Author Topic: Mustachian People Problems (just for fun)  (Read 1702507 times)

Paul der Krake

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Re: Mustachian People Problems (just for fun)
« Reply #4150 on: August 31, 2017, 04:27:07 PM »
Skype sent me a note saying that I won't be able to log in unless I upgrade my version.
I can't upgrade my version on my laptop because it was too old to upgrade the Windows OS. So software & websites are gradually not being supported.  I also can't upgrade Chrome, so LinkedIn won't let me on, etc.
Install Ubuntu...

This is an exceptionally good suggestion.
No kidding. Don't run unsupported software that stopped receiving updates.

Fresh Bread

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Re: Mustachian People Problems (just for fun)
« Reply #4151 on: August 31, 2017, 06:45:28 PM »
My husband's company is having a restructure. He was invited to an important meeting this morning and he didn't know whether he'd still have a job at the end of it. I totally forgot about it and didn't ask him how it went :( He still has a job :)

SwordGuy

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Re: Mustachian People Problems (just for fun)
« Reply #4152 on: August 31, 2017, 07:02:36 PM »
There will be a 2 week gap between our current government contract ending and our new contract starting.

I'm looking forward to 2 weeks of unpaid leave.

Everyone else wants the contract extended to close the 2 week gap so they don't lose the pay.


theadvicist

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Re: Mustachian People Problems (just for fun)
« Reply #4153 on: September 01, 2017, 03:36:53 AM »
My husband's company is having a restructure. He was invited to an important meeting this morning and he didn't know whether he'd still have a job at the end of it. I totally forgot about it and didn't ask him how it went :( He still has a job :)

Ha ha! My husband was notified of impending redundancy a couple of weeks after we announced we were expecting twins. Our mustachian problem was trying to appear devastated so they would take pity and increase the payout offer. They did, but man it was hard not to be like, "more cash? And time off whilst we have the babies? YES PLEASE!"

mustachepungoeshere

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Re: Mustachian People Problems (just for fun)
« Reply #4154 on: September 01, 2017, 03:41:16 AM »
Brought a can of soup to work as a backup lunch option.

But the kitchen at my work doesn't have a regular can opener. 500,000 sugar packets and a pound of pepper and 38 mugs. But no can opener.

.... so I used the kind of juice can opener that you use to pierce a tomato juice can and just sawtooth-hacked it open.

Been their! Do you also have 15 boxes of plastic silverware but not a single fork anywhere? seems like I forget to pack a fork about once a month or so and I spend half my lunch break digging for what feels like the LAST fork.

My office has no cutlery (plastic or otherwise) and no mugs, but a dozen glass champagne flutes and 5000 plastic coffee cup lids.

Now those are useful!

ಠ_ಠ

marty998

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Re: Mustachian People Problems (just for fun)
« Reply #4155 on: September 01, 2017, 04:20:29 AM »
Brought a can of soup to work as a backup lunch option.

But the kitchen at my work doesn't have a regular can opener. 500,000 sugar packets and a pound of pepper and 38 mugs. But no can opener.

.... so I used the kind of juice can opener that you use to pierce a tomato juice can and just sawtooth-hacked it open.

Been their! Do you also have 15 boxes of plastic silverware but not a single fork anywhere? seems like I forget to pack a fork about once a month or so and I spend half my lunch break digging for what feels like the LAST fork.

My office has no cutlery (plastic or otherwise) and no mugs, but a dozen glass champagne flutes and 5000 plastic coffee cup lids.

Now those are useful!

ಠ_ಠ

Just the lids? Wow... odd. I know you're office is weird but that confirms it :)

I'm about to off and go google "what can you do with 5000 coffee cup lids".

mustachepungoeshere

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Re: Mustachian People Problems (just for fun)
« Reply #4156 on: September 01, 2017, 04:35:27 AM »
Brought a can of soup to work as a backup lunch option.

But the kitchen at my work doesn't have a regular can opener. 500,000 sugar packets and a pound of pepper and 38 mugs. But no can opener.

.... so I used the kind of juice can opener that you use to pierce a tomato juice can and just sawtooth-hacked it open.

