Author Topic: Mustachian People Problems (just for fun)  (Read 3107599 times)

Freedomin5

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Re: Mustachian People Problems (just for fun)
« Reply #5050 on: April 15, 2018, 10:35:50 PM »
Quote
pick your own seats in advance

There is reserved seating at the movies now... how is that enforced.... seat must be numbered?  I guess it been a while since I went to the movies.  When was the last Lord of the Rings movie released?

Yes, many theatres have numbers seats. The one I go to on the odd occasion where I go see a movie has numbered, assigned, oversized, electric-reclining seats. My next favorite also serves meals and drinks during the movie.

LOL...I read this and immediately thought of my annual flight back to my home country, where we can watch multiple relatively new releases on a private screen in a numbered, reclining chair while being served food and drink...for 15 hours. That's how I get my annual fill of movies.

rantk81

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Re: Mustachian People Problems (just for fun)
« Reply #5051 on: April 16, 2018, 12:33:25 PM »
My MPP Today: My broker sent me a notification TODAY that there is an updated/amended 1099 for my account for 2017. Nice timing, right? They reclassified a few of my trades from being regular short-term cap gains trades into being Section 1256 trades.  The change in classification technically will save me a very small amount on taxes, however, is in no way worth the time/effort to prepare and the extra postage to send the amended documentation.  I wonder if I just do "nothing" if the IRS will just let it go, if the 1040 shows a little bit of unreported 1256 income, but a little extra reported STCG 8949 income.

merula

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Re: Mustachian People Problems (just for fun)
« Reply #5052 on: April 16, 2018, 01:14:21 PM »
My MPP Today: My broker sent me a notification TODAY that there is an updated/amended 1099 for my account for 2017. Nice timing, right? They reclassified a few of my trades from being regular short-term cap gains trades into being Section 1256 trades.  The change in classification technically will save me a very small amount on taxes, however, is in no way worth the time/effort to prepare and the extra postage to send the amended documentation.  I wonder if I just do "nothing" if the IRS will just let it go, if the 1040 shows a little bit of unreported 1256 income, but a little extra reported STCG 8949 income.

I had a similar issue a few years back with a corrected 1099-INT from my mortgage company on the interest they paid on escrow funds. Would have been $7 in additional taxes. I did not file a corrected 1040. Nothing has happened, though to be fair it hasn't been the full 7 years.

Sibley

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Re: Mustachian People Problems (just for fun)
« Reply #5053 on: April 16, 2018, 02:28:16 PM »
I attended a tax conference, where the tax preparer giving the lecture said that while no one outside the IRS could prove it, it's looking like they're only matching about 25% of the forms. Given current technology, this is BS but makes perfect sense give the IRS is massively understaffed and is part of the government (ie, not the best computer systems).

dragoncar

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Re: Mustachian People Problems (just for fun)
« Reply #5054 on: April 16, 2018, 08:27:38 PM »
I attended a tax conference, where the tax preparer giving the lecture said that while no one outside the IRS could prove it, it's looking like they're only matching about 25% of the forms. Given current technology, this is BS but makes perfect sense give the IRS is massively understaffed and is part of the government (ie, not the best computer systems).

Oh geeze I got an updated form and I have one SINGLE dollar more qualified dividends than previously reported, resulting in zero additional dollars of taxes.  I am NOT filing an amended return.   God help me if I'm audited, but I just can't put in that effort.  I'll report back in a few months to complain about my audit.

EarlyRetirementGuy

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Re: Mustachian People Problems (just for fun)
« Reply #5055 on: April 17, 2018, 06:01:12 AM »
I am happy for the government to have yet another way to know what TV channels I am watching (or, er, would watch if we had a TV) to never have to deal with meter reading again.

The government could learn a lot about me from my library records (hm... very interested in radical left-wing politics, WW2 and gardening...) but that doesn't stop me taking out all sorts of suspicious books (Russian spies? Inter-war domestic history? Agatha Christie novels? Clearly a threat to national security!)
Does that mean you don't have to pay your annual TV license? Can someone in the UK get away with having a huge monitor to stream Netflix, etc?

Tories coming for you, your library records extrapolate to a vendetta.... you do live in a surveillance society, for reasons starting with the IRA.

