Author Topic: Race from 500k to 1M!  (Read 481202 times)

Mrs. Sloth

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Re: Race from 500k to 1M!
« Reply #2300 on: March 31, 2021, 10:39:21 PM »
LNW:

08/13/2020 $700,373
09/01/2020 $726,934
10/01/2020 $755,557 (windfall is the reason for the gain)
11/01/2020 $749,499
12/01/2020 $830,172
01/01/2021 $870,983
02/01/2021 $898,071
03/01/2021 $812,244 (house down payment = reason for the decrease)
04/01/2021 $839,928

SpareChange

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Re: Race from 500k to 1M!
« Reply #2301 on: March 31, 2021, 11:47:51 PM »
Up $15,607 to $519,364. Unexpected bonus at work. 2020 403b match deposited. Stimulus. Markets. Great month! Congrats to the graduates!
« Last Edit: April 01, 2021, 09:03:06 AM by SpareChange »

Jaayse

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Re: Race from 500k to 1M!
« Reply #2302 on: April 01, 2021, 12:17:03 AM »
Investments only, solo journey (so far)

                       2017                2018                2019                2020                2021               
January-$232,213$356,542$500,087$659,936
February-$245,447$383,348$502,244$662,250
March-$242,789$394,563$475,671$684,929
April$164,900$246,140$403,461$429,092$711,168
May-$318,398$421,194$474,155-
June-$328,870$409,591$500,241-
July$180,808$342,159$435,981$516,358-
August$189,280$354,936$443,135$544,475-
September$193,727$366,727$441,101$579,806-
October$209,968$374,465$452,232$568,885-
November$220,602$361,296$466,688$562,892-
December$225,918$370,140$482,944$632,574-


I'm fully vaccinated +2 weeks, I'm firmly over 700k (for now since we all know things can swing), I got my state tax return and my stimulus check, so things have been going really really well.  The weather is even starting to get good enough to go for some fun bike rides over the weekend with friends.  Hopefully I can hit the 750k mark sometime soon and get over that halfway hump for this race.  This month marks 4 years of tracking my investment worth and a gain of over 550k since I began and I'm so much farther along than I thought I would be by this point. 

Trifele

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Re: Race from 500k to 1M!
« Reply #2303 on: April 01, 2021, 04:06:48 AM »
WooHoo!  I thought we might never cross over, but we did!

Household, retirement accounts only: 

5/1/17     $631     
6/1/17     $647     
7/1/17     $655   
8/1/17     $665     
9/1/17     $672   
10/1/17   $684     
11/1/17   $702
12/1/17   $724

1/1/18     $731
2/1/18     $761
3/1/18     $737
4/1/18     $731
5/1/18     $738
6/1/18     $747
7/1/18     $744
8/1/18     $761
9/1/18     $776
10/1/18   $776
11/1/18   $729
12/1/18   $745

1/1/19     $703
2/1/19     $751  FIREd
3/1/19     $769
4/1/19     $813
5/1/19     $841
6/1/19     $810
7/1/19     $841
8/1/19     $849
9/1/19     $826
10/1/19   $832
11/1/19   $854
12/1/19   $870

1/1/20     $886
2/1/20     $881
3/1/20     $845
4/1/20     $745
5/1/20     $815
6/1/20     $848
7/1/20     $867
8/1/20     $893
9/1/20     $917
10/1/20   $900
11/1/20   $888
12/1/20   $953

1/1/21     $970
2/1/21     $976
3/1/21     $980
4/1/21     $1,004 !!!

2Birds1Stone

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Re: Race from 500k to 1M!
« Reply #2304 on: April 01, 2021, 05:01:32 AM »
08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800 FIRE'd
11/1/2019 - $675,000
12/1/2019 - $695,700
01/1/2020 - $717,000
02/1/2020 - $721,000
03/1/2020 - $702,500
04/1/2020 - $651,000
05/1/2020 - $686,700
06/1/2020 - $702,200
07/1/2020 - $710,000
08/1/2020 - $731,800
09/1/2020 - $753,000
10/1/2020 - $736,600
11/1/2020 - $731,900 Back to work, whoops!
12/1/2020 - $769,100
01/1/2021 - $800,400
02/1/2021 - $809,400
03/1/2021 - $829,100
04/1/2021 - $851,000

@Trifele, don't forget us little people :)

Trifele

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Re: Race from 500k to 1M!
« Reply #2305 on: April 01, 2021, 05:05:29 AM »
@Trifele, don't forget us little people :)

haha @2Birds1Stone  -- You two are doing great! You are light years ahead of where I was at your age -- which was deep in the hole.  :) 

Trifele

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Re: Race from 500k to 1M!
« Reply #2306 on: April 01, 2021, 05:20:13 AM »
Posting to keep track.
June last year was at 520k invested.
Started from zero in 2015.
Now I am at 280k invested and 505k total net worth.
Looking forward to get to 1 MM net worth and then to 1MM invested...

