Author Topic: Overheard on Facebook  (Read 6514148 times)

MgoSam

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Re: Overheard on Facebook
« Reply #4100 on: March 22, 2016, 12:51:29 PM »
My little car is a beast.

You're doing it right.

mm1970

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Re: Overheard on Facebook
« Reply #4101 on: March 22, 2016, 02:29:50 PM »
Quote
Is your local economy doing really well?  I think there are pretty large correlations between economic prosperity and birthraye, at least on a population level. 

But either way I'm glad these children will be paying into social security to support me in my old age :-p

Not really, probably the opposite.  I sometimes think that once my friends realize they can't afford daycare for 2 kids and can't afford college for 2 kids, might as well have a third!

maco

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Re: Overheard on Facebook
« Reply #4102 on: March 22, 2016, 03:23:32 PM »
Even so, I'd say there are a handful of the dads from this group who like to spend their weekends watching sports on TV or going golfing, instead of being with the kids.
My dad is all about sports. I was 10 days old at my first major league baseball game.
So my friend just posted a picture of the rental she's got for the next 10 days while her truck is getting worked on (fender bender). It's a brand new Hyundai Accent hatchback.  Her comment was something like "I got a Hot Wheel. WTF is this?"  Along with a few complaints/comments about how she can't fit two adults in this thing (family is two adults, teenager, and newborn), it has no power, and the rental company needs to find her an SUV.  I bit my tongue, but I wanted to respond "It's a car. It's what the rest of us get by in."
Oh come on, I've done Pennsic as 2 adults in a Hyundai Accent hatchback including a canvas tent with 2x4s for poles, a wooden platform bed, and wooden tables. And I didn't have a roof rack.

coolistdude

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Re: Overheard on Facebook
« Reply #4103 on: March 22, 2016, 03:44:27 PM »
Overheard this one recently. Friend needs to move. It's just him and his fiancee. Yep, they want to rent a 3+ bedroom house. When I was at that stage, DW and I rented a single bedroom apartment.

Zaga

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Re: Overheard on Facebook
« Reply #4104 on: March 22, 2016, 04:30:29 PM »
Even so, I'd say there are a handful of the dads from this group who like to spend their weekends watching sports on TV or going golfing, instead of being with the kids.
My dad is all about sports. I was 10 days old at my first major league baseball game.
So my friend just posted a picture of the rental she's got for the next 10 days while her truck is getting worked on (fender bender). It's a brand new Hyundai Accent hatchback.  Her comment was something like "I got a Hot Wheel. WTF is this?"  Along with a few complaints/comments about how she can't fit two adults in this thing (family is two adults, teenager, and newborn), it has no power, and the rental company needs to find her an SUV.  I bit my tongue, but I wanted to respond "It's a car. It's what the rest of us get by in."
Oh come on, I've done Pennsic as 2 adults in a Hyundai Accent hatchback including a canvas tent with 2x4s for poles, a wooden platform bed, and wooden tables. And I didn't have a roof rack.
That's impressive!  When I first started out I did Pennsic in a small car.  But then I lived like 20 miles away, so if I forgot something it was no problem to run and get it.

Seppia

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Re: Overheard on Facebook
« Reply #4105 on: March 23, 2016, 06:56:47 AM »

Overheard this one recently. Friend needs to move. It's just him and his fiancee. Yep, they want to rent a 3+ bedroom house. When I was at that stage, DW and I rented a single bedroom apartment.

This is quite something.
Big houses are a pain, more costs, more work to keep them clean, etc.
so inefficient.

slugline

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Re: Overheard on Facebook
« Reply #4106 on: March 23, 2016, 07:21:11 AM »
Overheard this one recently. Friend needs to move. It's just him and his fiancee. Yep, they want to rent a 3+ bedroom house. When I was at that stage, DW and I rented a single bedroom apartment.

I wouldn't make assumptions without seeing the numbers. I live in an area where the rent on a one-bedroom apartment is more than the mortgage payment (PITI) on my three-bedroom house. Real estate is oddly local.

ABC123

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Re: Overheard on Facebook
« Reply #4107 on: March 23, 2016, 01:16:19 PM »
I guess it is judgemental of me, and I work hard not to be

No I disagree, I don't think you're being judgmental. Though I understanding you could feel so.


Maybe it is just jealousy in a way, because I decided to stop having kids at 2, partly for financial reasons.  I feel like way too many women who are undecided about having another kid are persuaded to have another and to "follow your heart".  Or "you'll never regret having another kid".  My feeling is a lot of people do regret it but won't admit it.

Yeah, that's how I feel. I can't say I understand your position as I do not have kids, but I know a ton of people that have kids that they can't afford and then will complain about they are "unlucky," due to a random event, which I don't are all that random (if you have an older house, there is more upkeep required, and must plan for expenses that crop up).
3 is the new 2, don'tcha know!

