since I think it starts to skew the interpretation of the original post.

I haven't figured out how to collate several comments from different users into one response, at least not on a tablet!

I hear what you are saying, but once you get a growing subthread, it is usually easy to just read the last response. More confusing when someone revives something weeks or months later.

Any idea how to make all thus easier and clearer?

Sometimes you need to monster quote, but what I'm talking about is the succession of 4-5 (sometimes more) monster quotes.
People do it because they're lazy and don't want to snip (I agree on a tablet or phone it's a pain!), but it's a matter of Internet etiquette in my opinion.
Using tapatalk (a free app) makes things considerably easier, especially on a phone.
To multi quote, tap on a person's post, select "more", then "multi quote".
Now tap on all the other posts you want to quote, and finish by tapping the message icon in the top right corner to go write the multi quoted post.

Failed snipping attempts are also the cause of broken quotes, which are way worse than long quotes

There's always the edit function.
Not fixing broken quotes within a monster quote is peak rudeness on a forum.

[dragoncar]

I usually try to trim down to the relevant part of the post when quoting. It's a pain in the ass on a tablet! If there is more than one section I am responding to, I don't trim since I think it starts to skew the interpretation of the original post.

I haven't figured out how to collate several comments from different users into one response, at least not on a tablet!

I hear what you are saying, but once you get a growing subthread, it is usually easy to just read the last response. More confusing when someone revives something weeks or months later.

Any idea how to make all thus easier and clearer?

Sometimes you need to monster quote, but what I'm talking about is the succession of 4-5 (sometimes more) monster quotes.
People do it because they're lazy and don't want to snip (I agree on a tablet or phone it's a pain!), but it's a matter of Internet etiquette in my opinion.
Using tapatalk (a free app) makes things considerably easier, especially on a phone.
To multi quote, tap on a person's post, select "more", then "multi quote".
Now tap on all the other posts you want to quote, and finish by tapping the message icon in the top right corner to go write the multi quoted post.

Failed snipping attempts are also the cause of broken quotes, which are way worse than long quotes

There's always the edit function.
Not fixing broken quotes within a monster quote is peak rudeness on a forum.

It's also really easy to scroll to the bottom of a post and skip the quotes entirely.  Just push the down arrow on your keybaord

[Seppia]

Of course.
It's also not much of an issue to read the post in all caps.
It's also not such an incredible inconvenience to wait 30 mins for the guy who's late.
That doesn't make both things any less rude.

Not a horrible issue obviously, but it's not "my" thing, it's common forum etiquette to do the little effort required to keep the Internet legible.

[Primm]

Until you get that one womble who makes it hard for everyone by inserting their own comment at the top instead of the bottom, and you scroll down to read what they've written and then have to scroll all the way up again...

Simple etiquette and manners really. Like Seppia said.

I usually try to trim down to the relevant part of the post when quoting. It's a pain in the ass on a tablet! If there is more than one section I am responding to, I don't trim since I think it starts to skew the interpretation of the original post.

I haven't figured out how to collate several comments from different users into one response, at least not on a tablet!

I hear what you are saying, but once you get a growing subthread, it is usually easy to just read the last response. More confusing when someone revives something weeks or months later.

Any idea how to make all thus easier and clearer?

Sometimes you need to monster quote, but what I'm talking about is the succession of 4-5 (sometimes more) monster quotes.
People do it because they're lazy and don't want to snip (I agree on a tablet or phone it's a pain!), but it's a matter of Internet etiquette in my opinion.
Using tapatalk (a free app) makes things considerably easier, especially on a phone.
To multi quote, tap on a person's post, select "more", then "multi quote".
Now tap on all the other posts you want to quote, and finish by tapping the message icon in the top right corner to go write the multi quoted post.

Failed snipping attempts are also the cause of broken quotes, which are way worse than long quotes

There's always the edit function.
Not fixing broken quotes within a monster quote is peak rudeness on a forum.

