Author Topic: Mustachian People Problems (just for fun)  (Read 1194390 times)

DollarBill

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Re: Mustachian People Problems (just for fun)
« Reply #650 on: October 13, 2014, 05:37:49 PM »
Quote
For some reason, the people around here go nuts for a new fast food franchise, even if it's selling the same kind of food that's been available for years.

There's a Popeye's Chicken that just opened in my part of the city and there's been a drive-thru line wrapped around the building for months. Meanwhile, you can go to any of a dozen awesome soul food restaurants and get better fried chicken for the same price and no wait.
Don't get me wrong, I understand what you're saying but dang Popeye's chicken (Spicy) and red/beans/rice is awesome! Close second is churches. I had a local non franchise place that put the smack down but closed recently.

Quote
They've recently opened a place called "Cook-Out" around here. The line for the drive-thru is wrapped around the building almost all the time, but if you can actually be bothered to walk into the building you can get your food in 5 minutes or so.

(It's actually not bad, for fast food: they have a $5 combo that includes an entrée, 2 sides and a drink where the "sides" include things that would be considered "entrees" elsewhere (e.g. quesadillas and corn dogs) and an ice cream float counts as the drink.)
These guys are on to something but I would cook everything on outdoor grills. In my head it reminds me of Guam, they have a Island BBQ down town every Wednesday and it had awesome BBQ. Look up Finadene Sauce, it's the bomb!

Zikoris

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Re: Mustachian People Problems (just for fun)
« Reply #651 on: October 13, 2014, 06:52:03 PM »
My boyfriend's parents always think we're struggling terribly financially because we live in a studio suite and don't have a car or any sort of status symbols. This leads to some awkward conversations -  "Can you afford to pay rent this month?" "Do you have any food?"

They know how much we make and spend, but it doesn't click for some reason.
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dragoncar

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Re: Mustachian People Problems (just for fun)
« Reply #652 on: October 13, 2014, 06:58:00 PM »
There is no restaurant that I will wait 1 hour for, let alone 4.

For dinner, I usually get annoyed if we're seated right away. I feel rushed. I prefer to grab and drink and spend some time talking and getting hungry, so I tend to prefer a 30 minute (or so) wait.

Why don't you just go 30 minutes before your reservation?  Or tell them you are going to the bar and will be back in 30, so put your name at the top of the list?

DeepEllumStache

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Re: Mustachian People Problems (just for fun)
« Reply #653 on: October 15, 2014, 02:05:02 PM »
Our 401k system at work does not allow us to enter a dollar amount, just a (whole number) percentage of salary.  Since I'm a perfectionist who likes to land the plane at the federal max pre-tax contribution or just over, this requires some delicate ongoing adjustments as we head into the last months of the year.

Additional problem that I'm pleased to have - I realized today that my mid year correction meant that I was coming in too hot and had to dial back the percentage.  That little bonus will be funneled into the taxable accounts.
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dragoncar

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Re: Mustachian People Problems (just for fun)
« Reply #654 on: October 15, 2014, 02:24:27 PM »
Our 401k system at work does not allow us to enter a dollar amount, just a (whole number) percentage of salary.  Since I'm a perfectionist who likes to land the plane at the federal max pre-tax contribution or just over, this requires some delicate ongoing adjustments as we head into the last months of the year.

Additional problem that I'm pleased to have - I realized today that my mid year correction meant that I was coming in too hot and had to dial back the percentage.  That little bonus will be funneled into the taxable accounts.

OCD people problems.  Just choose a percentage that gets your there by, say, November and don't worry about December.

DeepEllumStache

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Re: Mustachian People Problems (just for fun)
« Reply #655 on: October 15, 2014, 02:56:41 PM »
Our 401k system at work does not allow us to enter a dollar amount, just a (whole number) percentage of salary.  Since I'm a perfectionist who likes to land the plane at the federal max pre-tax contribution or just over, this requires some delicate ongoing adjustments as we head into the last months of the year.

Additional problem that I'm pleased to have - I realized today that my mid year correction meant that I was coming in too hot and had to dial back the percentage.  That little bonus will be funneled into the taxable accounts.

OCD people problems.  Just choose a percentage that gets your there by, say, November and don't worry about December.

The way our plan is designed, it would mean losing out on the company match.  I had suspected it based on documentation and the plan administrators confirmed that :(
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marty998

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Re: Mustachian People Problems (just for fun)
« Reply #656 on: October 15, 2014, 02:57:24 PM »
Our 401k system at work does not allow us to enter a dollar amount, just a (whole number) percentage of salary.  Since I'm a perfectionist who likes to land the plane at the federal max pre-tax contribution or just over, this requires some delicate ongoing adjustments as we head into the last months of the year.