It's interesting because I feel like when I was in my 20s, maybe early 30s, when most normal people I know were having kids, it was 2, maybe only 1.  Money, environment - whatever reason.  Two.

(I say "normal people" because I was 35.75 and 42 when I had mine).

Now it seems like there are a lot more 3s and 4s.  I have a couple of friends with 4, several with 3.  And in my "toddler" group, there are a LOT of women having a 3rd, compared to my older son's group (where there is one person with 3 and two with 4, but most are at 2.)

I've had a few people actually tell me to have a third.  Now, I know that I *look* young, but at least a couple of these people KNOW that I'm almost 46 years old.  Um, guys, eggs are toast and even if there were one or two good ones, nope.  Hubs took care of that.

Soooo I know several couples, including my parents who had a third kid when their older ones were in elementary school and preschool.  In more than half the cases I know of, those children could be considered "oops" babies.  So there's that...

/Raises hand . . . / Yup, I'm 38 and my boys are 5 and 7.  Younger one starts kindergarten in August and I was rather excited to finally be done with daycare.  Oops . . . newbie is due in November.  Guess we will get a few months away from the daycare.

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Re: Overheard on Facebook
« Reply #4108 on: March 23, 2016, 01:31:08 PM »
I guess it is judgemental of me, and I work hard not to be

No I disagree, I don't think you're being judgmental. Though I understanding you could feel so.


Maybe it is just jealousy in a way, because I decided to stop having kids at 2, partly for financial reasons.  I feel like way too many women who are undecided about having another kid are persuaded to have another and to "follow your heart".  Or "you'll never regret having another kid".  My feeling is a lot of people do regret it but won't admit it.

Yeah, that's how I feel. I can't say I understand your position as I do not have kids, but I know a ton of people that have kids that they can't afford and then will complain about they are "unlucky," due to a random event, which I don't are all that random (if you have an older house, there is more upkeep required, and must plan for expenses that crop up).
3 is the new 2, don'tcha know!

It's interesting because I feel like when I was in my 20s, maybe early 30s, when most normal people I know were having kids, it was 2, maybe only 1.  Money, environment - whatever reason.  Two.

(I say "normal people" because I was 35.75 and 42 when I had mine).

Now it seems like there are a lot more 3s and 4s.  I have a couple of friends with 4, several with 3.  And in my "toddler" group, there are a LOT of women having a 3rd, compared to my older son's group (where there is one person with 3 and two with 4, but most are at 2.)

I've had a few people actually tell me to have a third.  Now, I know that I *look* young, but at least a couple of these people KNOW that I'm almost 46 years old.  Um, guys, eggs are toast and even if there were one or two good ones, nope.  Hubs took care of that.

Soooo I know several couples, including my parents who had a third kid when their older ones were in elementary school and preschool.  In more than half the cases I know of, those children could be considered "oops" babies.  So there's that...


How many of those "oops" happened when the woman was 46? 
I think the above example of when the first pair of kids was from mid20s to early 30s, and then a big gap to the "oops" (or "I miss having a baby, look how grown up they all are.") kid happening late 30s or maybe early 40s.  Having a kid in your late 40s is hard.
« Last Edit: March 23, 2016, 01:32:59 PM by iowajes »

maco

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Re: Overheard on Facebook
« Reply #4109 on: March 23, 2016, 01:45:31 PM »
Even so, I'd say there are a handful of the dads from this group who like to spend their weekends watching sports on TV or going golfing, instead of being with the kids.
My dad is all about sports. I was 10 days old at my first major league baseball game.
So my friend just posted a picture of the rental she's got for the next 10 days while her truck is getting worked on (fender bender). It's a brand new Hyundai Accent hatchback.  Her comment was something like "I got a Hot Wheel. WTF is this?"  Along with a few complaints/comments about how she can't fit two adults in this thing (family is two adults, teenager, and newborn), it has no power, and the rental company needs to find her an SUV.  I bit my tongue, but I wanted to respond "It's a car. It's what the rest of us get by in."
Oh come on, I've done Pennsic as 2 adults in a Hyundai Accent hatchback including a canvas tent with 2x4s for poles, a wooden platform bed, and wooden tables. And I didn't have a roof rack.
That's impressive!  When I first started out I did Pennsic in a small car.  But then I lived like 20 miles away, so if I forgot something it was no problem to run and get it.
I'm 5 hours away. Here's the bed in the trunk of the Accent

