Author Topic: Mustachian People Problems (just for fun)  (Read 3804859 times)

SwordGuy

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Re: Mustachian People Problems (just for fun)
« Reply #9000 on: December 04, 2021, 07:00:00 AM »
I know someone who won a $5 million lottery prize. That doesn't change my behavior.

I know a family that won $10 million on a slot machine in the casino in Tunica, MS.   It changed their behavior big time.

A sobering story, and one that seems very common.

(However, with the brevity of forum posts, I can't tell if you actually saw at what I wrote. The friend winning money didn't change my behavior. I didn't say anything about their behavior.)

Yes, I understood.  It just reminded me of a compelling story about people I know.   People who get wealth very quickly often aren't prepared for it.  That makes the MMM method of increasing one's savings rate extra effective -- it takes time and it takes discipline over spending during that time to build wealth.

ixtap

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Re: Mustachian People Problems (just for fun)
« Reply #9001 on: December 04, 2021, 01:51:58 PM »
Sigh...

When I did our six month check up six months ago, I switched the bond and stock totals from one of the accounts. We wondered why we weren't quite out of balance enough to bother rebalancing. Now we have all this extra growth on...2% of our portfolio. The shame.

zolotiyeruki

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Re: Mustachian People Problems (just for fun)
« Reply #9002 on: December 04, 2021, 10:36:29 PM »
Nothing so undermines your financial judgement as the sight of your neighbor getting rich.
– J. P. Morgan

I guess that the mustachian problem is then to not let your neighbor see your wealth.  :)
Nah, the MPP is that your neighbors want to donate their used things to you because you don't have anything!!
Oh, goodness, this has happened many times to us.  We have more income than most of the people in our circles, but with the exception of our house, we live pretty frugally.  Our two cars average 20 years old and 230,000 miles, we don't have fancy clothes, etc. 

About a month ago, I mentioned to a coworker that we were looking to acquire a third car for those cases where our family is going three different directions, and my coworker gave us an old car they're not using.  Said coworker makes a lot less money than us.

Sure, the car is old and needs some work, but I can handle that.  It's quite rusty, and some maintenance has been deferred, and  couple things are broken.  But we only need it temporarily (hopefully less than a year), so it's no big deal to leave the busted rear sway bar alone, and ignore the missing springs to un-recline the seats.  I've spent about $150 changing fluids, replacing a power steering hose and a brake line, and gearing up to change the transmission fluid and filter.

This brings me to my MPP:  The trouble is that I live in the great, grasping state of Illinois, where no tax hike is sufficient to satisfy the gaping maw of public pensions and decades of poor fiscal management.  It's going to cost me $150 to transfer the title, $151 to register it, and $25 in sales taxes.  I'm literally going to spend twice as much on compliance costs as I'm going to spend on the actual car.

Morning Glory

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Re: Mustachian People Problems (just for fun)
« Reply #9003 on: December 04, 2021, 10:42:45 PM »
Nothing so undermines your financial judgement as the sight of your neighbor getting rich.
– J. P. Morgan

I guess that the mustachian problem is then to not let your neighbor see your wealth.  :)
Nah, the MPP is that your neighbors want to donate their used things to you because you don't have anything!!
Oh, goodness, this has happened many times to us.  We have more income than most of the people in our circles, but with the exception of our house, we live pretty frugally.  Our two cars average 20 years old and 230,000 miles, we don't have fancy clothes, etc. 

About a month ago, I mentioned to a coworker that we were looking to acquire a third car for those cases where our family is going three different directions, and my coworker gave us an old car they're not using.  Said coworker makes a lot less money than us.

Sure, the car is old and needs some work, but I can handle that.  It's quite rusty, and some maintenance has been deferred, and  couple things are broken.  But we only need it temporarily (hopefully less than a year), so it's no big deal to leave the busted rear sway bar alone, and ignore the missing springs to un-recline the seats.  I've spent about $150 changing fluids, replacing a power steering hose and a brake line, and gearing up to change the transmission fluid and filter.

