Author Topic: Race from 500k to 1M!  (Read 702537 times)

JGS1980

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Re: Race from 500k to 1M!
« Reply #2850 on: December 13, 2021, 02:27:08 PM »
There should be a special prize for people who cross over $1M right at the end of the year ...

There is, it's called a second comma.

talltexan

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Re: Race from 500k to 1M!
« Reply #2851 on: December 16, 2021, 11:35:17 AM »
Isn't there usually a late-year pullback?

Finwiz

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Re: Race from 500k to 1M!
« Reply #2852 on: December 16, 2021, 02:39:45 PM »
About what I expected to be the outcome of the last month and a half. We've bought a house (and started renovations), gotten married, and went on our honeymoon in the last 5 weeks so I'm not too surprised by the drop.

01/01/21 - $400,149
02/14/21 - $427,486 (+$27,337)
03/01/21 - $443,490 (+$43,341)
03/19/21 - $451,670 (+$51,521)
03/31/21 - $458,005 (+$57,856)
04/15/21 - $470,187 (+$70,038)
04/30/21 - $475,833 (+$75,684)
05/15/21 - $486,446 (+$86,297)
05/28/21 - $497,565 (+$97,416)
06/05/21 - $505,428 (+$105,279)
06/30/21 - $517,109 (+$116,960)
07/30/21 - $534,405 (+$134,256)
08/15/21 - $543,454 (+$143,305)
08/30/21 - $548,512 (+$148,363)
09/16/21 - $578,628 (+$178,479)
09/30/21 - $563,939 (+$163,790)
10/15/21 - $574,190 (+$174,041)
10/29/21 - $598,171 (+$198,021)
12/16/21 - $584,144 (+$183,995)

Really wanted to hit $600,000 by year end (in part to keep on track for our ~7/2023 $1mm goal - which realistically may be more like 10/2023), but looks like we're going to fall a little short. Just means we need to step up our game for next year - I'm being told I'll be getting promoted, which should help increase the size of the shovel at least a little bit.

Apples

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Re: Race from 500k to 1M!
« Reply #2853 on: December 19, 2021, 09:24:47 AM »
Hello!  We just had a big NW jump this month to jump us up to this thread.

Oct 2021:  $563,047.23

Nov 2021:  $571,338.24   A much more usual nw increase, around $8,000 in a month.  Nothing else exciting going on.

Steeze

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Re: Race from 500k to 1M!
« Reply #2854 on: December 19, 2021, 04:51:13 PM »
Hello!  We just had a big NW jump this month to jump us up to this thread.

Oct 2021:  $563,047.23

Nov 2021:  $571,338.24   A much more usual nw increase, around $8,000 in a month.  Nothing else exciting going on.

8k is great! Co-worker who is ~40 years old told me they had <10k saved... total.

Roks

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Re: Race from 500k to 1M!
« Reply #2855 on: December 20, 2021, 06:27:25 PM »
                       2018                2019                2020                2021               
January$222,019$261,809$403,264$550,326
February$236,831$286,584$414,417$555,120
March$234,104$303,681$388,201$577,440
April$234,452$314,939$355,475$606,455
May$241,470$331,080$398,672$647,810
June$249,398$320,926$417,280$654,138
July$253,884$342,700$424,818$671,808
August$264,666$354,784$456,512$693,782
September$276,905$351,842$491,411$718,331
October$285,986$360,853$482,214$700,515
November$267,359$374,706$475,471$744,130
December$281,461$391,293$531,137$754,319

Unexpected bump due to some unexpected cash allowing some extra investments. Never mad about getting more in investments in what would have otherwise been a flat to down month. December will likely be only the market. All tax advantage space is maxed and I don't foresee anything extra to go in anywhere else.

I'm going to have to add a couple columns to my table! Or just remove the previous "race."

Congrats on the gains you've made in less than four years - impressive! I really like your table. I'm new to the investment race (currently aiming for $500K). Random q: How do you create such a beautifully aligned table? I used google docs and it was a mess when I tried to copy and paste it here.

hudsoncat

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Re: Race from 500k to 1M!
« Reply #2856 on: December 21, 2021, 11:52:25 AM »

Congrats on the gains you've made in less than four years - impressive! I really like your table. I'm new to the investment race (currently aiming for $500K). Random q: How do you create such a beautifully aligned table? I used google docs and it was a mess when I tried to copy and paste it here.

Thanks! Quote my post again and you should see the table formatting. Delete/add your info! That's what I did originally (borrowed it from @dogboyslim who originally borrowed it from @ASW...)

Don't delete anything between the [brackets] (i.e.- "table" , "tr', "table") Just delete/add years/months/data as needed. Do delete the brackets with "quote" and "quote/" though or it wil show as a quote from me still.

« Last Edit: December 21, 2021, 11:56:09 AM by hudsoncat »

Roks

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Re: Race from 500k to 1M!
« Reply #2857 on: December 21, 2021, 01:16:21 PM »

Congrats on the gains you've made in less than four years - impressive! I really like your table. I'm new to the investment race (currently aiming for $500K). Random q: How do you create such a beautifully aligned table? I used google docs and it was a mess when I tried to copy and paste it here.