Yep, we don't pay our TV licence, which also means we can't watch the Beeb at all, even on iPlayer now. We're fine with that and absolutely stick to the rules. Occasionally there's the odd programme someone mentions that we might like to look at but we just don't. You could totally have a huge monitor or even projector if you wanted to (though I think not an actual TV set capable of playing live broadcast TV even if you didn't use it for that) but we just watch the odd film or TV box set on iTunes on our laptop. We're low maintenance like that :)

Late reply but only just spotted this -

The UK law is that you must not install equipment for the purpose of recieving live or near-live television signals. So you are totally fine to have a TV set capable as long as it's not actually used for that purpose. So a TV for playing video games, DVDs, CCTV etc is all totally legal and you're under no legal obligation to notify the licence inspectors of anything.

shelivesthedream

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Re: Mustachian People Problems (just for fun)
« Reply #5056 on: April 17, 2018, 10:33:16 AM »
I am happy for the government to have yet another way to know what TV channels I am watching (or, er, would watch if we had a TV) to never have to deal with meter reading again.

The government could learn a lot about me from my library records (hm... very interested in radical left-wing politics, WW2 and gardening...) but that doesn't stop me taking out all sorts of suspicious books (Russian spies? Inter-war domestic history? Agatha Christie novels? Clearly a threat to national security!)
Does that mean you don't have to pay your annual TV license? Can someone in the UK get away with having a huge monitor to stream Netflix, etc?

Tories coming for you, your library records extrapolate to a vendetta.... you do live in a surveillance society, for reasons starting with the IRA.

Yep, we don't pay our TV licence, which also means we can't watch the Beeb at all, even on iPlayer now. We're fine with that and absolutely stick to the rules. Occasionally there's the odd programme someone mentions that we might like to look at but we just don't. You could totally have a huge monitor or even projector if you wanted to (though I think not an actual TV set capable of playing live broadcast TV even if you didn't use it for that) but we just watch the odd film or TV box set on iTunes on our laptop. We're low maintenance like that :)

Late reply but only just spotted this -

The UK law is that you must not install equipment for the purpose of recieving live or near-live television signals. So you are totally fine to have a TV set capable as long as it's not actually used for that purpose. So a TV for playing video games, DVDs, CCTV etc is all totally legal and you're under no legal obligation to notify the licence inspectors of anything.

Who's got the burden of proof there, though?

AnswerIs42

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Re: Mustachian People Problems (just for fun)
« Reply #5057 on: April 17, 2018, 11:05:01 AM »
Who's got the burden of proof there, though?
They do. We still have the concept of innocent until proved guilty in this country (just :))

I've got a nice TV, but haven't had a TV licence since 2006 or so. I don't watch live TV or iPlayer, I just use it for gaming and movies. I just throw their stupid letters in the bin when they arrive (seemingly on a weekly basis).

Recently a friend who's a bit short of money followed my lead and didn't renew his licence. As he says, "it's mostly a load of crap anyway, I was never watching it".

LennStar

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Re: Mustachian People Problems (just for fun)
« Reply #5058 on: April 17, 2018, 11:08:28 AM »
Quote
Who's got the burden of proof there, though?

In most of those cases: you.

"Prove that you have thrown away your TV 3 month ago!! If you cannot proff that, pay!!!"

I attended a tax conference, where the tax preparer giving the lecture said that while no one outside the IRS could prove it, it's looking like they're only matching about 25% of the forms. Given current technology, this is BS but makes perfect sense give the IRS is massively understaffed and is part of the government (ie, not the best computer systems).
The government CAN have good computers. But if you have groups like the NRA who lobbied that computers are forbidden in the weapons registration...
Yes, if there is a murder, the people who get 3 containers a week of weapon registrations have to search for gun owners who possess a weapon used in the crime in e.g. that city per hand.
The additional time and failures likely kill more people then terrorists ever have in the US. But at least the government does not dare to storm your house because they don't know what guns you have!!!

jlcnuke

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Re: Mustachian People Problems (just for fun)
« Reply #5059 on: April 17, 2018, 12:22:34 PM »
Quote
Who's got the burden of proof there, though?

In most of those cases: you.

"Prove that you have thrown away your TV 3 month ago!! If you cannot proff that, pay!!!"

I attended a tax conference, where the tax preparer giving the lecture said that while no one outside the IRS could prove it, it's looking like they're only matching about 25% of the forms. Given current technology, this is BS but makes perfect sense give the IRS is massively understaffed and is part of the government (ie, not the best computer systems).
The government CAN have good computers. But if you have groups like the NRA who lobbied that computers are forbidden in the weapons registration...
Yes, if there is a murder, the people who get 3 containers a week of weapon registrations have to search for gun owners who possess a weapon used in the crime in e.g. that city per hand.
The additional time and failures likely kill more people then terrorists ever have in the US. But at least the government does not dare to storm your house because they don't know what guns you have!!!