Additional problem that I'm pleased to have - I realized today that my mid year correction meant that I was coming in too hot and had to dial back the percentage.  That little bonus will be funneled into the taxable accounts.

OCD people problems.  Just choose a percentage that gets your there by, say, November and don't worry about December.

I wanted to put an extra $200 a fortnight into my super/retirement account. Was able to specify $5218 a year but they end up chucking in a few extra cents each time because there's not quite 52.18 weeks in a year.

Proof again that everything you learn in school is wrong.

Pooperman

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Re: Mustachian People Problems (just for fun)
« Reply #657 on: October 15, 2014, 04:36:32 PM »
I do not make enough to be able to max my retirement accounts, even being frugal. I'm about 10k short. :(

galliver

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Re: Mustachian People Problems (just for fun)
« Reply #658 on: October 15, 2014, 04:46:46 PM »
When you put off errands because you have to use a *car* and it's such a *hassle*. Driving. And traffic. And parking...I'd rather take the bus. If I can't bike, of course.

[happened about 2 weeks ago]

DDrake

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Re: Mustachian People Problems (just for fun)
« Reply #659 on: October 15, 2014, 08:44:28 PM »
Maybe already said, but I had both of these realizations this week...

1. You pay more in taxes than your annual spending.
2. You have to constantly turn down unsolicited job offers. 


It seems like the system constantly wants to try and suck you back in....


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gimp

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Re: Mustachian People Problems (just for fun)
« Reply #660 on: October 16, 2014, 12:20:07 PM »
The way our plan is designed, it would mean losing out on the company match.  I had suspected it based on documentation and the plan administrators confirmed that :(

Same here. I was going to max it out well before year end but then I lose like $450-500. No thanks, I can go through a few minutes of recalculating contribution to get five hunnert bucks.

frugalnacho

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Re: Mustachian People Problems (just for fun)
« Reply #661 on: October 16, 2014, 12:44:38 PM »
Maybe already said, but I had both of these realizations this week...

1. You pay more in taxes than your annual spending.
2. You have to constantly turn down unsolicited job offers. 


It seems like the system constantly wants to try and suck you back in....



What's wrong with this country? Can't a man walk down the street without being offered a job?

RelaxedGal

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Re: Mustachian People Problems (just for fun)
« Reply #662 on: October 16, 2014, 01:57:49 PM »
The way our plan is designed, it would mean losing out on the company match.  I had suspected it based on documentation and the plan administrators confirmed that :(

Same here. I was going to max it out well before year end but then I lose like $450-500. No thanks, I can go through a few minutes of recalculating contribution to get five hunnert bucks.

Ditto.  For next year I'm hoping to only adjust it after my review/raise in January and coast along without a pesky surprise bonus or promotion or decision to switch to traditional from Roth 401k.

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Re: Mustachian People Problems (just for fun)
« Reply #663 on: October 16, 2014, 11:56:36 PM »
I used to work for a large technology company which had the "we-only-match-if-you-contribute-each-pay-period" thing.  Being engineers and being frugal and never one to miss an opportunity to optimize a solution, there were posts on internal message boards about how to contribute X% for the first Y pay periods, then Z% for the next W pay periods to optimize both hitting the IRS max and leave a minimum of employer contributions on the table.  I don't remember all the details, but people spent a great deal of time doing the math.  I think usually one could get to within about $50 of the theoretical best case.

Now I work for a company that trues things up, so I just max out around October or so and get true-up matches the rest of the year.  I like it here better.
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aetherie

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Re: Mustachian People Problems (just for fun)
« Reply #664 on: October 17, 2014, 06:09:59 AM »
I'm sure someone's mentioned this one already, but it happened to me yesterday:
Pulled up to the gas pump; tank turned out to be on the passenger side. Had to do an awkward turn-around-and-back-in thing. Next month I will remember...
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frugalnacho

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Re: Mustachian People Problems (just for fun)
« Reply #665 on: October 17, 2014, 07:54:07 AM »
I used to work for a large technology company which had the "we-only-match-if-you-contribute-each-pay-period" thing.  Being engineers and being frugal and never one to miss an opportunity to optimize a solution, there were posts on internal message boards about how to contribute X% for the first Y pay periods, then Z% for the next W pay periods to optimize both hitting the IRS max and leave a minimum of employer contributions on the table.  I don't remember all the details, but people spent a great deal of time doing the math.  I think usually one could get to within about $50 of the theoretical best case.

