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Didn't find this one yet, and I keep hearing how the next half-mil goes so much faster! We'll see. Anyone else?
April 2016: 500k
Saving ~75% of income.
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Bookmarking, hope to see you in a year or 15 months or so!
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Cool! There was a flurry of $500k celebrations not too long ago, so maybe others will be inspired to join too :) All in good fun, we're just racing ourselves (not each other), maybe sharing some tips, and staying accountable.
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i'm thre with complete networth but i dont jump races til my invested networth hits the bottom ... i'll see you around this time next year hopefully.
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you're on man!
currently at 528
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I'd like to get in on this. Though it might be unfair since I have a head start. :)
Currently I'm at about 700K in liquid assets, plus or minus a few thousand depending on the markets. My master spreadsheet says I should join the double comma club sometime in 2018. Hope to see you all there!
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Hey this is great! FireLane curious when you hit $500k? Seeing progress over time gives me
us all hope that I'll we'll get there eventually too!
EDIT: I'm the weirdo who likes hope.
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I don't know that it's a hope. It's pretty much Mathematically going to happen with how we save around here
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Hey this is great! FireLane curious when you hit $500k? Seeing progress over time gives me us all hope that I'll we'll get there eventually too!
EDIT: I'm the weirdo who likes hope.
I've become more obsessive about tracking my NW since discovering Mr. Money Mustache, but it would've been around the beginning of 2015.
I've had some nice gains, but mostly it was pure dumb luck. My 401(k) contributions come out of my annual bonus, so they arrive in a lump sum. This year, that happened to be during the market dip in Q1. When the markets bounced back, I got a big bump in my numbers. I'm not expecting to be that lucky again, but slow and steady. :)
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^ Nice! That's a huge gain in a relatively short time, and 2018 is fast approaching. Steady contributions and the occasional timing luck to keep things interesting :) Look forward to seeing how real time plays out against the master spreadsheet predictions.
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I'm joining too!
June 2016 - Invested: 583,082 Liquid: 665,736 NW: 984,238
Am hoping to get to 1M NW by the end of October, but still want to get liquid and invested values above 1 M too, probably 4 years down the road.
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Guess I'll update every 4 months:
April 2016: $500k
July 2016: $544k
Saved $23.8k. Strong market returns provided the rest!
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I'm joining too!
June 2016 - Invested: 583,082 Liquid: 665,736 NW: 984,238
Am hoping to get to 1M NW by the end of October, but still want to get liquid and invested values above 1 M too, probably 4 years down the road.
What's the difference between liquid and invested.
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I'm just over $754K liquid as of the end of July. Strong market gains equaled a big bump in my portfolio. It's a nice feeling! It feels like being a financial wizard to make money for doing nothing in particular.
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I'm joining too!
June 2016 - Invested: 583,082 Liquid: 665,736 NW: 984,238
Am hoping to get to 1M NW by the end of October, but still want to get liquid and invested values above 1 M too, probably 4 years down the road.
What's the difference between liquid and invested.
I'm counting liquid as everything aside from property, so invested assets, college savings, and cash.
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Ok I'm in... on $800k now.... See if we can get there by Dec 2017, if not then June 2018
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Bookmarking, hope to see you in a year or 15 months or so!
Or possibly late this year, at this rate. Come on, market!
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I'd like in on this one too. My next milestone I'm shooting for is $1M in assets. The only debt I carry is my house. Not that long ago I hit $500K in invested assets. So this is a great one to get in on. Since I have a head start on NW I'll just use invested assets for this. Good luck everyone!
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you're on man!
currently at 528
big jump!
October 2016:
Liquid NW: 652k
Total NW: 845k
hoping to be there before my 30th, 2 years to go :)
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Whoa Roboturner, how did you get that huge jump?!
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Jun 2016 - Invested: 583,082 Liquid: 665,736 NW: 984,238
Sep 2016 - Invested: 623,186 Liquid: 700,344 NW: 1,028,057
Broke 1M NW in August, now on to 1M invested!
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Whoa Roboturner, how did you get that huge jump?!
healthy bonus from our company selling to a different company, also came with a 51% pay raise - my bday is monday, and this all was finalized tuesday, so a wonderful birthday gift haha :)
hoping for a nice change in slope from here on out too
Also congrats on passing the 1MM total NW number! we should be there soon
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I hope to join this race sometime in 2017. We are currently at 422K. We should be around 500K in 10-12 months.
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Hi all, love to join in - some great achievements and gains already in the thread.
I crossed £250k in July 2014, then reached £500k net worth in August 2016. (25 months).
Realistically aiming for £750k in December 2017 (15 months), and the million in April 2019 (15 months) - although there are tons of assumptions on these, continually in contract and working and London house prices not depreciating.... let's see how it goes.
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I find myself in this dilemma. You're watching your NW hoping it gets higher and higher so that you hit your target ($1m), meanwhile, you're hoping for share prices to go down so you can get them cheaper which will, in the long run, result in a overall higher net worth.
Cognitive dissonance?
Makes me think as fun and important and motivating as it is to track your NW and aim for these goals - it's kind of silly too!
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Wow, awesome progress Roboturner, FireLane, and Travelling Biologist, way to go!
Great to see so many others joining too!
I hate to admit it, but I've been mostly hoarding cash since August expecting a big stock drop whenever the Fed finally acts (sigh, I know I shouldn't try to time the market). 401k max autoinvest still occurring though. Slow and steady progress otherwise.
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Sitting at 535k invested, about 100k in house equity. 2016 is when I got my act together, and will have saved about $40k through the end of the year. Next year's goal is $50k, which will be easier thanks to not having to replace our roof like this year. Aiming for 1.4M total invested to pull the trigger about the beginning of 2025 at 47. Still allaying the wife's nerves...
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There have been some ridiculous market gains lately:
April 2016: $500k -----> saved $23.8k between 4/1-7/31
Aug 2016: $544k -----> saved $19.8k between 8/1-11/30
Dec 2016: $589k
I'm still hoarding some cash, but that's in line with my 90/10 asset allocation (I include cash and bonds in the 10% bucket).
Keep on going!
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nice gains!
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There have been some ridiculous market gains lately:
April 2016: $500k -----> saved $23.8k between 4/1-7/31
Aug 2016: $544k -----> saved $19.8k between 8/1-11/30
Dec 2016: $589k
I'm still hoarding some cash, but that's in line with my 90/10 asset allocation (I include cash and bonds in the 10% bucket).
Keep on going!
Well done, onward to the million !
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Broke $500k this month, so joining this thread. Hoping to hit $1M by 2020.
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I'm in! Currently at $574 investible assets.
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I'm going to join this thread but its going to take us a while to get to $1 million. Hopefully end of 2020.
Wife is still going to school. On track to graduate in 2 yrs so the main income is from me. I mdee around $10K0-$120K for the past 3 yrs and I don't know if I can keep up the rate for the next 4 yrs. ~$80K is more in range of what I can make.
Once my wife graduate from college hopefully our NW will skyrocket.....
$240K- Our main house already paid off. Zillow say >>$300K but thats not realistic.
$90K- Rental house. Owes $55K. Worth ~$150K. Zillow say $175K but thats not realistic either.
$73K- Vanguard IRA. I moved it to a money market account after Trump won. Stupid !!
$15K- 401K. Previous job. Same thing with IRA account. STUPID !!!
$50K- CASH.
$23K- 2 CDs maturing soon.
$11k- HSA account.
$10K- Gold.
$45K- We have 4 cars all paid off. Once is a almost new Lexus. Depreciating assets.
$35K- Wifes own account. Might be more now.
$50K- Safety deposit box. This is my own emergency money NOONE knows about except for you guys.
$15K- tax refund for 2016. Yeah I already figured out we'll get at least this much for 2016.
$657K as of right now. We have no debt except for the rental house but its not cost effective to pay it off.
- We can put away around $50K/yr even with my wife not working. That would put us at only $847K by the end of 2020.
- Our problem is all our assets are tied to the houses and not earning much for us. The rental is bringing us around $4K for the year. Our investments are LOW compares to others.
- So for us to hit $1 Mil by the end of 2020, my wife and/or our investments have to bring us the extra $150K.
I'm like everyone else, I had all my IRA and 401K in the Index funds before. I'm going to put everything back. If anyone have better ideas on how to get better returns on on NW, I'm all ears.
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I'm like everyone else, I had all my IRA and 401K in the Index funds before. I'm going to put everything back. If anyone have better ideas on how to get better returns on on NW, I'm all ears.
Welcome golfreak12! You seem to have $100k in cash/"safe deposit box" and $23k in (I'm guessing low-yield) CDs which seems excessively conservative. How much safety cash do you really need? Invest the rest.
You have a $150k rental house ($90k equity) yielding $4k/yr (is this net?), which if invested assuming a modest 5% return, would yield $4.5k, plus the magic of compounding over time.
You can also develop an IPS (https://www.bogleheads.org/wiki/Investment_policy_statement) to define your investing goals and asset allocation, which will help you get better returns on your NW because 1) you now have a plan, 2) you know you must stick to it, and 3) won't make crazy moves again like selling everything after a Trump win.
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- The safety deposit isn't going anywhere. I've had that before I got married. That's like my own protection. If I need to leave the country or my wife decides to leave me(LOL to both), I know I have money of my own sitting there for me. I've been putting in $5K in that deposit box every year. I know its a waste of money but its a small portion of the NW and I like it sitting where it is.
- The CDS are maturing in 2019 and they are 3% from Penfed. If I knew we can get a guaranty 3%, I'd put more money in it. Bought this 3 yrs ago when I just bought the main house and didn't have much cash left.
- The rental house is/was our cash cow. We net around $1100/month for the house. After property tax and insurance, we net around $850. Interests on the house is only $150, so $700 actually goes to our equity and pockets. The problems this past year was the septic tank. 3 seperate calls to pump it out cost us dearly and I just spent $2000 to have it fix.
- The other $50k cash on hand, I was going to dump into Index funds but being a dumb ass, I didn't when Trump won the election. My wife on the other hand wants to leave it cause she wants to buy another house. LOL.
I mean we're doing more than fine and we'll get to $1 mil NP but unlike others in this forum, our assets aren't earning much for us.
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Ok, we just crossed the 500K mark last month. All projections show that we will cross $1MM in Dec of 2020. We are currently at $428K in retirements accounts including 3 401ks, and 2 HSAs. I need to open 2 Roths before year end. The remaining money is in assorted Checking accounts and a decent chunk in a Money Markets. I also need to add more to a brokerage account.
I don't count the house in our totals. It is valued somewhere between $180 and $210K. But it is paid off and we aren't in the market to sell. Thusly, I don't count it. Also, not included are the pension values.
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Posting so I remember to update in a few weeks when the quarter ends. Anticipate breaking $500k this quarter.
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Hit 500k invested at the start of 2016, should be ending the year at about 580-590k. Goal is to save $50k a year, to hopefully hit $1M by the end of 2020. Final target is $1.6M in investments.
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Been a lurker here for about a year, finally decided to jump in. I always think it is interesting to see the trajectory of other peoples’ savings, so here are my numbers going back to 2007 when I first started keeping track of our household’s monthly net worth. Currently my household is two adults and three kids, our household income has ranged from about $50,000/yr when we were starting out to about $150,000 now. I expect our income to keep pace with inflation, but no big raises are projected in the near future. These numbers are investment accounts only, not including the equity in our primary residence. We don’t hold a lot in cash. Our big financial goals are to be able to make a significant contribution to our children’s college costs, and to be able to retire by our mid 50s. Not super early by the standards of some people on here, but we do enjoy a pretty comfortable lifestyle and my retirement goals are a little more luxurious than car camping in a developing country; we’ve done enough “roughing it” as part of our jobs :-).
End of 2007: $71,000
End of 2008: $87,600
End of 2009: $202,000
End of 2010: $257,000
2011: $298,000
2012: $364,000
2013: $371,000
2014: $615,000 (This looks like a big jump from 2013 because I started counting in my calculations an investment account which hadn't been counted in prior years)
2015: $644,000
2016: TBD in two more weeks.
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Been a lurker here for about a year, finally decided to jump in. I always think it is interesting to see the trajectory of other peoples’ savings, so here are my numbers going back to 2007 when I first started keeping track of our household’s monthly net worth.
Welcome Acorns! I love seeing progress over time too and find it really inspiring. That's awesome what you've done...thank you for sharing your savings progress, and continued success towards your goals in 2017!
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DEC 2016 NW: 559k
401k: 189k (TSP)
Roth IRA: 111k (Vanguard)
529 (Kid A - 10 yrs) 63.5k (Vanguard)
529 (Kid B - 4 yrs) 33k (Vanguard)
Bonds (for house purchase) 66k (USAA)
Taxable Stocks: 42.5k (vanguard)
Cash (1-1.5% interest accounts): 53k (Ally Bank)
DEC 2015 NW: 444k
DEC 2014 NW: 385k
DEC 2013 NW: 337k
DEC 2012 NW: 253k
DEC 2011 NW: 209K
DEC 2010 NW: 184k
Hit 500k this summer and the next 59k seem to have been a flash
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Nice progress jmuth, welcome to the forum! Recent market gains have been insane. Good luck with your upcoming house purchase. I bought a house last year after carefully running the numbers and evaluating long-term impact on FIRE plans (my housing costs will be lower than renting and happiness higher knowing I have control over my housing and won't have to move if a landlord decides to sell).
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I'm a bit jealous of you guys.....your stash are growing exponentially. Mine are crawling.
When I bought the main house 3 years ago, I had to cash to buy it but the interests were so low and the lender were going to pay for clsoing costs so I financed the house.
In this past 3 yrs, I must have paid ~$200K in principles to both houses, paying the main house off.
Had I put that $200K, in the index funds, my stash would be so much higher now.
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I'm a bit jealous of you guys.....your stash are growing exponentially. Mine are crawling.
When I bought the main house 3 years ago, I had to cash to buy it but the interests were so low and the lender were going to pay for clsoing costs so I financed the house.
In this past 3 yrs, I must have paid ~$200K in principles to both houses, paying the main house off.
Had I put that $200K, in the index funds, my stash would be so much higher now.
yes this is why you dont pay down mortgages at these ridiculously low rates faster ... you invest it.
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We're in this general range with invested assets - posting to follow, will share numbers when I get a chance to pull them together!
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My NW is at $662K. Not sure I will ever hit $1M, but it's nice to think about! I'm aiming for $800K when I retire in June 2018.
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I'm a bit jealous of you guys.....your stash are growing exponentially. Mine are crawling.
When I bought the main house 3 years ago, I had to cash to buy it but the interests were so low and the lender were going to pay for clsoing costs so I financed the house.
In this past 3 yrs, I must have paid ~$200K in principles to both houses, paying the main house off.
Had I put that $200K, in the index funds, my stash would be so much higher now.
yes this is why you dont pay down mortgages at these ridiculously low rates faster ... you invest it.
"Ta-daaaaah!"
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I'm a bit jealous of you guys.....your stash are growing exponentially. Mine are crawling.
When I bought the main house 3 years ago, I had to cash to buy it but the interests were so low and the lender were going to pay for clsoing costs so I financed the house.
In this past 3 yrs, I must have paid ~$200K in principles to both houses, paying the main house off.
Had I put that $200K, in the index funds, my stash would be so much higher now.
yes this is why you dont pay down mortgages at these ridiculously low rates faster ... you invest it.
"Ta-daaaaah!"
he should go tell his story in the pay down your mortgage thread.
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09/30/2016: $468,895.06
12/31/2016: $525,049.59
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There have been some ridiculous market gains lately:
April 2016: $500k -----> saved $23.8k between 4/1-7/31
Aug 2016: $544k -----> saved $19.8k between 8/1-11/30
Dec 2016: $589k
I'm still hoarding some cash, but that's in line with my 90/10 asset allocation (I include cash and bonds in the 10% bucket).
Keep on going!
Closed the year at $601k...a $125k increase this year on a $90k salary, wow.
Happy New Year all!
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End of 2007: $71,000
...
2015: $644,000
2016: $740,000.
Not bad! A increase of $95,000 in investable assets over last year. I suspect this next year might have a rise in expenses, but I am hoping to cross the $1M threshhold by 2020.
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Alright! I am (technically, barely) here. Picking up the 500K --> 1M thread calculated on overall net worth (including my condo and associated debts). Tracking invested assets elsewhere. I've reproduced my history in the 250K --> 500K thread below. Hopefully the market won't pitch me back below 500K before the end of the month, especially since I'm going out on maternity leave and have a several thousand dollar payment to a cabinetmaker coming up....
As a reminder mostly to myself, in this thread I am tracking personal assets (not shared or soon-to-be kid's college savings) using personalcapital.
December 2013: 142K
March 2014: 178K
June 2014: 191K
September 2014: 205K
December 2014: 231K
March 2015: 232K (I self financed half a wedding this quarter, and began subsidizing now husband)
June 2015: 249K
September 2015: 272K (a new~30K in debt showed in this quarter from the first half of a 60K roof assessment I didn't have cash on hand for)
December 2015: 326K
March 2016: 342K
June 2016: 389K
September 2016: 457K (began booking a 4540K "liability" that I would incur if I wanted to liquidate my condo, which I include in this NW total)
December 2016: 511K (+185K year on year)
Bookmarking, hope to see you in a year or 15 months or so!
Or possibly late this year, at this rate. Come on, market!
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Exciting, ClosertoFree. Having crazy earnings obviously moves things along. I just found MMM a year ago, and am up 185K in my first year.
It's crazy how many of my law school friends (we're five years out) are squandering it. Are you both lawyers?
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I know, right, onlykelsey?! It's really shocking. I've seen several of my (lawyer) friends buy $1.5+ million houses this past year and I continue to be surprised they are buying into the "keeping up with the Joneses" mentality. And these aren't even the more materialistic friends- it's just people who think, "I'm a successful attorney and my spouse is a successful professional and we are starting a family so of course we need/deserve/can afford a mansion-like 4br house in a swanky neighborhood furnished with all new furniture from Room & Board/ Crate & Barrel/ Pottery Barn." Part of me wants to tell them about MMM/Fire principles but I'm pretty private about our finances and am worried they'd be offended/ would think it's not my business.
Husband is not a lawyer but has a graduate degree and a white collar job.
Good for you for making such awesome progress in year 1!!
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June 2016:
LNW: 528k
October 2016:
Liquid NW: 652k
Total NW: 845k
YE 2016:
LNW: 685k
TNW: 893k
keep cruisin
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Joining slightly earlier than planned but hit a NW of 500k June 24 2016. invested at the time was 362k
6/24/16 - 362k / 500k NW
12/1/16 - 404k / 550k NW
1/1/17 - 450k / 600k NW
Should hit 500k invested by June 2017 and 1MM NW by August 2019 and 1MM invested by July 2020.
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I'm in the middle here, currently at $712K NW and hoping to hit $1M before August 2019, when I turn 40:
2016 Ending NW $712K
End of year goals for-
2017: $815K
2018: $945K
2019: $1,075K
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I'm in! Currently at $574 investible assets.
Haven't been adding much lately, but the stock market growth pushed us over $600K. About to really start piling it on this year. Our goal is to get up to $700K before 2018. Good luck all!
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Oct 16: 500k
jan 2017: 548k
guess i should join this thread now...
not sure if i'll get to 1m quickly as i'll probably quit work soon but its good to have targets right?
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6/24/16 - 362k / 500k NW
12/1/16 - 404k / 550k NW
1/1/17 - 450k / 600k NW
2/1/17 - 462k / 607k NW
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I am officially a member of this club. 503K as of the end of January. Between 40 and 6K of that will be going in a house DP sometime this year (hopefully) and won't be liquid, so I have to decide how to count that. For now its all retirement accounts and brokerage accounts. Our cars are POS's so I don't assign them a value.
We doubled from 250 to 500 in 2 years 4 months. Should be interesting to see how long the next doubling takes.
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6/24/16 - 362k / 500k NW
12/1/16 - 404k / 550k NW
1/1/17 - 450k / 600k NW
2/1/17 - 462k / 607k NW
Some great jumps there boarder.
I am officially a member of this club. 503K as of the end of January. Between 40 and 6K of that will be going in a house DP sometime this year (hopefully) and won't be liquid, so I have to decide how to count that. For now its all retirement accounts and brokerage accounts. Our cars are POS's so I don't assign them a value.
We doubled from 250 to 500 in 2 years 4 months. Should be interesting to see how long the next doubling takes.
Welcome, congrats on your 500k.
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6/24/16 - 362k / 500k NW
12/1/16 - 404k / 550k NW
1/1/17 - 450k / 600k NW
2/1/17 - 462k / 607k NW
Some great jumps there boarder.
Yeah i get my huge bonus(read: deferred salary) in Dec. its over 20% of my gross pay now and will climb to 30-50% depending on performance over the next few years. Plus we get company ESOP cash contribution every december - plus my parents transfer wealth ... so between all of that plus the trump rally it did pretty well. I always have slower growth this time of year as i hold cash out of traditional investments to buy opening day tickets which i sell for around 100% profit ... havent found an index fund that will do that for me yet. haha.
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First post here! Long time MMM reader (since I was 23 or so, I just turned 28 last month) and I've just hit the $500k milestone. My mindset changed when I read the books "Your Money Or Your Life" and "The Millionaire Next Door". I was always very savvy and frugal with money but these had a profound impact on me. Seeing the reality of who has money vs. who doesn't and also what you're giving up by spending on material objects was enlightening. I'm content with very little, my old car and basic items make me happy. No debt and all of my investments are through vanguard index funds :) JLCollins showed me the light...really looking forward to $1M.
On to the numbers:
1/2017: $502,338
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^ Nice! Welcome to the forum and congrats on being off to such an amazing, early start :)
And great progress everyone!
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Count me in! We are at $570k invested assets, ~$850k NW including house equity. Cannot wait to hit a million! I guess we will celebrate it twice-- when the NW crosses, and then when the invested assets go over. Yay!
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Count me in! We are at $570k invested assets, ~$850k NW including house equity. Cannot wait to hit a million! I guess we will celebrate it twice-- when the NW crosses, and then when the invested assets go over. Yay!
I'm with you for a double celebration :)
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So excited! I checked my 401k balance and it hit $500,000 today. If I add in equity in my house, emergency funds and 529s for two kids I'm around $650,000.
I don't really consider the home equity, savings and 529s as part of my retirement funds though so in my mind I'm just starting this phase. Wish I'd learned or thought about MMM lifestyle earlier as I'm in late 40s and two coming up on college. The good thing is we don't have any debt other then the mortgage. It will be a challenge get the savings levels up to what many here are at as we'd like to help with a lot of college costs. However, I'm thinking in a different way about money after reading the MMM forums often so challenging myself to see what costs we can cut to up the savings to get to $1 million faster. I used to really enjoy my job but after going through a merger the new company just isn't the same and want to leave the workforce earlier than originally planned.
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Date Net Worth
06/19/2016 $480,510
07/09/2016 $490,393
08/06/2016 $494,437
09/05/2016 $498,539
10/05/2016 $503,766
11/04/2016 $501,749
12/05/2016 $512,731
01/05/2017 $518,988
02/04/2017 $527,725
Roughly about $200K is house equity. Rest is in investments and cash.
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As of today we are at $820k invested assets and cash (probably too much cash). NW is $878k. We both turn 40 this year.
I'm curious if we'll hit $1M in 2018 or 2019. We have been saving about $70k-$100k per year but I've really got the itch to do some expensive home renovations.
I've noticed that as the balance creeps up it gets harder to have the motivation to save on the little things and not spend money.
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Ok, I just realized yesterday that I have never included the kids' 529 accounts in my NW calculation. Not sure if I really should be including that, but if I do we are just over $1M! I am shocked to write that. It doesn't feel real.
I'm definitely staying here in this group for a while. I'll wait til our invested assets plus house are over $1M (next year) before I 'graduate' up to the next thread. :)
This is fun. We get to celebrate multiple times, depending on how we are measuring.
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^ Congrats Trifele!!! Multiple celebrations are totally okay :)
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I am inching toward the 1M benchmark and am presently at about 963K including home equity.
However, I have a significantly leveraged portfolio in equities (borrowing a little less than 200K) so a downturn in the market could push me back considerably. Further, I have various ongoing cash investment obligations that are going to take about 3 years to pay off before I can fully deploy FIRE mode.
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12/1/16 - 404k / 550k networth
1/1/17 - 450k / 600k NW
2/1/17 - 461k / 607k NW
3/1/17 - 479k / 628k NW
Probably about 20k higher in both categories right now but waiting on private stock evaluation and have some investments in opening day baseball tickets that havent been sold yet. and dont appear in networth calcs.
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First post here! Long time MMM reader (since I was 23 or so, I just turned 28 last month) and I've just hit the $500k milestone. My mindset changed when I read the books "Your Money Or Your Life" and "The Millionaire Next Door". I was always very savvy and frugal with money but these had a profound impact on me. Seeing the reality of who has money vs. who doesn't and also what you're giving up by spending on material objects was enlightening. I'm content with very little, my old car and basic items make me happy. No debt and all of my investments are through vanguard index funds :) JLCollins showed me the light...really looking forward to $1M.
On to the numbers:
1/2017: $502,338
I've been looking forward to updating this, what an amazing month it has been! I am so excited about the future, regardless of how far out my FI date is. I know there's a light at the end of the tunnel and I have FU money to protect my wellbeing until that day.
1/2017: $502,338
2/2017: $536,490
1-Month Increase: $34,152
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Congratulations Obsessed!! You are doing GREAT! Wow.
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This market is making this crazy. I hope continues. Or maybe backs off a little so I can invest some cash I have on hand.
Investments as of 3/1/2017- $832,402
Plus kids 529's (which I forgot about $34,352
Equity in house (conservative est) $50,000
HRA balance $5,200
Savings account $9,000
Total Net worth $930,954
I'm going for three celebrations- 1) when total NW hits $1M, 2)when investments hit $1M, 3)when investments hit $1.5 and we're officially FI
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Ok, I just realized yesterday that I have never included the kids' 529 accounts in my NW calculation. Not sure if I really should be including that, but if I do we are just over $1M! I am shocked to write that. It doesn't feel real.
No, I wouldn't count the kids' 529 accounts as part of your stash since it's not earmarked toward your own retirement. In fact, to make this reasoning even more obvious, consider my situation: I'm single with no kids, but I'm funding college accounts for my niece and nephew. I think most people would agree that this 529 money is clearly not an asset of MINE, even though technically I have full control over the kids' college accounts just as their parents would if their parents were the ones funding the accounts. In fact, I consider my 529 contributions to be monthly expenses, not savings. Because from my perspective as an aunt, that's exactly what they are.
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Ok, I just realized yesterday that I have never included the kids' 529 accounts in my NW calculation. Not sure if I really should be including that, but if I do we are just over $1M! I am shocked to write that. It doesn't feel real.
No, I wouldn't count the kids' 529 accounts as part of your stash since it's not earmarked toward your own retirement.
Fair point Libertea -- I think you are right. The 529 contributions are pre-paid expenses.
OK, so without the 529s, we are at 902k between invested assets and house equity. :)
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Ok, I just realized yesterday that I have never included the kids' 529 accounts in my NW calculation. Not sure if I really should be including that, but if I do we are just over $1M! I am shocked to write that. It doesn't feel real.
No, I wouldn't count the kids' 529 accounts as part of your stash since it's not earmarked toward your own retirement.
Fair point Libertea -- I think you are right. The 529 contributions are pre-paid expenses.
OK, so without the 529s, we are at 902k between invested assets and house equity. :)
Why wouldn't you include 529? It is still an investment account. You don't know if you are going to use it for college or not. Your kids may have full scholarships. Then it becomes investment, right?
What about this scenario? You could invest all your money in a taxable account with a possibility of using it for college if needed. Then you would include it in your net worth. For those reasons, I include 529 in my Net Worth.
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That's also a fair point, Daily Grind. I'm not an accountant, but it seems like you can make the argument either way, depending on what your Plan B is if your kid doesn't end up using the money. Would you take the money back for yourselves, paying the penalty? Or would you then pass it to another kid or family member?
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Ok, I just realized yesterday that I have never included the kids' 529 accounts in my NW calculation. Not sure if I really should be including that, but if I do we are just over $1M! I am shocked to write that. It doesn't feel real.
No, I wouldn't count the kids' 529 accounts as part of your stash since it's not earmarked toward your own retirement.
Fair point Libertea -- I think you are right. The 529 contributions are pre-paid expenses.
OK, so without the 529s, we are at 902k between invested assets and house equity. :)
Why wouldn't you include 529? It is still an investment account. You don't know if you are going to use it for college or not. Your kids may have full scholarships. Then it becomes investment, right?
What about this scenario? You could invest all your money in a taxable account with a possibility of using it for college if needed. Then you would include it in your net worth. For those reasons, I include 529 in my Net Worth.
It just depends on what your plans on before or during retirement.
If you are planning to retire before or while you have kids in college then you are using the 529 plans to pay for tuition costs that would be part of your annual expenses to be funded out of your other investments. Just a different pot of money.
Your home equity probably should be included unless you are planning to sell your home before retirement or unless you can refinance and access the money. Otherwise you are not going to be able to draw 4% of the value.
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First post here! Long time MMM reader (since I was 23 or so, I just turned 28 last month) and I've just hit the $500k milestone. My mindset changed when I read the books "Your Money Or Your Life" and "The Millionaire Next Door". I was always very savvy and frugal with money but these had a profound impact on me. Seeing the reality of who has money vs. who doesn't and also what you're giving up by spending on material objects was enlightening. I'm content with very little, my old car and basic items make me happy. No debt and all of my investments are through vanguard index funds :) JLCollins showed me the light...really looking forward to $1M.
On to the numbers:
1/2017: $502,338
Obsessed, major hats off to you for getting to 500K at such a young age!! That's awesome. I wish I had found MMM when I was in my early 20s rather than early 30s!
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Good luck all! I am giving everything I've got to this race. It has been a long, long battle. Quit my job and moved overseas without a job for two years just months before 2008 crash... bad timing (but I didn't touch my investments). Marriage, two kids, buying/renting/selling houses along the way as a result of having to change jobs and location frequently. Worked at a startup that stopped paying me for 6 months - but thankfully have mostly recovered that backpay. Now renting, zero debt, at a stable job and trying to lock in efforts to drive down spending and plan the escape! Working moonlight hours to make another run at a web service for additional revenue stream.
Jan 2017 $588k NW
Feb 2017 $624k NW (backpay catch-up)
Mar 2017 $647k NW (backpay catch-up)
Jan 2018 $750k projected
Jan 2019 $870k projected
Jan 2020 $1M projected
Perhaps this graph will give a better sense of my trials and tribulations. :-)
(http://www.spiderline.com/tmp/timeline.jpg)
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As a reminder mostly to myself, in this thread I am tracking personal assets (not shared or soon-to-be kid's college savings) using personalcapital.
December 2013: 142K
March 2014: 178K
June 2014: 191K
September 2014: 205K
December 2014: 231K
March 2015: 232K (I self financed half a wedding this quarter, and began subsidizing now husband)
June 2015: 249K
September 2015: 272K (a new~30K in debt showed in this quarter from the first half of a 60K roof assessment I didn't have cash on hand for)
December 2015: 326K
March 2016: 342K
June 2016: 389K
September 2016: 457K (began booking a 4540K "liability" that I would incur if I wanted to liquidate my condo, which I include in this NW total)
December 2016: 511K (+185K year on year)
March 2017: 599K (I am guessing on numbers for the end of the month, but should be +/- 2K, +142K year on year)
I am towards the end of maternity leave. I am sure the saving/investing pace won't keep up when I start paying daycare (and maybe working a 70 or 80% schedule for a couple months), but not too bad for being off work!
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I think this is the NW race where I belong, since I don't count our primary residence equity in the equation (We tentatively plan to use that for our retirement home purchase and college for the younger two...our equity is $523k currently).
We crossed the $500k line in October of 2015, for net worth not including our house. It is currently $667k. I do not include our HSA in the total because it doesn't have much in it yet, I have kids who play sports, and our insurance sucks. According to my calculations, we SHOULD cross the 1M mark by the end of 2019. We have been making a number of frugal changes in our lives recently, so I'm hopeful we can bring that date in.
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I'm happy to move over to this "race"! Just crossed over $500K this quarter.
Here's my progress thus far:
1/1/2015 - $319,018
3/31/2015 - $358,647
6/30/2015 - $350,887
9/30/2015 - $329,044
12/31/2015 - $340,246
3/31/2016 - $390,030
6/30/2016 - $408.983
9/1/2016 - $447,834
12/31/2016 - $459,043
3/31/2017 - $509,618
Our goal to retire on is $1,000,000 but will need to get to about $1,200,000 first because we want to be done with the mortgage before we call it quits. Pretty sure we will not be able to keep up the pace as kid's college will be chewing into things for the next 10 years or so, but always good to measure. Glad to be here!
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June 2016:
LNW: 528k
October 2016:
Liquid NW: 652k
Total NW: 845k
YE 2016:
LNW: 685k
TNW: 893k
Q1 2017:
LNW: 800k
TNW: 1.01MM
WHOOP! passed the first hurdle - now just need the LNW up - hopefully around this time next year!
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I'm jumping into this race:
3/2017 - 515,000
4/2017 - 524,000
More to come!
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Joining the club. Currently about 720k investible, 200k owed on mortgage, about 250k home equity. Not sure when/if I'll get to 1m; may semi-FIRE before then.
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Q1 2017:
LNW: 800k
TNW: 1.01MM
WHOOP! passed the first hurdle - now just need the LNW up - hopefully around this time next year!
Congrats Roboturner!!! Awesome progress and looks like you'll soon be celebrating the LNW milestone too :)
Good luck all, keep on going...
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I'm joining too! I am not including house or 529's. Just focused on investments and a little cash which is at around $871,000. Trying to climb the mountain to 1 million. Maybe in 2019. Every purchase is weighed against this goal. We are all doing amazing things. It's exciting!
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I'm joining too! I am not including house or 529's. Just focused on investments and a little cash which is at around $871,000. Trying to climb the mountain to 1 million. Maybe in 2019. Every purchase is weighed against this goal. We are all doing amazing things. It's exciting!
You are close there, keep up the great work.
I also found when I started challenging every purchase in a Marie Kondo type way (does this bring me value/happiness), my spending decreased.
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Date Net Worth
06/19/2016 $480,510
07/09/2016 $490,393
08/06/2016 $494,437
09/05/2016 $498,539
10/05/2016 $503,766
11/04/2016 $501,749
12/05/2016 $512,731
01/05/2017 $518,988
02/04/2017 $527,725
03/04/2017 $542,234
04/04/2017 $555,085
Roughly about $200K is house equity. Rest is in investments and cash.
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I'm joining too! I am not including house or 529's. Just focused on investments and a little cash which is at around $871,000. Trying to climb the mountain to 1 million. Maybe in 2019. Every purchase is weighed against this goal. We are all doing amazing things. It's exciting!
You are close there, keep up the great work.
I also found when I started challenging every purchase in a Marie Kondo type way (does this bring me value/happiness), my spending decreased.
Thank you! I feel like the closer I get the less I spend!
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Yay! I finally get to join this challenge! We're right at 500k now and 1M is our ER number, so I'm eager to get started.
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We joined the club earlier this year. Market seems very expensive right now so we're holding more than a third in cash. There were a few very large one-time expenses last year that ate up our savings-rate but glad all those are behind us. Hoping to get to 1m by 2020.
Our savings rate is good given that we live in an HLOC area. We splurge on vacation travel here and there -- rationale is that we're happy to pay for experiences we'd most likely be making just once in our lifetime.
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Going to join the fun! The numbers below do not include $65k in kiddos 529s, $150k in home equity, or 20 years service in a state sponsored pension plan.
Jan 1, 2016- $482k
Jan 1, 2017- $627k
Apr 23, 2017- $675k
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Updating
April 2016: $500k -----> saved $54.8k (~75% of income), 90/10 allocation
April 2017: $651k
Gain of $23k this past month alone. These insane market returns cannot continue.
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My NW is at $662K. Not sure I will ever hit $1M, but it's nice to think about! I'm aiming for $800K when I retire in June 2018.
Now up to $709,418. :)
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My NW is at $662K. Not sure I will ever hit $1M, but it's nice to think about! I'm aiming for $800K when I retire in June 2018.
Now up to $709,418. :)
killing it 94!!
I'm at 580 now.
thats 80k in 6 months
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March 28, $667k
April 28, $704k
(not including home equity)
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I'm in the middle here, currently at $712K NW and hoping to hit $1M before August 2019, when I turn 40:
2016 Ending NW $712K
End of year goals for-
2017: $815K
2018: $945K
2019: $1,075K
Quarterly-ish update: $775K as of 4/28/2017, making the year end goal very much in sight, save for any big market changes, which don't worry me that much. The market will do what it's going to do, I'll focus on what I can control. I'm getting a little eager for FIRE as I've just gotten into travel hacking. So travel resources have increased and these points are begging to be used, but it seems I lack time off to get all this traveling done!
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Invest / total
6/24/16 - 362k / 500k NW
12/1/16 - 404k / 550k NW
1/1/17 - 450k / 600k NW
2/1/17 - 462k / 607k NW
5/1/17 - 514k / 666k total NW
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Updating -- We are at $651,069 invested + $312,000 house equity = $963,069. Wow, barring a market downturn we should cross over sometime this summer! :). Not counting the kids' 529 accounts.
And at this point (~2 years from FIRE) I am hoping for a downturn so I would have a chance to pour a bunch of cash into cheaper stocks.
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Joining in! I didn't expect to ever make it to a million - my FI goal was/is more like 750k but it seems I'm going to pass that before I'm ready to quit. Just doing total NW which includes about 100k of home equity and more cash that I should have in savings right now, too lazy to separate it out. The number jumps the past few years have been crazy, and they have included a lot of overtime that probably won't be replicated going forward so I'll be curious to see how it goes. Even with the lower effective salary happening, I think I'm well into snowballing territory at this point.
April 2017: 720k
March 2017: 711k
Feb 2017: 703k
Jan 2017: 680k
Dec 2016: 650k
Dec 2015: 487k
Dec 2014: 412k
Dec 2013: 350k
Didn't track much before that. I really wish I would have, because I graduated from college in 2007 with a NW of about negative 25k or so thanks to student loans, though I'm very fortunate that I didn't have even more loans and that I was able to get a steady, well-paying job pretty much immediately. Though I'm a planner and did spend a whole lot of time in college trying to get the perfect internships and then job to set myself up for a career I was interested in and that would pay well. But I fully acknowledge good luck played a role, too, and I'm very grateful to be in this position.
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Joining in! I didn't expect to ever make it to a million - my FI goal was/is more like 750k but it seems I'm going to pass that before I'm ready to quit.
April 2017: 720k
March 2017: 711k
Feb 2017: 703k
Jan 2017: 680k
Dec 2016: 650k
Dec 2015: 487k
Dec 2014: 412k
Dec 2013: 350k
Wow, Scubastache -- you are doing great! Good for you for getting so far so young!
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Thanks Trifele! This board is inspiring. :)
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Like Scubastache, I wasn't expecting to hit a mill. But now it looks just within reach by the time I plan to pull the plug in Oct. 2019, so I'll join the thread in hopes of getting there! Current NW is $612k. The past year has gone like this:
4/1/2016: 382k
7/1/2016: 425k
10/1/2016: 488k
1/1/2017: 528k
4/1/2017:591k
It really is crazy to see how fast it grows, between stock market gains and a frugal lifestyle.
Sent from my iPhone using Tapatalk
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It's so weird to contrast a thread like this one with the one over on Bogleheads: https://www.bogleheads.org/forum/viewtopic.php?f=1&t=165943
Over here people are talking about FIRE at 750k, 1m etc. Over there they are talking about getting from 1m to 2m to 10m with no sign of stopping.
I'm never going to join their club (no choice really, the opportunities aren't realistically there for me to earn that much for that long) I am very glad that living frugally is a path to FI even for people who aren't doing the "go to med school, get 100s of thousands in student debt, earn big from 35 to 50 years" thing.
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I'm about ready to dive in: 8k shy of 500!
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I'm jumping into this race:
3/2017 - 515,000
4/2017 - 524,000
More to come!
5/2017 - 537,500
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First Post! New to MMM forums. Aiming for 2021 to 1M NW.
NW:$593
Cash: $220
IRA/Old 401k: $130
Vanguard: $56
Old Mutual Fund: $11
SEP IRA: $22
Fundrise: $15
Lending Club: $43
Home Equity: $96 (duplex)
I know, I know. Too much cash.
Was considering getting off the grid or starting a company, but figured I would invest for early retirement before making major lifestyle change given my conservative nature.
Hard to dump 100% of cash into today's stock market so plan to DCA over the next year or so. Also considering a rental property.
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Officially in this race, just over $500k.
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March 28, $667k
April 28, $704k
(not including home equity)
May 25, $716k
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Invest / total
6/24/16 - 362k / 500k NW
12/1/16 - 404k / 550k NW
1/1/17 - 450k / 600k NW
2/1/17 - 462k / 607k NW
5/1/17 - 514k / 666k NW
6/1/17 - 526k / 673k NW
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3/2017 - 515,000
4/2017 - 524,000
5/2017 - 537,500
6/2017 - 560,500 : sold a car and other things; getting ready for FIRE
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Updating:
5/1/17 -- $631,069 invested + $312,000 house equity = $943,069 (Adjusted prior post to remove $20k emergency fund)
6/1/17 -- $647,432 invested + $322,000 house equity = $969,432
Onward! Will stay in this thread after total NW crosses over, to watch the growth of our investment accounts.
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I'm at $494k and I can't wait to join this race. My husband insists we're already in it because I'm low-balling our home value, but I prefer to be a bit conservative.
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We're in! We've finally graduated from the $250-500k NW thread. It took about 2 years for our NW to double from $250k to $500k, despite purchasing a house last fall and spending ~$40k in renovations during Q4 2016. May NW total includes ~ $51.5k in home equity (difference between purchase price and mortgage balance only).
Increases so far this year have been pretty crazy, likely unsustainable, but it's been fun so far. I wonder how fast we can get to $1M? Maybe in another two years? Fingers crossed!
Jan 2017: $444,411
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
May 2017: $509,180 (+$12,570)
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JUN 2017 NW: 632k (73k in 6 months)
DEC 2016 NW: 559k
JUN 2016 NW: 500k
DEC 2015 NW: 444k
DEC 2014 NW: 385k
DEC 2013 NW: 337k
DEC 2012 NW: 253k
DEC 2011 NW: 209K
DEC 2010 NW: 184k
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April 2017: 720k
March 2017: 711k
Feb 2017: 703k
Jan 2017: 680k
Dec 2016: 650k
Dec 2015: 487k
Dec 2014: 412k
Dec 2013: 350k
End of May put me at 732k. Maybe only another few months til my goal of 750k! Exciting times.
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Happy to be transitioning from the $500k race!
NW shows $513,000 as of this morning. Past glimpse:
2011: $167,933
2012: $208,846
2013: $308,056 (no expenses, gross income went to investments that year)
2014: $358,723
2015: $371,371
2016: $457,543
June 2017: $513,000
Looking forward to this finish line, since it's about FI for me. My current spreadsheet says 2023; hopefully it'll be sooner than that!
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Currently I'm at about 700K in liquid assets, plus or minus a few thousand depending on the markets. My master spreadsheet says I should join the double comma club sometime in 2018. Hope to see you all there!
It's been a while since I checked in, but I'm happy to say I'm ahead of schedule! About $949K at the end of last month.
It's definitely the bull market I have to credit for this, as monthly investing gains are starting to outpace my contributions. If it keeps going at this pace, I'll hit my $1M goal before the end of the year, not 2018 as I originally guessed.
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Checked our finances today and we broke 900k in invested assets! Damn, that feels good. It makes $1m seem right around the corner...this is so freaking exciting. Trying to take with a grain of salt given markets could tank, but still. :)
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Somewhat embarrassingly, I didn't starting keeping close tabs on my net worth until finding MMM this year. Thankfully, I didn't muck it up too bad up to this point, but I'm hoping to do even better now that I know better! So, let's start here...
6/2017 - $630K; ~$180K in home equity, ~$10K in cash, remainder in investments
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Jumping In – here we go!
6/25/2017 – $410,407 invested + $243,090 house equity = $653,497
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Q2 2016:
LNW: 528k
TNW: 720k
Q3 2016:
LNW: 652k
TNW: 845k
YE 2016:
LNW: 685k
TNW: 893k
Q1 2017:
LNW: 800k
TNW: 1001k
Q2 2017:
LNW: 845k
TNW: 1060k
getting closeeeee
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March 28: $667k (liquid), 1.208M (total NW)
April 28: $704k (liquid), 1.193M (total NW)
May 25: $716k (liquid), 1.244M (total NW)
June 27: $734k (liquid), 1.284M (total NW)
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June 2017: 737k ... slow growth this month, but better than no growth.
May 2017: 732k
April 2017: 720k
March 2017: 711k
Feb 2017: 703k
Jan 2017: 680k
Dec 2016: 650k
Dec 2015: 487k
Dec 2014: 412k
Dec 2013: 350k
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July 1, 2017 = $508k
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Glad to be chipping away in this category with you fine folks!
Net Worth Benchmarks
4/3/14 $430k (start tracking, thx MMM)
9/19/14 $500k
11/6/14 $550k
5/9/15 $600k
4/13/16 $650k
9/7/16 $700k
5/6/17 $750k
7/1/17 $770k (today; only $35k is house related, rest are retirement/savings/investment accts)
Prior to hitting my $1M net worth goal, I'm aiming for my $1M assets goal. Currently at $942K.
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Updating --
Invested/Total
5/1/17 -- $631k $943k
6/1/17 -- $647k $969k
7/1/17 -- $655k $978k
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3/2017 - 515,000
4/2017 - 524,000
5/2017 - 537,500
6/2017 - 560,500 : sold a car and other things; getting ready for FIRE
7/2017 - 578,337 : updated pension amount for OMM (one-more month)
All numbers are investments; no house at the moment.
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I'm happy to move over to this "race"! Just crossed over $500K this quarter.
Here's my progress thus far:
1/1/2015 - $319,018
3/31/2015 - $358,647
6/30/2015 - $350,887
9/30/2015 - $329,044
12/31/2015 - $340,246
3/31/2016 - $390,030
6/30/2016 - $408.983
9/1/2016 - $447,834
12/31/2016 - $459,043
3/31/2017 - $509,618
Our goal to retire on is $1,000,000 but will need to get to about $1,200,000 first because we want to be done with the mortgage before we call it quits. Pretty sure we will not be able to keep up the pace as kid's college will be chewing into things for the next 10 years or so, but always good to measure. Glad to be here!
6/30/2017 - $520,691
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Including the equity in our home we are at $921K. So close to $1M. As we are expecting our 2nd child in October it may take a little longer to hit the $1M mark.
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10/30/2016 500k
6/30/2017 600k
12.5k a month. i'm good with that...
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Hey all, just graduated from the 0.25M to 0.5M thread.
Happy to be on board.
1/15: 88k
2/15: 96k
3/15: 100k
4/15: 115k
5/15: 125k
6/15: 135k
7/15: 144k
8/15: 161k
9/15: 172k
10/15: 186k
11/15: 181k
12/15: 203k
1/16: 297k
2/16: 314k
3/16: 329k
4/16: 344k
5/16: 344k
6/16: 344k
7/16: 345k
8/16: 357k
9/16: 366k
10/16: 380k
11/16: 395k
12/16: 397k
01/17: 320k
02/17: 327k
03/17: 423k
06/17: 525k
Leverage plays with real estate a la wealthy accountant, mmm, and kiyosaki seem to be the way to go.
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3/1- $846,602 in investments, cash and HSA
6/30- $899,143 in investments, cash and HSA (I am not including our emergency fund, kids 529s or home equity)
That's great improvement in a few months time!
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Invest / total
6/24/16 - 362k / 500k NW
12/1/16 - 404k / 550k NW
1/1/17 - 450k / 600k NW
2/1/17 - 462k / 607k NW
5/1/17 - 514k / 666k NW
6/1/17 - 526k / 673k NW
7/1/17 - 542k / 691k NW
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I'm sitting in the low $900's right now (including house equity). Took a visit over to the $1 million to $2 million board for inspiration, but actually I think the incredible upward trajectories here are pretty dang inspiring.
Stay strong, guys!
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I'm sitting in the low $900's right now (including house equity). Took a visit over to the $1 million to $2 million board for inspiration, but actually I think the incredible upward trajectories here are pretty dang inspiring.
Stay strong, guys!
We can't wait for you to come aboard! You're so close!
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I'm sitting in the low $900's right now (including house equity). Took a visit over to the $1 million to $2 million board for inspiration, but actually I think the incredible upward trajectories here are pretty dang inspiring.
Stay strong, guys!
I'm right there with you TallTexan. Debating whether to hop over to the next thread when total NW crosses over $1M, or hang around here until liquid investments alone cross over. I love this thread!
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Date Net Worth
06/19/2016 $480,510
07/09/2016 $490,393
08/06/2016 $494,437
09/05/2016 $498,539
10/05/2016 $503,766
11/04/2016 $501,749
12/05/2016 $512,731
01/05/2017 $518,988
02/04/2017 $527,725
03/04/2017 $542,234
04/04/2017 $555,085
05/03/2017 $567,217
06/03/2017 $580,823
07/02/2017 $582,137
Roughly about $200K is house equity. Rest is in investments and cash.
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Updated to include June 2017:
Jan 2017: $444,411
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
May 2017: $509,180 (+$12,570)
Jun 2017: $522,280 (+$13,100)
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was just reminded that I haven't counted a thing called a "Pension" that my employer has for me. They claim its cash value is about $15,000, so I'm that much closer to the goal!
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Estimates of NW over the years with more concrete values currently
2011: $40k Real estate sucked (I'm a realtor and own rentals), income was low and equity was non existent. Tough times!
2012: $55k
2013: $75k
2014: $160k Being a realtor and also having a large portion of NW in real estate helped income and value go up drastically. (income $155k) plus asset appreciation
2015: $295k (income $210k) plus asset appreciation
2016: $505k (income $242k) plus asset appreciation
Started using Mint for tracking in 2017
2017: March $515
April $500 spent money... :(
May $521
June $573
July $588
Onward and upward. Only discovered MMM this year. Good luck to all!
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Checked our finances today and we broke 900k in invested assets! Damn, that feels good. It makes $1m seem right around the corner...this is so freaking exciting. Trying to take with a grain of salt given markets could tank, but still. :)
I hit $900,000 today in investments as well. Feels like a momentous occasion. And yes markets feel like a towering Jenga game, but let's enjoy it anyway. ; )
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Checked our finances today and we broke 900k in invested assets! Damn, that feels good. It makes $1m seem right around the corner...this is so freaking exciting. Trying to take with a grain of salt given markets could tank, but still. :)
I hit $900,000 today in investments as well. Feels like a momentous occasion. And yes markets feel like a towering Jenga game, but let's enjoy it anyway. ; )
CONGRATS! we're not far behind you at 840k, can't wait to get there
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I am joining. I am now around 510K in cash and normal investments with a disclaimer. I am not counting equity in my house. Also, Even though i probably should, i am not counting my tiny equity in a local business because its illiquid and probably wont sell anytime soon. I am not counting the valuation of my small oil and gas royalties I get since i don't know what that would be and I don't plan to sell them.
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I haven't updated in quite a while and I hit my interim milestone of having $1M in assets. I hit that consistently in March. My next goal is to hit it in NW and then to hit it in investments only. Hoping everyone is moving along nicely towards their goals too.
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March 28: $667k (liquid), 1.208M (total NW)
April 28: $704k (liquid), 1.193M (total NW)
May 25: $716k (liquid), 1.244M (total NW)
June 27: $734k (liquid), 1.284M (total NW)
July 24: $752k (liquid), 1.287M (total NW)
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so I learned about some random "pension" thingy that my employer maintains for me with another $20,000 in it. This covers about 1/3 of the remaining distance for me, but I'm starting to ask myself questions like: "Who do I tell when I get to $1 million?"
I don't want to brag, or make myself a target.
I also don't want to make my wife feel like she can just spend massive amounts of money.
I'm glad I have you guys!
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We are currently at 488K. I should be able to join the race in 2-3 months.
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End of 2007: $71,000
End of 2008: $87,600
End of 2009: $202,000
End of 2010: $257,000
2011: $298,000
2012: $364,000
2013: $371,000
2014: $615,000 (This looks like a big jump from 2013 because I started counting in my calculations an investment account which hadn't been counted in prior years)
2015: $644,000
2016: $740,000
Mid year update puts me at $813,000, not including equity in primary residence or rental property. The kind of returns in the current market keep making me think maybe we could actually retire early. I keep waiting for the other shoe to drop (when I will stay the course and be glad to buy equities on sale :-) ).
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We're in this race on the way to our $1.5M goal! Below are investment accounts only (brokerage, IRAs, 401Ks) as we don't have a house and want what cash we have to be over and above our goal.
Feb-2016: $506K
Jun-2016: $554K
Dec-2016: $613K
Jun-2017: $706K
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July 1, 2017 = $508k
Aug. 1, 2017 = $518k
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July 2017 - $759k Net worth - (Although includes house value with Zillow estimate)
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I'm very glad to say I'm joining this thread. Look forward to the challenge. Great to join recent grads ClarkFan, YellowCat, OurTown, and BBub.
July-17 $496,327.00
Aug-17 $508,958.72 (+12,631)
I use Housing Equity in my NW calculation, and I'll be posting quarterly to keep my sanity.
It took 19 months to complete the last thread, with average gains of about $13,200 per month. My geektastic spreadsheet projections suggest I can finish this next race in 36 months. I guess we will have to see about that.
JGS
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Welcome aboard OurTown, Jersey Mark, and JustGettingStarted!
My update:
Invested/Total NW
5/1/17 -- $631k $943k
6/1/17 -- $647k $969k
7/1/17 -- $655k $978k
8/1/17 -- $665k $992k
I include house equity (using Zillow estimate) but not emergency fund or 529 savings in total NW. Getting close!
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My NW is at $662K. Not sure I will ever hit $1M, but it's nice to think about! I'm aiming for $800K when I retire in June 2018.
Now up to $709,418. :)
I'm now at $745,282. Onward and upward.
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3/1- $846,602 in investments, cash and HSA
6/30- $899,143 in investments, cash and HSA (I am not including our emergency fund, kids 529s or home equity)
That's great improvement in a few months time!
7/31- $919,061 investments, cash and HSA
BUT- I know I said I wasn't including home equity as we are not planning to sell to FIRE, but if I DO include it for fun we are conservatively at a NW of $1,003,171!!!
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CONGRATS, BC!!! :D
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Congrats on the double commas BeanCounter!
Good bump this month, ended July at 751k. Which means I'm over my FI number, woo! Not planning to RE quite yet though.
June 2017: 737k
May 2017: 732k
April 2017: 720k
March 2017: 711k
Feb 2017: 703k
Jan 2017: 680k
Dec 2016: 650k
Dec 2015: 487k
Dec 2014: 412k
Dec 2013: 350k
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Thanks guys. It's getting sort of surreal. We'll likely hit $1M in investment assets sometime this school year. Which isn't enough for us to truly FIRE on with a family of four and healthcare being what it is, but it opens up a lot of other possibilities. Our youngest will start kindergarten fall of 2018 so we won't have ridiculous day care costs. I could actually start freelancing, contract work, or just working part time to cover tuition and travel. And then in a few more years DH could follow. It's just crazy to think that. And we're not even really mustachian. Or particularly high earners. Just two Midwesterners who have avoided lifestyle inflation and used a budget.
To quote someone else on the forum, "this shit works".
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3/2017 - 515,000
4/2017 - 524,000
5/2017 - 537,500
6/2017 - 560,500 : sold a car and other things; getting ready for FIRE
7/2017 - 578,337 : updated pension amount for OMM (one-more month)
8/2017 - 598,569 : updated pension amount for 2 more weeks
All numbers are investments; no house at the moment.
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Way to go BeanCounter! And sw1tch, congrats on your soon-to-be-FIRE status and pension security! What are your FIRE plans?
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Currently at $497k, so scoping out the next group to join. Barring something absurd happening see you guys next month!
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Way to go BeanCounter! And sw1tch, congrats on your soon-to-be-FIRE status and pension security! What are your FIRE plans?
Everything is very crazy actually. After FIRE, we have a short trip planned to Maui then going to move away from here to Dallas, TX and get settled. So many more plans coming up with many huge changes coming. I think I need to start a journal on the forums.
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You should totally start a journal, Maui sounds like an awesome FIREmoon :) I hear there's an active MMM group in Dallas too. Exciting times!
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Joining this group at ~$567k invested as of 7/31/2017.
This doesn't include cash/emergency fund, home equity, or the present value of my vested, but frozen, pension at work.
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6/25/2017 – $410,407 invested + $243,090 house equity = $653,497
7/25/2017 - $416,852 invested + $213,063 home equity = $629,915 – not sure why Zillow said my home value went down? Oh well, we aren’t selling it this month anyway :)
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Jan 2017: $444,411
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
May 2017: $509,180 (+$12,570)
Jun 2017: $522,280 (+$13,100)
Jul 2017: $539,829 ($17,549)
Another wild month! we've significantly surpassed our goal of 400k NW by Brown Bear's 30th birthday later this month!
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Dude! The rate of NW gains on this thread is incredible.
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On the home equity question, I do include it b/c the paid-for house will be part of my FIRE calculation. I use the "Zestimate" but I don't track the fmv monthly because the volatility of Zillow fucks up my trend line. I will adjust the fmv from Zestimate about once a year; that should capture any significant changes in fmv. I do track the home equity monthly so payments on principal do show up in the new worth trend line. FWIW I am in year four of a fifteen year mortgage, I am not paying down early until after I reach my magic number in invested assets. Then the plan is to continue working one or two more years and pay off the remaining balance.
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Dude! The rate of NW gains on this thread is incredible.
I know! Yes, the market is way up, but it really is surreal how fast the 'stache can grow once it gets big. I haven't looked at the $1M - $2M thread, but there must be some really staggering gains there.
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Estimates of NW over the years with more concrete values currently
2011: $40k Real estate sucked (I'm a realtor and own rentals), income was low and equity was non existent. Tough times!
2012: $55k
2013: $75k
2014: $160k Being a realtor and also having a large portion of NW in real estate helped income and value go up drastically. (income $155k) plus asset appreciation
2015: $295k (income $210k) plus asset appreciation
2016: $505k (income $242k) plus asset appreciation
Started using Mint for tracking in 2017
2017: March $515
April $500 spent money... :(
May $521
June $573
July $588
Onward and upward. Only discovered MMM this year. Good luck to all!
Aug 2017: $605k
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We're in this race on the way to our $1.5M goal! Below are investment accounts only (brokerage, IRAs, 401Ks) as we don't have a house and want what cash we have to be over and above our goal.
Feb-2016: $506K
Jun-2016: $554K
Dec-2016: $613K
Jun-2017: $706K
Jul-2017: $722K (+$16K)
Only about $5K of that was what we (and our company matches) added to our accounts!
We really are starting to see our money make money for us!
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Officially joining this thread! As of August 1, we have about $200k in retirement, $200k (very conservative estimate, probably closer to $300k) in home equity, and $100k in other investments.
I can't wait for that next comma!
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Invest / total
6/24/16 - 362k / 500k NW
12/1/16 - 404k / 550k NW
1/1/17 - 450k / 600k NW
2/1/17 - 462k / 607k NW
5/1/17 - 514k / 666k NW
6/1/17 - 526k / 673k NW
7/1/17 - 542k / 691k NW
8/1/17 - 557k / 707k NW
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Joining, hooray!
This is just for me (not counting other half's wealth)
Numbers for end of month:
Month Year: Investments
June 2017: 504K
July 2017: 523K
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As of this morning I'm at $903,000. I can't believe it as it has been some time since I looked at everything. Hoping to hit the $1 million mark soon, as long as stocks continue to do well.
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Better late to the game than never!
At $834k liquid ($916k NW) as of the start of August. Stopped doing net worth posts on the blog a couple years ago but kind of miss the accountability and external motivation, so excited to check in here!
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Alright I'm in for the accountability.
Family of 4, avg cost of living area. Hope to retire or scale back in 3.5 years (or sooner).
I like the format where home equity is separate.
Liquid / Total
1/1/17 - 472k / 833k
2/1/17 - 474k / 843k
3/1/17 - 494k / 864k
4/1/17 - 508k / 875k
5/1/17 - 523k / 893k
6/1/17 - 547k / 915k
7/1/17 - 553k / 923k
8/1/17 - 571k / 933k
Sent from my Nexus 5X using Tapatalk
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Joining the club. Currently about 720k investible, 200k owed on mortgage, about 250k home equity. Not sure when/if I'll get to 1m; may semi-FIRE before then.
Updated numbers: 894k investible, 183k owed on mortgage, about 313k home equity. If the market were to stay flat, would probably hit 1m investible around 6 months from now.
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Alright I'm in for the accountability.
Family of 4, avg cost of living area. Hope to retire or scale back in 3.5 years (or sooner).
I like the format where home equity is separate.
Liquid / Total
1/1/17 - 472k / 833k
2/1/17 - 474k / 843k
3/1/17 - 494k / 864k
4/1/17 - 508k / 875k
5/1/17 - 523k / 893k
6/1/17 - 547k / 915k
7/1/17 - 553k / 923k
8/1/17 - 571k / 933k
Sent from my Nexus 5X using Tapatalk
Have you taken the time to calculate how much that much home equity has cost you ?
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Dude! The rate of NW gains on this thread is incredible.
I know! Yes, the market is way up, but it really is surreal how fast the 'stache can grow once it gets big. I haven't looked at the $1M - $2M thread, but there must be some really staggering gains there.
Our gains are so substantial we don't even communicate anymore. We bundle our money under our pillows and just nap. I don't even have a clue really. I'm gaining ground at better than $500 a day. 1.75M currently in most Index 500 and Total Stock Index. House and everything else is paid off. It's worth something. You don't worry about home equity so much on the next threads. I cheat and include the house to post in the 2M to 3M thread.
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Alright I'm in for the accountability.
Family of 4, avg cost of living area. Hope to retire or scale back in 3.5 years (or sooner).
I like the format where home equity is separate.
Liquid / Total
1/1/17 - 472k / 833k
2/1/17 - 474k / 843k
3/1/17 - 494k / 864k
4/1/17 - 508k / 875k
5/1/17 - 523k / 893k
6/1/17 - 547k / 915k
7/1/17 - 553k / 923k
8/1/17 - 571k / 933k
Sent from my Nexus 5X using Tapatalk
Have you taken the time to calculate how much that much home equity has cost you ?
In hindsight in this bull market it has cost me quite a bit IMO without crunching the exact numbers. However it has been paid off since Jan and I am holding the value steady in my networth calcs because I don't trust the automated estimation. Additionally it had been a big part of getting the wife on board with the mmm mindset, so not a total loss.
Sent from my Nexus 5X using Tapatalk
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Yay!
Quest complete! I think I've made it to 1,007,000. If I put up the value of my properties to fair market value I'm probably somewhere around $1,150,000 but I really don't believe the local hype on real estate.
Honestly though I don't feel much different which is a shame. Still too much in home and post retirement accounts. Not enough investments that I could actually use between now and 65.
Having said that I can upsize the goal to something larger now. That can only be a good thing.
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Yay!
Quest complete! I think I've made it to 1,007,000. If I put up the value of my properties to fair market value I'm probably somewhere around $1,150,000 but I really don't believe the local hype on real estate.
Honestly though I don't feel much different which is a shame. Still too much in home and post retirement accounts. Not enough investments that I could actually use between now and 65.
Having said that I can upsize the goal to something larger now. That can only be a good thing.
does australia not have ways to access this money early like we have in the states. you'd have to think there is some loop hole.
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Yay!
Quest complete! I think I've made it to 1,007,000. If I put up the value of my properties to fair market value I'm probably somewhere around $1,150,000 but I really don't believe the local hype on real estate.
Honestly though I don't feel much different which is a shame. Still too much in home and post retirement accounts. Not enough investments that I could actually use between now and 65.
Having said that I can upsize the goal to something larger now. That can only be a good thing.
does australia not have ways to access this money early like we have in the states. you'd have to think there is some loop hole.
Early access to super is tightly managed (for good reason). You can be granted early access if you can demonstrate hardship (illness, bank repossessing your house), but there are still penalties.
Also, I'm 99 per cent sure Marty doesn't want early access to super. If he was concerned about having too much money locked up in it, he wouldn't be salary sacrificing.
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Congrats marty!!! Here's to continued success, upping the non-retirement accounts, or whatever your goals might be :)
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Have you taken the time to calculate how much that much home equity has cost you ?
In hindsight in this bull market it has cost me quite a bit IMO without crunching the exact numbers. However it has been paid off since Jan and I am holding the value steady in my networth calcs because I don't trust the automated estimation. Additionally it had been a big part of getting the wife on board with the mmm mindset, so not a total loss.
Sent from my Nexus 5X using Tapatalk
My wife raised the issue of finances with me yesterday (I think we're currently about 5% shy of the goal on this thread). I'm still searching for ways to try to express the Mustachian values to her.
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March 28: $667k (liquid), 1.208M (total NW)
April 28: $704k (liquid), 1.193M (total NW)
May 25: $716k (liquid), 1.244M (total NW)
June 27: $734k (liquid), 1.284M (total NW)
July 24: $752k (liquid), 1.287M (total NW)
August 24: $753k (liquid), 1.303M (total NW)
husband's 401k has not done real well this past month. Mine has been mediocre. Property value is up, again.
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I'm suddenly wondering if I haven't already passed. There are a couple of little accounts (like a Health savings account) I haven't been tracking in my wealth accounting, but $15,000 here, $15,000 there, and pretty soon we're talking about serious $$$.
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Thought I would join in on the fun, and looked back through my spreadsheets to see when I became eligible for this group. My progress is not quite as impressive as some but on the bright side it still has me on track for my goal. I have not included home equity, college savings, or a few other accounts like emergency savings and HSA (only just started maxing this out to try and get to my goal quicker). These are just my tax-deferred accounts.
07/01/16 - 492k
08/01/16 - 518k
09/01/16 - 526k
10/01/16 - 523k
11/01/16 - 509k
12/01/16 - 531k
01/01/17 - 546k
02/01/17 - 560k
03/01/17 - 582k
04/01/17 - 594k
05/01/17 - 603k
06/01/17 - 617k
07/01/17 - 620k
08/01/17 - 633k
As I mentioned, I have been crunching numbers lately to try and expedite my FIRE goal and plan to begin stashing some more money in my taxable account or try to clean up some old tIRAs to do a backdoor Roth. The taxable account is another one I have not currently included above as it has a few stocks from before I became a steadfast indexer.
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July 1, 2017 = $508k
Aug. 1, 2017 = $518k
Sept. 1, 2017 = $523k
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Monthly update:
Invested/Total NW
5/1/17 -- $631k $943k
6/1/17 -- $647k $969k
7/1/17 -- $655k $978k
8/1/17 -- $665k $992k
9/1/17 -- $672k $999k
Boy howdy. :)
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3/2017 - 515,000
4/2017 - 524,000
5/2017 - 537,500
6/2017 - 560,500 : sold a car and other things; getting ready for FIRE
7/2017 - 578,337 : updated pension amount for OMM (one-more month)
8/2017 - 598,569 : updated pension amount for 2 more weeks
All numbers are investments; no house at the moment.
Monthly update:
9/2017 - 606,447
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Alright I'm in for the accountability.
Family of 4, avg cost of living area. Hope to retire or scale back in 3.5 years (or sooner).
I like the format where home equity is separate.
Liquid / Total
1/1/17 - 472k / 833k
2/1/17 - 474k / 843k
3/1/17 - 494k / 864k
4/1/17 - 508k / 875k
5/1/17 - 523k / 893k
6/1/17 - 547k / 915k
7/1/17 - 553k / 923k
8/1/17 - 571k / 933k
9/1/17 - 587k / 952k
Good month, holding steady but have some medical bills coming due that might hold down next month a little.
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Estimates of NW over the years with more concrete values currently
2011: $40k Real estate sucked (I'm a realtor and own rentals), income was low and equity was non existent. Tough times!
2012: $55k
2013: $75k
2014: $160k Being a realtor and also having a large portion of NW in real estate helped income and value go up drastically. (income $155k) plus asset appreciation
2015: $295k (income $210k) plus asset appreciation
2016: $505k (income $242k) plus asset appreciation
Started using Mint for tracking in 2017
2017: March $515
April $500 spent money... :(
May $521
June $573
July $588
Aug $605k
Sep $647k
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Check in time!
8/1/17: $834k liquid ($916k NW)
9/1/17: $841k liquid ($921k NW)
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Latest update:
07/01/17 620k
08/01/17 633k
09/01/17 640k
Planning to start regular contributions to my taxable account as well; trimming some fat from the budget and anything that we save there will be directed into our Vanguard account.
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Yay!
Quest complete! I think I've made it to 1,007,000. If I put up the value of my properties to fair market value I'm probably somewhere around $1,150,000 but I really don't believe the local hype on real estate.
Honestly though I don't feel much different which is a shame. Still too much in home and post retirement accounts. Not enough investments that I could actually use between now and 65.
Having said that I can upsize the goal to something larger now. That can only be a good thing.
does australia not have ways to access this money early like we have in the states. you'd have to think there is some loop hole.
Early access to super is tightly managed (for good reason). You can be granted early access if you can demonstrate hardship (illness, bank repossessing your house), but there are still penalties.
Also, I'm 99 per cent sure Marty doesn't want early access to super. If he was concerned about having too much money locked up in it, he wouldn't be salary sacrificing.
This is true - you can't access it early except for those factors listed, and even then it comes with severe and significant tax penalties.
No loopholes. In exchange for the lockup you get massive tax concessions. That's how it works.
My actual usable net investments are about $300k right now, but it's mostly tied up in Property which is high growth/low yield here. Will soon have to switch the balance in favour of high yielding shares if I want to make ER a reality.
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My NW is at $662K. Not sure I will ever hit $1M, but it's nice to think about! I'm aiming for $800K when I retire in June 2018.
Now up to $709,418. :)
I'm now at $745,282. Onward and upward.
12/27/17: $662,000
4/28/17: $709,418
7/31/17: $745,282
9/2/17: $758,290
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Monthly update:
Invested/Total NW
5/1/17 -- $631k $943k
6/1/17 -- $647k $969k
7/1/17 -- $655k $978k
8/1/17 -- $665k $992k
9/1/17 -- $672k $999k
Boy howdy. :)
So near...just another $1k...
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Ended August at 752k... a mere +1k, lowest gain I've had for a while. But hey, a gain is a gain! I think it was a little off because of the timing of some work reimbursements, and I already seem to be up +8k in September so far, so hopefully it'll all balance out.
July 2017: 751k
June 2017: 737k
May 2017: 732k
April 2017: 720k
March 2017: 711k
Feb 2017: 703k
Jan 2017: 680k
Dec 2016: 650k
Dec 2015: 487k
Dec 2014: 412k
Dec 2013: 350k
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Currently I'm at about 700K in liquid assets, plus or minus a few thousand depending on the markets. My master spreadsheet says I should join the double comma club sometime in 2018. Hope to see you all there!
It's been a while since I checked in, but I'm happy to say I'm ahead of schedule! About $949K at the end of last month.
It's definitely the bull market I have to credit for this, as monthly investing gains are starting to outpace my contributions. If it keeps going at this pace, I'll hit my $1M goal before the end of the year, not 2018 as I originally guessed.
Well, I've officially graduated this thread. I did my month-end account statements, and the total of all my investments sits at $1,000,297.32.
I know this is just a number, and if the market dips even a little, I'll be back below seven figures. But even if it's symbolic, it feels good. If I can do this, you can too. Keep on 'stashing, friends!
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Well, I've officially graduated this thread. I did my month-end account statements, and the total of all my investments sits at $1,000,297.32.
I know this is just a number, and if the market dips even a little, I'll be back below seven figures. But even if it's symbolic, it feels good. If I can do this, you can too. Keep on 'stashing, friends!
That's awesome, congrats on reaching that next milestone!
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Congratulations, FireLane!!
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Great job FireLane! Must be an awesome feeling :) Are you planning to mark the occasion somehow?
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Great job FireLane! Must be an awesome feeling :) Are you planning to mark the occasion somehow?
Thanks! Nothing huge, but the wife and I did open a nice bottle of wine we'd been saving for a while. :)
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Hey hey party people, glad to be joining the group for real this month! Today's NW is $538k.
We've been helped along in our journey by the real estate market in our neighborhood going bonkers but we've made pretty decent progress on our own merits too: by my count we're up $200k from September 2016, only half of which is quasi-pretend house money. I expect it to be a somewhat longer slog to a million (current goal is 2022), but I've been surprised thus far by the rate of our progress so who knows?
Kudos to everyone for their inspiring progress!
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I'll join this thread as well!
Here's my last 6 months:
8/2017 - $810k
7/2017 - $742k
6/2017 - $737k
5/2017 - $715k
4/2017 - $701k
3/2017 - $682k
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Jan 2017: $444,411
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
May 2017: $509,180 (+$12,570)
Jun 2017: $522,280 (+$13,100)
Jul 2017: $539,829 ($17,549)
Aug 2017: $547,156 (+$7,327)
We're already over $100k increase in NW so far this year...I don't expect that trend to last indefinitely but boy it's fun to watch! It's also hard to believe that an increase of "just" $7k in a given month feels very small at this point.
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i was listening to Paul Merriman's investing podcast, and he talked about looking at your statement, and imagining it was 50% of that number...I cannot say I recommend doing this.
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If there is a crash maybe we should all stay logged off from our accounts until it recovers.
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i was listening to Paul Merriman's investing podcast, and he talked about looking at your statement, and imagining it was 50% of that number...I cannot say I recommend doing this.
That's exactly why you should look at it.
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New to the thread here. Just joined the forums a couple weeks ago and look forward to the encouragement.
I see that some take the view of excluding home equity for the context of one's 'stache. I think that's a good way to look at things, since the vaunted 4% SFR would exclude that in most people's view. Obviously a true statement of NW would include that equity number.
I've been watching the slow approach of the 1M stache number for a few years now. I include one of my pensions, as it is a 'cash value' pension for which I can see quarterly statements and would be immediately rolled into an IRA whenever I cut the cord and 'RE' (currently scheduled for 2022).
Here's how I've progressed
year 'stache NW (with home equity)
2014 - 598K / 671K
2015 - 668K / 765K
2016 - 714K / 825K
2017 - 792K / 931K
so close. And yet so far. I realize it's basically a meaningless number, but there's something motivating about having 'A MILLION DOLLARS'. They say the first one is the hardest, so I figure numbers 2 and 3 should arrive in mere months after I ring the bell on the first mil : )
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Welcome aboard Tempus Fugit!
One fun thing about this thread is that you get to celebrate multiple $1M crossings, depending on what you are including in your total NW. Earlier this year I was including our kids' college savings account and our emergency fund, and was truly shocked when that total NW crossed over 1M. Then I trimmed those out of my tracking and am now counting only liquid investments and the house. Very soon (like -- this week, haha) that NW will cross over. After that I'll stick around this thread and watch just the liquid investments grow. Big celebration on tap when the liquid investments alone cross over $1M, if we ever get there. (We are FIREing in 2019).
Good luck on your journey!
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This is just for me (not counting other half's wealth)
Numbers for end of month:
Month Year: Investments
June 2017: 504K
July 2017: 523K
Decided to add in home equity and give net worth as second number:
Aug 2017: 533K / 666K
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There are so many race threads, but this is the one I (we) currently belong in (for a little bit anyway).
I was at $200K net work when I started tracking in 01/10. Hit $500K in 10/13 (two kids and two unpaid maternity leaves, one cross-country move during this time).
Reached $900K in 08/17 (seems like it took a while but we remodeled a home, welcomed kiddo #3, took an extended 6 month unpaid mat leave, bought a car with cash).
Hoping to reach $1M in 03/18. If that holds true, then it will have taken 13 years after graduation from college to reach the first $1M. Not a race really, just a slow steady climb.
Net worth includes all investments, kids college funds and limited home equity. I use purchase price as value though it has gone up $50K in value since we bought. The reason I use purchase price is that if we are relocated, the only purchase price we are guaranteed is the amount we paid. So every time we move, we see a nice jump in net worth as the equity is realized in my calculations. I also don't include the value of our pensions because while fairly safe, it feels like counting eggs before they hatch.
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Hello! I just finished the race to $500k (and created a new account) and now have my sights set on $1000k! Spouse and I are a two-income household, no kids, and higher income. Together we will gross about $230k this year. Expecting ~$265k next year. But spending is also high, at roughly $90k. We saved $100k last year, are on track for about the same this year, and are looking to boost that to $140k in 2018. If this continues, my most optimistic prediction is that we’ll hit one million in about 36 months.
I have some other other mini-goals (spouse is mostly hands off when it comes to our money). I want to start putting money in a taxable investment account. Currently, all of our investments are tax sheltered since we can put just under $100k/year into IRAs, 401ks, etc (the tax code sure is nutty). We've maxed this space in favor of taxable investments. I also want to avoid getting fired next year. I think I could potentially find a lower stress, higher paying job if I did, but I like my employer, my city, and my house, so I’d like to stay for another 3 to 4 years. Last, we have $12,000 in student loans I’d like to knock out. Sounds crazy, I know, but my in-laws consider it their debt. We only recently started paying anything toward it, and I’m feeling like we should up our payments to be rid of it by end of next year.
Most of our growth (or losses) as we push toward $1000k will be new investments and compounding. We have a house that’s had some decent appreciation (according to Zillow), but I like to be conservative and assume 1% appreciation annually. Anyway, even if Zillow is right, the extra equity would just cover the transaction costs, so it seems kinda moot to me.
Anyway, the data:
Sept 17: $500k
Feb 16: $246k
Jan 14: $180k
Earlier: No records
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I'm in the middle here, currently at $712K NW and hoping to hit $1M before August 2019, when I turn 40:
2016 Ending NW $712K
End of year goals for-
2017: $815K
2018: $945K
2019: $1,075K
Quarterly-ish update: $775K as of 4/28/2017, making the year end goal very much in sight...
Another update. This year is looking so nice that a million might be possible before the end of 2018! At 8/31 we are at $824K, and I've revised our year end goal to $850K, which seems doable. We are getting so close to $1M, and I know it seems like it's been a long journey, but it was just 3 years ago, 2014, when we were hovering at the half million mark. To be nearly doubling it in about 4 years sounds a little crazy. Btw, I don't think I mentioned this before, but there's no home equity in our #s as we are renters.
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Hey everyone! Joining the race with everyone else:
Time - Inv/NW
Sept. 2017 - 513K/713K
We're gonna take some bumps pretty soon, with a new home purchase looming, and we're not as close to FIRE as we would like, given that nearly all of our Investments are in retirement accounts, but we're trekking along. :)
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Long time MMM reader, first time poster! Felt inspired to start making frugality a priority, since this corporate rat race is getting me down. Heavily weighted to home equity because of where I live.
Sept 2017 - $112K(INV), $560K(NW)
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Welcome robrow! We're in HCOL too (I assume that's your situation) so I feel your pain :-)
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We can finally join you! We just reached 500k liquid investments / 625k overall net worth [+77k college funds]
End of 2012: 170k / 200k *(re)married
End of 2013: 295k / 342k
End of 2014: 338k / 388k
End of 2015: 366k / 428k *June - husband quit work to go back to college full-time
End of 2016: 432k / 545k
Sep 2017: 500k / 625k
Our goal had been to reach 500k by Aug 2018. We seem to be ahead of schedule :)
The next goal has been 1M by Aug 2023. My husband graduates in May; our schedule will depend a lot on what type of job he lands.
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Recent market gains seem to have a lot of people ahead of schedule. I try to squint at my statements and not check them as often so I don't impulsively sell because everyone around me thinks it's going down.
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3/28/17: $667k (liquid), 1.208M (total NW)
4/28/17: $704k (liquid), 1.193M (total NW)
5/25/17: $716k (liquid), 1.244M (total NW)
6/27/17: $734k (liquid), 1.284M (total NW)
7/24/17: $752k (liquid), 1.287M (total NW)
8/24/17: $753k (liquid), 1.303M (total NW)
9/28/17: $783k (liquid), 1.384M (total NW)
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Updating
April 2016: $500k -----> saved $54.8k (~75% of income), 90/10 allocation
April 2017: $651k
Gain of $23k this past month alone. These insane market returns cannot continue.
Checking in again at $711k. I keep waiting for the crash.
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Q2 2016:
LNW: 528k
TNW: 720k
Q3 2016:
LNW: 652k
TNW: 845k
YE 2016:
LNW: 685k
TNW: 893k
Q1 2017:
LNW: 800k
TNW: 1001k
Q2 2017:
LNW: 845k
TNW: 1060k
Q3 2017:
LNW: 921k
TNW: 1142k
Our stretch goal at the beginning of our journey was 1MM liquid by YE 2017 - still possible, but looks like early Q1 2018 is more likely. Either way should be a short-timer now!
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July 1, 2017 = $508k
Aug. 1, 2017 = $518k
Sept. 1, 2017 = $523k
Oct. 1, 2017 = $543k
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Monthly check in! Very good month -- we crossed over. :)
Invested/Total NW
5/1/17 -- $631k $943k
6/1/17 -- $647k $969k
7/1/17 -- $655k $978k
8/1/17 -- $665k $992k
9/1/17 -- $672k $999k
10/1/17 -- $684k $1,015k :)
We have a lot of our total NW tied up in our house (HCOL + paying off house early. Don't punch me -- it's a conscious FIRE strategy).
Anyway -- I guess we graduate on the total NW (yay!) but will still stick around this thread counting only the liquid investments to watch them grow. The next thread ($1-2M) feels pretty intimidating. I'd like to have $1M invested before I join those folks.
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Our first month pushing toward $1MM and it turned out pretty decent! It was our largest increase this year, outside the two months where I receive my bonus.
I was offered another small teaching job (scheduled for Jan) that will pay $10k for 3 hours of classroom time (+ a day of prep). These little jobs are adding up quickly and, coupled with my spouse's recent raise, should really boost next year's gross income. A lot of that will go to the house and her student loans, but I have to admit that I'm eyeing some little luxuries too. So long as we increase our SR to 60% or so (from low 50s currently), I'll be happy.
End of Month Totals
Sep17: $507k
Aug17: $488k
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Trifele - congrats on your second comma, that's awesome! Glad you're sticking around here for a while :)
This month was much better for me than last. Ending September at 776k! Cool to think I might see 800k before the end of the year. Another fun yet meaningless milestone... :-)
August 2017: 752k
July 2017: 751k
June 2017: 737k
May 2017: 732k
April 2017: 720k
March 2017: 711k
Feb 2017: 703k
Jan 2017: 680k
Dec 2016: 650k
Dec 2015: 487k
Dec 2014: 412k
Dec 2013: 350k
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Net Worth Benchmarks
4/3/14 $430k (start tracking, thx MMM)
9/19/14 $500k
11/6/14 $550k
5/9/15 $600k
4/13/16 $650k
9/7/16 $700k
5/6/17 $750k
9/9/17 $800k
10/1/17 $810k (today; only $35k is house related, rest are retirement/savings/investment accts)
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Check in time. :)
8/1/17: $834k liquid ($916k NW)
9/1/17: $841k liquid ($921k NW)
10/1/17: $857k liquid ($941k NW)
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Latest update on tax-advantaged accounts:
07/01/17 620k
08/01/17 633k
09/01/17 640k
10/01/17 660k
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Happy racing, everyone!
Numbers for end of month:
Month Year: Investments
June 2017: 504K
July 2017: 523K
Decided to add in home equity and give net worth as second number:
Aug 2017: 533K / 666K
Sept 2017: 539K / 679K
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Jan 2017: $444,411
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
May 2017: $509,180 (+$12,570)
Jun 2017: $522,280 (+$13,100)
Jul 2017: $539,829 ($17,549)
Aug 2017: $547,156 (+$7,327)
Sept 2017: $568,755 (+$21,599)
Despite having just had what feels like a very high spend September (~$5150, ~$1700 of which is for international flights to visit family in February) we somehow managed to gain $21k+ again this month. Not quite sure how it happened, but I'll take it...
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End of September update
Sep 2017 - 792K / 931K
Oct 2017 - 802K / 941K
This increase is mostly due to market appreciation. Next month my savings numbers won't be great, on account of the CC bill which includes a $1K car repair and $400 vet bill. But that's the way it goes.
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Alright, I'm gonna move my tracking over here since we hit 500K NW (including home equity) last month.
Cash & invested / including home equity:
Dec 15: $162k / $257k
Dec 16: $276k / $403k
Aug 17: $373k / $516k
Sep 17: $380k / $523k
A little background: We just had a baby in May. This year has been a bit slower due to that (medical bills and wife's three months of unpaid leave) and some home improvements that needed to be done that we finally did with the baby here. Wife has decided she is going part-time starting in November, so income going forward will be lower, so we're also cutting some expenses. It'll be interesting to see how our growth is impacted by all the recent changes.
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Jan-16 $257,514.77 (+49,787)
April-16 $277,918.06 (+20,403)
July-16 $306,073.47 (+28,155)
Oct -16 $357,689.04 (+53,415)
Jan -17 $405,710.23 (+48,021)
April -17 $446,004.04 (+39,424)
July-17 $496,327.00 (+50,322)
Oct-17 $535,958.74 (+39,631)
With some bonuses coming my way, outside chance of hitting 600K by January 1st. Very much an outside chance as it would beat my previous quarterly record by 15K haha
JGS
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I'm happy to move over to this "race"! Just crossed over $500K this quarter.
Here's my progress thus far:
1/1/2015 - $319,018
3/31/2015 - $358,647
6/30/2015 - $350,887
9/30/2015 - $329,044
12/31/2015 - $340,246
3/31/2016 - $390,030
6/30/2016 - $408.983
9/1/2016 - $447,834
12/31/2016 - $459,043
3/31/2017 - $509,618
6/30/2017 - $520,691
Our goal to retire on is $1,000,000 but will need to get to about $1,200,000 first because we want to be done with the mortgage before we call it quits. Pretty sure we will not be able to keep up the pace as kid's college will be chewing into things for the next 10 years or so, but always good to measure. Glad to be here!
9/30/17 - $553,269
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Jan-16 $257,514.77 (+49,787)
April-16 $277,918.06 (+20,403)
July-16 $306,073.47 (+28,155)
Oct -16 $357,689.04 (+53,415)
Jan -17 $405,710.23 (+48,021)
April -17 $446,004.04 (+39,424)
July-17 $496,327.00 (+50,322)
Oct-17 $535,958.74 (+39,631)
With some bonuses coming my way, outside chance of hitting 600K by January 1st. Very much an outside chance as it would beat my previous quarterly record by 15K haha
JGS
That's some really impressive progress. You'll hit just about any goal quickly at that rate.
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Monthly update:
Oct 2017 - $546k
Sep 2017 - $538k
Aug 2017 - $497k
July 2017 - $483k
Jun 2017 - $479k
May 2017 - $454k
Apr 2017 - $448k
Mar 2017 - $435k
Feb 2017 - $433k
Jan 2017 - $410k
Oct 2016 - $370k
Sep 2016 - $330k
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Great to see a lot of positive energy here, guys! Mint actually stopped properly loading a couple of accounts, so I'm a little bit in the dark about my net worth until quarterly statements get mailed out on a few things. I could be within 3% of the double-comma club.
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$703k invested as of today, up from ~$550k 15 months ago. On track to have invested $60k by the end of the year. Just need it to double (plus inflation) and I'll be at my number. 7 more years..
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Things are moving along nicely for us, especially considering the fact that we've been spending a lot more on travel the last couple of years.
NW-$891,209 (Real Estate is booming in my area and I haven't updated my home value in a while, it's worth at least $60K more than what I have it at in MINT)
Investments/Cash/HSA-$762,182
I should be hitting the NW goal of $1M in no time.
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9/30/2017 $585K
7/31/2017 $567K
Joining this group at ~$567k invested as of 7/31/2017.
This doesn't include cash/emergency fund, home equity, or the present value of my vested, but frozen, pension at work.
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Liquid / Total
1/1/17 - 472k / 833k
2/1/17 - 474k / 843k
3/1/17 - 494k / 864k
4/1/17 - 508k / 875k
5/1/17 - 523k / 893k
6/1/17 - 547k / 915k
7/1/17 - 553k / 923k
8/1/17 - 571k / 933k
9/1/17 - 587k / 952k
Good month, holding steady but have some medical bills coming due that might hold down next month a little.
10/1/17 - 600k / 967k
Rough month at work. This is keeping me going.
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9/1/17 - 587k / 952k
Good month, holding steady but have some medical bills coming due that might hold down next month a little.
10/1/17 - 600k / 967k
Rough month at work. This is keeping me going.
Sorry things are rough at work, FSR. Do you have an RE goal? With your numbers, looks like you might be getting close? My numbers are similar to yours, and I am planning to pull the trigger 8/1/19.
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Crossed over $800k today. I was at $650k on 31 Dec 16. I have another $12k worth of contributions to make before New Years, but at the rate it's going I'm now at the point where my stash is growing at a faster rate than I'm contributing to it (I actually hit that point a couple months ago).
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There are so many race threads, but this is the one I (we) currently belong in (for a little bit anyway).
I was at $200K net work when I started tracking in 01/10. Hit $500K in 10/13 (two kids and two unpaid maternity leaves, one cross-country move during this time).
Reached $900K in 08/17 (seems like it took a while but we remodeled a home, welcomed kiddo #3, took an extended 6 month unpaid mat leave, bought a car with cash).
Hoping to reach $1M in 03/18. If that holds true, then it will have taken 13 years after graduation from college to reach the first $1M. Not a race really, just a slow steady climb.
Net worth includes all investments, kids college funds and limited home equity. I use purchase price as value though it has gone up $50K in value since we bought. The reason I use purchase price is that if we are relocated, the only purchase price we are guaranteed is the amount we paid. So every time we move, we see a nice jump in net worth as the equity is realized in my calculations. I also don't include the value of our pensions because while fairly safe, it feels like counting eggs before they hatch.
01/2010 $200K
10/2013 $500K
08/2017 $900K
10/2017 $945K What a stock market jump this month! At this rate, we could hit the magic number before 2018, but I'm betting it is 02/2018.
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I am joining this thread. Household net worth, USD.
$0-100k took 17 months.
$100k-250k took 23 months.
$250k-500k took 21 months.
I suspect the next half million will take three to four years. A lot will depend on market performance, one way or the other.
10/1/2017 - 502k
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9/1/17 - 587k / 952k
Good month, holding steady but have some medical bills coming due that might hold down next month a little.
10/1/17 - 600k / 967k
Rough month at work. This is keeping me going.
Sorry things are rough at work, FSR. Do you have an RE goal? With your numbers, looks like you might be getting close? My numbers are similar to yours, and I am planning to pull the trigger 8/1/19.
Hey thanks, another 12+ hr day to round out the week. Hopefully this phase soon.
Goals are 1m for family of 4 but have to get expenses down another 5k. Also depends on healthcare as I live in a market with only one marketplace provider atm. Right now I've got Feb 2021 penciled in as my target date but I might go part time sooner.
Sent from my Nexus 5X using Tapatalk
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Hello! I'm joining to keep myself motivated. I've learned from this forum that what you focus on flourishes! I didn't begin tracking my net worth until 2015 and I'm just amazed at what a great tool it is for keeping me focused on my goals.
Invested/Total NW
End of 2015 $513k $752k
End of 2016 $574k $820k
Invested/Total NW
10/1/17 -- $670k $921k
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I updated some account settings on Mint, and...
We are at $1 million total. It depends on an optimistic appraisal of our home, together with some valuations for hard-to-sell items (like my grandmother's electronic organ). I haven't shared the news with my wife, yet, which is unfortunate, as much of the credit is hers. We're settling up with in-laws on a large purchase, and I want to motivate her to negotiate that correctly. But I wanted to celebrate with you badass folks.
I'll still be on here a while longer, but I think I want to divert investment gains toward paying down some debt over the next few months now that we're in the two-comma club.
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Applause.
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Well done, talltexan!
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Estimates of NW over the years with more concrete values currently
2011: $40k Real estate sucked (I'm a realtor and own rentals), income was low and equity was non existent. Tough times!
2012: $55k
2013: $75k
2014: $160k Being a realtor and also having a large portion of NW in real estate helped income and value go up drastically. (income $155k) plus asset appreciation
2015: $295k (income $210k) plus asset appreciation
2016: $505k (income $242k) plus asset appreciation
Started using Mint for tracking in 2017
2017: March $515
April $500 spent money... :(
May $521
June $573
July $588
Aug $605k
Sep $647k
Oct $650k
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$150K in six months is pretty dang impressive, good job!
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$150K in six months is pretty dang impressive, good job!
Thanks!
I wish that it was normal but my job is very seasonal. Most of my sales (realtor) are in the spring to early fall months and then winter I may tread water with income compared to expenses.
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I'm starting to close in on $1MM!
Milestones:
11/23/2012: $45,000.00
08/03/2013: $100,000.00
01/01/2016: $408,896.04
01/01/2017: $617,283.09
06/06/2017: $758,104.40
10/15/2017: $856,488.71
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I'm starting to close in on $1MM!
Milestones:
11/23/2012: $45,000.00
08/03/2013: $100,000.00
01/01/2016: $408,896.04
01/01/2017: $617,283.09
06/06/2017: $758,104.40
10/15/2017: $856,488.71
Some great progress there Herbet -when you think the two comma club will call?
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Some great progress there Herbet -when you think the two comma club will call?
Looks like I'm on track to hit $1MM sometime in the first half of next year!
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Going up! Trying not to obsess over when the market contraction will come.
Only tracking cash & investments. Not including home value.
Aug 2017: 519, 045.81
Sept. 1 2017: 526, 110.79
Oct 1 2017:531,034.52
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Well, we did it!!!! We surpassed $1m in investments. It's crazy how fast things grow once you have a big pile of money invested (markets going up definitely helped *a lot* too...). Thanks to everyone for the encouragement, and good luck in your races to $1m! I'm going to switch over to the race to $2m thread now but will pop in here every now and then to say hi. :)
As of October 2017:
Investments/cash: 1,001,000
Home equity: 430,000
Total: 1,431,000
Congrats! Save room for us in the next thread!
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1/15: 88k
2/15: 96k
3/15: 100k
4/15: 115k
5/15: 125k
6/15: 135k
7/15: 144k
8/15: 161k
9/15: 172k
10/15: 186k
11/15: 181k
12/15: 203k
1/16: 297k
2/16: 314k
3/16: 329k
4/16: 344k
5/16: 344k
6/16: 344k
7/16: 345k
8/16: 357k
9/16: 366k
10/16: 380k
11/16: 395k
12/16: 397k
01/17: 320k
02/17: 327k
03/17: 423k
06/17: 525k
09/17: 544k
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I've decided to jump into the 100-250 thread since so much of my NW is in home equity. Hope to see this thread again sooner rather than later. :D
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I finally hit 500K this month. I'm ready to join the race to 1 Million. I'm currently around 503K.
405K in rental house equity
100K in retirement accounts
30K cash
32K student loans (combined rate around 4.75%)
I'm currently doing a cash out refi on a rental property. I'm lowering my rate from 4.75% to 4.625% and pulling out 148K. I will be sitting on 178K cash in November.
My plan is to buy a fixer upper primary residence within the next 12 months . I'm hoping to buy a home that costs 400K to 425K that needs 50K of repair. The fixed appraisal should be around 550K to 600K. I'm hoping for 75K to 125K of sweat equity.
My current strategy for a value add is adding a legal income suite that rents for $1200-$1500/month. After living at the house for 2 years and documenting the rental income the buyer pool should increase people you can use 75% of the rental income to qualify. 75% of $1350/month is an extra $1012/month of income.
The typical buyer could afford a payment of $450/month more by counting this rental income, which is about $100,000 of buying power.
Income suites were deemed legal in 2015 by the county, but many illegal income suites still exist. The idea is to buy a house with an illegal income suite and make it legal.
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I finally hit 500K this month. I'm ready to join the race to 1 Million. I'm currently around 503K.
405K in rental house equity
100K in retirement accounts
30K cash
32K student loans (combined rate around 4.75%)
I'm currently doing a cash out refi on a rental property. I'm lowering my rate from 4.75% to 4.625% and pulling out 148K. I will be sitting on 178K cash in November.
My plan is to buy a fixer upper primary residence within the next 12 months . I'm hoping to buy a home that costs 400K to 425K that needs 50K of repair. The fixed appraisal should be around 550K to 600K. I'm hoping for 75K to 125K of sweat equity.
My current strategy for a value add is adding a legal income suite that rents for $1200-$1500/month. After living at the house for 2 years and documenting the rental income the buyer pool should increase people you can use 75% of the rental income to qualify. 75% of $1350/month is an extra $1012/month of income.
The typical buyer could afford a payment of $450/month more by counting this rental income, which is about $100,000 of buying power.
Income suites were deemed legal in 2015 by the county, but many illegal income suites still exist. The idea is to buy a house with an illegal income suite and make it legal.
Hey clarkfan, welcome to this race. I’m in a similar position, with some rental cash flow, and also see you in the alcohol spend thread.
Glhf
Sent from my iPhone using Tapatalk
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Today is the day! We hit 1 million Net Worth! I expect it to fluctuate, but boy did it feel good to screen shot this today!
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Congrats!
We're just jumping over from the race to 500k thread. Just checked our accounts today and are sitting at around $527K net worth.
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Congrats to those that hit their goals already, great job!
Hard to believe I was here updating just 3 weeks ago, boy this market has been crazy and my company stock is also going gangbusters.
I've updated the house value in Mint now so that gave me a nice jump too. I'm still being pretty conservative with the number though.
NW is now sitting at $935K
Investments/cash/HSA is now sitting at $772K
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I'm very jealous of those of you who've graduated from this thread recently - great work!!!
We had a good month, despite some issues. We sold $4.5k in stock to pay off the car loan and pay part of husband's fall tuition, and due to various family issues, I took 7 days unpaid leave from work in October (e.g., I gave up 25% of our monthly income).
We spent half a day yesterday refining our categorization in Mint ("Walmart" should not be a spending category...damn, we spent a lot of money there over the last two years and have no clue what it purchased). Next month, in the brief window when husband chooses to focus on money, we'll start looking into areas where we can cut our excessive spending.
Invested/Overall NW
End of 2012: 170k / 200k *(re)married
End of 2013: 295k / 342k
End of 2014: 338k / 388k
End of 2015: 366k / 428k *June - husband quit work to go back to college full-time
End of 2016: 432k / 545k
Sep 2017: 500k / 625k [+77k college funds]
Oct 2017: 512k / 640k [+79k college funds]
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July 1, 2017 = $508k
Aug. 1, 2017 = $518k
Sept. 1, 2017 = $523k
Oct. 1, 2017 = $543k
Nov. 1, 2017 = $550k
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3/28/17: $667k (stash), 1.208M (total NW)
4/28/17: $704k (stash), 1.193M (total NW)
5/25/17: $716k (stash), 1.244M (total NW)
6/27/17: $734k (stash), 1.284M (total NW)
7/24/17: $752k (stash), 1.287M (total NW)
8/24/17: $753k (stash), 1.303M (total NW)
9/28/17: $783k (stash), 1.384M (total NW)
10/31/17: $800k (stash), 1.411M (total NW)
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The October numbers are in:
INV / NW
Sep 2017 - 792K / 931K
Oct 2017 - 802K / 941K
Nov 2017- 818K / 957K
I'll take it. 2% monthly bump to the stash isn't bad. Maybe our future selves can look back on these good months for comfort when we hit the inevitable bad ones to come.
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Oct17: $526k
Sep17: $507k
Aug17: $488k
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Happy Halloween!
Numbers for end of month:
Month Year: Investments
June 2017: 504K
July 2017: 523K
Decided to add in home equity and give net worth as second number:
Aug 2017: 533K / 666K
Sep 2017: 539K / 679K
Oct 2017: 551K / 698K
And all of this is on autopilot . . . crazy.
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Invest / total
6/24/16 - 362k / 500k NW
12/1/16 - 404k / 550k NW
1/1/17 - 450k / 600k NW
2/1/17 - 462k / 607k NW
5/1/17 - 514k / 666k NW
6/1/17 - 526k / 673k NW
7/1/17 - 542k / 691k NW
8/1/17 - 557k / 707k NW
11/1/17 - 603k / 753k NW
3/4s of a millionaire. Hoping to hit 1MM total by end of 2018. Market will have to perform avg to get there
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Monthly check in
Invested
5/1/17 -- $631k
6/1/17 -- $647k
7/1/17 -- $655k
8/1/17 -- $665k
9/1/17 -- $672k
10/1/17 -- $684k
11/1/17 -- $702k
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congrats!!
-
Hello! Joining this thread on exactly Nov 1st, 2017
| 2015 DEC | : | 252k |
| - | - |
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
| 2016 NOV | : | 361k | (+24k) |
| 2016 DEC | : | 368k | (+7k) |
| - | - |
| 2017 JAN | : | 382k | (+14k) |
| 2017 FEB | : | 403k | (+21k) |
| 2017 MAR | : | 416k | (+13k) |
| 2017 APR | : | 427k | (+11k) |
| 2017 MAY | : | 436k | (+9k) |
| 2017 JUN | : | 449k | (+13k) |
| 2017 JUL | : | 464k | (+15k) |
| 2017 AUG | : | 478k | (+14k) |
| 2017 SEPT | : | 494k | (+16k) |
| 2017 OCT | : | 510k | (+16k) |
+$142k this year! Aiming, for just under 100k in any given year of savings. Though, I am really only tracking worth gains, not savings directly. (So it includes gains/losses in the market) Given 2 month(s) left, and (-42k) more to go, I hit this goal!
Stats to get here!....(will remove for following posts)
Time from 0->250: Was not tracking, I guess you could call age 0 my starting point or my first career job? So anywhere from 5 to 25 years.
Time from 250->500: 22Months
Average gain: 11.7K per month (Includes market + pay + everything)
-
So many people hitting the target! Congrats, everyone.
Check in time. :)
8/1/17: $834k liquid ($916k NW)
9/1/17: $841k liquid ($921k NW)
10/1/17: $857k liquid ($941k NW)
11/1/17: $872k liquid ($959k NW)
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9/2017 Update - $670K; $187K in home equity, $10K in cash, remainder in investments
Somewhat embarrassingly, I didn't starting keeping close tabs on my net worth until finding MMM this year. Thankfully, I didn't muck it up too bad up to this point, but I'm hoping to do even better now that I know better! So, let's start here...
6/2017 - $630K; ~$180K in home equity, ~$10K in cash, remainder in investments
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October 2017: 790k
September 2017: 776k
August 2017: 752k
July 2017: 751k
June 2017: 737k
May 2017: 732k
April 2017: 720k
March 2017: 711k
Feb 2017: 703k
Jan 2017: 680k
Dec 2016: 650k
Dec 2015: 487k
Dec 2014: 412k
Dec 2013: 350k
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Following. Motivation to save is waning quickly here. I'm very tempted to just coast on market returns.
When you start thinking that way, just remember that your financial independence equation is two parts: your stash and your spending level. While your stash may continue to grow due to market gains, if you are conditioning yourself to keep spending more money, your stash has to be bigger and bigger to support that spending.
money not saved = money spent (unless you're giving it away or destroying it)
required stash = 24x money spent / year (if you like the 4% rule)
In a sense, every dollar you don't spend is kind of like $24 added to your stash. Or more accurately, reducing your annual spending budget by $N has a 24xN impact on the usefulness of your stash.
-
Latest update on tax-advantaged accounts (added in new Vanguard taxable account, but not including other brokerage account or eFund):
07/01/17 620k
08/01/17 633k
09/01/17 640k
10/01/17 660k
11/01/17 678k
-
3/2017 - 515,000
4/2017 - 524,000
5/2017 - 537,500
6/2017 - 560,500 : sold a car and other things; getting ready for FIRE
7/2017 - 578,337 : updated pension amount for OMM (one-more month)
8/2017 - 598,569 : updated pension amount for 2 more weeks
9/2017 - 606,447 : FIRE'd 9/8/2017
All numbers are investments; no house at the moment.
Last 2 months:
10/2017 - 646,326
11/2017 - 654,161
I'm still estimating the pension amounts as I wait around for the actual amount of my rollover.
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Following. Motivation to save is waning quickly here. I'm very tempted to just coast on market returns.
We are here to keep you motivated.
Saving is basically a bond. You can keep your 'stache invested more aggressively *IF* you have a high savings rate.
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Jan 2017: $444,411
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
May 2017: $509,180 (+$12,570)
Jun 2017: $522,280 (+$13,100)
Jul 2017: $539,829 ($17,549)
Aug 2017: $547,156 (+$7,327)
Sept 2017: $568,755 (+$21,599)
Oct 2017: $588,681 (+$19,926)
Fingers crossed we'll hit $600k NW by the end of November!
-
Monthly update:
Nov 2017 - $561k
Oct 2017 - $546k
Sep 2017 - $538k
Aug 2017 - $497k
July 2017 - $483k
Jun 2017 - $479k
May 2017 - $454k
Apr 2017 - $448k
Mar 2017 - $435k
Feb 2017 - $433k
Jan 2017 - $410k
Oct 2016 - $370k
Sep 2016 - $330k
Steady progress from us, which I also see from lots of other folks! Keep up the great work!
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Being sued for an unknown sum. Protect yourselves out there!
Sent from my iPhone using Tapatalk
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From the restaurant or from the day job?
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Being sued for an unknown sum. Protect yourselves out there!
Sent from my iPhone using Tapatalk
I am not an attorney.
But I have been there. Looking back (when it was all over), my regret was that I didn't make higher settlement offers initially, resulting in much higher attorney fees because we got into the expensive discovery phase early.
Also, call your homeowners insurer. Like this minute.
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$962,000 in investments and a dash of cash. Reaching for the finish line....
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Posting to join in the fun, and to say that this...
$0-100k took 17 months.
$100k-250k took 23 months.
$250k-500k took 21 months.
...is awesome. Both the progress and this way of thinking about it. Go you, RWD! :)
I think I might have enough data in Quicken to cobble something like this together, so I'm going to go back and take a look.
Our household hit $1M in net worth roughly a month or two ago, but I won't feel like a "capital m" Millionaire until we hit $1M in liquid assets. Breakdown is currently $785K liquid, $243K home equity, for a total of $1.028M.
Great work, everybody!
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I think I might have enough data in Quicken to cobble something like this together, so I'm going to go back and take a look.
I've been at this for a while (I'm 50), and my record-keeping was not as good in the early days (for instance, I didn't track my 401(k) in Quicken), but here's what I was able to pull together.
I graduated from a master's program in 1998 at age 31 with a NW of $0. (No student loans, but no assets other than a beater car, a bunch of books, and a bad case of eye strain.) I spent a long time as a perpetual student for many reasons--I never really knew what I wanted to do with my life so I kept temporizing. I made it to ABD in one discipline, decided not to finish (long story), and then did a master's in a different field. Both programs were decidedly unmarketable. So while I had no student loans, it's pretty much the same as if I'd financed a four-year degree and took 10 or so years to pay it off.
Oh, well--hindsight is 20/20, and there were all kinds of personal and psychological issues which led me to take this path. Thank God I was naturally frugal, born with the saver's gene, and had some good role models for frugality and financial responsibility in my friend base--otherwise things would have been very different.
On reflection, this was in a time long before anything like the FI/RE movement was anything close to where it is now--the resources and mindset were just not "out there" in the way that they are now. The closest thing I can think of is the Dave Ramsey thing--the idea of reaching "freedom" from debt, but not "freedom" from working-for-money. Even now it's a sub-culture for weirdos--a term I use with affection and fully including myself. :) That's a topic for a different day, though.
So we'll start the clock in 1998, I guess, which is the first year I finally logged a 5-figure salary ($12K). ;-)
NET WORTH PROGRESS
=================================
$0 - $100K: approximately 6 years (2004)
$100K - $250K: approximately 5 years (2009)
$250K - $500K: approximately 4 years (2013)
$500K - $750K: approximately 2 years (2015)
$750K - $1M: approximately 2 years (2017)
I feel kind of wimpy next to what all the "kids" (i.e., anyone 15 or more years younger than me!) are doing today, but I can still look back on it with a degree of pride--I did what I could with what I knew, and was always seeking to learn more. I guess it says something about my savings rate to note that I reached $250K in 2009, since we know what was going on THEN! ;-)
My two regrets are not learning more about investing earlier, and not marrying my then-best-friend-now-husband 5 years earlier. ;-)
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Posting to join in the fun, and to say that this...
$0-100k took 17 months.
$100k-250k took 23 months.
$250k-500k took 21 months.
...is awesome. Both the progress and this way of thinking about it. Go you, RWD! :)
I think I might have enough data in Quicken to cobble something like this together, so I'm going to go back and take a look.
Thanks. I left out the part where it took us four years to get to a positive net worth. We were saving ~$20k per year but it was offset by student loans and the housing crash so it felt like we were making no progress. In 2012 the housing market (in our area) finally started coming back up and we also greatly increased our income which is why $0-100k passed so quickly for us.
Our household hit $1M in net worth roughly a month or two ago, but I won't feel like a "capital m" Millionaire until we hit $1M in liquid assets. Breakdown is currently $785K liquid, $243K home equity, for a total of $1.028M.
Great work, everybody!
Congrats!
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Joining the club. Currently about 720k investible, 200k owed on mortgage, about 250k home equity. Not sure when/if I'll get to 1m; may semi-FIRE before then.
Updated numbers: 894k investible, 183k owed on mortgage, about 313k home equity. If the market were to stay flat, would probably hit 1m investible around 6 months from now.
Quarterly update, November 2017:
- Q4 2017: 1005k liquid + 332k home equity: total 1337k
- Q3 2017: 894k liquid + 313k home equity: total 1207k
- Q2 2017: 720k liquid + 250k home equity: total 970k
Not declaring victory yet though until I have 1m investible and no debt to the bank.
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Now that I've limped over the $1million mark, I'm focusing on using my gains to pay down some small debts. Seems just silly to have debt when you're that rich!
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Reading this entire thread from start to finish has been incredibly motivating!
I'm still a ways from being able to participate.
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My NW is at $662K. Not sure I will ever hit $1M, but it's nice to think about! I'm aiming for $800K when I retire in June 2018.
Now up to $709,418. :)
I'm now at $745,282. Onward and upward.
12/27/16: $662,000
4/28/17: $709,418
7/31/17: $745,282
9/2/17: $758,290
11/17/17: $803,225
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Now that I've limped over the $1million mark, I'm focusing on using my gains to pay down some small debts. Seems just silly to have debt when you're that rich!
Congrats talltexan!!!
And agreed 2Birds, incredibly motivating, great to see what everyone is accomplishing, nice progress all!
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More progress is made! Hoping for $1MM in Q1 2018!
Milestones:
11/23/2012: $45,000.00
08/03/2013: $100,000.00
01/01/2016: $408,896.04
01/01/2017: $617,283.09
06/06/2017: $758,104.40
10/15/2017: $856,488.71
11/18/2017: $929,536.54
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Now that I've limped over the $1million mark, I'm focusing on using my gains to pay down some small debts. Seems just silly to have debt when you're that rich!
Congrats Texan,
I completely agree with your statement. Simplicity is an end in itself. Declutters the brain as well as the soul.
JGS
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Belated monthly update.
Invested/Cash Total NW
End of 2015 $513k $752k
End of 2016 $574k $820k
10/1/17 $670k $921k
11/1/17 $679k $931k
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April 2012 208K
April 2013 212K (Spouse done with degree)
April 2014 294K Uploaded more assets on Mint. Found the ways of pre-tax saving
April 2015 327K
April 2016 363K
April 2017 470K
Now on Mint: 503K
There are assets missing. My workplace saving account doesn't play nice with Mint.
Actual 543K
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Said I was just going to track investments in a lower thread, but since we are making gains on the principals of our two properties I wanted to stay here too!
mid-Sept 2017 - $551,000
mid-October 2017 - $597,812 (started tracking DH's accounts, hadn't in our net before)
mid-November 2017 - $602,000 (heavy paying off side investment plus holiday spending)
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For those of you who get a bonus, how are the bonus prospects looking? Or as I like to call it, the "jelly of the month club." In my case, it could be anywhere from $10 to $10,000. On the last working day before Christmas, we get called back to the office and handed an envelope. You open it and . . . surprise!
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That...sounds like a nightmare to plan around.
Like, I go out a buy a car, and--get 1% of its purchase price as a bonus.
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I'll join; I was on the "race to $500k" thread and blew through $500k without really paying much attention. Right now liquid NW of $560k, with almost $400k in home equity (yikes!!!), bringing our total NW to $960k. It'll be a while until we hit $1M in liquid assets, but stacking almost $50k/year before any investment gains means my wife and I should hit it in a couple years. Reading through this thread sure is motivating though.
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For those of you who get a bonus, how are the bonus prospects looking? Or as I like to call it, the "jelly of the month club." In my case, it could be anywhere from $10 to $10,000. On the last working day before Christmas, we get called back to the office and handed an envelope. You open it and . . . surprise!
hahaha I hope it's a random drawing as well. Our Bonuses are in March, so still have a bit to trudge through, should be decent this year however
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For those of you who get a bonus, how are the bonus prospects looking? Or as I like to call it, the "jelly of the month club." In my case, it could be anywhere from $10 to $10,000. On the last working day before Christmas, we get called back to the office and handed an envelope. You open it and . . . surprise!
Our bonuses happen in the summer. At least that prevents any foolish overspending on Christmas presents due to poor bonus predictions. I always think of the best Christmas movie ever made when this topic comes up.
Of course I refer to Christmas Vacation, no doubt the source of your reference.
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Ours will come out in 2 weeks. I've been able to track my bonus within a few hundred every year with a linear fit curve to past bonuses. Hoping for a good surprise this year but I doubt it. It will just go up with the curve fit.
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My company pays out bonuses over the summer as well, as our fiscal year ends in March and there is a multiplier applied to our bonus based on the company performance. However, I recently learned that I am being laid off next year so while I am working on lining up a new job to coincide with my end date, I will also receive a severance package of nearly a year's salary plus my full bonus next summer. Not too shabby--unless of course my plans for the next job do not pan out and I find myself unemployed.
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I work for a large, publicly traded utility that pays its bonuses in March based on targets set for the previous calendar year.
They do a good job of keeping us informed about how we're doing, and part of the targets are based on our quarterly earnings, which are ultimately made public. Unfortunately, the mild winter at the start of 2017 didn't do us any favors :-(
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Getting closer... I still have two more paychecks and my Q4 dividends left in the year. If the republicans manage to pass tax reform before Christmas, that could potentially make me a millionaire by the end of the year!
11/23/2012: $45,000.00
08/03/2013: $100,000.00
01/01/2016: $408,896.04
01/01/2017: $617,283.09
06/06/2017: $758,104.40
10/15/2017: $856,488.71
11/18/2017: $929,536.54
11/27/2017: $944,395.35
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I think I might have enough data in Quicken to cobble something like this together, so I'm going to go back and take a look.
I've been at this for a while (I'm 50), and my record-keeping was not as good in the early days (for instance, I didn't track my 401(k) in Quicken), but here's what I was able to pull together.
I graduated from a master's program in 1998 at age 31 with a NW of $0. (No student loans, but no assets other than a beater car, a bunch of books, and a bad case of eye strain.) I spent a long time as a perpetual student for many reasons--I never really knew what I wanted to do with my life so I kept temporizing. I made it to ABD in one discipline, decided not to finish (long story), and then did a master's in a different field. Both programs were decidedly unmarketable. So while I had no student loans, it's pretty much the same as if I'd financed a four-year degree and took 10 or so years to pay it off.
Oh, well--hindsight is 20/20, and there were all kinds of personal and psychological issues which led me to take this path. Thank God I was naturally frugal, born with the saver's gene, and had some good role models for frugality and financial responsibility in my friend base--otherwise things would have been very different.
On reflection, this was in a time long before anything like the FI/RE movement was anything close to where it is now--the resources and mindset were just not "out there" in the way that they are now. The closest thing I can think of is the Dave Ramsey thing--the idea of reaching "freedom" from debt, but not "freedom" from working-for-money. Even now it's a sub-culture for weirdos--a term I use with affection and fully including myself. :) That's a topic for a different day, though.
So we'll start the clock in 1998, I guess, which is the first year I finally logged a 5-figure salary ($12K). ;-)
NET WORTH PROGRESS
=================================
$0 - $100K: approximately 6 years (2004)
$100K - $250K: approximately 5 years (2009)
$250K - $500K: approximately 4 years (2013)
$500K - $750K: approximately 2 years (2015)
$750K - $1M: approximately 2 years (2017)
I feel kind of wimpy next to what all the "kids" (i.e., anyone 15 or more years younger than me!) are doing today, but I can still look back on it with a degree of pride--I did what I could with what I knew, and was always seeking to learn more. I guess it says something about my savings rate to note that I reached $250K in 2009, since we know what was going on THEN! ;-)
My two regrets are not learning more about investing earlier, and not marrying my then-best-friend-now-husband 5 years earlier. ;-)
Zoot -- Nice story and even nicer username. Regarding 2007-2009, how did you feel when the market was going through its gyrations.
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Zoot -- Nice story and even nicer username. Regarding 2007-2009, how did you feel when the market was going through its gyrations.
Awww, thanks! :)
2007-2009 was a really tough time. I was a fairly new investor (having just started putting money in anything other than a cash savings account in early 2002 after my fear of market instability after 9/11), so the huge declines that year were really scary to me. I was 41 in 2008 when the big declines happened--I remember being at work on the day the big crash (http://money.cnn.com/2008/09/29/markets/markets_newyork/) happened, with a co-worker sitting next to me (who was also doing some investing) and I exchanging updates as we got a moment to check the Dow--"it's down 300!" "Oh, my gosh, it's down 500!" "Wow, down 700..." Tough times.
All that time, though, I just kept plugging away--I even upped my 401(k) contribution to the point where I was contributing somewhere like 25% or 28% of my salary (and still not maxing out, if that tells you anything about what I was making at the time). I had to just hold my breath and make the contributions every month--I never took anything out during that whole time. I had a decent time horizon ahead of me, had a stable job, and wasn't over-extended on my housing costs, so I was able to weather the storm and keep saving. I still regard the fact that I managed to do all that without ever having read MMM or JL Collins or any of the resources we are so fortunate to have today as something of a miracle--I was able to put enough together from the resources I did have (Dave Ramsey and Amy Dacyczyn, mostly) to be able to get through it without doing too much damage to my future.
While I count not starting to invest in my 20's rather than my 30's and not investing IMMEDIATELY after 9/11 instead of waiting until January 2002 as two of my biggest financial mistakes, I count staying invested during the crash as one of my better moments.
Another hindsight moment: weathering the storm of 2007-2009 was probably a little easier because of the crash that happened (https://en.wikipedia.org/wiki/Stock_market_downturn_of_2002) pretty much immediately after I started investing in January 2002. As a total, complete, beyond-clueless newbie, I was horrified and panicked, thinking that I had been stupid to ever invest in stocks. I am thankful that I was working with a financial advisor at the time, and she helped me understand that I just needed to stay the course. I know the FI/RE community can often rail against advisors and fees in general, but at the time that kind of arrangement was exactly what I needed to keep me from making a really, really bad decision.
Having been through a number of market downturns now has helped me understand that these things just happen, and we have to be prepared for them. As I work toward creating a draw-down strategy in the next few years, this will be something I will keep firmly in mind--but I feel just as beyond-clueless about this phase of my investing life as I did way back in 2002. Thank goodness I do have the resources and this community to help me now! :)
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Zoot -- Thank you for narrating your journey. Great story. I like reading actual experiences. You were lucky to have found a good adviser that helped you stay the course. You did have a couple 100K in the market so it must have been difficult to see it's value drop.
I'm a similar age as you and in 2009, I had much less than what you had. I was also just getting started having just discovered bogleheads. In fact, I was out of the country dealing with a family medical emergency and had neither a clue nor cared for what the market was doing. So, I have never really faced a downturn with money in the market.
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Check your stuff today guys, I'm showing another big leap in my mint.com total. This must be what the 1990's felt like!
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Hope spring eternal. I should be ready for an update as early as tomorrow night.
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With the recent run-up of the stock market, we're at $504k, so I'm joining the thread. I'm estimating 4-5 years before we hit $1mil. We'll see how this goes.
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Sigh, getting sick of this "race" (work).
Now at $754k all invested in stocks, it should be 1.5 years to $1M assuming %0 market return. I've only been working for 3 years, so it could be worse.
I think $1M is my number for quitting FT work; after that I'll try to reach $1.5M eventually by other means (lower spending, occasional work but no pressure/rush to get ahead, maybe business, completely different jobs, etc.).
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Dec 1, 2017. Net worth $558k.
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Sigh, getting sick of this "race" (work).
Now at $754k all invested in stocks, it should be 1.5 years to $1M assuming %0 market return. I've only been working for 3 years, so it could be worse.
I think $1M is my number for quitting FT work; after that I'll try to reach $1.5M eventually by other means (lower spending, occasional work but no pressure/rush to get ahead, maybe business, completely different jobs, etc.).
Crikey! How'd you get to $754k so fast?? Good on you!
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Aug 2017: 519, 045.81
Sept. 1 2017: 526, 110.79
Oct 1 2017:531,034.52
Nov 12017: 548,730
Dec 1 2017: 564,953
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So, December of 2016 was $438k, and December of 2017 is $558k, for an increase of $120k for the year. Dude, that's 10 grand a month!
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Broke $500k this month, so joining this thread. Hoping to hit $1M by 2020.
11/30/2017 - $660k
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Sigh, getting sick of this "race" (work).
Now at $754k all invested in stocks, it should be 1.5 years to $1M assuming %0 market return. I've only been working for 3 years, so it could be worse.
I think $1M is my number for quitting FT work; after that I'll try to reach $1.5M eventually by other means (lower spending, occasional work but no pressure/rush to get ahead, maybe business, completely different jobs, etc.).
Crikey! How'd you get to $754k so fast?? Good on you!
Thanks! I got lucky, I guess. I studied in computer science / deep learning, which is booming right now, so I got a high salary out of school. My stash started with ~$150k from PT jobs and internships during school, so I might count that too + the 3 years + market returns.
I was sick for a long time during school and work worsened my condition, so I got even more frugal by necessity and for survival.
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+$20k, a great month
Nov17: $546k
Oct17: $526k
Sep17: $507k
Aug17: $488k
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Returning to update . . .
| 2015 DEC | : | 252k | <- Crossed 250k |
| - | - |
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
| 2016 NOV | : | 361k | (+24k) |
| 2016 DEC | : | 368k | (+7k) |
| - | - |
| 2017 JAN | : | 382k | (+14k) |
| 2017 FEB | : | 403k | (+21k) |
| 2017 MAR | : | 416k | (+13k) |
| 2017 APR | : | 427k | (+11k) |
| 2017 MAY | : | 436k | (+9k) |
| 2017 JUN | : | 449k | (+13k) |
| 2017 JUL | : | 464k | (+15k) |
| 2017 AUG | : | 478k | (+14k) |
| 2017 SEPT | : | 494k | (+16k) |
| 2017 OCT | : | 510k | (+16k) <- Crossed 500k |
| 2017 NOV | : | 523k | (+13k) |
+$155k this year! Aiming, for just under 100k in any given year of savings. Though, I am really only tracking worth gains, not savings directly. (So it includes gains/losses in the market) Given 1 month(s) left, and (-55k) more to go, I hit this goal!
Given that we devalued our cars by a whopping 6 grand this month we did great. Our stash went up $21,000! (including gains and contributions)
-
Monthly check in (investments only, not counting house equity).
Invested
5/1/17 -- $631k
6/1/17 -- $647k
7/1/17 -- $655k
8/1/17 -- $665k
9/1/17 -- $672k
10/1/17 -- $684k
11/1/17 -- $702k
12/1/17 -- $724k
Great month! We have gained more than $150k so far this year in our investments. Crazy! This despite a major gut-renovation/house re-build which has cost us an arm and a leg.
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Invest / total
6/24/16 - 362k / 500k NW
12/1/16 - 404k / 550k NW
1/1/17 - 450k / 600k NW
2/1/17 - 462k / 607k NW
5/1/17 - 514k / 666k NW
6/1/17 - 526k / 673k NW
7/1/17 - 542k / 691k NW
8/1/17 - 557k / 707k NW
11/1/17 - 603k / 753k NW
12/1/17 - 625k / 775k NW
-
11/28/16: $644,276
12/27/16: $662,000
4/28/17: $709,418
7/31/17: $745,282
9/2/17: $758,290
11/17/17: $803,225
12/1/17: $819,350
I'm up $175K in one year! And my assets have now topped 1 million. Very nice to see!
Great progress everyone!
-
The November numbers are in:
INV / NW
Jan 2017 - 714K / 825K
Sep 2017 - 792K / 931K
Oct 2017 - 802K / 941K
Nov 2017- 818K / 957K
Dec 2017- 836K / 975K
That's +122K liquid assets so far in 2017. Groovy.
It's exciting, but I'm also a bit pessimistic about the next few years. I kind of hope that the tax plan doesn't pass, because I think it's a bit irresponsible. I guess we'll see in the next few days what that does to the market.
Better the down years happen sooner than later whilst we're still buying chickens.
-
So cool to see the progress being made.
8/1/17: $834k liquid ($916k NW)
9/1/17: $841k liquid ($921k NW)
10/1/17: $857k liquid ($941k NW)
11/1/17: $872k liquid ($959k NW)
12/1/17: $889k liquid ($976k NW)
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Liquid / Total
1/1/17 - 472k / 833k
2/1/17 - 474k / 843k
3/1/17 - 494k / 864k
4/1/17 - 508k / 875k
5/1/17 - 523k / 893k
6/1/17 - 547k / 915k
7/1/17 - 553k / 923k
8/1/17 - 571k / 933k
9/1/17 - 587k / 952k
10/1/17 - 600k / 967k
12/1/17 - 619k / 987k
Skipped last month as I switched over to Personal Capital. I had been with Yodlee for a really long time and then they migrated everyone over to their new platform a few months back. I was trying to give it a chance, but it just sucks in many ways. I didn't realize until I switched out to PC that Yodlee had duplicated a few of my accounts resulting in an artificial inflation of my NW. Additionally, I added a small pension my wife has directly to PC which resulted in it pulling the contributed amount and not the cash out amount, but I'm just going to take the hit and roll with it as those values should overlap soon. Altogether I "lost" about 13k to my numbers so I didn't feel like posting last month :)
I'm optimistic that we will hit 1m by the end of the year with EOY bonus (maybe 2k?) and dividends.
-
Estimates of NW over the years with more concrete values currently
2011: $40k Real estate sucked (I'm a realtor and own rentals), income was low and equity was non existent. Tough times!
2012: $55k
2013: $75k
2014: $160k Being a realtor and also having a large portion of NW in real estate helped income and value go up drastically. (income $155k) plus asset appreciation
2015: $295k (income $210k) plus asset appreciation
2016: $505k (income $242k) plus asset appreciation
Started using Mint for tracking in 2017
2017: March $515
April $500 spent money... :(
May $521
June $573
July $588
Aug $605k
Sep $647k
Oct $650k
Dec $684K
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Latest update on tax-advantaged accounts (added in new Vanguard taxable account, but not including other brokerage account or eFund):
07/01/17 620k
08/01/17 633k
09/01/17 640k
10/01/17 660k
11/01/17 678k
12/01/17 699k
Only $102 away from being able to round that up to $700k, haha! We have had $153k increase this year, and as the above represents just our liquid savings I thought I'd share that our assets crossed the $1MM mark (includes our home value and two accounts I exclude from our liquid savings for weird reasons that help me sleep at night) and our overall NW is now at $906k.
Love seeing everyone's progress!
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Jan 2017: $444,411
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
May 2017: $509,180 (+$12,570)
Jun 2017: $522,280 (+$13,100)
Jul 2017: $539,829 ($17,549)
Aug 2017: $547,156 (+$7,327)
Sept 2017: $568,755 (+$21,599)
Oct 2017: $588,681 (+$19,926)
Nov 2017: $612,643 (+$23,962)
Um....whoa. Increase so far this year: $168,232. That's unbelievable.
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November 2017: 799k
October 2017: 790k
September 2017: 776k
August 2017: 752k
July 2017: 751k
June 2017: 737k
May 2017: 732k
April 2017: 720k
March 2017: 711k
February 2017: 703k
January 2017: 680k
December 2016: 650k
December 2015: 487k
December 2014: 412k
December 2013: 350k
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End of month = another spreadsheet cell filled in! :)
It's astounding to me to see the monthly increase. We are disciplined savers--we max out two 401(k) accounts and two Roth IRA's every year, plus a little additional savings--but the market run-up has really beefed up the totals.
We'll be paying for some home renovations in the next month or two, which will give us a bit of a "hit" to our numbers, but I may update our home value a bit in my spreadsheet after the renovations are done (maybe about 1/4 of the cost of the actual renovations).
(Posting also in the $1M to $2M thread for net worth.)
| Month | Liquid | Net Worth |
Jan-17
| $604K
| $883K
|
| Feb-17 | $622K | $905K |
| Mar-17 | $651K | $930K |
| Apr-17 | $660K | $939K |
| May-17 | $675K | $954K |
| Jun-17 | $694K | $967K |
| Jul-17 | $717K | $991K |
| Aug-17 | $721K | $1,000K |
| Sep-17 | $738K | $1,007K |
| Oct-17 | $762K | $1,033K |
| Nov-17 | $782K | $1,055K |
| Dec-17 | | |
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Net Worth Benchmarks
4/3/14 $430k (start tracking, thx MMM)
9/19/14 $500k
11/6/14 $550k
5/9/15 $600k
4/13/16 $650k
9/7/16 $700k
5/6/17 $750k
9/9/17 $800k
12/1/17 $845k ($40k is home equity, remainder is retirement/savings/investment $$)
peeking in today because assets hit $1M YAY
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End of November update (better late than never.) This month I faced the harsh reality that my ex's unemployment means I will be shouldering more of the optional children's expenses. I paid cash for a couple of the biggest expenses this past month with the hope that the ex- will get a job soon and chip in more than half on future installments. To plan for the fact that a new job might now come soon, I cut back on a bit of the discretionary saving for now, but still maxing my Roth and 401k.
Numbers for end of month:
Month Year: Investments
June 2017: 504K
July 2017: 523K
Decided to add in home equity and give net worth as second number:
Aug 2017: 533K / 666K
Sep 2017: 539K / 679K
Oct 2017: 551K / 698K
Nov 2017: 561K / 711K
Peace.
-
I'm enjoying the stock market rise right now. It makes it look like our savings rate is better than it is.
We started planning for 2018. Realized that my husband qualifies for [wonderfully awesome] health insurance at the company where he interns part-time. We switched, which ought to free up $8k in additional savings next year! This month, I'm going to tie H to a chair and make him discuss a budget for next year. We've finally started really changing our spending patterns, and we need to determine what changes are realistic for next year.
Invested/Overall NW
End of 2012: 170k / 200k *(re)married
End of 2013: 295k / 342k
End of 2014: 338k / 388k
End of 2015: 366k / 428k *June - husband quit work to go back to college full-time
End of 2016: 432k / 545k
Sep 2017: 500k / 625k [+77k college funds] *husband started working part-time; still going to college
Oct 2017: 512k / 640k [+79k college funds]
Nov 2017: 523k / 652k [+81k college funds]
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Congrats, Tough Mother.
For all you youngsters out there, I happened to catch Dave Ramsey's Millionaire hour last week, and they had three of them under age 40. So keep grinding!
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Thought I'd join since I finally feel within striking distance of $1M.
12/17 $739,821
Edit: Forgot to mention that this is all either investments or cash.
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Update a year later: 138k Increase, ~51k savings
DEC 2017 NW: 697k
401k: 234k
R IRA: 137k
529 Kid A 72.5k (done)
529 Kid B 46k
Bonds: 81k
Taxable Stocks: 63k
Cash: 63k
DEC 2016 NW: 559k
401k: 189k (TSP)
Roth IRA: 111k (Vanguard)
529 (Kid A - 10 yrs) 63.5k (Vanguard)
529 (Kid B - 4 yrs) 33k (Vanguard)
Bonds (for house purchase) 66k (USAA)
Taxable Stocks: 42.5k (vanguard)
Cash (1-1.5% interest accounts): 53k (Ally Bank)
DEC 2015 NW: 444k
DEC 2014 NW: 385k
DEC 2013 NW: 337k
DEC 2012 NW: 253k
DEC 2011 NW: 209K
DEC 2010 NW: 184k
Hit 500k this summer and the next 59k seem to have been a flash
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I forgot to update at the end of November, so here it is.
Stash Total NW including home equity
3/28/17: 667k 1.208M
4/28/17: 704k 1.193M
5/25/17: 716k 1.244M
6/27/17: 734k 1.284M
7/24/17: 752k 1.287M
8/24/17: 753k 1.303M
9/28/17: 783k 1.384M
10/31/17: 800k 1.411M
11/27/17: 821K 1.432M
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My NW is at $662K. Not sure I will ever hit $1M, but it's nice to think about! I'm aiming for $800K when I retire in June 2018.
Update:
12/27/16: $662,000
4/28/17: $709,418
7/31/17: $745,282
9/2/17: $758,290
11/17/17: $803,225
12/17/17: $827,280
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My NW is at $662K. Not sure I will ever hit $1M, but it's nice to think about! I'm aiming for $800K when I retire in June 2018.
Update:
12/27/16: $662,000
4/28/17: $709,418
7/31/17: $745,282
9/2/17: $758,290
11/17/17: $803,225
12/17/17: $827,280
$800k way ahead of schedule, nice!
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This thread is just a whole other league! I’m just really impressed by everyone’s success this year. Congrats to all and may everyone have a terrific Christmas bonus!
JGS
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mid-Sept 2017 - $551K
mid-October 2017 - $598K (started tracking DH's accounts, hadn't in our net before)
mid-November 2017 - $602K (heavy paying off side investment plus holiday spending)
mid-December 2017 - $607K (still paying off that side investment)
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Super belated monthly update!
Invested/Cash Total NW
End of 2015 $513k $752k
End of 2016 $574k $820k
10/1/17 $670k $921k
11/1/17 $679k $931k
12/1/17 $693k $944k
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Joining this thread. Currently with $575k invested. Net worth at ~$1.3M.
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I now own part of a bitcoin. It's getting more and more complicated to calculate my net worth... I continue to inch closer to the finish line! All I want for Christmas is $43,000!
11/23/2012: $45,000.00
08/03/2013: $100,000.00
01/01/2016: $408,896.04
01/01/2017: $617,283.09
06/06/2017: $758,104.40
10/15/2017: $856,488.71
11/18/2017: $929,536.54
11/27/2017: $944,395.35
12/17/2017: $956,928.07
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Hello! I'm new around these parts. I got from $250k->$500k in 17 months. Any bets on how long it'll take me to graduate form this thread? Full disclosure: my net worth includes me + my husband. Teamwork makes the journey shorter and the work easier :)
Dec. 2017: $502k
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Hello! I'm new around these parts. I got from $250k->$500k in 17 months. Any bets on how long it'll take me to graduate form this thread? Full disclosure: my net worth includes me + my husband. Teamwork makes the journey shorter and the work easier :)
Dec. 2017: $502k
congrats and welcome! With some continued help from the market Ill bet 17 more months!
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I'll play!
cash+rental equity add primary residence equity
1/2016 $507K $627K
1/2017 $625K $797K
9/2017 $784K $904K
1MM dates- very likely sooner.
3/2021 12/2018
12/2017 $762K $903K - remodeling primary residence! When project is done, big increase in equity!
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We just hit $500k in cash and investments, so I thought I'd make an update in celebration. And I'm going to go ahead and temp fate by prognosticating our NW out to the end of the month. Year-over-year, our NW is up $190k, or about 50%. Who knows what next year will bring, but my goal is to increase our savings rate to at least 60%.
| Aug17: | $488k |
| Sep17: | $507k |
| Oct17: | $526k |
| Nov17: | $546k |
| Dec17: | $566k |
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12/2017 Update - We hit a big milestone this quarter - over $500K in investments!
Current totals - $719K; $194K in home equity, $5K in cash, remainder in investments
9/2017 Update - $670K; $187K in home equity, $10K in cash, remainder in investments
Somewhat embarrassingly, I didn't starting keeping close tabs on my net worth until finding MMM this year. Thankfully, I didn't muck it up too bad up to this point, but I'm hoping to do even better now that I know better! So, let's start here...
6/2017 - $630K; ~$180K in home equity, ~$10K in cash, remainder in investments
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Congrats! We just hit the same milestone! Our savings rate was ~50% this year, and we're shooting for 60% next year as well. Here's to 2018 treating us well...
We just hit $500k in cash and investments, so I thought I'd make an update in celebration. And I'm going to go ahead and temp fate by prognosticating our NW out to the end of the month. Year-over-year, our NW is up $190k, or about 50%. Who knows what next year will bring, but my goal is to increase our savings rate to at least 60%.
| Aug17: | $488k |
| Sep17: | $507k |
| Oct17: | $526k |
| Nov17: | $546k |
| Dec17: | $566k |
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Congrats! We just hit the same milestone! Our savings rate was ~50% this year, and we're shooting for 60% next year as well. Here's to 2018 treating us well...
We just hit $500k in cash and investments, so I thought I'd make an update in celebration. And I'm going to go ahead and temp fate by prognosticating our NW out to the end of the month. Year-over-year, our NW is up $190k, or about 50%. Who knows what next year will bring, but my goal is to increase our savings rate to at least 60%.
| Aug17: | $488k |
| Sep17: | $507k |
| Oct17: | $526k |
| Nov17: | $546k |
| Dec17: | $566k |
Thanks! And congrats to you as well. Our 2017 savings rate was also about 50%. As we knock out more of our home repairs, I'm hoping we can get to 70% by 2019.
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Q2 2016:
LNW: 528k
TNW: 720k
Q3 2016:
LNW: 652k
TNW: 845k
YE 2016:
LNW: 685k
TNW: 893k
Q1 2017:
LNW: 800k
TNW: 1001k
Q2 2017:
LNW: 845k
TNW: 1060k
Q3 2017:
LNW: 921k
TNW: 1142k
Our stretch goal at the beginning of our journey was 1MM liquid by YE 2017 - still possible, but looks like early Q1 2018 is more likely. Either way should be a short-timer now!
WE DID IT! WHOOP!
Dec 18, 2017:
LNW: 1,002k
TNW: 1,222k
-
Q2 2016:
LNW: 528k
TNW: 720k
Q3 2016:
LNW: 652k
TNW: 845k
YE 2016:
LNW: 685k
TNW: 893k
Q1 2017:
LNW: 800k
TNW: 1001k
Q2 2017:
LNW: 845k
TNW: 1060k
Q3 2017:
LNW: 921k
TNW: 1142k
Our stretch goal at the beginning of our journey was 1MM liquid by YE 2017 - still possible, but looks like early Q1 2018 is more likely. Either way should be a short-timer now!
WE DID IT! WHOOP!
Dec 18, 2017:
LNW: 1,002k
TNW: 1,222k
Nice. Good work and keep it up! Are you close to your RE goal? At your accumulation rate, you can't have too long to wait.
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CONGRATS!!!!!!!
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Nice. Good work and keep it up! Are you close to your RE goal? At your accumulation rate, you can't have too long to wait.
Thank you, and yes, FI is LNW at 1.2MM (goal is by Oct 2018), so barring a total market meltdown, we should hit it. As far as RE, probably will be a little longer, currently in the 2019 thread, but thinking we'll go maybe 2020 - 2021ish depending on whether I can still stand the work.
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I've been so close to closing the $1M NW milestone for so long now. Well last night I remembered that my HealthEquity account is not in MINT because of how it authenticates. I have over $20K in that account so I actually hit my milestone a while ago and didn't even realize it. The next goal is $1M in invested assets and cash which should happen in about a year.
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Congrats!
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$16k bonus. Just sent off the estimated tax payment so it's $12k net. Merry Christmas, muthaf*ckas!
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$16k bonus. Just sent off the estimated tax payment so it's $12k net. Merry Christmas, muthaf*ckas!
Are you headed out to the club to "make it rain"? : )
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$16k bonus. Just sent off the estimated tax payment so it's $12k net. Merry Christmas, muthaf*ckas!
What happened to "anywhere from $10 tp $10000"?
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Didn't find this one yet, and I keep hearing how the next half-mil goes so much faster! We'll see. Anyone else?
April 2016: 500k
Saving ~75% of income.
Great you are following quick fat burning workouts. How much do you lose?
-
Dec 2017: $550,000. 29yo
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Net Worth Benchmarks
4/3/14 $430k (start tracking, thx MMM)
9/19/14 $500k
11/6/14 $550k
5/9/15 $600k
4/13/16 $650k
9/7/16 $700k
5/6/17 $750k
9/9/17 $800k
12/15/17 $850k ($45k is home equity, remainder is retirement/savings/investment $$)
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$16k bonus. Just sent off the estimated tax payment so it's $12k net. Merry Christmas, muthaf*ckas!
What happened to "anywhere from $10 tp $10000"?
I guess they didn't get the memo.
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Jan. 1, 2018 = $580k
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Invest / total
6/24/16 - 362k / 500k NW
12/1/16 - 404k / 550k NW
1/1/17 - 450k / 600k NW
2/1/17 - 462k / 607k NW
5/1/17 - 514k / 666k NW
6/1/17 - 526k / 673k NW
7/1/17 - 542k / 691k NW
8/1/17 - 557k / 707k NW
11/1/17 - 603k / 753k NW
12/1/17 - 625k / 775k NW
01/01/18 - 651k /805k NW
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Okay I am going to reconstruct this from the beginning of posting on MMM:
5/1/15 = $284
10/1/15 = $339
11/1/15 = $357
12/1/15 = $365
1/1/16 = $374
2/1/16 = $373
3/1/16 = $379
4/1/16 = $391
5/1/16 = $398
6/1/16 = $406
7/1/16 = $415
8/1/16 = $426
9/1/16 = $424
10/1/16 = $427
11/1/16 = $428
12/1/16 = $438
1/1/17 = $461
2/1/17 = $471
3/1/17 = $482
4/1/17 = $479
5/1/17 = $492
6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
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Returning to update . . .
| 2015 DEC | : | 252k | <- Crossed 250k |
| - | - |
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
| 2016 NOV | : | 361k | (+24k) |
| 2016 DEC | : | 368k | (+7k) |
| - | - |
| 2017 JAN | : | 382k | (+14k) |
| 2017 FEB | : | 403k | (+21k) |
| 2017 MAR | : | 416k | (+13k) |
| 2017 APR | : | 427k | (+11k) |
| 2017 MAY | : | 436k | (+9k) |
| 2017 JUN | : | 449k | (+13k) |
| 2017 JUL | : | 464k | (+15k) |
| 2017 AUG | : | 478k | (+14k) |
| 2017 SEPT | : | 494k | (+16k) |
| 2017 OCT | : | 510k | (+16k) <- Crossed 500k |
| 2017 NOV | : | 523k | (+13k) |
| 2017 DEC | : | 534k | (+11k) |
Final posting of the year!
+$166k this year! Aiming, for just under 100k in any given year of savings. Though, I am really only tracking worth gains, not savings directly. (So it includes gains/losses in the market) Given 0 month(s) left, and (-66k) more to go, I hit this goal!
OTHER THOUGHTS (Year reflections)---
This year I spent a good deal of time paying down debt on my UN-MMM car. Yet, it was still an amazing year, jumping from mid-300k to mid-500k I made a whopping 45% gain. Of course, the market was a large factor in this, perhaps even half of my gains.
Which brings me to another thing, this is really the first year I even cared about what the market was doing. While I never worried about it, I do remember making a post in FEB in the "500kNW by 2018" thread saying how, even if my savings rate was amazing, I simply wouldn't make enough to cross 500k by year end. Yet I hit it in OCT.
While my income is high, it is humbling to know that the market is really in control here, I will have less and less of an ability to really steer the ship as the years go on. I had the ability to affect maybe 25-35% of my portfolio out of wages this year, which could be used to makeup for crashes or whatnot. Next year, that will drop to 15-20% and in the next 3-5 years, I may work an entire year to only play in the top 5-10% of my portfolio.
Interesting none the less. Good job everyone and happy new year!
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End of the year update (investments only, not counting emergency fund, 529s,or house equity).
Invested
5/1/17 -- $631k
6/1/17 -- $647k
7/1/17 -- $655k
8/1/17 -- $665k
9/1/17 -- $672k
10/1/17 -- $684k
11/1/17 -- $702k
12/1/17 -- $724k
1/1/18 -- $731k
What a great year! Happy New Year everyone.
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2017 was a good year
INV / NW
Jan 2017 - 714K / 825K
Jan 2018 - 846K / 987K
2017 savings rate 48% (a pleasant surprise when I calculated this)
-
My NW is at $662K. Not sure I will ever hit $1M, but it's nice to think about! I'm aiming for $800K when I retire in June 2018.
Update:
12/27/16: $662,000
4/28/17: $709,418
7/31/17: $745,282
9/2/17: $758,290
11/17/17: $803,225
12/17/17: $827,280
$800k way ahead of schedule, nice!
Yep! :)
And I'm closing out the year at $828,383. Maaaayyybbbeee reaching the double comma next year?? That would be fun. :)
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We did it! Reached the magic number. Onto the next challenge: The race to two million.
We certainly employed the slow and steady approach. I graduated and started working in 2005. Got married and bought a house in 2006. Have moved twice since then as jobs sent us cross-country. Took a combined year off for maternity leaves and neither my husband nor I had ever made more than $100K. We are the poster family for the millionaire next door: used cars and stealth wealth.
I expected to reach this milestone next year, but a rising stock market giveth and can easily taketh away.
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We did it! Reached the magic number. Onto the next challenge: The race to two million.
We certainly employed the slow and steady approach. I graduated and started working in 2005. Got married and bought a house in 2006. Have moved twice since then as jobs sent us cross-country. Took a combined year off for maternity leaves and neither my husband nor I had ever made more than $100K. We are the poster family for the millionaire next door: used cars and stealth wealth.
I expected to reach this milestone next year, but a rising stock market giveth and can easily taketh away.
Excellent news!!! CONGRATS!!!
And good luck getting to the next milestone! :)
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Happy New Year, MMMers!
Slightly slower savings month than it could have been. Due to a relative's unemployment, I cut back on a bit of the discretionary saving this month to be able to pay bills for others, but still maxed my Roth and 401k. The good news is: a job has been found! It's a 3 month temp contract, but better than nothing . . . should bring in paychecks in Feb, Mar, Apr next year, and could lead to a long term job. All of this is a testament to how powerful it is to be in a secure financial position; it allows flexibility to pitch in and really help others when they need it.
Numbers for end of month:
Month Year: Investments
June 2017: 504K
July 2017: 523K
Decided to add in home equity and give net worth as second number:
Aug 2017: 533K / 666K
Sep 2017: 539K / 679K
Oct 2017: 551K / 698K
Nov 2017: 561K / 711K
Dec 2017: 569K / 724K
So, for the year my investments are up $118K, which is more than I earn in my day job. It seems unreal.
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2017 was a very good year for us-- getting so close!
12/2017 - $962k
11/2017 - $856k
10/2017 - $842k
9/2017 - $825k
8/2017 - $810k
7/2017 - $742k
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Jan 2017: $444,411
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
May 2017: $509,180 (+$12,570)
Jun 2017: $522,280 (+$13,100)
Jul 2017: $539,829 ($17,549)
Aug 2017: $547,156 (+$7,327)
Sept 2017: $568,755 (+$21,599)
Oct 2017: $588,681 (+$19,926)
Nov 2017: $612,643 (+$23,962)
Dec 2017: $628,029 (+$15,386)
Final numbers are in! NW Increase over Jan 31, 2017: $183,618...Just about equal to our combined salaries this year...
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+162k this year! Pretty awesome bump and definitely more than my salary. Have some significant planned medical expenses next month that will put a ~5k dent in that, but I'll enjoy the number for now. :)
December 2017: 812k
November 2017: 799k
October 2017: 790k
September 2017: 776k
August 2017: 752k
July 2017: 751k
June 2017: 737k
May 2017: 732k
April 2017: 720k
March 2017: 711k
February 2017: 703k
January 2017: 680k
December 2016: 650k
December 2015: 487k
December 2014: 412k
December 2013: 350k
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Nice work, @SCUBAstache !! :)
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Happy new year everyone!
