Author Topic: Mustachian People Problems (just for fun)  (Read 807960 times)

LeRainDrop

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Re: Mustachian People Problems (just for fun)
« Reply #3100 on: September 16, 2016, 02:31:47 AM »
Realizing that very few people post to the forum after 2am MDT.

Alas, I'm still here, and I'm in EDT!

Primm

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Re: Mustachian People Problems (just for fun)
« Reply #3101 on: September 16, 2016, 02:53:52 AM »
Realizing that very few people post to the forum after 2am MDT.

Alas, I'm still here, and I'm in EDT!

Ah, but what there is is quality, because it's predominantly Aussie/NZ posters.

So there is that.

Rubyvroom

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Re: Mustachian People Problems (just for fun)
« Reply #3102 on: September 16, 2016, 06:32:08 AM »
Flossing every night now. Husband asks, "You never floss... what's going on? Did your dentist scare you into it?" Hell no, wanting to retire early did. Ha.

Half-Borg

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Re: Mustachian People Problems (just for fun)
« Reply #3103 on: September 17, 2016, 09:28:48 AM »
I sold my car, and have an online banking account, so no easy way to convert paper money to digital money.
Now I have wads of cash, that need to be spend. It's probably going to take months :D

Paul der Krake

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Re: Mustachian People Problems (just for fun)
« Reply #3104 on: September 17, 2016, 10:30:30 AM »
I sold my car, and have an online banking account, so no easy way to convert paper money to digital money.
Now I have wads of cash, that need to be spend. It's probably going to take months :D
I maintain a minuscule checking account in a local bank at the lowest service tier (free) specifically for buying/selling used items. Transfer in a large balance a week before making a large purchase so that the funds are immediately available and you can pounce on a good deal. Deposit large amounts of cash in branch and transfer out at your convenience. Certified checks and notary services are useful too.

LeRainDrop

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Re: Mustachian People Problems (just for fun)
« Reply #3105 on: September 17, 2016, 03:17:47 PM »
I sold my car, and have an online banking account, so no easy way to convert paper money to digital money.
Now I have wads of cash, that need to be spend. It's probably going to take months :D
I maintain a minuscule checking account in a local bank at the lowest service tier (free) specifically for buying/selling used items. Transfer in a large balance a week before making a large purchase so that the funds are immediately available and you can pounce on a good deal. Deposit large amounts of cash in branch and transfer out at your convenience. Certified checks and notary services are useful too.

Hey, we actually have another MMM thread with ideas on how to solve this problem.

Kitsunegari

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Re: Mustachian People Problems (just for fun)
« Reply #3106 on: September 17, 2016, 05:52:50 PM »
I can't use the groceries stores' coupons because they're typically on overpriced shit I would never buy.
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marty998

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Re: Mustachian People Problems (just for fun)
« Reply #3107 on: September 18, 2016, 05:52:38 AM »
I can't use the groceries stores' coupons because they're typically on overpriced shit I would never buy.

I don't get enough reward points to trigger the cash back because I don't spend enough there :(

GreenSheep

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Re: Mustachian People Problems (just for fun)
« Reply #3108 on: September 18, 2016, 07:02:41 AM »
I can't use the groceries stores' coupons because they're typically on overpriced shit I would never buy.

I don't get enough reward points to trigger the cash back because I don't spend enough there :(

Yes to both of these!

I received a $50 Starbucks gift card for filling out a survey, and I haven't bothered to reload the card once the $50 was gone because a) I don't go there enough to have even $10 tied up on their card b) I don't buy nearly enough to get any of their rewards and c) it's mostly sugar and other junk anyway.

The grocery store coupons are usually for overly processed, unhealthy crap. The only place I've ever seen with a coupon for produce is Whole Foods ($5 off $20), but you can get much cheaper produce elsewhere anyway!

Zoot

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Re: Mustachian People Problems (just for fun)
« Reply #3109 on: September 18, 2016, 08:38:59 AM »
I can't use the groceries stores' coupons because they're typically on overpriced shit I would never buy.
Resounding "yes" to this!

One exception I've occasionally found is with Kroger coupons--if you sign up for their rewards card, they will periodically send you coupons in the mail for things you have bought, including meat and produce (e.g., $X off $Y in meat purchases) and even free store-branded items.  Even then, though, I buy most of our meat at Costco (where meat is way better and most of the time cheaper), so it's only occasionally worth it when they have a cheaper-than-Costco loss leader on meat. 