Zaga

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Re: Overheard on Facebook
« Reply #4110 on: March 23, 2016, 06:19:24 PM »
Even so, I'd say there are a handful of the dads from this group who like to spend their weekends watching sports on TV or going golfing, instead of being with the kids.
My dad is all about sports. I was 10 days old at my first major league baseball game.
So my friend just posted a picture of the rental she's got for the next 10 days while her truck is getting worked on (fender bender). It's a brand new Hyundai Accent hatchback.  Her comment was something like "I got a Hot Wheel. WTF is this?"  Along with a few complaints/comments about how she can't fit two adults in this thing (family is two adults, teenager, and newborn), it has no power, and the rental company needs to find her an SUV.  I bit my tongue, but I wanted to respond "It's a car. It's what the rest of us get by in."
Oh come on, I've done Pennsic as 2 adults in a Hyundai Accent hatchback including a canvas tent with 2x4s for poles, a wooden platform bed, and wooden tables. And I didn't have a roof rack.
That's impressive!  When I first started out I did Pennsic in a small car.  But then I lived like 20 miles away, so if I forgot something it was no problem to run and get it.
I'm 5 hours away. Here's the bed in the trunk of the Accent
Now we go in style, in an old RV converted to a vardo :-)  Cost us $300 to buy, a bit more than that to convert, but still less than many spend on tents.

ender

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Re: Overheard on Facebook
« Reply #4111 on: March 24, 2016, 05:42:21 AM »
Overheard this one recently. Friend needs to move. It's just him and his fiancee. Yep, they want to rent a 3+ bedroom house. When I was at that stage, DW and I rented a single bedroom apartment.

I wouldn't make assumptions without seeing the numbers. I live in an area where the rent on a one-bedroom apartment is more than the mortgage payment (PITI) on my three-bedroom house. Real estate is oddly local.

He was referring to renting a 3+ bedroom house, not buying.

slugline

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Re: Overheard on Facebook
« Reply #4112 on: March 24, 2016, 07:58:47 AM »
Overheard this one recently. Friend needs to move. It's just him and his fiancee. Yep, they want to rent a 3+ bedroom house. When I was at that stage, DW and I rented a single bedroom apartment.

I wouldn't make assumptions without seeing the numbers. I live in an area where the rent on a one-bedroom apartment is more than the mortgage payment (PITI) on my three-bedroom house. Real estate is oddly local.

He was referring to renting a 3+ bedroom house, not buying.

Right. But the numbers still matter. It doesn't matter whether you're buying or renting, there are more factors that go into prices than just square footage -- location, condition. motivation on the property owner's part, etc. The small one-bedroom apartment isn't always the winner.

theadvicist

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Re: Overheard on Facebook
« Reply #4113 on: March 24, 2016, 08:26:36 AM »
Overheard this one recently. Friend needs to move. It's just him and his fiancee. Yep, they want to rent a 3+ bedroom house. When I was at that stage, DW and I rented a single bedroom apartment.

I wouldn't make assumptions without seeing the numbers. I live in an area where the rent on a one-bedroom apartment is more than the mortgage payment (PITI) on my three-bedroom house. Real estate is oddly local.

He was referring to renting a 3+ bedroom house, not buying.

Right. But the numbers still matter. It doesn't matter whether you're buying or renting, there are more factors that go into prices than just square footage -- location, condition. motivation on the property owner's part, etc. The small one-bedroom apartment isn't always the winner.

But can't we assume from the OP's tone in the post that in the location of which they speak, yes, a one-bedroom would be the winner?

Apples

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Re: Overheard on Facebook
« Reply #4114 on: March 24, 2016, 12:12:49 PM »

Soooo I know several couples, including my parents who had a third kid when their older ones were in elementary school and preschool.  In more than half the cases I know of, those children could be considered "oops" babies.  So there's that...

/Raises hand . . . / Yup, I'm 38 and my boys are 5 and 7.  Younger one starts kindergarten in August and I was rather excited to finally be done with daycare.  Oops . . . newbie is due in November.  Guess we will get a few months away from the daycare.

Haha!  I was amazed in middle and high school to find out that we were one of 3 families that had exactly 3 kids all the same ages as me and my brothers.  And my school only graduates 125 kids a year, so I'm sure you'll find company where you live!

Quote
How many of those "oops" happened when the woman was 46? 
I think the above example of when the first pair of kids was from mid20s to early 30s, and then a big gap to the "oops" (or "I miss having a baby, look how grown up they all are.") kid happening late 30s or maybe early 40s.  Having a kid in your late 40s is hard.

My comment about oops babies was referring to mmm1970's post about the toddler group having lots of people with a third kid.  But mmm1970 later clarified that these were intentional, evenly spaced children.  So not oops babies.  I never meant to say that someone in their 40's might or should have another kid.  And my parents had ids in their early 30's, then an oops baby in their late 30's.  So certainly not in their 40's.