Now I work for a company that trues things up, so I just max out around October or so and get true-up matches the rest of the year.  I like it here better.

I don't understand.  It doesn't seem hard to get it exact and leave nothing on the table.

Pooperman

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Re: Mustachian People Problems (just for fun)
« Reply #666 on: October 17, 2014, 07:59:41 AM »
I used to work for a large technology company which had the "we-only-match-if-you-contribute-each-pay-period" thing.  Being engineers and being frugal and never one to miss an opportunity to optimize a solution, there were posts on internal message boards about how to contribute X% for the first Y pay periods, then Z% for the next W pay periods to optimize both hitting the IRS max and leave a minimum of employer contributions on the table.  I don't remember all the details, but people spent a great deal of time doing the math.  I think usually one could get to within about $50 of the theoretical best case.

Now I work for a company that trues things up, so I just max out around October or so and get true-up matches the rest of the year.  I like it here better.

I don't understand.  It doesn't seem hard to get it exact and leave nothing on the table.

If your salary changes during the year, it can mess with your % if you're trying to front-load as much as possible.

merula

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Re: Mustachian People Problems (just for fun)
« Reply #667 on: October 17, 2014, 08:23:00 AM »
I used to work for a large technology company which had the "we-only-match-if-you-contribute-each-pay-period" thing.  Being engineers and being frugal and never one to miss an opportunity to optimize a solution, there were posts on internal message boards about how to contribute X% for the first Y pay periods, then Z% for the next W pay periods to optimize both hitting the IRS max and leave a minimum of employer contributions on the table.  I don't remember all the details, but people spent a great deal of time doing the math.  I think usually one could get to within about $50 of the theoretical best case.

Now I work for a company that trues things up, so I just max out around October or so and get true-up matches the rest of the year.  I like it here better.

I don't understand.  It doesn't seem hard to get it exact and leave nothing on the table.

If your salary changes during the year, it can mess with your % if you're trying to front-load as much as possible.

Hypothetical: $60,000 salary Jan-June, $65,000 salary July-Dec, contributions in whole percentage points 1-75%, match requires contributions in each twice-a-month pay period. $17,500/$60,000 = 0.29166. Contributions of 29% in pay periods 1-12 would be $725, or $8,700.

Then, when you get your raise, you're looking at contributions of $17,500-$8,700=$8,800 for the rest of the year. $8,800/[$65,000*.5]=0.27076. So you contribute 27% over pay periods 13-23, or $731.25 each, $8,043.75 total. For the last pay period, you've got $17,500-$8,700-$8,043.75=$756.25.

Then, for the last paycheck, set it to the max contribution percentage, but plan rules should max you out at the $756.25. So you've hit the match and max requirements with only 2 contribution changes. (Or 3 if you count going back down to 27% for the first period of the following year.)

BooksAreNerdy

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Re: Mustachian People Problems (just for fun)
« Reply #668 on: October 17, 2014, 09:39:23 AM »
I used to work for a large technology company which had the "we-only-match-if-you-contribute-each-pay-period" thing.  Being engineers and being frugal and never one to miss an opportunity to optimize a solution, there were posts on internal message boards about how to contribute X% for the first Y pay periods, then Z% for the next W pay periods to optimize both hitting the IRS max and leave a minimum of employer contributions on the table.  I don't remember all the details, but people spent a great deal of time doing the math.  I think usually one could get to within about $50 of the theoretical best case.

Now I work for a company that trues things up, so I just max out around October or so and get true-up matches the rest of the year.  I like it here better.

I don't understand.  It doesn't seem hard to get it exact and leave nothing on the table.

If your salary changes during the year, it can mess with your % if you're trying to front-load as much as possible.

Hypothetical: $60,000 salary Jan-June, $65,000 salary July-Dec, contributions in whole percentage points 1-75%, match requires contributions in each twice-a-month pay period. $17,500/$60,000 = 0.29166. Contributions of 29% in pay periods 1-12 would be $725, or $8,700.

Then, when you get your raise, you're looking at contributions of $17,500-$8,700=$8,800 for the rest of the year. $8,800/[$65,000*.5]=0.27076. So you contribute 27% over pay periods 13-23, or $731.25 each, $8,043.75 total. For the last pay period, you've got $17,500-$8,700-$8,043.75=$756.25.

Then, for the last paycheck, set it to the max contribution percentage, but plan rules should max you out at the $756.25. So you've hit the match and max requirements with only 2 contribution changes. (Or 3 if you count going back down to 27% for the first period of the following year.)