Been their! Do you also have 15 boxes of plastic silverware but not a single fork anywhere? seems like I forget to pack a fork about once a month or so and I spend half my lunch break digging for what feels like the LAST fork.

My office has no cutlery (plastic or otherwise) and no mugs, but a dozen glass champagne flutes and 5000 plastic coffee cup lids.

Now those are useful!

ಠ_ಠ

Just the lids? Wow... odd. I know you're office is weird but that confirms it :)

I'm about to off and go google "what can you do with 5000 coffee cup lids".

I assume that, at some point, many years ago, when the company had a budget for such things, they supplied the cups too.

RWD

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Re: Mustachian People Problems (just for fun)
« Reply #4157 on: September 01, 2017, 08:14:08 AM »
My office has no cutlery (plastic or otherwise) and no mugs, but a dozen glass champagne flutes and 5000 plastic coffee cup lids.

Now those are useful!

ಠ_ಠ

Just the lids? Wow... odd. I know you're office is weird but that confirms it :)

I'm about to off and go google "what can you do with 5000 coffee cup lids".

I assume that, at some point, many years ago, when the company had a budget for such things, they supplied the cups too.

We were looking at disposable coffee cup options at the store a while back and a lot of them come with an equal number of lids bundled in the package. And there was not an equivalent version without the lids. Since the lids are essentially guaranteed to be used at a slower rate than the cups I can see how a company could end up with a stockpile over time.

SwordGuy

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Re: Mustachian People Problems (just for fun)
« Reply #4158 on: September 01, 2017, 08:44:58 AM »
I'm about to off and go google "what can you do with 5000 coffee cup lids".

Donate them to a college art department for their students.

They might even make something worth seeing out of them.  Or not.  It's a crapshoot.

Imma

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Re: Mustachian People Problems (just for fun)
« Reply #4159 on: September 01, 2017, 08:47:08 AM »
My office has no cutlery (plastic or otherwise) and no mugs, but a dozen glass champagne flutes and 5000 plastic coffee cup lids.

Now those are useful!

ಠ_ಠ

Just the lids? Wow... odd. I know you're office is weird but that confirms it :)

I'm about to off and go google "what can you do with 5000 coffee cup lids".

I assume that, at some point, many years ago, when the company had a budget for such things, they supplied the cups too.

We were looking at disposable coffee cup options at the store a while back and a lot of them come with an equal number of lids bundled in the package. And there was not an equivalent version without the lids. Since the lids are essentially guaranteed to be used at a slower rate than the cups I can see how a company could end up with a stockpile over time.

My s/o's company provided their employees with porcelain to go coffee mugs (with a resuable silicone lid) with the company logo on them.

He chose the pink one because no one else wanted to be seen with a pink mug and now he's never in doubt which coffee is his.

LennStar

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Re: Mustachian People Problems (just for fun)
« Reply #4160 on: September 01, 2017, 11:16:51 AM »
He chose the pink one because no one else wanted to be seen with a pink mug and now he's never in doubt which coffee is his.

LOL yes, I can understand that. My (unfortunately severely acci-dented) last car was yellow, one of the first after the ubiquious metallic-blueish wave (now it seems every new car is white).

It was not only remarkably cooler in summer then the same model in blue, and a lot more visible (safety!), I also never needed to remember where on the parking lot I was standing. All I needed was to look around and ah!! there!

Today I have seen the same model in a sort of dark pink. Now that certainly is a color where you dont' have to remember the parking spot, too!

Still, yellow is the most practical color.

mustachepungoeshere

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Re: Mustachian People Problems (just for fun)
« Reply #4161 on: September 02, 2017, 02:24:04 AM »
My s/o's company provided their employees with porcelain to go coffee mugs (with a resuable silicone lid) with the company logo on them.

He chose the pink one because no one else wanted to be seen with a pink mug and now he's never in doubt which coffee is his.

I have a couple of male friends who only buy pink cigarette lighters for that reason. No-one will nick them.