This brings me to my MPP:  The trouble is that I live in the great, grasping state of Illinois, where no tax hike is sufficient to satisfy the gaping maw of public pensions and decades of poor fiscal management.  It's going to cost me $150 to transfer the title, $151 to register it, and $25 in sales taxes.  I'm literally going to spend twice as much on compliance costs as I'm going to spend on the actual car.

Ugh Illinois. I have two separate sets of parents who depend on those pensions. Makes sequence risk look pretty small in comparison.

johndoe

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Re: Mustachian People Problems (just for fun)
« Reply #9004 on: December 05, 2021, 10:09:26 AM »
the MPP is that your neighbors want to donate their used things to you because you don't have anything!!
Oh, goodness, this has happened many times to us.  We have more income than most of the people in our circles, but with the exception of our house, we live pretty frugally.  Our two cars average 20 years old and 230,000 miles, we don't have fancy clothes, etc. 

About a month ago, I mentioned to a coworker that we were looking to acquire a third car for those cases where our family is going three different directions, and my coworker gave us an old car they're not using.  Said coworker makes a lot less money than us.

I agree on the MPP of normies pitying us.  But I have to say, if a coworker offered to give me a car I'd pay them at least a few hundred bucks.  I'm fine with someone thinking I'm destitute, but letting them give me a car out of pity seems to be crossing a line IMHO (especially if they have a lower salary).  Maybe I'm reading too much into this... perhaps you'd consider repaying them (somehow)?

Adventine

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Re: Mustachian People Problems (just for fun)
« Reply #9005 on: December 05, 2021, 04:18:10 PM »
An MPP for me and my husband: in our cash budget spreadsheet, we don't have a category for clothes. I had to buy some today and wondered where to put it.

Ladychips

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Re: Mustachian People Problems (just for fun)
« Reply #9006 on: December 05, 2021, 05:26:56 PM »
An MPP for me and my husband: in our cash budget spreadsheet, we don't have a category for clothes. I had to buy some today and wondered where to put it.

Lol.  What did you decide?  I had a similar (but different) MPP.  My husband and I traded for a golf cart (all the rage in my neighborhood). It needed new batteries.  What category is that?!?!?  Vehicle? Home improvement? Entertainment?

RWD

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Re: Mustachian People Problems (just for fun)
« Reply #9007 on: December 05, 2021, 05:49:14 PM »
An MPP for me and my husband: in our cash budget spreadsheet, we don't have a category for clothes. I had to buy some today and wondered where to put it.

Lol.  What did you decide?  I had a similar (but different) MPP.  My husband and I traded for a golf cart (all the rage in my neighborhood). It needed new batteries.  What category is that?!?!?  Vehicle? Home improvement? Entertainment?

I have ~50 expense categories. But sometimes stuff still needs to go under Miscellaneous. I would probably put golf cart battery replacement under Auto Maintenance (sub category of Auto), assuming it is being used for general transportation. If being used as an actual golf cart for golfing then I would put it under Hobbies.

Adventine

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Re: Mustachian People Problems (just for fun)
« Reply #9008 on: December 05, 2021, 05:55:53 PM »
@Ladychips I put it under Misc... a category we use so rarely that I only double-checked our spreadsheet when @RWD mentioned it. Turns out we DO have a Misc category, all the way at the end. D'oh!

zolotiyeruki

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Re: Mustachian People Problems (just for fun)
« Reply #9009 on: December 05, 2021, 06:04:28 PM »
the MPP is that your neighbors want to donate their used things to you because you don't have anything!!
Oh, goodness, this has happened many times to us.  We have more income than most of the people in our circles, but with the exception of our house, we live pretty frugally.  Our two cars average 20 years old and 230,000 miles, we don't have fancy clothes, etc. 

About a month ago, I mentioned to a coworker that we were looking to acquire a third car for those cases where our family is going three different directions, and my coworker gave us an old car they're not using.  Said coworker makes a lot less money than us.

I agree on the MPP of normies pitying us.  But I have to say, if a coworker offered to give me a car I'd pay them at least a few hundred bucks.  I'm fine with someone thinking I'm destitute, but letting them give me a car out of pity seems to be crossing a line IMHO (especially if they have a lower salary).  Maybe I'm reading too much into this... perhaps you'd consider repaying them (somehow)?
The car was sitting in their front yard, undriven, for several months, alongside a second car, in even worse repair, which had been sitting for a similar amount of time.  I should do something nice for them at least.

