Author Topic: Mustachian People Problems (just for fun)  (Read 1157724 times)

iowajes

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Re: Mustachian People Problems (just for fun)
« Reply #2250 on: December 01, 2015, 10:45:43 AM »
I have what appears to me to be a very expensive 'Coach' wallet that was given to me as a present for being a Groomsman at a wedding... It's been 2 years and it's still in the box and sitting in my dresser.

I have no real use for it, but would feel very guilty about selling it. :(

Do you not use a wallet? If you have it, you might as well use it even if it isn't something you'd buy.

Otherwise, just sell it.  It's been 2 years. Many of them have probably worn out by now. 
I got rid of the earrings I got as a bridesmaid gift at one wedding, and the vase from another- it has been more than 10 years, the sentimental value of a generic gift wore out.  And the tub of margarita mix I got at a third I gave away the day we got them... I'm still baffled by that one, as my friend of 25 years knew I didn't drink, she just got us all the same thing.

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Re: Mustachian People Problems (just for fun)
« Reply #2251 on: December 01, 2015, 10:54:33 AM »
I have what appears to me to be a very expensive 'Coach' wallet that was given to me as a present for being a Groomsman at a wedding... It's been 2 years and it's still in the box and sitting in my dresser.

I have no real use for it, but would feel very guilty about selling it. :(

Do you not use a wallet? If you have it, you might as well use it even if it isn't something you'd buy.

Otherwise, just sell it.  It's been 2 years. Many of them have probably worn out by now. 
I got rid of the earrings I got as a bridesmaid gift at one wedding, and the vase from another- it has been more than 10 years, the sentimental value of a generic gift wore out.  And the tub of margarita mix I got at a third I gave away the day we got them... I'm still baffled by that one, as my friend of 25 years knew I didn't drink, she just got us all the same thing.

I have a perfectly fine wallet that I like, that I've had for about 6 years.

To that point, almost everything I carry in my wallet is now stored on my phone - including my Bank's 'mobile wallet' - for debit/credit cards. All loyalty/Rewards cards and health/insurance cards are stored in the app 'StoCard' - which is free and awesome by the way.

When my current physical wallet fails, I'm almost sure I'll have no use for an actual wallet at all.

iowajes

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Re: Mustachian People Problems (just for fun)
« Reply #2252 on: December 01, 2015, 11:01:21 AM »

I have a perfectly fine wallet that I like, that I've had for about 6 years.


My husband must be rough on his wallet. We buy decent leather ones, but they rarely last more than a few years. It only takes a few months before there is an outline on the outside of the leather from the contents inside of it. 

He probably has too much stuff in it (not using any of the electronic things you mention), and keeping it in his back pocket means he always sits on it.

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Re: Mustachian People Problems (just for fun)
« Reply #2253 on: December 01, 2015, 11:06:55 AM »
keeping it in his back pocket means he always sits on it.

I can't fit anything in my back pockets. Too much squatting and skating got me 'dat booty make J-Lo jealous!' :)

Bracken_Joy

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Re: Mustachian People Problems (just for fun)
« Reply #2254 on: December 01, 2015, 11:10:36 AM »

I have a perfectly fine wallet that I like, that I've had for about 6 years.


My husband must be rough on his wallet. We buy decent leather ones, but they rarely last more than a few years. It only takes a few months before there is an outline on the outside of the leather from the contents inside of it. 

He probably has too much stuff in it (not using any of the electronic things you mention), and keeping it in his back pocket means he always sits on it.

We switched my DH to a money/card clip and it has held up far better than any of his wallets ever did.
http://www.amazon.com/gp/product/B001RMKLCC?psc=1&redirect=true&ref_=oh_aui_search_detailpage  (Although when we bought, it was $25). We're going on 2 years, which is already twice as long as most of his wallets lasted.
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dragoncar

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Re: Mustachian People Problems (just for fun)
« Reply #2255 on: December 01, 2015, 11:53:50 AM »

I have a perfectly fine wallet that I like, that I've had for about 6 years.