But I've definitely stopped clipping coupons from (and buying!) the Sunday paper because I just don't buy that stuff that they coupon any more, and now that stores around me have stopped doing double coupons it's just not worth it to me to try to hunt down the old sale + (double-)coupon = free thing any more.

Luckyvik

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Re: Mustachian People Problems (just for fun)
« Reply #3110 on: October 01, 2016, 06:56:17 PM »
I got a pay rise but won't actually have any extra money as I will salary sacrifice it all into my super (retirement) account.


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mwulff

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Re: Mustachian People Problems (just for fun)
« Reply #3111 on: October 02, 2016, 12:40:49 AM »
I was gifted $360 from my wealthy grandmother. She gives out a little bit of money to the grandchildren now and then.

So I immediately put $300 of the little green men to work and write a thank you note to my grandmother.

Then it occurs to me that the $60 could buy a very nice date for me and my wife at her favourite sushi place. Well, they were booked full for the evening..

So my wife suggests we just make a small shopping run and cook a few steaks to celebrate.  At the grocery store we notice that 3 steaks were about $15 but a huge slice of cow could be had for $50. And my wife goes "hmmm... I can cut 3 steaks and 3 big roasts out of that piece"...

Fast forward 30 minutes and 3 big chunks of beef are in the freezer and the steaks are sizzling on the grill.

So apparently I can't invite my wife on a date without getting the freezer filled with meat... Sheesh ;)

marty998

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Re: Mustachian People Problems (just for fun)
« Reply #3112 on: October 02, 2016, 05:39:31 AM »
I got a pay rise but won't actually have any extra money as I will salary sacrifice it all into my super (retirement) account.


Never get tired of hearing people do this :D

solon

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Re: Mustachian People Problems (just for fun)
« Reply #3113 on: October 02, 2016, 07:44:22 AM »
I was gifted $360 from my wealthy grandmother. She gives out a little bit of money to the grandchildren now and then.

So I immediately put $300 of the little green men to work and write a thank you note to my grandmother.

Then it occurs to me that the $60 could buy a very nice date for me and my wife at her favourite sushi place. Well, they were booked full for the evening..

So my wife suggests we just make a small shopping run and cook a few steaks to celebrate.  At the grocery store we notice that 3 steaks were about $15 but a huge slice of cow could be had for $50. And my wife goes "hmmm... I can cut 3 steaks and 3 big roasts out of that piece"...

Fast forward 30 minutes and 3 big chunks of beef are in the freezer and the steaks are sizzling on the grill.

So apparently I can't invite my wife on a date without getting the freezer filled with meat... Sheesh ;)

Awesome. My stomach rumbled as I read that.

LennStar

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Re: Mustachian People Problems (just for fun)
« Reply #3114 on: October 02, 2016, 07:47:01 AM »
Got so many (and different sorts) of very cheap cheese at different sales inside 2 weeks that I now probably have to eat more bread instead of something hot or the cheese gets too old. Or make something hot that needs cheese. That I also bought half a kg ham at under 1/2 price on the last of those sales that is due on the 12th does not help either.

hm... Now that I wrote it down, it sounds like a pizza week is coming :D

Cherry Lane

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Re: Mustachian People Problems (just for fun)
« Reply #3115 on: October 02, 2016, 07:49:25 AM »
Got so many (and different sorts) of very cheap cheese at different sales inside 2 weeks that I now probably have to eat more bread instead of something hot or the cheese gets too old. Or make something hot that needs cheese. That I also bought half a kg ham at under 1/2 price on the last of those sales that is due on the 12th does not help either.

hm... Now that I wrote it down, it sounds like a pizza week is coming :D
Sounds to me more like grilled ham and cheese sandwiches.

pbkmaine

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Re: Mustachian People Problems (just for fun)
« Reply #3116 on: October 02, 2016, 07:50:44 AM »
Cheese freezes well.

Rubic

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Re: Mustachian People Problems (just for fun)
« Reply #3117 on: October 02, 2016, 09:02:03 AM »
Cheese freezes well.

+1

However, when removing cheese from the freezer I've had better results with
allowing it to thaw gradually in the refrigerator.