Welcome @Tester!

mastrr

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Re: Race from 500k to 1M!
« Reply #2307 on: April 01, 2021, 05:34:07 AM »
04/2021 - $521,524

neo von retorch

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Re: Race from 500k to 1M!
« Reply #2308 on: April 01, 2021, 06:37:26 AM »
1/31/2016:       $254,591
...
7/30/2018:       $486,199
8/31/2018:       $502,494 (+16,295)
9/30/2018:       $519,994 (+17,500)
10/31/2018:     $520,014 (+20)
11/30/2018:     $532,342 (+12,328)
12/31/2018:     $502,059 (-30,283)
1/31/2019:       $505,379 (+3,320)
2/28/2019:       $509,086 (+3,707)
3/31/2019:       $557,340 (+48,254)
...
6/30/2019:       $576,632 (+19,292)
9/30/2019:       $601,219 (+24,587)
12/31/2019:     $650,943 (+49,274)
3/31/2020:       $577,574 (-73,369)
6/30/2020:       $659,081 (+81,507)
9/30/2020:       $729,771 (+70,690)
12/31/2020:     $795,958 (+66,187)
3/31/2021:       $835,907 (+39,949)

Q1 2021 Update
Was unemployed for 6 months but got my first paycheck yesterday morning. (Called back from furlough.) While unemployed, our net worth increased by over six figures...
(Spouse income was typically under $1k/mo during this period.)

FLBiker

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Re: Race from 500k to 1M!
« Reply #2309 on: April 01, 2021, 06:51:47 AM »
Q1 2021 Update
Was unemployed for 6 months but got my first paycheck yesterday morning. (Called back from furlough.) While unemployed, our net worth increased by over six figures...
(Spouse income was typically under $1k/mo during this period.)

Congratulations, that is awesome!

Enough

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Re: Race from 500k to 1M!
« Reply #2310 on: April 01, 2021, 07:27:22 AM »

26 months for 100-250k. Last post in 100-250k here: http://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-100-to-250k/msg1440605/#msg1440605

28 months for 250k-500k. Last post in 250k-500k here: https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-250-to-500k!/msg2457040/#msg2457040


May-19    $482,166
Jun-19    $506,489
Jul-19    $516,572
Aug-19    $520,552
Sep-19    $524,681
Oct-19    $547,979
Nov-19    $564,839
Dec-19    $600,838

Jan-20    $616,541
Feb-20    $635,416
Mar-20    $594,318
Apr-20    $636,358
May-20    $656,539
Jun-20    $672,803
Jul-20    $691,579
Aug-20    $722,451
Sep-20    $727,184
Oct-20    $716,294
Nov-20    $770,869
Dec-20    $787,587

Jan-21    $798,628
Feb-21    $818,179
Mar-21    $837,664

UnleashHell

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Re: Race from 500k to 1M!
« Reply #2311 on: April 01, 2021, 07:30:22 AM »


Nov-17 - 300k

May-18  - 375k
July -18 - 400k
Dec-18 - 345K

Mar-19 - 415K
Jun-19 nw 444K - liquid -514K
Sep-19 nw 450K liquid 527K
dec-19 nw  490k liquid 575k 


mar-20 nw 374 liquid 455
Jun-20 nw 468 liquid 541
Sep-20 nw 612 liquid 573
Dec-20 nw  737 liquid 679

Jan-21 nw 739 liquid 679
Feb-21 nw 792 liquid 723
Mar-21 nw 848 liquid 761

Slow road to freedom

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Re: Race from 500k to 1M!
« Reply #2312 on: April 01, 2021, 07:33:01 AM »
I started following this group a short number of years ago, thinking it would be mission impossible. But a combination of saving and market returns meant I crossed the 1m threshold at the end of December 2020. I thought it was a fluke so didn’t particularly notice.

Just passed 1.1m.

