Author Topic: Overheard on Facebook  (Read 3211238 times)

Xlar

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Re: Overheard on Facebook
« Reply #7300 on: February 28, 2018, 04:54:04 PM »
Iíll chime in that if you have the Target Red Card (which can be a debit card, for the credit card averse), you get free shipping on any sized order.  I used it quite a bit for bulk and staples when I was living without a car. Also, you have to be careful to search out their brand of products as the website shows name brand items first. 

They also had an easy return policy that was extended even longer for Red Card orders, so I had a nice long window to make returns though it was inconvenient to get to the store. ETA. Most items are returnable by mail, some just in store.  Itís very easy to miss that detail. 

óó
As for Prime, Iím grandfathered in on a family plan, so I get the free shipping without the media content, so I canít comment on the content, just the shipping.  5-6 years ago it was worth it.  Now?  Not so much.  They very often require a minimum $25 spend (yes, with prime) and in my rural area 2 days shipping was promised but usually 5-7 days.


(Is it possible that the minimum spend thing is just for family members, not for the main account holder?)

If you don't get your item in two days you should complain. It's really easy through the chat window and they seem to always give you 1 month free membership as compensation!

ketchup

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Re: Overheard on Facebook
« Reply #7301 on: March 01, 2018, 08:05:20 AM »
Iíll chime in that if you have the Target Red Card (which can be a debit card, for the credit card averse), you get free shipping on any sized order.  I used it quite a bit for bulk and staples when I was living without a car. Also, you have to be careful to search out their brand of products as the website shows name brand items first. 

They also had an easy return policy that was extended even longer for Red Card orders, so I had a nice long window to make returns though it was inconvenient to get to the store. ETA. Most items are returnable by mail, some just in store.  Itís very easy to miss that detail. 

óó
As for Prime, Iím grandfathered in on a family plan, so I get the free shipping without the media content, so I canít comment on the content, just the shipping.  5-6 years ago it was worth it.  Now?  Not so much.  They very often require a minimum $25 spend (yes, with prime) and in my rural area 2 days shipping was promised but usually 5-7 days.


(Is it possible that the minimum spend thing is just for family members, not for the main account holder?)

If you don't get your item in two days you should complain. It's really easy through the chat window and they seem to always give you 1 month free membership as compensation!
Sometimes they even go beyond that.  I ordered a $40 video game one time that arrived a day late and after complaining, they extended my Prime membership AND refunded the $40 for the game.  All for a fucking video game, which is the least urgent thing in the world.

Kimera757

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Re: Overheard on Facebook
« Reply #7302 on: March 03, 2018, 07:20:12 PM »
Hey AnnaGrowsAMustache, I'm really wanting some self stick vinyl for several projects, but have found it to be very expensive.  Any sources you would be willing to share to get a great deal on it?

Thanks!

I get mine from AliExpress. It doesn't seem to be a big site in the states, but it's huge for the rest of the world. It's the small scale purchase arm of Alibaba. It's a site that manufacturers advertise products on directly, all based in China. Each manufacturer has a sales and product review and star system so you can see if they're reputable and easy to deal with. Just about anything in the world can be purchased on here. Couple of things to check - whatever you search, there will be MANY different varieties, qualities and prices, so make sure you've got what you want. Second, check and doublecheck the shipping rate, and also any import duties you might incur at your end. In my country, you don't get stung unless you order over a certain dollar value. Third, there are things available for purchase that may be illegal to bring into your country - I don't imagine vinyl is one of them, but you never know. Third, you're purchasing from a Chinese manufacturer, not from a site like Amazon, so IF there are issues you may have problems resolving them. I've used AliExpress hundreds of times, with no issues, but I've also never purchased anything over $50. You do use your CC through the site and that's completely reputable, so no worries there.

Have a look and see what you can find.

https://www.aliexpress.com/
https://en.wikipedia.org/wiki/AliExpress

PS, also check what you're buying. It's listed in price per "unit". But a unit can be 1m for one manufacturer and 10m for another.

I tried to buy something there and they didn't believe I was using my own credit card. They wanted proof it was me. Okay, that's fair... but I'm only going to send that information in a secure manner.

Did everyone who uses Alibaba/Aliexpress have to go through that?