Bracken_Joy

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Re: Mustachian People Problems (just for fun)
« Reply #3118 on: October 02, 2016, 09:24:10 AM »
Cheese freezers- any opinions on shredding before or after freezing, when making shredded cheese? Thanks!
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pbkmaine

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Re: Mustachian People Problems (just for fun)
« Reply #3119 on: October 02, 2016, 09:53:17 AM »
Hmm. I leave most cheeses in a block.

With This Herring

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Re: Mustachian People Problems (just for fun)
« Reply #3120 on: October 02, 2016, 10:56:42 AM »
Cheese freezers- any opinions on shredding before or after freezing, when making shredded cheese? Thanks!

I find that cheddar is more crumbly after freezing, so it crumbles instead of shredding for the most part.  Probably you should shred it before freezing, if the size of shreds matters to you.  I can't vouch for other cheeses.
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Shinplaster

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Re: Mustachian People Problems (just for fun)
« Reply #3121 on: October 02, 2016, 11:58:04 AM »
Cheese freezers- any opinions on shredding before or after freezing, when making shredded cheese? Thanks!

I shred it before freezing, because when I'm in a hurry, it's great to just be able to spread the cheese and be done.

GreenSheep

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Re: Mustachian People Problems (just for fun)
« Reply #3122 on: October 02, 2016, 12:10:03 PM »
I don't eat cheese anymore, so this experience is a few years old, but when I did eat it, I shredded it first (all types) and I usually put a bit of cornstarch in the bag with it to keep it from sticking.

Taran Wanderer

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Re: Mustachian People Problems (just for fun)
« Reply #3123 on: October 02, 2016, 11:33:20 PM »
What kind of cheese?  High quality cheddar or parmesan doesn't go bad - it just gets more flavorful as it ages.  Don't freeze it, and then you don't have to worry about when to shred it.

If you have lower quality cheddar or high moisture, fresh cheeses like brie, mozzarella, or monterey jack, freezing can help them keep longer.  Shredded mozzarella that you buy in the store is often shredded while frozen because the soft, refrigerated mozz is so soft that it just gums up the shredders.

radram

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Re: Mustachian People Problems (just for fun)
« Reply #3124 on: October 03, 2016, 09:12:29 AM »
Cheese freezes well.

But it refrigerates even better. 


I often keep unopened shredded cheese in the refrigerator for months after the date on the package.  Once opened, it does need to be used quicker rather than later.  If I know shredded cheese will be kept for months after its date, I will freeze it.  I just got 6  2 pound packages of shredded colby jack for $2.99 each, so I did freeze all but 1 of them

Hard blocked cheese I keep unopened in the fridge for YEARS.  I never freeze a good block cheese.  If it is unopened and starts to mold, I cut off the mold and eat the rest.  Sometimes a stray open block gets hidden in the fridge and it turns solid green.  Then I throw it away, a very infrequent occurrence. 

I have a grocerie store nearby that discounts their close to expired items instead of destroying them.  I get great deals on many items I buy in bulk and figure out what to do with them later.  Cheese is a great one, because of it's long shelf life.

I was inspired to look after seeing this post.  Some examples of what have now:

$0.99 6 oz Gran Queso  triangle block with a date of 10-19-2013   Great hard cheese.  Good on a firm cracker with a slice of pear.  I even have an open one that is hard as a rock, but not a spec of mold.  I will melt this one someday into something great.

$0.99 7 oz. blocks of Havarti, Swiss and Gouda with dates of 5-9-2016  I got 25 of these when I bought them, still have about 10 left.  Still have 1 of each in the fridge after freezing about half of them when I bought them in May.  Both look great and are unopened and never frozen. 

$0.75 6 oz. Sliced Grand Cru with a date of 11-30-2015  Great harder sliced cheese.  This one I am almost just leaving to see how long before it shows signs of mold.  None yet, but other packages of the same kind did show a little mold.  Cut those out and ate the rest.  Great on a sandwich.

$0.75 6 oz. Sliced Havarti with a date of 12-7-2015.  Another experiment.  This is actually a pretty soft cheese, but still looks very good.  Very slight discoloration on the edges (no mold) so I will be eating this one soon.

