Mustachian People Problems (just for fun)

[zolotiyeruki]

es I don’t keep it at work. It was the change in hours that altered my routine and my coworkers not being used to seeing me eat breakfast at work. If I kept it at work I would fear it would be kidnapped and I would be sent a ransom note.

Why are you posting the same text as never give up from a year ago?

Probable spam bot. Report!

[markbike528CBX]

es I don’t keep it at work. It was the change in hours that altered my routine and my coworkers not being used to seeing me eat breakfast at work. If I kept it at work I would fear it would be kidnapped and I would be sent a ransom note.

Why are you posting the same text as never give up from a year ago?

Probable spam bot. Report!

Probable Borg! Shields Up, Red Alert! It's right there in the name!....eerkkk.... Resistance is futile.

[never give up]

Help me help me! Save my breakfast bowl and save me!

[Linea_Norway]

A few years ago I sorted out threadbare and wornout bath towels to be used as cleaning rags. Yesterday we got the rags up from the cellar to clean the windows. I couldn't help but notice that meanwhile the bath towels for cleaning are in much better condition than the ones I am currently using in the bathroom.

So now I have to live with the fact that my cleaning rags are nicer than the towels that I use to dry my body.

LOL!  Can you switch them back again?  Or maybe it is time (gulp) to buy new towels?

I realized when I was decluttering before moving that I was using things that were not in good enough shape to donate.  Guess which items got decluttered?

No, that is not allowed.  Sorry, the towel laws are clear.

You could also move houses. For staging a home, you need decent (new) looking towels. We have just purchased a new set. Even before the old ones are threadbare. But they had to look new and fit with the bathroom tiles.

[Linea_Norway]

One of my sidegig projects was going to pay out for this year. I think I worked only twice this year. But when I printed a list of my worked hours (per their instructions), it showed many more hours. Even some that I should have worked while I was on vacation.

I could just have received a lot more payment, but I am an honest person, so I have told them that the program shows wrong results.

[BTDretire]

Cross-posted from the anti anti Mustachian overheard at work thread...

For our company retreat, employees can volunteer to lead breakout sessions on whatever they like. Most people do shopping/sight seeing outings, craft beer, baking, yoga, sewing, etc. Just for kicks, because I’m extremely introverted and have two left thumbs and I do not like the social events or the crafty events, I put in a proposal to discuss the FIRE movement and talk about ways to calculate when you can retire. I said I would lead the group if there were a minimum of two people (one person being myself). Imagine my surprise when I checked the sign up sheet and realized my session was full! Apparently there are a lot of people at work who are interested in personal finance.

Now I actually have to prepare a presentation instead of just sitting around chatting with my friend about index investing and our rental properties. Being Mustachian is such hard work...

I'm reading this post a little late, I was going to suggest you start a thread to get ideas about what to include in the talk.
If you already had it, how did it go?

[BTDretire]

Had to pay for braces. Paid all at once to get the discount, rather than paying monthly for a year. But now my spreadsheet says that I spent half a year's budget last month, and my average yearly expenses, which I use to calculate my FI date, is all out of whack.

Did the orthodontics folks react oddly? We did this and apparently it is rare here to pay it all down at once?

I did it that way, too, for both my sons, using the HSA account.  Both times, the people at my orthodontist's office didn't bat an eye at the single payment, so either I'm not the only one doing it that way here, or they have good poker faces!

 We did that for both of my kids braces, but I was disappointed with the discount the dentist gave and ask for more, he didn't give it.

[Freedomin5]

Cross-posted from the anti anti Mustachian overheard at work thread...

For our company retreat, employees can volunteer to lead breakout sessions on whatever they like. Most people do shopping/sight seeing outings, craft beer, baking, yoga, sewing, etc. Just for kicks, because I’m extremely introverted and have two left thumbs and I do not like the social events or the crafty events, I put in a proposal to discuss the FIRE movement and talk about ways to calculate when you can retire. I said I would lead the group if there were a minimum of two people (one person being myself). Imagine my surprise when I checked the sign up sheet and realized my session was full! Apparently there are a lot of people at work who are interested in personal finance.

Now I actually have to prepare a presentation instead of just sitting around chatting with my friend about index investing and our rental properties. Being Mustachian is such hard work...

I'm reading this post a little late, I was going to suggest you start a thread to get ideas about what to include in the talk.
If you already had it, how did it go?

It went well; we had a few people show up who were not on the list. There were a wide range of people at different points in the journey, so I just went over general principles, talked about Investment Order, and gave them a bunch of links to resources and blogs.

[nouveauRiche]

My MPP of the day: 

I had opened Chase savings & checking accounts to get cash back and points/miles several months ago.  I had kept the accounts long enough and had received my bonus and points.  I closed both accounts. 