maco

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Re: Overheard on Facebook
« Reply #4115 on: March 24, 2016, 03:33:47 PM »
Even so, I'd say there are a handful of the dads from this group who like to spend their weekends watching sports on TV or going golfing, instead of being with the kids.
My dad is all about sports. I was 10 days old at my first major league baseball game.
So my friend just posted a picture of the rental she's got for the next 10 days while her truck is getting worked on (fender bender). It's a brand new Hyundai Accent hatchback.  Her comment was something like "I got a Hot Wheel. WTF is this?"  Along with a few complaints/comments about how she can't fit two adults in this thing (family is two adults, teenager, and newborn), it has no power, and the rental company needs to find her an SUV.  I bit my tongue, but I wanted to respond "It's a car. It's what the rest of us get by in."
Oh come on, I've done Pennsic as 2 adults in a Hyundai Accent hatchback including a canvas tent with 2x4s for poles, a wooden platform bed, and wooden tables. And I didn't have a roof rack.
That's impressive!  When I first started out I did Pennsic in a small car.  But then I lived like 20 miles away, so if I forgot something it was no problem to run and get it.
I'm 5 hours away. Here's the bed in the trunk of the Accent
Now we go in style, in an old RV converted to a vardo :-)  Cost us $300 to buy, a bit more than that to convert, but still less than many spend on tents.
The Accent was totaled last year. I used the insurance payout for a down payment on a Prius C (same size trunk, about 4" longer inside), but then I found MMM, so I'm in the process of selling the Prius to my mother in law to get out of the $3k/yr car payment (no interest). I'll be getting her 12 year old Saturn, and I figure for Pennsic I can rent a van for less than the monthly payment on the Prius.

Zaga

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Re: Overheard on Facebook
« Reply #4116 on: March 24, 2016, 05:31:09 PM »
Even so, I'd say there are a handful of the dads from this group who like to spend their weekends watching sports on TV or going golfing, instead of being with the kids.
My dad is all about sports. I was 10 days old at my first major league baseball game.
So my friend just posted a picture of the rental she's got for the next 10 days while her truck is getting worked on (fender bender). It's a brand new Hyundai Accent hatchback.  Her comment was something like "I got a Hot Wheel. WTF is this?"  Along with a few complaints/comments about how she can't fit two adults in this thing (family is two adults, teenager, and newborn), it has no power, and the rental company needs to find her an SUV.  I bit my tongue, but I wanted to respond "It's a car. It's what the rest of us get by in."
Oh come on, I've done Pennsic as 2 adults in a Hyundai Accent hatchback including a canvas tent with 2x4s for poles, a wooden platform bed, and wooden tables. And I didn't have a roof rack.
That's impressive!  When I first started out I did Pennsic in a small car.  But then I lived like 20 miles away, so if I forgot something it was no problem to run and get it.
I'm 5 hours away. Here's the bed in the trunk of the Accent
Now we go in style, in an old RV converted to a vardo :-)  Cost us $300 to buy, a bit more than that to convert, but still less than many spend on tents.
The Accent was totaled last year. I used the insurance payout for a down payment on a Prius C (same size trunk, about 4" longer inside), but then I found MMM, so I'm in the process of selling the Prius to my mother in law to get out of the $3k/yr car payment (no interest). I'll be getting her 12 year old Saturn, and I figure for Pennsic I can rent a van for less than the monthly payment on the Prius.
DH has a Tahoe, which we use to tow the vardo.  We are practically spitting distance from Pennsic, seems silly to me to have such a large vehicle to tow something once a year.  Fortunately we bought it used for a great price, and mostly carpool in my car to save on gas.  I'd love for him to have something smaller then rent a big truck once a year.

JAYSLOL

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Re: Overheard on Facebook
« Reply #4117 on: March 24, 2016, 06:59:45 PM »
On Facebook buy and sell - one of those battery powered toddler-age big plastic jeeps they can drive around in listed as-is without battery or charger for $40.  Lady comments "$30?  Got to feed the family and save for upcoming move."

If $10 is the difference between food and no food, or saving for a move you shouldn't buy anything, much less a large plastic piece of shit you need to also buy a battery and charger for.  For the record, i wouldn't take it for free.

dragoncar

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Re: Overheard on Facebook
« Reply #4118 on: March 25, 2016, 09:40:21 AM »
On Facebook buy and sell - one of those battery powered toddler-age big plastic jeeps they can drive around in listed as-is without battery or charger for $40.  Lady comments "$30?  Got to feed the family and save for upcoming move."

If $10 is the difference between food and no food, or saving for a move you shouldn't buy anything, much less a large plastic piece of shit you need to also buy a battery and charger for.  For the record, i wouldn't take it for free.

I'd take it for parts!  But I suspect the lady was exaggerating as a bargaining tactic

Bee35

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Re: Overheard on Facebook
« Reply #4119 on: March 26, 2016, 01:16:02 AM »
So I am an 18+ month lurker who just created a forum account and am planning to post a case study/ question in the next couple of days.

But something just popped up on my FB feed tonight that belonged here and I just couldn't pass up.




"imgur.com/wyXhl4k.png" Just in case I run into any issues with forum rules or formatting

coolistdude

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Re: Overheard on Facebook
« Reply #4120 on: March 26, 2016, 11:34:36 PM »
Overheard this one recently. Friend needs to move. It's just him and his fiancee. Yep, they want to rent a 3+ bedroom house. When I was at that stage, DW and I rented a single bedroom apartment.

