Author Topic: Mustachian People Problems (just for fun)  (Read 1068561 times)

riverffashion

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Re: Mustachian People Problems (just for fun)
« Reply #1850 on: August 27, 2015, 01:43:22 PM »
I cannot relate to much of the hand-wringing by my fellow millennials because I have mercilessly slaughtered my (and my husband's) student debt.

So true! Was recently at a dinner where everyone was moaning, "I'll be working till I'm 75, I'm never gonna retire", and my husband agreed, and I was like, "Shut up, we're loaded" (but I said it quietly). I just cannot relate to people who tell me how broke they are whilst spending 200 a month on coffee and renovating their perfectly good house because they want a slightly bigger kitchen.

Maybe his agreement was 'yes, YOU will be working till you are 75 (you spendthrift twits)'

Ha ha, good point, hopefully that's what he meant! And if so, he's right, the people in question will be working a long long time to pay for all that crap they buy yet don't even seem to really want.

I hear these exact grumblings regularly, and I just keep my mouth shut about early retirement plans. Because as many of you hav experienced , most people think it's a f*ing fantasy. Now I let the few who ask how it is that I feel super relaxed despite having barely worked this year ( health) in on why this is...
And when people realize I'm not living paycheck to paycheck, this is not even believable to most. They figure I must have some debt somewhere. Ah, the perils of people thinking I am crazy, that I am grandiose. Hahaha.

theadvicist

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Re: Mustachian People Problems (just for fun)
« Reply #1851 on: August 28, 2015, 02:53:05 AM »
I was reconciling some accounts in YNAB, and I caught the balance of my credit card (used for everyday spending for points) out of the corner of my eye, and cried out in disbelief! 6000! So much money! Argh, what have we spent all that on?!

Oh... hang on... that's that's the balance of our current account. Time to transfer some money to the stash, I think.

meg_shannon

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Re: Mustachian People Problems (just for fun)
« Reply #1852 on: August 28, 2015, 03:32:53 AM »
Mustachian problem du jour: We have to transport our daughter to preschool. She likes the bike ride, and gets disappointed when we take the car. "But I wanted you to bike me!"

We have the same problem. She also gets annoyed when we don't have time to stop and pick blackberries on the way home from school. Unfortunately we'll have to use the car this afternoon for groceries. I have to get too much, and it won't all fit between my bike basket and the little leftover space in the trailer. I won't risk it after experiencing standing with an extra bag of groceries, full bike basket, and trailer. (We're having dinner guests tomorrow so we need extra food)

RWD

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Re: Mustachian People Problems (just for fun)
« Reply #1853 on: August 28, 2015, 07:10:16 AM »
I was reconciling some accounts in YNAB, and I caught the balance of my credit card (used for everyday spending for points) out of the corner of my eye, and cried out in disbelief! 6000! So much money! Argh, what have we spent all that on?!

Oh... hang on... that's that's the balance of our current account. Time to transfer some money to the stash, I think.

I used to do this all the time. We have two separate Chase online accounts, one under my name and one under my wife's. My account only has my credit card. My wife's account has a checking and savings account and a credit card. So when I login to my wife's account I see the checking balance first and briefly think it's her credit card balance, because that's where it is located on my login...

Jakejake

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Re: Mustachian People Problems (just for fun)
« Reply #1854 on: August 29, 2015, 12:38:31 PM »
I've got jars of change piled up in my house that I'm on a mission to use up while grocery shopping, since I usually just spend a dollar or two at a time. I'm doing this in the self-checkout lane when there's no line, not out causing a nuisance holding people up.

Today I noticed one of my pennies is counterfeit! It's not even metal, it's plastic! I'm concerned that I notice, and concerned that I care, and wondering - who does this?!!!

10dollarsatatime

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Re: Mustachian People Problems (just for fun)
« Reply #1855 on: August 29, 2015, 02:06:39 PM »
I've got jars of change piled up in my house that I'm on a mission to use up while grocery shopping, since I usually just spend a dollar or two at a time. I'm doing this in the self-checkout lane when there's no line, not out causing a nuisance holding people up.