In the spirit of the new year, I thought I'd change up my updates to give me more of a historical snapshot and monitor my year over year increase as well. Tracking my liquid investments only and looking to close the gap on $1MM this year with a stretch goal to actually reach it if all goes well!
| YOY Increase | 2018 | | 2017 | | 2016 |
| +164k | 01/01/18 710k | | 01/01/17 546k | | 01/01/16 461k |
| 02/01/18 | | 02/01/17 560k | | 02/01/16 436k |
| 03/01/18 | | 03/01/17 582k | | 03/01/16 450k |
| 04/01/18 | | 04/01/17 594k | | 04/01/16 481k |
| 05/01/18 | | 05/01/17 603k | | 05/01/16 481k |
| 06/01/18 | | 06/01/17 617k | | 06/01/16 496k |
| 07/01/18 | | 07/01/17 620k | | 07/01/16 492k |
| 08/01/18 | | 08/01/17 633k | | 08/01/16 518k |
| 09/01/18 | | 09/01/17 640k | | 09/01/16 526k |
| 10/01/18 | | 10/01/17 660k | | 10/01/16 523k |
| 11/01/18 | | 11/01/17 678k | | 11/01/16 509k |
| 12/01/18 | | 12/01/17 699k | | 12/01/16 531k |
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Dec. 2017: $502k
Jan. 2, 2018: $513.7k
After maxing out tax advantaged accounts we're hoping to pour an extra $50k into Vanguard this year. If we up that to $54k then we'll be able to invest $100k in 2018 so that's the goal! Slow and steady climb all the way to $1m.
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Skipped a month:
Jan 2018 - $580k
Dec 2017 - $569k
Nov 2017 - $561k
Oct 2017 - $546k
Sep 2017 - $538k
Aug 2017 - $497k
I know my rate of increase isn't spectacular, but I'm pumped we are up $250k since I began tracking in Sep 2016!
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Hello all and Happy New Year!,
I am newly graduated from the Race from $250K to $500k thread. We actually hit $500k at the end of November, but I wanted to wait a month before posting here. You know, make sure the ink was dry on the final transcripts and all that.
Invested assets as of 12-2017: $510,037
Yep, got a long way to go, but looking forward to the trip.
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12/2014 - $228,897
12/2017 - $519,845 ... I'm in!
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Welcome aboard Kapn and Ms FP. Always room for more.
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Welcome aboard Kapn and Ms FP. Always room for more.
Actually, this is a very exclusive club. Be proud of your membership!
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Welcome aboard Kapn and Ms FP. Always room for more.
Actually, this is a very exclusive club. Be proud of your membership!
The bouncer keeps out the rifraff.
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End of month = another spreadsheet cell filled in! :)
Here we go again! :)
| Month | Liquid | Net Worth |
Jan-17
| $604K
| $883K
|
| Feb-17 | $622K | $905K |
| Mar-17 | $651K | $930K |
| Apr-17 | $660K | $939K |
| May-17 | $675K | $954K |
| Jun-17 | $694K | $967K |
| Jul-17 | $717K | $991K |
| Aug-17 | $721K | $1,000K |
| Sep-17 | $738K | $1,007K |
| Oct-17 | $762K | $1,033K |
| Nov-17 | $782K | $1,055K |
| Dec-17 | $796K | $1,058K |
Investment accounts rose by $14K while net worth rose by $3K; this is because we depleted some cash to pay for renovations that are ongoing at our house and I don't count cash as part of our investment account totals.
Overall gain in NW for 2017 was $175K, and gain in investment accounts was $192K. Astounding--our investment accounts made roughly 2.5x what we put in to them. We are now 79.6% of the way to our goal of $1M in investments! :)
(posting also in the $1M to $2M thread for NW)
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Liquid / Total
1/1/17 - 472k / 833k
2/1/17 - 474k / 843k
3/1/17 - 494k / 864k
4/1/17 - 508k / 875k
5/1/17 - 523k / 893k
6/1/17 - 547k / 915k
7/1/17 - 553k / 923k
8/1/17 - 571k / 933k
9/1/17 - 587k / 952k
10/1/17 - 600k / 967k
12/1/17 - 619k / 987k
1/1/18 - 633k / 1000k
Whew, just made it. I thought that market dip on the last trading day might take us back below, but we held on for the Pyrrhic victory. My wife and I celebrated on NYE by opening a bottle of nice champagne someone left at our house in a previous year. We don't really feel any different, in fact I feel pretty poor as we spent the day trying to decide what else can be cut from the budget next year to get us down to 40k annual expenses in 2018. What a crazy dichotomy we choose to live in.
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Jan-16 $257,514.77 (+49,787)
April-16 $277,918.06 (+20,403)
July-16 $306,073.47 (+28,155)
Oct -16 $357,689.04 (+53,415)
Jan -17 $405,710.23 (+48,021)
April -17 $446,004.04 (+39,424)
July-17 $496,327.00 (+50,322)
Oct-17 $535,958.74 (+39,631)
Jan-18 $617,102.81 (+81,144) --> total NW Gain of $210,532 in 2017. Don't think this will be sustainable as about 60K was due to market gains. I guess we shall see.
Welcome all newcomers to the race. Congrats to those coming close to completion.
JGS
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December numbers are in:
Stash Total NW including home equity
3/28/17: 667k 1.208M
4/28/17: 704k 1.193M
5/25/17: 716k 1.244M
6/27/17: 734k 1.284M
7/24/17: 752k 1.287M
8/24/17: 753k 1.303M
9/28/17: 783k 1.384M
10/31/17: 800k 1.411M
11/27/17: 821k 1.432M
12/26/17: 844k 1.452M
Maybe 2018 will see us get our second comma not including home equity?
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Congrats!
We're just jumping over from the race to 500k thread. Just checked our accounts today and are sitting at around $527K net worth.
Checking in at $554K. +27K in ~2 months. Not too shabby.
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Yesterday I passed the finish line--$1,005,000 in investments and cash. No debts. Been working towards this goal for a while, and now that I'm here my mind automatically switches to "It's not that much money if I have it." I was a teacher. And now I have a million dollar nest egg at 46. It's really possible, people.
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Yesterday I passed the finish line--$1,005,000 in investments and cash. No debts. Been working towards this goal for a while, and now that I'm here my mind automatically switches to "It's not that much money if I have it." I was a teacher. And now I have a million dollar nest egg at 46. It's really possible, people.
Awesome!! Huge congrats! I am a teacher also, and I hope to reach that double comma club--albeit ten years later than you did! Glad to hear that it's possible! :)
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I'm in!
March 2014: 169K
January 2018: 503K
Estimate to 1MM: June 2025
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Yesterday I passed the finish line--$1,005,000 in investments and cash. No debts. Been working towards this goal for a while, and now that I'm here my mind automatically switches to "It's not that much money if I have it." I was a teacher. And now I have a million dollar nest egg at 46. It's really possible, people.
Awesome!! Huge congrats! I am a teacher also, and I hope to reach that double comma club--albeit ten years later than you did! Glad to hear that it's possible! :)
Thank you! This is the only place I can share this kind of stuff. ; )
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Crossed the $1M in just our investments yesterday. $1,002,005.11. in retirement and brokerage accounts. Does not include our HSA, emergency fund, home equity or kids college funds. Feels pretty good for two 40 year olds.
Now we've really got to work on cutting expenses so we can actually FIRE in the next couple years. Of course likely market declines and the uncertainty in the health insurance market may delay FIRE as well.
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Congrats BeanCounter and fidreamer!!!
And welcome clarkfan1979! Wishing everyone continued success in 2018!
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Yesterday I passed the finish line--$1,005,000 in investments and cash. No debts. Been working towards this goal for a while, and now that I'm here my mind automatically switches to "It's not that much money if I have it." I was a teacher. And now I have a million dollar nest egg at 46. It's really possible, people.
Awesome!! Huge congrats! I am a teacher also, and I hope to reach that double comma club--albeit ten years later than you did! Glad to hear that it's possible! :)
Thank you! This is the only place I can share this kind of stuff. ; )
I hear you, @fidreamer . I reached $1M in assets recently and didn't feel comfortable sharing that news anywhere but here!
Crossed the $1M in just our investments yesterday. $1,002,005.11. in retirement and brokerage accounts. Does not include our HSA, emergency fund, home equity or kids college funds. Feels pretty good for two 40 year olds.
Now we've really got to work on cutting expenses so we can actually FIRE in the next couple years. Of course likely market declines and the uncertainty in the health insurance market may delay FIRE as well.
Nice work, @BeanCounter !! Especially for youngins like you! :)
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Latest update!
Invested/Cash Total NW
End of 2015 $513k $752k
End of 2016 $574k $820k
10/1/17 $670k $921k
11/1/17 $679k $931k
12/1/17 $693k $944k
1/1/18 $701K $954k
Desperately trying to get my Liquid NW number to $1m. I've come so far but it still feels a long way off! Thanks to all of you for keeping me motivated.
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Stay the course, and you will get there, @Bergal !! :)
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End of 2007: $71,000
End of 2008: $87,600
End of 2009: $202,000
End of 2010: $257,000
2011: $298,000
2012: $364,000
2013: $371,000
2014: $615,000 (This looks like a big jump from 2013 because I started counting in my calculations an investment account which hadn't been counted in prior years)
2015: $644,000
2016: $740,000
July 2017: $813,000
At the end of December 2017 we were at $926,000 for an increase of $186,000 year over date. About $40,000 of that comes from savings, the rest was market growth.
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Only $13K left to go! I should be a millionaire by the end of the month.
11/23/2012: $45,000.00
08/03/2013: $100,000.00
01/01/2016: $408,896.04
01/01/2017: $617,283.09
06/06/2017: $758,104.40
10/15/2017: $856,488.71
11/18/2017: $929,536.54
11/27/2017: $944,395.35
12/17/2017: $956,928.07
01/01/2018: $968,307.87
01/05/2018: $987,442.11
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Only $13K left to go! I should be a millionaire by the end of the month.
11/23/2012: $45,000.00
08/03/2013: $100,000.00
01/01/2016: $408,896.04
01/01/2017: $617,283.09
06/06/2017: $758,104.40
10/15/2017: $856,488.71
11/18/2017: $929,536.54
11/27/2017: $944,395.35
12/17/2017: $956,928.07
01/01/2018: $968,307.87
01/05/2018: $987,442.11
So close Herbert, fingers crossed for you. How will you celebrate?
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I'm happy to move over to this "race"! Just crossed over $500K this quarter.
Here's my progress thus far:
1/1/2015 - $319,018
3/31/2015 - $358,647
6/30/2015 - $350,887
9/30/2015 - $329,044
12/31/2015 - $340,246
3/31/2016 - $390,030
6/30/2016 - $408.983
9/1/2016 - $447,834
12/31/2016 - $459,043
3/31/2017 - $509,618
6/30/2017 - $520,691
9/30/17 - $553,269
12/31/17 - $557,941
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Ok I’m in liquid net worth 536k.
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Thank you, @NinetyFour!
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I knew I was close, but I didn't expect it to happen this fast.
2018's one week gains in the market have pushed me into millionaire territory.
My Total NW is now just a nose (hair) across the line at $1,001,051
I'm hoping to get to "true" millionaire status this year (liquid net worth). If 2018 provides the NW gains that 2017 gave me, then I'm gonna make it.
I won't be surprised if the market next week pushes me back below the line, but it feels good to have made it across for the first time!
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Kicking off the new year with this race, though the timing could have been way better. I'm taking a break from work after having Boy #2, so the increases for the next 6-9 months will be from appreciating investments. Hubby's job is a dream, but doesn't pay much to allow investment during my break, so this "race" is partly to keep me mindful of where I am so I don't slack off too much.
This after income of $200K+ the past 4 years.
Cash: $130K (too much cash, I know)
Invested Assets: $480K
House (that I'd love to offload this year): $240K, conservatively.
Total: $850K.
Getting to $1M will be a slow slog in the near future but I need goals.
Plans:
Pay off the $3K of remaining student loans that was sold and had the interest suddenly jacked up: Done
Open and Fund a Roth IRA (in the past I just maxed out the 401K): TBD this week
Transfer second 401K to Vanguard IRA: TBD this week
More research into 529 plans
Exercise company options and consolidate investments @ Vanguard: Soon as there's a decent recovery. Not sure what's ailing it lately.
Open to suggestions.
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Latest update!
Invested/Cash Total NW
End of 2015 $513k $752k
End of 2016 $574k $820k
10/1/17 $670k $921k
11/1/17 $679k $931k
12/1/17 $693k $944k
1/1/18 $701K $954k
Desperately trying to get my Liquid NW number to $1m. I've come so far but it still feels a long way off! Thanks to all of you for keeping me motivated.
Our numbers are really similar Bergal; I'm just a few months ahead of you on liquid assets. I too am feeling the "$700k doldrums". Feel like I'm stuck midway to the goal! I'm trying to focus on reaching $800k, because $1M invested feels too far away.
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Latest update!
Invested/Cash Total NW
End of 2015 $513k $752k
End of 2016 $574k $820k
10/1/17 $670k $921k
11/1/17 $679k $931k
12/1/17 $693k $944k
1/1/18 $701K $954k
Desperately trying to get my Liquid NW number to $1m. I've come so far but it still feels a long way off! Thanks to all of you for keeping me motivated.
Our numbers are really similar Bergal; I'm just a few months ahead of you on liquid assets. I too am feeling the "$700k doldrums". Feel like I'm stuck midway to the goal! I'm trying to focus on reaching $800k, because $1M invested feels too far away.
Not sure I'd be too "doldrum" like in your situation. An increase of nearly $200K in your invested amount in two years is nothing to be sad about.
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Aug 2017: 519, 045.81
Sept. 1 2017: 526, 110.79
Oct 1 2017:531,034.52
Nov 12017: 548,730
Dec 1 2017: 564,953
Jan 2 2018: 585,693
Love seeing those numbers go up!
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What a great thread. I am excited for everyone here and I don't even know you. Except in the virtual world of MMM of course.
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So close... Maybe I'll hit $1MM sometime this week.
11/23/2012: $45,000.00
08/03/2013: $100,000.00
01/01/2016: $408,896.04
01/01/2017: $617,283.09
06/06/2017: $758,104.40
10/15/2017: $856,488.71
11/18/2017: $929,536.54
11/27/2017: $944,395.35
12/17/2017: $956,928.07
01/01/2018: $968,307.87
01/05/2018: $987,442.11
01/08/2018: $996,215.32
So close Herbert, fingers crossed for you. How will you celebrate?
My friends and I are going to get together this coming weekend and watch a cheesy kung fu movie.
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Quarterly update:
10/1/2017 - 502k
1/1/2018 - 544k
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Could tomorrow be the day?
11/23/2012: $45,000.00
08/03/2013: $100,000.00
01/01/2016: $408,896.04
01/01/2017: $617,283.09
06/06/2017: $758,104.40
10/15/2017: $856,488.71
11/18/2017: $929,536.54
11/27/2017: $944,395.35
12/17/2017: $956,928.07
01/01/2018: $968,307.87
01/05/2018: $987,442.11
01/08/2018: $996,215.32
01/09/2018: $998,819.79
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Hi everyone! I'm in the race to go to $1 million dollars.
At the moment I'm at approximately $768,000. Just $232,000 more to go!
My 2018 resolution is to take my finances more seriously this year and to start investing a bit more as I haven't been doing the hard yards to get to FIRE.
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Good progress so far! Hope 2018 keeps rolling!
2017:
Sept 1- $526,110
Oct 1- $531,034
Nov 1- $ 548,730
Dec 1- $ 564,953
Jan 1- $ 580,396
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Knock knock....
I just passed £500k :D :D
Will post a proper update on 1st Feb.
My number is £850k so might not make the 2C's but I wont complain if I do.
At current growth rate I am looking at 1MM sometime late 2023. Hoping to FIRE in 2022.
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Knock knock....
I just passed £500k :D :D
Will post a proper update on 1st Feb.
My number is £850k so might not make the 2C's but I wont complain if I do.
At current growth rate I am looking at 1MM sometime late 2023. Hoping to FIRE in 2022.
Welcome, welcome. Wipe your feet, we try to keep it nice in here.
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Could tomorrow be the day?
11/23/2012: $45,000.00
08/03/2013: $100,000.00
01/01/2016: $408,896.04
01/01/2017: $617,283.09
06/06/2017: $758,104.40
10/15/2017: $856,488.71
11/18/2017: $929,536.54
11/27/2017: $944,395.35
12/17/2017: $956,928.07
01/01/2018: $968,307.87
01/05/2018: $987,442.11
01/08/2018: $996,215.32
01/09/2018: $998,819.79
Congratulations for being just less than $2k away from $1m!
I noticed you're 27. How did you do it?
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Checked today, still not a millionaire.
How did you do it?
I got a high paying job right out of college, kept my spending at less than $10K / year, and invested everything else.
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Knock knock....
I just passed £500k :D :D
Will post a proper update on 1st Feb.
My number is £850k so might not make the 2C's but I wont complain if I do.
At current growth rate I am looking at 1MM sometime late 2023. Hoping to FIRE in 2022.
Welcome, welcome. Wipe your feet, we try to keep it nice in here.
:D Will do :D
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Could tomorrow be the day?
11/23/2012: $45,000.00
08/03/2013: $100,000.00
01/01/2016: $408,896.04
01/01/2017: $617,283.09
06/06/2017: $758,104.40
10/15/2017: $856,488.71
11/18/2017: $929,536.54
11/27/2017: $944,395.35
12/17/2017: $956,928.07
01/01/2018: $968,307.87
01/05/2018: $987,442.11
01/08/2018: $996,215.32
01/09/2018: $998,819.79
Congratulations for being just less than $2k away from $1m!
I noticed you're 27. How did you do it?
Amazing. Well done!
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More research into 529 plans Get moving on this. If you're already on Boy #2, valuable time's a-wastin'.
Exercise company options and consolidate investments @ Vanguard: Soon as there's a decent recovery. Not sure what's ailing it lately. Can you clarify this please? Recovery from what? What is ailing lately?
Open to suggestions. You might get more in-depth responses if you start a case study. This thread seems to be turning into more of a place to report progress (Not a criticism, just an observation.), as evidenced by the strings of numbers and lack of response to your post.
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Woohoo!!! Finally!!!
11/23/2012: $45,000.00
08/03/2013: $100,000.00
01/01/2016: $408,896.04
01/01/2017: $617,283.09
06/06/2017: $758,104.40
10/15/2017: $856,488.71
11/18/2017: $929,536.54
11/27/2017: $944,395.35
12/17/2017: $956,928.07
01/01/2018: $968,307.87
01/05/2018: $987,442.11
01/08/2018: $996,215.32
01/09/2018: $998,819.79
01/10/2018: $999,079.24
01/11/2018: $1,003,101.34
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Congratulations Herbert!!
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Awesome, congrats HD and Tempus!!! Bask in the glory :)
Hope to join you there in a few years, so inspiring!
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I'm in! Currently at $574 investible assets.
Haven't been adding much lately, but the stock market growth pushed us over $600K. About to really start piling it on this year. Our goal is to get up to $700K before 2018. Good luck all!
Well the market certainly helped out a lot this past year. We ended up at $794K on 1 Jan. Beat our goal by a healthy margin! It really is amazing how the market can supercharge your savings with compound interest. I think it was around $500 that I really saw it take over and begin overwhelming my savings.
Just a few weeks into 2018 and we are up to $819K. I haven't added any of my own savings in yet this year either. Amazing. (I suppose it can be just as amazing going the other way too!)
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Congratulations, Herbert! Well done.
Thanks for the encouragement, Trifele. I'm going to take your advice and concentrate on $800k liquid, rather than $1m, which seems so far away right now!
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Been lurking for a year and now I'm ready to jump into the fray! $1M here we come!
1/2018 - $565,049 NW
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Welcome BluePhoenix75!
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Welcome BluePhoenix75!
Thanks! Happy to be here. :)
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12/17/17 $739,821
01/16/18 $774,717
That jump seems crazy to me.
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Woohoo!!! Finally!!!
11/23/2012: $45,000.00
08/03/2013: $100,000.00
01/01/2016: $408,896.04
01/01/2017: $617,283.09
06/06/2017: $758,104.40
10/15/2017: $856,488.71
11/18/2017: $929,536.54
11/27/2017: $944,395.35
12/17/2017: $956,928.07
01/01/2018: $968,307.87
01/05/2018: $987,442.11
01/08/2018: $996,215.32
01/09/2018: $998,819.79
01/10/2018: $999,079.24
01/11/2018: $1,003,101.34
Congratulations!!
-
At close of trading today I edged over the line with a LNW of AU$1,002,455!
Nice job Ozbeach!
-
Estimates of NW over the years with more concrete values currently
2011: $40k Real estate sucked (I'm a realtor and own rentals), income was low and equity was non existent. Tough times!
2012: $55k
2013: $75k
2014: $160k Being a realtor and also having a large portion of NW in real estate helped income and value go up drastically. (income $155k) plus asset appreciation
2015: $295k (income $210k) plus asset appreciation
2016: $505k (income $242k) plus asset appreciation
Started using Mint for tracking in 2017
2017: March $515
April $500 spent money... :(
May $521
June $573
July $588
Aug $605k
Sep $647k
Oct $650k
Dec $684K
2018
Jan $725k
-
Dec 2014: 410,781
Dec 2015: 449,701
Dec 2016: 517,871
Dec 2017: 650,444
01/20/2018: 679,426
started to get serious about investing around 2007, before that it was mostly in CD's. It took a long time to get to the first 500k, hopefully the 2nd half will come much quicker.
Average about 35k to 40k of contribution per year, the rest is from Mr. market.
-
That's some nice progress, Willfire. Welcome aboard!
-
Finally made it today (much sooner than I expected)! A little surreal, and I suspect a downturn will push me back below $1M at some point soon... but until then, onward to $2M!
1/2018 - $1,001,992
12/2017 - $961,556
11/2017 - $855,662
10/2017 - $841,984
9/2017 - $825,048
8/2017 - $810,361
7/2017 - $742,337
2016 - $619,152
2015 - $593,948
2014 - $190,525
2013 - $82,600
2012 - $75,812
2011 - ($159,240)
2010 - ($188,257)
-
Congrats, ShadowRegent!
-
Congrats, ShadowRegent!
Well done!!! :D
-
Exercise company options and consolidate investments @ Vanguard: Soon as there's a decent recovery. Not sure what's ailing it lately. Can you clarify this please? Recovery from what? What is ailing lately?
Thanks, Dicey.
The company's stock price has been depressed the past couple of months, despite analyst valuations that are significantly higher.
-
Has anyone plotted a curve to plot time vs progress for everyone? I know someone did this once on the 250-500 thread and it was actually quite interesting to see the average and how the majority progressed within pretty much the same time frame.
-
Stash Total NW including home equity
3/28/17: 667k 1.208M
4/28/17: 704k 1.193M
5/25/17: 716k 1.244M
6/27/17: 734k 1.284M
7/24/17: 752k 1.287M
8/24/17: 753k 1.303M
9/28/17: 783k 1.384M
10/31/17: 800k 1.411M
11/27/17: 821k 1.432M
12/26/17: 844k 1.452M
1/25/18: 890K 1.511M
I am astounded at the numbers from the past year, even though so much of it is market gains and therefore not within my control.
-
Stash Total NW including home equity
3/28/17: 667k 1.208M
4/28/17: 704k 1.193M
5/25/17: 716k 1.244M
6/27/17: 734k 1.284M
7/24/17: 752k 1.287M
8/24/17: 753k 1.303M
9/28/17: 783k 1.384M
10/31/17: 800k 1.411M
11/27/17: 821k 1.432M
12/26/17: 844k 1.452M
1/25/18: 890K 1.511M
I am astounded at the numbers from the past year, even though so much of it is market gains and therefore not within my control.
What's the line about luck favoring the prepared? Having the discipline to put yourself into a position to benefit from a rising market was under your control.
-
Pretty excited to post and see others posts this month. I am already at a record month and I still have a huge paycheck before Jan is over!
-
That's some nice progress, Willfire. Welcome aboard!
thanks, Trifele.
Really thrilled by the progress but little scared at the same time. can't stop thinking when will be a correction, although theoretically it's a good buying opportunity.
1 mil. still seems so far away...
-
That's some nice progress, Willfire. Welcome aboard!
thanks, Trifele.
Really thrilled by the progress but little scared at the same time. can't stop thinking when will be a correction, although theoretically it's a good buying opportunity.
1 mil. still seems so far away...
Yeah, there will be a correction, but we just need to ride it out . . . When it happens, it's not theoretically a good opportunity; it IS a good opportunity. :)
-
I decided to post my update on a mini-correction day instead of waiting until tomorrow (since January has just been insane in terms of market gains anyway):
Numbers for end of month:
Month Year: Investments
June 2017: 504K
July 2017: 523K
Decided to add in home equity and give net worth as second number:
Aug 2017: 533K / 666K
Sep 2017: 539K / 679K
Oct 2017: 551K / 698K
Nov 2017: 561K / 711K
Dec 2017: 569K / 724K
Jan 2018: 589K / 751K
-
Returning to update . . .
| 2015 DEC | : | 252k | <- Crossed 250k |
| - | - |
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
| 2016 NOV | : | 361k | (+24k) |
| 2016 DEC | : | 368k | (+7k) |
| - | - |
| 2017 JAN | : | 382k | (+14k) |
| 2017 FEB | : | 403k | (+21k) |
| 2017 MAR | : | 416k | (+13k) |
| 2017 APR | : | 427k | (+11k) |
| 2017 MAY | : | 436k | (+9k) |
| 2017 JUN | : | 449k | (+13k) |
| 2017 JUL | : | 464k | (+15k) |
| 2017 AUG | : | 478k | (+14k) |
| 2017 SEPT | : | 494k | (+16k) |
| 2017 OCT | : | 510k | (+16k) <- Crossed 500k |
| 2017 NOV | : | 523k | (+13k) |
| 2017 DEC | : | 534k | (+11k) |
| - | - |
| 2018 JAN | : | 558k | (+24k) (Had the month ended on Monday, it would have been whopping 7-10k higher!) |
FIRST posting of the year!
Almost our best month ever! Simply tied for now. When my paycheck actually clears it might bump us into record territory. I get paid once a month so, when I make these it's a good guess at my income. I always come back and adjust!
FOLLOWUP- I probably did beat my record but given this month of down market I think I will just leave this post-as-is :) Down 22k so far! weeee
+$24k this year! Aiming, for 100k in any given year of savings. Though, I am really only tracking worth gains, not savings directly. (So it includes gains/losses in the market) Given 11 month(s) left, and 76k more to go, I should hit this goal!
-
Kicking some ass Anon! Keep it going!
-
Officially joining with my first proper update.
A very up and down month was well into 500k early Jan, markets cost me in the last 2 days but still passed the line :)
01/01/17 £374668
01/01/18 £497097
01/02/18 £500655
Targets
FIRE 2022 age low 40s.
Number £850k
Targets is to put around £100k onto the NW each year for the next 4 years.
Target income at FIRE £35-40k.
-
Wow was this a good month! I know it can't continue, but this past year has been fun.
Monthly update (retirement investments only, not counting 529s or house equity).
Invested (+/-)
5/1/17 -- $631k
6/1/17 -- $647k (+$16k)
7/1/17 -- $655k (+$8k)
8/1/17 -- $665k (+$10k)
9/1/17 -- $672k (+$7k)
10/1/17 -- $684k (+$12k)
11/1/17 -- $702k (+$18k)
12/1/17 -- $724k (+$22k)
1/1/18 -- $731k (+$7k)
2/1/18 -- $761k (+$30k)
-
Welcome aboard Skip207! You are making great progress.
-
Obviously this was a great month. NW is up $46k over last month, shattering our previous best increase (+$30k). Our year-over-year NW increase is over $200k for the first time. And we went from $500k to $600k in just under four months. $1000k in 2019 now seems possible.
I also got some financial housekeeping done this month. I finally rolled the last of our high fee investments into Fidelity. These were a mix of American Funds that have performed in line with the SP500 the last several years, but it was time to get them back under our control. I dropped off our tax information with our accountant and expect to have that squared away soon (I'm not capable of DIYing them anymore). I'm hoping for a roughly ~$5k refund, which will all go to a family member as a gift. Last but not least, we finally opened a taxable investment account (and proceeded to lose $15 this month!).
| Aug17: | $488k |
| Sep17: | $507k |
| Oct17: | $526k |
| Nov17: | $546k |
| Dec17: | $566k |
| Jan18: | $612k |
-
First day of a new month--time for another update! :)
| Month | Liquid | Net Worth |
Jan-17
| $604K
| $883K
|
| Feb-17 | $622K | $905K |
| Mar-17 | $651K | $930K |
| Apr-17 | $660K | $939K |
| May-17 | $675K | $954K |
| Jun-17 | $694K | $967K |
| Jul-17 | $717K | $991K |
| Aug-17 | $721K | $1,000K |
| Sep-17 | $738K | $1,007K |
| Oct-17 | $762K | $1,033K |
| Nov-17 | $782K | $1,055K |
| Dec-17 | $796K | $1,058K |
| Jan-18 | $836K | $1,095K |
How can it POSSIBLY be that our net worth rose $37K this month--or, even more mind-boggling, that our investment accounts rose by $40K? It still boggles my mind.
Yes, we added our usual ~$7K through savings in tax-deferred accounts, employer match, and post-tax savings, so I suppose that made our actual investment account GAIN "only" $33K. Still--wow.
We made another payment of 7K to our contractors on our home renovations (we'll pay the last $1K next month and will be done with that for a while).
Here's to a successful February for everybody!
(posting also in the $1M to $2M thread for net worth)
-
Invest / total
6/24/16 - 362k / 500k NW
12/1/16 - 404k / 550k NW
1/1/17 - 450k / 600k NW
2/1/17 - 462k / 607k NW
5/1/17 - 514k / 666k NW
6/1/17 - 526k / 673k NW
7/1/17 - 542k / 691k NW
8/1/17 - 557k / 707k NW
11/1/17 - 603k / 753k NW
12/1/17 - 625k / 775k NW
01/1/18 - 651k /805k NW
02/1/18 - 681k / 831k NW
-
Looks like we made at least part of the goal! Now to get the whole way there with our liquid assets.
8/1/17: $834k liquid ($916k NW)
9/1/17: $841k liquid ($921k NW)
10/1/17: $857k liquid ($941k NW)
11/1/17: $872k liquid ($959k NW)
12/1/17: $889k liquid ($976k NW)
1/1/18: $902k liquid ($997k NW)
2/1/18: $939k liquid ($1.035M NW)
-
Looks like we made at least part of the goal! Now to get the whole way there with our liquid assets.
8/1/17: $834k liquid ($916k NW)
9/1/17: $841k liquid ($921k NW)
10/1/17: $857k liquid ($941k NW)
11/1/17: $872k liquid ($959k NW)
12/1/17: $889k liquid ($976k NW)
1/1/18: $902k liquid ($997k NW)
2/1/18: $939k liquid ($1.035M NW)
Congrats!
-
Looks like we made at least part of the goal! Now to get the whole way there with our liquid assets.
8/1/17: $834k liquid ($916k NW)
9/1/17: $841k liquid ($921k NW)
10/1/17: $857k liquid ($941k NW)
11/1/17: $872k liquid ($959k NW)
12/1/17: $889k liquid ($976k NW)
1/1/18: $902k liquid ($997k NW)
2/1/18: $939k liquid ($1.035M NW)
Congrats!
Woo hoo!!!!! :)
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Wow, what a month January was.
Invested assets:
12-2017: $510,037
1-2018: $539,718 (+29.6k)
I keep asking myself if this is for real.
-
1/1/18 - 633k / 1000k
2/1/18 - 668k / 1034k
Good start to the year!
-
Jan 2018 - 846K / 987K
Feb 2018 - 880K / 1.02M
+33K on the year so far.
Can't help but feel the footsteps of a major correction on the horizon. Too many people are talking about the market at the office and in social circles. Has that effervescent feel. But we could still have a ways to go up. I was expecting a downturn 3 years ago. And 2 years ago. And again last year.
Greenspan says we're in a bubble. Back when he was at the wheel and called it 'irrational exuberance', there were a few years left on the upswing before the burst.
-
Jan 2017: $444,411
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
May 2017: $509,180 (+$12,570)
Jun 2017: $522,280 (+$13,100)
Jul 2017: $539,829 ($17,549)
Aug 2017: $547,156 (+$7,327)
Sept 2017: $568,755 (+$21,599)
Oct 2017: $588,681 (+$19,926)
Nov 2017: $612,643 (+$23,962)
Dec 2017: $628,029 (+$15,386)
Jan 2018: $664,203 (+$36,174)
As everybody mentioned, it certainly was a crazy month! Our best yet by far.
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In the spirit of the new year, I thought I'd change up my updates to give me more of a historical snapshot and monitor my year over year increase as well. Tracking my liquid investments only and looking to close the gap on $1MM this year with a stretch goal to actually reach it if all goes well!
| YOY Increase | 2018 | | 2017 | | 2016 |
| +164k | 01/01/18 710k | | 01/01/17 546k | | 01/01/16 461k |
| +188k | 02/01/18 748k | | 02/01/17 560k | | 02/01/16 436k |
| 03/01/18 | | 03/01/17 582k | | 03/01/16 450k |
| 04/01/18 | | 04/01/17 594k | | 04/01/16 481k |
| 05/01/18 | | 05/01/17 603k | | 05/01/16 481k |
| 06/01/18 | | 06/01/17 617k | | 06/01/16 496k |
| 07/01/18 | | 07/01/17 620k | | 07/01/16 492k |
| 08/01/18 | | 08/01/17 633k | | 08/01/16 518k |
| 09/01/18 | | 09/01/17 640k | | 09/01/16 526k |
| 10/01/18 | | 10/01/17 660k | | 10/01/16 523k |
| 11/01/18 | | 11/01/17 678k | | 11/01/16 509k |
| 12/01/18 | | 12/01/17 699k | | 12/01/16 531k |
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5/1/15 = $284
10/1/15 = $339
11/1/15 = $357
12/1/15 = $365
1/1/16 = $374
2/1/16 = $373
3/1/16 = $379
4/1/16 = $391
5/1/16 = $398
6/1/16 = $406
7/1/16 = $415
8/1/16 = $426
9/1/16 = $424
10/1/16 = $427
11/1/16 = $428
12/1/16 = $438
1/1/17 = $461
2/1/17 = $471
3/1/17 = $482
4/1/17 = $479
5/1/17 = $492
6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
2/1/18 = $593
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I finally made it! So happy to join this prestigious club!
02/2018 : $502k Inv. / $627k NW
Thank you all for your inspiration :-)
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I finally made it! So happy to join this prestigious club!
02/2018 : $502k Inv. / $627k NW
Thank you all for your inspiration :-)
Welcome G-Cool! Come on in, friend.
EDITED to add -- You squeaked in just before the market dip yesterday, haha. Don't worry, you'll be in good company if your end-of-February number dips back below $500k . . . We can all cry in our beer -- and then ride it out -- together.
-
Aug 1 2017: 519, 045.81
Sept. 2017: 526, 110.79
Oct 2017:531,034.52
Nov 2017: 548,730
Dec 2017: 564,953
Jan 2018: 585,693
Feb 2018: 613,810
Nice increase even with the sight market correction last week!
-
Dec. 2017: $502k
Jan. 2, 2018: $513.7k
Feb. 5, 2018: $539.9k
Market increases + annual 401k bonus + high savings rate = magic :)
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That's some nice progress, Willfire. Welcome aboard!
thanks, Trifele.
Really thrilled by the progress but little scared at the same time. can't stop thinking when will be a correction, although theoretically it's a good buying opportunity.
1 mil. still seems so far away...
Yeah, there will be a correction, but we just need to ride it out . . . When it happens, it's not theoretically a good opportunity; it IS a good opportunity. :)
I think I might have jinxed myself...
-
These numbers are as of Saturday.... I was really excited to see that our liquid net worth went up by exactly $100k in 2017, although our savings rate was not as good as it normally is.
I don't expect the numbers to remain so pretty (and we "lost" value of about $10k on Friday). However, on Friday I upped my 401k contribution to max it out for 2018, so we'll be in a good position to take advantage of any correction.
Invested/Overall NW
End of 2012: 170k / 200k *(re)married
End of 2013: 295k / 342k
End of 2014: 338k / 388k
End of 2015: 366k / 428k *June - husband quit work to go back to college full-time
End of 2016: 432k / 545k
End of 2017: 532k / 664k [+83k college funds] * Sep - husband started working part-time; still going to college
end of Jan 2018: 553k / 686k [+85k college funds]
-
I graduated to the "race to $2,000,000" thread last year, but I'm nervous about a bear market. Please be nice to me, guys, when I come crawling back...
Rebalancing today, currently I have almost no bonds.
-
I graduated to the "race to $2,000,000" thread last year, but I'm nervous about a bear market. Please be nice to me, guys, when I come crawling back...
Rebalancing today, currently I have almost no bonds.
What are you buying, if you don't mind me asking? We have about 10% of our stash in a mix of cash, TIPS, and intermediate government bonds, but I don't have a good rationale for this mix. I've had a lot of trouble finding guidance on fixed income.
-
For bonds, I have a Roth in which I just buy something like "bond fund for America". I sold the stake in November because it felt like it was slowing me down (I'm currently 37 and thought I could handle the risk). Within my 401K there's just a generic bond fund. Intermediate or short term bonds should be fine for your needs.
-
So... whats the done thing if your NW drops back below 500k? Rejoin the 250-500k thread?
Just updated after all the market wobbles and now @ 490... might be lower by the end of the month!
-
So... whats the done thing if your NW drops back below 500k? Rejoin the 250-500k thread?
Just updated after all the market wobbles and now @ 490... might be lower by the end of the month!
Totally up to you, Skip, but I think I'd just stay here. There'll be quite a few people in this boat. I say let's just put on a pot of coffee and hang out. You'll get back to the 500k mark.
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I graduated to the "race to $2,000,000" thread last year, but I'm nervous about a bear market. Please be nice to me, guys, when I come crawling back...
Rebalancing today, currently I have almost no bonds.
What are you buying, if you don't mind me asking? We have about 10% of our stash in a mix of cash, TIPS, and intermediate government bonds, but I don't have a good rationale for this mix. I've had a lot of trouble finding guidance on fixed income.
This is a Bogleheads Forum question. They'll give you the best input, IMHO, in regards to this. Your question has likely been answered (and discussed and debated and debated some more) dozens of times on that forum. Just use the search function.
www.bogleheads.org
All the best,
JGS
FWIW, I'm also 90% Equities, 10% Bonds. My Bonds are in US Treasuries (30 year -yields about 3%) as per the Cash Balance plan at my workplace, and that's enough for me.
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So... whats the done thing if your NW drops back below 500k? Rejoin the 250-500k thread?
Just updated after all the market wobbles and now @ 490... might be lower by the end of the month!
Totally up to you, Skip, but I think I'd just stay here. There'll be quite a few people in this boat. I say let's just put on a pot of coffee and hang out. You'll get back to the 500k mark.
Well, it was nice while it lasted . . .
In the meantime, sending a virtual hug to all those whose nets just dropped ~50k. *sigh*
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So... whats the done thing if your NW drops back below 500k? Rejoin the 250-500k thread?
Just updated after all the market wobbles and now @ 490... might be lower by the end of the month!
Totally up to you, Skip, but I think I'd just stay here. There'll be quite a few people in this boat. I say let's just put on a pot of coffee and hang out. You'll get back to the 500k mark.
Well, it was nice while it lasted . . .
In the meantime, sending a virtual hug to all those whose nets just dropped ~50k. *sigh*
This is why I update every three months instead of monthly. Less noise in the NW trends. This is also why I make a point of counting total number of shares I have at the end of every year.
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So... whats the done thing if your NW drops back below 500k? Rejoin the 250-500k thread?
Just updated after all the market wobbles and now @ 490... might be lower by the end of the month!
Totally up to you, Skip, but I think I'd just stay here. There'll be quite a few people in this boat. I say let's just put on a pot of coffee and hang out. You'll get back to the 500k mark.
Well, it was nice while it lasted . . .
In the meantime, sending a virtual hug to all those whose nets just dropped ~50k. *sigh*
sigh. I am no longer a millionaire. Bummer.
-
Joining the club.
...
Not sure when/if I'll get to 1m; may semi-FIRE before then.
...
If the market were to stay flat, would probably hit 1m investible around 6 months from now.
Quarterly update, November 2017:
....
Not declaring victory yet though until I have 1m investible and no debt to the bank.
Quarterly update, February 2018:
- Q1 2018: 1,075k liquid + 409k home equity: total 1,484k (debt: 141k)
- Q4 2017: 1,005k liquid + 332k home equity: total 1,337k (debt: 189k)
- Q3 2017: 894k liquid + 313k home equity: total 1,207k (debt: approx 193k)
- Q2 2017: 720k liquid + 250k home equity: total 970k (debt: approx 228k)
I am not entirely sure of the dates and numbers, but this is vaguely correct... Net worth is clearly north of $1m now, and we even have more than $1m invested/investible, but still not debt free: another $66k and we'd have enough to pay off our debts and still have $1m invested/investible, so getting pretty close now.
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I'm at $797,202. Still up from last month, which is great considering that I bought my share parcels just before the recent downturn.
Also I have cryptocurrency and as you all know the value of crypto went down quite a bit. I'm down on one of the coins, but I'm still heaps up on one of the other ones I bought.
The property market is at a low where I am at the moment, and I'm considering purchasing a house some time later this year or maybe next year. But we'll see. I actually read an article last week or so about a 35 year old retiring due to Mustachian concepts and instead what he does now is to travel the world. I have this kind of work vs travel thing in my head going so we'll see which one wins out in the end!
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I, too, have dabbled in the crypto, my stake is about $270 at this moment's prices.
-
I've been involved with crypto as well, however am not currently counting it in my FIRE assets. I'm viewing it as a fun hobby that may expedite my FIRE date, but I am not putting any money into it that I wouldn't put into some other hobby / interest.
-
When my crypto becomes worth $1,000,000, I will start a separate topic called "Race to $1 million in crypto assets" and boast about how smart I was there.
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Ending February early on purpose:
Numbers for end of month:
Month Year: Investments
June 2017: 504K
July 2017: 523K
Add in home equity: net worth as second number:
Aug 2017: 533K / 666K
Sep 2017: 539K / 679K
Oct 2017: 551K / 698K
Nov 2017: 561K / 711K
Dec 2017: 569K / 724K
Jan 2018: 589K / 751K
Feb 2018: 577K / 741K
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Actually I sold a lot of my crypto before the big bust. I'm one of those people who has gut feelings about things and I sold it all approximately two days before the downturn as I had a gut feeling it was going to turn for the worst.
I've also made a bit of money from buying things and reselling them on eBay and other similar websites but I haven't included that in my recent update.
-
For the first time since January 2016, our net worth dropped. I guess that's a good thing because it means our investments have grown enough to minimize the impact of our monthly contributions.
| Aug17: | $488k |
| Sep17: | $507k |
| Oct17: | $526k |
| Nov17: | $546k |
| Dec17: | $566k |
| Jan18: | $612k |
| Feb18: | $603k |
-
5/1/15 = $284
10/1/15 = $339
11/1/15 = $357
12/1/15 = $365
1/1/16 = $374
2/1/16 = $373
3/1/16 = $379
4/1/16 = $391
5/1/16 = $398
6/1/16 = $406
7/1/16 = $415
8/1/16 = $426
9/1/16 = $424
10/1/16 = $427
11/1/16 = $428
12/1/16 = $438
1/1/17 = $461
2/1/17 = $471
3/1/17 = $482
4/1/17 = $479
5/1/17 = $492
6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
-
01/01/17 £374668
01/01/18 £497097
01/02/18 £500655
01/03/18 £497804
First dip in a while but to be expected.
-
Returning to update . . .
| 2015 DEC | : | 252k | <- Crossed 250k |
| - | - |
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
| 2016 NOV | : | 361k | (+24k) |
| 2016 DEC | : | 368k | (+7k) |
| - | - |
| 2017 JAN | : | 382k | (+14k) |
| 2017 FEB | : | 403k | (+21k) |
| 2017 MAR | : | 416k | (+13k) |
| 2017 APR | : | 427k | (+11k) |
| 2017 MAY | : | 436k | (+9k) |
| 2017 JUN | : | 449k | (+13k) |
| 2017 JUL | : | 464k | (+15k) |
| 2017 AUG | : | 478k | (+14k) |
| 2017 SEPT | : | 494k | (+16k) |
| 2017 OCT | : | 510k | (+16k) <- Crossed 500k |
| 2017 NOV | : | 523k | (+13k) |
| 2017 DEC | : | 534k | (+11k) |
| - | - |
| 2018 JAN | : | 558k | (+24k) |
| 2018 FEB | : | 569k | (+11k) |
+$35k this year! Aiming, for 100k in any given year of savings. Though, I am really only tracking worth gains, not savings directly. (So it includes gains/losses in the market) Given 10 month(s) left, and 65k more to go, I should hit this goal!
NOTE: Not too bad given this month. Two things helped, income is very high right now, and I did end up with a few grand in a tax return. I feel pretty good being up 11k when I see some here posting losses! (I am 100% vtsax right now)
-
Bumpy month! Still up since the first of the year though. Here's our update, including only investments (not house equity or 529 accounts):
Invested (+/-)
5/1/17 -- $631k
6/1/17 -- $647k (+$16k)
7/1/17 -- $655k (+$8k)
8/1/17 -- $665k (+$10k)
9/1/17 -- $672k (+$7k)
10/1/17 -- $684k (+$12k)
11/1/17 -- $702k (+$18k)
12/1/17 -- $724k (+$22k)
1/1/18 -- $731k (+$7k)
2/1/18 -- $761k (+$30k)
3/1/18 -- $737k (-$24k)
-
Invested/Overall NW
End of 2012: 170k / 200k *(re)married
End of 2013: 295k / 342k
End of 2014: 338k / 388k
End of 2015: 366k / 428k *June - husband quit work to go back to college full-time
End of 2016: 432k / 545k
End of 2017: 532k / 664k [+83k college funds] * Sep - husband started working part-time; still going to college
end of Jan 2018: 553k / 686k [+85k college funds]
end of Feb 2018: 545k / 679k [+86k college funds]
I think we've saved enough in eldest kid's college fund. We're 85% to our goal for her, and she's got 6 years left before she heads off to college. Since the younger two didn't get to take advantage of the 2008 recession, we're debating whether to divide eldest kid's annual college contribution between them or put it in our brokerage account.
-
1/1/18 - 633k / 1000k
2/1/18 - 668k / 1034k
3/1/18 - 660k / 1028k
-
Updating
April 2016: $500k -----> saved $54.8k (~75% of income), 90/10 allocation
April 2017: $651k
Gain of $23k this past month alone. These insane market returns cannot continue.
Checking in again at $711k. I keep waiting for the crash.
$785k as of this morning.
-
I'm glad I ran these numbers this morning before the drop today. Maybe by next month's update, things will have rebounded.
LNW TNW
Jan 2018 - 846K / 987K
Feb 2018 - 880K / 1.02M
Mar 2018 - 859K / 1.00M
A real squeaker for that TNW number this morning. I was afraid I'd have to turn in my smoking jacket.
-
In the spirit of the new year, I thought I'd change up my updates to give me more of a historical snapshot and monitor my year over year increase as well. Tracking my liquid investments only and looking to close the gap on $1MM this year with a stretch goal to actually reach it if all goes well!
| YOY Increase | 2018 | | 2017 | | 2016 |
| +164k | 01/01/18 710k | | 01/01/17 546k | | 01/01/16 461k |
| +188k | 02/01/18 748k | | 02/01/17 560k | | 02/01/16 436k |
| +140k | 03/01/18 722k | | 03/01/17 582k | | 03/01/16 450k |
| 04/01/18 | | 04/01/17 594k | | 04/01/16 481k |
| 05/01/18 | | 05/01/17 603k | | 05/01/16 481k |
| 06/01/18 | | 06/01/17 617k | | 06/01/16 496k |
| 07/01/18 | | 07/01/17 620k | | 07/01/16 492k |
| 08/01/18 | | 08/01/17 633k | | 08/01/16 518k |
| 09/01/18 | | 09/01/17 640k | | 09/01/16 526k |
| 10/01/18 | | 10/01/17 660k | | 10/01/16 523k |
| 11/01/18 | | 11/01/17 678k | | 11/01/16 509k |
| 12/01/18 | | 12/01/17 699k | | 12/01/16 531k |
Most accounts took a bit of a hit, but those with active contributions are buying more shares per dollar contributed so not concerned. It still wasn't fun to see the first decrease since late 2016 but still on track for my goals and chugging along.
-
Adding Feb and Mar numbers ...
Invested/Cash Total NW
End of 2015 $513k $752k
End of 2016 $574k $820k
10/1/17 $670k $921k
11/1/17 $679k $931k
12/1/17 $693k $944k
1/1/18 $701K $954k
2/1/18 $730k $993k
3/1/18 $708k $972k
-
First day of a new month--time for another update! :)
| Month | Liquid | Net Worth |
Jan-17
| $604K
| $883K
|
| Feb-17 | $622K | $905K |
| Mar-17 | $651K | $930K |
| Apr-17 | $660K | $939K |
| May-17 | $675K | $954K |
| Jun-17 | $694K | $967K |
| Jul-17 | $717K | $991K |
| Aug-17 | $721K | $1,000K |
| Sep-17 | $738K | $1,007K |
| Oct-17 | $762K | $1,033K |
| Nov-17 | $782K | $1,055K |
| Dec-17 | $796K | $1,058K |
| Jan-18 | $836K | $1,095K |
| Feb-18 | $823K | $1,087K |
We paid the last of our installments ($7K) for the home renovations, and now will start saving for the next round (finishing the basement). I upped the value of our home in our net worth calculations by a few thousand to account for the completion of the renovations.
The wild swings in the market affected the numbers, of course, but not horribly so. Looks like we're off to another bumpy start here in March with the announcement of the increase in tariffs on aluminum and steel; should be fascinating to watch how that plays out.
Onward!
(posting also in the $1M to $2M thread for net worth)
-
Invest / total
6/24/16 - 362k / 500k NW
12/1/16 - 404k / 550k NW
1/1/17 - 450k / 600k NW
2/1/17 - 462k / 607k NW
5/1/17 - 514k / 666k NW
6/1/17 - 526k / 673k NW
7/1/17 - 542k / 691k NW
8/1/17 - 557k / 707k NW
11/1/17 - 603k / 753k NW
12/1/17 - 625k / 775k NW
01/1/18 - 651k /805k NW
02/1/18 - 681k / 831k NW
03/1/18 - 660k / 811k NW
-
I got behind on tracking end of month numbers. First decline in a while, but not by too much. In mid-Feb I briefly went below 800k but it's (mostly) recovered at this point it seems. I am definitely at the point where I feel like I have (almost) no control over my NW. Which is both good and bad.
February 2018: 827k
January 2018: 831k
+162k this year! Pretty awesome bump and definitely more than my salary. Have some significant planned medical expenses next month that will put a ~5k dent in that, but I'll enjoy the number for now. :)
December 2017: 812k
November 2017: 799k
October 2017: 790k
September 2017: 776k
August 2017: 752k
July 2017: 751k
June 2017: 737k
May 2017: 732k
April 2017: 720k
March 2017: 711k
February 2017: 703k
January 2017: 680k
December 2016: 650k
December 2015: 487k
December 2014: 412k
December 2013: 350k
-
Jan 2017: $444,411
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
May 2017: $509,180 (+$12,570)
Jun 2017: $522,280 (+$13,100)
Jul 2017: $539,829 (+$17,549)
Aug 2017: $547,156 (+$7,327)
Sept 2017: $568,755 (+$21,599)
Oct 2017: $588,681 (+$19,926)
Nov 2017: $612,643 (+$23,962)
Dec 2017: $628,029 (+$15,386)
Jan 2018: $664,203 (+$36,174)
Feb 2018: $662,419 (-$1,784)
First down month since 2016...what a run! And even then, we're only down ~$2k.
-
Dec. 2017: $502k
Jan. 2, 2018: $513.7k
Feb. 5, 2018: $539.9k
Mar. 5, 2018: $543.6k
Super high savings month for us which is the only reason we didn't slide backwards for us. Our investment accounts are down 2k net, we dumped in close to $9k between all of them this month, our rentals are also proving to be a good diversification tool since we cashflowed $2k last month. I get a bonus this month too so April will reflect higher than average savings as well - I won't mind if the market drops so I can buy some more index funds on sale with my bonus :)
-
It looks like most people were able to offset the February market losses with current contributions, leaving the effect relatively "flat."
-
It looks like most people were able to offset the February market losses with current contributions, leaving the effect relatively "flat."
Right? That's pretty awesome to not feel a down ~3% month. Plus we all got a chance to buy some discounted funds this past month :)
-
More Shares = Winning
-
Invested assets:
12-2017: $510,037
1-2018: $539,718 (+29.6k)
2-2018: $514,481 (-25.2K)
The market giveth and the market taketh away.
-
And then we pulled back...
8/1/17: $834k liquid ($916k NW)
9/1/17: $841k liquid ($921k NW)
10/1/17: $857k liquid ($941k NW)
11/1/17: $872k liquid ($959k NW)
12/1/17: $889k liquid ($976k NW)
1/1/18: $902k liquid ($997k NW)
2/1/18: $939k liquid ($1.035M NW)
3/1/18: $927k liquid ($1.028M NW)
-
New to the thread after March contributions posted today (by a squeak).
Invested/Liquid:
April 9, 2016: $319,737
April 16, 2017: $379,833
March 8, 2018: $500,818
-
Congratulations! And Welcome!!!
-
Net Worth Benchmarks
4/3/14 $430k (start tracking, thx MMM)
9/19/14 $500k
11/6/14 $550k
5/9/15 $600k
4/13/16 $650k
9/7/16 $700k
5/6/17 $750k
9/9/17 $800k
12/15/17 $850k
3/10/18 $900k
-
Congratulations! And Welcome!!!
Thank you!
-
April '12 212K
April '13 226K
April '14 299K
April '15 332K
April '16 369K
April '17 493K
Now ====> 595K
Registered on MM Oct 17
-
Latest update below. Close to doubling net worth inside 2 years! I am including our home equity in this and have accounted for a small increase in home value, but nothing like the ridiculousness I see on Zillow.
Mar 2018 - $607k
Feb 2018 - $590k
Jan 2018 - $580k
Dec 2017 - $569k
Nov 2017 - $561k
Oct 2017 - $546k
Sep 2017 - $538k
Aug 2017 - $497k
July 2017 - $483k
Jun 2017 - $479k
May 2017 - $454k
Apr 2017 - $448k
Mar 2017 - $435k
Feb 2017 - $433k
Jan 2017 - $410k
Oct 2016 - $370k
Sep 2016 - $330k
-
I'll play!
cash+rental equity add primary residence equity
1/2016 $507K $627K
1/2017 $625K $797K
9/2017 $784K $904K
1MM dates- very likely sooner.
3/2021 12/2018
12/2017 $762K $903K - remodeling primary residence! When project is done, big increase in equity!
3/2018 $725K $866K - still remodeling. Framing and all exterior done, all bills paid! (to contractors)
But I'm not going to increase the equity number here until the project is done on the inside, too.
-
Congrats!
We're just jumping over from the race to 500k thread. Just checked our accounts today and are sitting at around $527K net worth.
Checking in at $554K. +27K in ~2 months. Not too shabby.
Net worth is increasing so quickly it’s making me dizzy. Net worth is currently at $666K. Over $100K in three months.
The first $500K felt like it crawled up at the pace of a snail. Now, I’m shocked every time I update our net worth statement every month.
-
Taking a major hit this month so far.
About £5k in unexpected expenses, from car service / tyres to a custom made item I ordered many months ago suddenly its ready and needs paying for.
On top of that the markets really not helping matters!
Reckon I am about £10k down this week alone. Ouch.
-
We can hear crickets in this thread after the past week :D
I got accustomed to great returns in 2017 but time to get back to reality. Still a few more years at work. Just hoping for no 50%+ recession.
-
We can hear crickets in this thread after the past week :D
I got accustomed to great returns in 2017 but time to get back to reality. Still a few more years at work. Just hoping for no 50%+ recession.
Yeah, I am just trying not to look, haha. Looks like my April 1 checkin is going to be ugly. I'm FIREing early next year, but was not planning on touching the stash for a while, so that'll probably be ok. If you've got a few years to go before you need the money you'll be fine.
-
Taxable investment accounts dropped by more than my monthly salary. I kind of hope it continues dropping until I get my paycheque this month and can buy more ETFs. I’m not planning to RE anytime soon though — I like my work, so I’m kind of SWAMI right now, so the dip doesn’t really bother me. I only discovered MMM about two years ago, and at the time I never thought I’d ever be one of those people whose investment movements are greater than monthly salary, so this is kind of exciting for me.
Dips allow me to get to $1 million faster. I’m also waiting for a dip in our local real estate market. I really want another rental property.
-
Also keen for the new tax year so can get some more money into my ISA while the markets are down.
-
We're down roughly $30k in the last week and back under $600k for the 3rd or 4th time. Looks like we could end the month in the red again.
-
I haven't been paying as much attention to my money lately, work has been too busy. I finally had enough breathing room today to distract myself with a financial review. We're currently sitting at about $350k invested and about $400k in home equity, but I'm not feeling good at all. With the craziness of work lately the desire to FIRE is intensifying, but when I tallied up my savings rate, it's not nearly as good as it needs to be. I'm sitting around 40% with lots of face punch worthy discretionary spending. Food and random shit I buy on Amazon has creeped up over the last year or two and really become a problem. I need to refocus my efforts!
-
I discovered that mint.com was actually tracking my car loan as a positive balance, not a negative, meaning that I was over-reporting my networth by $16-$18 K. I'm still in the double-comma, but I apologize to everyone on this thread who was actually above me. Hang in there in this bear market, guys!
-
1/1/15 = $266
2/1/15 = $269
3/1/15 = $278
4/1/15 = $280
5/1/15 = $284
6/1/15 = $295
7/1/15 = $298
8/1/15 = $338
9/1/15 = $335
10/1/15 = $339
11/1/15 = $357
12/1/15 = $365
1/1/16 = $374
2/1/16 = $373
3/1/16 = $379
4/1/16 = $391
5/1/16 = $398
6/1/16 = $406
7/1/16 = $415
8/1/16 = $426
9/1/16 = $424
10/1/16 = $427
11/1/16 = $428
12/1/16 = $438
1/1/17 = $461
2/1/17 = $471
3/1/17 = $482
4/1/17 = $479
5/1/17 = $492
6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
-
Since yesterday was the last banking day of March, herewith the monthly numbers:
LNW TNW
Jan 2018 - 846K / 987K
Feb 2018 - 880K / 1.02M
Mar 2018 - 859K / 1.00M
Apr 2018 - 855K / 996K Booooo! : (
I feel like the character Russ Hanneman from Silicon Valley when he lost his 3rd comma. Now I really get that character. He's much more sympathetic.
I'm (mostly) kidding of course. How could I really complain? I'm still up on the year so far. I had to check to see where that $9K increase comes from and it's almost all my cash balance in my checking account. Investment accounts are just treading water with the additions covering the losses so far.
I changed my cash hoarding ways last year so this is an anomaly but I do have to write a check to Uncle Sam in a couple of weeks and pay some LLC renewal fees, etc. I'll get most of the remainder invested by end of April, I think.
I think we can expect a bumpy ride for the next little while. Hope everyone else's numbers are still in the black for the year!
-
Jan-16 $257,514.77 (+49,787)
April-16 $277,918.06 (+20,403)
July-16 $306,073.47 (+28,155)
Oct -16 $357,689.04 (+53,415)
Jan -17 $405,710.23 (+48,021)
April -17 $446,004.04 (+39,424)
July-17 $496,327.00 (+50,322)
Oct-17 $535,958.74 (+39,631)
Jan-18 $617,102.81 (+81,144)
April -18 $649,856.20 (+32,718)
JGS
-
Stash (NW):
April 9, 2016: $319,737
April 16, 2017: $379,833
March 8, 2018: $500,818
March 30, 2018: $505,467 ($924,670)
-
31 Jan 18 - $603,902.29
28 Feb 18 - $593,932.00
30 Mar 18 - $588,668.87
This despite averaging over $3,500 in contributions every month. The high was $611 on 26 January, so all told over $33k drop. I tell myself that means this month's contributions will be more valuable long term. sigh.
-
End of March clocking in at 839k. With 3 paychecks, and a tax return of around 1.5 pay checks, I was excited to reach 850k this month. But the market had other plans. Womp womp. My total assets are still a tad above 1MM which is pretty cool - though I think my home value is a bit inflated at the moment.
February 2018: 827k
January 2018: 831k
December 2017: 812k
December 2016: 650k
December 2015: 487k
December 2014: 412k
December 2013: 350k
-
Jan 2017: $444,411
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
May 2017: $509,180 (+$12,570)
Jun 2017: $522,280 (+$13,100)
Jul 2017: $539,829 (+$17,549)
Aug 2017: $547,156 (+$7,327)
Sept 2017: $568,755 (+$21,599)
Oct 2017: $588,681 (+$19,926)
Nov 2017: $612,643 (+$23,962)
Dec 2017: $628,029 (+$15,386)
Jan 2018: $664,203 (+$36,174)
Feb 2018: $662,419 (-$1,784)
Mar 2018: 667,963 (+$5,544)
Mostly in a holding pattern right now, not decreasing but not really increasing either. At least it gives us an opportunity to buy some more stocks for cheap(er)...We're still ~$40k above where we stood on December 31, 2017, so it's certainly not all bad.
-
01/01/17 £374668
01/01/18 £497097
01/02/18 £500655
01/03/18 £497804
01/04/18 £492551
Ouch.
Thats with input too!
-
Will give it a couple more months if I cant crawl back into the 500k then I will drop back to the old thread.
-
1/1/18 - 633k / 1000k
2/1/18 - 668k / 1034k
3/1/18 - 660k / 1028k
4/1/18 - 665k / 1032k
Higher than normal side gig income the last couple months has offset some of the market decline. Got to keep my head down and keep adding shares.
-
Invested/Overall NW
End of 2012: 170k / 200k *(re)married
End of 2013: 295k / 342k
End of 2014: 338k / 388k
End of 2015: 366k / 428k *June - husband quit work to go back to college full-time
End of 2016: 432k / 545k
End of 2017: 532k / 664k [+83k college funds] * Sep - husband started working part-time; still going to college
end of Jan 2018: 553k / 686k [+85k college funds]
end of Feb 2018: 545k / 679k [+86k college funds]
end of Mar 2018: 540k / 675k [+84k college funds]
March was a smaller decrease than I anticipated. I'm pleased that we're still over the 500k mark - the original schedule had us hitting that by the end of this year.
-
Dec. 2017: $502k
Jan. 2, 2018: $513.7k
Feb. 5, 2018: $539.9k
Mar. 5, 2018: $543.6k
Apr. 2, 2018: $557.6
Got my bonus this month which is why we ticked up so much even with rocky markets. It was great timing for me since I got to scoop up more shares for less. We've also made some further cuts to our expenses which is helping us ramp up savings. Staying the course and the future still looks bright =]
-
We are still making progress. We are buying more shares every month.
-
3/2018 Update - $756K; $222K in home equity, $5K in cash, remainder in investments. It's refreshing to see we're actually up in total over last quarter, although about half of it is home appreciation, which I consider total funny money as we have no plans to sell any time soon.
12/2017 Update - We hit a big milestone this quarter - over $500K in investments!
Current totals - $719K; $194K in home equity, $5K in cash, remainder in investments
9/2017 Update - $670K; $187K in home equity, $10K in cash, remainder in investments
Somewhat embarrassingly, I didn't starting keeping close tabs on my net worth until finding MMM this year. Thankfully, I didn't muck it up too bad up to this point, but I'm hoping to do even better now that I know better! So, let's start here...
6/2017 - $630K; ~$180K in home equity, ~$10K in cash, remainder in investments
-
Returning to update . . .
| 2015 DEC | : | 252k | <- Crossed 250k |
| - | - |
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
| 2016 NOV | : | 361k | (+24k) |
| 2016 DEC | : | 368k | (+7k) |
| - | - |
| 2017 JAN | : | 382k | (+14k) |
| 2017 FEB | : | 403k | (+21k) |
| 2017 MAR | : | 416k | (+13k) |
| 2017 APR | : | 427k | (+11k) |
| 2017 MAY | : | 436k | (+9k) |
| 2017 JUN | : | 449k | (+13k) |
| 2017 JUL | : | 464k | (+15k) |
| 2017 AUG | : | 478k | (+14k) |
| 2017 SEPT | : | 494k | (+16k) |
| 2017 OCT | : | 510k | (+16k) <- Crossed 500k |
| 2017 NOV | : | 523k | (+13k) |
| 2017 DEC | : | 534k | (+11k) |
| - | - |
| 2018 JAN | : | 558k | (+24k) |
| 2018 FEB | : | 569k | (+11k) |
| 2018 MAR | : | 560k | (-9k) |
First down month since I have been tracking! Even with a triple paycheck from my wife and a really good month on my part, we still lost $9,000 in paper value. (Meaning we must be down something like $22-25k in the stash)
Oh well! That's what I get for 100% VTSAX! This is pretty fun actually.
-
Our Stash:
1/2018 - $565,049
2/2018 - $560,628
3/2018 - $573,526
We're focused heavily on debt elimination this year so I've been tracking that number more closely. Especially since recent market volatility has certainly made frequent NW tracking less sexy! Nevertheless, I will persist. :)
-
This year I thought I'd change up my updates to give me more of a historical snapshot and monitor my year over year increase as well. Tracking my liquid investments only and looking to close the gap on $1MM this year with a stretch goal to actually reach it if all goes well!
| YOY Increase | 2018 | | 2017 | | 2016 |
| +164k | 01/01/18 710k | | 01/01/17 546k | | 01/01/16 461k |
| +188k | 02/01/18 748k | | 02/01/17 560k | | 02/01/16 436k |
| +140k | 03/01/18 722k | | 03/01/17 582k | | 03/01/16 450k |
| +132k | 04/01/18 726k | | 04/01/17 594k | | 04/01/16 481k |
| 05/01/18 | | 05/01/17 603k | | 05/01/16 481k |
| 06/01/18 | | 06/01/17 617k | | 06/01/16 496k |
| 07/01/18 | | 07/01/17 620k | | 07/01/16 492k |
| 08/01/18 | | 08/01/17 633k | | 08/01/16 518k |
| 09/01/18 | | 09/01/17 640k | | 09/01/16 526k |
| 10/01/18 | | 10/01/17 660k | | 10/01/16 523k |
| 11/01/18 | | 11/01/17 678k | | 11/01/16 509k |
| 12/01/18 | | 12/01/17 699k | | 12/01/16 531k |
Small increase from last month; income will be taking a dip moving forward as my wife has turned in her two weeks notice at her job to tend to some family matters that will make working difficult, but we have already been focusing on cutting back on some expenses this year so that will help. I also have a job change on the horizon so things are changing quite a bit right now.
-
Top is in?
| Aug17: | $488k |
| Sep17: | $507k |
| Oct17: | $526k |
| Nov17: | $546k |
| Dec17: | $566k |
| Jan18: | $612k |
| Feb18: | $603k |
| Mar18: | $599k |
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Another down month, though not as bad as the last. Monthly update, including only investments (not house equity or 529 accounts):
Invested (+/-)
5/1/17 -- $631k
6/1/17 -- $647k (+$16k)
7/1/17 -- $655k (+$8k)
8/1/17 -- $665k (+$10k)
9/1/17 -- $672k (+$7k)
10/1/17 -- $684k (+$12k)
11/1/17 -- $702k (+$18k)
12/1/17 -- $724k (+$22k)
1/1/18 -- $731k (+$7k)
2/1/18 -- $761k (+$30k)
3/1/18 -- $737k (-$24k)
4/1/18 -- $731k (-$6k)
-
Here's my progress thus far:
1/1/2015 - $319,018
3/31/2015 - $358,647
6/30/2015 - $350,887
9/30/2015 - $329,044
12/31/2015 - $340,246
3/31/2016 - $390,030
6/30/2016 - $408.983
9/1/2016 - $447,834
12/31/2016 - $459,043
3/31/2017 - $509,618
6/30/2017 - $520,691
9/30/17 - $553,269
12/31/17 - $557,941
3/31/18 - $583,773
Still good movement. First year I was eligible for profit sharing at my company since I joined, so that added a bit over $6K to the stash (though only 20% vested so not sure if I should take that out?) Also annual bonus gets in during this past quarter so even though market was stagnant got a good bump from contributions and extras. Portfolio gains only about $3K for the 90 day stretch.
-
Invested assets:
12-2017: $510,037
1-2018: $539,718 (+29.6k)
2-2018: $514,481 (-25.2K)
3-2018: $511,273 (-3.2k)
Happy that I still meet the minimum qualifications for this thread.
-
Adding April 1 numbers
Invested/Cash Total NW
End of 2015 $513k $752k
End of 2016 $574k $820k
10/1/17 $670k $921k
11/1/17 $679k $931k
12/1/17 $693k $944k
1/1/18 $701K $954k
2/1/18 $730k $993k
3/1/18 $708k $972k
4/1/18 $710k $974k
-
First day of a new month--time for another update! :)
| Month | Liquid | Net Worth |
Jan-17
| $604K
| $883K
|
| Feb-17 | $622K | $905K |
| Mar-17 | $651K | $930K |
| Apr-17 | $660K | $939K |
| May-17 | $675K | $954K |
| Jun-17 | $694K | $967K |
| Jul-17 | $717K | $991K |
| Aug-17 | $721K | $1,000K |
| Sep-17 | $738K | $1,007K |
| Oct-17 | $762K | $1,033K |
| Nov-17 | $782K | $1,055K |
| Dec-17 | $796K | $1,058K |
| Jan-18 | $836K | $1,095K |
| Feb-18 | $823K | $1,083K |
| Mar-18 | $812K | $1,081K |
Another rough month; overall net worth was boosted by the addition of the $5K to the value of our house in our balance sheet, and we made our usual retirement account contributions and accrued the usual company match, but still pretty brutal. Still, NW is up roughly 16% over this time last year; I'll take it!
Onward!
(posting also in the $1M to $2M thread for net worth)
-
Money added to the stash is cancelled by market losses... Still meeting criterias to be part of this thread though!
2/1/2018 : $502k Inv. / $627k NW
3/1/2018 : $498k Inv. / $626k NW
4/1/2018 : $503k Inv. / $630k NW
-
@G-Cool and @kapnfriday and others near the $500k mark -- Please don't go anywhere if your numbers dip below that for a month . . . It's a normal part of the wealth climb. Just crack open another beer and hang out.
-
Quarterly update:
10/1/2017 - 502k
1/1/2018 - 544k
4/1/2018 - 559k
-
@G-Cool and @kapnfriday and others near the $500k mark -- Please don't go anywhere if your numbers dip below that for a month . . . It's a normal part of the wealth climb. Just crack open another beer and hang out.
You're right, we're not going anywhere until we join the double comma club!
-
I remember a moment six and a half years ago when my wife installed the mint.com app on her phone and showed me that our family's net worth was $400,000. It freaked me out. The idea that we could have that much money seemed overwhelming to me. When the SP500 had its famous 2011 bear market, we were losing $1,000 a day. Without that damn app, I wouldn't have even known.
Part of that wealth is the fluctuations. All you people who are afraid of falling below $500,000, don't sweat it. Build your risk tolerance muscles!
-
Today is my monthly tracking day. I'm up (yay) but am sad that my share portfolio is down (boo).
-
Part of that wealth is the fluctuations. All you people who are afraid of falling below $500,000, don't sweat it. Build your risk tolerance muscles!
i managed that by getting divorced!!!
hows that for risk tolerance.... :D
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Part of that wealth is the fluctuations. All you people who are afraid of falling below $500,000, don't sweat it. Build your risk tolerance muscles!
i managed that by getting divorced!!!
hows that for risk tolerance.... :D
You're rockin' it like a badass.
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Part of that wealth is the fluctuations. All you people who are afraid of falling below $500,000, don't sweat it. Build your risk tolerance muscles!
i managed that by getting divorced!!!
hows that for risk tolerance.... :D
You're rockin' it like a badass.
thanks Dicey.
Compared to a divorce the market swings are just small ripples in an ocean.
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Hi!
Back at the end of Feb, I jumped ship on the race from 250-500k thread. And then trade wars happened.
I've been patiently waiting for enough of a buffer to build up, but I think I'm confident we are here now.
(Numbers do not include property, just cash and investments)
Aug-2014: 30k
Aug-2016: 65k
Aug-2017: 250k
Sep-2017: 277k
Sept-2017: 290k
Nov-2017: 300k
Dec-2017: 300k
Jan-2018: 499k <- HCOL House sale
Feb-2018: 502k
March-2018: 500k
April-2018: 512k!
Wahoo!
I found an old conversation with MrHH from 2012 (before I found MMM), and commented that "We need to save 75k-100k" before we turned 30. Feel pretty proud of getting to be 5x that amount.
I also remember setting a goal of saving 200k before having a kid. BabyHH arrives on the scene in a few short weeks, and I guess we exceeded that goal!
-
01/01/17 £374668
01/01/18 £497097
01/02/18 £500655
01/03/18 £497804
01/04/18 £492551
01/05/18 £503531
Back in the game!
-
Dec. 2017: $502k
Jan. 2, 2018: $513.7k
Feb. 5, 2018: $539.9k
Mar. 5, 2018: $543.6k
Apr. 2, 2018: $557.6
Apr. 30, 2018: $574.5k
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Just checked our accounts today and are sitting at around $527K net worth.
Checking in at $554K.
Net worth is currently at $666K.
$682K as of May 1
-
All good news this month. A modest NW increase, the final payment went to my SO's student loans yesterday (now debt free except for the house), and I had my work contract renewed, so I have another 4 years of work, which is nice.
When I first joined this thread, my most optimistic projections had us reaching $1000k in September 2020. Now, seven months later, we're tracking April 2020.
| Aug17: | $488k |
| Sep17: | $507k |
| Oct17: | $526k |
| Nov17: | $546k |
| Dec17: | $566k |
| Jan18: | $612k |
| Feb18: | $603k |
| Mar18: | $599k |
| Apr18: | $612k |
-
Stash (NW):
April 9, 2016: $319,737
April 16, 2017: $379,833
March 8, 2018: $500,818
March 30, 2018: $505,467 ($924,670)
April 1, 2018: $510,215 ($937,731)
-
Monthly check in -- Counting only liquid stash, not house or 529 college savings accounts:
Invested (+/-)
5/1/17 -- $631k
6/1/17 -- $647k (+$16k)
7/1/17 -- $655k (+$8k)
8/1/17 -- $665k (+$10k)
9/1/17 -- $672k (+$7k)
10/1/17 -- $684k (+$12k)
11/1/17 -- $702k (+$18k)
12/1/17 -- $724k (+$22k)
1/1/18 -- $731k (+$7k)
2/1/18 -- $761k (+$30k)
3/1/18 -- $737k (-$24k)
4/1/18 -- $731k (-$6k)
5/1/18 -- $738k (+$7k)
-
Another annual update:
April 2016: $500k -----> saved $54.8k (~75% of income), 90/10 allocation
April 2017: $651k -----> saved $53.4k (~73% income), 60/40 allocation
April 2018: $777k
My investment risk tolerance has shifted over past couple years with political situation, and resulting lower returns last year. Now at 80/20 allocation.
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1/1/15 = $266
2/1/15 = $269
3/1/15 = $278
4/1/15 = $280
5/1/15 = $284
6/1/15 = $295
7/1/15 = $298
8/1/15 = $338
9/1/15 = $335
10/1/15 = $339
11/1/15 = $357
12/1/15 = $365
1/1/16 = $374
2/1/16 = $373
3/1/16 = $379
4/1/16 = $391
5/1/16 = $398
6/1/16 = $406
7/1/16 = $415
8/1/16 = $426
9/1/16 = $424
10/1/16 = $427
11/1/16 = $428
12/1/16 = $438
1/1/17 = $461
2/1/17 = $471
3/1/17 = $482
4/1/17 = $479
5/1/17 = $492
6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
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Herewith the April totals:
LNW TNW
Jan 2018 - 846K / 987K
Feb 2018 - 880K / 1.02M
Mar 2018 - 859K / 1.00M
Apr 2018 - 855K / 996K
May 2018 - 856K / 999K
Well, moving in the right direction at least. April was an expensive month due to fed + state taxes, LLC renewals, and auto insurance premiums all taking a bite. Under the circumstances, I guess I'm not unhappy with the tally.
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Returning to update . . .
| 2015 DEC | : | 252k | <- Crossed 250k |
| - | - |
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
| 2016 NOV | : | 361k | (+24k) |
| 2016 DEC | : | 368k | (+7k) |
| - | - |
| 2017 JAN | : | 382k | (+14k) |
| 2017 FEB | : | 403k | (+21k) |
| 2017 MAR | : | 416k | (+13k) |
| 2017 APR | : | 427k | (+11k) |
| 2017 MAY | : | 436k | (+9k) |
| 2017 JUN | : | 449k | (+13k) |
| 2017 JUL | : | 464k | (+15k) |
| 2017 AUG | : | 478k | (+14k) |
| 2017 SEPT | : | 494k | (+16k) |
| 2017 OCT | : | 510k | (+16k) <- Crossed 500k |
| 2017 NOV | : | 523k | (+13k) |
| 2017 DEC | : | 534k | (+11k) |
| - | - |
| 2018 JAN | : | 558k | (+24k) |
| 2018 FEB | : | 569k | (+11k) |
| 2018 MAR | : | 560k | (-9k) |
| 2018 APR | : | 574k | (+14k) (+5k into new highs) |
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1/1/18 - 633k / 1000k
2/1/18 - 668k / 1034k
3/1/18 - 660k / 1028k
4/1/18 - 665k / 1032k
5/1/18 - 673k / 1037k
Feels like it's moving slow, but at least it's still moving in the right direction. We had a lot of travel expenses this months for some trips through the end of the year that limited progress as well.
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While I don't report on TNW in this thread, this month we officially hit the two comma club on TNW! It feels a little anticlimactic but maybe that is because I really don't pay too much attention to TNW as I discount home equity. The below update is tracking my liquid investments only and looking to close the gap on $1MM this year with a stretch goal to actually reach it if all goes well!
| YOY Increase | 2018 | | 2017 | | 2016 |
| +164k | 01/01/18 710k | | 01/01/17 546k | | 01/01/16 461k |
| +188k | 02/01/18 748k | | 02/01/17 560k | | 02/01/16 436k |
| +140k | 03/01/18 722k | | 03/01/17 582k | | 03/01/16 450k |
| +132k | 04/01/18 726k | | 04/01/17 594k | | 04/01/16 481k |
| +202k | 05/01/18 805k | | 05/01/17 603k | | 05/01/16 481k |
| 06/01/18 | | 06/01/17 617k | | 06/01/16 496k |
| 07/01/18 | | 07/01/17 620k | | 07/01/16 492k |
| 08/01/18 | | 08/01/17 633k | | 08/01/16 518k |
| 09/01/18 | | 09/01/17 640k | | 09/01/16 526k |
| 10/01/18 | | 10/01/17 660k | | 10/01/16 523k |
| 11/01/18 | | 11/01/17 678k | | 11/01/16 509k |
| 12/01/18 | | 12/01/17 699k | | 12/01/16 531k |
We had a nice jump due to a lump sum payment that was received, and over the next two months we will have two more (although not nearly as nice as the one received this past month). Income has dipped as my wife has taken a leave from work and I am changing jobs with a few weeks off. Without the lump sum, we would have had a very modest increase over last month.
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This month went just barely over 850k a few times but settled at 847k. What a tease.
March 2018: 839k
February 2018: 827k
January 2018: 831k
December 2017: 812k
December 2016: 650k
December 2015: 487k
December 2014: 412k
December 2013: 350k
-
In a holding pattern this month. I owed a lot of money on taxes, so my savings went down quite a bit. But I had the money and still have savings so I'll take it!
Invested/Cash Total NW
End of 2015 $513k $752k
End of 2016 $574k $820k
10/1/17 $670k $921k
11/1/17 $679k $931k
12/1/17 $693k $944k
1/1/18 $701K $954k
2/1/18 $730k $993k
3/1/18 $708k $972k
4/1/18 $710k $974k
5/1/18 $710K $974k
-
Jan 2017: $444,411
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
May 2017: $509,180 (+$12,570)
Jun 2017: $522,280 (+$13,100)
Jul 2017: $539,829 (+$17,549)
Aug 2017: $547,156 (+$7,327)
Sept 2017: $568,755 (+$21,599)
Oct 2017: $588,681 (+$19,926)
Nov 2017: $612,643 (+$23,962)
Dec 2017: $628,029 (+$15,386)
Jan 2018: $664,203 (+$36,174)
Feb 2018: $662,419 (-$1,784)
Mar 2018: $667,963 (+$5,544)
Apr 2018: $687,251 (+$19,288)
Aiming for $700k by end of May :)
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Stash Total NW including home equity
3/28/17: 667k 1.208M
4/28/17: 704k 1.193M
5/25/17: 716k 1.244M
6/27/17: 734k 1.284M
7/24/17: 752k 1.287M
8/24/17: 753k 1.303M
9/28/17: 783k 1.384M
10/31/17: 800k 1.411M
11/27/17: 821k 1.432M
12/26/17: 844k 1.452M
1/25/18: 890K 1.511M
2/27/18: 876k 1.512M
3/29/18: 854k 1.515M
5/1/18: 871k 1.542M
Investments still aren't back to where they were in February (almost!) but our home value has rocketed up another 50k this year. And, THAT is why I track them separately and don't consider us to be over 1M until it doesn't included the home equity...we can't move yet anyway.
-
Investments still aren't back to where they were in February (almost!) but our home value has rocketed up another 50k this year. And, THAT is why I track them separately and don't consider us to be over 1M until it doesn't included the home equity...we can't move yet anyway.
Same here FireHiker -- our home equity is kind of crazy, so I am sticking around here until liquid assets cross a million . . . I also carve out our 529 plans and don't count those, as they are earmarked for something other than retirement.
-
The new house appraisal has us up about $9k, but we had a lot of medical bills last month that meant we drained one of the HSAs. I'm hoping to get reimbursed for some of that.
Invested/Overall NW
End of 2012: 170k / 200k *(re)married
End of 2013: 295k / 342k
End of 2014: 338k / 388k
End of 2015: 366k / 428k *June - husband quit work to go back to college full-time
End of 2016: 432k / 545k
End of 2017: 532k / 664k [+83k college funds] * Sep - husband started working part-time; still going to college
end of Jan 2018: 553k / 686k [+85k college funds]
end of Feb 2018: 545k / 679k [+86k college funds]
end of Mar 2018: 540k / 675k [+84k college funds]
end of Apr 2018: 548k / 689k [+85k college funds]
-
Invested assets:
12-2017: $510,037
1-2018: $539,718 (+29.6k)
2-2018: $514,481 (-25.2K)
3-2018: $511,273 (-3.2k)
4-2018: $515,153 (+3.8k)
Back to moving in the right direction.
-
Good month despite lots of expenses. Big gift from my inlaws helped a lot though!
2/1/2018 : $502k Inv. / $627k NW
3/1/2018 : $498k Inv. / $626k NW
4/1/2018 : $503k Inv. / $630k NW
5/1/2018 : $511k Inv. / $642k NW
-
Updating!
Our Stash:
1/2018 - $565,049
2/2018 - $560,628
3/2018 - $573,526
5/2018 - $601,628
-
Still in this race, but only from an investments/cash perspective.
As of close today sitting just over $891K cash/investments
Still hoping to be on track to hit it by EOY, but the market has not been so cooperative. I'm still throwing money at it though.
-
Joining from the race to 500,000 thread which is based on liquid investments, but will post both since living in Seattle has been good to real estate value lately, but that is more an estimate of what we would get from a sale of our house
May 2018: $502,000 Inv/$852,000 NW
-
Also joining in on this race, but hoping to jump ship soon!
Below is our quarterly net worth (excluding our home equity)
Feb 2017 $880k
May 2017 $919k
Aug 2018 $918k
Nov 2017 $963k (my annual bonus is paid in Sept)
Feb 2018 $979k
May 2018 MTD $993k
Even if the market stays flat from here we should see an increase before EOM, but it’s going to take some luck to find another $7k of savings in less than 3 weeks...
-
Welcome aboard @Rife ! Well done on the last thread.
Welcome @Phryne -- though it looks like you won't be here long! :)
-
Joining the club.
...
Not sure when/if I'll get to 1m; may semi-FIRE before then.
...
If the market were to stay flat, would probably hit 1m investible around 6 months from now.
Quarterly update, November 2017:
....
Not declaring victory yet though until I have 1m investible and no debt to the bank.
Quarterly update, February 2018:
...
- Q2 2018: 1,108k liquid + 392k home equity: total 1,500k (debt: 131k)
- Q1 2018: 1,075k liquid + 409k home equity: total 1,484k (debt: 141k)
- Q4 2017: 1,005k liquid + 332k home equity: total 1,337k (debt: 189k)
- Q3 2017: 894k liquid + 313k home equity: total 1,207k (debt: approx 193k)
- Q2 2017: 720k liquid + 250k home equity: total 970k (debt: approx 228k)
So, net worth hits $1.5m for the first time (up $530k YoY), and now we're above $1.1m in liquid/investible assets (up $388k YoY). Currently $23k away from having enough to pay off all debt (gap closed by $485k YoY, debt down $97k YoY) and still have $1m liquid/investible. Once I have that, I'll be ready to declare victory (and graduation from this thread).
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Crossed 900k total NW a few days ago. getting really close to the NW goal. will stick around until the invested gets there.
-
Well, I'm in the $1M to 2M race thread for total NW, but I think I'll join this thread for my liquid NW.
1/1/16: $455k / 675k
1/1/17: $555k / 822k
1/1/18: $735k / 1.071M
5/17/18: $765k / 1.112M
Dang, that's not much progress this year despite upping my savings rate. Must grow faster.
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Welcome aboard @Rife ! Well done on the last thread.
Welcome @Phryne -- though it looks like you won't be here long! :)
Thanks Trifele!
$995k May MTD with 12 days and 1 pay day to go this month. I’m not checking every day... really...!
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Oct 2017: 527k
Jan 2018: 554k
Mar 2018: 666k (updated value of rental property)
Apr 2018: 682k
May 2018: 694k
Can’t wait to break 700k. Will do so by the end of June.
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I've been a slacker on tracking this out of self preservation. My ex-other half remains unemployed (passing all child-related costs we are supposed to split evenly solely to me), and I've paid for 2 international trips for 2 people in the past couple of months, yet somehow, if one ignores the insane market blip that was January, I'm not losing ground. Looking forward to seeing the year-over-year numbers come August! :-)
Numbers for end of month:
Month Year: Investments
June 2017: 504K
July 2017: 523K
Add in home value - debts; net worth as second number:
Aug 2017: 533K / 666K
Sep 2017: 539K / 679K
Oct 2017: 551K / 698K
Nov 2017: 561K / 711K
Dec 2017: 569K / 724K
Jan 2018: 589K / 751K
Feb 2018: 577K / 741K
May 2018: 585K / 744K
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Stash (NW):
April 9, 2016: $319,737
April 16, 2017: $379,833
March 8, 2018: $500,818
March 30, 2018: $505,467 ($924,670)
April 30, 2018: $510,215 ($937,731)
May 31, 2018: $514,410 ($950,830)
Shash includes cash on hand, and we just gave $10K to a family member as a gift so not the growth I was hoping for this month, but better than a decline. Using Zillow for home equity and pay little attention to the fluctuations although the market is pretty hot where I am.
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01/01/17 £374668
01/01/18 £497097
01/02/18 £500655
01/03/18 £497804
01/04/18 £492551
01/05/18 £503531
01/06/18 £519609
Mid way through the year now. Only put on £22.5k to the NW this year so far which is disappointing.
I probably contributed about £30-£32k into the stache so an overall loss, even worse if you look at property values etc as they seem to have stalled.
Hopefully we will see some growth in the later end of the year. Pension seems to be ticking along ok though this year +5% for first 6mo. ISAs doing ok +4.5%.
I have reduced my 2018 goal from 600k to 560k.
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Monthly check in, counting retirement investments only (no real estate, and no college savings accounts). Moving up:
Invested (+/-)
5/1/17 -- $631k
6/1/17 -- $647k (+$16k)
7/1/17 -- $655k (+$8k)
8/1/17 -- $665k (+$10k)
9/1/17 -- $672k (+$7k)
10/1/17 -- $684k (+$12k)
11/1/17 -- $702k (+$18k)
12/1/17 -- $724k (+$22k)
1/1/18 -- $731k (+$7k)
2/1/18 -- $761k (+$30k)
3/1/18 -- $737k (-$24k)
4/1/18 -- $731k (-$6k)
5/1/18 -- $738k (+$7k)
6/1/18 -- $747k (+$9k)
May was an absolute bloodbath of spending for us ($7000 on medical issues +$600 planned, kid's camp fees). Our increase this month was almost entirely market movement.
-
Nice increase in May. June should be even better because it’s a high income month.
| Aug17: | $488k |
| Sep17: | $507k |
| Oct17: | $526k |
| Nov17: | $546k |
| Dec17: | $566k |
| Jan18: | $612k |
| Feb18: | $603k |
| Mar18: | $599k |
| Apr18: | $612k |
| May18: | $630k |
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Will post an update tomorrow after wife's 457 contributions post. During June of 2018 I anticipate 1) taking on a $2,900 debt for a tooth implant and 2) blowing about $3,000 on new rings for our anniversary. That will likely make June a flat month at best.
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Our investments finally climbed back higher than the end-of-February numbers! We have had about 12k in unexpected expenses so far this year - medical and legal - which drained one of the HSAs and the cash accounts, so I'm really glad to see we aren't getting too far off track.
If I take out the 10k in catastrophic-these-won't-ever-repeat-for-sure expenses, then our spending is averaging about $550/month less than last year!
Invested/Overall NW
End of 2012: 170k / 200k *(re)married
End of 2013: 295k / 342k
End of 2014: 338k / 388k
End of 2015: 366k / 428k *June - husband quit work to go back to college full-time
End of 2016: 432k / 545k
End of 2017: 532k / 664k [+83k college funds] * Sep - husband started working part-time; still going to college
end of Jan 2018: 553k / 686k [+85k college funds]
end of Feb 2018: 545k / 679k [+86k college funds]
end of Mar 2018: 538k / 671k [+84k college funds]
end of Apr 2018: 537k / 677k [+85k college funds] *house appraised at +9k
end of May 2018: 548k / 691k [+86k college funds]
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| YOY Increase | 2018 | | 2017 | | 2016 |
| +164k | 01/01/18 710k | | 01/01/17 546k | | 01/01/16 461k |
| +188k | 02/01/18 748k | | 02/01/17 560k | | 02/01/16 436k |
| +140k | 03/01/18 722k | | 03/01/17 582k | | 03/01/16 450k |
| +132k | 04/01/18 726k | | 04/01/17 594k | | 04/01/16 481k |
| +202k | 05/01/18 805k | | 05/01/17 603k | | 05/01/16 481k |
| +204k | 06/01/18 821k | | 06/01/17 617k | | 06/01/16 496k |
| 07/01/18 | | 07/01/17 620k | | 07/01/16 492k |
| 08/01/18 | | 08/01/17 633k | | 08/01/16 518k |
| 09/01/18 | | 09/01/17 640k | | 09/01/16 526k |
| 10/01/18 | | 10/01/17 660k | | 10/01/16 523k |
| 11/01/18 | | 11/01/17 678k | | 11/01/16 509k |
| 12/01/18 | | 12/01/17 699k | | 12/01/16 531k |
I am expecting a nice increase in June due to two lump sum payments, and my wife has decided to go back to work so we will have more money to stash into savings. It was nice enjoying some time while we were both off work / in between jobs, but I like seeing the income go back up.
It is a month after hitting the two comma club on TNW, yet it still doesn't feel all that impressive to me. I am hoping when we hit that level with the liquid investments here that it feels a little more exciting haha. I'm still holding out hope that I might hit the target before the end of the year, but it will in large part depend on how the market behaves.
-
1/1/15 = $266
2/1/15 = $269
3/1/15 = $278
4/1/15 = $280
5/1/15 = $284
6/1/15 = $295
7/1/15 = $298
8/1/15 = $338
9/1/15 = $335
10/1/15 = $339
11/1/15 = $357
12/1/15 = $365
1/1/16 = $374
2/1/16 = $373
3/1/16 = $379
4/1/16 = $391
5/1/16 = $398
6/1/16 = $406
7/1/16 = $415
8/1/16 = $426
9/1/16 = $424
10/1/16 = $427
11/1/16 = $428
12/1/16 = $438
1/1/17 = $461
2/1/17 = $471
3/1/17 = $482
4/1/17 = $479
5/1/17 = $492
6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
-
Jan 2017: $444,411
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
May 2017: $509,180 (+$12,570)
Jun 2017: $522,280 (+$13,100)
Jul 2017: $539,829 (+$17,549)
Aug 2017: $547,156 (+$7,327)
Sept 2017: $568,755 (+$21,599)
Oct 2017: $588,681 (+$19,926)
Nov 2017: $612,643 (+$23,962)
Dec 2017: $628,029 (+$15,386)
Jan 2018: $664,203 (+$36,174)
Feb 2018: $662,419 (-$1,784)
Mar 2018: $667,963 (+$5,544)
Apr 2018: $687,251 (+$19,288)
May 2018: $713,039 (+25,788)
A very respectable increase in May, despite a pretty spendy month overall. The 9-day vacation we took was 100% worth it, however! I'm revising my end of year NW goal to 820k. Here's hoping the market can get us there...
-
Closed the books on May, so here's the update:
LNW TNW
Jan 2018 - 846K / 987K
Feb 2018 - 880K / 1.02M
Mar 2018 - 859K / 1.00M
Apr 2018 - 855K / 996K
May 2018 - 856K / 999K
Jun 2018 - 875K / 1.02M
Moving in the right direction in the second quarter.
-
Also joining in on this race, but hoping to jump ship soon!
Below is our quarterly net worth (excluding our home equity)
Feb 2017 $880k
May 2017 $919k
Aug 2018 $918k
Nov 2017 $963k (my annual bonus is paid in Sept)
Feb 2018 $979k
May 2018 MTD $993k
Even if the market stays flat from here we should see an increase before EOM, but it’s going to take some luck to find another $7k of savings in less than 3 weeks...
May 2018 numbers are in:
Feb 2017 $880k
May 2017 $919k
Aug 2018 $918k
Nov 2017 $963k
Feb 2018 $979k
May 2018 $991k
Lower than I had hoped as banks shares in particular have plummeted in the last couple of weeks thanks to the royal commission highlighting pockets of appalling behaviour by some of our banks. And we were in Iceland in March which was crazy expensive (but fabulous!)
Hoping to crack the $1m by the end of July.
-
Adding numbers for June. I'm soooo close on total NW ... but still have a ways to go invested/cash.
Invested/Cash Total NW
End of 2015 $513k $752k
End of 2016 $574k $820k
10/1/17 $670k $921k
11/1/17 $679k $931k
12/1/17 $693k $944k
1/1/18 $701K $954k
2/1/18 $730k $993k
3/1/18 $708k $972k
4/1/18 $710k $974k
5/1/18 $710K $974k
6/1/18 $725K $990k
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Dec. 2017: $502k
Jan. 2, 2018: $513.7k
Feb. 5, 2018: $539.9k
Mar. 5, 2018: $543.6k
Apr. 2, 2018: $557.6
Apr. 30, 2018: $574.5k
June 4, 2018: $616.2k
Sold my car for a $13k boost + a gain to investments + an extra $800 this month for a side hustle.
It's a bit crazy to me that we've gone up over $100k since the start of the year! Amazing how good habits and good investments compound over time. Now we're officially over halfway to our FIRE target number which is pretty exciting indeed. Took me 6 years to get here; bet I can get the next half faster =D
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Still in this race, but only from an investments/cash perspective.
As of close today sitting just over $891K cash/investments
Still hoping to be on track to hit it by EOY, but the market has not been so cooperative. I'm still throwing money at it though.
Sitting at $934.5K right now for cash and investments. I should be in good shape to make my goal of $1M by EOY.
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Hi!
Back at the end of Feb, I jumped ship on the race from 250-500k thread. And then trade wars happened.
I've been patiently waiting for enough of a buffer to build up, but I think I'm confident we are here now.
(Numbers do not include property, just cash and investments)
Aug-2014: 30k
Aug-2016: 65k
Aug-2017: 250k
Sep-2017: 277k
Sept-2017: 290k
Nov-2017: 300k
Dec-2017: 300k
Jan-2018: 499k <- HCOL House sale
Feb-2018: 502k
March-2018: 500k
April-2018: 512k!
May-2018: 523.7k
*One of my accounts isn't linking properly to mint, this may be slightly higher but I'm too lazy to check.
I'm now on mat leave, but our investments are really where we are seeing the gains these days, it is exciting when your money starts making more than you do in a month!
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Joining in
6/2018: 597k
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going up!
Started challenge September 2017: 526K
Feb 1 2018: 613k
March 1 2018: 598K
April 1 2018: 522K
May 1 2018: 592K
June 1 2018: 616k
Hubs also was granted some company stock options June 1st so will add those in once we get the strike price.
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June update:
Our Stash (NW):
1/2018 - $565,049
2/2018 - $560,628
3/2018 - $573,526
5/2018 - $601,628
6/2018 - $624,739 - market moves + debt pay down!
Anticipate slower growth over the summer months as debt pay down slows to do home repairs and pay for various summer camps.
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Returning to update . . .
| 2015 DEC | : | 252k | <- Crossed 250k |
| - | - |
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
| 2016 NOV | : | 361k | (+24k) |
| 2016 DEC | : | 368k | (+7k) |
| - | - |
| 2017 JAN | : | 382k | (+14k) |
| 2017 FEB | : | 403k | (+21k) |
| 2017 MAR | : | 416k | (+13k) |
| 2017 APR | : | 427k | (+11k) |
| 2017 MAY | : | 436k | (+9k) |
| 2017 JUN | : | 449k | (+13k) |
| 2017 JUL | : | 464k | (+15k) |
| 2017 AUG | : | 478k | (+14k) |
| 2017 SEPT | : | 494k | (+16k) |
| 2017 OCT | : | 510k | (+16k) <- Crossed 500k |
| 2017 NOV | : | 523k | (+13k) |
| 2017 DEC | : | 534k | (+11k) |
| - | - |
| 2018 JAN | : | 558k | (+24k) |
| 2018 FEB | : | 569k | (+11k) |
| 2018 MAR | : | 560k | (-9k) |
| 2018 APR | : | 574k | (+14k/+5k) |
| 2018 MAY | : | 580k | (+6k) |
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Finally get to join this thread as of 6/6/18, after getting close at January's peak.
Invested assets: $502k
Halfway there....
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Well, after a volatile winter/ spring, I'm happy that NW seems solidly over the 600k mark.
Liquid this morning shows $624k, and I'm closing on selling my house next week. Here's hoping I make 2018's NW increase goal in June!
Happy to be transitioning from the $500k race!
NW shows $513,000 as of this morning. Past glimpse:
2011: $167,933
2012: $208,846
2013: $308,056 (no expenses, gross income went to investments that year)
2014: $358,723
2015: $371,371
2016: $457,543
June 2017: $513,000
June 2018: $624,000
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1/15: 88k
2/15: 96k
3/15: 100k
4/15: 115k
5/15: 125k
6/15: 135k
7/15: 144k
8/15: 161k
9/15: 172k
10/15: 186k
11/15: 181k
12/15: 203k
1/16: 297k
2/16: 314k
3/16: 329k
4/16: 344k
5/16: 344k
6/16: 344k
7/16: 345k
8/16: 357k
9/16: 366k
10/16: 380k
11/16: 395k
12/16: 397k
01/17: 320k
02/17: 327k
03/17: 423k
06/17: 525k
09/17: 544k
06/18: 736k
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Welcome Finntastic, mtnman125 and other newcomers!
(https://tickers.TickerFactory.com/ezt/d/4;10501;125/st/20181215/e/Sabbatical%21/k/6f12/event.png)
(https://www.TickerFactory.com/)
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Wowza! I'm just going to post here today since the markets can crash and burn before the end of June.
1/1/2012 - $30,000
1/1/2013 - $41,000
1/1/2014 - $60,000
1/1/2015 - $82,000
1/1/2016 - $140,000
1/1/2017 - $256,000
01/01/18 - $361,700
02/01/18 - $375,000
03/01/18 - $376,900
04/01/18 - $378,000
05/01/18 - $384,000
06/01/18 - $402,800
$493k Combined with SO.
06/09/18 - $500k Combined with SO
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Welcome @2Birds1Stone! Come on in.
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Wowza! I'm just going to post here today since the markets can crash and burn before the end of June.
06/09/18 - $500k Combined with SO
Are you trying to time the market with your posts?
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At 995k this morning. The seventh digit approacheth!!
07/10/2018: 1,001,996. By coincidence, it’s my eldest son’s 31st birthday!
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At $926K.
IF the markets stay flat, my income in the next month will put me into the double comma club. Yes, I know that's a big IF. :)
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At $926K.
IF the markets stay flat, my income in the next month will put me into the double comma club. Yes, I know that's a big IF. :)
You’re saving $74k in a month in income?! Market movement would need to be ugly to make a dint in that. Congrats!!
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Update!
June 2018 - $634k
May 2018 - $624k
Apr 2018 - $612k
Mar 2018 - $599k
...
Jan 2017 - $410k
Oct 2016 - $370k
Sep 2016 - $330k
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Wowza! I'm just going to post here today since the markets can crash and burn before the end of June.
06/09/18 - $500k Combined with SO
Are you trying to time the market with your posts?
I sure am =D
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Original Goals
2016 Ending NW $712K
End of year goals for-
2017: $815K
2018: $945K
2019: $1,075K
Revised Goals
2018: $1,050K
2019: $1,210K
Actuals
04/28/2017 $775K
08/31/2017 $824K
12/31/2017 $899K
01/31/2018 $924K
02/28/2018 $922K
03/31/2018 $905K
04/30/2018 $921K
05/31/2018 $947K
Would really love to hit $1M by August (I turn 39)! If it happens it'll be a market based win, we save about $5,350/month. So savings alone won't get us there. We are tracking slightly below meeting our year end goal. No RE, about $85K is kids 529s, all else is investments.
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Invest / total
6/24/16 - 362k / 500k NW
12/1/16 - 404k / 550k NW
1/1/17 - 450k / 600k NW
2/1/17 - 462k / 607k NW
5/1/17 - 514k / 666k NW
6/1/17 - 526k / 673k NW
7/1/17 - 542k / 691k NW
8/1/17 - 557k / 707k NW
11/1/17 - 603k / 753k NW
12/1/17 - 625k / 775k NW
01/1/18 - 651k /805k NW
02/1/18 - 681k / 831k NW
03/1/18 - 660k / 811k NW
6/15/18 - 750k / 950k NW
Getting close decided to take some increases on the house still well under the value I and Zillow think it's worth. Should hit it by my 32 bday in November. Should hit 1MM invested by April next year. Over 1 year and 3 months ahead of my projections.
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I'll play!
cash+rental equity add primary residence equity
1/2016 $507K $627K
1/2017 $625K $797K
9/2017 $784K $904K
1MM dates- very likely sooner.
3/2021 12/2018
12/2017 $762K $903K - remodeling primary residence! When project is done, big increase in equity!
3/2018 $725K $866K - still remodeling. Framing and all exterior done, all bills paid! (to contractors)
6/2018 $763K $910K Hmmm. Zillow values for rental properties went way up. Making progress on the remodel. Plumbing, insulation, electrical done. Just drywall, flooring remains!
1MM dates now 12/2020 2/2019
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A new high of $998.1k this morning, so close!!
Hopefully we can reach $1m before we pay $5k for our new solar panels next week.
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A new high of $998.1k this morning, so close!!
Hopefully we can reach $1m before we pay $5k for our new solar panels next week.
Snuck over the line today! NW is now $1.004m (plus about $500k of home equity)
Good luck to everyone, thanks for the encouragement- see you in the other thread soon!
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Congrats, @Phryne!
-
Oct 2017: 527k
Jan 2018: 554k
Mar 2018: 666k (updated value of rental property)
Apr 2018: 682k
May 2018: 694k
Jun 2018: 711k
Yay! Surpassed 700k. Next goal is to hit 727k, which is 200k more than when I joined this thread. Hope to reach that by August or September.
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Congrats @Phryne !!
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Thanks Trifele & Zamboni!
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Hello all! I've been following this thread for a long time, but now I'm ready to join. I'm barely over the $500 mark so may fall below the minimum, but here I am for now. I don't expect to reach $1 mil in investments before I retire, so I'm going to include net worth just to look more credible!
Investments/cash Net worth
5/18 - $503,164 $742,902
6/18 - $506,463 $747,871
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Hello all! I've been following this thread for a long time, but now I'm ready to join. I'm barely over the $500 mark so may fall below the minimum, but here I am for now. I don't expect to reach $1 mil in investments before I retire, so I'm going to include net worth just to look more credible!
Investments/cash Net worth
5/18 - $503,164 $742,902
6/18 - $506,463 $747,871
Welcome @Ladychips! Come on in. :)
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A good, but not great, month. A week ago, it was looking like we'd be up $100k since 12/31. That milestone will have to wait (knock on wood).
| Aug17: | $488k |
| Sep17: | $507k |
| Oct17: | $526k |
| Nov17: | $546k |
| Dec17: | $566k |
| Jan18: | $612k |
| Feb18: | $603k |
| Mar18: | $599k |
| Apr18: | $612k |
| May18: | $630k |
| Jun18: | $656k |
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Didn't find this one yet, and I keep hearing how the next half-mil goes so much faster! We'll see. Anyone else?
April 2016: 500k
Saving ~75% of income.
at that savings rate it'll move for sure.
our SR is about 44% but I'm hoping the next half-mil goes so much faster too!
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I am joining you all on this challenge. Was eligible January of this year, but had alot of moving parts this year.
Liquid assets / Net worth
Jan 2018 $415.5K / $508K
Jun 2018 $518.8K / $578.4K
So I am early on in this race, just over the $500K mark this year. Hoping the 2nd 500K goes much faster than the 1st.
(edited for month end)
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Thanks for the welcome Trifele! BriarRose111, we'll be in it together!!
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Ladychips, thanks! Nice to have some company on the journey. :-)
-
Liquid NW / Total NW
1/1/16: $455k / 675k
1/1/17: $555k / 822k
1/1/18: $735k / 1.071M
5/17/18: $765k / 1.112M
6/29/18: $773k / 1.137M
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1/1/15 = $266
2/1/15 = $269
3/1/15 = $278
4/1/15 = $280
5/1/15 = $284
6/1/15 = $295
7/1/15 = $298
8/1/15 = $338
9/1/15 = $335
10/1/15 = $339
11/1/15 = $357
12/1/15 = $365
1/1/16 = $374
2/1/16 = $373
3/1/16 = $379
4/1/16 = $391
5/1/16 = $398
6/1/16 = $406
7/1/16 = $415
8/1/16 = $426
9/1/16 = $424
10/1/16 = $427
11/1/16 = $428
12/1/16 = $438
1/1/17 = $461
2/1/17 = $471
3/1/17 = $482
4/1/17 = $479
5/1/17 = $492
6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
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Monthly check in, counting investment accounts only (not real estate, and not college savings accounts).
Invested (+/-)
5/1/17 -- $631k
6/1/17 -- $647k (+$16k)
7/1/17 -- $655k (+$8k)
8/1/17 -- $665k (+$10k)
9/1/17 -- $672k (+$7k)
10/1/17 -- $684k (+$12k)
11/1/17 -- $702k (+$18k)
12/1/17 -- $724k (+$22k)
1/1/18 -- $731k (+$7k)
2/1/18 -- $761k (+$30k)
3/1/18 -- $737k (-$24k)
4/1/18 -- $731k (-$6k)
5/1/18 -- $738k (+$7k)
6/1/18 -- $747k (+$9k)
7/1/18 -- $744k (-$3k)
Pretty flat month. We are gut-renovating a house, so our cash firehose is mostly pointed at that right now rather than investments. Accounts are largely just drifting -- rising and falling with the markets.
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Stash (NW):
April 9, 2016: $319,737
April 16, 2017: $379,833
March 8, 2018: $500,818
March 30, 2018: $505,467 ($924,670)
April 30, 2018: $510,215 ($937,731)
May 31, 2018: $514,410 ($950,830)
June 30, 2018 $525,227 ($964,045)
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Net Worth Benchmarks
4/3/14 $430k (start tracking, thx MMM)
9/19/14 $500k
11/6/14 $550k
5/9/15 $600k
4/13/16 $650k
9/7/16 $700k
5/6/17 $750k
9/9/17 $800k
12/15/17 $850k
3/10/18 $900k
6/16/18 $950k
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LNW TNW
Jan 2018 - 846K / 987K
Feb 2018 - 880K / 1.02M
Mar 2018 - 859K / 1.00M
Apr 2018 - 855K / 996K
May 2018 - 856K / 999K
Jun 2018 - 875K / 1.02M
Jul 2018 - 887K / 1.03M
S&P is only up 1.67% on the year, so maybe the second half will give us all a little bump to finish strong. Then again, maybe we're all better off if it stays in the doldrums while we're still buyers...
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Jan-16 $257,514.77 (+49,787)
April-16 $277,918.06 (+20,403)
July-16 $306,073.47 (+28,155)
Oct -16 $357,689.04 (+53,415)
Jan -17 $405,710.23 (+48,021)
April -17 $446,004.04 (+39,424)
July-17 $496,327.00 (+50,322)
Oct-17 $535,958.74 (+39,631)
Jan-18 $617,102.81 (+81,144)
April -18 $649,856.20 (+32,718)
July -18 $704,760.25 (+54,904)
New Account due to email issues, but same old JGS, with an update... second best quarter ever. Savings rate continues to FAR outpace any compounding in the investment accounts, which have been flat.
JGS
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At $926K.
IF the markets stay flat, my income in the next month will put me into the double comma club. Yes, I know that's a big IF. :)
Well, so much for the markets staying flat. :-/
But my NW is now up to $950K anyway, because of an extra income payout. When $33K hits my tax-deferred accounts next week, I'll be even closer to the BIG milestone. :)
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01/01/17 £374668
01/01/18 £497097
01/02/18 £500655
01/03/18 £497804
01/04/18 £492551
01/05/18 £503531
01/06/18 £519609
01/07/18 £534656
-
Jan 2017: $444,411
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
May 2017: $509,180 (+$12,570)
Jun 2017: $522,280 (+$13,100)
Jul 2017: $539,829 (+$17,549)
Aug 2017: $547,156 (+$7,327)
Sept 2017: $568,755 (+$21,599)
Oct 2017: $588,681 (+$19,926)
Nov 2017: $612,643 (+$23,962)
Dec 2017: $628,029 (+$15,386)
Jan 2018: $664,203 (+$36,174)
Feb 2018: $662,419 (-$1,784)
Mar 2018: $667,963 (+$5,544)
Apr 2018: $687,251 (+$19,288)
May 2018: $713,039 (+25,788)
Jun 2018: $719,898 (+6,859)
Not a spectacular increase this month but we are up ~$198k since June 2017. I'll take that.
-
Adding July 1 numbers. Grr. Slight step backwards ...
Invested/Cash Total NW
End of 2015 $513k $752k
End of 2016 $574k $820k
10/1/17 $670k $921k
11/1/17 $679k $931k
12/1/17 $693k $944k
1/1/18 $701K $954k
2/1/18 $730k $993k
3/1/18 $708k $972k
4/1/18 $710k $974k
5/1/18 $710K $974k
6/1/18 $725K $990k
7/1/18 $723K $989K
-
Returning to update . . .
| 2015 DEC | : | 252k | <- Crossed 250k |
| - | - |
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
| 2016 NOV | : | 361k | (+24k) |
| 2016 DEC | : | 368k | (+7k) |
| - | - |
| 2017 JAN | : | 382k | (+14k) |
| 2017 FEB | : | 403k | (+21k) |
| 2017 MAR | : | 416k | (+13k) |
| 2017 APR | : | 427k | (+11k) |
| 2017 MAY | : | 436k | (+9k) |
| 2017 JUN | : | 449k | (+13k) |
| 2017 JUL | : | 464k | (+15k) |
| 2017 AUG | : | 478k | (+14k) |
| 2017 SEPT | : | 494k | (+16k) |
| 2017 OCT | : | 510k | (+16k) <- Crossed 500k |
| 2017 NOV | : | 523k | (+13k) |
| 2017 DEC | : | 534k | (+11k) |
| - | - |
| 2018 JAN | : | 558k | (+24k) |
| 2018 FEB | : | 569k | (+11k) |
| 2018 MAR | : | 560k | (-9k) |
| 2018 APR | : | 574k | (+14k/+5k) |
| 2018 MAY | : | 575k | (+1k) |
| 2018 JUNE | : | 575k | +0 |
Last two months were expensive and nonprofitable! We were in Asia for the vast majority of May, and in June we had a weekend trip along with a new contract/job switch for myself that included a little downtime (3 days).
Either way, it should resume normal progress starting next month!
-
Not a big gain this month due to some high med bills. Still, going up!
Jan '18: 580,300
Mar '18: 598,200
June '18: 616,400
July '18: 616,900
-
| YOY Increase | 2018 | | 2017 | | 2016 |
| +164k | 01/01/18 710k | | 01/01/17 546k | | 01/01/16 461k |
| +188k | 02/01/18 748k | | 02/01/17 560k | | 02/01/16 436k |
| +140k | 03/01/18 722k | | 03/01/17 582k | | 03/01/16 450k |
| +132k | 04/01/18 726k | | 04/01/17 594k | | 04/01/16 481k |
| +202k | 05/01/18 805k | | 05/01/17 603k | | 05/01/16 481k |
| +204k | 06/01/18 821k | | 06/01/17 617k | | 06/01/16 496k |
| +215k | 07/01/18 835k | | 07/01/17 620k | | 07/01/16 492k |
| 08/01/18 | | 08/01/17 633k | | 08/01/16 518k |
| 09/01/18 | | 09/01/17 640k | | 09/01/16 526k |
| 10/01/18 | | 10/01/17 660k | | 10/01/16 523k |
| 11/01/18 | | 11/01/17 678k | | 11/01/16 509k |
| 12/01/18 | | 12/01/17 699k | | 12/01/16 531k |
Had a nice increase in June, and holding a chunk of cash not accounted for here that I am still evaluating whether I want to put it into investments or pay off our mortgage.
-
Here's my progress thus far:
1/1/2015 - $319,018
3/31/2015 - $358,647
6/30/2015 - $350,887
9/30/2015 - $329,044
12/31/2015 - $340,246
3/31/2016 - $390,030
6/30/2016 - $408.983
9/1/2016 - $447,834
12/31/2016 - $459,043
3/31/2017 - $509,618
6/30/2017 - $520,691
9/30/17 - $553,269
12/31/17 - $557,941
3/31/18 - $583,773
6/30/18 - $590,057
With the market slowing gains were only $4K over the 90 days. Lots of unexpected expenses as things broke around the house and had to be handled which did not help with accumulating any extra savings. General expected for costs were also higher than normal so having a positive uptick is still promising. Will likely take a hit over the remainder of the year as we contemplate a business opportunity and/or my wife returns to college to get a Masters. Unless something really unexpected happens should stay above $500K, but might be a slow slog for the next couple of years.
-
Our net worth is essentially flat this month - which isn't bad, considering I took $6k out of the brokerage account last week. My husband is going to buy a car...and then he'll finish fixing his current car and sell it for about $5k, so I will be repaying us in another month or so.
I expect our savings to jump a lot for the rest of the year - my husband graduated from college in May and starts a new full-time job next week (with a 403b AND a 457 plan!!!) and yesterday I transitioned from being a contract employee to being permanent. I got a little raise plus I will now be paid for holidays, vacations, and sick leave, which will be a big raise.
Invested/Overall NW
End of 2012: 170k / 200k *(re)married
End of 2013: 295k / 342k
End of 2014: 338k / 388k
End of 2015: 366k / 428k *June - husband quit work to go back to college full-time
End of 2016: 432k / 545k
End of 2017: 532k / 664k [+83k college funds] * Sep - husband started working part-time; still going to college
end of Jan 2018: 553k / 686k [+85k college funds]
end of Feb 2018: 545k / 679k [+86k college funds]
end of Mar 2018: 538k / 671k [+84k college funds]
end of Apr 2018: 537k / 677k [+85k college funds] *house appraised at +9k
end of May 2018: 547k / 691k [+86k college funds]
end of Jun 2018: 545k /691lk [+87k college funds]
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9/30/2017 $585K
7/31/2017 $567K
Haven't updated here in a while.
12/31/2017 $627K
03/31/2018 $641K
06/30/2018 $667K
Pretty much all of the gains since the end of 2017 are our contributions, since the market hasn't done much.
-
6/18 Update - $799K; $231K in home equity, $11K in cash, remainder in investments. Up ~$170K from when I first started tracking in earnest a year ago (I know, I know). So grateful for the inspiration from MMM and this community!
3/2018 Update - $756K; $222K in home equity, $5K in cash, remainder in investments. It's refreshing to see we're actually up in total over last quarter, although about half of it is home appreciation, which I consider total funny money as we have no plans to sell any time soon.
12/2017 Update - We hit a big milestone this quarter - over $500K in investments!
Current totals - $719K; $194K in home equity, $5K in cash, remainder in investments
9/2017 Update - $670K; $187K in home equity, $10K in cash, remainder in investments
Somewhat embarrassingly, I didn't starting keeping close tabs on my net worth until finding MMM this year. Thankfully, I didn't muck it up too bad up to this point, but I'm hoping to do even better now that I know better! So, let's start here...
6/2017 - $630K; ~$180K in home equity, ~$10K in cash, remainder in investments
-
5/2018 = $597k
6/2018 = $630k (+$33k)
-
End of 2007: $71,000
End of 2008: $87,600
End of 2009: $202,000
End of 2010: $257,000
2011: $298,000
2012: $364,000
2013: $371,000
2014: $615,000 (This looks like a big jump from 2013 because I started counting in my calculations an investment account which hadn't been counted in prior years)
2015: $644,000
2016: $740,000
July 2017: $813,000
Jan 2018: $926,000
Now at $969,000 mid-year 2018. I flirted with $1M a few times this past quarter but the current drawback put the total off this mark.
-
Quarterly update:
10/1/2017 - 502k
1/1/2018 - 544k
4/1/2018 - 559k
7/1/2018 - 604k
-
$703k invested as of today, up from ~$550k 15 months ago. On track to have invested $60k by the end of the year. Just need it to double (plus inflation) and I'll be at my number. 7 more years..
795k invested, 980k total NW. Hitting 1M total NW is so close. Still 6.5 years before I can pull the trigger.
My wife looks like she is picking up a decent 3/4 time work from home job (email out of the blue from her boss from 12 years ago), well timed with the kid starting Kindergarten this fall. We might be able to shave a couple years off if it pans out.
-
Dec. 2017: $502k
Jan. 2, 2018: $513.7k
Feb. 5, 2018: $539.9k
Mar. 5, 2018: $543.6k
Apr. 2, 2018: $557.6
Apr. 30, 2018: $574.5k
June 4, 2018: $616.2k
July 2, 2018: $623.4k
I track the numbers in a spreadsheet but just forgot to post them last week! Whoops. Still making the steady climb this month. I always love summers in Michigan because I can really get my electricity bill low - who even needs air conditioning when we have nice cool basements :)
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07/10/2018: 1,001,996. By coincidence, it’s my eldest son’s 31st birthday!
I want to thank everyone in this community for the encouragement and face punches along the way!
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07/10/2018: 1,001,996. By coincidence, it’s my eldest son’s 31st birthday!
I want to thank everyone in this community for the encouragement and face punches along the way!
Yay!!!!!!!! Huge Congrats @Accidental Miser !!!!!
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Congrats @Accidental Miser! I feel like for most of us once we hit $1m FIRE is within striking distance so keep up the good work and enjoy it =D
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Congratulations, @Accidental Miser ! We can't wait to join you....eventually.
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So I realized that I can export filtered MINT results. So just cash and investments here are my numbers since I started using MINT. This is also when I found MMM.
Mar-15 $404,454.74
Apr-15 $457,085.48
May-15 $523,800.00
Jun-15 $506,843.08
Jul-15 $514,752.42
Aug-15 $479,005.84
Sep-15 $475,949.33
Oct-15 $525,997.36
Nov-15 $524,569.10
Dec-15 $524,113.71
Jan-16 $477,032.05
Feb-16 $493,480.35
Mar-16 $529,828.48
Apr-16 $524,363.81
May-16 $546,554.41
Jun-16 $538,240.10
Jul-16 $573,929.64
Aug-16 $587,162.18
Sep-16 $593,841.80
Oct-16 $580,415.99
Nov-16 $596,662.46
Dec-16 $613,100.06
Jan-17 $628,613.89
Feb-17 $658,200.77
Mar-17 $663,010.04
Apr-17 $672,873.80
May-17 $692,391.67
Jun-17 $695,238.00
Jul-17 $711,237.29
Aug-17 $712,081.78
Sep-17 $731,384.09
Oct-17 $768,141.07
Nov-17 $774,206.14
Dec-17 $790,211.67
Jan-18 $839,665.84
Feb-18 $846,619.16
Mar-18 $846,822.73
Apr-18 $868,065.82
May-18 $921,899.48
Jun-18 $915,118.46
Jul-18 $941,756.64
Getting really close, if the markets hold stable I should make it by EOY.
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Just passed a million :
1,003,676.41
Sent from my Nexus 5 using Tapatalk
-
Just passed a million :
1,003,676.41
Sent from my Nexus 5 using Tapatalk
Congrats!!!
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A hearty congratulations to both Accidental Miser and Rick!!!
-
Just passed a million :
1,003,676.41
Sent from my Nexus 5 using Tapatalk
Congratulations, Rick!!
-
Just passed a million :
1,003,676.41
Sent from my Nexus 5 using Tapatalk
Amazing well done!
-
2018
Jan 398000
Feb 431000
Mar 448000
Apr 462580
May 481501
Jun - 489782
Jul - 507110
Jumping in on this thread after this month.. woot!
-
Congrats Rick! And welcome actionjackson!
-
2018
Jan 398000
Feb 431000
Mar 448000
Apr 462580
May 481501
Jun - 489782
Jul - 507110
Jumping in on this thread after this month.. woot!
Welcome to the 500k thread, and congrats on the progress that you've made in a short amount of time!
-
2018
Jan 398000
Feb 431000
Mar 448000
Apr 462580
May 481501
Jun - 489782
Jul - 507110
Jumping in on this thread after this month.. woot!
You're killing it!! Congrats!
-
As of YESTERDAY, I have graduated into this thread!
July 2018: $522k
I've been hovering around 498-502 for a few weeks now depending on what's going on in the market from day-to-day, but yesterday I received a $20k midyear bonus along with my regular paycheck, so I think I am now comfortably established in the half million+ zone, hopefully for good!
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As of YESTERDAY, I have graduated into this thread!
July 2018: $522k
I've been hovering around 498-502 for a few weeks now depending on what's going on in the market from day-to-day, but yesterday I received a $20k midyear bonus along with my regular paycheck, so I think I am now comfortably established in the half million+ zone, hopefully for good!
Welcome @bridget ! That is very healthy bonus! You go girl, you half-millionaress you. :)
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2011: 25K
2012: 50K
2013: 100K
2014: 165K
2015: 275K
2016: 375K
2017: 475K
2018: 560K
It took me 7 years to get from zero to 500K, so I'm thinking 5 years to get from 500K to 1 million. 2023?
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2011: 25K
2012: 50K
2013: 100K
2014: 165K
2015: 275K
2016: 375K
2017: 475K
2018: 560K
It took me 7 years to get from zero to 500K, so I'm thinking 5 years to get from 500K to 1 million. 2023?
Welcome @clarkfan1979! At the rate you are going it will take less than that. And if we get any kind of market uptick, that'll shave even more time off. Well done.
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Now that I hit 1 million, I am tempted to move into more conservative investments.
Sent from my LG-V522 using Tapatalk
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I missed a month on vacation AND I passed an investment money milestone, woo hoo!
Numbers for end of month:
Month Year: Investments
June 2017: 504K
July 2017: 523K
Add in home value - debts; net worth as second number:
Aug 2017: 533K / 666K
Sep 2017: 539K / 679K
Oct 2017: 551K / 698K
Nov 2017: 561K / 711K
Dec 2017: 569K / 724K
Jan 2018: 589K / 751K
Feb 2018: 577K / 741K
May 2018: 585K / 744K
July 2018: 600K / 763K
(https://tickers.TickerFactory.com/ezt/d/4;10501;125/st/20181215/e/Sabbatical%21/k/6f12/event.png)
(https://www.TickerFactory.com/)
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Now that I hit 1 million, I am tempted to move into more conservative investments.
Sent from my LG-V522 using Tapatalk
What's your allocation now?
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It is 70 % equities / 30 % fixed income.
This is counting some company stock which has a fixed price and pays 5% dividends as fixed income
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Now that I hit 1 million, I am tempted to move into more conservative investments.
Sent from my LG-V522 using Tapatalk
I'm doing a version of this, in that I'm attempting to clear all those dumb little debts that are out there. It's not optimal to pay these off, but I figure with a $1 mm net worth I can afford to be sub-optimal.
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I missed a month on vacation AND I passed an investment money milestone, woo hoo!
Numbers for end of month:
Month Year: Investments
June 2017: 504K
July 2017: 523K
Add in home value - debts; net worth as second number:
Aug 2017: 533K / 666K
Sep 2017: 539K / 679K
Oct 2017: 551K / 698K
Nov 2017: 561K / 711K
Dec 2017: 569K / 724K
Jan 2018: 589K / 751K
Feb 2018: 577K / 741K
May 2018: 585K / 744K
July 2018: 600K / 763K
(https://tickers.TickerFactory.com/ezt/d/4;10501;125/st/20181215/e/Sabbatical%21/k/6f12/event.png)
(https://www.TickerFactory.com/)
how long are you going to take on sabbatical? is your career easy to jump back into ?
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Now that I hit 1 million, I am tempted to move into more conservative investments.
...
It is 70 % equities / 30 % fixed income.
This is counting some company stock which has a fixed price and pays 5% dividends as fixed income
That's fairly conservative already, presuming your equities are diversified in broad index funds (e.g. VTSAX).
Hopefully you don't have too large an exposure to a single company's stock, your employer at that. You wouldn't want the double whammy of losing your job and a major asset in your portfolio tanking.
Your age and how close you are to retirement are also considerations for how to measure your portfolio on the conservative vs aggressive scale.
I'm a conservative guy myself, and my allocation is pretty much 70/30.
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July update:
Our Stash (NW):
1/2018 - $565,049
2/2018 - $560,628
3/2018 - $573,526
5/2018 - $601,628
6/2018 - $624,739
7/2018 - $641,020
As anticipated, summer camps and home repairs are slowing down debt pay down. But, hey, the kids and house are living their best life now!
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Hi Everyone,
I've just graduated from the 250-500k thread as of yesterday we are at £510k. We've typically added £100k a year through savings and investment growth, which seems insane to me if you said 5 years ago thats where we'd be!
I'm currently contracting in IT in London, so day rates are good and am saving every penny we can. Plan is to keep building the stash until it gets to around £600k and then rent the house and go travelling for a year.
After that, who knows?
Historical chart below:
Jan 2017 - £346,854
Feb 2017 - £388,581 (+£41,727)
Mar 2017 - £396,119 (+£7,538)
Apr 2017 - £401,345 (+£5,226)
May 2017 - £399,619 (-£1,726)
Jun 2017 - £411,132 (+£11,513)
Jul 2017 - £409,299 (-£1,833)
Aug 2017 - £413,486 (+£4,187)
Sep 2017 - £415,586 (+£2,100)
Oct 2017 - £434,692 (+£19,000)
Nov 2017 - £438,434 (+£3,742)
Dec 2017 - £452,034 (+£13,600)
Jan 2018 - £456,088 (+£4,054)
Feb 2018 - £467,243 (+£11,155)
Mar 2018 - £463,199 (-£4,044)
Apr 2018 - £453,874 (-£9,325)
May 2018 - £475,489 (+£21,615)
Jun 2018 - £489,292 (+£13,802)
July 2018 - £499,919 (+£10,267)
July 25th 2018 - £510,626 (+£10,707)
(https://i.imgur.com/4pY5Bh6.png)
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good luck keep us updated if you do decide to travel. I am due to do similar in c.4 yrs.
-
2013: NW $0
now: NW $550 k
-
Returning to update . . .
| 2015 DEC | : | 252k | <- Crossed 250k |
| - | - |
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
| 2016 NOV | : | 361k | (+24k) |
| 2016 DEC | : | 368k | (+7k) |
| - | - |
| 2017 JAN | : | 382k | (+14k) |
| 2017 FEB | : | 403k | (+21k) |
| 2017 MAR | : | 416k | (+13k) |
| 2017 APR | : | 427k | (+11k) |
| 2017 MAY | : | 436k | (+9k) |
| 2017 JUN | : | 449k | (+13k) |
| 2017 JUL | : | 464k | (+15k) |
| 2017 AUG | : | 478k | (+14k) |
| 2017 SEPT | : | 494k | (+16k) |
| 2017 OCT | : | 510k | (+16k) <- Crossed 500k |
| 2017 NOV | : | 523k | (+13k) |
| 2017 DEC | : | 534k | (+11k) |
| - | - |
| 2018 JAN | : | 558k | (+24k) |
| 2018 FEB | : | 569k | (+11k) |
| 2018 MAR | : | 560k | (-9k) |
| 2018 APR | : | 574k | (+14k/+5k) |
| 2018 MAY | : | 575k | (+1k) |
| 2018 JUNE | : | 575k | (+0) |
| 2018 JULY | : | 599k | (+24) |
Finally, back on track! May and June had some unpaid time off for trips and I had a job switch in there. July was a great month financially!
We actually broke 600k a few days back but fell back under the line! Oh well... next month!
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Small bonus this month and hubs new stock options- gave us a little bump. I'll take it!
Feb 1 2018: 613k
March 1 2018: 598K
April 1 2018: 522K
May 1 2018: 592K
June 1 2018: 616k
July 1 2018: 616,919
August 1 2018: 644,545
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Stash (NW):
April 9, 2016: $319,737
April 16, 2017: $379,833
March 8, 2018: $500,818
March 30, 2018: $505,467 ($924,670)
April 30, 2018: $510,215 ($937,731)
May 31, 2018: $514,410 ($950,830)
June 30, 2018 $525,227 ($964,045)
July 31, 2018: $535,419 ($984,617) Real estate hot in neighborhood right now, but always skeptical about Zillow.
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Liquid assets / Net worth
Jan 2018 $415.5K / $508K
Jun 2018 $518.8K / $578.4K
Jul 2018 $528.3K / $588.2K
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1/1/15 = $266
2/1/15 = $269
3/1/15 = $278
4/1/15 = $280
5/1/15 = $284
6/1/15 = $295
7/1/15 = $298
8/1/15 = $338
9/1/15 = $335
10/1/15 = $339
11/1/15 = $357
12/1/15 = $365
1/1/16 = $374
2/1/16 = $373
3/1/16 = $379
4/1/16 = $391
5/1/16 = $398
6/1/16 = $406
7/1/16 = $415
8/1/16 = $426
9/1/16 = $424
10/1/16 = $427
11/1/16 = $428
12/1/16 = $438
1/1/17 = $461
2/1/17 = $471
3/1/17 = $482
4/1/17 = $479
5/1/17 = $492
6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
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Investments/cash Net worth
5/18 - $503,164 $742,902
6/18 - $506,463 $747,871
7/18 - $520,768 $764,243
Decent enough gain...I'll take it.
-
We have graduated officially today!
Combined NW
8/1/2018 - $514,000
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Liquid NW / Total NW
1/1/16: $455k / 675k
1/1/17: $555k / 822k
1/1/18: $735k / 1.071M
5/17/18: $765k / 1.112M
6/29/18: $773k / 1.137M
7/31/18: $795k / 1.170M
Guess it was a pretty good month. For some reason it didn't feel that way.
-
Bought a motorcycle and gear this month.
| Aug17: | $488k |
| Sep17: | $507k |
| Oct17: | $526k |
| Nov17: | $546k |
| Dec17: | $566k |
| Jan18: | $612k |
| Feb18: | $603k |
| Mar18: | $599k |
| Apr18: | $612k |
| May18: | $630k |
| Jun18: | $656k |
| Jul18: | $692k |
-
Tracking investments (excludes college savings accounts and house equity):
5/1/17 -- $631k
6/1/17 -- $647k (+$16k)
7/1/17 -- $655k (+$8k)
8/1/17 -- $665k (+$10k)
9/1/17 -- $672k (+$7k)
10/1/17 -- $684k (+$12k)
11/1/17 -- $702k (+$18k)
12/1/17 -- $724k (+$22k)
1/1/18 -- $731k (+$7k)
2/1/18 -- $761k (+$30k)
3/1/18 -- $737k (-$24k)
4/1/18 -- $731k (-$6k)
5/1/18 -- $738k (+$7k)
6/1/18 -- $747k (+$9k)
7/1/18 -- $744k (-$3k)
8/1/18 -- $761k (+$17k)
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Has anyone worked out the average time from 500k to 1MM? I think someone had done it on the 250-500 thread.
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It took me five years
Sent from my Nexus 5 using Tapatalk
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Invest / total
6/24/16 - 362k / 500k NW
12/1/16 - 404k / 550k NW
1/1/17 - 450k / 600k NW
2/1/17 - 462k / 607k NW
5/1/17 - 514k / 666k NW
6/1/17 - 526k / 673k NW
7/1/17 - 542k / 691k NW
8/1/17 - 557k / 707k NW
11/1/17 - 603k / 753k NW
12/1/17 - 625k / 775k NW
01/1/18 - 651k /805k NW
02/1/18 - 681k / 831k NW
03/1/18 - 660k / 811k NW
6/15/18 - 750k / 950k NW
08/1/18 - 762k / 967k NW
Fun to see NW growing like this when we're getting hit with 4-6k in medical costs for a baby.
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Dec. 2017: $502k
Jan. 2, 2018: $513.7k
Feb. 5, 2018: $539.9k
Mar. 5, 2018: $543.6k
Apr. 2, 2018: $557.6
Apr. 30, 2018: $574.5k
June 4, 2018: $616.2k
July 2, 2018: $623.4k
Aug. 1, 2018: $643.8k - got a raise this month so my savings rate will creep a bit higher.
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LNW TNW
Jan 2018 - 846K / 987K
Feb 2018 - 880K / 1.02M
Mar 2018 - 859K / 1.00M
Apr 2018 - 855K / 996K
May 2018 - 856K / 999K
Jun 2018 - 875K / 1.02M
Jul 2018 - 887K / 1.03M
Aug 2018 - 922K / 1.07M
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01/01/17 £374668
01/01/18 £497097
01/02/18 £500655
01/03/18 £497804
01/04/18 £492551
01/05/18 £503531
01/06/18 £519609
01/07/18 £534656
01/08/18 £539771
First poor month in the last 3 for me.
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i'm starting to wonder how much this child rearing is going to slow us down
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Hi! I'm excited to join this thread. I've been saving up to buy a house for awhile and now that I did that, I'm working towards retirement
07/2018-- 535,562 / 673,992
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| YOY Increase | 2018 | | 2017 | | 2016 |
| +164k | 01/01/18 710k | | 01/01/17 546k | | 01/01/16 461k |
| +188k | 02/01/18 748k | | 02/01/17 560k | | 02/01/16 436k |
| +140k | 03/01/18 722k | | 03/01/17 582k | | 03/01/16 450k |
| +132k | 04/01/18 726k | | 04/01/17 594k | | 04/01/16 481k |
| +202k | 05/01/18 805k | | 05/01/17 603k | | 05/01/16 481k |
| +204k | 06/01/18 821k | | 06/01/17 617k | | 06/01/16 496k |
| +215k | 07/01/18 835k | | 07/01/17 620k | | 07/01/16 492k |
| +233k | 08/01/18 866k | | 08/01/17 633k | | 08/01/16 518k |
| 09/01/18 | | 09/01/17 640k | | 09/01/16 526k |
| 10/01/18 | | 10/01/17 660k | | 10/01/16 523k |
| 11/01/18 | | 11/01/17 678k | | 11/01/16 509k |
| 12/01/18 | | 12/01/17 699k | | 12/01/16 531k |
Started the Zero Day Challenge with my wife at the end of June to try and bring a new level of mindfulness to our spending, and as a result was able to be a bit more aggressive in adding new capital to investments. Still holding a chunk of cash not accounted for here that I am still evaluating whether I want to put it into investments or pay off our mortgage, and if I decide to invest it will put us in striking distance of $1MM in our investment accounts.
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1/1/18 - 633k / 1.000M
2/1/18 - 668k / 1.034M
3/1/18 - 660k / 1.028M
4/1/18 - 665k / 1.032M
5/1/18 - 673k / 1.037M
8/1/18 - 719k / 1.086M
Missed a couple monthly updates due to summer travels. My goal at the beginning of the year was to hit 750k, so looks like we should be able to surpass that at this rate.
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Hi! I'm excited to join this thread. I've been saving up to buy a house for awhile and now that I did that, I'm working towards retirement
07/2018-- 535,562 / 673,992
Welcome aboard @rokel! Looking good.
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Well, it's not been the best year, but I realized I haven't checked in here in awhile.
Current status:
Stash $891k
TNW $1.543M
Probably not going to cross the 1M mark for the stash this year, but at least we're finally back to a new high for the stash, which was $890k at the end of January. I looked back and saw that I originally thought we'd hit 1M for the stash by the end of 2019. Probably still doable depending on the market.
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Estimates of NW over the years with more concrete values currently
2011: $40k Real estate sucked (I'm a realtor and own rentals), income was low and equity was non existent. Tough times!
2012: $55k
2013: $75k
2014: $160k Being a realtor and also having a large portion of NW in real estate helped income and value go up drastically. (income $155k) plus asset appreciation
2015: $295k (income $210k) plus asset appreciation
2016: $505k (income $242k) plus asset appreciation
Started using Mint for tracking in 2017
2017: March $515
April $500 spent money... :(
May $521
June $573
July $588
Aug $605k
Sep $647k
Oct $650k
Dec $684K
2018
Jan $725k
July $780k
Almost forgot about this thread. Spent the last few months rehabbing and flipping a house so that took a lot of free time. Should close on that sale in a few weeks.
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I have been gone more than a year. Don't feel like going through and verifying all the interim months' numbers, but will reproduce based on personal capital.
As a reminder mostly to myself, in this thread I am tracking personal assets (not shared or soon-to-be kid's college savings) using personalcapital.
December 2013: 142K
March 2014: 178K
June 2014: 191K
September 2014: 205K
December 2014: 231K
March 2015: 232K (I self financed half a wedding this quarter, and began subsidizing now husband)
June 2015: 249K
September 2015: 272K (a new~30K in debt showed in this quarter from the first half of a 60K roof assessment I didn't have cash on hand for)
December 2015: 326K
March 2016: 342K
June 2016: 389K
September 2016: 457K (began booking a 4540K "liability" that I would incur if I wanted to liquidate my condo, which I include in this NW total)
December 2016: 511K (+185K year on year)
March 2017: 599K (I am guessing on numbers for the end of the month, but should be +/- 2K, +142K year on year)
I am towards the end of maternity leave. I am sure the saving/investing pace won't keep up when I start paying daycare (and maybe working a 70 or 80% schedule for a couple months), but not too bad for being off work!
June 2017: 603K
September 2017: 639K
December 2017: 698K
March 2018: 667K (drop is due to someone having conducted a fire sale of their condo in our very small building during a divorce)
June 2018: 689K
July 2018: 723K I guess I shouldn't be surprised given my husband's income struggles and how expensive daycare + health insurance is, but at least I'm making progress. I just switched back to 100% hours so started getting a small bump. I need to kick my husband's a$$ in to gear on the earning side and buckle down on the restaurants, I think.
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12/17/17 $739,821
01/16/18 $774,717
That jump seems crazy to me.
08/02/18 $873,766
Took a break from constantly checking my net worth for a while.
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12/17/17 $739,821
01/16/18 $774,717
That jump seems crazy to me.
08/02/18 $873,766
Took a break from constantly checking my net worth for a while.
Apparently, you should take breaks more often :)
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No kidding, the market continues to go crazy...
Another annual update:
April 2016: $500k -----> saved $54.8k (~75% of income), 90/10 allocation
April 2017: $651k -----> saved $53.4k (~73% income), 60/40 allocation
April 2018: $777k
My investment risk tolerance has shifted over past couple years with political situation, and resulting lower returns last year. Now at 80/20 allocation.
Aug 1 2018: 838k
A 61k increase in 3 months is almost my annual post-tax salary, and seems totally unsustainable.
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Oct 2017: 527k
Jan 2018: 554k
Mar 2018: 666k (updated value of rental property)
Apr 2018: 682k
May 2018: 694k
Jun 2018: 711k
Yay! Surpassed 700k. Next goal is to hit 727k, which is 200k more than when I joined this thread. Hope to reach that by August or September.
Aug 2018: 770k (updated value of rental property)
Next goal: Get to an even 800k by the end of this year.
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Pretty exciting!!! NW just passed $1m! I know that could change with a bad month in the market but it was exciting nonetheless!
Invested/Cash Total NW
End of 2015 $513k $752k
End of 2016 $574k $820k
10/1/17 $670k $921k
11/1/17 $679k $931k
12/1/17 $693k $944k
1/1/18 $701k $954k
2/1/18 $730k $993k
3/1/18 $708k $972k
4/1/18 $710k $974k
5/1/18 $710k $974k
6/1/18 $725k $990k
7/1/18 $723k $989k
8/1/18 $744k $1,010,242 !!!!
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Nice milestone to reach, isn't it? Congrats and huzzah!
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Jan 2017: $444,411
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
May 2017: $509,180 (+$12,570)
Jun 2017: $522,280 (+$13,100)
Jul 2017: $539,829 (+$17,549)
Aug 2017: $547,156 (+$7,327)
Sept 2017: $568,755 (+$21,599)
Oct 2017: $588,681 (+$19,926)
Nov 2017: $612,643 (+$23,962)
Dec 2017: $628,029 (+$15,386)
Jan 2018: $664,203 (+$36,174)
Feb 2018: $662,419 (-$1,784)
Mar 2018: $667,963 (+$5,544)
Apr 2018: $687,251 (+$19,288)
May 2018: $713,039 (+$25,788)
Jun 2018: $719,898 (+$6,859)
Jul 2018: $749,307 (+$29,409)
We are *so* close to 3/4 Million, and up ~$121k this year so far...
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Invested/Cash Total NW
8/1/18 $744k $1,010,242 !!!!
SO AWESOME @Bergal !!! Congrats on the double commas!
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You are all doing great. I am going to have some very expensive car repairs this month, which will flatten out our progress a bit. C'est la vie.
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I first hit the double comma club on July 10th. Then it dipped the next day. :( But then the markets recovered, and I have been a club member in good standing for almost a month. I know it could disappear at any time, but I am enjoying it for now. The timing was particularly nice, as I became a millionaire just 10 days after my official retirement date. :D
Here's what my progress has looked like since the Fall of 2013, just a few months after I discovered MMM and started paying attention to my finances:
(https://farm2.staticflickr.com/1818/30006725038_132937149e_b.jpg)
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I first hit the double comma club on July 10th.
Congrats!
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Way to go 94!!! Congrats on the milestone and FIREing!
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722k here. My last post was too many pages back to find.
We've been going gangbusters. It's going to hurt when the market corrects.
I have a prediction based on contributions and an estimated rate of return and we keep flying past it.
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We've been going gangbusters. It's going to hurt when the market corrects.
I've been thinking that as well, especially as I contemplate downshifting my career...
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I first hit the double comma club on July 10th.
Congrats!
Way to go 94!!! Congrats on the milestone and FIREing!
Thanks very much!! Feels a bit unreal... But I'm doing my best to enjoy it so far. :)
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12/17/17 $739,821
01/16/18 $774,717
That jump seems crazy to me.
08/02/18 $873,766
Took a break from constantly checking my net worth for a while.
Apparently, you should take breaks more often :)
I know, right? Like a lot of you, I'm bracing for a market dip, but I think we all understand that if it goes down, it'll come up again. Trying to stress less and just have faith in the system!
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i'm cashing in a little on the market , now, for money we'll spend in next 15 months or so. moving it from SP500 into a MMF
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Invested assets:
12-2017: $510,037
1-2018: $539,718 (+29.6k)
2-2018: $514,481 (-25.2K)
3-2018: $511,273 (-3.2k)
4-2018: $515,153 (+3.8k)
(missed a few updates in here)
7-2018: $545,690
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Yes! Officially hit $1M yesterday. Super excited to have come so far. I was checking daily since August 1st because I was so close and my birthday is this month. I really wanted to hit it before I turned 40. So I did it! And the today realized that I don’t turn 40 until next year. Lol! I’m ridiculous, sometimes.
No real estate, about $90K is the kids 529s, everything else is cash & investments.
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Yes! Officially hit $1M yesterday. Super excited to have come so far. I was checking daily since August 1st because I was so close and my birthday is this month. I really wanted to hit it before I turned 40. So I did it! And the today realized that I don’t turn 40 until next year. Lol! I’m ridiculous, sometimes.
No real estate, about $90K is the kids 529s, everything else is cash & investments.
Congratulations! That's wonderful! And happy soon-to-be birthday!
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Thanks! And... it was gone two days later. Thankfully, I wasn’t expecting it to stick right away, so it’s fine, no surprise.
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I come to this thread for motivation. Never lets me down.
Congrats to all and keep grinding!
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Catccc-
congratulations on passing the $1,000,000 mark. But you seriously need to get a handle on tracking your age. If you can miss that by 2.5%, measuring net worth is going to be even harder.
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2018
Jan 398000
Feb 431000
Mar 448000
Apr 462580
May 481501
Jun - 489782
Jul - 507110
Aug - 523353
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Catccc-
congratulations on passing the $1,000,000 mark. But you seriously need to get a handle on tracking your age. If you can miss that by 2.5%, measuring net worth is going to be even harder.
+1
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Catccc-
congratulations on passing the $1,000,000 mark. But you seriously need to get a handle on tracking your age. If you can miss that by 2.5%, measuring net worth is going to be even harder.
+1
thank you, LOL!
I was talking with a coworker and she explained how (she thinks) I messed this one up... According to her, it's because I spent the whole year after I turned 38 thinking, "wow, 39 is next, I can't believe 40 is around the corner." Then after a few months, it became "wow, 39, I can't believe 40 is around the corner." Then a few months later, it was "40 is around the corner." I keep much better tabs on my investment account balances than my age, ha ha!
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Another possibility--perhaps more remote--is that you somehow got switched with a version of yourself from the future. Do you notice odd things happening that you're sure happened a while ago?
**checks stock market: How odd, the SP500 is at 2,813 again? Could have sworn it was there a few months ago...
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Joining the club.
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Not sure when/if I'll get to 1m; may semi-FIRE before then.
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If the market were to stay flat, would probably hit 1m investible around 6 months from now.
Quarterly update, November 2017:
....
Not declaring victory yet though until I have 1m investible and no debt to the bank.
Quarterly update, February 2018:
...
Quarterly update, May 2018:
...
So, net worth hits $1.5m for the first time (up $530k YoY), and now we're above $1.1m in liquid/investible assets (up $388k YoY). Currently $23k away from having enough to pay off all debt (gap closed by $485k YoY, debt down $97k YoY) and still have $1m liquid/investible. Once I have that, I'll be ready to declare victory (and graduation from this thread).
Quarterly update, August 2018:
- Q3 2018: 1,096k liquid + 384k home equity: total 1,480k (debt: 115k)
- Q2 2018: 1,108k liquid + 392k home equity: total 1,500k (debt: 131k)
- Q1 2018: 1,075k liquid + 409k home equity: total 1,484k (debt: 141k)
- Q4 2017: 1,005k liquid + 332k home equity: total 1,337k (debt: 189k)
- Q3 2017: 894k liquid + 313k home equity: total 1,207k (debt: approx 193k)
- Q2 2017: 720k liquid + 250k home equity: total 970k (debt: approx 228k)
Net worth drops back down to where it was 6 months ago (whoops, but still up $273k YoY, and still over $1m in liquid/investible). Currently $19k away from having enough to pay off all debt (gap closed $280k YoY, debt down $78k YoY) and still have $1m liquid/investible. My numbers are heading south and I am planning on spending a bit on the home before the end of the year so expect my liquid funds to drop down further. Now all I need is a massive global crash to teach me the errors of my ways.