Guess that means it wasn’t a fluke, so thank you for all the encouragement, I somehow managed to graduate this group :-)

Good luck everyone - if I can do it, you all certainly can (and will)!

ingrownstudentloans

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Re: Race from 500k to 1M!
« Reply #2313 on: April 01, 2021, 08:37:03 AM »
(tracking retirement accounts, cash accounts and conservative equity in my rental properties and side businesses)

12/2014    $32,000
12/2016    $64,000 (24 months)
1/2018      $128,000 (25 months)
5/2019      $256,000 (16 months)
11/2020  $512,000 (19 months)
[12/2022 $1,024,000 (24 months)] **TARGET**
--
11/1/2020 $506,667.23
12/1/2020 $552,641.05 (tons of market gains...sustainable/real?)
1/1/2021   $574,330.90 (very excited for the next couple of months...bonus, raises, 401K match all hit!!!)
2/1/2021   $637,442.01
3/1/2021   $730,728.94 (still waiting on that 401k match/employer-side contribution to hit for another 38k)
4/1/2021   $781,201.54 (fun part of the year is over...back to normal growth mode)
« Last Edit: April 02, 2021, 10:36:21 AM by ingrownstudentloans »

JLee

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Re: Race from 500k to 1M!
« Reply #2314 on: April 01, 2021, 09:12:54 AM »
2020
Code: [Select]
Date             Assets           Debts          Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58

2021
Code: [Select]
Date             Assets           Debts          Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08


RWD

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Re: Race from 500k to 1M!
« Reply #2315 on: April 01, 2021, 10:01:13 AM »
Congrats, @Trifele !

Trifele

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Re: Race from 500k to 1M!
« Reply #2316 on: April 01, 2021, 10:40:36 AM »
Thanks @RWD!  :)

DarkandStormy

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Re: Race from 500k to 1M!
« Reply #2317 on: April 01, 2021, 11:07:06 AM »
Net Worth // Invested Asset
1/1/21 - $500,317 // $346,651
2/1/21 - $513,258 // $355,473
3/1/21 - $531,847 // $366,107

4/1/21 - $538,626 // $374,897

use2betrix

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Re: Race from 500k to 1M!
« Reply #2318 on: April 01, 2021, 11:08:53 AM »
Feb 1, 2016 - $90k
Apr 1, 2016 - $100k 
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725 (crossed $250k)

June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Mar 1, 2019 - $354,771
Apr 1, 2019 - $384,308
May 1, 2019 - $407,770
June 1, 2019 - $404,625
July 1, 2019 - $420,082
Aug 1, 2019 - $441,976
Sep 1, 2019 - $458,940
Oct 1, 2019 - $481,915
Nov 1, 2019 - $501,937 (Crossed $500k)

Dec 1, 2019 - $518,285
Jan 1, 2020 - $544,655
Feb 1, 2020 - $573,474
Mar 1, 2020 - $557,410
Apr 1, 2020 - $494,414
May 1, 2020 - $572,376
June 1, 2020 - $618,048
July 1, 2020 - $600,510
Aug 1, 2020 - $659,872
Sep 1, 2020 - $704,682
Oct 1, 2020 - $696,932
Nov 1, 2020 - $694,944
Dec 1, 2020 - $782,831
Jan 1, 2021 - $823,189
Feb 1, 2021 - $846,277
Mar 1, 2021 - $891,092
Apr 1, 2021 - $903,097

Still climbing.. Moved in March so had a lot of expenses (two months of overlapped rent, washer/dryer, fridge, built a home gym, etc.). April I get 5 paychecks instead of 4. still have a few sizable expenses but should save at least $12k-$14k.

Really itching to hit $1MM this year.. Our first baby is due in August, and with a bit of market help, if I can manage to become a millionaire the same month my first child is born, that will be a helluva month.. Even if I hit it this year, this will still be a helluva year!

racquetcat

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Re: Race from 500k to 1M!
« Reply #2319 on: April 01, 2021, 11:53:29 AM »
Those of you who track monthly makes me jealous with all your data points, I just know I'd become obsessed if I reached it that frequently. This is household total net worth:

7/2020- $597k
10/2020-$646k
1/2021-$717k
4/2021-$763k

hudsoncat

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Re: Race from 500k to 1M!
« Reply #2320 on: April 01, 2021, 11:56:12 AM »
                       2018                2019                2020                2021               
January$222,019$261,809$403,264$550,326
February$236,831$286,584$414,417$555,120
March$234,104$303,681$388,201$577,440
April$234,452$314,939$355,475606,455
May$241,470$331,080$398,672-
June$249,398$320,926$417,280-
July$253,884$342,700$424,818-
August$264,666$354,784$456,512-
September$276,905$351,842$491,411-
October$285,986$360,853$482,214-
November$267,359$374,706$475,471-
December$281,461$391,293$531,137-

March is usually a particularly good month for us (exception: 2020) due to a nice chunk the the 401K from my spouse's bonus (plus the match) and then using the rest of the bonus to fill any remainder in the IRAs, but this year was particularly good. We found out that spouse would be getting an additional $15,000 in retirement as a reward for good work (I KNOW, right?!).