There is no federal weapons registration outside of Class III items (almost never used in crimes). On top of that, background checks for weapons purchases are required by law to be destroyed.  Not that it would matter since the vast majority of firearms used in crimes are not possessed legally so any paperwork would be useless and a waste of time to go through to begin with.

shelivesthedream

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Re: Mustachian People Problems (just for fun)
« Reply #5060 on: April 17, 2018, 12:51:19 PM »
Who's got the burden of proof there, though?
They do. We still have the concept of innocent until proved guilty in this country (just :))

I've got a nice TV, but haven't had a TV licence since 2006 or so. I don't watch live TV or iPlayer, I just use it for gaming and movies. I just throw their stupid letters in the bin when they arrive (seemingly on a weekly basis).

Recently a friend who's a bit short of money followed my lead and didn't renew his licence. As he says, "it's mostly a load of crap anyway, I was never watching it".

But honestly, how do they ever prosecute anyone, then? They can't just lurk around outside your house in the bushes with binoculars hoping you'll crack and turn on Eastenders.

AnswerIs42

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Re: Mustachian People Problems (just for fun)
« Reply #5061 on: April 17, 2018, 01:08:17 PM »
But honestly, how do they ever prosecute anyone, then? They can't just lurk around outside your house in the bushes with binoculars hoping you'll crack and turn on Eastenders.

You're not all that far off - they just occasionally visit people without a licence, hoping that either you'll let them in (a bit like vampires and Jehova's witnesses - you shouldn't invite them into your house), or that they'll be able to see you watching TV through the door / window. It does make you wonder how they ever catch anyone.

I've only been in once when they visited in all that time, and I just explained that I don't watch TV and refused to let them in.

dragoncar

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Re: Mustachian People Problems (just for fun)
« Reply #5062 on: April 17, 2018, 05:09:08 PM »
But honestly, how do they ever prosecute anyone, then? They can't just lurk around outside your house in the bushes with binoculars hoping you'll crack and turn on Eastenders.

You're not all that far off - they just occasionally visit people without a licence, hoping that either you'll let them in (a bit like vampires and Jehova's witnesses - you shouldn't invite them into your house), or that they'll be able to see you watching TV through the door / window. It does make you wonder how they ever catch anyone.

I've only been in once when they visited in all that time, and I just explained that I don't watch TV and refused to let them in.

They can detect via complex radio electronics Iím not joking

Dave1442397

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Re: Mustachian People Problems (just for fun)
« Reply #5063 on: April 17, 2018, 05:46:51 PM »
But honestly, how do they ever prosecute anyone, then? They can't just lurk around outside your house in the bushes with binoculars hoping you'll crack and turn on Eastenders.

You're not all that far off - they just occasionally visit people without a licence, hoping that either you'll let them in (a bit like vampires and Jehova's witnesses - you shouldn't invite them into your house), or that they'll be able to see you watching TV through the door / window. It does make you wonder how they ever catch anyone.

I've only been in once when they visited in all that time, and I just explained that I don't watch TV and refused to let them in.

They can detect via complex radio electronics Iím not joking

Yep. When I was a kid in Ireland they used to send a van with a scanner around the neighborhood. If they thought you were watching illegally, they could knock at your door and ask questions, but you didn't have to answer the door or let them in.

Freckles

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Re: Mustachian People Problems (just for fun)
« Reply #5064 on: April 17, 2018, 09:59:34 PM »
This system is... wild. Vans with scanners, licenses needed for TVs. Really sounds strange to someone who's not used to it.

barbaz

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Re: Mustachian People Problems (just for fun)
« Reply #5065 on: April 18, 2018, 12:47:09 AM »
Who's got the burden of proof there, though?
They do. We still have the concept of innocent until proved guilty in this country (just :))

I've got a nice TV, but haven't had a TV licence since 2006 or so. I don't watch live TV or iPlayer, I just use it for gaming and movies. I just throw their stupid letters in the bin when they arrive (seemingly on a weekly basis).
In Germany they noticed that you can watch public TV on the internet, thus everyone who  has internet has to pay.

I don’t mind though, it’s not that expensive and although 90% of the money is wasted on garbage it’s nice to have independent television *cough*sinclair*cough*

Linea_Norway

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Re: Mustachian People Problems (just for fun)
« Reply #5066 on: April 18, 2018, 03:13:37 AM »
Who's got the burden of proof there, though?
They do. We still have the concept of innocent until proved guilty in this country (just :))

I've got a nice TV, but haven't had a TV licence since 2006 or so. I don't watch live TV or iPlayer, I just use it for gaming and movies. I just throw their stupid letters in the bin when they arrive (seemingly on a weekly basis).
In Germany they noticed that you can watch public TV on the internet, thus everyone who  has internet has to pay.