Thanks! Quote my post again and you should see the table formatting. Delete/add your info! That's what I did originally (borrowed it from @dogboyslim who originally borrowed it from @ASW...)

Don't delete anything between the [brackets] (i.e.- "table" , "tr', "table") Just delete/add years/months/data as needed. Do delete the brackets with "quote" and "quote/" though or it wil show as a quote from me still.

Brilliant!! Thank you!!!!

Apples

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Re: Race from 500k to 1M!
« Reply #2858 on: December 22, 2021, 09:53:23 AM »
Hello!  We just had a big NW jump this month to jump us up to this thread.

Oct 2021:  $563,047.23

Nov 2021:  $571,338.24   A much more usual nw increase, around $8,000 in a month.  Nothing else exciting going on.

8k is great! Co-worker who is ~40 years old told me they had <10k saved... total.

Ohhhh nooooo!

My in-laws, when my DH and I first got married, had money saved in their 401ks (idk how much), but a basically nonexistent emergency fund.  They had one large emergency and pulled from their 401ks to fund it, with a payback plan, and then another smaller thing came up and they asked if we could repay them for something faster so they could have funds to cover it.

Living like that must be so stressful.

fuzzy math

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Re: Race from 500k to 1M!
« Reply #2859 on: December 24, 2021, 09:45:59 AM »
Christmas paycheck was processed early. Capturing the moment so I can record hitting in the 900s for the first time! Also up $300k year over year

Investments only


                       2018                2019                2020                2021                2022               
January-$226,942$401,746$603,129$905,792
February-$249,796$414,430$610,412-
March-$270,351$412,631$630,438-
April-$285,770$393,815$679,078-
May-$295,838$414,524$719,534-
June$219,320$283,393$452,579$737,483-
July$228,483$307,071$471,455$771,570-
August$234,711$315,942$496,982$784,835-
September$245,993$318,301$529,603$815,664-
October$251,023$334,301$525,945$795,014-
November$238,881$352,430$528,082$851,714-
December$244,687$370,715$585,310$880,980-

« Last Edit: December 24, 2021, 09:54:39 AM by fuzzy math »

SpareChange

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Re: Race from 500k to 1M!
« Reply #2860 on: December 25, 2021, 10:32:47 AM »
Christmas paycheck was processed early. Capturing the moment so I can record hitting in the 900s for the first time! Also up $300k year over year

Wow. That's amazing!

pamplemusique

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Re: Race from 500k to 1M!
« Reply #2861 on: December 30, 2021, 10:12:42 AM »
Checking in after bonus & RSU vesting!
Dec ‘20: $728k
Jan ‘21: $748k
Feb ‘21: $776k
Mar ‘21: $878k

Continuing the corporate slog as long as I can stand it is at least supported by the impact on my NW #s. As shitty as this pandemic year was in many ways, at least I took a big step towards eventually being able to tell my corporate overlords to stuff it when I FIRE.

Excited to close out this race with the close of the year!
Apr ‘21: $932k
May ‘21: $913k
Jun ‘21: $921k
Jul ‘21: $947k
Aug ‘21: $964k
Sep ‘21: $950k
Oct ‘21: $987k
Nov ‘21: $1,003k
Dec ‘21: $1,010k

Totals are liquid NW on Mint, excludes primary residence.
Since my last post I changed jobs within my company and find the new job to be much less of a miserable slog. I’m feeling good about finding balance with my work while building up the stash.

kiliscout

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Re: Race from 500k to 1M!
« Reply #2862 on: December 30, 2021, 12:34:06 PM »
Closing up $126k for the year, and so close to the $600k mark that I can almost touch it! The $126k includes my maxed out my pre-tax savings, plus matching; roughly 10k to my brokerage accounts, and about $15k in cash. The rest is all thanks to the market. :)

-20192020202120222023
January$282,434.$337,409.$471,679.$-
February$291,608.$311,090.$503,034.$-
March$297,041.$305,148.$507,281.$-
April$311,860.$315,763.$534,472.$-
May$314,419.$342,506.$538,416.$-
June$0.$355,784.$548,063.$-
July$0.$379,309.$550,977.$-
August$0.$403,144.$565,447.$-
September$0.$394,618.$553,294.$-
October$0.$388,353.$585,522.$-
November$0.$436,726.$567,668.$-
December$0.$464,139.$597,907.$-
« Last Edit: December 30, 2021, 12:36:36 PM by kiliscout »

grantmeaname

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Re: Race from 500k to 1M!
« Reply #2863 on: December 31, 2021, 05:15:52 AM »
Hi, everybody! Where's the coffee machine? The market's graduated a lot of folks from the 250k thread this year and I figure I might as well slip in right under the wire and join them.

Think I'll hang out here for a little while - on paper I should be here through late 2023.