I wouldn't make assumptions without seeing the numbers. I live in an area where the rent on a one-bedroom apartment is more than the mortgage payment (PITI) on my three-bedroom house. Real estate is oddly local.

He was referring to renting a 3+ bedroom house, not buying.

Right. But the numbers still matter. It doesn't matter whether you're buying or renting, there are more factors that go into prices than just square footage -- location, condition. motivation on the property owner's part, etc. The small one-bedroom apartment isn't always the winner.

But can't we assume from the OP's tone in the post that in the location of which they speak, yes, a one-bedroom would be the winner?

I must be too vague in my posts. This is the second time people have replied wondering what I meant. The local area we live in is much more expensive for a house. So, you can find a decent 1 bedroom apartment for $750+-. Whereas a three bedroom house is $1500+. This city has apartments and houses very close to each other so you get a good selection. Something else I forgot to mention is that the deposit for an apartment is $400-$600 depending on if you have a pet, whereas with a house it can easily be over $1000 without a pet.

BFGirl

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Re: Overheard on Facebook
« Reply #4121 on: March 27, 2016, 02:38:07 PM »
Not on FB, but on a neighborhood site.  Neighbor is trying to sell Prada diaper bag that was specially ordered from Milan and they paid retail $1350.00.  It will be interesting to see if it sells

Nederstash

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Re: Overheard on Facebook
« Reply #4122 on: March 27, 2016, 04:10:07 PM »
Not on FB, but on a neighborhood site.  Neighbor is trying to sell Prada diaper bag that was specially ordered from Milan and they paid retail $1350.00.  It will be interesting to see if it sells

Oh it'll sell. But not for that price...

coolistdude

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Re: Overheard on Facebook
« Reply #4123 on: March 27, 2016, 06:30:28 PM »
Not on FB, but on a neighborhood site.  Neighbor is trying to sell Prada diaper bag that was specially ordered from Milan and they paid retail $1350.00.  It will be interesting to see if it sells

Oh it'll sell. But not for that price...

I saw a woman put her baby for a nap on an arm chair. She didn't need an expensive pack and play or portable crib. She was nearby for when it woke up. I feel like American baby supplies take advantage of the fear and lack of parenting Americans experience and charge outrageous prices for things they don't need.

candygirl

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Re: Overheard on Facebook
« Reply #4124 on: March 27, 2016, 08:24:50 PM »
I have the chance to go to Mexico with some amazing people at a huge reduced cost.....
I need creative ways to get enough money to go within the next month.
Anyone have air miles they would like to donate!?
Bottles I can collect?
I so need a trip like this! For my sanity!

This from someone with 5 kids.......l guess it's good they are trying to be creative???

Nederstash

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Re: Overheard on Facebook
« Reply #4125 on: March 28, 2016, 06:25:06 AM »
I have the chance to go to Mexico with some amazing people at a huge reduced cost.....
I need creative ways to get enough money to go within the next month.
Anyone have air miles they would like to donate!?
Bottles I can collect?
I so need a trip like this! For my sanity!

This from someone with 5 kids.......l guess it's good they are trying to be creative???

Good Gaia, I thought you were asking this for yourself. Better put some quotation marks before you accidentally get facepunched on the forum...

a rose by any other name

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Re: Overheard on Facebook
« Reply #4126 on: March 28, 2016, 11:20:00 AM »
Not on FB, but on a neighborhood site.  Neighbor is trying to sell Prada diaper bag that was specially ordered from Milan and they paid retail $1350.00.  It will be interesting to see if it sells

Oh it'll sell. But not for that price...

I saw a woman put her baby for a nap on an arm chair. She didn't need an expensive pack and play or portable crib. She was nearby for when it woke up. I feel like American baby supplies take advantage of the fear and lack of parenting Americans experience and charge outrageous prices for things they don't need.

Honestly, that's not really safe. I get that a lot of expensive baby products play into parents' fears and are often overly expensive or completely unnecessary, but babies really do need a safe place to sleep (an arm chair is likely to be a suffocation and/or fall risk). The good news is a moses basket or a cheap pack n' play can be found on amazon for ~$40. You don't need the pricey version for it to be safe!

A prada diaper bag is pretty ridiculous though.

russianswinga

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Re: Overheard on Facebook
« Reply #4127 on: March 28, 2016, 12:04:02 PM »
I have the chance to go to Mexico with some amazing people at a huge reduced cost.....
I need creative ways to get enough money to go within the next month.
Anyone have air miles they would like to donate!?
Bottles I can collect?
I so need a trip like this! For my sanity!
This from someone with 5 kids.......l guess it's good they are trying to be creative???