I donít mind though, itís not that expensive and although 90% of the money is wasted on garbage itís nice to have independent television *cough*sinclair*cough*

Here in Norway they are also about to introduce a general "media tax", to replace the TV-based TV license. They want to make it income-dependent. I am afraid that with our 2 good incomes, this will become even more expensive than what we pay now.
I hope it will become a lot cheaper in FIRE when our incomes should be very low.

Irishtache

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Re: Mustachian People Problems (just for fun)
« Reply #5067 on: April 18, 2018, 03:25:54 AM »
 Yep. When I was a kid in Ireland they used to send a van with a scanner around the neighborhood. If they thought you were watching illegally, they could knock at your door and ask questions, but you didn't have to answer the door or let them in.[/quote]

Wasn't that just a scam, Dave, to frighten TV owners into paying the TV licence? Those vans have been off the roads for years. In fact, I have never seen one. I think they just use voter lists and local authority planning lists to follow up on licences now. They are now talking about bringing in a new Communication tax, to replace the TV licence, to cover all forms of digital content/access.

Linea_Norway

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Re: Mustachian People Problems (just for fun)
« Reply #5068 on: April 18, 2018, 04:27:16 AM »
Yep. When I was a kid in Ireland they used to send a van with a scanner around the neighborhood. If they thought you were watching illegally, they could knock at your door and ask questions, but you didn't have to answer the door or let them in.

Wasn't that just a scam, Dave, to frighten TV owners into paying the TV licence? Those vans have been off the roads for years. In fact, I have never seen one. I think they just use voter lists and local authority planning lists to follow up on licences now. They are now talking about bringing in a new Communication tax, to replace the TV licence, to cover all forms of digital content/access.
[/quote]

Maybe it is registered when you buy a new TV. This is what Norway has been doing for the last few decades.

markbike528CBX

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Re: Mustachian People Problems (just for fun)
« Reply #5069 on: April 18, 2018, 05:03:45 AM »
Is is per TV? or per antenna?  Either way I'd be hosed, as I have 3 functioning TV's and the same # of antennas, as I haven't hooked up the TV's to the big antenna in the attic.     No cable to any TV.

Dave1442397

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Re: Mustachian People Problems (just for fun)
« Reply #5070 on: April 18, 2018, 05:20:53 AM »
Yep. When I was a kid in Ireland they used to send a van with a scanner around the neighborhood. If they thought you were watching illegally, they could knock at your door and ask questions, but you didn't have to answer the door or let them in.

Wasn't that just a scam, Dave, to frighten TV owners into paying the TV licence? Those vans have been off the roads for years. In fact, I have never seen one. I think they just use voter lists and local authority planning lists to follow up on licences now. They are now talking about bringing in a new Communication tax, to replace the TV licence, to cover all forms of digital content/access.
[/quote]

I have no idea whether it was a scam or not. This was back in the late '70s, and we always had a license, so it wasn't something that concerned us.

PhilB

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Re: Mustachian People Problems (just for fun)
« Reply #5071 on: April 18, 2018, 10:18:08 AM »
Who's got the burden of proof there, though?
They do. We still have the concept of innocent until proved guilty in this country (just :))

I've got a nice TV, but haven't had a TV licence since 2006 or so. I don't watch live TV or iPlayer, I just use it for gaming and movies. I just throw their stupid letters in the bin when they arrive (seemingly on a weekly basis).

Recently a friend who's a bit short of money followed my lead and didn't renew his licence. As he says, "it's mostly a load of crap anyway, I was never watching it".

But honestly, how do they ever prosecute anyone, then? They can't just lurk around outside your house in the bushes with binoculars hoping you'll crack and turn on Eastenders.
However they do it, they certainly do keep themselves very busy prosecuting people.  It was recently reported that one in ten of all criminal prosecutions in the UK are for failure to have a TV licence.

EarlyRetirementGuy

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Re: Mustachian People Problems (just for fun)
« Reply #5072 on: April 18, 2018, 10:20:35 AM »
Who's got the burden of proof there, though?
They do. We still have the concept of innocent until proved guilty in this country (just :))

I've got a nice TV, but haven't had a TV licence since 2006 or so. I don't watch live TV or iPlayer, I just use it for gaming and movies. I just throw their stupid letters in the bin when they arrive (seemingly on a weekly basis).

Recently a friend who's a bit short of money followed my lead and didn't renew his licence. As he says, "it's mostly a load of crap anyway, I was never watching it".