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I'm continuing to bounce around in the 800 - 850k range, nearly 30k in medical expenses plus the sorta flat market recently hasn't helped! But I got good news at work that means I will be rent-free in 2019... so maybe that will be my year to hit the two comma club. Congrats to all the recent millionaires!
End of March clocking in at 839k. With 3 paychecks, and a tax return of around 1.5 pay checks, I was excited to reach 850k this month. But the market had other plans. Womp womp. My total assets are still a tad above 1MM which is pretty cool - though I think my home value is a bit inflated at the moment.
February 2018: 827k
January 2018: 831k
December 2017: 812k
December 2016: 650k
December 2015: 487k
December 2014: 412k
December 2013: 350k
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Another possibility--perhaps more remote--is that you somehow got switched with a version of yourself from the future. Do you notice odd things happening that you're sure happened a while ago?
**checks stock market: How odd, the SP500 is at 2,813 again? Could have sworn it was there a few months ago...
ha ha!
aaand, we're back! We are again millionaires. DH says our next goal should be to far enough past it to stop these dips back under the million mark. I feel like a lot of people plan to pull the plug before they even hit $1M, but that can't support our current spending, which is just under $60K/year. I am hesitant to pull that back as we are relatively happy with our current lifestyle. I also don't really anticipate any other income source after we pull the plug. It seems like most people that hit FI don't just hit it with investments. They've got some real estate, or blog income, or something. I think I need to find people that just read and hike or otherwise lead lives of leisure after RE and see how it works out for them.
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It seems like most people that hit FI don't just hit it with investments. They've got some real estate, or blog income, or something.
That could make for an interesting poll actually. Who has FIREd with invested stash alone? (no paid-off house, real estate, side gigs, business income, pension, etc.). Hope that works because that's what I'll be doing!
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It seems like most people that hit FI don't just hit it with investments. They've got some real estate, or blog income, or something.
That could make for an interesting poll actually. Who has FIREd with invested stash alone? (no paid-off house, real estate, side gigs, business income, pension, etc.). Hope that works because that's what I'll be doing!
me too. it's starting to seem like a long haul. espec once the kids come
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While I accept the logic of the 4% rule, depending entirely on your investments with no other recourse seems...riskier. I think about the possibilities to earn other money, either through part-time work, a lifestyle business, or a rental property, and how those would give you something to do instead of worrying when the next bear market comes. Sequence-of-returns risk is a bigger catastrophe if those other elements are not present.
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It seems like most people that hit FI don't just hit it with investments. They've got some real estate, or blog income, or something.
That could make for an interesting poll actually. Who has FIREd with invested stash alone? (no paid-off house, real estate, side gigs, business income, pension, etc.). Hope that works because that's what I'll be doing!
I did. Steady investing since leaving graduate school. No side business, no rental property, no paid off house. There are surely many others like me.
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While I accept the logic of the 4% rule, depending entirely on your investments with no other recourse seems...riskier. I think about the possibilities to earn other money, either through part-time work, a lifestyle business, or a rental property, and how those would give you something to do instead of worrying when the next bear market comes. Sequence-of-returns risk is a bigger catastrophe if those other elements are not present.
Like Social Security?
In theory I plan to pull the plug right around 4% and rely on index funds only. In practice we'll have a ton of safety nets. My wife will likely continue working due to passion for her research. There's a good chance we'll receive inheritances from both sets of parents. I could receive income from one of my websites. And Social Security should be nonzero as well.
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August 2018 Update:
Our Stash (NW):
1/2018 - $565,049
2/2018 - $560,628
3/2018 - $573,526
5/2018 - $601,628
6/2018 - $624,739
7/2018 - $641,020
8/2018 - $654,685
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cash+rental equity add primary residence equity
1/2016 $507K $627K
1/2017 $625K $797K
9/2017 $784K $904K
12/2017 $762K $903K - remodeling primary residence! When project is done, big increase in equity!
3/2018 $725K $866K - still remodeling. Framing and all exterior done, all bills paid! (to contractors)
6/2018 $763K $910K Hmmm. Zillow values for rental properties went way up. Making progress on the remodel. Plumbing, insulation, electrical done. Just drywall, flooring remains!
1MM dates now 12/2020 2/2019
9/2018 $830K $945K We're painting this weekend! Just flooring and trim left on the remodel! Cash went up because we paid off a bunch of credit card debt with HELOC. (0%promo rate was ending)
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We are about to pop over 500 invested. It won't happen by the end of the month, but it is very plausible in September.
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Invest / total
6/24/16 - 362k / 500k NW
12/1/16 - 404k / 550k NW
1/1/17 - 450k / 600k NW
2/1/17 - 462k / 607k NW
5/1/17 - 514k / 666k NW
6/1/17 - 526k / 673k NW
7/1/17 - 542k / 691k NW
8/1/17 - 557k / 707k NW
11/1/17 - 603k / 753k NW
12/1/17 - 625k / 775k NW
01/1/18 - 651k /805k NW
02/1/18 - 681k / 831k NW
03/1/18 - 660k / 811k NW
6/15/18 - 750k / 950k NW
08/1/18 - 762k / 967k NW
Man we are so close 990k NW today. been a good month in the markets. When you get this close you just start thinking about all the dumb crap you own that you could have not purchased haha.
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Invest / total
6/24/16 - 362k / 500k NW
12/1/16 - 404k / 550k NW
1/1/17 - 450k / 600k NW
2/1/17 - 462k / 607k NW
5/1/17 - 514k / 666k NW
6/1/17 - 526k / 673k NW
7/1/17 - 542k / 691k NW
8/1/17 - 557k / 707k NW
11/1/17 - 603k / 753k NW
12/1/17 - 625k / 775k NW
01/1/18 - 651k /805k NW
02/1/18 - 681k / 831k NW
03/1/18 - 660k / 811k NW
6/15/18 - 750k / 950k NW
08/1/18 - 762k / 967k NW
Man we are so close 990k NW today. been a good month in the markets. When you get this close you just start thinking about all the dumb crap you own that you could have not purchased haha.
I'm not quite that high (maybe 780 in a couple days, in Manhattan) but I literally got petulant about saving money all the time, looked at my personal capital, and went out and dropped 20 bucks on lunch yesterday. Whoops.
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Invest / total
6/24/16 - 362k / 500k NW
12/1/16 - 404k / 550k NW
1/1/17 - 450k / 600k NW
2/1/17 - 462k / 607k NW
5/1/17 - 514k / 666k NW
6/1/17 - 526k / 673k NW
7/1/17 - 542k / 691k NW
8/1/17 - 557k / 707k NW
11/1/17 - 603k / 753k NW
12/1/17 - 625k / 775k NW
01/1/18 - 651k /805k NW
02/1/18 - 681k / 831k NW
03/1/18 - 660k / 811k NW
6/15/18 - 750k / 950k NW
08/1/18 - 762k / 967k NW
Man we are so close 990k NW today. been a good month in the markets. When you get this close you just start thinking about all the dumb crap you own that you could have not purchased haha.
Things I think about: 1) my two divorces!!!!! 2) my initial major/career choices in college and grad school. 3) drinking for 29 years.
Had I chosen differently I would be a multi-millionaire today. If I could lecture my younger self, I would advise him to marry right the first time, get a law degree in his early 20s instead of in mid-life, and lay off the booze.
But we only live in the present moment so onward and upward.
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invest: 545k
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Invest / total
6/24/16 - 362k / 500k NW
12/1/16 - 404k / 550k NW
1/1/17 - 450k / 600k NW
2/1/17 - 462k / 607k NW
5/1/17 - 514k / 666k NW
6/1/17 - 526k / 673k NW
7/1/17 - 542k / 691k NW
8/1/17 - 557k / 707k NW
11/1/17 - 603k / 753k NW
12/1/17 - 625k / 775k NW
01/1/18 - 651k /805k NW
02/1/18 - 681k / 831k NW
03/1/18 - 660k / 811k NW
6/15/18 - 750k / 950k NW
08/1/18 - 762k / 967k NW
Man we are so close 990k NW today. been a good month in the markets. When you get this close you just start thinking about all the dumb crap you own that you could have not purchased haha.
Does the real estate you own fit into this category? (I assume the difference between NW and invested is a paid off house)
Imagine all the VTSAX you could have if you were a renter!
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When you get this close you just start thinking about all the dumb crap you own that you could have not purchased haha.
Does the real estate you own fit into this category? (I assume the difference between NW and invested is a paid off house)
Imagine all the VTSAX you could have if you were a renter!
Have you not read boarder42's posts before? I think I'll die of shock if his house is paid off.
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When you get this close you just start thinking about all the dumb crap you own that you could have not purchased haha.
Does the real estate you own fit into this category? (I assume the difference between NW and invested is a paid off house)
Imagine all the VTSAX you could have if you were a renter!
Have you not read boarder42's posts before? I think I'll die of shock if his house is paid off.
Well the numbers above show $205k of paid off house, unless there's another explanation.
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I usually assume that when people list total net worth that includes everything, and when they list 'stache or "invested" net worth that means retirement accounts and brokerage accounts. So, for example, in my case the difference between "invested" and "total" is my home equity in my residence plus whatever I have in cash accounts, i.e. an emergency fund.
If you have investment real estate (which I don't) that produces income I assume you include any equity in your "invested" net worth number.
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When you get this close you just start thinking about all the dumb crap you own that you could have not purchased haha.
Does the real estate you own fit into this category? (I assume the difference between NW and invested is a paid off house)
Imagine all the VTSAX you could have if you were a renter!
Have you not read boarder42's posts before? I think I'll die of shock if his house is paid off.
Well the numbers above show $205k of paid off house, unless there's another explanation.
There is some home equity for sure, but knowing boarder42 (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/dont-payoff-your-mortgage-club/) that is mostly a down payment plus house appreciation. Other non-invested assets can include checking/savings accounts, cars, boats, heirlooms, etc. Depends on the person how/if they account for those.
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"Paid off" is generally interpreted to mean cmpletely paid off. That is not the implication of boarder42's numbers. Merely some equity on a home with presumably a remaining amount under mortgage.
Including equity in your home is entirely appropriate and conventional for TNW, though it does require a bit of estimation for valuation.
Has boarder42 expressed some opinion about mortgages? /sarcasm
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yeah the difference is equity gained in a house that we put 20% down on 2.5 years ago. i have a 3.25% fixed rate for 30 years we're not paying that off before 2046. One of the reasons' we're so close to 1MM total networth is buying the right house at the right time(i know my very small local market and we arent in a HCOL but our house price is similar to those that do live there). If we had invested and rented our Networth wouldnt be nearly as high. we've seen around 100k after fees(if we sold) in appreciation on our house in the last 2.5 years. the money we have in the house is less than 100k ... the market as good as its been hasnt produced that kind of return. I'm currently evaluating some HEL options to get some more cash back. really hoping a perfect storm happens in the next couple years for us to capitalize on - that being a market 20-30% pull back coupled with an influx of cash into bonds dropping rates back down into the 3s and pulling that cash out and dumping it into the market.
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Invest / total
6/24/16 - 362k / 500k NW
12/1/16 - 404k / 550k NW
1/1/17 - 450k / 600k NW
2/1/17 - 462k / 607k NW
5/1/17 - 514k / 666k NW
6/1/17 - 526k / 673k NW
7/1/17 - 542k / 691k NW
8/1/17 - 557k / 707k NW
11/1/17 - 603k / 753k NW
12/1/17 - 625k / 775k NW
01/1/18 - 651k /805k NW
02/1/18 - 681k / 831k NW
03/1/18 - 660k / 811k NW
6/15/18 - 750k / 950k NW
08/1/18 - 762k / 967k NW
Man we are so close 990k NW today. been a good month in the markets. When you get this close you just start thinking about all the dumb crap you own that you could have not purchased haha.
Your NW and my Investments + Cash has been tracking pretty close together for months now. It's been driving me crazy being so close for so long. I hit 1M for TNW some time ago, I will be really happy when LNW hits it.
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$100k appreciation in 2.5 years is pretty intense. We have seen about $60k appreciation in our fmv in about 8 years.
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$100k appreciation in 2.5 years is pretty intense. We have seen about $60k appreciation in our fmv in about 8 years.
when you buy it at the end of the market bottom for about 40-60k under value at the time then the market recovers rapidly as it has recently things get pretty good. we paid 440k zillow has ranged between 560k and 600k over the last few months. We dont plan to move or sell but we timed the market correctly. I'd been looking for lake front homes in my community for 3 years and had ranch as a criteria but this one sat and sat and sat b/c it was over priced then sold and the new buyer was relocated before they could move it so it sat longer and when houses sit they lose value so I broke down and decided i'd take the inefficiency of a 1.5 story since it was lake front and the right deal. i do not enjoy 300 dollar electric bills 3 months in the summer time but other than that its been a baller place to live - walk out the back door throw a paddle board in or pick up the family and go surfing ... its a pretty anti mustachian place but its brought us great returns in our NW and life happiness categories.
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Ours was also a "relo." We bought in 2010 which was rock-bottom for our real estate market here. The house may be too big for us once we become empty nesters. One way we might cash out the equity is to downsize to a smaller place. Or, we can just use the whole space for our extravagant lifestyle. I thought about converting the upstairs family room into at "50 Shade of Gray" room, but I think we will settle for some exercise equipment.
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Ours was also a "relo." We bought in 2010 which was rock-bottom for our real estate market here. The house may be too big for us once we become empty nesters. One way we might cash out the equity is to downsize to a smaller place. Or, we can just use the whole space for our extravagant lifestyle. I thought about converting the upstairs family room into at "50 Shade of Gray" room, but I think we will settle for some exercise equipment.
Is there such a thing as "TMI" from obscure anonymous internet forum posters?
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You're right, probably TMI.
Actually Zillow has our appreciation even higher now. Purchase price was 191 (for 3200 sq/ft). Current fmv on Zillow is 264.
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One of the reasons' we're so close to 1MM total networth is buying the right house at the right time(i know my very small local market and we arent in a HCOL but our house price is similar to those that do live there). If we had invested and rented our Networth wouldnt be nearly as high. we've seen around 100k after fees(if we sold) in appreciation on our house in the last 2.5 years. the money we have in the house is less than 100k ... the market as good as its been hasnt produced that kind of return.
Well yeah, buying with a down payment instantly increases your leverage by a long shot, so any market gain will be 5Xed and any market loss will easily go below -100% of your investment. I'm not sure if you're trying to pass that off as a reproducible strategy or just luck from the last few years gain?
Although I agree if you have a job or in-demand skills the leverage risk is much lower than leveraging the stock market with a margin account, because AFAIK real estate isn't callable as easily as a margin account, so in the long run you should be winning... assuming your (non-diversified) investment is doing well.
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i think they meant they were going to paint it w 50 diff shades of grey
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One of the reasons' we're so close to 1MM total networth is buying the right house at the right time(i know my very small local market and we arent in a HCOL but our house price is similar to those that do live there). If we had invested and rented our Networth wouldnt be nearly as high. we've seen around 100k after fees(if we sold) in appreciation on our house in the last 2.5 years. the money we have in the house is less than 100k ... the market as good as its been hasnt produced that kind of return.
Well yeah, buying with a down payment instantly increases your leverage by a long shot, so any market gain will be 5Xed and any market loss will easily go below -100% of your investment. I'm not sure if you're trying to pass that off as a reproducible strategy or just luck from the last few years gain?
Although I agree if you have a job or in-demand skills the leverage risk is much lower than leveraging the stock market with a margin account, because AFAIK real estate isn't callable as easily as a margin account, so in the long run you should be winning... assuming your (non-diversified) investment is doing well.
i'm not stating this as replicable just responding to the comment that if i didnt have a house and rented i'd be closer to 1MM ... i'd be farther from 1MM. in my area renting will almost always land you at a lower NW than purchasing a home b/c the cost of housing is much cheaper compared to the cost of renting - the rent vs buy is completely location dependent so your statement above that'd i'd have a higher NW renting and investing is false for more areas than it is true for most of this country i'd guess.
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All,
Happy to report that my networth hit an ALL TIME HIGH today with the super aggressive market returns for the past few days
I'm now at 701k, crossing 700K for the first time in my life. yayyyyyy!!!!
I expect to grow my networth aggressively from here on and I am targeting to hit the double comma milestone in roughly an year and half time. I know that sounds super aggressive especially with a single income salary but I am really aiming for it and hope to achieve with my super aggressive approach
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All,
Happy to report that my networth hit an ALL TIME HIGH today with the super aggressive market returns for the past few days
I'm now at 701k, crossing 700K for the first time in my life. yayyyyyy!!!!
I expect to grow my networth aggressively from here on and I am targeting to hit the double comma milestone in roughly an year and half time. I know that sounds super aggressive especially with a single income salary but I am really aiming for it and hope to achieve with my super aggressive approach
spotted your favorite word... so what's your aggressive approach?
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All,
Happy to report that my networth hit an ALL TIME HIGH today with the super aggressive market returns for the past few days
I'm now at 701k, crossing 700K for the first time in my life. yayyyyyy!!!!
I expect to grow my networth aggressively from here on and I am targeting to hit the double comma milestone in roughly an year and half time. I know that sounds super aggressive especially with a single income salary but I am really aiming for it and hope to achieve with my super aggressive approach
spotted your favorite word... so what's your aggressive approach?
Hehe. Yeah, sounds like a quote from Boiler Room. What could go wrong, amirite?
Its good to be excited by crossing a financial milestone. But you better recognize that good times come and good times go. You should be psychologically and financially prepared for what happens to "aggressive" portfolios when the worm turns.
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Score! I got top of the page break this time! Normally, my insightful and witty posts get lost at the bottom of the break! Sorry, Gerardc. You can bask in the reflected light from my top of page post.
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https://www.youtube.com/watch?v=4zhco2PA-TM
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As a reminder mostly to myself, in this thread I am tracking personal assets (not shared or soon-to-be kid's college savings) using personalcapital.
December 2013: 142K
March 2014: 178K
June 2014: 191K
September 2014: 205K
December 2014: 231K
March 2015: 232K (I self financed half a wedding this quarter, and began subsidizing now husband)
June 2015: 249K
September 2015: 272K (a new~30K in debt showed in this quarter from the first half of a 60K roof assessment I didn't have cash on hand for)
December 2015: 326K
March 2016: 342K
June 2016: 389K
September 2016: 457K (began booking a 4540K "liability" that I would incur if I wanted to liquidate my condo, which I include in this NW total)
December 2016: 511K (+185K year on year)
March 2017: 599K (I am guessing on numbers for the end of the month, but should be +/- 2K, +142K year on year)
I am towards the end of maternity leave. I am sure the saving/investing pace won't keep up when I start paying daycare (and maybe working a 70 or 80% schedule for a couple months), but not too bad for being off work!
June 2017: 603K
September 2017: 639K
December 2017: 698K
March 2018: 667K (drop is due to someone having conducted a fire sale of their condo in our very small building during a divorce)
June 2018: 689K
July 2018: 723K I guess I shouldn't be surprised given my husband's income struggles and how expensive daycare + health insurance is, but at least I'm making progress. I just switched back to 100% hours so started getting a small bump. I need to kick my husband's a$$ in to gear on the earning side and buckle down on the restaurants, I think.
[/quote]
August 2018: 749K, YTD: +51K Not super impressive given the market this year. I may need to pay more attention to my personalcapital or start calculating manually, because it doesn't seem quite right. I've maxed my 401K and backdoor IRA (~24K), and invested 42K in my taxable brokerage. Something isn't adding up.
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It seems like most people that hit FI don't just hit it with investments. They've got some real estate, or blog income, or something.
That could make for an interesting poll actually. Who has FIREd with invested stash alone? (no paid-off house, real estate, side gigs, business income, pension, etc.). Hope that works because that's what I'll be doing!
I did end up posting a question about it the ask a mustachian subforum... I got a few responses. But I asked who had actually done it. Maybe it would be good to ask who else is planning on doing it. If anyone wants to post a poll, go for it! I'd be interested to see the results. I have a feeling that of those who plan on living on stash w/o side gigs or other income, a majority will at least have a paid off house. I very likely will not, unless I buy and pay off a house in the next few years, and I don't have plans for that right now.
me too. it's starting to seem like a long haul. espec once the kids come
fwiw, we have 2 kiddos, and 'spend less than you earn and invest the rest is working pretty well.' We got married in January 2008 and our NW was about somewhere between $155K and $163K at the time. 10 years later, our NW is $1M. Despite 5 years of stay at home parenting, kids that were supposed to be expensive but really aren't, no RE wins (no RE at all), etc. IDK how it will all pan out in retirement quite yet, but I'm hopeful.
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It seems like most people that hit FI don't just hit it with investments. They've got some real estate, or blog income, or something.
That could make for an interesting poll actually. Who has FIREd with invested stash alone? (no paid-off house, real estate, side gigs, business income, pension, etc.). Hope that works because that's what I'll be doing!
I did end up posting a question about it the ask a mustachian subforum... I got a few responses. But I asked who had actually done it. Maybe it would be good to ask who else is planning on doing it. If anyone wants to post a poll, go for it! I'd be interested to see the results. I have a feeling that of those who plan on living on stash w/o side gigs or other income, a majority will at least have a paid off house. I very likely will not, unless I buy and pay off a house in the next few years, and I don't have plans for that right now.
me too. it's starting to seem like a long haul. espec once the kids come
fwiw, we have 2 kiddos, and 'spend less than you earn and invest the rest is working pretty well.' We got married in January 2008 and our NW was about somewhere between $155K and $163K at the time. 10 years later, our NW is $1M. Despite 5 years of stay at home parenting, kids that were supposed to be expensive but really aren't, no RE wins (no RE at all), etc. IDK how it will all pan out in retirement quite yet, but I'm hopeful.
FWIW, I plan on retiring on a stash alone, although I may sort of half-retire and keep working part-time if I can find a position.
I only have one kid, and he has been a real drag on my accumulation, ha. I've kept kid "stuff" to a real minimum (hand me downs from an opposite sex cousin? Yes, please!), but the daycare costs are more than my mortgage. @letsdoit make sure you factor in daycare/nanny/sitter, insurance, 529/whatever, and increased travel costs to your budget. also note that, at least in my city, daycare price growth has WAY outpaced inflation... not sure what is true in your area.
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All,
Happy to report that my networth hit an ALL TIME HIGH today with the super aggressive market returns for the past few days
I'm now at 701k, crossing 700K for the first time in my life. yayyyyyy!!!!
I expect to grow my networth aggressively from here on and I am targeting to hit the double comma milestone in roughly an year and half time. I know that sounds super aggressive especially with a single income salary but I am really aiming for it and hope to achieve with my super aggressive approach
I saw some previous posts of yours, Whywork, and this may be none of my business.... BUT... beware your tech-happy slicing and FANG dicing. This may work great when stocks are all on the rise, but when things hit the fan, it is often these individual stocks and sector weighting that goes crumbling much faster than the overall stock market. You're way ahead right now, take the gains and pat yourself on the back.
I know you are trying to get to FI ASAP, but having a 15% year on year gain vs a 10% gain will only accelerate your FI by 1 year if you are putting 140K away a year. What's most important is your saving rate (which appears awesome), not your return.
FWIW,
JGS
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I woke up a millionaire (Total NW) this morning. Sticking with this thread until the Stash is there.
Stash (NW):
April 9, 2016: $319,737
April 16, 2017: $379,833
March 8, 2018: $500,818
March 30, 2018: $505,467 ($924,670)
April 30, 2018: $510,215 ($937,731)
May 31, 2018: $514,410 ($950,830)
June 30, 2018 $525,227 ($964,045)
July 31, 2018: $535,419 ($984,617)
August 31, 2018: $557,743 ($1,011,442)
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I woke up a millionaire (Total NW) this morning. Sticking with this thread until the Stash is there.
Congrats! Is the rest home equity? that is a lot of home equity!
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I woke up a millionaire (Total NW) this morning. Sticking with this thread until the Stash is there.
Stash (NW):
April 9, 2016: $319,737
April 16, 2017: $379,833
March 8, 2018: $500,818
March 30, 2018: $505,467 ($924,670)
April 30, 2018: $510,215 ($937,731)
May 31, 2018: $514,410 ($950,830)
June 30, 2018 $525,227 ($964,045)
July 31, 2018: $535,419 ($984,617)
August 31, 2018: $557,743 ($1,011,442)
Congrats TightWaddy!!!
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Smaller increase this month due to painting house exterior.
| Aug17: | $488k |
| Sep17: | $507k |
| Oct17: | $526k |
| Nov17: | $546k |
| Dec17: | $566k |
| Jan18: | $612k |
| Feb18: | $603k |
| Mar18: | $599k |
| Apr18: | $612k |
| May18: | $630k |
| Jun18: | $656k |
| Jul18: | $692k |
| Aug18: | $702k |
Edit: I just noticed we're a year into this race. No complaints as we're up $214k. Targeting 3/2020 to hit $1000K.
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Investments/cash Net worth
5/18 - $503,164 $742,902
6/18 - $506,463 $747,871
7/18 - $520,768 $764,243
8/18 - $542,574 $787,745
and the world keeps spinning.
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Returning to update . . .
| 2015 DEC | : | 252k | <- Crossed 250k |
| - | - |
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
| 2016 NOV | : | 361k | (+24k) |
| 2016 DEC | : | 368k | (+7k) |
| - | - |
| 2017 JAN | : | 382k | (+14k) |
| 2017 FEB | : | 403k | (+21k) |
| 2017 MAR | : | 416k | (+13k) |
| 2017 APR | : | 427k | (+11k) |
| 2017 MAY | : | 436k | (+9k) |
| 2017 JUN | : | 449k | (+13k) |
| 2017 JUL | : | 464k | (+15k) |
| 2017 AUG | : | 478k | (+14k) |
| 2017 SEPT | : | 494k | (+16k) |
| 2017 OCT | : | 510k | (+16k) <- Crossed 500k |
| 2017 NOV | : | 523k | (+13k) |
| 2017 DEC | : | 534k | (+11k) |
| - | - |
| 2018 JAN | : | 558k | (+24k) |
| 2018 FEB | : | 569k | (+11k) |
| 2018 MAR | : | 560k | (-9k) |
| 2018 APR | : | 574k | (+14k/+5k) |
| 2018 MAY | : | 575k | (+1k) |
| 2018 JUNE | : | 575k | (+0) |
| 2018 JULY | : | 599k | (+24) |
| 2018 AUG | : | 620k | (+21) |
Officially broke 600k after narrowly missing it last month!
I remain 100% stocks but I am building out my international side with new cash. Hopefully getting to 10-20% by year end. Only around 5% right now.
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Officially broke 600k after narrowly missing it last month!
I remain 100% stocks but I am building out my international side with new cash. Hopefully getting to 10-20% by year end. Only around 5% right now.
Nice, we're still neck and neck! We also had about a $20k increase this month. I haven't finalized numbers but I think we're between $635k and $640k.
I also worked on bringing our asset allocation into line with the IPS this year. Finally up to 25% international and 15% bonds. I took advantage of a rollover to reallocate a bunch at once.
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Tracking retirement accounts (excludes house, 529 plans, and cash):
5/1/17 -- $631k
6/1/17 -- $647k (+$16k)
7/1/17 -- $655k (+$8k)
8/1/17 -- $665k (+$10k)
9/1/17 -- $672k (+$7k)
10/1/17 -- $684k (+$12k)
11/1/17 -- $702k (+$18k)
12/1/17 -- $724k (+$22k)
1/1/18 -- $731k (+$7k)
2/1/18 -- $761k (+$30k)
3/1/18 -- $737k (-$24k)
4/1/18 -- $731k (-$6k)
5/1/18 -- $738k (+$7k)
6/1/18 -- $747k (+$9k)
7/1/18 -- $744k (-$3k)
8/1/18 -- $761k (+$17k)
9/1/18 -- $776k (+$15k)
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Officially broke 600k after narrowly missing it last month!
I remain 100% stocks but I am building out my international side with new cash. Hopefully getting to 10-20% by year end. Only around 5% right now.
Nice, we're still neck and neck! We also had about a $20k increase this month. I haven't finalized numbers but I think we're between $635k and $640k.
I also worked on bringing our asset allocation into line with the IPS this year. Finally up to 25% international and 15% bonds. I took advantage of a rollover to reallocate a bunch at once.
Ha! You seem to be edging me out. I predict in the race to 2m thread you'll have me by a few hundred grand!
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End of month update - Like a few others, I broke $600K (total NW) this month. It was good to see another milestone within the same year. :-)
Liquid assets / Net worth
Jan 2018 $415.5K / $508K
Jun 2018 $518.8K / $578.4K
Jul 2018 $528.3K / $588.2K
Aug 2018 $543K / $603.2K
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I woke up a millionaire (Total NW) this morning. Sticking with this thread until the Stash is there.
Congrats! Is the rest home equity? that is a lot of home equity!
Thanks! Yes, ~$450k in home equity. We made a huge profit on our first house (sold for 2.5 times what we paid) and rolled it all into this house and paid off the mortgage in 10 years before we really understood MMM.
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1/1/15 = $266
2/1/15 = $269
3/1/15 = $278
4/1/15 = $280
5/1/15 = $284
6/1/15 = $295
7/1/15 = $298
8/1/15 = $338
9/1/15 = $335
10/1/15 = $339
11/1/15 = $357
12/1/15 = $365
1/1/16 = $374
2/1/16 = $373
3/1/16 = $379
4/1/16 = $391
5/1/16 = $398
6/1/16 = $406
7/1/16 = $415
8/1/16 = $426
9/1/16 = $424
10/1/16 = $427
11/1/16 = $428
12/1/16 = $438
1/1/17 = $461
2/1/17 = $471
3/1/17 = $482
4/1/17 = $479
5/1/17 = $492
6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
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Liquid NW / Total NW
1/1/16: $455k / 675k
1/1/17: $555k / 822k
1/1/18: $735k / 1.071M
5/17/18: $765k / 1.112M
6/29/18: $773k / 1.137M
7/31/18: $795k / 1.170M
8/31/18: $813k / 1.189M
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01/01/17 £374668
01/01/18 £497097
01/02/18 £500655
01/03/18 £497804
01/04/18 £492551
01/05/18 £503531
01/06/18 £519609
01/07/18 £534656
01/08/18 £539771
01/09/18 £552418
Hoping to hit 575 by end of the year.
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Jan 2017: $444,411
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
May 2017: $509,180 (+$12,570)
Jun 2017: $522,280 (+$13,100)
Jul 2017: $539,829 (+$17,549)
Aug 2017: $547,156 (+$7,327)
Sept 2017: $568,755 (+$21,599)
Oct 2017: $588,681 (+$19,926)
Nov 2017: $612,643 (+$23,962)
Dec 2017: $628,029 (+$15,386)
Jan 2018: $664,203 (+$36,174)
Feb 2018: $662,419 (-$1,784)
Mar 2018: $667,963 (+$5,544)
Apr 2018: $687,251 (+$19,288)
May 2018: $713,039 (+$25,788)
Jun 2018: $719,898 (+$6,859)
Jul 2018: $749,307 (+$29,409)
Aug 2018: $777,551 (+28,244)
We're up $149.5k so far this year....Hoping to hit $850k by 1/1/2019.
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Numbers for end of month:
Month Year: Investments
June 2017: 504K
July 2017: 523K
Add in home value - debts; net worth as second number:
Aug 2017: 533K / 666K
Sep 2017: 539K / 679K
Oct 2017: 551K / 698K
Nov 2017: 561K / 711K
Dec 2017: 569K / 724K
Jan 2018: 589K / 751K
Feb 2018: 577K / 741K
May 2018: 585K / 744K
July 2018: 600K / 763K
Aug 2018: 618K / 779K
I like having this thread to see year over year numbers. Thank you for setting it up!
@letsdoit
Sabbatical will be for 7 months, although I do have to work (it's just a lot different than my normal work).
(https://tickers.TickerFactory.com/ezt/d/4;10501;125/st/20181215/e/Sabbatical%21/k/6f12/event.png)
(https://www.TickerFactory.com/)
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Hi Kids - been a lurker for about 6 months & finally signed up today (=
9/1 - $604,446
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LNW TNW
Jan 2018 - 846K / 987K
Feb 2018 - 880K / 1.02M
Mar 2018 - 859K / 1.00M
Apr 2018 - 855K / 996K
May 2018 - 856K / 999K
Jun 2018 - 875K / 1.02M
Jul 2018 - 887K / 1.03M
Aug 2018 - 922K / 1.07M
Sep 2018 - 944K / 1.09M
I joined this thread a year ago, when my numbers were:
Sep 2017 - 792K / 931K
Looking forward to getting that LNW number >1M. So close...
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1/1/18 - 633k / 1.000M
2/1/18 - 668k / 1.034M
3/1/18 - 660k / 1.028M
4/1/18 - 665k / 1.032M
5/1/18 - 673k / 1.037M
8/1/18 - 719k / 1.086M
9/1/18 - 748k / 1.116M
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Combined NW
8/1/2018 - $511,000
9/1/2018 - $519,000
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Hi Kids - been a lurker for about 6 months & finally signed up today (=
9/1 - $604,446
Welcome to the forum @GoodToGrow! You split your time between Doha and Fano? I hadn't heard of Fano, but just looked it up. Nice!
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Ok I'm in.
Just counting the stache. Too hard/too many assumptions for total NW.
401K = 714,518.92
IRAs = 118,165.46
Bank = 31,542.13
Misc Accounts = 27,751.75
=891,978.26
Next update October 1st
Let the saving/shucking excess stuff begin.....
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I 'graduated' from the Race from $250k to $500k, but never joined this thread. I forgot how much fun these gauntlet threads are. Thus, I'm joining in.
1-Jan-2011: $82,795
1-Jan-2012: $106,303
1-Jan-2013: $147,328
1-Jan-2014: $212,595
1-Jan-2015: $264,308
1-Jan-2016: $299,216
1-Jan-2017: $371,623
1-Feb-2017: $379,968
1-Mar-2017: $402,448
1-Apr-2017: $409,886
1-May-2017: $416,851
1-Jun-2017: $421,488
1-Jul-2017: $430,504
1-Aug-2017: $441,599
1-Sep-2017: $451,138
1-Oct-2017: $466,532
1-Nov-2017: $475,240
1-Dec-2017: $484,524
1-Jan-2018: $500,083 (graduated from 250-->500k thread!)
1-Feb-2018: $528,311
1-Mar-2018: $512,295
1-Apr-2018: $507,817
1-May-2018: $522,358
1-Jun-2018: $535,365
1-Jul-2018: $541,553
1-Aug-2018: $559,722
1-Sep-2018: $578,876
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Long-overdue monthly update. We sold the condo and bought a house in June, lots of expenses in the process... Now that this is behind us, let's focus on growing the stash!
2/1/2018 : $502k Inv. / $627k NW
3/1/2018 : $498k Inv. / $626k NW
4/1/2018 : $503k Inv. / $630k NW
5/1/2018 : $511k Inv. / $642k NW
6/1/2018 : $435k Inv. / $656k NW
7/1/2018 : $445k Inv. / $666k NW
8/1/2018 : $527k Inv. / $668k NW
9/1/2018 : $536k Inv. / $683k NW
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12/17/17 $739,821
01/16/18 $774,717
08/02/18 $873,766
09/04/18 $904,996
Looking at these numbers makes me realize how nuts the market is right now. It's gonna hurt when the dip comes, but we'll just have to ride it out!
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Dec. 2017: $502k
Jan. 2, 2018: $513.7k
Feb. 5, 2018: $539.9k
Mar. 5, 2018: $543.6k
Apr. 2, 2018: $557.6
Apr. 30, 2018: $574.5k
June 4, 2018: $616.2k
July 2, 2018: $623.4k
Aug. 1, 2018: $643.8k
Sep. 4, 2018:$670.2k
I was kind of surprised to see a $26.4k increase, $15.7k of it was from savings the rest was market gains. Setting a goal to hit $700k by the end of the year, a $200k increase for the year.
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Net Worth
12/31/2015: $245,147
8/31/2018: $502,494 (+257,347)
So it took 32 months to double my net worth from a quarter million to half a million. How long will the next leg of the journey take?!
Hopefully less than 32 months! For both our sake.
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Net Worth
12/31/2015: $245,147
8/31/2018: $502,494 (+257,347)
So it took 32 months to double my net worth from a quarter million to half a million. How long will the next leg of the journey take?!
Hopefully less than 32 months! For both our sake.
Without a high contribution rate it should take as much or more than 32 months.
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Net Worth
12/31/2015: $245,147
8/31/2018: $502,494 (+257,347)
So it took 32 months to double my net worth from a quarter million to half a million. How long will the next leg of the journey take?!
Hopefully less than 32 months! For both our sake.
Without a high contribution rate it should take as much or more than 32 months.
Thank you captain obvious.
Sent from my SAMSUNG-SM-G930A using Tapatalk
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Update:
June '18- 616,500
July '18- 616,900
Aug '18- 644,500
Sept '18- 676,800
Hoping for 700k by end of year!
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You and me both @asauer =D - holding you accountable to $700k so we can celebrate together!
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Hi Kids - been a lurker for about 6 months & finally signed up today (=
9/1 - $604,446
Welcome to the forum @GoodToGrow! You split your time between Doha and Fano? I hadn't heard of Fano, but just looked it up. Nice!
Thanks Tri! Thanks for confirming what a great community this is. Yeah, it's a pretty interesting place. Not exactly a tourist stop, but a lot of Italians vacate there in the summer. My type of place, with great food and friendly, blue-collar people. Where are you located in the US, do you have any recommendations for Italy for me to visit?
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I have to say - I am seriously impressed with everyone on here. But some of you are out of reality killing it! Oh man, this is so motivating to try to keep pace with any of y'all.
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almost longest bear mrkt in history. i'm gonna cash in some of my chips
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Where are you located in the US, do you have any recommendations for Italy for me to visit?
I'm in the Carolinas, southeastern U.S. Are you asking for recommendations on US places to visit? Oh boy -- big country, big topic! Have you spent a lot of time in the US?
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NYC is great for a visit. make sure you get out of Manhattan for part of it , just walk around a neighborhood
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NYC is great for a visit. make sure you get out of Manhattan for part of it , just walk around a neighborhood
Gawd yes -- NYC is a must-visit. LOVE Brooklyn. <3
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First-time poster here! Found the FIRE world about 3 years back (right around the time of the birth of my first child). Have made dozens of tweaks the last few years and really have ratcheted up the savings rate as best we can. Now have 2 kids, HCOL area. My wife and I are 32 - hope to get to a million NW at start of 2021 in January (bit of a stretch but we'll see - gotta have goals).
My numbers include everything - reason being, we plan on downsizing (and probably renting) when we reach our Net Worth goal (about $1.8M) and I think the college landscape will change tremendously by the time my oldest is ready to go (with that being said, do have a plan to fund it, just have curtailed the 529 contributions considerably).
Looking forward to "running" this race together with everyone in this thread, even if we all are going at our own paces. I've included a few of the past years/quarters for context and will hopefully start updating monthly.
1/1/16 - $204k NW (130k Invested)
1/1/17 - $354k NW ($261k Invested)
1/1/18 - $509k NW ($391k Invested)
3/1/18 - $523k NW ($402k Invested)
6/1/18 - $532k NW ($411k Invested)
9/1/18 - $573k NW ($455k Invested)
Have been a bit bummed since this year's investments have been lagging since I have about 35% international, but putting in writing makes me feel like this year had still very much been a success. Looking forward to connecting with everyone here!
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Welcome to the forum @Randall Stephens! It's always interesting to see what thread people choose for their very first post -- you're going right for the heart of it. Sounds like you are on a mission!
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Have been a bit bummed since this year's investments have been lagging since I have about 35% international, but putting in writing makes me feel like this year had still very much been a success. Looking forward to connecting with everyone here!
Yep, I know how you feel. I'm 45% international in my stock allocation, including a hefty chunk to EM, so my investments aren't doing well this year. That's the thing about diversification - it's working whether you want it to or not. Just try to remind yourself about how much better valuations are overseas. Maybe it'll make a difference. Eventually. Maybe not.
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2018
Jan 398000
Feb 431000
Mar 448000
Apr 462580
May 481501
Jun - 489782
Jul - 507110
Aug - 523353
Sep - 529071
Going on holiday, so not as much of a big bump this month.
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Man we're so close 995k NW right now if I remove my corporate card expenses from PC. Anyone know how to take a single card off of PC? I have other amex cards I'd like to track the spending with but want to remove the corporate card bc I don't pay those costs obviously.
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Oct 2017: 527k
Dec 2017: 554k
Mar 2018: 666k (updated value of rental property)
Jun 2018: 711k
Sep 2018: 772k (updated value of rental property)
Very sad. Lots of expenses this month. Next month will be better. We are already up almost $10k and it’s only the middle of the month.
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You and me both @asauer =D - holding you accountable to $700k so we can celebrate together!
You got it!
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made it to 1MM total networth today 798k invested. Waiting on PC to update appropriately to see the actual number. have 3k in CC charges my company owes me and 1k in MS that i havent finished yet. so showing 995k now but after all that we're 1k over 1MM!
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made it to 1MM total networth today 798k invested. Waiting on PC to update appropriately to see the actual number. have 3k in CC charges my company owes me and 1k in MS that i havent finished yet. so showing 995k now but after all that we're 1k over 1MM!
Congrats!
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made it to 1MM total networth today 798k invested. Waiting on PC to update appropriately to see the actual number. have 3k in CC charges my company owes me and 1k in MS that i havent finished yet. so showing 995k now but after all that we're 1k over 1MM!
Nice! Time for more boats, big ass trucks, and eating out to enjoy it all. With maybe a special extra payment on the mortgage to celebrate ;)
Well done.
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made it to 1MM total networth today 798k invested. Waiting on PC to update appropriately to see the actual number. have 3k in CC charges my company owes me and 1k in MS that i havent finished yet. so showing 995k now but after all that we're 1k over 1MM!
Nice! Time for more boats, big ass trucks, and eating out to enjoy it all. With maybe a special extra payment on the mortgage to celebrate ;)
Well done.
Haha. Thanks I only actually own one of those things but those threads are getting pretty awesome.
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Total invested is $499k as of this morning.
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Total invested is $499k as of this morning.
GET OUT
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Ha! TNW is somewhere in the 600s so I'm okay.
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I'm actually almost the same. I entered this race on NW last year but my invested assets just hit 500K this month at some point. Or maybe last month.
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It's moving up pretty fast IMO. I don't think we are doing anything that extraordinary. We are not badass like many of the posters here. We have a healthy joint income, we live in a LCOL metro area, and we have a 40% savings rate. That's about it.
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i just worked out that our house, bought right before the real estate bubble popped, has saved us 50 k, when compared to a comparable rental.
so the house was a bad investment, but not as bad as renting in the same place for 11 years.
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I'd like to join this awesome group.
I've been lurking for awhile but have some sort of weird imposter syndrome thing going on since most of my net worth is currently in pension and real estate. Also, I'm unlikely to get to 1M before I quit my full time job. However, the plan is to get to 700k, sell everything, invest profits, and go nomadic for a few years (5-10), perhaps working casual, part-time, random, or fun jobs here and there while the investments coast to 1M.
Currently
Real estate equity 280k
Pension commuted value 203k
All other 158k
Total 641k
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After hitting 900k I finally feel like 1M is in sight! Numbers below are just our invested assets and do not include the current value of our pensions (800k) or home equity (200k). Feeling like we're doing OK for being 44 and 42 yo.
End 2015 $482k
End 2016 $628k
End 2017 $811k
Sep 2018 $905k
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After hitting 900k I finally feel like 1M is in sight! Numbers below are just our invested assets and do not include the current value of our pensions (800k) or home equity (200k). Feeling like we're doing OK for being 44 and 42 yo.
End 2015 $482k
End 2016 $628k
End 2017 $811k
Sep 2018 $905k
Why are you still working
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I'd like to join this awesome group.
I've been lurking for awhile but have some sort of weird imposter syndrome thing going on since most of my net worth is currently in pension and real estate. Also, I'm unlikely to get to 1M before I quit my full time job. However, the plan is to get to 700k, sell everything, invest profits, and go nomadic for a few years (5-10), perhaps working casual, part-time, random, or fun jobs here and there while the investments coast to 1M.
Currently
Real estate equity 280k
Pension commuted value 203k
All other 158k
Total 641k
Welcome @Cookie78! Love your free spirited plan. In another reality I would do the same thing. In this reality I have a family that would balk. :)
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After hitting 900k I finally feel like 1M is in sight! Numbers below are just our invested assets and do not include the current value of our pensions (800k) or home equity (200k). Feeling like we're doing OK for being 44 and 42 yo.
End 2015 $482k
End 2016 $628k
End 2017 $811k
Sep 2018 $905k
Why are you still working
+1! I mean there are valid answers (you want to live in Manhattan forever, you have a special needs kid, etc), but... you should seriously consider stopping fulltime work.
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I'd like to join this awesome group.
I've been lurking for awhile but have some sort of weird imposter syndrome thing going on since most of my net worth is currently in pension and real estate. Also, I'm unlikely to get to 1M before I quit my full time job. However, the plan is to get to 700k, sell everything, invest profits, and go nomadic for a few years (5-10), perhaps working casual, part-time, random, or fun jobs here and there while the investments coast to 1M.
Currently
Real estate equity 280k
Pension commuted value 203k
All other 158k
Total 641k
Welcome @Cookie78! Love your free spirited plan. In another reality I would do the same thing. In this reality I have a family that would balk. :)
Thank you. :)
I'm looking forward to it, and constantly questioning whether it'll work out as planned. :p I guess time will tell. What I do know is that I can last much longer in cubicle-ville.
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Simple answer is that we spend way too much money!
Income between two jobs, side-gig, basement rental are ~190k. About 90k of that is spend on contributions to what I consider savings: deff comp, 401k, Roth, pension, social security, home equity, etc. We spend the remaining 100k on mortgage, taxes, living expenses, etc. Family of four living in HCOL area of Alaska.
Time to throw down the gauntlet and reduce some of our expenses!
After hitting 900k I finally feel like 1M is in sight! Numbers below are just our invested assets and do not include the current value of our pensions (800k) or home equity (200k). Feeling like we're doing OK for being 44 and 42 yo.
End 2015 $482k
End 2016 $628k
End 2017 $811k
Sep 2018 $905k
Why are you still working
+1! I mean there are valid answers (you want to live in Manhattan forever, you have a special needs kid, etc), but... you should seriously consider stopping fulltime work.
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Returning to update . . .
| 2015 DEC | : | 252k | <- Crossed 250k |
| - | - |
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
| 2016 NOV | : | 361k | (+24k) |
| 2016 DEC | : | 368k | (+7k) |
| - | - |
| 2017 JAN | : | 382k | (+14k) |
| 2017 FEB | : | 403k | (+21k) |
| 2017 MAR | : | 416k | (+13k) |
| 2017 APR | : | 427k | (+11k) |
| 2017 MAY | : | 436k | (+9k) |
| 2017 JUN | : | 449k | (+13k) |
| 2017 JUL | : | 464k | (+15k) |
| 2017 AUG | : | 478k | (+14k) |
| 2017 SEPT | : | 494k | (+16k) |
| 2017 OCT | : | 510k | (+16k) <- Crossed 500k |
| 2017 NOV | : | 523k | (+13k) |
| 2017 DEC | : | 534k | (+11k) |
| - | - |
| 2018 JAN | : | 558k | (+24k) |
| 2018 FEB | : | 569k | (+11k) |
| 2018 MAR | : | 560k | (-9k) |
| 2018 APR | : | 574k | (+14k/+5k) |
| 2018 MAY | : | 575k | (+1k) |
| 2018 JUNE | : | 575k | (+0) |
| 2018 JULY | : | 599k | (+24) |
| 2018 AUG | : | 620k | (+21) |
| 2018 SEPT | : | 625k | (+5) |
Only up 5k this month. (First world problem?)
We spent a TON of money on travel this month. Probably 4 grand between booking an around the world trip next March, a week in Hawaii in November, and two domestic trips for family. Worse yet, I don't get paid vacation!
I figure in general this will push FIRE off a month or so... oh well!
I think I need to turn in my MMM pin for a month!
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Slow month
01/01/17 £374668
01/01/18 £497097
01/02/18 £500655
01/03/18 £497804
01/04/18 £492551
01/05/18 £503531
01/06/18 £519609
01/07/18 £534656
01/08/18 £539771
01/09/18 £552418
01/10/18 £555232
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Combined NW
08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
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Investments/cash Net worth
5/18 - $503,164 $742,902
6/18 - $506,463 $747,871
7/18 - $520,768 $764,243
8/18 - $542,574 $787,745
9/18 - $541,489 $788,357
expensive month!
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LNW TNW
Jan 2018 - 846K / 987K
Feb 2018 - 880K / 1.02M
Mar 2018 - 859K / 1.00M
Apr 2018 - 855K / 996K
May 2018 - 856K / 999K
Jun 2018 - 875K / 1.02M
Jul 2018 - 887K / 1.03M
Aug 2018 - 922K / 1.07M
Sep 2018 - 944K / 1.09M
Oct 2018 - 948K / 1.09M
Kind of a 'meh' month on the NW front. Spending was about 1.5K higher than normal this month. Lots of stuff comes due this time of year: termite contract renewal, auto tag renewal, lawn care annual renewal & auto insurance renewal. Also bought airline tickets for a trip early next year. Still in the black though!
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Jan-16 $257,514.77 (+49,787)
April-16 $277,918.06 (+20,403)
July-16 $306,073.47 (+28,155)
Oct -16 $357,689.04 (+53,415)
Jan -17 $405,710.23 (+48,021)
April -17 $446,004.04 (+39,424)
July-17 $496,327.00 (+50,322)
Oct-17 $535,958.74 (+39,631)
Jan-18 $617,102.81 (+81,144)
April -18 $649,856.20 (+32,718)
July -18 $704,760.25 (+54,904)
Oct-18 $768,090.42 (+63,330)
Compounding is beginning to accelerate. Savings Rate, however, BY FAR!!!!!
still drives the quarterly NW increases.
JGS
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507K in investments (291K stocks and bonds, 150K rental home (on market now), 14K in shiny things, 52K in a work sponsored savings account)
Cash savings for taxes, insurance and emergencies (8K)
121K in the home we own now (free and clear)
17K in a chunk of property we plan to build retirement home on
One modest truck (2000 Chevy truck)
On modest camper (18' Jayfeather)
All total about 665K today
We have more in valuable bikes, but I can't part with those until my legs cease to work.
We had an epiphany in Sept 2017, that maybe we could actually retire someday. We started really throwing down savings better. We increased our net worth by 100K in the last calendar year. Not bad.
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Liquid NW / Total NW
1/1/16: $455k / 675k
1/1/17: $555k / 822k
1/1/18: $735k / 1.071M
5/17/18: $765k / 1.112M
6/29/18: $773k / 1.137M
7/31/18: $795k / 1.170M
8/31/18: $813k / 1.189M
9/29/18: $811k / 1.192M
Well, poop. At least our savings rate was good.
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December 2013: 142K
March 2014: 178K
June 2014: 191K
September 2014: 205K
December 2014: 231K
March 2015: 232K (I self financed half a wedding this quarter, and began subsidizing now husband)
June 2015: 249K
September 2015: 272K (a new~30K in debt showed in this quarter from the first half of a 60K roof assessment I didn't have cash on hand for)
December 2015: 326K
March 2016: 342K
June 2016: 389K
September 2016: 457K (began booking a 4540K "liability" that I would incur if I wanted to liquidate my condo, which I include in this NW total)
December 2016: 511K (+185K year on year)
March 2017: 599K (I am guessing on numbers for the end of the month, but should be +/- 2K, +142K year on year)
I am towards the end of maternity leave. I am sure the saving/investing pace won't keep up when I start paying daycare (and maybe working a 70 or 80% schedule for a couple months), but not too bad for being off work!
June 2017: 603K
September 2017: 639K
December 2017: 698K
March 2018: 667K (drop is due to someone having conducted a fire sale of their condo in our very small building during a divorce)
June 2018: 689K
July 2018: 723K I guess I shouldn't be surprised given my husband's income struggles and how expensive daycare + health insurance is, but at least I'm making progress. I just switched back to 100% hours so started getting a small bump. I need to kick my husband's a$$ in to gear on the earning side and buckle down on the restaurants, I think.
August 2018: 749K, YTD: +51K Not super impressive given the market this year. I may need to pay more attention to my personalcapital or start calculating manually, because it doesn't seem quite right. I've maxed my 401K and backdoor IRA (~24K), and invested 42K in my taxable brokerage. Something isn't adding up.
September 2018:
765K, up about 500 dollars/day this month. YTD +67K Market has been cooperating and I have some tailwinds now that I'm done with my SS contributions and 401K and IRA for the year. I expect to be saving about 3K/paycheck and then all of my bonus. This number includes a couple thousand of tuition and books for pre-reqs, so I'm pretty happy.
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Month end update:
Liquid assets / Net worth
Jan 2018 $415.5K / $508K
Jun 2018 $518.8K / $578.4K
Jul 2018 $528.3K / $588.2K
Aug 2018 $543K / $603.2K
Sep 2018 $548K / $608.6K
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Still increasing for now.
| Aug17: | $488k |
| Sep17: | $507k |
| Oct17: | $526k |
| Nov17: | $546k |
| Dec17: | $566k |
| Jan18: | $612k |
| Feb18: | $603k |
| Mar18: | $599k |
| Apr18: | $612k |
| May18: | $630k |
| Jun18: | $656k |
| Jul18: | $692k |
| Aug18: | $702k |
| Sep18: | $711k |
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1/1/15 = $266
2/1/15 = $269
3/1/15 = $278
4/1/15 = $280
5/1/15 = $284
6/1/15 = $295
7/1/15 = $298
8/1/15 = $338
9/1/15 = $335
10/1/15 = $339
11/1/15 = $357
12/1/15 = $365
1/1/16 = $374
2/1/16 = $373
3/1/16 = $379
4/1/16 = $391
5/1/16 = $398
6/1/16 = $406
7/1/16 = $415
8/1/16 = $426
9/1/16 = $424
10/1/16 = $427
11/1/16 = $428
12/1/16 = $438
1/1/17 = $461
2/1/17 = $471
3/1/17 = $482
4/1/17 = $479
5/1/17 = $492
6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
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Oct 2017: 527k
Dec 2017: 554k
Mar 2018: 666k (updated value of rental property)
Jun 2018: 711k
Sep 2018: 784k (updated value of rental property)
———————————
End of quarter update. Looking forward to hitting $800k by the end of the year.
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lots of ppl on the upswing
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Tracking retirement accounts (excludes house, 529 plans, and cash):
5/1/17 -- $631k
6/1/17 -- $647k (+$16k)
7/1/17 -- $655k (+$8k)
8/1/17 -- $665k (+$10k)
9/1/17 -- $672k (+$7k)
10/1/17 -- $684k (+$12k)
11/1/17 -- $702k (+$18k)
12/1/17 -- $724k (+$22k)
1/1/18 -- $731k (+$7k)
2/1/18 -- $761k (+$30k)
3/1/18 -- $737k (-$24k)
4/1/18 -- $731k (-$6k)
5/1/18 -- $738k (+$7k)
6/1/18 -- $747k (+$9k)
7/1/18 -- $744k (-$3k)
8/1/18 -- $761k (+$17k)
9/1/18 -- $776k (+$15k)
10/1/18 -- $776k (+$0)
-
Jan 2017: $444,411
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
May 2017: $509,180 (+$12,570)
Jun 2017: $522,280 (+$13,100)
Jul 2017: $539,829 (+$17,549)
Aug 2017: $547,156 (+$7,327)
Sept 2017: $568,755 (+$21,599)
Oct 2017: $588,681 (+$19,926)
Nov 2017: $612,643 (+$23,962)
Dec 2017: $628,029 (+$15,386)
Jan 2018: $664,203 (+$36,174)
Feb 2018: $662,419 (-$1,784)
Mar 2018: $667,963 (+$5,544)
Apr 2018: $687,251 (+$19,288)
May 2018: $713,039 (+$25,788)
Jun 2018: $719,898 (+$6,859)
Jul 2018: $749,307 (+$29,409)
Aug 2018: $777,551 (+28,244)
Sept 2018: $782,645 (+$5,094)
Just a small increase this month. It would be higher but we spent $7.5k extra this month on our AC installation. Which is amazing :) Now we won't have to hide out in the basement when the summer days (and nights!) get hot and sticky.
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Quarterly update:
10/1/2017 - 502k
1/1/2018 - 544k
4/1/2018 - 559k
7/1/2018 - 604k
10/1/2018 - 640k
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I just graduated to this thread. I was racing from 250K to 500K and just crossed that threshold (link below).
I go by investable assets, currently $501,463. (Home equity is about 200K, so call it 700K TNW.)
A bit of history:
1/1/12 125K
1/1/13 175K
1/1/14 214K
1/1/15 205K
1/1/16 449K
*home addition*
1/1/18 447K
10/1/18 500K
And a bit of projection (assumptions include 80K of education expense in about 4 years, 3% real returns, and saving $7K/mo)...
1/1/20 627K
1/1/21 731K
1/1/22 839K
1/1/23 950K (20K special expense)
1/1/24 1.04M (20K special expense)
1/1/25 1.12M (20K special expense)
1/1/26 1.3M (20K special expense)
https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-250-to-500k!/msg2152432/#msg2152432
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Dec. 2017: $502k
Jan. 2, 2018: $513.7k
Feb. 5, 2018: $539.9k
Mar. 5, 2018: $543.6k
Apr. 2, 2018: $557.6
Apr. 30, 2018: $574.5k
June 4, 2018: $616.2k
July 2, 2018: $623.4k
Aug. 1, 2018: $643.8k
Sep. 4, 2018:$670.2k
Oct. 2, 2018: $677.7 - slow and steady.
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9/18 Update - $850K; $245K in home equity, $7K in cash, remainder investments. Up $180K YOY. I just turned 39 and would love to hit $1M by/during my 40th year. That's mostly up to stock market performance, so it's an arbitrary goal, but a fun one no less...
6/18 Update - $799K; $231K in home equity, $11K in cash, remainder in investments. Up ~$170K from when I first started tracking in earnest a year ago (I know, I know). So grateful for the inspiration from MMM and this community!
3/2018 Update - $756K; $222K in home equity, $5K in cash, remainder in investments. It's refreshing to see we're actually up in total over last quarter, although about half of it is home appreciation, which I consider total funny money as we have no plans to sell any time soon.
12/2017 Update - We hit a big milestone this quarter - over $500K in investments!
Current totals - $719K; $194K in home equity, $5K in cash, remainder in investments
9/2017 Update - $670K; $187K in home equity, $10K in cash, remainder in investments
Somewhat embarrassingly, I didn't starting keeping close tabs on my net worth until finding MMM this year. Thankfully, I didn't muck it up too bad up to this point, but I'm hoping to do even better now that I know better! So, let's start here...
6/2017 - $630K; ~$180K in home equity, ~$10K in cash, remainder in investments
-
Here's my progress thus far:
1/1/2015 - $319,018
3/31/2015 - $358,647
6/30/2015 - $350,887
9/30/2015 - $329,044
12/31/2015 - $340,246
3/31/2016 - $390,030
6/30/2016 - $408.983
9/1/2016 - $447,834
12/31/2016 - $459,043
3/31/2017 - $509,618
6/30/2017 - $520,691
9/30/17 - $553,269
12/31/17 - $557,941
3/31/18 - $583,773
6/30/18 - $590,057
With the market slowing gains were only $4K over the 90 days. Lots of unexpected expenses as things broke around the house and had to be handled which did not help with accumulating any extra savings. General expected for costs were also higher than normal so having a positive uptick is still promising. Will likely take a hit over the remainder of the year as we contemplate a business opportunity and/or my wife returns to college to get a Masters. Unless something really unexpected happens should stay above $500K, but might be a slow slog for the next couple of years.
9/30/18 - $610,690
The business opportunity (new Amazon delivery services they unveiled) did not pan out and my wife decided to not go back for the Master's so things went forward a bit more normally. Expenses were higher again as we keep getting a bit too free with our spend than I'd like. Still a respectable bump in our climb, hopefully placing us solidly above $600K, and likely to have doubled our net worth in four years, if we have a really solid fourth quarter.
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October update
Here is last month:
401K = 714,518.92
IRAs = 118,165.46
Bank = 31,542.13
Misc Accounts = 27,751.75
=891,978.26
This month:
401K = 726,718.28
IRAs = 118,019.02
Bank = 29602.05
Misc Accounts = 29398.69
=903,738.04
Ugh, our stocks were kinda lackluster plus paid the property taxes equals bad month but did break into the 900's
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Update: (not including mortgage free house value or kids’ college funds)
Jan 1 2018: 580,000
March 1 2018: 598,000
June 1 2018: 616,000
Sept 1 2018: 676,000
October 1 2018: 695,151
Gaaahhh——I MUST get that extra 5k. 700,000 is SO close!
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Update: (not including mortgage free house value or kids’ college funds)
October 1 2018: 695,151
Gaaahhh——I MUST get that extra 5k. 700,000 is SO close!
Just take out a home equity loan. That'll put you over easy!
-
Numbers for end of month:
Month Year: Investments
June 2017: 504K
July 2017: 523K
Add in home value - debts; net worth as second number:
Aug 2017: 533K / 666K
Sep 2017: 539K / 679K
Oct 2017: 551K / 698K
Nov 2017: 561K / 711K
Dec 2017: 569K / 724K
Jan 2018: 589K / 751K
Feb 2018: 577K / 741K
May 2018: 585K / 744K
July 2018: 600K / 763K
Aug 2018: 618K / 779K
Sept 2018: 621K / 795K
(https://tickers.TickerFactory.com/ezt/d/4;10501;125/st/20181215/e/Sabbatical%21/k/6f12/event.png)
(https://www.TickerFactory.com/)
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Overdue update:
Oct 2018 - $666k
Sep 2018 - $656k
July 2018 - $651k
June 2018 - $634k
May 2018 - $624k
Apr 2018 - $612k
Mar 2018 - $599k
Feb 2018 - $590k
Jan 2018 - $580k
Dec 2017 - $569k
Nov 2017 - $561k
Oct 2017 - $546k
Sep 2017 - $538k
Aug 2017 - $497k
July 2017 - $483k
Jun 2017 - $479k
May 2017 - $454k
Apr 2017 - $448k
Mar 2017 - $435k
Feb 2017 - $433k
Jan 2017 - $410k
Oct 2016 - $370k
Sep 2016 - $330k
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502 invested. Woo-hoo!
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Dec. 2017: $502k
Jan. 2, 2018: $513.7k
Feb. 5, 2018: $539.9k
Mar. 5, 2018: $543.6k
Apr. 2, 2018: $557.6
Apr. 30, 2018: $574.5k
June 4, 2018: $616.2k
July 2, 2018: $623.4k
Aug. 1, 2018: $643.8k
Sep. 4, 2018:$670.2k
Oct. 2, 2018: $677.7 - slow and steady.
We’re still neck and neck!
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We’re still neck and neck!
Yes! Let's finish 2018 strong too :)
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Hey all, new member here!
My progress as of the first day of each quarter (only including the quarters relevant to this thread):
July 2017: $499k
Oct 2017: $561k
Jan 2018: $632k
Apr 2018: $697k
July 2018: $760k
Oct 2018: $803k
Asset allocation is roughly 75% stock, 10% bonds, 10% primary residence equity, 5% cash. Saving about 60% of a pretty large DINK income. FIRE target is about $2.25M net worth (aiming for 2026 fire date). The only reason for the large cash allocation is that I'm considering buying some land with some friends to start a cultcommune on and want to keep some seed capital just in case it happens.
Made some great progress with the market runup this past year. Current NW has dropped back below $800k because of the recent drops and a few large expenditures. If the market stays strong, I'm hoping to reach $1M by the end of 2019.
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Indeed being financially independent at the start of this commune project is...unusual. All the best!
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i feel like a cult/commune would really spice this thread up.
what ideology?
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i feel like a cult/commune would really spice this thread up.
what ideology?
I don't know - I'm kind of new to the whole cult thing. I'm not really the ideas guy of the whole thing, I just am bought into it. The end goal would be a largely self-sufficient ecovillage/community of like-minded individuals, but that's more of a 15-year plan. The short-term goals would be establishing an orchard/farming areas and building one or two initial small/tiny homes on the land, and setting it up so we can have communal gatherings there with some regularity (with the plan of improving it over time so we can spend more and more time there until we're living there full-time). We have group outings and camping trips pretty regularly already, and having a "home base" of our own for these would increase our sense of community within the group for sure.
We jokingly call it a cult amongst ourselves, but really we just want a communal environment where we can all practice our own flavors of sustainable living together. We all have a pretty similar belief system (science is real, the environment is important, consumption doesn't increase happiness, it takes a village to raise a child, etc), and a lot of us feel pretty strongly about the idea, so as we've been accumulating the means to make this happen, we've been thinking more seriously about it.
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wow, that sounds like something worth working toward
keep me in mind when you're setting it up; i can tie a bowline pretty consistently, it would be a useful knot for communal life
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I'm baaaack! Can I come back? IDK if that is allowed. We hit $1M on August 9th. And again on August 20th, and September 11th. Now due to market volatility we are at $981K from our 10/1 high of $1.025M. $44K - poof! Can't wait to become a millionaire for the 4th time! Around mid September I figured we were in the clear, but I guess not. Still in the accumulation phase though, so it's all okay. Probably 2/3 of the way to pulling the plug at this point.
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I was in and out but at the other end of the scale for a couple of months! It was frustrating but got there in the end and at 1MM movements of a few 10k are IMHO just noise.
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Gotta get in my October update, cause after first few days, have a feeling November won't be pretty. With that being said, pretty happy, was able to do my first-ever TLH event today (believe I had to end up doing a small wash sale, but should be okay as long as I report it from my understanding).
1/1/16 - $204k NW (130k Invested)
1/1/17 - $354k NW ($261k Invested)
1/1/18 - $509k NW ($391k Invested)
3/1/18 - $523k NW ($402k Invested)
6/1/18 - $532k NW ($411k Invested)
9/1/18 - $573k NW ($455k Invested)
10/1/18 - $579k NW ($462k Invested)
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I am getting close to passing 1 million invested in the reverse direction after the last few days
Sent from my LG-V522 using Tapatalk
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Looks like we are squarely back in the $250->$500k race thread.......see y'all in a year or two.
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I'll join; I was on the "race to $500k" thread and blew through $500k without really paying much attention. Right now liquid NW of $560k, with almost $400k in home equity (yikes!!!), bringing our total NW to $960k. It'll be a while until we hit $1M in liquid assets, but stacking almost $50k/year before any investment gains means my wife and I should hit it in a couple years. Reading through this thread sure is motivating though.
So a bit less than a year later (with weird equity returns this year to boot):
Liquid: $630k
Home Equity: $400 (probably has gone up a bit based on local comps)
Total NW $1.03 million. I'll stay on until we get to $1 million in liquid and then move on.
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I'm baaaack! Can I come back? IDK if that is allowed. We hit $1M on August 9th. And again on August 20th, and September 11th. Now due to market volatility we are at $981K from our 10/1 high of $1.025M. $44K - poof! Can't wait to become a millionaire for the 4th time! Around mid September I figured we were in the clear, but I guess not. Still in the accumulation phase though, so it's all okay. Probably 2/3 of the way to pulling the plug at this point.
Does that make you a multi-millionaire?
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I'm baaaack! Can I come back? IDK if that is allowed. We hit $1M on August 9th. And again on August 20th, and September 11th. Now due to market volatility we are at $981K from our 10/1 high of $1.025M. $44K - poof! Can't wait to become a millionaire for the 4th time! Around mid September I figured we were in the clear, but I guess not. Still in the accumulation phase though, so it's all okay. Probably 2/3 of the way to pulling the plug at this point.
Does that make you a multi-millionaire?
lol! There needs to be a proper name for this zig zag action when you cross the same milestone over and over. Thank goodness someone mentioned that this was a likely event, otherwise I think I would have taken the bouncing around too negatively! Dropped another 15K today. What a wild ride.
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I'm baaaack! Can I come back? IDK if that is allowed. We hit $1M on August 9th. And again on August 20th, and September 11th. Now due to market volatility we are at $981K from our 10/1 high of $1.025M. $44K - poof! Can't wait to become a millionaire for the 4th time! Around mid September I figured we were in the clear, but I guess not. Still in the accumulation phase though, so it's all okay. Probably 2/3 of the way to pulling the plug at this point.
Does that make you a multi-millionaire?
lol! There needs to be a proper name for this zig zag action when you cross the same milestone over and over. Thank goodness someone mentioned that this was a likely event, otherwise I think I would have taken the bouncing around too negatively! Dropped another 15K today. What a wild ride.
I think it makes you a disenfranchised millionaire
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I'm baaaack! Can I come back? IDK if that is allowed. We hit $1M on August 9th. And again on August 20th, and September 11th. Now due to market volatility we are at $981K from our 10/1 high of $1.025M. $44K - poof! Can't wait to become a millionaire for the 4th time! Around mid September I figured we were in the clear, but I guess not. Still in the accumulation phase though, so it's all okay. Probably 2/3 of the way to pulling the plug at this point.
Does that make you a multi-millionaire?
lol! There needs to be a proper name for this zig zag action when you cross the same milestone over and over. Thank goodness someone mentioned that this was a likely event, otherwise I think I would have taken the bouncing around too negatively! Dropped another 15K today. What a wild ride.
I think it makes you a disenfranchised millionaire
I think it makes you a millionaire many times over.
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2018
Jan 398000
Feb 431000
Mar 448000
Apr 462580
May 481501
Jun - 489782
Jul - 507110
Aug - 523353
Sep - 529071
Oct - 519042
Well, this game used to be more fun ;) down 10k despite putting in as much.
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Yep its going to be painful this month just had a quick look and we are down a good chunk.
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fortunately we have all our money in aluminum futures and bitcoin: recession proof!
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1st posting
NW
10/1/2018 = $811,061
11/1/2018 = $792,866
6/20/2019 = $869,092
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I happened to check mint the other day, and it had us down about $30,000. It's tough to swallow that, but it's only noise in the long run. Still following the plan.
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I happened to check mint the other day, and it had us down about $30,000. It's tough to swallow that, but it's only noise in the long run. Still following the plan.
Why are you folks even checking? Why torture yourselves unnecessarily? Why not simply do the end of month or quarterly updates and be done with it.
Back to our roots MMM Post:
http://www.mrmoneymustache.com/2013/10/01/the-low-information-diet/
JGS
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I happened to check mint the other day, and it had us down about $30,000. It's tough to swallow that, but it's only noise in the long run. Still following the plan.
Why are you folks even checking? Why torture yourselves unnecessarily? Why not simply do the end of month or quarterly updates and be done with it.
Back to our roots MMM Post:
http://www.mrmoneymustache.com/2013/10/01/the-low-information-diet/
JGS
Good reminder. All this volatility with +/- 1% swings every couple of days has really shaken me out of the habit of checking in on balances. It's pointlessly frustrating. So is the news in general.
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Invested assets:
12-2017: $510,037
1-2018: $539,718 (+29.6k)
2-2018: $514,481 (-25.2K)
3-2018: $511,273 (-3.2k)
4-2018: $515,153 (+3.8k)
(missed a few updates in here)
7-2018: $545,690
(missed a few more updates)
9-2018: $584,802
I calculate this monthly and therefore only look at my balances about once a month.
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Investment balance is down app'x 25k for the month. C'est la vie.
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Recently I’ve felt that I’m in the race from 1M to 500k
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It feels that way, doesn't it? Of course the good news is you get to buy at a discount while the markets recover.
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01/01/17 £374668
01/01/18 £497097
01/02/18 £500655
01/03/18 £497804
01/04/18 £492551
01/05/18 £503531
01/06/18 £519609
01/07/18 £534656
01/08/18 £539771
01/09/18 £552418
01/10/18 £555232
01/11/18 £546426
2018 target of £575k now looks very difficult. Was probably a tad optimistic anyway.
Business is slow at the moment so not putting much into the pot either just now.
My 2019 target is £680k which I guess if I finish 2018 at lets say £560k is still possible to hit, so I am focusing on that now. If that slips it might put my FIRE time line out (FIRE end 2022) and I might end up doing OMY.
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We've crossed $700k at least 10 times since July. Here's to crossing it 10 more times!
| Aug17: | $488k |
| Sep17: | $507k |
| Oct17: | $526k |
| Nov17: | $546k |
| Dec17: | $566k |
| Jan18: | $612k |
| Feb18: | $603k |
| Mar18: | $599k |
| Apr18: | $612k |
| May18: | $630k |
| Jun18: | $656k |
| Jul18: | $692k |
| Aug18: | $702k |
| Sep18: | $711k |
| Oct18: | $678k |
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Returning to update . . .
| 2015 DEC | : | 252k | <- Crossed 250k |
| - | - |
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
| 2016 NOV | : | 361k | (+24k) |
| 2016 DEC | : | 368k | (+7k) |
| - | - |
| 2017 JAN | : | 382k | (+14k) |
| 2017 FEB | : | 403k | (+21k) |
| 2017 MAR | : | 416k | (+13k) |
| 2017 APR | : | 427k | (+11k) |
| 2017 MAY | : | 436k | (+9k) |
| 2017 JUN | : | 449k | (+13k) |
| 2017 JUL | : | 464k | (+15k) |
| 2017 AUG | : | 478k | (+14k) |
| 2017 SEPT | : | 494k | (+16k) |
| 2017 OCT | : | 510k | (+16k) <- Crossed 500k |
| 2017 NOV | : | 523k | (+13k) |
| 2017 DEC | : | 534k | (+11k) |
| - | - |
| 2018 JAN | : | 558k | (+24k) |
| 2018 FEB | : | 569k | (+11k) |
| 2018 MAR | : | 560k | (-9k) |
| 2018 APR | : | 574k | (+14k/+5k) |
| 2018 MAY | : | 575k | (+1k) |
| 2018 JUNE | : | 575k | (+0k) |
| 2018 JULY | : | 599k | (+24k) |
| 2018 AUG | : | 620k | (+21k) |
| 2018 SEPT | : | 625k | (+5k) |
| 2018 OCT | : | 597k | (-28k) |
Down 28k even with pay! The rest of this year is a bit iffy as well due to starting my own consultant S-Corp. I will have some 30-days for billing with no pay coming up before 2019.
-
Tracking retirement accounts only (excludes house value, 529 plans, and cash):
5/1/17 -- $631k
6/1/17 -- $647k (+$16k)
7/1/17 -- $655k (+$8k)
8/1/17 -- $665k (+$10k)
9/1/17 -- $672k (+$7k)
10/1/17 -- $684k (+$12k)
11/1/17 -- $702k (+$18k)
12/1/17 -- $724k (+$22k)
1/1/18 -- $731k (+$7k)
2/1/18 -- $761k (+$30k)
3/1/18 -- $737k (-$24k)
4/1/18 -- $731k (-$6k)
5/1/18 -- $738k (+$7k)
6/1/18 -- $747k (+$9k)
7/1/18 -- $744k (-$3k)
8/1/18 -- $761k (+$17k)
9/1/18 -- $776k (+$15k)
10/1/18 -- $776k (+$0)
11/1/18 -- $729k (-$37k)
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1/1/15 = $266
2/1/15 = $269
3/1/15 = $278
4/1/15 = $280
5/1/15 = $284
6/1/15 = $295
7/1/15 = $298
8/1/15 = $338
9/1/15 = $335
10/1/15 = $339
11/1/15 = $357
12/1/15 = $365
1/1/16 = $374
2/1/16 = $373
3/1/16 = $379
4/1/16 = $391
5/1/16 = $398
6/1/16 = $406
7/1/16 = $415
8/1/16 = $426
9/1/16 = $424
10/1/16 = $427
11/1/16 = $428
12/1/16 = $438
1/1/17 = $461
2/1/17 = $471
3/1/17 = $482
4/1/17 = $479
5/1/17 = $492
6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
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December 2013: 142K
December 2014: 231K (+89K year on year, although numbers back this far are a bit fuzzy because my old student loan providers have wonky websites)
December 2015: 326K (+185K year on year, including self-financed wedding and 60K assessment paid mostly in cash)
December 2016: 511K (+185K year on year)
December 2017: 698K (+187K year on year)
March 2018: 667K
June 2018: 689K
July 2018: 723K I guess I shouldn't be surprised given my husband's income struggles and how expensive
September 2018: 765K
October 2018: 721K. Down 44K this month. $1500 a day! Ooof. I think I have invested about.... 100K this year (plus principal on my mortgage), and I have 23K of it to show. Condo valuation also went down a bit.
-
Numbers for end of month:
Month Year: Investments
June 2017: 504K
July 2017: 523K
Add in home value - debts; net worth as second number:
Aug 2017: 533K / 666K
Sep 2017: 539K / 679K
Oct 2017: 551K / 698K
Nov 2017: 561K / 711K
Dec 2017: 569K / 724K
Jan 2018: 589K / 751K
Feb 2018: 577K / 741K
May 2018: 585K / 744K
July 2018: 600K / 763K
Aug 2018: 618K / 779K
Sept 2018: 621K / 795K
Oct 2018: 587K / 764K (hey . . . I'm still pretty rich!)
(https://tickers.TickerFactory.com/ezt/d/4;10501;125/st/20181215/e/Sabbatical%21/k/6f12/event.png)
(https://www.TickerFactory.com/)
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Jan 2017: $444,411
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
May 2017: $509,180 (+$12,570)
Jun 2017: $522,280 (+$13,100)
Jul 2017: $539,829 (+$17,549)
Aug 2017: $547,156 (+$7,327)
Sept 2017: $568,755 (+$21,599)
Oct 2017: $588,681 (+$19,926)
Nov 2017: $612,643 (+$23,962)
Dec 2017: $628,029 (+$15,386)
Jan 2018: $664,203 (+$36,174)
Feb 2018: $662,419 (-$1,784)
Mar 2018: $667,963 (+$5,544)
Apr 2018: $687,251 (+$19,288)
May 2018: $713,039 (+$25,788)
Jun 2018: $719,898 (+$6,859)
Jul 2018: $749,307 (+$29,409)
Aug 2018: $777,551 (+28,244)
Sept 2018: $782,645 (+$5,094)
Oct 2018: $747,078 (-$35,567)
Well, it's our first significant down month in quite a while...I'm curious to see where we end up at the end of the year.
-
Is this the weight loss thread?
-
Month end update:
Liquid assets / Net worth
Jan 2018 $415.5K / $508K
Jun 2018 $518.8K / $578.4K
Jul 2018 $528.3K / $588.2K
Aug 2018 $543K / $603.2K
Sep 2018 $548K / $608.6K
Oct 2018 $492.6K / $569.5K
-
Liquid NW / Total NW
1/1/16: $455k / 675k
1/1/17: $555k / 822k
1/1/18: $735k / 1.071M
5/17/18: $765k / 1.112M
6/29/18: $773k / 1.137M
7/31/18: $795k / 1.170M
8/31/18: $813k / 1.189M
9/29/18: $811k / 1.192M
11/1/18: $772k / 1.160M
Taking my medicine.
-
Investments/cash Net worth
5/18 - $503,164 $742,902
6/18 - $506,463 $747,871
7/18 - $520,768 $764,243
8/18 - $542,574 $787,745
9/18 - $541,489 $788,357
10/18 - $518,567 $766,694
Although I don't like to see the big drop, it doesn't change anything about what I'm doing. At least I got to stay in this thread for one more month!
-
Is this the weight loss thread?
OK, that was just funny and deserves a shout out.
AND, back in September I was SOOO CLOSE to 1M net worth I could taste it. I was on personal capital every damn hour. 998.5K. SOOO CLOSE. Today I was happy to see that we were back over 950K again after being as low as 936K. Well, since we buy funds every two weeks with our automated paychecks, we definitely got some on sale.
Rock on losers!
-
Combined NW
08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
-
Dec. 2017: $502k
Jan. 2, 2018: $513.7k
Feb. 5, 2018: $539.9k
Mar. 5, 2018: $543.6k
Apr. 2, 2018: $557.6
Apr. 30, 2018: $574.5k
June 4, 2018: $616.2k
July 2, 2018: $623.4k
Aug. 1, 2018: $643.8k
Sep. 4, 2018:$670.2k
Oct. 2, 2018: $677.7k
Nov. 2, 2018: $659.6k but my total number of shares is up so I'm still winning the long game :)
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Joining the club.
...
Not sure when/if I'll get to 1m; may semi-FIRE before then.
...
If the market were to stay flat, would probably hit 1m investible around 6 months from now.
Quarterly update, November 2017:
....
Not declaring victory yet though until I have 1m investible and no debt to the bank.
Quarterly update, February 2018:
...
Quarterly update, May 2018:
...
So, net worth hits $1.5m for the first time.
Quarterly update, November 2018:
...
Net worth drops back down to where it was 6 months ago.
- Q4 2018: 990k liquid + 389k home equity: total 1,379k (debt: 104k)
- Q3 2018: 1,096k liquid + 384k home equity: total 1,480k (debt: 115k)
- Q2 2018: 1,108k liquid + 392k home equity: total 1,500k (debt: 131k)
- Q1 2018: 1,075k liquid + 409k home equity: total 1,484k (debt: 141k)
- Q4 2017: 1,005k liquid + 332k home equity: total 1,337k (debt: 189k)
- Q3 2017: 894k liquid + 313k home equity: total 1,207k (debt: approx 193k)
- Q2 2017: 720k liquid + 250k home equity: total 970k (debt: approx 228k)
Down 9.3% from peak — in fact, lowest I've been since around a year before in Q4 2017 — due to market decline, spending on house, and income drying up. I expect things to fall even lower over the next quarter as I continue to spend on the house, but after that income should hopefully pick up and I'll be back on track (unless market crashes, in which case, time to buckle up).
-
1/1/18 - 633k / 1.000M
2/1/18 - 668k / 1.034M
3/1/18 - 660k / 1.028M
4/1/18 - 665k / 1.032M
5/1/18 - 673k / 1.037M
8/1/18 - 719k / 1.086M
9/1/18 - 748k / 1.116M
11/1/18 - 683k / 1.08M
Yes the markets have been turbulent, but the majority of the change has been due to the purchase of a new house. We finally took the plunge to buy our FI house which is not too far from the current one. It's about 60% smaller and with that will lead to annual savings of at least 5k on things like utilities, taxes, insurance, and hoa. And likely much more than that when factoring in potential maintenance. We are going to have 2 houses while we do some remodeling so it will definitely be a net negative on the finances for the next few months.
-
Been a bumpy couple of months here in the UK which has meant I'm pretty much back to July in terms of numbers. But like most am in it for the long haul so I've shrugged and carried on as normal.
Jan 2017 - £346,854
Feb 2017 - £388,581 (+£41,727)
Mar 2017 - £396,119 (+£7,538)
Apr 2017 - £401,345 (+£5,226)
May 2017 - £399,619 (-£1,726)
Jun 2017 - £411,132 (+£11,513)
Jul 2017 - £409,299 (-£1,833)
Aug 2017 - £413,486 (+£4,187)
Sep 2017 - £415,586 (+£2,100)
Oct 2017 - £434,692 (+£19,000)
Nov 2017 - £438,434 (+£3,742)
Dec 2017 - £452,034 (+£13,600)
Jan 2018 - £456,088 (+£4,054)
Feb 2018 - £467,243 (+£11,155)
Mar 2018 - £463,199 (-£4,044)
Apr 2018 - £453,874 (-£9,325)
May 2018 - £475,489 (+£21,615)
Jun 2018 - £489,292 (+£13,802)
July 2018 - £499,919 (+£10,267)
Aug 2018 - £512,818 (+£12,899)
Sept 2018 - £510,749 (-£2,069)
Oct 2018 - £515,784 (+£5,035)
Nov 2018 - £504,527 (-£11,257)
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was posting on the other 1 mm thread, but you guys seem more lively here
1/1/18: 760K
2/1/18: 802K
3/1/18: 805K
4/1/18: 843K
5/1/18: 845K
6/1/18: 885K
7/1/18: 926K
8/1/18: 954K
9/1/18: 989k
10/1/18: 992K
11/1/18: 962k
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October update
Here is last month:
401K = 714,518.92
IRAs = 118,165.46
Bank = 31,542.13
Misc Accounts = 27,751.75
=891,978.26
This month:
401K = 726,718.28
IRAs = 118,019.02
Bank = 29602.05
Misc Accounts = 29398.69
=903,738.04
And for November:
401K = 672,253.01
IRAs = 110,403.58
Bank = 32,803.52
Misc Accounts = 27,651.50
=843,111.61
Ugh Is there a consolation prize for biggest loser?
-
Passed a million invested again on the way back up
1,004,836.17
Sent from my LG-V522 using Tapatalk
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I happened to see the entry in my journal from October 2017 where the talltexan family passed $1 million. We're still above it, but these whipsaws from markets sure discourage you from checking daily.
-
2018
Jan 398000
Feb 431000
Mar 448000
Apr 462580
May 481501
Jun - 489782
Jul - 507110
Aug - 523353
Sep - 529071
Oct - 519042
Nov - 532025
Putting in $25k in the past 2 months has only got me back to where we were... such are the times. We all knew that it had been getting silly in the markets in the past year or so.
-
| Aug17: | $488k |
| Sep17: | $507k |
| Oct17: | $526k |
| Nov17: | $546k |
| Dec17: | $566k |
| Jan18: | $612k |
| Feb18: | $603k |
| Mar18: | $599k |
| Apr18: | $612k |
| May18: | $630k |
| Jun18: | $656k |
| Jul18: | $692k |
| Aug18: | $702k |
| Sep18: | $711k |
| Oct18: | $678k |
| Nov18: | $690k |
-
December 1st Update
401K = 683264.54
IRAs = 110,519.04
Bank = 33814.19
Misc Accounts = 29122.53
=856,720.30
9/1 891,978.26
10/1 903,738.04 (+11759.78)
11/1 843,111.61 (- 60626.43)
12/1 856,720.30 (+13608.69)
-
cash+rental equity add primary residence equity
1/2016 $507K $627K
1/2017 $625K $797K
9/2017 $784K $904K
12/2017 $762K $903K - remodeling primary residence! When project is done, big increase in equity!
3/2018 $725K $866K - still remodeling. Framing and all exterior done, all bills paid! (to contractors)
6/2018 $763K $910K Hmmm. Zillow values for rental properties went way up. Making progress on the remodel. Plumbing, insulation, electrical done. Just drywall, flooring remains!
9/2018 $830K $945K We're painting this weekend! Just flooring and trim left on the remodel! Cash went up because we paid off a bunch of credit card debt with HELOC. (0%promo rate was ending)
1MM dates now 6/2021 7/2019
12/2018 $821K $964K Slow and steady progress on the remodel. Thinking about selling a rental in 1stQ or 2ndQ 2019.
-
Returning to update . . .
| 2015 DEC | : | 252k | <- Crossed 250k |
| - | - |
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
| 2016 NOV | : | 361k | (+24k) |
| 2016 DEC | : | 368k | (+7k) |
| - | - |
| 2017 JAN | : | 382k | (+14k) |
| 2017 FEB | : | 403k | (+21k) |
| 2017 MAR | : | 416k | (+13k) |
| 2017 APR | : | 427k | (+11k) |
| 2017 MAY | : | 436k | (+9k) |
| 2017 JUN | : | 449k | (+13k) |
| 2017 JUL | : | 464k | (+15k) |
| 2017 AUG | : | 478k | (+14k) |
| 2017 SEPT | : | 494k | (+16k) |
| 2017 OCT | : | 510k | (+16k) <- Crossed 500k |
| 2017 NOV | : | 523k | (+13k) |
| 2017 DEC | : | 534k | (+11k) |
| - | - |
| 2018 JAN | : | 558k | (+24k) |
| 2018 FEB | : | 569k | (+11k) |
| 2018 MAR | : | 560k | (-9k) |
| 2018 APR | : | 574k | (+14k/+5k) |
| 2018 MAY | : | 575k | (+1k) |
| 2018 JUNE | : | 575k | (+0k) |
| 2018 JULY | : | 599k | (+24k) |
| 2018 AUG | : | 620k | (+21k) |
| 2018 SEPT | : | 625k | (+5k) |
| 2018 OCT | : | 597k | (-28k) |
| 2018 NOV | : | 606k | (+9k/-19k) |
Up 9k this month but still 19k off of highs.
Income is spotty over Nov/Dec while I am switching to S-CORP. Though my income should be UP some 1-2k per month in pure tax savings. This will more than make up for any lag in payments here over about 3-6 months.
DW also got a huge promotion and increased her pay by 50%, we should net an additional $1k a month there as well.
2019 is shaping up to be exciting assuming I can keep clients rolling!
-
1/1/15 = $266
2/1/15 = $269
3/1/15 = $278
4/1/15 = $280
5/1/15 = $284
6/1/15 = $295
7/1/15 = $298
8/1/15 = $338
9/1/15 = $335
10/1/15 = $339
11/1/15 = $357
12/1/15 = $365
1/1/16 = $374
2/1/16 = $373
3/1/16 = $379
4/1/16 = $391
5/1/16 = $398
6/1/16 = $406
7/1/16 = $415
8/1/16 = $426
9/1/16 = $424
10/1/16 = $427
11/1/16 = $428
12/1/16 = $438
1/1/17 = $461
2/1/17 = $471
3/1/17 = $482
4/1/17 = $479
5/1/17 = $492
6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
12/1/18 = $636
-
Tracking retirement accounts only:
5/1/17 -- $631k
6/1/17 -- $647k (+$16k)
7/1/17 -- $655k (+$8k)
8/1/17 -- $665k (+$10k)
9/1/17 -- $672k (+$7k)
10/1/17 -- $684k (+$12k)
11/1/17 -- $702k (+$18k)
12/1/17 -- $724k (+$22k)
1/1/18 -- $731k (+$7k)
2/1/18 -- $761k (+$30k)
3/1/18 -- $737k (-$24k)
4/1/18 -- $731k (-$6k)
5/1/18 -- $738k (+$7k)
6/1/18 -- $747k (+$9k)
7/1/18 -- $744k (-$3k)
8/1/18 -- $761k (+$17k)
9/1/18 -- $776k (+$15k)
10/1/18 -- $776k (+$0)
11/1/18 -- $729k (-$37k)
12/1/18 -- $745k (+16k)
-
Combined NW
08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
-
Month end update:
Liquid assets / Net worth
Jan 2018 $415.5K / $508K
Jun 2018 $518.8K / $578.4K
Jul 2018 $528.3K / $588.2K
Aug 2018 $543K / $603.2K
Sep 2018 $548K / $608.6K
Oct 2018 $492.6K / $569.5K
Nov 2018 $508K / $585.3K
-
Numbers for end of month:
Month Year: Investments
June 2017: 504K
July 2017: 523K
Add in home value - debts; net worth as second number:
Aug 2017: 533K / 666K
Sep 2017: 539K / 679K
Oct 2017: 551K / 698K
Nov 2017: 561K / 711K
Dec 2017: 569K / 724K
Jan 2018: 589K / 751K
Feb 2018: 577K / 741K
May 2018: 585K / 744K
July 2018: 600K / 763K
Aug 2018: 618K / 779K
Sept 2018: 621K / 795K
Oct 2018: 587K / 764K
Nov 2018: 599K / 778K
(https://tickers.TickerFactory.com/ezt/d/4;10501;125/st/20181215/e/Sabbatical%21/k/6f12/event.png)
(https://www.TickerFactory.com/)
-
Jan 2017: $444,411
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
May 2017: $509,180 (+$12,570)
Jun 2017: $522,280 (+$13,100)
Jul 2017: $539,829 (+$17,549)
Aug 2017: $547,156 (+$7,327)
Sept 2017: $568,755 (+$21,599)
Oct 2017: $588,681 (+$19,926)
Nov 2017: $612,643 (+$23,962)
Dec 2017: $628,029 (+$15,386)
--------------------------
Jan 2018: $664,203 (+$36,174)
Feb 2018: $662,419 (-$1,784)
Mar 2018: $667,963 (+$5,544)
Apr 2018: $687,251 (+$19,288)
May 2018: $713,039 (+$25,788)
Jun 2018: $719,898 (+$6,859)
Jul 2018: $749,307 (+$29,409)
Aug 2018: $777,551 (+28,244)
Sept 2018: $782,645 (+$5,094)
Oct 2018: $747,078 (-$35,567)
Nov 2018: $768,361 (+$21,283)
My stretch goal is to hit $800k NW by the end of this calendar year. That's coming up pretty soon, so we'll have to see how it goes.
-
Broke $500k this month, so joining this thread. Hoping to hit $1M by 2020.
11/30/2017 - $660k
11/30/2018 - $802k
-
December 2013: 142K
December 2014: 231K (+89K year on year, although numbers back this far are a bit fuzzy because my old student loan providers have wonky websites)
December 2015: 326K (+185K year on year, including self-financed wedding and 60K assessment paid mostly in cash)
December 2016: 511K (+185K year on year)
December 2017: 698K (+187K year on year)
March 2018: 667K
June 2018: 689K
July 2018: 723K
September 2018: 765K
October 2018: 721K. Down 44K this month. $1500 a day! Ooof. I think I have invested about.... 100K this year (plus principal on my mortgage), and I have 23K of it to show. Condo valuation also went down a bit.
November 2018: 739K. I have a 2K home expense and probably an 8K divorce retainer pending, but at least the market has recovered a bit. I also have my annual bonus coming in a few weeks, so it shouldn't hurt too badly.
-
Jan 2017 - £346,854
Feb 2017 - £388,581 (+£41,727)
Mar 2017 - £396,119 (+£7,538)
Apr 2017 - £401,345 (+£5,226)
May 2017 - £399,619 (-£1,726)
Jun 2017 - £411,132 (+£11,513)
Jul 2017 - £409,299 (-£1,833)
Aug 2017 - £413,486 (+£4,187)
Sep 2017 - £415,586 (+£2,100)
Oct 2017 - £434,692 (+£19,000)
Nov 2017 - £438,434 (+£3,742)
Dec 2017 - £452,034 (+£13,600)
Jan 2018 - £456,088 (+£4,054)
Feb 2018 - £467,243 (+£11,155)
Mar 2018 - £463,199 (-£4,044)
Apr 2018 - £453,874 (-£9,325)
May 2018 - £475,489 (+£21,615)
Jun 2018 - £489,292 (+£13,802)
July 2018 - £499,919 (+£10,267)
Aug 2018 - £512,818 (+£12,899)
Sept 2018 - £510,749 (-£2,069)
Oct 2018 - £515,784 (+£5,035)
Nov 2018 - £504,527 (-£11,257)
Dec 2018 - £512,686 (+£8,179)
A slight upswing towards the end of November means we end up back where we were in August.
This year has been the most disappointing for increasing the stash. Was hoping for another £100k in terms of contributions and growth, but have to settle for £60k.
Anyone else going to do an end of year review?
(http://i.imgur.com/JxcUXdO.jpg)
-
Liquid NW / Total NW
1/1/16: $455k / 675k
1/1/17: $555k / 822k
1/1/18: $735k / 1.071M
5/17/18: $765k / 1.112M
6/29/18: $773k / 1.137M
7/31/18: $795k / 1.170M
8/31/18: $813k / 1.189M
9/29/18: $811k / 1.192M
11/1/18: $772k / 1.160M
12/1/18: $796k / 1.182M
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I will post an end of year review on 1st Jan (ish!). I was targeting towards 600k (+100k gain), not going to make it by a long shot (might hit 60k bit like yourself). Missed the 1st Dec update as I was sick but will post all the numbers at the end of Dec. There have been a lot of months where forward progress has been a problem!!!
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1/1/18: 760K
2/1/18: 802K
3/1/18: 805K
4/1/18: 843K
5/1/18: 845K
6/1/18: 885K
7/1/18: 926K
8/1/18: 954K
9/1/18: 989k
10/1/18: 992K
11/1/18: 962k
12/1/18: 970k
-
It's been a while since I posted.
Stash (NW):
April 9, 2016: $319,737
April 16, 2017: $379,833
March 8, 2018: $500,818
March 30, 2018: $505,467 ($924,670)
April 30, 2018: $510,215 ($937,731)
May 31, 2018: $514,410 ($950,830)
June 30, 2018 $525,227 ($964,045)
July 31, 2018: $535,419 ($984,617)
August 31, 2018: $557,743 ($1,011,442)
November 30, 2018: $543,559 ($1,012,390)
House up, stash down after 3 months investment. I'm probably better off looking at this quarterly now anyway :)
-
i probably wont compute it for the next 5 months bc of the market correction.
in the mean time i'm buying funds . stocks are on sale !
-
No kidding, the market continues to go crazy...
Another annual update:
April 2016: $500k -----> saved $54.8k (~75% of income), 90/10 allocation
April 2017: $651k -----> saved $53.4k (~73% income), 60/40 allocation
April 2018: $777k
My investment risk tolerance has shifted over past couple years with political situation, and resulting lower returns last year. Now at 80/20 allocation.
Aug 1 2018: 838k
A 61k increase in 3 months is almost my annual post-tax salary, and seems totally unsustainable.
Dec 2018: $799k, back in the sevens. Down from a high of $873k in Sept, crazy jumps. Asset allocation remains close to 80/20, right on course. Might try some tax loss harvesting before the year's out though.
-
Jan 16 - 346K
Jan 17 - 450K
Jan 18 - 596K
Today - 675K
The numbers still shock us. FIRE goal is 2023-24 ish
Note: this is family net worth. Our home we live in, is included. We are debt free now, so I expect the numbers to grow faster. No rental income, but that thing was teetering on the brink of a financial apocalypse. Old roof, appliances and heating were 22 years old. We closed last week.
-
Jan-16 $257,514.77 (+49,787)
April-16 $277,918.06 (+20,403)
July-16 $306,073.47 (+28,155)
Oct -16 $357,689.04 (+53,415)
Jan -17 $405,710.23 (+48,021)
April -17 $446,004.04 (+39,424)
July-17 $496,327.00 (+50,322)
Oct-17 $535,958.74 (+39,631)
Jan-18 $617,102.81 (+81,144)
April -18 $649,856.20 (+32,718)
July -18 $704,760.25 (+54,904)
Oct-18 $768,090.42 (+63,330)
Compounding is beginning to accelerate. Savings Rate, however, BY FAR!!!!!
still drives the quarterly NW increases.
JGS
Looking forward to doing some crazy nerdtastic end-of-year spreadsheeting in 2 weeks.
No update until early January, but I'm beginning to be curious as to where I'll end up. If you asked me 10 weeks ago, I'd say I'd hit 800K no problem at all. Today, however, after recent market losses, I'd say I'd be lucky to reach that milestone. Heck, 790 would be nice. The market gives and the market takes away. In any case, it's STILL all about the savings rate for us accumulators.
-
Oct 2017: 527k
Dec 2017: 554k
Mar 2018: 666k (updated value of rental property)
Jun 2018: 711k
Sep 2018: 784k (updated value of rental property)
Dec 2018: 774k
I was sad for about a minute comparing December numbers to September numbers, but then I realized that, compared to one year ago, we are up 220k. That’s pretty amazing, even though we missed our goal of reaching 800k. Oh well, in a way that’s good since we are still in the accumulating phase. Makes me want to OMY for a few years though to take advantage of the market correction.
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1/15: 88k
2/15: 96k
3/15: 100k
4/15: 115k
5/15: 125k
6/15: 135k
7/15: 144k
8/15: 161k
9/15: 172k
10/15: 186k
11/15: 181k
12/15: 203k
1/16: 297k
2/16: 314k
3/16: 329k
4/16: 344k
5/16: 344k
6/16: 344k
7/16: 345k
8/16: 357k
9/16: 366k
10/16: 380k
11/16: 395k
12/16: 397k
01/17: 320k
02/17: 327k
03/17: 423k
06/17: 525k
09/17: 544k
06/18: 736k
12/18: 748k
Wow that's slowed down a lot. Back on the grind.
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07/2018-- 535,562 / 673,992
12/2018-- 495,360/ 652,069
depressing
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07/2018-- 535,562 / 673,992
12/2018-- 495,360/ 652,069
depressing
Mine is similar
Sent from my Nexus 5 using Tapatalk
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Is this the Race from 1M to 500k?
-
07/2018-- 535,562 / 673,992
12/2018-- 495,360/ 652,069
depressing
Not depressing. Amazing! Think about how many more shares/units you are able to purchase with your cash now that prices are down!
-
Is this the Race from 1M to 500k?
It does feel like it. Not looking forward to January update!
-
It does feel like it. Not looking forward to January update!
Yup......after posting in here since July, we are back in the $250k->500k thread.
-
i dont know if i've dropped below the threshold for this thread, but i feel that this thread is where i belong
there's only one way out, 7 digits
-
Jan 2017: $444,411
...
Nov 2018: $768,361 (+$21,283)
Your net worth increased $324k in 20 months at age 28? That's quite impressive!
-
Staggeringly, yes. That’s household NW with two high income earners. And my husband is a few years older. But honestly most of that has been crazy market returns on top of solid monthly investments. At this point it almost feels like Monopoly money - unreal. The way December has been going I expect we’ll be lucky to close out 2018 still above $700k...
-
I'll be moving down to the race to $500k next month. My spouse and I have been separated for 6 months and are moving ahead with a divorce and splitting our assets 50/50 starting Jan 1. It's been a tough year, but I'm really looking forward to to 2019. I might even be back in this race as early as November. We'll see!
| Aug17: | $488k |
| Sep17: | $507k |
| Oct17: | $526k |
| Nov17: | $546k |
| Dec17: | $566k |
| Jan18: | $612k |
| Feb18: | $603k |
| Mar18: | $599k |
| Apr18: | $612k |
| May18: | $630k |
| Jun18: | $656k |
| Jul18: | $692k |
| Aug18: | $702k |
| Sep18: | $711k |
| Oct18: | $678k |
| Nov18: | $690k |
| Dec18: | $664k |
-
6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
12/1/18 = $636
1/1/19 = $630
-
I'll be moving down to the race to $500k next month. My spouse and I have been separated for 6 months and are moving ahead with a divorce and splitting our assets 50/50 starting Jan 1. It's been a tough year, but I'm really looking forward to to 2019. I might even be back in this race as early as November. We'll see!
I'm sorry to hear that @salt cured, but it sounds like you are on a good path forward. Best of luck to you in the New Year!
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1/1/18: 760K
2/1/18: 802K
3/1/18: 805K
4/1/18: 843K
5/1/18: 845K
6/1/18: 885K
7/1/18: 926K
8/1/18: 954K
9/1/18: 989k
10/1/18: 992K
11/1/18: 962k
12/1/18: 970k
1/1/19 930K-part of this was market, but some was a big property tax bill.
-
Stash (NW):
April 9, 2016: $319,737
April 16, 2017: $379,833
March 8, 2018: $500,818
March 30, 2018: $505,467 ($924,670)
April 30, 2018: $510,215 ($937,731)
May 31, 2018: $514,410 ($950,830)
June 30, 2018 $525,227 ($964,045)
July 31, 2018: $535,419 ($984,617)
August 31, 2018: $557,743 ($1,011,442)
November 30, 2018: $543,559 ($1,012,390)
December 30, 2018: $543,647 ($1,013,883)
-
01/01/17 £374668
01/01/18 £497097
01/02/18 £500655
01/03/18 £497804
01/04/18 £492551
01/05/18 £503531
01/06/18 £519609
01/07/18 £534656
01/08/18 £539771
01/09/18 £552418
01/10/18 £555232
01/11/18 £546426
01/12/18 £552622
01/01/19 £547415
-
Welp, ending this year at $777k. First time since I've been tracking that I've had a down year, ouch. Even without the roughly ~30k in medical expenses I'd still be down, but not as dramatically. Oh well, here's hoping 2019 is better for my NW!
+162k this year! Pretty awesome bump and definitely more than my salary. Have some significant planned medical expenses next month that will put a ~5k dent in that, but I'll enjoy the number for now. :)
December 2017: 812k
November 2017: 799k
October 2017: 790k
September 2017: 776k
August 2017: 752k
July 2017: 751k
June 2017: 737k
May 2017: 732k
April 2017: 720k
March 2017: 711k
February 2017: 703k
January 2017: 680k
December 2016: 650k
December 2015: 487k
December 2014: 412k
December 2013: 350k
-
Tracking retirement accounts only:
5/1/17 -- $631k
6/1/17 -- $647k (+$16k)
7/1/17 -- $655k (+$8k)
8/1/17 -- $665k (+$10k)
9/1/17 -- $672k (+$7k)
10/1/17 -- $684k (+$12k)
11/1/17 -- $702k (+$18k)
12/1/17 -- $724k (+$22k)
1/1/18 -- $731k (+$7k)
2/1/18 -- $761k (+$30k)
3/1/18 -- $737k (-$24k)
4/1/18 -- $731k (-$6k)
5/1/18 -- $738k (+$7k)
6/1/18 -- $747k (+$9k)
7/1/18 -- $744k (-$3k)
8/1/18 -- $761k (+$17k)
9/1/18 -- $776k (+$15k)
10/1/18 -- $776k (+$0)
11/1/18 -- $729k (-$37k)
12/1/18 -- $745k (+16k)
1/1/19 -- $703 (-$42k)
-
Numbers for end of month (and YEAR!):
Month Year: Investments
June 2017: 504K
July 2017: 523K
Add in home value - debts; net worth as second number:
Aug 2017: 533K / 666K
Sep 2017: 539K / 679K
Oct 2017: 551K / 698K
Nov 2017: 561K / 711K
Dec 2017: 569K / 724K
Jan 2018: 589K / 751K
Feb 2018: 577K / 741K
May 2018: 585K / 744K
July 2018: 600K / 763K
Aug 2018: 618K / 779K
Sept 2018: 621K / 795K
Oct 2018: 587K / 764K
Nov 2018: 599K / 778K
Dec 2018: 568K / 739K
-
Year in review 2018
Aprox income c£60,000 (2 ppl) (down about £15k on 2017 due to business slow down)
Living costs c£30,000 (2 ppl incl all outgoings) (about same as 2017)
Year Start £497097
Year End £547415
NW Target £575000
NW Target missed by £28k
Total cash saving input c.£30k
Increase in NW £50,318 (lowest in last 3 years)
Notes of interest
Crossed 500k line (a few times!)
Spring saw slow growth, summer picked back up.
BREXIT issues in the UK causing problems toward end of 2018.
BREXIT may cause more issues in 2019 plus possible global slow down.
Goals for 2019
Total NW £620k (reduced from £680k)
Reduce living costs by at least £5,000 by end of 2019.
Protect position as much as possible and ride it out!
Main FIRE targets 2018
FIRE Date target end of 2022
FIRE number target £850k
No change in FIRE targets for 2019.
Overall summary
Slow year, but cant complain.
Would prefer to not repeat in 2019 but could offer opportunity to buy investments cheaply.
-
Month/Year end update:
Liquid assets / Net worth
Jan 2018 $415.5K / $508K
Jun 2018 $518.8K / $578.4K
Jul 2018 $528.3K / $588.2K
Aug 2018 $543K / $603.2K
Sep 2018 $548K / $608.6K
Oct 2018 $492.6K / $569.5K
Nov 2018 $502K / $585.3K
Dec 2018 $476.8K / $554K
-
DEC 2018 NW: 737k
66.5k Saved; down 26.5k for the year.
401k: 244k
R IRA: 135k
529 Kid A 69k
529 Kid B 44k
Taxable Stocks: 175k
Cash: 68k
DEC 2017 NW: 697k
401k: 234k
R IRA: 137k
529 Kid A 72.5k (done)
529 Kid B 46k
Bonds: 81k
Taxable Stocks: 63k
Cash: 63k
DEC 2016 NW: 559k
DEC 2015 NW: 444k
DEC 2014 NW: 385k
DEC 2013 NW: 337k
DEC 2012 NW: 253k
DEC 2011 NW: 209K
DEC 2010 NW: 184k
[/quote]
[/quote]
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Here's my progress thus far:
1/1/2015 - $319,018
3/31/2015 - $358,647
6/30/2015 - $350,887
9/30/2015 - $329,044
12/31/2015 - $340,246
3/31/2016 - $390,030
6/30/2016 - $408.983
9/1/2016 - $447,834
12/31/2016 - $459,043
3/31/2017 - $509,618
6/30/2017 - $520,691
9/30/17 - $553,269
12/31/17 - $557,941
3/31/18 - $583,773
6/30/18 - $590,057
9/30/18 - $610,690
12/31/18 - $579,919
Well, nearly wiped out all gains from 2018, but with the late recovery was up $30K from the low point of the quarter right before of Christmas Day, when I was below by 9/30/17 amount. Not adding a lot each month (about $1,000) as we are piling some into kids college funds and such, about $30K diverted there in 2018, so we are at this point just making progress with market gains, and given the hammering of the last quarter, there were none of those. Hope everyone has a great 2019!
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Liquid NW / Total NW
1/1/16: $455k / 675k
1/1/17: $555k / 822k
1/1/18: $735k / 1.071M
5/17/18: $765k / 1.112M
6/29/18: $773k / 1.137M
7/31/18: $795k / 1.170M
8/31/18: $813k / 1.189M
9/29/18: $811k / 1.192M
11/1/18: $772k / 1.160M
12/1/18: $796k / 1.182M
1/1/19: $765k / 1.152M
Some losses, certainly, but still gained $80k in net worth in a down year thanks to a much more robust savings rate.
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Closing out 2018
LNW TNW
Jan 2018 - 846K / 987K
Feb 2018 - 880K / 1.02M
Mar 2018 - 859K / 1.00M
Apr 2018 - 855K / 996K
May 2018 - 856K / 999K
Jun 2018 - 875K / 1.02M
Jul 2018 - 887K / 1.03M
Aug 2018 - 922K / 1.07M
Sep 2018 - 944K / 1.09M
Oct 2018 - 948K / 1.09M
EOY 2018 - 877K / 1.02M
So, an increase of ~31K in LNW in a down market year. I guess I'll take it. It required saving >50K to move the gauge upward, though.
Could've been a whole lot worse.
-
Jan 2017: $444,411
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
May 2017: $509,180 (+$12,570)
Jun 2017: $522,280 (+$13,100)
Jul 2017: $539,829 (+$17,549)
Aug 2017: $547,156 (+$7,327)
Sept 2017: $568,755 (+$21,599)
Oct 2017: $588,681 (+$19,926)
Nov 2017: $612,643 (+$23,962)
Dec 2017: $628,029 (+$15,386)
--------------------------
Jan 2018: $664,203 (+$36,174)
Feb 2018: $662,419 (-$1,784)
Mar 2018: $667,963 (+$5,544)
Apr 2018: $687,251 (+$19,288)
May 2018: $713,039 (+$25,788)
Jun 2018: $719,898 (+$6,859)
Jul 2018: $749,307 (+$29,409)
Aug 2018: $777,551 (+28,244)
Sept 2018: $782,645 (+$5,094)
Oct 2018: $747,078 (-$35,567)
Nov 2018: $768,361 (+$21,283)
Dec 2018: $718,610 (-$49,751)
My stretch goal was to hit $800k NW by the end of 2018. That certainly didn't happen, but overall we are up $90,581 over Dec 2017. I'll take it. It continues to be a good time to plow more money into the market...
-
Combined NW
08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
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Jan-16 $257,514.77 (+49,787)
April-16 $277,918.06 (+20,403)
July-16 $306,073.47 (+28,155)
Oct -16 $357,689.04 (+53,415)
Jan -17 $405,710.23 (+48,021)
April -17 $446,004.04 (+39,424)
July-17 $496,327.00 (+50,322)
Oct-17 $535,958.74 (+39,631)
Jan-18 $617,102.81 (+81,144)
April -18 $649,856.20 (+32,718)
July -18 $704,760.25 (+54,904)
Oct-18 $768,090.42 (+63,330)
Jan-19 $761,423.60 (-06,666)
Ok, I'm genuinely surprised to be down after the last quarter, but oh well. I don't think I can really complain about 145K year on year Net Worth gains and the privilege to buy stocks on sale while in the accumulation stage. My heart goes out to those approaching FI or who have recently FIRE'd, however.
Nothing to see here, carry on folks.
JGS
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Returning to update . . .
| 2015 DEC | : | 252k | <- Crossed 250k |
| - | - |
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
| 2016 NOV | : | 361k | (+24k) |
| 2016 DEC | : | 368k | (+7k) |
| - | - |
| 2017 JAN | : | 382k | (+14k) |
| 2017 FEB | : | 403k | (+21k) |
| 2017 MAR | : | 416k | (+13k) |
| 2017 APR | : | 427k | (+11k) |
| 2017 MAY | : | 436k | (+9k) |
| 2017 JUN | : | 449k | (+13k) |
| 2017 JUL | : | 464k | (+15k) |
| 2017 AUG | : | 478k | (+14k) |
| 2017 SEPT | : | 494k | (+16k) |
| 2017 OCT | : | 510k | (+16k) <- Crossed 500k |
| 2017 NOV | : | 523k | (+13k) |
| 2017 DEC | : | 534k | (+11k) |
| - | - |
| 2018 JAN | : | 558k | (+24k) |
| 2018 FEB | : | 569k | (+11k) |
| 2018 MAR | : | 560k | (-9k) |
| 2018 APR | : | 574k | (+14k/+5k) |
| 2018 MAY | : | 575k | (+1k) |
| 2018 JUNE | : | 575k | (+0k) |
| 2018 JULY | : | 599k | (+24k) |
| 2018 AUG | : | 620k | (+21k) |
| 2018 SEPT | : | 625k | (+5k) |
| 2018 OCT | : | 597k | (-28k) |
| 2018 NOV | : | 606k | (+9k/-19k) |
| 2018 DEC | : | 580k | (-26k/-45k) |
| - | - |
Down $26k this month and overall off $45k from my high in SEPT, no surprise there really given the market.
Overall 2018 was a so-so year for the stache, having grown "only" $46,000 in the last 12 months. Given that the market is down 7-8% and I am nearly 100% VTI that means I managed to buy enough this year to offset the drop AND add $46k. I think we managed to save some 70k-90k in total.
Compared to 2017 where we were up something like 100-150k year over year it feels small, but that is how it goes sometimes!
Here is to a great 2019! We project saving much more due to my DW getting a huge promotion!
-
Still in this race ;)
Boom, goes the dynamite.
Good to know we will be racing again this year!
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Dec. 2017: $502k
Jan. 2, 2018: $513.7k
Feb. 5, 2018: $539.9k
Mar. 5, 2018: $543.6k
Apr. 2, 2018: $557.6
Apr. 30, 2018: $574.5k
June 4, 2018: $616.2k
July 2, 2018: $623.4k
Aug. 1, 2018: $643.8k
Sep. 4, 2018:$670.2k
Oct. 2, 2018: $677.7k
Nov. 2, 2018: $659.6k
Jan 2, 2019: $631.2k
-
December 2013: 142K
December 2014: 231K (+89K year on year, although numbers back this far are a bit fuzzy because my old student loan providers have wonky websites)
December 2015: 326K (+185K year on year, including self-financed wedding and 60K assessment paid mostly in cash)
December 2016: 511K (+185K year on year)
December 2017: 698K (+187K year on year)
March 2018: 667K
June 2018: 689K
July 2018: 723K
September 2018: 765K
October 2018: 721K. Down 44K this month. $1500 a day! Ooof. I think I have invested about.... 100K this year (plus principal on my mortgage), and I have 23K of it to show. Condo valuation also went down a bit.
November 2018: 739K. I have a 2K home expense and probably an 8K divorce retainer pending, but at least the market has recovered a bit. I also have my annual bonus coming in a few weeks, so it shouldn't hurt too badly.
December 2018: 766K (+68K year on year). Doesn't look bad, but I put 60K in the market this month, so it's not great. I paid that 8K divorce retainer, though!
-
We contributed $62k to our investments in 2018. Below numbers are our invested assets and do not include the value of our pensions, home equity, or the kids 529 plans. Glad we at least had a minor gain to our 'stache in 2018!
End 2015- $482k
End 2016- $628k
End 2017- $811k
End 2018- $813k
Should have contributions of around $65k in 2019, $70k if we can keep our costs down! Good luck to everyone in the New Year.
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Sheesh. What a finale to the year. On this thread, I usually post an update when I hit another networth benchmark. Evidently, to participate, I have to note the benchmarks in BOTH directions!
Here’s hoping to a better 2019 trajectory.
Net Worth Benchmarks
4/3/14 $430k (start tracking, thx MMM)
9/19/14 $500k
11/6/14 $550k
5/9/15 $600k
4/13/16 $650k
9/7/16 $700k
5/6/17 $750k
9/9/17 $800k
12/15/17 $850k
3/10/18 $900k
6/16/18 $950k
12/26/18 $900k
-
12/18 Update - $803K; $250K in home equity, $17K in cash, remainder in investments. Hurts to go down from prior quarters, but I'm still up ~$85K over last year, due to new contributions and an aggressive-ish mortgage paydown.
9/18 Update - $850K; $245K in home equity, $7K in cash, remainder investments. Up $180K YOY. I just turned 39 and would love to hit $1M by/during my 40th year. That's mostly up to stock market performance, so it's an arbitrary goal, but a fun one no less...
6/18 Update - $799K; $231K in home equity, $11K in cash, remainder in investments. Up ~$170K from when I first started tracking in earnest a year ago (I know, I know). So grateful for the inspiration from MMM and this community!
3/2018 Update - $756K; $222K in home equity, $5K in cash, remainder in investments. It's refreshing to see we're actually up in total over last quarter, although about half of it is home appreciation, which I consider total funny money as we have no plans to sell any time soon.
12/2017 Update - We hit a big milestone this quarter - over $500K in investments!
Current totals - $719K; $194K in home equity, $5K in cash, remainder in investments
9/2017 Update - $670K; $187K in home equity, $10K in cash, remainder in investments
Somewhat embarrassingly, I didn't starting keeping close tabs on my net worth until finding MMM this year. Thankfully, I didn't muck it up too bad up to this point, but I'm hoping to do even better now that I know better! So, let's start here...
6/2017 - $630K; ~$180K in home equity, ~$10K in cash, remainder in investments
-
I'm part of a group of people at work who post their ROR's on the 401K. no one was positive, most returns ranged from down 8% to down 3.8% during calendar year 2018.
-
I'm part of a group of people at work who post their ROR's on the 401K. no one was positive, most returns ranged from down 8% to down 3.8% during calendar year 2018.
Beat them all! Down 9.3% per XIRR. Wasn't a good year to be heavily into International Small Cap and Emerging Markets.
-
we invested 70 k this year!
-
Quarterly update:
10/1/2017 - 502k
1/1/2018 - 544k
4/1/2018 - 559k
7/1/2018 - 604k
10/1/2018 - 640k
1/1/2019 - 608k
My wife's retirement contributions for December had some hiccups and it took until today for me to get the final share prices. Net worth drop correlates with the stock market, as expected. Though we are already back up to ~640k since the first so it's hard to complain (too much).
| 2018 AUG | : | 620k |
| 2018 DEC | : | 580k |
Here is to a great 2019! We project saving much more due to my DW getting a huge promotion!
Looks like we increased our lead on you guys by about $8k last quarter. But with that promotion you could start catching back up. The race continues!
-
Ok, back to an old benchmark. Welcome back $950k.
Net Worth Benchmarks
4/3/14 $430k (start tracking, thx MMM)
9/19/14 $500k
11/6/14 $550k
5/9/15 $600k
4/13/16 $650k
9/7/16 $700k
5/6/17 $750k
9/9/17 $800k
12/15/17 $850k
3/10/18 $900k
6/16/18 $950k
12/26/18 $900k
1/10/19 $950k
-
6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
12/1/18 = $636
1/1/19 = $630
2/1/19 = $664
-
1/1/18: 760K
2/1/18: 802K
3/1/18: 805K
4/1/18: 843K
5/1/18: 845K
6/1/18: 885K
7/1/18: 926K
8/1/18: 954K
9/1/18: 989k
10/1/18: 992K
11/1/18: 962k
12/1/18: 970k
1/1/19: 930K
2/1/19: 1013K. Woohoo-made it!!! for now.
-
Combined NW
08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
That bump was almost an entire year of expenses for us!
-
December 2013: 142K
December 2014: 231K (+89K year on year, although numbers back this far are a bit fuzzy because my old student loan providers have wonky websites)
December 2015: 326K (+185K year on year, including self-financed wedding and 60K assessment paid mostly in cash)
December 2016: 511K (+185K year on year)
December 2017: 698K (+187K year on year)
March 2018: 667K
June 2018: 689K
July 2018: 723K
September 2018: 765K
December 2018: 766K (+68K year on year). Doesn't look bad, but I put 60K in the market this month, so it's not great. I paid that 8K divorce retainer, though!
January 2019: 808K Good but not great given the cash I've plowed in. Oh, well. On the horizon are potential home sale and relocation so it probably won't be a great six months. I've been booking 50K in "home sale costs" which hopefully be roughly accurate.
I'm also going to take a probably significant pay cut, which will really slow my progress. I'm trying to remind myself that the POINT of saving was to be able to down shift!
-
2/1/19: 1013K. Woohoo-made it!!! for now.
Congrats!
-
Month end update:
Liquid assets / Net worth
Jan 2018 $415.5K / $508K
Jun 2018 $518.8K / $578.4K
Jul 2018 $528.3K / $588.2K
Aug 2018 $543K / $603.2K
Sep 2018 $548K / $608.6K
Oct 2018 $492.6K / $569.5K
Nov 2018 $502K / $585.3K
Dec 2018 $476.8K / $554K
Jan 2019 $509.1K / $587K
Nice to see the liquid NW back above the lower threshold.
-
Liquid NW / Total NW
1/1/16: $455k / 675k
1/1/17: $555k / 822k
1/1/18: $735k / 1.071M
5/17/18: $765k / 1.112M
6/29/18: $773k / 1.137M
7/31/18: $795k / 1.170M
8/31/18: $813k / 1.189M
9/29/18: $811k / 1.192M
11/1/18: $772k / 1.160M
12/1/18: $796k / 1.182M
1/1/19: $765k / 1.152M
2/1/19: $826k / 1.227M
-
Returning to update . . .
| 2015 DEC | : | 252k | <- Crossed 250k |
| - | - |
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
| 2016 NOV | : | 361k | (+24k) |
| 2016 DEC | : | 368k | (+7k) |
| - | - |
| 2017 JAN | : | 382k | (+14k) |
| 2017 FEB | : | 403k | (+21k) |
| 2017 MAR | : | 416k | (+13k) |
| 2017 APR | : | 427k | (+11k) |
| 2017 MAY | : | 436k | (+9k) |
| 2017 JUN | : | 449k | (+13k) |
| 2017 JUL | : | 464k | (+15k) |
| 2017 AUG | : | 478k | (+14k) |
| 2017 SEPT | : | 494k | (+16k) |
| 2017 OCT | : | 510k | (+16k) <- Crossed 500k |
| 2017 NOV | : | 523k | (+13k) |
| 2017 DEC | : | 534k | (+11k) |
| - | - |
| 2018 JAN | : | 558k | (+24k) |
| 2018 FEB | : | 569k | (+11k) |
| 2018 MAR | : | 560k | (-9k) |
| 2018 APR | : | 574k | (+14k/+5k) |
| 2018 MAY | : | 575k | (+1k) |
| 2018 JUNE | : | 575k | (+0k) |
| 2018 JULY | : | 599k | (+24k) |
| 2018 AUG | : | 620k | (+21k) |
| 2018 SEPT | : | 625k | (+5k) |
| 2018 OCT | : | 597k | (-28k) |
| 2018 NOV | : | 606k | (+9k/-19k) |
| 2018 DEC | : | 580k | (-26k/-45k) |
| - | - |
| 2019 JAN | : | 628k | (+48k/+3k) |
Woo! First new high since September. We made a whopping $48,000 improvement this month pushing us $3,000 over our previous high(in sept)
-
Tracking retirement accounts only, excludes house, cash, and 529s:
5/1/17 -- $631k
6/1/17 -- $647k (+$16k)
7/1/17 -- $655k (+$8k)
8/1/17 -- $665k (+$10k)
9/1/17 -- $672k (+$7k)
10/1/17 -- $684k (+$12k)
11/1/17 -- $702k (+$18k)
12/1/17 -- $724k (+$22k)
1/1/18 -- $731k (+$7k)
2/1/18 -- $761k (+$30k)
3/1/18 -- $737k (-$24k)
4/1/18 -- $731k (-$6k)
5/1/18 -- $738k (+$7k)
6/1/18 -- $747k (+$9k)
7/1/18 -- $744k (-$3k)
8/1/18 -- $761k (+$17k)
9/1/18 -- $776k (+$15k)
10/1/18 -- $776k (+$0)
11/1/18 -- $729k (-$37k)
12/1/18 -- $745k (+16k)
1/1/19 -- $703k (-$42k)
2/1/19 -- $751k (+$48k)
-
Dec. 2017: $502k
Jan. 2, 2018: $513.7k
Feb. 5, 2018: $539.9k
Mar. 5, 2018: $543.6k
Apr. 2, 2018: $557.6
Apr. 30, 2018: $574.5k
June 4, 2018: $616.2k
July 2, 2018: $623.4k
Aug. 1, 2018: $643.8k
Sep. 4, 2018:$670.2k
Oct. 2, 2018: $677.7k
Nov. 2, 2018: $659.6k
Jan 2, 2019: $631.2k
Feb 1, 2019: $659.1k - onwards and upwards!
-
Jan 2017: $444,411
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
May 2017: $509,180 (+$12,570)
Jun 2017: $522,280 (+$13,100)
Jul 2017: $539,829 (+$17,549)
Aug 2017: $547,156 (+$7,327)
Sept 2017: $568,755 (+$21,599)
Oct 2017: $588,681 (+$19,926)
Nov 2017: $612,643 (+$23,962)
Dec 2017: $628,029 (+$15,386)
--------------------------
Jan 2018: $664,203 (+$36,174)
Feb 2018: $662,419 (-$1,784)
Mar 2018: $667,963 (+$5,544)
Apr 2018: $687,251 (+$19,288)
May 2018: $713,039 (+$25,788)
Jun 2018: $719,898 (+$6,859)
Jul 2018: $749,307 (+$29,409)
Aug 2018: $777,551 (+28,244)
Sept 2018: $782,645 (+$5,094)
Oct 2018: $747,078 (-$35,567)
Nov 2018: $768,361 (+$21,283)
Dec 2018: $718,610 (-$49,751)
--------------------------
Jan 2019: $777,609 (+$58,999)
We're almost back to where we were last September, and up nearly $60k since this time last month.
-
Now at $754k all invested in stocks, it should be 1.5 years to $1M assuming %0 market return. I've only been working for 3 years, so it could be worse.
I think $1M is my number for quitting FT work; after that I'll try to reach $1.5M eventually by other means (lower spending, occasional work but no pressure/rush to get ahead, maybe business, completely different jobs, etc.).
I also recently made it to $1m NW. Around $1007k currently.
-
Another Round of numbers for the end of the month . . .
Month Year: Investments
June 2017: 504K
July 2017: 523K
Add in home value - debts; net worth as second number:
Aug 2017: 533K / 666K
Sep 2017: 539K / 679K
Oct 2017: 551K / 698K
Nov 2017: 561K / 711K
Dec 2017: 569K / 724K
Jan 2018: 589K / 751K
Feb 2018: 577K / 741K
May 2018: 585K / 744K
July 2018: 600K / 763K
Aug 2018: 618K / 779K
Sept 2018: 621K / 795K
Oct 2018: 587K / 764K
Nov 2018: 599K / 778K
Dec 2018: 568K / 739K
Jan 2019: 607K / 767K
My life is so cushy now that I'm working from home for the next several months . . . I've hardly spent anything on gasoline.
(https://tickers.TickerFactory.com/ezt/d/4;10764;405/st/20190710/e/Europe/k/34bf/event.png)
(https://www.TickerFactory.com/)
-
01/01/17 £374668
01/01/18 £497097
01/01/19 £547415
01/02/19 £561491
-
Now at $754k all invested in stocks, it should be 1.5 years to $1M assuming %0 market return. I've only been working for 3 years, so it could be worse.
I think $1M is my number for quitting FT work; after that I'll try to reach $1.5M eventually by other means (lower spending, occasional work but no pressure/rush to get ahead, maybe business, completely different jobs, etc.).
I also recently made it to $1m NW. Around $1007k currently.
Fairly accurate prediction, congrats! If you're also quitting FT work, double congrats!!
-
Investments/cash Net worth
5/18 - $503,164 $742,902
6/18 - $506,463 $747,871
7/18 - $520,768 $764,243
8/18 - $542,574 $787,745
9/18 - $541,489 $788,357
10/18 - $518,567 $766,694
skipped November (didn't want to see the ugly). Did December only because it was year end (and saw the ugly) Decided to show January. Since I'm back in the club, I'm posting even though it's definitely not my high...
1/19 - $539,255 $792,981
-
Well, it took me awhile to dig up my history here. 2018 sucked bad. Our stash numbers are in spite of adding $62,500 to our 401k's in 2018 between our maxed contributions (husband is 51 and gets catch up), company match. Oh well, we are staying the course, I just haven't been looking as often. Maybe 2019 will be the year, but it really depends on the market. We won't be adding anything more than 401k contributions and match this year because we start paying for college for kid #1 in the fall...
Stash Total NW including home equity
3/28/17: 667k 1.208M
4/28/17: 704k 1.193M
5/25/17: 716k 1.244M
6/27/17: 734k 1.284M
7/24/17: 752k 1.287M
8/24/17: 753k 1.303M
9/28/17: 783k 1.384M
10/31/17: 800k 1.411M
11/27/17: 821k 1.432M
12/26/17: 844k 1.452M
1/25/18: 890K 1.511M
2/27/18: 876k 1.512M
3/29/18: 854k 1.515M
5/1/18: 871k 1.542M
2/1/19: 898k 1.517M
-
Stash (NW):
April 9, 2016: $319,737
April 16, 2017: $379,833
March 8, 2018: $500,818
March 30, 2018: $505,467 ($924,670)
April 30, 2018: $510,215 ($937,731)
May 31, 2018: $514,410 ($950,830)
June 30, 2018 $525,227 ($964,045)
July 31, 2018: $535,419 ($984,617)
August 31, 2018: $557,743 ($1,011,442)
November 30, 2018: $543,559 ($1,012,390)
December 30, 2018: $543,647 ($1,013,883)
February 9, 2019: $571,129 ($1,095,782)
Real Estate is a bit nuts in my area & Zillow has my house up $50K, which I take with a 5-pound bag of salt.
-
New to the thread. Unexpected inheritance is what pushed total Net Worth up the past 6 months. It's currently sitting in the cash/stash, will be moving into VSTAX.
Not counting value of house:
5/20/2016 INV- $218,514 NW- $328,980
7/17/2017 INV- $306,386 NW- $417,755
3/14/2018 INV- $380,160 NW- $467,160
8/08/2018 INV- $423,708 NW- $491,708
2/18/2019 INV- $446,121 NW- $581,759
-
First time hitting a new benchmark -- joining those who hit $1M net worth in the last month. Woo hoo and congrats to the others!
Net Worth Benchmarks
4/3/14 $430k (start tracking, thx MMM)
9/19/14 $500k
11/6/14 $550k
5/9/15 $600k
4/13/16 $650k
9/7/16 $700k
5/6/17 $750k
9/9/17 $800k
12/15/17 $850k
3/10/18 $900k
6/16/18 $950k
12/26/18 $900k
1/10/19 $950k
2/19/19 $1M !!!
-
congrats!
-
Way to go TM!
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I guess it's time for me to join the club. I just crossed the 500k mark in Jan and am now enough above it that day to day fluctuations stay above 500k. Overall from 250k-500k I was able to cross it in 24months with an average increase of $10,300/month, my goal for 500k to 1M uses a similar rate to reach 1M in 46months. This would put my deadline at Dec 2022. When I first started on the MMM journey my goal was to have 1M by 35, this new timeline would mean I would hit my goal at 31 due to some good luck with compensation and OT as well as minimizing expenses.
I realize this is a slower rate when compounding is considered however with starting a family, DW dropping below fulltime and myself choosing to drop OT to spend more time with family I think it is still a lofty goal.
Date NW
Dec-16 $243k
Jun-17 $308k
Dec-17 $388k
Jun-18 $445k
Dec-18 $479k
Jan-19 $501k
I look forward to joining you all in the race! Any others here just starting out or with an end of 2022 timeline to race against?
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Congrats, ToughMother!
-
I am back over a million again , 1,052,127.09
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I look forward to joining you all in the race! Any others here just starting out or with an end of 2022 timeline to race against?
Hey Saskatchewstachian, I am new to this thread as well. Hoping to hit 1M by 2022.
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Thanks for the props, @talltexan @JGS1980 @winkleweizen !!
When I started participating on this thread, we were just plugging away for a while. Then we set our goal to be $1M in assets - hit that 11/22/17. Next up was this recent milestone of $1M net worth (2/19/19). So, next up -- hitting $1M in investments. So, here's the tracking data to get us started on that path.
date NW Investments
4/3/14 $430k $225k
9/19/14 $500k $275k
11/6/14 $550k $300K
5/9/15 $600k $341k
4/13/16 $650k $375k
9/7/16 $700k $410k
5/6/17 $750k $674k (*I think I lost history on one of our accounts prior to this)
9/9/17 $800k $717k
11/22/17 Assets hit $1M
12/15/17 $850k $770K
3/10/18 $900k $770k (refinanced house, put $ in and moved from 30 to 15 yrs)
6/16/18 $950k $818k
12/26/18 $900k $750k
1/10/19 $950k $803k
2/19/19 $1M !!! $856k
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Alright, I'm joining the group.
My net worth has been over 500k for a while, but only if you count the cash out value of my and my wife's pensions. This is the first month we are worth a half million even without the pensions. My wife(34) and I(35) are are both teachers, 55% ish savings rate. Pensions will start paying out when we are 48, so the plan is to teach till then. Fifteen year mortgage will be paid off when we are 47. And whatever the stache is at that point, well than that's just what it is. Here's the numbers:
February Net Worth Update
- Stache went over 300k for the first time.
- Net Worth not including the pension went over a half million for the first time...this is the one I'm most pumped about!
- Net worth is just 6k away from reaching 700k. If the market just stays flat I'll reach it next month.
Roth IRA $111,858
Trad IRA $188,680
Stache Total $300,538
Pensions $193,294
Life Insurance $15,472
House Equity $150,375
Cars $7,700
Cash $26,843
Net Worth $694,222
Net Worth Without Pension $500,928
% of NW
Stache 43.3
Pension 27.8
House Equity 21.7
Cash 3.9
Life Insurance 2.2
Car Value 1.1
Total 100
Increase $19,810
-
First time hitting a new benchmark -- joining those who hit $1M net worth in the last month. Woo hoo and congrats to the others!
Net Worth Benchmarks
4/3/14 $430k (start tracking, thx MMM)
9/19/14 $500k
11/6/14 $550k
5/9/15 $600k
4/13/16 $650k
9/7/16 $700k
5/6/17 $750k
9/9/17 $800k
12/15/17 $850k
3/10/18 $900k
6/16/18 $950k
12/26/18 $900k
1/10/19 $950k
2/19/19 $1M !!!
YAYAYAYAY!!!! A huge congrats to you!! :) Especially since you took the big pay cut in order to improve your quality of life. You could have hit this milestone sooner in your previous soul-sucking job, but you made the wiser choice.....and you still got to the milestone!! Very happy for you! :)
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I look forward to joining you all in the race! Any others here just starting out or with an end of 2022 timeline to race against?
Hey Saskatchewstachian, I am new to this thread as well. Hoping to hit 1M by 2022.
Me too! Would love to hit 1M by 2021 since I’ll be turning 50 but 2022 seems more likely. Will be posting my numbers in the next couple of days. So excited to join the club!
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6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
12/1/18 = $636
1/1/19 = $630
2/1/19 = $664
3/1/19 = $682
-
December 2013: 142K
December 2014: 231K (+89K year on year, although numbers back this far are a bit fuzzy because my old student loan providers have wonky websites)
December 2015: 326K (+185K year on year, including self-financed wedding and 60K assessment paid mostly in cash)
December 2016: 511K (+185K year on year)
December 2017: 698K (+187K year on year)
December 2018: 766K (+68K year on year). Doesn't look bad, but I put 60K in the market this month, so it's not great. I paid that 8K divorce retainer, though!
January 2019: 808K Good but not great given the cash I've plowed in. Oh, well. On the horizon are potential home sale and relocation so it probably won't be a great six months. I've been booking 50K in "home sale costs" which hopefully be roughly accurate. I'm also going to take a probably significant pay cut, which will really slow my progress. I'm trying to remind myself that the POINT of saving was to be able to down shift!
February 2019: 821K (+13K this month) Hoping the separation agreement will be final and I will have relocated in the next 60-90 days. I'm sure I'll be hemorrhaging cash for a while, but hopefully worth it long term.
I have not run any rough numbers on taxes, but assume I will be in the hole this year as a dual income coastal HCOL professional.
-
01/01/17 £374668
01/01/18 £497097
01/01/19 £547415
01/02/19 £561491
01/03/19 £568388
Slow month due to tax bill but upwards and onwards
-
Okay, so here are my numbers:
Date NW Investments
2/28/19 $722k $508k
-
Combined NW
08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
-
Tracking retirement accounts only, excludes house, cash, and 529s:
5/1/17 -- $631k
6/1/17 -- $647k (+$16k)
7/1/17 -- $655k (+$8k)
8/1/17 -- $665k (+$10k)
9/1/17 -- $672k (+$7k)
10/1/17 -- $684k (+$12k)
11/1/17 -- $702k (+$18k)
12/1/17 -- $724k (+$22k)
1/1/18 -- $731k (+$7k)
2/1/18 -- $761k (+$30k)
3/1/18 -- $737k (-$24k)
4/1/18 -- $731k (-$6k)
5/1/18 -- $738k (+$7k)
6/1/18 -- $747k (+$9k)
7/1/18 -- $744k (-$3k)
8/1/18 -- $761k (+$17k)
9/1/18 -- $776k (+$15k)
10/1/18 -- $776k (+$0)
11/1/18 -- $729k (-$37k)
12/1/18 -- $745k (+16k)
1/1/19 -- $703k (-$42k)
2/1/19 -- $751k (+$48k)
3/1/19 -- $769k (+$18k)
-
Jan 2017: $444,411
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
May 2017: $509,180 (+$12,570)
Jun 2017: $522,280 (+$13,100)
Jul 2017: $539,829 (+$17,549)
Aug 2017: $547,156 (+$7,327)
Sept 2017: $568,755 (+$21,599)
Oct 2017: $588,681 (+$19,926)
Nov 2017: $612,643 (+$23,962)
Dec 2017: $628,029 (+$15,386)
--------------------------
Jan 2018: $664,203 (+$36,174)
Feb 2018: $662,419 (-$1,784)
Mar 2018: $667,963 (+$5,544)
Apr 2018: $687,251 (+$19,288)
May 2018: $713,039 (+$25,788)
Jun 2018: $719,898 (+$6,859)
Jul 2018: $749,307 (+$29,409)
Aug 2018: $777,551 (+28,244)
Sept 2018: $782,645 (+$5,094)
Oct 2018: $747,078 (-$35,567)
Nov 2018: $768,361 (+$21,283)
Dec 2018: $718,610 (-$49,751)
--------------------------
Jan 2019: $777,609 (+$58,999)
Feb 2019: $820,306 (+$42,697)
February ended up better than I expected.
-
YellowCat -you went up 100K in 2 months? BadAss
-
Dec. 2017: $502k
Jan. 2, 2018: $513.7k
Feb. 5, 2018: $539.9k
Mar. 5, 2018: $543.6k
Apr. 2, 2018: $557.6
Apr. 30, 2018: $574.5k
June 4, 2018: $616.2k
July 2, 2018: $623.4k
Aug. 1, 2018: $643.8k
Sep. 4, 2018:$670.2k
Oct. 2, 2018: $677.7k
Nov. 2, 2018: $659.6k
Jan 2, 2019: $631.2k
Feb 1, 2019: $659.1k
Mar 1, 2019: $708k - sold our condo & got my bonus. Still feels unreal to see almost a $50k gain in a month!
-
Liquid NW / Total NW
1/1/16: $455k / 675k
1/1/17: $555k / 822k
1/1/18: $735k / 1.071M
5/17/18: $765k / 1.112M
6/29/18: $773k / 1.137M
7/31/18: $795k / 1.170M
8/31/18: $813k / 1.189M
9/29/18: $811k / 1.192M
11/1/18: $772k / 1.160M
12/1/18: $796k / 1.182M
1/1/19: $765k / 1.152M
2/1/19: $826k / 1.227M
3/1/19: $850k / 1.264M
-
@neo von retorch, once you log those investment changes......booM!
-
Returning to update . . .
| 2015 DEC | : | 252k | <- Crossed 250k |
| - | - |
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
| 2016 NOV | : | 361k | (+24k) |
| 2016 DEC | : | 368k | (+7k) |
| - | - |
| 2017 JAN | : | 382k | (+14k) |
| 2017 FEB | : | 403k | (+21k) |
| 2017 MAR | : | 416k | (+13k) |
| 2017 APR | : | 427k | (+11k) |
| 2017 MAY | : | 436k | (+9k) |
| 2017 JUN | : | 449k | (+13k) |
| 2017 JUL | : | 464k | (+15k) |
| 2017 AUG | : | 478k | (+14k) |
| 2017 SEPT | : | 494k | (+16k) |
| 2017 OCT | : | 510k | (+16k) <- Crossed 500k |
| 2017 NOV | : | 523k | (+13k) |
| 2017 DEC | : | 534k | (+11k) |
| - | - |
| 2018 JAN | : | 558k | (+24k) |
| 2018 FEB | : | 569k | (+11k) |
| 2018 MAR | : | 560k | (-9k) |
| 2018 APR | : | 574k | (+14k/+5k) |
| 2018 MAY | : | 575k | (+1k) |
| 2018 JUNE | : | 575k | (+0k) |
| 2018 JULY | : | 599k | (+24k) |
| 2018 AUG | : | 620k | (+21k) |
| 2018 SEPT | : | 625k | (+5k) |
| 2018 OCT | : | 597k | (-28k) |
| 2018 NOV | : | 606k | (+9k/-19k) |
| 2018 DEC | : | 580k | (-26k/-45k) |
| - | - |
| 2019 JAN | : | 628k | (+48k/+3k) |
| 2019 FEB | : | 666k | (+38k) |
<Accidentally erased this>
-
That being said, this was my singular best month as far as pushing into new territory at $38,000!
Nice work! It looks like we're "only" up ~$26k (tentative numbers) last month.
-
Investments/cash Net worth
05/18 - $503,164 $742,902
06/18 - $506,463 $747,871
07/18 - $520,768 $764,243
08/18 - $542,574 $787,745
09/18 - $541,489 $788,357
10/18 - $518,567 $766,694
01/19 - $522,773 $776,499
Fixed my January number...unfortunately, had double counted an investment. February numbers look good!!
02/19 - $544,291 $799,739
-
Month end update:
Liquid assets / Net worth
Jan 2018 $415.5K / $508K
Jun 2018 $518.8K / $578.4K
Jul 2018 $528.3K / $588.2K
Aug 2018 $543K / $603.2K
Sep 2018 $548K / $608.6K
Oct 2018 $492.6K / $569.5K
Nov 2018 $502K / $585.3K
Dec 2018 $476.8K / $554K
Jan 2019 $509.1K / $587K
Feb 2019 $534.2K / $612.6K
-
Stash (NW):
April 9, 2016: $319,737
April 16, 2017: $379,833
March 8, 2018: $500,818
March 30, 2018: $505,467 ($924,670)
April 30, 2018: $510,215 ($937,731)
May 31, 2018: $514,410 ($950,830)
June 30, 2018 $525,227 ($964,045)
July 31, 2018: $535,419 ($984,617)
August 31, 2018: $557,743 ($1,011,442)
November 30, 2018: $543,559 ($1,012,390)
December 30, 2018: $543,647 ($1,013,883)
February 9, 2019: $571,129 ($1,095,782)
March 2, 2019: $576,838 ($1,107,322)
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cash+rental equity add primary residence equity
1/2016 $507K $627K
1/2017 $625K $797K
9/2017 $784K $904K
12/2017 $762K $903K - remodeling primary residence! When project is done, big increase in equity!
3/2018 $725K $866K - still remodeling. Framing and all exterior done, all bills paid! (to contractors)
6/2018 $763K $910K Hmmm. Zillow values for rental properties went way up. Making progress on the remodel. Plumbing, insulation, electrical done. Just drywall, flooring remains!
9/2018 $830K $945K We're painting this weekend! Just flooring and trim left on the remodel! Cash went up because we paid off a bunch of credit card debt with HELOC. (0%promo rate was ending)
12/2018 $821K $964K Slow and steady progress on the remodel. Thinking about selling a rental in 1stQ or 2ndQ 2019.
3/2019 $833K $977K Just trim is left on the remodel. Rental house is on the market.
1MM dates now 6/2021 7/2019
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Month Year: Investments
June 2017: 504K
July 2017: 523K
Add in home value - debts; net worth as second number:
Aug 2017: 533K / 666K
Sep 2017: 539K / 679K
Oct 2017: 551K / 698K
Nov 2017: 561K / 711K
Dec 2017: 569K / 724K
Jan 2018: 589K / 751K
Feb 2018: 577K / 741K
May 2018: 585K / 744K
July 2018: 600K / 763K
Aug 2018: 618K / 779K
Sept 2018: 621K / 795K
Oct 2018: 587K / 764K
Nov 2018: 599K / 778K
Dec 2018: 568K / 739K
Jan 2019: 607K / 767K
Feb 2019: 627K / 790K
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Hi All,
Graduated from the 250-500k club back in June 18 but waited a while to join this one until it seemed like it would stick. Look forward to seeing how I do on this race - alot of the previous gains came about from getting married and combining assets.
Assets include primary residence, rental property, and investment portfolio. Liabilities are two mortgages.
Assets Liabilities Net Worth
July 2018 $939k -$433k $505k
August 2018 $956k -$431k $525k
September 2018 $975k -$435k $539k
October 2018 $953k -$435k $518k
November 2018 $962k -$429k $533k
December 2018 $962k -$427k $534k
January 2019 $977k -$425k $552k
February 2019 $1004k -$428k $576k
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Doing better so far in 2019 - ended February right around 845k. Onward!
Welp, ending this year at $777k. First time since I've been tracking that I've had a down year, ouch. Even without the roughly ~30k in medical expenses I'd still be down, but not as dramatically. Oh well, here's hoping 2019 is better for my NW!
+162k this year! Pretty awesome bump and definitely more than my salary. Have some significant planned medical expenses next month that will put a ~5k dent in that, but I'll enjoy the number for now. :)
December 2017: 812k
November 2017: 799k
October 2017: 790k
September 2017: 776k
August 2017: 752k
July 2017: 751k
June 2017: 737k
May 2017: 732k
April 2017: 720k
March 2017: 711k
February 2017: 703k
January 2017: 680k
December 2016: 650k
December 2015: 487k
December 2014: 412k
December 2013: 350k
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Stash Total NW including home equity
3/28/17: 667k 1.208M
4/28/17: 704k 1.193M
5/25/17: 716k 1.244M
6/27/17: 734k 1.284M
7/24/17: 752k 1.287M
8/24/17: 753k 1.303M
9/28/17: 783k 1.384M
10/31/17: 800k 1.411M
11/27/17: 821k 1.432M
12/26/17: 844k 1.452M
1/25/18: 890K 1.511M
2/27/18: 876k 1.512M
3/29/18: 854k 1.515M
5/1/18: 871k 1.542M
2/1/19: 898k 1.517M
3/4/19: 929k 1.535M
Maybe we'll graduate from this one this year? Pending the market behavior of course.
-
Just crossed over $500k for the stache this past month, so I'll jump in on the race.
Started tracking:
Jan 16: $181.2k
Feb 19: $532.8k
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can it ever grow fast enough??!
Investments (not counting liability of our home @$170,000 on a 30 year mortgage. no other debt)
Dec 2016 $322,818
Dec 2017 $438,627
Dec 2018 $518,373
Feb 2019 $603,363
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Pretty impressive calendar year of 2018 there, MikeO with SP moving essentially sideways, but your NW increasing by 20%
-
$703k invested as of today, up from ~$550k 15 months ago. On track to have invested $60k by the end of the year. Just need it to double (plus inflation) and I'll be at my number. 7 more years..
795k invested, 980k total NW. Hitting 1M total NW is so close. Still 6.5 years before I can pull the trigger.
My wife looks like she is picking up a decent 3/4 time work from home job (email out of the blue from her boss from 12 years ago), well timed with the kid starting Kindergarten this fall. We might be able to shave a couple years off if it pans out.
$850k invested, $1085k NW. Just over 5 years before I can pull the trigger.