AnnaGrowsAMustache

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Re: Overheard on Facebook
« Reply #7303 on: March 03, 2018, 08:07:41 PM »
Never encountered that one. Did you go to the legit site?

barbaz

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Re: Overheard on Facebook
« Reply #7304 on: March 05, 2018, 12:10:12 AM »
Did everyone who uses Alibaba/Aliexpress have to go through that?
No, never had a problem with payment. How much did you order?

Freedomin5

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Re: Overheard on Facebook
« Reply #7305 on: March 05, 2018, 02:10:29 AM »
Did everyone who uses Alibaba/Aliexpress have to go through that?
No, never had a problem with payment. How much did you order?

Only recently (like within the past year) since China tightened up regulations.

shadowmoss

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Re: Overheard on Facebook
« Reply #7306 on: March 05, 2018, 09:56:45 AM »
I ordered less then $5 and it went to.  Went back and tried to order about $25 worth and got the block unless I send a copy of my driver's license.  That is not gonna happen.  I'm sad that I won't be able to order from there again, but it is maybe for the best.

AnnaGrowsAMustache

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Re: Overheard on Facebook
« Reply #7307 on: March 05, 2018, 05:57:36 PM »
I ordered less then $5 and it went to.  Went back and tried to order about $25 worth and got the block unless I send a copy of my driver's license.  That is not gonna happen.  I'm sad that I won't be able to order from there again, but it is maybe for the best.

I've ordered from AE hundreds of time, incl over the last few months and never encountered this. I'm just using a Visa CC. Are you using something less common?

shadowmoss

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Re: Overheard on Facebook
« Reply #7308 on: March 05, 2018, 08:00:11 PM »
I'm using a Chase Slate Visa.  Never had a problem with it before.  They suggested I use Western Union.  Nope.  Take my credit card.  Billing address for the card and shipping address for the merchandise are the same.  Should be no problem.  But, they want a picture of either my driver's license or my passport.  Not gonna happen.  Hello brick wall.

AnnaGrowsAMustache

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Re: Overheard on Facebook
« Reply #7309 on: March 05, 2018, 09:18:16 PM »
I wonder if it's something the seller has specified? Can you get the same product from another seller on AE?

I just spoke to a friend who runs a business selling stuff largely imported via Alibaba and AliExpress. He's never encountered payment problems either. He spends thousands at a time.

shadowmoss

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Re: Overheard on Facebook
« Reply #7310 on: March 06, 2018, 10:32:55 AM »
My order was a random assortment of travel items.  No one thing over $7.  At least 3 different sellers.  I'll give it a few weeks/months and try again.  I was logged I to my account with the site as well.

Kimera757

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Re: Overheard on Facebook
« Reply #7311 on: March 07, 2018, 04:51:27 AM »
Did everyone who uses Alibaba/Aliexpress have to go through that?
No, never had a problem with payment. How much did you order?
One item for about $15.

Kyle Schuant

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Re: Overheard on Facebook
« Reply #7312 on: March 07, 2018, 06:05:55 AM »
Not on FB, but... I am always amazed at how someone will take a successful business, expand it too fast and make it collapse. It happens again and again. In this case, they blame "high rents and operational costs." But it's not like the landlord hits you with whatever rent they like each week, you signed a lease, so you knew what the costs would be. Likewise, after having 1-2 stores, you should have a pretty good idea of what the utilities, wages and so on would cost.


So this is people who did some combination of never taking note of their normal costs and being overly optimistic about their future income. As with households, so with businesses - except when a business makes stupid decisions, it's not just one person's family suffering.


http://www.abc.net.au/news/2018-03-07/doughnut-time-retail-empire-crumbles---what-went-wrong/9521338

I'm a red panda

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Re: Overheard on Facebook
« Reply #7313 on: March 08, 2018, 12:19:54 PM »
Our buy nothing project group is sprouting again (we split from a larger group 7 months ago) because we have 1,500 members.  It's funny watching people throw hissy fits.  A number of people are making the "I don't want to play with you, I'm taking my toys and going home" posts.

Apparently people only want to get free stuff (or give it away) if it is a really large group.

Dollar Slice

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Re: Overheard on Facebook
« Reply #7314 on: March 09, 2018, 10:02:15 AM »
A friend said he took an Uber to work rather than clean the snow off his car. :-|

But on the flip side, a friend who is coming to visit told me her budget in advance and asked me not to plan anything expensive :-)
« Last Edit: March 09, 2018, 10:04:35 AM by Dollar Slice »

Maenad

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Re: Overheard on Facebook
« Reply #7315 on: March 09, 2018, 01:06:13 PM »
How much snow are we talking?