That is not currently reflected in the numbers above because it comes with the added requirement that it vests in three parts over three years (there's the catch). I cannot decide how to count it here... the full amount shows as part of his retirement (including growth, thanks markets!) accounts. But I don't think I want count it until it vests.

Congrats to all the grads and welcome to the new folks!

fuzzy math

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Re: Race from 500k to 1M!
« Reply #2321 on: April 01, 2021, 12:56:23 PM »
Big month here! Stimulus, maxed both 2020 and 2021 Roths for DH and I, sold a house... lots of good stuff!

Investments only


                       2018                2019                2020                2021                2022               
January-$226,942$401,746$603,129-
February-$249,796$414,430$610,412-
March-$270,351$412,631$630,438-
April-$285,770$393,815$679,078-
May-$295,838$414,524--
June$219,320$283,393$452,579--
July$228,483$307,071$471,455--
August$234,711$315,942$496,982--
September$245,993$318,301$529,603--
October$251,023$334,301$525,945--
November$238,881$352,430$528,082--
December$244,687$370,715$585,310--

« Last Edit: April 01, 2021, 07:45:26 PM by fuzzy math »

turketron

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Re: Race from 500k to 1M!
« Reply #2322 on: April 01, 2021, 02:41:39 PM »
2015              2016              2017              2018              2019              2020              2021             
Jan141,251.00$193,414.19$283,829.36$359,505.30$546,089.75$762,355.51
Feb$135,573.00$200,758.63$304,851.88$397,087.41$557,258.06$780,137.13
Mar$138,331.39$211,677.78$303,796.17$428,309.57$522,077.78$815,764.71
Apr$98k$146,788.37$217,643.71$307,682.67$440,342.71$451,185.96$829,307.88
May$111k$149,149.52$225,773.04$315,634.59$456,285.80$510,875.92
Jun$112k
$161,205.21$232,222.09$337,046.55$441,047.77$551,923.37
Jul$113k$165,947.80$235,779.19$340,399.63$476,489.51$567,485.67
Aug$113k$176,198.00$244,461.55$363,304.76$486,559.27$601,161.19
Sept $116k
$178,840.37$247,101.69$385,572.12$483,967.28$653,037.25
Oct$184,372.64$256,365.91$392,296.56$490,200.54$639,398.62
Nov$120,330.91$181,625.28$266,140.14$370,000.25$501,003.17$637,260.06
Dec$138,810.56$187,972.57$279,806.93$386,361.40$531,904.82$723,586.82

dreadmoose

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Re: Race from 500k to 1M!
« Reply #2323 on: April 01, 2021, 04:41:46 PM »

                       2016                2017                2018                2019                2020                2021                2022               
January 
--$25,189$116,236$230,742$402,238$820,660-
February 
--$24,977$122,183$244,321$389,937$858,606--
March 
Found MMM->
-$21,759$122,763$252,749$359,271$895,439-
April 
--$15,838$129,950$263,657$441,401--
May 
-$7,447$149,174$252,690$482,281--
June 
-$16,623$154,992$287,639$499,025--
July 
-$19,048$27,638$167,846$299,427$540,432-Graduation
August 
-$18,739$39,025$180,481$313,257$571,960--
September 
-$21,536$49,626$185,098$321,358$582,947--
October 
-$25,832$59,438$194,857$336,179$582,543--
November 
-$25,621$71,949$205,772$351,985$658,773--
December 
-$25,405$110,473$212,859$385,426$796,160--

This month I saved $12,733 and my net worth went up by $36,833. Any month the market does more than me I'm pretty excited about.

Just keep swimming, just keep swimming.

Only tracking personal liquid stash and do not include my wife's savings or any Real Estate equity at this point
« Last Edit: April 01, 2021, 04:49:12 PM by dreadmoose »