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Pretty impressive calendar year of 2018 there, MikeO with SP moving essentially sideways, but your NW increasing by 20%
not so much when you consider I put in $85,000! we actually lost. 2017 plus 85k is 523,627 so we are actually down by 5k in 2018. year 16-17 was much better, we only invested 40k in 17 so we gained over 75k in interest. be nice to see a few of those years repeat.
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Congrats to all of you out there making gains in your life capital. This month marks a milestone for my family just touching the big M. Maybe others can relate, but I'm finding it a strange feeling to not share the celebration with our friends and family.
I'm no doctor (spoiler alert an Engineer), but after reading the White Coat Investor's take on celebrating, we decided to have a nice dinner out to mark the occasion. We chose the best restaurant in town and got the next available reservation three months from now. Painfully expensive, but I've committed to not back down.
What'll you do to mark the occasion? My original plan was always to just get pizza and move on.
Here's the chart from November 2016 crossing 500K to today. These are NW numbers and include about 350K in home equity between our primary home and a rental property. No other debt except a small mortgage on the rental.
2016-Nov / 513k
2016-Dec / 525k
2017-Jan / 544k
2017-Feb / 577k
2017-Mar / 595k
2017-Apr / 603k
2017-May / 620k
2017-Jun / 636k
2017-Jul / 656k
2017-Aug / 664k
2017-Sep / 677k
2017-Oct / 692k
2017-Nov / 714k
2017-Dec / 736k
2018-Jan / 747k
2018-Feb / 782k
2018-Mar / 776k
2018-Apr / 801k
2018-May / 829k
2018-Jun / 850k
2018-Jul / 876k
2018-Aug / 886k
2018-Sep / 917k
2018-Oct / 879k
2018-Nov / 912k
2018-Dec / 899k
2019-Jan / 941k
2019-Feb / 981k
2019-Mar / 1.01M
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Congrats on your entry into the double-comma club, Mule!
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Congrats Thoughtful Mule!
here are my numbers. Relieved to be back up (for now)
07/2018-- 535,562 / 673,992
12/2018-- 495,360/ 652,069
03/2019-- 553,577/ 713,262
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1/15: 88k
2/15: 96k
3/15: 100k
4/15: 115k
5/15: 125k
6/15: 135k
7/15: 144k
8/15: 161k
9/15: 172k
10/15: 186k
11/15: 181k
12/15: 203k
1/16: 297k
2/16: 314k
3/16: 329k
4/16: 344k
5/16: 344k
6/16: 344k
7/16: 345k
8/16: 357k
9/16: 366k
10/16: 380k
11/16: 395k
12/16: 397k
01/17: 320k
02/17: 327k
03/17: 423k
06/17: 525k
09/17: 544k
06/18: 736k
12/18: 748k
03/19: 802k
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1-Jan-2011: $82,795
1-Jan-2012: $106,303
1-Jan-2013: $147,328
1-Jan-2014: $212,595
1-Jan-2015: $264,308
1-Jan-2016: $299,216
1-Jan-2018: $500,083 (graduated from 250-->500k thread!)
1-Jan-2019: $572,614
1-Feb-2019: $603,066
I keep forgetting to update this guy. Probably because I'm solidly in the doldrums between big goals. Chug, chug, plug, plug.
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So this happened today...
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Yes! We finally moved up into this group this week! <fistpump>
$502,889.20.
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So this happened today...
Congrats!
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Congrats @Travis and @Thoughtful Mule ! Such an exciting milestone. I'm not sure what I'll do when the time comes but it's fun to read about other people's experiences.
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Congrats! I'm hopeful to hit the 1m Mark soon. I don't expect we'd do to much as we still have more to go but that's definitely a significant achievement
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Congrats @Travis and @Thoughtful Mule ! Such an exciting milestone. I'm not sure what I'll do when the time comes but it's fun to read about other people's experiences.
You could go out for a really nice dinner and spend yourself back below the $1m mark.
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I think the market took him under today. No dinner needed.
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Oct 2017: 527k
Dec 2017: 554k
Mar 2018: 666k
Jun 2018: 711k
Sep 2018: 784k
Dec 2018: 774k
Mar 2019: 830k
Not much new in my corner of the world. Just chugging along right on target. Once we hit $1M net worth, we will probably change our target to be 1M liquid.
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I think the market took him under today. No dinner needed.
I came back here just to see if anyone was going to say "too soon!" Net worth dropped about $14k today. Besides, we already hit our restaurant limit for the month.
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March 2019 - $832,375.00
Going to start tracking this every month now!
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Estimates of NW over the years with more concrete values currently
2011: $40k Real estate sucked (I'm a realtor and own rentals), income was low and equity was non existent. Tough times!
2012: $55k
2013: $75k
2014: $160k Being a realtor and also having a large portion of NW in real estate helped income and value go up drastically. (income $155k) plus asset appreciation
2015: $295k (income $210k) plus asset appreciation
2016: $505k (income $242k) plus asset appreciation
Started using Mint for tracking in 2017
2017: March $515
April $500 spent money... :(
May $521
June $573
July $588
Aug $605k
Sep $647k
Oct $650k
Dec $684K
2018
Jan $725k
July $780k
Almost forgot about this thread. Spent the last few months rehabbing and flipping a house so that took a lot of free time. Should close on that sale in a few weeks.
2019
April $928k
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I wanna play too!
March 2019 $667,095.38 (Liquid) $876,771.12 (Including Home equity & vehicles)
Good luck everyone!
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Maybe I'm a super-nerd, but it's really cool seeing everyone's progress. Will probably update our numbers tomorrow.
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And the bank website is down so, sadly, I cannot complete the calculations. Looks like we are in positive territory for the month in any event.
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And the bank website is down so, sadly, I cannot complete the calculations. Looks like we are in positive territory for the month in any event.
Mustachian people problems, right?
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DEC 2018 NW: 737K
DEC 2017 NW: 697k
DEC 2016 NW: 559k
DEC 2015 NW: 444k
DEC 2014 NW: 385k
DEC 2013 NW: 337k
DEC 2012 NW: 253k
DEC 2011 NW: 209K
DEC 2010 NW: 184k
[/quote]
[/quote]
MAR 2019 NW: 799k
401k: 265k
R IRA: 154
529 Kid A 74k
529 Kid B 49k
Taxable Stocks: 193k
Cash: 63k
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6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
12/1/18 = $636
1/1/19 = $630
2/1/19 = $664
3/1/19 = $682
4/1/19 = $691
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4/1/19 = $691
I remember thinking in the 250k-500k thread that you seemed way off in the distance. Now we've caught up and are sitting at just over $700k ourselves.
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Month Year: Investments
June 2017: 504K
July 2017: 523K
Add in home value - debts; net worth as second number:
Aug 2017: 533K / 666K
Sep 2017: 539K / 679K
Oct 2017: 551K / 698K
Nov 2017: 561K / 711K
Dec 2017: 569K / 724K
Jan 2018: 589K / 751K
Feb 2018: 577K / 741K
May 2018: 585K / 744K
July 2018: 600K / 763K
Aug 2018: 618K / 779K
Sept 2018: 621K / 795K
Oct 2018: 587K / 764K
Nov 2018: 599K / 778K
Dec 2018: 568K / 739K
Jan 2019: 607K / 767K
Feb 2019: 627K / 790K
Mar 2019: 636K / 802K
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Tracking retirement accounts only (excludes house, cash, and 529s). Cracked $800k!
5/1/17 -- $631
6/1/17 -- $647 (+$16)
7/1/17 -- $655 (+$8)
8/1/17 -- $665 (+$10)
9/1/17 -- $672 (+$7)
10/1/17 -- $684 (+$12)
11/1/17 -- $702 (+$18)
12/1/17 -- $724 (+$22)
1/1/18 -- $731 (+$7)
2/1/18 -- $761 (+$30)
3/1/18 -- $737 (-$24)
4/1/18 -- $731 (-$6)
5/1/18 -- $738 (+$7)
6/1/18 -- $747 (+$9)
7/1/18 -- $744 (-$3)
8/1/18 -- $761 (+$17)
9/1/18 -- $776 (+$15)
10/1/18 -- $776 (+$0)
11/1/18 -- $729 (-$37)
12/1/18 -- $745 (+16)
1/1/19 -- $703 (-$42)
2/1/19 -- $751 (+$48)
3/1/19 -- $769 (+$18)
4/1/19 -- $813 (+$44)
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Date NW Investments
1/31/19 $694k $485k
2/28/19 $722k $508k
3/30/19 $734k $518k
Another good month in the books! :)
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Combined NW
08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
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Quarterly Update:
Jan-16 $257,514.77 (+49,787)
April-16 $277,918.06 (+20,403)
July-16 $306,073.47 (+28,155)
Oct -16 $357,689.04 (+53,415)
Jan -17 $405,710.23 (+48,021)
April -17 $446,004.04 (+39,424)
July-17 $496,327.00 (+50,322)
Oct-17 $535,958.74 (+39,631)
Jan-18 $617,102.81 (+81,144)
April -18 $649,856.20 (+32,718)
July -18 $704,760.25 (+54,904)
Oct-18 $768,090.42 (+63,330)
Jan-19 $761,423.60 (-06,666)
April-19 $865,799.27 (+104,376)
Personal record quarterly gain mostly due to catching up from record equity loss the previous quarter. Average them out and we are back on previous pace. 1 Million for Christmas? We will have to see.
JGS
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Month end update:
Liquid assets / Net worth
Jan 2018 $415.5K / $508K
Jun 2018 $518.8K / $578.4K
Jul 2018 $528.3K / $588.2K
Aug 2018 $543K / $603.2K
Sep 2018 $548K / $608.6K
Oct 2018 $492.6K / $569.5K
Nov 2018 $502K / $585.3K
Dec 2018 $476.8K / $554K
Jan 2019 $509.1K / $587K
Feb 2019 $534.2K / $612.6K
Mar 2019 $549K / $627.8K
Back above all-time high for liquid NW
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I’ve been lurking here for months and finally registered.
Just calculated our NW earlier today. We are $943,628.
Our goal is to hit $1M by year end.
We’ve had some really good years recently. In late 2016, we were at just over $525K!
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LNW TNW
Q1 2018 - 859K / 1.00M
Q2 2018 - 875K / 1.02M
Q3 2018 - 944K / 1.09M
EOY 2018 -877K / 1.02M
Q1 2019 - 970K / 1.12M
Almost.
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Investments/cash Net worth
05/18 - $503,164 $742,902
06/18 - $506,463 $747,871
07/18 - $520,768 $764,243
08/18 - $542,574 $787,745
09/18 - $541,489 $788,357
10/18 - $518,567 $766,694
01/19 - $522,773 $776,499
02/19 - $544,291 $799,739
03/19 - $551,251 $808,455
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I have not posted in this thread in a couple of years now (wow), but here's the entire update (updating with all the post semi-FIRE numbers after January 2017).
06/30/2015: $235,381.93
09/30/2015: $261,677.00
12/31/2015: $320,374.69 (goal of $800,000)
03/31/2016: $364,966.71
06/30/2016: $412,580.03
09/30/2016: $468,895.06
12/31/2016: $525,049.59 (goal of $828,000)
***quit my old job in January, didn't work for six months, then started semi-FIRE job in July***
03/31/2017: $600,284.91
06/30/2017: $614,142.13
09/30/2017: $651,132.18
12/31/2017: $690,121.22 (goal of $857,000)
03/31/2018: $703,519.59
06/30/2018: $735,464.01
09/30/2018: $770,387.32
12/31/2018: $728,648.03 (ouch! goal of $887,000)
03/31/2019: $804,468.17
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Liquid NW / Total NW
1/1/16: $455k / 675k
1/1/17: $555k / 822k
1/1/18: $735k / 1.071M
5/17/18: $765k / 1.112M
6/29/18: $773k / 1.137M
7/31/18: $795k / 1.170M
8/31/18: $813k / 1.189M
9/29/18: $811k / 1.192M
11/1/18: $772k / 1.160M
12/1/18: $796k / 1.182M
1/1/19: $765k / 1.152M
2/1/19: $826k / 1.227M
3/1/19: $850k / 1.264M
4/1/19: $863k / 1.277M
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December 2013: 142K
December 2014: 231K (+89K year on year, although numbers back this far are a bit fuzzy because my old student loan providers have wonky websites)
December 2015: 326K (+185K year on year, including self-financed wedding and 60K assessment paid mostly in cash)
December 2016: 511K (+185K year on year)
December 2017: 698K (+187K year on year)
December 2018: 766K (+68K year on year). Doesn't look bad, but I put 60K in the market this month, so it's not great. I paid that 8K divorce retainer, though!
January 2019: 808K Good but not great given the cash I've plowed in. Oh, well. On the horizon are potential home sale and relocation so it probably won't be a great six months. I've been booking 50K in "home sale costs" which hopefully be roughly accurate. I'm also going to take a probably significant pay cut, which will really slow my progress. I'm trying to remind myself that the POINT of saving was to be able to down shift!
February 2019: 821K (+13K this month) Hoping the separation agreement will be final and I will have relocated in the next 60-90 days. I'm sure I'll be hemorrhaging cash for a while, but hopefully worth it long term.
I have not run any rough numbers on taxes, but assume I will be in the hole this year as a dual income coastal HCOL professional.
March 2019: TECHnically 933K (+112K this month) BUT:
- I'm building a big cash position for a down payment (107K), car purchase (12K?), furnishing of new house (???), new daycare deposit and first month (2K) and move cross country.
- I owe 25K in federal income tax (getting 5K from state)
- I'm going to be income-less for ~3-4 weeks
- I still owe my lawyer 2500
- A ~50K chunk of this is optimism on Zillow's part
So I may realistically be more at ~860K
On an up note, the separation agreement is signed and I have a job offer signed and relocation is going to get underway in a couple weeks.
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Returning to update . . .
| 2015 DEC | : | 252k | <- Crossed 250k |
| - | - |
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
| 2016 NOV | : | 361k | (+24k) |
| 2016 DEC | : | 368k | (+7k) |
| - | - |
| 2017 JAN | : | 382k | (+14k) |
| 2017 FEB | : | 403k | (+21k) |
| 2017 MAR | : | 416k | (+13k) |
| 2017 APR | : | 427k | (+11k) |
| 2017 MAY | : | 436k | (+9k) |
| 2017 JUN | : | 449k | (+13k) |
| 2017 JUL | : | 464k | (+15k) |
| 2017 AUG | : | 478k | (+14k) |
| 2017 SEPT | : | 494k | (+16k) |
| 2017 OCT | : | 510k | (+16k) <- Crossed 500k |
| 2017 NOV | : | 523k | (+13k) |
| 2017 DEC | : | 534k | (+11k) |
| - | - |
| 2018 JAN | : | 558k | (+24k) |
| 2018 FEB | : | 569k | (+11k) |
| 2018 MAR | : | 560k | (-9k) |
| 2018 APR | : | 574k | (+14k/+5k) |
| 2018 MAY | : | 575k | (+1k) |
| 2018 JUNE | : | 575k | (+0k) |
| 2018 JULY | : | 599k | (+24k) |
| 2018 AUG | : | 620k | (+21k) |
| 2018 SEPT | : | 625k | (+5k) |
| 2018 OCT | : | 597k | (-28k) |
| 2018 NOV | : | 606k | (+9k/-19k) |
| 2018 DEC | : | 580k | (-26k/-45k) |
| - | - |
| 2019 JAN | : | 628k | (+48k/+3k) |
| 2019 FEB | : | 666k | (+38k) |
| 2019 MAR | : | 677k | (+11k) |
I didn't work for over half of the month of March, unpaid mind you, and still came out $11,000 richer.
The big news is that we crossed $500,000 in pure investments (basically 100% VTSAX). That number made us stop for a good 15 seconds and go "wow!" before going on with our day.
I wish I had a 100% accurate FIRE number like some of you guys, but seeing as we are anywhere from 3-5 years away yet, it's hard to pin anything down!
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Dec. 2017: $502k
Jan. 2, 2018: $513.7k
Feb. 5, 2018: $539.9k
Mar. 5, 2018: $543.6k
Apr. 2, 2018: $557.6
Apr. 30, 2018: $574.5k
June 4, 2018: $616.2k
July 2, 2018: $623.4k
Aug. 1, 2018: $643.8k
Sep. 4, 2018:$670.2k
Oct. 2, 2018: $677.7k
Nov. 2, 2018: $659.6k
Jan 2, 2019: $631.2k
Feb 1, 2019: $659.1k
Mar 1, 2019: $708k
Apr 1, 2019: $725.9k
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Here's my progress thus far:
1/1/2015 - $319,018
3/31/2015 - $358,647
6/30/2015 - $350,887
9/30/2015 - $329,044
12/31/2015 - $340,246
3/31/2016 - $390,030
6/30/2016 - $408.983
9/1/2016 - $447,834
12/31/2016 - $459,043
3/31/2017 - $509,618
6/30/2017 - $520,691
9/30/17 - $553,269
12/31/17 - $557,941
3/31/18 - $583,773
6/30/18 - $590,057
9/30/18 - $610,690
12/31/18 - $579,919
3/31/19 - $683,428
OK, well I'm as surprised as anyone with the over $100K leap in three months.... I changed jobs, for a lower paying one (you can read the whys and wherefores in my journal linked in my signature). Most was certainly market appreciation, but I do think I got a little bump with my one week vacation payout and also with the medical insurance changeover, there are some bills not paid for that will likely drain a few thousand. I did see my house value jumped about $20K as well, which helps, but how real it is, who knows.
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A larger than expected bonus and the bounceback in the stock market gave us an insane lift over last quarter. It's crazy that $1M is in sight, but it's all at the whims of the market as to when it happens at this point.
3/2019 - $925K - $281K in home equity, $21K in cash, remainder in investments. We crossed $600K in investments for the first time this quarter!
12/2018 - $803K
9/2018 - $850K
6/2018 - $799K
3/2018 - $756K
12/2017 - $719K
9/2017 - $670K
6/2017 - $630K
-
01/01/17 £374668
01/01/18 £497097
01/01/19 £547415
01/02/19 £561491
01/03/19 £568388
01/03/19 £572881
Another slow month, I seem to be saying that at the end of each month recently!
At this rate it will take another 5 years to hit my goal (850k) which is, frankly, not cricket!
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01/01/17 £374668
01/01/18 £497097
01/01/19 £547415
01/02/19 £561491
01/03/19 £568388
01/03/19 £572881
Another slow month, I seem to be saying that at the end of each month recently!
At this rate it will take another 5 years to hit my goal (850k) which is, frankly, not cricket!
What are you invested in? You should have gained like £70k in the last quarter just from investments alone.
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Graduated from the other thread sometime earlier this year but I don't check this every month..
August 2016: $280k
November 2017: $380k
July 2018: $490k
April 2019: $541k
I'm hoping to reach one million before my 30th birthday which would be a little under 4 years from now. I'll really need some market help for that..
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That's my TNW.
Break down is roughly:
£300k property
£300k investments
The ivnestments are a split between SIPP whcih is managed by an IFA and the rest is in VLS and thats been up and down.
The picture is slightly muddy as my NW has not changed but I paid my mortgage off (£200k) so I have moved a lot of my invested cash into property since Feb as the split was more like £100k property and £500k investments so it will take a few months to settle.
We have done this to secure our future in the hope that it will allow us to FIRE even if there is a recession.
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Hi All,
Graduated from the 250-500k club back in June 18 but waited a while to join this one until it seemed like it would stick. Look forward to seeing how I do on this race - alot of the previous gains came about from getting married and combining assets.
Assets include primary residence, rental property, and investment portfolio. Liabilities are two mortgages.
Assets Liabilities Net Worth
July 2018 $939k -$433k $505k
August 2018 $956k -$431k $525k
September 2018 $975k -$435k $539k
October 2018 $953k -$435k $518k
November 2018 $962k -$429k $533k
December 2018 $962k -$427k $534k
January 2019 $977k -$425k $552k
February 2019 $1004k -$428k $576k
March 2019 $1024k -$424k $600k
-
Jan 2017: $444,411
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
May 2017: $509,180 (+$12,570)
Jun 2017: $522,280 (+$13,100)
Jul 2017: $539,829 (+$17,549)
Aug 2017: $547,156 (+$7,327)
Sept 2017: $568,755 (+$21,599)
Oct 2017: $588,681 (+$19,926)
Nov 2017: $612,643 (+$23,962)
Dec 2017: $628,029 (+$15,386)
--------------------------
Jan 2018: $664,203 (+$36,174)
Feb 2018: $662,419 (-$1,784)
Mar 2018: $667,963 (+$5,544)
Apr 2018: $687,251 (+$19,288)
May 2018: $713,039 (+$25,788)
Jun 2018: $719,898 (+$6,859)
Jul 2018: $749,307 (+$29,409)
Aug 2018: $777,551 (+28,244)
Sept 2018: $782,645 (+$5,094)
Oct 2018: $747,078 (-$35,567)
Nov 2018: $768,361 (+$21,283)
Dec 2018: $718,610 (-$49,751)
--------------------------
Jan 2019: $777,609 (+$58,999)
Feb 2019: $820,306 (+$42,697)
Mar 2019: $840,459 (+$20,153)
Not too bad for March, and April should be even better because that's when we get our annual bonuses. Maybe we will actually hit $1 Mio by the end of this year. Fingers crossed!
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It's crazy to see how fast the numbers jump up the bigger the numbers are. It's like we all start kinda slow, inching toward the next number and then all of the sudden BIG numbers. (Yes, I am easily amused.)
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1-Jan-2011: $82,795
1-Jan-2012: $106,303
1-Jan-2013: $147,328
1-Jan-2014: $212,595
1-Jan-2015: $264,308
1-Jan-2016: $299,216
1-Jan-2018: $500,083 (graduated from 250-->500k thread!)
1-Jan-2019: $572,614
1-Feb-2019: $603,066
1-Mar-2019: $616,505
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Woot woot! I'm in the club!
Apr 2019: $523,606
Psychologically, this feels like the biggest threshold to me since achieving net worth zero in 2015.
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I have been chasing the $1M liquid asset milestone for quite some time now. I was so close last year and then the market tanked. I am now so close again I can taste it. Sitting at $990K liquid. Not sure why I want this one so badly, it really is only a symbolic thing, but somehow it seems so big to me.
-
Quarterly update:
10/1/2017 - 502k
1/1/2018 - 544k
4/1/2018 - 559k
7/1/2018 - 604k
10/1/2018 - 640k
1/1/2019 - 608k
4/1/2019 - 710k
Feels unreal...
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2018
Jan 398000
Feb 431000
Mar 448000
Apr 462580
May 481501
Jun - 489782
Jul - 507110
Aug - 523353
Sep - 529071
Oct - 519042
Nov - 532025
2019
Mar - 586808
Markets really swung back our way in the last few months, which has helped make the numbers look better, still plugging away.
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I don't belong to this thread yet, but have been creepily lurking. I hear people saying 500k is the milestone after which you start to see crazy gains, can anyone comment on their experience with this?
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I don't belong to this thread yet, but have been creepily lurking. I hear people saying 500k is the milestone after which you start to see crazy gains, can anyone comment on their experience with this?
Yes it's true -- big gains but also some big dips if you're invested in stocks heavily. Once the stash gets into this range you can start to see monthly ups and downs in the $40- $60k range. Have to take your dramamine for this ride haha, but the trend is upward so it's all good.
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I don't belong to this thread yet, but have been creepily lurking. I hear people saying 500k is the milestone after which you start to see crazy gains, can anyone comment on their experience with this?
Well, it's all a continuum based upon your perception and engagement. Unless your perception changes, you shouldn't expect any big difference between $450k and $500k. Likely it's influenced by your income, savings rate, or really your wealth as a certain multiple of your income. If you earn $75k and save $35k per year, the daily/weekly/monthly swings and compounding on a $500k stash likely seem enormous. Less so if you earn $350k, saving $200k.
Personally, I never felt like a particular milestone made the stash earnings seem bigger. It was more of a backward-looking realization: "Huh, I used to get all excited when I'd break a new $25k milestone; now I will go back and forth over those numbers several times with little more than a shrug."
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i dont update my shares total very often.
so when i see the numbers on my dashboard i know they're not correct, which keeps me from worrying about it.
i also try to stay away from bloomberg or stuff that is watching ups and downs too closely
the best investors are the dead or comatose
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Joining the group. I thought wife and I combined cleared $1M total a couple months ago, which was a jaw dropper for both of us. That included the equity of rental property and our primary residence. Since then, I dropped those numbers 6% for selling costs, to give a more realistic idea of equity. Also dropped value on primary 6% based on a comp across the street. Both values are intentionally conservative. We bought well during the recession and values have skyrocketed since purchase, so equity is a large part of my equation. After making those changes, wife and I combined dropped back below $1M.
So I figure I'll pick up here, personally.
4/1/19 $236k LNW / $756 TNW
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I don't belong to this thread yet, but have been creepily lurking. I hear people saying 500k is the milestone after which you start to see crazy gains, can anyone comment on their experience with this?
The gains are big, but not really noticeable. Our net worth can go up or down by several thousand each day, but when you have several hundred thousand, a few thousand is not that big of a deal. And at this point of time, increases in net worth are still mostly due to saving our incomes.
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$500,000 to $800,000 was kind of an eye blink for me. It included a job change and a move, and that crazy bull market in 2013-2014. I had literally gone a year without logging into mint.com.
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I don't belong to this thread yet, but have been creepily lurking. I hear people saying 500k is the milestone after which you start to see crazy gains, can anyone comment on their experience with this?
Just squeaked in at $502k on 4/1/19 so I'm hoping you're right haha. So we'll see how the progress goes from here.
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I don't belong to this thread yet, but have been creepily lurking. I hear people saying 500k is the milestone after which you start to see crazy gains, can anyone comment on their experience with this?
I don't know if I'd say I see "crazy gains," but there's no question that the portfolio is doing more of the heavy lifting for you as your stash continues to grow. Meaning this: say you have $100,000, and you add another $100,000 to get to $200,000 in one year. A year is not a lot of time for compounding to occur, so nearly all of that growth is going to have to come from you adding new money in some way. If you assume you get a 7% annual return on your $100,000, then only $7000 of that growth comes from the portfolio, and you have to put in $93,000. Whereas, if you have $500,000, and you grow it to $600,000 in one year at that same 7% return, then $35,000 of the growth comes from the portfolio, and you only have to add $65,000 in contributions.
That is obviously a simplistic description of what happens, since your portfolio doesn't grow at a constant rate (and, as pointed out by some other posters, may even decrease in some years). But there's no question that the growth becomes self-sustaining over time, and eventually you can reach a point where you don't have to contribute any new money and it keeps growing at the same rate - or even faster - than the rate it was growing when you didn't have much money saved yet and nearly all of the growth came from new contributions made by you.
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I hadn't posted in a while. A few months of bad returns lowered my NW below the $1m mark but the last few months have been good. Will feel great when the invested/cash amount is over $800k.
Invested/Cash Total NW
End of 2015 $513k $752k
End of 2016 $574k $820k
10/1/17 $670k $921k
11/1/17 $679k $931k
12/1/17 $693k $944k
1/1/18 $701k $954k
2/1/18 $730k $993k
3/1/18 $708k $972k
4/1/18 $710k $974k
5/1/18 $710k $974k
6/1/18 $725k $990k
7/1/18 $723k $989k
8/1/18 $744k $1,010,242 !!!!
9/1/18 $757k $1,025,080
10/1/18 $759k $1,027,612
11/1/18 $730k $997k (gah)
12/1/18 $738k $1,005,392
1/1/19 $702k $971k (grrr!)
2/1/19 $746k $1,017,675
3/1/19 $768k $1,039,785
4/1/19 $787k $1,059,928
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Just crossed over $500k for the stache this past month, so I'll jump in on the race.
Started tracking:
Jan 16: $181.2k
Feb 19: $532.8k
Update to April 1st. $546.25k
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Now that all my money transfers have finally settled in MINT, I can officially claim this milestone complete! I hit it long ago for NW, but now in liquid assets I have hit it as well. I think I can officially be a millionare now. LOL Just $250K away from pulling the trigger and I have just over 2 years to get there. WOO HOO Feels good!
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Now that all my money transfers have finally settled in MINT, I can officially claim this milestone complete! I hit it long ago for NW, but now in liquid assets I have hit it as well. I think I can officially be a millionare now. LOL Just $250K away from pulling the trigger and I have just over 2 years to get there. WOO HOO Feels good!
congrats! :)
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@Reader THANKS!
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Now that all my money transfers have finally settled in MINT, I can officially claim this milestone complete!
Congrats @sisto!!!
I just crossed over for LNW as well (though sticking around this thread for my retirement accounts only). Come on over to the $1M to $2M thread. It'll be nice to have some "newbie" company!
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Now that all my money transfers have finally settled in MINT, I can officially claim this milestone complete!
Congrats @sisto!!!
I just crossed over for LNW as well (though sticking around this thread for my retirement accounts only). Come on over to the $1M to $2M thread. It'll be nice to have some "newbie" company!
Thank you! I am already over on the other thread too in the NW category. Been over there a while, for some reason this one was more important to me. Especially since I will likely be keeping my house. I suppose it's time to go hob nob over in the other thread more now. LOL
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@sisto , congratulations!
My first post on this forum was about a month ago in this thread. We were at ~$943K and I typically calculated net worth every few months. However, if I eyeball things we grew to at least $955K. I think we are tracking to hit the $1M in NW by October of this year.
Psychologically, this is great, but lots of equity in home means I won't stop working till we hit at least $1.8M in NW.
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@sisto , congratulations!
My first post on this forum was about a month ago in this thread. We were at ~$943K and I typically calculated net worth every few months. However, if I eyeball things we grew to at least $955K. I think we are tracking to hit the $1M in NW by October of this year.
Psychologically, this is great, but lots of equity in home means I won't stop working till we hit at least $1.8M in NW.
Yes, I totally agree. When I hit it with NW it wasn't nearly as satisfying as getting it liquid. So you are pretty close then, that's great. I am also close. I have been shooting for $1.25M and have a planned date for rule of 75 at work. June 7, 2021.
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what is everyone using for this number?
investments only?
investment + emergency fund?
Total net worth? (investments, cash in savings, checking, emergency fund, property owned (cars, houses etc)
I'm personally only looking at my invested cash, and ignoring property (my home, which I still owe on, and our cars which are paid for), emergency fund savings, and my checking (daily operations money).
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what is everyone using for this number?
You can use whatever you want, but personally at this point I'm only including retirement investments (a subset of LNW). I'm excluding our house, kids' college funds, cash, and the emergency fund.
It's fun to track multiple ways -- then you get to cross over the threshold and celebrate multiple times during the journey.
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Total net worth for me.
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Posting to boast: We hit 1.06 M in NW last night!!!!
Congrats!
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Super-long time since I've posted in this thread--time for a new update!
| Month/Year | Liquid Assets | Total Net Worth |
Jan-17
| $604K
| $883K
|
| Feb-17 | $622K | $905K |
| Mar-17 | $651K | $930K |
| Apr-17 | $660K | $939K |
| May-17 | $675K | $954K |
| Jun-17 | $694K | $967K |
| Jul-17 | $717K | $991K |
| Aug-17 | $721K | $1,000K |
| Sep-17 | $738K | $1,007K |
| Oct-17 | $762K | $1,033K |
| Nov-17 | $782K | $1,055K |
| Dec-17 | $796K | $1,058K |
| Jan-18 | $836K | $1,095K |
| Feb-18 | $823K | $1,083K |
| Mar-18 | $812K | $1,081K |
| Apr-18 | $818K | $1,094K |
| May-18 | $836K | $1,115K |
| Jun-18 | $844K | $1,131K |
| Jul-18 | $872K | $1,165K |
| Aug-18 | $891K | $1,175K |
| Sep-18 | $895K | $1,177K |
| Oct-18 | $844K | $1,127K |
| Nov-18 | $864K | $1,148K |
| Dec-18 | $813K | $1,099K |
| Jan-19 | $872K | $1,158K |
| Feb-19 | $912K | $1,201K |
| Mar-19 | $927K | $1,220K |
| Apr-19 | $962K | $1,257K |
Q4 2018 was a rough time, of course--it was hard to see "dollars" evaporating like that. But we held our breath and kept plugging away at saving/investing. The coolest thing to me to see in the numbers above: we are about to graduate out of this thread in the non-home-equity net worth column. ;-)
Onward!
(posting also in the $1M to $2M thread for total net worth)
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what is everyone using for this number?
investments only?
investment + emergency fund?
Total net worth? (investments, cash in savings, checking, emergency fund, property owned (cars, houses etc)
I'm personally only looking at my invested cash, and ignoring property (my home, which I still owe on, and our cars which are paid for), emergency fund savings, and my checking (daily operations money).
I'm posting both my liquid funds (which includes 529 accounts), and my net worth including home equity. For this particular race, I'm using liquid NW, as I've already passed the mark on actual net worth. If I wanted to be super conservative, I could also ignore the 529 accounts, but I'm not - it's still our money and we could access it for various purposes if need be.
-
what is everyone using for this number?
investments only?
investment + emergency fund?
Total net worth? (investments, cash in savings, checking, emergency fund, property owned (cars, houses etc)
I'm personally only looking at my invested cash, and ignoring property (my home, which I still owe on, and our cars which are paid for), emergency fund savings, and my checking (daily operations money).
I use total NW as I post on personal capital, but that number intentionally excludes the 529 accounts and things that I do not view as my net worth. We do however have current college savings for the kids that we have started to save in the last two years because those are just in our savings right now. The thought was we are not guaranteeing these funds to them. We do not view ourselves as obligated to pay for college. If they do poorly and want to keep tossing money away, for example, rather than figuring out a real life path, we are not obligated to watch our money be wasted, so therefore we feel the money is ours until it is not, and therefore we include in our numbers.
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Month Year: Investments
June 2017: 504K
July 2017: 523K
Add in home value - debts; net worth as second number:
Aug 2017: 533K / 666K
Sep 2017: 539K / 679K
Oct 2017: 551K / 698K
Nov 2017: 561K / 711K
Dec 2017: 569K / 724K
Jan 2018: 589K / 751K
Feb 2018: 577K / 741K
May 2018: 585K / 744K
July 2018: 600K / 763K
Aug 2018: 618K / 779K
Sept 2018: 621K / 795K
Oct 2018: 587K / 764K
Nov 2018: 599K / 778K
Dec 2018: 568K / 739K
Jan 2019: 607K / 767K
Feb 2019: 627K / 790K
Mar 2019: 636K / 802K
Apr 2019: 656K / 830K
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6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
12/1/18 = $636
1/1/19 = $630
2/1/19 = $664
3/1/19 = $682
4/1/19 = $691
5/1/19 = $708
We were driving in reverse the last quarter of '18, but we are back on track now.
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08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
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WooHoo! Looking good despite taxes and paying a large portion towards the foundation/plumbing expenses incurred last year.
Date NW Investments
1/31/19 $694k $485k
2/28/19 $722k $508k
3/30/19 $734k $518k
4/30/19 $750k $540k
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Update for end of April:
Date NW | Investments
12/31/18: $622.7 $450.3
1/31/19: $670.2 $499.3
2/28/19: $704.0 $532.8
3/31/19: $717.5 $546.2
4/30/19: $747.6 $575.3
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Wow! We made it! Took 3.5 years... After seeing December's drops, I never thought we'd get here this fast... Will probably dip below again, but we'll just keep adding to the Stache for a few more years.
Our goal is $1.5M minimum... We'll see how we feel when we get there.
Crazy to see the gains and losses...
Month/Year Liquid Assets Gain/Loss
Oct-15 $513K First Time Over the $500K Mark
Nov-15 $519K +$6K
Dec-15 $513K (-$6K)
Jan-16 $491K (-$22K)
Feb-16 $505K +$14K
Mar-16 $530K +$25K
Apr-16 $542K +$12K
May-16 $550K +$8K
Jun-16 $554K +$4K
Jul-16 $576K +$22K
Aug-16 $582K +$6K
Sep-16 $587K +$5K
Oct-16 $579K (-$8K)
Nov-16 $599K +$20K
Dec-16 $613K +$14K
Jan-17 $638K +$25K
Feb-17 $661K +$23K
Mar-17 $673K +$12K
Apr-17 $685K +$12K
May-17 $696K +$11K
Jun-17 $706K +$10K
Jul-17 $722K +$16K
Aug-17 $727K +$5K
Sep-17 $747K +$20K
Oct-17 $788K +$41K
Nov-17 $811K +$23K
Dec-17 $822K +$11K
Jan-18 $863K +$41K
Feb-18 $839K (-$24K)
Mar-18 $837K (-$2K)
Apr-18 $847K +$10K
May-18 $871K +$24K
Jun-18 $873K +$2K
Jul-18 $899K +$26K
Aug-18 $924K +$25K
Sep-18 $928K +$4K
Oct-18 $896K (-$32K)
Nov-18 $915K +$19K
Dec-18 $852K (-$63K)
Jan-19 $928K +$76K
Feb-19 $956K +$28K
Mar-19 $969K +$13K
Apr-19 $1,020K +$51K
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Returning to update . . .
| 2015 DEC | : | 252k | <- Crossed 250k |
| - | - |
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
| 2016 NOV | : | 361k | (+24k) |
| 2016 DEC | : | 368k | (+7k) |
| - | - |
| 2017 JAN | : | 382k | (+14k) |
| 2017 FEB | : | 403k | (+21k) |
| 2017 MAR | : | 416k | (+13k) |
| 2017 APR | : | 427k | (+11k) |
| 2017 MAY | : | 436k | (+9k) |
| 2017 JUN | : | 449k | (+13k) |
| 2017 JUL | : | 464k | (+15k) |
| 2017 AUG | : | 478k | (+14k) |
| 2017 SEPT | : | 494k | (+16k) |
| 2017 OCT | : | 510k | (+16k) <- Crossed 500k |
| 2017 NOV | : | 523k | (+13k) |
| 2017 DEC | : | 534k | (+11k) |
| - | - |
| 2018 JAN | : | 558k | (+24k) |
| 2018 FEB | : | 569k | (+11k) |
| 2018 MAR | : | 560k | (-9k) |
| 2018 APR | : | 574k | (+14k/+5k) |
| 2018 MAY | : | 575k | (+1k) |
| 2018 JUNE | : | 575k | (+0k) |
| 2018 JULY | : | 599k | (+24k) |
| 2018 AUG | : | 620k | (+21k) |
| 2018 SEPT | : | 625k | (+5k) |
| 2018 OCT | : | 597k | (-28k) |
| 2018 NOV | : | 606k | (+9k/-19k) |
| 2018 DEC | : | 580k | (-26k/-45k) |
| - | - |
| 2019 JAN | : | 628k | (+48k/+3k) |
| 2019 FEB | : | 666k | (+38k) |
| 2019 MAR | : | 677k | (+11k) |
| 2019 APR | : | 706k | (+29k) |
Another impressive month, market wise. Crossing 700k is the big milestone here.
$294,000 to the 7 figure club! Less than a decent house here.
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Congratulations, @Tracyl-5
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Nice job @Tracyl-5! Congrats!
My update: At this point for this challenge we are tracking retirement accounts only (excludes house, emergency fund, and 529 accounts). Managed a gain thanks to Mr.Market, despite being retired now. That was the plan -- make a little money to cover daily expenses, and let the accounts grow in the background.
5/1/17 -- $631
6/1/17 -- $647 (+16)
7/1/17 -- $655 (+8)
8/1/17 -- $665 (+10)
9/1/17 -- $672 (+7)
10/1/17 -- $684 (+12)
11/1/17 -- $702 (+18)
12/1/17 -- $724 (+22)
1/1/18 -- $731 (+7)
2/1/18 -- $761 (+30)
3/1/18 -- $737 (-24)
4/1/18 -- $731 (-6)
5/1/18 -- $738 (+7)
6/1/18 -- $747 (+9)
7/1/18 -- $744 (-3)
8/1/18 -- $761 (+17)
9/1/18 -- $776 (+15)
10/1/18 -- $776 (+0)
11/1/18 -- $729 (-37)
12/1/18 -- $745 (+16)
1/1/19 -- $703 (-$42)
2/1/19 -- $751 (+$48)
3/1/19 -- $769 (+$18)
4/1/19 -- $813 (+$44)
5/1/19 -- $841 (+$28)
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Slowly but surely I just keep pressing forward... investment accounts only.
Updated:
Dec 2016 $322,818
Dec 2017 $438,627
Dec 2018 $518,373
Feb 2019 $603,363
Mar 2019 $616,382
Apr 2019 $643,599
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Great progress everyone! Congrats to the recent millionaires!
Slow and steady is the way to go, especially for those of us not making six figures. Markets are zooming along again.
Another annual update:
April 2016: $500k -----> saved $54.8k (~75% of income), 90/10 allocation
April 2017: $651k -----> saved $53.4k (~73% income), 60/40 allocation
April 2018: $777k -----> saved $40.5k (~54% income) 80/20 allocation
April 2019: $883k
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Investments/cash Net worth
05/18 - $503,164 $742,902
06/18 - $506,463 $747,871
07/18 - $520,768 $764,243
08/18 - $542,574 $787,745
09/18 - $541,489 $788,357
10/18 - $518,567 $766,694
01/19 - $522,773 $776,499
02/19 - $544,291 $799,739
03/19 - $551,251 $808,455
04/19 - $577,496 $836,473
Nice!
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Liquid NW / Total NW
1/1/16: $455k / 675k
1/1/17: $555k / 822k
1/1/18: $735k / 1.071M
5/17/18: $765k / 1.112M
6/29/18: $773k / 1.137M
7/31/18: $795k / 1.170M
8/31/18: $813k / 1.189M
9/29/18: $811k / 1.192M
11/1/18: $772k / 1.160M
12/1/18: $796k / 1.182M
1/1/19: $765k / 1.152M
2/1/19: $826k / 1.227M
3/1/19: $850k / 1.264M
4/1/19: $863k / 1.277M
5/1/19: $892k / 1.298M
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Dec. 2017: $502k
Jan. 2, 2018: $513.7k
Feb. 5, 2018: $539.9k
Mar. 5, 2018: $543.6k
Apr. 2, 2018: $557.6
Apr. 30, 2018: $574.5k
June 4, 2018: $616.2k
July 2, 2018: $623.4k
Aug. 1, 2018: $643.8k
Sep. 4, 2018:$670.2k
Oct. 2, 2018: $677.7k
Nov. 2, 2018: $659.6k
Jan 2, 2019: $631.2k
Feb 1, 2019: $659.1k
Mar 1, 2019: $708k
Apr 1, 2019: $725.9k
May 1, 2019: $753.9k - 17 months to hit the halfway point.
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We just crossed the $500k mark in invested net worth, which has inspired me to stop lurking and join in on this thread! Love seeing everyone's progress. Here we are:
Invested NW / Total NW:
5/1/19: 500.4k / 674.5k
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I'm new to this thread but we passed a NW 500k around October of 2016, and we're are 975k right now. A 475k increase in two and half years feels absolutely insane.
I expect to be bouncing around 1MM for awhile with some planned larger expenses, possible market corrections, etc.
-
Month end update:
Liquid assets / Net worth
Jan 2018 $415.5K / $508K
Jun 2018 $518.8K / $578.4K
Jul 2018 $528.3K / $588.2K
Aug 2018 $543K / $603.2K
Sep 2018 $548K / $608.6K
Oct 2018 $492.6K / $569.5K
Nov 2018 $502K / $585.3K
Dec 2018 $476.8K / $554K
Jan 2019 $509.1K / $587K
Feb 2019 $534.2K / $612.6K
Mar 2019 $549K / $627.8K
Apr 2019 $561.1K / $640.1K
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Hi All,
Graduated from the 250-500k club back in June 18 but waited a while to join this one until it seemed like it would stick. Look forward to seeing how I do on this race - alot of the previous gains came about from getting married and combining assets.
Assets include primary residence, rental property, and investment portfolio. Liabilities are two mortgages.
Assets Liabilities Net Worth
July 2018 $939k -$433k $505k
August 2018 $956k -$431k $525k
September 2018 $975k -$435k $539k
October 2018 $953k -$435k $518k
November 2018 $962k -$429k $533k
December 2018 $962k -$427k $534k
January 2019 $977k -$425k $552k
February 2019 $1004k -$428k $576k
March 2019 $1024k -$424k $600k
April 2019 $1049k -$427k $622k
Looks like about a year to go from $500-600k. I was initially house heavy (1 primary + 1 investment), so nice to see the liquid portion of Net Worth continuing to ramp up.
-
what is everyone using for this number?
investments only?
investment + emergency fund?
Total net worth? (investments, cash in savings, checking, emergency fund, property owned (cars, houses etc)
I'm personally only looking at my invested cash, and ignoring property (my home, which I still owe on, and our cars which are paid for), emergency fund savings, and my checking (daily operations money).
Everyone is counting slightly differently. For me I include all investments and cash including retirement accounts. I don't include my house equity because I don't plan to sell it. Nor do I count any property.
-
Wow! We made it! Took 3.5 years... After seeing December's drops, I never thought we'd get here this fast... Will probably dip below again, but we'll just keep adding to the Stache for a few more years.
Our goal is $1.5M minimum... We'll see how we feel when we get there.
Crazy to see the gains and losses...
Month/Year Liquid Assets Gain/Loss
Oct-15 $513K First Time Over the $500K Mark
Nov-15 $519K +$6K
Dec-15 $513K (-$6K)
Jan-16 $491K (-$22K)
Feb-16 $505K +$14K
Mar-16 $530K +$25K
Apr-16 $542K +$12K
May-16 $550K +$8K
Jun-16 $554K +$4K
Jul-16 $576K +$22K
Aug-16 $582K +$6K
Sep-16 $587K +$5K
Oct-16 $579K (-$8K)
Nov-16 $599K +$20K
Dec-16 $613K +$14K
Jan-17 $638K +$25K
Feb-17 $661K +$23K
Mar-17 $673K +$12K
Apr-17 $685K +$12K
May-17 $696K +$11K
Jun-17 $706K +$10K
Jul-17 $722K +$16K
Aug-17 $727K +$5K
Sep-17 $747K +$20K
Oct-17 $788K +$41K
Nov-17 $811K +$23K
Dec-17 $822K +$11K
Jan-18 $863K +$41K
Feb-18 $839K (-$24K)
Mar-18 $837K (-$2K)
Apr-18 $847K +$10K
May-18 $871K +$24K
Jun-18 $873K +$2K
Jul-18 $899K +$26K
Aug-18 $924K +$25K
Sep-18 $928K +$4K
Oct-18 $896K (-$32K)
Nov-18 $915K +$19K
Dec-18 $852K (-$63K)
Jan-19 $928K +$76K
Feb-19 $956K +$28K
Mar-19 $969K +$13K
Apr-19 $1,020K +$51K
Congratulations!
-
Not sure when/if I'll get to 1m; may semi-FIRE before then.
If the market were to stay flat, would probably hit 1m investible around 6 months from now.
Not declaring victory yet though until I have 1m investible and no debt to the bank.
Net worth is clearly north of $1m now, and we even have more than $1m invested/investible, but still not debt free
So, net worth hits $1.5m for the first time.
Net worth drops back down to where it was 6 months ago.
Down 9.3% from peak
Quarterly update, May 2019:
- Q1 2019: 877k liquid + 440k home equity: total 1,317k (debt: 46k)
- Q4 2018: 990k liquid + 389k home equity: total 1,379k (debt: 104k)
- Q3 2018: 1,096k liquid + 384k home equity: total 1,480k (debt: 115k)
- Q2 2018: 1,108k liquid + 392k home equity: total 1,500k (debt: 131k)
- Q1 2018: 1,075k liquid + 409k home equity: total 1,484k (debt: 141k)
- Q4 2017: 1,005k liquid + 332k home equity: total 1,337k (debt: 189k)
- Q3 2017: 894k liquid + 313k home equity: total 1,207k (debt: approx 193k)
- Q2 2017: 720k liquid + 250k home equity: total 970k (debt: approx 228k)
Liquidity down, home equity up, debt down, savings rate 0% so totally reliant on market returns to get back above 1m in investible/invested assets.
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Invested/Cash Total NW
End of 2015 $513k $752k
End of 2016 $574k $820k
10/1/17 $670k $921k
11/1/17 $679k $931k
12/1/17 $693k $944k
1/1/18 $701k $954k
2/1/18 $730k $993k
3/1/18 $708k $972k
4/1/18 $710k $974k
5/1/18 $710k $974k
6/1/18 $725k $990k
7/1/18 $723k $989k
8/1/18 $744k $1,010,242 !!!!
9/1/18 $757k $1,025,080
10/1/18 $759k $1,027,612
11/1/18 $730k $997k (gah)
12/1/18 $738k $1,005,392
1/1/19 $702k $971k (grrr!)
2/1/19 $746k $1,017,675
3/1/19 $768k $1,039,785
4/1/19 $787k $1,059,928
5/1/19 $802k $1,075,405
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4/1/19 $236k LNW / $756 TNW
5/2/19 $242k LNW / $764 TNW
1% increase, even after paying $3500 property tax and taking the wife on a camping trip to Zion NP for "baby moon." Stock market's increasing, but I think its mostly due to my BTC position. Up 27%! Now I've got a whopping $290 of imaginary money.
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Stash Total NW including home equity
3/28/17: 667k 1.208M
4/28/17: 704k 1.193M
5/25/17: 716k 1.244M
6/27/17: 734k 1.284M
7/24/17: 752k 1.287M
8/24/17: 753k 1.303M
9/28/17: 783k 1.384M
10/31/17: 800k 1.411M
11/27/17: 821k 1.432M
12/26/17: 844k 1.452M
1/25/18: 890K 1.511M
2/27/18: 876k 1.512M
3/29/18: 854k 1.515M
5/1/18: 871k 1.542M
2/1/19: 898k 1.517M
3/4/19: 929k 1.535M
5/1/19: 981k 1.631M
Wow, that seventh digit not including our home equity is getting closer and closer!
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01/01/17 £374668
01/01/18 £497097
01/01/19 £547415
01/02/19 £561491
01/03/19 £568388
01/04/19 £572881
01/05/19 £583805
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We had lots of financial fluctuations last summer (new jobs, unexpected medical and legal bills, etc), so I took time off from tracking and have just started back up.
I had been pretty frustrated last year because it didn't feel like we were saving enough, but I see that in the last 12 months, we saw an 80k increase in investments and $100k improvement in net worth. I'm hoping we can do better through the rest of this year. My goal is to hit $1M in 2023.
Invested/Overall NW
End of 2012: 170k / 200k *(re)married
End of 2013: 295k / 342k
End of 2014: 338k / 388k
End of 2015: 366k / 428k *June - husband quit work to go back to college full-time
End of 2016: 432k / 545k
End of 2017: 532k / 664k [+83k college funds] * Sep - husband started working part-time; still going to college
end of Apr 2018: 537k / 677k [+85k college funds] *house appraised at +9k
end of May 2018: 547k / 691k [+86k college funds]
end of Jun 2018: 545k /691lk [+87k college funds]
end of April 2019: 617k / 778k [+99k college funds] *house appraised at +5k
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August 2016: $280k
November 2017: $380k
July 2018: $490k
April 2019: $541k
May 2019: $575k
Have now doubled our NW since finding MMM 2.75 years ago!
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Jan 2017: $444,411
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
May 2017: $509,180 (+$12,570)
Jun 2017: $522,280 (+$13,100)
Jul 2017: $539,829 (+$17,549)
Aug 2017: $547,156 (+$7,327)
Sept 2017: $568,755 (+$21,599)
Oct 2017: $588,681 (+$19,926)
Nov 2017: $612,643 (+$23,962)
Dec 2017: $628,029 (+$15,386)
--------------------------
Jan 2018: $664,203 (+$36,174)
Feb 2018: $662,419 (-$1,784)
Mar 2018: $667,963 (+$5,544)
Apr 2018: $687,251 (+$19,288)
May 2018: $713,039 (+$25,788)
Jun 2018: $719,898 (+$6,859)
Jul 2018: $749,307 (+$29,409)
Aug 2018: $777,551 (+28,244)
Sept 2018: $782,645 (+$5,094)
Oct 2018: $747,078 (-$35,567)
Nov 2018: $768,361 (+$21,283)
Dec 2018: $718,610 (-$49,751)
--------------------------
Jan 2019: $777,609 (+$58,999)
Feb 2019: $820,306 (+$42,697)
Mar 2019: $840,459 (+$20,153)
Apr 2019: $881,921 (+$41,462)
I did some mental math the other day and realized that we've increased our total NW by 3.5X since ~May 2015 (from $250k to $880k)! That's mind boggling.
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Stash (NW):
April 9, 2016: $319,737
April 16, 2017: $379,833
March 8, 2018: $500,818
March 30, 2018: $505,467 ($924,670)
April 30, 2018: $510,215 ($937,731)
May 31, 2018: $514,410 ($950,830)
June 30, 2018 $525,227 ($964,045)
July 31, 2018: $535,419 ($984,617)
August 31, 2018: $557,743 ($1,011,442)
November 30, 2018: $543,559 ($1,012,390)
December 30, 2018: $543,647 ($1,013,883)
February 9, 2019: $571,129 ($1,095,782)
March 2, 2019: $576,838 ($1,107,322)
May 5, 2019: $599,099 ($1,076,474) Brutal Zestimate drop this month. Good thing I don't take that too seriously :)
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congrats @Tracyl-5 ! Your post had me look up when we hit $500K. It was in November 2016.
I don't calculate net worth so often, but as we approach $1M I'm finding myself calculating it much more frequently.
NW on March 30, 2019 was $943K.
NW (today) May 5, 2019 is $966K.
At this rate will be at $1M way before initial predictions of the latter half of 2020.
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congrats @Tracyl-5 ! Your post had me look up when we hit $500K. It was in November 2016.
I don't calculate net worth so often, but as we approach $1M I'm finding myself calculating it much more frequently.
NW on March 30, 2019 was $943K.
NW (today) May 5, 2019 is $966K.
At this rate will be at $1M way before initial predictions of the latter half of 2020.
Thanks! So it looks like you'll probably hit it even faster than I did! I find myself wondering how much faster my next $500K will go ;o)
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Apr 2019: $523,606 --> crossed $500k threshold
May 2019: $536,891 (+13,285)
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Welcome @justkeepswimming! Glad you joined us. The forum is great -- a big source of information and support. Often we can't talk about this stuff in real life, but we have each other!
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congrats @Tracyl-5 ! Your post had me look up when we hit $500K. It was in November 2016.
I don't calculate net worth so often, but as we approach $1M I'm finding myself calculating it much more frequently.
NW on March 30, 2019 was $943K.
NW (today) May 5, 2019 is $966K.
At this rate will be at $1M way before initial predictions of the latter half of 2020.
Thanks! So it looks like you'll probably hit it even faster than I did! I find myself wondering how much faster my next $500K will go ;o)
Faster, would be great, no?
Welcome to @Dr Kidstache !
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Month Year: Investments
June 2017: 504K
July 2017: 523K
Add in home value - debts; net worth as second number:
Aug 2017: 533K / 666K
Sep 2017: 539K / 679K
Oct 2017: 551K / 698K
Nov 2017: 561K / 711K
Dec 2017: 569K / 724K
Jan 2018: 589K / 751K
Feb 2018: 577K / 741K
May 2018: 585K / 744K
July 2018: 600K / 763K
Aug 2018: 618K / 779K
Sept 2018: 621K / 795K
Oct 2018: 587K / 764K
Nov 2018: 599K / 778K
Dec 2018: 568K / 739K
Jan 2019: 607K / 767K
Feb 2019: 627K / 790K
Mar 2019: 636K / 802K
Apr 2019: 656K / 830K
May 2019: 636K / 809K
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01/01/17 £374668
01/01/18 £497097
01/01/19 £547415
01/02/19 £561491
01/03/19 £568388
01/04/19 £572881
01/05/19 £583805
01/06/19 £599145
Soooo close to 600k.
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cash+rental equity add primary residence equity
1/2016 $507K $627K
1/2017 $625K $797K
9/2017 $784K $904K
12/2017 $762K $903K - remodeling primary residence! When project is done, big increase in equity!
3/2018 $725K $866K - still remodeling. Framing and all exterior done, all bills paid! (to contractors)
6/2018 $763K $910K Hmmm. Zillow values for rental properties went way up. Making progress on the remodel. Plumbing, insulation, electrical done. Just drywall, flooring remains!
9/2018 $830K $945K We're painting this weekend! Just flooring and trim left on the remodel! Cash went up because we paid off a bunch of credit card debt with HELOC. (0%promo rate was ending)
12/2018 $821K $964K Slow and steady progress on the remodel. Thinking about selling a rental in 1stQ or 2ndQ 2019.
3/2019 $833K $977K Just trim is left on the remodel. Rental house is on the market.
6/2019 $820K $953K Had to buy a roof for the rental house. It now is under contract, though. Hope to close before the next quarterly update. Substituted real equity in the total now that we know the sale price for that one. (Zillow values still used for other properties)
1MM dates now 6/2022 3/2020
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6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
12/1/18 = $636
1/1/19 = $630
2/1/19 = $664
3/1/19 = $682
4/1/19 = $691
5/1/19 = $708
6/1/19 = $702
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Jan 2017: $444,411
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
May 2017: $509,180 (+$12,570)
Jun 2017: $522,280 (+$13,100)
Jul 2017: $539,829 (+$17,549)
Aug 2017: $547,156 (+$7,327)
Sept 2017: $568,755 (+$21,599)
Oct 2017: $588,681 (+$19,926)
Nov 2017: $612,643 (+$23,962)
Dec 2017: $628,029 (+$15,386)
--------------------------
Jan 2018: $664,203 (+$36,174)
Feb 2018: $662,419 (-$1,784)
Mar 2018: $667,963 (+$5,544)
Apr 2018: $687,251 (+$19,288)
May 2018: $713,039 (+$25,788)
Jun 2018: $719,898 (+$6,859)
Jul 2018: $749,307 (+$29,409)
Aug 2018: $777,551 (+28,244)
Sept 2018: $782,645 (+$5,094)
Oct 2018: $747,078 (-$35,567)
Nov 2018: $768,361 (+$21,283)
Dec 2018: $718,610 (-$49,751)
--------------------------
Jan 2019: $777,609 (+$58,999)
Feb 2019: $820,306 (+$42,697)
Mar 2019: $840,459 (+$20,153)
Apr 2019: $881,921 (+$41,462)
May 2019: $852,437 (-$27,484)
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Month end update:
Liquid assets / Net worth
Jan 2018 $415.5K / $508K
Jun 2018 $518.8K / $578.4K
Jul 2018 $528.3K / $588.2K
Aug 2018 $543K / $603.2K
Sep 2018 $548K / $608.6K
Oct 2018 $492.6K / $569.5K
Nov 2018 $502K / $585.3K
Dec 2018 $476.8K / $554K
Jan 2019 $509.1K / $587K
Feb 2019 $534.2K / $612.6K
Mar 2019 $549K / $627.8K
Apr 2019 $561.1K / $640.1K
May 2019 $533.5K / $612.9K
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Monthly update, tracking retirement accounts only (excludes house, cash, and 529 accounts):
5/1/17 -- $631
6/1/17 -- $647 (+16)
7/1/17 -- $655 (+8)
8/1/17 -- $665 (+10)
9/1/17 -- $672 (+7)
10/1/17 -- $684 (+12)
11/1/17 -- $702 (+18)
12/1/17 -- $724 (+22)
1/1/18 -- $731 (+7)
2/1/18 -- $761 (+30)
3/1/18 -- $737 (-24)
4/1/18 -- $731 (-6)
5/1/18 -- $738 (+7)
6/1/18 -- $747 (+9)
7/1/18 -- $744 (-3)
8/1/18 -- $761 (+17)
9/1/18 -- $776 (+15)
10/1/18 -- $776 (+0)
11/1/18 -- $729 (-37)
12/1/18 -- $745 (+16)
1/1/19 -- $703 (-42)
2/1/19 -- $751 (+48)
3/1/19 -- $769 (+18)
4/1/19 -- $813 (+44)
5/1/19 -- $841 (+28)
6/1/19 -- $810 (-31)
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08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
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Joining!
Retirement + Non-Retirement Non-College + Property, Net + Car = Net Worth
20190601: $ 276.0 $ 67.0 $ 252.0 $20.0 $ 615.0
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Liquid NW / Total NW
1/1/16: $455k / 675k
1/1/17: $555k / 822k
1/1/18: $735k / 1.071M
5/17/18: $765k / 1.112M
6/29/18: $773k / 1.137M
7/31/18: $795k / 1.170M
8/31/18: $813k / 1.189M
9/29/18: $811k / 1.192M
11/1/18: $772k / 1.160M
12/1/18: $796k / 1.182M
1/1/19: $765k / 1.152M
2/1/19: $826k / 1.227M
3/1/19: $850k / 1.264M
4/1/19: $863k / 1.277M
5/1/19: $892k / 1.298M
6/1/19: $864k / 1.269M
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Returning to update . . .
| 2015 DEC | : | 252k | <- Crossed 250k |
| - | - |
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
| 2016 NOV | : | 361k | (+24k) |
| 2016 DEC | : | 368k | (+7k) |
| - | - |
| 2017 JAN | : | 382k | (+14k) |
| 2017 FEB | : | 403k | (+21k) |
| 2017 MAR | : | 416k | (+13k) |
| 2017 APR | : | 427k | (+11k) |
| 2017 MAY | : | 436k | (+9k) |
| 2017 JUN | : | 449k | (+13k) |
| 2017 JUL | : | 464k | (+15k) |
| 2017 AUG | : | 478k | (+14k) |
| 2017 SEPT | : | 494k | (+16k) |
| 2017 OCT | : | 510k | (+16k) <- Crossed 500k |
| 2017 NOV | : | 523k | (+13k) |
| 2017 DEC | : | 534k | (+11k) |
| - | - |
| 2018 JAN | : | 558k | (+24k) |
| 2018 FEB | : | 569k | (+11k) |
| 2018 MAR | : | 560k | (-9k) |
| 2018 APR | : | 574k | (+14k/+5k) |
| 2018 MAY | : | 575k | (+1k) |
| 2018 JUNE | : | 575k | (+0k) |
| 2018 JULY | : | 599k | (+24k) |
| 2018 AUG | : | 620k | (+21k) |
| 2018 SEPT | : | 625k | (+5k) |
| 2018 OCT | : | 597k | (-28k) |
| 2018 NOV | : | 606k | (+9k/-19k) |
| 2018 DEC | : | 580k | (-26k/-45k) |
| - | - |
| 2019 JAN | : | 628k | (+48k/+3k) |
| 2019 FEB | : | 666k | (+38k) |
| 2019 MAR | : | 677k | (+11k) |
| 2019 APR | : | 706k | (+29k) |
| 2019 MAY | : | 670k | (-36k) |
Dropped a bit from the market. Funny how "A BIT" is now $36,000 now, more than quite a few new cars out there.
Anyway, I jumped to a W2 FTE roll and am withholding huge amounts for taxes to get ahead of some 1099 work I did. Also saving some cash not listed in NW for a house down payment.
In other words, the market is going down and I am not pushing cash into it at the same time due to unrelated events. Oh well! Should be back to normal within a few months.
-
2018
Jan 398000
Feb 431000
Mar 448000
Apr 462580
May 481501
Jun - 489782
Jul - 507110
Aug - 523353
Sep - 529071
Oct - 519042
Nov - 532025
2019
Mar - 586808
Jun - 609872
-
Slowly but surely I just keep pressing forward... investment accounts only.
Dec 2016 $322,818
Dec 2017 $438,627
Dec 2018 $518,373
Jan 2019 $572,058
Feb 2019 $603,363
Mar 2019 $616,382
Apr 2019 $643,599
May 2019 $638,398
Markets went down but I pumped in a bunch of money this go around which made me almost break even.
-
Just crossed over $500k for the stache this past month, so I'll jump in on the race.
Started tracking:
Jan 16: $181.2k
Feb 19: $532.8k
Update to April 1st. $546.25k
May 1st: $577.12k
June 1st: $556.33k
Moving backwards....P
-
Investments/cash Net worth
05/18 - $503,164 $742,902
06/18 - $506,463 $747,871
07/18 - $520,768 $764,243
08/18 - $542,574 $787,745
09/18 - $541,489 $788,357
10/18 - $518,567 $766,694
01/19 - $522,773 $776,499
02/19 - $544,291 $799,739
03/19 - $551,251 $808,455
04/19 - $577,496 $836,473
5/19 - $547,963 $811,636
-
I'm new to this thread but we passed a NW 500k around October of 2016, and we're are 975k right now. A 475k increase in two and half years feels absolutely insane.
I expect to be bouncing around 1MM for awhile with some planned larger expenses, possible market corrections, etc.
One month later and we bounced down to 950k, now back up to 978k, but going back down 15k or so with a tax payment.
-
Stash Total NW including home equity
3/28/17: 667k 1.208M
4/28/17: 704k 1.193M
5/25/17: 716k 1.244M
6/27/17: 734k 1.284M
7/24/17: 752k 1.287M
8/24/17: 753k 1.303M
9/28/17: 783k 1.384M
10/31/17: 800k 1.411M
11/27/17: 821k 1.432M
12/26/17: 844k 1.452M
1/25/18: 890K 1.511M
2/27/18: 876k 1.512M
3/29/18: 854k 1.515M
5/1/18: 871k 1.542M
2/1/19: 898k 1.517M
3/4/19: 929k 1.535M
5/1/19: 981k 1.631M
6/3/19: 939k 1.599M
Market sucked last month. Oh well. We'll move out of this race and into the next one eventually!
-
6/3/19 $242k LWN / $765 TNW
5/2/19 $242k LNW / $764 TNW
4/1/19 $236k LNW / $756 TNW
Good-buying market month (i.e.- bad for stocks), still up slightly. For now, I'm still pumping money in, so I hope the market keeps tanking.
-
Apr 2019: $523,606 --> crossed $500k threshold
May 2019: $536,891 (+13,285)
Jun 2019: $528,014 (-8,877)
I blame the markets. And not my fancy new mountain bike.
-
Apr 2019: $523,606 --> crossed $500k threshold
May 2019: $536,891 (+13,285)
Jun 2019: $528,014 (-8,877)
I blame the markets. And not my fancy new mountain bike.
I hope so, because if your fancy new mountain bike costs $8-$9K, then you need to post pictures of it so we can see what something like that looks like.
-
Apr 2019: $523,606 --> crossed $500k threshold
May 2019: $536,891 (+13,285)
Jun 2019: $528,014 (-8,877)
I blame the markets. And not my fancy new mountain bike.
I hope so, because if your fancy new mountain bike costs $8-$9K, then you need to post pictures of it so we can see what something like that looks like.
Hahaha!
-
Hi All,
Graduated from the 250-500k club back in June 18 but waited a while to join this one until it seemed like it would stick. Look forward to seeing how I do on this race - alot of the previous gains came about from getting married and combining assets.
Assets include primary residence, rental property, and investment portfolio. Liabilities are two mortgages.
Assets Liabilities Net Worth
July 2018 $939k -$433k $505k
August 2018 $956k -$431k $525k
September 2018 $975k -$435k $539k
October 2018 $953k -$435k $518k
November 2018 $962k -$429k $533k
December 2018 $962k -$427k $534k
January 2019 $977k -$425k $552k
February 2019 $1004k -$428k $576k
March 2019 $1024k -$424k $600k
April 2019 $1049k -$427k $622k
Looks like about a year to go from $500-600k. I was initially house heavy (1 primary + 1 investment), so nice to see the liquid portion of Net Worth continuing to ramp up.
May 2019 $1051k -$423k $628k (+6k)
Slightly up mostly due to putting in money in both retirement and taxable. Happy to see it was up with Mr. Market slightly down - this is most likely due to the stock market being a smaller portion of my net worth than most others here.
-
We passed 1MM NW today for the first time today. 1.004MM to be exact.
Unfortunately we've got about 20k in payments due in the next few days, so back down we go.
But still, I like a good milestone. It has been just under 6 years since I joined this forum, and a bit over 7 since I realized we were just treading water financially. That feels like a short amount of time, but it has also felt like a lifetime.
-
We passed 1MM NW today for the first time today. 1.004MM to be exact.
I would wait for EOD pricing =P
-
Date NW Investments
1/31/19 $694k $485k
2/28/19 $722k $508k
3/30/19 $734k $518k
4/30/19 $750k $540k
5/31/19 $726k $513k
-
We passed 1MM NW today for the first time today. 1.004MM to be exact.
I would wait for EOD pricing =P
Ha! Yes, to be clear the new number was based on me getting around to updating my spreadsheet, not on current market prices. The prices I used are from sometime last week, although not the same day for different accounts, probably. I don't take keeping my records 100% up to date and accurate that seriously, so I suppose it follows I shouldn't take particular milestones that seriously either.
-
2018
Jan 398000
Feb 431000
Mar 448000
Apr 462580
May 481501
Jun - 489782
Jul - 507110
Aug - 523353
Sep - 529071
Oct - 519042
Nov - 532025
2019
Mar - 586808
Jun - 609872
Jul - 622961
Slowly and steadily.
-
Actionjackson.....it's only June. Or is that a prediction for July?
2018
Jan 398000
Feb 431000
Mar 448000
Apr 462580
May 481501
Jun - 489782
Jul - 507110
Aug - 523353
Sep - 529071
Oct - 519042
Nov - 532025
2019
Mar - 586808
Jun - 609872
Jul - 622961
Slowly and steadily.
-
Oct 2017: 527k
Dec 2017: 554k
Mar 2018: 666k
Jun 2018: 711k
Sep 2018: 784k
Dec 2018: 774k
Mar 2019: 830k
Jun 2019: 875k
Savings rate has slowed down. That’s because I’ve started coasting. I was burning out for that extra couple thousand a month. It wasn’t worth it. I’m happy with our $10k-15k monthly growth in net worth.
-
Actionjackson.....it's only June. Or is that a prediction for July?
Good catch, I put in last months date incorrectly.
2018
Jan 398000
Feb 431000
Mar 448000
Apr 462580
May 481501
Jun - 489782
Jul - 507110
Aug - 523353
Sep - 529071
Oct - 519042
Nov - 532025
2019
Mar - 586808
May - 609872
Jun - 622961
-
Necro-ing this old reply of mine to update the table:
NET WORTH PROGRESS
=================================
$0 - $100K: approximately 6 years (2004)
$100K - $250K: approximately 5 years (2009)
$250K - $500K: approximately 4 years (2013)
$500K - $750K: approximately 2 years (2015)
$750K - $1M: approximately 2 years (2017)
NET WORTH PROGRESS
=================================
$0 - $100K: approximately 6 years (1998-2004)
$100K - $250K: approximately 5 years (2009)
$250K - $500K: approximately 4 years (2013)
$500K - $750K: approximately 2 years (2015)
$750K - $1M: approximately 2 years (2017)
$1M - $1.25M: approximately 2 years (2019)
Still not to the $1M mark in terms of liquid net worth (which is at about $950K)--but it's fascinating to think that it took roughly the same time to hit my first $250K of total net worth (11 years) as it did the next million (10 years).
-
realized that i front loaded our 401k investments for this year.
i was like, 'we have no $ in the bank'
oh, yeah, bc we invested 30k in 401k's already in 2019
and the stocks have gone up over 14% YTD
-
Net worth today is just above $992K, which is up from $966K on May 5th.
Some of this gain is based on an adjustment to the value of our house. Still using a pretty conservative estimate, since I find the sale of comparables ridiculously high.
This put us SO close. May just hold up updating again until we hit the milestone!
-
LNW TNW
Q1 2018 - 859K / 1.00M
Q2 2018 - 875K / 1.02M
Q3 2018 - 944K / 1.09M
EOY 2018 -877K / 1.02M
Q1 2019 - 970K / 1.12M
6/2019 - 1.01M / 1.16M
aaaaaaand done. Cue graduation theme.
Keep up the good work, all. I know a few of you are just about to cross the threshold as well, so heads down and keep pushing.
-
Update of our
NW
10/1/2018 = $811,061
11/1/2018 = $792,866
6/20/2019 = $869,092
-
LNW TNW
Q1 2018 - 859K / 1.00M
Q2 2018 - 875K / 1.02M
Q3 2018 - 944K / 1.09M
EOY 2018 -877K / 1.02M
Q1 2019 - 970K / 1.12M
6/2019 - 1.01M / 1.16M
aaaaaaand done. Cue graduation theme.
Keep up the good work, all. I know a few of you are just about to cross the threshold as well, so heads down and keep pushing.
Congrats @TempusFugit !
-
Congrats @TempusFugit !
I’m on your tail!
-
Just crossed 900k for the first time, woohoo! Next stop, 2 commas!
Doing better so far in 2019 - ended February right around 845k. Onward!
December 2018: 777k
December 2017: 812k
November 2017: 799k
October 2017: 790k
September 2017: 776k
August 2017: 752k
July 2017: 751k
June 2017: 737k
May 2017: 732k
April 2017: 720k
March 2017: 711k
February 2017: 703k
January 2017: 680k
December 2016: 650k
December 2015: 487k
December 2014: 412k
December 2013: 350k
-
I'm a teacher who gets summer pay in June so the numbers this month look great!
07/2018-- 535,562 / 673,992
12/2018-- 495,360/ 652,069
03/2019-- 553,577/ 713,262
06/2019-- 606080/ 749,479
-
JUN 2019 - 844k
DEC 2018 NW: 737K
DEC 2017 NW: 697k
DEC 2016 NW: 559k
DEC 2015 NW: 444k
DEC 2014 NW: 385k
DEC 2013 NW: 337k
DEC 2012 NW: 253k
DEC 2011 NW: 209K
DEC 2010 NW: 184k
[/quote]
MAR 2019 NW: 799k
401k: 265k
R IRA: 154
529 Kid A 74k
529 Kid B 49k
Taxable Stocks: 193k
Cash: 63k
[/quote]
-
Month Year: Investments
June 2017: 504K
July 2017: 523K
Add in home value - debts; net worth as second number:
Aug 2017: 533K / 666K
Sep 2017: 539K / 679K
Oct 2017: 551K / 698K
Nov 2017: 561K / 711K
Dec 2017: 569K / 724K
Jan 2018: 589K / 751K
Feb 2018: 577K / 741K
May 2018: 585K / 744K
July 2018: 600K / 763K
Aug 2018: 618K / 779K
Sept 2018: 621K / 795K
Oct 2018: 587K / 764K
Nov 2018: 599K / 778K
Dec 2018: 568K / 739K
Jan 2019: 607K / 767K
Feb 2019: 627K / 790K
Mar 2019: 636K / 802K
Apr 2019: 656K / 830K
May 2019: 636K / 809K
Jun 2019: 652K / 841K
-
6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
12/1/18 = $636
1/1/19 = $630
2/1/19 = $664
3/1/19 = $682
4/1/19 = $691
5/1/19 = $708
6/1/19 = $702
7/1/19 = $731
-
Quarterly update:
10/1/2017 - 502k
1/1/2018 - 544k
4/1/2018 - 559k
7/1/2018 - 604k
10/1/2018 - 640k
1/1/2019 - 608k
4/1/2019 - 710k
7/1/2019 - 754k
Three quarters of a million! Halfway through this race.
-
Month end update:
Liquid assets / Net worth
Jan 2018 $415.5K / $508K
Jun 2018 $518.8K / $578.4K
Jul 2018 $528.3K / $588.2K
Aug 2018 $543K / $603.2K
Sep 2018 $548K / $608.6K
Oct 2018 $492.6K / $569.5K
Nov 2018 $502K / $585.3K
Dec 2018 $476.8K / $554K
Jan 2019 $509.1K / $587K
Feb 2019 $534.2K / $612.6K
Mar 2019 $549K / $627.8K
Apr 2019 $561.1K / $640.1K
May 2019 $533.5K / $612.9K
June 2019 $566K / $646K
-
Liquid NW / Total NW
1/1/16: $455k / 675k
1/1/17: $555k / 822k
1/1/18: $735k / 1.071M
5/17/18: $765k / 1.112M
6/29/18: $773k / 1.137M
7/31/18: $795k / 1.170M
8/31/18: $813k / 1.189M
9/29/18: $811k / 1.192M
11/1/18: $772k / 1.160M
12/1/18: $796k / 1.182M
1/1/19: $765k / 1.152M
2/1/19: $826k / 1.227M
3/1/19: $850k / 1.264M
4/1/19: $863k / 1.277M
5/1/19: $892k / 1.298M
6/1/19: $864k / 1.269M
7/1/19: $916k / 1.318M
-
01/01/17 £374668
01/01/18 £497097
01/01/19 £547415
01/02/19 £561491
01/03/19 £568388
01/04/19 £572881
01/05/19 £583805
01/06/19 £599145
01/07/19 £610976
Firmly past 600 at last.
-
Half way through 2019. I wish there were more major milestones; once the plan is in place, it gets a little boring just chugging along!
Congrats to @TempusFugit, and probably to @LeftA, by now!?
Past glimpse:
2011: $167,933
2012: $208,846
2013: $308,056 (no expenses, gross income went to investments that year)
2014: $358,723
2015: $371,371
2016: $457,543
June 2017: $513,000
June 2018: $624,000
June 2019: $737,000
-
Update, tracking retirement accounts only:
5/1/17 -- $631
6/1/17 -- $647 (+16)
7/1/17 -- $655 (+8)
8/1/17 -- $665 (+10)
9/1/17 -- $672 (+7)
10/1/17 -- $684 (+12)
11/1/17 -- $702 (+18)
12/1/17 -- $724 (+22)
1/1/18 -- $731 (+7)
2/1/18 -- $761 (+30)
3/1/18 -- $737 (-24)
4/1/18 -- $731 (-6)
5/1/18 -- $738 (+7)
6/1/18 -- $747 (+9)
7/1/18 -- $744 (-3)
8/1/18 -- $761 (+17)
9/1/18 -- $776 (+15)
10/1/18 -- $776 (+0)
11/1/18 -- $729 (-37)
12/1/18 -- $745 (+16)
1/1/19 -- $703 (-42)
2/1/19 -- $751 (+48)
3/1/19 -- $769 (+18)
4/1/19 -- $813 (+44)
5/1/19 -- $841 (+28)
6/1/19 -- $810 (-31)
7/1/19 -- $841 (+31)
-
Still just coming out of the gate *but* making progress! These numbers include a week’s family vacation to the Caribbean that we just took.
Date NW Investments
1/31/19 $694k $485k
2/28/19 $722k $508k
3/30/19 $734k $518k
4/30/19 $750k $540k
5/31/19 $726k $513k
6/30/19 $757k $546k
-
Quarterly Update:
Jan-16 $257,514.77 (+49,787)
April-16 $277,918.06 (+20,403)
July-16 $306,073.47 (+28,155)
Oct-16 $357,689.04 (+53,415)
Jan-17 $405,710.23 (+48,021)
April-17 $446,004.04 (+39,424)
July-17 $496,327.00 (+50,322)
Oct-17 $535,958.74 (+39,631)
Jan-18 $617,102.81 (+81,144)
April-18 $649,856.20 (+32,718)
July-18 $704,760.25 (+54,904)
Oct-18 $768,090.42 (+63,330)
Jan-19 $761,423.60 (-06,666)
April-19 $865,799.27 (+104,376)
July-19 $930,912.06 (+65,112)
Longshot goal to complete the race by end of September, we will see.
JGS
-
Ooh...we're getting so close. It's mostly up to the market at this point.
6/2019 - $945K - $279K in home equity, $12K in cash, remainder in investments.
3/2019 - $925K
12/2018 - $803K
9/2018 - $850K
6/2018 - $799K
3/2018 - $756K
12/2017 - $719K
9/2017 - $670K
6/2017 - $630K
-
Investments/cash Net worth
05/18 - $503,164 $742,902
06/18 - $506,463 $747,871
07/18 - $520,768 $764,243
08/18 - $542,574 $787,745
09/18 - $541,489 $788,357
10/18 - $518,567 $766,694
01/19 - $522,773 $776,499
02/19 - $544,291 $799,739
03/19 - $551,251 $808,455
04/19 - $577,496 $836,473
05/19 - $547,963 $811,636
06/19 - $588,500 $853,525
-
7/1/19 $255k LNW / $780 TNW
6/3/19 $242k LNW / $765 TNW
5/2/19 $242k LNW / $764 TNW
4/1/19 $236k LNW / $756 TNW
Onward and upward
-
Dec. 2017: $502k
Jan. 2, 2018: $513.7k
Feb. 5, 2018: $539.9k
Mar. 5, 2018: $543.6k
Apr. 2, 2018: $557.6
Apr. 30, 2018: $574.5k
June 4, 2018: $616.2k
July 2, 2018: $623.4k
Aug. 1, 2018: $643.8k
Sep. 4, 2018:$670.2k
Oct. 2, 2018: $677.7k
Nov. 2, 2018: $659.6k
Jan 2, 2019: $631.2k
Feb 1, 2019: $659.1k
Mar 1, 2019: $708k
Apr 1, 2019: $725.9k
May 1, 2019: $753.9k
July 1, 2019: $772.4k
-
Retirement + Non-Retirement Non-College + Property, Net + Car = Net Worth
20190601: $ 276.0 $ 67.0 $ 252.0 $20.0 $ 615.0
20190701: $ 285.0 $ 69.0 $ 253.0 $20.0 $ 627.0
-
I didn't start tracking until this year. Probably going to tally it up twice a year, or maybe quarterly as I get closer.
Jan 2019: $710,249
July 2019: $803,765
-
Never figured I would be in this bracket .... but it seems I am!
Excluding [paid for] house, balance June 2019 £860k.
-
Slowly but surely I just keep pressing forward... investment accounts only.
EOM Dollar Amount (I invested) {total change}
Dec 2016 $322,818 ($30,604)
Dec 2017 $438,627 ($40,177) {$115,809}
Dec 2018 $518,373 ($87,168) {$79,746}
Jan 2019 $572,058 ($9,743) {$53,685}
Feb 2019 $603,363 ($4,010) {$31,305}
Mar 2019 $616,382 ($7,800) {$13,019
Apr 2019 $643,599 ($2,500) {$27,217}
May 2019 $638,398 ($29,928) {-$5,201}
I added the dollar amounts I invested () an the total change from the previous {} I think this puts some more detail to how and why it changed. I do like seeing when the total change vastly exceeds what I put in each period
June 2019 $679,549 ($2,200) {$41,151}
-
01/01/17 £374668
01/01/18 £497097
01/01/19 £547415
01/02/19 £561491
01/03/19 £568388
01/04/19 £572881
01/05/19 £583805
01/06/19 £599145
01/07/19 £610976
Firmly past 600 at last.
Congrats! £600k was our initial target which I forecast we'll get to in October. Will probably hold on until April next year at approximately £650k now.
What’s your target?
-
Well, friends, looks like I'm well and truly ready to graduate from this thread to the $1M to $2M thread!
Updated numbers below:
| Month/Year | Liquid Assets | Total Net Worth |
Jan-17
| $604K
| $883K
|
| Feb-17 | $622K | $905K |
| Mar-17 | $651K | $930K |
| Apr-17 | $660K | $939K |
| May-17 | $675K | $954K |
| Jun-17 | $694K | $967K |
| Jul-17 | $717K | $991K |
| Aug-17 | $721K | $1,000K |
| Sep-17 | $738K | $1,007K |
| Oct-17 | $762K | $1,033K |
| Nov-17 | $782K | $1,055K |
| Dec-17 | $796K | $1,058K |
| Jan-18 | $836K | $1,095K |
| Feb-18 | $823K | $1,083K |
| Mar-18 | $812K | $1,081K |
| Apr-18 | $818K | $1,094K |
| May-18 | $836K | $1,115K |
| Jun-18 | $844K | $1,131K |
| Jul-18 | $872K | $1,165K |
| Aug-18 | $891K | $1,175K |
| Sep-18 | $895K | $1,177K |
| Oct-18 | $844K | $1,127K |
| Nov-18 | $864K | $1,148K |
| Dec-18 | $813K | $1,099K |
| Jan-19 | $872K | $1,158K |
| Feb-19 | $912K | $1,201K |
| Mar-19 | $927K | $1,220K |
| Apr-19 | $962K | $1,257K |
| May-19 | $929K | $1,229K |
| Jun-19 | $984K | $1,288K |
| Jul-19 | $1001K | $1,302K |
I'm cheating a TINY bit, since I don't usually record my final numbers for the month until that month is over, but I was so excited about hitting the mark when I updated this morning that I decided to go ahead and score the game.
Funny that this is occurring on the US holiday known as Independence Day. :)
Onward!
(posting also in the $1M to $2M thread for total net worth)
-
Congratulations @Zoot! Well done!
-
Way to go Zoot!!!!!!!
-
Well played @Zoot !
We'll dust off a chair in the next thread for ya!
-
Thanks for the kind words, guys! Looking forward to proving the truth of the adage that the first million is the hardest. :)
-
Can I play? I haven't participated in a "race to" thread before, but my spreadsheet is lonely!
Quarterly, from the first time we passed $500K:
10/1/18 $502K
01/1/19 $480K -- Q4 market drop
04/1/19 $546K
07/1/19 $579K
My number includes home equity, because the way I look at our FI target includes home equity. It doesn't include roughly $30K in cash that sloshes around our checking and various short-term savings accounts.
Currently expecting to hit $1M mid-2023.
-
08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
-
12/17/17 $739,821
01/16/18 $774,717
08/02/18 $873,766
09/04/18 $904,996
Looking at these numbers makes me realize how nuts the market is right now. It's gonna hurt when the dip comes, but we'll just have to ride it out!
Haven't posted in a really long time. Looks like it might be time to join the next thread. As for the jump in net worth, I don't have any novel investment techniques, I just got married back in December. :)
07/06/19 $1,343,274
-
New here. My historical data:
June 1, 2017: $349,328
July 1, 2017: $362,675
Aug. 1, 2017: $373,748
Sept. 1, 2017: $378,549
Oct. 1, 2017: $389,829
Nov. 1, 2017: $396,444
Dec. 1, 2017: $407,245
Jan. 1, 2018: $412,626
Feb. 1, 2018: $433,521
Mar. 1, 2018: $418,873
Apr. 1, 2018: $410,875
May 1, 2018: $439,719
June 1, 2018: $446,814
July 1, 2018: $451,330
Aug. 1, 2018: $469,413
Sept. 1, 2018: $491,582
Oct. 1, 2018: $496,037
Nov. 1, 2018: $465,386
Dec. 1, 2018: $473,869
Jan. 1, 2019: $436,390
Feb. 1, 2019: $472,423
Mar. 1, 2019: $488,585
Apr. 1, 2019: $500,442
May 1, 2019: $508,168
June 1, 2019: $493,942
July 1, 2019: $528,114
Wanted to wait to post here until I was firmly over $500k. Hopefully I'm here to stay, but with market volatility (and the recent run-up) I wouldn't be surprised if I dip below the $500k line again.
-
Here's the latest on the goal to Investments = $1M, hitting a new benchmark on 6/12.
This will slow way down since we're buying a new house, remodeling it, and carrying the other house too until we can move into the new one and sell the old (wee!!!! so not MMM).
date NW Investments
4/3/14 $430k $225k
9/19/14 $500k $275k
11/6/14 $550k $300K
5/9/15 $600k $341k
4/13/16 $650k $375k
9/7/16 $700k $410k
5/6/17 $750k $674k (*I think I lost history on one of our accounts prior to this)
9/9/17 $800k $717k
11/22/17 Assets hit $1M
12/15/17 $850k $770K
3/10/18 $900k $770k (refinanced house, put $ in and moved from 30 to 15 yrs)
6/16/18 $950k $818k
12/26/18 $900k $750k
1/10/19 $950k $803k
2/19/19 $1M !!! $856k
6/12/19 $1.05M $900k
-
08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
From the places in the world where we format the date as DD/MM/YY - your January progress is amazing, shame about the rest of the year though.
-
Update of our
NW
10/1/2018 = $811,061
11/1/2018 = $792,866
6/20/2019 = $869,092
7/08/2019 = $872,492
-
Here's my progress thus far:
1/1/2015 - $319,018
3/31/2015 - $358,647
6/30/2015 - $350,887
9/30/2015 - $329,044
12/31/2015 - $340,246
3/31/2016 - $390,030
6/30/2016 - $408.983
9/1/2016 - $447,834
12/31/2016 - $459,043
3/31/2017 - $509,618
6/30/2017 - $520,691
9/30/17 - $553,269
12/31/17 - $557,941
3/31/18 - $583,773
6/30/18 - $590,057
9/30/18 - $610,690
12/31/18 - $579,919
3/31/19 - $683,428
6/30/19 - $706,159
Still going up, so not bad, and on pace for $100K/year increase if that pace keeps up. Seems small after the crazy $100K increase in 3 months, but was healthy. I will likely be rolling out about 15% into kid's college fund sometime in October after things move to short term capital gains based on feedback I got on a forum thread about where I stand with kids college savings. In short I will fully fund savings goal that has 7.5 more years to run with the goal of then having that "checked off" and then all savings going to FIRE and not having to figure out if things are headed where we think they are. The savings will be in my NW number but I can then more easily remove the amount to know what I really have for FIRE.
-
Getting closer...Does not include $80k in the kids 429 plans or ~$200k in home equity.
End 2015- $482k
End 2016- $628k
End 2017- $811k
End 2018- $813k
July 2019- $975k
-
Jan 2017: $444,411
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
May 2017: $509,180 (+$12,570)
Jun 2017: $522,280 (+$13,100)
Jul 2017: $539,829 (+$17,549)
Aug 2017: $547,156 (+$7,327)
Sept 2017: $568,755 (+$21,599)
Oct 2017: $588,681 (+$19,926)
Nov 2017: $612,643 (+$23,962)
Dec 2017: $628,029 (+$15,386)
--------------------------
Jan 2018: $664,203 (+$36,174)
Feb 2018: $662,419 (-$1,784)
Mar 2018: $667,963 (+$5,544)
Apr 2018: $687,251 (+$19,288)
May 2018: $713,039 (+$25,788)
Jun 2018: $719,898 (+$6,859)
Jul 2018: $749,307 (+$29,409)
Aug 2018: $777,551 (+28,244)
Sept 2018: $782,645 (+$5,094)
Oct 2018: $747,078 (-$35,567)
Nov 2018: $768,361 (+$21,283)
Dec 2018: $718,610 (-$49,751)
--------------------------
Jan 2019: $777,609 (+$58,999)
Feb 2019: $820,306 (+$42,697)
Mar 2019: $840,459 (+$20,153)
Apr 2019: $881,921 (+$41,462)
May 2019: $852,437 (-$27,484)
Jun 2019: $898,121 (+45,684)
Posting a little bit late since we were on vacation. Looking pretty good to hit $1 Mio by the end of the year.
-
| 2015 DEC | : | 252k | <- Crossed 250k |
| - | - |
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
| 2016 NOV | : | 361k | (+24k) |
| 2016 DEC | : | 368k | (+7k) |
| - | - |
| 2017 JAN | : | 382k | (+14k) |
| 2017 FEB | : | 403k | (+21k) |
| 2017 MAR | : | 416k | (+13k) |
| 2017 APR | : | 427k | (+11k) |
| 2017 MAY | : | 436k | (+9k) |
| 2017 JUN | : | 449k | (+13k) |
| 2017 JUL | : | 464k | (+15k) |
| 2017 AUG | : | 478k | (+14k) |
| 2017 SEPT | : | 494k | (+16k) |
| 2017 OCT | : | 510k | (+16k) <- Crossed 500k |
| 2017 NOV | : | 523k | (+13k) |
| 2017 DEC | : | 534k | (+11k) |
| - | - |
| 2018 JAN | : | 558k | (+24k) |
| 2018 FEB | : | 569k | (+11k) |
| 2018 MAR | : | 560k | (-9k) |
| 2018 APR | : | 574k | (+14k/+5k) |
| 2018 MAY | : | 575k | (+1k) |
| 2018 JUNE | : | 575k | (+0k) |
| 2018 JULY | : | 599k | (+24k) |
| 2018 AUG | : | 620k | (+21k) |
| 2018 SEPT | : | 625k | (+5k) |
| 2018 OCT | : | 597k | (-28k) |
| 2018 NOV | : | 606k | (+9k/-19k) |
| 2018 DEC | : | 580k | (-26k/-45k) |
| - | - |
| 2019 JAN | : | 628k | (+48k/+3k) |
| 2019 FEB | : | 666k | (+38k) |
| 2019 MAR | : | 677k | (+11k) |
| 2019 APR | : | 706k | (+29k) |
| 2019 MAY | : | 670k | (-36k) |
| 2019 JUNE | : | 709k | (+39k/+3k) |
Alright, time to derail my FIRE plans :)
We just bought a house and spent a bit more than we wanted to but WOW it's amazing. Surely will hault savings for a month or two here with odds and ends. Our monthly costs will increase around 1.5k a month instead of the expected 1k. So $500 more for 10x the house. To put this in perspective, we make 12k a month after taxes and were spending a whopping $1k on our current mortgage for our tiny townhouse. So we were looking at 2000-2500 now. We ended up on the higher end of that.
Either way, we pushed out fire PROBABLY 2-3 years by moving at all, and maybe 6 months of that is due to the overbudget purchase part. We were thinking 3 years, probably in the 5-6 club now.
I made peace with this :)
-
Hey Anon, congrats on the new place. No facepunches here.
It's all about living the life you want while being conscientious about your financial choices. It looks like you are doing exactly that. Well Done.
JGS
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Hey Anon, congrats on the new place. No facepunches here.
It's all about living the life you want while being conscientious about your financial choices. It looks like you are doing exactly that. Well Done.
JGS
Thanks! We are soooooooo excited. Plus, I am exaggerating the FIRE delay a bit to be facetious. It was really only 3-600 a month more, even then, its literally 100x better in my internal rating system :) ha.
On a side note, its pretty awesome to have the bank question you for assets and showing that you could literally buy the house in a truck sized load of cash. I guess I have this forum to partially thank for that.
---
As a fun mathematical side project it would be interesting to see differing FIRE dates if we would have had bought this before saving our $600k~ stache vs now vs post fire.
My guess is that because we pre-saved so much it will hardly matter now (hence the 2-3 year guess). Around 30-50% of our yearly NW increase is probably growth at this point, something we won't lose. (a 10% move is a whopping $50-60,000 for doing literally nothing)
-
2018
Jan 398000
Feb 431000
Mar 448000
Apr 462580
May 481501
Jun - 489782
Jul - 507110
Aug - 523353
Sep - 529071
Oct - 519042
Nov - 532025
2019
Mar - 586808
Jun - 609872
Jul - 643390 - The market has gone a little nuts.
-
Update of our
NW
10/1/2018 = $811,061
11/1/2018 = $792,866
6/20/2019 = $869,092
7/18/2019 = $878,179
-
So, just over 1 month since I posted here last, it looks like I must leave you.
We have passed the $1,000,000 mark in net worth. Don't have the exact number yet, as I need some numbers from husband, but we've definitely passed over onto the other side.
Several of you are on my tail, so I'll see you over in the 1-2M challenge thread soon.
Keep on going!!
-
Congrats, @LeftA ! Onward and upward!
-
Month Year: Investments
June 2017: 504K
July 2017: 523K
Add in home value - debts; net worth as second number:
Aug 2017: 533K / 666K
Sep 2017: 539K / 679K
Oct 2017: 551K / 698K
Nov 2017: 561K / 711K
Dec 2017: 569K / 724K
Jan 2018: 589K / 751K
Feb 2018: 577K / 741K
May 2018: 585K / 744K
July 2018: 600K / 763K
Aug 2018: 618K / 779K
Sept 2018: 621K / 795K
Oct 2018: 587K / 764K
Nov 2018: 599K / 778K
Dec 2018: 568K / 739K
Jan 2019: 607K / 767K
Feb 2019: 627K / 790K
Mar 2019: 636K / 802K
Apr 2019: 656K / 830K
May 2019: 636K / 809K
Jun 2019: 652K / 841K
Jul 2019: 663K / 851K
-
Things are picking up now after a sluggish second half of 2018. On target for £600k in September which was our original number for FIRE for a £24k a year draw down.
However I’ll probably carry on working until April when I’ve forecast us at £650k to allow some buffer.
Jan 2017 - £346,854
Feb 2017 - £388,581 (+£41,727)
Mar 2017 - £396,119 (+£7,538)
Apr 2017 - £401,345 (+£5,226)
May 2017 - £399,619 (-£1,726)
Jun 2017 - £411,132 (+£11,513)
Jul 2017 - £409,299 (-£1,833)
Aug 2017 - £413,486 (+£4,187)
Sep 2017 - £415,586 (+£2,100)
Oct 2017 - £434,692 (+£19,000)
Nov 2017 - £438,434 (+£3,742)
Dec 2017 - £452,034 (+£13,600)
Jan 2018 - £456,088 (+£4,054)
Feb 2018 - £467,243 (+£11,155)
Mar 2018 - £463,199 (-£4,044)
Apr 2018 - £453,874 (-£9,325)
May 2018 - £475,489 (+£21,615)
Jun 2018 - £489,292 (+£13,802)
July 2018 - £499,919 (+£10,267)
Aug 2018 - £512,818 (+£12,899)
Sept 2018 - £510,749 (-£2,069)
Oct 2018 - £515,784 (+£5,035)
Nov 2018 - £504,527 (-£11,257)
Dec 2018 - £512,686 (+£8,179)
Jan 2019 - £495,379 (-£12,307)
Feb 2019 - £518,143 (+£22,764)
Mar 2919 - £530,781 (+£12,638)
Apr 2019 - £549,313 (+£18,532)
May 2018 - £537,008 (-£12,305)
Jun 2019 - £539,352 (+£2,345)
Jul 2019 - £550,220 (+£10,867)
Aug 2019 - £571,991 (+£21,771)
(https://i.imgur.com/1B3Gxsw.jpg)
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6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
12/1/18 = $636
1/1/19 = $630
2/1/19 = $664
3/1/19 = $682
4/1/19 = $691
5/1/19 = $708
6/1/19 = $702
7/1/19 = $731
8/1/19 = $737
-
EOM Dollar Amount (I invested) {total change}
Dec 2016 $322,818 ($30,604)
Dec 2017 $438,627 ($40,177) {$115,809}
Dec 2018 $518,373 ($87,168) {$79,746}
Jan 2019 $572,058 ($9,743) {$53,685}
Feb 2019 $603,363 ($4,010) {$31,305}
Mar 2019 $616,382 ($7,800) {$13,019
Apr 2019 $643,599 ($2,500) {$27,217}
May 2019 $638,398 ($29,928) {-$5,201}
June 2019 $679,549 ($2,200) {$41,151}
July 2019 $702,460 ($12,000) {$22,911}
-
08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300 (stopped calculating vehicle value as part of NW, so portfolio was actually up ~$14k)
-
08/2019 - 500k
Hello all! I hope to graduate this thread in 4-5 years. I hope to find some good side hustles that make that happen faster though.
-
Welcome @FIPurpose!
My update, tracking retirement accounts only:
5/1/17 -- $631
6/1/17 -- $647
7/1/17 -- $655
8/1/17 -- $665
9/1/17 -- $672
10/1/17 -- $684
11/1/17 -- $702
12/1/17 -- $724
1/1/18 -- $731
2/1/18 -- $761
3/1/18 -- $737
4/1/18 -- $731
5/1/18 -- $738
6/1/18 -- $747
7/1/18 -- $744
8/1/18 -- $761
9/1/18 -- $776
10/1/18 -- $776
11/1/18 -- $729
12/1/18 -- $745
1/1/19 -- $703
2/1/19 -- $751
3/1/19 -- $769
4/1/19 -- $813
5/1/19 -- $841
6/1/19 -- $810
7/1/19 -- $841
8/1/19 -- $849
-
Jan 2017: $444,411
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
May 2017: $509,180 (+$12,570)
Jun 2017: $522,280 (+$13,100)
Jul 2017: $539,829 (+$17,549)
Aug 2017: $547,156 (+$7,327)
Sept 2017: $568,755 (+$21,599)
Oct 2017: $588,681 (+$19,926)
Nov 2017: $612,643 (+$23,962)
Dec 2017: $628,029 (+$15,386)
--------------------------
Jan 2018: $664,203 (+$36,174)
Feb 2018: $662,419 (-$1,784)
Mar 2018: $667,963 (+$5,544)
Apr 2018: $687,251 (+$19,288)
May 2018: $713,039 (+$25,788)
Jun 2018: $719,898 (+$6,859)
Jul 2018: $749,307 (+$29,409)
Aug 2018: $777,551 (+28,244)
Sept 2018: $782,645 (+$5,094)
Oct 2018: $747,078 (-$35,567)
Nov 2018: $768,361 (+$21,283)
Dec 2018: $718,610 (-$49,751)
--------------------------
Jan 2019: $777,609 (+$58,999)
Feb 2019: $820,306 (+$42,697)
Mar 2019: $840,459 (+$20,153)
Apr 2019: $881,921 (+$41,462)
May 2019: $852,437 (-$27,484)
Jun 2019: $898,121 (+45,684)
Jul 2019: $923,880 (+25,759)
Things are picking up.
-
Dec. 2017: $502k
Jan. 2, 2018: $513.7k
Feb. 5, 2018: $539.9k
Mar. 5, 2018: $543.6k
Apr. 2, 2018: $557.6
Apr. 30, 2018: $574.5k
June 4, 2018: $616.2k
July 2, 2018: $623.4k
Aug. 1, 2018: $643.8k
Sep. 4, 2018:$670.2k
Oct. 2, 2018: $677.7k
Nov. 2, 2018: $659.6k
Jan 2, 2019: $631.2k
Feb 1, 2019: $659.1k
Mar 1, 2019: $708k
Apr 1, 2019: $725.9k
May 1, 2019: $753.9k
July 1, 2019: $772.4k
Aug 1, 2019: $792.8k
-
Investments/cash Net worth
05/18 - $503,164 $742,902
06/18 - $506,463 $747,871
07/18 - $520,768 $764,243
08/18 - $542,574 $787,745
09/18 - $541,489 $788,357
10/18 - $518,567 $766,694
01/19 - $522,773 $776,499
02/19 - $544,291 $799,739
03/19 - $551,251 $808,455
04/19 - $577,496 $836,473
05/19 - $547,963 $811,636
06/19 - $588,500 $853,525
7/19 - $601,555 $867,945
Ah, that investments/cash number is LOVELY. There's something magical about $2,000 a month. It seems like it's enough to live on...maybe not what I WANT to live on, but it seems like I COULD if I had too. I know it could take a huge dive tomorrow (not that I'd know until the end of the month), but it's lovely today.
-
Long overdue update. I stopped working for 5 months from December to April, because I hated my job too much (story of my life).
Also, I decided to include equity portion of rental condo into Investments. 2019 is looking good, especially since both my GF and I are back to work full time!
2/1/2018 : $562k Inv. / $627k NW
3/1/2018 : $558k Inv. / $626k NW
4/1/2018 : $563k Inv. / $630k NW
5/1/2018 : $572k Inv. / $642k NW
6/1/2018 : $497k Inv. / $656k NW
7/1/2018 : $506k Inv. / $666k NW
8/1/2018 : $589k Inv. / $668k NW
9/1/2018 : $598k Inv. / $685k NW
10/1/2018 : $597k Inv. / $686k NW
11/1/2018 : $584k Inv. / $674k NW
12/1/2018 : $585k Inv. / $672k NW
1/1/2019 : $567k Inv. / $658k NW
2/1/2019 : $582k Inv. / $676k NW
3/1/2019 : $594k Inv. / $689k NW
4/1/2019 : $601k Inv. / $696k NW
5/1/2019 : $611k Inv. / $710k NW
6/1/2019 : $624k Inv. / $725k NW
7/1/2019 : $641k Inv. / $742k NW
8/1/2019 : $650k Inv. / $754k NW
-
01/01/17 £374668
01/01/18 £497097
01/01/19 £547415
01/02/19 £561491
01/03/19 £568388
01/04/19 £572881
01/05/19 £583805
01/06/19 £599145
01/07/19 £610976
01/08/19 £623787
-
Month end update:
Liquid assets / Net worth
Jan 2018 $415.5K / $508K
Jun 2018 $518.8K / $578.4K
Jul 2018 $528.3K / $588.2K
Aug 2018 $543K / $603.2K
Sep 2018 $548K / $608.6K
Oct 2018 $492.6K / $569.5K
Nov 2018 $502K / $585.3K
Dec 2018 $476.8K / $554K
Jan 2019 $509.1K / $587K
Feb 2019 $534.2K / $612.6K
Mar 2019 $549K / $627.8K
Apr 2019 $561.1K / $640.1K
May 2019 $533.5K / $612.9K
June 2019 $566K / $646K
July 2019 $569K / $649K
-
Not sure when/if I'll get to 1m; may semi-FIRE before then.
If the market were to stay flat, would probably hit 1m investible around 6 months from now.
Not declaring victory yet though until I have 1m investible and no debt to the bank.
Net worth is clearly north of $1m now, and we even have more than $1m invested/investible, but still not debt free
So, net worth hits $1.5m for the first time.
Net worth drops back down to where it was 6 months ago.
Down 9.3% from peak
Liquidity down, home equity up, debt down, savings rate 0% so totally reliant on market returns to get back above 1m in investible/invested assets.
Quarterly update for Q2 2019:
- Q2 2019: 860k liquid + 466k home equity: total 1,326k (debt: 40k)
- Q1 2019: 877k liquid + 440k home equity: total 1,317k (debt: 46k)
- Q4 2018: 990k liquid + 389k home equity: total 1,379k (debt: 104k)
- Q3 2018: 1,096k liquid + 384k home equity: total 1,480k (debt: 115k)
- Q2 2018: 1,108k liquid + 392k home equity: total 1,500k (debt: 131k)
- Q1 2018: 1,075k liquid + 409k home equity: total 1,484k (debt: 141k)
- Q4 2017: 1,005k liquid + 332k home equity: total 1,337k (debt: 189k)
- Q3 2017: 894k liquid + 313k home equity: total 1,207k (debt: approx 193k)
- Q2 2017: 720k liquid + 250k home equity: total 970k (debt: approx 228k)
So at this point my savings rate is still stuck at 0%, house will soon be paid off, and still reliant on market returns. I am probably going to stop reporting quarterly results and will switch to once-a-year from here on out. See you all in January 2020!
-
Investment Accounts (mostly retirement--some kids' college)
June 1, 2017: $349,328
July 1, 2017: $362,675
Aug. 1, 2017: $373,748
Sept. 1, 2017: $378,549
Oct. 1, 2017: $389,829
Nov. 1, 2017: $396,444
Dec. 1, 2017: $407,245
Jan. 1, 2018: $412,626
Feb. 1, 2018: $433,521
Mar. 1, 2018: $418,873
Apr. 1, 2018: $410,875
May 1, 2018: $439,719
June 1, 2018: $446,814
July 1, 2018: $451,330
Aug. 1, 2018: $469,413
Sept. 1, 2018: $491,582
Oct. 1, 2018: $496,037
Nov. 1, 2018: $465,386
Dec. 1, 2018: $473,869
Jan. 1, 2019: $436,390
Feb. 1, 2019: $472,423
Mar. 1, 2019: $488,585
Apr. 1, 2019: $500,442
May 1, 2019: $508,168
June 1, 2019: $493,942
July 1, 2019: $528,114
Aug. 1, 2019: $539,640
Slow, steady progress. Have had unexpected medical expenses, etc. over the past 8 months; hope to increase savings rate soon.
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Up & down it goes {shrug}
-
Update of our
NW
10/1/2018 = $811,061
11/1/2018 = $792,866
6/20/2019 = $869,092
7/18/2019 = $878,179
8/06/2019 = $909,179
-
Update of our
NW
10/1/2018 = $811,061
11/1/2018 = $792,866
6/20/2019 = $869,092
7/18/2019 = $878,179
8/06/2019 = $909,179
Up $31k when stocks are down 5% for the same period, wow!
-
1-Jan-2011: $82,795
1-Jan-2012: $106,303
1-Jan-2013: $147,328
1-Jan-2014: $212,595
1-Jan-2015: $264,308
1-Jan-2016: $299,216
1-Jan-2017: $371,623
1-Jan-2018: $500,083 (graduated from 250-->500k thread!)
1-Jan-2019: $551,753
1-Feb-2019: $584,414
1-Mar-2019: $606,970
1-Apr-2019: $616,505
1-May-2019: $636,497
1-Jun-2019: $607,676
1-Jul-2019: $656,706
1-Aug-2019: $664,623
-
I still have fifteen years before I want to retire. I feel pretty good with where I am at in life with regards to my finances.
2015 296,000
2016 402,438
2017 534,213
2018 631,884
2019 782,239 (estimated)
-
I still have fifteen years before I want to retire. I feel pretty good with where I am at in life with regards to my finances.
2015 296,000
2016 402,438
2017 534,213
2018 631,884
2019 782,239 (estimated)
You certainly should feel great, because you are in awesome shape if you still plan 15 more years of working! Congrats!
-
Thank you
-
My report may be a little flat this month, we'll see.
-
We have sold our clown house and I'm now ready to move to the next race:
cash savings: $55,459 (haven't decided what to do with all of this yet, just sold the house so it's sitting in savings temporarily)
401k savings: $999,573
Total liquid NW: $1,055,032
new home equity: $534,941
Total NW: $1,589,973
Wishing you all the best here. :)
-
Congrats @FireHiker! Well done!
-
We have sold our clown house and I'm now ready to move to the next race:
cash savings: $55,459 (haven't decided what to do with all of this yet, just sold the house so it's sitting in savings temporarily)
401k savings: $999,573
Total liquid NW: $1,055,032
new home equity: $534,941
Total NW: $1,589,973
Wishing you all the best here. :)
Congrats! I was over there briefly, but am now working on passing 1.0 MM for the 3rd time (2nd time in the right direction). Hope to see you over there soon.
-
We finally broke $900k! I typically update here every quarter, but we spent so long dithering in the $800k’s that I just wanted to do a little happy dance here with people who get it.
-
We finally broke $900k! I typically update here every quarter, but we spent so long dithering in the $800k’s that I just wanted to do a little happy dance here with people who get it.
Congratulations! Not much further til graduation. How long in the 800's?
-
We finally broke $900k! I typically update here every quarter, but we spent so long dithering in the $800k’s that I just wanted to do a little happy dance here with people who get it.
Congratulations! Not much further til graduation. How long in the 800's?
Seven long months. Which really isn’t that long, but last year with the stock market boost we only spent four months in the 600s at the beginning of the year, so it just felt long this time.
-
08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
-
Tracking retirement accounts only. Excludes house equity, 529 plans, and cash:
5/1/17 -- $631
6/1/17 -- $647
7/1/17 -- $655
8/1/17 -- $665
9/1/17 -- $672
10/1/17 -- $684
11/1/17 -- $702
12/1/17 -- $724
1/1/18 -- $731
2/1/18 -- $761
3/1/18 -- $737
4/1/18 -- $731
5/1/18 -- $738
6/1/18 -- $747
7/1/18 -- $744
8/1/18 -- $761
9/1/18 -- $776
10/1/18 -- $776
11/1/18 -- $729
12/1/18 -- $745
1/1/19 -- $703
2/1/19 -- $751
3/1/19 -- $769
4/1/19 -- $813
5/1/19 -- $841
6/1/19 -- $810
7/1/19 -- $841
8/1/19 -- $849
9/1/19 -- $826
-
6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
12/1/18 = $636
1/1/19 = $630
2/1/19 = $664
3/1/19 = $682
4/1/19 = $691
5/1/19 = $708
6/1/19 = $702
7/1/19 = $731
8/1/19 = $737
9/1/19 = $736
Down a grand, sad!
-
Liquid NW / Total NW
1/1/16: $455k / 675k
1/1/17: $555k / 822k
1/1/18: $735k / 1.071M
5/17/18: $765k / 1.112M
6/29/18: $773k / 1.137M
7/31/18: $795k / 1.170M
8/31/18: $813k / 1.189M
9/29/18: $811k / 1.192M
11/1/18: $772k / 1.160M
12/1/18: $796k / 1.182M
1/1/19: $765k / 1.152M
2/1/19: $826k / 1.227M
3/1/19: $850k / 1.264M
4/1/19: $863k / 1.277M
5/1/19: $892k / 1.298M
6/1/19: $864k / 1.269M
7/1/19: $916k / 1.318M
8/1/19: Looks like I missed this update! On vacation with my mind a million miles away from work...
9/1/19: $924k / 1.341M
-
Investments/cash Net worth
05/18 - $503,164 $742,902
06/18 - $506,463 $747,871
07/18 - $520,768 $764,243
08/18 - $542,574 $787,745
09/18 - $541,489 $788,357
10/18 - $518,567 $766,694
01/19 - $522,773 $776,499
02/19 - $544,291 $799,739
03/19 - $551,251 $808,455
04/19 - $577,496 $836,473
05/19 - $547,963 $811,636
06/19 - $588,500 $853,525
07/19 - $601,555 $867,945
08/19 - $594,550 $862,292
-
Month Year: Investments
June 2017: 504K
July 2017: 523K
Add in home value - debts; net worth as second number:
Aug 2017: 533K / 666K
Sep 2017: 539K / 679K
Oct 2017: 551K / 698K
Nov 2017: 561K / 711K
Dec 2017: 569K / 724K
Jan 2018: 589K / 751K
Feb 2018: 577K / 741K
May 2018: 585K / 744K
July 2018: 600K / 763K
Aug 2018: 618K / 779K
Sept 2018: 621K / 795K
Oct 2018: 587K / 764K
Nov 2018: 599K / 778K
Dec 2018: 568K / 739K
Jan 2019: 607K / 767K
Feb 2019: 627K / 790K
Mar 2019: 636K / 802K
Apr 2019: 656K / 830K
May 2019: 636K / 809K
Jun 2019: 652K / 841K
Jul 2019: 663K / 851K
Aug 2019: 648K / 837K
-
August Update, a little drop but still on track. I'm changing my investing/FIRE plan a little. because I believe I'll have enough invested to be FI in 3 years without my home payment, I'm diverting my overtime money to my house payment while still maxing all investments (401k, IRA, HSA). I should be able to have my house paid off in 3 years at age 49 and then we'll be FI. The plan is not to fully retire and quit all jobs. My wife will quit, I'll still work my job but without any overtime (luckily it's not mandatory), because I love my job, it pays good, has great benefits and I work 7 days on 7 days off so I have tons of time off to have fun and just LIVE LIFE. Needless to say, I'm feeling great about all this.
EOM Dollar Amount (I invested) {total change}
Dec 2016 $322,818 ($30,604)
Dec 2017 $438,627 ($40,177) {$115,809}
Dec 2018 $518,373 ($87,168) {$79,746}
Jan 2019 $572,058 ($9,743) {$53,685}
Feb 2019 $603,363 ($4,010) {$31,305}
Mar 2019 $616,382 ($7,800) {$13,019
Apr 2019 $643,599 ($2,500) {$27,217}
May 2019 $638,398 ($29,928) {-$5,201}
June 2019 $679,549 ($2,200) {$41,151}
July 2019 $702,460 ($12,000) {$22,911}
Aug 2019 $691,691 ($3,456) {-10,769}
-
Month end update:
Liquid assets / Net worth
Jan 2018 $415.5K / $508K
Jun 2018 $518.8K / $578.4K
Jul 2018 $528.3K / $588.2K
Aug 2018 $543K / $603.2K
Sep 2018 $548K / $608.6K
Oct 2018 $492.6K / $569.5K
Nov 2018 $502K / $585.3K
Dec 2018 $476.8K / $554K
Jan 2019 $509.1K / $587K
Feb 2019 $534.2K / $612.6K
Mar 2019 $549K / $627.8K
Apr 2019 $561.1K / $640.1K
May 2019 $533.5K / $612.9K
June 2019 $566K / $646K
July 2019 $569K / $649K
Aug 2019 $558.4K / $638.8K
-
Bit of a dip this month, not as much as I had feared. The ongoing issues with Brexit and US / China trade war is not helping matters.
Still hoping we can get to the important £600k mark by November.
Jan 2017 - £346,854
Feb 2017 - £388,581 (+£41,727)
Mar 2017 - £396,119 (+£7,538)
Apr 2017 - £401,345 (+£5,226)
May 2017 - £399,619 (-£1,726)
Jun 2017 - £411,132 (+£11,513)
Jul 2017 - £409,299 (-£1,833)
Aug 2017 - £413,486 (+£4,187)
Sep 2017 - £415,586 (+£2,100)
Oct 2017 - £434,692 (+£19,000)
Nov 2017 - £438,434 (+£3,742)
Dec 2017 - £452,034 (+£13,600)
=====================
Jan 2018 - £456,088 (+£4,054)
Feb 2018 - £467,243 (+£11,155)
Mar 2018 - £463,199 (-£4,044)
Apr 2018 - £453,874 (-£9,325)
May 2018 - £475,489 (+£21,615)
Jun 2018 - £489,292 (+£13,802)
July 2018 - £499,919 (+£10,267)
Aug 2018 - £512,818 (+£12,899)
Sept 2018 - £510,749 (-£2,069)
Oct 2018 - £515,784 (+£5,035)
Nov 2018 - £504,527 (-£11,257)
Dec 2018 - £512,686 (+£8,179)
=====================
Jan 2019 - £495,379 (-£12,307)
Feb 2019 - £518,143 (+£22,764)
Mar 2919 - £530,781 (+£12,638)
Apr 2019 - £549,313 (+£18,532)
May 2018 - £537,008 (-£12,305)
Jun 2019 - £539,352 (+£2,345)
Jul 2019 - £550,220 (+£10,867)
Aug 2019 - £571,991 (+£21,771)
Sep 2019 - £568,987 (-£4,351)
(https://i.imgur.com/uWR0GVe_d.jpg?maxwidth=640&shape=thumb&fidelity=medium)
-
Jan 2017: $444,411
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
May 2017: $509,180 (+$12,570)
Jun 2017: $522,280 (+$13,100)
Jul 2017: $539,829 (+$17,549)
Aug 2017: $547,156 (+$7,327)
Sept 2017: $568,755 (+$21,599)
Oct 2017: $588,681 (+$19,926)
Nov 2017: $612,643 (+$23,962)
Dec 2017: $628,029 (+$15,386)
--------------------------
Jan 2018: $664,203 (+$36,174)
Feb 2018: $662,419 (-$1,784)
Mar 2018: $667,963 (+$5,544)
Apr 2018: $687,251 (+$19,288)
May 2018: $713,039 (+$25,788)
Jun 2018: $719,898 (+$6,859)
Jul 2018: $749,307 (+$29,409)
Aug 2018: $777,551 (+28,244)
Sept 2018: $782,645 (+$5,094)
Oct 2018: $747,078 (-$35,567)
Nov 2018: $768,361 (+$21,283)
Dec 2018: $718,610 (-$49,751)
--------------------------
Jan 2019: $777,609 (+$58,999)
Feb 2019: $820,306 (+$42,697)
Mar 2019: $840,459 (+$20,153)
Apr 2019: $881,921 (+$41,462)
May 2019: $852,437 (-$27,484)
Jun 2019: $898,121 (+$45,684)
Jul 2019: $923,880 (+$25,759)
Aug 2019: $919,801 (-$4,079)
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Hello all! Excited to surpase the 500k mark and start setting my sites on 1M.
Managed to barely stay above 500k NW this month. I also need to come up with goal to reach 1M. I think if we coasted it would happen in 5 or 6 years. Maybe we can push that down to 3 or 4 years.
End of NW Change
12/13: $41,032
12/14: $106,801 $65,769
12/15: $197,262 $90,461
12/16: $276,361 $79,099
12/17: $368,051 $91,690
12/18: $394,472 $26,421
01/19: $427,275 $32,803
02/19: $442,833 $15,558
03/19: $455,412 $12,579
04/19: $480,317 $24,905
05/19: $460,880 $-19,437
06/19: $491,598 $30,718
07/19: $503,112 $11,514
08/19: $501,648 $-1,464
Year to date: $107,176
Sent from my moto g(6) using Tapatalk
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Ok time for us to join the race! We just crossed 500k NW. I am not sure how long it will take us to get to the big 1M$, I am hoping 10 years or so? Probably in for a correction soon, but here we go!
9/1/2019 - 500k
-
June 1, 2017: $349,328
July 1, 2017: $362,675
Aug. 1, 2017: $373,748
Sept. 1, 2017: $378,549
Oct. 1, 2017: $389,829
Nov. 1, 2017: $396,444
Dec. 1, 2017: $407,245
Jan. 1, 2018: $412,626
Feb. 1, 2018: $433,521
Mar. 1, 2018: $418,873
Apr. 1, 2018: $410,875
May 1, 2018: $439,719
June 1, 2018: $446,814
July 1, 2018: $451,330
Aug. 1, 2018: $469,413
Sept. 1, 2018: $491,582
Oct. 1, 2018: $496,037
Nov. 1, 2018: $465,386
Dec. 1, 2018: $473,869
Jan. 1, 2019: $436,390
Feb. 1, 2019: $472,423
Mar. 1, 2019: $488,585
Apr. 1, 2019: $500,442
May 1, 2019: $508,168
June 1, 2019: $493,942
July 1, 2019: $528,114
Aug. 1, 2019: $539,640
Sept. 1, 2019: $536,031
-
Dec. 2017: $502k
Jan. 2, 2018: $513.7k
Feb. 5, 2018: $539.9k
Mar. 5, 2018: $543.6k
Apr. 2, 2018: $557.6
Apr. 30, 2018: $574.5k
June 4, 2018: $616.2k
July 2, 2018: $623.4k
Aug. 1, 2018: $643.8k
Sep. 4, 2018:$670.2k
Oct. 2, 2018: $677.7k
Nov. 2, 2018: $659.6k
Jan 2, 2019: $631.2k
Feb 1, 2019: $659.1k
Mar 1, 2019: $708k
Apr 1, 2019: $725.9k
May 1, 2019: $753.9k
July 1, 2019: $772.4k
Aug 1, 2019: $792.8k
Sep 3, 2019: $787.2k - up and down it goes.
-
1-Jan-2011: $82,795
1-Jan-2012: $106,303
1-Jan-2013: $147,328
1-Jan-2014: $212,595
1-Jan-2015: $264,308
1-Jan-2016: $299,216
1-Jan-2017: $371,623
1-Jan-2018: $500,083 (graduated from 250-->500k thread!)
1-Jan-2019: $551,753
1-Feb-2019: $584,414
1-Mar-2019: $606,970
1-Apr-2019: $616,505
1-May-2019: $636,497
1-Jun-2019: $607,676
1-Jul-2019: $656,706
1-Aug-2019: $664,623
1-Sep-2019: $658,464. Little bit a' uppie, little bit a' downie.
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689 (+$22,460)
-
July 2016 - $257,306
August 2016 - $264,625
September 2016 - $270,695
October 2016 - $283528
November 2016 - $291396
December 2016 - $295603
January 2017 - $303,195
March 2017 - $333,323
April 2017 - $340,884
May 2017 - $346,568
June 2017 - $357,230
July 2017 - $365,912
August 2017 - $370,689
September 2017 - $380,412
October 2017 - $390,025
November 2017 - $400,070
December 2017 - $404,188
January 2018 - $419426
February 2018 - $423744
May 2019 - $623013
August 2019 - $681260
First time posting here in this thread. With the stock market up and the insane job looks like a pretty healthy 4 month jump. Still cannot believe that my net worth has jumped $400000 in 3 years - this community has helped us do it. What does scare me is that I look at $1000 and I do not feel like it is a lot of money anymore. I am slacking in the saving so will post regularly to keep myself accountable.
-
Update of our
NW
10/1/2018 = $811,061
11/1/2018 = $792,866
6/20/2019 = $869,092
7/18/2019 = $878,179
8/6/2019 = $909,179
9/9/2019 = $911,358
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26 months for 100-250k. Last post in 100-250k here: http://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-100-to-250k/msg1440605/#msg1440605
28 months for 250k-500k. Last post in 250k-500k here: https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-250-to-500k!/msg2457040/#msg2457040
Recent NW:
May-19 $482,166.97
Jun-19 $506,489.11
Jul-19 $516,572.20
Aug-19 $520,552.46
Sep-19 $524,681.62
I haven't been updating real estate values to market value in the last few years and there is now a ~30k discrepancy due to appreciation. rather than take it all in one month, I will be adding $3k/month to real estate asset values until those values match market values.
Optimistic / unlikely goal of 36 months to $1M (May 2022). This assumes net worth growth continues on current exponential trend.
Optimistic projection of 50 months to $1M (July 2023). This assumes steady 7% investment return and 3% wage growth with steady expenses.
Realistic projection of 60 months to $1M (May 2024). This assumes steady 4% investment return and 3% wage growth with 1% expense growth.
I think I'll have to settle in for the long haul on this thread.
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Had to rush on over here, because we broke a million for the first time! Since it could be fleeting, here it is for posterity:
9/13/2019 - $1,002K - $310K in home equity, $11K in cash, remainder in investments
6/2019 - $945K
12/2018 - $803K
9/2018 - $850K
6/2018 - $799K
3/2018 - $756K
12/2017 - $719K
9/2017 - $670K
6/2017 - $630K
[/quote]
-
Congratulations ScottsdaleSaver!
-
Congrats from me as well, @ScottsdaleSaver! Well done!
Welcome, @SAfAmBrit, @v8rx7guy, and @FIreDrill!
The more the merrier here in the slow-but-steady wins the race to a million thread.
-
Haven't posted since May 2018...oops.
May 2018: 523.7
Mat leave for 14 months.
Sept 2019: 421 in cash and investments, 146 in rental properties. Total: 567
Not bad for a reduced salary year!
-
cash+rental equity add primary residence equity
1/2016 $507K $627K
1/2017 $625K $797K
9/2017 $784K $904K
12/2017 $762K $903K - remodeling primary residence! When project is done, big increase in equity!
3/2018 $725K $866K - still remodeling. Framing and all exterior done, all bills paid! (to contractors)
6/2018 $763K $910K Hmmm. Zillow values for rental properties went way up. Making progress on the remodel. Plumbing, insulation, electrical done. Just drywall, flooring remains!
9/2018 $830K $945K We're painting this weekend! Just flooring and trim left on the remodel! Cash went up because we paid off a bunch of credit card debt with HELOC. (0%promo rate was ending)
12/2018 $821K $964K Slow and steady progress on the remodel. Thinking about selling a rental in 1stQ or 2ndQ 2019.
3/2019 $833K $977K Just trim is left on the remodel. Rental house is on the market.
6/2019 $820K $953K Had to buy a roof for the rental house. It now is under contract, though. Hope to close before the next quarterly update. Substituted real equity in the total now that we know the sale price for that one. (Zillow values still used for other properties)
9/2019 $832K $977K Closed on the rental house! So nice to be done. Paying off 0%CC bills related to our remodel. Flooring and trim are done. Just railings to go. Hiring out for that, they're tricky.... Final inspection hopefully before the next update.
1MM dates now 6/2022 3/2020
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Oct 2017: 527k
Dec 2017: 554k
Mar 2018: 666k
Jun 2018: 711k
Sep 2018: 784k
Dec 2018: 774k
Mar 2019: 830k
Jun 2019: 875k
Sep 2019: 947k
Very happy to have broken $900k. Hoping to hit $1M by the end of the year. If we achieve the goal before the end of next month, DH will be joining the millionaire’s club before age 40. That’s highly unlikely. At our current trajectory, we will probably hit $1M by the end of the year.
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07/2018-- 535,562/ 673,992
12/2018-- 495,360/ 652,069
03/2019-- 553,577/ 713,262
06/2019-- 606,080/ 749,479
09/2019-- 607,394/ 737,311
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September 2015 -- $560k
September 2016 -- $640k
September 2017 -- $675k
September 2018 -- $776k
September 2019 -- $860k
Would love to hit $1M net worth by December 2020, as I plan to invest about $75k from now until then ... we'll see how the market plays out.
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Nice!
Oct 2017: 527k
Dec 2017: 554k
Mar 2018: 666k
Jun 2018: 711k
Sep 2018: 784k
Dec 2018: 774k
Mar 2019: 830k
Jun 2019: 875k
Sep 2019: 947k
Very happy to have broken $900k. Hoping to hit $1M by the end of the year. If we achieve the goal before the end of next month, DH will be joining the millionaire’s club before age 40. That’s highly unlikely. At our current trajectory, we will probably hit $1M by the end of the year.
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6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
12/1/18 = $636
1/1/19 = $630
2/1/19 = $664
3/1/19 = $682
4/1/19 = $691
5/1/19 = $708
6/1/19 = $702
7/1/19 = $731
8/1/19 = $737
9/1/19 = $736
10/1/19 = $746
-
08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800
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Month end update:
Liquid assets / Net worth
Jan 2018 $415.5K / $508K
Jun 2018 $518.8K / $578.4K
Jul 2018 $528.3K / $588.2K
Aug 2018 $543K / $603.2K
Sep 2018 $548K / $608.6K
Oct 2018 $492.6K / $569.5K
Nov 2018 $502K / $585.3K
Dec 2018 $476.8K / $554K
Jan 2019 $509.1K / $587K
Feb 2019 $534.2K / $612.6K
Mar 2019 $549K / $627.8K
Apr 2019 $561.1K / $640.1K
May 2019 $533.5K / $612.9K
June 2019 $566K / $646K
July 2019 $569K / $649K
Aug 2019 $558.4K / $638.8K
Sept 2019 $569.6K / $650.3K
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Liquid NW / Total NW
1/1/16: $455k / 675k
1/1/17: $555k / 822k
1/1/18: $735k / 1.071M
5/17/18: $765k / 1.112M
6/29/18: $773k / 1.137M
7/31/18: $795k / 1.170M
8/31/18: $813k / 1.189M
9/29/18: $811k / 1.192M
11/1/18: $772k / 1.160M
12/1/18: $796k / 1.182M
1/1/19: $765k / 1.152M
2/1/19: $826k / 1.227M
3/1/19: $850k / 1.264M
4/1/19: $863k / 1.277M
5/1/19: $892k / 1.298M
6/1/19: $864k / 1.269M
7/1/19: $916k / 1.318M
8/1/19: Looks like I missed this update! On vacation with my mind a million miles away from work...
9/1/19: $924k / 1.341M
10/1/19: $952k / 1.391M
Going to be lower by the end of the day...
-
Quarterly Update:
Jan-16 $257,514.77 (+49,787)
April-16 $277,918.06 (+20,403)
July-16 $306,073.47 (+28,155)
Oct-16 $357,689.04 (+53,415)
Jan-17 $405,710.23 (+48,021)
April-17 $446,004.04 (+39,424)
July-17 $496,327.00 (+50,322)
Oct-17 $535,958.74 (+39,631)
Jan-18 $617,102.81 (+81,144)
April-18 $649,856.20 (+32,718)
July-18 $704,760.25 (+54,904)
Oct-18 $768,090.42 (+63,330)
Jan-19 $761,423.60 (-06,666)
April-19 $865,799.27 (+104,376)
July-19 $930,912.06 (+65,112)
Oct-18 $958,784.74 (+27,872)
Maybe 1 Million for Christmas?
JGS
-
Dec. 2017: $502k
Jan. 2, 2018: $513.7k
Feb. 5, 2018: $539.9k
Mar. 5, 2018: $543.6k
Apr. 2, 2018: $557.6
Apr. 30, 2018: $574.5k
June 4, 2018: $616.2k
July 2, 2018: $623.4k
Aug. 1, 2018: $643.8k
Sep. 4, 2018:$670.2k
Oct. 2, 2018: $677.7k
Nov. 2, 2018: $659.6k
Jan 2, 2019: $631.2k
Feb 1, 2019: $659.1k
Mar 1, 2019: $708k
Apr 1, 2019: $725.9k
May 1, 2019: $753.9k
July 1, 2019: $772.4k
Aug 1, 2019: $792.8k
Sep 3, 2019: $787.2k
Oct 1, 2019: $806.4k - every $100k milestone feels pretty nice and this is the first time I've broken $800k, although with the ups and down of the market it may not be the last ;).
-
Maybe 1 Million for Christmas?
JGS
Nice job. I'm still two years out.
-
Investments/cash Net worth
05/18 - $503,164 $742,902
06/18 - $506,463 $747,871
07/18 - $520,768 $764,243
08/18 - $542,574 $787,745
09/18 - $541,489 $788,357
10/18 - $518,567 $766,694
01/19 - $522,773 $776,499
02/19 - $544,291 $799,739
03/19 - $551,251 $808,455
04/19 - $577,496 $836,473
05/19 - $547,963 $811,636
06/19 - $588,500 $853,525
07/19 - $601,555 $867,945
08/19 - $594,550 $862,292
09/19 - $601,942 $871,711
An increase is always appreciated!!
-
We are currently around 700K. Over the last 4 years, we have averaged an increase of 100K of our net worth each year. However, that was partially explained by massive real estate appreciation among our 3 rentals.
I think a conservative estimate going forward is 60K/year, so we are about 5 years away from hitting 1 million. After we hit 1 million for net worth, the next month I will pay off all my student loans. It's 30K right now. The balance should be around 20K in 5 years.
I really want to hit 1 million before I pay off my student loans. I know it's a weird goal to have. I don't agree with the philosophy that you cannot accumulate wealth when you have student loans. My current student loan rate is around 5.25%. My real estate returns have been much higher than 5.25%.
-
Month Year: Investments
June 2017: 504K
July 2017: 523K
Add in home value - debts; net worth as second number:
Aug 2017: 533K / 666K
Sep 2017: 539K / 679K
Oct 2017: 551K / 698K
Nov 2017: 561K / 711K
Dec 2017: 569K / 724K
Jan 2018: 589K / 751K
Feb 2018: 577K / 741K
May 2018: 585K / 744K
July 2018: 600K / 763K
Aug 2018: 618K / 779K
Sept 2018: 621K / 795K
Oct 2018: 587K / 764K
Nov 2018: 599K / 778K
Dec 2018: 568K / 739K
Jan 2019: 607K / 767K
Feb 2019: 627K / 790K
Mar 2019: 636K / 802K
Apr 2019: 656K / 830K
May 2019: 636K / 809K
Jun 2019: 652K / 841K
Jul 2019: 663K / 851K
Aug 2019: 648K / 837K
Sep 2019: 665K / 851K
-
Slow and steady....
End of NW Change
12/13: $41,032
12/14: $106,801 $65,769
12/15: $197,262 $90,461
12/16: $276,361 $79,099
12/17: $368,051 $91,690
12/18: $394,472 $26,421
01/19: $427,275 $32,803
02/19: $442,833 $15,558
03/19: $455,412 $12,579
04/19: $480,317 $24,905
05/19: $460,880 $-19,437
06/19: $491,598 $30,718
07/19: $503,112 $11,514
08/19: $501,648 $-1,464
09/19: $509,594 $7,946
Year to date: $115,122
-
June 1, 2017: $349,328
July 1, 2017: $362,675
Aug. 1, 2017: $373,748
Sept. 1, 2017: $378,549
Oct. 1, 2017: $389,829
Nov. 1, 2017: $396,444
Dec. 1, 2017: $407,245
Jan. 1, 2018: $412,626
Feb. 1, 2018: $433,521
Mar. 1, 2018: $418,873
Apr. 1, 2018: $410,875
May 1, 2018: $439,719
June 1, 2018: $446,814
July 1, 2018: $451,330
Aug. 1, 2018: $469,413
Sept. 1, 2018: $491,582
Oct. 1, 2018: $496,037
Nov. 1, 2018: $465,386
Dec. 1, 2018: $473,869
Jan. 1, 2019: $436,390
Feb. 1, 2019: $472,423
Mar. 1, 2019: $488,585
Apr. 1, 2019: $500,442
May 1, 2019: $508,168
June 1, 2019: $493,942
July 1, 2019: $528,114
Aug. 1, 2019: $539,640
Sept. 1, 2019: $536,031
Oct. 1, 2019: $546,248
-
1-Jan-2011: $82,795
1-Jan-2012: $106,303
1-Jan-2013: $147,328
1-Jan-2014: $212,595
1-Jan-2015: $264,308
1-Jan-2016: $299,216
1-Jan-2017: $371,623
1-Jan-2018: $500,083 (graduated from 250-->500k thread!)
1-Jan-2019: $551,753
1-Feb-2019: $584,414
1-Mar-2019: $606,970
1-Apr-2019: $616,505
1-May-2019: $636,497
1-Jun-2019: $607,676
1-Jul-2019: $656,706
1-Aug-2019: $664,623
1-Sep-2019: $658,464.
1-Oct-2019: $675,812 Zoinks!
-
Just crossed over $500k for the stache this past month, so I'll jump in on the race.
Started tracking:
Jan 16: $181.2k
Feb 19: $532.8k
Update to April 1st. $546.25k
Update to October 1st: $620.15k
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Investment Accounts
EOM Dollar Amount (I invested) {total change}
Dec 2016 $322,818 ($30,604)
Dec 2017 $438,627 ($40,177) {$115,809}
Dec 2018 $518,373 ($87,168) {$79,746}
Jan 2019 $572,058 ($9,743) {$53,685}
Feb 2019 $603,363 ($4,010) {$31,305}
Mar 2019 $616,382 ($7,800) {$13,019
Apr 2019 $643,599 ($2,500) {$27,217}
May 2019 $638,398 ($29,928) {-$5,201}
June 2019 $679,549 ($2,200) {$41,151}
July 2019 $702,460 ($12,000) {$22,911}
Aug 2019 $691,691 ($3,456) {-10,769}
Sep 2019 $699,235 ($2,122) {$7,544)
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Maybe 1 Million for Christmas?
JGS
Nice job. I'm still two years out.
What's kind of funny/disgusting is that I'm getting impatient. I took another look at the data and I'm up nearly 200K in 9 months.... and yet I feel like things aren't going fast enough. That 200K increase is more than my actual gross income during that time period, so what the f*** do I have to complain about? From another perspective, it took my 5 years of work after graduation to get over 200K net worth.
Patience, little grasshopper.
JGS
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502 (+$9,813)
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502 (+$9,813)
Nice $56K bump in 6 months!!! :)
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Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502 (+$9,813)
Nice $56K bump in 6 months!!! :)
Thanks NinetyFour! Appreciate the encouragement from someone ahead of me ;-)
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Just joined the forum so I could participate in this race. I'm right at 900k right now so millionaire status feels tantalizingly close (yet still far away). I can't/don't tell many people about this in real life, so I was happy to see this thread full of people who are in a similar position.
Oct 6, 2019 900K
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Quarterly update:
10/1/2017 - 502k
1/1/2018 - 544k
4/1/2018 - 559k
7/1/2018 - 604k
10/1/2018 - 640k
1/1/2019 - 608k
4/1/2019 - 710k
7/1/2019 - 754k
10/1/2019 - 779k
-
Sold the house, so back to one reporting number. I'll probably stick to a single reporting number from here on out and ignore the value of any new house.
Month Year: Investments
June 2017: 504K
July 2017: 523K
Add in home value - debts; net worth as second number:
Aug 2017: 533K / 666K
Sep 2017: 539K / 679K
Oct 2017: 551K / 698K
Nov 2017: 561K / 711K
Dec 2017: 569K / 724K
Jan 2018: 589K / 751K
Feb 2018: 577K / 741K
May 2018: 585K / 744K
July 2018: 600K / 763K
Aug 2018: 618K / 779K
Sept 2018: 621K / 795K
Oct 2018: 587K / 764K
Nov 2018: 599K / 778K
Dec 2018: 568K / 739K
Jan 2019: 607K / 767K
Feb 2019: 627K / 790K
Mar 2019: 636K / 802K
Apr 2019: 656K / 830K
May 2019: 636K / 809K
Jun 2019: 652K / 841K
Jul 2019: 663K / 851K
Aug 2019: 648K / 837K
Sep 2019: 665K / 851K
Oct 2019: 908K
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Just joined the forum so I could participate in this race. I'm right at 900k right now so millionaire status feels tantalizingly close (yet still far away). I can't/don't tell many people about this in real life, so I was happy to see this thread full of people who are in a similar position.
Oct 6, 2019 900K
Welcome!
-
Update of our
NW
10/1/2018 = $811,061
11/1/2018 = $792,866
6/20/2019 = $869,092
7/18/2019 = $878,179
8/6/2019 = $909,179
9/9/2019 = $911,358
10/8/2019 = $913,179
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I'm going to join this thread but its going to take us a while to get to $1 million. Hopefully end of 2020.
Wife is still going to school. On track to graduate in 2 yrs so the main income is from me. I mdee around $10K0-$120K for the past 3 yrs and I don't know if I can keep up the rate for the next 4 yrs. ~$80K is more in range of what I can make.
Once my wife graduate from college hopefully our NW will skyrocket.....
$240K- Our main house already paid off. Zillow say >>$300K but thats not realistic.
$90K- Rental house. Owes $55K. Worth ~$150K. Zillow say $175K but thats not realistic either.
$73K- Vanguard IRA. I moved it to a money market account after Trump won. Stupid !!
$15K- 401K. Previous job. Same thing with IRA account. STUPID !!!
$50K- CASH.
$23K- 2 CDs maturing soon.
$11k- HSA account.
$10K- Gold.
$45K- We have 4 cars all paid off. Once is a almost new Lexus. Depreciating assets.
$35K- Wifes own account. Might be more now.
$50K- Safety deposit box. This is my own emergency money NOONE knows about except for you guys.
$15K- tax refund for 2016. Yeah I already figured out we'll get at least this much for 2016.
$657K as of right now. We have no debt except for the rental house but its not cost effective to pay it off.
- We can put away around $50K/yr even with my wife not working. That would put us at only $847K by the end of 2020.
- Our problem is all our assets are tied to the houses and not earning much for us. The rental is bringing us around $4K for the year. Our investments are LOW compares to others.
- So for us to hit $1 Mil by the end of 2020, my wife and/or our investments have to bring us the extra $150K.
I'm like everyone else, I had all my IRA and 401K in the Index funds before. I'm going to put everything back. If anyone have better ideas on how to get better returns on on NW, I'm all ears.
UPDATE: Just about 3 years later.
$210K- Rental house. Worth $225K. Paid off
$200K- House. Title in my name. Wifes sister is buying from us at 3.5% payment.
$130k- Main house equity.
$160k- MIne. Various investment. 401k, IRAs.
$46K- Wife. Various 401k, IRA
$45K- Various assets. All our cars are paid for.
$14K- HSA account
$6k- Gold
$62k- CDs. getting 3%
$36k- Cash at various savings account.
~$910K- all together.
From that last post, we were hoping to get to $1 million by the end of 2020 and we will get there easily.
Biggest difference is my wife graduate and got a job. $48k right out of school.
We're putting away around $44k of WIFEs salary away.(rest are taxes) plus with what I can put away.
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Here's an update on the goal to Investments = $1M.
We've slowed way down since we've bought a new house and took money out of the investments account for a downpayment, will be remodeling the place (also likely to take some from investments), and carrying the other house too until we can move into the new one and sell the old.
date NW Investments
4/3/14 $430k $225k
9/19/14 $500k $275k
11/6/14 $550k $300K
5/9/15 $600k $341k
4/13/16 $650k $375k
9/7/16 $700k $410k
5/6/17 $750k $674k (*I think I lost history on one of our accounts prior to this)
9/9/17 $800k $717k
11/22/17 Assets hit $1M
12/15/17 $850k $770K
3/10/18 $900k $770k (refinanced house, put $ in and moved from 30 to 15 yrs)
6/16/18 $950k $818k
12/26/18 $900k $750k
1/10/19 $950k $803k
2/19/19 $1M !!! $856k
6/12/19 $1.05M $900k
10/9/19 $1.08M $895k (downpayment on house and market misery)
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Here's an update on the goal to Investments = $1M.
We've slowed way down since we've bought a new house and took money out of the investments account for a downpayment, will be remodeling the place (also likely to take some from investments), and carrying the other house too until we can move into the new one and sell the old.
date NW Investments
4/3/14 $430k $225k
9/19/14 $500k $275k
11/6/14 $550k $300K
5/9/15 $600k $341k
4/13/16 $650k $375k
9/7/16 $700k $410k
5/6/17 $750k $674k (*I think I lost history on one of our accounts prior to this)
9/9/17 $800k $717k
11/22/17 Assets hit $1M
12/15/17 $850k $770K
3/10/18 $900k $770k (refinanced house, put $ in and moved from 30 to 15 yrs)
6/16/18 $950k $818k
12/26/18 $900k $750k
1/10/19 $950k $803k
2/19/19 $1M !!! $856k
6/12/19 $1.05M $900k
10/9/19 $1.08M $895k (downpayment on house and market misery)
ToughMother-
I'm selecting a mortgage for my home right now: can you give some insight about why you selected a 15-year mortgage term?
-
Quarterly:
10/1/18 $502K
01/1/19 $480K - this was all market drop; no change to savings behavior
04/1/19 $546K
07/1/19 $579K
10/1/19 $586K - pulled a chunk out of our HSA to pay for childbirth costs incurred earlier in the year; also started daycare; husband took 2 months unpaid paternity leave... savings rate currently in the toilet
Includes home equity. Doesn't include roughly $30K in cash.
Anticipated graduation: mid-2023
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I just found these calculators.
We come out at about the 80th percentile.
https://dqydj.com/net-worth-by-age-calculator-united-states/
https://dqydj.com/net-worth-brackets-wealth-brackets-one-percent/
Do you agree with what the numbers say for you? Are you surprised?
(Could post elsewhere, but not sure where)
Really important distinction between average and median at every age!
And EVERYONE on this thread is on average (any age) above the 80th percentile.
-
Jan 2017: $444,411
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
May 2017: $509,180 (+$12,570)
Jun 2017: $522,280 (+$13,100)
Jul 2017: $539,829 (+$17,549)
Aug 2017: $547,156 (+$7,327)
Sept 2017: $568,755 (+$21,599)
Oct 2017: $588,681 (+$19,926)
Nov 2017: $612,643 (+$23,962)
Dec 2017: $628,029 (+$15,386)
--------------------------
Jan 2018: $664,203 (+$36,174)
Feb 2018: $662,419 (-$1,784)
Mar 2018: $667,963 (+$5,544)
Apr 2018: $687,251 (+$19,288)
May 2018: $713,039 (+$25,788)
Jun 2018: $719,898 (+$6,859)
Jul 2018: $749,307 (+$29,409)
Aug 2018: $777,551 (+28,244)
Sept 2018: $782,645 (+$5,094)
Oct 2018: $747,078 (-$35,567)
Nov 2018: $768,361 (+$21,283)
Dec 2018: $718,610 (-$49,751)
--------------------------
Jan 2019: $777,609 (+$58,999)
Feb 2019: $820,306 (+$42,697)
Mar 2019: $840,459 (+$20,153)
Apr 2019: $881,921 (+$41,462)
May 2019: $852,437 (-$27,484)
Jun 2019: $898,121 (+$45,684)
Jul 2019: $923,880 (+$25,759)
Aug 2019: $919,801 (-$4,079)
Sept 2019: $943,063 (+$23,262)
Posting a little late, but here we go. I doubt that Oct will be an up month for us...we're doing an expensive home renovation project.
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Joining this race. Currently at $692,000 NW. For context:
10/1/15 - $181,000
10/1/16 - $267,000
10/1/17 - $408,800
10/1/18 - $553,000
I’m surprised at how consistent my year over year increase has been. Looks like this will put me at $1M in just over 2 years, barring any majors surprises. Not sure I’ll feel ready to FIRE then, but it will be a great milestone!
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--------------------------
Jan 2019: $777,609 (+$58,999)
Feb 2019: $820,306 (+$42,697)
Mar 2019: $840,459 (+$20,153)
Apr 2019: $881,921 (+$41,462)
May 2019: $852,437 (-$27,484)
Jun 2019: $898,121 (+$45,684)
Jul 2019: $923,880 (+$25,759)
Aug 2019: $919,801 (-$4,079)
Sept 2019: $943,063 (+$23,262)
Posting a little late, but here we go. I doubt that Oct will be an up month for us...we're doing an expensive home renovation project.
Really amazing progress YellowCat, and at age 29 too!
Welcome to the race, PacificaFog
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ToughMother-
I'm selecting a mortgage for my home right now: can you give some insight about why you selected a 15-year mortgage term?
Hi @talltexan
At the time we were refinancing, I had three goals:
1. I was downsizing my job to about half my salary and wanted to refinance while my income was good.
2. When I bought my house, I was very ill and on disability. I have since recovered. I was in a “soft second” with a subsidy and the whole thing was at 5.375%. That mortgage also had some rental restrictions because of its mission. Anyway, I wanted out of that and to pay back the subsidy so the next person in need could use the pool
3. 15 year rates were about 3.25% and the feds were chatting about their first rate raises.
4. I wanted to keep my monthly amount at $X and the 15year plus putting in $Y to make the mortgage amount Z made the most fiscal sense.
About 1 year after that, I got yet another new job back to my old salary. And then a few months later, we found our forever house. So all of that refinancing was for nothing but would have been perfect with what looked to be my future status quo.
Happy to clarify anything else in a PM.