Dollar Slice

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Re: Overheard on Facebook
« Reply #7316 on: March 09, 2018, 01:20:47 PM »
How much snow are we talking?

As a Minnesotan, you would laugh so hard...he posted a pic. He would have had to shovel some snow behind the car that was just up to the bottom of the bumper. And push off the 6" that was on top of the car. Everything else was clear (mirrors, wheels, doors, etc.) because it melted some yesterday. The storm was on Wednesday.

druth

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Re: Overheard on Facebook
« Reply #7317 on: March 09, 2018, 03:11:07 PM »
A friend said he took an Uber to work rather than clean the snow off his car. :-|

But on the flip side, a friend who is coming to visit told me her budget in advance and asked me not to plan anything expensive :-)

The other day I took the bus to work so I wouldn't have to dig out my car.  I think it was actually faster than doing the digging.  Almost the same. 😆

Actually a good experience because I was going to a clients house and hadn't realized how easy a bus ride it was before, so now I know I can do that any time.
« Last Edit: March 09, 2018, 03:14:14 PM by druth »

RetiredAt63

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Re: Overheard on Facebook
« Reply #7318 on: March 10, 2018, 12:44:04 PM »
How much snow are we talking?

As a Minnesotan, you would laugh so hard...he posted a pic. He would have had to shovel some snow behind the car that was just up to the bottom of the bumper. And push off the 6" that was on top of the car. Everything else was clear (mirrors, wheels, doors, etc.) because it melted some yesterday. The storm was on Wednesday.

I am laughing - but does he have the proper tools?  I have a heavy duty brush/scraper in the car, and a small shovel in the trunk.  You can tell I live in snow country.

Dollar Slice

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Re: Overheard on Facebook
« Reply #7319 on: March 10, 2018, 01:14:57 PM »
How much snow are we talking?

As a Minnesotan, you would laugh so hard...he posted a pic. He would have had to shovel some snow behind the car that was just up to the bottom of the bumper. And push off the 6" that was on top of the car. Everything else was clear (mirrors, wheels, doors, etc.) because it melted some yesterday. The storm was on Wednesday.

I am laughing - but does he have the proper tools?  I have a heavy duty brush/scraper in the car, and a small shovel in the trunk.  You can tell I live in snow country.

He said he had a shovel. It's not a terribly snowy area but we do get snow a few times a winter on average.

CupcakeGuru

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Re: Overheard on Facebook
« Reply #7320 on: March 10, 2018, 04:08:03 PM »
Back to seen on FB..

It never ceases to amaze me when you see a person you know, who sponges off their parents (they are 29 years old). Works 15 hours a week, doesn't pay rent or cell phone and they go and buy a $50,000 SUV with all the bells and whistles to cart around 2 kids.

Primm

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Re: Overheard on Facebook
« Reply #7321 on: March 10, 2018, 06:29:03 PM »
In a FB group I'm in which is dedicated to frugal grocery shopping.

I posted a cost comparison between the meal box I got (for free courtesy of a not-so-frugal friend) and ordering online delivery through a supermarket.

Difference (deliberately choosing no sale items) was $35. Meal box = $89, ordering = $54.

Reply from one of the group participants - "Yes but most people also impulse buy so it can work out better for them to get Hello Fresh or one of the others."

Yeah, nah. Point completely missed.

Nudelkopf

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Re: Overheard on Facebook
« Reply #7322 on: March 10, 2018, 07:26:55 PM »
A friend bought a puppy just before Christmas last year (from a rescue shelter, at least, but still $800). It is definitely part labrador. She posted a few weeks ago that her & her husband just bought their new house.... because the dog out-grew their 2 bedroom apartment. (Duh, it's part labrador, it's not going to be an indoor dog). Aaand she posted today - the house they bought is 4 bed/2 bath home for $550,000, with a $40k deposit.

Tl;dr They're in a shit-tonne of debt because they impulse bought a dog that unsurprisingly outgrew their unit & "needed" to buy a bigger house.

AnnaGrowsAMustache

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Re: Overheard on Facebook
« Reply #7323 on: March 10, 2018, 07:50:12 PM »
A friend bought a puppy just before Christmas last year (from a rescue shelter, at least, but still $800). It is definitely part labrador. She posted a few weeks ago that her & her husband just bought their new house.... because the dog out-grew their 2 bedroom apartment. (Duh, it's part labrador, it's not going to be an indoor dog). Aaand she posted today - the house they bought is 4 bed/2 bath home for $550,000, with a $40k deposit.