Imma

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Re: Mustachian People Problems (just for fun)
« Reply #4162 on: September 02, 2017, 02:52:33 AM »
I feel deeply conflicted about wrapping paper. Why buy a product without any purpose, just to throw it away after 5 minutes of use?

Luckyvik

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Re: Mustachian People Problems (just for fun)
« Reply #4163 on: September 02, 2017, 03:15:40 AM »
I feel deeply conflicted about wrapping paper. Why buy a product without any purpose, just to throw it away after 5 minutes of use?
I don't buy wrapping paper, I use paper that comes with deliveries as wrapping paper or sometimes I will sticky tape magazine pages together and make wrapping paper out of that.


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mustachepungoeshere

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Re: Mustachian People Problems (just for fun)
« Reply #4164 on: September 02, 2017, 03:54:37 AM »
I feel deeply conflicted about wrapping paper. Why buy a product without any purpose, just to throw it away after 5 minutes of use?
I don't buy wrapping paper, I use paper that comes with deliveries as wrapping paper or sometimes I will sticky tape magazine pages together and make wrapping paper out of that.


Sent from my iPhone using Tapatalk

I re-use some paper, re-use gift bags, skip the paper altogether and get creative with (upcycled) satin ribbon, or use fabric for my mum, knowing she will then sew with it.

soccerluvof4

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Re: Mustachian People Problems (just for fun)
« Reply #4165 on: September 02, 2017, 10:57:59 AM »
I made a real nice Tuna Caserole yesterday with crushed chips and some leftover onions from a bean casserole. Well once i put it in the oven i realized I forgot the Tuna.  Still was going leftovers and all by noon the next day.

BTDretire

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Re: Mustachian People Problems (just for fun)
« Reply #4166 on: September 02, 2017, 01:32:06 PM »

Been their! Do you also have 15 boxes of plastic silverware but not a single fork anywhere? seems like I forget to pack a fork about once a month or so and I spend half my lunch break digging for what feels like the LAST fork.
This reminds me of our local post office, they taped a plastic fork to the top of each pen in the pen cup to keep people from taking them.
While standing in line I'd always say I came here to steal a fork,
but they taped them to those pens!

merula

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Re: Mustachian People Problems (just for fun)
« Reply #4167 on: September 02, 2017, 03:57:07 PM »
MPP #1: I got too busy with ACTUAL work yesterday and didn't get a chance to do my end-of-month spreadsheet updates and Vanguard buy until now. So the buy doesn't go through until TUESDAY close! Unbelievable....

MPP #2: In the course of doing that spreadsheet update, I realized that Personal Capital had lost track of my 401k login in mid-June. I updated it, and completely blew through a net worth milestone. It was anticlimactic, and I'm strangely disappointed.

dragoncar

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Re: Mustachian People Problems (just for fun)
« Reply #4168 on: September 02, 2017, 07:47:31 PM »
I feel deeply conflicted about wrapping paper. Why buy a product without any purpose, just to throw it away after 5 minutes of use?
I don't buy wrapping paper, I use paper that comes with deliveries as wrapping paper or sometimes I will sticky tape magazine pages together and make wrapping paper out of that.


Sent from my iPhone using Tapatalk

I also do not buy anything with a purely aesthetic purpose. 

secondcor521

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Re: Mustachian People Problems (just for fun)
« Reply #4169 on: September 02, 2017, 10:31:40 PM »
I feel deeply conflicted about wrapping paper. Why buy a product without any purpose, just to throw it away after 5 minutes of use?
I don't buy wrapping paper, I use paper that comes with deliveries as wrapping paper or sometimes I will sticky tape magazine pages together and make wrapping paper out of that.


Sent from my iPhone using Tapatalk

I also do not buy anything with a purely aesthetic purpose.

I skip presents altogether and just give my kids money.  They are weird like me and appreciate the shortcut.

dragoncar

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Re: Mustachian People Problems (just for fun)
« Reply #4170 on: September 03, 2017, 08:02:35 PM »
I feel deeply conflicted about wrapping paper. Why buy a product without any purpose, just to throw it away after 5 minutes of use?
I don't buy wrapping paper, I use paper that comes with deliveries as wrapping paper or sometimes I will sticky tape magazine pages together and make wrapping paper out of that.