~ToughMother
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A year has passed and we move slowly upward (other than this month, anyway, we bought a van):
Oct 2019 - $770k
Sep 2019 - $780k
Jul 2019 - $766k
Apr 2019 - $739k
Oct 2018 - $666k
Sep 2018 - $656k
July 2018 - $651k
June 2018 - $634k
May 2018 - $624k
Apr 2018 - $612k
Mar 2018 - $599k
Feb 2018 - $590k
Jan 2018 - $580k
Dec 2017 - $569k
Nov 2017 - $561k
Oct 2017 - $546k
Sep 2017 - $538k
Aug 2017 - $497k
July 2017 - $483k
Jun 2017 - $479k
May 2017 - $454k
Apr 2017 - $448k
Mar 2017 - $435k
Feb 2017 - $433k
Jan 2017 - $410k
Oct 2016 - $370k
Sep 2016 - $330k
Hoping to get to a mill by 2021!
-
2018
Jan 398000
Feb 431000
Mar 448000
Apr 462580
May 481501
Jun - 489782
Jul - 507110
Aug - 523353
Sep - 529071
Oct - 519042
Nov - 532025
2019
Mar - 586808
May - 609872
Jun - 622961
Jul - 643390
Aug - 654710
Sep - 663790
Oct - 671853
-
Missed a couple of months posts due to work etc but was still tracking.
01/01/17 £374668
01/01/18 £497097
01/01/19 £547415
01/02/19 £561491
01/03/19 £568388
01/04/19 £572881
01/05/19 £583805
01/06/19 £599145
01/07/19 £610976
01/08/19 £623787
01/09/19 £626277
01/10/19 £633564
Just ticked past +£80k on the NW for 2019.
-
End of 2007: $71,000
End of 2008: $87,600
End of 2009: $202,000
End of 2010: $257,000
2011: $298,000
2012: $364,000
2013: $371,000
2014: $615,000 (This looks like a big jump from 2013 because I started counting in my calculations an investment account which hadn't been counted in prior years)
2015: $644,000
2016: $740,000
July 2017: $813,000
Jan 2018: $926,000
June 2018: $969,000
September 2019: $1,087,056
After bouncing around the high $900k's for a while, I have been consistently above $1 Million for about 6mo now...cue recession and market drop.
This breaks down to roughly $780,000 in retirement accounts, $230,000 in other investment accounts, and $55,000 in 529s. No plans to retire anytime soon, too many unknown unknowns.
-
End of 2007: $71,000
End of 2008: $87,600
End of 2009: $202,000
End of 2010: $257,000
2011: $298,000
2012: $364,000
2013: $371,000
2014: $615,000 (This looks like a big jump from 2013 because I started counting in my calculations an investment account which hadn't been counted in prior years)
2015: $644,000
2016: $740,000
July 2017: $813,000
Jan 2018: $926,000
June 2018: $969,000
September 2019: $1,087,056
After bouncing around the high $900k's for a while, I have been consistently above $1 Million for about 6mo now...cue recession and market drop.
This breaks down to roughly $780,000 in retirement accounts, $230,000 in other investment accounts, and $55,000 in 529s. No plans to retire anytime soon, too many unknown unknowns.
CONGRATS Acorns! Always good to see new graduates of this thread! Welcome to the Millionaires Club. Hop on over to the 1-2MM thread and join us for martinis and cigars.
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Guess I'm moving threads for the time being. Been waiting for this day quite awhile it seems like. 45 yo, wife 42, two kids aged 12 and 10. Below numbers do not include $225k home equity, ~$800,000 pension value, and the kiddos ~ $90k in college savings. Now how to celebrate tonight?!
End 2015- $482k
End 2016- $628k
End 2017- $811k
End 2018- $813k
July 2019- $975k
Today- $1,001,000
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CONGRATS Acorns! Always good to see new graduates of this thread! Welcome to the Millionaires Club. Hop on over to the 1-2MM thread and join us for martinis and cigars.
Thanks! It feels a bit like jinxing myself to move, but I do have more goals to accomplish - onwards and upwards (but not always in a straight line)!
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Guess I'm moving threads for the time being.
Today- $1,001,000
Congrats!
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Congratulations to SEAK and Acorns !!! You should be very proud of your accomplishments. I hope you have a nice night out with your significant other to properly celebrate.
JGS
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CONGRATS SEAK! That's got to be a great feeling of accomplishment, and at a young age too!
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So many graduates - congrats to all! Hoping to make it soon...
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The last $100K is such a struggle. We are so close we can taste the freedom. Our investments are on autopilot and we know we’ll probably get there in the next couple months. It’s just so hard to waaaaaiiiiiiitttttt.....
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A flash up to 1M!
I usually use the more conservative valuation from Zillow or Redfin to guesstimate my home equity, included in one of my numbers, but today I got a valuation from Nextdoor that put my NW (counting home equity) at 1.016 M!
Not quite believing it, but it's my first toeprint over the line!
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I still have fifteen years before I want to retire. I feel pretty good with where I am at in life with regards to my finances.
2015 296,000
2016 402,438
2017 534,213
2018 631,884
2019 782,239 (estimated)
I was going to revise my numbers removing the value of my pensions. This decision was painful because my wife pays into her pension. I'm not sure if there are any rules in this forum about what is considered an asset for net worth purposes. But I am including the value of my house and pensions in this value. I read a half dozen articles about net worth and adding the pension to the net worth value is a debatable topic. However, all of them indicated it should be counted. One pension I plan on transferring it to an IRA. The other one will continue to accumulate in the state school pension plan. I'll revise my numbers if there is a rule in this forum.
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I'm not sure if there are any rules in this forum about what is considered an asset for net worth purposes. But I am including the value of my house and pensions in this value.
Make your own rule, based on what number(s) are important to you in your journey to FI! It's not a competition with anyone but yourself, so we don't all have to abide by the exact same ruleset.
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6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
12/1/18 = $636
1/1/19 = $630
2/1/19 = $664
3/1/19 = $682
4/1/19 = $691
5/1/19 = $708
6/1/19 = $702
7/1/19 = $731
8/1/19 = $737
9/1/19 = $736
10/1/19 = $746
11/1/19 = $761
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I'm new to this thread but we passed a NW 500k around October of 2016, and we're are 975k right now. A 475k increase in two and half years feels absolutely insane.
I expect to be bouncing around 1MM for awhile with some planned larger expenses, possible market corrections, etc.
6 months later and we're at... 977k.
¯\_(ツ)_/¯
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Hi everyone!
12/2014: $97,686
12/2015: $129,157
12/2016: $206,179
12/2017: $317,990
1/2018: $341,983
2/2018: $333,875
3/2018: $328,485
4/2018: $338,787
5/2018: $353,747
6/2018: $361,028
7/2018: $381,336
8/2018: $402,486
9/2018: $408,560
10/2018: $383,538
11/2018: $397,907
12/2018: $366,214
1/2019: $403,773
2/2019: $423,854
3/2019: $435,590
4/2019: $455,332
5/2019: $439,288
6/2019: $471,706
7/2019: $483,830
8/2019: $479,814
9/2019: $494,165
10/2019: $512,168
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Welcome fattest foot!
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Liquid NW / Total NW
1/1/16: $455k / 675k
1/1/17: $555k / 822k
1/1/18: $735k / 1.071M
5/17/18: $765k / 1.112M
6/29/18: $773k / 1.137M
7/31/18: $795k / 1.170M
8/31/18: $813k / 1.189M
9/29/18: $811k / 1.192M
11/1/18: $772k / 1.160M
12/1/18: $796k / 1.182M
1/1/19: $765k / 1.152M
2/1/19: $826k / 1.227M
3/1/19: $850k / 1.264M
4/1/19: $863k / 1.277M
5/1/19: $892k / 1.298M
6/1/19: $864k / 1.269M
7/1/19: $916k / 1.318M
8/1/19: Looks like I missed this update! On vacation with my mind a million miles away from work...
9/1/19: $924k / 1.341M
10/1/19: $952k / 1.391M
11/1/19: $986k / 1.420M
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Tracking liquid net worth only: Cash/Savings/Investments - do not have a mortgage or debt
Feb 1, 2016 - $90k
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Mar 1, 2019 - $354,771
Apr 1, 2019 - $384,308
May 1, 2019 - $407,770
June 1, 2019 - $404,625
July 1, 2019 - $420,082
Aug 1, 2019 - $441,976
Sep 1, 2019 - $458,940
Oct 1, 2019 - $481,915
Nov 1, 2019 - $501,937
Hellooooo!!!
I am beyond excited to be finally joining this group. While hitting $500k is a great accomplishment regardless, these silly groups do add a little incentive. Primarily for the reason that these type of goals can’t often be openly shared. I felt comfortable telling my parents and two close friends. Aside from that, just my wife and I to celebrate for now.
We zoomed through the $250k-$500k group over about 18 months. I work as a contractor and will be likely having a good sized sabbatical before we hit $1MM (at least I hope so!)
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Month end update:
Liquid assets / Net worth
Jan 2018 $415.5K / $508K
Jun 2018 $518.8K / $578.4K
Jul 2018 $528.3K / $588.2K
Aug 2018 $543K / $603.2K
Sep 2018 $548K / $608.6K
Oct 2018 $492.6K / $569.5K
Nov 2018 $502K / $585.3K
Dec 2018 $476.8K / $554K
Jan 2019 $509.1K / $587K
Feb 2019 $534.2K / $612.6K
Mar 2019 $549K / $627.8K
Apr 2019 $561.1K / $640.1K
May 2019 $533.5K / $612.9K
June 2019 $566K / $646K
July 2019 $569K / $649K
Aug 2019 $558.4K / $638.8K
Sept 2019 $569.6K / $650.3K
Oct 2019 $583.5K / $664.5K
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Investments/cash Net worth
05/18 - $503,164 $742,902
06/18 - $506,463 $747,871
07/18 - $520,768 $764,243
08/18 - $542,574 $787,745
09/18 - $541,489 $788,357
10/18 - $518,567 $766,694
01/19 - $522,773 $776,499
02/19 - $544,291 $799,739
03/19 - $551,251 $808,455
04/19 - $577,496 $836,473
05/19 - $547,963 $811,636
06/19 - $588,500 $853,525
07/19 - $601,555 $867,945
08/19 - $594,550 $862,292
09/19 - $601,942 $871,711
10/19 - $625,199 $896,352
Funny how the fortunes change month to month. Last month, I was up $60,000 over the year before. This month, I'm up $107,000 over the year before. Combination of an increase this year Sept-Oct AND a huge decrease last year from Sept-Oct. Even so, it's up and that's wonderful.
Welcome to our new members. It's a great thread to be in. One, because these are nice people here. And two, members of this thread are rich!
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Jan 2017: $444,411
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
May 2017: $509,180 (+$12,570)
Jun 2017: $522,280 (+$13,100)
Jul 2017: $539,829 (+$17,549)
Aug 2017: $547,156 (+$7,327)
Sept 2017: $568,755 (+$21,599)
Oct 2017: $588,681 (+$19,926)
Nov 2017: $612,643 (+$23,962)
Dec 2017: $628,029 (+$15,386)
--------------------------
Jan 2018: $664,203 (+$36,174)
Feb 2018: $662,419 (-$1,784)
Mar 2018: $667,963 (+$5,544)
Apr 2018: $687,251 (+$19,288)
May 2018: $713,039 (+$25,788)
Jun 2018: $719,898 (+$6,859)
Jul 2018: $749,307 (+$29,409)
Aug 2018: $777,551 (+28,244)
Sept 2018: $782,645 (+$5,094)
Oct 2018: $747,078 (-$35,567)
Nov 2018: $768,361 (+$21,283)
Dec 2018: $718,610 (-$49,751)
--------------------------
Jan 2019: $777,609 (+$58,999)
Feb 2019: $820,306 (+$42,697)
Mar 2019: $840,459 (+$20,153)
Apr 2019: $881,921 (+$41,462)
May 2019: $852,437 (-$27,484)
Jun 2019: $898,121 (+$45,684)
Jul 2019: $923,880 (+$25,759)
Aug 2019: $919,801 (-$4,079)
Sept 2019: $943,063 (+$23,262)
Oct 2019: $968,240 (+$25,177)
We are, surprisingly, quite up from Sept despite paying for the first half of our bathroom renovation in Oct ($5400). Expecting the other ~$7000 to hit in November. Maybe we can still hit $1 Mio total NW by end of this year?
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08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800
11/1/2019 - $675,000
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Dec. 2017: $502k
Jan. 2, 2018: $513.7k
Feb. 5, 2018: $539.9k
Mar. 5, 2018: $543.6k
Apr. 2, 2018: $557.6
Apr. 30, 2018: $574.5k
June 4, 2018: $616.2k
July 2, 2018: $623.4k
Aug. 1, 2018: $643.8k
Sep. 4, 2018:$670.2k
Oct. 2, 2018: $677.7k
Nov. 2, 2018: $659.6k
Jan 2, 2019: $631.2k
Feb 1, 2019: $659.1k
Mar 1, 2019: $708k
Apr 1, 2019: $725.9k
May 1, 2019: $753.9k
July 1, 2019: $772.4k
Aug 1, 2019: $792.8k
Sep 3, 2019: $787.2k
Oct 1, 2019: $806.4k
Nov 1, 2019: $827.9k - a very loose calculation based on our current savings and we'll hit $1m by 1/1/21. Any help from the market could get us there even faster, but I'm sure it'll be a wavy pattern regardless. Either way, excited to be on the ride :)
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ToughMother-
I'm selecting a mortgage for my home right now: can you give some insight about why you selected a 15-year mortgage term?
Hi @talltexan
At the time we were refinancing, I had three goals:
1. I was downsizing my job to about half my salary and wanted to refinance while my income was good.
2. When I bought my house, I was very ill and on disability. I have since recovered. I was in a “soft second” with a subsidy and the whole thing was at 5.375%. That mortgage also had some rental restrictions because of its mission. Anyway, I wanted out of that and to pay back the subsidy so the next person in need could use the pool
3. 15 year rates were about 3.25% and the feds were chatting about their first rate raises.
4. I wanted to keep my monthly amount at $X and the 15year plus putting in $Y to make the mortgage amount Z made the most fiscal sense.
About 1 year after that, I got yet another new job back to my old salary. And then a few months later, we found our forever house. So all of that refinancing was for nothing but would have been perfect with what looked to be my future status quo.
Happy to clarify anything else in a PM.
~ToughMother
appreciate it! The shorter loan term used to come with a large benefit in interest rate, these days it seems like it's very small.
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April 2015: $98k
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93
Jan 1 2018: $283,829.36
Feb 1 2018: $304,851.88
Mar 1 2018: $303,796.17
Apr 1 2018: $307,682.67
May 1 2018: $315,634.59
Jun 1 2018: $337,046.55
July 1 2018: $340,399.63
Aug 1 2018: $363,304.76
Sept 1 2018: $385,572.12
Oct 1 2018: $392,296.56
Nov 1 2018: $370,000.25
Dec 1 2018: $386,361.40
Jan 1 2019: $359,505.30
Feb 1 2019: $397,087.41
Mar 1 2019: $428,309.57
Apr 1 2019: $440,342.71
May 1 2019: $456,285.80
Jun 1 2019: $441,047.77
Jul 1 2019: $476,489.51
Aug 1 2019: $486,559.27
Sept 1 2019: $483,967.28
Oct 1 2019: $490,200.54
Nov 1 2019: $501,003.17
Hey all! Just graduated from the last thread, happy to finally be here!
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@turketron Woohoo! This is my first month in this group as well. Happy to have another along for the ride!
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turketron, and you made it pretty quickly in under 5 years. You keep that pace up and you'll be FIRE in no time! congrats
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Investment Accounts
EOM Dollar Amount (I invested) {total change}
Dec 2016 $322,818 ($30,604)
Dec 2017 $438,627 ($40,177) {$115,809}
Dec 2018 $518,373 ($87,168) {$79,746}
Jan 2019 $572,058 ($9,743) {$53,685}
Feb 2019 $603,363 ($4,010) {$31,305}
Mar 2019 $616,382 ($7,800) {$13,019
Apr 2019 $643,599 ($2,500) {$27,217}
May 2019 $638,398 ($29,928) {-$5,201}
June 2019 $679,549 ($2,200) {$41,151}
July 2019 $702,460 ($12,000) {$22,911}
Aug 2019 $691,691 ($3,456) {-10,769}
Sep 2019 $699,235 ($2,122) {$7,544}
Oct 2019 $722,383 ($4534) {$23,148}
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| 2015 DEC | : | 252k | <- Crossed 250k |
| - | - |
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
| 2016 NOV | : | 361k | (+24k) |
| 2016 DEC | : | 368k | (+7k) |
| - | - |
| 2017 JAN | : | 382k | (+14k) |
| 2017 FEB | : | 403k | (+21k) |
| 2017 MAR | : | 416k | (+13k) |
| 2017 APR | : | 427k | (+11k) |
| 2017 MAY | : | 436k | (+9k) |
| 2017 JUN | : | 449k | (+13k) |
| 2017 JUL | : | 464k | (+15k) |
| 2017 AUG | : | 478k | (+14k) |
| 2017 SEPT | : | 494k | (+16k) |
| 2017 OCT | : | 510k | (+16k) <- Crossed 500k |
| 2017 NOV | : | 523k | (+13k) |
| 2017 DEC | : | 534k | (+11k) |
| - | - |
| 2018 JAN | : | 558k | (+24k) |
| 2018 FEB | : | 569k | (+11k) |
| 2018 MAR | : | 560k | (-9k) |
| 2018 APR | : | 574k | (+14k/+5k) |
| 2018 MAY | : | 575k | (+1k) |
| 2018 JUNE | : | 575k | (+0k) |
| 2018 JULY | : | 599k | (+24k) |
| 2018 AUG | : | 620k | (+21k) |
| 2018 SEPT | : | 625k | (+5k) |
| 2018 OCT | : | 597k | (-28k) |
| 2018 NOV | : | 606k | (+9k/-19k) |
| 2018 DEC | : | 580k | (-26k/-45k) |
| - | - |
| 2019 JAN | : | 628k | (+48k/+3k) |
| 2019 FEB | : | 666k | (+38k) |
| 2019 MAR | : | 677k | (+11k) |
| 2019 APR | : | 706k | (+29k) |
| 2019 MAY | : | 670k | (-36k) |
| 2019 JUNE | : | 709k | (+39k/+3k) |
| 2019 JULY | : | 712k | (+3k) |
| 2019 AUG | : | 720k | (+8k) |
| 2019 SEPT | : | 725k | (+5k) |
| 2019 OCT | : | 753k | (+28k) <- Crossed 750k |
..and I am back.
The last time I updated was June, so I "guessed" for July/Aug/Sept. Came out of my home buying whirlwind around $50,000 richer between income/a bit of equity even while paying some hefty realtor fees.
I took some loans out for a solar project, and my mortgage is *much* larger now. The goal over the next year is to pay off the solar loan and MAYBE pay down the mortgage a little. Sitting at around $580k in equities right now, so I could use a year to free up a little cash flow. (my mortgage company allows for re-casting, basically resetting the loan lowering payments)
This is all very TBD.
In other news, I crossed $750k. From my table it takes me around 2 years for each quarter of a million. Following this, in 2021 I should be graduating. My "LIVING" expenses are around 40-48k but my mortgage will need to be killed for me to live on that stache. Numerically, I put myself around "half" which means I am pretty far beyond half way due to growth. Maybe 4-6 years away realistically, putting me in my mid 30s.
Thanks for reading!
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In other news, I crossed $750k.
Congrats, halfway through this race!
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26 months for 100-250k. Last post in 100-250k here: http://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-100-to-250k/msg1440605/#msg1440605
28 months for 250k-500k. Last post in 250k-500k here: https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-250-to-500k!/msg2457040/#msg2457040
Recent NW:
May-19 $482,166.97
Jun-19 $506,489.11
Jul-19 $516,572.20
Aug-19 $520,552.46
Sep-19 $524,681.62
I haven't been updating real estate values to market value in the last few years and there is now a ~30k discrepancy due to appreciation. rather than take it all in one month, I will be adding $3k/month to real estate asset values until those values match market values.
Optimistic / unlikely goal of 36 months to $1M (May 2022). This assumes net worth growth continues on current exponential trend.
Optimistic projection of 50 months to $1M (July 2023). This assumes steady 7% investment return and 3% wage growth with steady expenses.
Realistic projection of 60 months to $1M (May 2024). This assumes steady 4% investment return and 3% wage growth with 1% expense growth.
I think I'll have to settle in for the long haul on this thread.
Oct-19 $549,479.38
Yay for the stock market!
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I've been following this thread for quite a while and it's so inspiring! I finally decided throw my hat in the ring for a little added motivation!
October-2019: 624,498
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I've been following this thread for quite a while and it's so inspiring! I finally decided throw my hat in the ring for a little added motivation!
October-2019: 624,498
Welcome!
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Welcome @use2betrix, @turketron, and @blurb!
My update, tracking retirement accounts only. Excludes house equity, 529 plans, and cash:
5/1/17 -- $631
6/1/17 -- $647
7/1/17 -- $655
8/1/17 -- $665
9/1/17 -- $672
10/1/17 -- $684
11/1/17 -- $702
12/1/17 -- $724
1/1/18 -- $731
2/1/18 -- $761
3/1/18 -- $737
4/1/18 -- $731
5/1/18 -- $738
6/1/18 -- $747
7/1/18 -- $744
8/1/18 -- $761
9/1/18 -- $776
10/1/18 -- $776
11/1/18 -- $729
12/1/18 -- $745
1/1/19 -- $703
2/1/19 -- $751
3/1/19 -- $769
4/1/19 -- $813
5/1/19 -- $841
6/1/19 -- $810
7/1/19 -- $841
8/1/19 -- $849
9/1/19 -- $826
10/1/19 -- $832
11/1/19 -- $854
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I was introduced to MMM in January 2017, and started tracking numbers the following month. It's been a great ride, and watching investments top half a million on Friday was pretty surreal.
02/01/2017 - $202,227 <- Started tracking
...
01/01/2019 - $360,176
02/01/2019 - $388,855
03/01/2019 - $405,350
04/01/2019 - $430,482
05/01/2019 - $458,149
06/01/2019 - $437,783
07/01/2019 - $468,911
08/01/2019 - $476,316
09/01/2019 - $475,208
10/01/2019 - $485,051
11/01/2019 - $500,872
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Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772 (+ $23,270)
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In other news, I crossed $750k.
Congrats, halfway through this race!
Thanks man! You are pulling away from me. I think all that RWD power has something to it!
Good luck!
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1-Jan-2011: $82,795
1-Jan-2012: $106,303
1-Jan-2013: $147,328
1-Jan-2014: $212,595
1-Jan-2015: $264,308
1-Jan-2016: $299,216
1-Jan-2017: $371,623
1-Jan-2018: $500,083 (graduated from 250-->500k thread!)
1-Jan-2019: $551,753
1-Feb-2019: $584,414
1-Mar-2019: $606,970
1-Apr-2019: $616,505
1-May-2019: $636,497
1-Jun-2019: $607,676
1-Jul-2019: $656,706
1-Aug-2019: $664,623
1-Sep-2019: $658,464
1-Oct-2019: $675,812 Zoinks!
1-Nov: $693,673
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Welcome @fireforfun and @mudstache!
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Broke $500k this month, so joining this thread. Hoping to hit $1M by 2020.
11/30/2017 - $660k
11/30/2018 - $802k
10/30/2019 - $968k
Wow just realized I'm going to be very close to my original projection when I broke 500k
-
Welcome @fireforfun and @mudstache!
Thank you! I was sure I was doomed to drop right back out with a next-day market drop, but so far, so good! :)
-
Oct 2017: 527k
Dec 2017: 554k
Mar 2018: 666k
Jun 2018: 711k
Sep 2018: 784k
Dec 2018: 774k
Mar 2019: 830k
Jun 2019: 875k
Sep 2019: 947k
We are so close I’m going to start tracking it monthly. Let’s hope the markets keep cooperating.
Oct 2019: 982k
-
June 1, 2017: $349,328
July 1, 2017: $362,675
Aug. 1, 2017: $373,748
Sept. 1, 2017: $378,549
Oct. 1, 2017: $389,829
Nov. 1, 2017: $396,444
Dec. 1, 2017: $407,245
Jan. 1, 2018: $412,626
Feb. 1, 2018: $433,521
Mar. 1, 2018: $418,873
Apr. 1, 2018: $410,875
May 1, 2018: $439,719
June 1, 2018: $446,814
July 1, 2018: $451,330
Aug. 1, 2018: $469,413
Sept. 1, 2018: $491,582
Oct. 1, 2018: $496,037
Nov. 1, 2018: $465,386
Dec. 1, 2018: $473,869
Jan. 1, 2019: $436,390
Feb. 1, 2019: $472,423
Mar. 1, 2019: $488,585
Apr. 1, 2019: $500,442
May 1, 2019: $508,168
June 1, 2019: $493,942
July 1, 2019: $528,114
Aug. 1, 2019: $539,640
Sept. 1, 2019: $536,031
Oct. 1, 2019: $546,248
Nov. 1, 2019: $559,267
-
We bumped around at ~700-800k for awhile and it felt like it would take foreeeeeeever to get to 1 million.
End of October numbers totalled to 907$! Woot! Now I feel like we are almost there. Of course that probably means things will stall and it will be a year. Also, that has made H more willing to quit his job which would be a hit, so we'll see. I'm excited though!
-
2018
Jan 398000
Feb 431000
Mar 448000
Apr 462580
May 481501
Jun - 489782
Jul - 507110
Aug - 523353
Sep - 529071
Oct - 519042
Nov - 532025
2019
Mar - 586808
May - 609872
Jun - 622961
Jul - 643390
Aug - 654710
Sep - 663790
Oct - 671853
Nov - 684764
-
We're getting there!!
Jan 2018: 580,300
Jun 2018: 616,473
Jan 2019: 661,636
Jun 2019: 705,137
November 2019: 818,595
-
I found MMM in late 2016, and that's when I got serious about tracking our finances.
This is the growth since hitting the $500k mark. It feels like such a slow progression, but we'll get there eventually!
Month Net worth Change from prev month
06/02/17 $509,313.92 $11,489.76
07/02/17 $512,619.28 $3,305.36
08/02/17 $524,682.66 $12,063.38
09/02/17 $532,542.95 $7,860.29
10/02/17 $543,975.58 $11,432.63
11/02/17 $554,661.02 $10,685.44
12/02/17 $564,305.98 $9,644.96
01/02/18 $574,567.16 $10,261.18
02/02/18 $588,742.23 $14,175.07
03/02/18 $578,241.25 ($10,500.98)
04/02/18 $588,980.88 $10,739.63
05/02/18 $596,472.74 $7,491.86
06/02/18 $608,401.53 $11,928.79
07/02/18 $610,115.59 $1,714.06
08/02/18 $621,510.75 $11,395.16
09/02/18 $633,047.73 $11,536.98
10/02/18 $635,894.00 $2,846.27
11/02/18 $616,902.13 ($18,991.87)
12/02/18 $621,476.49 $4,574.36
01/02/19 $600,219.93 ($21,256.56)
02/02/19 $621,811.37 $21,591.44
03/02/19 $639,861.69 $18,050.32
04/02/19 $653,291.79 $13,430.10
05/02/19 $664,209.67 $10,917.88
06/02/19 $650,352.80 ($13,856.87)
07/02/19 $682,254.77 $31,901.97
08/02/19 $685,565.03 $3,310.26
09/02/19 $687,074.62 $1,509.59
10/02/19 $695,282.39 $8,207.77
11/02/19 $722,315.11 $27,032.72
-
I'm paired up and we are combining financial forces . . . so I guess I get to graduate early from this thread? Hope to see y'all some day on the next thread!
Month Year: Investments
June 2017: 504K
July 2017: 523K
Add in home value - debts; net worth as second number:
Aug 2017: 533K / 666K
Sep 2017: 539K / 679K
Oct 2017: 551K / 698K
Nov 2017: 561K / 711K
Dec 2017: 569K / 724K
Jan 2018: 589K / 751K
Feb 2018: 577K / 741K
May 2018: 585K / 744K
July 2018: 600K / 763K
Aug 2018: 618K / 779K
Sept 2018: 621K / 795K
Oct 2018: 587K / 764K
Nov 2018: 599K / 778K
Dec 2018: 568K / 739K
Jan 2019: 607K / 767K
Feb 2019: 627K / 790K
Mar 2019: 636K / 802K
Apr 2019: 656K / 830K
May 2019: 636K / 809K
Jun 2019: 652K / 841K
Jul 2019: 663K / 851K
Aug 2019: 648K / 837K
Sep 2019: 665K / 851K
Oct 2019: 908K
Nov 2019: 1008K
-
I'm paired up and we are combining financial forces . . . so I guess I get to graduate early from this thread?
Nov 2019: 1008K
Congrats and congrats!
-
I got paid today. Another $5K and we will hit $1M. DH will be paid at the end of the month. Can’t wait to update our net worth tracker in four days!
-
6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
12/1/18 = $636
1/1/19 = $630
2/1/19 = $664
3/1/19 = $682
4/1/19 = $691
5/1/19 = $708
6/1/19 = $702
7/1/19 = $731
8/1/19 = $737
9/1/19 = $736
10/1/19 = $746
11/1/19 = $761
12/1/19 = $781
-
an 2018: 580,300
Jun 2018: 616,473
Jan 2019: 661,636
Jun 2019: 705,137
November 2019: 818,595
December 2019: 856,619
I get a pretty decent bonus at the end of January. Hoping the market doesn't tank so I can have the satisfaction of a number jump.
-
Thanks @RWD!
-
Graduation!
Liquid NW / Total NW
1/1/16: $455k / 675k
1/1/17: $555k / 822k
1/1/18: $735k / 1.071M
5/17/18: $765k / 1.112M
6/29/18: $773k / 1.137M
7/31/18: $795k / 1.170M
8/31/18: $813k / 1.189M
9/29/18: $811k / 1.192M
11/1/18: $772k / 1.160M
12/1/18: $796k / 1.182M
1/1/19: $765k / 1.152M
2/1/19: $826k / 1.227M
3/1/19: $850k / 1.264M
4/1/19: $863k / 1.277M
5/1/19: $892k / 1.298M
6/1/19: $864k / 1.269M
7/1/19: $916k / 1.318M
8/1/19: Looks like I missed this update! On vacation with my mind a million miles away from work...
9/1/19: $924k / 1.341M
10/1/19: $952k / 1.391M
11/1/19: $986k / 1.420M
12/1/19: $1.011M / 1.477M
See you all in the next thread! I could be back, but I probably won't switch back unless things get particularly nasty.
-
Congrats @Arbitrage !
-
Oct 2017: 527k
Dec 2017: 554k
Mar 2018: 666k
Jun 2018: 711k
Sep 2018: 784k
Dec 2018: 774k
Mar 2019: 830k
Jun 2019: 875k
Sep 2019: 947k
We are so close I’m going to start tracking it monthly. Let’s hope the markets keep cooperating.
Oct 2019: 982k
Nov 2019: 1001k
AND WE’RE DONE!!!!!! This is also our FI number. Everything after this is just padding. It’s definitely felt easier going from 500k to 1M, compared to the first 500K. I’m heading over to introduce myself to the 1M - 2M thread, but if there is a market correction I may be back here with you all.
-
Month end update:
Liquid assets / Net worth
Jan 2018 $415.5K / $508K
Jun 2018 $518.8K / $578.4K
Jul 2018 $528.3K / $588.2K
Aug 2018 $543K / $603.2K
Sep 2018 $548K / $608.6K
Oct 2018 $492.6K / $569.5K
Nov 2018 $502K / $585.3K
Dec 2018 $476.8K / $554K
Jan 2019 $509.1K / $587K
Feb 2019 $534.2K / $612.6K
Mar 2019 $549K / $627.8K
Apr 2019 $561.1K / $640.1K
May 2019 $533.5K / $612.9K
June 2019 $566K / $646K
July 2019 $569K / $649K
Aug 2019 $558.4K / $638.8K
Sept 2019 $569.6K / $650.3K
Oct 2019 $583.5K / $664.5K
Nov 2019 $602.3K / $683.7K
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Congrats @Freedomin5 !!
Our update, tracking retirement accounts only, excludes cash, 529 plans, and house equity:
5/1/17 -- $631
6/1/17 -- $647
7/1/17 -- $655
8/1/17 -- $665
9/1/17 -- $672
10/1/17 -- $684
11/1/17 -- $702
12/1/17 -- $724
1/1/18 -- $731
2/1/18 -- $761
3/1/18 -- $737
4/1/18 -- $731
5/1/18 -- $738
6/1/18 -- $747
7/1/18 -- $744
8/1/18 -- $761
9/1/18 -- $776
10/1/18 -- $776
11/1/18 -- $729
12/1/18 -- $745
1/1/19 -- $703
2/1/19 -- $751
3/1/19 -- $769
4/1/19 -- $813
5/1/19 -- $841
6/1/19 -- $810
7/1/19 -- $841
8/1/19 -- $849
9/1/19 -- $826
10/1/19 -- $832
11/1/19 -- $854
12/1/19 -- $870
-
Adding congrats to @Freedomin5, @Zamboni and @Arbitrage!! The world is your oyster.
And welcome @Dave1442397!
2011: $167,933
2012: $208,846
2013: $308,056
2014: $358,723
2015: $371,371
2016: $457,543
2017: $580,045
2018: $603,787
June 2019: $737,000
posting out of order, because I'm excited to say: passed 800k!
I doubt I'll stay above the 800k mark, but I'm hyped because it seemed like an awful long wait to push past the 700s.
Which is bizarre in retrospect, because I didn't pass 700k until April of this year.
I feel like we should define a new measure of time - like biological time, and cyclical time - just for the perception of NW growth . . .
-
Investments/cash Net worth
05/18 - $503,164 $742,902
06/18 - $506,463 $747,871
07/18 - $520,768 $764,243
08/18 - $542,574 $787,745
09/18 - $541,489 $788,357
10/18 - $518,567 $766,694
01/19 - $522,773 $776,499
02/19 - $544,291 $799,739
03/19 - $551,251 $808,455
04/19 - $577,496 $836,473
05/19 - $547,963 $811,636
06/19 - $588,500 $853,525
07/19 - $601,555 $867,945
08/19 - $594,550 $862,292
09/19 - $601,942 $871,711
10/19 - $625,199 $896,352
11/19 - $651,705 $924,134
Another month of crazy increase. I'll take it while it's happening!
-
Quarterly Update:
Jan-16 $257,514.77 (+49,787)
April-16 $277,918.06 (+20,403)
July-16 $306,073.47 (+28,155)
Oct-16 $357,689.04 (+53,415)
Jan-17 $405,710.23 (+48,021)
April-17 $446,004.04 (+39,424)
July-17 $496,327.00 (+50,322)
Oct-17 $535,958.74 (+39,631)
Jan-18 $617,102.81 (+81,144)
April-18 $649,856.20 (+32,718)
July-18 $704,760.25 (+54,904)
Oct-18 $768,090.42 (+63,330)
Jan-19 $761,423.60 (-06,666)
April-19 $865,799.27 (+104,376)
July-19 $930,912.06 (+65,112)
Oct-19 $958,784.74 (+27,872)
Posting a bit early here...
Nov-19 $1,009,595.01 (+50810)
Completed 500K to 1M "Race" in 28 months. My estimate when I got here was 36 months. Average of 18331/month in Net Worth Gains. This is MORE than my monthly take home by quite a bit. Compounding is REAL folks.
JGS
-
cash+rental equity add primary residence equity
1/2016 $507K $627K
1/2017 $625K $797K
9/2017 $784K $904K
12/2017 $762K $903K - remodeling primary residence! When project is done, big increase in equity!
3/2018 $725K $866K - still remodeling. Framing and all exterior done, all bills paid! (to contractors)
6/2018 $763K $910K Hmmm. Zillow values for rental properties went way up. Making progress on the remodel. Plumbing, insulation, electrical done. Just drywall, flooring remains!
9/2018 $830K $945K We're painting this weekend! Just flooring and trim left on the remodel! Cash went up because we paid off a bunch of credit card debt with HELOC. (0%promo rate was ending)
12/2018 $821K $964K Slow and steady progress on the remodel. Thinking about selling a rental in 1stQ or 2ndQ 2019.
3/2019 $833K $977K Just trim is left on the remodel. Rental house is on the market.
6/2019 $820K $953K Had to buy a roof for the rental house. It now is under contract, though. Hope to close before the next quarterly update. Substituted real equity in the total now that we know the sale price for that one. (Zillow values still used for other properties)
9/2019 $832K $977K Closed on the rental house! So nice to be done. Paying off 0%CC bills related to our remodel. Flooring and trim are done. Just railings to go. Hiring out for that, they're tricky.... Final inspection hopefully before the next update.
12/2019 $818K $965K Passed inspection. Paying off 0% CC bills. Installing solar panels on a rental. Upward trajectory should resume at the next update. But if we use the Nextdoor valuation for the primary residence, then we're at $1,031K for the second number right now. Pretend numbers. Not selling.
1MM dates 5/2022 4/2020
-
12/2014: $97,686
12/2015: $129,157
12/2016: $206,179
12/2017: $317,990
1/2018: $341,983
2/2018: $333,875
3/2018: $328,485
4/2018: $338,787
5/2018: $353,747
6/2018: $361,028
7/2018: $381,336
8/2018: $402,486
9/2018: $408,560
10/2018: $383,538
11/2018: $397,907
12/2018: $366,214
1/2019: $403,773
2/2019: $423,854
3/2019: $435,590
4/2019: $455,332
5/2019: $439,288
6/2019: $471,706
7/2019: $483,830
8/2019: $479,814
9/2019: $494,165
10/2019: $512,168
11/2019: $537,136
-
Congrats @JGS1980! That was a lightning fast trip through the thread. And welcome @fattest_foot!
-
Adding congrats to @Freedomin5, @Zamboni and @Arbitrage!! The world is your oyster.
And welcome @Dave1442397!
2011: $167,933
2012: $208,846
2013: $308,056
2014: $358,723
2015: $371,371
2016: $457,543
2017: $580,045
2018: $603,787
June 2019: $737,000
posting out of order, because I'm excited to say: passed 800k!
I doubt I'll stay above the 800k mark, but I'm hyped because it seemed like an awful long wait to push past the 700s.
Which is bizarre in retrospect, because I didn't pass 700k until April of this year.
I feel like we should define a new measure of time - like biological time, and cyclical time - just for the perception of NW growth . . .
Thanks :) It's great to see everyone forging ahead.
We're at $736,424.01 as of today.
We should be able to save around $57k next year, so let's hope the markets keep on gaining.
-
Congrats @JGS1980! That was a lightning fast trip through the thread. And welcome @fattest_foot!
Thanks so much Trifele!!! I also want to put a shout out to Monarda, Zamboni, Freedomin5, and Arbitrage for completing the race!!!
JGS
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@JGS1980 @rebel_quietude Thank you! It only took 25 months for us which was a lot faster than the five years it took to get from 0 to 500K.
-
| 2015 DEC | : | 252k | <- Crossed 250k |
| - | - |
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
| 2016 NOV | : | 361k | (+24k) |
| 2016 DEC | : | 368k | (+7k) |
| - | - |
| 2017 JAN | : | 382k | (+14k) |
| 2017 FEB | : | 403k | (+21k) |
| 2017 MAR | : | 416k | (+13k) |
| 2017 APR | : | 427k | (+11k) |
| 2017 MAY | : | 436k | (+9k) |
| 2017 JUN | : | 449k | (+13k) |
| 2017 JUL | : | 464k | (+15k) |
| 2017 AUG | : | 478k | (+14k) |
| 2017 SEPT | : | 494k | (+16k) |
| 2017 OCT | : | 510k | (+16k) <- Crossed 500k |
| 2017 NOV | : | 523k | (+13k) |
| 2017 DEC | : | 534k | (+11k) |
| - | - |
| 2018 JAN | : | 558k | (+24k) |
| 2018 FEB | : | 569k | (+11k) |
| 2018 MAR | : | 560k | (-9k) |
| 2018 APR | : | 574k | (+14k/+5k) |
| 2018 MAY | : | 575k | (+1k) |
| 2018 JUNE | : | 575k | (+0k) |
| 2018 JULY | : | 599k | (+24k) |
| 2018 AUG | : | 620k | (+21k) |
| 2018 SEPT | : | 625k | (+5k) |
| 2018 OCT | : | 597k | (-28k) |
| 2018 NOV | : | 606k | (+9k/-19k) |
| 2018 DEC | : | 580k | (-26k/-45k) |
| - | - |
| 2019 JAN | : | 628k | (+48k/+3k) |
| 2019 FEB | : | 666k | (+38k) |
| 2019 MAR | : | 677k | (+11k) |
| 2019 APR | : | 706k | (+29k) |
| 2019 MAY | : | 670k | (-36k) |
| 2019 JUNE | : | 709k | (+39k/+3k) |
| 2019 JULY | : | 712k | (+3k) |
| 2019 AUG | : | 720k | (+8k) |
| 2019 SEPT | : | 725k | (+5k) |
| 2019 OCT | : | 753k | (+28k) <- Crossed 750k |
| 2019 NOV | : | 777k | (+24k) |
-
April 2015: $98k
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93
Jan 1 2018: $283,829.36
Feb 1 2018: $304,851.88
Mar 1 2018: $303,796.17
Apr 1 2018: $307,682.67
May 1 2018: $315,634.59
Jun 1 2018: $337,046.55
July 1 2018: $340,399.63
Aug 1 2018: $363,304.76
Sept 1 2018: $385,572.12
Oct 1 2018: $392,296.56
Nov 1 2018: $370,000.25
Dec 1 2018: $386,361.40
Jan 1 2019: $359,505.30
Feb 1 2019: $397,087.41
Mar 1 2019: $428,309.57
Apr 1 2019: $440,342.71
May 1 2019: $456,285.80
Jun 1 2019: $441,047.77
Jul 1 2019: $476,489.51
Aug 1 2019: $486,559.27
Sept 1 2019: $483,967.28
Oct 1 2019: $490,200.54
Nov 1 2019: $501,003.17
Dec 1 2019: $531,904.82
-
Jan 2017: $444,411
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
May 2017: $509,180 (+$12,570)
Jun 2017: $522,280 (+$13,100)
Jul 2017: $539,829 (+$17,549)
Aug 2017: $547,156 (+$7,327)
Sept 2017: $568,755 (+$21,599)
Oct 2017: $588,681 (+$19,926)
Nov 2017: $612,643 (+$23,962)
Dec 2017: $628,029 (+$15,386)
--------------------------
Jan 2018: $664,203 (+$36,174)
Feb 2018: $662,419 (-$1,784)
Mar 2018: $667,963 (+$5,544)
Apr 2018: $687,251 (+$19,288)
May 2018: $713,039 (+$25,788)
Jun 2018: $719,898 (+$6,859)
Jul 2018: $749,307 (+$29,409)
Aug 2018: $777,551 (+28,244)
Sept 2018: $782,645 (+$5,094)
Oct 2018: $747,078 (-$35,567)
Nov 2018: $768,361 (+$21,283)
Dec 2018: $718,610 (-$49,751)
--------------------------
Jan 2019: $777,609 (+$58,999)
Feb 2019: $820,306 (+$42,697)
Mar 2019: $840,459 (+$20,153)
Apr 2019: $881,921 (+$41,462)
May 2019: $852,437 (-$27,484)
Jun 2019: $898,121 (+$45,684)
Jul 2019: $923,880 (+$25,759)
Aug 2019: $919,801 (-$4,079)
Sept 2019: $943,063 (+$23,262)
Oct 2019: $968,240 (+$25,177)
Nov 2019: $999,110 (+$30,870)
Hah. So very close :) We would be there if we hadn't paid for the 2nd half of our bathroom renovation in Nov (worth it!!). Assuming the market doesn't go kaput in December I'd say we're in good shape to break $1 Mio by end of this year!
-
Investment Accounts
EOM Dollar Amount (I invested) {total change}
Dec 2016 $322,818 ($30,604)
Dec 2017 $438,627 ($40,177) {$115,809}
Dec 2018 $518,373 ($87,168) {$79,746}
Jan 2019 $572,058 ($9,743) {$53,685}
Feb 2019 $603,363 ($4,010) {$31,305}
Mar 2019 $616,382 ($7,800) {$13,019
Apr 2019 $643,599 ($2,500) {$27,217}
May 2019 $638,398 ($29,928) {-$5,201}
June 2019 $679,549 ($2,200) {$41,151}
July 2019 $702,460 ($12,000) {$22,911}
Aug 2019 $691,691 ($3,456) {-10,769}
Sep 2019 $699,235 ($2,122) {$7,544}
Oct 2019 $722,383 ($4,534) {$23,148}
Nov 2019 $758,260 ($12,842) {$35,877)
we took a hard look at how we spend about half way through this year and were able to cut down on some spending, we'll be pushing hard through 2020 to invest the maximum. Currently saving over 70% of our combined income. I can see the light at the end of the tunnel. Shooting for 1.7 million for early retirement, 1 mil to go LOL.
Fingers crossed for good health, good gains and continued overtime!
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Hello all. I just re-graduated the Race to $500k thread and am coming back to tackle the next milestone. Obviously it's been a good market year, and I'd have been back a little sooner except that I started subtracting house selling fees out of my net worth a few months back. I crossed $500k just before Thanksgiving but have since dropped back under. No matter, I'm looking forward.
11/30/19: $496k
I'll be moving down to the race to $500k next month. My spouse and I have been separated for 6 months and are moving ahead with a divorce and splitting our assets 50/50 starting Jan 1. It's been a tough year, but I'm really looking forward to to 2019. I might even be back in this race as early as November. We'll see!
| Aug17: | $488k |
| Sep17: | $507k |
| Oct17: | $526k |
| Nov17: | $546k |
| Dec17: | $566k |
| Jan18: | $612k |
| Feb18: | $603k |
| Mar18: | $599k |
| Apr18: | $612k |
| May18: | $630k |
| Jun18: | $656k |
| Jul18: | $692k |
| Aug18: | $702k |
| Sep18: | $711k |
| Oct18: | $678k |
| Nov18: | $690k |
| Dec18: | $664k |
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Congrats to Zamboni, Monarda, Freedomin5, and Arbitrage! And welcome back Salt Cured!
June 1, 2017: $349,328
July 1, 2017: $362,675
Aug. 1, 2017: $373,748
Sept. 1, 2017: $378,549
Oct. 1, 2017: $389,829
Nov. 1, 2017: $396,444
Dec. 1, 2017: $407,245
Jan. 1, 2018: $412,626
Feb. 1, 2018: $433,521
Mar. 1, 2018: $418,873
Apr. 1, 2018: $410,875
May 1, 2018: $439,719
June 1, 2018: $446,814
July 1, 2018: $451,330
Aug. 1, 2018: $469,413
Sept. 1, 2018: $491,582
Oct. 1, 2018: $496,037
Nov. 1, 2018: $465,386
Dec. 1, 2018: $473,869
Jan. 1, 2019: $436,390
Feb. 1, 2019: $472,423
Mar. 1, 2019: $488,585
Apr. 1, 2019: $500,442
May 1, 2019: $508,168
June 1, 2019: $493,942
July 1, 2019: $528,114
Aug. 1, 2019: $539,640
Sept. 1, 2019: $536,031
Oct. 1, 2019: $546,248
Nov. 1, 2019: $559,267
Dec. 1, 2019: $578,973
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08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800
11/1/2019 - $675,000
12/1/2019 - $695,700
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Loving this run!
Date Investments
12/30/16 $267k
...
1/31/18 $441k
...
1/31/19 $485k
2/28/19 $508k
3/31/19 $518k
4/30/19 $540k
5/31/19 $513k
6/30/19 $546k
7/31/19 $561k
8/30/19 $557k
9/30/19 $564k
10/31/19 $581k
11/30/19 $605k
-
Dec. 2017: $502k
Jan. 2, 2018: $513.7k
Feb. 5, 2018: $539.9k
Mar. 5, 2018: $543.6k
Apr. 2, 2018: $557.6
Apr. 30, 2018: $574.5k
June 4, 2018: $616.2k
July 2, 2018: $623.4k
Aug. 1, 2018: $643.8k
Sep. 4, 2018:$670.2k
Oct. 2, 2018: $677.7k
Nov. 2, 2018: $659.6k
Jan 2, 2019: $631.2k
Feb 1, 2019: $659.1k
Mar 1, 2019: $708k
Apr 1, 2019: $725.9k
May 1, 2019: $753.9k
July 1, 2019: $772.4k
Aug 1, 2019: $792.8k
Sep 3, 2019: $787.2k
Oct 1, 2019: $806.4k
Nov 1, 2019: $827.9k
Dec 2, 2019: $863.6k
-
12/31/2014: INV-$10,584.06 NW-$-20,000
12/31/2015: INV-$49,877.48 NW-$78,264.92
12/31/2016: INV-$106,390.73 NW-$188,244.13
12/31/2017: INV-$265,731.22 NW-$277,837.89
12/31/2018: INV-$332,761.13 NW-$357,901.80
10/31/2019: INV-$499,757.48 NW-$533,787.48
11/30/2019: INV-$528,711.69 NW-$564,459.69
Just graduated from the 250K>500K thread and took me about 5 years to go from -$20K to $500K
Goal is to hit $1MM around EOY 2022/1Q 2023.
-
Adding congrats to @Freedomin5, @Zamboni and @Arbitrage!! I cannot wait to be in your position. Lots of headwinds for us with life lately and no sign that the storms are coming to an end. Glad to see wonderful progress being made.
-
Oct-2019: $689,909.00
Nov-2019: $691,960.00 (+2051)
Revised October due to a mistake in my spreadsheet. December is going to be spendy.
-
I'm paired up and we are combining financial forces . . . so I guess I get to graduate early from this thread? Hope to see y'all some day on the next thread!
Month Year: Investments
June 2017: 504K
July 2017: 523K
Add in home value - debts; net worth as second number:
Aug 2017: 533K / 666K
Sep 2017: 539K / 679K
Oct 2017: 551K / 698K
Nov 2017: 561K / 711K
Dec 2017: 569K / 724K
Jan 2018: 589K / 751K
Feb 2018: 577K / 741K
May 2018: 585K / 744K
July 2018: 600K / 763K
Aug 2018: 618K / 779K
Sept 2018: 621K / 795K
Oct 2018: 587K / 764K
Nov 2018: 599K / 778K
Dec 2018: 568K / 739K
Jan 2019: 607K / 767K
Feb 2019: 627K / 790K
Mar 2019: 636K / 802K
Apr 2019: 656K / 830K
May 2019: 636K / 809K
Jun 2019: 652K / 841K
Jul 2019: 663K / 851K
Aug 2019: 648K / 837K
Sep 2019: 665K / 851K
Oct 2019: 908K
Nov 2019: 1008K
Are you getting married, or just--you know--collecting all the infinity stones?
-
01/01/17 £374668
01/01/18 £497097
01/01/19 £547415
01/02/19 £561491
01/03/19 £568388
01/04/19 £572881
01/05/19 £583805
01/06/19 £599145
01/07/19 £610976
01/08/19 £623787
01/09/19 £626277
01/10/19 £633564
01/11/19 £636164
01/12/19 £642046
Yesterday was a cool day, my tracker says 1094 days to run, aka 3 years from today :)
Would be amazing to hit 650k for 1st Jan but I think I might just miss it - ah well.
-
Tracking liquid net worth only: Cash/Savings/Investments - do not have a mortgage or debt
Feb 1, 2016 - $90k
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Mar 1, 2019 - $354,771
Apr 1, 2019 - $384,308
May 1, 2019 - $407,770
June 1, 2019 - $404,625
July 1, 2019 - $420,082
Aug 1, 2019 - $441,976
Sep 1, 2019 - $458,940
Oct 1, 2019 - $481,915
Nov 1, 2019 - $501,937
Dec 1, 2019 - $518,285
Not a bad month. Our spending sucked but savings and market was ok. My NW is actually about $3k-$4k higher as I’ve noticed that my 401k hasn’t synced on my personal capital I use to track my net worth. I’ll have to get it ironed out, but don’t quite want to change my method of tracking yet, hopefully it’ll sync correctly and jump up appropriately.
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Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806 (+$5,034)
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Hi All,
Graduated from the 250-500k club back in June 18 but waited a while to join this one until it seemed like it would stick. Look forward to seeing how I do on this race - alot of the previous gains came about from getting married and combining assets.
Assets include primary residence, rental property, and investment portfolio. Liabilities are two mortgages.
Assets Liabilities Net Worth
July 2018 $939k -$433k $505k
August 2018 $956k -$431k $525k
September 2018 $975k -$435k $539k
October 2018 $953k -$435k $518k
November 2018 $962k -$429k $533k
December 2018 $962k -$427k $534k
January 2019 $977k -$425k $552k
February 2019 $1004k -$428k $576k
March 2019 $1024k -$424k $600k
April 2019 $1049k -$427k $622k
Looks like about a year to go from $500-600k. I was initially house heavy (1 primary + 1 investment), so nice to see the liquid portion of Net Worth continuing to ramp up.
May 2019 $1051k -$423k $628k (+6k)
Slightly up mostly due to putting in money in both retirement and taxable. Happy to see it was up with Mr. Market slightly down - this is most likely due to the stock market being a smaller portion of my net worth than most others here.
A few months since last updated
Dec 2019 $1085k -$421k $664k(+6k/mth )
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Here's the latest update on the goal to Investments = $1M.
We've slowed down since we've bought a new house and took money out of the investments account for a downpayment, will be remodeling the place (also likely to take some from investments), and carrying the other house too until we can move into the new one and sell the old.
date NW Investments
4/3/14 $430k $225k
9/19/14 $500k $275k
11/6/14 $550k $300K
5/9/15 $600k $341k
4/13/16 $650k $375k
9/7/16 $700k $410k
5/6/17 $750k $674k (*I think I lost history on one of our accounts prior to this)
9/9/17 $800k $717k
11/22/17 Assets hit $1M
12/15/17 $850k $770K
3/10/18 $900k $770k (refinanced house, put $ in and moved from 30 to 15 yrs)
6/16/18 $950k $818k
12/26/18 $900k $750k
1/10/19 $950k $803k
2/19/19 $1M !!! $856k
6/12/19 $1.05M $900k
10/9/19 $1.08M $895k (downpayment on house and market misery)
12/14/19 $1.14M $954k
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Hi! I'm new here. My husband and I (married in 2004) started reading about the FIRE movement around four years ago, but we only recently turned into frugal badasses. We made some major life changes this year to help us cross the $500K threshold. We adopted two children in the last four years. Parenthood and medical issues have drastically shifted our priorities and helped us realize how precious and fragile life is and how much we value our time together. We kicked things into high gear this year by downsizing from our 2200sf 3bed/2bath home far out in the burbs to a 1350sf 2bed/2bath townhome literally at a metro stop. We downsized from 2 cars to 1 car, and we walk or take the train as much as possible. My husband began taking advantage of more of his company's benefits including a 30% gross salary deferral, with 50% of the remainder contributed to his 401K. Over the course of the year we have made many other cuts. I have been a full time SAHM mom, but I am hoping to return to work teaching college statistics next year. At this rate, we hope to catch FIRE in two more years. Our major concern is health insurance, as one of our little ones has multiple major health issues. In short, we hit our out-of-pocket max every year and must account for that going forward.
Year Liquid Assets Net Worth Note
2004.12 -$7K same started marriage with $17K in student loans from undergrad
2005.12 $11K same
2006.12 $33K same
2007.12 $62K same
2008.12 $58K same recession!! Also bought used car with $10K in cash
2009.12 $102K same paid off student loans!!!
2010.12 $146K same
2011.12 $187K same
2012.12 $205K $266K bought our first home for $176.5K; put down $50K
2013.12 $186K $362K paid off our mortgage. If I had a time machine I'd do things differently.
2014.12 $227K $420K
2015.12 $242K $431K adopted our daughter; minor surgery for her
2016.12 $244K $473K adopted our son; major surgery for him
2017.12 $393K $622K minor surgery for our son
2018.12 $437K $742K major surgery for our son
2019.03 $564K $875K annual bonus/performance shares; $50K inheritance
2019.06 $437K $868K bought new smaller home for $250K; put down $125K
2019.09 $696K $846K sold old home for $300K; poured proceeds into investments
2019.12 $729K $891K continuing to pour home sale proceeds into investments
Our old way of thinking would have led us to pay off our current mortgage upon the sale of our old house. As it is, we decided to pay the mortgage balance down to $100K. Going forward, we intend to keep the mortgage and make the minimum required payments only so we can maximum investments returns.
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Welcome aboard @fireseeker! Wow, great first post. You really have the pedal to the metal -- great job. If you are targeting 2022 for FIRE, consider joining the 2022 Cohort Thread: https://forum.mrmoneymustache.com/welcome-to-the-forum/2022-fire-cohort/600/ . Lots of good info and support there from people that are at the same stage in the process. And you can always go One Less Year (OLY) or One More Year (OMY) as your plans take shape.
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Thanks, @Trifele! Checking that 2022 cohort thread out now. We are definitely frugal weirdos among our circle of friends, so it's nice to find plenty of like-minded people here.
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2018
Jan 398000
Feb 431000
Mar 448000
Apr 462580
May 481501
Jun - 489782
Jul - 507110
Aug - 523353
Sep - 529071
Oct - 519042
Nov - 532025
2019
Mar - 586808
May - 609872
Jun - 622961
Jul - 643390
Aug - 654710
Sep - 663790
Oct - 671853
Nov - 684764
Dec - 700320
Cracked 700 just before year end courtesy of a strong start on the markets, might change back to <700 tomorrow, not that it matters, onwards and upwards.
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Thought we were really close, just 2-3% short of a 1M of investments (no house equity in there). While looking through things I noticed one account was zero, as my wife's current job had changed providers over the summer and I got out of sync. Tracking that down puts us at $1.03M, which is kind of anticlimactic...
In reality there is a 529 account in there that is not retirement money, and between that subtraction and the petty cash in the checking account I think we are almost exactly at $1.00M.
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Congrats @moof ! That's awesome.
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December's number is $820k! Still think we're looking at 2021 but the last few months have been productive.
A year has passed and we move slowly upward (other than this month, anyway, we bought a van):
Oct 2019 - $770k
Sep 2019 - $780k
Jul 2019 - $766k
Apr 2019 - $739k
Oct 2018 - $666k
Sep 2018 - $656k
July 2018 - $651k
June 2018 - $634k
May 2018 - $624k
Apr 2018 - $612k
Mar 2018 - $599k
Feb 2018 - $590k
Jan 2018 - $580k
Dec 2017 - $569k
Nov 2017 - $561k
Oct 2017 - $546k
Sep 2017 - $538k
Aug 2017 - $497k
July 2017 - $483k
Jun 2017 - $479k
May 2017 - $454k
Apr 2017 - $448k
Mar 2017 - $435k
Feb 2017 - $433k
Jan 2017 - $410k
Oct 2016 - $370k
Sep 2016 - $330k
Hoping to get to a mill by 2021!
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26 months for 100-250k. Last post in 100-250k here: http://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-100-to-250k/msg1440605/#msg1440605
28 months for 250k-500k. Last post in 250k-500k here: https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-250-to-500k!/msg2457040/#msg2457040
Recent NW:
May-19 $482,166.97
Jun-19 $506,489.11
Jul-19 $516,572.20
Aug-19 $520,552.46
Sep-19 $524,681.62
Oct-19 $547,979.00
Nov-19 $564,839.00
Dec-19 $592,397.00 (EST. as of 21st)
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Graduated this week! Sooner than expected, for sure. The market may take me back and forth for a bit, but I consider the box checked. That second comma still doesn't quite feel real yet.
Just crossed 900k for the first time, woohoo! Next stop, 2 commas!
Doing better so far in 2019 - ended February right around 845k. Onward!
December 2018: 777k
December 2017: 812k
November 2017: 799k
October 2017: 790k
September 2017: 776k
August 2017: 752k
July 2017: 751k
June 2017: 737k
May 2017: 732k
April 2017: 720k
March 2017: 711k
February 2017: 703k
January 2017: 680k
December 2016: 650k
December 2015: 487k
December 2014: 412k
December 2013: 350k
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Congrats @SCUBAstache! You really put it into high gear this year.
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07/2018-- 535,562/ 673,992
12/2018-- 495,360/ 652,069
03/2019-- 553,577/ 713,262
06/2019-- 606,080/ 749,479
09/2019-- 607,394/ 737,311
12/2019-- 656,687/ 775,644
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I'm just shyly peeking in from the 250-500 thread. We just made it to 500k!!!!!!!!!!!!!!!!!!
But it's not the 1st yet, so I better scuttle off for now- toodles
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Welcome, @dandypandys ! I just did the same, took a peek at the 1M to 2M thread.
cash+rental equity add primary residence equity
1/2016 $507K $627K
1/2017 $625K $797K
9/2017 $784K $904K
12/2017 $762K $903K begin remodeling primary residence
3/2018 $725K $866K
6/2018 $763K $910K Zillow values for rental properties went way up
9/2018 $830K $945K
12/2018 $821K $964K
3/2019 $833K $977K Rental house is on the market.
6/2019 $820K $953K Had to buy a roof for the rental house. It now is under contract, though.
9/2019 $832K $977K Closed on the rental house!
12/2019 $818K $965K Passed final inspection on our remodel. Paying off 0% CC bills. Installing solar panels on a rental. Upward trajectory should resume at the next update. But if we use the Nextdoor valuation for the primary residence, then we're at $1,031K for the second number right now. Pretend numbers. Not selling.
Adding in monthly updates for this home stretch for the TNW including home equity! Will go back to quarterly updates for the cash and rental equity goal.
(I know it's not January quite yet but these are projections based on 12/23 values)
1/2020 $832K $992K It's been a good month for real estate valuations even outside of Nextdoor. And the mutual funds also had a good month.
1MM dates 3/2022 2/2020
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Guess it's time for me to follow here too.
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Retirement + Non-Retirement Non-College + Property, Net + Car = Net Worth
20190601: $ 276.0 $ 67.0 $ 252.0 $20.0 $ 615.0
20190701: $ 285.0 $ 69.0 $ 253.0 $20.0 $ 627.0
20191201: $ 350.0 $ 78.0 $ 270.0 $20.0 $ 698.0
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Didn't find this one yet, and I keep hearing how the next half-mil goes so much faster! We'll see. Anyone else?
April 2016: 500k
Saving ~75% of income.
Checking out of here. Made it on a single salary that never topped six figures, it's possible.
Happy Holidays all!
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6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
12/1/18 = $636
1/1/19 = $630
2/1/19 = $664
3/1/19 = $682
4/1/19 = $691
5/1/19 = $708
6/1/19 = $702
7/1/19 = $731
8/1/19 = $737
9/1/19 = $736
10/1/19 = $746
11/1/19 = $761
12/1/19 = $781
1/1/20 = $809
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7/1/19 $255k LNW / $780 TNW
6/3/19 $242k LNW / $765 TNW
5/2/19 $242k LNW / $764 TNW
4/1/19 $236k LNW / $756 TNW
12/31/19 $296,096 LNW / $833,129
This amazes me. Mid-year, I got a promotion and salary increase to $82k (so less than that for partial year). Since 1/1/19, my LNW has increased $101,662. Our first home is now a rental and our current home has 2 rent paying roommates, so there's more going on than just my salary, but that still blows my mind. My net worth increased in 365 days by 24% more than my day job pays.
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12/31/2014: INV-$10,584.06 NW-$-20,000
12/31/2015: INV-$49,877.48 NW-$78,264.92
12/31/2016: INV-$106,390.73 NW-$188,244.13
12/31/2017: INV-$265,731.22 NW-$277,837.89
12/31/2018: INV-$332,761.13 NW-$357,901.80
10/31/2019: INV-$499,757.48 NW-$533,787.48
11/30/2019: INV-$528,711.69 NW-$564,459.69
12/31/2019: INV-$545,957.38 NW-$583,896.83
Market definitely did the heavy lifting this year. Looking forward to 2020!
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April 2015: $98k
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93
Jan 1 2018: $283,829.36
Feb 1 2018: $304,851.88
Mar 1 2018: $303,796.17
Apr 1 2018: $307,682.67
May 1 2018: $315,634.59
Jun 1 2018: $337,046.55
July 1 2018: $340,399.63
Aug 1 2018: $363,304.76
Sept 1 2018: $385,572.12
Oct 1 2018: $392,296.56
Nov 1 2018: $370,000.25
Dec 1 2018: $386,361.40
Jan 1 2019: $359,505.30
Feb 1 2019: $397,087.41
Mar 1 2019: $428,309.57
Apr 1 2019: $440,342.71
May 1 2019: $456,285.80
Jun 1 2019: $441,047.77
Jul 1 2019: $476,489.51
Aug 1 2019: $486,559.27
Sept 1 2019: $483,967.28
Oct 1 2019: $490,200.54
Nov 1 2019: $501,003.17
Dec 1 2019: $531,904.82
Jan 1 2020: $546,089.75
-
Jan 2017: $444,411
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
May 2017: $509,180 (+$12,570)
Jun 2017: $522,280 (+$13,100)
Jul 2017: $539,829 (+$17,549)
Aug 2017: $547,156 (+$7,327)
Sept 2017: $568,755 (+$21,599)
Oct 2017: $588,681 (+$19,926)
Nov 2017: $612,643 (+$23,962)
Dec 2017: $628,029 (+$15,386)
--------------------------
Jan 2018: $664,203 (+$36,174)
Feb 2018: $662,419 (-$1,784)
Mar 2018: $667,963 (+$5,544)
Apr 2018: $687,251 (+$19,288)
May 2018: $713,039 (+$25,788)
Jun 2018: $719,898 (+$6,859)
Jul 2018: $749,307 (+$29,409)
Aug 2018: $777,551 (+28,244)
Sept 2018: $782,645 (+$5,094)
Oct 2018: $747,078 (-$35,567)
Nov 2018: $768,361 (+$21,283)
Dec 2018: $718,610 (-$49,751)
--------------------------
Jan 2019: $777,609 (+$58,999)
Feb 2019: $820,306 (+$42,697)
Mar 2019: $840,459 (+$20,153)
Apr 2019: $881,921 (+$41,462)
May 2019: $852,437 (-$27,484)
Jun 2019: $898,121 (+$45,684)
Jul 2019: $923,880 (+$25,759)
Aug 2019: $919,801 (-$4,079)
Sept 2019: $943,063 (+$23,262)
Oct 2019: $968,240 (+$25,177)
Nov 2019: $999,110 (+$30,870)
Dec 2019: $1,030,547 (+$31,437)
Well, that's a wrap. End of the year / decade and we broke $1 Mio! Total NW increase for 2019 was a staggering $311,937 thanks to Dec 2018's market decline. Moving on to the Race to $2 Mio thread...wishing all of you the best of luck.
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Investments/cash Net worth
05/18 - $503,164 $742,902
06/18 - $506,463 $747,871
07/18 - $520,768 $764,243
08/18 - $542,574 $787,745
09/18 - $541,489 $788,357
10/18 - $518,567 $766,694
01/19 - $522,773 $776,499
02/19 - $544,291 $799,739
03/19 - $551,251 $808,455
04/19 - $577,496 $836,473
05/19 - $547,963 $811,636
06/19 - $588,500 $853,525
07/19 - $601,555 $867,945
08/19 - $594,550 $862,292
09/19 - $601,942 $871,711
10/19 - $625,199 $896,352
11/19 - $651,705 $924,134
12/19 - $669,819 $943,739
This has been a crazy, crazy year. It's more than made up for the crappy end of last year!!
My list is too long so I will abbreviate going forward.
12/16 - $360,891 $570,338
12/17 - $473,407 $697,411
12/18 - $480,550 $732,108
12/19 - $669,819 $943,739
In the middle of 2016, I decided I needed a route out of my job. My husband and I cut spending some but what we really did was start paying attention and being strategic with our money. In 3 years, we've increased our investments by ~$300,000! Half contributions, half market gains. We've been super lucky that the market went crazy at the same time that we started saving. 18 more months for us!!
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Month (and Year) end update:
Liquid assets / Net worth
Jan 2018 $415.5K / $508K
Jun 2018 $518.8K / $578.4K
Jul 2018 $528.3K / $588.2K
Aug 2018 $543K / $603.2K
Sep 2018 $548K / $608.6K
Oct 2018 $492.6K / $569.5K
Nov 2018 $502K / $585.3K
Dec 2018 $476.8K / $554K
Jan 2019 $509.1K / $587K
Feb 2019 $534.2K / $612.6K
Mar 2019 $549K / $627.8K
Apr 2019 $561.1K / $640.1K
May 2019 $533.5K / $612.9K
June 2019 $566K / $646K
July 2019 $569K / $649K
Aug 2019 $558.4K / $638.8K
Sept 2019 $569.6K / $650.3K
Oct 2019 $583.5K / $664.5K
Nov 2019 $602.3K / $683.7K
Dec 2019 $621.3K / $703.1K
Nice wrap up to the year!
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1-Jan-2011: $82,795
1-Jan-2012: $106,303
1-Jan-2013: $147,328
1-Jan-2014: $212,595
1-Jan-2015: $264,308
1-Jan-2016: $299,216
1-Jan-2017: $371,623
1-Jan-2018: $500,083 (graduated from 250-->500k thread!)
1-Jan-2019: $551,753
1-Feb-2019: $584,414
1-Mar-2019: $606,970
1-Apr-2019: $616,505
1-May-2019: $636,497
1-Jun-2019: $607,676
1-Jul-2019: $656,706
1-Aug-2019: $664,623
1-Sep-2019: $658,464
1-Oct-2019: $675,812
1-Nov-2019: $693,673
1-Dec-2019: $711,924
1-Jan-2020: $706,933 —> $30k car note.
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| 2015 DEC | : | 252k | <- Crossed 250k |
| - | - |
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
| 2016 NOV | : | 361k | (+24k) |
| 2016 DEC | : | 368k | (+7k) |
| - | - |
| 2017 JAN | : | 382k | (+14k) |
| 2017 FEB | : | 403k | (+21k) |
| 2017 MAR | : | 416k | (+13k) |
| 2017 APR | : | 427k | (+11k) |
| 2017 MAY | : | 436k | (+9k) |
| 2017 JUN | : | 449k | (+13k) |
| 2017 JUL | : | 464k | (+15k) |
| 2017 AUG | : | 478k | (+14k) |
| 2017 SEPT | : | 494k | (+16k) |
| 2017 OCT | : | 510k | (+16k) <- Crossed 500k |
| 2017 NOV | : | 523k | (+13k) |
| 2017 DEC | : | 534k | (+11k) |
| - | - |
| 2018 JAN | : | 558k | (+24k) |
| 2018 FEB | : | 569k | (+11k) |
| 2018 MAR | : | 560k | (-9k) |
| 2018 APR | : | 574k | (+14k/+5k) |
| 2018 MAY | : | 575k | (+1k) |
| 2018 JUNE | : | 575k | (+0k) |
| 2018 JULY | : | 599k | (+24k) |
| 2018 AUG | : | 620k | (+21k) |
| 2018 SEPT | : | 625k | (+5k) |
| 2018 OCT | : | 597k | (-28k) |
| 2018 NOV | : | 606k | (+9k/-19k) |
| 2018 DEC | : | 580k | (-26k/-45k) |
| - | - |
| 2019 JAN | : | 628k | (+48k/+3k) |
| 2019 FEB | : | 666k | (+38k) |
| 2019 MAR | : | 677k | (+11k) |
| 2019 APR | : | 706k | (+29k) |
| 2019 MAY | : | 670k | (-36k) |
| 2019 JUNE | : | 709k | (+39k/+3k) |
| 2019 JULY | : | 712k | (+3k) |
| 2019 AUG | : | 720k | (+8k) |
| 2019 SEPT | : | 725k | (+5k) |
| 2019 OCT | : | 753k | (+28k) <- Crossed 750k |
| 2019 NOV | : | 777k | (+24k) |
| 2019 DEC | : | 798k | (+21k) |
2019 was a wild ride. We bought a beautiful home (that probably pushes FIRE back 3-4 years simply because after we hit our number we want to pay it off in full)
Just shy of $800,000 NW. $624,000 of that is pure liquid assets.
From Dec to Dec we are up $218k, which feels insane, but last year we were only up $46k due to the year end slump in the market. So I view this as almost 2 years of gain in one.
If the market is ANYTHING like it was this year (Unlikely, I know) we would graduate this thread in 2020. Though, if returns are flat, more likely 2021.
It is crazy to think I have been logging this on here for 4 (FOUR!) YEARS now. Having gone from 250k to 800k in that time. Not too shabby, maybe slower than some here, but I am happy with the results.
Here is to a great 2020 guys/gals!
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What a monster year. Feeling a little more firmly over the $500k line now. A 68% savings rate for the year and hoping to up that to at least 75% in 2020. Happy New Year all.
12/31/19: $524k
11/30/19: $496k
...
12/31/18: $318k
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DEC 2019 - 933k
Up 196k for the year.
JUN 2019 - 844k
DEC 2018 NW: 737K
DEC 2017 NW: 697k
DEC 2016 NW: 559k
DEC 2015 NW: 444k
DEC 2014 NW: 385k
DEC 2013 NW: 337k
DEC 2012 NW: 253k
DEC 2011 NW: 209K
DEC 2010 NW: 184k
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Fantastic year!
Our update, tracking retirement accounts only:
5/1/17 $631
6/1/17 $647
7/1/17 $655
8/1/17 $665
9/1/17 $672
10/1/17 $684
11/1/17 $702
12/1/17 $724
1/1/18 $731
2/1/18 $761
3/1/18 $737
4/1/18 $731
5/1/18 $738
6/1/18 $747
7/1/18 $744
8/1/18 $761
9/1/18 $776
10/1/18 $776
11/1/18 $729
12/1/18 $745
1/1/19 $703
2/1/19 $751
3/1/19 $769
4/1/19 $813
5/1/19 $841
6/1/19 $810
7/1/19 $841
8/1/19 $849
9/1/19 $826
10/1/19 $832
11/1/19 $854
12/1/19 $870
1/1/20 $886
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Dec 2019: $1,030,547 (+$31,437)
Well, that's a wrap. End of the year / decade and we broke $1 Mio! Total NW increase for 2019 was a staggering $311,937 thanks to Dec 2018's market decline. Moving on to the Race to $2 Mio thread...wishing all of you the best of luck.
Congrats!
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From Dec to Dec we are up $218k, which feels insane, but last year we were only up $46k due to the year end slump in the market. So I view this as almost 2 years of gain in one.
We had a similar year and I feel the same about it being like two years of gains in one. Looking at the average of 2018 and 2019 it almost feels "normal".
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12/2014: $97,686
12/2015: $129,157
12/2016: $206,179
12/2017: $317,990
1/2018: $341,983
2/2018: $333,875
3/2018: $328,485
4/2018: $338,787
5/2018: $353,747
6/2018: $361,028
7/2018: $381,336
8/2018: $402,486
9/2018: $408,560
10/2018: $383,538
11/2018: $397,907
12/2018: $366,214
1/2019: $403,773
2/2019: $423,854
3/2019: $435,590
4/2019: $455,332
5/2019: $439,288
6/2019: $471,706
7/2019: $483,830
8/2019: $479,814
9/2019: $494,165
10/2019: $512,168
11/2019: $537,136
12/2019: $557,416
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11/30/2017 $228,503.37
12/31/2017 $237,592.34
1/31/2018 $254,582.33
2/28/2018 $257,732.67
3/31/2018 $265,481.54
4/30/2018 $269,342.61
5/31/2018 $277,950.05
6/30/2018 $285,254.10
7/31/2018 $299,199.64
8/31/2018 $319,335.25
9/30/2018 $347,418.14
10/31/2018 $332,242.01
11/30/2018 $348,536.76
12/31/2018 $325,602.90
1/31/2019 $350,696.67
2/28/2019 $369,513.27
3/31/2019 $379,192.30
4/30/2019 $399,481.40
5/31/2019 $384,294.80
6/30/2019 $408,707.83
7/31/2019 $426,022.76
8/31/2019 $422,250.44
9/30/2019 $460,845.28
10/31/2019 $476,501.03
11/30/2019 $500,079.13
12/31/2019 $517,464.57
Hello everyone! I graduated from the 500K thread, so joining you in this race!
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Welcome @bigote2032!
Congratulations @YellowCat! Great job
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A little tardy to joining this race, but better late than never.
March 2019 = $514k
Dec 2019 = $610k
I turned 35 this year. Not bad for someone who probably had a $20k net worth at 25 and didn't find MMM until 30. Still on pace to part-time it by my mid-40s.
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08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800
11/1/2019 - $675,000
12/1/2019 - $695,700
01/1/2020 - $717,000
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Dec. 2017: $502k
Jan. 2, 2018: $513.7k
Feb. 5, 2018: $539.9k
Mar. 5, 2018: $543.6k
Apr. 2, 2018: $557.6
Apr. 30, 2018: $574.5k
June 4, 2018: $616.2k
July 2, 2018: $623.4k
Aug. 1, 2018: $643.8k
Sep. 4, 2018:$670.2k
Oct. 2, 2018: $677.7k
Nov. 2, 2018: $659.6k
Jan 2, 2019: $631.2k
Feb 1, 2019: $659.1k
Mar 1, 2019: $708k
Apr 1, 2019: $725.9k
May 1, 2019: $753.9k
July 1, 2019: $772.4k
Aug 1, 2019: $792.8k
Sep 3, 2019: $787.2k
Oct 1, 2019: $806.4k
Nov 1, 2019: $827.9k
Dec 2, 2019: $863.6k
Jan 2, 2020: $894.8k - based on our current savings rate, 2020 will be the year we'll hit $1m*
*If the market is flat, if it drops then we'll wait it out ;)
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End-of-year update on the goal to Investments = $1M.
We've slowed down since we've bought a new house, took money out of the investments account for a downpayment, and start a major remodel also using money from our investments. Meanwhile, we are carrying our current house too until we can move into the new one and sell the old.
date NW Investments
4/3/14 $430k $225k
9/19/14 $500k $275k
11/6/14 $550k $300K
5/9/15 $600k $341k
4/13/16 $650k $375k
9/7/16 $700k $410k
5/6/17 $750k $674k (*I think I lost history on one of our accounts prior to this)
9/9/17 $800k $717k
11/22/17 Assets hit $1M
12/15/17 $850k $770K
3/10/18 $900k $770k (refinanced house, put $ in and moved from 30 to 15 yrs)
6/16/18 $950k $818k
12/26/18 $900k $750k
1/10/19 $950k $803k
2/19/19 $1M !!! $856k
6/12/19 $1.05M $900k
10/9/19 $1.08M $895k (downpayment on house and market misery)
12/31/19 $1.16M $974k
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I don't belong to this thread yet, but have been creepily lurking. I hear people saying 500k is the milestone after which you start to see crazy gains, can anyone comment on their experience with this?
Just squeaked in at $502k on 4/1/19 so I'm hoping you're right haha. So we'll see how the progress goes from here.
The gains have definitely exceeded my expectations as we're past 600k now, less than a year since hitting 500k.
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Correcting error in previous post. Forgot to include December paycheck!
cash+rental equity add primary residence equity
1/2016 $507K $627K
1/2017 $625K $797K
9/2017 $784K $904K
12/2017 $762K $903K begin remodeling primary residence
3/2018 $725K $866K
6/2018 $763K $910K Zillow values for rental properties went way up
9/2018 $830K $945K
12/2018 $821K $964K
3/2019 $833K $977K Rental house is on the market.
6/2019 $820K $953K Had to buy a roof for the rental house. It now is under contract, though.
9/2019 $832K $977K Closed on the rental house!
12/2019 $818K $965K Passed final inspection on our remodel. Paying off 0% CC bills. Installing solar panels on a rental. Upward trajectory should resume at the next update. But if we use the Nextdoor valuation for the primary residence, then we're at $1,031K for the second number right now. Pretend numbers. Not selling.
Adding in monthly updates for this home stretch for the TNW including home equity! Will go back to quarterly updates for the cash and rental equity goal.
1/2020 $836K $996K It's been a good month for real estate valuations even outside of Nextdoor. And the mutual funds also had a good month.
1MM dates 3/2022 2/2020 or maybe 3/2020
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Tracking liquid net worth only: Cash/Savings/Investments - do not have a mortgage or debt
Feb 1, 2016 - $90k
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Mar 1, 2019 - $354,771
Apr 1, 2019 - $384,308
May 1, 2019 - $407,770
June 1, 2019 - $404,625
July 1, 2019 - $420,082
Aug 1, 2019 - $441,976
Sep 1, 2019 - $458,940
Oct 1, 2019 - $481,915
Nov 1, 2019 - $501,937
Dec 1, 2019 - $518,285
Jan 1, 2020 - $544,655
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01/01/17 £374668
01/01/18 £497097
01/01/19 £547415
01/01/20 £649762
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Quarterly update:
10/1/2017 - 502k
1/1/2018 - 544k
4/1/2018 - 559k
7/1/2018 - 604k
10/1/2018 - 640k
1/1/2019 - 608k
4/1/2019 - 710k
7/1/2019 - 754k
10/1/2019 - 779k
1/1/2020 - 853k
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Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119 (+ $26,313.36)
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Jan. 1, 2018: $412,626
Feb. 1, 2018: $433,521
Mar. 1, 2018: $418,873
Apr. 1, 2018: $410,875
May 1, 2018: $439,719
June 1, 2018: $446,814
July 1, 2018: $451,330
Aug. 1, 2018: $469,413
Sept. 1, 2018: $491,582
Oct. 1, 2018: $496,037
Nov. 1, 2018: $465,386
Dec. 1, 2018: $473,869
Jan. 1, 2019: $436,390
Feb. 1, 2019: $472,423
Mar. 1, 2019: $488,585
Apr. 1, 2019: $500,442
May 1, 2019: $508,168
June 1, 2019: $493,942
July 1, 2019: $528,114
Aug. 1, 2019: $539,640
Sept. 1, 2019: $536,031
Oct. 1, 2019: $546,248
Nov. 1, 2019: $559,267
Dec. 1, 2019: $578,973
Jan 1, 2020: $596,311
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Here's my progress thus far:
1/1/2015 - $319,018
3/31/2015 - $358,647
6/30/2015 - $350,887
9/30/2015 - $329,044
12/31/2015 - $340,246
3/31/2016 - $390,030
6/30/2016 - $408.983
9/1/2016 - $447,834
12/31/2016 - $459,043
3/31/2017 - $509,618
6/30/2017 - $520,691
9/30/17 - $553,269
12/31/17 - $557,941
3/31/18 - $583,773
6/30/18 - $590,057
9/30/18 - $610,690
12/31/18 - $579,919
3/31/19 - $683,428
6/30/19 - $706,159
9/30/19 - $698.968
12/31/19 - $760,501
Nice movement based on the great market in 2019. Had to replace a totaled car so pulled out about $6K in the last two months but still good growth. I also am still including the kids college savings which has now been moved to a savings account so less growth will happen in that account and may slow things in 2020 and beyond and obviously withdrawals for tuition will hit net worth, but as these funds not consumed would return to our stash figured it best to leave them in rather than take them out.
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How is everyone positioned for 2020? I'm always thinking of ways to optimize my portfolio, and want to share an amazing investment vehicle not many consider for whatever reason (according to WSJ), and that is the Health Savings Account if you are enrolled in a qualifying high-deductible health insurance plan. This account has triple tax benefits, and can be an amazing addition to your retirement accounts, as a HSA also does not require minimum distributions once you reach retirement age. I'll post additional details and personal tips soon on how to optimize your HSA.
-Jay
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How is everyone positioned for 2020? I'm always thinking of ways to optimize my portfolio, and want to share an amazing investment vehicle not many consider for whatever reason (according to WSJ), and that is the Health Savings Account if you are enrolled in a qualifying high-deductible health insurance plan. This account has triple tax benefits, and can be an amazing addition to your retirement accounts, as a HSA also does not require minimum distributions once you reach retirement age. I'll post additional details and personal tips soon on how to optimize your HSA.
I have been aware of this strategy but have not utilized it yet. Not at a point where I can fund to that level.
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How is everyone positioned for 2020? I'm always thinking of ways to optimize my portfolio, and want to share an amazing investment vehicle not many consider for whatever reason (according to WSJ), and that is the Health Savings Account if you are enrolled in a qualifying high-deductible health insurance plan. This account has triple tax benefits, and can be an amazing addition to your retirement accounts, as a HSA also does not require minimum distributions once you reach retirement age. I'll post additional details and personal tips soon on how to optimize your HSA.
I have been aware of this strategy but have not utilized it yet. Not at a point where I can fund to that level.
Awesome - knowledge is half the battle. I think folks should strongly consider increasing the priority of investing in a HSA if available to them, versus doing it as an afterthought. For example, contribute to the 401K up to the amount that the employer will match, then consider contributing to a HSA.
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How is everyone positioned for 2020? I'm always thinking of ways to optimize my portfolio, and want to share an amazing investment vehicle not many consider for whatever reason (according to WSJ), and that is the Health Savings Account if you are enrolled in a qualifying high-deductible health insurance plan. This account has triple tax benefits, and can be an amazing addition to your retirement accounts, as a HSA also does not require minimum distributions once you reach retirement age. I'll post additional details and personal tips soon on how to optimize your HSA.
I have been aware of this strategy but have not utilized it yet. Not at a point where I can fund to that level.
Awesome - knowledge is half the battle. I think folks should strongly consider increasing the priority of investing in a HSA if available to them, versus doing it as an afterthought. For example, contribute to the 401K up to the amount that the employer will match, then consider contributing to a HSA.
This is already suggested in the sticky Investment Order post (https://forum.mrmoneymustache.com/investor-alley/investment-order/msg1333153/#msg1333153). The Mad Fientist post (https://www.madfientist.com/ultimate-retirement-account/) is very good reading on this subject as well.
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How is everyone positioned for 2020? I'm always thinking of ways to optimize my portfolio, and want to share an amazing investment vehicle not many consider for whatever reason (according to WSJ), and that is the Health Savings Account if you are enrolled in a qualifying high-deductible health insurance plan. This account has triple tax benefits, and can be an amazing addition to your retirement accounts, as a HSA also does not require minimum distributions once you reach retirement age. I'll post additional details and personal tips soon on how to optimize your HSA.
-Jay
This is my 3rd year in a row maxing out my HSA. I immediately transfer it from my HSA account into my TDAmeritrade acct and invest the money. This year, I’m having $3550 (half) taken out of each of my first two January paychecks. The first one hit my investment account today.
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Welcome @ender and @bzzzt !
Congratulations @Roots&Wings! Very well done indeed!
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Investment Accounts
EOM Dollar Amount (I invested) {total change}
Dec 2016 $322,818 ($30,604)
Dec 2017 $438,627 ($40,177) {$115,809}
Dec 2018 $518,373 ($87,168) {$79,746}
Dec 2019 $778,776 ($95,881) {$164,522}
Jan 2019 $572,058 ($9,743) {$53,685}
Feb 2019 $603,363 ($4,010) {$31,305}
Mar 2019 $616,382 ($7,800) {$13,019}
Apr 2019 $643,599 ($2,500) {$27,217}
May 2019 $638,398 ($29,928) {-$5,201}
June 2019 $679,549 ($2,200) {$41,151}
July 2019 $702,460 ($12,000) {$22,911}
Aug 2019 $691,691 ($3,456) {-10,769}
Sep 2019 $699,235 ($2,122) {$7,544}
Oct 2019 $722,383 ($4,534) {$23,148}
Nov 2019 $758,260 ($12,842) {$35,877)
Dec 2019 $778,776 ($3,737) {$16,780}
Not too shabby $518,000 to $778,000 in a single year. Hopefully 2020 doesn't try to make up for the good gains. A few good years like this and I'd be in a great position to just stop working so much. One can dream
Congrats to Yellowcat for hitting the 1M mark, hope to see you over in that thread sooner than later. Keep up the great work everyone, just gotta keep plugging away at it.
But don't forget to live today as well, tomorrow is never promised - As I have learned by saying good bye to several friends this year and a couple more found out they have cancer.
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Long time lurker here. Decided to finally jump into the mix. Total NW 702k. Let’s do it!
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Long time lurker here. Decided to finally jump into the mix. Total NW 702k. Let’s do it!
Glad to have you and have your first post be in this thread.
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Jan 2017 $275k
Jan 2018 $356k
Jan 2019 $447k
Jan 2020 $559k (433 liquid + 126 prop)
I'm here from the last thread. I'm not quite sure when we crossed the 500k mark last year as it's been absolutely whirlwind for us, but the nice thing of set it and forget it is that it works when you're not paying attention!
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Finally made it to this thread!
Jan 2018 - $330,883
July 2018 - $372,389
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Jan 2019 - $376,421
July 2019 - $449,818
Aug 2019 - $461,802
Sept 2019 -$471,690
Nov 2019 - $486,235
Dec 2019 - $498,006
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Jan 2020 - $501,901
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Finally made it to this thread!
Jan 2018 - $330,883
July 2018 - $372,389
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Jan 2019 - $376,421
July 2019 - $449,818
Aug 2019 - $461,802
Sept 2019 -$471,690
Nov 2019 - $486,235
Dec 2019 - $498,006
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Jan 2020 - $501,901
Welcome Lollylegs! Well done!
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How is everyone positioned for 2020?
I'm probably the weird one since after years of frontloading everything, this year we're moving right now and so we're doing minimums for retirement to cashflow some excess expenses and then will backload things once we're settled.
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How is everyone positioned for 2020?
Same as 2019...and 2018 and 2017 and 2016........ Index funds make things pretty standard. Until the stock market ceases to exist I will likely stay positioned in much the same way. Perhaps several years after I hit FIRE I might need to readjust.
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How is everyone positioned for 2020?
I'm probably the weird one since after years of frontloading everything, this year we're moving right now and so we're doing minimums for retirement to cashflow some excess expenses and then will backload things once we're settled.
Life happens and we have to adjust accordingly! I've done this too in years past.
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How is everyone positioned for 2020?
Same as 2019...and 2018 and 2017 and 2016........ Index funds make things pretty standard. Until the stock market ceases to exist I will likely stay positioned in much the same way. Perhaps several years after I hit FIRE I might need to readjust.
I take it you are 100% equities?
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yay I get to plonk myself down here now :) Is there a spreadsheet for this race?
2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
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yay I get to plonk myself down here now :) Is there a spreadsheet for this race?
Welcome! I am not aware of a spreadsheet for this race.
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How is everyone positioned for 2020?
Same as 2019...and 2018 and 2017 and 2016........ Index funds make things pretty standard. Until the stock market ceases to exist I will likely stay positioned in much the same way. Perhaps several years after I hit FIRE I might need to readjust.
I take it you are 100% equities?
No, 85 stock/15 bonds
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We hit $500,606 today! I'm sure we'll hover around the line for a bit, but figured I'd go ahead throw in my lot here with you guys. I'm tracking investments only.
2014 -40k <--- boo student loans
APR 2019: $250k
JUN 2019: $380k <-- got married and added his investments
JAN 2020: $500,606
It took me 4.5 years to get to $250k. It took 9 months to get to $500 (marriage boost sped that up nicely). :D
Can't wait to see what we'll accomplish in 2020. I heard the next $500k goes a lot faster. Anyone have estimates/predictions on how the time to graduate to the next thread changes? I hope we can hit it in five years.
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We hit $500,606 today!
Welcome!
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We hit $500,606 today! I'm sure we'll hover around the line for a bit, but figured I'd go ahead throw in my lot here with you guys. I'm tracking investments only.
2014 -40k <--- boo student loans
APR 2019: $250k
JUN 2019: $380k <-- got married and added his investments
JAN 2020: $500,606
It took me 4.5 years to get to $250k. It took 9 months to get to $500 (marriage boost sped that up nicely). :D
Can't wait to see what we'll accomplish in 2020. I heard the next $500k goes a lot faster. Anyone have estimates/predictions on how the time to graduate to the next thread changes? I hope we can hit it in five years.
Great news that you found someone with investments to add when you got married. So many times people have 0 assets (or they think they do and it is their car).
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Can't wait to see what we'll accomplish in 2020. I heard the next $500k goes a lot faster. Anyone have estimates/predictions on how the time to graduate to the next thread changes? I hope we can hit it in five years.
Depends on what the stock market/real estate markets do, honestly.
If you have $500k in investments and add $50k a year, a 10% drop basically wipes out your contributions. But if it goes up 10% then your contributions are doubled ($50k+$50k growth).
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Count me in!
Dec 2016 402K
Dec 2017 585K
Dec 2018 628K
Dec 2019 802K
Large jumps in 2017 and 2019 partly due to sale of investment properties.
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2018
Jan 398000
Feb 431000
Mar 448000
Apr 462580
May 481501
Jun - 489782
Jul - 507110
Aug - 523353
Sep - 529071
Oct - 519042
Nov - 532025
2019
Mar - 586808
May - 609872
Jun - 622961
Jul - 643390
Aug - 654710
Sep - 663790
Oct - 671853
Nov - 684764
Dec - 700320
2020
Jan - 717618
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Not sure when/if I'll get to 1m; may semi-FIRE before then.
If the market were to stay flat, would probably hit 1m investible around 6 months from now.
Not declaring victory yet though until I have 1m investible and no debt to the bank.
Net worth is clearly north of $1m now, and we even have more than $1m invested/investible, but still not debt free
So, net worth hits $1.5m for the first time.
Net worth drops back down to where it was 6 months ago.
Down 9.3% from peak
Liquidity down, home equity up, debt down, savings rate 0% so totally reliant on market returns to get back above 1m in investible/invested assets.
So at this point my savings rate is still stuck at 0%, house will soon be paid off, and still reliant on market returns.
2020 yearly update:
Saved $0 since last update; all increases are from market returns. May be able to pay off house by end of year, or if not, soon after. After that, expect savings rate to go up again.
- 2020: 918k liquid + 478k home equity: total 1,396k (debt: 30k)
- Q2 2019: 860k liquid + 466k home equity: total 1,326k (debt: 40k)
- Q1 2019: 877k liquid + 440k home equity: total 1,317k (debt: 46k)
- Q4 2018: 990k liquid + 389k home equity: total 1,379k (debt: 104k)
- Q3 2018: 1,096k liquid + 384k home equity: total 1,480k (debt: 115k)
- Q2 2018: 1,108k liquid + 392k home equity: total 1,500k (debt: 131k)
- Q1 2018: 1,075k liquid + 409k home equity: total 1,484k (debt: 141k)
- Q4 2017: 1,005k liquid + 332k home equity: total 1,337k (debt: 189k)
- Q3 2017: 894k liquid + 313k home equity: total 1,207k (debt: approx 193k)
- Q2 2017: 720k liquid + 250k home equity: total 970k (debt: approx 228k)
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2020 yearly update:
Saved $0 since last update; all increases are from market returns. May be able to pay off house by end of year, or if not, soon after. After that, expect savings rate to go up again.
- 2020: 918k liquid + 478k home equity: total 1,396k (debt: 30k)
- Q2 2019: 860k liquid + 466k home equity: total 1,326k (debt: 40k)
- Q1 2019: 877k liquid + 440k home equity: total 1,317k (debt: 46k)
- Q4 2018: 990k liquid + 389k home equity: total 1,379k (debt: 104k)
- Q3 2018: 1,096k liquid + 384k home equity: total 1,480k (debt: 115k)
- Q2 2018: 1,108k liquid + 392k home equity: total 1,500k (debt: 131k)
- Q1 2018: 1,075k liquid + 409k home equity: total 1,484k (debt: 141k)
- Q4 2017: 1,005k liquid + 332k home equity: total 1,337k (debt: 189k)
- Q3 2017: 894k liquid + 313k home equity: total 1,207k (debt: approx 193k)
- Q2 2017: 720k liquid + 250k home equity: total 970k (debt: approx 228k)
What's the story behind your numbers?
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Joining this race. Currently at $692,000 NW. For context:
10/1/15 - $181,000
10/1/16 - $267,000
10/1/17 - $408,800
10/1/18 - $553,000
10/1/19 - $692,000
1/1/20 - $752,000
This increase is partially sale of SARS at the end of the year, but also it’s just a good time to be in the stock market. We’ll see how long it lasts!
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Here's my update for January. I posted last March after crossing the 1M mark in NW. We are planning to sell our primary residence, move, and rent for the next couple of years. A little more than half of the equity is going to the portfolio. Doing the math, that puts the portfolio value just over 1M, so says the spreadsheet.
2019-Jan / 557k / 941k
2019-Feb / 584k / 981k
2019-Mar / 593k / 1007k
2019-Apr / 632k / 1042k
2019-May / 616k / 1018k
2019-Jun / 648k / 1046k
2019-Jul / 654k / 1057k
2019-Aug / 644k / 1047k
2019-Sep / 663k / 1067k
2019-Oct / 690k / 1097k
2019-Nov / 729k / 1135k
2019-Dec / 749k / 1160k
2020-Jan / 1015k* / 1204k
*note most of the big jump in portfolio value between Dec'19 and Jan'20 is from moving some home equity over.
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Oct-2019: $689,909
Nov-2019: $691,960 (+2051)
Dec-2019: $723,131 (+31,171)
Posting late this month. Better late than never!
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Not counting value of house:
5/20/2016 INV- $218,514 NW- $328,980
7/17/2017 INV- $306,386 NW- $417,755
3/14/2018 INV- $380,160 NW- $467,160
8/08/2018 INV- $423,708 NW- $491,708
2/18/2019 INV- $446,121 NW- $581,759
1/24/2020 INV- $610,000 NW- $690,000
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2020 should be good for us here.
I think we'll be able to save about $35k in my 401k, $5k in HSA, and perhaps $12k in Roth IRAs (or cash savings).
Depends a lot on what we end up doing for housing but either way should be close to $50k in savings, just not sure in what medium yet :-) If we buy a house we may end up doing the heretical thing and aggressively paying it down.
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6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
12/1/18 = $636
1/1/19 = $630
2/1/19 = $664
3/1/19 = $682
4/1/19 = $691
5/1/19 = $708
6/1/19 = $702
7/1/19 = $731
8/1/19 = $737
9/1/19 = $736
10/1/19 = $746
11/1/19 = $761
12/1/19 = $781
1/1/20 = $809
2/1/20 = $824
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Woo! Got my bonus today and automatically put it all in savings/ investment/ kids college. So here are my new numbers:
Jan 1 2018: 580,300
Jun 1 2018: 616,473
Jan 1 2019: 661,636
Jun 1 2019: 705,137
November 1 2019: 818,595
December 1 2019: 856,619
February 1 2020: 875,020, 1.32M w/ home value
Numbers do not include kids college funds. Only liquid and investment $.
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Really enjoyed this format that I saw from several others. Was not tracking monthly, but redid this for the new format and provides a nice way to see year over year growth.
| | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | $- | $292,190 | $304,411 | $437,806 | $581,831 | $615,789 | $767,806 | - |
| February | $- | $332,002 | $331,197 | $162,424 | $585,663 | $662,207 | - | - |
| March | $- | $332,209 | $331,749 | $481,340 | $583,773 | $683,014 | - | - |
| April | $- | $336,743 | $260,548 | $483,994 | $582,862 | $719,849 | - | - |
| May | $256,131 | $338,884 | $373,153 | $483,982 | $585,929 | $701,938 | - | - |
| June | $258,642 | $321,529 | $377,807 | $490,951 | $590,577 | $731,170 | - | - |
| July | $276,381 | $320,767 | $414,764 | $503,706 | $601,024 | $721,753 | - | - |
| August | $296,700 | $313,896 | $405,676 | $513,111 | $606,442 | $686,503 | - | - |
| September | $290,244 | $301,079 | $422,204 | $525,158 | $610,690 | $698,968 | - | - |
| October | $274,986 | $308,291 | $413,967 | $533,760 | $585,817 | $577,615 | - | - |
| November | $282,762 | $308,558 | $419,572 | $549,074 | $595,773 | $620,036 | - | - |
| December | $292,942 | $312,281 | $431,458 | $557,941 | $575,877 | $760,501 | - | - |
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1-Jan-2011: $82,795
1-Jan-2012: $106,303
1-Jan-2013: $147,328
1-Jan-2014: $212,595
1-Jan-2015: $264,308
1-Jan-2016: $299,216
1-Jan-2017: $371,623
1-Jan-2018: $500,083 (graduated from 250-->500k thread!)
1-Jan-2019: $551,753
1-Jan-2020: $706,933 ($30k car note)
1-Feb-2020: $711,588
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Getting that paper
11/30/19: $496k
12/31/19: $524k
01/31/20: $533k
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cash+rental equity add primary residence equity
1/2016 $507K $627K
1/2017 $625K $797K
9/2017 $784K $904K
12/2017 $762K $903K begin remodeling primary residence
3/2018 $725K $866K
6/2018 $763K $910K Zillow values for rental properties went way up
9/2018 $830K $945K
12/2018 $821K $964K
3/2019 $833K $977K Rental house is on the market.
6/2019 $820K $953K Had to buy a roof for the rental house. It now is under contract, though.
9/2019 $832K $977K Closed on the rental house!
12/2019 $818K $965K Passed final inspection on our remodel. With Nextdoor valuation for primary residence, we're at $1,031K for the second number right now. Pretend numbers. Not selling.
1/2020 $836K $996K
2/2020 $845K $996K Big property tax bill. Used HELOC
1MM dates 3/2022 any month now!
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Tracking liquid net worth only: Cash/Savings/Investments - do not have a mortgage or debt
Feb 1, 2016 - $90k
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Mar 1, 2019 - $354,771
Apr 1, 2019 - $384,308
May 1, 2019 - $407,770
June 1, 2019 - $404,625
July 1, 2019 - $420,082
Aug 1, 2019 - $441,976
Sep 1, 2019 - $458,940
Oct 1, 2019 - $481,915
Nov 1, 2019 - $501,937
Dec 1, 2019 - $518,285
Jan 1, 2020 - $544,655
Feb 1, 2020 - $573,474
Glad I waited until yesterday’s big drop was over before reporting. Still a pretty good month. It was one of the rare 3 paycheck months (paid bi-weekly, three Fridays this month) so that helped a lot. Spending was also good for the month.
Ready to keep on trucking. $500k-$1MM seems like it’s going to take a lot longer than the $250k-$500k, even though it will be pretty close if I keep on my current path (should hit $1MM in two years barring nothing majorly out of my control)
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April 2015: $98k
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93
Jan 1 2018: $283,829.36
Feb 1 2018: $304,851.88
Mar 1 2018: $303,796.17
Apr 1 2018: $307,682.67
May 1 2018: $315,634.59
Jun 1 2018: $337,046.55
July 1 2018: $340,399.63
Aug 1 2018: $363,304.76
Sept 1 2018: $385,572.12
Oct 1 2018: $392,296.56
Nov 1 2018: $370,000.25
Dec 1 2018: $386,361.40
Jan 1 2019: $359,505.30
Feb 1 2019: $397,087.41
Mar 1 2019: $428,309.57
Apr 1 2019: $440,342.71
May 1 2019: $456,285.80
Jun 1 2019: $441,047.77
Jul 1 2019: $476,489.51
Aug 1 2019: $486,559.27
Sept 1 2019: $483,967.28
Oct 1 2019: $490,200.54
Nov 1 2019: $501,003.17
Dec 1 2019: $531,904.82
Jan 1 2020: $546,089.75
Feb 1 2020: $557,258.06
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12/16 - $360,891 $570,338
12/17 - $473,407 $697,411
12/18 - $480,550 $732,108
12/19 - $669,819 $943,739
01/20 - $675,940 $951,251
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08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800
11/1/2019 - $675,000
12/1/2019 - $695,700
01/1/2020 - $717,000
02/1/2020 - $721,000
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Can I join? I've been a "set it and forget it" type investor since my first job. I've been having money put in my 403b and Roth for 20 years and also have a traditional IRA. Stumbling on the FIRE movement in December made me realize that I could retire from education early by paying more attention to my finances. I already switched the fund in which my Roth was invested because of all the reading I've been doing. Next up, I'll figure out a better mix for my traditional IRA.
02/01/2020 - $806,540
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11/30/2017 $228,503.37
12/31/2017 $237,592.34
1/31/2018 $254,582.33
2/28/2018 $257,732.67
3/31/2018 $265,481.54
4/30/2018 $269,342.61
5/31/2018 $277,950.05
6/30/2018 $285,254.10
7/31/2018 $299,199.64
8/31/2018 $319,335.25
9/30/2018 $347,418.14
10/31/2018 $332,242.01
11/30/2018 $348,536.76
12/31/2018 $325,602.90
1/31/2019 $350,696.67
2/28/2019 $369,513.27
3/31/2019 $379,192.30
4/30/2019 $399,481.40
5/31/2019 $384,294.80
6/30/2019 $408,707.83
7/31/2019 $426,022.76
8/31/2019 $422,250.44
9/30/2019 $460,845.28
10/31/2019 $476,501.03
11/30/2019 $500,079.13
12/31/2019 $517,464.57
1/31/2020 $511,758.52
Not a good start of the year, let's keep collecting money!
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12/2014: $97,686
12/2015: $129,157
12/2016: $206,179
12/2017: $317,990
1/2018: $341,983
2/2018: $333,875
3/2018: $328,485
4/2018: $338,787
5/2018: $353,747
6/2018: $361,028
7/2018: $381,336
8/2018: $402,486
9/2018: $408,560
10/2018: $383,538
11/2018: $397,907
12/2018: $366,214
1/2019: $403,773
2/2019: $423,854
3/2019: $435,590
4/2019: $455,332
5/2019: $439,288
6/2019: $471,706
7/2019: $483,830
8/2019: $479,814
9/2019: $494,165
10/2019: $512,168
11/2019: $537,136
12/2019: $557,416
1/2020: $562,839
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Welcome @JustFixIt and @SugarMagnolia77! You're both looking good.
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Dec. 2017: $502k
Jan. 2, 2018: $513.7k
Feb. 5, 2018: $539.9k
Mar. 5, 2018: $543.6k
Apr. 2, 2018: $557.6
Apr. 30, 2018: $574.5k
June 4, 2018: $616.2k
July 2, 2018: $623.4k
Aug. 1, 2018: $643.8k
Sep. 4, 2018:$670.2k
Oct. 2, 2018: $677.7k
Nov. 2, 2018: $659.6k
Jan 2, 2019: $631.2k
Feb 1, 2019: $659.1k
Mar 1, 2019: $708k
Apr 1, 2019: $725.9k
May 1, 2019: $753.9k
July 1, 2019: $772.4k
Aug 1, 2019: $792.8k
Sep 3, 2019: $787.2k
Oct 1, 2019: $806.4k
Nov 1, 2019: $827.9k
Dec 2, 2019: $863.6k
Jan 2, 2020: $894.8k
Feb 3, 2020: $908.4k - less than $100k to go :)
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2/1/2018 : $562k Inv. / $627k NW
3/1/2018 : $558k Inv. / $626k NW
4/1/2018 : $563k Inv. / $630k NW
5/1/2018 : $572k Inv. / $642k NW
6/1/2018 : $497k Inv. / $656k NW
7/1/2018 : $506k Inv. / $666k NW
8/1/2018 : $589k Inv. / $668k NW
9/1/2018 : $598k Inv. / $685k NW
10/1/2018 : $597k Inv. / $686k NW
11/1/2018 : $584k Inv. / $674k NW
12/1/2018 : $585k Inv. / $672k NW
1/1/2019 : $567k Inv. / $658k NW
2/1/2019 : $582k Inv. / $676k NW
3/1/2019 : $594k Inv. / $689k NW
4/1/2019 : $601k Inv. / $696k NW
5/1/2019 : $611k Inv. / $710k NW
6/1/2019 : $624k Inv. / $725k NW
7/1/2019 : $641k Inv. / $742k NW
8/1/2019 : $650k Inv. / $754k NW
9/1/2019 : $641k Inv. / $748k NW
10/1/2019 : $654k Inv. / $762k NW
11/1/2019 : $668k Inv. / $772k NW
12/1/2019 : $690k Inv. / $797k NW
1/1/2020 : $702k Inv. / $811k NW
2/1/2020 : $714k Inv. / $825k NW
Slow and steady progress, while paying for DIY home improvements. Almost halfway there, as I'm focused on investments only.
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2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Feb 3rd $523
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12/31/2014: INV-$10,584.06 NW-$-20,000
12/31/2015: INV-$49,877.48 NW-$78,264.92
12/31/2016: INV-$106,390.73 NW-$188,244.13
12/31/2017: INV-$265,731.22 NW-$277,837.89
12/31/2018: INV-$332,761.13 NW-$357,901.80
12/31/2019: INV-$545,957.38 NW-$583,896.83
01/31/2019: INV-$554,278.54 NW-$597,803.17
About to leave for 3 weeks in the Philippines. My money will be working much harder than I will be in February :)
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We passed $1M in net worth (counting kids' college funds and home equity) this month, which is an exciting and completely meaningless milestone. I judge myself by invested assets.
2013 EOY - 295k (+37k college funds)
2014 EOT - 337k (+48k college)
2015 EOY - 366k (+54k college)
2016 EOY - 432k (+63k college)
2017 EOY - 532k (+82k college)
2018 EOY - 590k (+97k college)
2019 EOY - 721k (+111k college)
2020 Jan - 721k (+114k college)
We have fully funded oldest kid's college fund, and are 65% for two youngest kids. Retirement savings are at about 40% of target.
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Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031 (+$7,912)
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cash+rental equity add primary residence equity
1/2016 $507K $627K
1/2017 $625K $797K
9/2017 $784K $904K
12/2017 $762K $903K begin remodeling primary residence
3/2018 $725K $866K
6/2018 $763K $910K Zillow values for rental properties went way up
9/2018 $830K $945K
12/2018 $821K $964K
3/2019 $833K $977K Rental house is on the market.
6/2019 $820K $953K Had to buy a roof for the rental house. It now is under contract, though.
9/2019 $832K $977K Closed on the rental house!
12/2019 $818K $965K Passed final inspection on our remodel. With Nextdoor valuation for primary residence, we're at $1,031K for the second number right now. Pretend numbers. Not selling.
1/2020 $836K $996K
2/2020 $845K $996K Big property tax bill. Used HELOC
2/7/2020 $853K $1004K !! yay!! big day for a stock I own.
1MM dates 3/2022 made it!!
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House sale is finalized.
The amount of on hand cash we have is mindblowing for our lives. Transferred some money and we now have one account with $100k in it. In cold hard greenbacks as they say (well, electronic ones).
It's weird to think how few years ago this would have been all of our net worth and now, well, it's not.
Or... if we rented I could just not work for a few years :)
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Jan 2018 - $330,883
July 2018 - $372,389
-----------------------
Jan 2019 - $376,421
July 2019 - $449,818
Aug 2019 - $461,802
Sept 2019 -$471,690
Nov 2019 - $486,235
Dec 2019 - $498,006
------------------
Jan 2020 - $501,901
Feb 2020 - $518,123
really pleased with this months progress, some 'late' employer contributions finally landed in the account.
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MAJOR MILESTONE (temporarily) ACHIEVED!!! goal to Investments = $1M.
Shortly, we'll be dipping into some of these investments to complete the renovation of our new house, but in the meantime, we've gotten to see what it is like to hit our Investment goal of $1M. It is delightful to witness and I look forward to seeing it again much later this year. In the meantime, thanks for this grey, dank, February moment of victory.
(We've slowed down saving since we've bought a new house, took money out of the investments account for a downpayment, and start a major remodel also using money from our investments. Meanwhile, we are carrying our current house too until we can move into the new one and sell the old.)
date NW Investments
4/3/14 $430k $225k
9/19/14 $500k $275k
11/6/14 $550k $300K
5/9/15 $600k $341k
4/13/16 $650k $375k
9/7/16 $700k $410k
5/6/17 $750k $674k (*I think I lost history on one of our accounts prior to this)
9/9/17 $800k $717k
11/22/17 Assets hit $1M
12/15/17 $850k $770K
3/10/18 $900k $770k (refinanced house, put $ in and moved from 30 to 15 yrs)
6/16/18 $950k $818k
12/26/18 $900k $750k
1/10/19 $950k $803k
2/19/19 $1M !!! $856k
6/12/19 $1.05M $900k
10/9/19 $1.08M $895k (downpayment on house and market misery)
12/31/19 $1.16M $974k
2/12/20 $1.19M $1M !!!
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2018
Jan 398000
Feb 431000
Mar 448000
Apr 462580
May 481501
Jun - 489782
Jul - 507110
Aug - 523353
Sep - 529071
Oct - 519042
Nov - 532025
2019
Mar - 586808
May - 609872
Jun - 622961
Jul - 643390
Aug - 654710
Sep - 663790
Oct - 671853
Nov - 684764
Dec - 700320
2020
Jan - 717618
Feb - 739266
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MAJOR MILESTONE (temporarily) ACHIEVED!!! goal to Investments = $1M.
Congratulations @ToughMother !!!!!!!
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Feb 3, 2020: $908.4k - less than $100k to go :)
SO close Young Granny!
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12/16 - $360,891 $570,338
12/17 - $473,407 $697,411
12/18 - $480,550 $732,108
12/19 - $669,819 $943,739
01/20 - $675,940 $951,251
That's awesome LadyChips!
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Woohoo, good work everyone! (Or good work market!).
We are hovering above 950k. Could be anytime now depending on the market! It's amazing how fast its done and also how mentally it's been very positive for us even though we are currently spending enough that 1 million isn't enough to retire (we don't really have a specific number in mind yet as we enjoy our jobs and have kids at home so aren't considering retiring soon).
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976! Will hopefully get there in the next few months if the stock market does well, however our savings rate is decreasing as we have some house repairs to save for over that time.
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From Nov 1st 2019 to Feb 15th 2020 we went from $501k to $601k, simply by savings and stock market growth.. Let the good times roll!
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Looks like we might lose a few people to the $1-2 mil thread soon. Congrats, folks!
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From Nov 1st 2019 to Feb 15th 2020 we went from $501k to $601k, simply by savings and stock market growth.. Let the good times roll!
Wow, that's nuts! We're +$80k for the same period. At this point it won't even take average stock market returns for us to reach $1 million by the end of the year. Who knows what it will actually do though...
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From Nov 1st 2019 to Feb 15th 2020 we went from $501k to $601k, simply by savings and stock market growth.. Let the good times roll!
Wow, that's nuts! We're +$80k for the same period. At this point it won't even take average stock market returns for us to reach $1 million by the end of the year. Who knows what it will actually do though...
Around Nov 1st we were sitting at ~ 750k, today (or by EOM with a few checks/tax returns) we are at ~ 850k
This is through an expensive moving process as well. You're still winning though! (Our living expenses actually grew quite a bit by moving, but it fits our post-FIRE lifestyle better, so I assume you will pull away over time! Good Luck!)
If only we could do this every 3 months ha!
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From Nov 1st 2019 to Feb 15th 2020 we went from $501k to $601k, simply by savings and stock market growth.. Let the good times roll!
Wow, that's nuts! We're +$80k for the same period. At this point it won't even take average stock market returns for us to reach $1 million by the end of the year. Who knows what it will actually do though...
Around Nov 1st we were sitting at ~ 750k, today (or by EOM with a few checks/tax returns) we are at ~ 850k
This is through an expensive moving process as well. You're still winning though! (Our living expenses actually grew quite a bit by moving, but it fits our post-FIRE lifestyle better, so I assume you will pull away over time! Good Luck!)
If only we could do this every 3 months ha!
We're around $890k now. Crazy growth. Our expenses have gone up a bit due to vehicles but it's hard to notice in this market.
Haha, yeah, if only we could guarantee +10% from the S&P 500 per quarter!
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Jumping in after dropping the progress threads for a while:
NW:
April 2017: 175k
April 2018: 333k
April 2019: 400k
February 2020: 515k (today)
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Market growth is kind to us sometimes.
What the market giveth, it can taketh.
Which is why we're still investing $3k+ a month :-)
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Market growth is kind to us sometimes.
What the market giveth, it can taketh.
Which is why we're still investing $3k+ a month :-)
You inspired me to make a spreadsheet for when we will hit $1 million (net worth) given possible market performance. We're investing $6k/month plus and reducing debt by about $2.3k/month. Currently at $885k net worth with $737k invested.
20% returns: 6 months
10% returns: 9 months
6% returns: 12 months
3% returns: 15 months
0.5% returns: 18 months
-0.9% returns: 21 months
-2% returns: 24 months
-3% returns: 28 months
-4% returns: 34 months
-5% returns: 42 months
-6% returns: 55 months
-7% returns: 82 months (this return over this length of period has happened only once, I believe)
-8% returns: 165 months (this has never happened)
-9% returns: Never
So best case scenario we'll finish this race in a matter of months and worst case it will be almost 7 years. That's quite a possible gap! Better than 90% chance it will be under 3 years though.
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Jumping in after dropping the progress threads for a while:
NW:
April 2017: 175k
April 2018: 333k
April 2019: 400k
February 2020: 515k (today)
There are a few of us who are newer around here. Welcome, welcome!
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Retirement + Non-Retirement Non-College + Property, Net + Car = Net Worth
20190101: $ 150.4 $ 54.4 $ 236.2 $20.0 $ 461.0
20190201: $ 153.0 $ 55.2 $ 241.9 $20.0 $ 470.0
20190301: $ 156.0 $ 56.0 $ 244.2 $20.0 $ 476.2
20190401: $ 160.0 $ 65.0 $ 247.7 $20.0 $ 492.7
20190501: $ 163.0 $ 66.0 $ 250.2 $20.0 $ 499.2
20190601: $ 276.0 $ 67.0 $ 252.0 $20.0 $ 615.0
20190701: $ 285.0 $ 69.0 $ 253.0 $20.0 $ 627.0
20191201: $ 350.0 $ 78.0 $ 270.0 $20.0 $ 698.0
20200201: $ 360.0 $ 80.0 $ 275.0 $20.0 $ 735.0
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You inspired me to make a spreadsheet for when we will hit $1 million (net worth) given possible market performance. We're investing $6k/month plus and reducing debt by about $2.3k/month. Currently at $885k net worth with $737k invested.
20% returns: 6 months
10% returns: 9 months
6% returns: 12 months
3% returns: 15 months
0.5% returns: 18 months
-0.9% returns: 21 months
-2% returns: 24 months
-3% returns: 28 months
-4% returns: 34 months
-5% returns: 42 months
-6% returns: 55 months
-7% returns: 82 months (this return over this length of period has happened only once, I believe)
-8% returns: 165 months (this has never happened)
-9% returns: Never
So best case scenario we'll finish this race in a matter of months and worst case it will be almost 7 years. That's quite a possible gap! Better than 90% chance it will be under 3 years though.
Yeah, it really makes you realize how much market volatility matters to start doing the math.
But it makes sense; if you have $500k investments, 10% is $50k. Going up vs down is a $100k net worth swing. Even "just" 5% market swings are a $50k net worth difference.
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Year Liquid Assets Net Worth Note
2004.12 -$7K same started marriage with $17K in student loans from undergrad
2005.12 $11K same
2006.12 $33K same
2007.12 $62K same
2008.12 $58K same recession!! Also bought used car with $10K in cash
2009.12 $102K same paid off student loans!!!
2010.12 $146K same
2011.12 $187K same
2012.12 $205K $266K bought our first home for $176.5K; put down $50K
2013.12 $186K $362K paid off our mortgage. If I had a time machine I'd do things differently.
2014.12 $227K $420K
2015.12 $242K $431K adopted our daughter; minor surgery for her
2016.12 $244K $473K adopted our son; major surgery for him
2017.12 $393K $622K minor surgery for our son
2018.12 $437K $742K major surgery for our son
Going forward, we intend to keep the mortgage and make the minimum required payments only so we can maximum investments returns.
2019.12 $729K $891K downsized; used $275K proceeds from home sale to ramp up investments
2020.02 $763K $927K
After an extended break from work to be a SAHM, I will be returning to work teaching at a university this fall!! I am excited for this new chapter in my life, and my husband is looking forward to being able to take a break from work or at least shift into a less stressful job. The current plan is for him to continue working another couple of years to maximize the benefits of his current job and reach financial independence. We'll both be around 40 years old at that time. My pay, while more than adequate for our needs, will be substantially less than his current salary. So we've decided to balance aggressive investment with accelerated mortgage payoff for now, hoping to finish paying off our mortgage at the same time that he leaves his current job.
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Year Liquid Assets Net Worth Note
2004.12 -$7K same started marriage with $17K in student loans from undergrad
2005.12 $11K same
2006.12 $33K same
2007.12 $62K same
2008.12 $58K same recession!! Also bought used car with $10K in cash
2009.12 $102K same paid off student loans!!!
2010.12 $146K same
2011.12 $187K same
2012.12 $205K $266K bought our first home for $176.5K; put down $50K
2013.12 $186K $362K paid off our mortgage. If I had a time machine I'd do things differently.
2014.12 $227K $420K
2015.12 $242K $431K adopted our daughter; minor surgery for her
2016.12 $244K $473K adopted our son; major surgery for him
2017.12 $393K $622K minor surgery for our son
2018.12 $437K $742K major surgery for our son
Going forward, we intend to keep the mortgage and make the minimum required payments only so we can maximum investments returns.
2019.12 $729K $891K downsized; used $275K proceeds from home sale to ramp up investments
2020.02 $763K $927K
After an extended break from work to be a SAHM, I will be returning to work teaching at a university this fall!! I am excited for this new chapter in my life, and my husband is looking forward to being able to take a break from work or at least shift into a less stressful job. The current plan is for him to continue working another couple of years to maximize the benefits of his current job and reach financial independence. We'll both be around 40 years old at that time. My pay, while more than adequate for our needs, will be substantially less than his current salary. So we've decided to balance aggressive investment with accelerated mortgage payoff for now, hoping to finish paying off our mortgage at the same time that he leaves his current job.
This is phenomenal progress given the medical situations you have had. Your savings rate is clearly quite high.
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Thanks @caracarn ! You are doing very well yourself! We have always been frugal, but we let things slip quite a bit in the early years of parenthood and we were spendy by mustachian standards in 2018 especially. Last year was the year of big change for us, returning to our frugal roots. We now live on roughly 25% of our regular monthly gross pay. When hubby receives his annual bonuses, we give some away, eat a meal or two out, top off the vacation bucket, and then invest the rest. I also had the immense privilege of receiving roughly $110K in inheritance from my late grandmother, spread over the past 7 years. I am so grateful for our situation in life. I mean, I'm returning to work because I miss it and my children are now old enough to be in school full-time! The money is an afterthought. Many are nowhere near as fortunate.
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And I'm back under 500K with the market dip... Hope to take advantage of the sale and be back above the line sometime in the next few weeks. It's amazing to see how much market volatility changes my net worth now that I have more invested. Back down in the 100-250k range it didn't see to make a noticeable difference.
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And I'm back under 500K with the market dip... Hope to take advantage of the sale and be back above the line sometime in the next few weeks. It's amazing to see how much market volatility changes my net worth now that I have more invested. Back down in the 100-250k range it didn't see to make a noticeable difference.
Same here. I didn't check my investments this week until today and was surprised to see the 22K drop in our NW. Not unpleasantly surprised since I was intellectually prepared for a larger dip at our current, larger level of investment due to reading here. I have some cash that I was waiting to invest next week. There's no reason not to due it now, but it feels wrong, like market timing.
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MAJOR MILESTONE (temporarily) ACHIEVED!!! goal to Investments = $1M.
Congratulations @ToughMother !!!!!!!
Thanks @Trifele. I’ll have the opportunity to cross the threshold again since I’m down $40k in the last few days. Oof. Hope everyone is hanging in!
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Do NOT log into your investments right now. If you're committed to stay the course--and a 10% downturn should be part of that course--don't even tempt yourself into selling. GL
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Took a little savings and dumped it into the market today while things are still on sale.
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Do NOT log into your investments right now. If you're committed to stay the course--and a 10% downturn should be part of that course--don't even tempt yourself into selling. GL
But then how would we rebalance and tax loss harvest?
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Do NOT log into your investments right now. If you're committed to stay the course--and a 10% downturn should be part of that course--don't even tempt yourself into selling. GL
But then how would we rebalance and tax loss harvest?
Already tax-loss harvested twice this week, including a big chunk this morning. Might have more opportunities to do so if things continue. I might have to start thinking about whether or not to continue doing so once I've got enough losses to cover $3000 per year for the rest of my expected full-time working career. I'm anticipating our tax bracket being low enough in RE that additional tax losses might not be so useful.
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6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
12/1/18 = $636
1/1/19 = $630
2/1/19 = $664
3/1/19 = $682
4/1/19 = $691
5/1/19 = $708
6/1/19 = $702
7/1/19 = $731
8/1/19 = $737
9/1/19 = $736
10/1/19 = $746
11/1/19 = $761
12/1/19 = $781
1/1/20 = $809
2/1/20 = $824
3/1/20 = $806
Dude, you're going the wrong way!
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2/1/20 = $824
3/1/20 = $806
Dude, you're going the wrong way!
If you only lost 18k this month out of over $800k, I think you did pretty darn well. I'll tally mine up this weekend, but I'm expecting to be down close to $100k from the peak, perhaps $80k on the month, and I'm not even 100% stocks. Will have to decide whether or not to officially rejoin this thread from the wrong direction.
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Down $49k in 10 days lol
11/30/19: $496k
12/31/19: $524k
01/31/20: $533k
02/29/20: $507k
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Do NOT log into your investments right now. If you're committed to stay the course--and a 10% downturn should be part of that course--don't even tempt yourself into selling. GL
Hah, I told my wife yesterday since we're buying a house now too that our net worth is going to drop a ton these few months - the way I report our house on mint.com is to put it in as sale price - 7%, so if you buy a $100k house it shows up as $93k for tracking purposes.
Between that in a month or so and the market fluctuations... gonna be a "fun" month of net worth lol!
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12/2014: $97,686
12/2015: $129,157
12/2016: $206,179
12/2017: $317,990
1/2018: $341,983
2/2018: $333,875
3/2018: $328,485
4/2018: $338,787
5/2018: $353,747
6/2018: $361,028
7/2018: $381,336
8/2018: $402,486
9/2018: $408,560
10/2018: $383,538
11/2018: $397,907
12/2018: $366,214
1/2019: $403,773
2/2019: $423,854
3/2019: $435,590
4/2019: $455,332
5/2019: $439,288
6/2019: $471,706
7/2019: $483,830
8/2019: $479,814
9/2019: $494,165
10/2019: $512,168
11/2019: $537,136
12/2019: $557,416
1/2020: $562,839
2/2020: $523,480
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cash+rental equity add primary residence equity
1/2016 $507K $627K
1/2017 $625K $797K
9/2017 $784K $904K
12/2017 $762K $903K begin remodeling primary residence
3/2018 $725K $866K
6/2018 $763K $910K
9/2018 $830K $945K
12/2018 $821K $964K
3/2019 $833K $977K
6/2019 $820K $953K
9/2019 $832K $977K Closed on the rental house!
12/2019 $818K $965K Passed final inspection on our remodel.
1/2020 $836K $996K
2/2020 $845K $996K
2/7/2020 $853K $1004K !! yay!! big day for a stock I own.
2/29/2020 $843K $991K
1MM dates sometime in mid- 2022 sometime between now and 6/2020
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2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Feb 3rd $523
March 1st $499 I am glad I rebalanced the end of Jan, bought more bonds to maintain my IPS.
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Jan. 1, 2018: $412,626
Feb. 1, 2018: $433,521
Mar. 1, 2018: $418,873
Apr. 1, 2018: $410,875
May 1, 2018: $439,719
June 1, 2018: $446,814
July 1, 2018: $451,330
Aug. 1, 2018: $469,413
Sept. 1, 2018: $491,582
Oct. 1, 2018: $496,037
Nov. 1, 2018: $465,386
Dec. 1, 2018: $473,869
Jan. 1, 2019: $436,390
Feb. 1, 2019: $472,423
Mar. 1, 2019: $488,585
Apr. 1, 2019: $500,442
May 1, 2019: $508,168
June 1, 2019: $493,942
July 1, 2019: $528,114
Aug. 1, 2019: $539,640
Sept. 1, 2019: $536,031
Oct. 1, 2019: $546,248
Nov. 1, 2019: $559,267
Dec. 1, 2019: $578,973
Jan. 1, 2020: $596,311
Feb. 1, 2020: $598,594
Mar. 1, 2020: $561,214
Well, at first the market losses were a bit disappointing until I realized (1) I'm still ahead of where I was just five months ago, and (2) more importantly, shares are much cheaper now than they were last month (I'm still in the accumulation phase so this is actually exciting). Who knows if the slide will continue or if we will bounce back quickly like in early 2019. I think the former is more likely than the latter. But, either way, my investment strategy hasn't changed. Onward and upward.
Sidenote, seems like fewer people are posting updates this month. Maybe it's because month end fell on a weekend. ;).
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01/01/17 £374668
01/01/18 £497097
01/01/19 £547415
01/01/20 £649762
01/02/20 £655831
01/03/20 £644284
My first fall in TNW month on month for 13 months,
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April 2015: $98k
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93
Jan 1 2018: $283,829.36
Feb 1 2018: $304,851.88
Mar 1 2018: $303,796.17
Apr 1 2018: $307,682.67
May 1 2018: $315,634.59
Jun 1 2018: $337,046.55
July 1 2018: $340,399.63
Aug 1 2018: $363,304.76
Sept 1 2018: $385,572.12
Oct 1 2018: $392,296.56
Nov 1 2018: $370,000.25
Dec 1 2018: $386,361.40
Jan 1 2019: $359,505.30
Feb 1 2019: $397,087.41
Mar 1 2019: $428,309.57
Apr 1 2019: $440,342.71
May 1 2019: $456,285.80
Jun 1 2019: $441,047.77
Jul 1 2019: $476,489.51
Aug 1 2019: $486,559.27
Sept 1 2019: $483,967.28
Oct 1 2019: $490,200.54
Nov 1 2019: $501,003.17
Dec 1 2019: $531,904.82
Jan 1 2020: $546,089.75
Feb 1 2020: $557,258.06
Mar 1 2020: $522,077.78
First drop in awhile. Hopefully the recovery isn't far off! If not, I'll keep buying the dip.
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Retirement + Non-Retirement Non-College + Property, Net + Car = Net Worth
20190101: $ 150.4 $ 54.4 $ 236.2 $20.0 $ 461.0
20190201: $ 153.0 $ 55.2 $ 241.9 $20.0 $ 470.0
20190301: $ 156.0 $ 56.0 $ 244.2 $20.0 $ 476.2
20190401: $ 160.0 $ 65.0 $ 247.7 $20.0 $ 492.7
20190501: $ 163.0 $ 66.0 $ 250.2 $20.0 $ 499.2
20190601: $ 276.0 $ 67.0 $ 252.0 $20.0 $ 615.0
20190701: $ 285.0 $ 69.0 $ 253.0 $20.0 $ 627.0
20191201: $ 350.0 $ 78.0 $ 270.0 $20.0 $ 698.0
20200201: $ 360.0 $ 80.0 $ 275.0 $20.0 $ 735.0
20200301: $ 362.0 $ 82.0 $ 276.0 $20.0 $ 740.0
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Dec. 2017: $502k
Jan. 2, 2018: $513.7k
Feb. 5, 2018: $539.9k
Mar. 5, 2018: $543.6k
Apr. 2, 2018: $557.6
Apr. 30, 2018: $574.5k
June 4, 2018: $616.2k
July 2, 2018: $623.4k
Aug. 1, 2018: $643.8k
Sep. 4, 2018:$670.2k
Oct. 2, 2018: $677.7k
Nov. 2, 2018: $659.6k
Jan 2, 2019: $631.2k
Feb 1, 2019: $659.1k
Mar 1, 2019: $708k
Apr 1, 2019: $725.9k
May 1, 2019: $753.9k
July 1, 2019: $772.4k
Aug 1, 2019: $792.8k
Sep 3, 2019: $787.2k
Oct 1, 2019: $806.4k
Nov 1, 2019: $827.9k
Dec 2, 2019: $863.6k
Jan 2, 2020: $894.8k
Feb 3, 2020: $908.4k
Mar 2, 2020: $861.9k - you win some months you lose some. I started investing in 2009 so I've had a really good run over the last decade. I was always curious to know how I'd react in a larger decline than I've seen before, I think losing $50k in a month on paper (and really more since we added to the pot) this month was a good test. Turns out I didn't change anything at all but I was happy my paycheck went into my 401k on Friday :). I have a bonus hitting in two weeks so I wouldn't mind if the market stays down for a little longer, money goes in either way though, set it and forget it. In the long run it won't change much.
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And.... boom. Coronavirus crash. I added about $3K into the market last Monday, but the drop made things far worse than that. But hey, got some stocks a bit cheaper than I would have. Still trusting the process, so will keep adding per my plan (which includes side hustle money from food delivery that I started last week and my first funds from that got sent last night from DoorDash, so when I get them, will be moving over).
| | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | $- | $292,190 | $304,411 | $437,806 | $581,831 | $615,789 | $767,806 | - |
| February | $- | $332,002 | $331,197 | $162,424 | $585,663 | $662,207 | $735,649 | - |
| March | $- | $332,209 | $331,749 | $481,340 | $583,773 | $683,014 | - | - |
| April | $- | $336,743 | $260,548 | $483,994 | $582,862 | $719,849 | - | - |
| May | $256,131 | $338,884 | $373,153 | $483,982 | $585,929 | $701,938 | - | - |
| June | $258,642 | $321,529 | $377,807 | $490,951 | $590,577 | $731,170 | - | - |
| July | $276,381 | $320,767 | $414,764 | $503,706 | $601,024 | $721,753 | - | - |
| August | $296,700 | $313,896 | $405,676 | $513,111 | $606,442 | $686,503 | - | - |
| September | $290,244 | $301,079 | $422,204 | $525,158 | $610,690 | $698,968 | - | - |
| October | $274,986 | $308,291 | $413,967 | $533,760 | $585,817 | $577,615 | - | - |
| November | $282,762 | $308,558 | $419,572 | $549,074 | $595,773 | $620,036 | - | - |
| December | $292,942 | $312,281 | $431,458 | $557,941 | $575,877 | $760,501 | - | - |
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7/1/19 $255k LNW / $780 TNW
6/3/19 $242k LNW / $765 TNW
5/2/19 $242k LNW / $764 TNW
4/1/19 $236k LNW / $756 TNW
12/31/19 $296,096 LNW / $833,129
3/2/2020 $284k LNW / $822K TNW Market's down, stocks on sale, another $1500 chunk off mortgages
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Tracking liquid net worth only: Cash/Savings/Investments - do not have a mortgage or debt
Feb 1, 2016 - $90k
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Mar 1, 2019 - $354,771
Apr 1, 2019 - $384,308
May 1, 2019 - $407,770
June 1, 2019 - $404,625
July 1, 2019 - $420,082
Aug 1, 2019 - $441,976
Sep 1, 2019 - $458,940
Oct 1, 2019 - $481,915
Nov 1, 2019 - $501,937
Dec 1, 2019 - $518,285
Jan 1, 2020 - $544,655
Feb 1, 2020 - $573,474
Mar 1, 2020 - $557,410
Like most others, we’re down for the month of March. Still up about $13k for the year, although our actual “savings” has been closer to $35k. Not too worried about the market as It’ll be a while before I intend to access any funds. I did drop another $15k out of my FU Fund into VTSAX last Thursday/Friday. Have another $30k that’s ready to go, but with today’s rebound, I’ll still hold off a bit longer.
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12/31/2014: INV-$10,584.06 NW-$-20,000
12/31/2015: INV-$49,877.48 NW-$78,264.92
12/31/2016: INV-$106,390.73 NW-$188,244.13
12/31/2017: INV-$265,731.22 NW-$277,837.89
12/31/2018: INV-$332,761.13 NW-$357,901.80
12/31/2019: INV-$545,957.38 NW-$583,896.83
01/31/2019: INV-$554,278.54 NW-$597,803.17
02/29/2019: INV-$530,928.16 NW-$572,428.24
Almost $30K down this month. Yearly bonus hits on 3/22 so hoping the sale will continue.
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08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800
11/1/2019 - $675,000
12/1/2019 - $695,700
01/1/2020 - $717,000
02/1/2020 - $721,000
03/1/2020 - $702,500
Last down month was May of 2019, hopefully it ends here =D
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Update for March: I’m putting my fingers in my ears, closing my eyes and saying “lalalalala”. Haha! Yeah, not gonna look for a while.
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Jan 2017 - £346,854
===============
Jan 2018 - £456,088
===============
Jan 2019 - £495,379
===============
Jan 2020 - £606,791
Feb 2020 - £598,230
Mar 2029 - £622,178
Markets took a tumble in the UK like everywhere else, however net worth is still up due to combination of business income and £20k of cash due to inheritance.
Will drop it straight into Vanguard Lifestrategy 60 while it’s in a dip so hopefully will see an uplift at some point in the future.
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2/1/2018 : $562k Inv. / $627k NW
3/1/2018 : $558k Inv. / $626k NW
4/1/2018 : $563k Inv. / $630k NW
5/1/2018 : $572k Inv. / $642k NW
6/1/2018 : $497k Inv. / $656k NW
7/1/2018 : $506k Inv. / $666k NW
8/1/2018 : $589k Inv. / $668k NW
9/1/2018 : $598k Inv. / $685k NW
10/1/2018 : $597k Inv. / $686k NW
11/1/2018 : $584k Inv. / $674k NW
12/1/2018 : $585k Inv. / $672k NW
1/1/2019 : $567k Inv. / $658k NW
2/1/2019 : $582k Inv. / $676k NW
3/1/2019 : $594k Inv. / $689k NW
4/1/2019 : $601k Inv. / $696k NW
5/1/2019 : $611k Inv. / $710k NW
6/1/2019 : $624k Inv. / $725k NW
7/1/2019 : $641k Inv. / $742k NW
8/1/2019 : $650k Inv. / $754k NW
9/1/2019 : $641k Inv. / $748k NW
10/1/2019 : $654k Inv. / $762k NW
11/1/2019 : $668k Inv. / $772k NW
12/1/2019 : $690k Inv. / $797k NW
1/1/2020 : $702k Inv. / $811k NW
2/1/2020 : $714k Inv. / $825k NW
3/1/2020 : $694k Inv. / $807k NW
Big market drop that cancelled my yearly bonus :( Can't wait to reach 1M$ net worth but still got a long way to go...
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I deliberately didn't check any accounts last week except to throw a few thousand into my Roth while the market was down.
However, I had a nice surprise when I found out that I hadn't added one of my accounts to Personal Capitol. My accounts are really down, even though it looks like the value is higher.
Hang in there, everyone. The news this morning is that markets are doing better after Super Tuesday...even though we still don't know how California went at this hour.
02/01/2020 - $806,540
03/04/2020 - $825,904
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12/16 - $360,891 $570,338
12/17 - $473,407 $697,411
12/18 - $480,550 $732,108
12/19 - $669,819 $943,739
01/20 - $675,940 $951,251
02/20 - $632,514 $909,220
The last big drop (at the end of 18) bothered me so I didn't track my numbers. I regretted that...so I'm documenting here even though it's a big, dang drop. Of course, it's corrected some this week so it's better now (but I don't know by how much since I only look at the end of the month).
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JAN : $500,606
FEB : 511,261
MAR: 508,145
Still buying the sale since we started saving a higher % even if it doesn't look like it.
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Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455 (-$22,576)
Interestingly, I noticed that Betterment changed their home screen. It now displays overall investment gain since opening accounts instead of the usual detailed breakdown of accounts. Some of their cognitive psychology tweaks for the downturn, I guess. I wonder if it keeps people from panicking.
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I get to move over here from the 250 - 500k race! Hi everyone!
Dec '19: $466k
Jan '20: $475k
Feb '20: $471k (market impact despite +$20k RSUs vesting)
Mar '20: $538k (bonus!)
I'm holding my nose and DCA'ing the bonus into the market even though I think we have more drops ahead of us. I wrote down a commitment that I must put it all in by the end of March. It's all going into VTSAX and VTIAX since my bonds are way over my AA with the recent market drops.
Totals above are net worth from mint and do not include primary residence (mortgage about 1/2 paid off, but I've stopped overpaying in favor of investing after finding these forums).
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Fully expecting to fall back into the 250-500k thread if things get really bad with COVID19.
I am already down from £650k to £640 and its not even got going in the UK. Tough times ahead :(
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welcome, @pamplemusique ! Hopefully we're able to stay the course here, it's been a tough few weeks...
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We were sooo close to the $1 million mark before the virus.
Were sitting around the $991k mark. Will not make it now.
I'm guessing my company will be shutting down real soon. No work for me for a while.
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Whelp, I've "lost" about $150k on paper thus far and am enjoying this buying opportunity! It was my regular mid-month paycheck stock purchase day yesterday, I saved $35 dollars a share compared to the last time I purchased VTI in January.
Here's to money going further buying the dip!
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I'm going to join in this group after the market drop. I don't think that the market is going to recover quickly from COVID. I think we have some actual economy hits, not just panic drop. So I may be here for a year or so. But I will enjoy buying stocks on sale.
I didn't keep track of my net worth until the last several years, but here is what I have. I also try to update only twice a year. Of course, I'll probably be checking more often during this crisis. :(
3-2020: NW $1.040M; Invested $0.786M (during COVID)
2-2020: NW $1.350M; Invested $1.101M (before COVID)
2-2019: NW $0.977M; Invested $0.630M
2-2018: NW $0.833M; Invested $0.901M
10-2017: NW $0.727M; Invested $0.797M
2016:
2015:
2014:
2013: NW ~$0; Invested ~$100K
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And we are back in this thread! Hi again, everyone!
We've beefed up our emergency fund, and any extra will be saved and shoveled into index funds. if we go back to 2015 prices (which is when we first started seriously investing), I would be extremely happy, since our incomes now are higher and we are able to put more money in.
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I don't belong to this thread yet, but have been creepily lurking. I hear people saying 500k is the milestone after which you start to see crazy gains, can anyone comment on their experience with this?
Just squeaked in at $502k on 4/1/19 so I'm hoping you're right haha. So we'll see how the progress goes from here.
The gains have definitely exceeded my expectations as we're past 600k now, less than a year since hitting 500k.
And I'm back out of here, below 500k now.
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The gains have definitely exceeded my expectations as we're past 600k now, less than a year since hitting 500k.
And I'm back out of here, below 500k now.
Denied.
Once in the 500k to 1mil race, we never let you go. It's just a brief pause, in support of social distancing. ;)
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Even once we exceed the 1 mil? :)
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Once in the 500k to 1mil race, we never let you go. It's just a brief pause, in support of social distancing. ;)
It's a double whammy for us this month. Market uncertainty + house purchase.
The way I calculate net worth on house is basically that the house is worth what we pay minus ~7%. So if I bought a $100k house, I'd calculate it as $93k in value (to account for sale costs).
Soo, buying a nice house at the end of the month means we'll drop another ~$25k or so (I'll probably adjust it down based on the full costs the sellers pay at closing whatever that ends up being).
Going to be a pretty depressing net worth entry on 3/31 for me, lol.
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Even once we exceed the 1 mil? :)
Then you're just an alumni! You pop in occasionally and dispense advice and sympathy.
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Looks like I'm down at least 40k so far (though I haven't checked in about a week so who knows now). Please keep a placeholder in my seat here while I'm back below 500k.
Anyone have a guess on how long the rebound will take? I have a great chart on the history of bear/bull markets that says 2008 took about 1.5 years.
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*Pulls out ferret bones* Well, let's see . . .
*tosses. scrutinizes.* Yeah, not a clue.
Down $251,000 from the 19 February peak thus far. I re-balanced today, so yay for sticking with my investment plan. I'm not going to look at it again for as long as I can get away with.
Of note, I have never previously had to sell anything to re-balance to goal allocation (I use the lazy 3 portfolio, with 10% BND, 24% VXUS, 66% VTI). I always used contributions. That changed this morning. I feel like there was some personal growth. I wept, threw a tantrum, gnashed my teeth, screamed my rage into the world, rolled my eyes at myself and did it anyway.
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I haven't looked at my investments more or less out of fear. I don't think I want to see the number... lol. My bi-weekly 401k contributions go towards 100% stocks, so I may not actually need to rebalance as much as I might think. But I guess quarterly rebalancing is coming up at the end of the month. My portfolio is 20% bonds which are close to flat YTD. I feel like we still have more to go before hitting bottom. Another 200-400 points on the S&P? Rebalancing now I guess is still a pretty good deal 20 years from now.
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07/2018-- 535,562/ 673,992
12/2018-- 495,360/ 652,069
03/2019-- 553,577/ 713,262
06/2019-- 606,080/ 749,479
09/2019-- 607,394/ 737,311
12/2019-- 656,687/ 775,644
03/2020-- 506,259/ 646,923
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Well, I’m back. It was a fun few months of a second comma while it lasted.
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I still have fifteen years before I want to retire. I feel pretty good with where I am at in life with regards to my finances.
2015 296,000
2016 402,438
2017 534,213
2018 631,884
2019 782,239 (estimated)
2015 296,000
2016 402,438
2017 534,213
2018 631,884
2019 817,971
Current 782,688
EOY Est 782,688
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Looks like I'm down at least 40k so far (though I haven't checked in about a week so who knows now). Please keep a placeholder in my seat here while I'm back below 500k.
Anyone have a guess on how long the rebound will take? I have a great chart on the history of bear/bull markets that says 2008 took about 1.5 years.
In the 08-09 Recession, the market dropped ~57% and took 4 yrs to get back it what it was.
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The timing on 2008 depends on how you measure the bear market. I was thinking of this chart, that if I'm reading correctly just counts to the lowest close, but not the recovery following.
(https://www.getrichslowly.org/wp-content/uploads/29562781417_6390f05cd0_c.jpg)
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I was thinking of this chart, that if I'm reading correctly just counts to the lowest close, but not the recovery following.
Thanks for the great chart coffeefueled! Very interesting. It's great to take a 30,000 foot view of the historical data.
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That chart is deceiving. It only saying the bear lasted only 1.3 yrs but it doesn't tell you how long it took to get back to the original mark.
If you had $1 million right before the 08-09 recession and didn't touch your account. It took you 4 years to get back to that original $1 million.
I mean we can try to spin these losses in anyway we want, it will take a long long time for you to get your NW back to where it was before Feb 19th. And the downward spiral is not done.
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I'm still very much in accumulation phase so whether you measure the downturn by time until the bottom like the chart or when you recover the original amount pre downturn (which you're right is a much more useful measurement) I'm not worried. I'm lucky enough to have a stable job that's not going to downsize no matter how bad it gets (I'm in government). If you're not retiring anytime soon then the downturn is a benefit ie stocks on sale.
I understand that not everyone is in that position and I'm definitely thankful that my extended family had been conservative in their retirement so they can concentrate on staying healthy and not their finances.
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Just getting my excel sheets updated ready for last day of the month... lordy its not pretty.
In a way I am lucky in that I started the process to move my SIPP to Vanguard right as this happened so my SIPP was in cash.
I am still going to be down at least 20k this month though unless the markets have a good day tomorrow!
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6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
12/1/18 = $636
1/1/19 = $630
2/1/19 = $664
3/1/19 = $682
4/1/19 = $691
5/1/19 = $708
6/1/19 = $702
7/1/19 = $731
8/1/19 = $737
9/1/19 = $736
10/1/19 = $746
11/1/19 = $761
12/1/19 = $781
1/1/20 = $809
2/1/20 = $824
3/1/20 = $806
4/1/20 = $744
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I am way out of this thread for the foreseeable future. At the peak for my investments in mid february we hit about $522k. This morning I'm sitting at $424k.
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Hope everyone is hanging in there.
11/30/19: $496k
12/31/19: $524k
01/31/20: $533k
02/29/20: $507k
03/31/20: $458k
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Tracking retirement accounts only:
5/1/17 $631
6/1/17 $647
7/1/17 $655
8/1/17 $665
9/1/17 $672
10/1/17 $684
11/1/17 $702
12/1/17 $724
1/1/18 $731
2/1/18 $761
3/1/18 $737
4/1/18 $731
5/1/18 $738
6/1/18 $747
7/1/18 $744
8/1/18 $761
9/1/18 $776
10/1/18 $776
11/1/18 $729
12/1/18 $745
1/1/19 $703
2/1/19 $751
3/1/19 $769
4/1/19 $813
5/1/19 $841
6/1/19 $810
7/1/19 $841
8/1/19 $849
9/1/19 $826
10/1/19 $832
11/1/19 $854
12/1/19 $870
1/1/20 $886
2/1/20 $881
3/1/20 $845
4/1/20 $745
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08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800
11/1/2019 - $675,000
12/1/2019 - $695,700
01/1/2020 - $717,000
02/1/2020 - $721,000
03/1/2020 - $702,500
04/1/2020 - $651,000
Damn, racing backwards sucks.