$1.99 32 oz. block of Velveeta with a date of  9-5-2016.  I know, this is NOT really cheese, but still relevant.  I have 1 recipe for a great dip that uses an entire block of Velveeta.  The dip freezes well, so for the first time I froze a couple of these blocks and have 1 in the fridge to make the dip this month.  We'll see how it melts after being frozen, but at this price, it was better than getting 3 for the price of 1 so even if I toss the frozen 2, I am still a little ahead.

Freezing cheese is fine, but often not necessary.  I prefer never frozen cheese.

Everyone enjoy your day.


dragoncar

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Re: Mustachian People Problems (just for fun)
« Reply #3125 on: October 03, 2016, 11:57:09 AM »
Cheese -- depends on the source.  I've kept Safeway vaccu-sealed cheddar refrigerated  for months and months after getting a really good coupon.  Kept fine.

Trader joes has great cheeses at a good price, but it does NOT last.  They don't vaccu-seal, and you can clearly see where the holes in their packaging are when mold develops.

Many years ago I even had hard chunk Parmesan develop mold and it turned me off to buying it since I can't use it that fast.  Am I doing something wrong with storage?   Would it have been better unwrapped or on the counter?  Maybe I need a cheesecloth!

TheAnonOne

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Re: Mustachian People Problems (just for fun)
« Reply #3126 on: October 03, 2016, 12:12:56 PM »
I got a pay rise but won't actually have any extra money as I will salary sacrifice it all into my super (retirement) account.


Never get tired of hearing people do this :D


BDWW

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Re: Mustachian People Problems (just for fun)
« Reply #3127 on: October 03, 2016, 01:03:52 PM »
Cheese -- depends on the source.  I've kept Safeway vaccu-sealed cheddar refrigerated  for months and months after getting a really good coupon.  Kept fine.

Trader joes has great cheeses at a good price, but it does NOT last.  They don't vaccu-seal, and you can clearly see where the holes in their packaging are when mold develops.

Many years ago I even had hard chunk Parmesan develop mold and it turned me off to buying it since I can't use it that fast.  Am I doing something wrong with storage?   Would it have been better unwrapped or on the counter?  Maybe I need a cheesecloth!

Cut the mold off and enjoy the cheese?

dragoncar

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Re: Mustachian People Problems (just for fun)
« Reply #3128 on: October 03, 2016, 02:17:59 PM »
Cheese -- depends on the source.  I've kept Safeway vaccu-sealed cheddar refrigerated  for months and months after getting a really good coupon.  Kept fine.

Trader joes has great cheeses at a good price, but it does NOT last.  They don't vaccu-seal, and you can clearly see where the holes in their packaging are when mold develops.

Many years ago I even had hard chunk Parmesan develop mold and it turned me off to buying it since I can't use it that fast.  Am I doing something wrong with storage?   Would it have been better unwrapped or on the counter?  Maybe I need a cheesecloth!

Cut the mold off and enjoy the cheese?

Sure, but you have to cut off like an inch, which often leaves you with little/nothing

Threshkin

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Re: Mustachian People Problems (just for fun)
« Reply #3129 on: October 03, 2016, 02:38:45 PM »
Cheese -- depends on the source.  I've kept Safeway vaccu-sealed cheddar refrigerated  for months and months after getting a really good coupon.  Kept fine.

Trader joes has great cheeses at a good price, but it does NOT last.  They don't vaccu-seal, and you can clearly see where the holes in their packaging are when mold develops.

Many years ago I even had hard chunk Parmesan develop mold and it turned me off to buying it since I can't use it that fast.  Am I doing something wrong with storage?   Would it have been better unwrapped or on the counter?  Maybe I need a cheesecloth!

Cut the mold off and enjoy the cheese?

Sure, but you have to cut off like an inch, which often leaves you with little/nothing
Why cut off so much?  I usually only cut off a thin shaving to remove the mold.
 
Keep in mind that once cheese has started to mold, it will get moldy again quickly since the spores are transferred to the new surface by the knife and cutting board.  Mold will also move from one piece of cheese to another if they are not sealed well. 

nobodyspecial

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Re: Mustachian People Problems (just for fun)
« Reply #3130 on: October 03, 2016, 03:07:54 PM »

Why cut off so much?  I usually only cut off a thin shaving to remove the mold.
The colored bit you see is only part of the mold, it can send threads much deeper into the cheese.