I also use these two calcs together to figure out the right % per month. DH gets a bonus in  in march and a raise in august, so we require some tweaking.

http://www.calcxml.com/calculators/qua09?skn=#results
http://www.calcxml.com/calculators/pay02

DeepEllumStache

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Re: Mustachian People Problems (just for fun)
« Reply #669 on: October 17, 2014, 09:40:35 AM »
I used to work for a large technology company which had the "we-only-match-if-you-contribute-each-pay-period" thing.  Being engineers and being frugal and never one to miss an opportunity to optimize a solution, there were posts on internal message boards about how to contribute X% for the first Y pay periods, then Z% for the next W pay periods to optimize both hitting the IRS max and leave a minimum of employer contributions on the table.  I don't remember all the details, but people spent a great deal of time doing the math.  I think usually one could get to within about $50 of the theoretical best case.

Now I work for a company that trues things up, so I just max out around October or so and get true-up matches the rest of the year.  I like it here better.

I don't understand.  It doesn't seem hard to get it exact and leave nothing on the table.

If your salary changes during the year, it can mess with your % if you're trying to front-load as much as possible.

Hypothetical: $60,000 salary Jan-June, $65,000 salary July-Dec, contributions in whole percentage points 1-75%, match requires contributions in each twice-a-month pay period. $17,500/$60,000 = 0.29166. Contributions of 29% in pay periods 1-12 would be $725, or $8,700.

Then, when you get your raise, you're looking at contributions of $17,500-$8,700=$8,800 for the rest of the year. $8,800/[$65,000*.5]=0.27076. So you contribute 27% over pay periods 13-23, or $731.25 each, $8,043.75 total. For the last pay period, you've got $17,500-$8,700-$8,043.75=$756.25.

Then, for the last paycheck, set it to the max contribution percentage, but plan rules should max you out at the $756.25. So you've hit the match and max requirements with only 2 contribution changes. (Or 3 if you count going back down to 27% for the first period of the following year.)

Even more fun, the system can't guarantee when the % change will appear in your paycheck.  Even more fun when you combine that with 2 salary changes and a bonus this year.  If I hit the $17,500 early, then I have to contribute after-tax dollars or I lose out on my free match money from my employer.  We at least have fantastic expense ratio options... but it's an annoying but amusing game to land this plane properly.
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Pooperman

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Re: Mustachian People Problems (just for fun)
« Reply #670 on: October 17, 2014, 09:45:29 AM »
I used to work for a large technology company which had the "we-only-match-if-you-contribute-each-pay-period" thing.  Being engineers and being frugal and never one to miss an opportunity to optimize a solution, there were posts on internal message boards about how to contribute X% for the first Y pay periods, then Z% for the next W pay periods to optimize both hitting the IRS max and leave a minimum of employer contributions on the table.  I don't remember all the details, but people spent a great deal of time doing the math.  I think usually one could get to within about $50 of the theoretical best case.

Now I work for a company that trues things up, so I just max out around October or so and get true-up matches the rest of the year.  I like it here better.

I don't understand.  It doesn't seem hard to get it exact and leave nothing on the table.

If your salary changes during the year, it can mess with your % if you're trying to front-load as much as possible.

Hypothetical: $60,000 salary Jan-June, $65,000 salary July-Dec, contributions in whole percentage points 1-75%, match requires contributions in each twice-a-month pay period. $17,500/$60,000 = 0.29166. Contributions of 29% in pay periods 1-12 would be $725, or $8,700.

Then, when you get your raise, you're looking at contributions of $17,500-$8,700=$8,800 for the rest of the year. $8,800/[$65,000*.5]=0.27076. So you contribute 27% over pay periods 13-23, or $731.25 each, $8,043.75 total. For the last pay period, you've got $17,500-$8,700-$8,043.75=$756.25.

Then, for the last paycheck, set it to the max contribution percentage, but plan rules should max you out at the $756.25. So you've hit the match and max requirements with only 2 contribution changes. (Or 3 if you count going back down to 27% for the first period of the following year.)

Even more fun, the system can't guarantee when the % change will appear in your paycheck.  Even more fun when you combine that with 2 salary changes and a bonus this year.  If I hit the $17,500 early, then I have to contribute after-tax dollars or I lose out on my free match money from my employer.  We at least have fantastic expense ratio options... but it's an annoying but amusing game to land this plane properly.