But honestly, how do they ever prosecute anyone, then? They can't just lurk around outside your house in the bushes with binoculars hoping you'll crack and turn on Eastenders.

I recall reading that the overwhelming majority of prosecutions are from confessions either at the initial visit or subsequent interviews. I also read that at the time (think it was about 2015) evidence from the 'detector vans' had never been used in a UK court.


jlcnuke

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Re: Mustachian People Problems (just for fun)
« Reply #5073 on: April 19, 2018, 02:06:28 PM »
I was asked by the client (I'm on the road for work currently) if I was going to do some extra work during their busy time coming up, I told them I'd be happy to do anything I could to assist (I honestly would much rather work 60-70 hours/week than 50 if I'm living in a hotel anyway, get the higher pay to offset the reduction in quality of life while on the road). The result was I'm going from 5 ten hour days/week (and two boring days on a weekend hours away from anything interesting) to 7 ten hour days/week for the next few weeks. 

So, you may be wondering how that's a MPP.. well, the extra pay from all that extra OT meant I had to go adjust my 401k calculations for the year and drop my contribution percentage down since my company doesn't do a "true-up" match (so I need to keep a minimum of 6% going in all year to get the full company matching).

LPG

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Re: Mustachian People Problems (just for fun)
« Reply #5074 on: April 19, 2018, 03:35:26 PM »
I was asked by the client (I'm on the road for work currently) if I was going to do some extra work during their busy time coming up, I told them I'd be happy to do anything I could to assist (I honestly would much rather work 60-70 hours/week than 50 if I'm living in a hotel anyway, get the higher pay to offset the reduction in quality of life while on the road). The result was I'm going from 5 ten hour days/week (and two boring days on a weekend hours away from anything interesting) to 7 ten hour days/week for the next few weeks. 

So, you may be wondering how that's a MPP.. well, the extra pay from all that extra OT meant I had to go adjust my 401k calculations for the year and drop my contribution percentage down since my company doesn't do a "true-up" match (so I need to keep a minimum of 6% going in all year to get the full company matching).

Some day I want to go back through this thread and see what percent of MPPs are exactly this. I know mine was, and have seen a few other posts of basically the same story. I'd be really amused if it comes out to be ~1/3 or more of all posts.

Not that there's anything wrong with that, just my sense of humor.

hykue

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Re: Mustachian People Problems (just for fun)
« Reply #5075 on: April 20, 2018, 11:11:19 PM »
I forgot that people (like actual humans that I might know) carry credit card debt and embarassed myself by flippantly talking about how credit cards are not a scam, you just pay the full balance every month and reap the travel miles! When they looked at me like I had three heads and sarcastically remarked "oh yeah, I pay it right off every month. Zero!", I was speechless and now I can't talk to the other moms at my kid's tiny school :/ This isn't the first time this has happened. So I'm grateful to my parents for keeping me from that fate, but how the hell am I supposed to make friends when I keep forgetting that I'm an alien?

Roadrunner53

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Re: Mustachian People Problems (just for fun)
« Reply #5076 on: April 21, 2018, 04:49:48 AM »
Credit cards do seem the easy answer sometimes. It is kind of a domino effect. A person has no money saved and an emergency situation come up like a major car repair of $1,000. The person charges the repair and when payday comes, there still isn't enough money to pay off that $1,000. Then the person makes more than the minimum payment of let's say $200 and they still have a balance of $800 plus interest fees. One problem in this case is not having a nest egg to be able to dip into when there is an emergency.

Another scenario is those who want stuff but don't need stuff. They want it now so they charge all of their desires with no way to pay it off at the end of the month or even by the end of the year.

Some people came from families where using plastic stupidly was a way of life. There should be more classes taught to kids to make them understand real world spending and bill pay. I could see it as a real life situation where they are given choices on how to spend their money. They would be tempted with 'cool' things and mundane things like paying the bills. They would experience things like car repairs, Johnny needs braces, lunch money...all of life's realities.

Plastic is good and plastic is bad. People make good and bad choices with it.

We are all bombarded with TV ads to buy things 24/7. The internet is full of constant pop ups enticing us to buy, buy, buy. We drive by billboards, the grocery store and gas stations have TV's with advertising. We are made to feel like crap if we don't buy our kids the latest and greatest toys that are played with for two hours and end up at the bottom of the toy box. We have to learn to say NO!

Dicey

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Re: Mustachian People Problems (just for fun)
« Reply #5077 on: April 21, 2018, 05:55:36 AM »
[Snip] We have to learn to say NO!