On the other hand perhaps the mold will cure something you didn't know you had !

mlejw6

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Re: Mustachian People Problems (just for fun)
« Reply #3131 on: October 03, 2016, 03:08:28 PM »
Many years ago I even had hard chunk Parmesan develop mold and it turned me off to buying it since I can't use it that fast.  Am I doing something wrong with storage?   Would it have been better unwrapped or on the counter?  Maybe I need a cheesecloth!

We just put any opened cheese into a ziploc baggy. That keeps the mold at bay pretty well.
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TomTX

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Re: Mustachian People Problems (just for fun)
« Reply #3132 on: October 03, 2016, 03:58:44 PM »

Why cut off so much?  I usually only cut off a thin shaving to remove the mold.
The colored bit you see is only part of the mold, it can send threads much deeper into the cheese.

On the other hand perhaps the mold will cure something you didn't know you had !

The mold that lives in my fridge appears to be Bleu Cheese mold colonizing other cheeses anyway, so i just cut off the visible growths. I could probably just eat it all.

dragoncar

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Re: Mustachian People Problems (just for fun)
« Reply #3133 on: October 03, 2016, 04:03:21 PM »
Cheese -- depends on the source.  I've kept Safeway vaccu-sealed cheddar refrigerated  for months and months after getting a really good coupon.  Kept fine.

Trader joes has great cheeses at a good price, but it does NOT last.  They don't vaccu-seal, and you can clearly see where the holes in their packaging are when mold develops.

Many years ago I even had hard chunk Parmesan develop mold and it turned me off to buying it since I can't use it that fast.  Am I doing something wrong with storage?   Would it have been better unwrapped or on the counter?  Maybe I need a cheesecloth!

Cut the mold off and enjoy the cheese?

Sure, but you have to cut off like an inch, which often leaves you with little/nothing
Why cut off so much?  I usually only cut off a thin shaving to remove the mold.
 
Keep in mind that once cheese has started to mold, it will get moldy again quickly since the spores are transferred to the new surface by the knife and cutting board.  Mold will also move from one piece of cheese to another if they are not sealed well.

1 inch is the standard recommendation (e.g. Mayo Clinic, various health departments) for the reason mentioned by nobodyspecial.  I'm sure it's overly cautious for home use as long as you don't  mind the risk of getting some toxins with your cheese (it may be low enough level that it doesn't make you feel sick).  Still, I don't mess around with ingesting unknown toxins and I can't identify mold by appearance.

Taran Wanderer

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Re: Mustachian People Problems (just for fun)
« Reply #3134 on: October 03, 2016, 05:41:33 PM »
Vacuum sealed seems to be the ticket. When you open it, only cut open enough package to get st the cheese you need. Don't touch the cheese with your fingers if you can help it, and use a clean knife. We just peel the vacuum package back from the face of the cheese and then put a sandwich bag over the working end. Works great, and a 2 lb. chunk of cheese lasts for weeks of steady slicing and shredding and chunking off the end. I don't remember the last time we had a mold problem.

Ebrat

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Re: Mustachian People Problems (just for fun)
« Reply #3135 on: October 03, 2016, 07:27:09 PM »
I remember I accidentally ate some bad cheese once (was distracted, and it kind of had a funky taste already, so I didn't realize what I'd done until I started to feel sick). Felt sick, puked, felt better, end of story.

Hard cheese, I'll just cut off the mold. Soft cheese gets tossed if it starts to get questionable.

dragoncar

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Re: Mustachian People Problems (just for fun)
« Reply #3136 on: October 03, 2016, 08:58:46 PM »
I remember I accidentally ate some bad cheese once (was distracted, and it kind of had a funky taste already, so I didn't realize what I'd done until I started to feel sick). Felt sick, puked, felt better, end of story.

Hard cheese, I'll just cut off the mold. Soft cheese gets tossed if it starts to get questionable.

did you died?

solon

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Re: Mustachian People Problems (just for fun)
« Reply #3137 on: October 03, 2016, 09:14:08 PM »
did you died?

What happened to your avatar?

I guess I like this one better!

Taran Wanderer

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Re: Mustachian People Problems (just for fun)
« Reply #3138 on: October 03, 2016, 09:35:01 PM »
Hard cheese, I'll just cut off the mold. Soft cheese gets tossed if it starts to get questionable.