Just asked HR how our plan is set up. I won't be able to max it for a few more years, but I want to know for sure when the time comes. I also want to check if they'll match if I choose to ROTH instead of traditional after a certain point. Waiting on the answer. Some things are what most people don't think about but are super important to mustachians. Missing out on $300/yr because the plan is one way vs another isn't sometime most people would lose sleep over, but that's a month's salary to me over 10 years!

dragoncar

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Re: Mustachian People Problems (just for fun)
« Reply #671 on: October 17, 2014, 10:56:05 AM »
I used to work for a large technology company which had the "we-only-match-if-you-contribute-each-pay-period" thing.  Being engineers and being frugal and never one to miss an opportunity to optimize a solution, there were posts on internal message boards about how to contribute X% for the first Y pay periods, then Z% for the next W pay periods to optimize both hitting the IRS max and leave a minimum of employer contributions on the table.  I don't remember all the details, but people spent a great deal of time doing the math.  I think usually one could get to within about $50 of the theoretical best case.

Now I work for a company that trues things up, so I just max out around October or so and get true-up matches the rest of the year.  I like it here better.

I don't understand.  It doesn't seem hard to get it exact and leave nothing on the table.

If your salary changes during the year, it can mess with your % if you're trying to front-load as much as possible.

Hypothetical: $60,000 salary Jan-June, $65,000 salary July-Dec, contributions in whole percentage points 1-75%, match requires contributions in each twice-a-month pay period. $17,500/$60,000 = 0.29166. Contributions of 29% in pay periods 1-12 would be $725, or $8,700.

Then, when you get your raise, you're looking at contributions of $17,500-$8,700=$8,800 for the rest of the year. $8,800/[$65,000*.5]=0.27076. So you contribute 27% over pay periods 13-23, or $731.25 each, $8,043.75 total. For the last pay period, you've got $17,500-$8,700-$8,043.75=$756.25.

Then, for the last paycheck, set it to the max contribution percentage, but plan rules should max you out at the $756.25. So you've hit the match and max requirements with only 2 contribution changes. (Or 3 if you count going back down to 27% for the first period of the following year.)

Even more fun, the system can't guarantee when the % change will appear in your paycheck.  Even more fun when you combine that with 2 salary changes and a bonus this year.  If I hit the $17,500 early, then I have to contribute after-tax dollars or I lose out on my free match money from my employer.  We at least have fantastic expense ratio options... but it's an annoying but amusing game to land this plane properly.

That's ridiculous ... I find it hard to believe the back-end software can't handle a straight dollar amount per paycheck.  Maybe talk to the administrator and double check -- sometimes they just leave the option off the form because it's easier ...

NewbieFrugalUK

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Re: Mustachian People Problems (just for fun)
« Reply #672 on: October 17, 2014, 11:52:20 AM »
When you find yourself using the word 'complainypants' in casual conversation with your SIL and she just looks at you funny. Too much reading MMM!

Lizzy B.

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Re: Mustachian People Problems (just for fun)
« Reply #673 on: October 17, 2014, 01:56:02 PM »
When you get all excited about making a capsule wardrobe, but then realize you'd need MORE clothes to fill out to 33 pieces for a season.

tmac

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Re: Mustachian People Problems (just for fun)
« Reply #674 on: October 17, 2014, 02:05:32 PM »
When you find yourself using the word 'complainypants' in casual conversation with your SIL and she just looks at you funny. Too much reading MMM!

This has entered my daily vocabulary, and I heard my husband say it the other day. Bonus points! :)

When you get all excited about making a capsule wardrobe, but then realize you'd need MORE clothes to fill out to 33 pieces for a season.

Yes! That seems like a LOT of clothes to me.

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Re: Mustachian People Problems (just for fun)
« Reply #675 on: October 17, 2014, 02:06:37 PM »
Nothing to add to conversations among friends and co-workers about the latest TV series.  Don't recognize 80% of the 'stars' populating the tabloids.

I often say thing like "Oh yeah, you mean THAT girl with some hairs who sing some songs" and everybody laugh because they know I don’t even know who they are talking about.
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Le Barbu

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Re: Mustachian People Problems (just for fun)
« Reply #676 on: October 17, 2014, 02:29:38 PM »
Nothing to add to conversations among friends and co-workers about the latest TV series.  Don't recognize 80% of the 'stars' populating the tabloids.

I often say thing like "Oh yeah, you mean THAT girl with some hairs who sing some songs" and everybody laugh because they know I have no idea who they are talking about.
"The real reason this blog exists, is simply to save the entire human race from destroying itself through overconsumption of its own habitat"

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Re: Mustachian People Problems (just for fun)
« Reply #677 on: October 17, 2014, 08:02:49 PM »
When you get all excited about making a capsule wardrobe, but then realize you'd need MORE clothes to fill out to 33 pieces for a season.

I was cool with this, until I read "per season"...