This, of course, leads to another MPP:  we consider ourselves very fortunate, especially financially, so we try to pay it forward, and participate in various charitable causes. My problem is that many of those who are the recipients of charity seem to have nicer cars, nicer clothes, nicer cell phones, etc than we do, and I don't like the idea of subsidizing someone to a higher standard of living than I live myself.  A recent cause had a list of requested items, which included....air pods and Ugg boots.  Seriously?!

dragoncar

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Re: Mustachian People Problems (just for fun)
« Reply #9010 on: December 05, 2021, 06:58:46 PM »
An MPP for me and my husband: in our cash budget spreadsheet, we don't have a category for clothes. I had to buy some today and wondered where to put it.

Lol.  What did you decide?  I had a similar (but different) MPP.  My husband and I traded for a golf cart (all the rage in my neighborhood). It needed new batteries.  What category is that?!?!?  Vehicle? Home improvement? Entertainment?

I have ~50 expense categories. But sometimes stuff still needs to go under Miscellaneous. I would probably put golf cart battery replacement under Auto Maintenance (sub category of Auto), assuming it is being used for general transportation. If being used as an actual golf cart for golfing then I would put it under Hobbies.

Uhh.. you guys don’t have a separate battery budget?

Morning Glory

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Re: Mustachian People Problems (just for fun)
« Reply #9011 on: December 05, 2021, 07:03:00 PM »
An MPP for me and my husband: in our cash budget spreadsheet, we don't have a category for clothes. I had to buy some today and wondered where to put it.

Lol.  What did you decide?  I had a similar (but different) MPP.  My husband and I traded for a golf cart (all the rage in my neighborhood). It needed new batteries.  What category is that?!?!?  Vehicle? Home improvement? Entertainment?

I have ~50 expense categories. But sometimes stuff still needs to go under Miscellaneous. I would probably put golf cart battery replacement under Auto Maintenance (sub category of Auto), assuming it is being used for general transportation. If being used as an actual golf cart for golfing then I would put it under Hobbies.

Uhh.. you guys don’t have a separate battery budget?

I'd put it as auto maintenance.  That's what we did with mower parts and stuff when we had the rural property.

My new mpp is that my numbers are really screwy this year from 2 moves and replacing a vehicle, and I don't know how to calculate a savings rate. Like, do I subtract the cash I got from selling my stuff from spending or do I count it as income?
« Last Edit: December 05, 2021, 07:08:35 PM by Morning Glory »

Plina

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Re: Mustachian People Problems (just for fun)
« Reply #9012 on: December 05, 2021, 10:42:31 PM »
the MPP is that your neighbors want to donate their used things to you because you don't have anything!!
Oh, goodness, this has happened many times to us.  We have more income than most of the people in our circles, but with the exception of our house, we live pretty frugally.  Our two cars average 20 years old and 230,000 miles, we don't have fancy clothes, etc. 

About a month ago, I mentioned to a coworker that we were looking to acquire a third car for those cases where our family is going three different directions, and my coworker gave us an old car they're not using.  Said coworker makes a lot less money than us.

I agree on the MPP of normies pitying us.  But I have to say, if a coworker offered to give me a car I'd pay them at least a few hundred bucks.  I'm fine with someone thinking I'm destitute, but letting them give me a car out of pity seems to be crossing a line IMHO (especially if they have a lower salary).  Maybe I'm reading too much into this... perhaps you'd consider repaying them (somehow)?
The car was sitting in their front yard, undriven, for several months, alongside a second car, in even worse repair, which had been sitting for a similar amount of time.  I should do something nice for them at least.

This, of course, leads to another MPP:  we consider ourselves very fortunate, especially financially, so we try to pay it forward, and participate in various charitable causes. My problem is that many of those who are the recipients of charity seem to have nicer cars, nicer clothes, nicer cell phones, etc than we do, and I don't like the idea of subsidizing someone to a higher standard of living than I live myself.  A recent cause had a list of requested items, which included....air pods and Ugg boots.  Seriously?!