Yes, this.  Food safety is a much bigger concern with soft or fresh cheese.  All that moisture provides a great environment for bad bugs to grow.

LennStar

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Re: Mustachian People Problems (just for fun)
« Reply #3139 on: October 04, 2016, 07:58:05 AM »
Why cut off so much?  I usually only cut off a thin shaving to remove the mold.
 
Keep in mind that once cheese has started to mold, it will get moldy again quickly since the spores are transferred to the new surface by the knife and cutting board.  Mold will also move from one piece of cheese to another if they are not sealed well.
If you like some toxins in your diet, go on with shaving.
The reason that the mold comes back fast is less because of the knife transfer but more because of all the bits already inside the cheese you cant see. Its a mycel, Sherlok! They have deep "roots". That are toxic like the rest. 

Rubyvroom

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Re: Mustachian People Problems (just for fun)
« Reply #3140 on: October 04, 2016, 10:18:42 AM »
Problems...

Trying to figure out an excuse to come in late for work on a Tuesday because my grocery cooperative does an annual Member Appreciation day, one day only where everything is 10% off (while supplies last, excludes cheese and dairy but includes meats).

Also, need to borrow/order some storage containers before said Appreciation day so I can ravage the bulk goods and spices...

merula

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Re: Mustachian People Problems (just for fun)
« Reply #3141 on: October 04, 2016, 10:24:13 AM »
Problems...

Trying to figure out an excuse to come in late for work on a Tuesday because my grocery cooperative does an annual Member Appreciation day, one day only where everything is 10% off (while supplies last, excludes cheese and dairy but includes meats).

Also, need to borrow/order some storage containers before said Appreciation day so I can ravage the bulk goods and spices...

"Urologist appointment." No one will ask questions.

Rubyvroom

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Re: Mustachian People Problems (just for fun)
« Reply #3142 on: October 04, 2016, 10:43:42 AM »
"Urologist appointment." No one will ask questions.

Haha.

infogoon

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Re: Mustachian People Problems (just for fun)
« Reply #3143 on: October 04, 2016, 10:44:22 AM »
Stupid retirement calculator maxes out at a 40% savings rate.

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Re: Mustachian People Problems (just for fun)
« Reply #3144 on: October 04, 2016, 11:28:25 AM »
Stupid retirement calculator maxes out at a 40% savings rate.

"The price of anything is the amount of life you exchange for it" - Henry David Thoreau

1/2017: INV-2.6x, NW-4.4x
Projected FIRE date: 2025
Journal.

Threshkin

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Re: Mustachian People Problems (just for fun)
« Reply #3145 on: October 04, 2016, 12:49:03 PM »
Any retirement calculator that bases retirement spending on pre-retirement income is not worth using.

FIRE Artist

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Re: Mustachian People Problems (just for fun)
« Reply #3146 on: October 04, 2016, 12:51:36 PM »
My beef is with the Service Canada free retirement income planner.  It is actually a really great tool at allowing you to project all of your revenue after retirement, but the big problem is it doesn't allow you to model projections for retirement earlier than age 50.

Ebrat

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Re: Mustachian People Problems (just for fun)
« Reply #3147 on: October 04, 2016, 08:32:51 PM »
I remember I accidentally ate some bad cheese once (was distracted, and it kind of had a funky taste already, so I didn't realize what I'd done until I started to feel sick). Felt sick, puked, felt better, end of story.

Hard cheese, I'll just cut off the mold. Soft cheese gets tossed if it starts to get questionable.

did you died?

Yeah, but then I came back as Cheesegirl. My super power is forming into a cheese wheel and knocking people over by rolling into them.

LennStar

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Re: Mustachian People Problems (just for fun)
« Reply #3148 on: October 05, 2016, 06:23:03 AM »
Stupid retirement calculator maxes out at a 40% savings rate.
So that thing does not allow to set your after-retirement income required lower then 40% BUT allows it for your pre-retirement income?? (savings rate above 60%) Fire that IT guy, he cant even do basic math.

Cherry Lane

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Re: Mustachian People Problems (just for fun)
« Reply #3149 on: October 05, 2016, 08:29:36 AM »
I was updating my car insurance the other day, and entered my annual mileage.  A warning note came up:  Are you sure this is correct?  Most drivers report 12,000-14,000 miles annually.

I'd entered half of that.