You mean, as in your 20's, 30's, etc as a season?

livetogive

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Re: Mustachian People Problems (just for fun)
« Reply #678 on: October 18, 2014, 08:11:25 PM »
Still love this thread.   Dodging BMWs and Porsches in rush hour traffic as I fly by them on my bicycle.


Wolf_Stache

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Re: Mustachian People Problems (just for fun)
« Reply #679 on: October 18, 2014, 09:15:41 PM »
Still love this thread.   Dodging BMWs and Porsches in rush hour traffic as I fly by them on my bicycle.

Or listening to the people complaining about traffic on the way to work and thinking to yourself - There was traffic? Must not have noticed it as I rode by on my bicycle.

http://bikeyface.com/2013/12/12/traffic-talk/

Goldielocks

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Re: Mustachian People Problems (just for fun)
« Reply #680 on: October 18, 2014, 09:33:33 PM »
I keep complaining silently about the spendy people at out work when they travel for business.  Who ever needs to stay at a Hilton?

Why can't everyone buy groceries for breakfast and eat in their rooms? 

.. That is when I know I am overboard....

Spiffsome

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Re: Mustachian People Problems (just for fun)
« Reply #681 on: October 18, 2014, 10:03:49 PM »
Goldielocks, I've done the same thing. Bought a French breadstick and some nice cheese and eaten it for dinner, while sitting in a four-star hotel suite on a business trip. I still don't regret it.

shelivesthedream

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Re: Mustachian People Problems (just for fun)
« Reply #682 on: October 19, 2014, 05:00:42 AM »
When you get all excited about making a capsule wardrobe, but then realize you'd need MORE clothes to fill out to 33 pieces for a season.

I was cool with this, until I read "per season"...

You mean, as in your 20's, 30's, etc as a season?

Nope. That's Spring, Summer, Autumn and Winter.

However, I don't think 33 pieces is so crazy if you include everything except underwear. It's when people start saying "Oh, but scarves don't count" that I just give up with this capsule wardrobe thing. You still have to buy scarves, store scarves and match scarves to your outfit. They count. Also, it's not that you buy 33 new things every season. You're supposed to carry things on as you transition from season to season, just replace obviously warm-weather things with obvious cold-weather things, or vice versa. Also, next time that season rolls around, you already have your 33 pices in place.

I do say all this as someone who values nice clothes and having outfit choices. My solution is to only buy things in blue, white, red and brown. Everything matches. I also enjoy browsing as an activity in and I itself, rarely as a precusor to actually buying something. If I buy something I am like a ninja - I want exactly X, find exactly (or close enough) X, buy it, done.

Jmoody10

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Re: Mustachian People Problems (just for fun)
« Reply #683 on: October 19, 2014, 07:22:55 AM »
I'm sure someone's mentioned this one already, but it happened to me yesterday:
Pulled up to the gas pump; tank turned out to be on the passenger side. Had to do an awkward turn-around-and-back-in thing. Next month I will remember...
a lot of cars will have a small arrow next to the gas tank symbol or E symbol. The direction of the arrow shows you the side of the car with the tank on it.

resy

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Re: Mustachian People Problems (just for fun)
« Reply #684 on: October 19, 2014, 12:46:20 PM »
When you get all excited about making a capsule wardrobe, but then realize you'd need MORE clothes to fill out to 33 pieces for a season.

I was cool with this, until I read "per season"...

You mean, as in your 20's, 30's, etc as a season?

No...per season as in summer, fall, winter, etc.
Check it out! Google project 333

dragoncar

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Re: Mustachian People Problems (just for fun)
« Reply #685 on: October 19, 2014, 03:58:45 PM »
I'm sure someone's mentioned this one already, but it happened to me yesterday:
Pulled up to the gas pump; tank turned out to be on the passenger side. Had to do an awkward turn-around-and-back-in thing. Next month I will remember...
a lot of cars will have a small arrow next to the gas tank symbol or E symbol. The direction of the arrow shows you the side of the car with the tank on it.

Also most modern pumps have long enough hoses to reach the " wrong" side of your car

Josiecat

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Re: Mustachian People Problems (just for fun)
« Reply #686 on: October 19, 2014, 05:13:41 PM »
I keep complaining silently about the spendy people at out work when they travel for business.  Who ever needs to stay at a Hilton?

Why can't everyone buy groceries for breakfast and eat in their rooms? 


Why in the world would it matter when the company is paying for it anyway?  Enjoy yourself... you're not paying.