Uh, we have learned to say NO! That's why we're here. Your post does illustrate that travel hacking is yet another way the rich get richer. Never thought of it that way...

[Snip]... how the hell am I supposed to make friends when I keep forgetting that I'm an alien?
You're not an alien here, you're among friends. Welcome!

gaja

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Re: Mustachian People Problems (just for fun)
« Reply #5078 on: April 21, 2018, 06:01:11 AM »
DH bought a Tesla (I chose not to veto it, since it was important for him), and I don't know how to deal with it.

Against: It is way more money than I would ever want to spend on a car.
For: It is the oldest and cheapest one he could find (2013, with 200 000 km, total cost 35k).

Against: We managed fine with our Nissan eNV200
For: Ok, I admit it, it got really annoying having to stop to charge it every 80-100 km. Now I can use it for work related driving, and get reimbursed .45/km, rather than use the company cars or hitch rides.

Against: People think we are rich, or that we are stupid enough to get a big car loan
For: We did pay in cash, and it doesn't matter what people think

Against: Our monthly expenses increased with $50 due to extra insurance
For: We got cheaper insurance on the other car, as a package deal. And all other costs are covered; it is free to charge on superchargers, free to park, free on toll roads, etc. I can definetely seeing myself driving places in the Tesla instead of going by plane. That is not an option with the Nissan.
 

Dh is happy, and there are a lot of positive sides to having a car with longer range. So I will just have to breathe deeply and accept that we now are clown car owners.

Dragonswan

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Re: Mustachian People Problems (just for fun)
« Reply #5079 on: April 23, 2018, 08:33:32 AM »
How dare you refer to a Tesla as a clown car!  For shame. Getting such a technological marvel with style and utility the Mustachian way (used and cheap given the original retail price)  is not a MPP.  And it made your hubby happy?  Bonus; rejoice by having the Tesla dance for you (there's an Easter Egg for this that's really cool - you can find out how on You-tube).

Bicycle_B

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Re: Mustachian People Problems (just for fun)
« Reply #5080 on: April 23, 2018, 02:54:14 PM »
(bwahahahaha)

TESLA MPP HAIKU

Gaja's stylish car
Is a Tesla full of charge
Clown car or not?


Linea_Norway

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Re: Mustachian People Problems (just for fun)
« Reply #5081 on: April 24, 2018, 01:09:10 AM »
How dare you refer to a Tesla as a clown car!  For shame. Getting such a technological marvel with style and utility the Mustachian way (used and cheap given the original retail price)  is not a MPP.  And it made your hubby happy?  Bonus; rejoice by having the Tesla dance for you (there's an Easter Egg for this that's really cool - you can find out how on You-tube).

Indeed, a second hand Tesla that has driven 200.000 km is not a clown car. Teslas are the only electrical cars that can drive long distances on one charge. If your only car is an electrical one and you need to drive far, Tesla is the only practical option. Why aren't there made more options?

Buying a new, fancy type Tesla would perhaps have been a clown car.

Roadrunner53

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Re: Mustachian People Problems (just for fun)
« Reply #5082 on: April 24, 2018, 06:27:16 AM »
What makes for a clown car? Is it a clunker?

Luckyvik

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Step37

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Re: Mustachian People Problems (just for fun)
« Reply #5084 on: April 24, 2018, 07:24:23 AM »
What makes for a clown car? Is it a clunker?

Having way more car (truck) than you need for 99% of the driving you do. Like an 8-passenger, gas guzzling SUV instead of a reasonable car when all you do is commute to work, alone, and maybe once a year have a situation where itís useful. And it helps to be in debt over it. Upside down is better.

Youíve read the MMM blog, no? Itís discussed many times.

Roadrunner53

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Re: Mustachian People Problems (just for fun)
« Reply #5085 on: April 24, 2018, 07:28:06 AM »
Have seen 'clown car' many times but didn't know what exactly it was.


Cali

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Re: Mustachian People Problems (just for fun)
« Reply #5086 on: April 24, 2018, 07:30:47 AM »
I paid cash for my new car but told coworkers I financed so they'd stop inviting me out for $5 coffee beverages.

Uturn

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Re: Mustachian People Problems (just for fun)
« Reply #5087 on: April 24, 2018, 07:49:24 AM »

Linea_Norway

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Re: Mustachian People Problems (just for fun)
« Reply #5088 on: April 24, 2018, 07:59:16 AM »
I use an internet bank and the module "my economy" in that bank where I can follow my transactions.
I am starting to find it boring to use. Practically all my bills are paid automatically. Most of my transactions are registered automatically and correctly. Once or twice a month I buy some more index funds. But otherwise there is very little to do and to see. I spend so little at the moment, that even watching my transactions isn't very exciting.