   


                      Jan       Feb       Mar    |       Apr       May       Jun    |       Jul       Aug       Sep    |       Oct       Nov       Dec
2015 -$10k-$10k-$10k|-$10k-$10k-$10k|-$10k-$10k-$10k|-$9k-$6k-$5k
2016 -$3k-$2k-$0k|$1k$3k$4k|$6k$7k$9k|$9k$11k$13k
2017 $15k$16k$18k|$20k$22k$24k|$26k$27k$30k|$32k$35k$36k
2018 $45k$44k$53k|$56k$55k$52k|$63k$62k$65k|$75k$72k$73k
2019 $80k$100k$104k|$108k$119k$126k|$127k$130k$133k|$141k$153k$163k
2020 $167k$162k$156k|$187k$196k$208k|$228k$242k$246k|$252k$287k$303k
2021 $316k$365k$377k|$403k$414k$428k|$444k$460k$461k|$485k$485k$516k

« Last Edit: December 31, 2021, 05:17:40 AM by grantmeaname »

JLee

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Re: Race from 500k to 1M!
« Reply #2864 on: December 31, 2021, 05:58:40 AM »
2020
Code: [Select]
Date             Assets           Debts          Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58

2021
Code: [Select]
Date             Assets           Debts          Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Oct 2021 $1,071,990.16 -$453,231.84 $618,758.32
Nov 2021 $1,101,914.46 -$447,727.22 $654,187.24
Dec 2021 $1,084,167.16 -$450,855.87 $633,311.29

2022
Code: [Select]
Date             Assets           Debts          Net Worth
Jan 2022 $1,116,799.93 -$444,795.98 $672,003.95

dandypandys

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Re: Race from 500k to 1M!
« Reply #2865 on: December 31, 2021, 07:05:27 AM »
2017
Jan 1st: 252k
Dec 4th 322.5k   

2018
Jan 1st:316.5k  64.5k up for 2017
Dec 1st:370k

2019
Jan 1st: $357.5 (first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5   

2020
Jan 1st $533.5  We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Dec 29th: $624 UP 90.5k for 2020

2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
Sept 1: $796
Oct 1: $771.5
Nov: $808
Dec: $815.5   Put the condo up to 150k- Zillow says 180k now. Had to buy a nice new fridge :) but now both cars need fixed too, arg.
Dec 31:  $843  UP 218,977for 2021, but some was the condo

joe189man

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Re: Race from 500k to 1M!
« Reply #2866 on: December 31, 2021, 11:31:04 AM »
07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
12/01/2021 - $558,710 / ~$817K (Zillow thinks my house is worth a lot more than a few months ago)
12/31/2021 - $590,743 / ~$857K

Investment totals increased ~$194k this year!

Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0

2Birds1Stone

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Re: Race from 500k to 1M!
« Reply #2867 on: December 31, 2021, 02:52:42 PM »
08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800 FIRE'd
11/1/2019 - $675,000
12/1/2019 - $695,700
01/1/2020 - $717,000
02/1/2020 - $721,000
03/1/2020 - $702,500
04/1/2020 - $651,000
05/1/2020 - $686,700
06/1/2020 - $702,200
07/1/2020 - $710,000
08/1/2020 - $731,800
09/1/2020 - $753,000
10/1/2020 - $736,600
11/1/2020 - $731,900 Back to work, whoops!
12/1/2020 - $769,100
01/1/2021 - $800,400
02/1/2021 - $809,400
03/1/2021 - $829,100
04/1/2021 - $851,000
05/1/2021 - $879,700
06/1/2021 - $894,700
07/1/2021 - $913,000
08/1/2021 - $932,400
09/1/2021 - $954,800
10/1/2021 - $941,000
11/1/2021 - $992,400
12/1/2021 - $994,000 -_-.
01/1/2022 - $1,025,500

buh bye, as much as I like y'all I hope to stay out of this thread throughout 2022 and beyond :)

Dogastrophe

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Re: Race from 500k to 1M!
« Reply #2868 on: December 31, 2021, 02:55:04 PM »
Investments only; Household combined.

                       2019 ($)            2020 ($)            2021 ($)            2022 ($)           
January-496,255674,413-
February-472,573700,728-
March-444,067732,652-
April-495,051762,029-
May-524,063759,955-
June-524,530796,116-
July330,406552,296826,664-
August437,870632,115866,404-
September443,081617,959827,075-
October452,295604,646873,651-
November483,711664,577898,767-
December484,963674,843925,511-

nick663

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Re: Race from 500k to 1M!
« Reply #2869 on: December 31, 2021, 03:22:42 PM »
June 2017:  198.7k
September 2017:  222.1k
December 2017:  242.4k

March 2018:  263.3k
June 2018:  290.4k
September 2018:  313.7k
December 2018:  296.8k

March 2019:  346.3k
June 2019:  372.4k
September 2019: 390.4k
December 2019:  428.6k

March 2020:  371.1k
June 2020:  456.2k
September 2020:  505.5k
December 2020:  590.1k

March 2021:  644.3k
June 2021:  701.1k
September 2021:  725.9k
December 2021:  788.5k

Really feels like the snowball is rolling downhill at this point.  Should graduate this thread late next year if we keep this trajectory up.