What kind of charity ask for those items?. I can understand that kids want certain brands but if I find the price of AirPods to ridiculous to buy them myself I would never see them as charity. Are there not other charities with people that really need the help?

Ladychips

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Re: Mustachian People Problems (just for fun)
« Reply #9013 on: December 06, 2021, 04:46:33 AM »
@RWD and @Adventine - I don't have a misc category! And @dragoncar I don't have a category for batteries either (shocking I know). I think I put it in whatever category had the lowest expenditures that month. It's all good!

ysette9

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Re: Mustachian People Problems (just for fun)
« Reply #9014 on: December 06, 2021, 06:52:20 AM »
On thé conversation about checks above, my mortgage company informed me that we have an overage in our impound account. So they paid actual postage to send us a check for … $0.04.

Dicey

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Re: Mustachian People Problems (just for fun)
« Reply #9015 on: December 06, 2021, 07:11:13 AM »
On thé conversation about checks above, my mortgage company informed me that we have an overage in our impound account. So they paid actual postage to send us a check for … $0.04.
That's hilarious! When I receive stupid tiny checks, I deliberately do not cash them. Maybe if they notice it going uncashed month after month they'll wise up.

SwordGuy

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Re: Mustachian People Problems (just for fun)
« Reply #9016 on: December 06, 2021, 07:28:19 AM »
@RWD and @Adventine - I don't have a misc category! And @dragoncar I don't have a category for batteries either (shocking I know).
Are they rechargeable batteries?   It would be a re-volting issue not to have a category for them.

RWD

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Re: Mustachian People Problems (just for fun)
« Reply #9017 on: December 06, 2021, 08:05:38 AM »
My new mpp is that my numbers are really screwy this year from 2 moves and replacing a vehicle, and I don't know how to calculate a savings rate. Like, do I subtract the cash I got from selling my stuff from spending or do I count it as income?
When I sell an item casually I like to count it against spending in the same category as the item. Sort of like my own system of trade-in credit. Usually used items are not sold for a profit (relative to what was originally paid). So it would be weird to say it was income just because I wasn't tracking it as part of our net worth before I sold it.

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Re: Mustachian People Problems (just for fun)
« Reply #9018 on: December 06, 2021, 08:39:57 AM »
My new mpp is that my numbers are really screwy this year from 2 moves and replacing a vehicle, and I don't know how to calculate a savings rate. Like, do I subtract the cash I got from selling my stuff from spending or do I count it as income?
When I sell an item casually I like to count it against spending in the same category as the item. Sort of like my own system of trade-in credit. Usually used items are not sold for a profit (relative to what was originally paid). So it would be weird to say it was income just because I wasn't tracking it as part of our net worth before I sold it.

We did a massive downsizing and cleaned out a bunch of stuff that came with our house while we were getting it ready to sell.  I suppose I can count it against the transaction costs from selling the house, or maybe against moving expenses? We bought a newer car for 15K and sold our three old ones in there too (got ~5k total for those), but I don't want to not count that as spending because I'll need to budget for car replacement every 5-10 years. I'll go through mint at the end of the year and figure out something.

gaja

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Re: Mustachian People Problems (just for fun)
« Reply #9019 on: December 06, 2021, 08:53:36 AM »
@RWD and @Adventine - I don't have a misc category! And @dragoncar I don't have a category for batteries either (shocking I know). I think I put it in whatever category had the lowest expenditures that month. It's all good!

Shouldn't batteries go to the energy category?

dragoncar

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Re: Mustachian People Problems (just for fun)
« Reply #9020 on: December 06, 2021, 09:44:54 AM »
@RWD and @Adventine - I don't have a misc category! And @dragoncar I don't have a category for batteries either (shocking I know). I think I put it in whatever category had the lowest expenditures that month. It's all good!

Shouldn't batteries go to the energy category?

I consider it a part of my industrial metals asset allocation

cannotWAIT

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Re: Mustachian People Problems (just for fun)
« Reply #9021 on: December 06, 2021, 10:19:53 AM »
Our MPP is night after night having the following conversation: “What do you want for Christmas?” “I don’t know, what do you want?” For like a month now. Feeling satisfied with what you’ve got is a hard habit to break.

ixtap

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Re: Mustachian People Problems (just for fun)
« Reply #9022 on: December 06, 2021, 02:28:10 PM »
Our MPP is night after night having the following conversation: “What do you want for Christmas?” “I don’t know, what do you want?” For like a month now. Feeling satisfied with what you’ve got is a hard habit to break.

