Race from 500k to 1M!

[Dr Kidstache]

Woot woot! I'm in the club!

Apr 2019: $523,606

Psychologically, this feels like the biggest threshold to me since achieving net worth zero in 2015.

[sisto]

I have been chasing the $1M liquid asset milestone for quite some time now. I was so close last year and then the market tanked. I am now so close again I can taste it. Sitting at $990K liquid. Not sure why I want this one so badly, it really is only a symbolic thing, but somehow it seems so big to me.

[RWD]

Quarterly update:

10/1/2017 - 502k
1/1/2018 - 544k
4/1/2018 - 559k
7/1/2018 - 604k
10/1/2018 - 640k
1/1/2019 - 608k
4/1/2019 - 710k

Feels unreal...

[actionjackson]

2018
Jan   398000
Feb   431000
Mar   448000
Apr   462580
May   481501
Jun - 489782
Jul - 507110
Aug - 523353
Sep - 529071
Oct - 519042
Nov - 532025

2019
Mar - 586808

Markets really swung back our way in the last few months, which has helped make the numbers look better, still plugging away.

[Olives]

I don't belong to this thread yet, but have been creepily lurking. I hear people saying 500k is the milestone after which you start to see crazy gains, can anyone comment on their experience with this?

[Trifle]

I don't belong to this thread yet, but have been creepily lurking. I hear people saying 500k is the milestone after which you start to see crazy gains, can anyone comment on their experience with this?

Yes it's true -- big gains but also some big dips if you're invested in stocks heavily.  Once the stash gets into this range you can start to see monthly ups and downs in the $40- $60k range. Have to take your dramamine for this ride haha, but the trend is upward so it's all good.

[Arbitrage]

I don't belong to this thread yet, but have been creepily lurking. I hear people saying 500k is the milestone after which you start to see crazy gains, can anyone comment on their experience with this?

Well, it's all a continuum based upon your perception and engagement.  Unless your perception changes, you shouldn't expect any big difference between $450k and $500k.  Likely it's influenced by your income, savings rate, or really your wealth as a certain multiple of your income.  If you earn $75k and save $35k per year, the daily/weekly/monthly swings and compounding on a $500k stash likely seem enormous.  Less so if you earn $350k, saving $200k. 

Personally, I never felt like a particular milestone made the stash earnings seem bigger.  It was more of a backward-looking realization: "Huh, I used to get all excited when I'd break a new $25k milestone; now I will go back and forth over those numbers several times with little more than a shrug."

[letsdoit]

 i dont update my shares total very often.
so when i see the numbers on my dashboard i know they're not correct, which keeps me from worrying about it.
i also try to stay away from bloomberg or stuff that is watching ups and downs too closely
the best investors are the dead or comatose
 

[tips^up]

Joining the group.  I thought wife and I combined cleared $1M total a couple months ago, which was a jaw dropper for both of us.  That included the equity of rental property and our primary residence.  Since then, I dropped those numbers 6% for selling costs, to give a more realistic idea of equity.  Also dropped value on primary 6% based on a comp across the street.  Both values are intentionally conservative.  We bought well during the recession and values have skyrocketed since purchase, so equity is a large part of my equation.  After making those changes, wife and I combined dropped back below $1M.

So I figure I'll pick up here, personally.

4/1/19 $236k LNW / $756 TNW

[Freedomin5]

I don't belong to this thread yet, but have been creepily lurking. I hear people saying 500k is the milestone after which you start to see crazy gains, can anyone comment on their experience with this?

The gains are big, but not really noticeable. Our net worth can go up or down by several thousand each day, but when you have several hundred thousand, a few thousand is not that big of a deal. And at this point of time, increases in net worth are still mostly due to saving our incomes.

[talltexan]

$500,000 to $800,000 was kind of an eye blink for me. It included a job change and a move, and that crazy bull market in 2013-2014. I had literally gone a year without logging into mint.com.

[Kierun]

I don't belong to this thread yet, but have been creepily lurking. I hear people saying 500k is the milestone after which you start to see crazy gains, can anyone comment on their experience with this?