McStache

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Re: Race from 500k to 1M!
« Reply #2870 on: December 31, 2021, 08:39:16 PM »
                       2015                2016                2017                2018                2019                2020                2021               
January$52,277$102,029$186,657$306,111$344,771$443,598$581,977
February$57,992$107,201$196,191$301,453$357,526$422,062$608,184
March$61,620$116,502$199,234$306,821$364,397$371,488$626,905
April$68,207$121,028$205,602$312,149$375,876$411,410$659,527
May$73,499$132,630$217,515$319,649$366,887$432,756$670,069
June$73,620$136,350$218,315$325,450$388,214$449,153$689,099
July$77,235$143,420$226,577$332,615$393,565$473,639$703,139
August$77,588$149,032$231,008$341,112$391,468$499,746$724,977
September$77,524$161,672$251,872$343,628$400,870$492,572$708,615
October$86,899$160,725$260,359$329,514$411,683$488,099$748,616
November$94,202$170,428$273,396$336,035$423,504$546,559$741,525
December$101,290$179,734$287,829$317,638$441,666$574,853$774,895


Up juuuuuuust over 200k for the year - that's crazy!!

charis

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Re: Race from 500k to 1M!
« Reply #2871 on: January 01, 2022, 06:51:09 AM »
Apr 2017: 175k NW
Apr 2018: 333k
Apr 2019: 400k
Feb 2020: 515k
Aug 2020: 602k (415k invested)
Dec 2020: 669k (478k)
Jan 2021: 690k (507k)
Mar 2021: 716k (529k)
Apr 2021: 751k (551k)
May 2021: 787k (576k)
Jun 2021: 807k (592k)
Jul 2021: 833k (611k)
Aug 2021: 831k (625k)
Sept 2021: 640K (invested only hereafter)
Oct 2021: 628k
Nov 2021: 662k
Dec 2021: 657k
Jan 2022: 688k

We spent our butts off in Dec, probably the highest month ever, not including a spring vacation that will be paid off in credit card points. But it's hard to care when investments are up 200k for the year. I'm excited to max the 2022 IRAs on Monday and see my new 401k contribution on the paystub.

Apples

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Re: Race from 500k to 1M!
« Reply #2872 on: January 01, 2022, 07:56:15 AM »
Oct 2021:  $563,047.23
Nov 2021:  $571,338.24   

Dec 2021:  $600.016.41   That's insane.  Most of the month's jump (over $20,000) came from the farm paying down it's LOC a bit, and paying the annual principal payments on the two real estate loans.  Those loans get paid if there's any money left in Q4 for it, because the apple crop income we try to push into the following calendar year (in case the next year's crop is bad, and we can stretch it out for that).  So no big farm-related jumps for another 10 or more months.  Our net worth went up a little under $200,000 this year.  $85,000 of that came from the farm having a surprisingly good year, and able to pay down some debts.  We track the farm debts on our personal balance sheet, but not the farm income/expenses because that would cause gigantic swings and make monthly tracking relatively pointless.  Still over a $100,000 increase on our own!  Stock market can take credit for about $60,000 of it.  Compounding is cool.

Congrats to everyone else on their good years!  And to the graduates, I hope you stay the heck out of here :)

SpareChange

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Re: Race from 500k to 1M!
« Reply #2873 on: January 01, 2022, 08:30:43 AM »
SpareChange's 2021 coins all rolled up...

$591,399
Up $16,053 m/m
Up $96,090 y/y

Added approx $37/mon to SS at 62, or approx $64/mon at 70.
Increased pto bank by 34 hours to 514.
Averaged 27.37 hrs/wk at work.

$20,850.40 spent
$41,110.06 saved
56.2% of gross income saved.
66.3% of net income saved.

Happy New Year everyone!!

SpareChange

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Re: Race from 500k to 1M!
« Reply #2874 on: January 01, 2022, 08:33:14 AM »
buh bye, as much as I like y'all I hope to stay out of this thread throughout 2022 and beyond :)

Congrats!!

turketron

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Re: Race from 500k to 1M!
« Reply #2875 on: January 01, 2022, 08:40:22 AM »
2015              2016              2017              2018              2019              2020              2021              2022             
Jan141,251.00$193,414.19$283,829.36$359,505.30$546,089.75$762,355.51$1,008,596.87
Feb$135,573.00$200,758.63$304,851.88$397,087.41$557,258.06$780,137.13
Mar$138,331.39$211,677.78$303,796.17$428,309.57$522,077.78$815,764.71
Apr$98k$146,788.37$217,643.71$307,682.67$440,342.71$451,185.96$829,307.88
May$111k$149,149.52$225,773.04$315,634.59$456,285.80$510,875.92$874,326.67
Jun$112k$161,205.21$232,222.09$337,046.55$441,047.77$551,923.37$878,873.50
Jul$113k$165,947.80$235,779.19$340,399.63$476,489.51$567,485.67$907,568.86
Aug$113k$176,198.00$244,461.55$363,304.76$486,559.27$601,161.19$923,408.92
Sept $116k$178,840.37$247,101.69$385,572.12$483,967.28$653,037.25$950,899.02
Oct$184,372.64$256,365.91$392,296.56$490,200.54$639,398.62$907,416.93
Nov$120,330.91$181,625.28$266,140.14$370,000.25$501,003.17$637,260.06$963,453.56
Dec$138,810.56$187,972.57$279,806.93$386,361.40$531,904.82$723,586.82$964,037.88