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12/2014: $97,686
12/2015: $129,157
12/2016: $206,179
12/2017: $317,990
1/2018: $341,983
2/2018: $333,875
3/2018: $328,485
4/2018: $338,787
5/2018: $353,747
6/2018: $361,028
7/2018: $381,336
8/2018: $402,486
9/2018: $408,560
10/2018: $383,538
11/2018: $397,907
12/2018: $366,214
1/2019: $403,773
2/2019: $423,854
3/2019: $435,590
4/2019: $455,332
5/2019: $439,288
6/2019: $471,706
7/2019: $483,830
8/2019: $479,814
9/2019: $494,165
10/2019: $512,168
11/2019: $537,136
12/2019: $557,416
1/2020: $562,839
2/2020: $523,480
3/2020: $455,522
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Investments and Cash/ Total NW
12/31/2017 41,551/ 169,495
12/31/2018 75,002/ 367,395
07/31/2019 140,512/ 579,883
08/31/2019 186,014/ 592,085
09/30/2019 186,219/ 596,573
10/31/2019 244,794/ 605,263
11/30/2019 325,133/ 619,816 (mortgage free-yippee!)
12/31/2019 328,861/ 622,961
01/31/2020 343,671/ 637,271
02/29/2020 331,590/ 663,390 (Real estate gain, market tank)
03/31/2020 334,091/ 665,391
I like to subscribe to your newsletter.
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That chart is deceiving. It only saying the bear lasted only 1.3 yrs but it doesn't tell you how long it took to get back to the original mark.
If you had $1 million right before the 08-09 recession and didn't touch your account. It took you 4 years to get back to that original $1 million.
I mean we can try to spin these losses in anyway we want, it will take a long long time for you to get your NW back to where it was before Feb 19th. And the downward spiral is not done.
I am much more optimistic. There has been no actual loss of demand. This downturn is virtually incomparable to anything before as it is not caused by any economic situations or demand drops. It is caused by forced isolation needed to limit the number of deaths which, not done, WOULD have an economic impact because of the massive hit to a labor force which then would not be available after the virus runs its course.
I've heard Robert Reich talk about this situation in a very interesting interview. I've heard some other economists mimic the same thinking. Once people can move around again things will rebound faster than we have seen in the past because the demand in still there. As I have told my father who is in Chicken Little mode, people are not suddenly never going to want to fly again. People are not suddenly never going to want to eat out again. These businesses taking a bath right now will have trouble, companies may even fail, but when things get back to healthy people there will be a new company to fill the void quickly. Most banks have been predicting a "V" curve, a rapid 20-40% drop in GDP in the 2nd quarter and perhaps a drop in the 3rd though not as high and then a quick rise in either the 3rd or 4th quarter. Unless fundamental demand curves morph no real data based reason this does not make sense.
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12/31/2014: INV-$10,584.06 NW-$-20,000
12/31/2015: INV-$49,877.48 NW-$78,264.92
12/31/2016: INV-$106,390.73 NW-$188,244.13
12/31/2017: INV-$265,731.22 NW-$277,837.89
12/31/2018: INV-$332,761.13 NW-$357,901.80
12/31/2019: INV-$545,957.38 NW-$583,896.83
01/31/2020: INV-$554,278.54 NW-$597,803.17
02/29/2020: INV-$530,928.16 NW-$572,428.24
03/31/2020: INV-$475,079.49 NW-$519,370.12
Stash dropped below $500K but I got an extra $10K (yearly bonus) into the market at 2017 prices so I'm not complaining.
-
| 2015 DEC | : | 252k | <- Crossed 250k |
| - | - |
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
| 2016 NOV | : | 361k | (+24k) |
| 2016 DEC | : | 368k | (+7k) |
| - | - |
| 2017 JAN | : | 382k | (+14k) |
| 2017 FEB | : | 403k | (+21k) |
| 2017 MAR | : | 416k | (+13k) |
| 2017 APR | : | 427k | (+11k) |
| 2017 MAY | : | 436k | (+9k) |
| 2017 JUN | : | 449k | (+13k) |
| 2017 JUL | : | 464k | (+15k) |
| 2017 AUG | : | 478k | (+14k) |
| 2017 SEPT | : | 494k | (+16k) |
| 2017 OCT | : | 510k | (+16k) <- Crossed 500k |
| 2017 NOV | : | 523k | (+13k) |
| 2017 DEC | : | 534k | (+11k) |
| - | - |
| 2018 JAN | : | 558k | (+24k) |
| 2018 FEB | : | 569k | (+11k) |
| 2018 MAR | : | 560k | (-9k) |
| 2018 APR | : | 574k | (+14k/+5k) |
| 2018 MAY | : | 575k | (+1k) |
| 2018 JUNE | : | 575k | (+0k) |
| 2018 JULY | : | 599k | (+24k) |
| 2018 AUG | : | 620k | (+21k) |
| 2018 SEPT | : | 625k | (+5k) |
| 2018 OCT | : | 597k | (-28k) |
| 2018 NOV | : | 606k | (+9k/-19k) |
| 2018 DEC | : | 580k | (-26k/-45k) |
| - | - |
| 2019 JAN | : | 628k | (+48k/+3k) |
| 2019 FEB | : | 666k | (+38k) |
| 2019 MAR | : | 677k | (+11k) |
| 2019 APR | : | 706k | (+29k) |
| 2019 MAY | : | 670k | (-36k) |
| 2019 JUNE | : | 709k | (+39k/+3k) |
| 2019 JULY | : | 712k | (+3k) |
| 2019 AUG | : | 720k | (+8k) |
| 2019 SEPT | : | 725k | (+5k) |
| 2019 OCT | : | 753k | (+28k) <- Crossed 750k |
| 2019 NOV | : | 777k | (+24k) |
| 2019 DEC | : | 798k | (+21k) |
| 2020 JAN | : | 809k | (+11k) |
| 2020 FEB | : | 780k | (-29k) |
| 2020 MAR | : | 700k | (-80k/-109k) |
Alright, I haven't posted since year end, been pretty busy, got a solar array up and running which is neat.
I see the market has been a little unkind lately but for all the drama I am only set back to where I was around last June. Some 10 short months ago.
This is, of course, because I am adding to my accounts to the tune of 4-6k a month in before tax funds. I assume, if I stay employed, that I will come out the other side of this richer than otherwise.
The market is down another 4% today, so that will wipe out 20~k give or take, so had I made this post tomorrow, I would probably be down 100k. Still only 10-11 months ago.
Perspective matters.
-
April 2015: $98k
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93
Jan 1 2018: $283,829.36
Feb 1 2018: $304,851.88
Mar 1 2018: $303,796.17
Apr 1 2018: $307,682.67
May 1 2018: $315,634.59
Jun 1 2018: $337,046.55
July 1 2018: $340,399.63
Aug 1 2018: $363,304.76
Sept 1 2018: $385,572.12
Oct 1 2018: $392,296.56
Nov 1 2018: $370,000.25
Dec 1 2018: $386,361.40
Jan 1 2019: $359,505.30
Feb 1 2019: $397,087.41
Mar 1 2019: $428,309.57
Apr 1 2019: $440,342.71
May 1 2019: $456,285.80
Jun 1 2019: $441,047.77
Jul 1 2019: $476,489.51
Aug 1 2019: $486,559.27
Sept 1 2019: $483,967.28
Oct 1 2019: $490,200.54
Nov 1 2019: $501,003.17
Dec 1 2019: $531,904.82
Jan 1 2020: $546,089.75
Feb 1 2020: $557,258.06
Mar 1 2020: $522,077.78
Apr 1 2020: $451,185.96
ooof. Technically I should go back to the other thread but I'm staying here. Hopefully it's a one-time thing and by next month I'm back in here legitimately!
-
Jan. 1, 2018: $412,626
Feb. 1, 2018: $433,521
Mar. 1, 2018: $418,873
Apr. 1, 2018: $410,875
May 1, 2018: $439,719
June 1, 2018: $446,814
July 1, 2018: $451,330
Aug. 1, 2018: $469,413
Sept. 1, 2018: $491,582
Oct. 1, 2018: $496,037
Nov. 1, 2018: $465,386
Dec. 1, 2018: $473,869
Jan. 1, 2019: $436,390
Feb. 1, 2019: $472,423
Mar. 1, 2019: $488,585
Apr. 1, 2019: $500,442
May 1, 2019: $508,168
June 1, 2019: $493,942
July 1, 2019: $528,114
Aug. 1, 2019: $539,640
Sept. 1, 2019: $536,031
Oct. 1, 2019: $546,248
Nov. 1, 2019: $559,267
Dec. 1, 2019: $578,973
Jan. 1, 2020: $596,311
Feb. 1, 2020: $598,594
Mar. 1, 2020: $561,214
Apr. 1, 2020: $474,127
Should get a modest 401k match and a small bonus in April, so at least I’ll be able to pick up a few shares at a relative discount.
I joined this race last July, when I was well above $500k. So, unless someone objects, I’m not quitting now just because I’m further behind than when I started. Guess you guys are stuck with me :).
-
Tracking liquid net worth only: Cash/Savings/Investments - do not have a mortgage or debt
Feb 1, 2016 - $90k
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Mar 1, 2019 - $354,771
Apr 1, 2019 - $384,308
May 1, 2019 - $407,770
June 1, 2019 - $404,625
July 1, 2019 - $420,082
Aug 1, 2019 - $441,976
Sep 1, 2019 - $458,940
Oct 1, 2019 - $481,915
Nov 1, 2019 - $501,937
Dec 1, 2019 - $518,285
Jan 1, 2020 - $544,655
Feb 1, 2020 - $573,474
Mar 1, 2020 - $557,410
Apr 1, 2020 - $494,414
I technically reported March 31st numbers since I really didn’t want to face todays drop (like so many other recent drops). I was hoping to hold onto $500k, which I was still at in late March, but alas, I did not weather that storm.
Looking like the road will be pretty bumpy for a while. Fortunately we are investing heavily right now as long as I’m still employed. As an energy sector employee, the market volatility and oil price crash has potentially impacted my potential future work outlook. Holding on for the time being.
-
2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Feb 3rd $523
March 1st $499 I am glad I rebalanced the end of Jan, bought more bonds to maintain my IPS.
April 1st $455
-
12/16 - $360,891 $570,338
12/17 - $473,407 $697,411
12/18 - $480,550 $732,108
12/19 - $669,819 $943,739
01/20 - $675,940 $951,251
02/20 - $632,514 $909,220
3/20 - $570,114 $848,227
Ouch! When we first started saving seriously for retirement in 2016, I thought if we could just make it to $600,000 by 2022, that would be enough. Then the market went crazy and I started thinking if we had $750 or 800 or 850, that would be awesome. Now...I'm back to thinking if we have $600,000 in 2021 (because we want to OLY), that will be enough.
-
Dec. 2017: $502k
Jan. 2, 2018: $513.7k
Feb. 5, 2018: $539.9k
Mar. 5, 2018: $543.6k
Apr. 2, 2018: $557.6
Apr. 30, 2018: $574.5k
June 4, 2018: $616.2k
July 2, 2018: $623.4k
Aug. 1, 2018: $643.8k
Sep. 4, 2018:$670.2k
Oct. 2, 2018: $677.7k
Nov. 2, 2018: $659.6k
Jan 2, 2019: $631.2k
Feb 1, 2019: $659.1k
Mar 1, 2019: $708k
Apr 1, 2019: $725.9k
May 1, 2019: $753.9k
July 1, 2019: $772.4k
Aug 1, 2019: $792.8k
Sep 3, 2019: $787.2k
Oct 1, 2019: $806.4k
Nov 1, 2019: $827.9k
Dec 2, 2019: $863.6k
Jan 2, 2020: $894.8k
Feb 3, 2020: $908.4k
Mar 2, 2020: $861.9k
Apr 2, 2020: $729.1k - whomp whomp. Wish I could say April Fools but NOPE. However we're just back to where we were about a year ago. Plus, this too shall pass. Continuing to save what I can, when I can and the rest will sort itself out.
-
We just closed on the sale of a property, so I'm taking the proceeds from that to pay down all the little debts here and there that built up during our "two payments" period. It turned out there are a few more debts than I realized
-
cash+rental equity add primary residence equity
1/2016 $507K $627K
1/2017 $625K $797K
9/2017 $784K $904K
12/2017 $762K $903K begin remodeling primary residence
3/2018 $725K $866K
6/2018 $763K $910K Zillow values for rental properties went way up
9/2018 $830K $945K
12/2018 $821K $964K
3/2019 $833K $977K Rental house is on the market.
6/2019 $820K $953K Had to buy a roof for the rental house. It now is under contract, though.
9/2019 $832K $977K Closed on the rental house!
12/2019 $818K $965K Passed final inspection on our remodel. With Nextdoor valuation for primary residence, we're at $1,031K for the second number right now. Pretend numbers. Not selling.
1/2020 $836K $996K
2/2020 $845K $996K Big property tax bill. Used HELOC
2/7/2020 $853K $1004K !! yay!! big day for a stock I own.
1MM dates 3/2022 made it!!
4/1/2020 back to $794K. $944K. (edited 4/6- just got an account statement)
-
1/1/2016 : $381k Inv. / $423k NW
1/1/2017 : $474k Inv. / $525k NW
1/1/2018 : $545k Inv. / $610k NW
1/1/2019 : $567k Inv. / $658k NW
2/1/2019 : $582k Inv. / $676k NW
3/1/2019 : $594k Inv. / $689k NW
4/1/2019 : $601k Inv. / $696k NW
5/1/2019 : $611k Inv. / $710k NW
6/1/2019 : $624k Inv. / $725k NW
7/1/2019 : $641k Inv. / $742k NW
8/1/2019 : $650k Inv. / $754k NW
9/1/2019 : $641k Inv. / $748k NW
10/1/2019 : $654k Inv. / $762k NW
11/1/2019 : $668k Inv. / $772k NW
12/1/2019 : $690k Inv. / $797k NW
1/1/2020 : $702k Inv. / $811k NW
2/1/2020 : $714k Inv. / $825k NW
3/1/2020 : $694k Inv. / $807k NW
4/1/2020 : $632k Inv. / $747k NW
Ouch…
-
Retirement + Non-Retirement Non-College + Property, Net + Car = Net Worth
20190101: $ 150.4 $ 54.4 $ 236.2 $20.0 $ 461.0
20190201: $ 153.0 $ 55.2 $ 241.9 $20.0 $ 470.0
20190301: $ 156.0 $ 56.0 $ 244.2 $20.0 $ 476.2
20190401: $ 160.0 $ 65.0 $ 247.7 $20.0 $ 492.7
20190501: $ 163.0 $ 66.0 $ 250.2 $20.0 $ 499.2
20190601: $ 276.0 $ 67.0 $ 252.0 $20.0 $ 615.0
20190701: $ 285.0 $ 69.0 $ 253.0 $20.0 $ 627.0
20191201: $ 350.0 $ 78.0 $ 270.0 $20.0 $ 698.0
20200201: $ 360.0 $ 80.0 $ 275.0 $20.0 $ 735.0
20200301: $ 362.0 $ 82.0 $ 276.0 $20.0 $ 740.0
20200401: $ 340.0 $ 84.0 $ 276.0 $20.0 $ 720.0
-
Investment Accounts
EOM Dollar Amount (I invested) {total change}
Dec 2016 $322,818 ($30,604)
Dec 2017 $438,627 ($40,177) {$115,809}
Dec 2018 $518,373 ($87,168) {$79,746}
Dec 2019 $778,776 ($95,881) {$164,522}
Jan 2020 $777,421 ($3,389) {$-1,355}
Feb 2020 $753,453 ($4,390) {$-23,968}
Mar 2020 $645,440 ($11,556) {-108,013}
it's a buy opportunity, that's what I keep telling myself
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283 (-$94,172)
I'm back to where I was one year ago with market losses. That was the month I joined the Race from 500k - still in the club by a squeaker. I'm still making regular investment contributions but investing a smaller amount. I've shifted some of my usual investment money to charitable giving.
-
I recently sold a house, and saw my first mint.com report without that property (and the accompanying mortgage). Not entering the new mortgage/property because I'm a lot more guarded with my data now than I was then, but it also means I don't see that second comma now. It's bitter-sweet to be back, guys.
-
After an amazing 2019, I seem to be going the wrong direction in 2020.... Lol
End of NW Change
12/13: $41,032
12/14: $106,801 $65,769
12/15: $197,262 $90,461
12/16: $276,361 $79,099
12/17: $368,051 $91,690
12/18: $394,472 $26,421
12/19: $560,195 $165,723
01/19: $555,645 $-4,550
02/19: $548,136 $-7,509
03/19: $507,165 $-40,971
Year to date: $-53,030
I guess it's not too bad considering the majority of our NW is in the stock market. We've been able to add a decent amount into investments and rebalance the portfolio several times through this crash. I would not complain if we saw the market go lower for a while... This could be our golden opportunity...
-
Quarterly update:
10/1/2017 - 502k
1/1/2018 - 544k
4/1/2018 - 559k
7/1/2018 - 604k
10/1/2018 - 640k
1/1/2019 - 608k
4/1/2019 - 710k
7/1/2019 - 754k
10/1/2019 - 780k
1/1/2020 - 853k
4/1/2020 - 726k
Wheeeeeee...
-
Work has been crazy busy since the stay-at-home orders came in my state. I haven't had much time to breath, though I have been almost laughing at the news alerts that were coming almost daily about the rises and falls of the market.
I logged into my accounts today and while the number isn't pretty, it's not as bad as I thought it would be. The good news is that my spending is down and I should have a refinanced mortgage in a few weeks.
02/01/2020 - $806,540
03/04/2020 - $825,904
04/14/2020 - $752,116
Hang in there, everyone!
-
6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
12/1/18 = $636
1/1/19 = $630
2/1/19 = $664
3/1/19 = $682
4/1/19 = $691
5/1/19 = $708
6/1/19 = $702
7/1/19 = $731
8/1/19 = $737
9/1/19 = $736
10/1/19 = $746
11/1/19 = $761
12/1/19 = $781
1/1/20 = $809
2/1/20 = $824
3/1/20 = $806
4/1/20 = $744
5/1/20 = $783
-
Tracking liquid net worth only: Cash/Savings/Investments - do not have a mortgage or debt
Feb 1, 2016 - $90k
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Mar 1, 2019 - $354,771
Apr 1, 2019 - $384,308
May 1, 2019 - $407,770
June 1, 2019 - $404,625
July 1, 2019 - $420,082
Aug 1, 2019 - $441,976
Sep 1, 2019 - $458,940
Oct 1, 2019 - $481,915
Nov 1, 2019 - $501,937
Dec 1, 2019 - $518,285
Jan 1, 2020 - $544,655
Feb 1, 2020 - $573,474
Mar 1, 2020 - $557,410
Apr 1, 2020 - $494,414
May 1, 2020 - $572,376
Good month of gains, about back to my previous monthly reported high point, although I was in the 600’s at one point.
New raise kicked in this month and saved about $17,000. Should be about the standard for the next year depending how much I work.
-
08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800
11/1/2019 - $675,000
12/1/2019 - $695,700
01/1/2020 - $717,000
02/1/2020 - $721,000
03/1/2020 - $702,500
04/1/2020 - $651,000
05/1/2020 - $686,700
-
Morning everyone!
Jan 2017 - £346,854
===============
Jan 2018 - £456,088
===============
Jan 2019 - £495,379
===============
Jan 2020 - £606,791
Feb 2020 - £598,230 (-£8,561)
Mar 2020 - £622,178 (+£23,948)
Apr 2020 - £587,380 (-£34,798)
May 2020 - £605,014 (+£17,364)
Wow, just look at the volatility so far this year! Markets are up over 20% since last month which has help this months figure, although its dented somewhat by having to pay my yearly Corporation Tax bill.
I also unintentionally timed the market back in March as I transferred £100k of pensions to a new provider which meant I missed the market drop and then bought back in at the bottom.
My current contract ends in August so the plan is to (hopefully) to be at £665k, but who knows in this currently climate.
-
Monthly stats update:
Jan 1 2018: 580,300
Jun 1 2018: 616,473
Jan 1 2019: 661,636
Jun 1 2019: 705,137
November 1 2019: 818,595
December 1 2019: 856,619
February 1 2020: 875,020
The month that must not be named...
April 1: 768,000
May 1: 807,000
-
Hashtag blessed.
11/30/19: $496k
12/31/19: $524k
01/31/20: $533k
02/29/20: $507k
03/31/20: $458k
04/30/20: $510k
-
April 2015: $98k
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93
Jan 1 2018: $283,829.36
Feb 1 2018: $304,851.88
Mar 1 2018: $303,796.17
Apr 1 2018: $307,682.67
May 1 2018: $315,634.59
Jun 1 2018: $337,046.55
July 1 2018: $340,399.63
Aug 1 2018: $363,304.76
Sept 1 2018: $385,572.12
Oct 1 2018: $392,296.56
Nov 1 2018: $370,000.25
Dec 1 2018: $386,361.40
Jan 1 2019: $359,505.30
Feb 1 2019: $397,087.41
Mar 1 2019: $428,309.57
Apr 1 2019: $440,342.71
May 1 2019: $456,285.80
Jun 1 2019: $441,047.77
Jul 1 2019: $476,489.51
Aug 1 2019: $486,559.27
Sept 1 2019: $483,967.28
Oct 1 2019: $490,200.54
Nov 1 2019: $501,003.17
Dec 1 2019: $531,904.82
Jan 1 2020: $546,089.75
Feb 1 2020: $557,258.06
Mar 1 2020: $522,077.78
Apr 1 2020: $451,185.96
May 1 2020: $510,875.92
Looking a bit better this month! Above $500k now so I get to stay in this thread :D
-
Dec. 2017: $502k
Jan. 2, 2018: $513.7k
Feb. 5, 2018: $539.9k
Mar. 5, 2018: $543.6k
Apr. 2, 2018: $557.6
Apr. 30, 2018: $574.5k
June 4, 2018: $616.2k
July 2, 2018: $623.4k
Aug. 1, 2018: $643.8k
Sep. 4, 2018:$670.2k
Oct. 2, 2018: $677.7k
Nov. 2, 2018: $659.6k
Jan 2, 2019: $631.2k
Feb 1, 2019: $659.1k
Mar 1, 2019: $708k
Apr 1, 2019: $725.9k
May 1, 2019: $753.9k
July 1, 2019: $772.4k
Aug 1, 2019: $792.8k
Sep 3, 2019: $787.2k
Oct 1, 2019: $806.4k
Nov 1, 2019: $827.9k
Dec 2, 2019: $863.6k
Jan 2, 2020: $894.8k
Feb 3, 2020: $908.4k
Mar 2, 2020: $861.9k
Apr 2, 2020: $729.1k
May 1, 2020: $829.6k
-
Tracking retirement accounts only:
5/1/17 $631
6/1/17 $647
7/1/17 $655
8/1/17 $665
9/1/17 $672
10/1/17 $684
11/1/17 $702
12/1/17 $724
1/1/18 $731
2/1/18 $761
3/1/18 $737
4/1/18 $731
5/1/18 $738
6/1/18 $747
7/1/18 $744
8/1/18 $761
9/1/18 $776
10/1/18 $776
11/1/18 $729
12/1/18 $745
1/1/19 $703
2/1/19 $751
3/1/19 $769
4/1/19 $813
5/1/19 $841
6/1/19 $810
7/1/19 $841
8/1/19 $849
9/1/19 $826
10/1/19 $832
11/1/19 $854
12/1/19 $870
1/1/20 $886
2/1/20 $881
3/1/20 $845
4/1/20 $745
5/1/20 $815
-
| | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 |
| January | - | - | - | - | $341,983 | $403,773 | $562,839 |
| February | - | - | - | - | $333,875 | $423,854 | $523,480 |
| March | - | - | - | - | $328,485 | $435,590 | $455,522 |
| April | - | - | - | - | $338,787 | $455,332 | $527,729 |
| May | - | - | - | - | $353,747 | $439,288 | - |
| June | - | - | - | - | $361,028 | $471,706 | - |
| July | - | - | - | - | $381,336 | $483,830 | - |
| August | - | - | - | - | $402,486 | $479,814 | - |
| September | - | - | - | - | $408,560 | $494,165 | - |
| October | - | - | - | - | $383,538 | $512,168 | - |
| November | - | - | - | - | $397,907 | $537,136 | - |
| December | $97,686 | $129,157 | $206,179 | $317,990 | $366,214 | $557,416 | - |
Edit: Edited to turn into a table.
-
Just crossed over $500k for the stache this past month, so I'll jump in on the race.
Started tracking:
Jan 16: $181.2k
Feb 19: $532.8k
Update to April 1st. $546.25k
Update to October 1st: $620.15k
Feb 1. 20: $710.5k
March 1 20: $685.7k
Apr 1 20: $605.9k
May 1 20: $693.4k
-
2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Feb 3rd $523
March 1st $499 I am glad I rebalanced the end of Jan, bought more bonds to maintain my IPS.
April 1st $455
May 1st $498.5 didn't check all month, so surprised at this.
-
JAN : $500,606
FEB : $511,261
MAR: $508,145
APR: $421,516
MAY: $460,751
Will be interesting to see if the market goes back down in a month or two given job loss and business turmoil from covid.
-
cash+rental equity add primary residence equity
1/2016 $507K $627K
1/2017 $625K $797K
12/2017 $762K $903K begin remodeling primary residence
12/2018 $821K $964K
12/2019 $818K $965K Passed final inspection on our remodel.
1/2020 $836K $996K
2/2020 $845K $996K
2/7/2020 $853K $1004K !! yay!! Briefly over 1MM! big day for a stock I own.
4/2020 $794K $944K
5/2020 $818K $971K
1MM dates, who knows?
-
12/16 - $360,891 $570,338
12/17 - $473,407 $697,411
12/18 - $480,550 $732,108
12/19 - $669,819 $943,739
01/20 - $675,940 $951,251
02/20 - $632,514 $909,220
03/20 - $570,114 $848,227
04/20 - $639,036 $918,460
-
Jan. 1, 2018: $412,626
Feb. 1, 2018: $433,521
Mar. 1, 2018: $418,873
Apr. 1, 2018: $410,875
May 1, 2018: $439,719
June 1, 2018: $446,814
July 1, 2018: $451,330
Aug. 1, 2018: $469,413
Sept. 1, 2018: $491,582
Oct. 1, 2018: $496,037
Nov. 1, 2018: $465,386
Dec. 1, 2018: $473,869
Jan. 1, 2019: $436,390
Feb. 1, 2019: $472,423
Mar. 1, 2019: $488,585
Apr. 1, 2019: $500,442
May 1, 2019: $508,168
June 1, 2019: $493,942
July 1, 2019: $528,114
Aug. 1, 2019: $539,640
Sept. 1, 2019: $536,031
Oct. 1, 2019: $546,248
Nov. 1, 2019: $559,267
Dec. 1, 2019: $578,973
Jan. 1, 2020: $596,311
Feb. 1, 2020: $598,594
Mar. 1, 2020: $561,214
Apr. 1, 2020: $492,223 (corrected to include account that was omitted in last month's total)
May 1, 2020: $560,026 (includes 401k match)
The rest of the year should be an interesting ride.
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254 (+$61,970)
Just waiting for the bottom to fall out...
-
02/01/2020 - $815,424
03/01/2020 - $825,904
04/01/2020 - $784,893
05/07/2020 - $799,554
I didn't expect to be almost back to where I was at the beginning of February. It doesn't feel real with so many people in trouble these days. We'll see how long it lasts...
Good luck, all. Hang in there.
-
5/1/2020 $277k LNW / $820k TNW
1/1/2020 $297k LNW / $834k TNW
5/1/2020 $242k LNW / $764k TNW
-
I hope to join this race sometime in 2017. We are currently at 422K. We should be around 500K in 10-12 months.
We were at 422K in October 2016.
Now 3.5 years later, we are at 742K.
-
5/1/2020 $277k LNW / $820k TNW
1/1/2020 $297k LNW / $834k TNW
5/1/2020 $242k LNW / $764k TNW
@tips^up , that's a lot of non-liquid assets. You in a paid-for home?
-
5/1/2020 $277k LNW / $820k TNW
1/1/2020 $297k LNW / $834k TNW
5/1/2020 $242k LNW / $764k TNW
@tips^up , that's a lot of non-liquid assets. You in a paid-for home?
Could also be investments in rentals, business, or factoring in something like a pension.
-
Bouncing around between threads, then didn't feel like going through and tallying up the pain for a while. Dutifully rebalanced and tax-loss-harvested, but sticking to those activities and not sizing up the big picture helps me psychologically with downturns.
Liquid NW / Total NW
1/1/16: $455k / 675k
1/1/17: $555k / 822k
1/1/18: $735k / 1.071M
1/1/19: $765k / 1.152M
12/1/19: $1.011M / 1.477M
1/1/20: $1.049M / 1.531M
2/1/20: $1.041M / 1.522M
3/1/20: $990k / 1.463M
4/1/20: Something much lower
5/20/20: $950k / 1.428M
-
We were sooo close to the $1 million mark before the virus.
Were sitting around the $991k mark. Will not make it now.
I'm guessing my company will be shutting down real soon. No work for me for a while.
I can't believe it but we made it past $1 million. My wife doesn't share the excitement as much as I am so I'll share it here.
She keeps asking me if we can retire. NOT YET.
When I posted this on Mar 12th, getting to $1 million was the furthest from my mind.
Mar 13th would be my last day of work and I've been sitting at home since(furloughed). Considering I was making ~$120k, this was a huge blow to our goal. Part of our assets was rentals and I was afraid my tenants wouldn't pay.(I'm somewhat right as I'm still missing Apr and May rent.
A few things that got us to one million even without me working.
- It was a combination of intuition and luck but I reallocated 60% of our VTSAX to bonds at the peak of the market Feb 19th. I resumed to moved everything to bonds after another week. We only had roughly $300k in investments and the rest was real estate. I think we ended up only losing maybe ~$20k during the dip vs losing $100k.
- My wife is still working. She graduated last summer and got a nice job last July making $50k. Not bad for her first gig. She was only there for 6 months until it started stressing her out. Funny thing is I told her she could quit before the pandemic. I told her to hang on until this dies down but it looks like she will continue at least till the end of the year. I'm in the restaurant business so I won't be making $120k again anytime soon. Her salary doesn't cover our expenses(we have a 15yr mortgage) but I've been getting unemployment so we are able to cover expenses for right now without having to dip into savings.
- As mentioned, our break was getting out of the market when it was dipping. I've been reallocating money back into VTSAX so thats where we are making most of money back. We are $6k ahead in our investment accounts VS at the high onFeb19th and $16k ahead since the beginning of the year. Plus I've been playing with the stock market with spare money and ahead $3500 as of now.
The breakdown is as followed:
210,000- Rental house. Zillow say $242k but I'm happy if I can net $210k for it. Paid off.
138,000- Equity in primary home. Zillow say $356k. Its a brand new home with lots up upgrades. I think its worth more than $356k
but I'm counting it as $350k. We owe $212k left. The value of these 2 houses we left alone since the pandemic.
184,252- Loan to SIL for house. Our names are on the title. We lend this money @3.5% This was probably one of my dumber
investment. We had just sold a previous primary home and had all this cash. I was thinking about the 4% rule and while
getting back just 3.5%, its non-tax so its pretty close to a 4% return and its guaranty. Don't I wish I had this money back.
I can make so much more from the market right now.
$45,000- 2 paid off cars plus all of our possessions. My wife also has a nice collection of luxury purses(Chanel, LV, Gucci, YLS).
Basically if we were to move to another country, we can probably sell everything off and get at least $45k.
$16,866- My HSA.
$18,300- My 401k from a previous company.
$79,168- Vanguard Account.
$85,257- Vanguard IRA.
$45,652- Vanguard ROTH.
$16,200- Wife's 401k. I told her to pull this money out when I pulled everything out but she refused. Should be ~$18k.
$56,230- Wife's IRA.
$4,500- Wife's HSA.
$38,200- Etrade. All stocks.
$6,000- Gold.
$38,200- CASH.
---------------------
$1,007,230. Grand Total.
I won't be joining any other thread. Our original goal was to hit $1.5 mil and retire but I think we will just work to cover our expenses and let the $1 million grow for us. If my job ever get back to normal I will let my wife quit her job too. For now its nice that she's bringing home the bacon. I got my own sugar mama now.
-
| Investment Accounts |
| End Of Month | Liquid Balance | $$ I invested | total change |
| Dec 2016 | $322,818 | $30,604 | |
| Dec 2017 | $438,627 | $40,177 | $115,809 |
| Dec 2018 | $518,373 | $87,168 | $79,746 |
| Dec 2019 | $778,776 | $95,881 | $260,403 |
| | | | |
| Jan 2020 | $777,421 | $3,389 | $-1,355 |
| Feb 2020 | $753,453 | $4,390 | $-23,968 |
| Mar 2020 | $645,440 | $11,556 | $-108,013 |
| Apr 2020 | $716,401 | $8,303 | $70,961 |
| May 2020 | $757,000 | $4,080 | $40,599 |
-
We were sooo close to the $1 million mark before the virus.
Were sitting around the $991k mark. Will not make it now.
I'm guessing my company will be shutting down real soon. No work for me for a while.
I can't believe it but we made it past $1 million. My wife doesn't share the excitement as much as I am so I'll share it here.
She keeps asking me if we can retire. NOT YET.
Congrats on the huge milestone which is worth celebrating! My wife also doesn't follow it that closely and just keeps asking "can we retire yet?" haha.
Absolutely CONGRATULATIONS! my wife says the same thing "can we retire yet?" can't wait for the day I can say YES
-
Thank You @fireforfun and @MikeO . Mikeo, I'm in your neck of the woods. Similar age and income(not this year LOL). Similar goal on when to retire.
-
6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
12/1/18 = $636
1/1/19 = $630
2/1/19 = $664
3/1/19 = $682
4/1/19 = $691
5/1/19 = $708
6/1/19 = $702
7/1/19 = $731
8/1/19 = $737
9/1/19 = $736
10/1/19 = $746
11/1/19 = $761
12/1/19 = $781
1/1/20 = $809
2/1/20 = $824
3/1/20 = $806
4/1/20 = $744
5/1/20 = $783
6/1/20 = $809
That's break even YTD, I'll take it.
-
2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Feb 3rd $523
March 1st $499 I am glad I rebalanced the end of Jan, bought more bonds to maintain my IPS.
April 1st $455
May 1st $498.5 didn't check all month, so surprised at this.
June 1st $519.5
-
01/01/17 £374668
01/01/18 £497097
01/01/19 £547415
01/01/20 £649762
01/02/20 £655831
01/03/20 £644284
01/04/20 £625095
01/05/20 £630000
01/06/20 £646995
May is an estimate as I managed to screw up my excel sheet!
-
Congrats everyone on becoming rich again
11/30/19: $496k
12/31/19: $524k
01/31/20: $533k
02/29/20: $507k
03/31/20: $458k
04/30/20: $510k
05/31/20: $542k
-
Jan 2017 - £346,854
===============
Jan 2018 - £456,088
===============
Jan 2019 - £495,379
===============
Jan 2020 - £606,791
Feb 2020 - £598,230 (-£8,561)
Mar 2020 - £622,178 (+£23,948)
Apr 2020 - £587,380 (-£34,798)
May 2020 - £605,014 (+£17,364)
Jun 2020 - £635,485 (+£30,471)
Wow biggest gain this month as the markets rallied towards the end of this week.
Target is £670k by September when my current contract finishes.
-
Tracking retirement savings only (excludes 529s and home equity)
5/1/17 $631
6/1/17 $647
7/1/17 $655
8/1/17 $665
9/1/17 $672
10/1/17 $684
11/1/17 $702
12/1/17 $724
1/1/18 $731
2/1/18 $761
3/1/18 $737
4/1/18 $731
5/1/18 $738
6/1/18 $747
7/1/18 $744
8/1/18 $761
9/1/18 $776
10/1/18 $776
11/1/18 $729
12/1/18 $745
1/1/19 $703
2/1/19 $751 FIREd
3/1/19 $769
4/1/19 $813
5/1/19 $841
6/1/19 $810
7/1/19 $841
8/1/19 $849
9/1/19 $826
10/1/19 $832
11/1/19 $854
12/1/19 $870
1/1/20 $886
2/1/20 $881
3/1/20 $845
4/1/20 $745
5/1/20 $815
6/1/20 $848
-
08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800 FIRE'd
11/1/2019 - $675,000
12/1/2019 - $695,700
01/1/2020 - $717,000
02/1/2020 - $721,000
03/1/2020 - $702,500
04/1/2020 - $651,000
05/1/2020 - $686,700
06/1/2020 - $702,200
-
I am looking forward to be in this race soon and posting to follow for inspiration.
We have been tracking our progress in 250K-500K race so far. This end of this month we have about 400K in liquid investments and closing in on 600K in net worth after including real estate and related 30 year fixed mortgage.
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I am looking forward to be in this race soon and posting to follow for inspiration.
We have been tracking our progress in 250K-500K race so far. This end of this month we have about 400K in liquid investments and closing in on 600K in net worth after including real estate and related 30 year fixed mortgage.
Welcome!
-
cash+rental equity add primary residence equity
1/2016 $507K $627K
1/2017 $625K $797K
12/2017 $762K $903K begin remodeling primary residence
12/2018 $821K $964K
12/2019 $818K $965K Passed final inspection on our remodel.
1/2020 $836K $996K
2/2020 $845K $996K
2/7/2020 $853K $1004K !! yay!! Briefly over 1MM! big day for a stock I own.
4/2020 $794K $944K
5/2020 $818K $971K
6/2020 $852K $1005K we'll see if it sticks this time
6/2020 mod $867K $1044K Zillow values on our properties went way up.
6/2020 mod2 $746K $865K (Using very conservative tax assessed values)
1MM dates, who knows made it!
-
| | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 |
| January | - | - | - | - | $341,983 | $403,773 | $562,839 |
| February | - | - | - | - | $333,875 | $423,854 | $523,480 |
| March | - | - | - | - | $328,485 | $435,590 | $455,522 |
| April | - | - | - | - | $338,787 | $455,332 | $527,729 |
| May | - | - | - | - | $353,747 | $439,288 | $563,352 |
| June | - | - | - | - | $361,028 | $471,706 | - |
| July | - | - | - | - | $381,336 | $483,830 | - |
| August | - | - | - | - | $402,486 | $479,814 | - |
| September | - | - | - | - | $408,560 | $494,165 | - |
| October | - | - | - | - | $383,538 | $512,168 | - |
| November | - | - | - | - | $397,907 | $537,136 | - |
| December | $97,686 | $129,157 | $206,179 | $317,990 | $366,214 | $557,416 | - |
-
12/16 - $360,891 $570,338
12/17 - $473,407 $697,411
12/18 - $480,550 $732,108
12/19 - $669,819 $943,739
01/20 - $675,940 $951,251
02/20 - $632,514 $909,220
03/20 - $570,114 $848,222
04/20 - $639,036 $918,460
5/20 - $668,874 $949803
It's exciting to see I'm back to December level...until I think about the $20,000+ we've contributed in that time. But, as always, it doesn't matter. I'm retiring in 13 months (as of today) regardless of the size of the stash.
-
April 2015: $98k
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93
Jan 1 2018: $283,829.36
Feb 1 2018: $304,851.88
Mar 1 2018: $303,796.17
Apr 1 2018: $307,682.67
May 1 2018: $315,634.59
Jun 1 2018: $337,046.55
July 1 2018: $340,399.63
Aug 1 2018: $363,304.76
Sept 1 2018: $385,572.12
Oct 1 2018: $392,296.56
Nov 1 2018: $370,000.25
Dec 1 2018: $386,361.40
Jan 1 2019: $359,505.30
Feb 1 2019: $397,087.41
Mar 1 2019: $428,309.57
Apr 1 2019: $440,342.71
May 1 2019: $456,285.80
Jun 1 2019: $441,047.77
Jul 1 2019: $476,489.51
Aug 1 2019: $486,559.27
Sept 1 2019: $483,967.28
Oct 1 2019: $490,200.54
Nov 1 2019: $501,003.17
Dec 1 2019: $531,904.82
Jan 1 2020: $546,089.75
Feb 1 2020: $557,258.06
Mar 1 2020: $522,077.78
Apr 1 2020: $451,185.96
May 1 2020: $510,875.92
Jun 1 2020: $551,923.37
Bounced back to just about where I was in Feb!
-
12/31/2014: INV-$10,584.06 NW-$-20,000
12/31/2015: INV-$49,877.48 NW-$78,264.92
12/31/2016: INV-$106,390.73 NW-$188,244.13
12/31/2017: INV-$265,731.22 NW-$277,837.89
12/31/2018: INV-$332,761.13 NW-$357,901.80
12/31/2019: INV-$545,957.38 NW-$583,896.83
01/31/2020: INV-$554,278.54 NW-$597,803.17
02/29/2020: INV-$530,928.16 NW-$572,428.24
03/31/2020: INV-$475,079.49 NW-$519,370.12
04/30/2020: INV-$529,397.31 NW-$573,982.99
05/31/2020: INV-$573,990.90 NW-$621,671.08
Pretty much recovered from the initial drop and was able to put my yearly bonus in while things were on sale. I'm lucky that my yearly bonus is in March every year.
NW is over 600K for this first time ever so that is cool too.
-
Tracking liquid net worth only: Cash/Savings/Investments - do not have a mortgage or debt
Feb 1, 2016 - $90k
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Mar 1, 2019 - $354,771
Apr 1, 2019 - $384,308
May 1, 2019 - $407,770
June 1, 2019 - $404,625
July 1, 2019 - $420,082
Aug 1, 2019 - $441,976
Sep 1, 2019 - $458,940
Oct 1, 2019 - $481,915
Nov 1, 2019 - $501,937
Dec 1, 2019 - $518,285
Jan 1, 2020 - $544,655
Feb 1, 2020 - $573,474
Mar 1, 2020 - $557,410
Apr 1, 2020 - $494,414
May 1, 2020 - $572,376
June 1, 2020 - $618,048
Good gains for the month, saved a lot and some good market growth. I’ve invested about $70k of my cash reserves and savings over the last 3-4 months and it’s going to pay off big as the market keeps recovering (whether it’s in 3 months or 12 months).
Even with the market down, I’m still up about $75k for the year. My actual savings this year is about $80k, so pretty dang good considering the market..
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Dec. 2017: $502k
Jan. 2, 2018: $513.7k
Feb. 5, 2018: $539.9k
Mar. 5, 2018: $543.6k
Apr. 2, 2018: $557.6
Apr. 30, 2018: $574.5k
June 4, 2018: $616.2k
July 2, 2018: $623.4k
Aug. 1, 2018: $643.8k
Sep. 4, 2018:$670.2k
Oct. 2, 2018: $677.7k
Nov. 2, 2018: $659.6k
Jan 2, 2019: $631.2k
Feb 1, 2019: $659.1k
Mar 1, 2019: $708k
Apr 1, 2019: $725.9k
May 1, 2019: $753.9k
July 1, 2019: $772.4k
Aug 1, 2019: $792.8k
Sep 3, 2019: $787.2k
Oct 1, 2019: $806.4k
Nov 1, 2019: $827.9k
Dec 2, 2019: $863.6k
Jan 2, 2020: $894.8k
Feb 3, 2020: $908.4k
Mar 2, 2020: $861.9k
Apr 2, 2020: $729.1k
May 1, 2020: $829.6k
June 4, 2020: $899.0k
-
Jan 2017 $275k
Jan 2018 $356k
Jan 2019 $447k
Jan 2020 $559k (433 liquid + 126 prop)
Jun 2020 $560k (440 liquid + 120 prop)
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I've graduated from NW 1MM but most of my nw is tied up in real estate, and who really knows what that stuff is worth in this era.
I'm going to use this thread to hold my post-tax account accountable.
5/3/20: 64k
6/4/20: 595k
It's been a wild and scary ride with options in $C, $TSLA, $FLIR, and $DKNG, to name a few. Gonna go back to conservative MMM mode.
Really for myself. Graduated NW 1Mm last year, then decided to recalc without real estate. Originally was going to do post-tax investment accounts then decided to lump it all for easier tracking. Made some quick money with options trading. Will continue to trade options but most money is DCA into Vanguard mutual funds with tax loss harvesting every month when applicable.
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5/1/2020 $277k LNW / $820k TNW
1/1/2020 $297k LNW / $834k TNW
5/1/2020 $242k LNW / $764k TNW
@tips^up , that's a lot of non-liquid assets. You in a paid-for home?
2 houses in an expensive and desirable area - our primary and a rental. The rental has 2 units, our primary home has a lock-off basement, so 3 total rental units. Bought the rental in 2013, substantial equity. Both are included in my total net worth estimate by the following calculation:
(Estimated market value * 94%) - loan balance = real estate equity
I am an appraiser by trade, so the market value is updated when necessary (every 6 months to year or so). 94% is the estimated net after 6% selling costs. Loan balances being paid down by renters every month, we essentially have no rent/mortgage, so I've been able to accelerate savings.
My largest (3 bedroom) unit just rented out starting 6/1 for $3k+utilities immediately. There was 0 hours of vacancy, very high demand, no drop in rent. I was surprised and mentally prepared to encounter covid-19 conditions, but not the case here at this time.
Looking at another up/down duplex tomorrow. I'd like to add a few more rentals to surpass my "job" income, then coast off into FIRE.
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2013 -$14,500.00
2/1/2020 $500,122.69
3/1/2020 $497,515.82
4/1/2020 $489,899.65
5/1/2020 $513,921.29
I'm joining you folks on my next goal of a $1,000,000! Started focusing on this journey in 2013 with a negative net worth. 7 years later and I'm over half a mill. This is networth but excludes my wife's assets. Depending on my forecast, it should be 5-6 years so let's say July 2025. I've had some good years where I've been way ahead of forecast, but don't want to get too cocky. Current estimate is fully FI at 47, 12.5 years away.
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Congrats Jack0Life!
Jan. 1, 2018: $412,626
Feb. 1, 2018: $433,521
Mar. 1, 2018: $418,873
Apr. 1, 2018: $410,875
May 1, 2018: $439,719
June 1, 2018: $446,814
July 1, 2018: $451,330
Aug. 1, 2018: $469,413
Sept. 1, 2018: $491,582
Oct. 1, 2018: $496,037
Nov. 1, 2018: $465,386
Dec. 1, 2018: $473,869
Jan. 1, 2019: $436,390
Feb. 1, 2019: $472,423
Mar. 1, 2019: $488,585
Apr. 1, 2019: $500,442
May 1, 2019: $508,168
June 1, 2019: $493,942
July 1, 2019: $528,114
Aug. 1, 2019: $539,640
Sept. 1, 2019: $536,031
Oct. 1, 2019: $546,248
Nov. 1, 2019: $559,267
Dec. 1, 2019: $578,973
Jan. 1, 2020: $596,311
Feb. 1, 2020: $598,594
Mar. 1, 2020: $561,214
Apr. 1, 2020: $492,223
May 1, 2020: $560,026
June 1, 2020: $605,735
It's gone up even more since 6/1. Crazy, especially given the state of unemployment, etc. Feel as though I'm buying too high with the money I'm putting in now. Keep your hands and arms inside the ride at all times.
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Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920 (+$67,666)
I'm with you @Res Ipsa, it just feels wrong to be up with all the suffering happening in our country right now ....
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2013 -$14,500.00
2/1/2020 $500,122.69
3/1/2020 $497,515.82
4/1/2020 $489,899.65
5/1/2020 $513,921.29
I'm joining you folks on my next goal of a $1,000,000! Started focusing on this journey in 2013 with a negative net worth. 7 years later and I'm over half a mill. This is networth but excludes my wife's assets. Depending on my forecast, it should be 5-6 years so let's say July 2025. I've had some good years where I've been way ahead of forecast, but don't want to get too cocky. Current estimate is fully FI at 47, 12.5 years away.
Welcome @Woodro85 -- Nice progress!
-
Holy crap we are close! End of May was 987,000. Could be next month, or else July! (Or not, as March taught us).
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Just crossed over $500k for the stache this past month, so I'll jump in on the race.
Started tracking:
Jan 16: $181.2k
Feb 19: $532.8k
Update to April 1st. $546.25k
Update to October 1st: $620.15k
Feb 1. 20: $710.5k
March 1 20: $685.7k
Apr 1 20: $605.9k
May 1 20: $693.4k
June 1 20: $724.5k
Back up for the year (of course this counts a decent chunk of contributions too).
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Well....I have absolutely no idea what's happening with the stock market but we're up to nearly our Feb high (mid Feb)
Monthly stats update:
Jan 1 2018: 580,300
Jun 1 2018: 616,473
Jan 1 2019: 661,636
Jun 1 2019: 705,137
November 1 2019: 818,595
December 1 2019: 856,619
February 1 2020: 875,020
The month that must not be named...
April 1: 768,000
May 1: 807,000
Jun 11: 906,000
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@asauer , I like your approach to March. Just let it ride, and don't look!
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LOL, I might be back below $1 million after today.
Got to $1,028,000 ish but it was brutal today. Looking for lots of green tomorrow.
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Guys, I was wondering -- do most people include pensions in their numbers? My DH has a mini state pension that starts at age 55 and I've never included it as part of our savings number. (Just being conservative, I guess, since it's not "money in the hand.") He starts getting it next year though, so it's seeming a lot more real now.
If I want to include it, do I take the expected annual payout and multiply by 25 for the value?
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Guys, I was wondering -- do most people include pensions in their numbers? My DH has a mini state pension that starts at age 55 and I've never included it as part of our savings number. (Just being conservative, I guess, since it's not "money in the hand.") He starts getting it next year though, so it's seeming a lot more real now.
If I want to include it, do I take the expected annual payout and multiply by 25 for the value?
I include my mini pension, but just the current cash of the account, which is the amount I would receive if I withdrew it today. I think trying to calculate the future value is too speculative to include in NW. But NW is a somewhat useless number, it's good for tracking your overall financial health, but doesn't necessarily correlate with RE.
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Guys, I was wondering -- do most people include pensions in their numbers? My DH has a mini state pension that starts at age 55 and I've never included it as part of our savings number. (Just being conservative, I guess, since it's not "money in the hand.") He starts getting it next year though, so it's seeming a lot more real now.
If I want to include it, do I take the expected annual payout and multiply by 25 for the value?
I include my mini pension, but just the current cash of the account, which is the amount I would receive if I withdrew it today. I think trying to calculate the future value is too speculative to include in NW. But NW is a somewhat useless number, it's good for tracking your overall financial health, but doesn't necessarily correlate with RE.
Thanks @charis -- It doesn't look like there is any ability to withdraw a lump sum from this plan. Looks like the value lies in the ongoing payments. I could do something like multiply the annual benefit by the number of years of life expectancy? Then maybe decrease that a bit to reflect the possibility that the state could decrease the amount or stop payments? (Honestly I can't imagine that happening. I think there would be a big outcry if the state tried to tinker with teacher's pensions ...)
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Guys, I was wondering -- do most people include pensions in their numbers? My DH has a mini state pension that starts at age 55 and I've never included it as part of our savings number. (Just being conservative, I guess, since it's not "money in the hand.") He starts getting it next year though, so it's seeming a lot more real now.
If I want to include it, do I take the expected annual payout and multiply by 25 for the value?
I include my mini pension, but just the current cash of the account, which is the amount I would receive if I withdrew it today. I think trying to calculate the future value is too speculative to include in NW. But NW is a somewhat useless number, it's good for tracking your overall financial health, but doesn't necessarily correlate with RE.
Thanks @charis -- It doesn't look like there is any ability to withdraw a lump sum from this plan. Looks like the value lies in the ongoing payments. I could do something like multiply the annual benefit by the number of years of life expectancy? Then maybe decrease that a bit to reflect the possibility that the state could decrease the amount or stop payments? (Honestly I can't imagine that happening. I think there would be a big outcry if the state tried to tinker with teacher's pensions ...)
When summarizing my net worth, be it for your own personal records, or if you would like for this thread, I would simply outline the high level benefits of the pension. Maybe at the beginning (or end) simply add, “*Pension of $xxxx/mo to start January 1, 2021” or similar.
People calculate their net worth all sorts of different ways around here. Some include a house, some don’t. Others include rental properties, other’s don’t.
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Guys, I was wondering -- do most people include pensions in their numbers? My DH has a mini state pension that starts at age 55 and I've never included it as part of our savings number. (Just being conservative, I guess, since it's not "money in the hand.") He starts getting it next year though, so it's seeming a lot more real now.
If I want to include it, do I take the expected annual payout and multiply by 25 for the value?
I include my mini pension, but just the current cash of the account, which is the amount I would receive if I withdrew it today. I think trying to calculate the future value is too speculative to include in NW. But NW is a somewhat useless number, it's good for tracking your overall financial health, but doesn't necessarily correlate with RE.
Thanks @charis -- It doesn't look like there is any ability to withdraw a lump sum from this plan. Looks like the value lies in the ongoing payments. I could do something like multiply the annual benefit by the number of years of life expectancy? Then maybe decrease that a bit to reflect the possibility that the state could decrease the amount or stop payments? (Honestly I can't imagine that happening. I think there would be a big outcry if the state tried to tinker with teacher's pensions ...)
When summarizing my net worth, be it for your own personal records, or if you would like for this thread, I would simply outline the high level benefits of the pension. Maybe at the beginning (or end) simply add, “*Pension of $xxxx/mo to start January 1, 2021” or similar.
People calculate their net worth all sorts of different ways around here. Some include a house, some don’t. Others include rental properties, other’s don’t.
I'm not tracking net worth in this thread, just retirement accounts . . . So I guess it makes sense to leave it out. I like your thinking @use2betrix that it is income, not a retirement asset. I'll think of it that way.
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Guys, I was wondering -- do most people include pensions in their numbers? My DH has a mini state pension that starts at age 55 and I've never included it as part of our savings number. (Just being conservative, I guess, since it's not "money in the hand.") He starts getting it next year though, so it's seeming a lot more real now.
If I want to include it, do I take the expected annual payout and multiply by 25 for the value?
These threads are basically for fun and a little bit of motivation. You can use whatever method works for you to achieve those goals.
For more serious use, you want to track the things that form the basis of your retirement calculations ( the 4% rule ) along with how you calculate your expenses to feed into the 4% rule.
So, for example, i have 2 pensions. I have a cash pension for which i get statements and that i can choose to cash out and rollover into my personal ira whenever I choose to leave my employer. I do include that number in my NW. i have another traditional pension that is a monthly income when i reach retirement age. I don't count that one toward NW, but I do keep that income in mind for calculating my income during retirement. It supplements my 4% rule income, just as any social security income will do.
The only time you would truly need to get into the weeds on present cash value for a traditional pension is if you had to divide assets in a divorce or something equally unpleasant.
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The difficulty with using pensions is that you have to keep track of the COLA and how it compares to your own personal rate of inflation. If you expect steadily increasing medical care expenses, for example, that could affect things more than your income will rise.
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JAN : $500,606
FEB : $511,261
MAR: $508,145
APR: $421,516
MAY: $460,751
JUNE 1: $487,168
Late posting this month. Mid-month figures are back above February numbers.
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07/2018-- 535,562/ 673,992
12/2018-- 495,360/ 652,069
03/2019-- 553,577/ 713,262
06/2019-- 606,080/ 749,479
09/2019-- 607,394/ 737,311
12/2019-- 656,687/ 775,644
03/2020-- 506,259/ 646,923
06/2020-- 666,753/ 807,970
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Another month gone by and another month of yo yo returns! But good news is that we’ve closed the month with some gains. But who knows how long for!
Jan 2017 - £346,854
===============
Jan 2018 - £456,088
===============
Jan 2019 - £495,379
===============
Jan 2020 - £606,791
Feb 2020 - £598,230 (-£8,561)
Mar 2020 - £622,178 (+£23,948)
Apr 2020 - £587,380 (-£34,798)
May 2020 - £605,014 (+£17,364)
Jun 2020 - £635,485 (+£30,471)
Jul 2020 - £645,221 (+£9,736)
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6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
12/1/18 = $636
1/1/19 = $630
2/1/19 = $664
3/1/19 = $682
4/1/19 = $691
5/1/19 = $708
6/1/19 = $702
7/1/19 = $731
8/1/19 = $737
9/1/19 = $736
10/1/19 = $746
11/1/19 = $761
12/1/19 = $781
1/1/20 = $809
2/1/20 = $824
3/1/20 = $806
4/1/20 = $744
5/1/20 = $783
6/1/20 = $809
7/1/20 = $827
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Looking forward to July, just bought a hammock if you know what I mean.
11/30/19: $496k
12/31/19: $524k
01/31/20: $533k
02/29/20: $507k
03/31/20: $458k
04/30/20: $510k
05/31/20: $542k
06/30/20: $578k
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April 2015: $98k
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93
Jan 1 2018: $283,829.36
Feb 1 2018: $304,851.88
Mar 1 2018: $303,796.17
Apr 1 2018: $307,682.67
May 1 2018: $315,634.59
Jun 1 2018: $337,046.55
July 1 2018: $340,399.63
Aug 1 2018: $363,304.76
Sept 1 2018: $385,572.12
Oct 1 2018: $392,296.56
Nov 1 2018: $370,000.25
Dec 1 2018: $386,361.40
Jan 1 2019: $359,505.30
Feb 1 2019: $397,087.41
Mar 1 2019: $428,309.57
Apr 1 2019: $440,342.71
May 1 2019: $456,285.80
Jun 1 2019: $441,047.77
Jul 1 2019: $476,489.51
Aug 1 2019: $486,559.27
Sept 1 2019: $483,967.28
Oct 1 2019: $490,200.54
Nov 1 2019: $501,003.17
Dec 1 2019: $531,904.82
Jan 1 2020: $546,089.75
Feb 1 2020: $557,258.06
Mar 1 2020: $522,077.78
Apr 1 2020: $451,185.96
May 1 2020: $510,875.92
Jun 1 2020: $551,923.37
July 12020: $567,485.67
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So have not looked since March 2nd, but here is the update....
| | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | $- | $292,190 | $304,411 | $437,806 | $581,831 | $615,789 | $767,806 | - |
| February | $- | $332,002 | $331,197 | $162,424 | $585,663 | $662,207 | $735,649 | - |
| March | $- | $332,209 | $331,749 | $481,340 | $583,773 | $683,014 | $683,851 | - |
| April | $- | $336,743 | $260,548 | $483,994 | $582,862 | $719,849 | $734,510 | - |
| May | $256,131 | $338,884 | $373,153 | $483,982 | $585,929 | $701,938 | $760,661 | - |
| June | $258,642 | $321,529 | $377,807 | $490,951 | $590,577 | $731,170 | $777,705 | - |
| July | $276,381 | $320,767 | $414,764 | $503,706 | $601,024 | $721,753 | - | - |
| August | $296,700 | $313,896 | $405,676 | $513,111 | $606,442 | $686,503 | - | - |
| September | $290,244 | $301,079 | $422,204 | $525,158 | $610,690 | $698,968 | - | - |
| October | $274,986 | $308,291 | $413,967 | $533,760 | $585,817 | $577,615 | - | - |
| November | $282,762 | $308,558 | $419,572 | $549,074 | $595,773 | $620,036 | - | - |
| December | $292,942 | $312,281 | $431,458 | $557,941 | $575,877 | $760,501 | - | - |
I added about $10K in during this time, as we've been very blessed over this time to both keep our jobs (pay cut on my end that last indefinitely), including more work for my self employed wife than she had before the pandemic started which was totally unexpected. The side hustles also helped both cover the paycut and add to the stash as I have been able to make over $6K doing that since late February, so I have a goal of making $16.5K in 12 months from that which would cover my paycut and the extra savings I was targeting the side hustle for and given that this was 4 months so far, should be doable even by pulling back a bit.
So overall really pleased on how things are going.
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| | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 |
| January | - | - | - | - | $341,983 | $403,773 | $562,839 |
| February | - | - | - | - | $333,875 | $423,854 | $523,480 |
| March | - | - | - | - | $328,485 | $435,590 | $455,522 |
| April | - | - | - | - | $338,787 | $455,332 | $527,729 |
| May | - | - | - | - | $353,747 | $439,288 | $563,352 |
| June | - | - | - | - | $361,028 | $471,706 | $585,100 |
| July | - | - | - | - | $381,336 | $483,830 | - |
| August | - | - | - | - | $402,486 | $479,814 | - |
| September | - | - | - | - | $408,560 | $494,165 | - |
| October | - | - | - | - | $383,538 | $512,168 | - |
| November | - | - | - | - | $397,907 | $537,136 | - |
| December | $97,686 | $129,157 | $206,179 | $317,990 | $366,214 | $557,416 | - |
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| Investment Accounts |
| End Of Month | Liquid Balance | $$ I invested | total change |
| Dec 2016 | $322,818 | $30,604 | |
| Dec 2017 | $438,627 | $40,177 | $115,809 |
| Dec 2018 | $518,373 | $87,168 | $79,746 |
| Dec 2019 | $778,776 | $95,881 | $260,403 |
| | | | |
| Jan 2020 | $777,421 | $3,389 | $-1,355 |
| Feb 2020 | $753,453 | $4,390 | $-23,968 |
| Mar 2020 | $645,440 | $11,556 | $-108,013 |
| Apr 2020 | $716,401 | $8,303 | $70,961 |
| May 2020 | $757,000 | $4,080 | $40,599 |
| June 2020 | $780,621 | $4,130 | $23,621 |
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Tracking retirement savings (not home equity or 529 savings):
5/1/17 $631
6/1/17 $647
7/1/17 $655
8/1/17 $665
9/1/17 $672
10/1/17 $684
11/1/17 $702
12/1/17 $724
1/1/18 $731
2/1/18 $761
3/1/18 $737
4/1/18 $731
5/1/18 $738
6/1/18 $747
7/1/18 $744
8/1/18 $761
9/1/18 $776
10/1/18 $776
11/1/18 $729
12/1/18 $745
1/1/19 $703
2/1/19 $751 FIREd
3/1/19 $769
4/1/19 $813
5/1/19 $841
6/1/19 $810
7/1/19 $841
8/1/19 $849
9/1/19 $826
10/1/19 $832
11/1/19 $854
12/1/19 $870
1/1/20 $886
2/1/20 $881
3/1/20 $845
4/1/20 $745
5/1/20 $815
6/1/20 $848
7/1/20 $867
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"I would not complain if we saw the market go lower for a while... This could be our golden opportunity"
Well that crash didn't last long but we took advantage of it. Also just locked in a 2.75% 30yr mortgage so that was awesome.
End of NW Change
12/13: $41,032
12/14: $106,801 $65,769
12/15: $197,262 $90,461
12/16: $276,361 $79,099
12/17: $368,051 $91,690
12/18: $394,472 $26,421
12/19: $560,195 $165,723
01/20: $555,645 $-4,550
02/20: $548,136 $-7,509
03/20: $507,165 $-40,971
04/20: $571,647 $64,482
05/20: $602,413 $30,766
06/20: $623,728 $21,315
Year to date: $63,533
Hoping we get more opportunity to invest at lower levels.
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12/16 - $360,891 $570,338
12/17 - $473,407 $697,411
12/18 - $480,550 $732,108
12/19 - $669,819 $943,739
01/20 - $675,940 $951,251
02/20 - $632,514 $909,220
03/20 - $570,114 $848,222
04/20 - $639,036 $918,460
05/20 - $668,874 $949,803
06/20 - $691,239 $973,588
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I still have fifteen years before I want to retire. I feel pretty good with where I am at in life with regards to my finances.
2015 296,000
2016 402,438
2017 534,213
2018 631,884
2019 782,239 (estimated)
2015 296,000
2016 402,438
2017 534,213
2018 631,884
2019 817,971
Current 782,688
EOY Est 782,688
2015 296,000
2016 402,438
2017 534,213
2018 631,884
2019 817,971
Current 855,000
EOY Est 855,000
-
2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Feb 3rd $523
March 1st $499 I am glad I rebalanced the end of Jan, bought more bonds to maintain my IPS.
April 1st $455
May 1st $498.5 didn't check all month, so surprised at this.
June 1st $519.5
July 1st $534 yay back up again!
-
Tracking liquid net worth only: Cash/Savings/Investments
Feb 1, 2016 - $90k
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Mar 1, 2019 - $354,771
Apr 1, 2019 - $384,308
May 1, 2019 - $407,770
June 1, 2019 - $404,625
July 1, 2019 - $420,082
Aug 1, 2019 - $441,976
Sep 1, 2019 - $458,940
Oct 1, 2019 - $481,915
Nov 1, 2019 - $501,937
Dec 1, 2019 - $518,285
Jan 1, 2020 - $544,655
Feb 1, 2020 - $573,474
Mar 1, 2020 - $557,410
Apr 1, 2020 - $494,414
May 1, 2020 - $572,376
June 1, 2020 - $618,048
July 1, 2020 - $600,510
Down a bit - spent $40k for a new vehicle and haven’t sold my old one. Should be able to sell the old one for about $30k, will start trying after the 4th.
-
5/3/20: 64k
6/4/20: 595k
7/1/20: 596k
Static, not much movement.
-
Investments only, solo journey (so far)
| | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | - | $232,213 | $356,542 | $500,087 | - |
| February | - | $245,447 | $383,348 | $502,244 | - |
| March | - | $242,789 | $394,563 | $475,671 | - |
| April | $164,900 | $246,140 | $403,461 | $429,092 | - |
| May | - | $318,398 | $421,194 | $474,155 | - |
| June | - | $328,870 | $409,591 | $500,241 | - |
| July | $180,808 | $342,159 | $435,981 | $516,358 | - |
| August | $189,280 | $354,936 | $443,135 | - | - |
| September | $193,727 | $366,727 | $441,101 | - | - |
| October | $209,968 | $374,465 | $452,232 | - | - |
| November | $220,602 | $361,296 | $466,688 | - | - |
| December | $225,918 | $370,140 | $482,944 | - | - |
Hey everyone! I've decided to finally take the leap since I've been flirting at the edge of being here for most of this year. I'd be quite happy if the market went back down for a while, but hopefully I don't have to keep flip-flopping between threads.
-
08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800 FIRE'd
11/1/2019 - $675,000
12/1/2019 - $695,700
01/1/2020 - $717,000
02/1/2020 - $721,000
03/1/2020 - $702,500
04/1/2020 - $651,000
05/1/2020 - $686,700
06/1/2020 - $702,200
07/1/2020 - $710,000
-
Welcome @Jaayse!! You'll love it here!
-
Holy crap we are close! End of May was 987,000. Could be next month, or else July! (Or not, as March taught us).
991k. Inching closer!
-
Liquid assets / Net worth
Jan 2018 $415.5K / $508K
Jun 2018 $518.8K / $578.4K
Jul 2018 $528.3K / $588.2K
Aug 2018 $543K / $603.2K
Sep 2018 $548K / $608.6K
Oct 2018 $492.6K / $569.5K
Nov 2018 $502K / $585.3K
Dec 2018 $476.8K / $554K
Jan 2019 $509.1K / $587K
Feb 2019 $534.2K / $612.6K
Mar 2019 $549K / $627.8K
Apr 2019 $561.1K / $640.1K
May 2019 $533.5K / $612.9K
June 2019 $566K / $646K
July 2019 $569K / $649K
Aug 2019 $558.4K / $638.8K
Sept 2019 $569.6K / $650.3K
Oct 2019 $583.5K / $664.5K
Nov 2019 $602.3K / $683.7K
Dec 2019 $621.3K / $703.1K
June 2020 $641.8K / $722.8K
-
Been a wild year for those of us on this journey :)
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510 ($4,410)
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5/3/20: 64k
6/4/20: 595k
7/1/20: 596k
Static, not much movement.
Is your May number accurate? Just seems like a very big leap, so if it is assuming large deposits.
-
Quarterly update:
10/1/2017 - 502k
1/1/2018 - 544k
4/1/2018 - 559k
7/1/2018 - 604k
10/1/2018 - 640k
1/1/2019 - 608k
4/1/2019 - 710k
7/1/2019 - 754k
10/1/2019 - 780k
1/1/2020 - 853k
4/1/2020 - 726k
7/1/2020 - 876k
And the roller coaster goes back up...
-
| 2015 DEC | : | 252k | <- Crossed 250k |
| - | - |
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
| 2016 NOV | : | 361k | (+24k) |
| 2016 DEC | : | 368k | (+7k) |
| - | - |
| 2017 JAN | : | 382k | (+14k) |
| 2017 FEB | : | 403k | (+21k) |
| 2017 MAR | : | 416k | (+13k) |
| 2017 APR | : | 427k | (+11k) |
| 2017 MAY | : | 436k | (+9k) |
| 2017 JUN | : | 449k | (+13k) |
| 2017 JUL | : | 464k | (+15k) |
| 2017 AUG | : | 478k | (+14k) |
| 2017 SEPT | : | 494k | (+16k) |
| 2017 OCT | : | 510k | (+16k) <- Crossed 500k |
| 2017 NOV | : | 523k | (+13k) |
| 2017 DEC | : | 534k | (+11k) |
| - | - |
| 2018 JAN | : | 558k | (+24k) |
| 2018 FEB | : | 569k | (+11k) |
| 2018 MAR | : | 560k | (-9k) |
| 2018 APR | : | 574k | (+14k/+5k) |
| 2018 MAY | : | 575k | (+1k) |
| 2018 JUNE | : | 575k | (+0k) |
| 2018 JULY | : | 599k | (+24k) |
| 2018 AUG | : | 620k | (+21k) |
| 2018 SEPT | : | 625k | (+5k) |
| 2018 OCT | : | 597k | (-28k) |
| 2018 NOV | : | 606k | (+9k/-19k) |
| 2018 DEC | : | 580k | (-26k/-45k) |
| - | - |
| 2019 JAN | : | 628k | (+48k/+3k) |
| 2019 FEB | : | 666k | (+38k) |
| 2019 MAR | : | 677k | (+11k) |
| 2019 APR | : | 706k | (+29k) |
| 2019 MAY | : | 670k | (-36k) |
| 2019 JUNE | : | 709k | (+39k/+3k) |
| 2019 JULY | : | 712k | (+3k) |
| 2019 AUG | : | 720k | (+8k) |
| 2019 SEPT | : | 725k | (+5k) |
| 2019 OCT | : | 753k | (+28k) <- Crossed 750k |
| 2019 NOV | : | 777k | (+24k) |
| 2019 DEC | : | 798k | (+21k) |
| - | - |
| 2020 JAN | : | 809k | (+11k) |
| 2020 FEB | : | 780k | (-29k) |
| 2020 MAR | : | 700k | (-80k/-109k) |
| 2020 APR | : | 762k | (+62k/-47k) |
| 2020 MAY | : | 818k | (+56k/+8k) |
| 2020 JUNE | : | 840k | (+22k) |
I find that I am getting lazier about posting updates! I've done quarterly updates this year so far.
Either way, just about at the highs of FEB even though the above numbers look like maximum, they are not because the high's in Feb were right in the middle.
I just turned the big "3" "0" so it's interesting to reflect. I have been posting in this race for 4 years now. I've gone from 250k (and basically no investments) to 850k (650k are stocks).
The progress still feels a bit slower than I'd love to see but all in all, with kind markets I could be a millionaire at 30(so 12 months to make 150k) or basically guarenteed in 31 barring a major crash.
I still don't really have a defined FIRE plan, other than I need something like a 1.25 -> 1.5 million NW, with around 1.00->1.25 of that in stocks. Given that I need around 400k from here, it could be as short as 2 years with huge stock gains, or as long as around 3-5 being modest.
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01/01/17 £374668
01/01/18 £497097
01/01/19 £547415
01/01/20 £649762
01/02/20 £655831
01/03/20 £644284
01/04/20 £625095
01/05/20 £630000
01/06/20 £646995
01/07/20 £669225
Sorry its late been busy!
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Guys, I was wondering -- do most people include pensions in their numbers? My DH has a mini state pension that starts at age 55 and I've never included it as part of our savings number. (Just being conservative, I guess, since it's not "money in the hand.") He starts getting it next year though, so it's seeming a lot more real now.
If I want to include it, do I take the expected annual payout and multiply by 25 for the value?
These threads are basically for fun and a little bit of motivation. You can use whatever method works for you to achieve those goals.
For more serious use, you want to track the things that form the basis of your retirement calculations ( the 4% rule ) along with how you calculate your expenses to feed into the 4% rule.
So, for example, i have 2 pensions. I have a cash pension for which i get statements and that i can choose to cash out and rollover into my personal ira whenever I choose to leave my employer. I do include that number in my NW. i have another traditional pension that is a monthly income when i reach retirement age. I don't count that one toward NW, but I do keep that income in mind for calculating my income during retirement. It supplements my 4% rule income, just as any social security income will do.
The only time you would truly need to get into the weeds on present cash value for a traditional pension is if you had to divide assets in a divorce or something equally unpleasant.
This is basically what I do. I will be able to start drawing my pension in 8 years. I don’t really track it for planning, but if I want a rough idea of its present value, I’ll calculate how much it would take to fund the pension using the 4% rule. Then to get the present value I’ll discount by 1.02^8 (use 2% per year to account for inflation between now and 2028).
That is a really rough approach, and if I was going to use it for anything important I’d definitely think about harder.
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26 months for 100-250k. Last post in 100-250k here: http://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-100-to-250k/msg1440605/#msg1440605
28 months for 250k-500k. Last post in 250k-500k here: https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-250-to-500k!/msg2457040/#msg2457040
Recent NW:
May-19 $482,166.97
Jun-19 $506,489.11
Jul-19 $516,572.20
Aug-19 $520,552.46
Sep-19 $524,681.62
Oct-19 $547,979.00
Nov-19 $564,839.00
Dec-19 $592,397.00 (EST. as of 21st)
I don't update this regularly and with the recession I didn't want to look at the numbers that often, but here we are:
Dec-19 $600,838.00
Jan-20 $616,541.00
Feb-20 $635,416.00
Mar-20 $594,318.00
Apr-20 $636,358.00
May-20 $656,539.00
Jun-20 $672,803.00
It is crazy how quickly the stock market came back. I sold a house in late Feb and set up automatic investments to dollar cost average the funds from the sale into the stock market on a two year schedule as I feared a large recession. Fears were accurate, but I would be ahead right now if I had invested as a lump sum.
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Very humbled to have made it into this thread following the sale of our primary residence.
Starting out with $576168 and hoping to make it to $600k by the time we move across the pond to Europe later this year. Our plan is to only marginally touch this stashe in the next 3-5 years which will hopefully allow it to grow towards that million dollar mark.
-
I hadn't counted the value of my house in previous posts. Might as well, its paid off, might as pat myself on the back.
INV NW
5/20/2016 - $218,514.00 - $478,980.00
7/17/2017 - $306,386.00 - $567,755.00
3/14/2018 - $380,160.00 - $617,160.00
8/08/2018 - $423,708.00 - $641,708.00
2/18/2019 - $446,121.00 - $751,759.00
1/24/2020 - $610,000.00 - $860,000.00
7/21/2020 - $647,000.00 $912,000.00
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6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
12/1/18 = $636
1/1/19 = $630
2/1/19 = $664
3/1/19 = $682
4/1/19 = $691
5/1/19 = $708
6/1/19 = $702
7/1/19 = $731
8/1/19 = $737
9/1/19 = $736
10/1/19 = $746
11/1/19 = $761
12/1/19 = $781
1/1/20 = $809
2/1/20 = $824
3/1/20 = $806
4/1/20 = $744
5/1/20 = $783
6/1/20 = $809
7/1/20 = $827
8/1/20 = $861
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@drumstache and @OurTown , that's some pretty impressive progress during 2020. Y'all using bonds at all?
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Hey Tall Texan (fellow Texan here)
I was 80/20, moved to 70/30 in early February. Maxing out the 401 and the Roth as well.
-
Hello everybody, first time posting in this thread. What a wild year so far!
Took us about 17 months to finish the last race, my projections have us finishing this race in October 2022, or ~27 months from now.
Month Investments Networth
04/30/17 $67,858 $125,786 <---- Discovered MMM / LBYM
09/30/17 $100,416 $168,105 <---- 100k Invested
01/31/19 $251,061 $311,711 <---- 250k Invested
06/30/20 $501,158 $573,100 <---- 500k Invested
07/31/20 $534,311 $613,166
-
Yes we are somewhere around 65-35
-
Monthly update:
Monthly stats update:
Jan 1 2018: 580,300
Jun 1 2018: 616,473
Jan 1 2019: 661,636
Jun 1 2019: 705,137
November 1 2019: 818,595
December 1 2019: 856,619
February 1 2020: 875,020
The month that must not be named...
April 1: 768,000
May 1: 807,000
Jun 11: 906,000
Aug 1: 934,168
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I'M BACK.
last time I was here it all got undone with a divorce and I got moved back down a thread.
however this is all about me!! Third time into the 500's since the divorce - this time at a month end so I'm joining up here - especially as I have a bunch of cash coming in August.
Nov-17 - 300k
May-18 - 375k
July -18 - 400k
Dec-18 - 345K
Mar-19 - 415K
Jun-19 nw 444K - liquid -514K
Sep-19 nw 450K liquid 527K
dec-19 nw 490k liquid 575k
Jan-20 nw 483 liquid 563
feb-20 nw 440 liquid 520
mar-20 nw 374 liquid 455
apr-20 nw 435 liquid 513
may-20 nw 460 liquid 535
Jun-20 nw 468 liquid 541
Jul-20 nw 502 Liquid 572
-
Just crossed over the $1M threshold this week for total net worth, which includes about $815k in invested assets. Didn't think it would happen this quickly given we are in a BFR (big fucking recession). My next goal is to reach $1M in invested assets, hopefully a year from now -- then I can look to pull the effing plug on FIRE. Of course, the stock market could take another dive ... we'll see how it unfolds.
September 2015 -- $560k
September 2016 -- $640k
September 2017 -- $675k
September 2018 -- $776k
September 2019 -- $860k
Would love to hit $1M net worth by December 2020, as I plan to invest about $75k from now until then ... we'll see how the market plays out.
-
Why hello big pond, small fish here shocked at the prospect of actually tracking towards two commas.
You can read my resume below, and if the market cooperates I plan on hanging out until my 35th birthday (2 years).
-25,000 -> 100,000 was done in 10 months
100,000 -> 250,000 was done in 15 months
250,000 -> 500,000 was done in 16 months
500,000 -> 1,000,000 should be 24 months
My current compensation is about double what I'm used to making, but is inextricably tied to very low job security and Canadian politics so I feel privileged every week when I invest. I have one kid with plans for a second during this window as well.
I'll be chasing up above the next group so won't be FIRE'ing from here but am excited nonetheless.
| | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
January | - | -$25,189 | $116,236 | $230,742 | $402,238 | - | - |
February | - | -$24,977 | $122,183 | $244,321 | $389,937 | - | - | - |
March | Found MMM-> | -$21,759 | $122,763 | $252,749 | $359,271 | - | - |
April | - | -$15,838 | $129,950 | $263,657 | $441,401 | - | - |
May | - | $7,447 | $149,174 | $252,690 | $482,281 | - | - |
June | - | $16,623 | $154,992 | $287,639 | $499,025 | - | - |
July | -$19,048 | $27,638 | $167,846 | $299,427 | $540,432 | - | Graduation |
August | -$18,739 | $39,025 | $180,481 | $313,257 | | - | - |
September | -$21,536 | $49,626 | $185,098 | $321,358 | - | - | - |
October | -$25,832 | $59,438 | $194,857 | $336,179 | - | - | - |
November | -$25,621 | $71,949 | $205,772 | $351,985 | - | - | - |
December | -$25,405 | $110,473 | $212,859 | $385,426 | - | - | - |
Only tracking personal liquid stash and do not include my wife's savings or any Real Estate equity at this point
-
Good month for hammocking and net worthing.
11/30/19: $496k
12/31/19: $524k
01/31/20: $533k
02/29/20: $507k
03/31/20: $458k
04/30/20: $510k
05/31/20: $542k
06/30/20: $578k
07/31/20: $624k
-
Markets have been kind to me and after a couple of solid months above $500, I figured I was safe to pop into this thread.
Investments only; Household combined.
| | 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) |
| January | - | 496,255 | - | - |
| February | - | 472,573 | - | - |
| March | - | 444,067 | - | - |
| April | - | 495,051 | - | - |
| May | - | 524,063 | - | - |
| June | - | 524,530 | - | - |
| July | 330,406 | 552,296 | - | - |
| August | 437,870 | - | - | - |
| September | 443,081 | - | - | - |
| October | 452,295 | - | - | - |
| November | 483,711 | - | - | - |
| December | 484,963 | - | - | - |
-
08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800 FIRE'd
11/1/2019 - $675,000
12/1/2019 - $695,700
01/1/2020 - $717,000
02/1/2020 - $721,000
03/1/2020 - $702,500
04/1/2020 - $651,000
05/1/2020 - $686,700
06/1/2020 - $702,200
07/1/2020 - $710,000
08/1/2020 - $731,800
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Welcome aboard @dreadmoose!
Our update -- FIREd couple + two teenage kids, tracking retirement savings only (not home equity or 529 savings):
5/1/17 $631
6/1/17 $647
7/1/17 $655
8/1/17 $665
9/1/17 $672
10/1/17 $684
11/1/17 $702
12/1/17 $724
1/1/18 $731
2/1/18 $761
3/1/18 $737
4/1/18 $731
5/1/18 $738
6/1/18 $747
7/1/18 $744
8/1/18 $761
9/1/18 $776
10/1/18 $776
11/1/18 $729
12/1/18 $745
1/1/19 $703
2/1/19 $751 FIREd
3/1/19 $769
4/1/19 $813
5/1/19 $841
6/1/19 $810
7/1/19 $841
8/1/19 $849
9/1/19 $826
10/1/19 $832
11/1/19 $854
12/1/19 $870
1/1/20 $886
2/1/20 $881
3/1/20 $845
4/1/20 $745
5/1/20 $815
6/1/20 $848
7/1/20 $867
8/1/20 $893
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Tracking liquid net worth only: Cash/Savings/Investments
Feb 1, 2016 - $90k
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725 (crossed $250k)
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Mar 1, 2019 - $354,771
Apr 1, 2019 - $384,308
May 1, 2019 - $407,770
June 1, 2019 - $404,625
July 1, 2019 - $420,082
Aug 1, 2019 - $441,976
Sep 1, 2019 - $458,940
Oct 1, 2019 - $481,915
Nov 1, 2019 - $501,937 (Crossed $500k)
Dec 1, 2019 - $518,285
Jan 1, 2020 - $544,655
Feb 1, 2020 - $573,474
Mar 1, 2020 - $557,410
Apr 1, 2020 - $494,414
May 1, 2020 - $572,376
June 1, 2020 - $618,048
July 1, 2020 - $600,510
Aug 1, 2020 - $659,872
Good month of a net worth increase, replaced both our vehicles this year which threw things off a bit some months.
-
Investments only, solo journey (so far)
| | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | - | $232,213 | $356,542 | $500,087 | - |
| February | - | $245,447 | $383,348 | $502,244 | - |
| March | - | $242,789 | $394,563 | $475,671 | - |
| April | $164,900 | $246,140 | $403,461 | $429,092 | - |
| May | - | $318,398 | $421,194 | $474,155 | - |
| June | - | $328,870 | $409,591 | $500,241 | - |
| July | $180,808 | $342,159 | $435,981 | $516,358 | - |
| August | $189,280 | $354,936 | $443,135 | $544,475 | - |
| September | $193,727 | $366,727 | $441,101 | - | - |
| October | $209,968 | $374,465 | $452,232 | - | - |
| November | $220,602 | $361,296 | $466,688 | - | - |
| December | $225,918 | $370,140 | $482,944 | - | - |
Another solid month of gains. I've put around 37k into my accounts this year, so really this is only showing about 7k up in investment returns for the year. I should be getting a raise this month for time in grade, so a few hundred more per month to the stash!
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| | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 |
| January | - | - | - | - | $341,983 | $403,773 | $562,839 |
| February | - | - | - | - | $333,875 | $423,854 | $523,480 |
| March | - | - | - | - | $328,485 | $435,590 | $455,522 |
| April | - | - | - | - | $338,787 | $455,332 | $527,729 |
| May | - | - | - | - | $353,747 | $439,288 | $563,352 |
| June | - | - | - | - | $361,028 | $471,706 | $585,100 |
| July | - | - | - | - | $381,336 | $483,830 | $625,356 |
| August | - | - | - | - | $402,486 | $479,814 | - |
| September | - | - | - | - | $408,560 | $494,165 | - |
| October | - | - | - | - | $383,538 | $512,168 | - |
| November | - | - | - | - | $397,907 | $537,136 | - |
| December | $97,686 | $129,157 | $206,179 | $317,990 | $366,214 | $557,416 | - |
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01/01/17 £374668
01/01/18 £497097
01/01/19 £547415
01/01/20 £649762
01/02/20 £655831
01/03/20 £644284
01/04/20 £625095
01/05/20 £630000
01/06/20 £646995
01/07/20 £669225
01/08/20 £685094
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The saga of 2020 continues. We bought a car this month so that was fun. It was "used" with 13 miles on it, one dealer bought it from another dealer at auction and had to title it. Flew across the country and road tripped it 2k miles back home in 2 days. This is really a "fun" car and won't hold it's value too well so it was important to me to get a good deal on it. We got it for about 33% off of MSRP and nothing in our local area comps anywhere close to what we purchased it for as the fully loaded model, even base models comp out higher. I added it to our assets lists with a depreciated value of what it should be worth in 4 years so our NW wasn't affected by it too much.
End of NW Change
12/13: $41,032
12/14: $106,801 $65,769
12/15: $197,262 $90,461
12/16: $276,361 $79,099
12/17: $368,051 $91,690
12/18: $394,472 $26,421
12/19: $560,195 $165,723
01/20: $555,645 $-4,550
02/20: $548,136 $-7,509
03/20: $507,165 $-40,971
04/20: $571,647 $64,482
05/20: $602,413 $30,766
06/20: $623,728 $21,315
07/20: $663,216 $39,448
Year to date: $103,021
I hope everyone had a great July! 2020 sure haas been insane so far....
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Joining this thread from the 250--500K thread.
| | 2017 | 2018 | 2019 | 2020 |
| January | - | 318,100 | 359,000 | 465,145 |
| February | - | 321,800 | 370,750 | 467,380 |
| March | - | 313,540 | 378,525 | 418,695 |
| April | 255,900 | 322,810 | 391,005 | 454,145 |
| May | 263,800 | 328,600 | 397,260 | 472,320 |
| June | 268,100 | 331,860 | 407,265 | 485,420 |
| July | 273,100 | 340,250 | 413,395 | 502,730 |
| August | 276,800 | 341,770 | 413,070 | - |
| September | 284,500 | 348,465 | 420,460 | - |
| October | 292,100 | 343,960 | 429,655 | - |
| November | 302,000 | 347,470 | 442,315 | - |
| December | 309,500 | 340,950 | 447,950 | - |
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Joining this thread from the 250--500K thread.
| | 2017 | 2018 | 2019 | 2020 |
| January | - | 318,100 | 359,000 | 465,145 |
| February | - | 321,800 | 370,750 | 467,380 |
| March | - | 313,540 | 378,525 | 418,695 |
| April | 255,900 | 322,810 | 391,005 | 454,145 |
| May | 263,800 | 328,600 | 397,260 | 472,320 |
| June | 268,100 | 331,860 | 407,265 | 485,420 |
| July | 273,100 | 340,250 | 413,395 | 502,730 |
| August | 276,800 | 341,770 | 413,070 | - |
| September | 284,500 | 348,465 | 420,460 | - |
| October | 292,100 | 343,960 | 429,655 | - |
| November | 302,000 | 347,470 | 442,315 | - |
| December | 309,500 | 340,950 | 447,950 | - |
Nice work and welcome!
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April 2015: $98k
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93
Jan 1 2018: $283,829.36
Feb 1 2018: $304,851.88
Mar 1 2018: $303,796.17
Apr 1 2018: $307,682.67
May 1 2018: $315,634.59
Jun 1 2018: $337,046.55
July 1 2018: $340,399.63
Aug 1 2018: $363,304.76
Sept 1 2018: $385,572.12
Oct 1 2018: $392,296.56
Nov 1 2018: $370,000.25
Dec 1 2018: $386,361.40
Jan 1 2019: $359,505.30
Feb 1 2019: $397,087.41
Mar 1 2019: $428,309.57
Apr 1 2019: $440,342.71
May 1 2019: $456,285.80
Jun 1 2019: $441,047.77
Jul 1 2019: $476,489.51
Aug 1 2019: $486,559.27
Sept 1 2019: $483,967.28
Oct 1 2019: $490,200.54
Nov 1 2019: $501,003.17
Dec 1 2019: $531,904.82
Jan 1 2020: $546,089.75
Feb 1 2020: $557,258.06
Mar 1 2020: $522,077.78
Apr 1 2020: $451,185.96
May 1 2020: $510,875.92
Jun 1 2020: $551,923.37
July 1 2020: $567,485.67
Aug 1 2020: $601,161.19
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12/16 - $360,891 $570,338
12/17 - $473,407 $697,411
12/18 - $480,550 $732,108
12/19 - $669,819 $943,739
01/20 - $675,940 $951,251
02/20 - $632,514 $909,220
03/20 - $570,114 $848,222
04/20 - $639,036 $918,460
05/20 - $668,874 $949,803
06/20 - $691,239 $973,588
7/20 - $726,252 $1,009,931
I asked my husband last night if he ever thought he'd be a millionaire. No. No, he did not.
I plan to stay here (indefinitely) because I'd rather my million be actual money rather than net worth (although it's still really cool to be a millionaire on some scale).
Welcome to all of our new folks. Glad you could join us!
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7/20 - $726,252 $1,009,931
I asked my husband last night if he ever thought he'd be a millionaire. No. No, he did not.
I plan to stay here (indefinitely) because I'd rather my million be actual money rather than net worth (although it's still really cool to be a millionaire on some scale).
Congrats @Ladychips!! Yeah, that's the fun part -- crossing over multiple times, depending on what you're including!
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01/01/20 $758,682.52
02/01/20 $757,569.83
03/01/20 $730,717.92
04/01/20 $655,319.66
05/01/20 $713,030.14
06/01/20 $755,092.64
07/01/20 $770,110.40
08/01/20 $800,727.25
This year is a bit of a roller coaster ride, but I hope to see all the money added during the down periods boost the gains in years to come.
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I ran July NW and we officially graduate from this club!
Woot woot!
I feel like I can't tell anyone IRL so I am telling all of you.
Our number is ~1.5 million so on to the next goal!
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I ran July NW and we officially graduate from this club!
Woot woot!
I feel like I can't tell anyone IRL so I am telling all of you.
Our number is ~1.5 million so on to the next goal!
Congratulations!
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Very humbled to have made it into this thread following the sale of our primary residence.
Starting out with $576168 and hoping to make it to $600k by the time we move across the pond to Europe later this year. Our plan is to only marginally touch this stashe in the next 3-5 years which will hopefully allow it to grow towards that million dollar mark.
Ended July with $593503. Just turned in my resignation effective mid September so my high growth months are numbered. Hoping to see $620k before we start the extended sabbatical.
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Joining this thread from the 250--500K thread.
| | 2017 | 2018 | 2019 | 2020 |
| January | - | 318,100 | 359,000 | 465,145 |
| February | - | 321,800 | 370,750 | 467,380 |
| March | - | 313,540 | 378,525 | 418,695 |
| April | 255,900 | 322,810 | 391,005 | 454,145 |
| May | 263,800 | 328,600 | 397,260 | 472,320 |
| June | 268,100 | 331,860 | 407,265 | 485,420 |
| July | 273,100 | 340,250 | 413,395 | 502,730 |
| August | 276,800 | 341,770 | 413,070 | - |
| September | 284,500 | 348,465 | 420,460 | - |
| October | 292,100 | 343,960 | 429,655 | - |
| November | 302,000 | 347,470 | 442,315 | - |
| December | 309,500 | 340,950 | 447,950 | - |
Nice work and welcome!
Thank you!
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Jan 2017 - £346,854
===============
Jan 2018 - £456,088
===============
Jan 2019 - £495,379
===============
Jan 2020 - £606,791
Feb 2020 - £598,230 (-£8,561)
Mar 2020 - £622,178 (+£23,948)
Apr 2020 - £587,380 (-£34,798)
May 2020 - £605,014 (+£17,364)
Jun 2020 - £635,485 (+£30,471)
Jul 2020 - £645,221 (+£9,736)
Aug 2020 - £634,258 (-£10,963)
Another bumpy month for the investments. All seemed to be going well until Friday when things tanked again.
We also made a car purchase for cash of £17.5k which has knocked down the numbers here (but transferred over to our overall Net Worth figure which includes the house equity).
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August 2016: $280k
November 2017: $380k
July 2018: $490k
April 2019: $541k
May 2019: $575k
Have now doubled our NW since finding MMM 2.75 years ago!
January 2020: 625k
August 2020: 711k
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Hey Tall Texan (fellow Texan here)
I was 80/20, moved to 70/30 in early February. Maxing out the 401 and the Roth as well.
@drumstache , that timing sounds like it was...fortuitous. Nicely done!
I lived in San Marcos for sixteen years (my parents are still there), and went to college in San Antonio for four.
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| Investment Accounts |
| End Of Month | Liquid Balance | $$ I invested | total change |
| Dec 2016 | $322,818 | $30,604 | |
| Dec 2017 | $438,627 | $40,177 | $115,809 |
| Dec 2018 | $518,373 | $87,168 | $79,746 |
| Dec 2019 | $778,776 | $95,881 | $260,403 |
| July 2020 | $819,749 | $38,793 | $40,973 |
| | | | |
| Jan 2020 | $777,421 | $3,389 | $-1,355 |
| Feb 2020 | $753,453 | $4,390 | $-23,968 |
| Mar 2020 | $645,440 | $11,556 | $-108,013 |
| Apr 2020 | $716,401 | $8,303 | $70,961 |
| May 2020 | $757,000 | $4,080 | $40,599 |
| June 2020 | $780,621 | $4,130 | $23,621 |
| July 2020 | $819,749 | $3,810 | $39,128 |
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Why hello big pond, small fish here shocked at the prospect of actually tracking towards two commas.
You can read my resume below, and if the market cooperates I plan on hanging out until my 35th birthday (2 years).
-25,000 -> 100,000 was done in 10 months
100,000 -> 250,000 was done in 15 months
250,000 -> 500,000 was done in 16 months
500,000 -> 1,000,000 should be 24 months
My current compensation is about double what I'm used to making, but is inextricably tied to very low job security and Canadian politics so I feel privileged every week when I invest. I have one kid with plans for a second during this window as well.
I'll be chasing up above the next group so won't be FIRE'ing from here but am excited nonetheless.
| | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
January | - | -$25,189 | $116,236 | $230,742 | $402,238 | - | - |
February | - | -$24,977 | $122,183 | $244,321 | $389,937 | - | - | - |
March | Found MMM-> | -$21,759 | $122,763 | $252,749 | $359,271 | - | - |
April | - | -$15,838 | $129,950 | $263,657 | $441,401 | - | - |
May | - | $7,447 | $149,174 | $252,690 | $482,281 | - | - |
June | - | $16,623 | $154,992 | $287,639 | $499,025 | - | - |
July | -$19,048 | $27,638 | $167,846 | $299,427 | $540,432 | - | Graduation |
August | -$18,739 | $39,025 | $180,481 | $313,257 | | - | - |
September | -$21,536 | $49,626 | $185,098 | $321,358 | - | - | - |
October | -$25,832 | $59,438 | $194,857 | $336,179 | - | - | - |
November | -$25,621 | $71,949 | $205,772 | $351,985 | - | - | - |
December | -$25,405 | $110,473 | $212,859 | $385,426 | - | - | - |
Only tracking personal liquid stash and do not include my wife's savings or any Real Estate equity at this point
@dreadmoose
We seem to be on fairly parallel paths, although your income (or savings) alone appears to be what my wife and I make combined.
Took us about the same amount of time to go from 250k > 500k and we're also just entering this race. You're 6k ahead currently, but not for long if I can help it!
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12/31/2014: INV-$10,584.06 NW-$-20,000
12/31/2015: INV-$49,877.48 NW-$78,264.92
12/31/2016: INV-$106,390.73 NW-$188,244.13
12/31/2017: INV-$265,731.22 NW-$277,837.89
12/31/2018: INV-$332,761.13 NW-$357,901.80
12/31/2019: INV-$545,957.38 NW-$583,896.83
01/31/2020: INV-$554,278.54 NW-$597,803.17
02/29/2020: INV-$530,928.16 NW-$572,428.24
03/31/2020: INV-$475,079.49 NW-$519,370.12
04/30/2020: INV-$529,397.31 NW-$573,982.99
05/31/2020: INV-$573,990.90 NW-$621,671.08
06/31/2020: INV-$607,523.01 NW-$657,069.99
07/31/2020: INV-$630,288.01 NW-$682,393.77
Paid for an expensive elective surgery on CC last month so will be paying off that bill this month. It has completely improved quality of life so it was worth it but will slow savings this next month. Just keep chugging along.
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@dreadmoose
We seem to be on fairly parallel paths, although your income (or savings) alone appears to be what my wife and I make combined.
Took us about the same amount of time to go from 250k > 500k and we're also just entering this race. You're 6k ahead currently, but not for long if I can help it!
Ooh, exciting!
My wife earns well normally but is currently on Maternity leave. With plans for a second soon she actually slows down my savings a little bit, so it's on BFTFI!
@Trifele thanks for the welcome! I've been eyeing this thread as the most exciting part of the stash building so it feel nice to finally be in here.
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Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038 ($34,3528)
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cash+rental equity add primary residence equity
1/2016 $507K $627K
1/2017 $625K $797K
12/2017 $762K $903K begin remodeling primary residence
12/2018 $821K $964K
12/2019 $818K $965K Passed final inspection on our remodel.
1/2020 $836K $996K
2/2020 $845K $996K
2/7/2020 $853K $1004K !! yay!! Briefly over 1MM! big day for a stock I own.
4/2020 $794K $944K
5/2020 $818K $971K
6/2020 mod $867K $1044K Zillow values on our properties went way up.
6/2020 mod2 $746K $865K (Using very conservative tax assessed values)
8/2020 $881K $1061K
8/2020 alt $782K $892K (Using very conservative tax assessed values)
1MM dates, who knows made it!
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Liquid assets / Net worth
Jan 2018 $415.5K / $508K
Jun 2018 $518.8K / $578.4K
Jul 2018 $528.3K / $588.2K
Aug 2018 $543K / $603.2K
Sep 2018 $548K / $608.6K
Oct 2018 $492.6K / $569.5K
Nov 2018 $502K / $585.3K
Dec 2018 $476.8K / $554K
Jan 2019 $509.1K / $587K
Feb 2019 $534.2K / $612.6K
Mar 2019 $549K / $627.8K
Apr 2019 $561.1K / $640.1K
May 2019 $533.5K / $612.9K
June 2019 $566K / $646K
July 2019 $569K / $649K
Aug 2019 $558.4K / $638.8K
Sept 2019 $569.6K / $650.3K
Oct 2019 $583.5K / $664.5K
Nov 2019 $602.3K / $683.7K
Dec 2019 $621.3K / $703.1K
June 2020 $641.8K / $722.8K
July 2020 $674.1K / $755.9K
Net worth halfway from 500K to 1M
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Hi! I never post here, but I’m pretty sure today is the day that my husband and I hit a million dollars on our road to FI. We won’t know officially until tomorrow morning since the TSP doesn’t update until then, but we were only a couple thousand away, and we figure today’s market increase was enough to clinch it.
We went out to dinner to celebrate, but it’s a lonely milestone—definitely not anything we plan to talk to friends or family about. But oh my god, it is so wonderful to be that much closer to being able to FIRE and escape our dreadful jobs forever.
I love this forum and all of you and am so grateful for a place where such things can be discussed while friends and family are none the wiser :-D
Best wishes for everyone’s path to FIRE!
Josh
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Hi! I never post here, but I’m pretty sure today is the day that my husband and I hit a million dollars on our road to FI. We won’t know officially until tomorrow morning since the TSP doesn’t update until then, but we were only a couple thousand away, and we figure today’s market increase was enough to clinch it.
We went out to dinner to celebrate, but it’s a lonely milestone—definitely not anything we plan to talk to friends or family about. But oh my god, it is so wonderful to be that much closer to being able to FIRE and escape our dreadful jobs forever.
I love this forum and all of you and am so grateful for a place where such things can be discussed while friends and family are none the wiser :-D
Best wishes for everyone’s path to FIRE!
Josh
Congratulations!
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Hi! I never post here, but I’m pretty sure today is the day that my husband and I hit a million dollars on our road to FI
Congratulations @Bramjam !
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We went out to dinner to celebrate, but it’s a lonely milestone—definitely not anything we plan to talk to friends or family about. But oh my god, it is so wonderful to be that much closer to being able to FIRE and escape our dreadful jobs forever.
I know what you mean about the "lonely milestone". There is just no easy way to share it with someone. I even find myself under-reporting assets with my financial advisor because I don't want him trying to pitch us investment products that will result in him earning more fees from us.
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Made it to $1M this week. Feels good, but I'm pretty sure I'll be bouncing back and forth in this thread for a while.
DEC 2019 - 933k
Up 196k for the year.
JUN 2019 - 844k
DEC 2018 NW: 737K
DEC 2017 NW: 697k
DEC 2016 NW: 559k
DEC 2015 NW: 444k
DEC 2014 NW: 385k
DEC 2013 NW: 337k
DEC 2012 NW: 253k
DEC 2011 NW: 209K
DEC 2010 NW: 184k
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It's been awhile and times have been strange but we keep chugging along, with a steady upward trajectory:
Aug 2020 - $915k
Sep 2019 - $780k
Sep 2018 - $656k
Sep 2017 - $538k
Sep 2016 - $330k
December's number is $820k! Still think we're looking at 2021 but the last few months have been productive.
A year has passed and we move slowly upward (other than this month, anyway, we bought a van):
Oct 2019 - $770k
Sep 2019 - $780k
Jul 2019 - $766k
Apr 2019 - $739k
Oct 2018 - $666k
Sep 2018 - $656k
July 2018 - $651k
June 2018 - $634k
May 2018 - $624k
Apr 2018 - $612k
Mar 2018 - $599k
Feb 2018 - $590k
Jan 2018 - $580k
Dec 2017 - $569k
Nov 2017 - $561k
Oct 2017 - $546k
Sep 2017 - $538k
Aug 2017 - $497k
July 2017 - $483k
Jun 2017 - $479k
May 2017 - $454k
Apr 2017 - $448k
Mar 2017 - $435k
Feb 2017 - $433k
Jan 2017 - $410k
Oct 2016 - $370k
Sep 2016 - $330k
Hoping to get to a mill by 2021!
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2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Feb 3rd $523
March 1st $499 I am glad I rebalanced the end of Jan, bought more bonds to maintain my IPS.
April 1st $455
May 1st $498.5 didn't check all month, so surprised at this.
June 1st $519.5
July 1st $534 yay back up again!
August 10 $547.5 Had to replace my car this month, paid in full of course and still up! :)
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| | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | $- | $292,190 | $304,411 | $437,806 | $581,831 | $615,789 | $767,806 | - |
| February | $- | $332,002 | $331,197 | $162,424 | $585,663 | $662,207 | $735,649 | - |
| March | $- | $332,209 | $331,749 | $481,340 | $583,773 | $683,014 | $683,851 | - |
| April | $- | $336,743 | $260,548 | $483,994 | $582,862 | $719,849 | $734,510 | - |
| May | $256,131 | $338,884 | $373,153 | $483,982 | $585,929 | $701,938 | $760,661 | - |
| June | $258,642 | $321,529 | $377,807 | $490,951 | $590,577 | $731,170 | $777,705 | - |
| July | $276,381 | $320,767 | $414,764 | $503,706 | $601,024 | $721,753 | $819,352 | - |
| August | $296,700 | $313,896 | $405,676 | $513,111 | $606,442 | $686,503 | - | - |
| September | $290,244 | $301,079 | $422,204 | $525,158 | $610,690 | $698,968 | - | - |
| October | $274,986 | $308,291 | $413,967 | $533,760 | $585,817 | $577,615 | - | - |
| November | $282,762 | $308,558 | $419,572 | $549,074 | $595,773 | $620,036 | - | - |
| December | $292,942 | $312,281 | $431,458 | $557,941 | $575,877 | $760,501 | - | - |
Quite a nice jump again. Side hustle money from delivery gig work added a thousand or so along with lowered expenses due to COVID keeping us home and us not spending to do things out as much as we do adding a bit, but the majority of this would have been market gains. Of the $108K change over 90 days, $94K is market related as I look at my Personal Capital details. After taking out a $5K gift we received the $9K increase over three months is accounted for for the same reasons. Glad to have broken the $800K barrier and looking forward to further progress as currently already up over $10K since the start of August so we'll see if that hold through the end of the month.
-
Just crossed over $500k for the stache this past month, so I'll jump in on the race.
Started tracking:
Jan 16: $181.2k
Feb 19: $532.8k
Update to April 1st. $546.25k
Update to October 1st: $620.15k
Feb 1. 20: $710.5k
March 1 20: $685.7k
Apr 1 20: $605.9k
May 1 20: $693.4k
June 1 20: $724.5k
Back up for the year (of course this counts a decent chunk of contributions too).
Aug 1 20: $789.1k
I've decided to prioritize paying down the mortgage a bit more for the guaranteed 3.375% return and to get it paid off in the next ~5ish years. So my growth here may slow down as this only counts our investments.
-
| 2015 DEC | : | 252k | <- Crossed 250k |
| - | - |
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
| 2016 NOV | : | 361k | (+24k) |
| 2016 DEC | : | 368k | (+7k) |
| - | - |
| 2017 JAN | : | 382k | (+14k) |
| 2017 FEB | : | 403k | (+21k) |
| 2017 MAR | : | 416k | (+13k) |
| 2017 APR | : | 427k | (+11k) |
| 2017 MAY | : | 436k | (+9k) |
| 2017 JUN | : | 449k | (+13k) |
| 2017 JUL | : | 464k | (+15k) |
| 2017 AUG | : | 478k | (+14k) |
| 2017 SEPT | : | 494k | (+16k) |
| 2017 OCT | : | 510k | (+16k) <- Crossed 500k |
| 2017 NOV | : | 523k | (+13k) |
| 2017 DEC | : | 534k | (+11k) |
| - | - |
| 2018 JAN | : | 558k | (+24k) |
| 2018 FEB | : | 569k | (+11k) |
| 2018 MAR | : | 560k | (-9k) |
| 2018 APR | : | 574k | (+14k/+5k) |
| 2018 MAY | : | 575k | (+1k) |
| 2018 JUNE | : | 575k | (+0k) |
| 2018 JULY | : | 599k | (+24k) |
| 2018 AUG | : | 620k | (+21k) |
| 2018 SEPT | : | 625k | (+5k) |
| 2018 OCT | : | 597k | (-28k) |
| 2018 NOV | : | 606k | (+9k/-19k) |
| 2018 DEC | : | 580k | (-26k/-45k) |
| - | - |
| 2019 JAN | : | 628k | (+48k/+3k) |
| 2019 FEB | : | 666k | (+38k) |
| 2019 MAR | : | 677k | (+11k) |
| 2019 APR | : | 706k | (+29k) |
| 2019 MAY | : | 670k | (-36k) |
| 2019 JUNE | : | 709k | (+39k/+3k) |
| 2019 JULY | : | 712k | (+3k) |
| 2019 AUG | : | 720k | (+8k) |
| 2019 SEPT | : | 725k | (+5k) |
| 2019 OCT | : | 753k | (+28k) <- Crossed 750k |
| 2019 NOV | : | 777k | (+24k) |
| 2019 DEC | : | 798k | (+21k) |
| - | - |
| 2020 JAN | : | 809k | (+11k) |
| 2020 FEB | : | 780k | (-29k) |
| 2020 MAR | : | 700k | (-80k/-109k) |
| 2020 APR | : | 762k | (+62k/-47k) |
| 2020 MAY | : | 818k | (+56k/+8k) |
| 2020 JUNE | : | 840k | (+22k) |
| 2020 JULY | : | 884k | (+44k) |
Starting to look like the goal is getting closer, and quickly. 2-3 months like this, and I am done. Crazy but, i've seen bull runs in the past run longer than this.
Already at 908k a week or so into AUG. I have quite a bit of uncounted home appreciation and a bit of crypto that im saving until the end before counting. Fun times!
-
We just hit 500k invested after I paid off a 401k loan. Exciting times!
-
$991,000- Posted on March 12 right before the huge crash. Didn't think we would ever get to $1 mil due to being furloughed.
$1,007,000- Posted on May 26th. First time we realized we passed $1 mil. Got lucky because I reallocated most of our investments to bonds and started moving the funds back to Index slowly.
$1,050,000- As of Aug 11th. Thank God we have about 80% of our investments back in Index during this run up. Who knew with our economy in shamble that the SP is almost back to its high.
We have roughly about $325k our of $395k back in Indexes. That's 82%.
We have another $65k of cash that I would love to go toward Indexes but the market is a bit scary right now.
LOL, I'm still furloughed and collecting UE. What a great year this could have been with my wife making $50k and myself $120k.
Can't complain. Enjoying the extended layoff.
-
Congrats @Jack0Life, and welcome @dadbod !!! This is the coolest crew in the MMM forum.
I hit a milestone this morning: $901,550. Two more posts (hopefully): end of year 2020 (can't come soon enough), and graduation.
2011: $167,933
2012: $208,846
2013: $308,056
2014: $358,723
2015: $371,371
2016: $457,543
2017: $580,045
2018: $603,787
2019: $826,413
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I'm so excited and have to share here as I can't share anywhere else. Today we officially put our toe over the 1M dollar mark!! I'm sure we'll tip back and forth for a while so I'll stay in this group until we hold steady but it's the first time I've seen TWO commas on my investments!
Note: this excludes home value and kids college funds.
-
I'm so excited and have to share here as I can't share anywhere else. Today we officially put our toe over the 1M dollar mark!! I'm sure we'll tip back and forth for a while so I'll stay in this group until we hold steady but it's the first time I've seen TWO commas on my investments!
Note: this excludes home value and kids college funds.
NIIIICE!!! Congrats @asauer !
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I'm so excited and have to share here as I can't share anywhere else. Today we officially put our toe over the 1M dollar mark!! I'm sure we'll tip back and forth for a while so I'll stay in this group until we hold steady but it's the first time I've seen TWO commas on my investments!
Note: this excludes home value and kids college funds.
Congrats! We crossed $1M net worth in April 2019, including house.
Now, we are at $590k in investments!!! So close to $600k. I have already saved $26k in my 401k this year (yay 50!), so I know I can save at least another 10k before the year's out.
I find myself thinking how great it will be to "save my first million".
Sometimes I worry about stealth wealth but a funny thing happens when you drive a very old (yet awesome) car or ride a bike, it's like an invisibility cloak haha. People can't fathom you'd do that voluntarily.
-
Quarterly:
10/1/18 $502K
01/1/19 $480K - this was all market drop; no change to savings behavior
04/1/19 $546K
07/1/19 $579K
10/1/19 $586K - pulled a chunk out of our HSA to pay for childbirth costs incurred earlier in the year; also started daycare; husband took 2 months unpaid paternity leave... savings rate currently in the toilet
Includes home equity. Doesn't include roughly $30K in cash.
Anticipated graduation: mid-2023
Haven't been updating regularly, but enjoying looking at progress right now!
Net worth progress (includes home equity; does not include roughly $30k in cash)
10/1/18 $502K
01/1/19 $480K - this was all market drop; no change to savings behavior
04/1/19 $546K
07/1/19 $579K
10/1/19 $586K - pulled a chunk out of our HSA to pay for childbirth costs incurred earlier in the year; also started daycare; husband took 2 months unpaid paternity leave... savings rate currently in the toilet
1/1/20 $650K
4/1/20 $678K
7/1/20 $689K
Anticipated graduation for net worth: mid-2022 (holy heck -- that's a whole year shaved off from my last update. Making faster progress than anticipated.)
Also just graduated from the $250k-$500k thread, where I was watching investments-only. So here's the start of investments-only, without home equity and without cash on hand:
8/1/20 $508K
Anticipated graduation: January 2024
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Joining this race!!
As of 8/13- Liquid NW is $700,373* after selling home. Woohoo...I want to post here so I can track how soon we reach $1 million.
*Excludes equity in rental properties and equity in primary residence.
Updated to clarify what the figure excludes.
-
Jumping into this race behind Mrs. Sloth!
Fell off from the previous race for a while with the arrival of our first child. Less money was going into investments and I hardly had time to think in my desperate quest to get sleep as a new parent. But VTSAX didn't need much input from me so after a year and half break, during which I did invest here and there, I find myself joining the fun with:
05/01/2017: $198,456
05/15/2017: $200,404
05/31/2017: $207,044
06/15/2017: $213,996
07/05/2017: $219,933
07/17/2017: $225,853
08/01/2017: $228,504
08/24/2017: $228,854
09/01/2017: $237,500
09/19/2017: $245,500
10/02/2017: $251,933
11/07/2017: $266,000
12/27/2017: $280,000
01/12/2018: $300,768
01/23/2018: $305,566
11/27/2018: $359,000
03/01/2019: $400,283
08/15/2020: $612,831 (DW and my investment accounts only)
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Welcome @Mrs. Sloth and @TryingtoFIREinLAnow!
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Thank you @Trifele! Hard to believe I made it here actually...faster than I have ever imagined.
-
Joining up!
Some history:
Date Assets Debts Net Worth
Jul-14 $78,648.04 $398,451.67 -$319,803.63
Jul-15 $410,895.20 $603,418.44 -$192,523.24
Jul-16 $463,581.17 $536,786.33 -$73,205.16
Jul-17 $543,077.53 $503,380.09 $39,697.44
Jul-18 $664,484.76 $432,715.60 $231,769.16
Jul-19 $763,637.38 $423,618.42 $340,018.96
This year:
Jan-20 $873,556.39 $427,317.72 $446,238.67
Feb-20 $856,664.00 $436,400.00 $420,264.00
Mar-20 $777,418.00 $426,449.51 $350,968.49
Apr-20 $829,006.00 $423,381.00 $405,625.00
May-20 $876,161.00 $419,323.00 $456,838.00
Jun-20 $895,819.00 $420,717.00 $475,102.00
Jul-20 $941,839.00 $419,033.75 $522,805.25
Some data:
-Double pharmacists - wife's loans are gone, I'm scheduled for Public Student Loan Forgiveness in 2024, so my SL and the mortgage is still included.
-LCOL area.
-One child.
-All investments are VTSAX or replicate it as closely as available. (522k as of this post)
Glad to be here!
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11 days later, we passed $600k in investments! I am amazed.
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Yes! We are also stealth wealth, people don't get why we don't have a golf membership, new cars or a boat, lol.
I'm so excited and have to share here as I can't share anywhere else. Today we officially put our toe over the 1M dollar mark!! I'm sure we'll tip back and forth for a while so I'll stay in this group until we hold steady but it's the first time I've seen TWO commas on my investments!
Note: this excludes home value and kids college funds.
Congrats! We crossed $1M net worth in April 2019, including house.
Now, we are at $590k in investments!!! So close to $600k. I have already saved $26k in my 401k this year (yay 50!), so I know I can save at least another 10k before the year's out.
I find myself thinking how great it will be to "save my first million".
Sometimes I worry about stealth wealth but a funny thing happens when you drive a very old (yet awesome) car or ride a bike, it's like an invisibility cloak haha. People can't fathom you'd do that voluntarily.
-
Yes! We are also stealth wealth, people don't get why we don't have a golf membership, new cars or a boat, lol.
I'm so excited and have to share here as I can't share anywhere else. Today we officially put our toe over the 1M dollar mark!! I'm sure we'll tip back and forth for a while so I'll stay in this group until we hold steady but it's the first time I've seen TWO commas on my investments!
Note: this excludes home value and kids college funds.
Congrats! We crossed $1M net worth in April 2019, including house.
Now, we are at $590k in investments!!! So close to $600k. I have already saved $26k in my 401k this year (yay 50!), so I know I can save at least another 10k before the year's out.
I find myself thinking how great it will be to "save my first million".
Sometimes I worry about stealth wealth but a funny thing happens when you drive a very old (yet awesome) car or ride a bike, it's like an invisibility cloak haha. People can't fathom you'd do that voluntarily.
It’s far better to be rich than to appear rich. But that is what trips up most people; they want so desperately to look rich to other people.
-
Yes! We are also stealth wealth, people don't get why we don't have a golf membership, new cars or a boat, lol.
I'm so excited and have to share here as I can't share anywhere else. Today we officially put our toe over the 1M dollar mark!! I'm sure we'll tip back and forth for a while so I'll stay in this group until we hold steady but it's the first time I've seen TWO commas on my investments!
Note: this excludes home value and kids college funds.
Congrats! We crossed $1M net worth in April 2019, including house.
Now, we are at $590k in investments!!! So close to $600k. I have already saved $26k in my 401k this year (yay 50!), so I know I can save at least another 10k before the year's out.
I find myself thinking how great it will be to "save my first million".
Sometimes I worry about stealth wealth but a funny thing happens when you drive a very old (yet awesome) car or ride a bike, it's like an invisibility cloak haha. People can't fathom you'd do that voluntarily.
It’s far better to be rich than to appear rich. But that is what trips up most people; they want so desperately to look rich to other people.
+1000
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Jumping in after dropping the progress threads for a while:
NW:
April 2017: 175k
April 2018: 333k
April 2019: 400k
February 2020: 515k (today)
There are a few of us who are newer around here. Welcome, welcome!
I neglected to respond and thank you for the welcome! And I'll add a "milestone" update:
NW:
April 2017: 175k
April 2018: 333k
April 2019: 400k
February 2020: 515k
August 2020: 602k (415k invested/$50k cash)
I've noticed that I'm much more interested in the amount invested than total NW these days, but hitting 600k is nice. It might be fair to say that while we aren't FI, traditional retirement is fully funded and we don't have worry about money anymore. It's surreal, as this was probably the main goal when I started with MMM
-
$991,000- Posted on March 12 right before the huge crash. Didn't think we would ever get to $1 mil due to being furloughed.
$1,007,000- Posted on May 26th. First time we realized we passed $1 mil. Got lucky because I reallocated most of our investments to bonds and started moving the funds back to Index slowly.
$1,050,000- As of Aug 11th. Thank God we have about 80% of our investments back in Index during this run up. Who knew with our economy in shamble that the SP is almost back to its high.
We have roughly about $325k our of $395k back in Indexes. That's 82%.
We have another $65k of cash that I would love to go toward Indexes but the market is a bit scary right now.
LOL, I'm still https://forum.mrmoneymustache.com/Themes/default/images/bbc/ftp.giffurloughed and collecting UE. What a great year this could have been with my wife making $50k and myself $120k.
Can't complain. Enjoying the extended layoff.
I found an older 3/28 spreadsheet that showed more exact numbers.
Its been a crazy 5 months. I don't think 1 single person would have guessed that in AUG 2020 the SP500 would pass its previous high already
I'm not gonna lie. I had a lot of my investments on the sideline and were slowing moving them back. I had a bunch of cash too that I would have dumped into Index but I didn't think the SP would regain all its losses that quickly.
Also had to spend $8K fixing the roof and various stuff on the rental.
Can't complain though. Been furloughed from a $120k job since 3/19.
8/27 3/28
----- ------
Rental 210000 210000
Primary 141000 135000 Primary value has gone up $10k-$15k but the increase is from principle paid.
Assets 45000 45000
HSA 18512 16275
IRA-roth 97742 76946
IRA 55401 43996
Inx funds 91614 79833
401k 20734 18300
Wife 401k 21024 12000
Wife HSA 5300 4170
Wifes IRA 63736 55046
Loan 182187 183667
Cash 109340 98016
Gold 6000 6000
Net Worth 1067596 984249
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Just over $900k. One of the meaningless numbers I calculate when I do my check-ins is my increase or decrease from my last check in in dollars per day. I’m averaging a net worth increase of $1,200/day since April 1. That is pretty good for being retired.
So, at this rate I should hit $1,000,000 on November 18.
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Just over $900k. One of the meaningless numbers I calculate when I do my check-ins is my increase or decrease from my last check in in dollars per day. I’m averaging a net worth increase of $1,200/day since April 1. That is pretty good for being retired.
So, at this rate I should hit $1,000,000 on November 18.
What about the rate from Jan 1 :)
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I see people "sticking around" after they hit 1m instead of graduating. Why is this? There is 100% always a chance, or rather, a certainty you will drop back into the "6 figure club". I don't think the 1m-2m race folks will bite if your 4th post is 980k after a market drop :)
How safely into the next bracket do we really need to be to be "real" millionaires.
I think this stems from everyone being so damn conservative here haha
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I see people "sticking around" after they hit 1m instead of graduating. Why is this? There is 100% always a chance, or rather, a certainty you will drop back into the "6 figure club". I don't think the 1m-2m race folks will bite if your 4th post is 980k after a market drop :)
I wholeheartedly agree and am perplexed why someone would announce they are sticking around this thread to make sure the million sticks or whatever their reason. It's a race to one million. Once you hit it, whether on the second day of the month or the last, do a little dance, post your update, and move on to the next thread and don't look back.
-
I see people "sticking around" after they hit 1m instead of graduating. Why is this? There is 100% always a chance, or rather, a certainty you will drop back into the "6 figure club". I don't think the 1m-2m race folks will bite if your 4th post is 980k after a market drop :)
How safely into the next bracket do we really need to be to be "real" millionaires.
I think this stems from everyone being so damn conservative here haha
I think of myself as an alumnus of this thread, with visiting privileges. When I hit 1M in TNW, I posted in the 1-2M thread as a 'probationary' member and then when LNW crossed the line I thought of myself as an official member of the next group.
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So I'm just now joining this thread I guess maybe in disbelief that the bull market is still going. I started my journey in earnest in 2012 I guess so:
Dec 31 of:
Year Total Worth
2012: $170,820
2013: $296,894
2014: $335,473
2015: $337,513
2016: $428,895
2017: $309,063
2018: $370,660
2019: $608,414
Aug 27, 2020: $743,325
It still doesn't even seem real to me. In just a little over a year and a half from Dec 31, 2018 to the present date my NW doubled almost on the nose and it's not like I got a pay raise or lowered expenses in that time period. It's just been slow and steady investing in broad stock funds for the most part.
I know I've read people saying that it can be shocking how quickly you build wealth once you're up in the high 6's and into the 7-digit range but this honestly took me by surprise. It was almost 6 years from 2012 to 2018 to double, then this seemingly unreal bubble of a run to double in 20 months? I mean I guess if the market crashes and stalls this fall and doesn't come back for 10 years then so be it, but in the meantime I guess I'm technically in the hunt for this goal of making my first million too.
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Just over $900k. One of the meaningless numbers I calculate when I do my check-ins is my increase or decrease from my last check in in dollars per day. I’m averaging a net worth increase of $1,200/day since April 1. That is pretty good for being retired.
So, at this rate I should hit $1,000,000 on November 18.
What about the rate from Jan 1 :)
Almost exactly $0/day! But I did also buy a new car.
And obviously the proper way to do this is to only use the number from the arbitrary date I picked, then extrapolate forward assuming the current trend will continue forever.
-
Decided to wait to post here until our investments topped 500k. We have saving in earnest for abt 10 years, and have kept at it despite kids and buying a house. Today was the day I checked our investments and they were over 500k!
So our NW stats:
8/28/2020: 741,386 (502,150 invested)
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01/01/17 £374668
01/01/18 £497097
01/01/19 £547415
01/01/20 £649762
01/02/20 £655831
01/03/20 £644284
01/04/20 £625095
01/05/20 £630000
01/06/20 £646995
01/07/20 £669225
01/08/20 £685094
01/09/20 £703184
Well Monday is a holiday so posting early.
A massive milestone for me today, >£700k.
Incredible for me and so happy even if its short lived LOL :)
Next big push for 750k (which is $1MM :D )
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welcome @Mrsweisass (great name) and congrats @skip207! Nice milestone. :)
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Well, yesterday after readjusting my home value and one of my side investments, I officially cracked 1 mil.
This is my largest monthly gain ever, I never even had a post in the 900k range. To be fair, I would have but I only adjust my home value every so often (it went up 20-30k, my other investment went up 20-30k, and VTSAX has gone up some unreal amount in the last month)
I've been in this thread (and the 250k-500k one) every single month from 2015 on, back when I had a NW of 250k. It took around 4.5 years to add the other 750k...
I'll still do my last monthly check-in, in a few days, to top it off!
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6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
12/1/18 = $636
1/1/19 = $630
2/1/19 = $664
3/1/19 = $682
4/1/19 = $691
5/1/19 = $708
6/1/19 = $702
7/1/19 = $731
8/1/19 = $737
9/1/19 = $736
10/1/19 = $746
11/1/19 = $761
12/1/19 = $781
1/1/20 = $809
2/1/20 = $824
3/1/20 = $806
4/1/20 = $744
5/1/20 = $783
6/1/20 = $809
7/1/20 = $827
8/1/20 = $861
9/1/20 = $893
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I still have fifteen years before I want to retire. I feel pretty good with where I am at in life with regards to my finances.
2015 296,000
2016 402,438
2017 534,213
2018 631,884
2019 782,239 (estimated)
2015 296,000
2016 402,438
2017 534,213
2018 631,884
2019 817,971
Current 782,688
EOY Est 782,688
2015 296,000
2016 402,438
2017 534,213
2018 631,884
2019 817,971
Current 855,000
EOY Est 855,000
2015 296,000
2016 402,438
2017 534,213
2018 631,884
2019 817,971
Current 916,473
EOY Est 950,000
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welcome @Mrsweisass (great name) and congrats @skip207! Nice milestone. :)
Thanks so much for the welcome! It is great to be here :D
-
I see people "sticking around" after they hit 1m instead of graduating. Why is this? There is 100% always a chance, or rather, a certainty you will drop back into the "6 figure club". I don't think the 1m-2m race folks will bite if your 4th post is 980k after a market drop :)
How safely into the next bracket do we really need to be to be "real" millionaires.
I think this stems from everyone being so damn conservative here haha
I have no interest in hitting $2 millions.
I think that if I still have my $120k job and my wife were interested in climbing the corporate ladder, we could maybe get close to $2 millions in 5 yrs as we are a DINK couple but whats the point. Our objective is to let our million grow and just work minimally just to cover expenses. In 5 yrs, the million will be what ever it will be and we can retire for good.
Even living on $60k is extravagant for us and that's with a $2000 house expense.
Maybe my new goal is $1 mil without equity in our primary home.
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01/01/17 £374668
01/01/18 £497097
01/01/19 £547415
01/01/20 £649762
01/02/20 £655831
01/03/20 £644284
01/04/20 £625095
01/05/20 £630000
01/06/20 £646995
01/07/20 £669225
01/08/20 £685094
01/09/20 £703184
Well Monday is a holiday so posting early.
A massive milestone for me today, >£700k.
Incredible for me and so happy even if its short lived LOL :)
Next big push for 750k (which is $1MM :D )
Congrats skip207! I feel our progress has been closely mirrored with you always just a little ahead of me!
My eta for £700k is December, after which I'm calling it quits!
Jan 2017 - £346,854
===============
Jan 2018 - £456,088
===============
Jan 2019 - £495,379
===============
Jan 2020 - £606,791
Feb 2020 - £598,230 (-£8,561)
Mar 2020 - £622,178 (+£23,948)
Apr 2020 - £587,380 (-£34,798)
May 2020 - £605,014 (+£17,364)
Jun 2020 - £635,485 (+£30,471)
Jul 2020 - £645,221 (+£9,736)
Aug 2020 - £634,258 (-£10,963)
Sep 2020 - £650,643 (+£16,385)
-
5/3/20: 64k
6/4/20: 595k
7/1/20: 596k
Static, not much movement.
Is your May number accurate? Just seems like a very big leap, so if it is assuming large deposits.
Thanks, just caught that.
And I'm reading the Wheel of Time series now. Boy he is a bit verbose. Book 6, just 6000 more pages to go.
-
01/01/17 £374668
01/01/18 £497097
01/01/19 £547415
01/01/20 £649762
01/02/20 £655831
01/03/20 £644284
01/04/20 £625095
01/05/20 £630000
01/06/20 £646995
01/07/20 £669225
01/08/20 £685094
01/09/20 £703184
Well Monday is a holiday so posting early.
A massive milestone for me today, >£700k.
Incredible for me and so happy even if its short lived LOL :)
Next big push for 750k (which is $1MM :D )
Congrats skip207! I feel our progress has been closely mirrored with you always just a little ahead of me!
My eta for £700k is December, after which I'm calling it quits!
Jan 2017 - £346,854
===============
Jan 2018 - £456,088
===============
Jan 2019 - £495,379
===============
Jan 2020 - £606,791
Feb 2020 - £598,230 (-£8,561)
Mar 2020 - £622,178 (+£23,948)
Apr 2020 - £587,380 (-£34,798)
May 2020 - £605,014 (+£17,364)
Jun 2020 - £635,485 (+£30,471)
Jul 2020 - £645,221 (+£9,736)
Aug 2020 - £634,258 (-£10,963)
Sep 2020 - £650,643 (+£16,385)
Cheers and good luck for December. We are pushing on till probably Sept/Oct next year if things go ok with the economy next year. My target is 850k.
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I see people "sticking around" after they hit 1m instead of graduating. Why is this? There is 100% always a chance, or rather, a certainty you will drop back into the "6 figure club". I don't think the 1m-2m race folks will bite if your 4th post is 980k after a market drop :)
I wholeheartedly agree and am perplexed why someone would announce they are sticking around this thread to make sure the million sticks or whatever their reason. It's a race to one million. Once you hit it, whether on the second day of the month or the last, do a little dance, post your update, and move on to the next thread and don't look back.
Stick-around-er here: I think one of the things I've learned about wealth is that it's...a little bit fungible. Sure I have a pile of money in this asset, but its worth dances around from day-to-day, and I cannot get at it all at once without damaging part of it (through fees and transaction costs). So even if I have a statement telling me that it's worth $xxx,xxx, it's probably not quite worth that, particularly if it's behind a curtain that is meant to provide a tax incentive in exchange for using it for late-retirement purposes. So I think a bunch of us are trying to build in just a bit more margin for reporting on stats like this one, perhaps by underestimating home equity.
Also, the stock market is capable of having a -30% year at any time. As we just experienced.
-
5/3/20: 64k
6/4/20: 595k
7/1/20: 596k
Static, not much movement.
Is your May number accurate? Just seems like a very big leap, so if it is assuming large deposits.
Thanks, just caught that.
And I'm reading the Wheel of Time series now. Boy he is a bit verbose. Book 6, just 6000 more pages to go.
I think I gave up midway through book 7 after realizing that 1.5 large books had passed and almost nothing had happened. Just spoke to someone who finished the whole thing and really liked the Sanderson finish to the series, but I definitely had had enough with the Jordan descriptions. That was 20+ years ago that I last cracked those; maybe in ER I'll give it another go.
-
Month Investments Networth
04/30/17 $67,858 $125,786 <---- Discovered MMM / LBYM
09/30/17 $100,416 $168,105 <---- 100k Invested
01/31/19 $251,061 $311,711 <---- 250k Invested
06/30/20 $501,158 $573,100 <---- 500k Invested
07/31/20 $534,311 $613,166
08/31/20 $582,298 $662,814
Another solid month. Also refinancing our house this month and I am going to dump an extra 10k into it from our savings account to lower our monthly by an additional ~$40/month. After which I won't contribute any extra to principal for a while.
I think the extrapolation in market gains that people are doing here is totally reasonable, and my investment accounts growing by $200k over the last 5 months is very sustatainable. Actually, it should be even higher the next 5 months because of compounding no doubt. :)
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I see people "sticking around" after they hit 1m instead of graduating. Why is this? There is 100% always a chance, or rather, a certainty you will drop back into the "6 figure club". I don't think the 1m-2m race folks will bite if your 4th post is 980k after a market drop :)
I wholeheartedly agree and am perplexed why someone would announce they are sticking around this thread to make sure the million sticks or whatever their reason. It's a race to one million. Once you hit it, whether on the second day of the month or the last, do a little dance, post your update, and move on to the next thread and don't look back.
Stick-around-er here: I think one of the things I've learned about wealth is that it's...a little bit fungible. Sure I have a pile of money in this asset, but its worth dances around from day-to-day, and I cannot get at it all at once without damaging part of it (through fees and transaction costs).
Another stick-around-er here. I'll take this^ a step further and say we don't include home equity at all in this thread. We intend to live in our house until we die, so it's not money we can tap in any way we would want to. I also choose not to include the $ in our kids' 529 plans, since that money is going to go <poof> in a few years when they attend college. In this thread I like tracking just the cash that DH and I have to live on. To each his own! It's all good.
-
Hello, checking in here after calling myself "graduated" from the race to $500k thread.
Starting point for 9/1/2020: $517,937.94
My next interim goal is going to be $750k by the end of 2022.
-
| | 2017 | 2018 | 2019 | 2020 |
| January | - | 318,100 | 359,000 | 465,145 |
| February | - | 321,800 | 370,750 | 467,380 |
| March | - | 313,540 | 378,525 | 418,695 |
| April | 255,900 | 322,810 | 391,005 | 454,145 |
| May | 263,800 | 328,600 | 397,260 | 472,320 |
| June | 268,100 | 331,860 | 407,265 | 485,420 |
| July | 273,100 | 340,250 | 413,395 | 502,730 |
| August | 276,800 | 341,770 | 413,070 | 512,350 |
| September | 284,500 | 348,465 | 420,460 | - |
| October | 292,100 | 343,960 | 429,655 | - |
| November | 302,000 | 347,470 | 442,315 | - |
| December | 309,500 | 340,950 | 447,950 | - |
This was with zero contributions to any of my accounts. Nice month.
Looks like I'll need at least one more column before I graduate to the 1 million club :-)
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Hello, checking in here after calling myself "graduated" from the race to $500k thread.
Starting point for 9/1/2020: $517,937.94
My next interim goal is going to be $750k by the end of 2022.
Welcome! I bet there’ll be more folks joining. It’s been a good month.
-
5/3/20: 64k
6/4/20: 595k
7/1/20: 596k
Static, not much movement.
Is your May number accurate? Just seems like a very big leap, so if it is assuming large deposits.
Thanks, just caught that.
And I'm reading the Wheel of Time series now. Boy he is a bit verbose. Book 6, just 6000 more pages to go.
I think I gave up midway through book 7 after realizing that 1.5 large books had passed and almost nothing had happened. Just spoke to someone who finished the whole thing and really liked the Sanderson finish to the series, but I definitely had had enough with the Jordan descriptions. That was 20+ years ago that I last cracked those; maybe in ER I'll give it another go.
I read the whole series and just finished . My first pass through I was reading them as they were being written as I caught up to Jordan after discovering the series with the first 3-4 books already out. I got into Book 8 and then life got in there and I stopped. I then saw Jordan had died and figured "well that's it, glad I never kept going as it will never finish now" and moved on again with life. I then saw the story than Sanderson had finished and was like "WHAT?!" At that point I felt like I needed to give it a go. Having not been in the series for nearly two decades with "The Path of Daggers" having arrived in 1998, looking at my Goodreads account I decided to start over and began with Book 1 on October 2 2017 and finished the whole series, including "The New Spring" which I read at the end on December 29 2019. So a two+ year journey and cannot wait to see the Amazon series though who knows when that will happen. I think it can give GoT a run for its money if done right though because I find WoT much more engaging.
So if you liked the series, yes I feel Sanderson did a great job wrapping it up from the notes. I thoroughly enjoyed it an will likely re-read it again, but maybe not until I get to ER.
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Hello, checking in here after calling myself "graduated" from the race to $500k thread.
Starting point for 9/1/2020: $517,937.94
My next interim goal is going to be $750k by the end of 2022.
Welcome! I bet there’ll be more folks joining. It’s been a good month.
Possibly! Though, due to the way growth works, you should technically have more people LEAVING because the gain on higher dollar figures will cover a larger swath of people.
(ie: folks in the 250k-500k thread might gain 20k, where someone with 900k will gain 50k+)
-
Nov-17 - 300k
May-18 - 375k
July -18 - 400k
Dec-18 - 345K
Mar-19 - 415K
Jun-19 nw 444K - liquid -514K
Sep-19 nw 450K liquid 527K
dec-19 nw 490k liquid 575k
Jan-20 nw 483 liquid 563
feb-20 nw 440 liquid 520
mar-20 nw 374 liquid 455
apr-20 nw 435 liquid 513
may-20 nw 460 liquid 535
Jun-20 nw 468 liquid 541
Jul-20 nw 502 Liquid 572
Aug-20 nw 627 liquid 600
some funds came to my accounts that I was expecting so I paid off the last of the Divorce related debt. Net effect was pushing my net worth up.
I doubt I can maintain that pace but my cash flow is also much improved.
-
Joining in! Staying here is entirely dependent on the market but we will see!
Net Worth:
Dec 2012: $26,461.85
Dec 2014: $29,446.16
Dec 2015: $54,568.08
Dec 2016: $87,878.65
Dec 2017: $165,042
Dec 2018: $280,087
Dec 2019: $454,301
August 2020: $506,951
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| | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | January | - | -$25,189 | $116,236 | $230,742 | $402,238 | - | - | February | - | -$24,977 | $122,183 | $244,321 | $389,937 | - | - | - | March | Found MMM-> | -$21,759 | $122,763 | $252,749 | $359,271 | - | - | April | - | -$15,838 | $129,950 | $263,657 | $441,401 | - | - | May | - | $7,447 | $149,174 | $252,690 | $482,281 | - | - | June | - | $16,623 | $154,992 | $287,639 | $499,025 | - | - | July | -$19,048 | $27,638 | $167,846 | $299,427 | $540,432 | - | Graduation | August | -$18,739 | $39,025 | $180,481 | $313,257 | $571,960 | - | - | September | -$21,536 | $49,626 | $185,098 | $321,358 | - | - | - | October | -$25,832 | $59,438 | $194,857 | $336,179 | - | - | - | November | -$25,621 | $71,949 | $205,772 | $351,985 | - | - | - | December | -$25,405 | $110,473 | $212,859 | $385,426 | - | - | - |
Lost a noticeable chunk in the markets today but still a good gain for the month.
Saved $23,977 with growth covering the other $7,551.
Only tracking personal liquid stash and do not include my wife's savings or any Real Estate equity at this point |
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Spreadsheet says 22 months until I am worth one million dollars. Work contract says 23 months until I am unemployed. Birth certificate says 27 months until I am forty years old. Bring on the milestones.
11/30/19: $496k
12/31/19: $524k
01/31/20: $533k
02/29/20: $507k
03/31/20: $458k
04/30/20: $510k
05/31/20: $542k
06/30/20: $578k
07/31/20: $624k
08/31/20: $664k
-
| 2015 DEC | : | 252k | <- Crossed 250k |
| - | - |
| 2016 JAN | : | 260k | (+8k) |
| 2016 FEB | : | 281k | (+21k) |
| 2016 MAR | : | 285k | (+4k) |
| 2016 APR | : | 298k | (+13k) |
| 2016 MAY | : | 305k | (+7k) |
| 2016 JUN | : | 307k | (+2k) |
| 2016 JUL | : | 320k | (+13k) |
| 2016 AUG | : | 326k | (+6k) |
| 2016 SEP | : | 336k | (+10k) |
| 2016 OCT | : | 337k | (+1k) |
| 2016 NOV | : | 361k | (+24k) |
| 2016 DEC | : | 368k | (+7k) |
| - | - |
| 2017 JAN | : | 382k | (+14k) |
| 2017 FEB | : | 403k | (+21k) |
| 2017 MAR | : | 416k | (+13k) |
| 2017 APR | : | 427k | (+11k) |
| 2017 MAY | : | 436k | (+9k) |
| 2017 JUN | : | 449k | (+13k) |
| 2017 JUL | : | 464k | (+15k) |
| 2017 AUG | : | 478k | (+14k) |
| 2017 SEPT | : | 494k | (+16k) |
| 2017 OCT | : | 510k | (+16k) <- Crossed 500k |
| 2017 NOV | : | 523k | (+13k) |
| 2017 DEC | : | 534k | (+11k) |
| - | - |
| 2018 JAN | : | 558k | (+24k) |
| 2018 FEB | : | 569k | (+11k) |
| 2018 MAR | : | 560k | (-9k) |
| 2018 APR | : | 574k | (+14k/+5k) |
| 2018 MAY | : | 575k | (+1k) |
| 2018 JUNE | : | 575k | (+0k) |
| 2018 JULY | : | 599k | (+24k) |
| 2018 AUG | : | 620k | (+21k) |
| 2018 SEPT | : | 625k | (+5k) |
| 2018 OCT | : | 597k | (-28k) |
| 2018 NOV | : | 606k | (+9k/-19k) |
| 2018 DEC | : | 580k | (-26k/-45k) |
| - | - |
| 2019 JAN | : | 628k | (+48k/+3k) |
| 2019 FEB | : | 666k | (+38k) |
| 2019 MAR | : | 677k | (+11k) |
| 2019 APR | : | 706k | (+29k) |
| 2019 MAY | : | 670k | (-36k) |
| 2019 JUNE | : | 709k | (+39k/+3k) |
| 2019 JULY | : | 712k | (+3k) |
| 2019 AUG | : | 720k | (+8k) |
| 2019 SEPT | : | 725k | (+5k) |
| 2019 OCT | : | 753k | (+28k) <- Crossed 750k |
| 2019 NOV | : | 777k | (+24k) |
| 2019 DEC | : | 798k | (+21k) |
| - | - |
| 2020 JAN | : | 809k | (+11k) |
| 2020 FEB | : | 780k | (-29k) |
| 2020 MAR | : | 700k | (-80k/-109k) |
| 2020 APR | : | 762k | (+62k/-47k) |
| 2020 MAY | : | 818k | (+56k/+8k) |
| 2020 JUNE | : | 840k | (+22k) |
| 2020 JULY | : | 884k | (+44k) |
| 2020 AUG | : | 1.002mm | (+118k) |
. . . and GOAL!
Made some monster gains in the market this month, like the rest of you, but like I said in an earlier post, I went through a refi and had my home appraised 20-30k higher as well as a side investment I had jump 20-30k as well.
It took around... (and i've been posting from the start)
4y 6m for 250k to 1mm
2y 10m for 500k to 1mm
0y 10m for 750k to 1mm
I'm off to the 1mm->2mm race, it's probably time to start thinking about what a real FIRE # means for us. We never really came up with an exact dollar figure but 1.5mm -> 2mm seems like a pretty FAT-FIRE zone for us. We will probably hit bare-bones around 1.25mm
See you on the other side!
-
So close I can taste it. Hopefully we can end 2020 on a high note by breaking through the 1 million mark.
| Investment Accounts |
| End Of Month | Liquid Balance | $$ I invested | total change |
| Dec 2016 | $322,818 | $30,604 | |
| Dec 2017 | $438,627 | $40,177 | $115,809 |
| Dec 2018 | $518,373 | $87,168 | $79,746 |
| Dec 2019 | $778,776 | $95,881 | $260,403 |
| August 2020 | $943,209 | $121,481 | $164,433 |
| | | | |
| Jan 2020 | $777,421 | $3,389 | $-1,355 |
| Feb 2020 | $753,453 | $4,390 | $-23,968 |
| Mar 2020 | $645,440 | $11,556 | $-108,013 |
| Apr 2020 | $716,401 | $8,303 | $70,961 |
| May 2020 | $757,000 | $4,080 | $40,599 |
| June 2020 | $780,621 | $4,130 | $23,621 |
| July 2020 | $819,749 | $3,810 | $39,128 |
| August 2020 | $943,209 | $82,688 | $123,460 |
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Very humbled to have made it into this thread following the sale of our primary residence.
Starting out with $576168 and hoping to make it to $600k by the time we move across the pond to Europe later this year. Our plan is to only marginally touch this stashe in the next 3-5 years which will hopefully allow it to grow towards that million dollar mark.
Ended July with $593503. Just turned in my resignation effective mid September so my high growth months are numbered. Hoping to see $620k before we start the extended sabbatical.
Ended August with $628456 for a $35k gain.
Quite a remarkable month as others have noted. I tallied it all up today but will see some stock vesting in the next few days, I also learned what my bonus will look like and without a drop in the market we may actually hit $650k by the time I hang it up for an extended sabbatical effective September 9th.
-
Tracking liquid net worth only: Cash/Savings/Investments
Feb 1, 2016 - $90k
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725 (crossed $250k)
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Mar 1, 2019 - $354,771
Apr 1, 2019 - $384,308
May 1, 2019 - $407,770
June 1, 2019 - $404,625
July 1, 2019 - $420,082
Aug 1, 2019 - $441,976
Sep 1, 2019 - $458,940
Oct 1, 2019 - $481,915
Nov 1, 2019 - $501,937 (Crossed $500k)
Dec 1, 2019 - $518,285
Jan 1, 2020 - $544,655
Feb 1, 2020 - $573,474
Mar 1, 2020 - $557,410
Apr 1, 2020 - $494,414
May 1, 2020 - $572,376
June 1, 2020 - $618,048
July 1, 2020 - $600,510
Aug 1, 2020 - $659,872
Sep 1, 2020 - $704,682
Good month of gains considering we bought two bicycles that totaled around $5k.
I feel like this market recovery is too good to be true. Without any market gains, I should be at about $760k by the end of the year.
Come next summer my current project will end (I’m a contractor) and unless another major project comes up, my wife and I are planning a 3-6 month sabbatical through North America in our small travel trailer. No idea what will happen after that. I’m a ways off of FIRE, but a cruise FI plan may be an option.
-
This market is getting nuts and this year is a perfect example of why you continue investing through dips or recessions... I definetly didn't think we would be hitting 700+ this year that's for sure. Next stop 800 I guess...
I'm actually hoping the market pulls back for a while so I can continue buying in at better prices.
End of NW Change
12/13: $41,032
12/14: $106,801 $65,769
12/15: $197,262 $90,461
12/16: $276,361 $79,099
12/17: $368,051 $91,690
12/18: $394,472 $26,421
12/19: $560,195 $165,723
01/20: $555,645 $-4,550
02/20: $548,136 $-7,509
03/20: $507,165 $-40,971
04/20: $571,647 $64,482
05/20: $602,413 $30,766
06/20: $623,728 $21,315
07/20: $663,216 $39,448
08/20: $710,666 $47,450
Year to date: +$150,471
Enjoy the roller coaster everyone...
-
08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800 FIRE'd
11/1/2019 - $675,000
12/1/2019 - $695,700
01/1/2020 - $717,000
02/1/2020 - $721,000
03/1/2020 - $702,500
04/1/2020 - $651,000
05/1/2020 - $686,700
06/1/2020 - $702,200
07/1/2020 - $710,000
08/1/2020 - $731,800
09/1/2020 - $753,000
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Congrats on graduating @TheAnonOne !
Welcome @Genevieve!
@MikeO -- holy shite, what did you do this month? That is a monster gain -- nice!
Our update (married couple tracking investments). Cracked $900k for the first time. :)
5/1/17 $631
6/1/17 $647
7/1/17 $655
8/1/17 $665
9/1/17 $672
10/1/17 $684
11/1/17 $702
12/1/17 $724
1/1/18 $731
2/1/18 $761
3/1/18 $737
4/1/18 $731
5/1/18 $738
6/1/18 $747
7/1/18 $744
8/1/18 $761
9/1/18 $776
10/1/18 $776
11/1/18 $729
12/1/18 $745
1/1/19 $703
2/1/19 $751 FIREd
3/1/19 $769
4/1/19 $813
5/1/19 $841
6/1/19 $810
7/1/19 $841
8/1/19 $849
9/1/19 $826
10/1/19 $832
11/1/19 $854
12/1/19 $870
1/1/20 $886
2/1/20 $881
3/1/20 $845
4/1/20 $745
5/1/20 $815
6/1/20 $848
7/1/20 $867
8/1/20 $893
9/1/20 $917
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Congrats on graduating @TheAnonOne !
Welcome @Genevieve!
@MikeO -- holy shite, what did you do this month? That is a monster gain -- nice!
well, things changed for us and we sold our home and are moving. Still working for the same company though....we decided to invest most of the gains from our home sale, keeping a small amount for the move and upgrades on a new place to live. This allowed us to invest an additional $75,000 this month which pushed us way up. the new place we will buying will keep our monthly expenses roughly the same (within a few hundred dollars) so I feel like we did good. The last two months have also been heavy overtime - about 120 hours of overtime per month in july and august. got another 60 hours in September and October then it'll be an slide of zero hours to the end of the year. we invest 100% of the overtime I work.
I like how you "Fire'd" over a year ago and your still growing your net worth. That's got to be an awesome feeling. we are hoping to be in that position in about 5 years.