ArtOfFIRE

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Re: Race from 500k to 1M!
« Reply #2324 on: April 01, 2021, 06:43:17 PM »
2015201620172018201920202021
January-$125,152 $190,212 $277,747 $300,773 $391,367 $503,318
February-$132,476 $205,111 $276,647 $312,970 $372,287 $516,580
March-$142,868 $207,302 $277,401 $328,015 $316,940 $538,761
April-$146,221 $213,616 $279,721 $332,703 $357,205 -
May-$153,151 $220,848 $292,665 $321,134 $404,385 -
June-$151,884 $221,782 $288,234 $344,636 $401,862 -
July$111,061 $162,292 $229,419 $300,537 $340,103 $424,226 -
August$109,293 $164,716 $233,575 $306,219 $341,637 $440,114 -
September$104,752 $167,126 $242,747 $293,075 $347,779 $436,932 -
October$112,604 $167,659 $246,050 $293,488 $361,290 $458,230 -
November$112,690 $177,602 $255,539 $293,026 $369,972 $485,863 -
December$120,262 $182,345 $262,362 $301,471 $390,730 $498,601 -

Pretty excited about adding $35k in 3 months. If this keeps up, I could hit my LeanFIRE number of $645k by this time next year.

Imustacheyouaquestion

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Re: Race from 500k to 1M!
« Reply #2325 on: April 01, 2021, 08:32:38 PM »


                       2020                20212022
January-$580,000-
February-$584,000-
March-$605,000-
April-$622,000-
May---
June---
July---
August---
September$517,937.94--
October$511,000.00--
November$514,001.00--
December$567,000.00--

Still holding cash and planning to make another real estate investment by the end of 2021.

SAfAmBrit

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Re: Race from 500k to 1M!
« Reply #2326 on: April 01, 2021, 09:24:24 PM »
July 2016 - $257,306
August 2016 - $264,625
September 2016 - $270,695
October 2016 - $283528
November 2016 - $291396
December 2016 - $295603
January 2017 - $303,195
March 2017 - $333,323
April 2017 - $340,884
May 2017 - $346,568
June 2017 - $357,230
July 2017 - $365,912
August 2017 - $370,689
September 2017 - $380,412
October 2017 - $390,025
November 2017 - $400,070
December 2017 - $404,188
January 2018 - $419426
February 2018 - $423744
May 2019 - $623013
August 2019 - $681260
November 2020 - $856576
December 2020 - $887822
January 2021 - $906,532
February 2021 - $933655
March 2021 - $947507

Expecting April update  to be minimal - a funeral and tax bill is going to hit this month.

FIreSurfer

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Re: Race from 500k to 1M!
« Reply #2327 on: April 01, 2021, 10:31:08 PM »
05/01/2017:  $198,456
05/15/2017:  $200,404   
05/31/2017:  $207,044
06/15/2017:  $213,996
07/05/2017:  $219,933
07/17/2017:  $225,853
08/01/2017:  $228,504
08/24/2017:  $228,854
09/01/2017:  $237,500
09/19/2017:  $245,500
10/02/2017:  $251,933
11/07/2017:  $266,000
12/27/2017:  $280,000
01/12/2018:  $300,768
01/23/2018:  $305,566
11/27/2018:  $359,000
03/01/2019:  $400,283 *baby born, kinda lost track of everything.....
08/15/2020:  $612,831
01/01/2021:  $689,500
01/15/2021:  $705,137
02/01/2021:  $714,039
02/15/2021:  $747,215
03/15/2021:  $750,529
04/01/2021:  $767,398

Congrats to @Trifele @OurTown and the graduating class! 

Radagast

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Re: Race from 500k to 1M!
« Reply #2328 on: April 01, 2021, 11:20:04 PM »
Hello wealthy peers! I just started this high fallutin race. This one is exciting! I am very happy to be here.
Quarter StockBondCash  +Houses
Q3 2016:  $112,200     $165,800
Q4 2016:  $124,300     $178,500
Q1 2017:  $148,300     $203,300
Q2 2017:  $160,548     $217,018
Q3 2017:  $178,042     $235,102
Q4 2017:  $203,082     $260,736
Q1 2018:  $213,941     $272,491
Q2 2018:  $223,802     $283,554
Q3 2018:  $235,666     $296,330
Q4 2018:  $229,947     $291,293
Q1 2019:  $284,421     $346,689
Q2 2019:  $315,573     $378,769
Q3 2019:  $350,244     $414,376
Q4 2019:  $408,250     $473,325
Q1 2020:  $362,044     $428,120
Q2 2020:  $457,379     $524,413
Q3 2020:  $383,076     $555,858
Q4 2020:  $478,879     $656,382
Q1 2021:  $522,651     $704,873

I am am not racing our houses, though they are a solid part of our true NW.


moonpalace

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Re: Race from 500k to 1M!
« Reply #2329 on: April 02, 2021, 06:45:39 AM »
First post in this thread! Somehow getting into this one is more exciting than the previous ones! :-)

Jan. 2017   $42,000 [discovered MMM at age 41]
...
Apr. 2019   $271,294
...
Aug. 2020  $402,692
Nov. 2020  $427,563
Dec. 2020  $444,558
Jan. 2021  $459,349
Feb. 2021  $475,145
Mar. 2021  $477,249
Apr. 2021  $503,448

Had been expecting to graduate into this thread sometime this coming summer, but here we are! I've got about $30k in federal student loans due to be forgiven this June, and a decent tax return and a raise coming up, so hopefully I'm here to stay for a while!

Figures above include a pretty conservative home-equity number. Liquid assets are at $452k currently.

lampstache

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Re: Race from 500k to 1M!
« Reply #2330 on: April 02, 2021, 08:04:18 AM »
Investments only

                       2017                2018                2019                2020                2021               
January$34,633$56,928,$98,248$176,153$419,499
February$40,740$56,241$115,926$182,362$433,878
March???$57,195$123,445$171,868$481,671
April$41,346$57,635$129,678$188,425$503,015
May$41,840$66,682$136,527$255,004-
June$45,227$71,500$132,945$279,130-
July$45,862$75,817$142,557$290,173-
August$47,377$85,050$150,420$310,173-
September$47,669$87,937$146,310$336,875-
October$50,397$94,114$150,536$338,532-
November$52,288$95,502$155,627$332,899-
December???$93,596$165,458$396,311-

We made it! Woo hoo! Hoping we can stay in this thread going forward.

3Mer

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Re: Race from 500k to 1M!
« Reply #2331 on: April 02, 2021, 08:51:45 AM »
Month End Update

Liquid assets / Net worth

Jan 2018  $415.5K / $508K
Jun 2018  $518.8K / $578.4K
Jul  2018  $528.3K / $588.2K
Aug 2018  $543K  / $603.2K
Sep 2018  $548K / $608.6K
Oct 2018   $492.6K / $569.5K
Nov 2018  $502K / $585.3K
Dec 2018  $476.8K / $554K
Jan 2019   $509.1K / $587K
Feb 2019   $534.2K / $612.6K
Mar 2019   $549K  / $627.8K
Apr 2019   $561.1K / $640.1K
May 2019  $533.5K / $612.9K
June 2019  $566K / $646K
July 2019   $569K / $649K
Aug 2019   $558.4K / $638.8K
Sept 2019  $569.6K / $650.3K
Oct 2019    $583.5K / $664.5K
Nov 2019   $602.3K / $683.7K
Dec 2019   $621.3K / $703.1K
June 2020  $641.8K / $722.8K
July 2020   $674.1K / $755.9K
Aug 2020   $715.5K / $798.1K
Sep 2020   $704K / $787.3K
Oct 2020   $698.3K / $782.2K
Nov 2020   $770.4K / $854.9K
Dec 2020   $804.3K / $889.2K
Jan 2021   $809.6K / $895K
Feb 2021   $829.7K / $915.7K
Mar 2021   $855K / $941.5K

charis

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Re: Race from 500k to 1M!
« Reply #2332 on: April 02, 2021, 09:20:14 AM »
April 2017: 175k
April 2018: 333k
April 2019: 400k
February 2020: 515k
August 2020: 602k (415k invested/$50k cash)
December 2020: 669k (478k invested)
January 2021: 690k (507k invested)
March 2021: 716k (529k invested)
April 2021: 751k (551k invested)

Nick_Miller

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Re: Race from 500k to 1M!
« Reply #2333 on: April 02, 2021, 09:53:21 AM »
Welcome aboard, @moonpalace and @lampstache! It's good to see you folks here.

And the snacks are much better here as opposed to the last thread.

moonpalace

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Re: Race from 500k to 1M!
« Reply #2334 on: April 02, 2021, 11:21:14 AM »
Welcome aboard, @moonpalace and @lampstache! It's good to see you folks here.

And the snacks are much better here as opposed to the last thread.

Thanks, @Nick_Miller ! Definitely looking forward to the ritzy snacks!

jlcnuke

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Re: Race from 500k to 1M!
« Reply #2335 on: April 02, 2021, 12:41:32 PM »
Hello all! I'm coming to join ya'll here on this journey, having recently crossed the threshold. As my current FI number is a bit less than the goal, I may not graduate from here, but maybe I'll end up with a OMY or two and end up finishing off this race as well.

Starting at:
1 January 2021 - $502,810

1 January 2021 - $502,810
1 April 2021      - $542,985

Weisass

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Re: Race from 500k to 1M!
« Reply #2336 on: April 02, 2021, 09:53:19 PM »
It’s been awhile... seemed like time for an update!

08/28/2020: 741,386 (502,150 invested)
04/01/2021: 933,528 (665,000 invested)

caracarn

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Re: Race from 500k to 1M!
« Reply #2337 on: April 05, 2021, 09:40:36 AM »
                       2014                2015                2016                2017                2018                2019                2020                2021                2022               
January$-$292,190$304,411$437,806$581,831$615,789$767,806$941,921-
February$-$332,002$331,197$162,424$585,663$662,207$735,649$961,753-
March$-$332,209$331,749$481,340$583,773$683,014$683,851$992,700-
April$-$336,743$260,548$483,994$582,862$719,849$734,510--
May$256,131$338,884$373,153$483,982$585,929$701,938$760,661--
June$258,642$321,529$377,807$490,951$590,577$731,170$777,705--
July$276,381$320,767$414,764$503,706$601,024$721,753$819,352--
August$296,700$313,896$405,676$513,111$606,442$686,503$860,605--
September$290,244$301,079$422,204$525,158$610,690$698,968$868,597--
October$274,986$308,291$413,967$533,760$585,817$577,615$868,808--
November$282,762$308,558$419,572$549,074$595,773$620,036$910,235--
December$292,942$312,281$431,458$557,941$575,877$760,501$940,128--
So literally on 4/1 I broke $1m, but then fell back some.  Inched back over again, so we will see if we are a bit more safely ensconced at the end of April, but if we move in tens of thousands increments again will be very happy.

FIreDrill

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Re: Race from 500k to 1M!
« Reply #2338 on: April 05, 2021, 10:44:21 AM »
This is getting a bit stupid....

End of      NW           Change

12/13:   $41,032   
12/14:   $106,801    $65,769
12/15:   $197,262    $90,461
12/16:   $276,361    $79,099
12/17:   $368,051    $91,690
12/18:   $394,472    $26,421
12/19:   $560,195    $165,723
12/20:   $840,205    $280,010


01/21:   $858,525    $18,320
02/21:   $890,820    $32,295
03/21:   $925,713    $34,893


Year to date:          +$85,508



Stonks only go up, right?!?!  Bahaha

Dr Kidstache

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Re: Race from 500k to 1M!
« Reply #2339 on: April 05, 2021, 01:07:45 PM »
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689 
Oct 5 2019: $579,502 
Nov 5 2019: $602,772   
Dec 5 2019: $607,806
Jan 5 2020: $634,119 
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254 
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635

Apr 5 2021: $902,462 ($39,827)

drumstache

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Re: Race from 500k to 1M!
« Reply #2340 on: April 06, 2021, 10:22:08 AM »
05/20/16   INV-   $218,514      INV+CASH-   $328,980
07/17/17   INV-   $306,386      INV+CASH-   $417,772
03/14/18   INV-   $380,160      INV+CASH-   $467,160
08/08/18   INV-   $423,708      INV+CASH-   $491,708
02/18/19   INV-   $446,121      INV+CASH-   $585,121
03/22/19   INV-   $481,093      INV+CASH-   $592,941
04/18/19   INV-   $506,875      INV+CASH-   $595,875
07/18/19   INV-   $540,071      INV+CASH-   $617,447
01/01/20   INV-   $586,172      INV+CASH-   $667,785
01/24/20   INV-   $610,000      INV+CASH-   $691,000
07/21/20   INV-   $647,000      INV+CASH-   $727,000
10/21/20   INV-   $681,430      INV+CASH-   $765,430
12/04/20   INV-   $724,740      INV+CASH-   $814,072
01/10/21   INV-   $756,650      INV+CASH-   $842,650
04/10/21   INV-   $807,000      INV+CASH-   $885,000

lollylegs

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Re: Race from 500k to 1M!
« Reply #2341 on: April 06, 2021, 01:46:43 PM »
Just broke through another level - $602,920!  15 months from joining this thread - it will be interesting to see how long the next $100,000 takes.

facepalm

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Race from 500k to 1M!
« Reply #2342 on: April 09, 2021, 07:58:23 AM »
                         2017                2018                2019                2020               2021               2022               
January-318,100359,000465,145556,220-
February-321,800370,750467,380579,170-
March-313,540378,525418,695580,425-
April255,900322,810391,005454,145--
May263,800328,600397,260472,320--
June268,100331,860407,265485,420--
July273,100340,250413,395502,730--
August276,800341,770413,070513,600--
September284,500348,465420,460511,466--
October292,100343,960429,655508,153--
November302,000347,470442,315537,343--
December309,500340,950447,950553,788--
« Last Edit: April 09, 2021, 08:02:44 AM by facepalm »

Ladychips

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Re: Race from 500k to 1M!
« Reply #2343 on: April 09, 2021, 11:56:48 AM »
12/16 - $360,891     $570,338
12/17 - $473,407     $697,411
12/18 - $480,550     $732,108
12/19 - $669,819     $943,739
12/20 - $868,659     $1,159,159
01/21 - $873,464     $1,163,867
02/21 - $904,761     $1,197,361

03/21 - $937,653      $1,230,984

Posting a few days late but ran the numbers on my normal schedule. Good grief, we've seen tremendous growth this year/quarter.  Three more months for accumulation then retired life, here we come!
« Last Edit: April 10, 2021, 04:26:58 AM by Ladychips »

Mazzinator

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Re: Race from 500k to 1M!
« Reply #2344 on: April 10, 2021, 08:52:39 AM »
Hello!!! Super happy to join you guys!!!

Investments only.

Dec 20 - $501
Jan 21 - $510

April 21 - $568

skip207

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Re: Race from 500k to 1M!
« Reply #2345 on: April 10, 2021, 02:01:41 PM »
Just broke through another level - $602,920!  15 months from joining this thread - it will be interesting to see how long the next $100,000 takes.

Since passing 400k mark its took me about 14-18 months to move up 100k depending on markets etc.

However the 700-800k run took only 6 months which is crazy.  Its 3 months since I passed 800 and closing in on 850 so could be 7-8 months for 800-900.

ender

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Re: Race from 500k to 1M!
« Reply #2346 on: April 11, 2021, 07:46:17 AM »
The last decade has been pretty great for these races.

I'm not as excited if we have -10% returns a few years in a row and I break even at best for net worth growth :)

Sid Hoffman

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Re: Race from 500k to 1M!
« Reply #2347 on: April 11, 2021, 08:55:00 AM »
The last decade has been pretty great for these races.

I'm not as excited if we have -10% returns a few years in a row and I break even at best for net worth growth :)

Same, especially when looking at market valuation related to price/earnings ratios. While I'm on track to hit $1M in about 12 months even with pretty flat market returns, I would be in the same situation as you describe where if we were losing 10% a year, or an even bigger drop like we saw from mid 2007 to early 2009, my 12 months to $1M could end up taking more like 4 years. It's just part of the market cycle. We lean on our data and the data says equities are simply more valuable in the long term of multi-decade wealth planning than bonds, for example. Or even if you're in real estate, if the current runup in housing prices is leading to even a half-as-severe 2008 style housing crash, that's still going to put a similar multi-year dent in a big real estate portfolio.

We work with whatever we've got, and accept that we have very little control on external events that stretch beyond our own sphere of influence and ability to decide the balance of our portfolios.

Whiskers

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Re: Race from 500k to 1M!
« Reply #2348 on: April 11, 2021, 06:59:20 PM »
Joining the ranks of you folks chasing that seven-figure milestone! (To keep my journey consistent, I’m going to be following based on my personal investments / retirement accounts—separate from the wife's—and not counting the home value).

This weekend, April 2021, I hit a major milestone: $700k at 37-years-old.

Looking back at notes from ‘Race from 250 to 500k!’, here’s a brief recap:
*June 2010 - Finish grad school, 26 y/o, $90k+ in debt; new job at $40k/year
*May 2015 - (I think) - First crossed $100k at 31 y/o
*January 2018 - Passed the $250k mark
*April 2019 - Hit $312.5k
*June 2019 - 1/3 of the way to $1M
*February 2020 - Hit $400k
*November 2020 - Eclipsed $500k (and finished the ‘Race from 250 to $500k!’)


« Last Edit: April 11, 2021, 07:10:10 PM by Whiskers »

Rife

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Re: Race from 500k to 1M!
« Reply #2349 on: April 14, 2021, 10:40:23 AM »
Joining from the race to 500,000 thread which is based on liquid investments, but will post both since living in Seattle has been good to real estate value lately, but that is more an estimate of what we would get from a sale of our house

May 2018: $502,000 Inv/$852,000 NW

We just recently passed the $1,000,000 mark for liquid investments. Our house value has also gone up a lot living in the Seattle area.

April 2021: 1,029,000 investments/ 1,576,000 total NW. I have been going by investments total not including house.

My 401k: 360000
Wife 401k: 435000
Vanguard non-retirement: 164000
College fund: 33000
HSA: 37000

Total NW includes house minus mortgage estimate.

There has been good growth we also still save aggressively, but saving percent was a bit higher a few years ago. Still around 50% savings rate.