I have PLENTY of miles (but none I'm willing to donate, as we travel a lot ourselves). I do a lot of credit card churning / burning (recommended by The Points Guy) - where you sign up for a CC for a bonus, use it for 3+ months or however long to get the bonus, then close the card before the year runs up and you get hit with a fee for next year. It's not that difficult to accrue their minimums if you take the time and switch all your life's expenses to the card you're churning now. In the last year, I got 60,000 southwest points, 60,000 American points, and 60,000 Chase Ultimate Rewards points (transfer 1-1 on Sothwest or Delta) so I won't be paying airfare for likely the next 2 years. By then all these cards will be closed and I will start again! read thepointsguy.com and you can likely get rid of airline ticket costs from your life forever.

AlanStache

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Re: Overheard on Facebook
« Reply #4128 on: March 28, 2016, 12:50:31 PM »
I have the chance to go to Mexico with some amazing people at a huge reduced cost.....
I need creative ways to get enough money to go within the next month.
Anyone have air miles they would like to donate!?
Bottles I can collect?
I so need a trip like this! For my sanity!
This from someone with 5 kids.......l guess it's good they are trying to be creative???

I have PLENTY of miles (but none I'm willing to donate, as we travel a lot ourselves). I do a lot of credit card churning / burning (recommended by The Points Guy) - where you sign up for a CC for a bonus, use it for 3+ months or however long to get the bonus, then close the card before the year runs up and you get hit with a fee for next year. It's not that difficult to accrue their minimums if you take the time and switch all your life's expenses to the card you're churning now. In the last year, I got 60,000 southwest points, 60,000 American points, and 60,000 Chase Ultimate Rewards points (transfer 1-1 on Sothwest or Delta) so I won't be paying airfare for likely the next 2 years. By then all these cards will be closed and I will start again! read thepointsguy.com and you can likely get rid of airline ticket costs from your life forever.

I would guess the original topic of this would not be in a position to churn CC ie they maintain a cc balance or it would be best for them to not have the temptation to use the new card without canceling the old one.  CC points/rewards are great and I have manufactured some spending to maximize them too but CC games are not for everyone.

I am also wondering how they are getting a great deal on the trip but still need to cover the flight... I guess just some 'discounted' resort?

AlanStache

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Re: Overheard on Facebook
« Reply #4129 on: March 29, 2016, 07:26:31 AM »
...

I was thinking maybe got invited to stay with a friend or someone dropped out of a trip and you are taking their place.

ok, that would make sense.

LeRainDrop

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Re: Overheard on Facebook
« Reply #4130 on: March 29, 2016, 04:33:55 PM »
More MLM nonsense.  I have substituted the name of the product for what it really is:

Quote
To my NON-CRAP FACEBOOK FAMILY AND FRIENDS!
I need your help!!!!💙
With your permission, I would like to post ONE CRAP post on your wall to help me expand my business. You may not be interested in CRAP right now, but your friends and family might be! My goal is to reach as many people as possible!! If you would allow me to post on your wall, please comment "YES" in the comments. Thank you for your continued support💙💙💙💙
I really appreciate it!!! 😘

ETA:  It probably goes without saying, but no one has commented "YES."

ETA2:  Her mom said yes.
« Last Edit: March 29, 2016, 07:58:49 PM by LeRainDrop »

Ceridwen

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Re: Overheard on Facebook
« Reply #4131 on: March 31, 2016, 09:57:23 AM »
"Third time's a charm! After an accident and subsequent total write-off and then a theft I have finally managed to get a car all the way to the end of its lease and back to the dealership. WooHoo!"

JordanOfGilead

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Re: Overheard on Facebook
« Reply #4132 on: March 31, 2016, 11:12:26 AM »
Sorry to get off topic, but what does ETA mean in the context of this forum? The only use I have ever known for the acronym was "Estimated Time of Arrival," which seems to make zero sense as it is being used here.

onlykelsey

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Re: Overheard on Facebook
« Reply #4133 on: March 31, 2016, 11:16:19 AM »
Sorry to get off topic, but what does ETA mean in the context of this forum? The only use I have ever known for the acronym was "Estimated Time of Arrival," which seems to make zero sense as it is being used here.

"Edited to add"

starbuck

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Re: Overheard on Facebook
« Reply #4134 on: March 31, 2016, 12:28:10 PM »
Unfortunately, many people start the competition over kids' achievements as soon as they're born -- each milestone, it's when did your baby first sit, crawl, get a tooth, walk,  talk, potty train, learn to write his name, learn to read, etc.  So many parents get in competitions over their kids' development.  It's too bad.

I have a 5 month old and was browsing a book on child development. The author shared her spouse's response to the humble-bragging parents do about their kid's milestones. Anytime someone tells them about what milestone little Junior is hitting, they reply, "Already??!" An easy way to make a new parent feel good about their imperfect little creature.

hownowbrowncow

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Re: Overheard on Facebook
« Reply #4135 on: April 05, 2016, 03:38:19 PM »
Quote
Question: If you were in a controlled environment, with 100% safety, and you would be compensated.... but they were like "The test is, you have to smoke crack" would you? I said yes... let me know your thoughts........