Went home and immediately had an email from Chase that one account was overdrawn by 34 cents.  I called Chase & they said I had to go in and pay the 34 cents.  I went the next day.  The teller told me it was actually 8 cents I owed.  I gave her 8 cents and she gave me a receipt.  The receipt says the account now has 16 cents in it.

Still worth the cash & points.  Just wondering if I'm the first person ever to close a Chase account.

[Freedomin5]

My MPP of the day: 

I had opened Chase savings & checking accounts to get cash back and points/miles several months ago.  I had kept the accounts long enough and had received my bonus and points.  I closed both accounts. 

Went home and immediately had an email from Chase that one account was overdrawn by 34 cents.  I called Chase & they said I had to go in and pay the 34 cents.  I went the next day.  The teller told me it was actually 8 cents I owed.  I gave her 8 cents and she gave me a receipt.  The receipt says the account now has 16 cents in it.

Still worth the cash & points.  Just wondering if I'm the first person ever to close a Chase account.

I closed a Chase account years ago because I had left the US (had opened one as a graduate student). I got a letter from them saying that the account was overdrawn by $0.00 and I need to go to a branch to pay it off before they could close the account. It was weird. I think I ignored the letter.

[Dollar Slice]

My MPP of the day: 

I had opened Chase savings & checking accounts to get cash back and points/miles several months ago.  I had kept the accounts long enough and had received my bonus and points.  I closed both accounts. 

Went home and immediately had an email from Chase that one account was overdrawn by 34 cents.  I called Chase & they said I had to go in and pay the 34 cents.  I went the next day.  The teller told me it was actually 8 cents I owed.  I gave her 8 cents and she gave me a receipt.  The receipt says the account now has 16 cents in it.

Still worth the cash & points.  Just wondering if I'm the first person ever to close a Chase account.

I closed a Chase account years ago because I had left the US (had opened one as a graduate student). I got a letter from them saying that the account was overdrawn by $0.00 and I need to go to a branch to pay it off before they could close the account. It was weird. I think I ignored the letter.

It wasn't Chase in my case, but I once closed a bank account and transferred an IRA simultaneously out of the same bank (closing all my accounts at once). They accidentally(?) left a couple of bucks in the checking account, apparently didn't actually close it, and didn't shut off the monthly auto-invest into the (also apparently not closed) IRA. So a couple of weeks later I got a notice that I was overdrawn some random-looking amount (IRA contribution minus the random couple of dollars and miscellaneous cents they'd left in there) because of an auto-transfer between two accounts that should have been closed. I was REALLY not happy to have to spend an hour at a bank branch getting that sorted out. They had the gall to tell me I should have told them to stop the auto-invest between my closed (yet mysteriously still active?) accounts. Because clearly this debacle of accounting was MY fault...

[shelivesthedream]

I still have about 27p in my ye olde children's savings account. Every year or so I get about half a farthing in interest and think I should really actually figure out how to close the account, but I think they won't let me withdraw less than £1 or something and so it ticks on...

[nouveauRiche]

My MPP of the day: 

I had opened Chase savings & checking accounts to get cash back and points/miles several months ago.  I had kept the accounts long enough and had received my bonus and points.  I closed both accounts. 

Went home and immediately had an email from Chase that one account was overdrawn by 34 cents.  I called Chase & they said I had to go in and pay the 34 cents.  I went the next day.  The teller told me it was actually 8 cents I owed.  I gave her 8 cents and she gave me a receipt.  The receipt says the account now has 16 cents in it.

Still worth the cash & points.  Just wondering if I'm the first person ever to close a Chase account.

I closed a Chase account years ago because I had left the US (had opened one as a graduate student). I got a letter from them saying that the account was overdrawn by $0.00 and I need to go to a branch to pay it off before they could close the account. It was weird. I think I ignored the letter.

It wasn't Chase in my case, but I once closed a bank account and transferred an IRA simultaneously out of the same bank (closing all my accounts at once). They accidentally(?) left a couple of bucks in the checking account, apparently didn't actually close it, and didn't shut off the monthly auto-invest into the (also apparently not closed) IRA. So a couple of weeks later I got a notice that I was overdrawn some random-looking amount (IRA contribution minus the random couple of dollars and miscellaneous cents they'd left in there) because of an auto-transfer between two accounts that should have been closed. I was REALLY not happy to have to spend an hour at a bank branch getting that sorted out. They had the gall to tell me I should have told them to stop the auto-invest between my closed (yet mysteriously still active?) accounts. Because clearly this debacle of accounting was MY fault...

Yes, why didn't you foresee their mistake and prevent it??  Ha.

[never give up]

I'm going to spend more on public transport next month than the rest of the year combined because I'm going to a MMM meet-up.

One of the loveliest Mustachian People Problems to have.