Just squeaked in at $502k on 4/1/19 so I'm hoping you're right haha. So we'll see how the progress goes from here.

[Libertea]

I don't belong to this thread yet, but have been creepily lurking. I hear people saying 500k is the milestone after which you start to see crazy gains, can anyone comment on their experience with this?

I don't know if I'd say I see "crazy gains," but there's no question that the portfolio is doing more of the heavy lifting for you as your stash continues to grow.  Meaning this: say you have $100,000, and you add another $100,000 to get to $200,000 in one year.  A year is not a lot of time for compounding to occur, so nearly all of that growth is going to have to come from you adding new money in some way.  If you assume you get a 7% annual return on your $100,000, then only $7000 of that growth comes from the portfolio, and you have to put in $93,000.  Whereas, if you have $500,000, and you grow it to $600,000 in one year at that same 7% return, then $35,000 of the growth comes from the portfolio, and you only have to add $65,000 in contributions.

That is obviously a simplistic description of what happens, since your portfolio doesn't grow at a constant rate (and, as pointed out by some other posters, may even decrease in some years).  But there's no question that the growth becomes self-sustaining over time, and eventually you can reach a point where you don't have to contribute any new money and it keeps growing at the same rate - or even faster - than the rate it was growing when you didn't have much money saved yet and nearly all of the growth came from new contributions made by you.

[Bergal]

I hadn't posted in a while.  A few months of bad returns lowered my NW below the $1m mark but the last few months have been good.  Will feel great when the invested/cash amount is over $800k.

               Invested/Cash    Total NW
End of 2015  $513k                $752k
End of 2016  $574k                $820k                   
10/1/17        $670k                $921k
11/1/17        $679k                $931k
12/1/17        $693k                $944k

1/1/18          $701k                $954k
2/1/18          $730k                $993k
3/1/18          $708k                $972k
4/1/18          $710k                $974k
5/1/18          $710k                $974k
6/1/18          $725k                $990k
7/1/18          $723k                $989k
8/1/18          $744k                $1,010,242 !!!!
9/1/18          $757k                $1,025,080
10/1/18        $759k                $1,027,612
11/1/18        $730k                $997k  (gah)
12/1/18        $738k                $1,005,392

1/1/19          $702k                $971k  (grrr!)
2/1/19          $746k                $1,017,675
3/1/19          $768k                $1,039,785
4/1/19          $787k                $1,059,928

[mizzourah2006]

Just crossed over $500k for the stache this past month, so I'll jump in on the race.

Started tracking:
Jan 16: $181.2k

Feb 19: $532.8k

Update to April 1st. $546.25k

[sisto]

Now that all my money transfers have finally settled in MINT, I can officially claim this milestone complete! I hit it long ago for NW, but now in liquid assets I have hit it as well. I think I can officially be a millionare now. LOL Just $250K away from pulling the trigger and I have just over 2 years to get there. WOO HOO Feels good!

[Reader]

Now that all my money transfers have finally settled in MINT, I can officially claim this milestone complete! I hit it long ago for NW, but now in liquid assets I have hit it as well. I think I can officially be a millionare now. LOL Just $250K away from pulling the trigger and I have just over 2 years to get there. WOO HOO Feels good!

congrats! :)

[sisto]

@Reader THANKS!

[Trifle]

Now that all my money transfers have finally settled in MINT, I can officially claim this milestone complete!

Congrats @sisto!!!   

I just crossed over for LNW as well (though sticking around this thread for my retirement accounts only).  Come on over to the $1M to $2M thread.  It'll be nice to have some "newbie" company!

[sisto]

Now that all my money transfers have finally settled in MINT, I can officially claim this milestone complete!

Congrats @sisto!!!   

I just crossed over for LNW as well (though sticking around this thread for my retirement accounts only).  Come on over to the $1M to $2M thread.  It'll be nice to have some "newbie" company!

Thank you! I am already over on the other thread too in the NW category. Been over there a while, for some reason this one was more important to me. Especially since I will likely be keeping my house. I suppose it's time to go hob nob over in the other thread more now. LOL

[LeftA]

@sisto , congratulations!