DH doesn't do gifts, so I get him his favorite candy and get myself anything I decide I need/want the week or two before.

Today, we went to a park and bought SIL's pass, but used it for ourselves. Didn't notice until we left it would have gotten us into the little attraction, too. Wasted $4 for the two of us!

ysette9

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Re: Mustachian People Problems (just for fun)
« Reply #9023 on: December 06, 2021, 02:32:53 PM »
On thé conversation about checks above, my mortgage company informed me that we have an overage in our impound account. So they paid actual postage to send us a check for … $0.04.
That's hilarious! When I receive stupid tiny checks, I deliberately do not cash them. Maybe if they notice it going uncashed month after month they'll wise up.
That is my plan

Unless I have lots of energy in which case I may call them up and ask them not to do stupid shit like that in the future

SwordGuy

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Re: Mustachian People Problems (just for fun)
« Reply #9024 on: December 06, 2021, 03:18:53 PM »
On thé conversation about checks above, my mortgage company informed me that we have an overage in our impound account. So they paid actual postage to send us a check for … $0.04.

Or you could look at it as they are being scrupulously honest with YOUR money at some cost to themselves...

AerynLee

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Re: Mustachian People Problems (just for fun)
« Reply #9025 on: December 06, 2021, 03:23:49 PM »
On thé conversation about checks above, my mortgage company informed me that we have an overage in our impound account. So they paid actual postage to send us a check for … $0.04.
Years ago I rolled over a tiny 401k. Then a year or so later they mailed me a $0.01 check, I supposed from some miniscule earnings that didn't post before the rollover. And when I didn't cash that one they mailed me a second one, which I still didn't cash. Never heard anything after that one.

dragoncar

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Re: Mustachian People Problems (just for fun)
« Reply #9026 on: December 06, 2021, 04:33:23 PM »
On thé conversation about checks above, my mortgage company informed me that we have an overage in our impound account. So they paid actual postage to send us a check for … $0.04.

Or you could look at it as they are being scrupulously honest with YOUR money at some cost to themselves...

Exactly.  I was getting mad at one of my credit cards that basically stole $1 from me when I closed the account (I had a $1 balance and they did a “adjustment -$1” and closed the account).  It wasn’t worth following up but I had decided never to use them again.  But like 6 months later I got a check in the mail.  So now they are off my shit list. 

Yes I cashed it.  It takes 1 min with electronic deposit so that’s like $60/hr tax free vs letting it go

And if you never cash it, eventually it will go into your state escheat list and one day you’ll be claiming something larger and decide to grab it too (I’ve found hundreds of unclaimed funds so it’s really worth checking occasionally)
« Last Edit: December 06, 2021, 04:35:28 PM by dragoncar »

LennStar

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Re: Mustachian People Problems (just for fun)
« Reply #9027 on: December 07, 2021, 04:38:13 AM »
On thé conversation about checks above, my mortgage company informed me that we have an overage in our impound account. So they paid actual postage to send us a check for … $0.04.
That's hilarious! When I receive stupid tiny checks, I deliberately do not cash them. Maybe if they notice it going uncashed month after month they'll wise up.
I think they are legally required to send them anyway.

It's a sort of hobby here for people who have qualms with the GEZ (the institution that collects the mandatory money for the public TV+radio service) to send one cent more, which then has to be send back.
One of the most stupidest "just to prove my point" moves I have ever seen. 

Our MPP is night after night having the following conversation: “What do you want for Christmas?” “I don’t know, what do you want?” For like a month now. Feeling satisfied with what you’ve got is a hard habit to break.

It's always some clothing. Ran out of thick socks this year? There you have. Underwear got holes in it? Here is the replacement.

talltexan

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Re: Mustachian People Problems (just for fun)
« Reply #9028 on: December 08, 2021, 12:56:18 PM »
One of my friend's little brother is a crypto millionaire, 8 figures minimum. !@$# I did this life thing all wrong.