I'm out! Hopefully, assuming it doesn't drop back below a mil at some point...

hudsoncat

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Re: Race from 500k to 1M!
« Reply #2876 on: January 01, 2022, 09:35:36 AM »
                       2018                2019                2020                2021                2022               
January$222,019$261,809$403,264$550,326$775,790
February$236,831$286,584$414,417$555,120-
March$234,104$303,681$388,201$577,440-
April$234,452$314,939$355,475$606,455-
May$241,470$331,080$398,672$647,810-
June$249,398$320,926$417,280$654,138-
July$253,884$342,700$424,818$671,808-
August$264,666$354,784$456,512$693,782-
September$276,905$351,842$491,411$718,331-
October$285,986$360,853$482,214$700,515-
November$267,359$374,706$475,471$744,130-
December$281,461$391,293$531,137$754,319-

Nice way to end 2021/start 2022! Hope everyone had a lovely holiday season.

Congrats to @turketron and @2Birds1Stone! And others who might have also graduated but not posted yet. Hope to see you soon-ish...
« Last Edit: January 01, 2022, 09:41:31 AM by hudsoncat »

Finwiz

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Re: Race from 500k to 1M!
« Reply #2877 on: January 01, 2022, 10:37:02 AM »
Congrats to those who've graduated, or newly joined this race! I'm pleasantly surprised we actually made it back to 600+ before year end (and a 200k+ year) - didn't expect that to happen but we'll take it.

01/01/21 - $400,149
02/14/21 - $427,486 (+$27,337)
03/01/21 - $443,490 (+$43,341)
03/19/21 - $451,670 (+$51,521)
03/31/21 - $458,005 (+$57,856)
04/15/21 - $470,187 (+$70,038)
04/30/21 - $475,833 (+$75,684)
05/15/21 - $486,446 (+$86,297)
05/28/21 - $497,565 (+$97,416)
06/05/21 - $505,428 (+$105,279)
06/30/21 - $517,109 (+$116,960)
07/30/21 - $534,405 (+$134,256)
08/15/21 - $543,454 (+$143,305)
08/30/21 - $548,512 (+$148,363)
09/16/21 - $578,628 (+$178,479)
09/30/21 - $563,939 (+$163,790)
10/15/21 - $574,190 (+$174,041)
10/29/21 - $598,171 (+$198,021)
12/16/21 - $584,144 (+$183,995)
12/31/21 - $603,373 (+$203,224)

Goal for 12/31/22 is $853,373, a $250,000 increase for the year, which may bring our 7/23 $1m goal back into range! Here's to 2022!

Jaayse

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Re: Race from 500k to 1M!
« Reply #2878 on: January 01, 2022, 11:52:56 AM »
Investments only, solo journey (so far)

                       2017                2018                2019                2020                2021                2022               
January-$232,213$356,542$500,087$659,936$861,393
February-$245,447$383,348$502,244$662,250-
March-$242,789$394,563$475,671$684,929-
April$164,900$246,140$403,461$429,092$711,168-
May-$318,398$421,194$474,155$744,322-
June-$328,870$409,591$500,241$758,305-
July$180,808$342,159$435,981$516,358$776,059-
August$189,280$354,936$443,135$544,475$790,664-
September$193,727$366,727$441,101$579,806$814,231-
October$209,968$374,465$452,232$568,885$794,659-
November$220,602$361,296$466,688$562,892$834,154-
December$225,918$370,140$482,944$632,574$824,757-


This year was my best year yet with over 200k increase on the year, I'm hopeful that I could reach the 1 million mark this next year if the market doesn't have a big correction, but as always, we shall see.  Thinking about hitting the 1 million mark is just insane.  I've only been on this journey for around 5 years on my own and I make less than 100k per year (before taxes).

NextTime

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Re: Race from 500k to 1M!
« Reply #2879 on: January 01, 2022, 11:54:51 AM »


Investments only


             2018                2019                2020                2021               
January$198,265$224,401$305,287$424,924
February$204,080$231,997$290,554$453,313
March$204,080$236,710$274,909$471,199
April$206,310$246,138$298,297$489,213
May$207,731$245,062$320,072$492,274
June$209,453$256,868$331,215$493,272
July$218,450$256,076$349,025$503,214
August$224,243 $266,197$367,183$521,697
September$227,037$274,186$360,397$509,748
October$214,107$284,427$360,290$530,757
November$219,948$295.004$400,264$524,716
December$206,667$304,693$419,937$544,664


tjrssibelle

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Re: Race from 500k to 1M!
« Reply #2880 on: January 01, 2022, 04:58:01 PM »
Investments only;

Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k

Jan 2020: $347.23k
Feb 2020: $330.32k
Mar 2020: $293.63k
Apr 2020: $323.58k
May 2020: $340.17k
Jun 2020: $356.25k
July 2020: $377.68k
Aug 2020: $397.52k
Sep 2020: $390.84k
Oct 2020: $384.47k
Nov 2020: $431.15k
Dec 2020: $448.30k