[Sugaree]

Today's MPP is that I had intended to just buy my kid's Halloween costume this year.  But I've discovered that the costume he wanted, while super popular two years ago, is not available in his size for an amount that I'm willing to pay.  So, now I have to brave Walmart this afternoon to try to find something that will work.  Or he's going to have to pick something else, which will be his MPP for the day.

[Linea_Norway]

I still have about 27p in my ye olde children's savings account. Every year or so I get about half a farthing in interest and think I should really actually figure out how to close the account, but I think they won't let me withdraw less than £1 or something and so it ticks on...

That's simple. Just notify the bank that you want them to close the account and give them another bankaccountnumber to put the remaining money on.

[SwordGuy]

I still have about 27p in my ye olde children's savings account. Every year or so I get about half a farthing in interest and think I should really actually figure out how to close the account, but I think they won't let me withdraw less than £1 or something and so it ticks on...

That's simple. Just notify the bank that you want them to close the account and give them another bankaccountnumber to put the remaining money on.

If they won't cooperate when you're at the teller's window to close out the account, just say, in an astonished voice loud enough for EVERYONE in the bank to hear, "What?   You can't give me the money in my account?   Why?  Doesn't the bank have ENOUGH MONEY???   Is that the problem?  The bank doesn't HAVE ENOUGH MONEY to let me have my money???"

I guarantee that you will have successfully escalated the situation to the highest ranking person present at the bank.

Anything they say to you that you don't like, just repeat, loud enough to be heard by others, "But it's MY money.   YOU agree it's MY money.  So why won't you give me my money?   Doesn't the bank have enough money to cover it?"


I pulled something similar one time when I was working in fast food during high school.   The paychecks were drawn on a bank right next door to where I worked.   I didn't have an account at the bank because they were the slowest (and most robbed) bank in the city.  I used to say the robbers were just people who got tired of waiting in line.  But they were handy for if I wanted to cash my check during a work break, so I went over to do so.   I spent well over 5 minutes standing in line with 4 tellers available, none of whom were meeting with other customers.   By the time they got around to seeing to my needs there was a line behind me.   The teller refused to cash the check because I didn't have an account at that bank.

"What??   You can't cash this check drawn on your bank?    Isn't there ENOUGH MONEY here?   Is that the problem?   You don't have the money to cover this check?"

Gosh, golly, but a manager materialized out of nowhere and rushed that transaction through.   Never saw anyone at that bank move so quickly, before or after.)

[rantk81]

I wouldn't even consider causing a scene like that for a few cents.  IMO that's just ridiculous.

[shelivesthedream]

I still have about 27p in my ye olde children's savings account. Every year or so I get about half a farthing in interest and think I should really actually figure out how to close the account, but I think they won't let me withdraw less than £1 or something and so it ticks on...

That's simple. Just notify the bank that you want them to close the account and give them another bankaccountnumber to put the remaining money on.

I genuinely can't remember why this can't be done. Some weird legacy rules from it being a kind of children's savings account they no longer offer, from back in the day when transfers were hard? Or some kind of admin fee where I'd have to pay them £1 to take out 27p? I'm just sad they stopped sending me birthday cards when I turned 18. One factor in leaving it open is if I ever want a mortgage they do excellent rates for existing customers. I'm not going to be horrible to the tellers over 27p. The only reasons I would be so desperate to close the account are administrative tidiness and the minuscule risk of identity theft.

[kanga1622]

My MPP of the day: 

I had opened Chase savings & checking accounts to get cash back and points/miles several months ago.  I had kept the accounts long enough and had received my bonus and points.  I closed both accounts. 

Went home and immediately had an email from Chase that one account was overdrawn by 34 cents.  I called Chase & they said I had to go in and pay the 34 cents.  I went the next day.  The teller told me it was actually 8 cents I owed.  I gave her 8 cents and she gave me a receipt.  The receipt says the account now has 16 cents in it.

Still worth the cash & points.  Just wondering if I'm the first person ever to close a Chase account.

I closed a Chase account years ago because I had left the US (had opened one as a graduate student). I got a letter from them saying that the account was overdrawn by $0.00 and I need to go to a branch to pay it off before they could close the account. It was weird. I think I ignored the letter.

It wasn't Chase in my case, but I once closed a bank account and transferred an IRA simultaneously out of the same bank (closing all my accounts at once). They accidentally(?) left a couple of bucks in the checking account, apparently didn't actually close it, and didn't shut off the monthly auto-invest into the (also apparently not closed) IRA. So a couple of weeks later I got a notice that I was overdrawn some random-looking amount (IRA contribution minus the random couple of dollars and miscellaneous cents they'd left in there) because of an auto-transfer between two accounts that should have been closed. I was REALLY not happy to have to spend an hour at a bank branch getting that sorted out. They had the gall to tell me I should have told them to stop the auto-invest between my closed (yet mysteriously still active?) accounts. Because clearly this debacle of accounting was MY fault...