I cannot predict how this will turn out. Do you interact with the brother often? were there times in the 2013-2016 range that he wanted to talk about crypto, but the rest of you were not receptive?

Steeze

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Re: Mustachian People Problems (just for fun)
« Reply #9029 on: December 08, 2021, 03:51:13 PM »
One of my friend's little brother is a crypto millionaire, 8 figures minimum. !@$# I did this life thing all wrong.

I cannot predict how this will turn out. Do you interact with the brother often? were there times in the 2013-2016 range that he wanted to talk about crypto, but the rest of you were not receptive?

No, kind of lost touch with both of them over the years to be honest.

I did have a roommate from 2012-2013 who was preaching the gospel about crypto, but it fell on deaf ears. He was buying drugs online with Bitcoin and was also a doomsday prepper type. I kind of wrote him off as crazy at the time, and thought the whole buying drugs anonymously thing was bound to implode. That kid could also be a multi millionaire for all i know, except he overdosed and died not too long ago, so who knows.

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Re: Mustachian People Problems (just for fun)
« Reply #9030 on: December 10, 2021, 04:37:53 AM »
My latest MPP: my local supermarket offered €10 off a €75 spend. My fridge, freezer, and pantry are full, so I would have nowhere to put any more shopping. (No, I won't fill up the bedrooms....)

Dave1442397

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Re: Mustachian People Problems (just for fun)
« Reply #9031 on: December 10, 2021, 05:54:29 AM »
My latest MPP: my local supermarket offered €10 off a €75 spend. My fridge, freezer, and pantry are full, so I would have nowhere to put any more shopping. (No, I won't fill up the bedrooms....)

Will they give you the discount on a store gift card?

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Re: Mustachian People Problems (just for fun)
« Reply #9032 on: December 10, 2021, 08:11:21 AM »
My latest MPP: my local supermarket offered €10 off a €75 spend. My fridge, freezer, and pantry are full, so I would have nowhere to put any more shopping. (No, I won't fill up the bedrooms....)

Will they give you the discount on a store gift card?
Even if they did, buying far more than you need for a small savings is still £65 that didn't need to be spent. Not every deal is a mustachian deal. This is the same reason I'll never own a Target Red Card. I don't want that plastic beacon 8n my wallet, constantly reminding me to go to Target. That will cost me way more than the 5% "savings". No thanks.

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Re: Mustachian People Problems (just for fun)
« Reply #9033 on: December 10, 2021, 09:30:38 AM »
You don’t need to keep it in your wallet.  You can add it to your account and cut it up if you like.  Totally worth opening the debit card when they have one of those $50 off $50 deals.  And target is often the cheapest/most convenient option compared to Amazon, especially with their amazing drive up service.  I don’t think I’ve ever bought something I didn’t want because I had a target card, but I do check target prices when I’m shopping for something. 

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Re: Mustachian People Problems (just for fun)
« Reply #9034 on: December 10, 2021, 10:07:39 AM »
You don’t need to keep it in your wallet.  You can add it to your account and cut it up if you like.  Totally worth opening the debit card when they have one of those $50 off $50 deals.  And target is often the cheapest/most convenient option compared to Amazon, especially with their amazing drive up service.  I don’t think I’ve ever bought something I didn’t want because I had a target card, but I do check target prices when I’m shopping for something.

I have a kid in pull ups and Target store brand is better than anything else we've tried.  We stock up when they have a sale, and get the extra 5% off too. Their frozen vegetables and stuff are the same price as Walmart and Aldi, so I'll get those too if I'm there. I also use their app to get percent off discounts if there's something I need.

AerynLee

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Re: Mustachian People Problems (just for fun)
« Reply #9035 on: December 11, 2021, 09:35:33 AM »
We did it again: we made too much money, even though I reduced my hours and took a 25% paycut. Between DH's getting far more overtime than last year and both of us getting bonuses, we're ~$15k into the 22% tax bracket. So I'm going to have to recharacterize our ROTH IRA contributions into Traditional and put most of my bonus into my 401k to keep that money from being taxed at a combined 29%. Not ideal when we're trying to build up our or ROTH contributions

Morning Glory

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Re: Mustachian People Problems (just for fun)
« Reply #9036 on: December 11, 2021, 09:51:04 AM »
@Dicey my real mpp with the target card is that mint codes it as a purchase when I pay the bill, so it looks like I spent twice as much as I actually did

Zikoris

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Re: Mustachian People Problems (just for fun)
« Reply #9037 on: December 11, 2021, 01:19:31 PM »
My boyfriend was picking up some hold for me at the library. The librarian scowled at him and told him I have too many holds. I didn't think 33 was too many (they cut you off at 50).