Jan 2021: $458.12k
Feb 2021: $472k
Mar 2021: $491k
Apr 2021: $513.64k
May 2021: $522.51k
Jun 2021: $534.07k
July 2021: $542.13k
Aug 2021: $558.19k
Sep 2021: $535.50k
Oct 2021: $566.00k
Nov 2021: $554.97k
Dec 2021: $579.50k

Sent from my SM-N960U using Tapatalk


Steeze

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Re: Race from 500k to 1M!
« Reply #2881 on: January 01, 2022, 06:55:34 PM »
12-31-13 ~ (-100k)
12-31-14 ~ (-80k)
12-31-15 ~ (-62k)
12-31-16 ~ (-30k)
12-31-17 ~ 20k
12-31-18 : 117k
12-31-19 : 243k
12-31-20 : 410k
12-31-21 : 618k
12-31-22 : 750k (Target)

12/31/21 : 618k (+$38,800)

Nice end to a solid year, ended up 3k over my stretch goal. Set a lofty goal for this coming year, more and more dependent on the market now. If we are anywhere in the $700k+ range I will call it a win. That would be 1M NW including 300k home equity. Good luck to all!!

Original Target for 1M - October 2024
Current Target for 1M - April 2024

Race to 1M Spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing

oneday

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Re: Race from 500k to 1M!
« Reply #2882 on: January 01, 2022, 08:11:54 PM »
Hello! I see some familiar folks from the Race to $500K thread.

Investments are $515K at 12/31/21. I'll do a formatted chart for next month's update; this is just a quick post as the holidays are still happening in my world for another day.

bigote2032

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Re: Race from 500k to 1M!
« Reply #2883 on: January 01, 2022, 10:01:11 PM »
Happy new year folks! Hoping to leave this thread soon (I will miss you and promise to wait for you in the next one).  Let's make our dollars work harder for us this year!!

1/31/2021    $737,924.70
2/28/2021    $759,381.39
3/31/2021    $794,882.82
4/30/2021    $842,437.81
5/31/2021    $852,073.79
6/30/2021    $873,053.96
7/31/2021    $895,493.04
8/31/2021    $920,587.71
9/30/2021    $898,971.63
10/31/2021    $946,929.81
11/30/2021    $947,649.37
12/31/2021    $987,843.35

Radagast

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Re: Race from 500k to 1M!
« Reply #2884 on: January 01, 2022, 11:21:52 PM »
Quarter StockBondCash  +Houses
Q4 2016:  $112,200     $165,800
Q1 2017:  $124,300     $178,500
Q2 2017:  $148,300     $203,300
Q3 2017:  $160,548     $217,018
Q4 2017:  $178,042     $235,102
Q1 2018:  $203,082     $260,736
Q2 2018:  $213,941     $272,491
Q3 2018:  $223,802     $283,554
Q4 2018:  $235,666     $296,330
Q1 2019:  $229,947     $291,293
Q2 2019:  $284,421     $346,689
Q3 2019:  $315,573     $378,769
Q4 2019:  $350,244     $414,376
Q1 2010:  $408,250     $473,325
Q2 2020:  $362,044     $428,120
Q3 2020:  $457,379     $524,413
Q4 2020:  $383,076     $555,858
Q1 2021:  $478,879     $656,382
Q2 2021:  $522,651     $704,873
Q3 2021:  $575,207     $761,357
Q4 2021:  $722,632     $916,172
Q1 2022:  $785,909     $979,449
Pretty uneventful after a huge last quarter. I wish it would hurry up, I could use a year off...

And here's a chart :)
« Last Edit: January 01, 2022, 11:25:59 PM by Radagast »

tarheeldan

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Re: Race from 500k to 1M!
« Reply #2885 on: January 02, 2022, 07:39:40 AM »
Happy New Year 2022!! Gong hei fat choy! (learned this from the hilarious Ronny Chieng)

Good month last month, up $22,794.96 or 3.35% to $704,059.67 :)

Great year 2021 financially as well, up $211,042.96 - that's 265% of my wage income for the year. Actual contributions were $51,632.27 or 53.3% of gross wages!

Race to 1M Spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing

Congratulations to the graduates, and welcome to newcomers!



bownyboy

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Re: Race from 500k to 1M!
« Reply #2886 on: January 02, 2022, 08:10:48 AM »
Target was £800k by the end of the year, ended up just missing it. Not bad considering I took about 4.5 months off over the year and moved to 4 day working week from October.

Forecast for end of August 2022 is £885k when I’ll officially call it quits if (and its a big IF, lol) I manage to stay on that long.