Yes, why didn't you foresee their mistake and prevent it??  Ha.

I was told by Wells Fargo to be sure I stopped my automatic payment on my mortgage when I made the transfer that paid off the loan. If I didn't do so, they would continue to transfer the money to a loan with a $0 balance that was closed.

[markbike528CBX]

This is a MPP. 

I wouldn't even consider causing a scene like that for a few cents.  IMO that's just ridiculous.

Think it as theater of the absurd.  Also, the several cents are preventing closure of an unused account that might be a prybar into other personal info.

[SwordGuy]

This is a MPP. 

I wouldn't even consider causing a scene like that for a few cents.  IMO that's just ridiculous.

Think it as theater of the absurd.  Also, the several cents are preventing closure of an unused account that might be a prybar into other personal info.

Exactly.   If the business wants to be that absurd to do business with, then help them be absurd in public.   No need to let them be shy about it.

As for the tellers, I didn't say be mean to them or shout at them.   Just speak loud enough for everyone to hear.   Not at all the same thing!  (Being able to be heard when needed is a really important life skill.   A young lady being hassled by a guy in the parking lot was lucky I happened to hear just enough to walk closer and pay close attention to what was going on.  She didn't know how to project her voice.)

Who knows, they might enjoy seeing someone "stick it to the man" they happen to work with.

[TVRodriguez]

Today's MPP is that I had intended to just buy my kid's Halloween costume this year.  But I've discovered that the costume he wanted, while super popular two years ago, is not available in his size for an amount that I'm willing to pay.  So, now I have to brave Walmart this afternoon to try to find something that will work.  Or he's going to have to pick something else, which will be his MPP for the day.

If you haven't gone yet, consider stopping by Goodwill first.  My kids and I have had great luck finding costumes there over several Halloweens.  They love it because I am willing to let them pick 2 or 3 costumes instead of just one new one bought from Party City or the like.  Three Goodwill costumes at $5 each is still less than a single new one at $20-40 each.

[Sugaree]

Today's MPP is that I had intended to just buy my kid's Halloween costume this year.  But I've discovered that the costume he wanted, while super popular two years ago, is not available in his size for an amount that I'm willing to pay.  So, now I have to brave Walmart this afternoon to try to find something that will work.  Or he's going to have to pick something else, which will be his MPP for the day.

If you haven't gone yet, consider stopping by Goodwill first.  My kids and I have had great luck finding costumes there over several Halloweens.  They love it because I am willing to let them pick 2 or 3 costumes instead of just one new one bought from Party City or the like.  Three Goodwill costumes at $5 each is still less than a single new one at $20-40 each.

I think I found all the parts I need to make it for ~$16.  This might be the last year where he's okay with having a costume that mom made vs one that was bought in a store.  But when that happens, I'll just give him $20 and take him to a popup Halloween store and let him pick from what's available.

[Alfred J Quack]

It was time for the energybill to come round. Since we swapped out city heating with a stand-alone heat-pump I've been watching our electric like a hawk. The usage was a bit higher than I hoped so I was annoyed that by my calculations we would have to pay about 100 extra for the total.

I didn't factor in the tax discount every home gets by default, now I have to reshuffle my calculations because I'm getting back an additional 200 rather than pay 100...

Side note: I went from 40 per month electric and 70 for city heating the year before to 50 per month electric with heating included. Not too shabby :P

[techwiz]

It was time for the energybill to come round. Since we swapped out city heating with a stand-alone heat-pump I've been watching our electric like a hawk. The usage was a bit higher than I hoped so I was annoyed that by my calculations we would have to pay about 100 extra for the total.

I didn't factor in the tax discount every home gets by default, now I have to reshuffle my calculations because I'm getting back an additional 200 rather than pay 100...

Side note: I went from 40 per month electric and 70 for city heating the year before to 50 per month electric with heating included. Not too shabby :P

Wow great job on lowering the bill!

It does show the MPP problem that the credit and billing reform can really mess up us who are trying to optimize and track our spending. Your gas bill just came in and shows the (new)carbon tax, however at the same time they applied an energy tax credit, increased the service and delivery charges and put in a lower base price for gas.  How am I suppose to track when they change all the variables on the rates.  My only advice is to keep it simple and look at only total cost and usage. 

[Alfred J Quack]

It was time for the energybill to come round. Since we swapped out city heating with a stand-alone heat-pump I've been watching our electric like a hawk. The usage was a bit higher than I hoped so I was annoyed that by my calculations we would have to pay about 100 extra for the total.

I didn't factor in the tax discount every home gets by default, now I have to reshuffle my calculations because I'm getting back an additional 200 rather than pay 100...

Side note: I went from 40 per month electric and 70 for city heating the year before to 50 per month electric with heating included. Not too shabby :P

Wow great job on lowering the bill!