Tl;dr They're in a shit-tonne of debt because they impulse bought a dog that unsurprisingly outgrew their unit & "needed" to buy a bigger house.

I have a friend who lives in a tiny house with a full grown husky. The difference is the husky gets walked every morning and run 5km every night, as well as loooooooong hikes on the weekends.

mustachepungoeshere

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Re: Overheard on Facebook
« Reply #7324 on: March 11, 2018, 03:44:34 AM »
In a FB group I'm in which is dedicated to frugal grocery shopping.

I posted a cost comparison between the meal box I got (for free courtesy of a not-so-frugal friend) and ordering online delivery through a supermarket.

Difference (deliberately choosing no sale items) was $35. Meal box = $89, ordering = $54.

Reply from one of the group participants - "Yes but most people also impulse buy so it can work out better for them to get Hello Fresh or one of the others."

Yeah, nah. Point completely missed.

A work contact of mine just told me how much he and his girlfriend are saving on groceries by buying Lite n' Easy.

It's only costing them $360 a week, so with alcohol, takeaway coffee, etc, they're easily topping $400 a week for food.

Oh yeah, what a bargain.

>.<

penguintroopers

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Re: Overheard on Facebook
« Reply #7325 on: March 11, 2018, 09:10:50 PM »
In a FB group I'm in which is dedicated to frugal grocery shopping.

I posted a cost comparison between the meal box I got (for free courtesy of a not-so-frugal friend) and ordering online delivery through a supermarket.

Difference (deliberately choosing no sale items) was $35. Meal box = $89, ordering = $54.

Reply from one of the group participants - "Yes but most people also impulse buy so it can work out better for them to get Hello Fresh or one of the others."

Yeah, nah. Point completely missed.

A work contact of mine just told me how much he and his girlfriend are saving on groceries by buying Lite n' Easy.

It's only costing them $360 a week, so with alcohol, takeaway coffee, etc, they're easily topping $400 a week for food.

Oh yeah, what a bargain.

>.<

$360 a week?
How's that even possible?

I'm genuinely curious about this too. Are they even buying groceries, or eating takeout at every meal for that?

mustachepungoeshere

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Re: Overheard on Facebook
« Reply #7326 on: March 12, 2018, 12:05:59 AM »
In a FB group I'm in which is dedicated to frugal grocery shopping.

I posted a cost comparison between the meal box I got (for free courtesy of a not-so-frugal friend) and ordering online delivery through a supermarket.

Difference (deliberately choosing no sale items) was $35. Meal box = $89, ordering = $54.

Reply from one of the group participants - "Yes but most people also impulse buy so it can work out better for them to get Hello Fresh or one of the others."

Yeah, nah. Point completely missed.

A work contact of mine just told me how much he and his girlfriend are saving on groceries by buying Lite n' Easy.

It's only costing them $360 a week, so with alcohol, takeaway coffee, etc, they're easily topping $400 a week for food.

Oh yeah, what a bargain.

>.<

$360 a week?
How's that even possible?

I'm genuinely curious about this too. Are they even buying groceries, or eating takeout at every meal for that?

I mentioned it to a colleague. She used to order Lite n' Easy dinners for her elderly mother, and they were $12 each so it's easy to see how it would add up to $360 a week with breakfast and lunch.

marty998

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Re: Overheard on Facebook
« Reply #7327 on: March 12, 2018, 01:46:46 AM »
In a FB group I'm in which is dedicated to frugal grocery shopping.

I posted a cost comparison between the meal box I got (for free courtesy of a not-so-frugal friend) and ordering online delivery through a supermarket.

Difference (deliberately choosing no sale items) was $35. Meal box = $89, ordering = $54.

Reply from one of the group participants - "Yes but most people also impulse buy so it can work out better for them to get Hello Fresh or one of the others."

Yeah, nah. Point completely missed.

A work contact of mine just told me how much he and his girlfriend are saving on groceries by buying Lite n' Easy.

It's only costing them $360 a week, so with alcohol, takeaway coffee, etc, they're easily topping $400 a week for food.

Oh yeah, what a bargain.

>.<

$360 a week?
How's that even possible?