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Re: Mustachian People Problems (just for fun)
« Reply #9038 on: December 11, 2021, 03:05:56 PM »
My boyfriend was picking up some hold for me at the library. The librarian scowled at him and told him I have too many holds. I didn't think 33 was too many (they cut you off at 50).

So basically your librarian is saying you read too much. LOL!

sui generis

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Re: Mustachian People Problems (just for fun)
« Reply #9039 on: December 11, 2021, 03:35:59 PM »
My boyfriend was picking up some hold for me at the library. The librarian scowled at him and told him I have too many holds. I didn't think 33 was too many (they cut you off at 50).

So basically your librarian is saying you read too much. LOL!

Yeah, talk about bizarre - you're one of her best customers, you'd think the librarian would be excited!  If I was scowling it would have been because the boyfriend came in instead and I would have hoped to see and talk to my best customer personally and share all kinds of recommendations.

Zikoris

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Re: Mustachian People Problems (just for fun)
« Reply #9040 on: December 11, 2021, 04:33:44 PM »
My boyfriend was picking up some hold for me at the library. The librarian scowled at him and told him I have too many holds. I didn't think 33 was too many (they cut you off at 50).

So basically your librarian is saying you read too much. LOL!

Yeah, talk about bizarre - you're one of her best customers, you'd think the librarian would be excited!  If I was scowling it would have been because the boyfriend came in instead and I would have hoped to see and talk to my best customer personally and share all kinds of recommendations.

Yeah, it's a bit of a badge of honor being told by a librarian that you read too much, lol. I'm pretty sure I'm in like the top 1% of library users for volume, excluding parents of little kids who take out 20+ picture books a week. They see me a LOT. This year I've read about 450 books so far, overwhelmingly from the library.

RetiredAt63

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Re: Mustachian People Problems (just for fun)
« Reply #9041 on: December 11, 2021, 07:03:15 PM »
My boyfriend was picking up some hold for me at the library. The librarian scowled at him and told him I have too many holds. I didn't think 33 was too many (they cut you off at 50).

So basically your librarian is saying you read too much. LOL!

Yeah, talk about bizarre - you're one of her best customers, you'd think the librarian would be excited!  If I was scowling it would have been because the boyfriend came in instead and I would have hoped to see and talk to my best customer personally and share all kinds of recommendations.

I pop in, grab my holds, and pop out again, so they don't really know me.  Some visits I need 2 book bags.  I am definitely enjoying my library membership . Right now I have 22 items checked out and 21 on hold.   
Yeah, it's a bit of a badge of honor being told by a librarian that you read too much, lol. I'm pretty sure I'm in like the top 1% of library users for volume, excluding parents of little kids who take out 20+ picture books a week. They see me a LOT. This year I've read about 450 books so far, overwhelmingly from the library.

Mighty Eyebrows

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Re: Mustachian People Problems (just for fun)
« Reply #9042 on: December 11, 2021, 09:35:23 PM »
They see me a LOT. This year I've read about 450 books so far, overwhelmingly from the library.

Wow. That is awesome!

I have mainly taken to using the ebook and audiobook apps from the Victoria public library. I have not gotten through that many books, though!

We live in an age of amazing free knowledge. Previous generations would be astounded at what is available to us.

GuitarStv

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Re: Mustachian People Problems (just for fun)
« Reply #9043 on: December 12, 2021, 04:02:15 PM »
We live in an age of amazing free knowledge. Previous generations would be astounded at what is available to us.

I think they'd be more astounded by what many choose to do with that available knowledge.

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Re: Mustachian People Problems (just for fun)
« Reply #9044 on: December 12, 2021, 05:07:21 PM »
We live in an age of amazing free knowledge. Previous generations would be astounded at what is available to us.