Practical Magic

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Re: Mustachian People Problems (just for fun)
« Reply #687 on: October 19, 2014, 08:02:02 PM »
A friend just told me her coworker is dressing up for Halloween as the Toaster Strudel kid and I had no idea what she meant, since I don't watch TV or eat sugary foods. :)
« Last Edit: October 19, 2014, 08:58:21 PM by Practical Magic »

Goldielocks

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Re: Mustachian People Problems (just for fun)
« Reply #688 on: October 19, 2014, 08:05:08 PM »
I keep complaining silently about the spendy people at out work when they travel for business.  Who ever needs to stay at a Hilton?

Why can't everyone buy groceries for breakfast and eat in their rooms? 


Why in the world would it matter when the company is paying for it anyway?  Enjoy yourself... you're not paying.

Good point - but that is my awkward MMM people problem.  I just don't enjoy eating out (alone) all the time.

 I also don't enjoy knowing that some of the company's profits (and my bonus?) are supporting fancy spending accounts either. (even though I could / should just enjoy it too)

Runningtuff

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Re: Mustachian People Problems (just for fun)
« Reply #689 on: October 20, 2014, 02:44:47 AM »
I don't want to use my emergency fund for $400 of car repairs because...it wouldn't earn premium interest that month.

gimp

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Re: Mustachian People Problems (just for fun)
« Reply #690 on: October 20, 2014, 01:05:51 PM »
Why in the world would it matter when the company is paying for it anyway?  Enjoy yourself... you're not paying.

I feel awkward at such places. When I was flying for work, I had a $50 per diem - I averaged around $20 and that was treating myself really well. I always chose the cheapest convenient hotel when there were options. I always asked for a medium-size econobox, even though a nicer one is like $2 more per day.

If I wouldn't pay for it myself, it makes me awkward to have someone else pay for it, especially since I really won't appreciate it - why do I need a nicer hotel? This one has a bed, a shower, a lock on the door, and it's clean. I'm using it to sleep and shower.

Jack

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Re: Mustachian People Problems (just for fun)
« Reply #691 on: October 20, 2014, 03:36:14 PM »
I always asked for a medium-size econobox, even though a nicer one is like $2 more per day.

Mustachian people problems: finding a rental car with a manual transmission (in the US).

myrax

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Re: Mustachian People Problems (just for fun)
« Reply #692 on: October 20, 2014, 06:45:00 PM »
I got summoned for jury duty for a trial that is expected to last 10 to 12 weeks. My colleagues keep asking why I'm worried when I can get out of it based on financial hardship. If I submitted my bank statements in order to make the financial hardship argument, the court would notice that every month the entirety of my paycheck goes to a savings account as soon as I get it, along with a substantial part of my husband's account.

horsepoor

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Re: Mustachian People Problems (just for fun)
« Reply #693 on: October 20, 2014, 08:16:49 PM »
I keep complaining silently about the spendy people at out work when they travel for business.  Who ever needs to stay at a Hilton?

Why can't everyone buy groceries for breakfast and eat in their rooms? 


Why in the world would it matter when the company is paying for it anyway?  Enjoy yourself... you're not paying.

We get a set per diem for meals and incidentals, so the less I spend, the more I get to pocket at the end of the trip.  So I guess that's a problem that I have - if I'm driving, I bring a big cooler full of food, then I'm all antisocial and don't go out to eat with the group unless there's a compelling reason to be sociable.  Last trip I just popped over to the restaurant after eating and had a beer and chatted instead of dropping $20 on a steak.  Bonus is not feeling bloated and disgusting when I get home.

LennStar

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Re: Mustachian People Problems (just for fun)
« Reply #694 on: October 21, 2014, 01:43:47 AM »
I got summoned for jury duty for a trial that is expected to last 10 to 12 weeks. My colleagues keep asking why I'm worried when I can get out of it based on financial hardship. If I submitted my bank statements in order to make the financial hardship argument, the court would notice that every month the entirety of my paycheck goes to a savings account as soon as I get it, along with a substantial part of my husband's account.
Wow. USA? The more I learn about that legal system the more despisable it is. In essence you are saying that not only the "rich" have a chance fight in trial because its costs so much, not only the "rich" have the chance (because the legal degree costs so much) to be judges but also only the "rich" are in the jury. Talk about bias here.

shelivesthedream

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Re: Mustachian People Problems (just for fun)
« Reply #695 on: October 21, 2014, 05:10:58 AM »
It's not very funny, but...

My husband gets paid quarterly but our rent is billed (as in a literal paper bill that I have to pay by cheque) monthly. I asked if we could pay quarterly in advance to save on the stupid amount of paperwork and our landlord looked at me like I was insane - the subtext was "Who can afford to pay three months of rent IN ADVANCE?" Apparently their accounting systems are not set up to handle that kind of dangerous financial planning.