My husband must be rough on his wallet. We buy decent leather ones, but they rarely last more than a few years. It only takes a few months before there is an outline on the outside of the leather from the contents inside of it. 

He probably has too much stuff in it (not using any of the electronic things you mention), and keeping it in his back pocket means he always sits on it.

Spend $200 on a wallet and you'll treat it so well it lasts forever.  Ask me how I know ;-)


I have what appears to me to be a very expensive 'Coach' wallet that was given to me as a present for being a Groomsman at a wedding... It's been 2 years and it's still in the box and sitting in my dresser.

I have no real use for it, but would feel very guilty about selling it. :(

Do you not use a wallet? If you have it, you might as well use it even if it isn't something you'd buy.

Otherwise, just sell it.  It's been 2 years. Many of them have probably worn out by now. 
I got rid of the earrings I got as a bridesmaid gift at one wedding, and the vase from another- it has been more than 10 years, the sentimental value of a generic gift wore out.  And the tub of margarita mix I got at a third I gave away the day we got them... I'm still baffled by that one, as my friend of 25 years knew I didn't drink, she just got us all the same thing.

You can use margarita mix to make tasty non alcoholic drinks.

iowajes

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Re: Mustachian People Problems (just for fun)
« Reply #2256 on: December 01, 2015, 12:36:03 PM »

You can use margarita mix to make tasty non alcoholic drinks.

It had tequila in it.

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Re: Mustachian People Problems (just for fun)
« Reply #2257 on: December 01, 2015, 03:07:32 PM »

I have a perfectly fine wallet that I like, that I've had for about 6 years.


My husband must be rough on his wallet. We buy decent leather ones, but they rarely last more than a few years. It only takes a few months before there is an outline on the outside of the leather from the contents inside of it. 

He probably has too much stuff in it (not using any of the electronic things you mention), and keeping it in his back pocket means he always sits on it.

We switched my DH to a money/card clip and it has held up far better than any of his wallets ever did.
http://www.amazon.com/gp/product/B001RMKLCC?psc=1&redirect=true&ref_=oh_aui_search_detailpage  (Although when we bought, it was $25). We're going on 2 years, which is already twice as long as most of his wallets lasted.

I gave up on wallets.  I use one of my daughter's ponytail holders to tie around my cards...I think they cost like $.05 each. :)
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dragoncar

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Re: Mustachian People Problems (just for fun)
« Reply #2258 on: December 01, 2015, 03:15:05 PM »

You can use margarita mix to make tasty non alcoholic drinks.

It had tequila in it.

That's not "margarita mix," that's "margarita," although I've never heard of such a thing.

riverffashion

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Re: Mustachian People Problems (just for fun)
« Reply #2259 on: December 01, 2015, 03:34:33 PM »

Reminds me of Dilbert ;)





This X1000.  I'm not scrooge, like my wife says, I just don't want or need anything. And, the comment about the guilt is also very real for me.

x2 on the guilt thing. I've still got gifts sitting around the house that I feel guilty about not having sold yet. Half the gifts I get feel more like an obligation to store, sell, or otherwise dispose of some damn thing I didn't even want. "Here's another chore for you, Merry Christmas!"

I just get money. I don't need/want much of anything, and the money is always useful for something eventually. DW and I have been getting rid of a lot of things, some with guilty feelings, some without.

I like money ;). Always a great gift. But seriously, it would be nice to do away with the obligatory gift giving thing. And I'm not alone in this in my family- my aunt and uncle hav already stated this, but parents are absolutely not on board.

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Re: Mustachian People Problems (just for fun)
« Reply #2260 on: December 01, 2015, 05:14:00 PM »
This shouldn't be a problem, but now that I've automated my finances, have enough cushion to not need to do shell games with my accounts, live close to work, batch cook, navy shower, build exercise into my daily life, avoid most shopping, watch very little TV, procrastinate less, worry less, respond to negative/whiny people with "and what are you going to do about it?", clean to the "clean enough" stage, avoid "pretend work" at work, forgive people quickly, stockpile food, and try not to sweat the small stuff, I have sooooooo much spare time! Which I then spend online...
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Bracken_Joy

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Re: Mustachian People Problems (just for fun)
« Reply #2261 on: December 01, 2015, 05:19:01 PM »
I have sooooooo much spare time! Which I then spend online...

+1. I recently started a pinterest board of hobbies I want to pick up. So far, I have: calligraphy, sewing, adult coloring pages, and violin.
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iowajes

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Re: Mustachian People Problems (just for fun)
« Reply #2262 on: December 01, 2015, 05:25:44 PM »

You can use margarita mix to make tasty non alcoholic drinks.

It had tequila in it.

That's not "margarita mix," that's "margarita," although I've never heard of such a thing.

Yeah I guess that's right. Pre-mixed margarita; not margarita mix.

riverffashion

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Re: Mustachian People Problems (just for fun)
« Reply #2263 on: December 01, 2015, 07:55:21 PM »
I have sooooooo much spare time! Which I then spend online...

+1. I recently started a pinterest board of hobbies I want to pick up. So far, I have: calligraphy, sewing, adult coloring pages, and violin.

Adult coloring pages... Intriguing.

Bracken_Joy

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Re: Mustachian People Problems (just for fun)
« Reply #2264 on: December 01, 2015, 08:00:30 PM »
I have sooooooo much spare time! Which I then spend online...

+1. I recently started a pinterest board of hobbies I want to pick up. So far, I have: calligraphy, sewing, adult coloring pages, and violin.

Adult coloring pages... Intriguing.

Oh yes. It is all the rage. Mandalas, etc. The more intricate patterns are what make them "adult", although fewer cartoon characters is a bonus.
http://www.coloring-pages-adults.com/coloring-zen/

I like to use colored pencils or these pens:
http://www.amazon.com/Staedtler-Triplus-Fineliner-Assorted-334SB10/dp/B000RMS238/ref=sr_1_1?ie=UTF8&qid=1449025180&sr=8-1&keywords=Staedtler+10ct+Black+Fine+tip+Felt+tip+Marker+Pen


And it's got health benefits! It's a good alternative to meditation: http://www.huffingtonpost.com/entry/coloring-benefits-meditation_55b7c9c1e4b0074ba5a6724f
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riverffashion

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Re: Mustachian People Problems (just for fun)
« Reply #2265 on: December 01, 2015, 08:06:30 PM »
I have sooooooo much spare time! Which I then spend online...

+1. I recently started a pinterest board of hobbies I want to pick up. So far, I have: calligraphy, sewing, adult coloring pages, and violin.

Adult coloring pages... Intriguing.

Oh yes. It is all the rage. Mandalas, etc. The more intricate patterns are what make them "adult", although fewer cartoon characters is a bonus.
http://www.coloring-pages-adults.com/coloring-zen/

I like to use colored pencils or these pens:
http://www.amazon.com/Staedtler-Triplus-Fineliner-Assorted-334SB10/dp/B000RMS238/ref=sr_1_1?ie=UTF8&qid=1449025180&sr=8-1&keywords=Staedtler+10ct+Black+Fine+tip+Felt+tip+Marker+Pen


And it's got health benefits! It's a good alternative to meditation: http://www.huffingtonpost.com/entry/coloring-benefits-meditation_55b7c9c1e4b0074ba5a6724f

Cool, I've done a little of this and is pretty fun:) (didn't know it is called adult coloring). I did some of beautiful jungle animals, others of renaissance.
Honestly though, I thought the reference was to something else entirely ;). Shows where my mind's at ha-ha.

Bracken_Joy

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Re: Mustachian People Problems (just for fun)
« Reply #2266 on: December 01, 2015, 08:16:50 PM »
I have sooooooo much spare time! Which I then spend online...

+1. I recently started a pinterest board of hobbies I want to pick up. So far, I have: calligraphy, sewing, adult coloring pages, and violin.

Adult coloring pages... Intriguing.

Oh yes. It is all the rage. Mandalas, etc. The more intricate patterns are what make them "adult", although fewer cartoon characters is a bonus.
http://www.coloring-pages-adults.com/coloring-zen/

I like to use colored pencils or these pens:
http://www.amazon.com/Staedtler-Triplus-Fineliner-Assorted-334SB10/dp/B000RMS238/ref=sr_1_1?ie=UTF8&qid=1449025180&sr=8-1&keywords=Staedtler+10ct+Black+Fine+tip+Felt+tip+Marker+Pen


And it's got health benefits! It's a good alternative to meditation: http://www.huffingtonpost.com/entry/coloring-benefits-meditation_55b7c9c1e4b0074ba5a6724f

Cool, I've done a little of this and is pretty fun:) (didn't know it is called adult coloring). I did some of beautiful jungle animals, others of renaissance.
Honestly though, I thought the reference was to something else entirely ;). Shows where my mind's at ha-ha.

Sorry to disappoint. But hey- a lot of the color pages are botanical in nature. And we all know what Georgia O'Keeffe was really painting ;)
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Zikoris

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Re: Mustachian People Problems (just for fun)
« Reply #2267 on: December 01, 2015, 08:29:35 PM »
I have sooooooo much spare time! Which I then spend online...

+1. I recently started a pinterest board of hobbies I want to pick up. So far, I have: calligraphy, sewing, adult coloring pages, and violin.

Adult coloring pages... Intriguing.

It's becoming quite popular these days! I know a Mustachian artistic couple who made a really nice adult coloring book to sell as a side gig. It's apparently selling fairly well as a Christmas gift right now.
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TomTX

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Re: Mustachian People Problems (just for fun)
« Reply #2268 on: December 02, 2015, 05:29:33 AM »

I have a perfectly fine wallet that I like, that I've had for about 6 years.


My husband must be rough on his wallet. We buy decent leather ones, but they rarely last more than a few years. It only takes a few months before there is an outline on the outside of the leather from the contents inside of it. 

He probably has too much stuff in it (not using any of the electronic things you mention), and keeping it in his back pocket means he always sits on it.

I can sell you a perfectly nice, durable wallet purchased from one of the leatherworkers at the Texas Renaissance Festival. Totally unused. Real leather, and I bet it lasts longer.
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iowajes

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Re: Mustachian People Problems (just for fun)
« Reply #2269 on: December 02, 2015, 08:17:37 AM »
I wish coloring books for adults was a thing when I was in college. (I can't bring myself to say "adult coloring book"; sounds like you are coloring porn.)

I color on planes to help with anxiety. I would usually get a Disney princess book before a trip.  Very grown up.

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Re: Mustachian People Problems (just for fun)
« Reply #2270 on: December 02, 2015, 01:11:18 PM »
I wish coloring books for adults was a thing when I was in college. (I can't bring myself to say "adult coloring book"; sounds like you are coloring porn.)

They have those
http://www.amazon.com/Porno-Coloring-Book-Stinky-Johnson/dp/061558649X
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enki

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Re: Mustachian People Problems (just for fun)
« Reply #2271 on: December 02, 2015, 10:52:40 PM »
I wish coloring books for adults was a thing when I was in college. (I can't bring myself to say "adult coloring book"; sounds like you are coloring porn.)

They have those
http://www.amazon.com/Porno-Coloring-Book-Stinky-Johnson/dp/061558649X

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G-dog

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Re: Mustachian People Problems (just for fun)
« Reply #2272 on: December 03, 2015, 01:07:22 PM »
I wish coloring books for adults was a thing when I was in college. (I can't bring myself to say "adult coloring book"; sounds like you are coloring porn.)

They have those
http://www.amazon.com/Porno-Coloring-Book-Stinky-Johnson/dp/061558649X



What wonders hath capitalism wrought?
Hahahaha! I think I would keep running out of pink, peach, tan,  and other flesh tone colors!
There is also a Fetish Coloring Book!
Edited to unfuck the quote chain - sorry about that.
« Last Edit: December 03, 2015, 03:08:06 PM by G-dog »

2ndTimer

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Re: Mustachian People Problems (just for fun)
« Reply #2273 on: December 03, 2015, 01:34:16 PM »
I recently put out the word that I was looking for used piano music to work on when I finished my beginner's book.  Everybody dug out what they had and I now have a stack of piano music two feet high.  I will never master a quarter of it.

Pooperman

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Re: Mustachian People Problems (just for fun)
« Reply #2274 on: December 03, 2015, 01:45:45 PM »
I took an Amex deal for walmart.com ($15 back for spending $35) and tried to get a $50 mastercard giftcard. The transaction was reversed by walmart for some reason they won't tell me, so I can't complete the offer and get free money :(.

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Re: Mustachian People Problems (just for fun)
« Reply #2275 on: December 03, 2015, 05:43:51 PM »
I took an Amex deal for walmart.com ($15 back for spending $35) and tried to get a $50 mastercard giftcard. The transaction was reversed by walmart for some reason they won't tell me, so I can't complete the offer and get free money :(.

Did the original charge from Walmart actually clear? Because if it didn't, you can still get your Amex offer.

Pooperman

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Re: Mustachian People Problems (just for fun)
« Reply #2276 on: December 03, 2015, 07:11:49 PM »
I took an Amex deal for walmart.com ($15 back for spending $35) and tried to get a $50 mastercard giftcard. The transaction was reversed by walmart for some reason they won't tell me, so I can't complete the offer and get free money :(.

Did the original charge from Walmart actually clear? Because if it didn't, you can still get your Amex offer.

It didn't clear. I've tried again, but walmart.com is rejecting it still. :/. Not sure what to do. I emailed them, and they said it was some kind of fraud protection system that was rejecting it but they won't say why. Weird.

johnny847

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Re: Mustachian People Problems (just for fun)
« Reply #2277 on: December 03, 2015, 07:26:54 PM »
I took an Amex deal for walmart.com ($15 back for spending $35) and tried to get a $50 mastercard giftcard. The transaction was reversed by walmart for some reason they won't tell me, so I can't complete the offer and get free money :(.

Did the original charge from Walmart actually clear? Because if it didn't, you can still get your Amex offer.

It didn't clear. I've tried again, but walmart.com is rejecting it still. :/. Not sure what to do. I emailed them, and they said it was some kind of fraud protection system that was rejecting it but they won't say why. Weird.

I take it you don't actually shop at Walmart because otherwise you could just buy yourself a Walmart gift card and use it later.

You could buy a Walmart gift card and sell it for about 90% of face value to a gift card reseller (such as cardpool or cardcash). Dunno if you'd find that worth your time though.

I sell gift cards on a regular basis so it wouldn't be much extra hassle to me (though I actually shop at Walmart so I'd just get a Walmart gc if I actually had this offer)

Pooperman

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Re: Mustachian People Problems (just for fun)
« Reply #2278 on: December 03, 2015, 08:15:21 PM »
I took an Amex deal for walmart.com ($15 back for spending $35) and tried to get a $50 mastercard giftcard. The transaction was reversed by walmart for some reason they won't tell me, so I can't complete the offer and get free money :(.

Did the original charge from Walmart actually clear? Because if it didn't, you can still get your Amex offer.

It didn't clear. I've tried again, but walmart.com is rejecting it still. :/. Not sure what to do. I emailed them, and they said it was some kind of fraud protection system that was rejecting it but they won't say why. Weird.

I take it you don't actually shop at Walmart because otherwise you could just buy yourself a Walmart gift card and use it later.

You could buy a Walmart gift card and sell it for about 90% of face value to a gift card reseller (such as cardpool or cardcash). Dunno if you'd find that worth your time though.

I sell gift cards on a regular basis so it wouldn't be much extra hassle to me (though I actually shop at Walmart so I'd just get a Walmart gc if I actually had this offer)

I don't shop at walmart if I can avoid it. This is a free money offer regardless and they won't accept the form of payment I need to use to complete it. Doesn't matter which GC I buy honestly, it won't work.

Daisy

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Re: Mustachian People Problems (just for fun)
« Reply #2279 on: December 03, 2015, 09:00:07 PM »
I heard the acronym MPP today at work and immediately thought of Mustachian People Problems. I still haven't figured out what the acronym means in my work environment. A true MPP.

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Re: Mustachian People Problems (just for fun)
« Reply #2280 on: December 03, 2015, 10:23:04 PM »
My beloved 1L vintage thermos (garage sale, 50 cents) lost its vaccuum seal yesterday. All the new ones suck (I went through -3- in short order because they shatter with the slightest tap on the bottom). And it is very, very far from garage sale season.

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Re: Mustachian People Problems (just for fun)
« Reply #2281 on: December 04, 2015, 12:10:14 AM »
My beloved 1L vintage thermos (garage sale, 50 cents) lost its vaccuum seal yesterday. All the new ones suck (I went through -3- in short order because they shatter with the slightest tap on the bottom). And it is very, very far from garage sale season.

I don't know if you would consider buying new, but this one holds a whole French press of coffee and keeps it hot for literally 12 hours. I can fill it at night and open it up in the morning and it's perfect temperature. It's all stainless on the outside so maybe can't shatter?

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midweststache

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Re: Mustachian People Problems (just for fun)
« Reply #2282 on: December 04, 2015, 07:30:09 AM »
I heard the acronym MPP today at work and immediately thought of Mustachian People Problems. I still haven't figured out what the acronym means in my work environment. A true MPP.

Masters in Public Policy? My partner has an MPP... I don't know if this is relevant to your work environment though.

lukebuz

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Re: Mustachian People Problems (just for fun)
« Reply #2283 on: December 04, 2015, 11:47:29 AM »
.mpp  Microsoft Project File!

Daisy

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Re: Mustachian People Problems (just for fun)
« Reply #2284 on: December 04, 2015, 11:48:30 AM »
I heard the acronym MPP today at work and immediately thought of Mustachian People Problems. I still haven't figured out what the acronym means in my work environment. A true MPP.

Masters in Public Policy? My partner has an MPP... I don't know if this is relevant to your work environment though.


I know it wasnt that. It was some internal acronym only used in my company I am sure. :-)

Taran Wanderer

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Re: Mustachian People Problems (just for fun)
« Reply #2285 on: December 05, 2015, 12:24:21 PM »
Management Performance Plan?
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secondcor521

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Re: Mustachian People Problems (just for fun)
« Reply #2286 on: December 05, 2015, 03:31:36 PM »
.mpp used to be the extension on Microsoft Project files I think.
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Daisy

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Re: Mustachian People Problems (just for fun)
« Reply #2287 on: December 05, 2015, 07:37:34 PM »
.mpp used to be the extension on Microsoft Project files I think.

It wasn't that either. I think I got what one of the letters was for. Definitely an internal corporate thing based on that one word.

Thanks for trying to help though.

MrDelane

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Re: Mustachian People Problems (just for fun)
« Reply #2288 on: December 07, 2015, 07:13:16 PM »
Here's a Mustachian problem for you....