Today I noticed one of my pennies is counterfeit! It's not even metal, it's plastic! I'm concerned that I notice, and concerned that I care, and wondering - who does this?!!!

They are children's toys.  Why give them a real penny when you can spend a nickel on a plastic one?
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Heather in Ottawa

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Re: Mustachian People Problems (just for fun)
« Reply #1856 on: August 30, 2015, 07:51:15 AM »
I ride my bike so much that my hair is always damp.

(related "problem" - I have really thick hair)

Bo-rrific G

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Re: Mustachian People Problems (just for fun)
« Reply #1857 on: August 31, 2015, 07:05:00 AM »
I take dates out in a 23 year old truck with 508,000 miles on it

I married a man that drove a 15 year old truck.  That's not such a problem for the right person.

My man continues to drive his truck (no 23 years old). 

Kitsunegari

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Re: Mustachian People Problems (just for fun)
« Reply #1858 on: September 01, 2015, 07:32:49 AM »
I take dates out in a 23 year old truck with 508,000 miles on it

I married a man that drove a 15 year old truck.  That's not such a problem for the right person.

My man continues to drive his truck (no 23 years old). 

I might have a dirty mind, but when my dates would show up with and old, small, beaten up car I would think right away "Ohh, look who has nothing to compensate for..." ;-)
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2ndTimer

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Re: Mustachian People Problems (just for fun)
« Reply #1859 on: September 01, 2015, 08:23:57 AM »
I take dates out in a 23 year old truck with 508,000 miles on it

I married a man that drove a 15 year old truck.  That's not such a problem for the right person.

My man continues to drive his truck (no 23 years old). 

I might have a dirty mind, but when my dates would show up with and old, small, beaten up car I would think right away "Ohh, look who has nothing to compensate for..." ;-)

I am clearly a dirty little old lady.  When I read this, I thought back over my long and sinful life and yes, the most "gifted" men I knew all drove ratty old cars.  To steal a line from Blazing Saddles, "It's twew, it's twew!"

Two9A

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Re: Mustachian People Problems (just for fun)
« Reply #1860 on: September 03, 2015, 11:07:25 AM »
Here's a Mustachian problem for you. I just made a large overpayment on the mortgage, and moved my emergency fund to a high-interest account, all in one day.

Now I'm on hold with Fraud Prevention.

midweststache

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Re: Mustachian People Problems (just for fun)
« Reply #1861 on: September 03, 2015, 11:34:33 AM »
Here's a Mustachian problem for you. I just made a large overpayment on the mortgage, and moved my emergency fund to a high-interest account, all in one day.

Now I'm on hold with Fraud Prevention.

That's the most Mustachian problem I've seen in a long time. Hope your conversation is expedient!

riverffashion

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Re: Mustachian People Problems (just for fun)
« Reply #1862 on: September 03, 2015, 04:27:04 PM »
Here's a Mustachian problem for you. I just made a large overpayment on the mortgage, and moved my emergency fund to a high-interest account, all in one day.

Now I'm on hold with Fraud Prevention.

That's the most Mustachian problem I've seen in a long time. Hope your conversation is expedient!

Omg that's a definite mustachian problem!

riverffashion

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Re: Mustachian People Problems (just for fun)
« Reply #1863 on: September 03, 2015, 04:28:52 PM »
Here's one from a few years ago I forgot. I requested to hav data package removed from my phone & nobody knew how to do it, because it had never been requested.

ruthiegirl

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Re: Mustachian People Problems (just for fun)
« Reply #1864 on: September 03, 2015, 04:40:25 PM »
Mustachian problem du jour: We have to transport our daughter to preschool. She likes the bike ride, and gets disappointed when we take the car. "But I wanted you to bike me!"


Ha!   We have the same problem.  My kids get so pissy with me when I want to drive.  I fractured  my collar bone last spring and it was a loooooong 6 weeks before I could get back on my bike with our little ones. 

K-ice

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Re: Mustachian People Problems (just for fun)
« Reply #1865 on: September 04, 2015, 01:15:38 AM »
Here's a Mustachian problem for you. I just made a large overpayment on the mortgage, and moved my emergency fund to a high-interest account, all in one day.