It does show the MPP problem that the credit and billing reform can really mess up us who are trying to optimize and track our spending. Your gas bill just came in and shows the (new)carbon tax, however at the same time they applied an energy tax credit, increased the service and delivery charges and put in a lower base price for gas.  How am I suppose to track when they change all the variables on the rates.  My only advice is to keep it simple and look at only total cost and usage.

I basically have 2 cost factors:
1. Fixed costs per year, which I calculate per day and update based on the tarif changes at 1-1 every year.
2. Cost per unit of usage, this is a fixed term contract so for the duration this stays the same.

Easy to track, if you don't miss the tax credit ;)

[shelivesthedream]

Total MPP here. Weep for me! Potty training advice all talks about buying your toddler underwear featuring their favourite character as a motivator. ToddlerSLTD...doesn't have one. We don't have a TV (although he does get to watch the odd dog video on Youtube) and we don't read any of the hip-cool modern children's books. Paddington Bear is no longer rad enough to be featured on underwear, it seems.

[Imma]

Good job @Alfred J Quack ! Our bill came recently and we don't get any money back for the first time ever. We have always reduced out energy consumption by about 5%/year. Seems our freezer is dying and needs to be replaced.

Resulting MPP: my new monthly payment will be much higher than necessary because the higher use was a one-off, and I don't get any interest over that money even though I'm really just giving a loan to the power company. As we will replace the 10 year old freezer with the most energy efficient new model, we might even hit a new record low next year.

Another MPP related to record-keeping: We are actively trying to reduce natural gas in favour of electricity and have some electric heating now, so it's going to be much harder to compare one year to the next year from now on without creating a really big Excel sheet (instead of the small text file I use now).

[frugalnacho]

Total MPP here. Weep for me! Potty training advice all talks about buying your toddler underwear featuring their favourite character as a motivator. ToddlerSLTD...doesn't have one. We don't have a TV (although he does get to watch the odd dog video on Youtube) and we don't read any of the hip-cool modern children's books. Paddington Bear is no longer rad enough to be featured on underwear, it seems.

We are in a similar situation, babynacho doesn't watch tv or anything.  He is absolutely OBSESSED with trains, and cars/trucks/anything with wheels though, so we did thomas the tank engine undies.  He was excited for trains even though he doesn't know the character Thomas.

[Alfred J Quack]

Another MPP related to record-keeping: We are actively trying to reduce natural gas in favour of electricity and have some electric heating now, so it's going to be much harder to compare one year to the next year from now on without creating a really big Excel sheet (instead of the small text file I use now).

Natural gas has between 8 and 9kWh of usable heating energy in it per cumic meter measured. Depending on your heater and how efficient it is (HR heaters can use the natural gas to extract some of the heat from the exhaust gas).

I would also call the electric company and ask them to lower the monthly due, you can explain them why and over here that is absolutely no problem so long as you remain between reasonable values.

[frugalnacho]

Another MPP related to record-keeping: We are actively trying to reduce natural gas in favour of electricity and have some electric heating now, so it's going to be much harder to compare one year to the next year from now on without creating a really big Excel sheet (instead of the small text file I use now).

Why?

[shelivesthedream]

Total MPP here. Weep for me! Potty training advice all talks about buying your toddler underwear featuring their favourite character as a motivator. ToddlerSLTD...doesn't have one. We don't have a TV (although he does get to watch the odd dog video on Youtube) and we don't read any of the hip-cool modern children's books. Paddington Bear is no longer rad enough to be featured on underwear, it seems.

We are in a similar situation, babynacho doesn't watch tv or anything.  He is absolutely OBSESSED with trains, and cars/trucks/anything with wheels though, so we did thomas the tank engine undies.  He was excited for trains even though he doesn't know the character Thomas.

We actually got a few free Thomas the Tank Engine books (modern ones) and ToddlerSLTD was just...meh. He pointed at them and shouted "train!" a few times, so he recognises them for what they are, but wasn't interested in having them read to him at all and they are now basically gathering dust. (If you're interested in train book recs, he LOVES the Little Red Train series by Benedict Blathwayt, and we enjoy the detailed illustrations and occasionally WTF storylines)

Top interests of the moment:
- Trains
- White vans
- DOGS
- Flowers

When they release white van underpants, I'll be first in the queue :D

[Imma]

Another MPP related to record-keeping: We are actively trying to reduce natural gas in favour of electricity and have some electric heating now, so it's going to be much harder to compare one year to the next year from now on without creating a really big Excel sheet (instead of the small text file I use now).

Why?

Because gas is expensive and will be getting more expensive in the future, and at some point within the next couple of decades we'll all have to stop using gas. My city has started a project to take the first 3 neighbourhoods off gas this year and nationwide, natural gas is banned in new builds. Of course it's a big project to take a neighbourhood off gas so it'll probably be 5-10 years until the transition to renewable energy is done in the first 3 neighbourhoods, but the city is already preparing to roll out the projects to other areas.