Jan 2014 - £222,149
===============
Jan 2015 - £250,275 (+£28,126)
===============
Jan 2016 - £272,607 (+£22,332)
===============
Jan 2017 - £346,854 (+£74,247)
===============
Jan 2018 - £456,088 (+£109,234)
===============
Jan 2019 - £495,379 (+£39,291)
===============
Jan 2020 - £606,791 (+£111,412)
===============
Jan 2021 £710,244 (+£103,453)
===============
Jan 2022 £796,528 (+£86,284)


ArtOfFIRE

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Re: Race from 500k to 1M!
« Reply #2887 on: January 02, 2022, 02:16:11 PM »
2015 2016 2017 2018 2019 2020 2021
January- $125,152 $190,212 $277,747 $300,773 $391,367 $503,318
February- $132,476 $205,111 $276,647 $312,970 $372,287 $516,580
March- $142,868 $207,302 $277,401 $328,015 $316,940 $538,761
April- $146,221 $213,616 $279,721 $332,703 $357,205 $561,751
May- $153,151 $220,848 $292,665 $321,134 $404,385 $573,018
June- $151,884 $221,782 $288,234 $344,636 $401,862 $585,313
July$111,061 $162,292 $229,419 $300,537 $340,103 $424,226 $593,812
August$109,293 $164,716 $233,575 $306,219 $341,637 $440,114 $610,608
September$104,752 $167,126 $242,747 $293,075 $347,779 $436,932 $590,638
October$112,604 $167,659 $246,050 $293,488 $361,290 $458,230 $621,333
November$112,690 $177,602 $255,539 $293,026 $369,972 $485,863 $613,391
December$120,262 $182,345 $262,362 $301,471 $390,730 $498,601 $635,119

I'm up $136,518 from this time last year. $41,200 of that is my own contributions, $3,500 is my employer 401k match, and the rest is market gains. Crazy!

SAfAmBrit

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Re: Race from 500k to 1M!
« Reply #2888 on: January 02, 2022, 07:06:09 PM »
Net Worth

May2021 -  $1,003,397
June 2021 - $1.013,773
July 2021 - $1,035,193
August 2021 - $1,238,637
September 2021 - $,1228,412
October 2021 - $1,282,607
December 2021 - $1,317,000


Investments :

May 2021 -  $604,599
June 2021 - $616,224
July 2021 - $637,187
August 2021 - $726,863
September 2021 - $720314
October 2021 - $757,529
December 2021 - 766,216


Finally passed the 3/4 mil - Hope I can get to a Mil here this year. I will Fire at a Mil - I do not like my job - the money is great but 16 hours at work life is not!

jlcnuke

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Re: Race from 500k to 1M!
« Reply #2889 on: January 03, 2022, 07:18:24 AM »

1 May 2021      - $567,455

31 Dec 2021    - $647,518

Turtle

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Re: Race from 500k to 1M!
« Reply #2890 on: January 03, 2022, 08:06:43 AM »
Trying table format for the first time.  Historical numbers are from statements, so I don't have month by month for those years.


401K/IRA and Stock Investments only


                       2019                2020                2021                2022               
January$359,130---
February----
March$374,402$394,320$640,707-
April----
May----
June$401,531$421,221$687,136-
July----
August--$704,330-
September$406,619$452,555$682,741-
October--$713,220-
November--$694,013-
December$493,851$581,720$727,274-


DarkandStormy

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Re: Race from 500k to 1M!
« Reply #2891 on: January 03, 2022, 08:55:10 AM »
Net Worth // Invested Assets
1/1/21 - $500,317 // $346,651
2/1/21 - $513,258 // $355,473
3/1/21 - $531,847 // $366,107
4/1/21 - $548,364 // $380,740
5/1/21 - $568,829 // $408,712
6/1/21 - $569,723 // $408,351
7/1/21 - $612,700 // $431,974
8/1/21 - $625,715 // $412,017 (deposit down on new house)
9/1/21 - $647,140 //  $427,206
10/1/21 - $628,028 // $410,699
11/1/21 - $669,354 // $441,225
12/1/21 - $668,368 // $437,148

1/1/22 - $685,524 // $450,347

YoY increases (and since, coincidentally, joining this thread): $185,207 (+37%) // $103,696 (+30%)

trc4897

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Re: Race from 500k to 1M!
« Reply #2892 on: January 03, 2022, 01:33:59 PM »
Update for end of 2021. Making progress!

201920202021
January$137,280$293,698$451,317
February$146,582$302,360$465,043
March$150,267$266,971$485,848
April$176,495$300,121$515,204
May$185,139$322,480$523,346
June$187,672$331,012$541,895
July$189,881$349,037$559,015
August$197,857$370,826$582,971
September     $199,332$368,358$574,120
October$206,540$374,344$606,500
November$229,780$410,191$621,535
December$274,581$431,621$648,284

Estimated graduation is March 4, 2024 (based on linear curve fit of current data). I'd imagine it will actually be sooner. Good work everyone!

minority_finance_mo

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Re: Race from 500k to 1M!
« Reply #2893 on: January 03, 2022, 02:52:22 PM »
I just hit the $500K mark last month (could not be more excited!) and so now am officially throwing down the gauntlet for $1M. My goal is to hit this by age 32 (I'm 28 at the moment). I'm not sure how I'll do it just yet, but I also didn't think I'd be at $500K by 28, so just gotta take the plunge!