Sent from my iPhone using Tapatalk

I also do not buy anything with a purely aesthetic purpose.

I skip presents altogether and just give my kids money.  They are weird like me and appreciate the shortcut.

Careful giving money, they might just blow it on something useless like wrapping paper

secondcor521

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Re: Mustachian People Problems (just for fun)
« Reply #4171 on: September 03, 2017, 08:54:50 PM »
I feel deeply conflicted about wrapping paper. Why buy a product without any purpose, just to throw it away after 5 minutes of use?
I don't buy wrapping paper, I use paper that comes with deliveries as wrapping paper or sometimes I will sticky tape magazine pages together and make wrapping paper out of that.


Sent from my iPhone using Tapatalk

I also do not buy anything with a purely aesthetic purpose.

I skip presents altogether and just give my kids money.  They are weird like me and appreciate the shortcut.

Careful giving money, they might just blow it on something useless like wrapping paper

Heh.  Or use it as wrapping paper.  ;-)

theadvicist

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Re: Mustachian People Problems (just for fun)
« Reply #4172 on: September 04, 2017, 07:57:26 AM »
I do buy and use wrapping paper, but only plain silver, so that it is not occasion / person specific. Works for weddings, christenings, Christmas, male and female birthdays and only one roll to store.

markbike528CBX

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Re: Mustachian People Problems (just for fun)
« Reply #4173 on: September 04, 2017, 09:17:45 AM »
Heh.  Or use it as wrapping paper.  ;-)

Like this?   http://www.moneyfactorystore.gov/1currencysheets.

This is just too scary --> moneyfactorystore.gov


edit grammar

Imma

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Re: Mustachian People Problems (just for fun)
« Reply #4174 on: September 04, 2017, 12:33:18 PM »
I do a very boring 10 minute treadmill run twice a week and the only way I can hold on that long is by doing mental FIRE calculations. "What would happen if I would tweak this" - scenarios.  After two years of doing this exercise routine, I'm running out of calculations to make.

( In case you are wondering, yes, I know I can exercise outside, and I do, every single day, but my physical therapist recommends hill running for me and we don't have hills around here )

markbike528CBX

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Re: Mustachian People Problems (just for fun)
« Reply #4175 on: September 04, 2017, 08:30:35 PM »
....snip... After two years of doing this exercise routine, I'm running out of calculations to make.

When you can mentally plot the data on single log scale, double log scale, and a probability scale, then even Maizeman might not be able to get you further along.  Keep calculating, it is good for you :-)

http://www.pnl.gov/main/publications/external/technical_reports/PNNL-15160.pdf pg 127, since I'm not skilled at adding pics.

Edit for spelling.

« Last Edit: September 05, 2017, 01:11:30 PM by markbike528CBX »

Aegishjalmur

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Re: Mustachian People Problems (just for fun)
« Reply #4176 on: September 05, 2017, 10:19:29 AM »
my physical therapist recommends hill running for me and we don't have hills around here )

Do you have access to a multilevel office building with stairwells you can access? My DW's office building is square w/ stairways at each corner connected by hallways. All offices have their main doors off of the hallway so you can access the halls/stairways w/out going through someone's workspace. 2 of the stairs are 2 flights, 2 have 3 flights as access the basement, so once around going up and down gets you 10 flights. The north side is a 3 flight and has the least activity of the 4 entrances, so well waiting for DW to get off work(we have 1 car, carpool and I have an earlier schedule than her so I can have an hr, hr and a half to kill) I do the stairs. Do 15 sets up and down on the stairs and you will definitely get a good workout. during the winter I hit the stairs hard, most ever did in one week was in the 800 flights range.... what's nice with the stairs is it's easy to do as many/ as few as you can. If you get tired, you can just stop at one floor and spin around the office(since you are just walking a hallway vs through an office) until you have rested enough and can do some more. It also allows you to adjust what muscles you are using: You can do every step, every other step, run up steps(tend to hit every other step when doing this), or quickstep(go for speed but hitting every stair).