[ABC123]

Total MPP here. Weep for me! Potty training advice all talks about buying your toddler underwear featuring their favourite character as a motivator. ToddlerSLTD...doesn't have one. We don't have a TV (although he does get to watch the odd dog video on Youtube) and we don't read any of the hip-cool modern children's books. Paddington Bear is no longer rad enough to be featured on underwear, it seems.

If he likes dogs, how about some Paw Patrol undies?  Dogs in fire outfits, police outfits, etc.  He doesn't have to know they come from a tv show.  My toddler picked out Elmo undies (or "Momo" as he calls it), even though we sure aren't going to subscribe to HBO so he can watch Sesame Street. 

[SwordGuy]

Another MPP related to record-keeping: We are actively trying to reduce natural gas in favour of electricity and have some electric heating now, so it's going to be much harder to compare one year to the next year from now on without creating a really big Excel sheet (instead of the small text file I use now).

Why?

Because gas is expensive and will be getting more expensive in the future, and at some point within the next couple of decades we'll all have to stop using gas. My city has started a project to take the first 3 neighbourhoods off gas this year and nationwide, natural gas is banned in new builds. Of course it's a big project to take a neighbourhood off gas so it'll probably be 5-10 years until the transition to renewable energy is done in the first 3 neighbourhoods, but the city is already preparing to roll out the projects to other areas.

Gas in tanks stored at the house?  No idea on pricing.

Gas delivered via pipes to the house?   It's always been cheaper than electric heat, hasn't it?

My understanding is that the shale oil drilling in the US has unlocked a lot of natural gas and driven prices down.   A quick glance at charts on google appears to back that belief.

What makes you think otherwise?

[TomTX]

Gas in tanks stored at the house?  No idea on pricing.

Gas delivered via pipes to the house?   It's always been cheaper than electric heat, hasn't it?

My understanding is that the shale oil drilling in the US has unlocked a lot of natural gas and driven prices down.   A quick glance at charts on google appears to back that belief.

What makes you think otherwise?

Cheaper than resistance heating, sure. But modern heat pumps with a COP over 4 (think of it as an efficiency multiplier) and do well in sub-freezing temperatures are much easier to come by - and should beat natural gas costwise.

[parkerk]

My MPP today is that I've gotten so used to making my own fancy coffee drinks at home that when I got a free latte from Starbucks this morning I realized I don't like them anymore!  They just don't taste as good as what I can make myself for a fraction of the cost.

[Imma]

Another MPP related to record-keeping: We are actively trying to reduce natural gas in favour of electricity and have some electric heating now, so it's going to be much harder to compare one year to the next year from now on without creating a really big Excel sheet (instead of the small text file I use now).

Why?

Because gas is expensive and will be getting more expensive in the future, and at some point within the next couple of decades we'll all have to stop using gas. My city has started a project to take the first 3 neighbourhoods off gas this year and nationwide, natural gas is banned in new builds. Of course it's a big project to take a neighbourhood off gas so it'll probably be 5-10 years until the transition to renewable energy is done in the first 3 neighbourhoods, but the city is already preparing to roll out the projects to other areas.

Gas in tanks stored at the house?  No idea on pricing.

Gas delivered via pipes to the house?   It's always been cheaper than electric heat, hasn't it?

My understanding is that the shale oil drilling in the US has unlocked a lot of natural gas and driven prices down.   A quick glance at charts on google appears to back that belief.

What makes you think otherwise?

Not being in the US does :)

I have no idea what natural gas costs over there, but it's getting really expensive in here due to government policy to make it more expensive, to try and discourage people from using gas in favour of electricity. Over the last 5 years the price of gas has almost doubled while electricity is getting cheaper. This is not going to change as it's a result of tax policy. Our energy consumption is getting lower each year and our bill just gets higher and higher.

Why is the government doing this, except for the general need to reduce the use of fossil fuels? Because we have gotten used to cheap and plenty gas over the last 50 years, but gas drilling comes at a huge cost to the environment and society because it has given us an earthquake problem. So we need to stop using it asap.

[Taran Wanderer]

Most of Europe's natural gas is supplied from Russia, isn't it?  So a government energy policy to make natural gas more expensive could be both due to climate change concerns around burning fossil fuels, and also political concerns about being dependent on the big bear to the east.

[Imma]

Most of our natural gas right now still comes from our own soil, which is why the earthquakes bother us so much. Tbh I don't think many people would care so much about environmental issues in Russia, but we see how gas drilling is causing big problems in our own country which is why there's huge political pressure to stop drilling completely. Norway is a big exporter to Europe as well but their supply is not enough. That leaves us with the choice of becoming dependent on Russian and American gas or finding sustainable local sources of energy. The energy transition isn't going to be quick and easy so in the short term we will have to import, but in the long term getting off the gas network entirely should be possible.