Now I'm on hold with Fraud Prevention.

I'm kind of afraid of this "Fraud call" happening too.

Here is how it will play out...

"No sorry sir, there was no Fraud or tax evasion here. I've just been reading MMM ;)"

shelivesthedream

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Re: Mustachian People Problems (just for fun)
« Reply #1866 on: September 05, 2015, 02:06:27 AM »
I bought something in an online sale recently and got two sizes for 20 each. The original price was 45. I went to the shop to return the one that didn't fit and they processed my refund as being for 45. When they got me to sign the receipt I noticed and, like a good citizen, pointed this out. I then had to stand in the shop for HALF AN HOUR while they tried to figure out what to do because the tag kept scanning at 45 and even the shop manager did not have the authorisation to change the price.

It's not really a Mustachian problem, but I just need to vent about how annoying it is that no companies seem to trust their employees with a manual override any more. The computer is always right! I worked somewhere where calendar appointments couldn't overlap and there was no way to make it do that. Sure, I'd like I flagged up, but then to be able to do "Are you sure you want to do this?" And press "OK"!

Squirrel away

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Re: Mustachian People Problems (just for fun)
« Reply #1867 on: September 05, 2015, 02:24:51 AM »

I am clearly a dirty little old lady.  When I read this, I thought back over my long and sinful life and yes, the most "gifted" men I knew all drove ratty old cars. To steal a line from Blazing Saddles, "It's twew, it's twew!"

Haha, I haven't read that film being referenced in a long time.:P

gaja

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Re: Mustachian People Problems (just for fun)
« Reply #1868 on: September 07, 2015, 08:52:05 AM »
I think we are wasting a lot of water and electricity, but apparently we use a lot less than average. If we don't make sure to send in usage numbers every other week or so, the water and electricity companies send us a bill where they "estimate" how much we have used. Sometimes we get a refund, but more commonly we just get billed 0 until the numbers are correct. One time we got "free" electricity for a year. I'm waiting for the refund for the house we just sold. I think we were 1000 kWh behind schedule, so there will be a nice refund.

In the new house, the water statistics are sent in once a year. Our usage was estimated and billed based on the previous owners and the average for this size of house. Just for fun, we calculated our usage for the first half year. If we keep on paying as scheduled, we'll have covered the water bil for the next 3-4 years before christmas. I called to inform a lady at the municipality, so they could choose to lower the bill or something. She asked me to repeat the numbers, and wanted to know if the house had been empty parts of the year. When I said that we just were careful about water usage, she asked us to send in the numbers so she could recalculate, and asked us to stop paying the rest of the year.
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shelivesthedream

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Re: Mustachian People Problems (just for fun)
« Reply #1869 on: September 07, 2015, 11:45:52 AM »
Forgot to send an invoice for the job I'm doing this month. Remembered when someone asked me if I needed to be reimbursed daily for my expenses. I was so shocked I didn't know what to say!

2ndTimer

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Re: Mustachian People Problems (just for fun)
« Reply #1870 on: September 07, 2015, 04:03:00 PM »
We had to go hiking today because yesterday we packed two sandwiches that we didn't eat.  Can't waste good cheese sandwiches.

Merrie

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Re: Mustachian People Problems (just for fun)
« Reply #1871 on: September 07, 2015, 07:02:27 PM »
The side effect of buying a cargo bike: we have so many bikes in the garage that there's no room for cars at the moment.

We have 7 bikes. 5 if you don't count the kids' bikes (they're both under 5 and aren't biking any further than down the block under their own power).

1 is a freebie my husband picked up and plans to take to the bike co-op next week, but still.

mustachepungoeshere

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Re: Mustachian People Problems (just for fun)
« Reply #1872 on: September 07, 2015, 10:04:03 PM »
I think we are wasting a lot of water and electricity, but apparently we use a lot less than average. If we don't make sure to send in usage numbers every other week or so, the water and electricity companies send us a bill where they "estimate" how much we have used. Sometimes we get a refund, but more commonly we just get billed 0 until the numbers are correct. One time we got "free" electricity for a year. I'm waiting for the refund for the house we just sold. I think we were 1000 kWh behind schedule, so there will be a nice refund.