I think they'd be more astounded by what many choose to do with that available knowledge.

The Dark Side of the Force is a pathway to many abilities some consider to be unnatural

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Re: Mustachian People Problems (just for fun)
« Reply #9045 on: December 12, 2021, 07:53:19 PM »
My boyfriend was picking up some hold for me at the library. The librarian scowled at him and told him I have too many holds. I didn't think 33 was too many (they cut you off at 50).

So basically your librarian is saying you read too much. LOL!

Yeah, talk about bizarre - you're one of her best customers, you'd think the librarian would be excited!  If I was scowling it would have been because the boyfriend came in instead and I would have hoped to see and talk to my best customer personally and share all kinds of recommendations.

Yeah, it's a bit of a badge of honor being told by a librarian that you read too much, lol. I'm pretty sure I'm in like the top 1% of library users for volume, excluding parents of little kids who take out 20+ picture books a week. They see me a LOT. This year I've read about 450 books so far, overwhelmingly from the library.

Wow!! I don’t think I’ve read 450 books, in total, in my life, including picture books.

stoaX

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Re: Mustachian People Problems (just for fun)
« Reply #9046 on: December 13, 2021, 06:04:53 AM »
My boyfriend was picking up some hold for me at the library. The librarian scowled at him and told him I have too many holds. I didn't think 33 was too many (they cut you off at 50).

So basically your librarian is saying you read too much. LOL!

Yeah, talk about bizarre - you're one of her best customers, you'd think the librarian would be excited!  If I was scowling it would have been because the boyfriend came in instead and I would have hoped to see and talk to my best customer personally and share all kinds of recommendations.

Yeah, it's a bit of a badge of honor being told by a librarian that you read too much, lol. I'm pretty sure I'm in like the top 1% of library users for volume, excluding parents of little kids who take out 20+ picture books a week. They see me a LOT. This year I've read about 450 books so far, overwhelmingly from the library.

Wow!! I don’t think I’ve read 450 books, in total, in my life, including picture books.

Wow is right. After retiring my book reading increased substantially but nowhere near 450 per year.  More like 50 per year.

Zikoris

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Re: Mustachian People Problems (just for fun)
« Reply #9047 on: December 13, 2021, 10:41:32 AM »

Wow is right. After retiring my book reading increased substantially but nowhere near 450 per year.  More like 50 per year.

I mean, I think 50 a year is fantastic as well. Most people probably read closer to zero books a year. A book a week would probably cover any new releases by your favourite authors, plus a good chunk of exploring new stuff.

sui generis

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Re: Mustachian People Problems (just for fun)
« Reply #9048 on: December 13, 2021, 02:56:01 PM »

Wow is right. After retiring my book reading increased substantially but nowhere near 450 per year.  More like 50 per year.

I mean, I think 50 a year is fantastic as well. Most people probably read closer to zero books a year. A book a week would probably cover any new releases by your favourite authors, plus a good chunk of exploring new stuff.

When I finished a book on Sunday, DH told me he hoped I wouldn't run out of books to read!  Not that that looks likely, though running out of *good* books to read is a slightly larger risk.  Or, what would really be an MPP - if the libraries I use were underfunded (there is a political movement I've seen whispers of related to this!) and were unable to keep my supply coming.  The fact that I read all I want for completely free is the biggest MPS (Mustachian People Solution) in the world. One of my favorite quotes about libraries: they are "one of the last places you can go that you don't have to buy or believe in anything to come in."

bill1827

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Re: Mustachian People Problems (just for fun)
« Reply #9049 on: December 13, 2021, 03:11:10 PM »
I was a voracious reader when I was young and didn't have anything better to do, but I would never have managed that many books.

Apparently my reading speed is about 330 words per minute; a short novel is about 50,00 words so would take about 2.5 hours to read, 9 short novels a week is about 3.25 hours a day.

I no longer read that many books, but the OH does. She gets about 6 books a fortnight from the library and claims a similar number on her kindle so that would be 300 or so a year. (She does spend a lot of time reading!)

Mind you, she's just started Anna Karenina and that's slowed her down a lot.