Threshkin

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Re: Mustachian People Problems (just for fun)
« Reply #4177 on: September 05, 2017, 01:18:15 PM »
Heh.  Or use it as wrapping paper.  ;-)

Like this?   http://www.moneyfactorystore.gov/1currencysheets.

This is just too scary --> moneyfactorystore.gov


edit grammar

Broken link.  This worked for me: http://www.moneyfactorystore.gov/uncutcurrency.aspx

The ultimate wrapping paper for someone who has everything!

solon

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Re: Mustachian People Problems (just for fun)
« Reply #4178 on: September 05, 2017, 01:21:05 PM »
Heh.  Or use it as wrapping paper.  ;-)

Like this?   http://www.moneyfactorystore.gov/1currencysheets.

This is just too scary --> moneyfactorystore.gov


edit grammar

Broken link.  This worked for me: http://www.moneyfactorystore.gov/uncutcurrency.aspx

The ultimate wrapping paper for someone who has everything!

Hah! Might as well burn a $100 bill!

dragoncar

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Re: Mustachian People Problems (just for fun)
« Reply #4179 on: September 05, 2017, 01:58:37 PM »
Heh.  Or use it as wrapping paper.  ;-)

Like this?   http://www.moneyfactorystore.gov/1currencysheets.

This is just too scary --> moneyfactorystore.gov


edit grammar

Broken link.  This worked for me: http://www.moneyfactorystore.gov/uncutcurrency.aspx

The ultimate wrapping paper for someone who has everything!

Hah! Might as well burn a $100 bill!

The money isn't destroyed though, you could still cut it up and spend it, or sell it used for a slight discount due to wrinkling (assuming you unwrapped it carefully).  Even torn, you can exchange bills for a new one at the bank. 

The markup on the 50 $1 sheet is only $36, not $100.

solon

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Re: Mustachian People Problems (just for fun)
« Reply #4180 on: September 05, 2017, 02:04:17 PM »
Heh.  Or use it as wrapping paper.  ;-)

Like this?   http://www.moneyfactorystore.gov/1currencysheets.

This is just too scary --> moneyfactorystore.gov


edit grammar

Broken link.  This worked for me: http://www.moneyfactorystore.gov/uncutcurrency.aspx

The ultimate wrapping paper for someone who has everything!

Hah! Might as well burn a $100 bill!

The money isn't destroyed though, you could still cut it up and spend it, or sell it used for a slight discount due to wrinkling (assuming you unwrapped it carefully).  Even torn, you can exchange bills for a new one at the bank. 

The markup on the 50 $1 sheet is only $36, not $100.

Yeah. I was just trying to bring to mind that money-burning post that got deleted.

Loren Ver

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Re: Mustachian People Problems (just for fun)
« Reply #4181 on: September 05, 2017, 03:12:35 PM »
My s/o's company provided their employees with porcelain to go coffee mugs (with a resuable silicone lid) with the company logo on them.

He chose the pink one because no one else wanted to be seen with a pink mug and now he's never in doubt which coffee is his.

I have a couple of male friends who only buy pink cigarette lighters for that reason. No-one will nick them.

When my dad was in the Air Force his scissors kept disappearing.  So he took my Hello Kitty scissors in.  Never had another issue. 

Fomerly known as something

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Re: Mustachian People Problems (just for fun)
« Reply #4182 on: September 07, 2017, 04:49:06 AM »
My s/o's company provided their employees with porcelain to go coffee mugs (with a resuable silicone lid) with the company logo on them.

He chose the pink one because no one else wanted to be seen with a pink mug and now he's never in doubt which coffee is his.

I have a couple of male friends who only buy pink cigarette lighters for that reason. No-one will nick them.

When my dad was in the Air Force his scissors kept disappearing.  So he took my Hello Kitty scissors in.  Never had another issue.

I work in a male dominated field.  All my things I want not to get "lost" has Hello kitty duct tape on it.