It's also really easy to scroll to the bottom of a post and skip the quotes entirely.  Just push the down arrow on your keybaord

Of course.
It's also not much of an issue to read the post in all caps.
It's also not such an incredible inconvenience to wait 30 mins for the guy who's late.
That doesn't make both things any less rude.

Not a horrible issue obviously, but it's not "my" thing, it's common forum etiquette to do the little effort required to keep the Internet legible.

[Metric Mouse]

You're really on about that, aren't you Primm? :D

I also feel that one should put ellipses when snipping from posts, but perhaps my primary school English teacher was just old-school...

Until you get that one womble who makes it hard for everyone by inserting their own comment at the top instead of the bottom, and you scroll down to read what they've written and then have to scroll all the way up again...

Simple etiquette and manners really. Like Seppia said.

I usually try to trim down to the relevant part of the post when quoting. It's a pain in the ass on a tablet! If there is more than one section I am responding to, I don't trim since I think it starts to skew the interpretation of the original post.

I haven't figured out how to collate several comments from different users into one response, at least not on a tablet!

I hear what you are saying, but once you get a growing subthread, it is usually easy to just read the last response. More confusing when someone revives something weeks or months later.

Any idea how to make all thus easier and clearer?

Sometimes you need to monster quote, but what I'm talking about is the succession of 4-5 (sometimes more) monster quotes.
People do it because they're lazy and don't want to snip (I agree on a tablet or phone it's a pain!), but it's a matter of Internet etiquette in my opinion.

Failed snipping attempts are also the cause of broken quotes, which are way worse than long quotes

There's always the edit function.
Not fixing broken quotes within a monster quote is peak rudeness on a forum.

It's also really easy to scroll to the bottom of a post and skip the quotes entirely.  Just push the down arrow on your keybaord

Not a horrible issue obviously, but it's not "my" thing, it's common forum etiquette to do the little effort required to keep the Internet l

[Primm]

You're really on about that, aren't you Primm? :D

I also feel that one should put ellipses when snipping from posts, but perhaps my primary school English teacher was just old-school...

Have I mentioned it before? I don't believe so, but I may be wrong. It's been known to happen.

And yeah, old school. Probably didn't like starting sentences with "and" or "or" either. Or incomplete sentences... 

:P

[dragoncar]

Until you get that one womble who makes it hard for everyone by inserting their own comment at the top instead of the bottom, and you scroll down to read what they've written and then have to scroll all the way up again...

Simple etiquette and manners really. Like Seppia said.

I usually try to trim down to the relevant part of the post when quoting. It's a pain in the ass on a tablet! If there is more than one section I am responding to, I don't trim since I think it starts to skew the interpretation of the original post.

I haven't figured out how to collate several comments from different users into one response, at least not on a tablet!

I hear what you are saying, but once you get a growing subthread, it is usually easy to just read the last response. More confusing when someone revives something weeks or months later.

Any idea how to make all thus easier and clearer?

Sometimes you need to monster quote, but what I'm talking about is the succession of 4-5 (sometimes more) monster quotes.
People do it because they're lazy and don't want to snip (I agree on a tablet or phone it's a pain!), but it's a matter of Internet etiquette in my opinion.
Using tapatalk (a free app) makes things considerably easier, especially on a phone.
To multi quote, tap on a person's post, select "more", then "multi quote".
Now tap on all the other posts you want to quote, and finish by tapping the message icon in the top right corner to go write the multi quoted post.

Failed snipping attempts are also the cause of broken quotes, which are way worse than long quotes

There's always the edit function.
Not fixing broken quotes within a monster quote is peak rudeness on a forum.

It's also really easy to scroll to the bottom of a post and skip the quotes entirely.  Just push the down arrow on your keybaord

Of course.
It's also not much of an issue to read the post in all caps.
It's also not such an incredible inconvenience to wait 30 mins for the guy who's late.
That doesn't make both things any less rude.