In the new house, the water statistics are sent in once a year. Our usage was estimated and billed based on the previous owners and the average for this size of house. Just for fun, we calculated our usage for the first half year. If we keep on paying as scheduled, we'll have covered the water bil for the next 3-4 years before christmas. I called to inform a lady at the municipality, so they could choose to lower the bill or something. She asked me to repeat the numbers, and wanted to know if the house had been empty parts of the year. When I said that we just were careful about water usage, she asked us to send in the numbers so she could recalculate, and asked us to stop paying the rest of the year.

Our electricity account runs at a credit of $200-$250. We pay by direct debit, $35 a fortnight, which is their lowest plan. (Apparently no-one else has needed a lower one.) Each quarter we get a statement showing our electricity usage (in our two-person, two-bedroom apartment we use about two-thirds of the electricity of a typical one-person dwelling) and our updated account credit. Last time I requested a lower direct debit payment to reflect our actual consumption they explained that it wasn't possible and gave me a $20 account credit as an apology.

(I may have posted this before but this is the same power company that sent a letter saying our power was due to be disconnected due to non-payment. The same piece of paper showed our account to be $200+ in credit. I double-check everything they touch.)

1967mama

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Re: Mustachian People Problems (just for fun)
« Reply #1873 on: September 07, 2015, 11:18:36 PM »
I have a large collection of lovely bath bombs, bath melts and bubble baths that Ive received as gifts. I am very stingy with using them.

Taran Wanderer

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Re: Mustachian People Problems (just for fun)
« Reply #1874 on: September 08, 2015, 12:59:40 AM »
We've "lost" nearly six figures in the recent market downturn, and all I can think about is all the good deals that we are getting with our current investments/retirement savings.

riverffashion

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Re: Mustachian People Problems (just for fun)
« Reply #1875 on: September 08, 2015, 06:38:11 AM »
I have a large collection of lovely bath bombs, bath melts and bubble baths that Ive received as gifts. I am very stingy with using them.

These sorts of gifts, also soaps and moisturizers keep me in bath products for a good long time .

iowajes

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Re: Mustachian People Problems (just for fun)
« Reply #1876 on: September 08, 2015, 07:08:21 AM »
The side effect of buying a cargo bike: we have so many bikes in the garage that there's no room for cars at the moment.

We have 7 bikes. 5 if you don't count the kids' bikes (they're both under 5 and aren't biking any further than down the block under their own power).

1 is a freebie my husband picked up and plans to take to the bike co-op next week, but still.

Do you use them all frequently enough that they need to be out? We have ours on pulleys that hang above the cars. The one that get used the most are put on the ceiling between the cars- so they can come down without moving the cars.  It only takes a moment to pull a bike down.

We have 2 people and 6 bikes, but only 2 are ridden on a regular basis, so they go against the wall; the others hung up.  (We used to just wall mount the extra bikes, but now the kayaks are on the wall.)

Megma

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Re: Mustachian People Problems (just for fun)
« Reply #1877 on: September 08, 2015, 08:12:33 PM »
I bought something in an online sale recently and got two sizes for 20 each. The original price was 45. I went to the shop to return the one that didn't fit and they processed my refund as being for 45. When they got me to sign the receipt I noticed and, like a good citizen, pointed this out. I then had to stand in the shop for HALF AN HOUR while they tried to figure out what to do because the tag kept scanning at 45 and even the shop manager did not have the authorisation to change the price.


Something similar happened to me in college I returned a books and they billed me for it again instead, when I went to fix it I was there forever because they could not understand that they needed to refund me twice. By the end it was so messed up, I ended up with ~200 extra back when I totally gave up and left the store.


So here is a mustaschian problem...I have two new credit cards that I'm trying to get sign up bonuses for, one I hadn't planned on but saw on MMM forum and was a great deal so went for it too. I don't spend quite enough non-mortgage money, so I figure that I'll do a little manufactured spending, no big deal. Then I get two visa gift cards from work as a bonus, yay. Then my flight for Thanksgiving was messed up and I end up getting a refund and buying a much cheaper flight, also good, help me meet my spend.