I'm genuinely curious about this too. Are they even buying groceries, or eating takeout at every meal for that?

I mentioned it to a colleague. She used to order Lite n' Easy dinners for her elderly mother, and they were $12 each so it's easy to see how it would add up to $360 a week with breakfast and lunch.

Lite n Easy delivers breakfasts? Like how fucking difficult is it to pour oats and milk, and eat a banana?

The average 6 or 7 year old can do that :O

mustachepungoeshere

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Re: Overheard on Facebook
« Reply #7328 on: March 12, 2018, 03:30:15 AM »
In a FB group I'm in which is dedicated to frugal grocery shopping.

I posted a cost comparison between the meal box I got (for free courtesy of a not-so-frugal friend) and ordering online delivery through a supermarket.

Difference (deliberately choosing no sale items) was $35. Meal box = $89, ordering = $54.

Reply from one of the group participants - "Yes but most people also impulse buy so it can work out better for them to get Hello Fresh or one of the others."

Yeah, nah. Point completely missed.

A work contact of mine just told me how much he and his girlfriend are saving on groceries by buying Lite n' Easy.

It's only costing them $360 a week, so with alcohol, takeaway coffee, etc, they're easily topping $400 a week for food.

Oh yeah, what a bargain.

>.<

$360 a week?
How's that even possible?

I'm genuinely curious about this too. Are they even buying groceries, or eating takeout at every meal for that?

I mentioned it to a colleague. She used to order Lite n' Easy dinners for her elderly mother, and they were $12 each so it's easy to see how it would add up to $360 a week with breakfast and lunch.

Lite n Easy delivers breakfasts? Like how fucking difficult is it to pour oats and milk, and eat a banana?

The average 6 or 7 year old can do that :O

I don't know, oats and milk are too much for me at 5.30am. Vegemite toast all the way. :D

(For reference, I checked the latest Lite n' Easy menu, and it's not oats and milk. It's
nut cluster crunch with skim milk.)

marty998

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Re: Overheard on Facebook
« Reply #7329 on: March 12, 2018, 03:32:40 AM »
In a FB group I'm in which is dedicated to frugal grocery shopping.

I posted a cost comparison between the meal box I got (for free courtesy of a not-so-frugal friend) and ordering online delivery through a supermarket.

Difference (deliberately choosing no sale items) was $35. Meal box = $89, ordering = $54.

Reply from one of the group participants - "Yes but most people also impulse buy so it can work out better for them to get Hello Fresh or one of the others."

Yeah, nah. Point completely missed.

A work contact of mine just told me how much he and his girlfriend are saving on groceries by buying Lite n' Easy.

It's only costing them $360 a week, so with alcohol, takeaway coffee, etc, they're easily topping $400 a week for food.

Oh yeah, what a bargain.

>.<

$360 a week?
How's that even possible?

I'm genuinely curious about this too. Are they even buying groceries, or eating takeout at every meal for that?

I mentioned it to a colleague. She used to order Lite n' Easy dinners for her elderly mother, and they were $12 each so it's easy to see how it would add up to $360 a week with breakfast and lunch.

Lite n Easy delivers breakfasts? Like how fucking difficult is it to pour oats and milk, and eat a banana?

The average 6 or 7 year old can do that :O

I don't know, oats and milk are too much for me at 5.30am. Vegemite toast all the way. :D

(For reference, I checked the latest Lite n' Easy menu, and it's not oats and milk. It's
nut cluster crunch with skim milk.)

That's like what, special oats and special milk?

Warlord1986

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Re: Overheard on Facebook
« Reply #7330 on: March 12, 2018, 06:30:12 AM »
The main mall in my hometown has a Hello Kitty truck outside. People waited in line for four hours to buy this stuff.

Just Joe

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Re: Overheard on Facebook
« Reply #7331 on: March 12, 2018, 08:58:40 AM »
Of course they wouldn't just order it off the internet later. Wow, the prices.

BlueHouse

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Re: Overheard on Facebook
« Reply #7332 on: March 12, 2018, 11:44:50 AM »
BlueHouse, the mind seriously boggles. I just...can't even. I absolutely understand that what you grew up with is normal (I remember The Day I Realised Not Everyone Has Non-Stick Pans) but I can barely begin to imagine the logistics involved with that many towels.

I know!  I laugh with my mom about it now and we both wonder "what was she thinking"!  It didn't seem strange in the least to me growing up, but once I had to start doing my own laundry, I learned that re-used towels wasn't that gross and I also figured out how to dry my body FIRST, then dry my hair.   Anyway, she says that's the way she grew up too, so she didn't think anything weird about it either.  I find that part very hard to understand though because I know she grew up without a dryer - so she must have done her fair share of hanging everyone's towels and washcloths, etc. 

p.s.  My mother used to also move every bed, every day, and vacuum underneath them.  She definitely wasn't doing that into my teen years, but I know she did it until I was at least 6.   It was the year she got a new vacuum cleaner from my father for Christmas.  He thought it would make her life so much easier because it was a canister vac that could reach under the beds without moving them! 

Dragonswan

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Re: Overheard on Facebook
« Reply #7333 on: March 12, 2018, 01:32:15 PM »
In a FB group I'm in which is dedicated to frugal grocery shopping.

I posted a cost comparison between the meal box I got (for free courtesy of a not-so-frugal friend) and ordering online delivery through a supermarket.

Difference (deliberately choosing no sale items) was $35. Meal box = $89, ordering = $54.

Reply from one of the group participants - "Yes but most people also impulse buy so it can work out better for them to get Hello Fresh or one of the others."

Yeah, nah. Point completely missed.

A work contact of mine just told me how much he and his girlfriend are saving on groceries by buying Lite n' Easy.

It's only costing them $360 a week, so with alcohol, takeaway coffee, etc, they're easily topping $400 a week for food.

Oh yeah, what a bargain.

>.<

$360 a week?
How's that even possible?

I'm genuinely curious about this too. Are they even buying groceries, or eating takeout at every meal for that?

I mentioned it to a colleague. She used to order Lite n' Easy dinners for her elderly mother, and they were $12 each so it's easy to see how it would add up to $360 a week with breakfast and lunch.

Lite n Easy delivers breakfasts? Like how fucking difficult is it to pour oats and milk, and eat a banana?

The average 6 or 7 year old can do that :O

I don't know, oats and milk are too much for me at 5.30am. Vegemite toast all the way. :D

(For reference, I checked the latest Lite n' Easy menu, and it's not oats and milk. It's
nut cluster crunch with skim milk.)

That's like what, special oats and special milk?
Wow, I was gonna guess avacado toast and french vanilla latte to justify the cost, but cereal and milk? That's just urban robbery.

Smokystache

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Re: Overheard on Facebook
« Reply #7334 on: March 13, 2018, 04:37:38 AM »
The main mall in my hometown has a Hello Kitty truck outside. People waited in line for four hours to buy this stuff.

Wow wtf???

Wow indeed. In what place in the world is Hello Kitty something new that would cause 4 hour lines? (According to some sources, Hello Kitty arrived in the US in 1976! She's 40+ yo). Oh, now I see. It's "super cute merch." That would justify it.

I'm half incredulous at those who would stand in line for four hours and half impressed with the person who realized they could ride the Hello Kitty wave even longer (and avoid the price of opening a mall store) by using a "Merch truck". Well played.

LeRainDrop

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Re: Overheard on Facebook
« Reply #7335 on: March 13, 2018, 08:07:36 AM »
The main mall in my hometown has a Hello Kitty truck outside. People waited in line for four hours to buy this stuff.

Wow wtf???

Wow indeed. In what place in the world is Hello Kitty something new that would cause 4 hour lines? (According to some sources, Hello Kitty arrived in the US in 1976! She's 40+ yo). Oh, now I see. It's "super cute merch." That would justify it.

I'm half incredulous at those who would stand in line for four hours and half impressed with the person who realized they could ride the Hello Kitty wave even longer (and avoid the price of opening a mall store) by using a "Merch truck". Well played.

Guys, did you not see the part where if you spend $25, you get a FREE mini-tote?  Free!!!!!!!  LOL

Just Joe

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Re: Overheard on Facebook
« Reply #7336 on: March 13, 2018, 11:56:02 AM »
Waiting.in.line.for.hours - to buy stuff? No thanks. Benefits of not living in a big city. Not crowded enough here to create much of a line. 5 mins for a really popular movie if you choose a weeknight.

chouchouu

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Re: Overheard on Facebook
« Reply #7337 on: March 13, 2018, 08:20:44 PM »
I'm a member of some parenting groups which is where I learned about "after pay," a product for people so bad with money they can't get a credit card. People will mention things they have, always unnecessary and someone will comment asking if the retailer has "after pay." Things like $70 "bento" lunch boxes, 2k prams and the like.

A fb advertisement came up today for thermomix, 24 months interest free. I've heard these things are expensive so people are buying this overhyped blender/steamer on plans. All the comments were people commenting on what a great deal it is.

nnls

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Re: Overheard on Facebook
« Reply #7338 on: March 13, 2018, 09:53:52 PM »
I'm a member of some parenting groups which is where I learned about "after pay," a product for people so bad with money they can't get a credit card. People will mention things they have, always unnecessary and someone will comment asking if the retailer has "after pay." Things like $70 "bento" lunch boxes, 2k prams and the like.


the people I know of who use afterpay often use it because they think its a better option than a credit card, as its interest free. they see it more as layby that you get instantly

mustachepungoeshere

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Re: Overheard on Facebook
« Reply #7339 on: March 14, 2018, 02:18:48 AM »
I'm a member of some parenting groups which is where I learned about "after pay," a product for people so bad with money they can't get a credit card. People will mention things they have, always unnecessary and someone will comment asking if the retailer has "after pay." Things like $70 "bento" lunch boxes, 2k prams and the like.


the people I know of who use afterpay often use it because they think its a better option than a credit card, as its interest free. they see it more as layby that you get instantly

And that's the problem.

They see it as an instant layby, not debt.

I know people in their early 20s who, for moral/ethical reasons, avoid consumer debt like the plague. Would never get a credit card. But they have revolving Afterpay balances.

The marketing has worked.

nnls

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Re: Overheard on Facebook
« Reply #7340 on: March 14, 2018, 03:30:11 AM »
I'm a member of some parenting groups which is where I learned about "after pay," a product for people so bad with money they can't get a credit card. People will mention things they have, always unnecessary and someone will comment asking if the retailer has "after pay." Things like $70 "bento" lunch boxes, 2k prams and the like.


the people I know of who use afterpay often use it because they think its a better option than a credit card, as its interest free. they see it more as layby that you get instantly

And that's the problem.

They see it as an instant layby, not debt.

I know people in their early 20s who, for moral/ethical reasons, avoid consumer debt like the plague. Would never get a credit card. But they have revolving Afterpay balances.

The marketing has worked.

yes it really has, I know people who have a rolling balance of $1000 on afterpay and see nothing wrong with it, but judge me for having a credit card (that is paid in full each month and i use for reward points)

mustachepungoeshere

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Re: Overheard on Facebook
« Reply #7341 on: March 14, 2018, 04:40:17 AM »
A friend of mine with a serious spending problem from eating out*, who is definitely old enough to know better, has made a staggering discovery.

His new girlfriend just moved in and introduced him to this amazing concept of going to the supermarket and buying food.

Groundbreaking.

He's calling all his friends to share this breakthrough.

"You can just buy the food you like, and then cook it the way you like it. I'm saving $300 a week!"

He's 45.

This is a man who would go to three different Maccas for dinner, because he preferred the burger from store A, the fries from store B, and the thickshake from store C. I wish I was kidding.

I'm a red panda

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Re: Overheard on Facebook
« Reply #7342 on: March 14, 2018, 06:52:54 AM »
A friend of mine with a serious spending problem from eating out*, who is definitely old enough to know better, has made a staggering discovery.

His new girlfriend just moved in and introduced him to this amazing concept of going to the supermarket and buying food.

Groundbreaking.

He's calling all his friends to share this breakthrough.

"You can just buy the food you like, and then cook it the way you like it. I'm saving $300 a week!"

He's 45.

This is a man who would go to three different Maccas for dinner, because he preferred the burger from store A, the fries from store B, and the thickshake from store C. I wish I was kidding.

WOW. That is truly an amazing discovery. 

But can you tell me more about the Maccas? Do they make them different?  I don't even understand?
Is the guy really lonely and craves regularly seeing the servers or something?

RWD

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Re: Overheard on Facebook
« Reply #7343 on: March 14, 2018, 08:16:52 AM »
"You can just buy the food you like, and then cook it the way you like it. I'm saving $300 a week!"

He's 45.

Wow... If he had started that habit when he was 20 and invested the difference he'd have a million bucks from just that.

iGz

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Re: Overheard on Facebook
« Reply #7344 on: March 14, 2018, 09:00:47 AM »
Not really on facebook, but similar local social network.

I was chatting with a girl and after saw her photo I noticed quite big watches on her wrist so I asked what type it is. She replied that it is Garmin Fenix 5S and bought it directly from the Garmin store for 599 Ä . This is huge price in my country compared to median month salary (around 950 Ä before taxes, net will be around 720 Ä).  After some time she told me, that she lives with her mother and can't afford to buy small apartment (I mean with mortgage - she wouldn't be able to pay monthly payments and bank wouldn't approve mortgage ).

Well... I know people like to buy expensive gadgets, but it always surprise me why... Does this Garmin watches give you so much more compared to running, swimming, etc, without them ?

mm1970

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Re: Overheard on Facebook
« Reply #7345 on: March 14, 2018, 10:11:46 AM »
A friend of mine with a serious spending problem from eating out*, who is definitely old enough to know better, has made a staggering discovery.

His new girlfriend just moved in and introduced him to this amazing concept of going to the supermarket and buying food.

Groundbreaking.

He's calling all his friends to share this breakthrough.

"You can just buy the food you like, and then cook it the way you like it. I'm saving $300 a week!"

He's 45.

This is a man who would go to three different Maccas for dinner, because he preferred the burger from store A, the fries from store B, and the thickshake from store C. I wish I was kidding.
whoa

slugline

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Re: Overheard on Facebook
« Reply #7346 on: March 14, 2018, 11:03:55 AM »
This is a man who would go to three different Maccas for dinner, because he preferred the burger from store A, the fries from store B, and the thickshake from store C. I wish I was kidding.

Is he literally travelling to three different outlets to buy one item (at the a la carte price) at each to assemble one meal? Driving among them all, of course? That's truly anti-mustachian hall of shame worthy. Wow!

And I just realized this means he must eat at McDonald's frequently enough to actually notice the differences between locations. Double wow!

chouchouu

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Re: Overheard on Facebook
« Reply #7347 on: March 14, 2018, 04:42:17 PM »
I'm a member of some parenting groups which is where I learned about "after pay," a product for people so bad with money they can't get a credit card. People will mention things they have, always unnecessary and someone will comment asking if the retailer has "after pay." Things like $70 "bento" lunch boxes, 2k prams and the like.


the people I know of who use afterpay often use it because they think its a better option than a credit card, as its interest free. they see it more as layby that you get instantly

And that's the problem.

They see it as an instant layby, not debt.

I know people in their early 20s who, for moral/ethical reasons, avoid consumer debt like the plague. Would never get a credit card. But they have revolving Afterpay balances.

The marketing has worked.

yes it really has, I know people who have a rolling balance of $1000 on afterpay and see nothing wrong with it, but judge me for having a credit card (that is paid in full each month and i use for reward points)

Pretty much all the comments I see mention something about being unable to "afford" the product without after pay.  People who live paycheck to paycheck but want a 2k pram so they buy it on after pay otherwise they would never be able to save up that amount of money. There was an interesting thread about Chrisco,  where people said they used it even though they knew they were paying a premium because otherwise they couldn't "afford" Christmas.

I think a lot of these women feel that the material things they provide their kids are a reflection of their parenting. Which is why they are happy to buy a $60 lunch box because they think it insulates them from criticism. Then there are the comments about how it saves them money because they're not buying packaged food. As if they never noticed the regular lunch boxes at the supermarket. I have pointed out you can actually buy a real bento box for $2.80 at Daiso, which is compact and lightweight unlike these American bento boxes which are huge and weigh a ton and look nothing like a real bento. They're actually pretty awful designs for something so expensive. Lots of small corners that would be tricky to clean.

nnls

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Re: Overheard on Facebook
« Reply #7348 on: March 14, 2018, 06:05:32 PM »

I think a lot of these women feel that the material things they provide their kids are a reflection of their parenting.

My sister commented that someone on her facebook must not really love their kids cause of how little they got them for Christmas, I wasnt too sure how to respond.

nnls

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Re: Overheard on Facebook
« Reply #7349 on: March 14, 2018, 06:41:17 PM »

I think a lot of these women feel that the material things they provide their kids are a reflection of their parenting.

My sister commented that someone on her facebook must not really love their kids cause of how little they got them for Christmas, I wasnt too sure how to respond.

Wow, your sister sounds like an materialistic ass.

yeah we have different views on things