LennStar

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Re: Mustachian People Problems (just for fun)
« Reply #4183 on: September 07, 2017, 07:53:04 AM »
My s/o's company provided their employees with porcelain to go coffee mugs (with a resuable silicone lid) with the company logo on them.

He chose the pink one because no one else wanted to be seen with a pink mug and now he's never in doubt which coffee is his.

I have a couple of male friends who only buy pink cigarette lighters for that reason. No-one will nick them.

When my dad was in the Air Force his scissors kept disappearing.  So he took my Hello Kitty scissors in.  Never had another issue.

I work in a male dominated field.  All my things I want not to get "lost" has Hello kitty duct tape on it.

At least now I know the reason for this:

https://www.northwestfirearms.com/attachments/8500111049_a212279791_o-jpg.132295/

SunshineAZ

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Re: Mustachian People Problems (just for fun)
« Reply #4184 on: September 07, 2017, 08:58:03 AM »
A few months back I got a notice from one of my credit card companies notifying me that they would not be sending me a new card and would be closing out my account when the current card expires due to lack of use.  Last week, I got a notice for a different credit card that they will close that account if I don't use it by October 6th.  So now I have to find a way to use the card before I go on vacation in two weeks.  (I only take 1 card when I go on vacation.)

Honestly I don't really care, but I am worried that losing both cards will negatively impact my credit score.  :( 

With This Herring

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Re: Mustachian People Problems (just for fun)
« Reply #4185 on: September 07, 2017, 10:22:39 AM »
A few months back I got a notice from one of my credit card companies notifying me that they would not be sending me a new card and would be closing out my account when the current card expires due to lack of use.  Last week, I got a notice for a different credit card that they will close that account if I don't use it by October 6th.  So now I have to find a way to use the card before I go on vacation in two weeks.  (I only take 1 card when I go on vacation.)

Honestly I don't really care, but I am worried that losing both cards will negatively impact my credit score.  :(

Buy groceries?  Or just a pack of gum?

SunshineAZ

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Re: Mustachian People Problems (just for fun)
« Reply #4186 on: September 07, 2017, 10:25:13 AM »
A few months back I got a notice from one of my credit card companies notifying me that they would not be sending me a new card and would be closing out my account when the current card expires due to lack of use.  Last week, I got a notice for a different credit card that they will close that account if I don't use it by October 6th.  So now I have to find a way to use the card before I go on vacation in two weeks.  (I only take 1 card when I go on vacation.)

Honestly I don't really care, but I am worried that losing both cards will negatively impact my credit score.  :(

Buy groceries?  Or just a pack of gum?

My dog has an appointment at the vet next week, so I will probably use it there.  I just have to make sure I remember to use that card.  :)

dragoncar

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Re: Mustachian People Problems (just for fun)
« Reply #4187 on: September 07, 2017, 11:12:11 AM »
A few months back I got a notice from one of my credit card companies notifying me that they would not be sending me a new card and would be closing out my account when the current card expires due to lack of use.  Last week, I got a notice for a different credit card that they will close that account if I don't use it by October 6th.  So now I have to find a way to use the card before I go on vacation in two weeks.  (I only take 1 card when I go on vacation.)

Honestly I don't really care, but I am worried that losing both cards will negatively impact my credit score.  :(

The card will stay on your record for like 10 years, so it shouldn't have a large impact if you have other credit.  That said, just paypal me some monies

Noodle

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Re: Mustachian People Problems (just for fun)
« Reply #4188 on: September 07, 2017, 11:32:59 AM »
My s/o's company provided their employees with porcelain to go coffee mugs (with a resuable silicone lid) with the company logo on them.

He chose the pink one because no one else wanted to be seen with a pink mug and now he's never in doubt which coffee is his.

I have a couple of male friends who only buy pink cigarette lighters for that reason. No-one will nick them.

When my dad was in the Air Force his scissors kept disappearing.  So he took my Hello Kitty scissors in.  Never had another issue.

I work in a male dominated field.  All my things I want not to get "lost" has Hello kitty duct tape on it.