So the problem, I have these gift cards and a giant positive balance on my credit card just hanging out because I'm trying to put everything on the cards for the bonuses. Arg, I wish it was liquid in my savings account!

Maybe I'll even out by the end of the year!
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Dollar Slice

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Re: Mustachian People Problems (just for fun)
« Reply #1878 on: September 08, 2015, 09:09:19 PM »
So the problem, I have these gift cards and a giant positive balance on my credit card just hanging out because I'm trying to put everything on the cards for the bonuses. Arg, I wish it was liquid in my savings account!

Maybe if you go to the bank and ask nicely they will sell you some money. ;-)  That would be a fun conversation with some poor teller. "What do you mean, you don't sell money? You're a BANK! Where else could I possibly go to buy money??"
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Merrie

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Re: Mustachian People Problems (just for fun)
« Reply #1879 on: September 09, 2015, 07:24:08 AM »
The side effect of buying a cargo bike: we have so many bikes in the garage that there's no room for cars at the moment.

We have 7 bikes. 5 if you don't count the kids' bikes (they're both under 5 and aren't biking any further than down the block under their own power).

1 is a freebie my husband picked up and plans to take to the bike co-op next week, but still.

Do you use them all frequently enough that they need to be out? We have ours on pulleys that hang above the cars. The one that get used the most are put on the ceiling between the cars- so they can come down without moving the cars.  It only takes a moment to pull a bike down.

We have 2 people and 6 bikes, but only 2 are ridden on a regular basis, so they go against the wall; the others hung up.  (We used to just wall mount the extra bikes, but now the kayaks are on the wall.)

Yeah, eventually we will work on this. I haven't heard of that kind of pulley but I will definitely look into it! We are kind of in a state of bike flux right now having just gotten the cargo bike but not having it set up to ride with kids yet--we bought it from a guy who didn't have kids, and he had made a custom box that doesn't have kid seats. When we get/make a new box we can take the kids on it. At that point we can retire the bike trailer or move it to infrequent use, and probably get away with 3 bikes down (his, mine, and cargo bike). We also have to decide what to do about his road bike, whether to sell or keep it. 1 bike is going to be donated to the bike co-op next week, my husband never intended to keep it, he just picked it up at someone's curb on trash day. Then one bike per kid, but they're too little to ride anywhere.

Really it just sounds funny to say we have 7 bikes in our garage and no room for cars, but it's not going to stay that way indefinitely.

ViennaBoy

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Re: Mustachian People Problems (just for fun)
« Reply #1880 on: September 09, 2015, 08:05:49 AM »
We had to go hiking today because yesterday we packed two sandwiches that we didn't eat.  Can't waste good cheese sandwiches.

Brilliant! This thread regularly makes me laugh, but this "problem" takes the cake so far, I reckon.

iowajes

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Re: Mustachian People Problems (just for fun)
« Reply #1881 on: September 09, 2015, 08:07:46 AM »
Quote
I haven't heard of that kind of pulley but I will definitely look into it!
I don't know what brand we have, but it looks like this:
http://www.amazon.com/1-Bike-Elevation-Garage-Bicycle-Hoist/dp/B00EF3X2HG/ref=sr_1_2?ie=UTF8&qid=1441807641&sr=8-2&keywords=bike+pulley+hanger

Megma

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Re: Mustachian People Problems (just for fun)
« Reply #1882 on: September 09, 2015, 10:20:21 AM »
So the problem, I have these gift cards and a giant positive balance on my credit card just hanging out because I'm trying to put everything on the cards for the bonuses. Arg, I wish it was liquid in my savings account!

Maybe if you go to the bank and ask nicely they will sell you some money. ;-)  That would be a fun conversation with some poor teller. "What do you mean, you don't sell money? You're a BANK! Where else could I possibly go to buy money??"