Imma

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Re: Mustachian People Problems (just for fun)
« Reply #5089 on: April 26, 2018, 12:43:10 PM »
I use an internet bank and the module "my economy" in that bank where I can follow my transactions.
I am starting to find it boring to use. Practically all my bills are paid automatically. Most of my transactions are registered automatically and correctly. Once or twice a month I buy some more index funds. But otherwise there is very little to do and to see. I spend so little at the moment, that even watching my transactions isn't very exciting.

Hahaha this sounds like my bank statements!

I have a good look at my online banking at the last day of the month to check if I have been payed and all the automated transfers to the joint account and investment account have gone through. Then I transfer the rest of the money except for Ä200 to a savings account.

I login maybe once a week to quickly check the balance, but the only things I ever seem to pay are groceries and the occasional bus or train ticket.

LennStar

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Re: Mustachian People Problems (just for fun)
« Reply #5090 on: April 30, 2018, 07:30:40 AM »
I use an internet bank and the module "my economy" in that bank where I can follow my transactions.
I am starting to find it boring to use. Practically all my bills are paid automatically. Most of my transactions are registered automatically and correctly. Once or twice a month I buy some more index funds. But otherwise there is very little to do and to see. I spend so little at the moment, that even watching my transactions isn't very exciting.

Hahaha this sounds like my bank statements!

I have a good look at my online banking at the last day of the month to check if I have been payed and all the automated transfers to the joint account and investment account have gone through. Then I transfer the rest of the money except for Ä200 to a savings account.

I login maybe once a week to quickly check the balance, but the only things I ever seem to pay are groceries and the occasional bus or train ticket.

I didn't look into it for nearly 2 month. Got enough cash for a quarter for a reason, and I always get an email when the card is used. So there is nothing happening there I don't already know and nothing I have to control for this time span. 

LeRainDrop

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Re: Mustachian People Problems (just for fun)
« Reply #5091 on: April 30, 2018, 02:46:22 PM »
I went to get my car washed today and handed over my punch card. I was pretty happy about it because I'm one punch away from a free wash. Well, the guy tells me, they haven't accepted those punch cards in like 1 1/2 or 2 years! I was like, "Are you telling me I haven't gotten my car washed in like 2 years?" I had to go home and check my mint records -- not as bad as 2 years, but it has actually been 9 months :-) Sounds like now I built up all those punches but will never get a free wash from them!!!

Linea_Norway

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Re: Mustachian People Problems (just for fun)
« Reply #5092 on: May 01, 2018, 01:36:58 AM »
I went to get my car washed today and handed over my punch card. I was pretty happy about it because I'm one punch away from a free wash. Well, the guy tells me, they haven't accepted those punch cards in like 1 1/2 or 2 years! I was like, "Are you telling me I haven't gotten my car washed in like 2 years?" I had to go home and check my mint records -- not as bad as 2 years, but it has actually been 9 months :-) Sounds like now I built up all those punches but will never get a free wash from them!!!

I still have a card from a clothing shop, giving me the 5th trousers for free. I got it when I bought three pairs. I asked the shop when the card would expire and the girl thought it wouldn't. Now we are a couple of years later and I still haven't bought my next pair. My next trouser pair will be made by DH and is almost finished.

dragoncar

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Re: Mustachian People Problems (just for fun)
« Reply #5093 on: May 01, 2018, 02:52:57 AM »
I went to get my car washed today and handed over my punch card. I was pretty happy about it because I'm one punch away from a free wash. Well, the guy tells me, they haven't accepted those punch cards in like 1 1/2 or 2 years! I was like, "Are you telling me I haven't gotten my car washed in like 2 years?" I had to go home and check my mint records -- not as bad as 2 years, but it has actually been 9 months :-) Sounds like now I built up all those punches but will never get a free wash from them!!!

I still have a card from a clothing shop, giving me the 5th trousers for free. I got it when I bought three pairs. I asked the shop when the card would expire and the girl thought it wouldn't. Now we are a couple of years later and I still haven't bought my next pair. My next trouser pair will be made by DH and is almost finished.

Unless it has a printed expiration date Iíd still make them give me the freebie.   This isnít nam, there are rules

Fomerly known as something

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Re: Mustachian People Problems (just for fun)
« Reply #5094 on: May 03, 2018, 05:39:41 PM »
I may not be accepted into my local buy nothing group.  It had one of those answer these questions when applying. 

The first was do you realize you can't sell stuff here easy yes.  In the second, the snark came out, I admit.

page:  You realize this store is closed on Sunday?