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I like how you "Fire'd" over a year ago and your still growing your net worth. That's got to be an awesome feeling. we are hoping to be in that position in about 5 years.
Yeah, it's wonderful how that is working. I did have a small side gig to help cover expenses for the beginning of FIRE, but I didn't expect the stash to keep growing the way it has. My brother just celebrated 5 years of being very-lean-FIREd, and has not earned a dime during that time -- just living on savings. His stash has grown too. Looks like @2Birds1Stone here in this thread is experiencing the same thing.
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Month End Update
Liquid assets / Net worth
Jan 2018 $415.5K / $508K
Jun 2018 $518.8K / $578.4K
Jul 2018 $528.3K / $588.2K
Aug 2018 $543K / $603.2K
Sep 2018 $548K / $608.6K
Oct 2018 $492.6K / $569.5K
Nov 2018 $502K / $585.3K
Dec 2018 $476.8K / $554K
Jan 2019 $509.1K / $587K
Feb 2019 $534.2K / $612.6K
Mar 2019 $549K / $627.8K
Apr 2019 $561.1K / $640.1K
May 2019 $533.5K / $612.9K
June 2019 $566K / $646K
July 2019 $569K / $649K
Aug 2019 $558.4K / $638.8K
Sept 2019 $569.6K / $650.3K
Oct 2019 $583.5K / $664.5K
Nov 2019 $602.3K / $683.7K
Dec 2019 $621.3K / $703.1K
June 2020 $641.8K / $722.8K
July 2020 $674.1K / $755.9K
Aug 2020 $715.5K / $798.1K
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Ok all, it's the 2nd month that I've stayed over the 1M line (we're at 1.17M now) so I'm going to hop over to the 1-2M thread. I have to say that 500k-750k felt like it took an incredibly long time. It really felt like a slog but then it seemed to pick up speed when there were more little green soldiers doing work and that's even with the downturn in March/Apr. Best of luck to all here- keep on truckin'!
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Congrats @asauer! Great job
-
| | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 |
| January | - | - | - | - | $341,983 | $403,773 | $562,839 |
| February | - | - | - | - | $333,875 | $423,854 | $523,480 |
| March | - | - | - | - | $328,485 | $435,590 | $455,522 |
| April | - | - | - | - | $338,787 | $455,332 | $527,729 |
| May | - | - | - | - | $353,747 | $439,288 | $563,352 |
| June | - | - | - | - | $361,028 | $471,706 | $585,100 |
| July | - | - | - | - | $381,336 | $483,830 | $625,356 |
| August | - | - | - | - | $402,486 | $479,814 | $676,959 |
| September | - | - | - | - | $408,560 | $494,165 | - |
| October | - | - | - | - | $383,538 | $512,168 | - |
| November | - | - | - | - | $397,907 | $537,136 | - |
| December | $97,686 | $129,157 | $206,179 | $317,990 | $366,214 | $557,416 | - |
-
Investments only; Household combined.
| | 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) |
| January | - | 496,255 | - | - |
| February | - | 472,573 | - | - |
| March | - | 444,067 | - | - |
| April | - | 495,051 | - | - |
| May | - | 524,063 | - | - |
| June | - | 524,530 | - | - |
| July | 330,406 | 552,296 | - | - |
| August | 437,870 | 632,115 | - | - |
| September | 443,081 | - | - | - |
| October | 452,295 | - | - | - |
| November | 483,711 | - | - | - |
| December | 484,963 | - | - | - |
-
12/31/2014: INV-$10,584.06 NW-$-20,000
12/31/2015: INV-$49,877.48 NW-$78,264.92
12/31/2016: INV-$106,390.73 NW-$188,244.13
12/31/2017: INV-$265,731.22 NW-$277,837.89
12/31/2018: INV-$332,761.13 NW-$357,901.80
12/31/2019: INV-$545,957.38 NW-$583,896.83
01/31/2020: INV-$554,278.54 NW-$597,803.17
02/29/2020: INV-$530,928.16 NW-$572,428.24
03/31/2020: INV-$475,079.49 NW-$519,370.12
04/30/2020: INV-$529,397.31 NW-$573,982.99
05/31/2020: INV-$573,990.90 NW-$621,671.08
06/31/2020: INV-$607,523.01 NW-$657,069.99
07/31/2020: INV-$630,288.01 NW-$682,393.77
08/31/2020: INV-$686,361.25 NW-$734,547.05
Markets definitely covered the majority of growth this month. My pension payout estimate increased by like $8K this month and I don't really understand the math behind their estimate (early withdrawal penalty, years of service, etc.) but it usually only increases a few hundred a month. Surprise extra theoretical future money!
-
| 2015 DEC | : | 252k | <- Crossed 250k |
| - | - |
| 2020 JULY | : | 884k | (+44k) |
| 2020 AUG | : | 1.002mm | (+118k) |
. . . and GOAL!
Made some monster gains in the market this month, like the rest of you, but like I said in an earlier post, I went through a refi and had my home appraised 20-30k higher as well as a side investment I had jump 20-30k as well.
It took around... (and i've been posting from the start)
4y 6m for 250k to 1mm
2y 10m for 500k to 1mm
0y 10m for 750k to 1mm
I'm off to the 1mm->2mm race, it's probably time to start thinking about what a real FIRE # means for us. We never really came up with an exact dollar figure but 1.5mm -> 2mm seems like a pretty FAT-FIRE zone for us. We will probably hit bare-bones around 1.25mm
See you on the other side!
Wow, what a jump, congrats!
I thought for sure I'd be hitting $1 million before you. Maybe I should re-appraise our house, haha. Looking at nearby homes for sale I could probably up it by around $30k but most of that will probably be lost to fees anyway when we sell. But even in the optimistic case I think we're still just short of the big $1 million.
-
Woo Wee!! I finally get to join this race! As of yesterday I am a half millionaire! We got a late start investing (don't be a grad student for 8 years people, it isn't worth it) are not high earners and have three kids. We just turned 49 and 50, so really wish we started earlier. But we just opened a Roth for our 18 year old when he got his first job. We didn't know any better when we were young, but by Jove, our children will.
-
| 2015 DEC | : | 252k | <- Crossed 250k |
| - | - |
| 2020 JULY | : | 884k | (+44k) |
| 2020 AUG | : | 1.002mm | (+118k) |
. . . and GOAL!
Made some monster gains in the market this month, like the rest of you, but like I said in an earlier post, I went through a refi and had my home appraised 20-30k higher as well as a side investment I had jump 20-30k as well.
It took around... (and i've been posting from the start)
4y 6m for 250k to 1mm
2y 10m for 500k to 1mm
0y 10m for 750k to 1mm
I'm off to the 1mm->2mm race, it's probably time to start thinking about what a real FIRE # means for us. We never really came up with an exact dollar figure but 1.5mm -> 2mm seems like a pretty FAT-FIRE zone for us. We will probably hit bare-bones around 1.25mm
See you on the other side!
Wow, what a jump, congrats!
I thought for sure I'd be hitting $1 million before you. Maybe I should re-appraise our house, haha. Looking at nearby homes for sale I could probably up it by around $30k but most of that will probably be lost to fees anyway when we sell. But even in the optimistic case I think we're still just short of the big $1 million.
Ha, I had a side investment @ 5k that jumped to 40k in the span of a few weeks. I suppose it could crumble and you'll beat me to it with more stability!
You seem to have stronger month-to-month game so I am confident you'll FIRE before me if we have somewhat similar goals (which, again, I don't know)
Either way, thank you! We have some history, just look at the attached photo from the end of our LAST race! (literally years ago now)
PS. I miss your reports from the 250-500k thread. You'll have to chart this one out too!
-
Wow, what a jump, congrats!
I thought for sure I'd be hitting $1 million before you. Maybe I should re-appraise our house, haha. Looking at nearby homes for sale I could probably up it by around $30k but most of that will probably be lost to fees anyway when we sell. But even in the optimistic case I think we're still just short of the big $1 million.
Ha, I had a side investment @ 5k that jumped to 40k in the span of a few weeks. I suppose it could crumble and you'll beat me to it with more stability!
You seem to have stronger month-to-month game so I am confident you'll FIRE before me if we have somewhat similar goals (which, again, I don't know)
Either way, thank you! We have some history, just look at the attached photo from the end of our LAST race! (literally years ago now)
PS. I miss your reports from the 250-500k thread. You'll have to chart this one out too!
That is pretty incredible. I've never dared venture into individual stock investing (or similar). I figured even if I did choose the right stock(s) I would sell too early or hold on to them too long.
We loosened up on spending a bit this year and I've been reluctant to look at the actual numbers. My rough goal is around $1.25M liquid investments which I'm hoping to hit in under 4 years. I'll probably pull the plug on full time work in 4 years regardless. And I'll also probably work until then even if we hit the target amount sooner.
Yes, we've been very close in net worth for about five years now! Crazy to think of net worth roughly quadrupling in that time period.
Doing the graphs and statistics for the $250-500k thread was fun but also time consuming. I checked every single post and made a spreadsheet aligning everyone by the month they were closest to the starting line and sometimes having to adjust for currency differences. And some people were measuring only liquid investments so their numbers would spike when they would sell a house or something. This $500k-1M thread has twice as many posts as when I stopped doing the statistics for the previous thread. It's really too daunting. Though I may consider skimming for people that have completed the race. At the very least I think I'll graph our numbers against each other. =)
-
Doing the graphs and statistics for the $250-500k thread was fun but also time consuming. I checked every single post and made a spreadsheet aligning everyone by the month they were closest to the starting line and sometimes having to adjust for currency differences. And some people were measuring only liquid investments so their numbers would spike when they would sell a house or something. This $500k-1M thread has twice as many posts as when I stopped doing the statistics for the previous thread. It's really too daunting. Though I may consider skimming for people that have completed the race. At the very least I think I'll graph our numbers against each other. =)
I do that. Been thinking of putting an asterisk at the bottom stating that the numbers are just investments and to add about $100k for home equity, cash, and ESOP.
-
Greetings and salutations, my fine thread people!!! I have arrived and I'm excited and awed to be here at all. Very surreal!
I made it through the $250 - 500k thread in 23 months, which far exceeded my wildest expectations. I am sickly curious how long it will take to exit this thread.
Posting my full tracking here for reference and I will truncate it in later posts.
Investments only
Jun 2018 $219,320
Jul 2018 $228,483
Aug 2018 $234,711
Sep 2018 $245,993
Oct 2018 $251,023
Nov 2018 $238,881
Dec 2018 $244,687
Jan 2019 $226,942
Feb 2019 $249,796
Mar 2019 $270,351
Apr 2019 $285,770
May 2019 $295,838
Jun 2019 $283,393
Jul 2019 $307,071
Aug 2019 $315,942
Sep 2019 $318,301
Oct 2019 $334,301
Nov 2019 $352,430
Dec 2019 $370,715
Jan 2020 $401,716
Feb 2020 $414,430
Mar 2020 $412,631
Apr 2020 $393,815
May 2020 $414,524
Jun 2020 $452,579
Jul 2020 $471,455
Aug 2020 $496,982
Sep 2020 $529,603
-
Wow, what a jump, congrats!
I thought for sure I'd be hitting $1 million before you. Maybe I should re-appraise our house, haha. Looking at nearby homes for sale I could probably up it by around $30k but most of that will probably be lost to fees anyway when we sell. But even in the optimistic case I think we're still just short of the big $1 million.
Ha, I had a side investment @ 5k that jumped to 40k in the span of a few weeks. I suppose it could crumble and you'll beat me to it with more stability!
You seem to have stronger month-to-month game so I am confident you'll FIRE before me if we have somewhat similar goals (which, again, I don't know)
Either way, thank you! We have some history, just look at the attached photo from the end of our LAST race! (literally years ago now)
PS. I miss your reports from the 250-500k thread. You'll have to chart this one out too!
That is pretty incredible. I've never dared venture into individual stock investing (or similar). I figured even if I did choose the right stock(s) I would sell too early or hold on to them too long.
We loosened up on spending a bit this year and I've been reluctant to look at the actual numbers. My rough goal is around $1.25M liquid investments which I'm hoping to hit in under 4 years. I'll probably pull the plug on full time work in 4 years regardless. And I'll also probably work until then even if we hit the target amount sooner.
Yes, we've been very close in net worth for about five years now! Crazy to think of net worth roughly quadrupling in that time period.
Doing the graphs and statistics for the $250-500k thread was fun but also time consuming. I checked every single post and made a spreadsheet aligning everyone by the month they were closest to the starting line and sometimes having to adjust for currency differences. And some people were measuring only liquid investments so their numbers would spike when they would sell a house or something. This $500k-1M thread has twice as many posts as when I stopped doing the statistics for the previous thread. It's really too daunting. Though I may consider skimming for people that have completed the race. At the very least I think I'll graph our numbers against each other. =)
Yeah, it was 2-3 years ago I dropped some cash into it. I'm willing to let the 40k go to 0 or 400k. If it ever gets large enough to wipe out the mortgage ill consider going against my better judgement and call it a lotto win.
Our stache right now is around 750-765k, I am thinking I want about 1m to support spending ($3,333 per month) and then enough to either... cover the mortgage or pay it off? I really don't know. The balance is "high" at 450k, so either we need 1-1.25 and that house paid off, or something like 1.5-1.75 with it around, OR downsize because it is a really big house. TBD I guess. Oh the things i'll have to worry about in 3-7 years!
-
12/16 - $360,891 $570,338
12/17 - $473,407 $697,411
12/18 - $480,550 $732,108
12/19 - $669,819 $943,739
01/20 - $675,940 $951,251
02/20 - $632,514 $909,220
03/20 - $570,114 $848,222
04/20 - $639,036 $918,460
05/20 - $668,874 $949,803
06/20 - $691,239 $973,588
07/20 - $726,252 $1,009,931
08/20 - $779,767 $1,064,777
What a crazy month. When I started this journey, I hoped to make it to $600,000. As my stache grew, I changed my hope to $750,000. Then changed again to $750,000 plus the payoff on my mortgage. I'm $30,000 short of that goal with 10 months to go. I'm fairly certain, I'm going to hit my original goal with the real possibility of hitting my final goal.
-
That is pretty incredible. I've never dared venture into individual stock investing (or similar). I figured even if I did choose the right stock(s) I would sell too early or hold on to them too long.
We loosened up on spending a bit this year and I've been reluctant to look at the actual numbers. My rough goal is around $1.25M liquid investments which I'm hoping to hit in under 4 years. I'll probably pull the plug on full time work in 4 years regardless. And I'll also probably work until then even if we hit the target amount sooner.
Yes, we've been very close in net worth for about five years now! Crazy to think of net worth roughly quadrupling in that time period.
Doing the graphs and statistics for the $250-500k thread was fun but also time consuming. I checked every single post and made a spreadsheet aligning everyone by the month they were closest to the starting line and sometimes having to adjust for currency differences. And some people were measuring only liquid investments so their numbers would spike when they would sell a house or something. This $500k-1M thread has twice as many posts as when I stopped doing the statistics for the previous thread. It's really too daunting. Though I may consider skimming for people that have completed the race. At the very least I think I'll graph our numbers against each other. =)
Yeah, it was 2-3 years ago I dropped some cash into it. I'm willing to let the 40k go to 0 or 400k. If it ever gets large enough to wipe out the mortgage ill consider going against my better judgement and call it a lotto win.
Our stache right now is around 750-765k, I am thinking I want about 1m to support spending ($3,333 per month) and then enough to either... cover the mortgage or pay it off? I really don't know. The balance is "high" at 450k, so either we need 1-1.25 and that house paid off, or something like 1.5-1.75 with it around, OR downsize because it is a really big house. TBD I guess. Oh the things i'll have to worry about in 3-7 years!
Our stache is currently around $833k, give or take. We have a much less valuable house (~$230k with ~$140k mortgage remaining). Including the equity value of our cars is what pushes our current net worth above $950k.
I made a quick graph for just us. I may add some more recent graduates later.
-
New here. Goal is 1Mill invested by Sept 2024.
Investments:
1/1/2017 - $223,938
1/1/2018 - $305,434
1/1/2019 - $351,537
1/1/2020 - $473,102
9/1/2020 - $531,984
-
Investments only, solo journey (so far)
| | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | - | $232,213 | $356,542 | $500,087 | - |
| February | - | $245,447 | $383,348 | $502,244 | - |
| March | - | $242,789 | $394,563 | $475,671 | - |
| April | $164,900 | $246,140 | $403,461 | $429,092 | - |
| May | - | $318,398 | $421,194 | $474,155 | - |
| June | - | $328,870 | $409,591 | $500,241 | - |
| July | $180,808 | $342,159 | $435,981 | $516,358 | - |
| August | $189,280 | $354,936 | $443,135 | $544,475 | - |
| September | $193,727 | $366,727 | $441,101 | $579,806 | - |
| October | $209,968 | $374,465 | $452,232 | - | - |
| November | $220,602 | $361,296 | $466,688 | - | - |
| December | $225,918 | $370,140 | $482,944 | - | - |
Wow, I might make my original goal of 600k for the year at this rate. That would be unexpected but awesome, although I still wouldn't mind a market downturn in order to grab some more stocks on sale.
-
That is pretty incredible. I've never dared venture into individual stock investing (or similar). I figured even if I did choose the right stock(s) I would sell too early or hold on to them too long.
We loosened up on spending a bit this year and I've been reluctant to look at the actual numbers. My rough goal is around $1.25M liquid investments which I'm hoping to hit in under 4 years. I'll probably pull the plug on full time work in 4 years regardless. And I'll also probably work until then even if we hit the target amount sooner.
Yes, we've been very close in net worth for about five years now! Crazy to think of net worth roughly quadrupling in that time period.
Doing the graphs and statistics for the $250-500k thread was fun but also time consuming. I checked every single post and made a spreadsheet aligning everyone by the month they were closest to the starting line and sometimes having to adjust for currency differences. And some people were measuring only liquid investments so their numbers would spike when they would sell a house or something. This $500k-1M thread has twice as many posts as when I stopped doing the statistics for the previous thread. It's really too daunting. Though I may consider skimming for people that have completed the race. At the very least I think I'll graph our numbers against each other. =)
Yeah, it was 2-3 years ago I dropped some cash into it. I'm willing to let the 40k go to 0 or 400k. If it ever gets large enough to wipe out the mortgage ill consider going against my better judgement and call it a lotto win.
Our stache right now is around 750-765k, I am thinking I want about 1m to support spending ($3,333 per month) and then enough to either... cover the mortgage or pay it off? I really don't know. The balance is "high" at 450k, so either we need 1-1.25 and that house paid off, or something like 1.5-1.75 with it around, OR downsize because it is a really big house. TBD I guess. Oh the things i'll have to worry about in 3-7 years!
Our stache is currently around $833k, give or take. We have a much less valuable house (~$230k with ~$140k mortgage remaining). Including the equity value of our cars is what pushes our current net worth above $950k.
I made a quick graph for just us. I may add some more recent graduates later.
Love it, absolutely crazy how close it's been for... years.
-
LNW:
08/13/2020 $700,373
09/01/2020 $726,934
-
cash+rental equity add primary residence equity
1/2016 $507K $627K
1/2017 $625K $797K
12/2017 $762K $903K begin remodeling primary residence
12/2018 $821K $964K
12/2019 $818K $965K Passed final inspection on our remodel.
1/2020 $836K $996K
2/2020 $845K $996K
2/7/2020 $853K $1004K !! yay!! Briefly over 1MM! big day for a stock I own.
4/2020 $794K $944K
5/2020 $818K $971K
6/2020 $867K (746K) $1044K (865K) using Zillow values (Using very conservative tax assessed values)
8/2020 $881K (782K) $1061K (892K) Zillow (TAV)
first of two refinances this month
9/2020 $902K (801K) $1075K (905K) Zillow (TAV)
1MM dates, who knows made it!
-
26 months for 100-250k. Last post in 100-250k here: http://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-100-to-250k/msg1440605/#msg1440605
28 months for 250k-500k. Last post in 250k-500k here: https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-250-to-500k!/msg2457040/#msg2457040
May-19 $482,166.97
Jun-19 $506,489.11
Jul-19 $516,572.20
Aug-19 $520,552.46
Sep-19 $524,681.62
Oct-19 $547,979.00
Nov-19 $564,839.00
Dec-19 $592,397.00 (EST. as of 21st)
Dec-19 $600,838.00
Jan-20 $616,541.00
Feb-20 $635,416.00
Mar-20 $594,318.00
Apr-20 $636,358.00
May-20 $656,539.00
Jun-20 $672,803.00
Jul-20 $691,579.00
Aug-20 $722,451.00
-
2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Feb 3rd $523
March 1st $499 I am glad I rebalanced the end of Jan, bought more bonds to maintain my IPS.
April 1st $455
May 1st $498.5 didn't check all month, so surprised at this.
June 1st $519.5
July 1st $534 yay back up again!
August 10 $547.5 Had to replace my car this month, paid in full of course and still up! :)
Sept 3rd $577
-
Welcome to the new folks joining this month -- @mntnmn117, @fuzzy math, and @Spiffy! :)
-
April 2015: $98k
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56
Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57
Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93
Jan 1 2018: $283,829.36
Feb 1 2018: $304,851.88
Mar 1 2018: $303,796.17
Apr 1 2018: $307,682.67
May 1 2018: $315,634.59
Jun 1 2018: $337,046.55
July 1 2018: $340,399.63
Aug 1 2018: $363,304.76
Sept 1 2018: $385,572.12
Oct 1 2018: $392,296.56
Nov 1 2018: $370,000.25
Dec 1 2018: $386,361.40
Jan 1 2019: $359,505.30
Feb 1 2019: $397,087.41
Mar 1 2019: $428,309.57
Apr 1 2019: $440,342.71
May 1 2019: $456,285.80
Jun 1 2019: $441,047.77
Jul 1 2019: $476,489.51
Aug 1 2019: $486,559.27
Sept 1 2019: $483,967.28
Oct 1 2019: $490,200.54
Nov 1 2019: $501,003.17
Dec 1 2019: $531,904.82
Jan 1 2020: $546,089.75
Feb 1 2020: $557,258.06
Mar 1 2020: $522,077.78
Apr 1 2020: $451,185.96
May 1 2020: $510,875.92
Jun 1 2020: $551,923.37
July 1 2020: $567,485.67
Aug 1 2020: $601,161.19
Sep 1 2020: $653,037.25
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Welcome to the new folks joining this month -- @mntnmn117, @fuzzy math, and @Spiffy! :)
Hi @Trifele, its so nice, you take time to welcome new folks any topic you hangout at. I appreciate it. Thank you.
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Joining this thread. I’m at $800k today. I hope to hit $1M by end of 2022!
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156 ($19,118)
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| | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | $- | $292,190 | $304,411 | $437,806 | $581,831 | $615,789 | $767,806 | - |
| February | $- | $332,002 | $331,197 | $162,424 | $585,663 | $662,207 | $735,649 | - |
| March | $- | $332,209 | $331,749 | $481,340 | $583,773 | $683,014 | $683,851 | - |
| April | $- | $336,743 | $260,548 | $483,994 | $582,862 | $719,849 | $734,510 | - |
| May | $256,131 | $338,884 | $373,153 | $483,982 | $585,929 | $701,938 | $760,661 | - |
| June | $258,642 | $321,529 | $377,807 | $490,951 | $590,577 | $731,170 | $777,705 | - |
| July | $276,381 | $320,767 | $414,764 | $503,706 | $601,024 | $721,753 | $819,352 | - |
| August | $296,700 | $313,896 | $405,676 | $513,111 | $606,442 | $686,503 | $860,605 | - |
| September | $290,244 | $301,079 | $422,204 | $525,158 | $610,690 | $698,968 | - | - |
| October | $274,986 | $308,291 | $413,967 | $533,760 | $585,817 | $577,615 | - | - |
| November | $282,762 | $308,558 | $419,572 | $549,074 | $595,773 | $620,036 | - | - |
| December | $292,942 | $312,281 | $431,458 | $557,941 | $575,877 | $760,501 | - | - |
With the drops in the last week below this by quite a ways today but still above start of August, and looks like things are looking up today. Made my monthly bulk deposit as we continue to be blessed with work and the ability to earn a very solid income. This is above the normal contributions, of which I increased my 401(k) from 6% to 15% as well in the last month to help speed up the accrual phase as much as we are comfortable right now. It would be very unexpected but there does seem to be a possibility that we could break $1 before the end of the year, but there is also the possibility the stock market runs out of steam and we do the other way. I think until we get well past the election this will be a huge time of uncertainty which may or may not abate depending on the result. How I long for less dramatic times. I am amazed that we are up about $175K since a year ago, getting close in annual change to our entire net worth when I started this chart in mid-2014. It is unbelievable.
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Joining this thread. I’m at $800k today. I hope to hit $1M by end of 2022!
Welcome aboard! (from a newbie)
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$4,000 increase per month. Break it down. Much will be beyond your control, but if your savings can significantly eat into that monthly figure, you're doing well.
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DINKs jumping on the bandwagon! Here's the NW breakdown for the last few years, planning to hit 1M by 2023/early 2024 depending on markets. It might take us a bit longer as we will be having a least one kid (maybe 2) over the course of 2021-2023.
EOY NW (investments, farm and rental equity)
2015: 62k
2016: 134k
2017: 225k
2018: 313k
2019: 444k
2020: TBD, estimated around 595k
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@CanMustache , I estimate each child to cost about $100,000 of additional expenses, and it looks like your progress is about $100,000 per year. So if you can manage to increase your family size by two, then just add two extra years to your goal. Glad to have you in the group!
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Yet more volatility this month and I can’t see it letting up anytime soon. I think we’re in for a bumpy 12-24 months.
Still hoping to close out the year at £700k (mainly through contributions rather than than investment growth).
Fingers crossed!
Jan 2017 - £346,854
===============
Jan 2018 - £456,088
===============
Jan 2019 - £495,379
===============
Jan 2020 - £606,791
Feb 2020 - £598,230 (-£8,561)
Mar 2020 - £622,178 (+£23,948)
Apr 2020 - £587,380 (-£34,798)
May 2020 - £605,014 (+£17,364)
Jun 2020 - £635,485 (+£30,471)
Jul 2020 - £645,221 (+£9,736)
Aug 2020 - £634,258 (-£11,054)
Sep 2020 £651,229 (+£17,068)
Oct 2020 £657,147 (+£5,918)
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6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
12/1/18 = $636
1/1/19 = $630
2/1/19 = $664
3/1/19 = $682
4/1/19 = $691
5/1/19 = $708
6/1/19 = $702
7/1/19 = $731
8/1/19 = $737
9/1/19 = $736
10/1/19 = $746
11/1/19 = $761
12/1/19 = $781
1/1/20 = $809
2/1/20 = $824
3/1/20 = $806
4/1/20 = $744
5/1/20 = $783
6/1/20 = $809
7/1/20 = $827
8/1/20 = $861
9/1/20 = $893
10/1/20 = $882
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Nov-17 - 300k
May-18 - 375k
July -18 - 400k
Dec-18 - 345K
Mar-19 - 415K
Jun-19 nw 444K - liquid -514K
Sep-19 nw 450K liquid 527K
dec-19 nw 490k liquid 575k
Jan-20 nw 483 liquid 563
feb-20 nw 440 liquid 520
mar-20 nw 374 liquid 455
apr-20 nw 435 liquid 513
may-20 nw 460 liquid 535
Jun-20 nw 468 liquid 541
Jul-20 nw 502 Liquid 572
Aug-20 nw 627 liquid 600
Sep-20 nw 612 liquid 573
thank you Mr Market. At least the final debt paydown continues.
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Investments only; Household combined.
| | 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) |
| January | - | 496,255 | - | - |
| February | - | 472,573 | - | - |
| March | - | 444,067 | - | - |
| April | - | 495,051 | - | - |
| May | - | 524,063 | - | - |
| June | - | 524,530 | - | - |
| July | 330,406 | 552,296 | - | - |
| August | 437,870 | 632,115 | - | - |
| September | 443,081 | 617,959 | - | - |
| October | 452,295 | - | - | - |
| November | 483,711 | - | - | - |
| December | 484,963 | - | - | - |
Bit of a market dip this month.
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excuse me a decline what the fuck
11/30/19: $496k
12/31/19: $524k
01/31/20: $533k
02/29/20: $507k
03/31/20: $458k
04/30/20: $510k
05/31/20: $542k
06/30/20: $578k
07/31/20: $624k
08/31/20: $664k
09/30/20: $660k
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Just graduated to this thread (barely). Hoping to stick around but we'll see what the market has in store for us next quarter.
We track 3 different numbers quarterly (NW, NW without house, and investments only). The number we use for these threads is NW without house.
June 2017: 198.7k
July 2017: 207.5k
August 2017: 211.8k
September 2017: 222.1k
October 2017: *missing*
November 2017: 234.7k
December 2017: 242.4k
March 2018: 263.3k
June 2018: 290.4k
September 2018: 313.7k
December 2018: 296.8k
March 2019: 346.3k
June 2019: 372.4k
September 2019: 390.4k
December 2019: 428.6k
March 2020: 371.1k
June 2020: 456.2k
September 2020: 505.5k
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Month Investments Networth
04/30/17 $67,858 $125,786 <---- Discovered MMM / LBYM
09/30/17 $100,416 $168,105 <---- 100k Invested
01/31/19 $251,061 $311,711 <---- 250k Invested
06/30/20 $501,158 $573,100 <---- 500k Invested
07/31/20 $534,311 $613,166
08/31/20 $582,298 $662,814
09/30/20 $568,854 $652,181
At least I'm not the only one losing money this month :)
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Ended August with $628456 for a $35k gain.
Quite a remarkable month as others have noted. I tallied it all up today but will see some stock vesting in the next few days, I also learned what my bonus will look like and without a drop in the market we may actually hit $650k by the time I hang it up for an extended sabbatical effective September 9th.
Another great month, not totally unexpected as I got my work bonus as well as unused vacation payout. I don't really have easy access (ok, I'm too lazy to reset my passwords) to my HSA so I've sort of locked that account at $20k in my calculations. With that in mind we are at $646k this month.
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Wecome to @Le North Dreamer and @nick663!
Our update -- investments only, household combined.
5/1/17 $631
6/1/17 $647
7/1/17 $655
8/1/17 $665
9/1/17 $672
10/1/17 $684
11/1/17 $702
12/1/17 $724
1/1/18 $731
2/1/18 $761
3/1/18 $737
4/1/18 $731
5/1/18 $738
6/1/18 $747
7/1/18 $744
8/1/18 $761
9/1/18 $776
10/1/18 $776
11/1/18 $729
12/1/18 $745
1/1/19 $703
2/1/19 $751 FIREd
3/1/19 $769
4/1/19 $813
5/1/19 $841
6/1/19 $810
7/1/19 $841
8/1/19 $849
9/1/19 $826
10/1/19 $832
11/1/19 $854
12/1/19 $870
1/1/20 $886
2/1/20 $881
3/1/20 $845
4/1/20 $745
5/1/20 $815
6/1/20 $848
7/1/20 $867
8/1/20 $893
9/1/20 $917
10/1/20 $900
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2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Feb 3rd $523
March 1st $499 I am glad I rebalanced the end of Jan, bought more bonds to maintain my IPS.
April 1st $455
May 1st $498.5 didn't check all month, so surprised at this.
June 1st $519.5
July 1st $534 yay back up again!
August 10 $547.5 Had to replace my car this month, paid in full of course and still up! :)
Sept 3rd $577
Oct 1st: $558
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that stings a little....
| Investment Accounts |
| End Of Month | Liquid Balance | $$ I invested | total change |
| Dec 2016 | $322,818 | $30,604 | |
| Dec 2017 | $438,627 | $40,177 | $115,809 |
| Dec 2018 | $518,373 | $87,168 | $79,746 |
| Dec 2019 | $778,776 | $95,881 | $260,403 |
| August 2020 | $943,209 | $121,481 | $164,433 |
| | | | |
| Jan 2020 | $777,421 | $3,389 | $-1,355 |
| Feb 2020 | $753,453 | $4,390 | $-23,968 |
| Mar 2020 | $645,440 | $11,556 | $-108,013 |
| Apr 2020 | $716,401 | $8,303 | $70,961 |
| May 2020 | $757,000 | $4,080 | $40,599 |
| June 2020 | $780,621 | $4,130 | $23,621 |
| July 2020 | $819,749 | $3,810 | $39,128 |
| August 2020 | $943,209 | $82,688 | $123,460 |
| September 2020 | $923,711 | $7,671 | $-19,498 |
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| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| Jan | | | 141,251.00 | $193,414.19 | $283,829.36 | $359,505.30 | $546,089.75 | |
| Feb | | | $135,573.00 | $200,758.63 | $304,851.88 | $397,087.41 | $557,258.06 | |
| Mar | | | $138,331.39 | $211,677.78 | $303,796.17 | $428,309.57 | $522,077.78 | |
| Apr | | $98k | $146,788.37 | $217,643.71 | $307,682.67 | $440,342.71 | $451,185.96 | |
| May | | $111k | $149,149.52 | $225,773.04 | $315,634.59 | $456,285.80 | $510,875.92 | |
| Jun | | $112k
| $161,205.21 | $232,222.09 | $337,046.55 | $441,047.77 | $551,923.37 | |
| Jul | | $113k | $165,947.80 | $235,779.19 | $340,399.63 | $476,489.51 | $567,485.67 | |
| Aug | | $113k | $176,198.00 | $244,461.55 | $363,304.76 | $486,559.27 | $601,161.19 | |
| Sept | | $116k
| $178,840.37 | $247,101.69 | $385,572.12 | $483,967.28 | $653,037.25 | |
| Oct | | | $184,372.64 | $256,365.91 | $392,296.56 | $490,200.54 | $639,398.62 | |
| Nov | | $120,330.91 | $181,625.28 | $266,140.14 | $370,000.25 | $501,003.17 | | |
| Dec | | $138,810.56 | $187,972.57 | $279,806.93 | $386,361.40 | $531,904.82 | | |
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$991,000- Posted on March 12 right before the huge crash. Didn't think we would ever get to $1 mil due to being furloughed.
$1,007,000- Posted on May 26th. First time we realized we passed $1 mil. Got lucky because I reallocated most of our investments to bonds and started moving the funds back to Index slowly.
$1,050,000- As of Aug 11th. Thank God we have about 80% of our investments back in Index during this run up. Who knew with our economy in shamble that the SP is almost back to its high.
We have roughly about $325k our of $395k back in Indexes. That's 82%.
We have another $65k of cash that I would love to go toward Indexes but the market is a bit scary right now.
LOL, I'm still https://forum.mrmoneymustache.com/Themes/default/images/bbc/ftp.giffurloughed and collecting UE. What a great year this could have been with my wife making $50k and myself $120k.
Can't complain. Enjoying the extended layoff.
I found an older 3/28 spreadsheet that showed more exact numbers.
Its been a crazy 5 months. I don't think 1 single person would have guessed that in AUG 2020 the SP500 would pass its previous high already
I'm not gonna lie. I had a lot of my investments on the sideline and were slowing moving them back. I had a bunch of cash too that I would have dumped into Index but I didn't think the SP would regain all its losses that quickly.
Also had to spend $8K fixing the roof and various stuff on the rental.
Can't complain though. Been furloughed from a $120k job since 3/19.
8/27 3/28
----- ------
Rental 210000 210000
Primary 141000 135000 Primary value has gone up $10k-$15k but the increase is from principle paid.
Assets 45000 45000
HSA 18512 16275
IRA-roth 97742 76946
IRA 55401 43996
Inx funds 91614 79833
401k 20734 18300
Wife 401k 21024 12000
Wife HSA 5300 4170
Wifes IRA 63736 55046
Loan 182187 183667
Cash 109340 98016
Gold 6000 6000
Net Worth 1067596 984249
Still hanging tough at $ 1,060,144.
This thread is my record keeping. LOL.
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| | 2020 | 2021 | 2022 |
| January | - | - | - |
| February | - | - | - |
| March | - | - | - |
| April | - | - | - |
| May | - | - | - |
| June | - | - | - |
| July | - | - | - |
| August | - | - | - |
| September | $517,937.94 | - | - |
| October | $511,000.00 | - | - |
| November | - | - | - |
| - | - | - |
Bit of a step backwards with market activity. But I'm happy to stay in the $500k+ thread, at least so far!
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08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800 FIRE'd
11/1/2019 - $675,000
12/1/2019 - $695,700
01/1/2020 - $717,000
02/1/2020 - $721,000
03/1/2020 - $702,500
04/1/2020 - $651,000
05/1/2020 - $686,700
06/1/2020 - $702,200
07/1/2020 - $710,000
08/1/2020 - $731,800
09/1/2020 - $753,000
10/1/2020 - $736,600
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I'm embarrassed to say how much I enjoyed switching this over to a table, AND how long it took me to do it!
Investments only
Jun 2018 $219,320
Jul 2018 $228,483
Aug 2018 $234,711
Sep 2018 $245,993
Oct 2018 $251,023
Nov 2018 $238,881
Dec 2018 $244,687
Jan 2019 $226,942
Feb 2019 $249,796
Mar 2019 $270,351
Apr 2019 $285,770
May 2019 $295,838
Jun 2019 $283,393
Jul 2019 $307,071
Aug 2019 $315,942
Sep 2019 $318,301
Oct 2019 $334,301
Nov 2019 $352,430
Dec 2019 $370,715
Jan 2020 $401,716
Feb 2020 $414,430
Mar 2020 $412,631
Apr 2020 $393,815
May 2020 $414,524
Jun 2020 $452,579
Jul 2020 $471,455
Aug 2020 $496,982
Sep 2020 $529,603
Oct 2020 $525,945
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | $226,942 | $401,746 | - | - |
| February | - | $249,796 | $414,430 | - | - |
| March | - | $270,351 | $412,631 | - | - |
| April | - | $285,770 | $393,815 | | - |
| May | - | $295,838 | $414,524 | - | - |
| June | $219,320 | $283,393 | $452,579 | - | - |
| July | $228,483 | $307,071 | $471,455 | - | - |
| August | $234,711 | $315,942 | $496,982 | - | - |
| September | $245,993 | $318,301 | $529,603 | - | - |
| October | $251,023 | $334,301 | $525,945 | - | - |
| November | $238,881 | $352,430 | $ | - | - |
| December | $244,687 | $370,715 | $ | - | - |
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| | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 |
| January | - | - | - | - | $341,983 | $403,773 | $562,839 |
| February | - | - | - | - | $333,875 | $423,854 | $523,480 |
| March | - | - | - | - | $328,485 | $435,590 | $455,522 |
| April | - | - | - | - | $338,787 | $455,332 | $527,729 |
| May | - | - | - | - | $353,747 | $439,288 | $563,352 |
| June | - | - | - | - | $361,028 | $471,706 | $585,100 |
| July | - | - | - | - | $381,336 | $483,830 | $625,356 |
| August | - | - | - | - | $402,486 | $479,814 | $676,959 |
| September | - | - | - | - | $408,560 | $494,165 | $660,627 |
| October | - | - | - | - | $383,538 | $512,168 | - |
| November | - | - | - | - | $397,907 | $537,136 | - |
| December | $97,686 | $129,157 | $206,179 | $317,990 | $366,214 | $557,416 | - |
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Tracking liquid net worth only: Cash/Savings/Investments
Feb 1, 2016 - $90k
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725 (crossed $250k)
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Mar 1, 2019 - $354,771
Apr 1, 2019 - $384,308
May 1, 2019 - $407,770
June 1, 2019 - $404,625
July 1, 2019 - $420,082
Aug 1, 2019 - $441,976
Sep 1, 2019 - $458,940
Oct 1, 2019 - $481,915
Nov 1, 2019 - $501,937 (Crossed $500k)
Dec 1, 2019 - $518,285
Jan 1, 2020 - $544,655
Feb 1, 2020 - $573,474
Mar 1, 2020 - $557,410
Apr 1, 2020 - $494,414
May 1, 2020 - $572,376
June 1, 2020 - $618,048
July 1, 2020 - $600,510
Aug 1, 2020 - $659,872
Sep 1, 2020 - $704,682
Oct 1, 2020 - $696,932
Due to the market changes, down about $8k for the month despite saving about $16k.
I was talking with a friend last weekend, and I think it helps a lot starting investing from the bottom, because you get used to all the hiccups and as they get gradually bigger and bigger as your net worth grows, you become conditioned to them and know it’s part of the course.
This would be different than someone saving up $500k in cash, then dumping it all in the market. Without that conditioning along the way, it’d be harder to stomach those months where you could be down $15k or $50k.
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| | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | January | - | -$25,189 | $116,236 | $230,742 | $402,238 | - | - | February | - | -$24,977 | $122,183 | $244,321 | $389,937 | - | - | - | March | Found MMM-> | -$21,759 | $122,763 | $252,749 | $359,271 | - | - | April | - | -$15,838 | $129,950 | $263,657 | $441,401 | - | - | May | - | $7,447 | $149,174 | $252,690 | $482,281 | - | - | June | - | $16,623 | $154,992 | $287,639 | $499,025 | - | - | July | -$19,048 | $27,638 | $167,846 | $299,427 | $540,432 | - | Graduation | August | -$18,739 | $39,025 | $180,481 | $313,257 | $571,960 | - | - | September | -$21,536 | $49,626 | $185,098 | $321,358 | $582,947 | - | - | October | -$25,832 | $59,438 | $194,857 | $336,179 | - | - | - | November | -$25,621 | $71,949 | $205,772 | $351,985 | - | - | - | December | -$25,405 | $110,473 | $212,859 | $385,426 | - | - | - |
Saved $19,349 this month but only went up +10,987. Looking through the thread it appears I should be quite happy about this. It must be the difference in investing in CAD vs USD as I imagine we're all in comparably positions.
Only tracking personal liquid stash and do not include my wife's savings or any Real Estate equity at this point |
-
Month End Update
Liquid assets / Net worth
Jan 2018 $415.5K / $508K
Jun 2018 $518.8K / $578.4K
Jul 2018 $528.3K / $588.2K
Aug 2018 $543K / $603.2K
Sep 2018 $548K / $608.6K
Oct 2018 $492.6K / $569.5K
Nov 2018 $502K / $585.3K
Dec 2018 $476.8K / $554K
Jan 2019 $509.1K / $587K
Feb 2019 $534.2K / $612.6K
Mar 2019 $549K / $627.8K
Apr 2019 $561.1K / $640.1K
May 2019 $533.5K / $612.9K
June 2019 $566K / $646K
July 2019 $569K / $649K
Aug 2019 $558.4K / $638.8K
Sept 2019 $569.6K / $650.3K
Oct 2019 $583.5K / $664.5K
Nov 2019 $602.3K / $683.7K
Dec 2019 $621.3K / $703.1K
June 2020 $641.8K / $722.8K
July 2020 $674.1K / $755.9K
Aug 2020 $715.5K / $798.1K
Sep 2020 $704K / $787.3K
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12/31/2014: INV-$10,584 NW-$-20,000
12/31/2015: INV-$49,877 NW-$78,264
12/31/2016: INV-$106,390 NW-$188,244
12/31/2017: INV-$265,731 NW-$277,837
12/31/2018: INV-$332,761 NW-$357,901
12/31/2019: INV-$545,957 NW-$583,896
01/31/2020: INV-$554,278 NW-$597,803
02/29/2020: INV-$530,928 NW-$572,428
03/31/2020: INV-$475,079 NW-$519,370
04/30/2020: INV-$529,397 NW-$573,982
05/31/2020: INV-$573,990 NW-$621,671
06/31/2020: INV-$607,523 NW-$657,069
07/31/2020: INV-$630,288 NW-$682,393
08/31/2020: INV-$686,361 NW-$734,547
09/30/2020: INV-$669,786 NW-$721,113
Markets giveth, markets taketh away.
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| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | 318,100 | 359,000 | 465,145 | - | - |
| February | - | 321,800 | 370,750 | 467,380 | - | - |
| March | - | 313,540 | 378,525 | 418,695 | - | - |
| April | 255,900 | 322,810 | 391,005 | 454,145 | - | - |
| May | 263,800 | 328,600 | 397,260 | 472,320 | - | - |
| June | 268,100 | 331,860 | 407,265 | 485,420 | - | - |
| July | 273,100 | 340,250 | 413,395 | 502,730 | - | - |
| August | 276,800 | 341,770 | 413,070 | 513,600 | - | - |
| September | 284,500 | 348,465 | 420,460 | 511,466 | - | - |
| October | 292,100 | 343,960 | 429,655 | - | - | - |
| November | 302,000 | 347,470 | 442,315 | - | - | - |
| December | 309,500 | 340,950 | 447,950 | - | - | - |
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Investments only, solo journey (so far)
| | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | - | $232,213 | $356,542 | $500,087 | - |
| February | - | $245,447 | $383,348 | $502,244 | - |
| March | - | $242,789 | $394,563 | $475,671 | - |
| April | $164,900 | $246,140 | $403,461 | $429,092 | - |
| May | - | $318,398 | $421,194 | $474,155 | - |
| June | - | $328,870 | $409,591 | $500,241 | - |
| July | $180,808 | $342,159 | $435,981 | $516,358 | - |
| August | $189,280 | $354,936 | $443,135 | $544,475 | - |
| September | $193,727 | $366,727 | $441,101 | $579,806 | - |
| October | $209,968 | $374,465 | $452,232 | $568,885 | - |
| November | $220,602 | $361,296 | $466,688 | - | - |
| December | $225,918 | $370,140 | $482,944 | - | - |
Down almost 11k for the month, but I'm still stuffing money in the accounts.
-
LNW:
08/13/2020 $700,373
09/01/2020 $726,934
10/01/2020 $755,557 (windfall is the reason for the gain)
-
12/16 - $360,891 $570,338
12/17 - $473,407 $697,411
12/18 - $480,550 $732,108
12/19 - $669,819 $943,739
01/20 - $675,940 $951,251
02/20 - $632,514 $909,220
03/20 - $570,114 $848,222
04/20 - $639,036 $918,460
05/20 - $668,874 $949,803
06/20 - $691,239 $973,588
07/20 - $726,252 $1,009,931
08/20 - $779,767 $1,064,777
09/20 - $757,594 $1,043,936
Yesterday was 'net worth day' (that's what we call it at my house). Down a chunk, but I knew it was coming from seeing all of the other posts in the 'Race to' threads. It's ok.
-
I'm embarrassed to say how much I enjoyed switching this over to a table, AND how long it took me to do it!
I hear ya! i did the same thing earlier this year and it looks so much better as a table but man that was a pain in the butt
-
01/01/17 £374668
01/01/18 £497097
01/01/19 £547415
01/01/20 £649762
01/02/20 £655831
01/03/20 £644284
01/04/20 £625095
01/05/20 £630000
01/06/20 £646995
01/07/20 £669225
01/08/20 £685094
01/09/20 £703184
01/10/20 £718448
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274 ($2,118)
-
2018
Jan - $330,883
July - $372,389
-----------------------
2019
Jan - $376,421
July - $449,818
Aug - $461,802
Sept -$471,690
Nov - $486,235
Dec - $498,006
------------------
2020
Jan - $501,901
Feb - $518,123
Mar - $446,241
April -$450,421
May - $465,042
June -$478,201
July - $494,067
Aug - $508,204
Sept- $512,108
-
Hey all! Graduated to this group last month :) I don't really trust that I'll stay above 500k since nothing about this year makes sense.
| | 2017 | 2018 | 2019 | 2020 |
| Jan | | 247,829 | 284,697 | 436,741 |
| Feb | 167,752 | 263,000 | 314,314 | 440,512 |
| Mar | 177,448 | 254,401 | 331,474 | 429,408 |
| Apr | 183,917 | | 344,390 | 359,683 |
| May | 189,205 | 267,000 | 357,302 | 409,428 |
| June | 195,189 | 273,062 | 351,017 | 452,705 |
| July | 202,048 | 278,308 | 372,466 | 468,792 |
| Aug | 211,263 | 287,779 | 373,986 | 499,412 |
| Sept | 215,880 | 298,772 | 377,991 | 541,591 |
| Oct | 222,924 | 307,200 | 384,914 | 529,969 |
| Nov | 230,962 | 295,490 | 403,766 |
| Dec | 238,389 | 298,003 | 415,269 |
-
I'm embarrassed to say how much I enjoyed switching this over to a table, AND how long it took me to do it!
Same here--table so much easier. Tho I have to add two columns to mine now. ugh.
(I joke--didn't take that long)
-
October 2020 > 1.07M
-
Oh, it's so good to see new faces here! @lollylegs, @Mustachio Bashio, @Jaayse, @facepalm, you guys are absolutely crushing it. I'm proud of you all, welcome!!
@Finntastic, Congratulations!!!
-
Quarterly update:
10/1/2017 - 502k
1/1/2018 - 544k
4/1/2018 - 559k
7/1/2018 - 604k
10/1/2018 - 640k
1/1/2019 - 608k
4/1/2019 - 710k
7/1/2019 - 754k
10/1/2019 - 780k
1/1/2020 - 853k
4/1/2020 - 726k
7/1/2020 - 876k
10/1/2020 - 956k
-
Quarterly update:
10/1/2017 - 502k
1/1/2018 - 544k
4/1/2018 - 559k
7/1/2018 - 604k
10/1/2018 - 640k
1/1/2019 - 608k
4/1/2019 - 710k
7/1/2019 - 754k
10/1/2019 - 780k
1/1/2020 - 853k
4/1/2020 - 726k
7/1/2020 - 876k
10/1/2020 - 956k
Looks like you're going to be graduating soon @RWD! Well done.
-
Quarterly update:
10/1/2017 - 502k
1/1/2018 - 544k
4/1/2018 - 559k
7/1/2018 - 604k
10/1/2018 - 640k
1/1/2019 - 608k
4/1/2019 - 710k
7/1/2019 - 754k
10/1/2019 - 780k
1/1/2020 - 853k
4/1/2020 - 726k
7/1/2020 - 876k
10/1/2020 - 956k
Looks like you're going to be graduating soon @RWD! Well done.
Getting tantalizingly close! Maybe another 4 months? Market willing, of course.
-
| | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | $- | $292,190 | $304,411 | $437,806 | $581,831 | $615,789 | $767,806 | - |
| February | $- | $332,002 | $331,197 | $162,424 | $585,663 | $662,207 | $735,649 | - |
| March | $- | $332,209 | $331,749 | $481,340 | $583,773 | $683,014 | $683,851 | - |
| April | $- | $336,743 | $260,548 | $483,994 | $582,862 | $719,849 | $734,510 | - |
| May | $256,131 | $338,884 | $373,153 | $483,982 | $585,929 | $701,938 | $760,661 | - |
| June | $258,642 | $321,529 | $377,807 | $490,951 | $590,577 | $731,170 | $777,705 | - |
| July | $276,381 | $320,767 | $414,764 | $503,706 | $601,024 | $721,753 | $819,352 | - |
| August | $296,700 | $313,896 | $405,676 | $513,111 | $606,442 | $686,503 | $860,605 | - |
| September | $290,244 | $301,079 | $422,204 | $525,158 | $610,690 | $698,968 | $868,597 | - |
| October | $274,986 | $308,291 | $413,967 | $533,760 | $585,817 | $577,615 | - | - |
| November | $282,762 | $308,558 | $419,572 | $549,074 | $595,773 | $620,036 | - | - |
| December | $292,942 | $312,281 | $431,458 | $557,941 | $575,877 | $760,501 | - | - |
So the trend continues up although I stayed positive mainly because of a huge leap in home value that added about $25K in value according to Zillow that is how Personal Capital tracks this within its system. So my investments were down, but thus far into October most of that has recovered as I am up about $20K more from the September number.
-
Great numbers all! Still saving here.
Goal is to hit 1M for the following:
Inv+Cash: 18 months (04/23/22)
Inv: 2 years (10/23/22)
NW: 6-8 Months (4/23/21)
05/20/16 INV- $218,514 INV+CASH- $328,980 NW- $478,980
07/17/17 INV- $306,386 INV+CASH- $417,755 NW- $567,755
03/14/18 INV- $380,160 INV+CASH- $467,160 NW- $617,160
08/08/18 INV- $423,708 INV+CASH- $491,708 NW- $641,708
02/18/19 INV- $446,121 INV+CASH- $581,759 NW- $751,759
03/22/19 INV- $481,093 INV+CASH- $592,941 NW- $762,941
04/18/19 INV- $506,875 INV+CASH- $595,875 NW- $765,875
07/18/19 INV- $540,071 INV+CASH- $617,447 NW- $787,447
01/01/20 INV- $586,172 INV+CASH- $667,785 NW- $837,785
01/24/20 INV- $610,000 INV+CASH- $691,000 NW- $861,000
07/21/20 INV- $647,000 INV+CASH- $727,000 NW- $912,000
10/21/20 INV- $681,430 INV+CASH- $765,430 NW- $950,430
-
My history is quoted below, but we just got cleared to close on a cash out refi. The house appraised way higher than anticipated, so NW today is 1.024M! That includes 92K of equity still in the house. That 500K to 1M went FAST, more than three years faster than anticipated!
I just graduated to this thread. I was racing from 250K to 500K and just crossed that threshold (link below).
I go by investable assets, currently $501,463. (Home equity is about 200K, so call it 700K TNW.)
A bit of history:
1/1/12 125K
1/1/13 175K
1/1/14 214K
1/1/15 205K
1/1/16 449K
*home addition*
1/1/18 447K
10/1/18 500K
And a bit of projection (assumptions include 80K of education expense in about 4 years, 3% real returns, and saving $7K/mo)...
1/1/20 627K
1/1/21 731K
1/1/22 839K
1/1/23 950K (20K special expense)
1/1/24 1.04M (20K special expense)
1/1/25 1.12M (20K special expense)
1/1/26 1.3M (20K special expense)
https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-250-to-500k!/msg2152432/#msg2152432
-
6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
12/1/18 = $636
1/1/19 = $630
2/1/19 = $664
3/1/19 = $682
4/1/19 = $691
5/1/19 = $708
6/1/19 = $702
7/1/19 = $731
8/1/19 = $737
9/1/19 = $736
10/1/19 = $746
11/1/19 = $761
12/1/19 = $781
1/1/20 = $809
2/1/20 = $824
3/1/20 = $806
4/1/20 = $744
5/1/20 = $783
6/1/20 = $809
7/1/20 = $827
8/1/20 = $861
9/1/20 = $893
10/1/20 = $882
11/1/20 = $889
-
| | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | January | - | -$25,189 | $116,236 | $230,742 | $402,238 | - | - | February | - | -$24,977 | $122,183 | $244,321 | $389,937 | - | - | - | March | Found MMM-> | -$21,759 | $122,763 | $252,749 | $359,271 | - | - | April | - | -$15,838 | $129,950 | $263,657 | $441,401 | - | - | May | - | $7,447 | $149,174 | $252,690 | $482,281 | - | - | June | - | $16,623 | $154,992 | $287,639 | $499,025 | - | - | July | -$19,048 | $27,638 | $167,846 | $299,427 | $540,432 | - | Graduation | August | -$18,739 | $39,025 | $180,481 | $313,257 | $571,960 | - | - | September | -$21,536 | $49,626 | $185,098 | $321,358 | $582,947 | - | - | October | -$25,832 | $59,438 | $194,857 | $336,179 | $582,543 | - | - | November | -$25,621 | $71,949 | $205,772 | $351,985 | - | - | - | December | -$25,405 | $110,473 | $212,859 | $385,426 | - | - | - |
Things were looking pretty good until this week. Saved $20,026.12 and went down $404. At this point, my only gains are dividends on my investments, but that appears to be due to my contributions being so recent (a privilege afforded by my cushy paying job).
Only tracking personal liquid stash and do not include my wife's savings or any Real Estate equity at this point |
-
Nov-17 - 300k
May-18 - 375k
July -18 - 400k
Dec-18 - 345K
Mar-19 - 415K
Jun-19 nw 444K - liquid -514K
Sep-19 nw 450K liquid 527K
dec-19 nw 490k liquid 575k
Jan-20 nw 483 liquid 563
feb-20 nw 440 liquid 520
mar-20 nw 374 liquid 455
apr-20 nw 435 liquid 513
may-20 nw 460 liquid 535
Jun-20 nw 468 liquid 541
Jul-20 nw 502 Liquid 572
Aug-20 nw 627 liquid 600
Sep-20 nw 612 liquid 573
Oct-20 nw 620 liquid 576
thank you Mr Market again It was looking good.
The top is in
-
Investments only; Household combined.
| | 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) |
| January | - | 496,255 | - | - |
| February | - | 472,573 | - | - |
| March | - | 444,067 | - | - |
| April | - | 495,051 | - | - |
| May | - | 524,063 | - | - |
| June | - | 524,530 | - | - |
| July | 330,406 | 552,296 | - | - |
| August | 437,870 | 632,115 | - | - |
| September | 443,081 | 617,959 | - | - |
| October | 452,295 | 604,646 | - | - |
| November | 483,711 | - | - | - |
| December | 484,963 | - | - | - |
Decrease all market again.
-
excuse me a decline what the fuck
11/30/19: $496k
12/31/19: $524k
01/31/20: $533k
02/29/20: $507k
03/31/20: $458k
04/30/20: $510k
05/31/20: $542k
06/30/20: $578k
07/31/20: $624k
08/31/20: $664k
09/30/20: $660k
10/31/20: $653k
-
Investments, household combined:
5/1/17 $631
6/1/17 $647
7/1/17 $655
8/1/17 $665
9/1/17 $672
10/1/17 $684
11/1/17 $702
12/1/17 $724
1/1/18 $731
2/1/18 $761
3/1/18 $737
4/1/18 $731
5/1/18 $738
6/1/18 $747
7/1/18 $744
8/1/18 $761
9/1/18 $776
10/1/18 $776
11/1/18 $729
12/1/18 $745
1/1/19 $703
2/1/19 $751 FIREd
3/1/19 $769
4/1/19 $813
5/1/19 $841
6/1/19 $810
7/1/19 $841
8/1/19 $849
9/1/19 $826
10/1/19 $832
11/1/19 $854
12/1/19 $870
1/1/20 $886
2/1/20 $881
3/1/20 $845
4/1/20 $745
5/1/20 $815
6/1/20 $848
7/1/20 $867
8/1/20 $893
9/1/20 $917
10/1/20 $900
11/1/20 $888
-
Investments only
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | $226,942 | $401,746 | - | - |
| February | - | $249,796 | $414,430 | - | - |
| March | - | $270,351 | $412,631 | - | - |
| April | - | $285,770 | $393,815 | | - |
| May | - | $295,838 | $414,524 | - | - |
| June | $219,320 | $283,393 | $452,579 | - | - |
| July | $228,483 | $307,071 | $471,455 | - | - |
| August | $234,711 | $315,942 | $496,982 | - | - |
| September | $245,993 | $318,301 | $529,603 | - | - |
| October | $251,023 | $334,301 | $525,945 | - | - |
| November | $238,881 | $352,430 | $528,082 | - | - |
| December | $244,687 | $370,715 | $ | - | - |
-
08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800 FIRE'd
11/1/2019 - $675,000
12/1/2019 - $695,700
01/1/2020 - $717,000
02/1/2020 - $721,000
03/1/2020 - $702,500
04/1/2020 - $651,000
05/1/2020 - $686,700
06/1/2020 - $702,200
07/1/2020 - $710,000
08/1/2020 - $731,800
09/1/2020 - $753,000
10/1/2020 - $736,600
11/1/2020 - $731,900
-
for a brief second (1 day) I did blip up above the 1 million mark but just as fast as I saw that extra zero it was gone again. I'd love to see more gains but I fear we are in this for a while to come. Oh well....I guess it's a buying opportunity.
| Investment Accounts |
| End Of Month | Liquid Balance | $$ I invested | total change |
| Dec 2016 | $322,818 | $30,604 | |
| Dec 2017 | $438,627 | $40,177 | $115,809 |
| Dec 2018 | $518,373 | $87,168 | $79,746 |
| Dec 2019 | $778,776 | $95,881 | $260,403 |
| Dec 2020 | $950,000 ? | $140,000 ? | $171,224 ? |
| | | | |
| Jan 2020 | $777,421 | $3,389 | $-1,355 |
| Feb 2020 | $753,453 | $4,390 | $-23,968 |
| Mar 2020 | $645,440 | $11,556 | $-108,013 |
| Apr 2020 | $716,401 | $8,303 | $70,961 |
| May 2020 | $757,000 | $4,080 | $40,599 |
| June 2020 | $780,621 | $4,130 | $23,621 |
| July 2020 | $819,749 | $3,810 | $39,128 |
| August 2020 | $943,209 | $82,688 | $123,460 |
| September 2020 | $923,711 | $7,671 | $-19,498 |
| October 2020 | $921,558 | $8,976 | $-2,153 |
-
| | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 |
| January | - | - | - | - | $341,983 | $403,773 | $562,839 |
| February | - | - | - | - | $333,875 | $423,854 | $523,480 |
| March | - | - | - | - | $328,485 | $435,590 | $455,522 |
| April | - | - | - | - | $338,787 | $455,332 | $527,729 |
| May | - | - | - | - | $353,747 | $439,288 | $563,352 |
| June | - | - | - | - | $361,028 | $471,706 | $585,100 |
| July | - | - | - | - | $381,336 | $483,830 | $625,356 |
| August | - | - | - | - | $402,486 | $479,814 | $676,959 |
| September | - | - | - | - | $408,560 | $494,165 | $660,627 |
| October | - | - | - | - | $383,538 | $512,168 | $656,592 |
| November | - | - | - | - | $397,907 | $537,136 | - |
| December | $97,686 | $129,157 | $206,179 | $317,990 | $366,214 | $557,416 | - |
-
| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| Jan | | | 141,251.00 | $193,414.19 | $283,829.36 | $359,505.30 | $546,089.75 | |
| Feb | | | $135,573.00 | $200,758.63 | $304,851.88 | $397,087.41 | $557,258.06 | |
| Mar | | | $138,331.39 | $211,677.78 | $303,796.17 | $428,309.57 | $522,077.78 | |
| Apr | | $98k | $146,788.37 | $217,643.71 | $307,682.67 | $440,342.71 | $451,185.96 | |
| May | | $111k | $149,149.52 | $225,773.04 | $315,634.59 | $456,285.80 | $510,875.92 | |
| Jun | | $112k
| $161,205.21 | $232,222.09 | $337,046.55 | $441,047.77 | $551,923.37 | |
| Jul | | $113k | $165,947.80 | $235,779.19 | $340,399.63 | $476,489.51 | $567,485.67 | |
| Aug | | $113k | $176,198.00 | $244,461.55 | $363,304.76 | $486,559.27 | $601,161.19 | |
| Sept | | $116k
| $178,840.37 | $247,101.69 | $385,572.12 | $483,967.28 | $653,037.25 | |
| Oct | | | $184,372.64 | $256,365.91 | $392,296.56 | $490,200.54 | $639,398.62 | |
| Nov | | $120,330.91 | $181,625.28 | $266,140.14 | $370,000.25 | $501,003.17 | $637,260.06 | |
| Dec | | $138,810.56 | $187,972.57 | $279,806.93 | $386,361.40 | $531,904.82 | | |
Market downturn hasn't been great, but our company stock is at an all-time high. I'm currently overweighted in that so I plan on selling a bunch and dumping it into VTSAX tomorrow when the trading window opens.
-
LNW:
08/13/2020 $700,373
09/01/2020 $726,934
10/01/2020 $755,557 (windfall is the reason for the gain)
11/01/2021 $749,499
-
Investments only, solo journey (so far)
| | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | - | $232,213 | $356,542 | $500,087 | - |
| February | - | $245,447 | $383,348 | $502,244 | - |
| March | - | $242,789 | $394,563 | $475,671 | - |
| April | $164,900 | $246,140 | $403,461 | $429,092 | - |
| May | - | $318,398 | $421,194 | $474,155 | - |
| June | - | $328,870 | $409,591 | $500,241 | - |
| July | $180,808 | $342,159 | $435,981 | $516,358 | - |
| August | $189,280 | $354,936 | $443,135 | $544,475 | - |
| September | $193,727 | $366,727 | $441,101 | $579,806 | - |
| October | $209,968 | $374,465 | $452,232 | $568,885 | - |
| November | $220,602 | $361,296 | $466,688 | $562,892 | - |
| December | $225,918 | $370,140 | $482,944 | - | - |
I keep using my money to buy stocks and leverage bank deals, working on another $500 for opening accounts and hopefully opening a new card for a bonus soon.
-
I decided to take the plunge and reformat. Only tracking the stash.
| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | $12,964 | $53,694 | $117,156 | $286,460 | $366,568 | $554,279 | - |
| February | $14,893 | $57,320 | $130,755 | $284,267 | $388,104 | $530,928 | - |
| March | $22,065 | $71,035 | $150,924 | $291,192 | $415,305 | $575,079 | - |
| April | $24,785 | $75,120 | $161,757 | $306,848 | $429,917 | $529,397 | - |
| May | $26,931 | $87,541 | $171,174 | $317,739 | $416,867 | $573,991 | - |
| June | $29,021 | $90,964 | $191,558 | $321,370 | $458,412 | $607,523 | - |
| July | $31,341 | $93,025 | $210,018 | $339,122 | $459,062 | $630,288 | - |
| August | $34,251 | $95,245 | $220,293 | $353,410 | $466,936 | $686,631 | - |
| September | $39,854 | $97,814 | $231,801 | $361,506 | $481,531 | $669,786 | - |
| October | $42,018 | $98,335 | $242,954 | $336,674 | $499,757 | $663,596 | - |
| November | $45,987 | $100,344 | $256,324 | $356,143 | $528,712 | | - |
| December | $49,877 | $106,390 | $265,731 | $332,761 | $548,679 | | - |
-
Ugh! What a month (again). At one point I was up £24k and today nursing a loss of £668.
Jan 2017 - £346,854
===============
Jan 2018 - £456,088
===============
Jan 2019 - £495,379
===============
Jan 2020 - £606,791
Feb 2020 - £598,230 (-£8,561)
Mar 2020 - £622,178 (+£23,948)
Apr 2020 - £587,380 (-£34,798)
May 2020 - £605,014 (+£17,364)
Jun 2020 - £635,485 (+£30,471)
Jul 2020 - £645,221 (+£9,736)
Aug 2020 - £634,160 (-£11,054)
Sep 2020 £648,240 (+£14,080)
Oct 2020 £655,587 (+£7,347)
Nov 2020 £654,919 (-£668)
-
Another great month, not totally unexpected as I got my work bonus as well as unused vacation payout. I don't really have easy access (ok, I'm too lazy to reset my passwords) to my HSA so I've sort of locked that account at $20k in my calculations. With that in mind we are at $646k this month.
October was an interesting month with some significant expenses, namely purchasing a brand new vehicle for cash. With that purchase and the market retreating somewhat we ended up at $632k. I'm actually quite happy with that because we won't have any more contributions anymore now that I've mini-retired and we live off my wife's pension.
-
MADE IT! No clue on horizon, though I have been trying to double this number every 2 years or so, so setting a goal of 12/2022 to graduate.
(tracking retirement accounts, cash accounts and conservative equity in my rental properties and side businesses)
12/2014 $32,000
12/2016 $64,000 (24 months)
1/2018 $128,000 (25 months)
5/2019 $256,000 (16 months)
[12]/2020 $512,000 [20 months?]
---
11/1/2020 $506,667.23
-
Month End Update
Liquid assets / Net worth
Jan 2018 $415.5K / $508K
Jun 2018 $518.8K / $578.4K
Jul 2018 $528.3K / $588.2K
Aug 2018 $543K / $603.2K
Sep 2018 $548K / $608.6K
Oct 2018 $492.6K / $569.5K
Nov 2018 $502K / $585.3K
Dec 2018 $476.8K / $554K
Jan 2019 $509.1K / $587K
Feb 2019 $534.2K / $612.6K
Mar 2019 $549K / $627.8K
Apr 2019 $561.1K / $640.1K
May 2019 $533.5K / $612.9K
June 2019 $566K / $646K
July 2019 $569K / $649K
Aug 2019 $558.4K / $638.8K
Sept 2019 $569.6K / $650.3K
Oct 2019 $583.5K / $664.5K
Nov 2019 $602.3K / $683.7K
Dec 2019 $621.3K / $703.1K
June 2020 $641.8K / $722.8K
July 2020 $674.1K / $755.9K
Aug 2020 $715.5K / $798.1K
Sep 2020 $704K / $787.3K
Oct 2020 $698.3K / $782.2K
-
Month Invested Networth
04/30/17 $67,858 $125,786 <---- Discovered MMM / LBYM
09/30/17 $100,416 $168,105 <---- 100k Invested
01/31/19 $251,061 $311,711 <---- 250k Invested
06/30/20 $501,158 $573,100 <---- 500k Invested
07/31/20 $534,311 $613,166
08/31/20 $582,298 $662,814
09/30/20 $568,854 $652,181
10/31/20 $576,142 $673,303
Happy to be in the green this month.
-
12/16 - $360,891 $570,338
12/17 - $473,407 $697,411
12/18 - $480,550 $732,108
12/19 - $669,819 $943,739
01/20 - $675,940 $951,251
02/20 - $632,514 $909,220
03/20 - $570,114 $848,222
04/20 - $639,036 $918,460
05/20 - $668,874 $949,803
06/20 - $691,239 $973,588
07/20 - $726,252 $1,009,931
08/20 - $779,767 $1,064,777
09/20 - $757,594 $1,043,936
10/20 - $751,205 $1,038,882
Based on my reading of other people's posts, we were up in October until the end. I don't know, I only look at the end of the month and we are down. Not too much, but down, nonetheless. Still doesn't affect our plans. Retirement in 8 months, baby!!!
-
| | 2020 | 2021 | 2022 |
| January | - | - | - |
| February | - | - | - |
| March | - | - | - |
| April | - | - | - |
| May | - | - | - |
| June | - | - | - |
| July | - | - | - |
| August | - | - | - |
| September | $517,937.94 | - | - |
| October | $511,000.00 | - | - |
| November | $514,001.00 | - | - |
| - | - | - |
3 paycheck month plus a bonus helped me a dump a good bit extra into the market. Currently saving up cash for next rental property purchase.
-
Feb 1, 2016 - $90k
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725 (crossed $250k)
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Mar 1, 2019 - $354,771
Apr 1, 2019 - $384,308
May 1, 2019 - $407,770
June 1, 2019 - $404,625
July 1, 2019 - $420,082
Aug 1, 2019 - $441,976
Sep 1, 2019 - $458,940
Oct 1, 2019 - $481,915
Nov 1, 2019 - $501,937 (Crossed $500k)
Dec 1, 2019 - $518,285
Jan 1, 2020 - $544,655
Feb 1, 2020 - $573,474
Mar 1, 2020 - $557,410
Apr 1, 2020 - $494,414
May 1, 2020 - $572,376
June 1, 2020 - $618,048
July 1, 2020 - $600,510
Aug 1, 2020 - $659,872
Sep 1, 2020 - $704,682
Oct 1, 2020 - $696,932
Nov 1, 2020 - $694,944
Haven’t done my monthly budgeting, but I think I saved around $13k-$15k for the month. Unfortunately we are all dealing with this market volatility.
-
Ugh! What a month (again). At one point I was up £24k and today nursing a loss of £668.
Jan 2017 - £346,854
===============
Jan 2018 - £456,088
===============
Jan 2019 - £495,379
===============
Jan 2020 - £606,791
Feb 2020 - £598,230 (-£8,561)
Mar 2020 - £622,178 (+£23,948)
Apr 2020 - £587,380 (-£34,798)
May 2020 - £605,014 (+£17,364)
Jun 2020 - £635,485 (+£30,471)
Jul 2020 - £645,221 (+£9,736)
Aug 2020 - £634,160 (-£11,054)
Sep 2020 £648,240 (+£14,080)
Oct 2020 £655,587 (+£7,347)
Nov 2020 £654,919 (-£668)
Wow, just days from this and I’m now up £31k! Volatility baby!
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378 ($27,104)
-
| | 2017 | 2018 | 2019 | 2020 |
| Jan | | 247,829 | 284,697 | 436,741 |
| Feb | 167,752 | 263,000 | 314,314 | 440,512 |
| Mar | 177,448 | 254,401 | 331,474 | 429,408 |
| Apr | 183,917 | | 344,390 | 359,683 |
| May | 189,205 | 267,000 | 357,302 | 409,428 |
| June | 195,189 | 273,062 | 351,017 | 452,705 |
| July | 202,048 | 278,308 | 372,466 | 468,792 |
| Aug | 211,263 | 287,779 | 373,986 | 499,412 |
| Sept | 215,880 | 298,772 | 377,991 | 541,591 |
| Oct | 222,924 | 307,200 | 384,914 | 529,969 |
| Nov | 230,962 | 295,490 | 403,766 | 525,393 |
| Dec | 238,389 | 298,003 | 415,269 |
womp womp
-
| | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | $- | $292,190 | $304,411 | $437,806 | $581,831 | $615,789 | $767,806 | - |
| February | $- | $332,002 | $331,197 | $162,424 | $585,663 | $662,207 | $735,649 | - |
| March | $- | $332,209 | $331,749 | $481,340 | $583,773 | $683,014 | $683,851 | - |
| April | $- | $336,743 | $260,548 | $483,994 | $582,862 | $719,849 | $734,510 | - |
| May | $256,131 | $338,884 | $373,153 | $483,982 | $585,929 | $701,938 | $760,661 | - |
| June | $258,642 | $321,529 | $377,807 | $490,951 | $590,577 | $731,170 | $777,705 | - |
| July | $276,381 | $320,767 | $414,764 | $503,706 | $601,024 | $721,753 | $819,352 | - |
| August | $296,700 | $313,896 | $405,676 | $513,111 | $606,442 | $686,503 | $860,605 | - |
| September | $290,244 | $301,079 | $422,204 | $525,158 | $610,690 | $698,968 | $868,597 | - |
| October | $274,986 | $308,291 | $413,967 | $533,760 | $585,817 | $577,615 | $868,808 | - |
| November | $282,762 | $308,558 | $419,572 | $549,074 | $595,773 | $620,036 | - | - |
| December | $292,942 | $312,281 | $431,458 | $557,941 | $575,877 | $760,501 | - | - |
So stayed virtually the same even though money was put in in October as the end of the month coincided with a big dip in the market, which we have recovered from again. Will see what November brings.
-
Any day now...
-
I get to move over here from the 250 - 500k race! Hi everyone!
Dec '19: $466k
Jan '20: $475k
Feb '20: $471k (market impact despite +$20k RSUs vesting)
Mar '20: $538k (bonus!)
I'm holding my nose and DCA'ing the bonus into the market even though I think we have more drops ahead of us. I wrote down a commitment that I must put it all in by the end of March. It's all going into VTSAX and VTIAX since my bonds are way over my AA with the recent market drops.
Totals above are net worth from mint and do not include primary residence (mortgage about 1/2 paid off, but I've stopped overpaying in favor of investing after finding these forums).
Well holding my nose and DCAing in March turned out to be exactly the right move! This year has been a wild ride.
Liquid net worth on mint:
Apr ‘20: $528k
May ‘20: $539k
Jun ‘20: $593k
Jul ‘20: $598k
Aug ‘20: $631k
Sep ‘20: $621k
Oct ‘20: $638k
Nov ‘20: $671k (got a check back from a speculative investment that folded in the pandemic, just happy to get anything back. 2H 2019 was a bad time to get into the upscale class-based gym business ‘\_@_/‘)
I realized in July that I can do megabackdoor Roth so started diverting the max I could to post-tax 401k. With the lifestyle change forced by the pandemic I hardly notice the reduction coming in and am still moving amounts to taxable at about the same rate as before.
Feeling fairly crushed by my job but seeing an end to the tunnel is so motivating. I’m making some changes (eg boundary enforcing) to try to make work more manageable while I’m still here, but if I can save like this for even 2-3 more years I could be in a very cushy ~6 year coast fire situation in a career path where well-paid consulting ~4 months a year should be a real option.
-
Any day now...
CONGRATULATIONS!!!! (assuming at least as of this morning that today is the day)
-
Any day now...
CONGRATULATIONS!!!! (assuming at least as of this morning that today is the day)
Thanks! It is certainly looking like today is the day. I'll run the numbers after work to make it official.
-
Any day now...
CONGRATULATIONS!!!! (assuming at least as of this morning that today is the day)
Thanks! It is certainly looking like today is the day. I'll run the numbers after work to make it official.
Yes, and then do not run them tomorrow as they likely will not be....
-
Any day now...
CONGRATULATIONS!!!! (assuming at least as of this morning that today is the day)
Thanks! It is certainly looking like today is the day. I'll run the numbers after work to make it official.
Yes, and then do not run them tomorrow as they likely will not be....
Haha. As long as I don't look I can keep the millionaire status, right? The SP500 has pulled back a bit from the morning spike so it's gonna be close...
-
01/01/17 £374668
01/01/18 £497097
01/01/19 £547415
01/01/20 £649762
01/02/20 £655831
01/03/20 £644284
01/04/20 £625095
01/05/20 £630000
01/06/20 £646995
01/07/20 £669225
01/08/20 £685094
01/09/20 £703184
01/10/20 £718448
01/11/20 £726615
December might hit 750 as our fy div is due.
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I am joining this thread. Household net worth, USD.
$0-100k took 17 months.
$100k-250k took 23 months.
$250k-500k took 21 months.
I suspect the next half million will take three to four years. A lot will depend on market performance, one way or the other.
Well I was right, just over three years (37 months and change)
10/1/2017 - 502k
1/1/2018 - 544k
4/1/2018 - 559k
7/1/2018 - 604k
10/1/2018 - 640k
1/1/2019 - 608k
4/1/2019 - 710k
7/1/2019 - 754k
10/1/2019 - 780k
1/1/2020 - 853k
4/1/2020 - 726k
7/1/2020 - 876k
10/1/2020 - 956k
11/9/2020 - 1,004k
Woohoo!
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Congrats @RWD!! Thanks for posting how long it took you along the way! I find that info inspiring!
-
Congrats @RWD! Fantastic!
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Congrats @RWD!! Thanks for posting how long it took you along the way! I find that info inspiring!
Congrats @RWD! Fantastic!
Thanks! The journey from $0 to $1M was just under 99 months, a nice memorable number.
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Congrats @RWD - I knew when I saw your name on the bumped thread that you must have surpassed a million. Awesome work!
-
I may be with you all only temporarily once I get my tax bill (long story--I've been waiting for MONTHS for the government to tell me how much they think I owe), but it looks like I just hit 527K so here I am. Not bad for a single mother of 5 with an ex who is a HUGE financial drain. I still need to get my spending in check, though. If the dollar keeps falling, it might make sense to just throw money at the mortgage (which is in euros).
-
Well done RWD!!
-
I may be with you all only temporarily once I get my tax bill (long story--I've been waiting for MONTHS for the government to tell me how much they think I owe), but it looks like I just hit 527K so here I am. Not bad for a single mother of 5 with an ex who is a HUGE financial drain. I still need to get my spending in check, though. If the dollar keeps falling, it might make sense to just throw money at the mortgage (which is in euros).
Welcome! Nice job.
-
Normally I only check at the end of the month but being so close to the 1Mil mark I can't help myself. It's so exciting to see this goal attained. So here I am only half way through November I have broken over the 1million mark. Not jumping ship though, I expect it to fluctuate back and forth for a while before I am solidly in that range. About 6 months to a year earlier than I expected to get there.
Also Big Congrats to RWD!
| Investment Accounts |
| End Of Month | Liquid Balance | $$ I invested | total change |
| Dec 2016 | $322,818 | $30,604 | |
| Dec 2017 | $438,627 | $40,177 | $115,809 |
| Dec 2018 | $518,373 | $87,168 | $79,746 |
| Dec 2019 | $778,776 | $95,881 | $260,403 |
| Dec 2020 | $950,000 ? | $140,000 ? | $171,224 ? |
| | | | |
| Jan 2020 | $777,421 | $3,389 | $-1,355 |
| Feb 2020 | $753,453 | $4,390 | $-23,968 |
| Mar 2020 | $645,440 | $11,556 | $-108,013 |
| Apr 2020 | $716,401 | $8,303 | $70,961 |
| May 2020 | $757,000 | $4,080 | $40,599 |
| June 2020 | $780,621 | $4,130 | $23,621 |
| July 2020 | $819,749 | $3,810 | $39,128 |
| August 2020 | $943,209 | $82,688 | $123,460 |
| September 2020 | $923,711 | $7,671 | $-19,498 |
| October 2020 | $921,558 | $8,976 | $-2,153 |
| Mid- November 2020 | $1,000,112 | $0 | $78,554 |
-
Congrats @RWD - I knew when I saw your name on the bumped thread that you must have surpassed a million. Awesome work!
Well done RWD!!
Thanks!
Normally I only check at the end of the month but being so close to the 1Mil mark I can't help myself. It's so exciting to see this goal attained. So here I am only half way through November I have broken over the 1million mark. Not jumping ship though, I expect it to fluctuate back and forth for a while before I am solidly in that range. About 6 months to a year earlier than I expected to get there.
Also Big Congrats to RWD!
| Investment Accounts |
| Mid- November 2020 | $1,000,112 | $0 | $78,554 |
Thanks and congrats to you too!
-
Congratulations @MikeO!!
-
Congrats @MikeO & @RWD!! its very motivating to see you reach your goals.
Feels like my savings are heading in the right direction again.
2018
Jan - $330,883
July - $372,389
-----------------------
2019
Jan - $376,421
July - $449,818
Aug - $461,802
Sept -$471,690
Nov - $486,235
Dec - $498,006
------------------
2020
Jan - $501,901
Feb - $518,123
Mar - $446,241
April -$450,421
May - $465,042
June -$478,201
July - $494,067
Aug - $508,204
Sept- $512,108
Oct - $509,740
Nov- $538,580
-
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | 318,100 | 359,000 | 465,145 | - | - |
| February | - | 321,800 | 370,750 | 467,380 | - | - |
| March | - | 313,540 | 378,525 | 418,695 | - | - |
| April | 255,900 | 322,810 | 391,005 | 454,145 | - | - |
| May | 263,800 | 328,600 | 397,260 | 472,320 | - | - |
| June | 268,100 | 331,860 | 407,265 | 485,420 | - | - |
| July | 273,100 | 340,250 | 413,395 | 502,730 | - | - |
| August | 276,800 | 341,770 | 413,070 | 513,600 | - | - |
| September | 284,500 | 348,465 | 420,460 | 511,466 | - | - |
| October | 292,100 | 343,960 | 429,655 | 508,153 | - | - |
| November | 302,000 | 347,470 | 442,315 | - | - | - |
| December | 309,500 | 340,950 | 447,950 | - | - | - |
I bought a car this month (Honda Fit) so down a touch.
-
Updating some numbers. November has been good so far but I'll hold off until the end of the month to count it.
End of NW Change
12/13: $41,032
12/14: $106,801 $65,769
12/15: $197,262 $90,461
12/16: $276,361 $79,099
12/17: $368,051 $91,690
12/18: $394,472 $26,421
12/19: $560,195 $165,723
01/20: $555,645 $-4,550
02/20: $548,136 $-7,509
03/20: $507,165 $-40,971
04/20: $571,647 $64,482
05/20: $602,413 $30,766
06/20: $623,728 $21,315
07/20: $663,216 $39,448
08/20: $710,666 $47,450
09/20: $690,049 $-20,616
10/20: $692,636 $2,587
Year to date: +$132,441
Congrats to those that have graduated to 1M+ since I last posted. You all are killing it!
-
Congrats to our newest millionaires!!!
-
Some friends of ours told us they hit this point.
We're behind :( hah.
-
July 2016 - $257,306
August 2016 - $264,625
September 2016 - $270,695
October 2016 - $283528
November 2016 - $291396
December 2016 - $295603
January 2017 - $303,195
March 2017 - $333,323
April 2017 - $340,884
May 2017 - $346,568
June 2017 - $357,230
July 2017 - $365,912
August 2017 - $370,689
September 2017 - $380,412
October 2017 - $390,025
November 2017 - $400,070
December 2017 - $404,188
January 2018 - $419426
February 2018 - $423744
May 2019 - $623013
August 2019 - $681260
November 2020 - $856576
Still plugging away - target is to complete 12/2021. Have renovations about to set me back $20000.
-
Reviewed some values in my spreadsheet and ended up removing net equity on a specific property out of the stash value calculation as it will most likely never be sold (at least not until I'm getting too old to stay there). The impact of this is that the value of the Stash has been reduced to less than 500k.
As such, I have to remove myself from the race for now :( BUT I should be back in the race by mid-year next year (fingers crossed) when the Stash will be back above 500k!
Cheers and see you soon.
-
$991,000- Posted on March 12 right before the huge crash. Didn't think we would ever get to $1 mil due to being furloughed.
$1,007,000- Posted on May 26th. First time we realized we passed $1 mil. Got lucky because I reallocated most of our investments to bonds and started moving the funds back to Index slowly.
$1,050,000- As of Aug 11th. Thank God we have about 80% of our investments back in Index during this run up. Who knew with our economy in shamble that the SP is almost back to its high.
We have roughly about $325k our of $395k back in Indexes. That's 82%.
We have another $65k of cash that I would love to go toward Indexes but the market is a bit scary right now.
LOL, I'm still https://forum.mrmoneymustache.com/Themes/default/images/bbc/ftp.giffurloughed and collecting UE. What a great year this could have been with my wife making $50k and myself $120k.
Can't complain. Enjoying the extended layoff.
I found an older 3/28 spreadsheet that showed more exact numbers.
Its been a crazy 5 months. I don't think 1 single person would have guessed that in AUG 2020 the SP500 would pass its previous high already
I'm not gonna lie. I had a lot of my investments on the sideline and were slowing moving them back. I had a bunch of cash too that I would have dumped into Index but I didn't think the SP would regain all its losses that quickly.
Also had to spend $8K fixing the roof and various stuff on the rental.
Can't complain though. Been furloughed from a $120k job since 3/19.
8/27 3/28
----- ------
Rental 210000 210000
Primary 141000 135000 Primary value has gone up $10k-$15k but the increase is from principle paid.
Assets 45000 45000
HSA 18512 16275
IRA-roth 97742 76946
IRA 55401 43996
Inx funds 91614 79833
401k 20734 18300
Wife 401k 21024 12000
Wife HSA 5300 4170
Wifes IRA 63736 55046
Loan 182187 183667
Cash 109340 98016
Gold 6000 6000
Net Worth 1067596 984249
Still hanging tough at $ 1,060,144.
This thread is my record keeping. LOL.
Sorry I keep quoting myself for record keeping and have no desire to hit $2 millions.
A great day in the market and we surpassed $1,100,000. Still a big shocked as I haven't worked since March.
Our investments are basically $400K in Vanguard and 2 paid-off houses we're getting income from.
We've hit a mark where we are comfortable with so I started hedging our investments.
I pulled $50k out of the $400k today and will pull another $50k if the market goes up again tomorrow.
Basically, if the market keeps going up, we still have $300k and if it drops enough, we have plenty of money to dump back into the market.
10/24
-----
Rental 210000
Primary 145000
Assets 45000
HSA 20401
IRA-roth 102011
IRA 52480
Inx funds 96946
401k 21681
Wife 401k 22708
Wife HSA 5821
Wifes IRA 68856
Loan 181288- Other house equity.
Cash 126339- $33k sits in Etrade but no stocks so just CASH.
Gold 6000
$1,103,531- Net Worth.
$958,531- Without primary home.
-
Alright I'm in. I logged in to personal capital today and I finally passed 500k!
10/26/2016: $100,000 (Beginning of FIRE journey)
08/18/2018: $252,962
11/25/2020: $509,056
Not too shabby!
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My net-worth is $1,001,146 as of this morning. Might be down a little under sometime later tonight after my 401k updates. One day as a millionaire is progress at 42. My strategy was slow and steady since I was 18. I never really went gazelle intense on the savings. The extra cash has allowed me to have many different options as I get older. I might never need it or might need a lot if I end up having a lot of medical issues.
I'm moving into the next thread "Race from 1M to 2M!"
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Congrats @AnxietyFly
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If the markets continue (or hold) at the levels they’ve risen this last month, I expect to see some big gains on peoples NW this month!
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Congratulations @AnxietyFly!! thats a great position to be in at 42.
Welcome @doneby35.
Its great watching the numbers go up -I've cracked $550,000 this week.
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If the markets continue (or hold) at the levels they’ve risen this last month, I expect to see some big gains on peoples NW this month!
It's pretty absurd, that's for sure!
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Congratulations @AnxietyFly!! thats a great position to be in at 42.
Welcome @doneby35.
Its great watching the numbers go up -I've cracked $550,000 this week.
Thank you. nice job yourself.
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6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
12/1/18 = $636
1/1/19 = $630
2/1/19 = $664
3/1/19 = $682
4/1/19 = $691
5/1/19 = $708
6/1/19 = $702
7/1/19 = $731
8/1/19 = $737
9/1/19 = $736
10/1/19 = $746
11/1/19 = $761
12/1/19 = $781
1/1/20 = $809
2/1/20 = $824
3/1/20 = $806
4/1/20 = $744
5/1/20 = $783
6/1/20 = $809
7/1/20 = $827
8/1/20 = $861
9/1/20 = $893
10/1/20 = $882
11/1/20 = $889
12/1/20 = $944
Wow, that's not a typo. That's an increase of $55k in one month.
Congrats to RWD and others who made it over the top. I hope to join you next year.
If anybody cares, my numbers are total net worth. We are in a LCOL metro area, so home equity is only about $150k of that number.
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Congrats to RWD and others who made it over the top. I hope to join you next year.
Thanks! I expect you'll be joining the next thread sooner rather than later next year.
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Jan 2014 - £222,149
===============
Jan 2015 - £250,275
===============
Jan 2016 - £272,607
===============
Jan 2017 - £346,854
===============
Jan 2018 - £456,088
===============
Jan 2019 - £495,379
===============
Jan 2020 - £606,791
Feb 2020 - £598,230 (-£8,561)
Mar 2020 - £622,178 (+£23,948)
Apr 2020 - £587,380 (-£34,798)
May 2020 - £605,014 (+£17,364)
Jun 2020 - £635,485 (+£30,471)
Jul 2020 - £645,221 (+£9,736)
Aug 2020 - £634,160 (-£11,054)
Sep 2020 £648,240 (+£14,080)
Oct 2020 £655,587 (+£7,347)
Nov 2020 £652,169 (-£1,198)
Dec 2020 £703,057 (+£50,888)
Wow, biggest monthly jump ever! Although to be fair, this brings the total to roughly where I had forecast it to be at the end of the year in January with contributions and average 7% growth. It just took a few bumps to get there!
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cash+rental equity add primary residence equity
1/2016 $507K $627K
1/2017 $625K $797K
12/2017 $762K $903K begin remodeling primary residence
12/2018 $821K $964K
12/2019 $818K $965K Passed final inspection on our remodel.
add a new column
cash plus pension bal plus rental equity plus primary residence equity Zillow (or tax assessed) value
12/2020 $509K $1016K (959K) $1192K (1065K)
1/2021 $521K $1033K (976K) $1210K (1080K)
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| | 2020 | 2021 | 2022 |
| January | - | - | - |
| February | - | - | - |
| March | - | - | - |
| April | - | - | - |
| May | - | - | - |
| June | - | - | - |
| July | - | - | - |
| August | - | - | - |
| September | $517,937.94 | - | - |
| October | $511,000.00 | - | - |
| November | $514,001.00 | - | - |
| December | 567,000.00 | - | - |
Hard to believe the market was down 30% this year and my NW is up over $140k from January. Pretty crazy year all around.
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12/16 - $360,891 $570,338
12/17 - $473,407 $697,411
12/18 - $480,550 $732,108
12/19 - $669,819 $943,739
01/20 - $675,940 $951,251
02/20 - $632,514 $909,220
03/20 - $570,114 $848,222
04/20 - $639,036 $918,460
05/20 - $668,874 $949,803
06/20 - $691,239 $973,588
07/20 - $726,252 $1,009,931
08/20 - $779,767 $1,064,777
09/20 - $757,594 $1,043,936
10/20 - $751,205 $1,038,882
11/20 - $ 837,535 $1,126563
As I've said before, I only look at balances on 'net worth day', but I generally know what it's going to look like based on everyone else's posts. But holy cow, Batman! This is batshit crazy. $820,000 was the absolute highest amount I could imagine at retirement...and now I'm way past that with 7 months to go. Now, I realize it could be much lower than that 7 months from now, but still. This is crazy. But I certainly take it.
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| | 2018 | 2019 | 2020 | 2021 |
| January | $222,019 | $261,809 | $403,264 | - |
| February | $236,831 | $286,584 | $414,417 | - |
| March | $234,104 | $303,681 | $388,201 | - |
| April | $234,452 | $314,939 | $355,475 | - |
| May | $241,470 | $331,080 | $398,672 | - |
| June | $249,398 | $320,926 | $417,280 | - |
| July | $253,884 | $342,700 | $424,818 | - |
| August | $264,666 | $354,784 | $456,512 | - |
| September | $276,905 | $351,842 | $491,411 | - |
| October | $285,986 | $360,853 | $482,214 | - |
| November | $267,359 | $374,706 | $475,471 | - |
| December | $281,461 | $391,293 | $531,137 | - |
Hello everyone! Excited to be here. Tracking only investments in this thread. The $250k-500k race took me 2.5 years. I estimate this one taking me around 4 years if we can keep up our current investments and the markets are friendly. Neither of me or my partner expect much in the way of raises or bonuses in 2021, but are looking at some side hustle options (and let's be honest, we could probably optimize a bit more) to try to stash away a bit more!
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Joining in! Staying here is entirely dependent on the market but we will see!
Net Worth:
Dec 2012: $26,461.85
Dec 2014: $29,446.16
Dec 2015: $54,568.08
Dec 2016: $87,878.65
Dec 2017: $165,042
Dec 2018: $280,087
Dec 2019: $454,301
August 2020: $506,951
OK, I think I'm back for good this time! Mr. G should get a big bonus next month so that should hopefully keep us above $500k.
August 2020: $506,951
September 2020: $490,416
October 2020: $486,410
November 2020: $533,248
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Nov-17 - 300k
May-18 - 375k
July -18 - 400k
Dec-18 - 345K
Mar-19 - 415K
Jun-19 nw 444K - liquid -514K
Sep-19 nw 450K liquid 527K
dec-19 nw 490k liquid 575k
Jan-20 nw 483 liquid 563
feb-20 nw 440 liquid 520
mar-20 nw 374 liquid 455
apr-20 nw 435 liquid 513
may-20 nw 460 liquid 535
Jun-20 nw 468 liquid 541
Jul-20 nw 502 Liquid 572
Aug-20 nw 627 liquid 600
Sep-20 nw 612 liquid 573
Oct-20 nw 620 liquid 576
Nov-20 nw 702 liquid 650
a nice jump this month - 82k net!
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Less than two years after my divorce, I am now worth more as a single person than we ever were as a couple. I know divorce is financially traumatic for many people, but it has been the best thing to ever happen to my net worth.
11/30/19: $496k
12/31/19: $524k
01/31/20: $533k
02/29/20: $507k
03/31/20: $458k
04/30/20: $510k
05/31/20: $542k
06/30/20: $578k
07/31/20: $624k
08/31/20: $664k
09/30/20: $660k
10/31/20: $653k
11/30/20: $720k
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Less than two years after my divorce, I am now worth more as a single person than we ever were as a couple. I know divorce is financially traumatic for many people, but it has been the best thing to ever happen to my net worth.
11/30/19: $496k
12/31/19: $524k
01/31/20: $533k
02/29/20: $507k
03/31/20: $458k
04/30/20: $510k
05/31/20: $542k
06/30/20: $578k
07/31/20: $624k
08/31/20: $664k
09/30/20: $660k
10/31/20: $653k
11/30/20: $720k
i hear you!!!!
my figures above start with my NW on the date of the settlement with my ex. 3 years later and I'm way over double. She got the house - fully paid for - that has not doubled or anywhere close to it!
amazing the progress you can make when you go for it. Mine would have been way higher if I hadn't had outrageous child support , alimony and 2 mortgages on the old house (to be fair I was leveraging that to keep the 401k and IRA's intact!).
Well played.
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i hear you!!!!
my figures above start with my NW on the date of the settlement with my ex. 3 years later and I'm way over double. She got the house - fully paid for - that has not doubled or anywhere close to it!
amazing the progress you can make when you go for it. Mine would have been way higher if I hadn't had outrageous child support , alimony and 2 mortgages on the old house (to be fair I was leveraging that to keep the 401k and IRA's intact!).
Well played.
Congrats! We split everything 50/50 (no kids, no alimony) which left me with with around $315k, but our combined net worth hit its peak a few months before that, at around $710k. The funny thing is that I would be further from being FI than I am now if we had stayed together, even though I'd be significantly wealthier.
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Only in Mustacheville! I've never heard anyone outside these forums say that divorce was good for their pocketbooks. I'm glad it's working out well for you guys.
I had a similar experience with bankruptcy. It sounds all tragic and threatening, but it was the best thing that ever happened to me.
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Only in Mustacheville! I've never heard anyone outside these forums say that divorce was good for their pocketbooks. I'm glad it's working out well for you guys.
I had a similar experience with bankruptcy. It sounds all tragic and threatening, but it was the best thing that ever happened to me.
I think that when you have been through something like that and are still pursuing FI then it gives you a laser like focus on what needs to be done.
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| | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | January | - | -$25,189 | $116,236 | $230,742 | $402,238 | - | - | February | - | -$24,977 | $122,183 | $244,321 | $389,937 | - | - | - | March | Found MMM-> | -$21,759 | $122,763 | $252,749 | $359,271 | - | - | April | - | -$15,838 | $129,950 | $263,657 | $441,401 | - | - | May | - | $7,447 | $149,174 | $252,690 | $482,281 | - | - | June | - | $16,623 | $154,992 | $287,639 | $499,025 | - | - | July | -$19,048 | $27,638 | $167,846 | $299,427 | $540,432 | - | Graduation | August | -$18,739 | $39,025 | $180,481 | $313,257 | $571,960 | - | - | September | -$21,536 | $49,626 | $185,098 | $321,358 | $582,947 | - | - | October | -$25,832 | $59,438 | $194,857 | $336,179 | $582,543 | - | - | November | -$25,621 | $71,949 | $205,772 | $351,985 | $658,773 | - | - | December | -$25,405 | $110,473 | $212,859 | $385,426 | - | - | - |
What a month. Saved $15,850 and went up $76,230.
Next month I will have a lot of extra money to throw in the market, I'm toying with averaging it in but am hoping I can pull the trigger to lump sum it as soon as it's available (about 100k).
I also harvested some Bitcoin (of which I always had a negligible amount of money in, and now am playing with only house money).
Only tracking personal liquid stash and do not include my wife's savings or any Real Estate equity at this point |
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Feb 1, 2016 - $90k
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725 (crossed $250k)
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Mar 1, 2019 - $354,771
Apr 1, 2019 - $384,308
May 1, 2019 - $407,770
June 1, 2019 - $404,625
July 1, 2019 - $420,082
Aug 1, 2019 - $441,976
Sep 1, 2019 - $458,940
Oct 1, 2019 - $481,915
Nov 1, 2019 - $501,937 (Crossed $500k)
Dec 1, 2019 - $518,285
Jan 1, 2020 - $544,655
Feb 1, 2020 - $573,474
Mar 1, 2020 - $557,410
Apr 1, 2020 - $494,414
May 1, 2020 - $572,376
June 1, 2020 - $618,048
July 1, 2020 - $600,510
Aug 1, 2020 - $659,872
Sep 1, 2020 - $704,682
Oct 1, 2020 - $696,932
Nov 1, 2020 - $694,944
Dec 1, 2020 - $782,831
Great month of market growth, my spending sucked though preparing for a really big Christmas trip. Next couple months won’t be much better, but at least January is a 3 paycheck month to offset a fair share.
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| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | 318,100 | 359,000 | 465,145 | - | - |
| February | - | 321,800 | 370,750 | 467,380 | - | - |
| March | - | 313,540 | 378,525 | 418,695 | - | - |
| April | 255,900 | 322,810 | 391,005 | 454,145 | - | - |
| May | 263,800 | 328,600 | 397,260 | 472,320 | - | - |
| June | 268,100 | 331,860 | 407,265 | 485,420 | - | - |
| July | 273,100 | 340,250 | 413,395 | 502,730 | - | - |
| August | 276,800 | 341,770 | 413,070 | 513,600 | - | - |
| September | 284,500 | 348,465 | 420,460 | 511,466 | - | - |
| October | 292,100 | 343,960 | 429,655 | 508,153 | - | - |
| November | 302,000 | 347,470 | 442,315 | 537,343 | - | - |
| December | 309,500 | 340,950 | 447,950 | - | - | - |
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LNW:
08/13/2020 $700,373
09/01/2020 $726,934
10/01/2020 $755,557 (windfall is the reason for the gain)
11/01/2020 $749,499
12/01/2020 $830,172
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back here after some bad real estate investments:
9/2020 - 1.07m
10/2020 - 1.1m
11/2020 - 0.86
hopefully out by January.
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Investments only, solo journey (so far)
| | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | - | $232,213 | $356,542 | $500,087 | - |
| February | - | $245,447 | $383,348 | $502,244 | - |
| March | - | $242,789 | $394,563 | $475,671 | - |
| April | $164,900 | $246,140 | $403,461 | $429,092 | - |
| May | - | $318,398 | $421,194 | $474,155 | - |
| June | - | $328,870 | $409,591 | $500,241 | - |
| July | $180,808 | $342,159 | $435,981 | $516,358 | - |
| August | $189,280 | $354,936 | $443,135 | $544,475 | - |
| September | $193,727 | $366,727 | $441,101 | $579,806 | - |
| October | $209,968 | $374,465 | $452,232 | $568,885 | - |
| November | $220,602 | $361,296 | $466,688 | $562,892 | - |
| December | $225,918 | $370,140 | $482,944 | $632,574 | - |
Wow, this is the most increase I have had in a month so far, almost a 70k jump! I'm a bit hesitant to purchase stocks at this high point, although I know that is market timing, but it is hard when I feel like it is going to go down a bit again.
I also have another minor expense coming up, I need to get new CV axles on my car. The rubber on the boots is dry rotting (it's a 2007 model car). Which will set me back another $500 on top of the new tires that were just over $500 this past month. Thankfully the last set of tires lasted almost 8 years before the dry rot started in... I just don't drive enough to wear them down (plus both myself and my car were at sea for various periods over the past 8 years, almost 2 years for me and around 4 months for my car that traveled to Italy and back).
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October was an interesting month with some significant expenses, namely purchasing a brand new vehicle for cash. With that purchase and the market retreating somewhat we ended up at $632k. I'm actually quite happy with that because we won't have any more contributions anymore now that I've mini-retired and we live off my wife's pension.
Similar to others on this thread, November was an exceptional month for us gaining just over $46k. We pulled the plug (temporarily) in mid September and have been staying with family and currently in the Algarve for the past 2 and a half months. Our NW in that timeframe has basically gone up $50k despite purchasing a $15k car in cash. I'm by no means extrapolating this for the future but am happy things have kicked off nicely.
Bring on December!
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DANGGG that was fun to total up. All time high, despite being FIREd with no income (drawing down) and very cash heavy right now.
Totals are retirement savings only, household combined:
5/1/17 $631
6/1/17 $647
7/1/17 $655
8/1/17 $665
9/1/17 $672
10/1/17 $684
11/1/17 $702
12/1/17 $724
1/1/18 $731
2/1/18 $761
3/1/18 $737
4/1/18 $731
5/1/18 $738
6/1/18 $747
7/1/18 $744
8/1/18 $761
9/1/18 $776
10/1/18 $776
11/1/18 $729
12/1/18 $745
1/1/19 $703
2/1/19 $751 FIREd
3/1/19 $769
4/1/19 $813
5/1/19 $841
6/1/19 $810
7/1/19 $841
8/1/19 $849
9/1/19 $826
10/1/19 $832
11/1/19 $854
12/1/19 $870
1/1/20 $886
2/1/20 $881
3/1/20 $845
4/1/20 $745
5/1/20 $815
6/1/20 $848
7/1/20 $867
8/1/20 $893
9/1/20 $917
10/1/20 $900
11/1/20 $888
12/1/20 $953
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(tracking retirement accounts, cash accounts and conservative equity in my rental properties and side businesses)
12/2014 $32,000
12/2016 $64,000 (24 months)
1/2018 $128,000 (25 months)
5/2019 $256,000 (16 months)
11/2020 $512,000 (19 months)
[12/2022 $1,024,000 (24 months)] **TARGET**
--
11/1/2020 $506,667.23
12/1/2020 $552,641.05 (tons of market gains...sustainable/real?)
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Investments only; Household combined.
| | 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) |
| January | - | 496,255 | - | - |
| February | - | 472,573 | - | - |
| March | - | 444,067 | - | - |
| April | - | 495,051 | - | - |
| May | - | 524,063 | - | - |
| June | - | 524,530 | - | - |
| July | 330,406 | 552,296 | - | - |
| August | 437,870 | 632,115 | - | - |
| September | 443,081 | 617,959 | - | - |
| October | 452,295 | 604,646 | - | - |
| November | 483,711 | 664,577 | - | - |
| December | 484,963 | - | - | - |
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November is officially closed at over 1 million. I've enjoyed the race with you and wish the best to all. See you in the Race to 2Million thread.
| Investment Accounts |
| End Of Month | Liquid Balance | $$ I invested | total change |
| Dec 2016 | $322,818 | $30,604 | |
| Dec 2017 | $438,627 | $40,177 | $115,809 |
| Dec 2018 | $518,373 | $87,168 | $79,746 |
| Dec 2019 | $778,776 | $95,881 | $260,403 |
| Dec 2020 | $950,000 ? | $140,000 ? | $171,224 ? |
| | | | |
| Jan 2020 | $777,421 | $3,389 | $-1,355 |
| Feb 2020 | $753,453 | $4,390 | $-23,968 |
| Mar 2020 | $645,440 | $11,556 | $-108,013 |
| Apr 2020 | $716,401 | $8,303 | $70,961 |
| May 2020 | $757,000 | $4,080 | $40,599 |
| June 2020 | $780,621 | $4,130 | $23,621 |
| July 2020 | $819,749 | $3,810 | $39,128 |
| August 2020 | $943,209 | $82,688 | $123,460 |
| September 2020 | $923,711 | $7,671 | $-19,498 |
| October 2020 | $921,558 | $8,976 | $-2,153 |
| November 2020 | $1,033,776 | $2,446 | $112,218 |
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08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800 FIRE'd
11/1/2019 - $675,000
12/1/2019 - $695,700
01/1/2020 - $717,000
02/1/2020 - $721,000
03/1/2020 - $702,500
04/1/2020 - $651,000
05/1/2020 - $686,700
06/1/2020 - $702,200
07/1/2020 - $710,000
08/1/2020 - $731,800
09/1/2020 - $753,000
10/1/2020 - $736,600
11/1/2020 - $731,900 Back to work, whoops!
12/1/2020 - $769,100
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| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| Jan | | | 141,251.00 | $193,414.19 | $283,829.36 | $359,505.30 | $546,089.75 | |
| Feb | | | $135,573.00 | $200,758.63 | $304,851.88 | $397,087.41 | $557,258.06 | |
| Mar | | | $138,331.39 | $211,677.78 | $303,796.17 | $428,309.57 | $522,077.78 | |
| Apr | | $98k | $146,788.37 | $217,643.71 | $307,682.67 | $440,342.71 | $451,185.96 | |
| May | | $111k | $149,149.52 | $225,773.04 | $315,634.59 | $456,285.80 | $510,875.92 | |
| Jun | | $112k
| $161,205.21 | $232,222.09 | $337,046.55 | $441,047.77 | $551,923.37 | |
| Jul | | $113k | $165,947.80 | $235,779.19 | $340,399.63 | $476,489.51 | $567,485.67 | |
| Aug | | $113k | $176,198.00 | $244,461.55 | $363,304.76 | $486,559.27 | $601,161.19 | |
| Sept | | $116k
| $178,840.37 | $247,101.69 | $385,572.12 | $483,967.28 | $653,037.25 | |
| Oct | | | $184,372.64 | $256,365.91 | $392,296.56 | $490,200.54 | $639,398.62 | |
| Nov | | $120,330.91 | $181,625.28 | $266,140.14 | $370,000.25 | $501,003.17 | $637,260.06 | |
| Dec | | $138,810.56 | $187,972.57 | $279,806.93 | $386,361.40 | $531,904.82 | $723,586.82 | |
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Month End Update
Liquid assets / Net worth
Jan 2018 $415.5K / $508K
Jun 2018 $518.8K / $578.4K
Jul 2018 $528.3K / $588.2K
Aug 2018 $543K / $603.2K
Sep 2018 $548K / $608.6K
Oct 2018 $492.6K / $569.5K
Nov 2018 $502K / $585.3K
Dec 2018 $476.8K / $554K
Jan 2019 $509.1K / $587K
Feb 2019 $534.2K / $612.6K
Mar 2019 $549K / $627.8K
Apr 2019 $561.1K / $640.1K
May 2019 $533.5K / $612.9K
June 2019 $566K / $646K
July 2019 $569K / $649K
Aug 2019 $558.4K / $638.8K
Sept 2019 $569.6K / $650.3K
Oct 2019 $583.5K / $664.5K
Nov 2019 $602.3K / $683.7K
Dec 2019 $621.3K / $703.1K
June 2020 $641.8K / $722.8K
July 2020 $674.1K / $755.9K
Aug 2020 $715.5K / $798.1K
Sep 2020 $704K / $787.3K
Oct 2020 $698.3K / $782.2K
Nov 2020 $770.4K / $854.9K
Nice increase this month!
-
Month Invested Networth
04/30/17 $67,858 $125,786 <---- Discovered MMM / LBYM
09/30/17 $100,416 $168,105 <---- 100k Invested
01/31/19 $251,061 $311,711 <---- 250k Invested
06/30/20 $501,158 $573,100 <---- 500k Invested
07/31/20 $534,311 $613,166
08/31/20 $582,298 $662,814
09/30/20 $568,854 $652,181
10/31/20 $576,142 $672,826
11/30/20 $645,423 $741,146
A solid month for us, like many of you. Hoping for a great December, but bonus season is slightly unknown this year.
-
Huge increase this month thanks to the markets. It will be nice to finish the year around $750K, halfway to our FIRE number!
| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | $12,964 | $53,694 | $117,156 | $286,460 | $366,568 | $554,279 | - |
| February | $14,893 | $57,320 | $130,755 | $284,267 | $388,104 | $530,928 | - |
| March | $22,065 | $71,035 | $150,924 | $291,192 | $415,305 | $575,079 | - |
| April | $24,785 | $75,120 | $161,757 | $306,848 | $429,917 | $529,397 | - |
| May | $26,931 | $87,541 | $171,174 | $317,739 | $416,867 | $573,991 | - |
| June | $29,021 | $90,964 | $191,558 | $321,370 | $458,412 | $607,523 | - |
| July | $31,341 | $93,025 | $210,018 | $339,122 | $459,062 | $630,288 | - |
| August | $34,251 | $95,245 | $220,293 | $353,410 | $466,936 | $686,631 | - |
| September | $39,854 | $97,814 | $231,801 | $361,506 | $481,531 | $669,786 | - |
| October | $42,018 | $98,335 | $242,954 | $336,674 | $499,757 | $663,596 | - |
| November | $45,987 | $100,344 | $256,324 | $356,143 | $528,712 | $743,883 | - |
| December | $49,877 | $106,390 | $265,731 | $332,761 | $548,679 | | - |
-
Holy crap at that jump!
| | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 |
| January | - | - | - | - | $341,983 | $403,773 | $562,839 |
| February | - | - | - | - | $333,875 | $423,854 | $523,480 |
| March | - | - | - | - | $328,485 | $435,590 | $455,522 |
| April | - | - | - | - | $338,787 | $455,332 | $527,729 |
| May | - | - | - | - | $353,747 | $439,288 | $563,352 |
| June | - | - | - | - | $361,028 | $471,706 | $585,100 |
| July | - | - | - | - | $381,336 | $483,830 | $625,356 |
| August | - | - | - | - | $402,486 | $479,814 | $676,959 |
| September | - | - | - | - | $408,560 | $494,165 | $660,627 |
| October | - | - | - | - | $383,538 | $512,168 | $656,592 |
| November | - | - | - | - | $397,907 | $537,136 | $749,499 |
| December | $97,686 | $129,157 | $206,179 | $317,990 | $366,214 | $557,416 | - |
-
@3Mer, it's eerie how similar our trajectory was. I got into the $500k club 2 months after you and we are within $1k of each other today =D
-
Farewell 500 to 1M thread. I must be moving along now. It's a well-traveled path, easy to follow, I'll see you on ahead!
01/1/2019 $194k LNW / $744k TNW
12/1/2019 $287k LNW / $822k TNW
12/1/2020 $499k LNW / $1,145,k TNW
-
Hello everyone! Excited to be here. Tracking only investments in this thread. The $250k-500k race took me 2.5 years. I estimate this one taking me around 4 years if we can keep up our current investments and the markets are friendly. Neither of me or my partner expect much in the way of raises or bonuses in 2021, but are looking at some side hustle options (and let's be honest, we could probably optimize a bit more) to try to stash away a bit more!
Welcome @hudsoncat!
And congrats to @tips^up on graduating!
-
01/01/17 £374668
01/01/18 £497097
01/01/19 £547415
01/01/20 £649762
01/02/20 £655831
01/03/20 £644284
01/04/20 £625095
01/05/20 £630000
01/06/20 £646995
01/07/20 £669225
01/08/20 £685094
01/09/20 £703184
01/10/20 £718448
01/11/20 £726615
01/12/20 £746008
Thats without or 2020 div which will be £30k, that should arrive towards the end of this week.
Assuming everything stays even then that will put us around 780-785k on 1st Jan.
It amazes me every year just how much the pot grows by. Our "number" is 850k so we are rapidly closing in.
-
11/30/2017 $228,503.37
12/31/2017 $237,592.34
01/31/2018 $254,582.33
02/28/2018 $257,732.67
03/31/2018 $265,481.54
04/30/2018 $269,342.61
05/31/2018 $277,950.05
06/30/2018 $285,254.10
07/31/2018 $299,199.64
08/31/2018 $319,335.25
09/30/2018 $347,418.14
10/31/2018 $332,242.01
11/30/2018 $348,536.76
12/31/2018 $325,602.90
01/31/2019 $350,696.67
02/28/2019 $369,513.27
03/31/2019 $379,192.30
04/30/2019 $399,481.40
05/31/2019 $384,294.80
06/30/2019 $408,707.83
07/31/2019 $426,022.76
08/31/2019 $422,250.44
09/30/2019 $460,845.28
10/31/2019 $476,501.03
11/30/2019 $500,079.13
12/31/2019 $517,464.57
01/31/2020 $511,758.52
02/29/2020 $479,104.60
03/31/2020 $419,924.65
04/30/2020 $468,399.74
05/31/2020 $511,017.91
06/30/2020 $533,979.03
07/31/2020 $560,452.66
08/31/2020 $614,878.39
09/30/2020 $600,660.94
10/31/2020 $599,359.11
11/30/2020 $682,864.07
Welcome to the members graduating to this thread and the ones departing for the next one, good luck!!
-
| | 2017 | 2018 | 2019 | 2020 |
| Jan | | 247,829 | 284,697 | 436,741 |
| Feb | 167,752 | 263,000 | 314,314 | 440,512 |
| Mar | 177,448 | 254,401 | 331,474 | 429,408 |
| Apr | 183,917 | | 344,390 | 359,683 |
| May | 189,205 | 267,000 | 357,302 | 409,428 |
| June | 195,189 | 273,062 | 351,017 | 452,705 |
| July | 202,048 | 278,308 | 372,466 | 468,792 |
| Aug | 211,263 | 287,779 | 373,986 | 499,412 |
| Sept | 215,880 | 298,772 | 377,991 | 541,591 |
| Oct | 222,924 | 307,200 | 384,914 | 529,969 |
| Nov | 230,962 | 295,490 | 403,766 | 525,393 |
| Dec | 238,389 | 298,003 | 415,269 | 600,285 |
what a ridiculous jump in numbers in one month. not sad about it.
-
Investments only
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | $226,942 | $401,746 | - | - |
| February | - | $249,796 | $414,430 | - | - |
| March | - | $270,351 | $412,631 | - | - |
| April | - | $285,770 | $393,815 | | - |
| May | - | $295,838 | $414,524 | - | - |
| June | $219,320 | $283,393 | $452,579 | - | - |
| July | $228,483 | $307,071 | $471,455 | - | - |
| August | $234,711 | $315,942 | $496,982 | - | - |
| September | $245,993 | $318,301 | $529,603 | - | - |
| October | $251,023 | $334,301 | $525,945 | - | - |
| November | $238,881 | $352,430 | $528,082 | - | - |
| December | $244,687 | $370,715 | $585,310 | - | - |
-
26 months for 100-250k. Last post in 100-250k here: http://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-100-to-250k/msg1440605/#msg1440605
28 months for 250k-500k. Last post in 250k-500k here: https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-250-to-500k!/msg2457040/#msg2457040
May-19 $482,166.97
Jun-19 $506,489.11
Jul-19 $516,572.20
Aug-19 $520,552.46
Sep-19 $524,681.62
Oct-19 $547,979.00
Nov-19 $564,839.00
Dec-19 $592,397.00 (EST. as of 21st)
Dec-19 $600,838.00
Jan-20 $616,541.00
Feb-20 $635,416.00
Mar-20 $594,318.00
Apr-20 $636,358.00
May-20 $656,539.00
Jun-20 $672,803.00
Jul-20 $691,579.00
Aug-20 $722,451.00
Sep-20 $727,184.00
Oct-20 $716,294.00
Nov-20 $770,869.00
Rechecked the numbers a few times. Never thought I'd see a 200k YOY gain.
-
05/20/16 INV- $218,514 INV+CASH-$328,980 NW- $478,980
07/17/17 INV- $306,386 INV+CASH-$417,772 NW- $567,755
03/14/18 INV- $380,160 INV+CASH-$467,160 NW- $617,160
08/08/18 INV- $423,708 INV+CASH-$491,708 NW- $641,708
02/18/19 INV- $446,121 INV+CASH-$585,121 NW- $751,759
03/22/19 INV- $481,093 INV+CASH-$592,941 NW- $762,941
04/18/19 INV- $506,875 INV+CASH-$595,875 NW- $765,875
07/18/19 INV- $540,071 INV+CASH-$617,447 NW- $787,447
01/01/20 INV- $586,172 INV+CASH-$667,785 NW- $837,785
01/24/20 INV- $610,000 INV+CASH-$691,000 NW- $861,000
07/21/20 INV- $647,000 INV+CASH-$727,000 NW- $912,000
10/21/20 INV- $681,430 INV+CASH-$765,430 NW- $950,430
12/04/21 INV- $724,740 INV+CASH-$814,072 NW- $994,072
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Holy crap. I think I graduated today.
It's only by about $1.7k and I'm sure I'll be back, but . . . wow. A decade in the making. Notably, up from 616k on 23 March 2020 . . . talk about volatility. I knew it was close, but that escalated quickly. Not sure how to feel about it right now.
2011: $167,933
2012: $208,846
2013: $308,056
2014: $358,723
2015: $371,371
2016: $457,543
2017: $580,045
2018: $603,787
2019: $826,413
4 Dec 2020: $1,001,712
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Holy crap. I think I graduated today.
NICE!! Congratulations @rebel_quietude !
-
hi.
Net Worth
Jan 2016 - $123K
Jan 2017 - $165k
Jan 2018 - $252k
Jan 2019 - $284k
Jan 2020 - $364k
Dec 5th 2020 - $500,058
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hi.
....
Hi @mastrr -- Welcome! Very nice increase this year.
Hello!!! Super happy to join you guys!!!
And welcome @Mazzinator!
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Hello!!! Super happy to join you guys!!!
Investments only.
Dec 20 - $501
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902 ($79,524)
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2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Feb 3rd $523
March 1st $499 I am glad I rebalanced the end of Jan, bought more bonds to maintain my IPS.
April 1st $455
May 1st $498.5 didn't check all month, so surprised at this.
June 1st $519.5
July 1st $534 yay back up again!
August 10 $547.5 Had to replace my car this month, paid in full of course and still up! :)
Sept 3rd $577
Oct 1st: $558
Nov 1st:
Dec 5th: $615
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November was a nice month in the market. Getting closer one month at a time.
End of NW Change
12/13: $41,032
12/14: $106,801 $65,769
12/15: $197,262 $90,461
12/16: $276,361 $79,099
12/17: $368,051 $91,690
12/18: $394,472 $26,421
12/19: $560,195 $165,723
01/20: $555,645 $-4,550
02/20: $548,136 $-7,509
03/20: $507,165 $-40,971
04/20: $571,647 $64,482
05/20: $602,413 $30,766
06/20: $623,728 $21,315
07/20: $663,216 $39,448
08/20: $710,666 $47,450
09/20: $690,049 $-20,616
10/20: $692,636 $2,587
11/20: $775,941 $83,305
Year to date: +$215,746
Man 2020 is turning out to be a crazy year with some crazy gains.
Keep it up everyone!
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Welcome new folks - theres names I recognize from the 250-500 thread!!
Well kids - it starts to go fast at this stage. You all get a big amount to work for you instead of just contributing your money.
Theres folks here hitting 100 to 200 k a year.. unreal numbers considering where we came from.
Good luck and I hope you aren't here too long!!
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Starting with a copy from the 500k thread
12/5/2020: 505,000.00!!!!
-
Welcome new folks - theres names I recognize from the 250-500 thread!!
Well kids - it starts to go fast at this stage. You all get a big amount to work for you instead of just contributing your money.
Theres folks here hitting 100 to 200 k a year.. unreal numbers considering where we came from.
Good luck and I hope you aren't here too long!!
Assuming of course the market keeps going up :-)
If it goes down 10% a year most of us will be here a looong time :-)
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Welcome new folks - theres names I recognize from the 250-500 thread!!
Well kids - it starts to go fast at this stage. You all get a big amount to work for you instead of just contributing your money.
Theres folks here hitting 100 to 200 k a year.. unreal numbers considering where we came from.
Good luck and I hope you aren't here too long!!
Assuming of course the market keeps going up :-)
If it goes down 10% a year most of us will be here a looong time :-)
woohoo!! thats the spirit!! :D
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| | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | $- | $292,190 | $304,411 | $437,806 | $581,831 | $615,789 | $767,806 | - |
| February | $- | $332,002 | $331,197 | $162,424 | $585,663 | $662,207 | $735,649 | - |
| March | $- | $332,209 | $331,749 | $481,340 | $583,773 | $683,014 | $683,851 | - |
| April | $- | $336,743 | $260,548 | $483,994 | $582,862 | $719,849 | $734,510 | - |
| May | $256,131 | $338,884 | $373,153 | $483,982 | $585,929 | $701,938 | $760,661 | - |
| June | $258,642 | $321,529 | $377,807 | $490,951 | $590,577 | $731,170 | $777,705 | - |
| July | $276,381 | $320,767 | $414,764 | $503,706 | $601,024 | $721,753 | $819,352 | - |
| August | $296,700 | $313,896 | $405,676 | $513,111 | $606,442 | $686,503 | $860,605 | - |
| September | $290,244 | $301,079 | $422,204 | $525,158 | $610,690 | $698,968 | $868,597 | - |
| October | $274,986 | $308,291 | $413,967 | $533,760 | $585,817 | $577,615 | $868,808 | - |
| November | $282,762 | $308,558 | $419,572 | $549,074 | $595,773 | $620,036 | $910,235 | - |
| December | $292,942 | $312,281 | $431,458 | $557,941 | $575,877 | $760,501 | - | - |
Pretty good hop up. We are getting nearly 100% of our pay back from my employer from our pay cuts earlier this year, but they announced a pay back plan in August when they took pay back to normal in September. Was not to be payed back until after the end of the year if we hit goals, but things went so well they not only opted to pay nearly 100% back but also are doing it before the end of the year so that will help the December number as I get about 5-6 months of payback. Will be a few thousand dollars for sure. Think it not likely to cross $1 million by the end of the month but hopeful that 2021 will be the year.
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6/4/20: 595k
7/1/20: 596k
8/1/20: 639k
91/20: 655k
10/1/20: 692k
11/1/20: 687k
12/1/20: 793k
@caracarn I'm on book 11 now. I have to take a breath after a couple of days and read something else. Looking forward to the Last Battle.
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@caracarn I'm on book 11 now. I have to take a breath after a couple of days and read something else. Looking forward to the Last Battle.
I was a bit worried with Sanderson taking over the writing but he did a great job. I had stopped reading at Book 8 when they originally came out and never picked them up again after Jordan died, but decided to give it a go recently. Having had such a break I started at the beginning and read all books and the prequel in about 3 years. I am waiting with baited breath for Amazon to begin filming the Wheel of Time after the pandemic makes it safe to do so. I expect this to outpace Game of Thrones as I have always found this series much more cohesive. I know several people who detest GoT treatment/portrayal of women and WoT does not have those issues, so I believe the audience appeal will be much broader.
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Very happy to join this group as of today. A few data points...
12/8/18 - $186,707
12/8/19 - $310,809
12/8/20 - $501,250
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Welcome to those recently joining!
Well its been another good month & its nice watching my balance go up.
2018
Jan - $330,883
July - $372,389
-----------------------
2019
Jan - $376,421
July - $449,818
Aug - $461,802
Sept -$471,690
Nov - $486,235
Dec - $498,006
------------------
2020
Jan - $501,901
Feb - $518,123
Mar - $446,241
April -$450,421
May - $465,042
June -$478,201
July - $494,067
Aug - $508,204
Sept- $512,108
Oct - $509,740
Nov- $538,580
Dec - $558,594
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Here now! Think this one will take longer to get through.
-
I shy away from posting details hence not being active in this group. But a pleasant shock prompted me to search for 2 comma club threads.
I last checked my numbers in early summer and I figured I would reach the 2 comma mark at the end of 2021. Well, just checked a couple of days ago and if the nutty market continues its merry way, I'll likely get there sometime in 1Q2021. Crazy. Tell myself it's all paper gains and not to get too excited...
Edit to add: I don't own any property, not even a car. So it's all market/cash.
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November 11, 2020: $527,000
December 11, 2020: $607,796 (501,797 euros). This month's total is more accurate than last month's, because I actually did the euro conversions and the math with a calculator instead of just spitballing it. I STILL don't have an answer from the government about how much taxes they want for 2019, but I don't think it's going to bust my butt back down under 500K DOLLARS.
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Usually I have been focused on net worth (about 750000), to my great surprise I realized we have about $950,000 assets working for us. So close to a million!
I only started focusing on finances and investments around 2017! I am so proud of our achievements :-)
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Just crossed over $500k for the stache this past month, so I'll jump in on the race.
Started tracking:
Jan 16: $181.2k
Feb 19: $532.8k
Update to April 1st. $546.25k
Update to October 1st: $620.15k
Feb 1. 20: $710.5k
March 1 20: $685.7k
Apr 1 20: $605.9k
May 1 20: $693.4k
June 1 20: $724.5k
Back up for the year (of course this counts a decent chunk of contributions too).
Aug 1 20: $789.1k
Dec 1 20: $969.9k
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Aw, this thread makes me so happy for everyone...
We just made it!
We got a million in net worth a while ago, but had to wait a bit to get a million in cash. I usually only check our numbers once per month, but figured I better check now b/c we are so close (and it could slip back down before 1 January if the market takes a dive over the holidays).
Roughly 1,010,000 as of today! My husband grew up poor in a family where most members didn't even graduate high school, let alone get college degrees or save any money. He is still astounded that this has happened, even after 20 years of investing LOL.
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You guys are an inspiration. I'm not even in this race yet, I'm in the one below. But I follow this thread just so I can hear about people reaching $1,000,000.
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Aw, this thread makes me so happy for everyone...
We just made it!
We got a million in net worth a while ago, but had to wait a bit to get a million in cash. I usually only check our numbers once per month, but figured I better check now b/c we are so close (and it could slip back down before 1 January if the market takes a dive over the holidays).
Roughly 1,010,000 as of today! My husband grew up poor in a family where most members didn't even graduate high school, let alone get college degrees or save any money. He is still astounded that this has happened, even after 20 years of investing LOL.
Congrats! What a lovely git y’all have given yourselves!
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Aw, this thread makes me so happy for everyone...
We just made it!
Congratulations @wenchsenior!!!
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Aw, this thread makes me so happy for everyone...
We just made it!
We got a million in net worth a while ago, but had to wait a bit to get a million in cash. I usually only check our numbers once per month, but figured I better check now b/c we are so close (and it could slip back down before 1 January if the market takes a dive over the holidays).
Roughly 1,010,000 as of today! My husband grew up poor in a family where most members didn't even graduate high school, let alone get college degrees or save any money. He is still astounded that this has happened, even after 20 years of investing LOL.
congrats - thats awesome!
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CONGRATS WOOOHOOOOO!!!!!
Today we learned our pay and retirement match is going back to pre-covid times. YAY!
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August 2016: $280k
November 2017: $380k
July 2018: $490k
April 2019: $541k
May 2019: $575k
Have now doubled our NW since finding MMM 2.75 years ago!
January 2020: 625k
August 2020: 711k
December 2020: 830k
Almost triple NW since finding MMM 4.25 years ago
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I'm in! Currently at $574 investible assets.
Haven't been adding much lately, but the stock market growth pushed us over $600K. About to really start piling it on this year. Our goal is to get up to $700K before 2018. Good luck all!
Well the market certainly helped out a lot this past year. We ended up at $794K on 1 Jan. Beat our goal by a healthy margin! It really is amazing how the market can supercharge your savings with compound interest. I think it was around $500 that I really saw it take over and begin overwhelming my savings.
Just a few weeks into 2018 and we are up to $819K. I haven't added any of my own savings in yet this year either. Amazing. (I suppose it can be just as amazing going the other way too!)
Hey everyone. It’s been a while but I think I finally count myself as graduated. Went over the 2 comma club in Jan of this year. Then I fell below it... way below it. But I held on and am now sitting comfortably over $1.2m. I consider my wife a millionaire and now it’s time for me to get there too! Good luck everyone!
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August 2018 Update:
Our Stash (NW):
1/2018 - $565,049
2/2018 - $560,628
3/2018 - $573,526
5/2018 - $601,628
6/2018 - $624,739
7/2018 - $641,020
8/2018 - $654,685
December 2020 update:
After a hiatus I’m back to graduate!
12/2020 - $1,004,814
On to $2M!
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NW:
April 2017: 175k
April 2018: 333k
April 2019: 400k
February 2020: 515k
August 2020: 602k (415k invested/$50k cash)
December 2020: 669k (478k invested)
Investments grew well since August and we'll be adding 12k to IRAs on Jan 4. Closing in on half million invested soon, which is exciting. Refinancing the mortgage currently and that will free up some cash flow for more investing.
-
Today is bonus day which I lovingly call jelly of the month club. I am not expecting as much this year because we were shut down for several weeks in the spring. I did not just put a down payment on a pool so we should be okay with whatever I get.
-
Aw, this thread makes me so happy for everyone...
We just made it!
We got a million in net worth a while ago, but had to wait a bit to get a million in cash. I usually only check our numbers once per month, but figured I better check now b/c we are so close (and it could slip back down before 1 January if the market takes a dive over the holidays).
Roughly 1,010,000 as of today! My husband grew up poor in a family where most members didn't even graduate high school, let alone get college degrees or save any money. He is still astounded that this has happened, even after 20 years of investing LOL.
Congrats! Hoping we get there next year. What a feeling that will be.
-
Dec. 2017: $502k
Jan. 2, 2018: $513.7k
Feb. 5, 2018: $539.9k
Mar. 5, 2018: $543.6k
Apr. 2, 2018: $557.6
Apr. 30, 2018: $574.5k
June 4, 2018: $616.2k
July 2, 2018: $623.4k
Aug. 1, 2018: $643.8k
Sep. 4, 2018:$670.2k
Oct. 2, 2018: $677.7k
Nov. 2, 2018: $659.6k
Jan 2, 2019: $631.2k
Feb 1, 2019: $659.1k
Mar 1, 2019: $708k
Apr 1, 2019: $725.9k
May 1, 2019: $753.9k
July 1, 2019: $772.4k
Aug 1, 2019: $792.8k
Sep 3, 2019: $787.2k
Oct 1, 2019: $806.4k
Nov 1, 2019: $827.9k
Dec 2, 2019: $863.6k
Jan 2, 2020: $894.8k
Feb 3, 2020: $908.4k
Mar 2, 2020: $861.9k
Apr 2, 2020: $729.1k
May 1, 2020: $829.6k
June 4, 2020: $899.0k
December 28, 2020: $1,001.7k
WE DID IT!. It's been A YEAR. Husband got laid off 5 weeks before our baby girl was born in July, we ended up moving for my job selling our condo at a loss. But we're here now, and it feels good!
What will I do to splurge? Replace my Vans that have a hole in the heel with a new $30 pair of shoes since it's starting to snow here in MI now and I don't need snow in my shoe on my morning walk :)
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Well done!!
-
01/01/20: $760,565
03/01/20: $722,547
05/01/20: $728,683
07/01/20: $788,641
09/01/20: $735,846
11/01/20: $746,928
12/28/20: $813,604
Getting there!
-
2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Feb 3rd $523
March 1st $499 I am glad I rebalanced the end of Jan, bought more bonds to maintain my IPS.
April 1st $455
May 1st $498.5 didn't check all month, so surprised at this.
June 1st $519.5
July 1st $534 yay back up again!
August 10 $547.5 Had to replace my car this month, paid in full of course and still up! :)
Sept 3rd $577
Oct 1st: $558
Nov 1st:
Dec 5th: $615
Dec 29th: $624 UP 90.5k for 2020
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@3Mer, it's eerie how similar our trajectory was. I got into the $500k club 2 months after you and we are within $1k of each other today =D
@2Birds1Stone - Wow, that is amazing! Nice to be trodding along next to you :-)
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6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
12/1/18 = $636
1/1/19 = $630
2/1/19 = $664
3/1/19 = $682
4/1/19 = $691
5/1/19 = $708
6/1/19 = $702
7/1/19 = $731
8/1/19 = $737
9/1/19 = $736
10/1/19 = $746
11/1/19 = $761
12/1/19 = $781
1/1/20 = $809
2/1/20 = $824
3/1/20 = $806
4/1/20 = $744
5/1/20 = $783
6/1/20 = $809
7/1/20 = $827
8/1/20 = $861
9/1/20 = $893
10/1/20 = $882
11/1/20 = $889
12/1/20 = $944
1/1/21 = $971
-
Jan 2014 - £222,149
===============
Jan 2015 - £250,275 (+£28,126)
===============
Jan 2016 - £272,607 (+£22,332)
===============
Jan 2017 - £346,854 (+£74,247)
===============
Jan 2018 - £456,088 (+£109,234)
===============
Jan 2019 - £495,379 (+£39,291)
===============
Jan 2020 - £606,791 (+£111,412)
===============
Jan 2021 £710,040 (+£103,249)
And its goodbye to the roller coaster that was 2020! All things considered, for those that buy and hold, people have done very well. On January 1st I forecast that we'd be around £720k at the end of the year using assumptions about contributions and growth.
Be interesting to start a thread where we all guess where we think we'll be on 31st December 2021.
-
12/16 - $360,891 $570,338
12/17 - $473,407 $697,411
12/18 - $480,550 $732,108
12/19 - $669,819 $943,739
01/20 - $675,940 $951,251
02/20 - $632,514 $909,220
03/20 - $570,114 $848,222
04/20 - $639,036 $918,460
05/20 - $668,874 $949,803
06/20 - $691,239 $973,588
07/20 - $726,252 $1,009,931
08/20 - $779,767 $1,064,777
09/20 - $757,594 $1,043,936
10/20 - $751,205 $1,038,882
11/20 - $837,535 $1,126563
12/20 - $868,659 $1,259,159
Crazy, crazy, crazy. Rounding to nice round numbers...we have had ~$60,000 in contributions and ~$140,000 in gains in one year. One year! The last two years alone have increased our savings by ~$270,000 growth, not including contributions). I hate to repeat myself, but that's bat shit crazy.
Our retirement timeline hasn't changed but the growth in the last two years absolutely have changed where we are sitting. I know we could lose the same amount that we have gained so I'm not going to lose my mind...but still this has been an amazing couple of years.
Six more months for us until we pull the trigger. I don't see us getting to $1 mil in money but I'm absolutely ok with that.
-
Month Invested Networth
04/30/17 $67,858 $125,786 <---- Discovered MMM / LBYM
09/30/17 $100,416 $168,105 <---- 100k Invested
01/31/19 $251,061 $311,711 <---- 250k Invested
06/30/20 $501,158 $573,100 <---- 500k Invested
07/31/20 $534,311 $613,166
08/31/20 $582,298 $662,814
09/30/20 $568,854 $652,181
10/31/20 $576,142 $672,826
11/30/20 $645,423 $741,146
12/31/20 $705,754 $811,062
Bonus time! 100% of it was split 50/50 between VTSAX and VTIAX to bring up my international allocation a little.
I've got a slim chance of breaking $1M invested in 2021 if the markets continue to perform like they did the last 6 months!
-
Month Invested Networth
04/30/17 $67,858 $125,786 <---- Discovered MMM / LBYM
09/30/17 $100,416 $168,105 <---- 100k Invested
01/31/19 $251,061 $311,711 <---- 250k Invested
06/30/20 $501,158 $573,100 <---- 500k Invested
07/31/20 $534,311 $613,166
08/31/20 $582,298 $662,814
09/30/20 $568,854 $652,181
10/31/20 $576,142 $672,826
11/30/20 $645,423 $741,146
12/31/20 $705,754 $811,062
Bonus time! 100% of it was split 50/50 between VTSAX and VTIAX to bring up my international allocation a little.
I've got a slim chance of breaking $1M invested in 2021 if the markets continue to perform like they did the last 6 months!
I am in complete awe of your growth rate! From approx. $68k to approx. $706k in 3.75 years?!?! Amazing!
-
Month Invested Networth
04/30/17 $67,858 $125,786 <---- Discovered MMM / LBYM
09/30/17 $100,416 $168,105 <---- 100k Invested
01/31/19 $251,061 $311,711 <---- 250k Invested
06/30/20 $501,158 $573,100 <---- 500k Invested
07/31/20 $534,311 $613,166
08/31/20 $582,298 $662,814
09/30/20 $568,854 $652,181
10/31/20 $576,142 $672,826
11/30/20 $645,423 $741,146
12/31/20 $705,754 $811,062
Bonus time! 100% of it was split 50/50 between VTSAX and VTIAX to bring up my international allocation a little.
I've got a slim chance of breaking $1M invested in 2021 if the markets continue to perform like they did the last 6 months!
I am in complete awe of your growth rate! From approx. $68k to approx. $706k in 3.75 years?!?! Amazing!
As are we, it is pretty unreal looking back! We are very fortunate and have the following contributing factors:
- DINKs in a MCOL area
- 70% savings rate, we still live about like we did when I made less than half of what I do now and DW was in school earning peanuts
- I've somehow managed to earn much more than I ever thought I would, going from 45k right out of college to 160k now (9 years later)
- DW is in healthcare and finished her doctorate level training in 2017 and earns ~130k
- Pay $0/month for a high deductable health plan and have no major medical issues
- Lucked out with some real estate purchased in 2012 and sold in 2017 allowing us to pay off all student loans of ~120k
- Max out all tax-advantaged space $65k+ plus generous employer matches
- Purchased mostly VTSAX throughout the last couple of dips and never have sold
-
6/4/20: 595k
7/1/20: 596k
8/1/20: 639k
91/20: 655k
10/1/20: 692k
11/1/20: 687k
12/1/20: 793k
@caracarn I'm on book 11 now. I have to take a breath after a couple of days and read something else. Looking forward to the Last Battle.
12/31/20: 813k
@caracarn I'm still on book 11 now lol. Looking forward to seeing Sanderson's take on it, hopefully a little less smoothing of skirts and clutching of braids and boxing of ears and some more movement.
-
| | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | January | - | -$25,189 | $116,236 | $230,742 | $402,238 | - | - | February | - | -$24,977 | $122,183 | $244,321 | $389,937 | - | - | - | March | Found MMM-> | -$21,759 | $122,763 | $252,749 | $359,271 | - | - | April | - | -$15,838 | $129,950 | $263,657 | $441,401 | - | - | May | - | $7,447 | $149,174 | $252,690 | $482,281 | - | - | June | - | $16,623 | $154,992 | $287,639 | $499,025 | - | - | July | -$19,048 | $27,638 | $167,846 | $299,427 | $540,432 | - | Graduation | August | -$18,739 | $39,025 | $180,481 | $313,257 | $571,960 | - | - | September | -$21,536 | $49,626 | $185,098 | $321,358 | $582,947 | - | - | October | -$25,832 | $59,438 | $194,857 | $336,179 | $582,543 | - | - | November | -$25,621 | $71,949 | $205,772 | $351,985 | $658,773 | - | - | December | -$25,405 | $110,473 | $212,859 | $385,426 | $796,160 | - | - |
And 2020 is done, my net worth exploded this year and I can't be grateful enough. Keeping my job combined with being able to save like this has shaved years off my original estimates of FIRE.
This month I saved $129,013 and went up by $137,387.
This year my net worth went up a staggering $410,734... which is more than double what it was.
This is also the year I changed my mind about charitable giving. I had planned on accumulating until I was done and then allotting an amount to charities after that. Now, I've decided to donate at least 1% of my net worth a year while I'm still accumulating, and then re-assess if / when I'm FIRE. This year that meant over $8000 split between three charities recommended by GiveWell (through RC Forward). This will slow me down, but not that much, and helping even a little bit makes me feel better about all the privileges that got me here.
Only tracking personal liquid stash and do not include my wife's savings or any Real Estate equity at this point |
-
Month Invested Networth
04/30/17 $67,858 $125,786 <---- Discovered MMM / LBYM
09/30/17 $100,416 $168,105 <---- 100k Invested
01/31/19 $251,061 $311,711 <---- 250k Invested
06/30/20 $501,158 $573,100 <---- 500k Invested
07/31/20 $534,311 $613,166
08/31/20 $582,298 $662,814
09/30/20 $568,854 $652,181
10/31/20 $576,142 $672,826
11/30/20 $645,423 $741,146
12/31/20 $705,754 $811,062
Bonus time! 100% of it was split 50/50 between VTSAX and VTIAX to bring up my international allocation a little.
I've got a slim chance of breaking $1M invested in 2021 if the markets continue to perform like they did the last 6 months!
I am in complete awe of your growth rate! From approx. $68k to approx. $706k in 3.75 years?!?! Amazing!
As are we, it is pretty unreal looking back! We are very fortunate and have the following contributing factors:
- DINKs in a MCOL area
- 70% savings rate, we still live about like we did when I made less than half of what I do now and DW was in school earning peanuts
- I've somehow managed to earn much more than I ever thought I would, going from 45k right out of college to 160k now (9 years later)
- DW is in healthcare and finished her doctorate level training in 2017 and earns ~130k
- Pay $0/month for a high deductable health plan and have no major medical issues
- Lucked out with some real estate purchased in 2012 and sold in 2017 allowing us to pay off all student loans of ~120k
- Max out all tax-advantaged space $65k+ plus generous employer matches
- Purchased mostly VTSAX throughout the last couple of dips and never have sold
Man, you guys better have a baby quick or you're not going to know what to do with all the money you will have.
-
Investments only; Household combined.
| | 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) |
| January | - | 496,255 | - | - |
| February | - | 472,573 | - | - |
| March | - | 444,067 | - | - |
| April | - | 495,051 | - | - |
| May | - | 524,063 | - | - |
| June | - | 524,530 | - | - |
| July | 330,406 | 552,296 | - | - |
| August | 437,870 | 632,115 | - | - |
| September | 443,081 | 617,959 | - | - |
| October | 452,295 | 604,646 | - | - |
| November | 483,711 | 664,577 | - | - |
| December | 484,963 | 674,843 | - | - |
-
June 2017: 198.7k
July 2017: 207.5k
August 2017: 211.8k
September 2017: 222.1k
October 2017: *missing*
November 2017: 234.7k
December 2017: 242.4k
March 2018: 263.3k
June 2018: 290.4k
September 2018: 313.7k
December 2018: 296.8k
March 2019: 346.3k
June 2019: 372.4k
September 2019: 390.4k
December 2019: 428.6k
March 2020: 371.1k
June 2020: 456.2k
September 2020: 505.5k
December 2020: 590.1k
Looks like we're staying in this thread for a while. Was nervous as we barely crept over the line last quarter.
-
Up $229k and my work’s COVID pay cut ends tomorrow. What up.
11/30/19: $496k
12/31/19: $524k
01/31/20: $533k
02/29/20: $507k
03/31/20: $458k
04/30/20: $510k
05/31/20: $542k
06/30/20: $578k
07/31/20: $624k
08/31/20: $664k
09/30/20: $660k
10/31/20: $653k
11/30/20: $720k
12/31/20: $753k
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| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | $52,277 | $102,029 | $186,657 | $306,111 | $344,771 | $443,598 | - |
| February | $57,992 | $107,201 | $196,191 | $301,453 | $357,526 | $422,062 | - |
| March | $61,620 | $116,502 | $199,234 | $306,821 | $364,397 | $371,488 | - |
| April | $68,207 | $121,028 | $205,602 | $312,149 | $375,876 | $411,410 | - |
| May | $73,499 | $132,630 | $217,515 | $319,649 | $366,887 | $432,756 | - |
| June | $73,620 | $136,350 | $218,315 | $325,450 | $388,214 | $449,153 | - |
| July | $77,235 | $143,420 | $226,577 | $332,615 | $393,565 | $473,639 | - |
| August | $77,588 | $149,032 | $231,008 | $341,112 | $391,468 | $499,746 | - |
| September | $77,524 | $161,672 | $251,872 | $343,628 | $400,870 | $492,572 | - |
| October | $86,899 | $160,725 | $260,359 | $329,514 | $411,683 | $488,099 | - |
| November | $94,202 | $170,428 | $273,396 | $336,035 | $423,504 | $546,559 | - |
| December | $101,290 | $179,734 | $287,829 | $317,638 | $441,666 | $574,853 | - |
I graduated the race to 500k last month, so this is my first month with you all! I think this one will be a bit more of a meander than a race for me as I may take a sabbatical along the way.
-
Investments only, solo journey (so far)
| | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | - | $232,213 | $356,542 | $500,087 | $659,936 |
| February | - | $245,447 | $383,348 | $502,244 | - |
| March | - | $242,789 | $394,563 | $475,671 | - |
| April | $164,900 | $246,140 | $403,461 | $429,092 | - |
| May | - | $318,398 | $421,194 | $474,155 | - |
| June | - | $328,870 | $409,591 | $500,241 | - |
| July | $180,808 | $342,159 | $435,981 | $516,358 | - |
| August | $189,280 | $354,936 | $443,135 | $544,475 | - |
| September | $193,727 | $366,727 | $441,101 | $579,806 | - |
| October | $209,968 | $374,465 | $452,232 | $568,885 | - |
| November | $220,602 | $361,296 | $466,688 | $562,892 | - |
| December | $225,918 | $370,140 | $482,944 | $632,574 | - |
Well, I ended the year so much higher than I thought I would be by this point. I'm up just around 160k for the year. Hopefully the market will continue to surprise me with how quickly it gets me to the next race.
-
I'm in disbelief of 2020. What an insane year in so many aspects.... I kept throwing money into the market through the crash and the rebound has been insane. Expecting to see some much lighter gains in 2021 but who knows. Might hit that double comma club sooner than expected.
End of NW Change
12/13: $41,032
12/14: $106,801 $65,769
12/15: $197,262 $90,461
12/16: $276,361 $79,099
12/17: $368,051 $91,690
12/18: $394,472 $26,421
12/19: $560,195 $165,723
01/20: $555,645 $-4,550
02/20: $548,136 $-7,509
03/20: $507,165 $-40,971
04/20: $571,647 $64,482
05/20: $602,413 $30,766
06/20: $623,728 $21,315
07/20: $663,216 $39,448
08/20: $710,666 $47,450
09/20: $690,049 $-20,616
10/20: $692,636 $2,587
11/20: $775,941 $83,305
12/20: $840,205 $64,264
Year to date: +$280,010
Here's to a great 2021!
-
Jan 2014 - £222,149
===============
Jan 2015 - £250,275 (+£28,126)
===============
Jan 2016 - £272,607 (+£22,332)
===============
Jan 2017 - £346,854 (+£74,247)
===============
Jan 2018 - £456,088 (+£109,234)
===============
Jan 2019 - £495,379 (+£39,291)
===============
Jan 2020 - £606,791 (+£111,412)
===============
Jan 2021 £710,040 (+£103,249)
And its goodbye to the roller coaster that was 2020! All things considered, for those that buy and hold, people have done very well. On January 1st I forecast that we'd be around £720k at the end of the year using assumptions about contributions and growth.