[TVRodriguez]

My MPP today is that I've gotten so used to making my own fancy coffee drinks at home that when I got a free latte from Starbucks this morning I realized I don't like them anymore!  They just don't taste as good as what I can make myself for a fraction of the cost.

That's a good one.  Reminds me that I've got a $10 gift card to Starbucks (was a referral reward from our orthodontist) that I have yet to use.  It's kind of too much for DH and me, as neither of us likes Starbucks, and too little to use to buy something for each of my 3 kids (I thought of bringing them there as a treat to use up the gift card).  So it sits in my wallet.  I then thought to give it to one of the moms who hands me down clothes for my kids, but I thought maybe a $25 value would be better, so the GC just sits there.

[BTDretire]

Good job @Alfred J Quack ! Our bill came recently and we don't get any money back for the first time ever. We have always reduced out energy consumption by about 5%/year. Seems our freezer is dying and needs to be replaced.

Resulting MPP: my new monthly payment will be much higher than necessary because the higher use was a one-off, and I don't get any interest over that money even though I'm really just giving a loan to the power company. As we will replace the 10 year old freezer with the most energy efficient new model, we might even hit a new record low next year.

Another MPP related to record-keeping: We are actively trying to reduce natural gas in favour of electricity and have some electric heating now,

Why? Isn't gas cheaper?
 Does most of you electric come from clean nuclear energy and you want to go green, that's fine, I just want to know, why?

so it's going to be much harder to compare one year to the next year from now on without creating a really big Excel sheet (instead of the small text file I use now).

[TomTX]

Why? Isn't gas cheaper?
 Does most of you electric come from clean nuclear energy and you want to go green, that's fine, I just want to know, why?

In many areas which have good resources, it's cheaper to build a wind farm than it is to just buy the fuel for a natural gas plant. Just run the natural gas plant when there isn't enough wind.

https://arstechnica.com/science/2019/08/wind-power-prices-now-lower-than-the-cost-of-natural-gas/

Note that's based on 2018 data - prices continue to decline.

[shelivesthedream]

Why? Isn't gas cheaper?
 Does most of you electric come from clean nuclear energy and you want to go green, that's fine, I just want to know, why?

Not being in the US does :)

I have no idea what natural gas costs over there, but it's getting really expensive in here due to government policy to make it more expensive, to try and discourage people from using gas in favour of electricity. Over the last 5 years the price of gas has almost doubled while electricity is getting cheaper. This is not going to change as it's a result of tax policy. Our energy consumption is getting lower each year and our bill just gets higher and higher.

Why is the government doing this, except for the general need to reduce the use of fossil fuels? Because we have gotten used to cheap and plenty gas over the last 50 years, but gas drilling comes at a huge cost to the environment and society because it has given us an earthquake problem. So we need to stop using it asap.

[Alfred J Quack]

Why? Isn't gas cheaper?
 Does most of you electric come from clean nuclear energy and you want to go green, that's fine, I just want to know, why?

In many areas which have good resources, it's cheaper to build a wind farm than it is to just buy the fuel for a natural gas plant. Just run the natural gas plant when there isn't enough wind.

https://arstechnica.com/science/2019/08/wind-power-prices-now-lower-than-the-cost-of-natural-gas/

Note that's based on 2018 data - prices continue to decline.

Although I agree with the greener pastures of engery generation, a lot of my co-habitants in Europe do not: https://earther.gizmodo.com/anti-wind-farm-activism-is-sweeping-europe-and-the-us-c-1829627812

And yes, I'm guessing I'd have issues with a windfarm close to my house but the sites these people are terrorizing are faily distant from housing so they only thing they should see is some blades turning in the distance...

[TomTX]

Why? Isn't gas cheaper?
 Does most of you electric come from clean nuclear energy and you want to go green, that's fine, I just want to know, why?

In many areas which have good resources, it's cheaper to build a wind farm than it is to just buy the fuel for a natural gas plant. Just run the natural gas plant when there isn't enough wind.

https://arstechnica.com/science/2019/08/wind-power-prices-now-lower-than-the-cost-of-natural-gas/

Note that's based on 2018 data - prices continue to decline.

Although I agree with the greener pastures of engery generation, a lot of my co-habitants in Europe do not: https://earther.gizmodo.com/anti-wind-farm-activism-is-sweeping-europe-and-the-us-c-1829627812

And yes, I'm guessing I'd have issues with a windfarm close to my house but the sites these people are terrorizing are faily distant from housing so they only thing they should see is some blades turning in the distance...

Yeah, these stories are way overblown in the media and usually trace back to just a handful of people. I note that they don't have a single picture of an actual protest, and it only takes one guy to set fire to a couple tires in front of police. But Gizmodo can make it sound way dramatic and get clicks.