I attended college back in the early 1990s in an area that had rainy weather on a regular basis, so as a student walking around campus you pretty much always wanted to have an umbrella in your backpack. Most people had the cheap black umbrellas that they sell at the drugstore and campus bookstore, and there was a constant problem with people snitching each other's umbrellas that had been left to dry. I picked out a deep pink umbrella, figuring that 50% of my classmates would refuse to be seen with it, and it would be easy to pick out among the other 50%. Still had it four years later when I graduated!

Loren Ver

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Re: Mustachian People Problems (just for fun)
« Reply #4189 on: September 12, 2017, 03:41:52 PM »
My s/o's company provided their employees with porcelain to go coffee mugs (with a resuable silicone lid) with the company logo on them.

He chose the pink one because no one else wanted to be seen with a pink mug and now he's never in doubt which coffee is his.

The power of Pink and Hello Kitty.  Truly amazing!

I have a couple of male friends who only buy pink cigarette lighters for that reason. No-one will nick them.

When my dad was in the Air Force his scissors kept disappearing.  So he took my Hello Kitty scissors in.  Never had another issue.

I work in a male dominated field.  All my things I want not to get "lost" has Hello kitty duct tape on it.

I attended college back in the early 1990s in an area that had rainy weather on a regular basis, so as a student walking around campus you pretty much always wanted to have an umbrella in your backpack. Most people had the cheap black umbrellas that they sell at the drugstore and campus bookstore, and there was a constant problem with people snitching each other's umbrellas that had been left to dry. I picked out a deep pink umbrella, figuring that 50% of my classmates would refuse to be seen with it, and it would be easy to pick out among the other 50%. Still had it four years later when I graduated!

merula

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Re: Mustachian People Problems (just for fun)
« Reply #4190 on: September 14, 2017, 09:26:11 AM »
September is a three-paycheck month at my work. My 401k withholding strategy is to put those third paychecks almost solely towards the 401k and then split up whatever remains among the other 24 "normal" paychecks.

So, at the beginning of the year, I figured out that I'd need to put in X% for the two third-paychecks and Y% for the regular paychecks, and that'd get me to $18,003. (My work auto-adjusts if you hit $18,000, so the last paycheck in December would be slightly less than Y%.)

Somewhere along the line, something got screwed up. When I was checking on the YTD contributions to make the September changeover, I figured out that if I stuck with X and Y, I'd only contribute $17,997.78 for the full year. Like heck I'm going to leave $2.12 in tax free savings on the table, so I had to recalculate EVERYTHING.

RWD

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Re: Mustachian People Problems (just for fun)
« Reply #4191 on: September 14, 2017, 05:45:12 PM »
Somewhere along the line, something got screwed up. When I was checking on the YTD contributions to make the September changeover, I figured out that if I stuck with X and Y, I'd only contribute $17,997.78 for the full year. Like heck I'm going to leave $2.12 in tax free savings on the table, so I had to recalculate EVERYTHING.

I had a similar situation at my work one year. My contributions on my last paycheck would only bring me to something like ~$17,970. I decided not to bother changing it since we can only choose whole percentages so it's kind of clunky. However, my employer was nice and automatically increased my contribution for the final paycheck of the year to bring me to $18k exactly. I knew they would keep me from going over, but it was a nice surprise to find my contributions rounded up to the limit.

Rural

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Re: Mustachian People Problems (just for fun)
« Reply #4192 on: September 14, 2017, 05:56:05 PM »
A couple of years ago I ended up with $6499.99 in HSA contributions. Still not sure how that happened.

gaja

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Re: Mustachian People Problems (just for fun)
« Reply #4193 on: September 15, 2017, 12:09:46 AM »
My office is currently 900m from home. In the national election last Monday it was decided that my region will be merged with two others, and the office will probably be moved in two years, adding at least an hour on the train to my daily commute. I really can't be bothered to spend so my time without getting paid for it, so I'm considering other options. The employer knows this, and is considering counting time on public transport as work time, letting us work up to 80% of the time from home, and establishing remote offices. It pays being more than one mustachian in the office (and having strong unions).

pdxmonkey

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Re: Mustachian People Problems (just for fun)
« Reply #4194 on: September 15, 2017, 01:15:26 AM »
My office is currently 9 meters* from my bedroom. Hopefully things work out stuck that the same can be true for you.