Posted in my newsfeed.  Not necessarily anti-mustachian but interesting question.  I think my answer would be no though.

johnny847

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Re: Overheard on Facebook
« Reply #4136 on: April 05, 2016, 04:03:27 PM »
Quote
Question: If you were in a controlled environment, with 100% safety, and you would be compensated.... but they were like "The test is, you have to smoke crack" would you? I said yes... let me know your thoughts........

Posted in my newsfeed.  Not necessarily anti-mustachian but interesting question.  I think my answer would be no though.

Does this controlled environment also include immunity from drug use and possession?

former player

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Re: Overheard on Facebook
« Reply #4137 on: April 05, 2016, 04:05:41 PM »
More importantly, does it include immunity from becoming addicted?

johnny847

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Re: Overheard on Facebook
« Reply #4138 on: April 05, 2016, 04:08:53 PM »
More importantly, does it include immunity from becoming addicted?

I assumed not, considering it's crack.

If immunity from prosecution were included, and the sum of money were large enough, then sure. I'd have to weigh the cost of going through a drug addiction program (both financial and time) against compensation.

Kitsune

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Re: Overheard on Facebook
« Reply #4139 on: April 06, 2016, 08:37:51 AM »
"We finally fit into the neighborhood lol. My first pimped out car - hybrid, panoramic roof and all." Wia picture of the new car in question.

Yes. You fit in. Debt load and all.

coolistdude

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Re: Overheard on Facebook
« Reply #4140 on: April 06, 2016, 12:28:20 PM »
Not on FB, but on a neighborhood site.  Neighbor is trying to sell Prada diaper bag that was specially ordered from Milan and they paid retail $1350.00.  It will be interesting to see if it sells

Oh it'll sell. But not for that price...

I saw a woman put her baby for a nap on an arm chair. She didn't need an expensive pack and play or portable crib. She was nearby for when it woke up. I feel like American baby supplies take advantage of the fear and lack of parenting Americans experience and charge outrageous prices for things they don't need.

Honestly, that's not really safe. I get that a lot of expensive baby products play into parents' fears and are often overly expensive or completely unnecessary, but babies really do need a safe place to sleep (an arm chair is likely to be a suffocation and/or fall risk). The good news is a moses basket or a cheap pack n' play can be found on amazon for ~$40. You don't need the pricey version for it to be safe!

A prada diaper bag is pretty ridiculous though.

She was within arms reach for when he woke up. The chair was slanted so the kiddo couldn't roll out and he wasn't an active sleeper.  It was upholstery rather than leather for suffocation. Not getting defensive here. I just feel very screwed when it comes to purchasing anything baby related. It's like the bikini concept, much less fabric for a much higher cost. But then baby clothes and stuff is like the bikini concept on bikinis.

coolistdude

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Re: Overheard on Facebook
« Reply #4141 on: April 06, 2016, 12:32:15 PM »
Unfortunately, many people start the competition over kids' achievements as soon as they're born -- each milestone, it's when did your baby first sit, crawl, get a tooth, walk,  talk, potty train, learn to write his name, learn to read, etc.  So many parents get in competitions over their kids' development.  It's too bad.

I have a 5 month old and was browsing a book on child development. The author shared her spouse's response to the humble-bragging parents do about their kid's milestones. Anytime someone tells them about what milestone little Junior is hitting, they reply, "Already??!" An easy way to make a new parent feel good about their imperfect little creature.

I'm considering using my coworker's response.. He simply says "I'm not impressed. My kid is already doing that." And doesn't care if you point out his kid is 6. "Oh, your kid rolled over at 5 months? I'm not impressed...my kid already does that."

runningthroughFIRE

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Re: Overheard on Facebook
« Reply #4142 on: April 06, 2016, 02:00:04 PM »
Not on FB, but on a neighborhood site.  Neighbor is trying to sell Prada diaper bag that was specially ordered from Milan and they paid retail $1350.00.  It will be interesting to see if it sells

Oh it'll sell. But not for that price...

I saw a woman put her baby for a nap on an arm chair. She didn't need an expensive pack and play or portable crib. She was nearby for when it woke up. I feel like American baby supplies take advantage of the fear and lack of parenting Americans experience and charge outrageous prices for things they don't need.

Honestly, that's not really safe. I get that a lot of expensive baby products play into parents' fears and are often overly expensive or completely unnecessary, but babies really do need a safe place to sleep (an arm chair is likely to be a suffocation and/or fall risk). The good news is a moses basket or a cheap pack n' play can be found on amazon for ~$40. You don't need the pricey version for it to be safe!

A prada diaper bag is pretty ridiculous though.

[...] But then baby clothes and stuff is like the bikini concept on bikinis.
You buy it and pray to all that's holy that the baby will fit in it 4 months from now, but you already know in the back of your mind that it won't, and you're committed to it anyways?  Sure, it's a little small on the baby, but omg look how cute this onesy is!