The fossil fuel industry has been funding fake grassroots groups ("Astroturfing") to slow anything with renewable energy. For decades. They also sabotaged early-modern electric car efforts via battery patents. The battery patents for the batteries used for the GM EV1 (later, better, almost practical version) ended up with ChevronTexaco, who did precisely nothing with it. Practical electric cars were forced to wait for prices to come down on Lithium rechargeables - the first being the Tesla Roadster.

https://en.wikipedia.org/wiki/Patent_encumbrance_of_large_automotive_NiMH_batteries

The exact same technique of astroturfing was used for tobacco, to keep it in use (and making billions in profits) as long as possible.

Before that, the exact same technique was used for lead in gasoline (much cheaper to add tetraethyl lead than improve octane safely)

Et cetera.

The fossil industry is raking $5 Billion every DAY, and has trillions in assets which will dramatically drop in value as we reduce fossil fuel use.

Throwing a few million into astroturfing is an immensely profitable "investment" - one day of net delay, $5 Billion.

Trump is mentioned in the article - fossil fuel interests (especially coal) have been pouring money over to him.

https://www.climaterealityproject.org/blog/climate-denial-machine-how-fossil-fuel-industry-blocks-climate-action

https://www.ucsusa.org/resources/how-fossil-fuel-lobbyists-used-astroturf-front-groups-confuse-public

If you don't know better, you think that regular citizens are just speaking up - when in fact they're being paid by Big Fossil to do so.

[LennStar]

Why? Isn't gas cheaper?
 Does most of you electric come from clean nuclear energy and you want to go green, that's fine, I just want to know, why?

In many areas which have good resources, it's cheaper to build a wind farm than it is to just buy the fuel for a natural gas plant. Just run the natural gas plant when there isn't enough wind.

https://arstechnica.com/science/2019/08/wind-power-prices-now-lower-than-the-cost-of-natural-gas/

Note that's based on 2018 data - prices continue to decline.

Although I agree with the greener pastures of engery generation, a lot of my co-habitants in Europe do not: https://earther.gizmodo.com/anti-wind-farm-activism-is-sweeping-europe-and-the-us-c-1829627812

And yes, I'm guessing I'd have issues with a windfarm close to my house but the sites these people are terrorizing are faily distant from housing so they only thing they should see is some blades turning in the distance...

But the 15 minutes of swishing shadows when the sun is low!!!

And as TomTX said, if you track where the funding for many of the "people's protests" come from, it very often are the same dozen groups that are financed by fossil fuel companies. (By which I do not want to imply that the protesters necessarily know it.)
Or the studies that X birds die, and when someone else does the same couting, the numbers are 100 times lower or zero.

[never give up]

My latest Mustachian People Problem is that I feel sad that Heather in Ottawa hasn’t logged in since 2016, and therefore probably doesn’t know her thread is at 136 pages and still going strong.

[Imma]

Why? Isn't gas cheaper?
 Does most of you electric come from clean nuclear energy and you want to go green, that's fine, I just want to know, why?

In many areas which have good resources, it's cheaper to build a wind farm than it is to just buy the fuel for a natural gas plant. Just run the natural gas plant when there isn't enough wind.

https://arstechnica.com/science/2019/08/wind-power-prices-now-lower-than-the-cost-of-natural-gas/

Note that's based on 2018 data - prices continue to decline.

Although I agree with the greener pastures of engery generation, a lot of my co-habitants in Europe do not: https://earther.gizmodo.com/anti-wind-farm-activism-is-sweeping-europe-and-the-us-c-1829627812

And yes, I'm guessing I'd have issues with a windfarm close to my house but the sites these people are terrorizing are faily distant from housing so they only thing they should see is some blades turning in the distance...

But the 15 minutes of swishing shadows when the sun is low!!!

And as TomTX said, if you track where the funding for many of the "people's protests" come from, it very often are the same dozen groups that are financed by fossil fuel companies. (By which I do not want to imply that the protesters necessarily know it.)
Or the studies that X birds die, and when someone else does the same couting, the numbers are 100 times lower or zero.

What concerns me is that over the last 2-3 years, it has become much more acceptable in my social circle to be sceptical of climate change, renewable energy etc. And those 'sceptics' have one argument they keep on repeating and that they are completely right about: there is no perfect solution for the energy transition yet. They are right, there isn't one completely perfect solution and we're unlikely to find it ever. But one thing I can also tell you, is that all of these options are better than just continuing to use fossil fuels until we run out of them.

We can't put wind parks everywhere, but we can put them in some places with lots of wind and not many inhabitants (I can't speak from experience, but apart from the shade they are said to be noisy as well). Those other locations might be much better suited for solar or hydro energy or sources of renwable energy we haven't even discovered yet. On top of that, we need to find ways to reduce energy consumption and I think if everyone put in a little bit of effort, we could already reduce our energy consumption by so much at the current level of technology.