Not a horrible issue obviously, but it's not "my" thing, it's common forum etiquette to do the little effort required to keep the Internet legible.

It's also common forum etiquette to defer to those with higher post counts.  And to buy them chocolates every WalrusDay.

[With This Herring]

*snip*

It's also common forum etiquette to defer to those with higher post counts.  And to buy them chocolates every WalrusDay.

Okay, everybody, let's not forget that WalrusDay is November 24th, so mark your calendars!  Dragoncar, please post your full mailing address for us to all send you chocolates.

[Metric Mouse]

You're really on about that, aren't you Primm? :D

I also feel that one should put ellipses when snipping from posts, but perhaps my primary school English teacher was just old-school...

Have I mentioned it before? I don't believe so, but I may be wrong. It's been known to happen.

And yeah, old school. Probably didn't like starting sentences with "and" or "or" either. Or incomplete sentences... 

:P

Perhaps I'm confusing you with some other poster. Please forgive me.

[dragoncar]

*snip*

It's also common forum etiquette to defer to those with higher post counts.  And to buy them chocolates every WalrusDay.

Okay, everybody, let's not forget that WalrusDay is November 24th, so mark your calendars!  Dragoncar, please post your full mailing address for us to all send you chocolates.

1 Yemen road
Yemen

[Metric Mouse]

*snip*

It's also common forum etiquette to defer to those with higher post counts.  And to buy them chocolates every WalrusDay.

Okay, everybody, let's not forget that WalrusDay is November 24th, so mark your calendars!  Dragoncar, please post your full mailing address for us to all send you chocolates.

1 Yemen road
Yemen

Perfect. The U.S. delivers there via Saudi Arabia. Or did, until last week, it seems...

[thingamabobs]

In my first 'real job' after a LOT of school, my coworkers were encouraging me to buy a fancy new car. My old car went on hospice and did eventually die. They were soooooooo disappointed and full of ridicule when I chose a Toyota!

Bet those are the same ones that complain how paying their student loans is putting them in the poor house...

[nouveauRiche]

I just remembered this gem from a few years ago.  A coworker said she was bummed that she didn't have $1000 to pay to see a psychic.

So let me get this straight:  You don't have $1000 to your name but if you did, you would give it to a psychic.  I can predict your future for free.

[Warlord1986]

I just remembered this gem from a few years ago.  A coworker said she was bummed that she didn't have $1000 to pay to see a psychic.

So let me get this straight:  You don't have $1000 to your name but if you did, you would give it to a psychic.  I can predict your future for free.

I saw a psychic when I was a teenager. The cost was $20.

Your coworker knows a very smart psychic if they can bilk her out of $1,000. I'm a little impressed.

[tarheeldan]

Finally got one!

A coworker had about $6,000 in employer contributions to his 401k and left our company in 2013. He has 5 years to move the funds to an IRA or forfeit them. But he refuses to take it! Multiple attempts, where he initially flat out said he didn't want it, and now after tracking him down in London, he refused delivery of the package with the paperwork!

It gets worse though, it turns out there are two other former employees that similarly can't be bothered to do the paperwork!

[RecoveringCarClown]

Heard on the radio today...

1. "You are caller number xx and you just one $1,000, what are you going to do!?!?  I am going to use the money to get some new tats!"

2. "Buy a new car from our dealership and get financing at 0% for 84 months!"

[merula]

2. "Buy a new car from our dealership and get financing at 0% for 84 months!"

To be fair, I would do that. If I needed a car. They say 0% because they don't expect ANYONE to qualify for that.

I needed a car and had picked out a model that was rated as very reliable with high resale value. And 2-3 year old used versions were selling at less than 10% off new. They were offering 0.9% financing and when I came in and asked about that they smirked and said that amount was for well-qualified buyers and they would do the best they could for me.