My first post on this forum was about a month ago in this thread. We were at ~$943K and I typically calculated net worth every few months. However, if I eyeball things we grew to at least $955K. I think we are tracking to hit the $1M in NW by October of this year.

Psychologically, this is great, but lots of equity in home means I won't stop working till we hit at least $1.8M in NW.

[sisto]

@sisto , congratulations!

My first post on this forum was about a month ago in this thread. We were at ~$943K and I typically calculated net worth every few months. However, if I eyeball things we grew to at least $955K. I think we are tracking to hit the $1M in NW by October of this year.

Psychologically, this is great, but lots of equity in home means I won't stop working till we hit at least $1.8M in NW.

Yes, I totally agree. When I hit it with NW it wasn't nearly as satisfying as getting it liquid. So you are pretty close then, that's great. I am also close. I have been shooting for $1.25M and have a planned date for rule of 75 at work. June 7, 2021.

[MikeO]

what is everyone using for this number?


investments only?

investment + emergency fund?

Total net worth? (investments, cash in savings, checking, emergency fund, property owned (cars, houses etc)

I'm personally only looking at my invested cash, and ignoring property (my home, which I still owe on, and our cars which are paid for), emergency fund savings, and my checking (daily operations money).

[Trifle]

what is everyone using for this number?

You can use whatever you want, but personally at this point I'm only including retirement investments (a subset of LNW).  I'm  excluding our house, kids' college funds, cash, and the emergency fund. 

It's fun to track multiple ways -- then you get to cross over the threshold and celebrate multiple times during the journey.   

[skip207]

Total net worth for me. 

[Zamboni]

Posting to boast: We hit 1.06 M in NW last night!!!!

Congrats!

[Zoot]

Super-long time since I've posted in this thread--time for a new update!

Month/Year	Liquid Assets	Total Net Worth
Jan-17	$604K	$883K
Feb-17	$622K	$905K
Mar-17	$651K	$930K
Apr-17	$660K	$939K
May-17	$675K	$954K
Jun-17	$694K	$967K
Jul-17	$717K	$991K
Aug-17	$721K	$1,000K
Sep-17	$738K	$1,007K
Oct-17	$762K	$1,033K
Nov-17	$782K	$1,055K
Dec-17	$796K	$1,058K
Jan-18	$836K	$1,095K
Feb-18	$823K	$1,083K
Mar-18	$812K	$1,081K
Apr-18	$818K	$1,094K
May-18	$836K	$1,115K
Jun-18	$844K	$1,131K
Jul-18	$872K	$1,165K
Aug-18	$891K	$1,175K
Sep-18	$895K	$1,177K
Oct-18	$844K	$1,127K
Nov-18	$864K	$1,148K
Dec-18	$813K	$1,099K
Jan-19	$872K	$1,158K
Feb-19	$912K	$1,201K
Mar-19	$927K	$1,220K
Apr-19	$962K	$1,257K

Q4 2018 was a rough time, of course--it was hard to see "dollars" evaporating like that.  But we held our breath and kept plugging away at saving/investing.  The coolest thing to me to see in the numbers above:  we are about to graduate out of this thread in the non-home-equity net worth column.  ;-)

Onward!

(posting also in the $1M to $2M thread for total net worth)

[Arbitrage]

what is everyone using for this number?


investments only?

investment + emergency fund?

Total net worth? (investments, cash in savings, checking, emergency fund, property owned (cars, houses etc)

I'm personally only looking at my invested cash, and ignoring property (my home, which I still owe on, and our cars which are paid for), emergency fund savings, and my checking (daily operations money).

I'm posting both my liquid funds (which includes 529 accounts), and my net worth including home equity.  For this particular race, I'm using liquid NW, as I've already passed the mark on actual net worth.  If I wanted to be super conservative, I could also ignore the 529 accounts, but I'm not - it's still our money and we could access it for various purposes if need be.

[caracarn]

what is everyone using for this number?


investments only?

investment + emergency fund?

Total net worth? (investments, cash in savings, checking, emergency fund, property owned (cars, houses etc)

I'm personally only looking at my invested cash, and ignoring property (my home, which I still owe on, and our cars which are paid for), emergency fund savings, and my checking (daily operations money).

I use total NW as I post on personal capital, but that number intentionally excludes the 529 accounts and things that I do not view as my net worth.  We do however have current college savings for the kids that we have started to save in the last two years because those are just in our savings right now.  The thought was we are not guaranteeing these funds to them.  We do not view ourselves as obligated to pay for college.  If they do poorly and want to keep tossing money away, for example, rather than figuring out a real life path, we are not obligated to watch our money be wasted, so therefore we feel the money is ours until it is not, and therefore we include in our numbers.

[Zamboni]

Month Year: Investments
June 2017: 504K
July 2017: 523K
Add in home value - debts; net worth as second number:
Aug 2017: 533K / 666K
Sep 2017: 539K / 679K
Oct 2017: 551K / 698K
Nov 2017: 561K / 711K
Dec 2017: 569K / 724K

Jan 2018: 589K / 751K
Feb 2018: 577K / 741K
May 2018: 585K / 744K
July 2018: 600K / 763K
Aug 2018: 618K / 779K
Sept 2018: 621K / 795K
Oct 2018:  587K / 764K
Nov 2018: 599K / 778K
Dec 2018: 568K / 739K

Jan 2019: 607K / 767K
Feb 2019: 627K / 790K
Mar 2019: 636K / 802K
Apr 2019: 656K / 830K

[OurTown]

6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558

1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
12/1/18 = $636

1/1/19 = $630
2/1/19 = $664
3/1/19 = $682
4/1/19 = $691
5/1/19 = $708

We were driving in reverse the last quarter of '18, but we are back on track now. 

[2Birds1Stone]

08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500

[CarolinaGirl]

WooHoo!  Looking good despite taxes and paying a large portion towards the foundation/plumbing expenses incurred last year. 

Date         NW        Investments
1/31/19    $694k    $485k
2/28/19    $722k    $508k
3/30/19    $734k    $518k
4/30/19    $750k    $540k

[mizzourah2006]

Update for end of April:

Date                NW        |   Investments
12/31/18:      $622.7          $450.3
1/31/19:        $670.2          $499.3
2/28/19:        $704.0          $532.8
3/31/19:        $717.5          $546.2
4/30/19:        $747.6          $575.3

[Tracyl-5]

Wow!  We made it!  Took 3.5 years...  After seeing December's drops, I never thought we'd get here this fast...  Will probably dip below again, but we'll just keep adding to the Stache for a few more years. 
Our goal is $1.5M minimum... We'll see how we feel when we get there. 
Crazy to see the gains and losses...

Month/Year   Liquid Assets   Gain/Loss
Oct-15      $513K      First Time Over the $500K Mark
Nov-15      $519K      +$6K
Dec-15      $513K      (-$6K)
Jan-16      $491K      (-$22K)
Feb-16      $505K      +$14K
Mar-16      $530K      +$25K
Apr-16      $542K      +$12K
May-16      $550K      +$8K
Jun-16      $554K      +$4K
Jul-16      $576K      +$22K
Aug-16      $582K      +$6K
Sep-16      $587K      +$5K
Oct-16      $579K      (-$8K)
Nov-16      $599K      +$20K
Dec-16      $613K      +$14K
Jan-17      $638K      +$25K
Feb-17      $661K      +$23K
Mar-17      $673K      +$12K
Apr-17      $685K      +$12K
May-17      $696K      +$11K
Jun-17      $706K      +$10K
Jul-17      $722K      +$16K
Aug-17      $727K      +$5K
Sep-17      $747K      +$20K
Oct-17      $788K      +$41K
Nov-17      $811K      +$23K
Dec-17      $822K      +$11K
Jan-18      $863K      +$41K
Feb-18      $839K      (-$24K)
Mar-18      $837K      (-$2K)
Apr-18      $847K      +$10K
May-18      $871K      +$24K
Jun-18      $873K      +$2K
Jul-18      $899K      +$26K
Aug-18      $924K      +$25K
Sep-18      $928K      +$4K
Oct-18      $896K      (-$32K)
Nov-18      $915K      +$19K
Dec-18      $852K      (-$63K)
Jan-19      $928K      +$76K
Feb-19      $956K      +$28K
Mar-19      $969K      +$13K
Apr-19      $1,020K      +$51K

[TheAnonOne]

Returning to update . . .

2015 DEC	:	252k	<- Crossed 250k
-	-
2016 JAN	:	260k	(+8k)
2016 FEB	:	281k	(+21k)
2016 MAR	:	285k	(+4k)
2016 APR	:	298k	(+13k)
2016 MAY	:	305k	(+7k)
2016 JUN	:	307k	(+2k)
2016 JUL	:	320k	(+13k)
2016 AUG	:	326k	(+6k)
2016 SEP	:	336k	(+10k)
2016 OCT	:	337k	(+1k)
2016 NOV	:	361k	(+24k)
2016 DEC	:	368k	(+7k)
-	-
2017 JAN	:	382k	(+14k)
2017 FEB	:	403k	(+21k)
2017 MAR	:	416k	(+13k)
2017 APR	:	427k	(+11k)
2017 MAY	:	436k	(+9k)
2017 JUN	:	449k	(+13k)
2017 JUL	:	464k	(+15k)
2017 AUG	:	478k	(+14k)
2017 SEPT	:	494k	(+16k)
2017 OCT	:	510k	(+16k) <- Crossed 500k
2017 NOV	:	523k	(+13k)
2017 DEC	:	534k	(+11k)
-	-
2018 JAN	:	558k	(+24k)
2018 FEB	:	569k	(+11k)
2018 MAR	:	560k	(-9k)
2018 APR	:	574k	(+14k/+5k)
2018 MAY	:	575k	(+1k)
2018 JUNE	:	575k	(+0k)
2018 JULY	:	599k	(+24k)
2018 AUG	:	620k	(+21k)
2018 SEPT	:	625k	(+5k)
2018 OCT	:	597k	(-28k)
2018 NOV	:	606k	(+9k/-19k)
2018 DEC	:	580k	(-26k/-45k)
-	-
2019 JAN	:	628k	(+48k/+3k)
2019 FEB	:	666k	(+38k)
2019 MAR	:	677k	(+11k)
2019 APR	:	706k	(+29k)

Another impressive month, market wise. Crossing 700k is the big milestone here.

$294,000 to the 7 figure club! Less than a decent house here.

[Zamboni]

Congratulations, @Tracyl-5

[Trifle]

Nice job @Tracyl-5!  Congrats!


My update:  At this point for this challenge we are tracking retirement accounts only (excludes house, emergency fund, and 529 accounts).  Managed a gain thanks to Mr.Market, despite being retired now.  That was the plan -- make a little money to cover daily expenses, and let the accounts grow in the background.
 
5/1/17 --    $631     
6/1/17 --    $647 (+16)     
7/1/17 --    $655 (+8)   
8/1/17 --    $665 (+10)   
9/1/17 --    $672 (+7)   
10/1/17 --  $684 (+12)   
11/1/17 --  $702 (+18)
12/1/17 --  $724 (+22)

1/1/18  --   $731 (+7)
2/1/18  --   $761 (+30)
3/1/18  --   $737 (-24)
4/1/18 --    $731 (-6)
5/1/18 --    $738 (+7)
6/1/18 --    $747 (+9)
7/1/18 --    $744 (-3)
8/1/18 --    $761 (+17)
9/1/18 --    $776 (+15)
10/1/18 --  $776 (+0)
11/1/18 --  $729 (-37)
12/1/18 --  $745 (+16)

1/1/19 --    $703 (-$42)
2/1/19 --    $751 (+$48)
3/1/19 --    $769 (+$18)
4/1/19 --    $813 (+$44)
5/1/19 --    $841 (+$28)

[MikeO]

Slowly but surely I just keep pressing forward...  investment accounts only.

Updated:

Dec 2016 $322,818
Dec 2017 $438,627
Dec 2018 $518,373

Feb 2019 $603,363

Mar 2019  $616,382
Apr 2019  $643,599

[Roots&Wings]

Great progress everyone! Congrats to the recent millionaires!

Slow and steady is the way to go, especially for those of us not making six figures. Markets are zooming along again.

Another annual update:

April 2016: $500k -----> saved $54.8k (~75% of income), 90/10 allocation
April 2017: $651k -----> saved $53.4k (~73% income), 60/40 allocation
April 2018: $777k -----> saved $40.5k (~54% income) 80/20 allocation

April 2019: $883k

[Ladychips]

         Investments/cash     Net worth

05/18 - $503,164               $742,902
06/18 - $506,463               $747,871
07/18 - $520,768               $764,243
08/18 - $542,574               $787,745
09/18 - $541,489               $788,357
10/18 - $518,567               $766,694
01/19 - $522,773               $776,499
02/19 - $544,291               $799,739
03/19 - $551,251               $808,455

04/19 - $577,496          $836,473

Nice!

[Arbitrage]

Liquid NW / Total NW

1/1/16: $455k / 675k
1/1/17: $555k / 822k
1/1/18: $735k / 1.071M
5/17/18: $765k / 1.112M
6/29/18: $773k / 1.137M
7/31/18: $795k / 1.170M
8/31/18: $813k / 1.189M
9/29/18: $811k / 1.192M
11/1/18: $772k / 1.160M
12/1/18: $796k / 1.182M

1/1/19: $765k / 1.152M
2/1/19: $826k / 1.227M
3/1/19: $850k / 1.264M
4/1/19: $863k / 1.277M
5/1/19: $892k / 1.298M

[YoungGranny]

Dec. 2017: $502k
Jan. 2, 2018: $513.7k
Feb. 5, 2018: $539.9k
Mar. 5, 2018: $543.6k
Apr. 2, 2018: $557.6
Apr. 30, 2018: $574.5k
June 4, 2018: $616.2k
July 2, 2018: $623.4k
Aug. 1, 2018: $643.8k
Sep. 4, 2018:$670.2k
Oct. 2, 2018: $677.7k
Nov. 2, 2018: $659.6k
Jan 2, 2019: $631.2k
Feb 1, 2019: $659.1k
Mar 1, 2019: $708k
Apr 1, 2019: $725.9k

May 1, 2019: $753.9k - 17 months to hit the halfway point.

[justkeepswimming]

We just crossed the $500k mark in invested net worth, which has inspired me to stop lurking and join in on this thread!  Love seeing everyone's progress.  Here we are:

Invested NW / Total NW:

5/1/19: 500.4k / 674.5k

[Watchmaker]

I'm new to this thread but we passed a NW 500k around October of 2016, and we're are 975k right now. A 475k increase in two and half years feels absolutely insane.

I expect to be bouncing around 1MM for awhile with some planned larger expenses, possible market corrections, etc.

[3Mer]

Month end update:

Liquid assets / Net worth

Jan 2018  $415.5K / $508K
Jun 2018  $518.8K / $578.4K
Jul  2018  $528.3K / $588.2K
Aug 2018  $543K  / $603.2K
Sep 2018  $548K / $608.6K
Oct 2018   $492.6K / $569.5K
Nov 2018  $502K / $585.3K
Dec 2018  $476.8K / $554K
Jan 2019   $509.1K / $587K
Feb 2019   $534.2K / $612.6K
Mar 2019   $549K  / $627.8K
Apr 2019   $561.1K / $640.1K

[terrifictim]

Hi All,

Graduated from the 250-500k club back in June 18 but waited a while to join this one until it seemed like it would stick. Look forward to seeing how I do on this race - alot of the previous gains came about from getting married and combining assets.
Assets include primary residence, rental property, and investment portfolio. Liabilities are two mortgages.

                        Assets   Liabilities   Net Worth
July 2018            $939k        -$433k         $505k
August 2018        $956k        -$431k         $525k
September 2018  $975k        -$435k         $539k
October 2018       $953k        -$435k        $518k
November 2018    $962k        -$429k        $533k
December 2018    $962k        -$427k        $534k
January  2019      $977k        -$425k        $552k
February 2019      $1004k      -$428k        $576k

March 2019          $1024k      -$424k        $600k

April 2019             $1049k      -$427k        $622k

Looks like about a year to go from $500-600k. I was initially house heavy (1 primary + 1 investment), so nice to see the liquid portion of Net Worth continuing to ramp up.

[sisto]

what is everyone using for this number?


investments only?

investment + emergency fund?

Total net worth? (investments, cash in savings, checking, emergency fund, property owned (cars, houses etc)

I'm personally only looking at my invested cash, and ignoring property (my home, which I still owe on, and our cars which are paid for), emergency fund savings, and my checking (daily operations money).

Everyone is counting slightly differently. For me I include all investments and cash including retirement accounts. I don't include my house equity because I don't plan to sell it. Nor do I count any property.

[sisto]

Wow!  We made it!  Took 3.5 years...  After seeing December's drops, I never thought we'd get here this fast...  Will probably dip below again, but we'll just keep adding to the Stache for a few more years. 
Our goal is $1.5M minimum... We'll see how we feel when we get there. 
Crazy to see the gains and losses...

Month/Year   Liquid Assets   Gain/Loss
Oct-15      $513K      First Time Over the $500K Mark
Nov-15      $519K      +$6K
Dec-15      $513K      (-$6K)
Jan-16      $491K      (-$22K)
Feb-16      $505K      +$14K
Mar-16      $530K      +$25K
Apr-16      $542K      +$12K
May-16      $550K      +$8K
Jun-16      $554K      +$4K
Jul-16      $576K      +$22K
Aug-16      $582K      +$6K
Sep-16      $587K      +$5K
Oct-16      $579K      (-$8K)
Nov-16      $599K      +$20K
Dec-16      $613K      +$14K
Jan-17      $638K      +$25K
Feb-17      $661K      +$23K
Mar-17      $673K      +$12K
Apr-17      $685K      +$12K
May-17      $696K      +$11K
Jun-17      $706K      +$10K
Jul-17      $722K      +$16K
Aug-17      $727K      +$5K
Sep-17      $747K      +$20K
Oct-17      $788K      +$41K
Nov-17      $811K      +$23K
Dec-17      $822K      +$11K
Jan-18      $863K      +$41K
Feb-18      $839K      (-$24K)
Mar-18      $837K      (-$2K)
Apr-18      $847K      +$10K
May-18      $871K      +$24K
Jun-18      $873K      +$2K
Jul-18      $899K      +$26K
Aug-18      $924K      +$25K
Sep-18      $928K      +$4K
Oct-18      $896K      (-$32K)
Nov-18      $915K      +$19K
Dec-18      $852K      (-$63K)
Jan-19      $928K      +$76K
Feb-19      $956K      +$28K
Mar-19      $969K      +$13K
Apr-19      $1,020K      +$51K

Congratulations!

[Chairman]

Not sure when/if I'll get to 1m; may semi-FIRE before then.

If the market were to stay flat, would probably hit 1m investible around 6 months from now.

Not declaring victory yet though until I have 1m investible and no debt to the bank.

Net worth is clearly north of $1m now, and we even have more than $1m invested/investible, but still not debt free

So, net worth hits $1.5m for the first time.

Net worth drops back down to where it was 6 months ago.

Down 9.3% from peak

Quarterly update, May 2019:

• Q1 2019: 877k liquid + 440k home equity: total 1,317k (debt: 46k)
• Q4 2018: 990k liquid + 389k home equity: total 1,379k (debt: 104k)
• Q3 2018: 1,096k liquid + 384k home equity: total 1,480k (debt: 115k)
• Q2 2018: 1,108k liquid + 392k home equity: total 1,500k (debt: 131k)
• Q1 2018: 1,075k liquid + 409k home equity: total 1,484k (debt: 141k)
• Q4 2017: 1,005k liquid + 332k home equity: total 1,337k (debt: 189k)
• Q3 2017: 894k liquid + 313k home equity: total 1,207k (debt: approx 193k)
• Q2 2017: 720k liquid + 250k home equity: total 970k (debt: approx 228k)

Liquidity down, home equity up, debt down, savings rate 0% so totally reliant on market returns to get back above 1m in investible/invested assets.