Here's my net worth history:
* Dec 2014 (21): $554
* Dec 2015 (22): $32.2K (+31K)
* Dec 2016 (23): $100.7K (+68.5K)
* Dec 2017 (24): $149.6K (+48.9K)
* Dec 2018 (25): $208K (+58.4K)
* Dec 2019 (26): $264K (+56K)
* Dec 2020 (27): $424K (+160K)
* Current (28): ~$510K (as of May 2021)

Ended the year a bit up from here:
Dec 2021: $562,477 (+$138K from this point last year)!

Aiming to contribute around $90K to investments this year, so with a little bit of luck, might just get to $700K in assets this year. (Though I'm grateful to be in this position even if I don't.)

lampstache

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Re: Race from 500k to 1M!
« Reply #2894 on: January 03, 2022, 07:08:17 PM »
Investments only

Up +$224,418 for the year in 2021. Bonkers.

                       2017                2018                2019                2020                2021                2022               
January$34,633$56,928,$98,248$176,153$419,499$643,917
February$40,740$56,241$115,926$182,362$433,878-
March???$57,195$123,445$171,868$481,671-
April$41,346$57,635$129,678$188,425$503,015-
May$41,840$66,682$136,527$255,004$536,515-
June$45,227$71,500$132,945$279,130$570,802-
July$45,862$75,817$142,557$290,173$570,802-
August$47,377$85,050$150,420$310,173$568,446-
September$47,669$87,937$146,310$336,875$596,208-
October$50,397$94,114$150,536$338,532$590,085-
November$52,288$95,502$155,627$332,899$625,776-
December???$93,596$165,458$396,311$611,435-

Vashy

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Re: Race from 500k to 1M!
« Reply #2895 on: January 04, 2022, 02:51:51 AM »
end-2018:  £287,177
------------------------
Mar-2019: £313,570
Apr-2019: £322,726
May-2019: £330,583
Jun-2019: £339,992
Jul-2019: £349,062
Aug-2019: £354,036
Sep-2019: £362,238
Oct-2019: £370,985
Nov-2019: £378,005
Dec-2019: £385,670
---------------------------
Jan-2020: £394,002
Feb-2020: £394,625
Mar-2020: £366,559
Apr-2020: £367,364
May-2020: £387,750
Jun-2020: £395,376
Jul-2020: £406,107
Aug-2020: £407,577
Sep-2020: £415,436
Oct-2020: £424,444
Nov-2020: £436,017
Dec-2020: £445,311
-------------------------
Jan-2021: £460,732
Feb-2021: £468,507
Mar-2021: £469,417
Apr-2021: £483,531
May-2021: £496,874
Jun-2021: £504,408
Jul-2021: £511,775
Aug-2021: £519,225
Sep-2021: £531,083
Oct-2021: £566,962
Nov-2021: £588,910
Dec-2021: £591,798

About £50k of the y-o-y increase was the new valuation of the house, but I'm still very impressed with what's possible.

soulpatchmike

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Re: Race from 500k to 1M!
« Reply #2896 on: January 04, 2022, 12:13:12 PM »
Investable NW/Liquid
2018$497k/$140k
2019$562k/$202k
2020$777k/$338k
2021$956k/$474k

solon

  • Handlebar Stache
  • *****
  • Posts: 2363
  • Age: 1823
  • Location: OH
Re: Race from 500k to 1M!
« Reply #2897 on: January 05, 2022, 06:45:50 AM »

                       2018                2019                2020                2021                2022               
January132,155177,349282,110344,002562,144
February138,015188,332290,845360,553-
March138,469187,634288,022367,222-
April148,093197,461257,224387,064-
May158,814194,010276,627398,896-
June161,284186,414299,563407,230-
July160,446196,934304,249418,701-
August168,222267,535318,456520,045-
September184,158268,153324,661527,305-
October189,536271,542317,511520,004-
November184,146283,636323,958552,965-
December182,675287,248341,124542,337-


Dr Kidstache

  • Bristles
  • ***
  • Posts: 491
Re: Race from 500k to 1M!
« Reply #2898 on: January 05, 2022, 08:48:03 AM »
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689 
Oct 5 2019: $579,502 
Nov 5 2019: $602,772   
Dec 5 2019: $607,806
Jan 5 2020: $634,119 
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254 
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515   
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498   <-- Bought house
                Investments $644,114

Jan 5 2021: TNW $974,113  Investments $680,246 ($36,132)

My TNW didn't actually go down. I'm pulling in Zillow - 7% for house value and it was way too high last month and adjusted to a more reasonable amount this month.

Imustacheyouaquestion

  • Bristles
  • ***
  • Posts: 317
Re: Race from 500k to 1M!
« Reply #2899 on: January 05, 2022, 06:18:47 PM »

                       2020                20212022
January-$580,000$809,000
February-$584,000-
March-$605,000-
April-$622,000-
May-$650,000-
June-$656,000-
July-$677,000-
August-$682,000-
September$517,937$700,500-
October$511,000$696,000-
November$514,001$803,000-
December$567,000$788,000-

Here's to next year! Goals are to save $100k, buy more real estate, and donate 1% more than last year.

https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing