Author Topic: Race from 500k to 1M!  (Read 510147 times)

SpareChange

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Re: Race from 500k to 1M!
« Reply #2850 on: December 01, 2021, 06:42:50 AM »
$575,346
$6,526 m/m
$98,181 y/y

$2,632 saved
$1,633 spent

Mr. market decided to tug on the rug underneath us at the last moment. How rude. Bought a new smartphone. Won't affect the finances until Jan though.
« Last Edit: December 01, 2021, 08:01:32 AM by SpareChange »

hudsoncat

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Re: Race from 500k to 1M!
« Reply #2851 on: December 01, 2021, 07:13:04 AM »
                       2018                2019                2020                2021               
January$222,019$261,809$403,264$550,326
February$236,831$286,584$414,417$555,120
March$234,104$303,681$388,201$577,440
April$234,452$314,939$355,475$606,455
May$241,470$331,080$398,672$647,810
June$249,398$320,926$417,280$654,138
July$253,884$342,700$424,818$671,808
August$264,666$354,784$456,512$693,782
September$276,905$351,842$491,411$718,331
October$285,986$360,853$482,214$700,515
November$267,359$374,706$475,471$744,130
December$281,461$391,293$531,137$754,319

Unexpected bump due to some unexpected cash allowing some extra investments. Never mad about getting more in investments in what would have otherwise been a flat to down month. December will likely be only the market. All tax advantage space is maxed and I don't foresee anything extra to go in anywhere else.

I'm going to have to add a couple columns to my table! Or just remove the previous "race."

turketron

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Re: Race from 500k to 1M!
« Reply #2852 on: December 01, 2021, 07:17:45 AM »
2015              2016              2017              2018              2019              2020              2021             
Jan141,251.00$193,414.19$283,829.36$359,505.30$546,089.75$762,355.51
Feb$135,573.00$200,758.63$304,851.88$397,087.41$557,258.06$780,137.13
Mar$138,331.39$211,677.78$303,796.17$428,309.57$522,077.78$815,764.71
Apr$98k$146,788.37$217,643.71$307,682.67$440,342.71$451,185.96$829,307.88
May$111k$149,149.52$225,773.04$315,634.59$456,285.80$510,875.92$874,326.67
Jun$112k$161,205.21$232,222.09$337,046.55$441,047.77$551,923.37$878,873.50
Jul$113k$165,947.80$235,779.19$340,399.63$476,489.51$567,485.67$907,568.86
Aug$113k$176,198.00$244,461.55$363,304.76$486,559.27$601,161.19$923,408.92
Sept $116k$178,840.37$247,101.69$385,572.12$483,967.28$653,037.25$950,899.02
Oct$184,372.64$256,365.91$392,296.56$490,200.54$639,398.62$907,416.93
Nov$120,330.91$181,625.28$266,140.14$370,000.25$501,003.17$637,260.06$963,453.56
Dec$138,810.56$187,972.57$279,806.93$386,361.40$531,904.82$723,586.82$964,037.88

Pretty flat this month, but it did go up! 

Turtle

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Re: Race from 500k to 1M!
« Reply #2853 on: December 01, 2021, 07:22:05 AM »
Year End 2018 - 359130.48
Year End 2019 - 493851.87
First Quarter 2020 - 394320.20 - Pandemic scare stock market related
Third Quarter 2020 - 45255.17
Year  End 2020 - 581720.20
First Quarter 2021 - 640707.95
Second Quarter 2021 - 687136.05
Third Quarter 2021 - 682741.12
31 Oct 2021 - 713220.20
30 Nov 2021 - 694013.30

Back down below 7 but still up for the quarter. 

charis

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Re: Race from 500k to 1M!
« Reply #2854 on: December 01, 2021, 07:53:29 AM »

Apr 2017: 175k NW
Apr 2018: 333k
Apr 2019: 400k
Feb 2020: 515k
Aug 2020: 602k (415k invested)
Dec 2020: 669k (478k)
Jan 2021: 690k (507k)
Mar 2021: 716k (529k)
Apr 2021: 751k (551k)
May 2021: 787k (576k)
Jun 2021: 807k (592k)
Jul 2021: 833k (611k)
Aug 2021: 831k (625k)
Sept 2021: 640K (invested only hereafter)
Oct 2021: 628k
Nov 2021: 662k
Dec 2021: 657k

This is a bummer. Hopefully it will rebound a little today.

RWD

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Re: Race from 500k to 1M!
« Reply #2855 on: December 01, 2021, 09:14:57 AM »
12/1/2021   $1,068,696.90 Solid month in a number of columns.  See you all on the other side!
Congrats!

joe189man

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Re: Race from 500k to 1M!
« Reply #2856 on: December 01, 2021, 09:59:13 AM »
07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
12/01/2021 - $558,710 / ~$817K (Zillow thinks my house is worth a lot more than a few months ago)

its wild how much balances can vary over a month's time, around the 8th we had closer to $585k in investments

Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0

fuzzy math

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Re: Race from 500k to 1M!
« Reply #2857 on: December 01, 2021, 10:21:27 AM »

Investments only


                       2018                2019                2020                2021                2022               
January-$226,942$401,746$603,129-
February-$249,796$414,430$610,412-
March-$270,351$412,631$630,438-
April-$285,770$393,815$679,078-
May-$295,838$414,524$719,534-
June$219,320$283,393$452,579$737,483-
July$228,483$307,071$471,455$771,570-
August$234,711$315,942$496,982$784,835-
September$245,993$318,301$529,603$815,664-
October$251,023$334,301$525,945$795,014-
November$238,881$352,430$528,082$851,714-
December$244,687$370,715$585,310$880,980-


DarkandStormy

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Re: Race from 500k to 1M!
« Reply #2858 on: December 01, 2021, 10:24:30 AM »
Net Worth // Invested Assets
1/1/21 - $500,317 // $346,651
2/1/21 - $513,258 // $355,473
3/1/21 - $531,847 // $366,107
4/1/21 - $548,364 // $380,740
5/1/21 - $568,829 // $408,712
6/1/21 - $569,723 // $408,351
7/1/21 - $612,700 // $431,974
8/1/21 - $625,715 // $412,017 (deposit down on new house)
9/1/21 - $647,140 //  $427,206
10/1/21 - $628,028 // $410,699
11/1/21 - $669,354 // $441,225

12/1/21 - $668,368 // $437,148

Imustacheyouaquestion

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Re: Race from 500k to 1M!
« Reply #2859 on: December 01, 2021, 11:28:28 AM »

                       2020                20212022
January-$580,000-
February-$584,000-
March-$605,000-
April-$622,000-
May-$650,000-
June-$656,000-
July-$677,000-
August-$682,000-
September$517,937$700,500-
October$511,000$696,000-
November$514,001$803,000-
December$567,000$788,000-

Ready for 2022!
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing

Jaayse

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Re: Race from 500k to 1M!
« Reply #2860 on: December 01, 2021, 04:53:43 PM »
Investments only, solo journey (so far)

                       2017                2018                2019                2020                2021                2022               
January-$232,213$356,542$500,087$659,936-
February-$245,447$383,348$502,244$662,250-
March-$242,789$394,563$475,671$684,929-
April$164,900$246,140$403,461$429,092$711,168-
May-$318,398$421,194$474,155$744,322-
June-$328,870$409,591$500,241$758,305-
July$180,808$342,159$435,981$516,358$776,059-
August$189,280$354,936$443,135$544,475$790,664-
September$193,727$366,727$441,101$579,806$814,231-
October$209,968$374,465$452,232$568,885$794,659-
November$220,602$361,296$466,688$562,892$834,154-
December$225,918$370,140$482,944$632,574$824,757-


A slight backslide this month, we'll see what happens, but there is still a tiny chance I could hit 200k on the year by January 1 if the market goes back up.  For now I'll buy the sale.

tarheeldan

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Re: Race from 500k to 1M!
« Reply #2861 on: December 02, 2021, 09:17:49 AM »
It can't go up monotonically forever! :)

Down 1.14% or $7,822.69 to $689,087.40

Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0


JLee

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Re: Race from 500k to 1M!
« Reply #2862 on: December 02, 2021, 10:01:50 AM »
2020
Code: [Select]
Date             Assets           Debts          Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58

2021
Code: [Select]
Date             Assets           Debts          Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Oct 2021 $1,071,990.16 -$453,231.84 $618,758.32
Nov 2021 $1,101,914.46 -$447,727.22 $654,187.24
Dec 2021 $1,084,167.16 -$450,855.87 $633,311.29

This month was fun, lol.  I hope it stays down because I'm wrapping up my 401k cap in a week!
« Last Edit: December 05, 2021, 07:20:02 AM by JLee »

cashmoney

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Re: Race from 500k to 1M!
« Reply #2863 on: December 02, 2021, 10:40:32 AM »
Just graduated from the $250k to $500k thread. As of 12/2/21 we are sitting at $626,411.19. Looking forward to 2022.

lampstache

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Re: Race from 500k to 1M!
« Reply #2864 on: December 02, 2021, 11:47:00 AM »
Investments only

                       2017                2018                2019                2020                2021                2022               
January$34,633$56,928,$98,248$176,153$419,499-
February$40,740$56,241$115,926$182,362$433,878-
March???$57,195$123,445$171,868$481,671-
April$41,346$57,635$129,678$188,425$503,015-
May$41,840$66,682$136,527$255,004$536,515-
June$45,227$71,500$132,945$279,130$570,802-
July$45,862$75,817$142,557$290,173$570,802-
August$47,377$85,050$150,420$310,173$568,446-
September$47,669$87,937$146,310$336,875$596,208-
October$50,397$94,114$150,536$338,532$590,085-
November$52,288$95,502$155,627$332,899$625,776-
December???$93,596$165,458$396,311$611,435-

solon

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Re: Race from 500k to 1M!
« Reply #2865 on: December 05, 2021, 06:46:23 AM »

                       2018                2019                2020                2021                2022               
January132,155177,349282,110344,002-
February138,015188,332290,845360,553-
March138,469187,634288,022367,222-
April148,093197,461257,224387,064-
May158,814194,010276,627398,896-
June161,284186,414299,563407,230-
July160,446196,934304,249418,701-
August168,222267,535318,456520,045-
September184,158268,153324,661527,305-
October189,536271,542317,511520,004-
November184,146283,636323,958552,965-
December182,675287,248341,124542,337-


Tough to see down months. Did some work on the house, and the stock market had a bad month.

Dr Kidstache

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Re: Race from 500k to 1M!
« Reply #2866 on: December 05, 2021, 09:28:30 AM »
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689 
Oct 5 2019: $579,502 
Nov 5 2019: $602,772   
Dec 5 2019: $607,806
Jan 5 2020: $634,119 
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254 
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515   
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020

I bought a house! In a verrrrry spendy place! How do y'all account for house value in your total net worth? I'm thinking I'll take the Zillow estimate - 7% (transaction costs to make it liquid) as a ballpark. Sound reasonable?

Dec 2021: TNW $977, 498 ($39,522)
                Investments $644,114


Steeze

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Re: Race from 500k to 1M!
« Reply #2867 on: December 06, 2021, 08:47:28 AM »

I bought a house! In a verrrrry spendy place! How do y'all account for house value in your total net worth? I'm thinking I'll take the Zillow estimate - 7% (transaction costs to make it liquid) as a ballpark. Sound reasonable?


For the purpose of this thread I do not count my home equity, but when calculating the value of the house I normally use (0.91*Zestimate) except lately the zestimate has been too high by about $40k. On my street there are 6 buildings with identical units which have recently sold for ~ $40k less than what Zillow says my place would sell for. Comps can change street by street, Zillow doesn't account for this. They take a comp from 5 streets over and it could be another world.

pasadenafr

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Re: Race from 500k to 1M!
« Reply #2868 on: December 06, 2021, 02:07:51 PM »
Aaaannnnd, 3 trading days later, I just hit the famed $1,000,000 mark for the first time! Barely, like $3k over, but I don't care, it counts!!!

It's been 2 months since I reached $900k for the first time, and 1 month since I reached it for the (hopefully) last time. Almost 10 years since I moved to the US with $0 in my pocket. Unbelievable.

I'm going to stay in this race until I feel that it's a little more secure than it is right now, but DAMN.

Invested assets, long term savings and debts:

12/31/14    $51,962.23
12/31/15    $92,762.33
12/31/16    $163,900.00
12/31/17    $251,415.07
12/31/18    $330,093.64 - new job, nice retention bonus from previous job
12/31/19    $519,878.70 - pension lump sum after leaving old job (rolled into 401k)
12/31/20    $714,958.33

---

01/31/21    $732,701.46
02/28/21    $752,893.42
03/31/21    $768,088.25 - maxed out 401k
04/30/21    $812,226.27
05/31/21    $818,349.97
06/30/21    $845,008.30
07/31/21    $870,706.07 - maxed out Mega Backdoor Roth
08/31/21    $896,241.14 - so clooooose to $900k
09/30/21    $893,116.97 - ouch? Annual bonus is in there, this is my biggest contribution of the year, lol.
10/30/21    $983,679.38 - wut?
11/30/21    $981,391.74


Well, it was fun while it lasted, wasn't it? I'll stay with you guys a little longer!

tjrssibelle

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Re: Race from 500k to 1M!
« Reply #2869 on: December 06, 2021, 04:47:09 PM »
Investments only;

Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k

Jan 2020: $347.23k
Feb 2020: $330.32k
Mar 2020: $293.63k
Apr 2020: $323.58k
May 2020: $340.17k
Jun 2020: $356.25k
July 2020: $377.68k
Aug 2020: $397.52k
Sep 2020: $390.84k
Oct 2020: $384.47k
Nov 2020: $431.15k
Dec 2020: $448.30k

Jan 2021: $458.12k
Feb 2021: $472k
Mar 2021: $491k
Apr 2021: $513.64k
May 2021: $522.51k
Jun 2021: $534.07k
July 2021: $542.13k
Aug 2021: $558.19k
Sep 2021: $535.50k
Oct 2021: $566.00k
Nov 2021: $554.97k

Sent from my SM-N960U using Tapatalk


happychineseboy

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Re: Race from 500k to 1M!
« Reply #2870 on: December 09, 2021, 11:23:39 PM »
$515k, I am up over 100k in less than 5 months.
$639k, up another 100k+ this year. This is roughly $235k in gains in a year. Another absolutely wild year.


Illmatic

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Re: Race from 500k to 1M!
« Reply #2871 on: December 10, 2021, 03:12:26 AM »
Very happy to join this group as of today. A few data points...

12/8/18 - $186,707
12/8/19 - $310,809
12/8/20 - $501,250

12/8/21 - $744,629

mountain_air

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Re: Race from 500k to 1M!
« Reply #2872 on: December 10, 2021, 08:11:19 AM »
7/1/19 -  258,652
(lost count during the pandemic for a while there, new kiddo and house)
9/28/21 - 504,976
11/5/21 - 511,106
12/10/21 - 509,903

Feels so demoralizing to go backwards, did anyone else struggle hard with lifestyle creep around this NW?  I know it's first-world cry-me-a-river problems, but just curious if others experienced anything similar?

mountain_air

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Re: Race from 500k to 1M!
« Reply #2873 on: December 10, 2021, 08:36:06 AM »
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689 
Oct 5 2019: $579,502 
Nov 5 2019: $602,772   
Dec 5 2019: $607,806
Jan 5 2020: $634,119 
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254 
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515   
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020

I bought a house! In a verrrrry spendy place! How do y'all account for house value in your total net worth? I'm thinking I'll take the Zillow estimate - 7% (transaction costs to make it liquid) as a ballpark. Sound reasonable?

Dec 2021: TNW $977, 498 ($39,522)
                Investments $644,114

I've also wondered how people calculate their house in their NW.  I thought most just added the total estimate of the entire home?  Or do some only count their downpayment and equity?

RWD

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Re: Race from 500k to 1M!
« Reply #2874 on: December 10, 2021, 10:21:26 AM »
I bought a house! In a verrrrry spendy place! How do y'all account for house value in your total net worth? I'm thinking I'll take the Zillow estimate - 7% (transaction costs to make it liquid) as a ballpark. Sound reasonable?

I've also wondered how people calculate their house in their NW.  I thought most just added the total estimate of the entire home?  Or do some only count their downpayment and equity?

Value of house goes in the asset category. Mortgage (if applicable) goes in the liabilities category. The resulting difference between the two is your change in net worth. This changes over time as you pay down the mortgage and perhaps re-estimate your house value.

It's impossible to know exactly how much your house is worth until you've sold it, but Zillow minus 7% seems reasonable. Anything roughly in the ballpark is fine.

RWD

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Re: Race from 500k to 1M!
« Reply #2875 on: December 10, 2021, 10:24:02 AM »

drumstache

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Re: Race from 500k to 1M!
« Reply #2876 on: December 13, 2021, 09:13:45 AM »
05/20/16   INV-   $218,514      INV+CASH-   $328,980
07/17/17   INV-   $306,386      INV+CASH-   $417,772 *Discovered MMM
03/14/18   INV-   $380,160      INV+CASH-   $467,160
08/08/18   INV-   $423,708      INV+CASH-   $491,708
02/18/19   INV-   $446,121      INV+CASH-   $585,121
03/22/19   INV-   $481,093      INV+CASH-   $592,941
04/18/19   INV-   $506,875      INV+CASH-   $595,875
07/18/19   INV-   $540,071      INV+CASH-   $617,447
01/01/20   INV-   $586,172      INV+CASH-   $667,785
01/24/20   INV-   $610,000      INV+CASH-   $691,000
07/21/20   INV-   $647,000      INV+CASH-   $727,000
10/21/20   INV-   $681,430      INV+CASH-   $765,430
12/04/20   INV-   $724,740      INV+CASH-   $814,072
01/10/21   INV-   $756,650      INV+CASH-   $842,650
04/10/21   INV-   $807,000      INV+CASH-   $885,000
05/03/21   INV-   $827,000      INV+CASH-   $903,000
07/06/21   INV-   $861,000      INV+CASH-   $935,000
09/09/21   INV-   $891,000      INV+CASH-   $958,000
10/18/21   INV-   $888,347      INV+CASH-   $955,347
10/27/21   INV-   $900,993      INV+CASH-   $967,993
11/05/21   INV-   $915,474      INV+CASH-   $982,474
12/13/21   INV-   $913,182      INV+CASH-   $993,182

It's a nail-biter!

Trifele

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Re: Race from 500k to 1M!
« Reply #2877 on: December 13, 2021, 12:43:15 PM »
There should be a special prize for people who cross over $1M right at the end of the year ...

JGS1980

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Re: Race from 500k to 1M!
« Reply #2878 on: December 13, 2021, 02:27:08 PM »
There should be a special prize for people who cross over $1M right at the end of the year ...

There is, it's called a second comma.

talltexan

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Re: Race from 500k to 1M!
« Reply #2879 on: December 16, 2021, 11:35:17 AM »
Isn't there usually a late-year pullback?

Finwiz

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Re: Race from 500k to 1M!
« Reply #2880 on: December 16, 2021, 02:39:45 PM »
About what I expected to be the outcome of the last month and a half. We've bought a house (and started renovations), gotten married, and went on our honeymoon in the last 5 weeks so I'm not too surprised by the drop.

01/01/21 - $400,149
02/14/21 - $427,486 (+$27,337)
03/01/21 - $443,490 (+$43,341)
03/19/21 - $451,670 (+$51,521)
03/31/21 - $458,005 (+$57,856)
04/15/21 - $470,187 (+$70,038)
04/30/21 - $475,833 (+$75,684)
05/15/21 - $486,446 (+$86,297)
05/28/21 - $497,565 (+$97,416)
06/05/21 - $505,428 (+$105,279)
06/30/21 - $517,109 (+$116,960)
07/30/21 - $534,405 (+$134,256)
08/15/21 - $543,454 (+$143,305)
08/30/21 - $548,512 (+$148,363)
09/16/21 - $578,628 (+$178,479)
09/30/21 - $563,939 (+$163,790)
10/15/21 - $574,190 (+$174,041)
10/29/21 - $598,171 (+$198,021)
12/16/21 - $584,144 (+$183,995)

Really wanted to hit $600,000 by year end (in part to keep on track for our ~7/2023 $1mm goal - which realistically may be more like 10/2023), but looks like we're going to fall a little short. Just means we need to step up our game for next year - I'm being told I'll be getting promoted, which should help increase the size of the shovel at least a little bit.

Apples

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Re: Race from 500k to 1M!
« Reply #2881 on: December 19, 2021, 09:24:47 AM »
Hello!  We just had a big NW jump this month to jump us up to this thread.

Oct 2021:  $563,047.23

Nov 2021:  $571,338.24   A much more usual nw increase, around $8,000 in a month.  Nothing else exciting going on.

Steeze

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Re: Race from 500k to 1M!
« Reply #2882 on: December 19, 2021, 04:51:13 PM »
Hello!  We just had a big NW jump this month to jump us up to this thread.

Oct 2021:  $563,047.23

Nov 2021:  $571,338.24   A much more usual nw increase, around $8,000 in a month.  Nothing else exciting going on.

8k is great! Co-worker who is ~40 years old told me they had <10k saved... total.

Roks

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Re: Race from 500k to 1M!
« Reply #2883 on: December 20, 2021, 06:27:25 PM »
                       2018                2019                2020                2021               
January$222,019$261,809$403,264$550,326
February$236,831$286,584$414,417$555,120
March$234,104$303,681$388,201$577,440
April$234,452$314,939$355,475$606,455
May$241,470$331,080$398,672$647,810
June$249,398$320,926$417,280$654,138
July$253,884$342,700$424,818$671,808
August$264,666$354,784$456,512$693,782
September$276,905$351,842$491,411$718,331
October$285,986$360,853$482,214$700,515
November$267,359$374,706$475,471$744,130
December$281,461$391,293$531,137$754,319

Unexpected bump due to some unexpected cash allowing some extra investments. Never mad about getting more in investments in what would have otherwise been a flat to down month. December will likely be only the market. All tax advantage space is maxed and I don't foresee anything extra to go in anywhere else.

I'm going to have to add a couple columns to my table! Or just remove the previous "race."

Congrats on the gains you've made in less than four years - impressive! I really like your table. I'm new to the investment race (currently aiming for $500K). Random q: How do you create such a beautifully aligned table? I used google docs and it was a mess when I tried to copy and paste it here.

hudsoncat

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Re: Race from 500k to 1M!
« Reply #2884 on: December 21, 2021, 11:52:25 AM »

Congrats on the gains you've made in less than four years - impressive! I really like your table. I'm new to the investment race (currently aiming for $500K). Random q: How do you create such a beautifully aligned table? I used google docs and it was a mess when I tried to copy and paste it here.

Thanks! Quote my post again and you should see the table formatting. Delete/add your info! That's what I did originally (borrowed it from @dogboyslim who originally borrowed it from @ASW...)

Don't delete anything between the [brackets] (i.e.- "table" , "tr', "table") Just delete/add years/months/data as needed. Do delete the brackets with "quote" and "quote/" though or it wil show as a quote from me still.

« Last Edit: December 21, 2021, 11:56:09 AM by hudsoncat »

Roks

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Re: Race from 500k to 1M!
« Reply #2885 on: December 21, 2021, 01:16:21 PM »

Congrats on the gains you've made in less than four years - impressive! I really like your table. I'm new to the investment race (currently aiming for $500K). Random q: How do you create such a beautifully aligned table? I used google docs and it was a mess when I tried to copy and paste it here.

Thanks! Quote my post again and you should see the table formatting. Delete/add your info! That's what I did originally (borrowed it from @dogboyslim who originally borrowed it from @ASW...)

Don't delete anything between the [brackets] (i.e.- "table" , "tr', "table") Just delete/add years/months/data as needed. Do delete the brackets with "quote" and "quote/" though or it wil show as a quote from me still.

Brilliant!! Thank you!!!!

Apples

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Re: Race from 500k to 1M!
« Reply #2886 on: December 22, 2021, 09:53:23 AM »
Hello!  We just had a big NW jump this month to jump us up to this thread.

Oct 2021:  $563,047.23

Nov 2021:  $571,338.24   A much more usual nw increase, around $8,000 in a month.  Nothing else exciting going on.

8k is great! Co-worker who is ~40 years old told me they had <10k saved... total.

Ohhhh nooooo!

My in-laws, when my DH and I first got married, had money saved in their 401ks (idk how much), but a basically nonexistent emergency fund.  They had one large emergency and pulled from their 401ks to fund it, with a payback plan, and then another smaller thing came up and they asked if we could repay them for something faster so they could have funds to cover it.

Living like that must be so stressful.

fuzzy math

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Re: Race from 500k to 1M!
« Reply #2887 on: December 24, 2021, 09:45:59 AM »
Christmas paycheck was processed early. Capturing the moment so I can record hitting in the 900s for the first time! Also up $300k year over year

Investments only


                       2018                2019                2020                2021                2022               
January-$226,942$401,746$603,129$905,792
February-$249,796$414,430$610,412-
March-$270,351$412,631$630,438-
April-$285,770$393,815$679,078-
May-$295,838$414,524$719,534-
June$219,320$283,393$452,579$737,483-
July$228,483$307,071$471,455$771,570-
August$234,711$315,942$496,982$784,835-
September$245,993$318,301$529,603$815,664-
October$251,023$334,301$525,945$795,014-
November$238,881$352,430$528,082$851,714-
December$244,687$370,715$585,310$880,980-

« Last Edit: December 24, 2021, 09:54:39 AM by fuzzy math »

SpareChange

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Re: Race from 500k to 1M!
« Reply #2888 on: December 25, 2021, 10:32:47 AM »
Christmas paycheck was processed early. Capturing the moment so I can record hitting in the 900s for the first time! Also up $300k year over year

Wow. That's amazing!

pamplemusique

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Re: Race from 500k to 1M!
« Reply #2889 on: December 30, 2021, 10:12:42 AM »
Checking in after bonus & RSU vesting!
Dec 20: $728k
Jan 21: $748k
Feb 21: $776k
Mar 21: $878k

Continuing the corporate slog as long as I can stand it is at least supported by the impact on my NW #s. As shitty as this pandemic year was in many ways, at least I took a big step towards eventually being able to tell my corporate overlords to stuff it when I FIRE.

Excited to close out this race with the close of the year!
Apr 21: $932k
May 21: $913k
Jun 21: $921k
Jul 21: $947k
Aug 21: $964k
Sep 21: $950k
Oct 21: $987k
Nov 21: $1,003k
Dec 21: $1,010k

Totals are liquid NW on Mint, excludes primary residence.
Since my last post I changed jobs within my company and find the new job to be much less of a miserable slog. Im feeling good about finding balance with my work while building up the stash.

kiliscout

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Re: Race from 500k to 1M!
« Reply #2890 on: December 30, 2021, 12:34:06 PM »
Closing up $126k for the year, and so close to the $600k mark that I can almost touch it! The $126k includes my maxed out my pre-tax savings, plus matching; roughly 10k to my brokerage accounts, and about $15k in cash. The rest is all thanks to the market. :)

-20192020202120222023
January$282,434.$337,409.$471,679.$-
February$291,608.$311,090.$503,034.$-
March$297,041.$305,148.$507,281.$-
April$311,860.$315,763.$534,472.$-
May$314,419.$342,506.$538,416.$-
June$0.$355,784.$548,063.$-
July$0.$379,309.$550,977.$-
August$0.$403,144.$565,447.$-
September$0.$394,618.$553,294.$-
October$0.$388,353.$585,522.$-
November$0.$436,726.$567,668.$-
December$0.$464,139.$597,907.$-
« Last Edit: December 30, 2021, 12:36:36 PM by kiliscout »

grantmeaname

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Re: Race from 500k to 1M!
« Reply #2891 on: December 31, 2021, 05:15:52 AM »
Hi, everybody! Where's the coffee machine? The market's graduated a lot of folks from the 250k thread this year and I figure I might as well slip in right under the wire and join them.

Think I'll hang out here for a little while - on paper I should be here through late 2023.

   


                      Jan       Feb       Mar    |       Apr       May       Jun    |       Jul       Aug       Sep    |       Oct       Nov       Dec
2015 -$10k-$10k-$10k|-$10k-$10k-$10k|-$10k-$10k-$10k|-$9k-$6k-$5k
2016 -$3k-$2k-$0k|$1k$3k$4k|$6k$7k$9k|$9k$11k$13k
2017 $15k$16k$18k|$20k$22k$24k|$26k$27k$30k|$32k$35k$36k
2018 $45k$44k$53k|$56k$55k$52k|$63k$62k$65k|$75k$72k$73k
2019 $80k$100k$104k|$108k$119k$126k|$127k$130k$133k|$141k$153k$163k
2020 $167k$162k$156k|$187k$196k$208k|$228k$242k$246k|$252k$287k$303k
2021 $316k$365k$377k|$403k$414k$428k|$444k$460k$461k|$485k$485k$516k

« Last Edit: December 31, 2021, 05:17:40 AM by grantmeaname »

JLee

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Re: Race from 500k to 1M!
« Reply #2892 on: December 31, 2021, 05:58:40 AM »
2020
Code: [Select]
Date             Assets           Debts          Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58

2021
Code: [Select]
Date             Assets           Debts          Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Oct 2021 $1,071,990.16 -$453,231.84 $618,758.32
Nov 2021 $1,101,914.46 -$447,727.22 $654,187.24
Dec 2021 $1,084,167.16 -$450,855.87 $633,311.29

2022
Code: [Select]
Date             Assets           Debts          Net Worth
Jan 2022 $1,116,799.93 -$444,795.98 $672,003.95

dandypandys

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Re: Race from 500k to 1M!
« Reply #2893 on: December 31, 2021, 07:05:27 AM »
2017
Jan 1st: 252k
Dec 4th 322.5k   

2018
Jan 1st:316.5k  64.5k up for 2017
Dec 1st:370k

2019
Jan 1st: $357.5 (first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5   

2020
Jan 1st $533.5  We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Dec 29th: $624 UP 90.5k for 2020

2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
Sept 1: $796
Oct 1: $771.5
Nov: $808
Dec: $815.5   Put the condo up to 150k- Zillow says 180k now. Had to buy a nice new fridge :) but now both cars need fixed too, arg.
Dec 31:  $843  UP 218,977for 2021, but some was the condo

joe189man

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Re: Race from 500k to 1M!
« Reply #2894 on: December 31, 2021, 11:31:04 AM »
07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
12/01/2021 - $558,710 / ~$817K (Zillow thinks my house is worth a lot more than a few months ago)
12/31/2021 - $590,743 / ~$857K

Investment totals increased ~$194k this year!

Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0

neo von retorch

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Re: Race from 500k to 1M!
« Reply #2895 on: December 31, 2021, 12:48:34 PM »
1/31/2016:       $254,591
...
7/30/2018:       $486,199
8/31/2018:       $502,494 (+16,295)
9/30/2018:       $519,994 (+17,500)
10/31/2018:     $520,014 (+20)
11/30/2018:     $532,342 (+12,328)
12/31/2018:     $502,059 (-30,283)
1/31/2019:       $505,379 (+3,320)
2/28/2019:       $509,086 (+3,707)
3/31/2019:       $557,340 (+48,254)
...
6/30/2019:       $576,632 (+19,292)
9/30/2019:       $601,219 (+24,587)
12/31/2019:     $650,943 (+49,274)
3/31/2020:       $577,574 (-73,369)
6/30/2020:       $659,081 (+81,507)
9/30/2020:       $729,771 (+70,690)
12/31/2020:     $795,958 (+66,187)
3/31/2021:       $835,907 (+39,949)
6/30/2021:       $900,953 (+65,046)
9/30/2021:       $912,533 (+11,580)
12/31/2021:     $991,650 (+79,117)

Q4 Update
Since that painful quarter starting off 2020, $414k increase over seven straight positive quarters.

While Q3 was flat... Q4 was not! Just shy of one million dollars. (insert best Dr. Evil pose) If we just sold my used car, we'd easily be past this! (I don't count car values in net worth probably because I used to buy and sell my cars too often and didn't feel like tracking all that mess!)

Dividend income increased from $9000 in 2020 to $12000 in 2021!
« Last Edit: December 31, 2021, 03:36:58 PM by neo von retorch »

2Birds1Stone

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Re: Race from 500k to 1M!
« Reply #2896 on: December 31, 2021, 02:52:42 PM »
08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800 FIRE'd
11/1/2019 - $675,000
12/1/2019 - $695,700
01/1/2020 - $717,000
02/1/2020 - $721,000
03/1/2020 - $702,500
04/1/2020 - $651,000
05/1/2020 - $686,700
06/1/2020 - $702,200
07/1/2020 - $710,000
08/1/2020 - $731,800
09/1/2020 - $753,000
10/1/2020 - $736,600
11/1/2020 - $731,900 Back to work, whoops!
12/1/2020 - $769,100
01/1/2021 - $800,400
02/1/2021 - $809,400
03/1/2021 - $829,100
04/1/2021 - $851,000
05/1/2021 - $879,700
06/1/2021 - $894,700
07/1/2021 - $913,000
08/1/2021 - $932,400
09/1/2021 - $954,800
10/1/2021 - $941,000
11/1/2021 - $992,400
12/1/2021 - $994,000 -_-.
01/1/2022 - $1,025,500

buh bye, as much as I like y'all I hope to stay out of this thread throughout 2022 and beyond :)

Dogastrophe

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Re: Race from 500k to 1M!
« Reply #2897 on: December 31, 2021, 02:55:04 PM »
Investments only; Household combined.

                       2019 ($)            2020 ($)            2021 ($)            2022 ($)           
January-496,255674,413-
February-472,573700,728-
March-444,067732,652-
April-495,051762,029-
May-524,063759,955-
June-524,530796,116-
July330,406552,296826,664-
August437,870632,115866,404-
September443,081617,959827,075-
October452,295604,646873,651-
November483,711664,577898,767-
December484,963674,843925,511-

nick663

  • Bristles
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  • Posts: 357
  • Location: midwest
Re: Race from 500k to 1M!
« Reply #2898 on: December 31, 2021, 03:22:42 PM »
June 2017:  198.7k
September 2017:  222.1k
December 2017:  242.4k

March 2018:  263.3k
June 2018:  290.4k
September 2018:  313.7k
December 2018:  296.8k

March 2019:  346.3k
June 2019:  372.4k
September 2019: 390.4k
December 2019:  428.6k

March 2020:  371.1k
June 2020:  456.2k
September 2020:  505.5k
December 2020:  590.1k

March 2021:  644.3k
June 2021:  701.1k
September 2021:  725.9k
December 2021:  788.5k

Really feels like the snowball is rolling downhill at this point.  Should graduate this thread late next year if we keep this trajectory up.

McStache

  • Bristles
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  • Posts: 293
Re: Race from 500k to 1M!
« Reply #2899 on: December 31, 2021, 08:39:16 PM »
                       2015                2016                2017                2018                2019                2020                2021               
January$52,277$102,029$186,657$306,111$344,771$443,598$581,977
February$57,992$107,201$196,191$301,453$357,526$422,062$608,184
March$61,620$116,502$199,234$306,821$364,397$371,488$626,905
April$68,207$121,028$205,602$312,149$375,876$411,410$659,527
May$73,499$132,630$217,515$319,649$366,887$432,756$670,069
June$73,620$136,350$218,315$325,450$388,214$449,153$689,099
July$77,235$143,420$226,577$332,615$393,565$473,639$703,139
August$77,588$149,032$231,008$341,112$391,468$499,746$724,977
September$77,524$161,672$251,872$343,628$400,870$492,572$708,615
October$86,899$160,725$260,359$329,514$411,683$488,099$748,616
November$94,202$170,428$273,396$336,035$423,504$546,559$741,525
December$101,290$179,734$287,829$317,638$441,666$574,853$774,895


Up juuuuuuust over 200k for the year - that's crazy!!