*I haven't measured. I suspect that's exaggerating the walking distance. The through walls distance is more like 1.5-2m.

barbaz

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Re: Mustachian People Problems (just for fun)
« Reply #4195 on: September 15, 2017, 10:21:43 AM »
My office is currently 9 meters* from my bedroom. Hopefully things work out stuck that the same can be true for you.

*I haven't measured. I suspect that's exaggerating the walking distance. The through walls distance is more like 1.5-2m.
You have to consider the detour to the kitchen to grab a drink. The miles add up over the years.

barbaz

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Re: Mustachian People Problems (just for fun)
« Reply #4196 on: September 15, 2017, 10:22:15 AM »
My office is currently 9 meters* from my bedroom. Hopefully things work out stuck that the same can be true for you.

*I haven't measured. I suspect that's exaggerating the walking distance. The through walls distance is more like 1.5-2m.
You have to consider the detour to the kitchen to grab a drink. The miles add up over the years.

LennStar

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Re: Mustachian People Problems (just for fun)
« Reply #4197 on: September 16, 2017, 06:10:10 AM »
It pays being more than one mustachian in the office (and having strong unions).
Yeah Unions, the Communistic Hitlers, forcing companies to do things The Market would never allow! They will crush the whole economy and then the land!

gaja

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Re: Mustachian People Problems (just for fun)
« Reply #4198 on: September 16, 2017, 06:32:02 AM »
It pays being more than one mustachian in the office (and having strong unions).
Yeah Unions, the Communistic Hitlers, forcing companies to do things The Market would never allow! They will crush the whole economy and then the land!
Don't forget that these are the unions for public employees, which I have seen several times on these forums should be banned, because the public sector is a friendly being that is always looking out for the wellbeing of all and we should be grateful we are allowed to work there at all.

TomTX

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Re: Mustachian People Problems (just for fun)
« Reply #4199 on: September 16, 2017, 09:59:12 AM »
A few months back I got a notice from one of my credit card companies notifying me that they would not be sending me a new card and would be closing out my account when the current card expires due to lack of use.  Last week, I got a notice for a different credit card that they will close that account if I don't use it by October 6th.  So now I have to find a way to use the card before I go on vacation in two weeks.  (I only take 1 card when I go on vacation.)

Honestly I don't really care, but I am worried that losing both cards will negatively impact my credit score.  :(

Having multiple credit cards is helpful for your credit score. Multiple NEW cards are a temporary dip, but it's a pretty weak effect. I've opened a dozen new cards this year and still have an 830 FICO (not Vantage Score, actual FICO) - as of the last Discover update.

I put as much spending as I can on credit cards for the cash back - or even better, a signup bonus. Utilities, groceries, gas, travel for work, etc. Anything that doesn't have a fee to use a credit card - and occasionally something that does have a fee (like property taxes) if I need to finish off a juicy signup bonus.

For example: the Chase Sapphire Preferred (CSP.) 50,000 point signup bonus if you spend $4,000 within 3 months. That can be cashed out for $500. No annual fee for the first year, and Chase makes it fairly easy to change to a no-fee card after the year ends (before you have to pay the fee.)

Let's use the real-life example that got me into doing credit card signup bonuses:

I have $4,000 in property taxes coming up - and the County charges 2.19% to use a credit card. Normally a Mustachian would say "No WAY! I'll cut a check instead of paying a fee!"

But that leaves a lot of free money on the table.

Here's how the math works out:

-$88 in fees
+$40 from 1% cash back on the card
+ $500 from the signup bonus

Result: $452 in profit for something that MIGHT take an hour total of my time. If you are just getting started, maybe 2 hours. That includes filling out the online application, setting up a Chase login and password, setting up autopay for the bill, cashing out the points and (after a year) changing to a no-fee card.

Of course, this only works for responsible credit card users.

Disclosure: Using the link in my signature to sign up does get me a referral bonus. It does not reduce your bonus in any way, nor do you have any obligation to use it.