Author Topic: Mustachian People Problems (just for fun)  (Read 5061764 times)

Alternatepriorities

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Re: Mustachian People Problems (just for fun)
« Reply #6550 on: August 19, 2019, 12:26:05 PM »
New MPP:

Credit score is so close to perfect it's temping to try to get the last few points... But I know that would just be a waste of time and effort. It's not like they'd sent me a prize or I'd get a lower interest rate.

I suppose it might be an advantage when I call BS on someone trying to claim "you need to carry a balance on you credit cards to built your score".
It's also helpful if a business is offering a really low loan rate to "well qualified buyers".  If they still come back with a higher than advertised rate, you can call BS.

That's a good point... Now I just need to buy another house so I have a reason to borrow money.

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Re: Mustachian People Problems (just for fun)
« Reply #6551 on: August 19, 2019, 12:32:34 PM »
New MPP:

Credit score is so close to perfect it's temping to try to get the last few points... But I know that would just be a waste of time and effort. It's not like they'd sent me a prize or I'd get a lower interest rate.

I suppose it might be an advantage when I call BS on someone trying to claim "you need to carry a balance on you credit cards to built your score".
It's also helpful if a business is offering a really low loan rate to "well qualified buyers".  If they still come back with a higher than advertised rate, you can call BS.

That's a good point... Now I just need to buy another house so I have a reason to borrow money.

Well, if you're going to do it, might as well make money at it:   https://forum.mrmoneymustache.com/real-estate-and-landlording/

Alternatepriorities

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Re: Mustachian People Problems (just for fun)
« Reply #6552 on: August 19, 2019, 01:57:12 PM »
New MPP:

Credit score is so close to perfect it's temping to try to get the last few points... But I know that would just be a waste of time and effort. It's not like they'd sent me a prize or I'd get a lower interest rate.

I suppose it might be an advantage when I call BS on someone trying to claim "you need to carry a balance on you credit cards to built your score".
It's also helpful if a business is offering a really low loan rate to "well qualified buyers".  If they still come back with a higher than advertised rate, you can call BS.

That's a good point... Now I just need to buy another house so I have a reason to borrow money.

Well, if you're going to do it, might as well make money at it:   https://forum.mrmoneymustache.com/real-estate-and-landlording/

That just leads to more MPPs... like finding things to do with all the free time... All joking aside I do have a rental house with a 3% mortgage thanks in part to that credit score... I'm a little hesitant to buy a third house in this area right now, but I might if I find the right opportunity.

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Re: Mustachian People Problems (just for fun)
« Reply #6553 on: August 19, 2019, 02:14:06 PM »
Not particularly proud of this one but I guess I got a little overzealous while balancing some investments.

I was going through all of my accounts (RRSP, Taxable, TFSA's) and updating my spreadsheet to ensure I still had the correct asset allocation. While doing this I had one ETF in particular that had performed quite poorly. I got excited as I saw an opportunity for some tax loss harvesting, so I sold the VIU etf and immediately bought XEF.

I'm sitting here proud of myself that I can now offset a few $1,000's against future captial gains until I realized...... It was all in my TFSA. So now i've paid $10/trade to both sell then buy ETF's all for a gain of, nothing.

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Re: Mustachian People Problems (just for fun)
« Reply #6554 on: August 19, 2019, 02:23:48 PM »
Not particularly proud of this one but I guess I got a little overzealous while balancing some investments.

I was going through all of my accounts (RRSP, Taxable, TFSA's) and updating my spreadsheet to ensure I still had the correct asset allocation. While doing this I had one ETF in particular that had performed quite poorly. I got excited as I saw an opportunity for some tax loss harvesting, so I sold the VIU etf and immediately bought XEF.

I'm sitting here proud of myself that I can now offset a few $1,000's against future captial gains until I realized...... It was all in my TFSA. So now i've paid $10/trade to both sell then buy ETF's all for a gain of, nothing.
did you have contribution room in your TFSA to make the purchase?   Remember, the contribution room from the sale doesn't get added back in until Jan 1 of next year.  (assuming you make out our TFSA contribution every year - you could end up in some trouble with the CRA)

Saskatchewstachian

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Re: Mustachian People Problems (just for fun)
« Reply #6555 on: August 19, 2019, 02:34:18 PM »
Not particularly proud of this one but I guess I got a little overzealous while balancing some investments.

I was going through all of my accounts (RRSP, Taxable, TFSA's) and updating my spreadsheet to ensure I still had the correct asset allocation. While doing this I had one ETF in particular that had performed quite poorly. I got excited as I saw an opportunity for some tax loss harvesting, so I sold the VIU etf and immediately bought XEF.

I'm sitting here proud of myself that I can now offset a few $1,000's against future captial gains until I realized...... It was all in my TFSA. So now i've paid $10/trade to both sell then buy ETF's all for a gain of, nothing.
did you have contribution room in your TFSA to make the purchase?   Remember, the contribution room from the sale doesn't get added back in until Jan 1 of next year.  (assuming you make out our TFSA contribution every year - you could end up in some trouble with the CRA)

The ETF was sold and just changed to cash held in the account, nothing was actually removed from the account. That cash was then used to buy the other ETF. As far as I was aware that was acceptable as no money was ever removed. Although if i'm wrong then I def have a bigger MPP!

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Re: Mustachian People Problems (just for fun)
« Reply #6556 on: August 20, 2019, 01:00:01 AM »
I have an unforeseen MPP.  This is our first summer post FIRE and we are travelling round France and Spain with the kids for the whole of the school holidays.  When we tell anyone the length of our holiday they automatically assume we are schoolteachers.

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Re: Mustachian People Problems (just for fun)
« Reply #6557 on: August 20, 2019, 01:10:54 AM »
I have an unforeseen MPP.  This is our first summer post FIRE and we are travelling round France and Spain with the kids for the whole of the school holidays.  When we tell anyone the length of our holiday they automatically assume we are schoolteachers.
Being mistaken for schoolteachers is an excellent MPP. I'll bet it happens to the @arebelspy family too.

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Re: Mustachian People Problems (just for fun)
« Reply #6558 on: August 20, 2019, 03:16:07 AM »
Just broke my scissors cutting open shampoo bottles to get the last bit out...... Now I'll have to go through the random screw/bolt/nut collection in the garage to find something with which to fix the scissors.

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Re: Mustachian People Problems (just for fun)
« Reply #6559 on: August 20, 2019, 09:12:48 AM »
Today's problem is that I have a $100 Walmart gift card that I got for my birthday...back in February.  The only thing I buy at Walmart is groceries.  So, I'll just use the gift card to pay for groceries and use my grocery money to buy something I really want.  I just discovered that Walmart doesn't accept their own gift cards for grocery pickup.  That sucks.  I don't wanna actually go grocery shopping.  And I don't wanna just buy something for the sake of using the card.

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Re: Mustachian People Problems (just for fun)
« Reply #6560 on: August 20, 2019, 11:47:14 AM »
Today's problem is that I have a $100 Walmart gift card that I got for my birthday...back in February.  The only thing I buy at Walmart is groceries.  So, I'll just use the gift card to pay for groceries and use my grocery money to buy something I really want.  I just discovered that Walmart doesn't accept their own gift cards for grocery pickup.  That sucks.  I don't wanna actually go grocery shopping.  And I don't wanna just buy something for the sake of using the card.

That stinks.  Can you re-gift it to someone else (in another circle of friends/family)?  That's what I would try to do (and have done with gift cards to places I don't go).  I got a gift card to Red Lobster once from a client, and I'm allergic to shellfish.  So I gave it to someone as a "thank you for letting us stay at your place one night on a road trip" gift.  They were thrilled, as they love Red Lobster.

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Re: Mustachian People Problems (just for fun)
« Reply #6561 on: August 21, 2019, 07:14:27 AM »
Just broke my scissors cutting open shampoo bottles to get the last bit out...... Now I'll have to go through the random screw/bolt/nut collection in the garage to find something with which to fix the scissors.

Why not just rinse the shampoo out?  When I get down where I can't get anymore out I just put a little water in it and then use that thinned out shampoo for the next week or so until it's completely empty.

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Re: Mustachian People Problems (just for fun)
« Reply #6562 on: August 21, 2019, 10:43:09 AM »
Local bank is offering $400 signup bonus for checking account.  Must deposit $500, and have $500 worth of ‘action” per month to avoid $7 monthly fee.  $400 deposit is immediate, must keep account open for 6 months.

I go in to sign up, loan officer (LO) and I have two weird moments:

LO:  Do you own your own home?
Me:  No, not yet…..3 more years.
LO:  Umm…what?
Me:  I have a home, with a mortgage on it, for three more years.  Then I will own it.

I overthunk it, like a mustachian.  I think it would be easier if she had asked  “Do you rent….or own your own home?”.


Then:
LO:  Do you have credit cards?
Me:.  Yes.
LO:  What is the interest rate?
Me:  I am not sure.  I don’t pay interest, I pay them off in full every month.
LO:  Ok….noted.  next question…..do you spend more or less than you make every month?
Me:  Umm….<laughing>….I spend less money than I make.  If I spent more, that really wouldn’t last that long, would it.  Like if I make $4k a month, but I spend $6k…how long do you thinking one could sustain that??
LO:  <blank stare>

This is super funny, trying hard not to burst out laughing at work right now.

I swear sometimes I feel like everyone else lives on a different planet.

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Re: Mustachian People Problems (just for fun)
« Reply #6563 on: August 21, 2019, 11:05:09 AM »
Local bank is offering $400 signup bonus for checking account.  Must deposit $500, and have $500 worth of ‘action” per month to avoid $7 monthly fee.  $400 deposit is immediate, must keep account open for 6 months.

I go in to sign up, loan officer (LO) and I have two weird moments:

LO:  Do you own your own home?
Me:  No, not yet…..3 more years.
LO:  Umm…what?
Me:  I have a home, with a mortgage on it, for three more years.  Then I will own it.

I overthunk it, like a mustachian.  I think it would be easier if she had asked  “Do you rent….or own your own home?”.


Then:
LO:  Do you have credit cards?
Me:.  Yes.
LO:  What is the interest rate?
Me:  I am not sure.  I don’t pay interest, I pay them off in full every month.
LO:  Ok….noted.  next question…..do you spend more or less than you make every month?
Me:  Umm….<laughing>….I spend less money than I make.  If I spent more, that really wouldn’t last that long, would it.  Like if I make $4k a month, but I spend $6k…how long do you thinking one could sustain that??
LO:  <blank stare>

This is super funny, trying hard not to burst out laughing at work right now.

I swear sometimes I feel like everyone else lives on a different planet.

Eh I spend less than I make... thinking it can last at least 30 years.... ¯\_(ツ)_/¯

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Re: Mustachian People Problems (just for fun)
« Reply #6564 on: August 21, 2019, 12:33:40 PM »
Local bank is offering $400 signup bonus for checking account.  Must deposit $500, and have $500 worth of ‘action” per month to avoid $7 monthly fee.  $400 deposit is immediate, must keep account open for 6 months.

I go in to sign up, loan officer (LO) and I have two weird moments:

LO:  Do you own your own home?
Me:  No, not yet…..3 more years.
LO:  Umm…what?
Me:  I have a home, with a mortgage on it, for three more years.  Then I will own it.

I overthunk it, like a mustachian.  I think it would be easier if she had asked  “Do you rent….or own your own home?”.


Then:
LO:  Do you have credit cards?
Me:.  Yes.
LO:  What is the interest rate?
Me:  I am not sure.  I don’t pay interest, I pay them off in full every month.
LO:  Ok….noted.  next question…..do you spend more or less than you make every month?
Me:  Umm….<laughing>….I spend less money than I make.  If I spent more, that really wouldn’t last that long, would it.  Like if I make $4k a month, but I spend $6k…how long do you thinking one could sustain that??
LO:  <blank stare>

@fat-johnny, speaking of overthinking when talking to loan officers, thought you would find this funny:

Just got off the phone with the banker about a home loan for the house we're looking at.  We needed a pre-approval letter to shore up the offer.

I had a funny moment talking to him.   He asked me how many houses we owned.

“Well, legally, we own four.”

<squawk!!!> “Legally!!??  What do you mean?”

I had to explain that I mean we own 4 homes in our name, and a fifth in my mom’s name is in an interim status, as it’s still in her name but she owned it free and clear and it’s been willed to me.

That certainly perked him right up out of his routine!

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Re: Mustachian People Problems (just for fun)
« Reply #6565 on: August 21, 2019, 02:12:50 PM »
Just broke my scissors cutting open shampoo bottles to get the last bit out...... Now I'll have to go through the random screw/bolt/nut collection in the garage to find something with which to fix the scissors.

Why not just rinse the shampoo out?  When I get down where I can't get anymore out I just put a little water in it and then use that thinned out shampoo for the next week or so until it's completely empty.

They're the bottles that are actually basically tubes with a rigid cap to stand on. You can't get the lid off and the hole is small. They're not hard to cut.

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Re: Mustachian People Problems (just for fun)
« Reply #6566 on: August 24, 2019, 05:59:34 AM »
Just broke my scissors cutting open shampoo bottles to get the last bit out...... Now I'll have to go through the random screw/bolt/nut collection in the garage to find something with which to fix the scissors.

Why not just rinse the shampoo out?  When I get down where I can't get anymore out I just put a little water in it and then use that thinned out shampoo for the next week or so until it's completely empty.

They're the bottles that are actually basically tubes with a rigid cap to stand on. You can't get the lid off and the hole is small. They're not hard to cut.
Use suction to get water into the tube. Squeeze the air out, then stick the end of the tube into water and gently compress the sides of the tube. Boom, no cutting required.

AnnaGrowsAMustache

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Re: Mustachian People Problems (just for fun)
« Reply #6567 on: August 24, 2019, 11:58:19 PM »
Just broke my scissors cutting open shampoo bottles to get the last bit out...... Now I'll have to go through the random screw/bolt/nut collection in the garage to find something with which to fix the scissors.

Why not just rinse the shampoo out?  When I get down where I can't get anymore out I just put a little water in it and then use that thinned out shampoo for the next week or so until it's completely empty.

They're the bottles that are actually basically tubes with a rigid cap to stand on. You can't get the lid off and the hole is small. They're not hard to cut.
Use suction to get water into the tube. Squeeze the air out, then stick the end of the tube into water and gently compress the sides of the tube. Boom, no cutting required.

D'oh! That's sensible, logical and solves the problem. How did I get to be this level of moron at my advanced age???

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Re: Mustachian People Problems (just for fun)
« Reply #6568 on: August 25, 2019, 02:46:21 AM »
This thread cracks me up. Thanks to all of you for being awesome :-)

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Re: Mustachian People Problems (just for fun)
« Reply #6569 on: August 25, 2019, 05:27:12 AM »
Our fridge and freezer (both decades old) are dying and we want to replace them for a certain fridge/freezer combo that we picked out a while back. Normally we get everything used but in this case we believe new and extremely energy efficient is the best choice. We just came across that particular fridge that we wanted and it's €100 cheaper because there's minor damage to the side from transport. But we did some work on the house recently, I have to pay tuition for grad school last week and I took one extra week of unpaid leave this summer - so in short our EF is depleted and we can't take advantage of this great deal.

We are keeping an eye on black Friday/Christmas sales now so we can hopefully get a similar deal then.

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Re: Mustachian People Problems (just for fun)
« Reply #6570 on: August 28, 2019, 07:16:39 AM »
My Chase card gives 5% back at gas stations this quarter (July-September) but I haven't filled up once yet because we drive so little...

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Re: Mustachian People Problems (just for fun)
« Reply #6571 on: August 28, 2019, 07:24:54 AM »
Just broke my scissors cutting open shampoo bottles to get the last bit out...... Now I'll have to go through the random screw/bolt/nut collection in the garage to find something with which to fix the scissors.

Why not just rinse the shampoo out?  When I get down where I can't get anymore out I just put a little water in it and then use that thinned out shampoo for the next week or so until it's completely empty.

They're the bottles that are actually basically tubes with a rigid cap to stand on. You can't get the lid off and the hole is small. They're not hard to cut.
Use suction to get water into the tube. Squeeze the air out, then stick the end of the tube into water and gently compress the sides of the tube. Boom, no cutting required.

You guys are smart! I am far too lazy for that. I just keep adding water to the bottles, shake them, and use the diluted contents on my hair until gone.

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Re: Mustachian People Problems (just for fun)
« Reply #6572 on: August 28, 2019, 09:05:38 AM »
Just broke my scissors cutting open shampoo bottles to get the last bit out...... Now I'll have to go through the random screw/bolt/nut collection in the garage to find something with which to fix the scissors.

Why not just rinse the shampoo out?  When I get down where I can't get anymore out I just put a little water in it and then use that thinned out shampoo for the next week or so until it's completely empty.

They're the bottles that are actually basically tubes with a rigid cap to stand on. You can't get the lid off and the hole is small. They're not hard to cut.
Use suction to get water into the tube. Squeeze the air out, then stick the end of the tube into water and gently compress the sides of the tube. Boom, no cutting required.

You guys are smart! I am far too lazy for that. I just keep adding water to the bottles, shake them, and use the diluted contents on my hair until gone.
I totally do what you do. We were talking about shampoo that comes in a tube. Lazy, party of one here. Suctioning a little water into the tube is far easier than scavenging for the scissors.

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Re: Mustachian People Problems (just for fun)
« Reply #6573 on: August 28, 2019, 09:08:10 AM »
My Chase card gives 5% back at gas stations this quarter (July-September) but I haven't filled up once yet because we drive so little...
I got fortunate and timed a couple of long road trips to take advantage of the Chase Freedom 5% back on gas.

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Re: Mustachian People Problems (just for fun)
« Reply #6574 on: August 28, 2019, 11:38:48 AM »
Just broke my scissors cutting open shampoo bottles to get the last bit out...... Now I'll have to go through the random screw/bolt/nut collection in the garage to find something with which to fix the scissors.

Why not just rinse the shampoo out?  When I get down where I can't get anymore out I just put a little water in it and then use that thinned out shampoo for the next week or so until it's completely empty.

They're the bottles that are actually basically tubes with a rigid cap to stand on. You can't get the lid off and the hole is small. They're not hard to cut.
Use suction to get water into the tube. Squeeze the air out, then stick the end of the tube into water and gently compress the sides of the tube. Boom, no cutting required.

You guys are smart! I am far too lazy for that. I just keep adding water to the bottles, shake them, and use the diluted contents on my hair until gone.

Haha at first I thought you said you dilute the contents until your hair is gone

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Re: Mustachian People Problems (just for fun)
« Reply #6575 on: August 28, 2019, 07:40:19 PM »
Used my 1.5% cash back card instead of my 5% back Chase Freedom both times I got gas this month. Wah!!

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Re: Mustachian People Problems (just for fun)
« Reply #6576 on: August 29, 2019, 08:09:43 AM »
I’ve reduced my car mileage from over 4000 miles a year to less than 1200 since finding this site. This provides two Mustachian People Problems. Firstly every time I do actually use the car now it’s covered in spider webs. I’m sure there must be dozens of spiders living in my wing mirrors. I now have to either spend time cleaning them every time I do make a journey or else accept I will resemble one of the Addams Family while driving along.

Secondly and rather more gruesomely, today I had a dead and decomposing fly caught in a web while quite a large spider (for the UK) was huddled in the corner of my wing mirror looking at it. As I stopped at a traffic light and looked at this sight before me it was like a scene from Alien or something. Absolutely terrifying.

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Re: Mustachian People Problems (just for fun)
« Reply #6577 on: August 29, 2019, 09:06:07 AM »
I’ve reduced my car mileage from over 4000 miles a year to less than 1200 since finding this site. This provides two Mustachian People Problems. Firstly every time I do actually use the car now it’s covered in spider webs. I’m sure there must be dozens of spiders living in my wing mirrors. I now have to either spend time cleaning them every time I do make a journey or else accept I will resemble one of the Addams Family while driving along.

Secondly and rather more gruesomely, today I had a dead and decomposing fly caught in a web while quite a large spider (for the UK) was huddled in the corner of my wing mirror looking at it. As I stopped at a traffic light and looked at this sight before me it was like a scene from Alien or something. Absolutely terrifying.

Yes spiders are making a home in mine too. Watching them walk across the windshield while driving reminds me I need wash it more often. My buddy had a squirrel move into his air filter and make a nest. His one drive in two months ended up being very expensive. He had to call a tow truck after it stalled and the engine light came up. By the end he had a $1200 bill for the dealership to find remove and replace the damaged air filter and wires that the squirrel chewed. I will take spiders over squirrels!

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Re: Mustachian People Problems (just for fun)
« Reply #6578 on: August 29, 2019, 09:47:35 AM »
I was double-checking my 2019 tax planning against my pay stub when I found out that I had a miscalculation months ago when adjusting things for a raise/bonus. At this point I've already overpaid my expected federal taxes, and have nearly overpaid expected state taxes.

So I redid the calculations, figured out the number of exemptions that would bring federal withholding to $0 and state withholding to the correct amount, and went into my employer's W-4 update system. At which point I found out that my state has a rule that if you're claiming 10 or more exemptions, you need to do a manual W-4 to submit to the state for them to verify. Which they won't be able to verify because the W-4 doesn't include state-specific credits that I qualify for.

Guess I'll be giving my state a no-interest loan for the foreseeable future.

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Re: Mustachian People Problems (just for fun)
« Reply #6579 on: August 29, 2019, 10:18:38 AM »
I was double-checking my 2019 tax planning against my pay stub when I found out that I had a miscalculation months ago when adjusting things for a raise/bonus. At this point I've already overpaid my expected federal taxes, and have nearly overpaid expected state taxes.

So I redid the calculations, figured out the number of exemptions that would bring federal withholding to $0 and state withholding to the correct amount, and went into my employer's W-4 update system. At which point I found out that my state has a rule that if you're claiming 10 or more exemptions, you need to do a manual W-4 to submit to the state for them to verify. Which they won't be able to verify because the W-4 doesn't include state-specific credits that I qualify for.

Guess I'll be giving my state a no-interest loan for the foreseeable future.

I'd try submitting a manual W-4 along with a letter describing the credits you qualify for.  If your math is right, there is no reason they shouldn't approve you.

merula

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Re: Mustachian People Problems (just for fun)
« Reply #6580 on: August 29, 2019, 10:22:50 AM »
I'd try submitting a manual W-4 along with a letter describing the credits you qualify for.  If your math is right, there is no reason they shouldn't approve you.

I'll keep this in mind for next year. Right now, it's a matter of a few hundred dollars, so what I'm actually losing out on is interest on that money from when it's collected (now through December) to February when I get my refund. So, maybe $10 tops?

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Re: Mustachian People Problems (just for fun)
« Reply #6581 on: August 29, 2019, 10:44:34 AM »
I’ve reduced my car mileage from over 4000 miles a year to less than 1200 since finding this site. This provides two Mustachian People Problems. Firstly every time I do actually use the car now it’s covered in spider webs. I’m sure there must be dozens of spiders living in my wing mirrors. I now have to either spend time cleaning them every time I do make a journey or else accept I will resemble one of the Addams Family while driving along.

Secondly and rather more gruesomely, today I had a dead and decomposing fly caught in a web while quite a large spider (for the UK) was huddled in the corner of my wing mirror looking at it. As I stopped at a traffic light and looked at this sight before me it was like a scene from Alien or something. Absolutely terrifying.

Yes spiders are making a home in mine too. Watching them walk across the windshield while driving reminds me I need wash it more often. My buddy had a squirrel move into his air filter and make a nest. His one drive in two months ended up being very expensive. He had to call a tow truck after it stalled and the engine light came up. By the end he had a $1200 bill for the dealership to find remove and replace the damaged air filter and wires that the squirrel chewed. I will take spiders over squirrels!

Ouch at least the spiders haven’t cost me anything (yet).

bluebelle

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Re: Mustachian People Problems (just for fun)
« Reply #6582 on: August 29, 2019, 10:59:41 AM »
I've never heard a side mirror be called a wing mirror, I like it.....

GreenToTheCore

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Re: Mustachian People Problems (just for fun)
« Reply #6583 on: August 29, 2019, 06:33:15 PM »
I’ve reduced my car mileage from over 4000 miles a year to less than 1200 since finding this site. This provides two Mustachian People Problems. Firstly every time I do actually use the car now it’s covered in spider webs. I’m sure there must be dozens of spiders living in my wing mirrors. I now have to either spend time cleaning them every time I do make a journey or else accept I will resemble one of the Addams Family while driving along.

Secondly and rather more gruesomely, today I had a dead and decomposing fly caught in a web while quite a large spider (for the UK) was huddled in the corner of my wing mirror looking at it. As I stopped at a traffic light and looked at this sight before me it was like a scene from Alien or something. Absolutely terrifying.

This post hit my funny bone. Those are some great visuals!

AnnaGrowsAMustache

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Re: Mustachian People Problems (just for fun)
« Reply #6584 on: August 29, 2019, 08:49:43 PM »
I’ve reduced my car mileage from over 4000 miles a year to less than 1200 since finding this site. This provides two Mustachian People Problems. Firstly every time I do actually use the car now it’s covered in spider webs. I’m sure there must be dozens of spiders living in my wing mirrors. I now have to either spend time cleaning them every time I do make a journey or else accept I will resemble one of the Addams Family while driving along.

Secondly and rather more gruesomely, today I had a dead and decomposing fly caught in a web while quite a large spider (for the UK) was huddled in the corner of my wing mirror looking at it. As I stopped at a traffic light and looked at this sight before me it was like a scene from Alien or something. Absolutely terrifying.

I have car spiders, too! Wing mirrors must be the ultimate in travelling luxury pad for spiders.

never give up

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Re: Mustachian People Problems (just for fun)
« Reply #6585 on: August 29, 2019, 09:51:29 PM »
Haha yes it is a funny sight. Wing mirrors provide the perfect angle for a good web, they are dark, and the spider can check out their work, hair and legs in the mirror. What more could a spider ask for in a home?

TomTX

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Re: Mustachian People Problems (just for fun)
« Reply #6586 on: August 30, 2019, 05:13:37 PM »
I’ve reduced my car mileage from over 4000 miles a year to less than 1200 since finding this site. This provides two Mustachian People Problems. Firstly every time I do actually use the car now it’s covered in spider webs. I’m sure there must be dozens of spiders living in my wing mirrors. I now have to either spend time cleaning them every time I do make a journey or else accept I will resemble one of the Addams Family while driving along.

Secondly and rather more gruesomely, today I had a dead and decomposing fly caught in a web while quite a large spider (for the UK) was huddled in the corner of my wing mirror looking at it. As I stopped at a traffic light and looked at this sight before me it was like a scene from Alien or something. Absolutely terrifying.
At 1200 miles a year, could you just sell the car and rent one when needed?

never give up

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Re: Mustachian People Problems (just for fun)
« Reply #6587 on: August 31, 2019, 12:08:06 AM »
Renting is fairly expensive in the UK and where I live does require a car unfortunately. I would love to go carless and if I ever moved I would want to ensure I could go carless. You are right though. Since I have cut back on the mileage the cost per mile has obviously shot up so it is something I am monitoring. Oh crumbs I've just detailed another Mustachian People Problem!

Monerexia

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Re: Mustachian People Problems (just for fun)
« Reply #6588 on: August 31, 2019, 12:18:20 AM »
Found Starbucks 2.5lb beans on sale for $12.99 down from $17.99. Bought 12 bags in a Barney Fife spazz. Then I looked at the expiration date and realized I had no idea how long a bag would last. Made little hash marks each day and found out each bag lasts from 56-60 double shots. Coffee will be two months past expiration date when I draw the last double-shot. Except in the case of my untimely death or a house-fire, of course.

Dicey

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Re: Mustachian People Problems (just for fun)
« Reply #6589 on: August 31, 2019, 12:27:03 AM »
Found Starbucks 2.5lb beans on sale for $12.99 down from $17.99. Bought 12 bags in a Barney Fife spazz. Then I looked at the expiration date and realized I had no idea how long a bag would last. Made little hash marks each day and found out each bag lasts from 56-60 double shots. Coffee will be two months past expiration date when I draw the last double-shot. Except in the case of my untimely death or a house-fire, of course.
Is freezing it an option?

Linea_Norway

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Re: Mustachian People Problems (just for fun)
« Reply #6590 on: August 31, 2019, 04:35:10 AM »
Found Starbucks 2.5lb beans on sale for $12.99 down from $17.99. Bought 12 bags in a Barney Fife spazz. Then I looked at the expiration date and realized I had no idea how long a bag would last. Made little hash marks each day and found out each bag lasts from 56-60 double shots. Coffee will be two months past expiration date when I draw the last double-shot. Except in the case of my untimely death or a house-fire, of course.
Is freezing it an option?

Isn't a coffee bean a dried product? Then I guess it's real experation date is years after the date on the pack. But the taste might become less good as time goes by. I wouldn't worry at all about 2 months.

Imma

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Re: Mustachian People Problems (just for fun)
« Reply #6591 on: August 31, 2019, 05:13:27 AM »
I my experience as long as you store the beans cool and dry in the unopened bag they last for a pretty long time. I wouldn't even notice if they were expired by a few months. They'll smell weird if they have really gone bad.

Sibley

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Re: Mustachian People Problems (just for fun)
« Reply #6592 on: August 31, 2019, 09:38:26 AM »
I have a bag of ground coffee in the freezer. I don't drink it, it's there for when I have family visiting.

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Re: Mustachian People Problems (just for fun)
« Reply #6593 on: August 31, 2019, 10:42:53 AM »
I have a bag of ground coffee in the freezer. I don't drink it, it's there for when I have family visiting.
Hey me too!  I bought it when my mom came to visit in 2015 and maybe used it when she stayed in 2018, but basically, it's over 4 years old and has moved with me twice so has lived in three different freezers now.

Monerexia

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Re: Mustachian People Problems (just for fun)
« Reply #6594 on: August 31, 2019, 12:00:05 PM »
Found Starbucks 2.5lb beans on sale for $12.99 down from $17.99. Bought 12 bags in a Barney Fife spazz. Then I looked at the expiration date and realized I had no idea how long a bag would last. Made little hash marks each day and found out each bag lasts from 56-60 double shots. Coffee will be two months past expiration date when I draw the last double-shot. Except in the case of my untimely death or a house-fire, of course.
Is freezing it an option?

Yes I used to do this..dont know why it didn't occur to me. This probably solves the house fire problem as well. I guess nobody has solved the untimely death problem. :)

radram

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Re: Mustachian People Problems (just for fun)
« Reply #6595 on: August 31, 2019, 09:50:24 PM »
Just broke my scissors cutting open shampoo bottles to get the last bit out...... Now I'll have to go through the random screw/bolt/nut collection in the garage to find something with which to fix the scissors.

Why not just rinse the shampoo out?  When I get down where I can't get anymore out I just put a little water in it and then use that thinned out shampoo for the next week or so until it's completely empty.

They're the bottles that are actually basically tubes with a rigid cap to stand on. You can't get the lid off and the hole is small. They're not hard to cut.
Use suction to get water into the tube. Squeeze the air out, then stick the end of the tube into water and gently compress the sides of the tube. Boom, no cutting required.

You guys are smart! I am far too lazy for that. I just keep adding water to the bottles, shake them, and use the diluted contents on my hair until gone.
I totally do what you do. We were talking about shampoo that comes in a tube. Lazy, party of one here. Suctioning a little water into the tube is far easier than scavenging for the scissors.

What is this "shampoo" stuff everyone keeps talking about?

Monerexia

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Re: Mustachian People Problems (just for fun)
« Reply #6596 on: September 01, 2019, 11:34:17 AM »
Got my REI dividend for just over $100. Went to REI to see what "free" stuff I should get. All still seemed too expensive. Dividend still in pocket. :(

dragoncar

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Re: Mustachian People Problems (just for fun)
« Reply #6597 on: September 01, 2019, 11:47:26 AM »
Got my REI dividend for just over $100. Went to REI to see what "free" stuff I should get. All still seemed too expensive. Dividend still in pocket. :(

You can get cash (well a check) now.  Good for me, bad for REI

TomTX

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Re: Mustachian People Problems (just for fun)
« Reply #6598 on: September 01, 2019, 11:47:34 AM »
Got my REI dividend for just over $100. Went to REI to see what "free" stuff I should get. All still seemed too expensive. Dividend still in pocket. :(

You can have them send you a check, though I think you have to wait a couple months.

Monerexia

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Re: Mustachian People Problems (just for fun)
« Reply #6599 on: September 01, 2019, 11:59:29 AM »
Got my REI dividend for just over $100. Went to REI to see what "free" stuff I should get. All still seemed too expensive. Dividend still in pocket. :(

Scratch that--just searched and can ca$h it out! Mustachian People Problem solved.

 

Wow, a phone plan for fifteen bucks!