Right? It made me wonder what the threshold is for my credit card company to send me a check for the balance they owe me! :-) Maybe I should ask them!
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iowajes

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Re: Mustachian People Problems (just for fun)
« Reply #1883 on: September 09, 2015, 10:34:36 AM »

Right? It made me wonder what the threshold is for my credit card company to send me a check for the balance they owe me! :-) Maybe I should ask them!

I got one for 13 cents from my USAA credit card.  But it had been sitting there for 4 years.
They sent it without me requesting it.
« Last Edit: September 10, 2015, 06:40:07 AM by iowajes »

acorn

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Re: Mustachian People Problems (just for fun)
« Reply #1884 on: September 09, 2015, 10:44:52 AM »
So the problem, I have these gift cards and a giant positive balance on my credit card just hanging out because I'm trying to put everything on the cards for the bonuses. Arg, I wish it was liquid in my savings account!

Maybe if you go to the bank and ask nicely they will sell you some money. ;-)  That would be a fun conversation with some poor teller. "What do you mean, you don't sell money? You're a BANK! Where else could I possibly go to buy money??"

Right? It made me wonder what the threshold is for my credit card company to send me a check for the balance they owe me! :-) Maybe I should ask them!

You can ask the bank to send you a check to refund your credit balance. They won't send it to you unless you specifically ask them for it (I think they assume that you'll eventually use the card so they dont have to go through the hassle of cutting you a check).

RetiredAt63

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Re: Mustachian People Problems (just for fun)
« Reply #1885 on: September 09, 2015, 04:40:19 PM »
Well, at least they are looking out for you.  I had a phone call once from my CC company, I had bought a bunch of Kindle books on deep sale ($1.99 each, ones I had wanted for a long time) and an hour later they phoned re possible fraud.  I told the guy I was very happy, I had just had a great sale opportunity.  I think I fried his brain a bit.  ;-)

Here's a Mustachian problem for you. I just made a large overpayment on the mortgage, and moved my emergency fund to a high-interest account, all in one day.

Now I'm on hold with Fraud Prevention.
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Jakejake

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Re: Mustachian People Problems (just for fun)
« Reply #1886 on: September 09, 2015, 05:13:57 PM »
I accidentally got paid today. :(

I had everything except $2.27 going to retirement accounts (couldn't get the math exactly even), but I got a small raise this year and forgot to adjust things. I got a paycheck direct deposited for $30 today. Urrrrrrgh.

jezebel

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Re: Mustachian People Problems (just for fun)
« Reply #1887 on: September 10, 2015, 10:05:59 AM »
I walked the 2 miles to work yesterday and everyone treated me like I was in the poor house.  One coworker offered me a ride home, another asked if we only has one car (I wish), several comments about how they couldn't walk (even shorter distances), and general pity eyes.  It was frickin' weird.

BDWW

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Re: Mustachian People Problems (just for fun)
« Reply #1888 on: September 10, 2015, 11:47:20 AM »
I walked the 2 miles to work yesterday and everyone treated me like I was in the poor house.  One coworker offered me a ride home, another asked if we only has one car (I wish), several comments about how they couldn't walk (even shorter distances), and general pity eyes.  It was frickin' weird.

I was car-less for a year, and it is definitely eye opening. I felt judged everywhere I went (not that I care, just noticed it). It also caused me to notice how hot everything is kept in the winter. After walking a mile outside, stepping into work/stores/other peoples homes felt like stepping into a furnace. I'd often wait outside for 5-10 minutes with my jacket off to cool down before going inside.

My mustachian problem is my mortgage company only allows autopay for the standard payment. Extra payments can only be scheduled out for a month, so I have to log in every month and schedule the extra payment amount.

Eric

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Re: Mustachian People Problems (just for fun)
« Reply #1889 on: September 10, 2015, 11:51:08 AM »
I walked the 2 miles to work yesterday and everyone treated me like I was in the poor house.  One coworker offered me a ride home, another asked if we only has one car (I wish), several comments about how they couldn't walk (even shorter distances), and general pity eyes.  It was frickin' weird.