Answer: Why, but OK.  I was just kind of annoyed at this, A) it's not a store and B) why the heck are you dictating if two people want to do a transaction at any particular time.

dragoncar

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Re: Mustachian People Problems (just for fun)
« Reply #5095 on: May 03, 2018, 05:44:18 PM »
I may not be accepted into my local buy nothing group.  It had one of those answer these questions when applying. 

The first was do you realize you can't sell stuff here easy yes.  In the second, the snark came out, I admit.

page:  You realize this store is closed on Sunday?

Answer: Why, but OK.  I was just kind of annoyed at this, A) it's not a store and B) why the heck are you dictating if two people want to do a transaction at any particular time.

I wasnít accepted and really consider the system to have excessive gatekeeping.  Donated to goodwill instead

Fresh Bread

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Re: Mustachian People Problems (just for fun)
« Reply #5096 on: May 03, 2018, 10:15:55 PM »
I may not be accepted into my local buy nothing group.  It had one of those answer these questions when applying. 

The first was do you realize you can't sell stuff here easy yes.  In the second, the snark came out, I admit.

page:  You realize this store is closed on Sunday?

Answer: Why, but OK.  I was just kind of annoyed at this, A) it's not a store and B) why the heck are you dictating if two people want to do a transaction at any particular time.

Wait, what? Are you not allowed to post stuff on the page on a Sunday? The day that people traditionally have time to sort through their shit and chuck stuff? My mind is blown. @HappierAtHome is there such a rule on your local group?!!

HappierAtHome

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Re: Mustachian People Problems (just for fun)
« Reply #5097 on: May 03, 2018, 11:25:40 PM »
I may not be accepted into my local buy nothing group.  It had one of those answer these questions when applying. 

The first was do you realize you can't sell stuff here easy yes.  In the second, the snark came out, I admit.

page:  You realize this store is closed on Sunday?

Answer: Why, but OK.  I was just kind of annoyed at this, A) it's not a store and B) why the heck are you dictating if two people want to do a transaction at any particular time.

Wait, what? Are you not allowed to post stuff on the page on a Sunday? The day that people traditionally have time to sort through their shit and chuck stuff? My mind is blown. @HappierAtHome is there such a rule on your local group?!!

Definitely not! Maybe it depends on how religious your local area is?! But I think it probably violates the rules of the overarching Buy Nothing admin group, which manages the local groups quite fiercely...

Trifele

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Re: Mustachian People Problems (just for fun)
« Reply #5098 on: May 04, 2018, 05:15:34 AM »
I would like to join Buy Nothing, but I believe you must create a Facebook account (?) which I will not do. 

I've subscribed to the local FreeCycle group, but it's not very active -- maybe one post every day or two.  So far our local Craigslist 'Free' section seems the best, but far from ideal.  :(

Bracken_Joy

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Re: Mustachian People Problems (just for fun)
« Reply #5099 on: May 04, 2018, 08:55:18 AM »
I may not be accepted into my local buy nothing group.  It had one of those answer these questions when applying. 

The first was do you realize you can't sell stuff here easy yes.  In the second, the snark came out, I admit.

page:  You realize this store is closed on Sunday?

Answer: Why, but OK.  I was just kind of annoyed at this, A) it's not a store and B) why the heck are you dictating if two people want to do a transaction at any particular time.

Wait, what? Are you not allowed to post stuff on the page on a Sunday? The day that people traditionally have time to sort through their shit and chuck stuff? My mind is blown. @HappierAtHome is there such a rule on your local group?!!

Definitely not! Maybe it depends on how religious your local area is?! But I think it probably violates the rules of the overarching Buy Nothing admin group, which manages the local groups quite fiercely...

That definitely sounds like it's not an official BNP group. Here's the official website: https://buynothingproject.org/ If they use the banner up top, and they're not an official group, please report them to an actual Buy Nothing group in your area- it's copyright violation, and a big problem right now. If it IS an official group, please ask who your regional admin is and send them a message. (Basically, if someone is listed on the admins and isn't your local admin, you can reach out to them- although you're unlikely to hear back from Rora, Shelley, or Liesl, since they're the global team).

Feel free to contact me if you have any questions or concerns with this! Unofficial offshoot groups impersonating the official thing are really impacting participation and perception of the project.

I would like to join Buy Nothing, but I believe you must create a Facebook account (?) which I will not do. 

I've subscribed to the local FreeCycle group, but it's not very active -- maybe one post every day or two.  So far our local Craigslist 'Free' section seems the best, but far from ideal.  :(

Yep, only through facebook.