Zaga

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Re: Mustachian People Problems (just for fun)
« Reply #696 on: October 21, 2014, 06:55:36 AM »
I got summoned for jury duty for a trial that is expected to last 10 to 12 weeks. My colleagues keep asking why I'm worried when I can get out of it based on financial hardship. If I submitted my bank statements in order to make the financial hardship argument, the court would notice that every month the entirety of my paycheck goes to a savings account as soon as I get it, along with a substantial part of my husband's account.
Wow. USA? The more I learn about that legal system the more despisable it is. In essence you are saying that not only the "rich" have a chance fight in trial because its costs so much, not only the "rich" have the chance (because the legal degree costs so much) to be judges but also only the "rich" are in the jury. Talk about bias here.
That's only part of the picture.  People who are unemployed or retired will also be over-represented on the jury because a small stipend is paid daily to jurors and for people who aren't working anyways this small stipend is like a bonus.

*I don't know how much it is, but it's much less than minimum wage.  Last I heard it was something like $11 a day, but that was years ago.

infogoon

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Re: Mustachian People Problems (just for fun)
« Reply #697 on: October 21, 2014, 08:04:07 AM »
I got summoned for jury duty for a trial that is expected to last 10 to 12 weeks. My colleagues keep asking why I'm worried when I can get out of it based on financial hardship. If I submitted my bank statements in order to make the financial hardship argument, the court would notice that every month the entirety of my paycheck goes to a savings account as soon as I get it, along with a substantial part of my husband's account.
Wow. USA? The more I learn about that legal system the more despisable it is. In essence you are saying that not only the "rich" have a chance fight in trial because its costs so much, not only the "rich" have the chance (because the legal degree costs so much) to be judges but also only the "rich" are in the jury. Talk about bias here.
That's only part of the picture.  People who are unemployed or retired will also be over-represented on the jury because a small stipend is paid daily to jurors and for people who aren't working anyways this small stipend is like a bonus.

*I don't know how much it is, but it's much less than minimum wage.  Last I heard it was something like $11 a day, but that was years ago.

I think it varies by county. The last time I served on a jury, in 1999, I got $80 a day. My father in law is on a jury right now and his stipend is $40 (which just about covers parking for the day and lunch).

livetogive

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Re: Mustachian People Problems (just for fun)
« Reply #698 on: October 21, 2014, 08:13:17 AM »
I got summoned for jury duty for a trial that is expected to last 10 to 12 weeks. My colleagues keep asking why I'm worried when I can get out of it based on financial hardship. If I submitted my bank statements in order to make the financial hardship argument, the court would notice that every month the entirety of my paycheck goes to a savings account as soon as I get it, along with a substantial part of my husband's account.
Wow. USA? The more I learn about that legal system the more despisable it is. In essence you are saying that not only the "rich" have a chance fight in trial because its costs so much, not only the "rich" have the chance (because the legal degree costs so much) to be judges but also only the "rich" are in the jury. Talk about bias here.

Dude our legal system is beyond broken.  We're the most incarcerated society on the planet which presumably means we have lots of criminal trials,  yet we force our jurors to come in and "pay"  them less than $20 per day u den the laughable guise of civic duty.

I wonder how much the lawyers and judges are making?

Zaga

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Re: Mustachian People Problems (just for fun)
« Reply #699 on: October 21, 2014, 08:38:25 AM »
I got summoned for jury duty for a trial that is expected to last 10 to 12 weeks. My colleagues keep asking why I'm worried when I can get out of it based on financial hardship. If I submitted my bank statements in order to make the financial hardship argument, the court would notice that every month the entirety of my paycheck goes to a savings account as soon as I get it, along with a substantial part of my husband's account.
Wow. USA? The more I learn about that legal system the more despisable it is. In essence you are saying that not only the "rich" have a chance fight in trial because its costs so much, not only the "rich" have the chance (because the legal degree costs so much) to be judges but also only the "rich" are in the jury. Talk about bias here.
That's only part of the picture.  People who are unemployed or retired will also be over-represented on the jury because a small stipend is paid daily to jurors and for people who aren't working anyways this small stipend is like a bonus.

*I don't know how much it is, but it's much less than minimum wage.  Last I heard it was something like $11 a day, but that was years ago.

I think it varies by county. The last time I served on a jury, in 1999, I got $80 a day. My father in law is on a jury right now and his stipend is $40 (which just about covers parking for the day and lunch).
You're probably right about that.  Where I live there are plenty of free places to park, it's a fairly poor area of the rust belt.  So they pay less than a city would.