That's insane.  2 miles is a great distance for a walk.  It's completely mindblowing to me that we've become so lazy that a distance as short as that is viewed as alien.
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jezebel

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Re: Mustachian People Problems (just for fun)
« Reply #1890 on: September 10, 2015, 12:04:36 PM »
I walked the 2 miles to work yesterday and everyone treated me like I was in the poor house.  One coworker offered me a ride home, another asked if we only has one car (I wish), several comments about how they couldn't walk (even shorter distances), and general pity eyes.  It was frickin' weird.

That's insane.  2 miles is a great distance for a walk.  It's completely mindblowing to me that we've become so lazy that a distance as short as that is viewed as alien.

It truly is.

I have another one too.  H opened a 403b recently and is trying to divert his entire paycheck into it.  First, the 403b managing company tells us that we HAVE to pick a dollar amount per paycheck, even though there is a percentage option on their form!  Second, the payroll department tells H that he can't deposit the total dollar amount of his gross pay because there are union dues and taxes.  Sure, I get the dues, but taxes? Who are they getting to run payroll?

merula

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Re: Mustachian People Problems (just for fun)
« Reply #1891 on: September 10, 2015, 12:14:29 PM »
I walked the 2 miles to work yesterday and everyone treated me like I was in the poor house.  One coworker offered me a ride home, another asked if we only has one car (I wish), several comments about how they couldn't walk (even shorter distances), and general pity eyes.  It was frickin' weird.

That's insane.  2 miles is a great distance for a walk.  It's completely mindblowing to me that we've become so lazy that a distance as short as that is viewed as alien.

It truly is.

I have another one too.  H opened a 403b recently and is trying to divert his entire paycheck into it.  First, the 403b managing company tells us that we HAVE to pick a dollar amount per paycheck, even though there is a percentage option on their form!  Second, the payroll department tells H that he can't deposit the total dollar amount of his gross pay because there are union dues and taxes.  Sure, I get the dues, but taxes? Who are they getting to run payroll?

403(b) and 401(k) contributions are still subject to FICA SS and Medicare taxes.

jezebel

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Re: Mustachian People Problems (just for fun)
« Reply #1892 on: September 10, 2015, 12:30:39 PM »
I walked the 2 miles to work yesterday and everyone treated me like I was in the poor house.  One coworker offered me a ride home, another asked if we only has one car (I wish), several comments about how they couldn't walk (even shorter distances), and general pity eyes.  It was frickin' weird.

That's insane.  2 miles is a great distance for a walk.  It's completely mindblowing to me that we've become so lazy that a distance as short as that is viewed as alien.

It truly is.

I have another one too.  H opened a 403b recently and is trying to divert his entire paycheck into it.  First, the 403b managing company tells us that we HAVE to pick a dollar amount per paycheck, even though there is a percentage option on their form!  Second, the payroll department tells H that he can't deposit the total dollar amount of his gross pay because there are union dues and taxes.  Sure, I get the dues, but taxes? Who are they getting to run payroll?

403(b) and 401(k) contributions are still subject to FICA SS and Medicare taxes.

Oh duh - I was thinking of HSA contributions (I don't have a retirement account at work). Thanks!  Dumb question - is there an easy way to estimate those taxes? Done
« Last Edit: September 10, 2015, 01:01:30 PM by jezebel »

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Re: Mustachian People Problems (just for fun)
« Reply #1893 on: September 10, 2015, 12:51:17 PM »
I walked the 2 miles to work yesterday and everyone treated me like I was in the poor house.  One coworker offered me a ride home, another asked if we only has one car (I wish), several comments about how they couldn't walk (even shorter distances), and general pity eyes.  It was frickin' weird.
Two of my co-workers walk to work - one is about a mile and one is about seven miles each way. The one who walks a mile complains that it's not really far enough to get a solid walk in. No one ever gave either of them a hard time about it, although the 14-mile-a-day guy did get a couple of questions when he told people, just because it's so odd. (Including from me - who chooses a three and a half hour per day commute!?)
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Re: Mustachian People Problems (just for fun)
« Reply #1894 on: September 10, 2015, 01:03:41 PM »
I walked the 2 miles to work yesterday and everyone treated me like I was in the poor house.  One coworker offered me a ride home, another asked if we only has one car (I wish), several comments about how they couldn't walk (even shorter distances), and general pity eyes.  It was frickin' weird.

That's insane.  2 miles is a great distance for a walk.  It's completely mindblowing to me that we've become so lazy that a distance as short as that is viewed as alien.

It truly is.

I have another one too.  H opened a 403b recently and is trying to divert his entire paycheck into it.  First, the 403b managing company tells us that we HAVE to pick a dollar amount per paycheck, even though there is a percentage option on their form!  Second, the payroll department tells H that he can't deposit the total dollar amount of his gross pay because there are union dues and taxes.  Sure, I get the dues, but taxes? Who are they getting to run payroll?

403(b) and 401(k) contributions are still subject to FICA SS and Medicare taxes.

Oh duh - I was thinking of HSA contributions (I don't have a retirement account at work). Thanks!  Dumb question - is there an easy way to estimate those taxes? Done

Yes, they are just flat percentages of your gross pay. Social Security is 6.2% and Medicare is 1.45%.

LennStar

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Re: Mustachian People Problems (just for fun)
« Reply #1895 on: September 10, 2015, 01:32:34 PM »
That's insane.  2 miles is a great distance for a walk.  It's completely mindblowing to me that we've become so lazy that a distance as short as that is viewed as alien.
Nah, 2 miles is just right if you are doing a longer stroll in the night, preferably around the parks. If you have a target its a great distance to bike. I certainly would not want to waste that time on my commute. Especially if I already have to get up earlier then I find comfortable (which is very individual).
That said the 7-mile-commute-guy would get a Look from me, too. But if he wants... it will certainly keep him going good even when he turns 80. My grandmother was of this sort too. Nearly every day went on a 4-5 mile walk until she had an old-age lung problem in her high 70s. Lots of others would have died the doctor said. She just wasn't able to walk more then 2 miles after that. Then 10 years later she slowly fell to bits so to speak... tough old lady.

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Re: Mustachian People Problems (just for fun)
« Reply #1896 on: September 10, 2015, 01:40:42 PM »
I walked the 2 miles to work yesterday and everyone treated me like I was in the poor house.  One coworker offered me a ride home, another asked if we only has one car (I wish), several comments about how they couldn't walk (even shorter distances), and general pity eyes.  It was frickin' weird.

That's insane.  2 miles is a great distance for a walk.  It's completely mindblowing to me that we've become so lazy that a distance as short as that is viewed as alien.

I used to walk 2 miles each way to and from work, rain or shine or snow. It was the best part of my day. Eventually one of the people I worked with would drive to my house (she lived further away in the same direction) and walk to and from work with me. Good times.

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Re: Mustachian People Problems (just for fun)
« Reply #1897 on: September 10, 2015, 02:35:04 PM »
I got pulled over for seizing a right-of-way to which I was not rightfully entitled.

The police officer seemed really skeptical. "Is this your car?" Well, yes. I guess that you do not expect a 16-year-old car with a partially detached bumper to contain a respectable-looking thirtysomething mom and her tidy, properly secured toddler, but yes, this is my car. (I got rear ended and just pocketed the insurance money instead of blowing it on a new bumper.)

And my license is clean, thank you very much. My car may appear to have been driven in a demolition derby, but it's not my fault.

Anyway, it was an honest mistake and I was contrite and let off with a warning.
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shelivesthedream

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Re: Mustachian People Problems (just for fun)
« Reply #1898 on: September 10, 2015, 03:21:03 PM »
Most of this year I've been working so close to home that I walk rather than cycle (I used to cycle 6.5 miles). I got on my bike yesterday to go a longer distance and realised that I am really unfit again! It feels really sudden to me so I was shocked that I found the bike ride so hard. Now I want to get fit again but have nowhere to cycle to! (I hate aimless cycling/walking - I need to be going from A to B).

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Re: Mustachian People Problems (just for fun)
« Reply #1899 on: September 10, 2015, 06:14:47 PM »
I have to constantly teach people how to lock the doors on my 2000 Subaru Brighton - *push the button down, hold the handle up, close door*.