My credit card was stolen today and used to buy $1500 of electronics.
Luckily the fraud department caught it and froze the card.
I wound up calling the fraud department and they asked a series of questions to try to make sure it was me and not an imposter.

One of the first questions was "what is the credit limit on the card?"

I told her I had no idea and that I thought it was somewhere in the ballpark of  XX dollars, but that since I always pay it off completely at the end of every month I've never once thought to look at what the credit limit might be.  She seemed suspicious from that point forward and ultimately told me that I would have to the bank in person with my ID to clear it up.



johnny847

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Re: Mustachian People Problems (just for fun)
« Reply #2289 on: December 07, 2015, 08:10:05 PM »
Here's a Mustachian problem for you....

My credit card was stolen today and used to buy $1500 of electronics.
Luckily the fraud department caught it and froze the card.
I wound up calling the fraud department and they asked a series of questions to try to make sure it was me and not an imposter.

One of the first questions was "what is the credit limit on the card?"

I told her I had no idea and that I thought it was somewhere in the ballpark of  XX dollars, but that since I always pay it off completely at the end of every month I've never once thought to look at what the credit limit might be.  She seemed suspicious from that point forward and ultimately told me that I would have to the bank in person with my ID to clear it up.

Ha. A Mustachian problem indeed.
I know the CL's on all my accounts, but I churn cc's and sometimes I need to shift limits between cards at the same bank to get approved for a new one.
If I didn't churn cc's, I'd be in your boat.


I'm pretty sure it's been mentioned before on this thread, but I once heard/read someone say that one time someone called their bank and had to go through some security questions. One of them was what is the overdraft fee? And this person, having never once incurred one, had no idea.
Furthermore, I fail to see how this is a security question if anybody can just look it up on the Internet, but that's neither here nor there.

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Re: Mustachian People Problems (just for fun)
« Reply #2290 on: December 07, 2015, 08:20:19 PM »
Here's a Mustachian problem for you....

My credit card was stolen today and used to buy $1500 of electronics.
Luckily the fraud department caught it and froze the card.
I wound up calling the fraud department and they asked a series of questions to try to make sure it was me and not an imposter.

One of the first questions was "what is the credit limit on the card?"

I told her I had no idea and that I thought it was somewhere in the ballpark of  XX dollars, but that since I always pay it off completely at the end of every month I've never once thought to look at what the credit limit might be.  She seemed suspicious from that point forward and ultimately told me that I would have to the bank in person with my ID to clear it up.

Ha. A Mustachian problem indeed.
I know the CL's on all my accounts, but I churn cc's and sometimes I need to shift limits between cards at the same bank to get approved for a new one.
If I didn't churn cc's, I'd be in your boat.


I'm pretty sure it's been mentioned before on this thread, but I once heard/read someone say that one time someone called their bank and had to go through some security questions. One of them was what is the overdraft fee? And this person, having never once incurred one, had no idea.
Furthermore, I fail to see how this is a security question if anybody can just look it up on the Internet, but that's neither here nor there.

Can't you just login online and check?  It should also be on your last statement

MrDelane

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Re: Mustachian People Problems (just for fun)
« Reply #2291 on: December 07, 2015, 08:45:38 PM »
Can't you just login online and check?  It should also be on your last statement

I could now, sure, but in the moment it was asked on the phone as something I should know off the top of my head.  I was at work at the time (I'd gotten an email alert that prompted my calling the bank), and wasn't able to login to my account in that moment.

Funny followup, I wound up going to the bank after work to clear it up.  They just want to confirm that you are who you say you are - so I wind up sitting across from a banker while she watches me call the fraud department and go through the same hoops I would have from home (same number, same automated menu).  She literally sat there for 30 minutes while I talked to someone on the phone.

dragoncar

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Re: Mustachian People Problems (just for fun)
« Reply #2292 on: December 07, 2015, 09:13:46 PM »
Can't you just login online and check?  It should also be on your last statement

I could now, sure, but in the moment it was asked on the phone as something I should know off the top of my head.  I was at work at the time (I'd gotten an email alert that prompted my calling the bank), and wasn't able to login to my account in that moment.

Funny followup, I wound up going to the bank after work to clear it up.  They just want to confirm that you are who you say you are - so I wind up sitting across from a banker while she watches me call the fraud department and go through the same hoops I would have from home (same number, same automated menu).  She literally sat there for 30 minutes while I talked to someone on the phone.

That's annoying.  I agree it's a bad security question.  I tend to dislike most bank security questions.

serpentstooth

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Re: Mustachian People Problems (just for fun)
« Reply #2293 on: December 07, 2015, 09:30:57 PM »
Because I grocery shop at Costco and Aldi we have a dire shortage of plastic shopping bags to line the trash cans around here.

mustachepungoeshere

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Re: Mustachian People Problems (just for fun)
« Reply #2294 on: December 07, 2015, 11:36:16 PM »
Because I grocery shop at Costco and Aldi we have a dire shortage of plastic shopping bags to line the trash cans around here.

Ask people to save them for you. I save all mine (except for the few I use for rubbish) for a friend who uses them as nappy bags.

Eric222

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Re: Mustachian People Problems (just for fun)
« Reply #2295 on: December 08, 2015, 06:29:38 AM »
I could work from home today, but then I'd miss my bike ride!  So, I'm going into the office...
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Re: Mustachian People Problems (just for fun)
« Reply #2296 on: December 08, 2015, 06:32:38 AM »
I am really glad my cards don't have security questions related to them.  I have no idea what my credit limit or interest rate on ANY of my cards are. I've never paid attention to either of those things.

I think my checking account has overdraft protection, but no clue if there is a fee.

nobodyspecial

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Re: Mustachian People Problems (just for fun)
« Reply #2297 on: December 08, 2015, 06:41:54 AM »
I usually make up security question answers since the real data is easy to find.
Works very well until you have to answer them over the phone.

Your mothers maiden name?
Satan

Your first school?
The playboy mansion

How can I help you .....?

LennStar

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Re: Mustachian People Problems (just for fun)
« Reply #2298 on: December 08, 2015, 02:16:38 PM »
I usually make up security question answers since the real data is easy to find.
Works very well until you have to answer them over the phone.

Your mothers maiden name?
Satan

Your first school?
The playboy mansion

How can I help you .....?

haha 100% that first part.
I once had to answer security questions and had no idea what I entered. It wasnt something important and I found the PW later on.
The problem was answered sec quests for resending the PW. Never thought anybody would do this, esp for the sort of account (forum? that ballpark).

Really, mothers name, birthday, pets name, favorite band - everything you can find out with 5 minutes googling and facebook for 50% of people?

result: for every name I write a (the same) name I have no connection with and for dates its also something unrelated. Problem solved.


Sam E

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Re: Mustachian People Problems (just for fun)
« Reply #2299 on: December 08, 2015, 03:15:25 PM »
I usually make up security question answers since the real data is easy to find.
Works very well until you have to answer them over the phone.

Your mothers maiden name?
Satan

Your first school?
The playboy mansion

How can I help you .....?

haha 100% that first part.
I once had to answer security questions and had no idea what I entered. It wasnt something important and I found the PW later on.
The problem was answered sec quests for resending the PW. Never thought anybody would do this, esp for the sort of account (forum? that ballpark).

Really, mothers name, birthday, pets name, favorite band - everything you can find out with 5 minutes googling and facebook for 50% of people?

result: for every name I write a (the same) name I have no connection with and for dates its also something unrelated. Problem solved.

My solution is I create an answer algorithmically based on the question itself along with a special keyword that never changes. So if anyone figured out my algorithm they'd also need my completely unrelated keyword. The bonus of this method is that I don't have to remember my answers, I just read the question and derive the answer.