Based on the looks on faces later, I don't think they're used to seeing credit scores that start with an 8.

Free money for 7 years?! I'll take it.

[RecoveringCarClown]

2. "Buy a new car from our dealership and get financing at 0% for 84 months!"

To be fair, I would do that. If I needed a car. They say 0% because they don't expect ANYONE to qualify for that.

I needed a car and had picked out a model that was rated as very reliable with high resale value. And 2-3 year old used versions were selling at less than 10% off new. They were offering 0.9% financing and when I came in and asked about that they smirked and said that amount was for well-qualified buyers and they would do the best they could for me.

Based on the looks on faces later, I don't think they're used to seeing credit scores that start with an 8.

Free money for 7 years?! I'll take it.

I would take it too if there was a way to do it without buying a new car!

Buying a new car is one of the best ways to kill your mustache.  Let's face it, even a 2-3 year old car is a ridiculous luxury that deserves punches to the face!

[MoonShadow]

Based on the looks on faces later, I don't think they're used to seeing credit scores that start with an 8.

Neither am I, how did you manage that?

[Paul der Krake]

Based on the looks on faces later, I don't think they're used to seeing credit scores that start with an 8.

Neither am I, how did you manage that?

Long history of flawless on time payments over a variety of account types.

[With This Herring]

Finally got one!

A coworker had about $6,000 in employer contributions to his 401k and left our company in 2013. He has 5 years to move the funds to an IRA or forfeit them. But he refuses to take it! Multiple attempts, where he initially flat out said he didn't want it, and now after tracking him down in London, he refused delivery of the package with the paperwork!

It gets worse though, it turns out there are two other former employees that similarly can't be bothered to do the paperwork!

I don't think they can set a time limit for forfeiture, but that is such an odd case that I am unsure.  I know that for wages, dividends, etc, legally they must try to get you the money for a certain number of years.  After that point, the money gets turned over to your state department of unclaimed funds.  The state then holds the money for you until you or your heirs claim it.  Periodically, the state governments audit businesses for compliance with unclaimed funds rules; this is taken seriously.

[tarheeldan]

Finally got one!

A coworker had about $6,000 in employer contributions to his 401k and left our company in 2013. He has 5 years to move the funds to an IRA or forfeit them. But he refuses to take it! Multiple attempts, where he initially flat out said he didn't want it, and now after tracking him down in London, he refused delivery of the package with the paperwork!

It gets worse though, it turns out there are two other former employees that similarly can't be bothered to do the paperwork!

I don't think they can set a time limit for forfeiture, but that is such an odd case that I am unsure.  I know that for wages, dividends, etc, legally they must try to get you the money for a certain number of years.  After that point, the money gets turned over to your state department of unclaimed funds.  The state then holds the money for you until you or your heirs claim it.  Periodically, the state governments audit businesses for compliance with unclaimed funds rules; this is taken seriously.

They're elective contributions within a profit sharing plan, which states five years after separation.

[MgoSam]

Finally got one!

A coworker had about $6,000 in employer contributions to his 401k and left our company in 2013. He has 5 years to move the funds to an IRA or forfeit them. But he refuses to take it! Multiple attempts, where he initially flat out said he didn't want it, and now after tracking him down in London, he refused delivery of the package with the paperwork!

It gets worse though, it turns out there are two other former employees that similarly can't be bothered to do the paperwork!

I don't think they can set a time limit for forfeiture, but that is such an odd case that I am unsure.  I know that for wages, dividends, etc, legally they must try to get you the money for a certain number of years.  After that point, the money gets turned over to your state department of unclaimed funds.  The state then holds the money for you until you or your heirs claim it.  Periodically, the state governments audit businesses for compliance with unclaimed funds rules; this is taken seriously.

They're elective contributions within a profit sharing plan, which states five years after separation.

Plus they have demonstrated that they've gone to great lengths to contact the former employee and have been rebuffed.