Travis

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Re: Overheard on Facebook
« Reply #4143 on: April 06, 2016, 02:45:55 PM »
One of my friends who reposts pro-Bernie Sanders stuff every day (I have no problem with this) mentioned seeing "The Big Short" and went on a rant about how much of his net worth disappeared during the crash.  I was scratching my head trying to figure out why he was so upset.  If he just ranted about the principle of the poor planning and recklessness that led to the housing crash I'd be okay, but he was specific about how it affected him financially.  I found myself typing (but not posting) "why do you care? You were a junior Captain and didn't need to touch your assets until a year ago. Assuming you didn't sell off you would have made it all back and then some by now." I didn't actually send it just in case he made such a short-sighted decision and we'd end up arguing about it for hours.

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Re: Overheard on Facebook
« Reply #4144 on: April 07, 2016, 07:55:03 AM »
I have one for here.  The state I live in is having a massive budget crisis due to oil prices. They relied too heavily on revenues from oil and gas and the tax was based on the dollar rather than the gallon and now are looking at approximately a $1.3b shortfall. Because of this everything is getting cut including a 25% reimbursement rate to Medicaid providers. (yes, they did not expand medicare/medicaid with the ACA). A friend who is a RN posted this morning about how this 25% reimbursement rate cut will make it so she will not be able to retire.
« Last Edit: April 07, 2016, 07:57:16 AM by Proud Foot »

MgoSam

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Re: Overheard on Facebook
« Reply #4145 on: April 07, 2016, 08:32:05 AM »
If he just ranted about the principle of the poor planning and recklessness that led to the housing crash I'd be okay, but he was specific about how it affected him financially.

Yeah this gets me. I can completely understand someone's anger at the sheer immorality and possible illegality of Wall Street's actions (or their utter disregard for anything but their own wallets) or if he/she lost a job due to the recession*, but the idea that someone lost money is a red herring. If you were invested in a broad index fund yes you you're funds would have lost value during the collapse, but they recovered within a year or two. I know quite a few people that had cash that bought a bunch of good stocks because they were on a 'fire sale.'

*I  was sitting in class the day Bear Sterns stock imploded. The friend I was sitting next to interned there that summer and had a job offer waiting for upon graduation, she ran out of class to try to talk to a friend there but couldn't get a hold of anyone.

druth

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Re: Overheard on Facebook
« Reply #4146 on: April 07, 2016, 09:11:42 AM »
Somebody on my facebook posted something like "It's not even worth getting this 1$ raise since the fuckers at the IRS is just going to screw me now that I'm in the 15% bracket I might as well have not gotten a raise in the first place."

It bothered me mostly that he was so angry without even looking into it at all, than that he had the misunderstanding, since I know it's a common thing for people to not get.

Somebody beat me to explaining how it actually works though, so that's good.

onlykelsey

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Re: Overheard on Facebook
« Reply #4147 on: April 07, 2016, 09:14:17 AM »
Somebody on my facebook posted something like "It's not even worth getting this 1$ raise since the fuckers at the IRS is just going to screw me now that I'm in the 15% bracket I might as well have not gotten a raise in the first place."

It bothered me mostly that he was so angry without even looking into it at all, than that he had the misunderstanding, since I know it's a common thing for people to not get.

Somebody beat me to explaining how it actually works though, so that's good.

That was my (Republican IRS appointee) federal income tax professor's pet peeve.  Until we have 101% marginal rates, earning more money is always a good thing.

lemanfan

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Re: Overheard on Facebook
« Reply #4148 on: April 07, 2016, 09:24:03 AM »
That was my (Republican IRS appointee) federal income tax professor's pet peeve.  Until we have 101% marginal rates, earning more money is always a good thing.

The record in Sweden was 102%.  Astrid Lindgren, author of Pippi Longstocking, wrote a story about it.  The Finance Minister at the time was not amused to be the center of that story.

https://en.wikipedia.org/wiki/Pomperipossa_in_Monismania

MgoSam

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Re: Overheard on Facebook
« Reply #4149 on: April 07, 2016, 09:38:52 AM »
Somebody on my facebook posted something like "It's not even worth getting this 1$ raise since the fuckers at the IRS is just going to screw me now that I'm in the 15% bracket I might as well have not gotten a raise in the first place."

It bothered me mostly that he was so angry without even looking into it at all, than that he had the misunderstanding, since I know it's a common thing for people to not get.

Somebody beat me to explaining how it actually works though, so that's good.

That was my (Republican IRS appointee) federal income tax professor's pet peeve.  Until we have 101% marginal rates, earning more money is always a good thing.

Yup, it's amazing how stupid can be. I recall reading about people that wanted to avoid being in the highest bracket around the time Obama was elected and so would work to keep their salary a hair under the limit, failing to realize that going over it didn't mean that the tax rate would hit only the amount above the threshold. My question to them is, how the hell are you earning that much if you are too dumb to understand a simple tax fact?