Be interesting to start a thread where we all guess where we think we'll be on 31st December 2021.
Yes, start it please! AND maybe give tips for using "assumptions about contributions and growth." Because I have no idea how to guess mine!
-
Welcome @McStache!
Totals are investments only, household combined. The stash keeps growing even though we haven't contributed anything in almost two years. Would love to graduate in 2021!
5/1/17 $631
6/1/17 $647
7/1/17 $655
8/1/17 $665
9/1/17 $672
10/1/17 $684
11/1/17 $702
12/1/17 $724
1/1/18 $731
2/1/18 $761
3/1/18 $737
4/1/18 $731
5/1/18 $738
6/1/18 $747
7/1/18 $744
8/1/18 $761
9/1/18 $776
10/1/18 $776
11/1/18 $729
12/1/18 $745
1/1/19 $703
2/1/19 $751 FIREd
3/1/19 $769
4/1/19 $813
5/1/19 $841
6/1/19 $810
7/1/19 $841
8/1/19 $849
9/1/19 $826
10/1/19 $832
11/1/19 $854
12/1/19 $870
1/1/20 $886
2/1/20 $881
3/1/20 $845
4/1/20 $745
5/1/20 $815
6/1/20 $848
7/1/20 $867
8/1/20 $893
9/1/20 $917
10/1/20 $900
11/1/20 $888
12/1/20 $953
1/1/21 $970
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(tracking retirement accounts, cash accounts and conservative equity in my rental properties and side businesses)
12/2014 $32,000
12/2016 $64,000 (24 months)
1/2018 $128,000 (25 months)
5/2019 $256,000 (16 months)
11/2020 $512,000 (19 months)
[12/2022 $1,024,000 (24 months)] **TARGET**
--
11/1/2020 $506,667.23
12/1/2020 $552,641.05 (tons of market gains...sustainable/real?)
1/1/2021 $574,330.90 (very excited for the next couple of months...bonus, raises, 401K match all hit!!!)
-
08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800 FIRE'd
11/1/2019 - $675,000
12/1/2019 - $695,700
01/1/2020 - $717,000
02/1/2020 - $721,000
03/1/2020 - $702,500
04/1/2020 - $651,000
05/1/2020 - $686,700
06/1/2020 - $702,200
07/1/2020 - $710,000
08/1/2020 - $731,800
09/1/2020 - $753,000
10/1/2020 - $736,600
11/1/2020 - $731,900 Back to work, whoops!
12/1/2020 - $769,100
01/1/2021 - $800,400
-
FIRE target: $1.25 million
Investments / NW
2018: $318K
2019: $402K
2020: $505K
2021: $670K / $877K
2022-2023: Used FU money to take a career break and realized I was going to be bored in full retirement. New plan -- Coast FIRE.
2024: $640K / $885K
-
Jan 2017 $275k
Jan 2018 $356k
Jan 2019 $447k
Jan 2020 $559k (433 liquid + 126 prop)
Jun 2020 $560k (440 liquid + 120 prop)
Jan 2021 $745k ($545k liquid)
-
| | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 |
| January | - | - | - | - | $341,983 | $403,773 | $562,839 |
| February | - | - | - | - | $333,875 | $423,854 | $523,480 |
| March | - | - | - | - | $328,485 | $435,590 | $455,522 |
| April | - | - | - | - | $338,787 | $455,332 | $527,729 |
| May | - | - | - | - | $353,747 | $439,288 | $563,352 |
| June | - | - | - | - | $361,028 | $471,706 | $585,100 |
| July | - | - | - | - | $381,336 | $483,830 | $625,356 |
| August | - | - | - | - | $402,486 | $479,814 | $676,959 |
| September | - | - | - | - | $408,560 | $494,165 | $660,627 |
| October | - | - | - | - | $383,538 | $512,168 | $656,592 |
| November | - | - | - | - | $397,907 | $537,136 | $749,499 |
| December | $97,686 | $129,157 | $206,179 | $317,990 | $366,214 | $557,416 | $784,826 |
-
| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| Jan | | | 141,251.00 | $193,414.19 | $283,829.36 | $359,505.30 | $546,089.75 | $762,355.51 |
| Feb | | | $135,573.00 | $200,758.63 | $304,851.88 | $397,087.41 | $557,258.06 | |
| Mar | | | $138,331.39 | $211,677.78 | $303,796.17 | $428,309.57 | $522,077.78 | |
| Apr | | $98k | $146,788.37 | $217,643.71 | $307,682.67 | $440,342.71 | $451,185.96 | |
| May | | $111k | $149,149.52 | $225,773.04 | $315,634.59 | $456,285.80 | $510,875.92 | |
| Jun | | $112k
| $161,205.21 | $232,222.09 | $337,046.55 | $441,047.77 | $551,923.37 | |
| Jul | | $113k | $165,947.80 | $235,779.19 | $340,399.63 | $476,489.51 | $567,485.67 | |
| Aug | | $113k | $176,198.00 | $244,461.55 | $363,304.76 | $486,559.27 | $601,161.19 | |
| Sept | | $116k
| $178,840.37 | $247,101.69 | $385,572.12 | $483,967.28 | $653,037.25 | |
| Oct | | | $184,372.64 | $256,365.91 | $392,296.56 | $490,200.54 | $639,398.62 | |
| Nov | | $120,330.91 | $181,625.28 | $266,140.14 | $370,000.25 | $501,003.17 | $637,260.06 | |
| Dec | | $138,810.56 | $187,972.57 | $279,806.93 | $386,361.40 | $531,904.82 | $723,586.82 | |
Holy shit, this has been a good year for me, despite being a dumpster fire of a year overall. If I include my wife's NW (~360k) - we're millionaires, apparently? Goddamn. For the sake of consistency though I'll be sticking around in this thread until only my NW is at $1M.
(I only track my retirement and not my wife's- we both have separate tracking spreadsheets that we maintained separately from before we were married, and although we do have joint finances we still track individually, frankly because we haven't had a compelling reason to re-do our spreadsheets to combine them.)
GOALS FOR 2021 -
- We have our first kid due in July, so not really sure how that's going to affect finances. My wife and I have committed to only buying secondhand for anything we buy for the kid's arrival, both for financial and environmental reasons.
- If feasible (see above), invest more in my Mega Backdoor Roth- this year I maxed out my traditional 401k and contributed about $7500 into the MBR, I'd like to see if I can hit $10k contributed for 2021
- We downsized to 1 car mid-pandemic as we're both WFH. I'd like to keep the status quo post-COVID and not have to buy another car, which means more biking/public transportation this year!
-
Nov-17 - 300k
May-18 - 375k
July -18 - 400k
Dec-18 - 345K
Mar-19 - 415K
Jun-19 nw 444K - liquid -514K
Sep-19 nw 450K liquid 527K
dec-19 nw 490k liquid 575k
Jan-20 nw 483 liquid 563
feb-20 nw 440 liquid 520
mar-20 nw 374 liquid 455
apr-20 nw 435 liquid 513
may-20 nw 460 liquid 535
Jun-20 nw 468 liquid 541
Jul-20 nw 502 Liquid 572
Aug-20 nw 627 liquid 600
Sep-20 nw 612 liquid 573
Oct-20 nw 620 liquid 576
Nov-20 nw 702 liquid 650
Dec-20 nw 737 liquid 679
Not too shabby - net up 247 and liquid up 104 for the year.
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$991,000- Posted on March 12 right before the huge crash. Didn't think we would ever get to $1 mil due to being furloughed.
$1,007,000- Posted on May 26th. First time we realized we passed $1 mil. Got lucky because I reallocated most of our investments to bonds and started moving the funds back to Index slowly.
$1,050,000- As of Aug 11th. Thank God we have about 80% of our investments back in Index during this run up. Who knew with our economy in shamble that the SP is almost back to its high.
We have roughly about $325k our of $395k back in Indexes. That's 82%.
We have another $65k of cash that I would love to go toward Indexes but the market is a bit scary right now.
LOL, I'm still https://forum.mrmoneymustache.com/Themes/default/images/bbc/ftp.giffurloughed and collecting UE. What a great year this could have been with my wife making $50k and myself $120k.
Can't complain. Enjoying the extended layoff.
I found an older 3/28 spreadsheet that showed more exact numbers.
Its been a crazy 5 months. I don't think 1 single person would have guessed that in AUG 2020 the SP500 would pass its previous high already
I'm not gonna lie. I had a lot of my investments on the sideline and were slowing moving them back. I had a bunch of cash too that I would have dumped into Index but I didn't think the SP would regain all its losses that quickly.
Also had to spend $8K fixing the roof and various stuff on the rental.
Can't complain though. Been furloughed from a $120k job since 3/19.
8/27 3/28
----- ------
Rental 210000 210000
Primary 141000 135000 Primary value has gone up $10k-$15k but the increase is from principle paid.
Assets 45000 45000
HSA 18512 16275
IRA-roth 97742 76946
IRA 55401 43996
Inx funds 91614 79833
401k 20734 18300
Wife 401k 21024 12000
Wife HSA 5300 4170
Wifes IRA 63736 55046
Loan 182187 183667
Cash 109340 98016
Gold 6000 6000
Net Worth 1067596 984249
Still hanging tough at $ 1,060,144.
This thread is my record keeping. LOL.
Sorry I keep quoting myself for record keeping and have no desire to hit $2 millions.
A great day in the market and we surpassed $1,100,000. Still a big shocked as I haven't worked since March.
Our investments are basically $400K in Vanguard and 2 paid-off houses we're getting income from.
We've hit a mark where we are comfortable with so I started hedging our investments.
I pulled $50k out of the $400k today and will pull another $50k if the market goes up again tomorrow.
Basically, if the market keeps going up, we still have $300k and if it drops enough, we have plenty of money to dump back into the market.
10/24
-----
Rental 210000
Primary 145000
Assets 45000
HSA 20401
IRA-roth 102011
IRA 52480
Inx funds 96946
401k 21681
Wife 401k 22708
Wife HSA 5821
Wifes IRA 68856
Loan 181288- Other house equity.
Cash 126339- $33k sits in Etrade but no stocks so just CASH.
Gold 6000
$1,103,531- Net Worth.
$958,531- Without primary home.
Updating myself for 12/31/2020. Starting 2021 officially unemployed.
What an insane 2020. Biggest jump ever in any year considering I got laid-off. Took advantage when the market was down.
Investments went up around $110k and NW went up around $175k.
In process of refinancing the primary house with a cash-out, If successful I guess the cash will put my investments over $1 million. Won't have anymore excuses to stay in this thread ??
Dec 31st 2020
-----
Rental 210000- Paid off. getting only $10k of net income per year.
Primary 145000- Valued this house at $365k. Exact house just sold in Nov for $387k.
Assets 45000
HSA 22603
IRA-roth 106498
IRA 54487
Inx funds 1200537. Transferred in $20k in Nov.
401k 22441
Wife 401k 25248
Wife HSA 7775
Wifes IRA 70516
Loan 180987- Other house equity. Loan being paid back @3.5%.
Cash 107824- $33k sits in Etrade but no stocks so just CASH.
Gold 6000
$1,125,916- Net Worth.
$979,916- Without primary home.
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Moving along...I hope 2021 is another good year!
12/31/16 - $452k
12/31/17 - $574k
12/31/18 - $600k
12/31/19 - $758k
12/31/20 - $912k
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Hi everyone! I was in the 250-500k thread from Oct 2017 to Dec 2020 -- hopefully I can graduate this one in the same timeframe!
2020Date Assets Debts Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
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Month End Update
Liquid assets / Net worth
Jan 2018 $415.5K / $508K
Jun 2018 $518.8K / $578.4K
Jul 2018 $528.3K / $588.2K
Aug 2018 $543K / $603.2K
Sep 2018 $548K / $608.6K
Oct 2018 $492.6K / $569.5K
Nov 2018 $502K / $585.3K
Dec 2018 $476.8K / $554K
Jan 2019 $509.1K / $587K
Feb 2019 $534.2K / $612.6K
Mar 2019 $549K / $627.8K
Apr 2019 $561.1K / $640.1K
May 2019 $533.5K / $612.9K
June 2019 $566K / $646K
July 2019 $569K / $649K
Aug 2019 $558.4K / $638.8K
Sept 2019 $569.6K / $650.3K
Oct 2019 $583.5K / $664.5K
Nov 2019 $602.3K / $683.7K
Dec 2019 $621.3K / $703.1K
June 2020 $641.8K / $722.8K
July 2020 $674.1K / $755.9K
Aug 2020 $715.5K / $798.1K
Sep 2020 $704K / $787.3K
Oct 2020 $698.3K / $782.2K
Nov 2020 $770.4K / $854.9K
Dec 2020 $804.3K / $889.2K
Nice to see LNW > $800K @ 2020 Year End. All in all, a great year!
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@turketron Did you just make $86k from Nov to Dec? What happened?
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| | 2018 | 2019 | 2020 | 2021 |
| January | $222,019 | $261,809 | $403,264 | $550,326 |
| February | $236,831 | $286,584 | $414,417 | - |
| March | $234,104 | $303,681 | $388,201 | - |
| April | $234,452 | $314,939 | $355,475 | - |
| May | $241,470 | $331,080 | $398,672 | - |
| June | $249,398 | $320,926 | $417,280 | - |
| July | $253,884 | $342,700 | $424,818 | - |
| August | $264,666 | $354,784 | $456,512 | - |
| September | $276,905 | $351,842 | $491,411 | - |
| October | $285,986 | $360,853 | $482,214 | - |
| November | $267,359 | $374,706 | $475,471 | - |
| December | $281,461 | $391,293 | $531,137 | - |
Nice way to end 2020/start 2021.
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@turketron Did you just make $86k from Nov to Dec? What happened?
Hmm looking at my account balance history, it was a combination of:
- A dip in VTSAX right around Nov 1, and I report on the first of each month
- I had a round of ESPP shares in my company stock that vested in mid-November, which was about $15k by itself
- Thanks to a good earnings call, about a 30% increase in said company stock from Nov 1 through December 1
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01/01/17 £374668
01/01/18 £497097
01/01/19 £547415
01/01/20 £649762
01/02/20 £655831
01/03/20 £644284
01/04/20 £625095
01/05/20 £630000
01/06/20 £646995
01/07/20 £669225
01/08/20 £685094
01/09/20 £703184
01/10/20 £718448
01/11/20 £726615
01/12/20 £746008
01/01/21 £788172
An incredible year in so many ways, in March if you asked me would we be £130k+ up I would have said not a chance. December being our biggest gain in our lives at £42k in a single month. I am LOLing just typing that!!! 42 grand in a month?!!?
Interestingly also puts us clear of $1M USD... just for the giggles. But alas I dont live in the USA! So another 200 odd thousand to go!
Our estimated FIRE date is still late 2022. Head down now and I finally feel like we are on the home stretch. It would not shock me if things slowed down now, IME if you get a big rise in the markets you sometimes see a bit of deflation for a few months - lets see.
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Hello all! I'm coming to join ya'll here on this journey, having recently crossed the threshold. As my current FI number is a bit less than the goal, I may not graduate from here, but maybe I'll end up with a OMY or two and end up finishing off this race as well.
Starting at:
1 January 2021 - $502,810
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Dec 31 of:
Year Total Worth
2012: $170,820
2013: $296,894
2014: $335,473
2015: $337,513
2016: $428,895
2017: $309,063
2018: $370,660
2019: $608,414
2020: $834,942
So I do the "total worth" a little different from many, but I know it's the same used by some people. I do not count my house as an asset, but I do count the mortgage as a liability, so the big drop in 2017 was because I bought a house, for example. With any luck, 2021 is the year I pay off my house as well as push over $900k, then with any continued luck and, well, basically no need for stock market gains in 2022 at all I should hit $1M late in 2022.
We'll see, of course, since there's also every possibility that the inflation we're hearing about won't happen but massive economic problems and market devaluation could certainly happen. At least at this time though it's been quite a rocketship ride the last couple years. I'm thankful for this community and seeing so many people of varying income levels making progress. At times having nothing but some numbers in a spreadsheet and dreams of the future are hard to really understand but then I see the people in this thread who've "graduated" past their $1M goal and it's a reminder that progress is still progress and I'll get there some day.
My end goal is something like $1.25 - $1.5M depending on how old I am when reaching that goal (I'm already in my mid 40s) so for example if it takes until I'm 52 to reach $1.25M then that's probably plenty good enough, whereas if I magically hit $1.5M at 48 then that too is plenty. I just don't think we're going to have another doubling of the stock market in the next few years, ha.
-
LNW:
08/13/2020 $700,373
09/01/2020 $726,934
10/01/2020 $755,557 (windfall is the reason for the gain)
11/01/2020 $749,499
12/01/2020 $830,172
01/01/2021 $870,983
2020 Investment highlights:
1. Sold and invested $ received from sale of home
2. Small windfall
3. Invested a small amount in TSLA
Lastly, congrats to all who graduated from this race in 2020!
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Feb 1, 2016 - $90k
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725 (crossed $250k)
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Mar 1, 2019 - $354,771
Apr 1, 2019 - $384,308
May 1, 2019 - $407,770
June 1, 2019 - $404,625
July 1, 2019 - $420,082
Aug 1, 2019 - $441,976
Sep 1, 2019 - $458,940
Oct 1, 2019 - $481,915
Nov 1, 2019 - $501,937 (Crossed $500k)
Dec 1, 2019 - $518,285
Jan 1, 2020 - $544,655
Feb 1, 2020 - $573,474
Mar 1, 2020 - $557,410
Apr 1, 2020 - $494,414
May 1, 2020 - $572,376
June 1, 2020 - $618,048
July 1, 2020 - $600,510
Aug 1, 2020 - $659,872
Sep 1, 2020 - $704,682
Oct 1, 2020 - $696,932
Nov 1, 2020 - $694,944
Dec 1, 2020 - $782,831
Jan 1, 2021 - $823,189
Good month of growth, largely thanks to the stock market and also because it was a 3 paycheck month instead of the standard 2 paychecks. Overall, my income was fantastic in 2020, but my spending was absolutely wretched. Couple new vehicles, and just a lot of other “stuff.” Spending in 2021 should be a lot better, and overall my growth for 2020 was still great.
I had 3 interviews and a job offer a week and a half ago. We’re currently working negotiations which have been a bit slow due to the holidays. I have a great job that I love with coworkers that are the best ever, but I’m a contractor with a project looking to end in August and unless the company picks up any more big projects between then, I’ll be laid off. This new project i’d come on as a contractor for a 2 year project, but would be replacing the manager of the division who is retiring after 30 years. It would likely eventually turn into a full time gig. We’ll see what happens. Likely a small pay/benefit reduction but with a longer job duration.
-
November 2020: $864,270
December 2020: $956,268
Hoping next month to get back to the M club.
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Hello all! I'm coming to join ya'll here on this journey, having recently crossed the threshold. As my current FI number is a bit less than the goal, I may not graduate from here, but maybe I'll end up with a OMY or two and end up finishing off this race as well.
Starting at:
1 January 2021 - $502,810
Welcome @jlcnuke! You never know, you may end up graduating even if you RE. I never expected to graduate either (I pulled the plug when we hit our $750k FI number), but the stash has grown and it looks like it might cross the $1m mark, which is really cool.
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We made it! Technically a few weeks ago. I assume it will be at least some time until we are solidly in 7 figures, but it feels good...
It's been awhile and times have been strange but we keep chugging along, with a steady upward trajectory:
Aug 2020 - $915k
Sep 2019 - $780k
Sep 2018 - $656k
Sep 2017 - $538k
Sep 2016 - $330k
December's number is $820k! Still think we're looking at 2021 but the last few months have been productive.
A year has passed and we move slowly upward (other than this month, anyway, we bought a van):
Oct 2019 - $770k
Sep 2019 - $780k
Jul 2019 - $766k
Apr 2019 - $739k
Oct 2018 - $666k
Sep 2018 - $656k
July 2018 - $651k
June 2018 - $634k
May 2018 - $624k
Apr 2018 - $612k
Mar 2018 - $599k
Feb 2018 - $590k
Jan 2018 - $580k
Dec 2017 - $569k
Nov 2017 - $561k
Oct 2017 - $546k
Sep 2017 - $538k
Aug 2017 - $497k
July 2017 - $483k
Jun 2017 - $479k
May 2017 - $454k
Apr 2017 - $448k
Mar 2017 - $435k
Feb 2017 - $433k
Jan 2017 - $410k
Oct 2016 - $370k
Sep 2016 - $330k
Hoping to get to a mill by 2021!
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Gained $200k, or 50% in a year's time! WOOT!!! Hoping for $250k this year
Investments only
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | $226,942 | $401,746 | $603,129 | - |
| February | - | $249,796 | $414,430 | - | - |
| March | - | $270,351 | $412,631 | - | - |
| April | - | $285,770 | $393,815 | | - |
| May | - | $295,838 | $414,524 | - | - |
| June | $219,320 | $283,393 | $452,579 | - | - |
| July | $228,483 | $307,071 | $471,455 | - | - |
| August | $234,711 | $315,942 | $496,982 | - | - |
| September | $245,993 | $318,301 | $529,603 | - | - |
| October | $251,023 | $334,301 | $525,945 | - | - |
| November | $238,881 | $352,430 | $528,082 | - | - |
| December | $244,687 | $370,715 | $585,310 | - | - |
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2020 was kinda a stupidly good year.
At our current rates we'll graduate here in a bit over two years :o
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Happy new year everyone!! Wao, that was a good month, gains of $202K for the year, incredible considering all the crap that happened this past year!!! Let's keep collecting dollars and putting them to work people!!!!
11/30/2017 $228,503.37
12/31/2017 $237,592.34
1/31/2018 $254,582.33
2/28/2018 $257,732.67
3/31/2018 $265,481.54
4/30/2018 $269,342.61
5/31/2018 $277,950.05
6/30/2018 $285,254.10
7/31/2018 $299,199.64
8/31/2018 $319,335.25
9/30/2018 $347,418.14
10/31/2018 $332,242.01
11/30/2018 $348,536.76
12/31/2018 $325,602.90
1/31/2019 $350,696.67
2/28/2019 $369,513.27
3/31/2019 $379,192.30
4/30/2019 $399,481.40
5/31/2019 $384,294.80
6/30/2019 $408,707.83
7/31/2019 $426,022.76
8/31/2019 $422,250.44
9/30/2019 $460,845.28
10/31/2019 $476,501.03
11/30/2019 $500,079.13
12/31/2019 $517,464.57
1/31/2020 $511,758.52
2/29/2020 $479,104.60
3/31/2020 $419,924.65
4/30/2020 $468,399.74
5/31/2020 $511,017.91
6/30/2020 $533,979.03
7/31/2020 $560,452.66
8/31/2020 $614,878.39
9/30/2020 $600,660.94
10/31/2020 $599,359.11
11/30/2020 $682,864.07
12/31/2020 $720,288.84
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Hi All!
Just graduated from the 250-500k thread, having hit $526,501.25 after a crazy 19.9% jump in December!
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Hi All!
Just graduated from the 250-500k thread, having hit $526,501.25 after a crazy 19.9% jump in December!
Welcome @tarheeldan ! You'll like it here
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To flesh out:
1/1/20: 491k
2/1/20: 525k
3/1/20: 538k
4/1/20: 477k
5/1/20: 444k
6/4/20: 595k
7/1/20: 596k
8/1/20: 639k
9/1/20: 655k
10/1/20: 692k
11/1/20: 687k
12/1/20: 793k
12/31/20: 813k
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July 2016 - $257,306
August 2016 - $264,625
September 2016 - $270,695
October 2016 - $283528
November 2016 - $291396
December 2016 - $295603
January 2017 - $303,195
March 2017 - $333,323
April 2017 - $340,884
May 2017 - $346,568
June 2017 - $357,230
July 2017 - $365,912
August 2017 - $370,689
September 2017 - $380,412
October 2017 - $390,025
November 2017 - $400,070
December 2017 - $404,188
January 2018 - $419426
February 2018 - $423744
May 2019 - $623013
August 2019 - $681260
November 2020 - $856576
December 2020 - $887822
Nice market uptake - good bonus and dividends. $112288 to go - going have to push to get it to the mil by end of 2021
Technically I have made it as the share given me 3 years ago pumped from a strike price of 12 to 170 but I am not counting it in - they will be my FIRE bonus!
Happy new Year
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November 11, 2020: $527,000
December 11, 2020: $607,796 (501,797 euros). This month's total is more accurate than last month's, because I actually did the euro conversions and the math with a calculator instead of just spitballing it. I STILL don't have an answer from the government about how much taxes they want for 2019, but I don't think it's going to bust my butt back down under 500K DOLLARS.
Thanks to a previous mathematical error on my part, a good stock market (for now), the resolution of my tax situation, and clients paying before year-end, I've rocketed past 500K in both euros and dollars, so drum roll please:
January 4, 2020: 564,565 in euros/692,608 in dollars.
The dollar is just limping along and I'm keeping my fingers crossed for some improvement in 2021 but am not optimistic on that front. Next stop 750K in dollars because that'll mean I'm halfway through this stage. Will have to have a good year for that to happen.
-
Much better year for the markets then I originally expected. Will be dropping down to once income in 2021 so progress will slow but hopefully the markets will continue to do the heavy lifting.
| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | $12,964 | $53,694 | $117,156 | $286,460 | $366,568 | $554,279 | - |
| February | $14,893 | $57,320 | $130,755 | $284,267 | $388,104 | $530,928 | - |
| March | $22,065 | $71,035 | $150,924 | $291,192 | $415,305 | $575,079 | - |
| April | $24,785 | $75,120 | $161,757 | $306,848 | $429,917 | $529,397 | - |
| May | $26,931 | $87,541 | $171,174 | $317,739 | $416,867 | $573,991 | - |
| June | $29,021 | $90,964 | $191,558 | $321,370 | $458,412 | $607,523 | - |
| July | $31,341 | $93,025 | $210,018 | $339,122 | $459,062 | $630,288 | - |
| August | $34,251 | $95,245 | $220,293 | $353,410 | $466,936 | $686,631 | - |
| September | $39,854 | $97,814 | $231,801 | $361,506 | $481,531 | $669,786 | - |
| October | $42,018 | $98,335 | $242,954 | $336,674 | $499,757 | $663,596 | - |
| November | $45,987 | $100,344 | $256,324 | $356,143 | $528,712 | $743,883 | - |
| December | $49,877 | $106,390 | $265,731 | $332,761 | $548,679 | $779,415 | - |
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| | 2020 | 2021 | 2022 |
| January | - | $584,000 | - |
| February | - | - | - |
| March | - | - | - |
| April | - | - | - |
| May | - | - | - |
| June | - | - | - |
| July | - | - | - |
| August | - | - | - |
| September | $517,937.94 | - | - |
| October | $511,000.00 | - | - |
| November | $514,001.00 | - | - |
| December | 567,000.00 | - | - |
Looking forward to 2021!
-
Hello!!! Super happy to join you guys!!!
Investments only.
Dec 20 - $501
Jan 21 - $510
-
Not sure when/if I'll get to 1m; may semi-FIRE before then.
If the market were to stay flat, would probably hit 1m investible around 6 months from now.
Not declaring victory yet though until I have 1m investible and no debt to the bank.
Net worth is clearly north of $1m now, and we even have more than $1m invested/investible, but still not debt free
So, net worth hits $1.5m for the first time.
Net worth drops back down to where it was 6 months ago.
Down 9.3% from peak
Liquidity down, home equity up, debt down, savings rate 0% so totally reliant on market returns to get back above 1m in investible/invested assets.
So at this point my savings rate is still stuck at 0%, house will soon be paid off, and still reliant on market returns.
Saved $0 since last update; all increases are from market returns.
Just like last year, no new savings; market returns only + some tailwind from exchange rate changes. So we're over 1M liquid now, which means we can graduate from this thread, I think. If the markets crash, we'll be back.
- 2021: 1059k liquid + 556K home equity: total 1,615k (debt: 0k)
- 2020: 918k liquid + 478k home equity: total 1,396k (debt: 30k)
- Q2 2019: 860k liquid + 466k home equity: total 1,326k (debt: 40k)
- Q1 2019: 877k liquid + 440k home equity: total 1,317k (debt: 46k)
- Q4 2018: 990k liquid + 389k home equity: total 1,379k (debt: 104k)
- Q3 2018: 1,096k liquid + 384k home equity: total 1,480k (debt: 115k)
- Q2 2018: 1,108k liquid + 392k home equity: total 1,500k (debt: 131k)
- Q1 2018: 1,075k liquid + 409k home equity: total 1,484k (debt: 141k)
- Q4 2017: 1,005k liquid + 332k home equity: total 1,337k (debt: 189k)
- Q3 2017: 894k liquid + 313k home equity: total 1,207k (debt: approx 193k)
- Q2 2017: 720k liquid + 250k home equity: total 970k (debt: approx 228k)
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I'm so excited to start the new year by joining this thread! I'm 38 and hope to FIRE with $875k by my 45th birthday, then hopefully continue to grow the stash and graduate. :-)
Starting 1/4/2021: $504,211 invested
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I'm so excited to start the new year by joining this thread! I'm 38 and hope to FIRE with $875k by my 45th birthday, then hopefully continue to grow the stash and graduate. :-)
Starting 1/4/2021: $504,211 invested
Welcome aboard @ArtOfFIRE!
-
Just crossed over $500k for the stache this past month, so I'll jump in on the race.
Started tracking:
Jan 16: $181.2k
Feb 19: $532.8k
Update to April 1st. $546.25k
Update to October 1st: $620.15k
Feb 1. 20: $710.5k
March 1 20: $685.7k
Apr 1 20: $605.9k
May 1 20: $693.4k
June 1 20: $724.5k
Back up for the year (of course this counts a decent chunk of contributions too).
Aug 1 20: $789.1k
Dec 1 20: $969.9k
Jan 1 21: $996k
4k to go! I have a stock grant that vests in March that's worth approximately $20k, but I refuse to count that until it actually vests :)
I started at $181k 5 years ago. Crazy how far you can come when you actually focus on something.
I was kind of curious about our lifetime earnings compared to our NW. I got my first full time job in the fall of 2012, before that I was interning and going to grad school earning basically enough to pay the bills. My wife was working at a grocery store during the time I was in grad school. Part time from about 2005 until 2009 and then full time from 2009 until 2011. Her top pay was her last year and it was about $32k. So for all intents and purposes we weren't saving anything until 2012 when I got my first full time job and she got a job at similar pay of about $35k/yr. If you factor in our lifetime earnings between the two of us it's approximately $1.7 million. But if you ignore all the earnings before 2012 when we were just making enough to live (and frankly a large proportion of those earnings were from when we were in HS and College working part time jobs). We've earned $1.5 million from 2012 through 2020 and our NW is approximately $1.24 million. That really shows me the power of saving and investing.
-
Farewell 500 to 1M thread. I must be moving along now. It's a well-traveled path, easy to follow, I'll see you on ahead!
01/1/2019 $194k LNW / $744k TNW
12/1/2019 $287k LNW / $822k TNW
12/1/2020 $499k LNW / $1,145k TNW
01/1/2021 $532k LNW / $1,232k TNW
Feels weird to move along until the liquid value goes to 7, so here's year end update.
-
Net worth progress (includes home equity; does not include roughly $30k in cash)
10/1/18 $502K
01/1/19 $480K - this was all market drop; no change to savings behavior
04/1/19 $546K
07/1/19 $579K
10/1/19 $586K - pulled a chunk out of our HSA to pay for childbirth costs incurred earlier in the year; also started daycare; husband took 2 months unpaid paternity leave... savings rate currently in the toilet
1/1/20 $650K
4/1/20 $678K
7/1/20 $689K
Anticipated graduation for net worth: mid-2022 (holy heck -- that's a whole year shaved off from my last update. Making faster progress than anticipated.)
Also just graduated from the $250k-$500k thread, where I was watching investments-only. So here's the start of investments-only, without home equity and without cash on hand:
8/1/20 $508K
Anticipated graduation: January 2024
Back for an update after closing out 2020!
Net worth progress (includes home equity; does not include roughly $40k in cash; does not include 529s for 2 kids)
10/1/18 $502K
01/1/19 $480K
04/1/19 $546K
07/1/19 $579K
10/1/19 $586K
1/1/20 $650K
4/1/20 $678K
7/1/20 $689K
10/1/20 $751K
1/1/21 $880K -- Modest inheritance combined with a bonkers stock market = a truly outrageous Q4
Anticipated graduation for net worth: January 2022 mid-2022 (holy heck -- huge market returns in 2020 have this milestone really, really close...)
Investments-only progress (excludes home equity, cash, and 529s)
8/1/20 $508K
10/1/20 $537K
1/1/21 $663K
Anticipated graduation for invested assets: January 2024
-
Jumping back into the race for the new year and some new enthusiasm and camaraderie!!
05/01/2017: $198,456
05/15/2017: $200,404
05/31/2017: $207,044
06/15/2017: $213,996
07/05/2017: $219,933
07/17/2017: $225,853
08/01/2017: $228,504
08/24/2017: $228,854
09/01/2017: $237,500
09/19/2017: $245,500
10/02/2017: $251,933
11/07/2017: $266,000
12/27/2017: $280,000
01/12/2018: $300,768
01/23/2018: $305,566
11/27/2018: $359,000
03/01/2019: $400,283 *baby born, kinda lost track of everything.....
08/15/2020: $612,831
01/01/2021: $689,500
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2020: $829,260 ($16,358)
-
NW:
April 2017: 175k
April 2018: 333k
April 2019: 400k
February 2020: 515k
August 2020: 602k (415k invested/$50k cash)
December 2020: 669k (478k invested)
January 2020: 690k (507k invested)
Barely into January and the run up in the market this week finally pushed us past a half million invested (NW 690k)! I know it could fall back right away, but I can't believe our NW is up almost 100k in 6 months. Goal for 2021 is 80k in tax advantage accounts and to open a taxable investment account for the first time.
-
Similar to others on this thread, November was an exceptional month for us gaining just over $46k. We pulled the plug (temporarily) in mid September and have been staying with family and currently in the Algarve for the past 2 and a half months. Our NW in that timeframe has basically gone up $50k despite purchasing a $15k car in cash. I'm by no means extrapolating this for the future but am happy things have kicked off nicely.
Bring on December!
Bit late with the update but December was still solid, we ended the month at around $702k for another big milestone. 2020 was bonkers as far as year over year gains, partly due to selling it all and throwing it into the market in late July so it's not really 100% fair to compare.
Ever since moving to Europe and living in rented accommodations we have been able to stick to our generous budget and feel good about where the numbers will go in 2021. I might move to quarterly updates as the lack of contributions will this a very slow process.
-
26 months for 100-250k. Last post in 100-250k here: http://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-100-to-250k/msg1440605/#msg1440605
28 months for 250k-500k. Last post in 250k-500k here: https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-250-to-500k!/msg2457040/#msg2457040
May-19 $482,166.97
Jun-19 $506,489.11
Jul-19 $516,572.20
Aug-19 $520,552.46
Sep-19 $524,681.62
Oct-19 $547,979.00
Nov-19 $564,839.00
Dec-19 $592,397.00 (EST. as of 21st)
Dec-19 $600,838.00
Jan-20 $616,541.00
Feb-20 $635,416.00
Mar-20 $594,318.00
Apr-20 $636,358.00
May-20 $656,539.00
Jun-20 $672,803.00
Jul-20 $691,579.00
Aug-20 $722,451.00
Sep-20 $727,184.00
Oct-20 $716,294.00
Nov-20 $770,869.00
Dec-20 $787,587.00
That stock market tho
-
INVESTMENTS INVESTS + CASH TOTAL
05/20/16 INV- $218,514 INV+CASH- $328,980 NW- $478,980
07/17/17 INV- $306,386 INV+CASH- $417,772 NW- $567,772
03/14/18 INV- $380,160 INV+CASH- $467,160 NW- $617,160
08/08/18 INV- $423,708 INV+CASH- $491,708 NW- $641,708
02/18/19 INV- $446,121 INV+CASH- $585,121 NW- $755,121
03/22/19 INV- $481,093 INV+CASH- $592,941 NW- $762,941
04/18/19 INV- $506,875 INV+CASH- $595,875 NW- $765,875
07/18/19 INV- $540,071 INV+CASH- $617,447 NW- $787,447
01/01/20 INV- $586,172 INV+CASH- $667,785 NW- $837,785
01/24/20 INV- $610,000 INV+CASH- $691,000 NW- $861,000
07/21/20 INV- $647,000 INV+CASH- $727,000 NW- $912,000
10/21/20 INV- $681,430 INV+CASH- $765,430 NW- $950,430
12/04/20 INV- $724,740 INV+CASH- $814,072 NW- $994,072
01/10/21 INV- $756,650 INV+CASH- $842,650
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I was over 900k three years ago when I retired the first time. I just accepted a job offer and I’m starting next week. I may graduate from this thread before I go back to work!
I did my last check-in right after New Years, but I was curious and had to check again. I’m basically within a normal day’s swing of 1M. It will be pretty funny if it bumps over by the end of the week.
So, the top is definitely in and everyone should go all cash before tomorrow.
-
| | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | $- | $292,190 | $304,411 | $437,806 | $581,831 | $615,789 | $767,806 | - |
| February | $- | $332,002 | $331,197 | $162,424 | $585,663 | $662,207 | $735,649 | - |
| March | $- | $332,209 | $331,749 | $481,340 | $583,773 | $683,014 | $683,851 | - |
| April | $- | $336,743 | $260,548 | $483,994 | $582,862 | $719,849 | $734,510 | - |
| May | $256,131 | $338,884 | $373,153 | $483,982 | $585,929 | $701,938 | $760,661 | - |
| June | $258,642 | $321,529 | $377,807 | $490,951 | $590,577 | $731,170 | $777,705 | - |
| July | $276,381 | $320,767 | $414,764 | $503,706 | $601,024 | $721,753 | $819,352 | - |
| August | $296,700 | $313,896 | $405,676 | $513,111 | $606,442 | $686,503 | $860,605 | - |
| September | $290,244 | $301,079 | $422,204 | $525,158 | $610,690 | $698,968 | $868,597 | - |
| October | $274,986 | $308,291 | $413,967 | $533,760 | $585,817 | $577,615 | $868,808 | - |
| November | $282,762 | $308,558 | $419,572 | $549,074 | $595,773 | $620,036 | $910,235 | - |
| December | $292,942 | $312,281 | $431,458 | $557,941 | $575,877 | $760,501 | $940,128 | - |
Keep trucking along. Was a great year for growth. Owe a bit more on taxes it seems due to wife high self-employment income but a good problem to have, but incoming funds for a while will go to getting ready to pay that in April and leave the net worth then.
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| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | 318,100 | 359,000 | 465,145 | - | - |
| February | - | 321,800 | 370,750 | 467,380 | - | - |
| March | - | 313,540 | 378,525 | 418,695 | - | - |
| April | 255,900 | 322,810 | 391,005 | 454,145 | - | - |
| May | 263,800 | 328,600 | 397,260 | 472,320 | - | - |
| June | 268,100 | 331,860 | 407,265 | 485,420 | - | - |
| July | 273,100 | 340,250 | 413,395 | 502,730 | - | - |
| August | 276,800 | 341,770 | 413,070 | 513,600 | - | - |
| September | 284,500 | 348,465 | 420,460 | 511,466 | - | - |
| October | 292,100 | 343,960 | 429,655 | 508,153 | - | - |
| November | 302,000 | 347,470 | 442,315 | 537,343 | - | - |
| December | 309,500 | 340,950 | 447,950 | 553,788 | - | - |
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Two commas! And I’m un-retiring and starting a new job next week.
This year has had some wild swings. I had a $280k run-up since last April.
-
2018
Jan - $330,883
July - $372,389
-----------------------
2019
Jan - $376,421
July - $449,818
Aug - $461,802
Sept -$471,690
Nov - $486,235
Dec - $498,006
------------------
2020
Jan - $501,901
Feb - $518,123
Mar - $446,241
April -$450,421
May - $465,042
June -$478,201
July - $494,067
Aug - $508,204
Sept- $512,108
Oct - $509,740
Nov- $538,580
Dec - $558,594
-----------------
2021
Jan- $574,925
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@lollylegs, @facepalm , welcome welcome to the thread where compound interest takes flight! You guys are crushing it, well done.
@Wintergreen78, and @drumstache pretty soon here, congrats!! Come check out the $1 to $2 mil thread, poke a toe in, the water's fine!
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05/01/2017: $198,456
05/15/2017: $200,404
05/31/2017: $207,044
06/15/2017: $213,996
07/05/2017: $219,933
07/17/2017: $225,853
08/01/2017: $228,504
08/24/2017: $228,854
09/01/2017: $237,500
09/19/2017: $245,500
10/02/2017: $251,933
11/07/2017: $266,000
12/27/2017: $280,000
01/12/2018: $300,768
01/23/2018: $305,566
11/27/2018: $359,000
03/01/2019: $400,283 *baby born, kinda lost track of everything.....
08/15/2020: $612,831
01/01/2021: $689,500
01/15/2021: $705,137
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1/1/20: 491k
2/1/20: 525k
3/1/20: 538k
4/1/20: 477k
5/1/20: 444k
6/4/20: 595k
7/1/20: 596k
8/1/20: 639k
9/1/20: 655k
10/1/20: 692k
11/1/20: 687k
12/1/20: 793k
12/31/20: 813k
1/23/21: 864k
-
1/1/20: 491k
2/1/20: 525k
3/1/20: 538k
4/1/20: 477k
5/1/20: 444k
6/4/20: 595k
7/1/20: 596k
8/1/20: 639k
9/1/20: 655k
10/1/20: 692k
11/1/20: 687k
12/1/20: 793k
12/31/20: 813k
1/23/21: 864k
Wow that's amazing progress @Icecreamarsenal -- great job! You'll be out of this thread before you know it
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1/1/20: 491k
2/1/20: 525k
3/1/20: 538k
4/1/20: 477k
5/1/20: 444k
6/4/20: 595k
7/1/20: 596k
8/1/20: 639k
9/1/20: 655k
10/1/20: 692k
11/1/20: 687k
12/1/20: 793k
12/31/20: 813k
1/23/21: 864k
Wow that's amazing progress @Icecreamarsenal -- great job! You'll be out of this thread before you know it
Thanks @Trifele - I recently read Financial freedom by grant sabatier and there was a quote from the mad fientist- "It's worth any sacrifice to get there." Pedal to the metal.
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Thanks @Trifele - I recently read Financial freedom by grant sabatier and there was a quote from the mad fientist- "It's worth any sacrifice to get there." Pedal to the metal.
Sounds like you are seriously on FIRE @Icecreamarsenal haha -- what's your 'number' and do you plan to RE?
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Thanks @Trifele - I recently read Financial freedom by grant sabatier and there was a quote from the mad fientist- "It's worth any sacrifice to get there." Pedal to the metal.
Sounds like you are seriously on FIRE @Icecreamarsenal haha -- what's your 'number' and do you plan to RE?
Hey @Trifele -it's been a bit of a moving target, but currently my number is 1.5 invested throwing off 60k/yr (at 0% tax rate, right?)
I'd like to retire to something, but I haven't quite figured out what that is.
-
Alright, just starting out in this thread - hit $502k in investment accounts last month for the first time! Started tracking in Jan 2017 and was at $186k in investment accounts there, so 48 months to go $316k. Goal is to get to $1M in the same amount of time or less!
-
Just (re)graduated from the 250k-500k thread as the value increase of our rental property just pushed us our overall investments over 500k. Finished 2020 with 501k investments and a NW sitting above 700k.
The objective for 2021 is for the investment portfolio to reach 625k for a 125k increase. Let's go!
One question - a lot of us seem to use the first day of the month vs the last day of the month to track investments. Is there a reason for that? I historically calculated everything at the end of each month...
Cheers
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One question - a lot of us seem to use the first day of the month vs the last day of the month to track investments. Is there a reason for that? I historically calculated everything at the end of each month...
Cheers
I do on the first of the month because it takes a little while for my accounts to update for the trading the day before. I'm usually in bed for the night when that happens. My number includes the last day of the previous month, but not that first day. I should probably label it with the last day, like "12/31" to be accurate, but whatever . . . :)
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6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
12/1/18 = $636
1/1/19 = $630
2/1/19 = $664
3/1/19 = $682
4/1/19 = $691
5/1/19 = $708
6/1/19 = $702
7/1/19 = $731
8/1/19 = $737
9/1/19 = $736
10/1/19 = $746
11/1/19 = $761
12/1/19 = $781
1/1/20 = $809
2/1/20 = $824
3/1/20 = $806
4/1/20 = $744
5/1/20 = $783
6/1/20 = $809
7/1/20 = $827
8/1/20 = $861
9/1/20 = $893
10/1/20 = $882
11/1/20 = $889
12/1/20 = $944
1/1/21 = $971
2/1/21 = $986
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11/30/2019 $500,079.13
12/31/2019 $517,464.57
1/31/2020 $511,758.52
2/29/2020 $479,104.60
3/31/2020 $419,924.65
4/30/2020 $468,399.74
5/31/2020 $511,017.91
6/30/2020 $533,979.03
7/31/2020 $560,452.66
8/31/2020 $614,878.39
9/30/2020 $600,660.94
10/31/2020 $599,359.11
11/30/2020 $682,864.07
12/31/2020 $720,288.84
1/31/2021 $737,924.70 (+ $17,635.86)
Modest increase, I will take it :)
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Nov-17 - 300k
May-18 - 375k
July -18 - 400k
Dec-18 - 345K
Mar-19 - 415K
Jun-19 nw 444K - liquid -514K
Sep-19 nw 450K liquid 527K
dec-19 nw 490k liquid 575k
mar-20 nw 374 liquid 455
Jun-20 nw 468 liquid 541
Sep-20 nw 612 liquid 573
Dec-20 nw 737 liquid 679
Jan-21 nw 739 liquid 679
all very meh after a bright start to January? Is it too early to blame Joe????
-
Jan 2017 $147,729.69
April 2017 $140,847.57
July 2017 $157,768.24
Oct 2017 $173,045.00
Jan 2018 $190,018.18
April 2018 $206,732.49
July 2018 $231,046.53
Oct 2018 $252,544.08
Jan 2019 $252,481.67
April 2019 $311,927.67
July 2019 $326,646.84
Oct 2019 $338,088.89
Jan 2020 $364,075.39
April 2020 $347,174.09
July 2020 $401,514.57
Oct 2020 $433,564.24
Jan 2021 $487,851.85
Feb 2021 $500,780.02
I just graduated from the $250K-$500K thread and let me tell you, it's such a huge relief to be free from the rabble there. Whew.
PS: I just realized the Miller clan will be in this thread a long ass time, so no offense to any rabble who catch up from the last thread.
-
didn't think we'd get away from you for long.
Welcome to the new rabble - not very different from the last rabble!
-
Welcome to the new rabble - not very different from the last rabble!
Just richer.
Welcome @Nick_Miller
-
Investments only; Household combined.
| | 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) |
| January | - | 496,255 | 674,413 | - |
| February | - | 472,573 | - | - |
| March | - | 444,067 | - | - |
| April | - | 495,051 | - | - |
| May | - | 524,063 | - | - |
| June | - | 524,530 | - | - |
| July | 330,406 | 552,296 | - | - |
| August | 437,870 | 632,115 | - | - |
| September | 443,081 | 617,959 | - | - |
| October | 452,295 | 604,646 | - | - |
| November | 483,711 | 664,577 | - | - |
| December | 484,963 | 674,843 | - | - |
-
(tracking retirement accounts, cash accounts and conservative equity in my rental properties and side businesses)
12/2014 $32,000
12/2016 $64,000 (24 months)
1/2018 $128,000 (25 months)
5/2019 $256,000 (16 months)
11/2020 $512,000 (19 months)
[12/2022 $1,024,000 (24 months)] **TARGET**
--
11/1/2020 $506,667.23
12/1/2020 $552,641.05 (tons of market gains...sustainable/real?)
1/1/2021 $574,330.90 (very excited for the next couple of months...bonus, raises, 401K match all hit!!!)
2/1/2021 $637,442.01
-
Whoops wrong direction.
11/30/19: $496k
12/31/19: $524k
01/31/20: $533k
02/29/20: $507k
03/31/20: $458k
04/30/20: $510k
05/31/20: $542k
06/30/20: $578k
07/31/20: $624k
08/31/20: $664k
09/30/20: $660k
10/31/20: $653k
11/30/20: $720k
12/31/20: $753k
01/31/21: $748k
-
July 2016 - $257,306
August 2016 - $264,625
September 2016 - $270,695
October 2016 - $283528
November 2016 - $291396
December 2016 - $295603
January 2017 - $303,195
March 2017 - $333,323
April 2017 - $340,884
May 2017 - $346,568
June 2017 - $357,230
July 2017 - $365,912
August 2017 - $370,689
September 2017 - $380,412
October 2017 - $390,025
November 2017 - $400,070
December 2017 - $404,188
January 2018 - $419426
February 2018 - $423744
May 2019 - $623013
August 2019 - $681260
November 2020 - $856576
December 2020 - $887822
January 2021 - $906,532
Could have been better - bad week for the markets, but in the 900's.
-
Investments only, household combined:
5/1/17 $631
6/1/17 $647
7/1/17 $655
8/1/17 $665
9/1/17 $672
10/1/17 $684
11/1/17 $702
12/1/17 $724
1/1/18 $731
2/1/18 $761
3/1/18 $737
4/1/18 $731
5/1/18 $738
6/1/18 $747
7/1/18 $744
8/1/18 $761
9/1/18 $776
10/1/18 $776
11/1/18 $729
12/1/18 $745
1/1/19 $703
2/1/19 $751 FIREd
3/1/19 $769
4/1/19 $813
5/1/19 $841
6/1/19 $810
7/1/19 $841
8/1/19 $849
9/1/19 $826
10/1/19 $832
11/1/19 $854
12/1/19 $870
1/1/20 $886
2/1/20 $881
3/1/20 $845
4/1/20 $745
5/1/20 $815
6/1/20 $848
7/1/20 $867
8/1/20 $893
9/1/20 $917
10/1/20 $900
11/1/20 $888
12/1/20 $953
1/1/21 $970
2/1/21 $976
-
Market is fighting back this year. With a couple big purchases this month our net worth only went up $1k (and that's with a big signing bonus and the stimulus).
Big yikes.
-
12/16 - $360,891 $570,338
12/17 - $473,407 $697,411
12/18 - $480,550 $732,108
12/19 - $669,819 $943,739
12/20 - $868,659 $1,159,159
01/21 - $873,464 $1,163,867
All increases are good!
-
Month Invested Networth
04/30/17 $67,858 $125,786 <---- Discovered MMM / LBYM
09/30/17 $100,416 $168,105 <---- 100k Invested
01/31/19 $251,061 $311,711 <---- 250k Invested
06/30/20 $501,158 $573,100 <---- 500k Invested
07/31/20 $534,311 $613,166
08/31/20 $582,298 $662,814
09/30/20 $568,854 $652,181
10/31/20 $576,142 $672,826
11/30/20 $645,423 $741,146
12/31/20 $705,754 $811,062
01/31/21 $726,286 $824,521
-
Nice little Friday end of the month sale yesterday!!
Investments only
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | $226,942 | $401,746 | $603,129 | - |
| February | - | $249,796 | $414,430 | $610,412 | - |
| March | - | $270,351 | $412,631 | - | - |
| April | - | $285,770 | $393,815 | | - |
| May | - | $295,838 | $414,524 | - | - |
| June | $219,320 | $283,393 | $452,579 | - | - |
| July | $228,483 | $307,071 | $471,455 | - | - |
| August | $234,711 | $315,942 | $496,982 | - | - |
| September | $245,993 | $318,301 | $529,603 | - | - |
| October | $251,023 | $334,301 | $525,945 | - | - |
| November | $238,881 | $352,430 | $528,082 | - | - |
| December | $244,687 | $370,715 | $585,310 | - | - |
-
Jan 2014 - £222,149
===============
Jan 2015 - £250,275 (+£28,126)
===============
Jan 2016 - £272,607 (+£22,332)
===============
Jan 2017 - £346,854 (+£74,247)
===============
Jan 2018 - £456,088 (+£109,234)
===============
Jan 2019 - £495,379 (+£39,291)
===============
Jan 2020 - £606,791 (+£111,412)
===============
Jan 2021 £710,244 (+£103,453)
Feb 2021 £692,104 (-£18,141)
Ugh!
- Got hammered by the markets in the last few days
- Had to pay both our self assessment tax bills this month
- Income was lower as December invoice was only for 14 days
-
| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | $52,277 | $102,029 | $186,657 | $306,111 | $344,771 | $443,598 | $581,977 |
| February | $57,992 | $107,201 | $196,191 | $301,453 | $357,526 | $422,062 | - |
| March | $61,620 | $116,502 | $199,234 | $306,821 | $364,397 | $371,488 | - |
| April | $68,207 | $121,028 | $205,602 | $312,149 | $375,876 | $411,410 | - |
| May | $73,499 | $132,630 | $217,515 | $319,649 | $366,887 | $432,756 | - |
| June | $73,620 | $136,350 | $218,315 | $325,450 | $388,214 | $449,153 | - |
| July | $77,235 | $143,420 | $226,577 | $332,615 | $393,565 | $473,639 | - |
| August | $77,588 | $149,032 | $231,008 | $341,112 | $391,468 | $499,746 | - |
| September | $77,524 | $161,672 | $251,872 | $343,628 | $400,870 | $492,572 | - |
| October | $86,899 | $160,725 | $260,359 | $329,514 | $411,683 | $488,099 | - |
| November | $94,202 | $170,428 | $273,396 | $336,035 | $423,504 | $546,559 | - |
| December | $101,290 | $179,734 | $287,829 | $317,638 | $441,666 | $574,853 | - |
Investments ended up pretty flat for the month, so mostly just contributions for an increase of 7k this month.
-
LNW:
08/13/2020 $700,373
09/01/2020 $726,934
10/01/2020 $755,557 (windfall is the reason for the gain)
11/01/2020 $749,499
12/01/2020 $830,172
01/01/2021 $870,983
02/01/2021 $898,071
Edited 2/1/2021 balance to include $ in escrow
-
08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800 FIRE'd
11/1/2019 - $675,000
12/1/2019 - $695,700
01/1/2020 - $717,000
02/1/2020 - $721,000
03/1/2020 - $702,500
04/1/2020 - $651,000
05/1/2020 - $686,700
06/1/2020 - $702,200
07/1/2020 - $710,000
08/1/2020 - $731,800
09/1/2020 - $753,000
10/1/2020 - $736,600
11/1/2020 - $731,900 Back to work, whoops!
12/1/2020 - $769,100
01/1/2021 - $800,400
02/1/2021 - $809,400
-
Nov 2020 - 864k$
Dec 2020 - 956k$
Jan 2021 - 1.193m$ (cash 54%, gold 8.4%, crypto 12.8%, real estate 23.7%, stock & bonds 1%)
bye guys back to the 1m > 2m race
-
2020
Date Assets Debts Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021Date Assets Debts Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Spent ~$12k on house projects in January, overall can't complain.
-
| | 2018 | 2019 | 2020 | 2021 |
| January | $222,019 | $261,809 | $403,264 | $550,326 |
| February | $236,831 | $286,584 | $414,417 | $555,120 |
| March | $234,104 | $303,681 | $388,201 | - |
| April | $234,452 | $314,939 | $355,475 | - |
| May | $241,470 | $331,080 | $398,672 | - |
| June | $249,398 | $320,926 | $417,280 | - |
| July | $253,884 | $342,700 | $424,818 | - |
| August | $264,666 | $354,784 | $456,512 | - |
| September | $276,905 | $351,842 | $491,411 | - |
| October | $285,986 | $360,853 | $482,214 | - |
| November | $267,359 | $374,706 | $475,471 | - |
| December | $281,461 | $391,293 | $531,137 | - |
-
Month End Update
Liquid assets / Net worth
Jan 2018 $415.5K / $508K
Jun 2018 $518.8K / $578.4K
Jul 2018 $528.3K / $588.2K
Aug 2018 $543K / $603.2K
Sep 2018 $548K / $608.6K
Oct 2018 $492.6K / $569.5K
Nov 2018 $502K / $585.3K
Dec 2018 $476.8K / $554K
Jan 2019 $509.1K / $587K
Feb 2019 $534.2K / $612.6K
Mar 2019 $549K / $627.8K
Apr 2019 $561.1K / $640.1K
May 2019 $533.5K / $612.9K
June 2019 $566K / $646K
July 2019 $569K / $649K
Aug 2019 $558.4K / $638.8K
Sept 2019 $569.6K / $650.3K
Oct 2019 $583.5K / $664.5K
Nov 2019 $602.3K / $683.7K
Dec 2019 $621.3K / $703.1K
June 2020 $641.8K / $722.8K
July 2020 $674.1K / $755.9K
Aug 2020 $715.5K / $798.1K
Sep 2020 $704K / $787.3K
Oct 2020 $698.3K / $782.2K
Nov 2020 $770.4K / $854.9K
Dec 2020 $804.3K / $889.2K
Jan 2021 $809.6K / $895K
-
Investments Only
| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | $12,964 | $53,694 | $117,156 | $286,460 | $366,568 | $554,279 | $789,070 |
| February | $14,893 | $57,320 | $130,755 | $284,267 | $388,104 | $530,928 | - |
| March | $22,065 | $71,035 | $150,924 | $291,192 | $415,305 | $575,079 | - |
| April | $24,785 | $75,120 | $161,757 | $306,848 | $429,917 | $529,397 | - |
| May | $26,931 | $87,541 | $171,174 | $317,739 | $416,867 | $573,991 | - |
| June | $29,021 | $90,964 | $191,558 | $321,370 | $458,412 | $607,523 | - |
| July | $31,341 | $93,025 | $210,018 | $339,122 | $459,062 | $630,288 | - |
| August | $34,251 | $95,245 | $220,293 | $353,410 | $466,936 | $686,631 | - |
| September | $39,854 | $97,814 | $231,801 | $361,506 | $481,531 | $669,786 | - |
| October | $42,018 | $98,335 | $242,954 | $336,674 | $499,757 | $663,596 | - |
| November | $45,987 | $100,344 | $256,324 | $356,143 | $528,712 | $743,883 | - |
| December | $49,877 | $106,390 | $265,731 | $332,761 | $548,679 | $779,415 | - |
-
| | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | January | - | -$25,189 | $116,236 | $230,742 | $402,238 | $820,660 | - | February | - | -$24,977 | $122,183 | $244,321 | $389,937 | - | - | - | March | Found MMM-> | -$21,759 | $122,763 | $252,749 | $359,271 | - | - | April | - | -$15,838 | $129,950 | $263,657 | $441,401 | - | - | May | - | $7,447 | $149,174 | $252,690 | $482,281 | - | - | June | - | $16,623 | $154,992 | $287,639 | $499,025 | - | - | July | -$19,048 | $27,638 | $167,846 | $299,427 | $540,432 | - | Graduation | August | -$18,739 | $39,025 | $180,481 | $313,257 | $571,960 | - | - | September | -$21,536 | $49,626 | $185,098 | $321,358 | $582,947 | - | - | October | -$25,832 | $59,438 | $194,857 | $336,179 | $582,543 | - | - | November | -$25,621 | $71,949 | $205,772 | $351,985 | $658,773 | - | - | December | -$25,405 | $110,473 | $212,859 | $385,426 | $796,160 | - | - |
This month I saved $31,092 and went up by only $24,500. Most of the loss was in the last day (~2% of stash) so we'll see what happens in February (though I think long term enough it doesn't really matter).
These are starting to seem like play numbers to me.. feels almost like they can't be real they're so huge; so that's a fun thing to start wrapping my head around. Market volatility is starting to make daily gains / losses astronomical if compared to my net worth only a couple of years ago.
I will endeavor to continue acting poor even if it's hard to feel that way anymore. (Poor is a bad choice of word, I understand I was never poor in any sense of the word)
Only tracking personal liquid stash and do not include my wife's savings or any Real Estate equity at this point |
-
Just checking to see if I was the only who had backward movement the last week of January. Couldn't be just me, right? We all have the same investments, for the most part :)
-
Just checking to see if I was the only who had backward movement the last week of January. Couldn't be just me, right? We all have the same investments, for the most part :)
I did nothing in Jan and am down $400 for the month :)
-
First post in this thread. I have always looked at my portfolio from an annual lens so this should be interesting to watch the next 10 years grow by the month. Thought I would start at the turn of the century for reference and you can see what an investment portfolio made up with a high percentage of rental real estate looked like through the recession. I am now shooting for about 50/50 real estate to liquid equities and paying off all mortgages in the next 10 years. Primary home equity and personal property not included.
Total Investable NW/Liquid
| | 2021 | | January | $785k/$340k | | February | - | | March | - | | April | - | | May | - | | June | - | | July | - | | August | - | | September | - | | October | - | | November | - | | December | - |
|
-
| | 2020 | 2021 | 2022 |
| January | - | $580,000 | - |
| February | - | $584,000 | - |
| March | - | - | - |
| April | - | - | - |
| May | - | - | - |
| June | - | - | - |
| July | - | - | - |
| August | - | - | - |
| September | $517,937.94 | - | - |
| October | $511,000.00 | - | - |
| November | $514,001.00 | - | - |
| December | 567,000.00 | - | - |
About $9k in house repairs, otherwise would have been a good month of savings. On to an extremely square calendar month now.
-
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | 318,100 | 359,000 | 465,145 | 556,220 | - |
| February | - | 321,800 | 370,750 | 467,380 | - | - |
| March | - | 313,540 | 378,525 | 418,695 | - | - |
| April | 255,900 | 322,810 | 391,005 | 454,145 | - | - |
| May | 263,800 | 328,600 | 397,260 | 472,320 | - | - |
| June | 268,100 | 331,860 | 407,265 | 485,420 | - | - |
| July | 273,100 | 340,250 | 413,395 | 502,730 | - | - |
| August | 276,800 | 341,770 | 413,070 | 513,600 | - | - |
| September | 284,500 | 348,465 | 420,460 | 511,466 | - | - |
| October | 292,100 | 343,960 | 429,655 | 508,153 | - | - |
| November | 302,000 | 347,470 | 442,315 | 537,343 | - | - |
| December | 309,500 | 340,950 | 447,950 | 553,788 | - | - |
-
Feb 1, 2016 - $90k
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725 (crossed $250k)
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Mar 1, 2019 - $354,771
Apr 1, 2019 - $384,308
May 1, 2019 - $407,770
June 1, 2019 - $404,625
July 1, 2019 - $420,082
Aug 1, 2019 - $441,976
Sep 1, 2019 - $458,940
Oct 1, 2019 - $481,915
Nov 1, 2019 - $501,937 (Crossed $500k)
Dec 1, 2019 - $518,285
Jan 1, 2020 - $544,655
Feb 1, 2020 - $573,474
Mar 1, 2020 - $557,410
Apr 1, 2020 - $494,414
May 1, 2020 - $572,376
June 1, 2020 - $618,048
July 1, 2020 - $600,510
Aug 1, 2020 - $659,872
Sep 1, 2020 - $704,682
Oct 1, 2020 - $696,932
Nov 1, 2020 - $694,944
Dec 1, 2020 - $782,831
Jan 1, 2021 - $823,189
Feb 1, 2021 - $846,277
Not a bad month of gains. Let today’s growth pile on since my big 401k contribution from last week didn’t go through yet.
I started a new job 2 weeks ago. It was a bit of a pay cut but more job security. If I don’t spend stupidly I should be able to save $10k-$12k/mo. I got a LOT of big purchases out of the way last year so aside from a baby and possibly moving from an apartment to renting a house (rent won’t change too much) I don’t see any major cost increases.
If we can get around 6%-8% market growth this year, I should be able to crest $1MM.. What a year this would be.. First baby (after 2.5 years of trying) new job, new town, first house (although renting) and crossing that $1MM mark.. I think the baby is about the only thing in the world that will top my pride in crossing that $1MM..
-
| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| Jan | | | 141,251.00 | $193,414.19 | $283,829.36 | $359,505.30 | $546,089.75 | $762,355.51 |
| Feb | | | $135,573.00 | $200,758.63 | $304,851.88 | $397,087.41 | $557,258.06 | $780,137.13 |
| Mar | | | $138,331.39 | $211,677.78 | $303,796.17 | $428,309.57 | $522,077.78 | |
| Apr | | $98k | $146,788.37 | $217,643.71 | $307,682.67 | $440,342.71 | $451,185.96 | |
| May | | $111k | $149,149.52 | $225,773.04 | $315,634.59 | $456,285.80 | $510,875.92 | |
| Jun | | $112k
| $161,205.21 | $232,222.09 | $337,046.55 | $441,047.77 | $551,923.37 | |
| Jul | | $113k | $165,947.80 | $235,779.19 | $340,399.63 | $476,489.51 | $567,485.67 | |
| Aug | | $113k | $176,198.00 | $244,461.55 | $363,304.76 | $486,559.27 | $601,161.19 | |
| Sept | | $116k
| $178,840.37 | $247,101.69 | $385,572.12 | $483,967.28 | $653,037.25 | |
| Oct | | | $184,372.64 | $256,365.91 | $392,296.56 | $490,200.54 | $639,398.62 | |
| Nov | | $120,330.91 | $181,625.28 | $266,140.14 | $370,000.25 | $501,003.17 | $637,260.06 | |
| Dec | | $138,810.56 | $187,972.57 | $279,806.93 | $386,361.40 | $531,904.82 | $723,586.82 | |
-
Investments only, solo journey (so far)
| | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | - | $232,213 | $356,542 | $500,087 | $659,936 |
| February | - | $245,447 | $383,348 | $502,244 | $662,250 |
| March | - | $242,789 | $394,563 | $475,671 | - |
| April | $164,900 | $246,140 | $403,461 | $429,092 | - |
| May | - | $318,398 | $421,194 | $474,155 | - |
| June | - | $328,870 | $409,591 | $500,241 | - |
| July | $180,808 | $342,159 | $435,981 | $516,358 | - |
| August | $189,280 | $354,936 | $443,135 | $544,475 | - |
| September | $193,727 | $366,727 | $441,101 | $579,806 | - |
| October | $209,968 | $374,465 | $452,232 | $568,885 | - |
| November | $220,602 | $361,296 | $466,688 | $562,892 | - |
| December | $225,918 | $370,140 | $482,944 | $632,574 | - |
Gains from last month are some of the savings, but it looks like the first day of February was pretty good (and more than the gains of last month combined).
-
05/01/2017: $198,456
05/15/2017: $200,404
05/31/2017: $207,044
06/15/2017: $213,996
07/05/2017: $219,933
07/17/2017: $225,853
08/01/2017: $228,504
08/24/2017: $228,854
09/01/2017: $237,500
09/19/2017: $245,500
10/02/2017: $251,933
11/07/2017: $266,000
12/27/2017: $280,000
01/12/2018: $300,768
01/23/2018: $305,566
11/27/2018: $359,000
03/01/2019: $400,283 *baby born, kinda lost track of everything.....
08/15/2020: $612,831
01/01/2021: $689,500
01/15/2021: $705,137
02/01/2021: $714,039 mostly contributions - - - not sure whether to blame the GameStop short squeeze or what for the pullback, at least market recovered somewhat today....
Fairly certain my day trader friend made over a million dollars on Game Stop and a fair chunk on AMC this week......sometime I wonder if I chose the wrong career.......
-
In response to the Gamestop comment:
Meeting your financial goals does not require market-beating returns. Meeting your financial goals can happen with below-market risk. You may have a very strong opinion about these companies being over-valued or under-valued. Sometimes, getting the right answer requires more study than you can give. Sometimes, the whims of the market can enable the wrong to triumph over the right for long enough that people who got it right do not win.
You can stay on the bench with regard to trading these companies and still prosper.
-
| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | - | $125,152 | $190,212 | $277,747 | $300,773 | $391,367 | $503,318 |
| February | - | $132,476 | $205,111 | $276,647 | $312,970 | $372,287 | - |
| March | - | $142,868 | $207,302 | $277,401 | $328,015 | $316,940 | - |
| April | - | $146,221 | $213,616 | $279,721 | $332,703 | $357,205 | - |
| May | - | $153,151 | $220,848 | $292,665 | $321,134 | $404,385 | - |
| June | - | $151,884 | $221,782 | $288,234 | $344,636 | $401,862 | - |
| July | $111,061 | $162,292 | $229,419 | $300,537 | $340,103 | $424,226 | - |
| August | $109,293 | $164,716 | $233,575 | $306,219 | $341,637 | $440,114 | - |
| September | $104,752 | $167,126 | $242,747 | $293,075 | $347,779 | $436,932 | - |
| October | $112,604 | $167,659 | $246,050 | $293,488 | $361,290 | $458,230 | - |
| November | $112,690 | $177,602 | $255,539 | $293,026 | $369,972 | $485,863 | - |
| December | $120,262 | $182,345 | $262,362 | $301,471 | $390,730 | $498,601 | - |
-
....
Fairly certain my day trader friend made over a million dollars on Game Stop and a fair chunk on AMC this week......sometime I wonder if I chose the wrong career.......
But did they sell in time? Because it’s all paper until they do.
-
Just checking to see if I was the only who had backward movement the last week of January. Couldn't be just me, right? We all have the same investments, for the most part :)
Yep, am there alongside you. Last 3 days of the month wiped out the January gains, which have now come back in the first 3 days of Feb!
Dems the markets.
-
Up $5,098.33 to $531,599.55 last month
That's a little bit more normal after the big jumps in November and January haha!
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1/1/20: 491k
2/1/20: 525k
3/1/20: 538k
4/1/20: 477k
5/1/20: 444k
6/4/20: 595k
7/1/20: 596k
8/1/20: 639k
9/1/20: 655k
10/1/20: 692k
11/1/20: 687k
12/1/20: 793k
12/31/20: 813k
1/23/21: 864k
2/3/21: 883k
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Looks like I'm a new entrant to this thread. Hello!
I keep track using Net Worth // Invested Assets (ignores cash and equity in house/car)
1/1/17 - $102,000 // $72,403
6/27/17 - created MMM forum account
3/1/19 - $268,584 // $154,100
1/1/21 - $500,317 // $346,651
2/1/21 - $513,258 // $355,473
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Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479 ($36,219)
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Looks like I'm a new entrant to this thread. Hello!
Welcome @DarkandStormy !
-
officially here now at a NW of $503,705 after market gains yesterday.
I posted once before a couple months ago about breaking $500k NW but that wasn't correct. I was using a portion of money that I am no longer calculating towards my NW. I want NW number to be pure and accurate which I now have.
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Hey @DarkandStormy and @tarheeldan it's good to see folks from the old thread. Let's promise that being here won't change us.
*well I don't buy the bags of generic cheerios anymore
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Hey @Nick_Miller ! Good to see you too!
Generic cheerios do not taste the same :/ But the raisin bran is pretty good!
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I misread that as generic *cheetos. And, likewise, the generic version is never as good.
-
Getting started on the 2021 numbers. We are at the mercy of the market but there is a good chance we break 1M NW this year. February should be solid due to bonuses that will be shoved into investments.
End of NW Change
12/13: $41,032
12/14: $106,801 $65,769
12/15: $197,262 $90,461
12/16: $276,361 $79,099
12/17: $368,051 $91,690
12/18: $394,472 $26,421
12/19: $560,195 $165,723
12/20: $840,205 $280,010
01/21: $858,525 $18,320
Year to date: +$18,320
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I am tracking this race in USD, but I squeaked past a notable (to me) milestone this morning when my NW crossed $1,000,000 CAD--the currency of my former and hopefully future home. The last year or so has been a slog, as the buying power of the US dollar has fallen and acted as a headwind, and so it's nice to finally check that box.
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I am tracking this race in USD, but I squeaked past a notable (to me) milestone this morning when my NW crossed $1,000,000 CAD--the currency of my former and hopefully future home. The last year or so has been a slog, as the buying power of the US dollar has fallen and acted as a headwind, and so it's nice to finally check that box.
Congratulations!!!!
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Excited to graduate from this thread. Looking back we hit $500k on 6/6/18, and crested $1m invested assets yesterday!
Next big milestone is for taxable account (currently ~$150k) to equal mortgage at $498k- not sure if we'll pay it off then, but more comfortable with that than sending extra payments.
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Excited to graduate from this thread. Looking back we hit $500k on 6/6/18, and crested $1m invested assets yesterday!
Next big milestone is for taxable account (currently ~$150k) to equal mortgage at $498k- not sure if we'll pay it off then, but more comfortable with that than sending extra payments.
Wow! Less than 3 years to double! Congratulations!!!
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Excited to graduate from this thread. Looking back we hit $500k on 6/6/18, and crested $1m invested assets yesterday!
Next big milestone is for taxable account (currently ~$150k) to equal mortgage at $498k- not sure if we'll pay it off then, but more comfortable with that than sending extra payments.
Congrats. We are currently at 530k and have similar plans re our mortgage after reaching FI. Do you mind saying how much of that gain in the 2.5 years were your contributions?
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[/quote]
Congrats. We are currently at 530k and have similar plans re our mortgage after reaching FI. Do you mind saying how much of that gain in the 2.5 years were your contributions?
[/quote]
It was almost half/half contributions vs. gains.
We max out both of our 401ks annually, but exceeded income limits for Roth in 2019 and 2020, so we focused on taxable instead which we started with $10k in August of 2018.
Sold our condo in fall 2019 and rented for a year while we built new construction (condo proceeds were equal to 20% downpayment, cross country moving expenses, and new furnishings). During that time, our rent was pretty cheap so our savings rate was 50%+ for ~10mo.
We've been in new home ~6mo but just refi'd 30y fixed at 2.5%, so in no hurry to pay extra.
-
2018
Jan 398000
Feb 431000
Mar 448000
Apr 462580
May 481501
Jun - 489782
Jul - 507110
Aug - 523353
Sep - 529071
Oct - 519042
Nov - 532025
2019
Mar - 586808
May - 609872
Jun - 622961
Jul - 643390
Aug - 654710
Sep - 663790
Oct - 671853
Nov - 684764
Dec - 700320
2020
Jan - 717618
Feb - 739266
Mar - 681000
Apr - 659154
May - 666700
Jun - 690000
Jul - 704000
Aug - 727910
Sep - 727959
Oct - 751054
Nov - 774755
Dec - 800078
2021
Jan - 809285
Feb - 869654
Might graduate out of this thread sometime this year. It took about 3 years to get to 500k, and maybe about 4 by the time we double that to get to 1000k, wonder if it'll only take another 4 years to get to 2000k... Actually I expect it will take more like 5.
-
05/01/2017: $198,456
05/15/2017: $200,404
05/31/2017: $207,044
06/15/2017: $213,996
07/05/2017: $219,933
07/17/2017: $225,853
08/01/2017: $228,504
08/24/2017: $228,854
09/01/2017: $237,500
09/19/2017: $245,500
10/02/2017: $251,933
11/07/2017: $266,000
12/27/2017: $280,000
01/12/2018: $300,768
01/23/2018: $305,566
11/27/2018: $359,000
03/01/2019: $400,283 *baby born, kinda lost track of everything.....
08/15/2020: $612,831
01/01/2021: $689,500
01/15/2021: $705,137
02/01/2021: $714,039
02/15/2021: $747,215
Wow I had to check that twice because it didn't seem right!
A little late but props to @talltexan for the reminder the other day that its not ALL ABOUT MONEY! I have a good job where I get to work with my hands every day (when I haven't had this type of work, I've been unhappy) and I know I wouldn't be happy if I WAS a full time day trader (no knocks to day traders - you all have serious cajones and I'd love to learn more about how you do it!) Course this is easier to say after a good couple weeks of market gains : )
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I am grateful that something in my comment resonated with you! I have a job that requires that I stay current on macroeconomic conditions, which includes asset prices, so I cannot ignore things like Gamestop (though I can try to be disciplined about my own investing).
-
| | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | $- | $292,190 | $304,411 | $437,806 | $581,831 | $615,789 | $767,806 | $941,921 | - |
| February | $- | $332,002 | $331,197 | $162,424 | $585,663 | $662,207 | $735,649 | - | - |
| March | $- | $332,209 | $331,749 | $481,340 | $583,773 | $683,014 | $683,851 | - | - |
| April | $- | $336,743 | $260,548 | $483,994 | $582,862 | $719,849 | $734,510 | - | - |
| May | $256,131 | $338,884 | $373,153 | $483,982 | $585,929 | $701,938 | $760,661 | - | - |
| June | $258,642 | $321,529 | $377,807 | $490,951 | $590,577 | $731,170 | $777,705 | - | - |
| July | $276,381 | $320,767 | $414,764 | $503,706 | $601,024 | $721,753 | $819,352 | - | - |
| August | $296,700 | $313,896 | $405,676 | $513,111 | $606,442 | $686,503 | $860,605 | - | - |
| September | $290,244 | $301,079 | $422,204 | $525,158 | $610,690 | $698,968 | $868,597 | - | - |
| October | $274,986 | $308,291 | $413,967 | $533,760 | $585,817 | $577,615 | $868,808 | - | - |
| November | $282,762 | $308,558 | $419,572 | $549,074 | $595,773 | $620,036 | $910,235 | - | - |
| December | $292,942 | $312,281 | $431,458 | $557,941 | $575,877 | $760,501 | $940,128 | - | - |
Stayed flat for the month. Owe a good amount for taxes this year given better than expected self-employment income. So a good problem to have.
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Welcome all the new posters!!
I love the way these numbers are going! I'm hoping to be in the 600's by next month.
I just started a new 12 month position with a 20% payrise so most of that will be going to savings & a bit to some work around the yard.
2018
Jan - $330,883
July - $372,389
-----------------------
2019
Jan - $376,421
July - $449,818
Aug - $461,802
Sept -$471,690
Nov - $486,235
Dec - $498,006
------------------
2020
Jan - $501,901
Feb - $518,123
Mar - $446,241
April -$450,421
May - $465,042
June -$478,201
July - $494,067
Aug - $508,204
Sept- $512,108
Oct - $509,740
Nov- $538,580
Dec - $558,594
-----------------
2021
Jan- $574,925
Feb- $591,277
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Hey what’s going on everyone? I’m staking my claim here on the way to 1M. I tallied up all my liquid cash and investments this weekend and I’m at $855,000.
My wife and I both expect to work from home for the foreseeable future so our savings rate should be pretty stellar for 2021. As long as we don’t see an extended period of negative returns, we should cross the 1M mark within 12 months.
Total FIRE savings goal is 1.8-2M which I hope to see in 5-7 years. (Currently early 40’s).
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Hey what’s going on everyone? I’m staking my claim here on the way to 1M. I tallied up all my liquid cash and investments this weekend and I’m at $855,000.
Welcome aboard! If things continue the way they have been, we should have quite a few graduates this year.
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Wow the volatility continues. After being up £20k last week for the month, things have now dropped to £1k this week.
Wondering where we’ll be at when I do the end of month update on Sunday...
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6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
12/1/18 = $636
1/1/19 = $630
2/1/19 = $664
3/1/19 = $682
4/1/19 = $691
5/1/19 = $708
6/1/19 = $702
7/1/19 = $731
8/1/19 = $737
9/1/19 = $736
10/1/19 = $746
11/1/19 = $761
12/1/19 = $781
1/1/20 = $809
2/1/20 = $824
3/1/20 = $806
4/1/20 = $744
5/1/20 = $783
6/1/20 = $809
7/1/20 = $827
8/1/20 = $861
9/1/20 = $893
10/1/20 = $882
11/1/20 = $889
12/1/20 = $944
1/1/21 = $971
2/1/21 = $986
3/1/21 = $994
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2020
Date Assets Debts Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021Date Assets Debts Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Kitchen renovation is paid for - just about all that's left is to buy floor and trim for the living room! Hopefully I'll start ramping up faster now.
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Nov-17 - 300k
May-18 - 375k
July -18 - 400k
Dec-18 - 345K
Mar-19 - 415K
Jun-19 nw 444K - liquid -514K
Sep-19 nw 450K liquid 527K
dec-19 nw 490k liquid 575k
mar-20 nw 374 liquid 455
Jun-20 nw 468 liquid 541
Sep-20 nw 612 liquid 573
Dec-20 nw 737 liquid 679
Jan-21 nw 739 liquid 679
Feb-21 nw 792 liquid 723
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Jan 2017 $147,729
April 2017 $140,847
July 2017 $157,768
Oct 2017 $173,045
Jan 2018 $190,018
April 2018 $206,732
July 2018 $231,046
Oct 2018 $252,544
Jan 2019 $252,481
April 2019 $311,927
July 2019 $326,646
Oct 2019 $338,088
Jan 2020 $364,075
April 2020 $347,174
July 2020 $401,514
Oct 2020 $433,564
Jan 2021 $487,851
Feb 2021 $500,780
March 2021 $520,737
Paid off the last of my student loans from law school. Feel great about it. Debt-free other than our home.
@OurTown can you feel it? Must be exciting to be that close.
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Paid off the last of my student loans from law school. Feel great about it. Debt-free other than our home.
Congratulations!!!
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| | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | January | - | -$25,189 | $116,236 | $230,742 | $402,238 | $820,660 | - | February | - | -$24,977 | $122,183 | $244,321 | $389,937 | $858,606 | - | - | March | Found MMM-> | -$21,759 | $122,763 | $252,749 | $359,271 | - | - | April | - | -$15,838 | $129,950 | $263,657 | $441,401 | - | - | May | - | $7,447 | $149,174 | $252,690 | $482,281 | - | - | June | - | $16,623 | $154,992 | $287,639 | $499,025 | - | - | July | -$19,048 | $27,638 | $167,846 | $299,427 | $540,432 | - | Graduation | August | -$18,739 | $39,025 | $180,481 | $313,257 | $571,960 | - | - | September | -$21,536 | $49,626 | $185,098 | $321,358 | $582,947 | - | - | October | -$25,832 | $59,438 | $194,857 | $336,179 | $582,543 | - | - | November | -$25,621 | $71,949 | $205,772 | $351,985 | $658,773 | - | - | December | -$25,405 | $110,473 | $212,859 | $385,426 | $796,160 | - | - |
This month I saved 26,100 and my net worth went up by 37,946. Trending in the right direction, I believe I'll graduate earlier than expected (jinxing the market with that call).
Only tracking personal liquid stash and do not include my wife's savings or any Real Estate equity at this point |
-
Investments only; Household combined.
| | 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) |
| January | - | 496,255 | 674,413 | - |
| February | - | 472,573 | 700,728 | - |
| March | - | 444,067 | - | - |
| April | - | 495,051 | - | - |
| May | - | 524,063 | - | - |
| June | - | 524,530 | - | - |
| July | 330,406 | 552,296 | - | - |
| August | 437,870 | 632,115 | - | - |
| September | 443,081 | 617,959 | - | - |
| October | 452,295 | 604,646 | - | - |
| November | 483,711 | 664,577 | - | - |
| December | 484,963 | 674,843 | - | - |
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12/16 - $360,891 $570,338
12/17 - $473,407 $697,411
12/18 - $480,550 $732,108
12/19 - $669,819 $943,739
12/20 - $868,659 $1,159,159
01/21 - $873,464 $1,163,867
2/21 - $904,761 $1,197,361
Rich as rich can be. I'm not sure I'll ever stop being shocked at how much money we have. Maybe when we start spending it in four months...
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I've been working on my RE budget, and I guess I'm FI now, assuming international travel becomes a thing again.
11/30/19: $496k
12/31/19: $524k
01/31/20: $533k
02/29/20: $507k
03/31/20: $458k
04/30/20: $510k
05/31/20: $542k
06/30/20: $578k
07/31/20: $624k
08/31/20: $664k
09/30/20: $660k
10/31/20: $653k
11/30/20: $720k
12/31/20: $753k
01/31/21: $748k
02/28/21: $772k
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5/31/2020 $511,017.91
6/30/2020 $533,979.03
7/31/2020 $560,452.66
8/31/2020 $614,878.39
9/30/2020 $600,660.94
10/31/2020 $599,359.11
11/30/2020 $682,864.07
12/31/2020 $720,288.84
1/31/2021 $737,924.70
2/28/2021 $759,381.39
Won't complain, the numbers went up this month :)
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Look I can even copy my comment from last month because it's true again! LAst Friday sales are apparently a thing.
Nice little Friday end of the month sale yesterday!!
Investments only
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | $226,942 | $401,746 | $603,129 | - |
| February | - | $249,796 | $414,430 | $610,412 | - |
| March | - | $270,351 | $412,631 | $630,438 | - |
| April | - | $285,770 | $393,815 | | - |
| May | - | $295,838 | $414,524 | - | - |
| June | $219,320 | $283,393 | $452,579 | - | - |
| July | $228,483 | $307,071 | $471,455 | - | - |
| August | $234,711 | $315,942 | $496,982 | - | - |
| September | $245,993 | $318,301 | $529,603 | - | - |
| October | $251,023 | $334,301 | $525,945 | - | - |
| November | $238,881 | $352,430 | $528,082 | - | - |
| December | $244,687 | $370,715 | $585,310 | - | - |
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It's wild how much net worth bounces around with market fluctuations once you are in this race!
-
Net Worth:
Dec 2012: $26,461.85
Dec 2014: $29,446.16
Dec 2015: $54,568.08
Dec 2016: $87,878.65
Dec 2017: $165,042
Dec 2018: $280,087
Dec 2019: $454,301
August 2020: $506,951
September 2020: $490,416
October 2020: $486,410
November 2020: $533,248
December 2020: $602,182
February 2021: $619,579
-
| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | $52,277 | $102,029 | $186,657 | $306,111 | $344,771 | $443,598 | $581,977 |
| February | $57,992 | $107,201 | $196,191 | $301,453 | $357,526 | $422,062 | $608,184 |
| March | $61,620 | $116,502 | $199,234 | $306,821 | $364,397 | $371,488 | - |
| April | $68,207 | $121,028 | $205,602 | $312,149 | $375,876 | $411,410 | - |
| May | $73,499 | $132,630 | $217,515 | $319,649 | $366,887 | $432,756 | - |
| June | $73,620 | $136,350 | $218,315 | $325,450 | $388,214 | $449,153 | - |
| July | $77,235 | $143,420 | $226,577 | $332,615 | $393,565 | $473,639 | - |
| August | $77,588 | $149,032 | $231,008 | $341,112 | $391,468 | $499,746 | - |
| September | $77,524 | $161,672 | $251,872 | $343,628 | $400,870 | $492,572 | - |
| October | $86,899 | $160,725 | $260,359 | $329,514 | $411,683 | $488,099 | - |
| November | $94,202 | $170,428 | $273,396 | $336,035 | $423,504 | $546,559 | - |
| December | $101,290 | $179,734 | $287,829 | $317,638 | $441,666 | $574,853 | - |
@ender agreed! My contributions are definitely far less influential on end of month balances these days.
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It's wild how much net worth bounces around with market fluctuations once you are in this race!
True dat. The idea of $10K+/- daily net worth fluctuations would have blown my mind just five years ago.
-
We've saving about $2k every two weeks and it's hard to even know when it hits the account given all the market fluctuations.
Kinda nuts.
Also kinda demoralizing in a lot of ways, lol.
-
We've saving about $2k every two weeks and it's hard to even know when it hits the account given all the market fluctuations.
Kinda nuts.
Also kinda demoralizing in a lot of ways, lol.
I know what you mean. We're at the point now where if the market moves 0.1% it exceeds our combined gross income for the day. Hard to even notice the contributions sometimes.
-
$503,757.
Well shit. Guess I have to mingle in *this* room now. Change is...hard.
Hello! Spare Change has been around for awhile now in these threads...first posted a net worth of $11,963 in June of 2014. To be honest, I don't particularly have any motivation to graduate from this one. I would be retired before I did. Essentially FI now. I downshifted to PT about a year and a half ago. I work 5 days on, 9 off. Occasionally extra. Have a boatload of pto saved up. I still invest, just smaller amounts. The tortoise has arrived, and he's happy to make you hares look even better:). Cheers everyone!
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We've saving about $2k every two weeks and it's hard to even know when it hits the account given all the market fluctuations.
Kinda nuts.
Also kinda demoralizing in a lot of ways, lol.
I know what you mean. We're at the point now where if the market moves 0.1% it exceeds our combined gross income for the day. Hard to even notice the contributions sometimes.
It is what it is.
Buying shares either way right? Even if we break even on a year we still own more shares at the end :-)
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Jan 2014 - £222,149
===============
Jan 2015 - £250,275 (+£28,126)
===============
Jan 2016 - £272,607 (+£22,332)
===============
Jan 2017 - £346,854 (+£74,247)
===============
Jan 2018 - £456,088 (+£109,234)
===============
Jan 2019 - £495,379 (+£39,291)
===============
Jan 2020 - £606,791 (+£111,412)
===============
Jan 2021 £710,244 (+£103,453)
Feb 2021 £692,104 (-£18,141)
Mar 2021 £689,239 (-£2,865)
Ouch! Markets down again this week.
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$503,757.
Well shit. Guess I have to mingle in *this* room now. Change is...hard.
Hello! Spare Change has been around for awhile now in these threads...first posted a net worth of $11,963 in June of 2014. To be honest, I don't particularly have any motivation to graduate from this one. I would be retired before I did. Essentially FI now. I downshifted to PT about a year and a half ago. I work 5 days on, 9 off. Occasionally extra. Have a boatload of pto saved up. I still invest, just smaller amounts. The tortoise has arrived, and he's happy to make you hares look even better:). Cheers everyone!
Welcome from a fellow tortoise @SpareChange! I've been in this thread many years and never expected to graduate. But the stash has kept growing since we retired so it seems kind of fun to follow along and see if we can cross $1M.
Nice job on the work/life balance!
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Investments only, household combined. Post is getting long -- I really gotta bite the bullet and do a table.
5/1/17 $631
6/1/17 $647
7/1/17 $655
8/1/17 $665
9/1/17 $672
10/1/17 $684
11/1/17 $702
12/1/17 $724
1/1/18 $731
2/1/18 $761
3/1/18 $737
4/1/18 $731
5/1/18 $738
6/1/18 $747
7/1/18 $744
8/1/18 $761
9/1/18 $776
10/1/18 $776
11/1/18 $729
12/1/18 $745
1/1/19 $703
2/1/19 $751 FIREd
3/1/19 $769
4/1/19 $813
5/1/19 $841
6/1/19 $810
7/1/19 $841
8/1/19 $849
9/1/19 $826
10/1/19 $832
11/1/19 $854
12/1/19 $870
1/1/20 $886
2/1/20 $881
3/1/20 $845
4/1/20 $745
5/1/20 $815
6/1/20 $848
7/1/20 $867
8/1/20 $893
9/1/20 $917
10/1/20 $900
11/1/20 $888
12/1/20 $953
1/1/21 $970
2/1/21 $976
3/1/21 $980
-
08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800 FIRE'd
11/1/2019 - $675,000
12/1/2019 - $695,700
01/1/2020 - $717,000
02/1/2020 - $721,000
03/1/2020 - $702,500
04/1/2020 - $651,000
05/1/2020 - $686,700
06/1/2020 - $702,200
07/1/2020 - $710,000
08/1/2020 - $731,800
09/1/2020 - $753,000
10/1/2020 - $736,600
11/1/2020 - $731,900 Back to work, whoops!
12/1/2020 - $769,100
01/1/2021 - $800,400
02/1/2021 - $809,400
03/1/2021 - $829,100
-
| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | - | $125,152 | $190,212 | $277,747 | $300,773 | $391,367 | $503,318 |
| February | - | $132,476 | $205,111 | $276,647 | $312,970 | $372,287 | $516,580 |
| March | - | $142,868 | $207,302 | $277,401 | $328,015 | $316,940 | - |
| April | - | $146,221 | $213,616 | $279,721 | $332,703 | $357,205 | - |
| May | - | $153,151 | $220,848 | $292,665 | $321,134 | $404,385 | - |
| June | - | $151,884 | $221,782 | $288,234 | $344,636 | $401,862 | - |
| July | $111,061 | $162,292 | $229,419 | $300,537 | $340,103 | $424,226 | - |
| August | $109,293 | $164,716 | $233,575 | $306,219 | $341,637 | $440,114 | - |
| September | $104,752 | $167,126 | $242,747 | $293,075 | $347,779 | $436,932 | - |
| October | $112,604 | $167,659 | $246,050 | $293,488 | $361,290 | $458,230 | - |
| November | $112,690 | $177,602 | $255,539 | $293,026 | $369,972 | $485,863 | - |
| December | $120,262 | $182,345 | $262,362 | $301,471 | $390,730 | $498,601 | - |
-
(tracking retirement accounts, cash accounts and conservative equity in my rental properties and side businesses)
12/2014 $32,000
12/2016 $64,000 (24 months)
1/2018 $128,000 (25 months)
5/2019 $256,000 (16 months)
11/2020 $512,000 (19 months)
[12/2022 $1,024,000 (24 months)] **TARGET**
--
11/1/2020 $506,667.23
12/1/2020 $552,641.05 (tons of market gains...sustainable/real?)
1/1/2021 $574,330.90 (very excited for the next couple of months...bonus, raises, 401K match all hit!!!)
2/1/2021 $637,442.01
3/1/2021 $730,728.94 (still waiting on that 401k match/employer-side contribution to hit for another 38k)
-
Welcome SpareChange! You might have outgrown you name with your arrival here. Curious about your budget if you're FI at $500k. Could you live on $20k a year?
Trifele, you will earn yourself a nice stiff drink if you do the table. It took me an embarrassingly long time to get mine converted but its nice now.
-
Month Invested Networth
04/30/17 $67,858 $125,786 <---- Discovered MMM / LBYM
09/30/17 $100,416 $168,105 <---- 100k Invested
01/31/19 $251,061 $311,711 <---- 250k Invested
06/30/20 $501,158 $573,100 <---- 500k Invested
07/31/20 $534,311 $613,166
08/31/20 $582,298 $662,814
09/30/20 $568,854 $652,181
10/31/20 $576,142 $672,826
11/30/20 $645,423 $741,146
12/31/20 $705,754 $811,062
01/31/21 $726,286 $824,521
02/28/21 $756,396 $857,552
-
$503,757.
Well shit. Guess I have to mingle in *this* room now. Change is...hard.
Hello! Spare Change has been around for awhile now in these threads...first posted a net worth of $11,963 in June of 2014. To be honest, I don't particularly have any motivation to graduate from this one. I would be retired before I did. Essentially FI now. I downshifted to PT about a year and a half ago. I work 5 days on, 9 off. Occasionally extra. Have a boatload of pto saved up. I still invest, just smaller amounts. The tortoise has arrived, and he's happy to make you hares look even better:). Cheers everyone!
Welcome from a fellow tortoise @SpareChange! I've been in this thread many years and never expected to graduate. But the stash has kept growing since we retired so it seems kind of fun to follow along and see if we can cross $1M.
Nice job on the work/life balance!
Thanks! Nice to meet you before you outgrow this thread. Congrats in advance!
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Welcome SpareChange! You might have outgrown you name with your arrival here. Curious about your budget if you're FI at $500k. Could you live on $20k a year?
Thanks! Hmmm. Maybe I'll have to consider changing my avatar to precious metal coins at some point :). Outside of income taxes, my regular monthly, semi-annual, and annual expenses were just under 18k last year. So technically yes, but I wouldn't FIRE myself on it.
-
$503,757.
Well shit. Guess I have to mingle in *this* room now. Change is...hard.
Welcome!!!! Always good to see my doppelganger :)
-
1/1/20: 491k
2/1/20: 525k
3/1/20: 538k
4/1/20: 477k
5/1/20: 444k
6/4/20: 595k
7/1/20: 596k
8/1/20: 639k
9/1/20: 655k
10/1/20: 692k
11/1/20: 687k
12/1/20: 793k
12/31/20: 813k
1/23/21: 864k
2/3/21: 883k
2/28/21: 893k
-
$503,757.
Well shit. Guess I have to mingle in *this* room now. Change is...hard.
Welcome!!!! Always good to see my doppelganger :)
Haha, indeed! I'll do my best to represent!
-
Investments only, solo journey (so far)
| | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | - | $232,213 | $356,542 | $500,087 | $659,936 |
| February | - | $245,447 | $383,348 | $502,244 | $662,250 |
| March | - | $242,789 | $394,563 | $475,671 | $684,929 |
| April | $164,900 | $246,140 | $403,461 | $429,092 | - |
| May | - | $318,398 | $421,194 | $474,155 | - |
| June | - | $328,870 | $409,591 | $500,241 | - |
| July | $180,808 | $342,159 | $435,981 | $516,358 | - |
| August | $189,280 | $354,936 | $443,135 | $544,475 | - |
| September | $193,727 | $366,727 | $441,101 | $579,806 | - |
| October | $209,968 | $374,465 | $452,232 | $568,885 | - |
| November | $220,602 | $361,296 | $466,688 | $562,892 | - |
| December | $225,918 | $370,140 | $482,944 | $632,574 | - |
I briefly saw myself hit 700K this past month. It felt good to see that milestone, but I feel like 750k is the next big hurdle. Hopefully I can pass it sometime soon. Already received my federal tax return and should get my state return this next month and whatever stimulus is passed as well. Got my first COVID vaccine this week and will hopefully get the second shot this next month, so things are looking up.
-
LNW:
08/13/2020 $700,373
09/01/2020 $726,934
10/01/2020 $755,557 (windfall is the reason for the gain)
11/01/2020 $749,499
12/01/2020 $830,172
01/01/2021 $870,983
02/01/2021 $898,071
03/01/2021 $812,244 (house down payment = reason for the decrease)
-
Bit late with the update but December was still solid, we ended the month at around $702k for another big milestone. 2020 was bonkers as far as year over year gains, partly due to selling it all and throwing it into the market in late July so it's not really 100% fair to compare.
Ever since moving to Europe and living in rented accommodations we have been able to stick to our generous budget and feel good about where the numbers will go in 2021. I might move to quarterly updates as the lack of contributions will this a very slow process.
Who was I kidding, I still check my investments at least every other day even though I'm coasting through a sabbatical.
Will add some high level context to clean it up/be more numbers focused:
January 2018: $95k
January 2019: $142k
January 2020: $264k
January 2021: $702k (invested over $200k from home sale mid 2020)
February 2021: $706k
March 2021: $725k
Let's keep on keeping on.
-
| | 2018 | 2019 | 2020 | 2021 |
| January | $222,019 | $261,809 | $403,264 | $550,326 |
| February | $236,831 | $286,584 | $414,417 | $555,120 |
| March | $234,104 | $303,681 | $388,201 | $577,440 |
| April | $234,452 | $314,939 | $355,475 | - |
| May | $241,470 | $331,080 | $398,672 | - |
| June | $249,398 | $320,926 | $417,280 | - |
| July | $253,884 | $342,700 | $424,818 | - |
| August | $264,666 | $354,784 | $456,512 | - |
| September | $276,905 | $351,842 | $491,411 | - |
| October | $285,986 | $360,853 | $482,214 | - |
| November | $267,359 | $374,706 | $475,471 | - |
| December | $281,461 | $391,293 | $531,137 | - |
As others have said, the end of the month dip certainly played a little havoc. But still a great month overall.
-
Paid off the last of my student loans from law school. Feel great about it. Debt-free other than our home.
Congratulations!!!
Thanks so much! Now if I can only get my law school to stop asking me for donations.
-
Thanks so much! Now if I can only get my law school to stop asking me for donations.
John Mulaney captures my thoughts pretty perfectly about colleges asking for donations: https://www.youtube.com/watch?v=aiqKK4ysI7g
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Paid off the last of my student loans from law school. Feel great about it. Debt-free other than our home.
Congratulations!!!
Thanks so much! Now if I can only get my law school to stop asking me for donations.
My husband and I went to the same college. They alternate calling us EVERY WEEK. I get the first and third week of each month, he gets the second and fourth... Honestly, I had a good experience there, I'd being willing to chip in a bit to support scholarships for students. But the frequency of the calls that started the month I graduated and no amount of asking them to stop calling or stopping because we decline the calls has frustrated me enough that they likely will get no money. Ever.
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| | 2020 | 2021 | 2022 |
| January | - | $580,000 | - |
| February | - | $584,000 | - |
| March | - | $605,000 | - |
| April | - | - | - |
| May | - | - | - |
| June | - | - | - |
| July | - | - | - |
| August | - | - | - |
| September | $517,937.94 | - | - |
| October | $511,000.00 | - | - |
| November | $514,001.00 | - | - |
| December | $567,000.00 | - | - |
Holding some cash, looking for a next rental property.
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Month End Update
Liquid assets / Net worth
Jan 2018 $415.5K / $508K
Jun 2018 $518.8K / $578.4K
Jul 2018 $528.3K / $588.2K
Aug 2018 $543K / $603.2K
Sep 2018 $548K / $608.6K
Oct 2018 $492.6K / $569.5K
Nov 2018 $502K / $585.3K
Dec 2018 $476.8K / $554K
Jan 2019 $509.1K / $587K
Feb 2019 $534.2K / $612.6K
Mar 2019 $549K / $627.8K
Apr 2019 $561.1K / $640.1K
May 2019 $533.5K / $612.9K
June 2019 $566K / $646K
July 2019 $569K / $649K
Aug 2019 $558.4K / $638.8K
Sept 2019 $569.6K / $650.3K
Oct 2019 $583.5K / $664.5K
Nov 2019 $602.3K / $683.7K
Dec 2019 $621.3K / $703.1K
June 2020 $641.8K / $722.8K
July 2020 $674.1K / $755.9K
Aug 2020 $715.5K / $798.1K
Sep 2020 $704K / $787.3K
Oct 2020 $698.3K / $782.2K
Nov 2020 $770.4K / $854.9K
Dec 2020 $804.3K / $889.2K
Jan 2021 $809.6K / $895K
Feb 2021 $829.7K / $915.7K
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| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | 318,100 | 359,000 | 465,145 | 556,220 | - |
| February | - | 321,800 | 370,750 | 467,380 | 579,169 | - |
| March | - | 313,540 | 378,525 | 418,695 | - | - |
| April | 255,900 | 322,810 | 391,005 | 454,145 | - | - |
| May | 263,800 | 328,600 | 397,260 | 472,320 | - | - |
| June | 268,100 | 331,860 | 407,265 | 485,420 | - | - |
| July | 273,100 | 340,250 | 413,395 | 502,730 | - | - |
| August | 276,800 | 341,770 | 413,070 | 513,600 | - | - |
| September | 284,500 | 348,465 | 420,460 | 511,466 | - | - |
| October | 292,100 | 343,960 | 429,655 | 508,153 | - | - |
| November | 302,000 | 347,470 | 442,315 | 537,343 | - | - |
| December | 309,500 | 340,950 | 447,950 | 553,788 | - | - |
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| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| Jan | | | 141,251.00 | $193,414.19 | $283,829.36 | $359,505.30 | $546,089.75 | $762,355.51 |
| Feb | | | $135,573.00 | $200,758.63 | $304,851.88 | $397,087.41 | $557,258.06 | $780,137.13 |
| Mar | | | $138,331.39 | $211,677.78 | $303,796.17 | $428,309.57 | $522,077.78 | $815,764.71 |
| Apr | | $98k | $146,788.37 | $217,643.71 | $307,682.67 | $440,342.71 | $451,185.96 | |
| May | | $111k | $149,149.52 | $225,773.04 | $315,634.59 | $456,285.80 | $510,875.92 | |
| Jun | | $112k
| $161,205.21 | $232,222.09 | $337,046.55 | $441,047.77 | $551,923.37 | |
| Jul | | $113k | $165,947.80 | $235,779.19 | $340,399.63 | $476,489.51 | $567,485.67 | |
| Aug | | $113k | $176,198.00 | $244,461.55 | $363,304.76 | $486,559.27 | $601,161.19 | |
| Sept | | $116k
| $178,840.37 | $247,101.69 | $385,572.12 | $483,967.28 | $653,037.25 | |
| Oct | | | $184,372.64 | $256,365.91 | $392,296.56 | $490,200.54 | $639,398.62 | |
| Nov | | $120,330.91 | $181,625.28 | $266,140.14 | $370,000.25 | $501,003.17 | $637,260.06 | |
| Dec | | $138,810.56 | $187,972.57 | $279,806.93 | $386,361.40 | $531,904.82 | $723,586.82 | |
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@turketron @hudsoncat I feel seen. And I totally lived like a Ninja Turtle during law school.
-
Primary home equity and personal property not included.
Goals:
50/50 real estate to liquid equities and paying off all mortgages in the next 10 years.
Move to $1MM to $2MM thread by 2023
Total Investable NW/Liquid
| | | | 2021 | | 2001 | $133k/$14k | January | $785k/$340k | | 2002 | $90k/$15k | February | $803k/$349k | | 2003 | $142k/$15k | March | - | | 2004 | $271k/$16k | April | - | | 2005 | $289k/$17k | May | - | | 2006 | $275k/$18k | June | - | | 2007 | $233k/$19k | July | - | | 2008 | $159k/$26k | August | - | | 2009 | $82k/$31k | September | - | | 2010 | $46k/$45k | October | - | | 2011 | $-48k/$52k | November | - | | 2012 | $19k/$103k | December | - | | 2013 | $88k/$98k | | | | | | 2014 | $201k/$99k | | | | | | 2015 | $240k/$103k | | | | | | 2016 | $298k/$130k | | | | | | 2017 | $389k/$141k | | | | | | 2018 | $497k/$140k | | | | | | 2019 | $562k/$202k | | | | | | 2020 | $777k/$338k | | | | |
|
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Paid off the last of my student loans from law school. Feel great about it. Debt-free other than our home.
Congratulations!!!
Thanks so much! Now if I can only get my law school to stop asking me for donations.
What better way to flex your lawyer muscles than to send them a cease and desist letter??!
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Looks like I'm a new entrant to this thread. Hello!
I keep track using Net Worth // Invested Assets (ignores cash and equity in house/car)
1/1/17 - $102,000 // $72,403
6/27/17 - created MMM forum account
3/1/19 - $268,584 // $154,100
1/1/21 - $500,317 // $346,651
2/1/21 - $513,258 // $355,473
Net Worth // Invested Asset
1/1/21 - $500,317 // $346,651
2/1/21 - $513,258 // $355,473
3/1/21 - $531,847 // $366,107
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NW:
April 2017: 175k
April 2018: 333k
April 2019: 400k
February 2020: 515k
August 2020: 602k (415k invested/$50k cash)
December 2020: 669k (478k invested)
January 2021: 690k (507k invested)
March 2021: 716k (529k invested)
I tried to market time (ie take advantage of the sale) a little last week and ended up buying 2 days before the 3% dip 🙄
-
2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Feb 3rd $523
March 1st $499 I am glad I rebalanced the end of Jan, bought more bonds to maintain my IPS.
April 1st $455
May 1st $498.5 didn't check all month, so surprised at this.
June 1st $519.5
July 1st $534 yay back up again!
August 10 $547.5 Had to replace my car this month, paid in full of course and still up! :)
Sept 3rd $577
Oct 1st: $558
Nov 1st:
Dec 5th: $615
Dec 29th: $624 UP 90.5k for 2020
2021
Mar 2nd: $665
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Trifele, you will earn yourself a nice stiff drink if you do the table. It took me an embarrassingly long time to get mine converted but its nice now.
It's a deal @fuzzy math !
-
July 2016 - $257,306
August 2016 - $264,625
September 2016 - $270,695
October 2016 - $283528
November 2016 - $291396
December 2016 - $295603
January 2017 - $303,195
March 2017 - $333,323
April 2017 - $340,884
May 2017 - $346,568
June 2017 - $357,230
July 2017 - $365,912
August 2017 - $370,689
September 2017 - $380,412
October 2017 - $390,025
November 2017 - $400,070
December 2017 - $404,188
January 2018 - $419426
February 2018 - $423744
May 2019 - $623013
August 2019 - $681260
November 2020 - $856576
December 2020 - $887822
January 2021 - $906,532
February 2021 - $933655
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| | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | $- | $292,190 | $304,411 | $437,806 | $581,831 | $615,789 | $767,806 | $941,921 | - |
| February | $- | $332,002 | $331,197 | $162,424 | $585,663 | $662,207 | $735,649 | $961,753 | - |
| March | $- | $332,209 | $331,749 | $481,340 | $583,773 | $683,014 | $683,851 | - | - |
| April | $- | $336,743 | $260,548 | $483,994 | $582,862 | $719,849 | $734,510 | - | - |
| May | $256,131 | $338,884 | $373,153 | $483,982 | $585,929 | $701,938 | $760,661 | - | - |
| June | $258,642 | $321,529 | $377,807 | $490,951 | $590,577 | $731,170 | $777,705 | - | - |
| July | $276,381 | $320,767 | $414,764 | $503,706 | $601,024 | $721,753 | $819,352 | - | - |
| August | $296,700 | $313,896 | $405,676 | $513,111 | $606,442 | $686,503 | $860,605 | - | - |
| September | $290,244 | $301,079 | $422,204 | $525,158 | $610,690 | $698,968 | $868,597 | - | - |
| October | $274,986 | $308,291 | $413,967 | $533,760 | $585,817 | $577,615 | $868,808 | - | - |
| November | $282,762 | $308,558 | $419,572 | $549,074 | $595,773 | $620,036 | $910,235 | - | - |
| December | $292,942 | $312,281 | $431,458 | $557,941 | $575,877 | $760,501 | $940,128 | - | - |
Inching my way towards the break out point! Up quite a bit these last 3 days but we will see what the month brings. Still need over $25K to break into the two comma club.
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| | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | $- | $292,190 | $304,411 | $437,806 | $581,831 | $615,789 | $767,806 | $941,921 | - |
| February | $- | $332,002 | $331,197 | $162,424 | $585,663 | $662,207 | $735,649 | $961,753 | - |
| March | $- | $332,209 | $331,749 | $481,340 | $583,773 | $683,014 | $683,851 | - | - |
| April | $- | $336,743 | $260,548 | $483,994 | $582,862 | $719,849 | $734,510 | - | - |
| May | $256,131 | $338,884 | $373,153 | $483,982 | $585,929 | $701,938 | $760,661 | - | - |
| June | $258,642 | $321,529 | $377,807 | $490,951 | $590,577 | $731,170 | $777,705 | - | - |
| July | $276,381 | $320,767 | $414,764 | $503,706 | $601,024 | $721,753 | $819,352 | - | - |
| August | $296,700 | $313,896 | $405,676 | $513,111 | $606,442 | $686,503 | $860,605 | - | - |
| September | $290,244 | $301,079 | $422,204 | $525,158 | $610,690 | $698,968 | $868,597 | - | - |
| October | $274,986 | $308,291 | $413,967 | $533,760 | $585,817 | $577,615 | $868,808 | - | - |
| November | $282,762 | $308,558 | $419,572 | $549,074 | $595,773 | $620,036 | $910,235 | - | - |
| December | $292,942 | $312,281 | $431,458 | $557,941 | $575,877 | $760,501 | $940,128 | - | - |
Inching my way towards the break out point! Up quite a bit these last 3 days but we will see what the month brings. Still need over $25K to break into the two comma club.
I'd be almost peeing with excitement if we were that close :)
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Liquid net worth on mint:
Apr ‘20: $528k
May ‘20: $539k
Jun ‘20: $593k
Jul ‘20: $598k
Aug ‘20: $631k
Sep ‘20: $621k
Oct ‘20: $638k
Nov ‘20: $671k
Checking in after bonus & RSU vesting!
Dec ‘20: $728k
Jan ‘21: $748k
Feb ‘21: $776k
Mar ‘21: $878k
Continuing the corporate slog as long as I can stand it is at least supported by the impact on my NW #s. As shitty as this pandemic year was in many ways, at least I took a big step towards eventually being able to tell my corporate overlords to stuff it when I FIRE.
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Feb 1, 2016 - $90k
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725 (crossed $250k)
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Mar 1, 2019 - $354,771
Apr 1, 2019 - $384,308
May 1, 2019 - $407,770
June 1, 2019 - $404,625
July 1, 2019 - $420,082
Aug 1, 2019 - $441,976
Sep 1, 2019 - $458,940
Oct 1, 2019 - $481,915
Nov 1, 2019 - $501,937 (Crossed $500k)
Dec 1, 2019 - $518,285
Jan 1, 2020 - $544,655
Feb 1, 2020 - $573,474
Mar 1, 2020 - $557,410
Apr 1, 2020 - $494,414
May 1, 2020 - $572,376
June 1, 2020 - $618,048
July 1, 2020 - $600,510
Aug 1, 2020 - $659,872
Sep 1, 2020 - $704,682
Oct 1, 2020 - $696,932
Nov 1, 2020 - $694,944
Dec 1, 2020 - $782,831
Jan 1, 2021 - $823,189
Feb 1, 2021 - $846,277
Mar 1, 2021 - $891,092
Meh - good market gains that dropped significantly since. Hit $899k at one point but still haven’t crossed that $900k yet. Really hoping I can hit the $1MM this year.
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Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635 ($2,844
-
November 11, 2020: $527,000
December 11, 2020: $607,796 (501,797 euros). This month's total is more accurate than last month's, because I actually did the euro conversions and the math with a calculator instead of just spitballing it. I STILL don't have an answer from the government about how much taxes they want for 2019, but I don't think it's going to bust my butt back down under 500K DOLLARS.
Thanks to a previous mathematical error on my part, a good stock market (for now), the resolution of my tax situation, and clients paying before year-end, I've rocketed past 500K in both euros and dollars, so drum roll please:
January 4, 2020: 564,565 in euros/692,608 in dollars.
The dollar is just limping along and I'm keeping my fingers crossed for some improvement in 2021 but am not optimistic on that front. Next stop 750K in dollars because that'll mean I'm halfway through this stage. Will have to have a good year for that to happen.
I have officially made it to 750K in dollars.
March 5, 2021: 642,068 in euros/764,565 in dollars! March will probably be a good month too. Next stop 900K.
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@use2betrix @Dr Kidstache Alright you guys are on the most similar trajectory to me. I'm following y'all/youse to keep myself accountable.
1/1/20: 491k
2/1/20: 525k
3/1/20: 538k
4/1/20: 477k
5/1/20: 444k
6/4/20: 595k
7/1/20: 596k
8/1/20: 639k
9/1/20: 655k
10/1/20: 692k
11/1/20: 687k
12/1/20: 793k
12/31/20: 813k
1/23/21: 864k
2/3/21: 883k
2/28/21: 893k
I wonder if smaller net worth brackets would work better (for me.) Like, race from 1-1.1, 1.1-1.2 etc. I'm going to make one if/when I graduate from this thread.
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@use2betrix @Dr Kidstache Alright you guys are on the most similar trajectory to me. I'm following y'all/youse to keep myself accountable.
1/1/20: 491k
2/1/20: 525k
3/1/20: 538k
4/1/20: 477k
5/1/20: 444k
6/4/20: 595k
7/1/20: 596k
8/1/20: 639k
9/1/20: 655k
10/1/20: 692k
11/1/20: 687k
12/1/20: 793k
12/31/20: 813k
1/23/21: 864k
2/3/21: 883k
2/28/21: 893k
I wonder if smaller net worth brackets would work better (for me.) Like, race from 1-1.1, 1.1-1.2 etc. I'm going to make one if/when I graduate from this thread.
For most people with their net worth invested, the $100k jumps after $1MM will likely happen quick if they’re still working and have been accumulating rapidly.
The $500k-$1MM is a pretty big jump. While I’ll keep tracking and saving the same past $1MM, I won’t feel like I have a major “milestone goal” past a million. Simply “being a millionaire” is going to reap some sweet satisfaction.
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For most people with their net worth invested, the $100k jumps after $1MM will likely happen quick if they’re still working and have been accumulating rapidly.
The $500k-$1MM is a pretty big jump. While I’ll keep tracking and saving the same past $1MM, I won’t feel like I have a major “milestone goal” past a million. Simply “being a millionaire” is going to reap some sweet satisfaction.
I track 12/24 month gains in my net worth spreadsheet.
For most of the last 5 years it's been about $100k/year gains year over year. If the market keeps going like it's been going that interval it's pretty crazy how fast things go up. But, the more you have invested, the more major market corrections impact things.
I was happy that even in last years dip our year over year net worth was a gain (but barely). A 30%+ drop in this year would make that pretty challenging to pull off indefinitely.
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Date: Investments / Net Worth
7/2016: 57,000 / 90,000
7/2017: 125,000 / 225,000
7/2018: 200,000 / 311,000
7/2019: 268,000 / 397,000
7/2020: 369,000 / 544,000
3/2021: 512,000 / 765,000
Excited to join the 500k invested club! Looking forward to achieving 1mil faster than 500k!
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Date: Investments / Net Worth
7/2016: 57,000 / 90,000
7/2017: 125,000 / 225,000
7/2018: 200,000 / 311,000
7/2019: 268,000 / 397,000
7/2020: 369,000 / 544,000
3/2021: 512,000 / 765,000
Excited to join the 500k invested club! Looking forward to achieving 1mil faster than 500k!
Welcome @EastCoastBestCoast! You're doing fantastic, especially for your age. Out of curiosity, do you have a target number?
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I'm officially joining this club. My invested net worth is $850k or so, depending on market fluctuations. I'm recently divorced and that number is half of what it was last year when combined with my ex.
I'm not sure what my new number is based on all my life changes. I also know that I am probably sticking where I am until my youngest graduates from high school in 12 years. I've gone from planning to stop working as soon as possible to planning to work for another 13 years 😂. And it's all fabulous because I'm doing it on my terms.
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Investments only. Stashing cash for our big life change/move. Husband will retire from active duty army in June/July this year and no future jobs yet😬
Dec 20 - $501
Jan 21 - $510
Feb 21- ???
March 21- $530
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Date: Investments / Net Worth
7/2016: 57,000 / 90,000
7/2017: 125,000 / 225,000
7/2018: 200,000 / 311,000
7/2019: 268,000 / 397,000
7/2020: 369,000 / 544,000
3/2021: 512,000 / 765,000
Excited to join the 500k invested club! Looking forward to achieving 1mil faster than 500k!
Welcome @EastCoastBestCoast! You're doing fantastic, especially for your age. Out of curiosity, do you have a target number?
Thank you @Trifele for the welcome. I do not have a number set at this time, still some big upcoming life changes to settle into before nailing down a number. Next goal is 750k invested and a paid off mortgage, hoping to achieve both by 2025. Will be revaluating at that point but until then, i'll be updating here periodically.
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Just arrived to this discussion, $515k on 3/1/2021, and looking forward to the acceleration everyone describes!
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Welcome @LostGirl -- nice job rolling with the punches and staying the course.
Welcome @Closer2theSKY -- Yeah this thread is quite the ride, where you can see your money start to work harder than you can. Market drops can be quite gut-wrenching until you get used to it. Seatbelt buckled? ;)
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Jumping in to watch the 'stache grow along with others! We hit the $500k mark in July of 2020 and are sitting at $626k as of January 2021. I only update the net worth quarterly because I don't want to get too excited or stressed by short term market fluctuations.
Question: How do you, or do you, include pensions in a net worth calculation? My DW is only 35, but could get full pension if she worked until 60 and reduced amounts for less service time. I read this article, but I'd be interested to see what others do.
https://www.financialsamurai.com/how-do-i-calculate-the-value-of-my-pension/
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Jumping in to watch the 'stache grow along with others! We hit the $500k mark in July of 2020 and are sitting at $626k as of January 2021. I only update the net worth quarterly because I don't want to get too excited or stressed by short term market fluctuations.
Question: How do you, or do you, include pensions in a net worth calculation? My DW is only 35, but could get full pension if she worked until 60 and reduced amounts for less service time. I read this article, but I'd be interested to see what others do.
https://www.financialsamurai.com/how-do-i-calculate-the-value-of-my-pension/
I basically count "birds in the hand." So I'd take the pension I would get if I quit today and multiply the annual amount by 25 to include in my stash. If I quit today and got nothing that number would be a big goose-egg.
The basis of my FIRE journey is freedom from obligation, so anything that would decree how I live (staying at a golden handcuff job, etc) isn't included until it's real. I don't make decisions based purely on that basis but do on how close FIRE is.
Alternatively, I would probably figure out my fire date and then if I could calculate the exact pension if I quit that year I would use the same "formula" above. May be an iterative process there (if the number is big the fire date should be earlier).
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Jumping in to watch the 'stache grow along with others! We hit the $500k mark in July of 2020 and are sitting at $626k as of January 2021. I only update the net worth quarterly because I don't want to get too excited or stressed by short term market fluctuations.
Question: How do you, or do you, include pensions in a net worth calculation? My DW is only 35, but could get full pension if she worked until 60 and reduced amounts for less service time. I read this article, but I'd be interested to see what others do.
https://www.financialsamurai.com/how-do-i-calculate-the-value-of-my-pension/
I basically count "birds in the hand." So I'd take the pension I would get if I quit today and multiply the annual amount by 25 to include in my stash. If I quit today and got nothing that number would be a big goose-egg.
The basis of my FIRE journey is freedom from obligation, so anything that would decree how I live (staying at a golden handcuff job, etc) isn't included until it's real. I don't make decisions based purely on that basis but do on how close FIRE is.
Alternatively, I would probably figure out my fire date and then if I could calculate the exact pension if I quit that year I would use the same "formula" above. May be an iterative process there (if the number is big the fire date should be earlier).
I like this approach. I wouldn't want my DW to feel obligated to work decades longer than needed just for the pension.
running to the pension website to update calculations
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Hello
We crossed the half million networth this March. It took 3.5 years to double it from 250000 CHF. We will see how fast we will reach a million. The total networth target is between 1.5 and 2 million CHF (including house).
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1/1/20: 491k
2/1/20: 525k
3/1/20: 538k
4/1/20: 477k
5/1/20: 444k
6/4/20: 595k
7/1/20: 596k
8/1/20: 639k
9/1/20: 655k
10/1/20: 692k
11/1/20: 687k
12/1/20: 793k
12/31/20: 813k
1/23/21: 864k
2/3/21: 883k
2/28/21: 893k
3/14/21: 924k
The daily fluctuations are getting significant at this point. 5 figure swings.
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1/1/20: 491k
2/1/20: 525k
3/1/20: 538k
4/1/20: 477k
5/1/20: 444k
6/4/20: 595k
7/1/20: 596k
8/1/20: 639k
9/1/20: 655k
10/1/20: 692k
11/1/20: 687k
12/1/20: 793k
12/31/20: 813k
1/23/21: 864k
2/3/21: 883k
2/28/21: 893k
3/14/21: 924k
The daily fluctuations are getting significant at this point. 5 figure swings.
That's incredible growth over 1 and 1/4 years! You and I were about equal last summer and then you hit the turbo boost lol.
The markets have returned well over this time period, but can I ask how much you're contributing monthly? Your savings rate had gotta be fantastic, are there any other multipliers you've found to help you out?
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@racquetcat I also want to know the tricks @Icecreamarsenal is applying to his/her incredible money collection journey!!! Same here, last summer I was around the same number as icecream and then he/she used the turbo button and left me behind :)
Congratulations @Icecreamarsenal, what an amazing run so far! You are an inspiration to many of us :)
Example: from 11/1/20 to 12/1/20 an increase of 106K!
Keep up the great work!
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Hello
We crossed the half million networth this March. It took 3.5 years to double it from 250000 CHF. We will see how fast we will reach a million. The total networth target is between 1.5 and 2 million CHF (including house).
Welcome @Erma! Is frugality popular in Switzerland? A cousin of mine (Swiss) told me that she knew her husband was a keeper when they started dating, and she could tell "er wusste, was eine Rappe wert war." :)
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05/01/2017: $198,456
05/15/2017: $200,404
05/31/2017: $207,044
06/15/2017: $213,996
07/05/2017: $219,933
07/17/2017: $225,853
08/01/2017: $228,504
08/24/2017: $228,854
09/01/2017: $237,500
09/19/2017: $245,500
10/02/2017: $251,933
11/07/2017: $266,000
12/27/2017: $280,000
01/12/2018: $300,768
01/23/2018: $305,566
11/27/2018: $359,000
03/01/2019: $400,283 *baby born, kinda lost track of everything.....
08/15/2020: $612,831
01/01/2021: $689,500
01/15/2021: $705,137
02/01/2021: $714,039
02/15/2021: $747,215
03/15/2021: $750,529 *that was quite a dip over the past month! Agreed that as the numbers get bigger, the swings get bigger! Waaaaay bigger!
Adding my voice to the chorus to ask @Icecreamarsenal 's tricks........and don't say bitcoin ..........!!
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@racquetcat I also want to know the tricks @Icecreamarsenal is applying to his/her incredible money collection journey!!! Same here, last summer I was around the same number as icecream and then he/she used the turbo button and left me behind :)
Congratulations @Icecreamarsenal, what an amazing run so far! You are an inspiration to many of us :)
Example: from 11/1/20 to 12/1/20 an increase of 106K!
Keep up the great work!
Hey, thanks! I had to do some digging to try and find out what I've been doing. And the answer is...nothing special. My average savings rate in '19 was 51% of net, '20 was 57%, and '21 to date is 72%. I auto-invest 8k/mo into vtsax. I have a paid-off house that I don't count.
No bitcoin, and 5% individual stocks that I sell covered calls on.
Let's do this!
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@Icecreamarsenal, thanks for the information, that is great! I actually did double checked the increase from November to December and I now remember it was the largest monthly gain since I have been investing for 13.9% of gains, so that explains a lot, I added a total of 83K. Wondering if there would be a month this year close to that large amount of gains and/or we can even break that record!
No crypto here as well, 100% stock mainly VTSAX in taxable brokerage and similar index funds in Fidelity 401k.
You will make it this year (as long as there is not crazy collapse of the system) and I am sure racquetcat and me will join you in the next thread soon after that. All the best!!!!!!!!!!
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Think I missed a couple of updates
01/01/17 £374668
01/01/18 £497097
01/01/19 £547415
01/01/20 £649762
01/01/21 £788172
01/02/21 £802062
01/03/21 £816123
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@racquetcat I also want to know the tricks @Icecreamarsenal is applying to his/her incredible money collection journey!!! Same here, last summer I was around the same number as icecream and then he/she used the turbo button and left me behind :)
Congratulations @Icecreamarsenal, what an amazing run so far! You are an inspiration to many of us :)
Example: from 11/1/20 to 12/1/20 an increase of 106K!
Keep up the great work!
Hey, thanks! I had to do some digging to try and find out what I've been doing. And the answer is...nothing special. My average savings rate in '19 was 51% of net, '20 was 57%, and '21 to date is 72%. I auto-invest 8k/mo into vtsax. I have a paid-off house that I don't count.
No bitcoin, and 5% individual stocks that I sell covered calls on.
Let's do this!
@Icecreamarsenal
That's a great savings rate and it's great to hear a success story where you're just saving and investing, it's simple, but it WORKS.....
And that is inspiring!!
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Hey what’s going on everyone? I’m staking my claim here on the way to 1M. I tallied up all my liquid cash and investments this weekend and I’m at $855,000.
$872K as of 3/15/21.
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Hello
We crossed the half million networth this March. It took 3.5 years to double it from 250000 CHF. We will see how fast we will reach a million. The total networth target is between 1.5 and 2 million CHF (including house).
Welcome @Erma! Is frugality popular in Switzerland? A cousin of mine (Swiss) told me that she knew her husband was a keeper when they started dating, and she could tell "er wusste, was eine Rappe wert war." :)
@Trifele I think it depends on the people as everywhere. In theory we are forced to save at least for taxes as you get a yearly bill, but some people don't do it/can't do it. Also housing and childcare is extremely expensive.
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@racquetcat I also want to know the tricks @Icecreamarsenal is applying to his/her incredible money collection journey!!! Same here, last summer I was around the same number as icecream and then he/she used the turbo button and left me behind :)
Congratulations @Icecreamarsenal, what an amazing run so far! You are an inspiration to many of us :)
Example: from 11/1/20 to 12/1/20 an increase of 106K!
Keep up the great work!
I auto-invest 8k/mo into vtsax.
Using my world-class detective skills, I think I've blundered onto your secret.
We're lucky to invest $3k, maybe $3.5K, a month. (and yes I realize that does make us fortunate, but your pace is crazy fast!)
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August 2016: $280k
November 2017: $380k
July 2018: $490k
April 2019: $541k
May 2019: $575k
Have now doubled our NW since finding MMM 2.75 years ago!
January 2020: 625k
August 2020: 711k
December 2020: 830k
Almost triple NW since finding MMM 4.25 years ago
March 2021: 939k
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We would instantly spring over $1m in total net worth if I updated the fmv on the house. At the moment I am using the last appraisal which was 260 when we refinanced about a year ago. The county assessor just raised the value up to 290 and Zillow has me way up at 320. Purchase price was 191 back in 2010. I am going to stick with the actual appraisal as the most reliably accurate measure. That leaves me with about 150 in home equity and pushing 850 liquid net worth, which puts us right on the cusp.
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We would instantly spring over $1m in total net worth if I updated the fmv on the house. At the moment I am using the last appraisal which was 260 when we refinanced about a year ago. The county assessor just raised the value up to 290 and Zillow has me way up at 320. Purchase price was 191 back in 2010. I am going to stick with the actual appraisal as the most reliably accurate measure. That leaves me with about 150 in home equity and pushing 850 liquid net worth, which puts us right on the cusp.
I like calculating home equity as sale cost * 0.92% to account for transaction costs, too.
Because you rarely get 100% of the equity out of a house when you sell, regardless of how you sell.
-
We would instantly spring over $1m in total net worth if I updated the fmv on the house. At the moment I am using the last appraisal which was 260 when we refinanced about a year ago. The county assessor just raised the value up to 290 and Zillow has me way up at 320. Purchase price was 191 back in 2010. I am going to stick with the actual appraisal as the most reliably accurate measure. That leaves me with about 150 in home equity and pushing 850 liquid net worth, which puts us right on the cusp.
I like calculating home equity as sale cost * 0.92% to account for transaction costs, too.
Because you rarely get 100% of the equity out of a house when you sell, regardless of how you sell.
I've been doing 95% of the estimated value, but initial indications are that was probably too generous (we're just starting the process of preparing to sell). We'll likely take a pretty significant hit in my presumed net worth, since we may have to sell for less than I - and computer algorithms - had been thinking our house was worth, but we'll be fine regardless.
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I should hit the 600's in the next few weeks.
2018
Jan - $330,883
July - $372,389
-----------------------
2019
Jan - $376,421
July - $449,818
Aug - $461,802
Sept -$471,690
Nov - $486,235
Dec - $498,006
------------------
2020
Jan - $501,901
Feb - $518,123
Mar - $446,241
April -$450,421
May - $465,042
June -$478,201
July - $494,067
Aug - $508,204
Sept- $512,108
Oct - $509,740
Nov- $538,580
Dec - $558,594
-----------------
2021
Jan- $574,925
Feb- $591,277
Mar- $595,814
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We would instantly spring over $1m in total net worth if I updated the fmv on the house. At the moment I am using the last appraisal which was 260 when we refinanced about a year ago. The county assessor just raised the value up to 290 and Zillow has me way up at 320. Purchase price was 191 back in 2010. I am going to stick with the actual appraisal as the most reliably accurate measure. That leaves me with about 150 in home equity and pushing 850 liquid net worth, which puts us right on the cusp.
I like calculating home equity as sale cost * 0.92% to account for transaction costs, too.
Because you rarely get 100% of the equity out of a house when you sell, regardless of how you sell.
At this point, I do not figure in any equity for my primary home. The transaction costs and availability of those funds means that I cannot use it to live. Also, being in a high cost of living area, if I figured it in my net worth would feel out of whack with my liquid savings. That paints an unrealistic picture.
-
We would instantly spring over $1m in total net worth if I updated the fmv on the house. At the moment I am using the last appraisal which was 260 when we refinanced about a year ago. The county assessor just raised the value up to 290 and Zillow has me way up at 320. Purchase price was 191 back in 2010. I am going to stick with the actual appraisal as the most reliably accurate measure. That leaves me with about 150 in home equity and pushing 850 liquid net worth, which puts us right on the cusp.
I like calculating home equity as sale cost * 0.92% to account for transaction costs, too.
Because you rarely get 100% of the equity out of a house when you sell, regardless of how you sell.
At this point, I do not figure in any equity for my primary home. The transaction costs and availability of those funds means that I cannot use it to live. Also, being in a high cost of living area, if I figured it in my net worth would feel out of whack with my liquid savings. That paints an unrealistic picture.
Same here - for this race I track cash, investments, conservative equity in my side businesses and investment properties. I do track house net worth separately though, and as of last night am a millionaire with that included. Sounds strange to say :)
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$515k, I am up over 100k in less than 5 months.
I will update when I am at $1M
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Some people are measuring TNW and some LNW. One of the reasons I am measuring TNW is I still have a mortgage, so the portion of my monthly payment that goes toward equity (about $900) shows up in the net worth progression. There is no right or wrong way to do it, you do you.
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6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
12/1/18 = $636
1/1/19 = $630
2/1/19 = $664
3/1/19 = $682
4/1/19 = $691
5/1/19 = $708
6/1/19 = $702
7/1/19 = $731
8/1/19 = $737
9/1/19 = $736
10/1/19 = $746
11/1/19 = $761
12/1/19 = $781
1/1/20 = $809
2/1/20 = $824
3/1/20 = $806
4/1/20 = $744
5/1/20 = $783
6/1/20 = $809
7/1/20 = $827
8/1/20 = $861
9/1/20 = $893
10/1/20 = $882
11/1/20 = $889
12/1/20 = $944
1/1/21 = $971
2/1/21 = $986
3/1/21 = $994
4/1/21 = $1,004
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Jan 2014 - £222,149
===============
Jan 2015 - £250,275 (+£28,126)
===============
Jan 2016 - £272,607 (+£22,332)
===============
Jan 2017 - £346,854 (+£74,247)
===============
Jan 2018 - £456,088 (+£109,234)
===============
Jan 2019 - £495,379 (+£39,291)
===============
Jan 2020 - £606,791 (+£111,412)
===============
Jan 2021 £710,244 (+£103,453)
Feb 2021 £692,104 (-£18,141)
Mar 2021 £689,239 (-£2,865)
Apr 2021 £711,114 (+£21,875)
Whoop! Back up this month and just nudged above where we were in January. Target is £780k for when my current contract finishes in September.
(https://i.ibb.co/Zmg6jy9/chart.png)
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6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558
1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
12/1/18 = $636
1/1/19 = $630
2/1/19 = $664
3/1/19 = $682
4/1/19 = $691
5/1/19 = $708
6/1/19 = $702
7/1/19 = $731
8/1/19 = $737
9/1/19 = $736
10/1/19 = $746
11/1/19 = $761
12/1/19 = $781
1/1/20 = $809
2/1/20 = $824
3/1/20 = $806
4/1/20 = $744
5/1/20 = $783
6/1/20 = $809
7/1/20 = $827
8/1/20 = $861
9/1/20 = $893
10/1/20 = $882
11/1/20 = $889
12/1/20 = $944
1/1/21 = $971
2/1/21 = $986
3/1/21 = $994
4/1/21 = $1,004
Congrats!
-
Congratulations @OurTown!!
-
Thanks. We started tracking monthly in January of 2015, when our tnw was $266k. What a great ride!
-
2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Feb 3rd $523
March 1st $499 I am glad I rebalanced the end of Jan, bought more bonds to maintain my IPS.
April 1st $455
May 1st $498.5 didn't check all month, so surprised at this.
June 1st $519.5
July 1st $534 yay back up again!
August 10 $547.5 Had to replace my car this month, paid in full of course and still up! :)
Sept 3rd $577
Oct 1st: $558
Nov 1st:
Dec 5th: $615
Dec 29th: $624 UP 90.5k for 2020
2021
Mar 2nd: $665
Mar 31: $674.5
-
6/1/17 = $500
[...]
4/1/21 = $1,004
Awesome, congrats!
-
01/01/17 £374668
01/01/18 £497097
01/01/19 £547415
01/01/20 £649762
01/01/21 £788172
01/02/21 £802062
01/03/21 £816123
01/04/21 £835284
Well done OT.
-
As always, congrats to this month's winners.
11/30/19: $496k
12/31/19: $524k
01/31/20: $533k
02/29/20: $507k
03/31/20: $458k
04/30/20: $510k
05/31/20: $542k
06/30/20: $578k
07/31/20: $624k
08/31/20: $664k
09/30/20: $660k
10/31/20: $653k
11/30/20: $720k
12/31/20: $753k
01/31/21: $748k
02/28/21: $772k
03/31/21: $802k
-
10/31/2020 $599,359.11
11/30/2020 $682,864.07
12/31/2020 $720,288.84
1/31/2021 $737,924.70
2/28/2021 $759,381.39
3/31/2021 $794,882.82
Best month so far this year, $35K growth (4.6%).
-
Jan 2017 $147,729
April 2017 $140,847
July 2017 $157,768
Oct 2017 $173,045
Jan 2018 $190,018
April 2018 $206,732
July 2018 $231,046
Oct 2018 $252,544
Jan 2019 $252,481
April 2019 $311,927
July 2019 $326,646
Oct 2019 $338,088
Jan 2020 $364,075
April 2020 $347,174
July 2020 $401,514
Oct 2020 $433,564
Jan 2021 $487,851
Feb 2021 $500,780
March 2021 $520,737
April 2021 $536,442
Chugging along. We paid for our airline tix for our June NYC vacation. No other big expenditures.
Oh and congrats to @OurTown! You get to go to Millionaire Estates like in the Life board game. Fancy!!
-
Investments only; Household combined.
| | 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) |
| January | - | 496,255 | 674,413 | - |
| February | - | 472,573 | 700,728 | - |
| March | - | 444,067 | 732,652 | - |
| April | - | 495,051 | - | - |
| May | - | 524,063 | - | - |
| June | - | 524,530 | - | - |
| July | 330,406 | 552,296 | - | - |
| August | 437,870 | 632,115 | - | - |
| September | 443,081 | 617,959 | - | - |
| October | 452,295 | 604,646 | - | - |
| November | 483,711 | 664,577 | - | - |
| December | 484,963 | 674,843 | - | - |
-
Posting to keep track.
June last year was at 520k invested.
Started from zero in 2015.
Now I am at 280k invested and 505k total net worth.
Looking forward to get to 1 MM net worth and then to 1MM invested...
-
| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | $52,277 | $102,029 | $186,657 | $306,111 | $344,771 | $443,598 | $581,977 |
| February | $57,992 | $107,201 | $196,191 | $301,453 | $357,526 | $422,062 | $608,184 |
| March | $61,620 | $116,502 | $199,234 | $306,821 | $364,397 | $371,488 | $626,905 |
| April | $68,207 | $121,028 | $205,602 | $312,149 | $375,876 | $411,410 | - |
| May | $73,499 | $132,630 | $217,515 | $319,649 | $366,887 | $432,756 | - |
| June | $73,620 | $136,350 | $218,315 | $325,450 | $388,214 | $449,153 | - |
| July | $77,235 | $143,420 | $226,577 | $332,615 | $393,565 | $473,639 | - |
| August | $77,588 | $149,032 | $231,008 | $341,112 | $391,468 | $499,746 | - |
| September | $77,524 | $161,672 | $251,872 | $343,628 | $400,870 | $492,572 | - |
| October | $86,899 | $160,725 | $260,359 | $329,514 | $411,683 | $488,099 | - |
| November | $94,202 | $170,428 | $273,396 | $336,035 | $423,504 | $546,559 | - |
| December | $101,290 | $179,734 | $287,829 | $317,638 | $441,666 | $574,853 | - |
-
Added another 15k to our primary home equity. Valuing it at a conservative 375k when Zillow and Redfin have it 70-100k higher. Apparently if I took the high estimate I'm a millionaire NW...! this market is wild. But don't congratulate me yet, I'm staying in this race until investments hit 1M.
Month Invested Networth
04/30/17 $67,858 $125,786
09/30/17 $100,416 $168,105
01/31/19 $251,061 $311,711
06/30/20 $501,158 $573,100
07/31/20 $534,311 $613,166
08/31/20 $582,298 $662,814
09/30/20 $568,854 $652,181
10/31/20 $576,142 $672,826
11/30/20 $645,423 $741,146
12/31/20 $705,754 $811,062
01/31/21 $726,286 $824,521
02/28/21 $756,396 $857,552
03/31/21 $785,204 $908,384
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Alright, I’m blowing this taco stand. I rolled over 500k sometime in 2014 and I’m officially over 1M.
I was not working for the last few years, but I’m back at work now and may buy a house in the next year. If that happens my annual expenses will definitely go up, but I’d expect to be back to where investment returns can cover expenses within a few years.
-
June 2017: 198.7k
July 2017: 207.5k
August 2017: 211.8k
September 2017: 222.1k
October 2017: *missing*
November 2017: 234.7k
December 2017: 242.4k
March 2018: 263.3k
June 2018: 290.4k
September 2018: 313.7k
December 2018: 296.8k
March 2019: 346.3k
June 2019: 372.4k
September 2019: 390.4k
December 2019: 428.6k
March 2020: 371.1k
June 2020: 456.2k
September 2020: 505.5k
December 2020: 590.1k
March 2021: 644.3k
Still on target despite our best efforts to derail it (vacation and home improvements). It's interesting how once you are set into this type of lifestyle, the money takes care of itself.
-
LNW:
08/13/2020 $700,373
09/01/2020 $726,934
10/01/2020 $755,557 (windfall is the reason for the gain)
11/01/2020 $749,499
12/01/2020 $830,172
01/01/2021 $870,983
02/01/2021 $898,071
03/01/2021 $812,244 (house down payment = reason for the decrease)
04/01/2021 $839,928
-
Up $15,607 to $519,364. Unexpected bonus at work. 2020 403b match deposited. Stimulus. Markets. Great month! Congrats to the graduates!
-
Investments only, solo journey (so far)
| | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | - | $232,213 | $356,542 | $500,087 | $659,936 |
| February | - | $245,447 | $383,348 | $502,244 | $662,250 |
| March | - | $242,789 | $394,563 | $475,671 | $684,929 |
| April | $164,900 | $246,140 | $403,461 | $429,092 | $711,168 |
| May | - | $318,398 | $421,194 | $474,155 | - |
| June | - | $328,870 | $409,591 | $500,241 | - |
| July | $180,808 | $342,159 | $435,981 | $516,358 | - |
| August | $189,280 | $354,936 | $443,135 | $544,475 | - |
| September | $193,727 | $366,727 | $441,101 | $579,806 | - |
| October | $209,968 | $374,465 | $452,232 | $568,885 | - |
| November | $220,602 | $361,296 | $466,688 | $562,892 | - |
| December | $225,918 | $370,140 | $482,944 | $632,574 | - |
I'm fully vaccinated +2 weeks, I'm firmly over 700k (for now since we all know things can swing), I got my state tax return and my stimulus check, so things have been going really really well. The weather is even starting to get good enough to go for some fun bike rides over the weekend with friends. Hopefully I can hit the 750k mark sometime soon and get over that halfway hump for this race. This month marks 4 years of tracking my investment worth and a gain of over 550k since I began and I'm so much farther along than I thought I would be by this point.
-
WooHoo! I thought we might never cross over, but we did!
Household, retirement accounts only:
5/1/17 $631
6/1/17 $647
7/1/17 $655
8/1/17 $665
9/1/17 $672
10/1/17 $684
11/1/17 $702
12/1/17 $724
1/1/18 $731
2/1/18 $761
3/1/18 $737
4/1/18 $731
5/1/18 $738
6/1/18 $747
7/1/18 $744
8/1/18 $761
9/1/18 $776
10/1/18 $776
11/1/18 $729
12/1/18 $745
1/1/19 $703
2/1/19 $751 FIREd
3/1/19 $769
4/1/19 $813
5/1/19 $841
6/1/19 $810
7/1/19 $841
8/1/19 $849
9/1/19 $826
10/1/19 $832
11/1/19 $854
12/1/19 $870
1/1/20 $886
2/1/20 $881
3/1/20 $845
4/1/20 $745
5/1/20 $815
6/1/20 $848
7/1/20 $867
8/1/20 $893
9/1/20 $917
10/1/20 $900
11/1/20 $888
12/1/20 $953
1/1/21 $970
2/1/21 $976
3/1/21 $980
4/1/21 $1,004 !!!
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08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800 FIRE'd
11/1/2019 - $675,000
12/1/2019 - $695,700
01/1/2020 - $717,000
02/1/2020 - $721,000
03/1/2020 - $702,500
04/1/2020 - $651,000
05/1/2020 - $686,700
06/1/2020 - $702,200
07/1/2020 - $710,000
08/1/2020 - $731,800
09/1/2020 - $753,000
10/1/2020 - $736,600
11/1/2020 - $731,900 Back to work, whoops!
12/1/2020 - $769,100
01/1/2021 - $800,400
02/1/2021 - $809,400
03/1/2021 - $829,100
04/1/2021 - $851,000
@Trifele, don't forget us little people :)
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@Trifele, don't forget us little people :)
haha @2Birds1Stone -- You two are doing great! You are light years ahead of where I was at your age -- which was deep in the hole. :)
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Posting to keep track.
June last year was at 520k invested.
Started from zero in 2015.
Now I am at 280k invested and 505k total net worth.
Looking forward to get to 1 MM net worth and then to 1MM invested...
Welcome @Tester!
-
04/2021 - $521,524
-
Q1 2021 Update
Was unemployed for 6 months but got my first paycheck yesterday morning. (Called back from furlough.) While unemployed, our net worth increased by over six figures...
(Spouse income was typically under $1k/mo during this period.)
Congratulations, that is awesome!
-
26 months for 100-250k. Last post in 100-250k here: http://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-100-to-250k/msg1440605/#msg1440605
28 months for 250k-500k. Last post in 250k-500k here: https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-250-to-500k!/msg2457040/#msg2457040
May-19 $482,166
Jun-19 $506,489
Jul-19 $516,572
Aug-19 $520,552
Sep-19 $524,681
Oct-19 $547,979
Nov-19 $564,839
Dec-19 $600,838
Jan-20 $616,541
Feb-20 $635,416
Mar-20 $594,318
Apr-20 $636,358
May-20 $656,539
Jun-20 $672,803
Jul-20 $691,579
Aug-20 $722,451
Sep-20 $727,184
Oct-20 $716,294
Nov-20 $770,869
Dec-20 $787,587
Jan-21 $798,628
Feb-21 $818,179
Mar-21 $837,664
-
Nov-17 - 300k
May-18 - 375k
July -18 - 400k
Dec-18 - 345K
Mar-19 - 415K
Jun-19 nw 444K - liquid -514K
Sep-19 nw 450K liquid 527K
dec-19 nw 490k liquid 575k
mar-20 nw 374 liquid 455
Jun-20 nw 468 liquid 541
Sep-20 nw 612 liquid 573
Dec-20 nw 737 liquid 679
Jan-21 nw 739 liquid 679
Feb-21 nw 792 liquid 723
Mar-21 nw 848 liquid 761
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I started following this group a short number of years ago, thinking it would be mission impossible. But a combination of saving and market returns meant I crossed the 1m threshold at the end of December 2020. I thought it was a fluke so didn’t particularly notice.
Just passed 1.1m.
Guess that means it wasn’t a fluke, so thank you for all the encouragement, I somehow managed to graduate this group :-)
Good luck everyone - if I can do it, you all certainly can (and will)!
-
(tracking retirement accounts, cash accounts and conservative equity in my rental properties and side businesses)
12/2014 $32,000
12/2016 $64,000 (24 months)
1/2018 $128,000 (25 months)
5/2019 $256,000 (16 months)
11/2020 $512,000 (19 months)
[12/2022 $1,024,000 (24 months)] **TARGET**
--
11/1/2020 $506,667.23
12/1/2020 $552,641.05 (tons of market gains...sustainable/real?)
1/1/2021 $574,330.90 (very excited for the next couple of months...bonus, raises, 401K match all hit!!!)
2/1/2021 $637,442.01
3/1/2021 $730,728.94 (still waiting on that 401k match/employer-side contribution to hit for another 38k)
4/1/2021 $781,201.54 (fun part of the year is over...back to normal growth mode)
-
2020
Date Assets Debts Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021Date Assets Debts Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
-
Congrats, @Trifele !
-
Thanks @RWD! :)
-
Net Worth // Invested Asset
1/1/21 - $500,317 // $346,651
2/1/21 - $513,258 // $355,473
3/1/21 - $531,847 // $366,107
4/1/21 - $538,626 // $374,897
-
Feb 1, 2016 - $90k
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725 (crossed $250k)
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Mar 1, 2019 - $354,771
Apr 1, 2019 - $384,308
May 1, 2019 - $407,770
June 1, 2019 - $404,625
July 1, 2019 - $420,082
Aug 1, 2019 - $441,976
Sep 1, 2019 - $458,940
Oct 1, 2019 - $481,915
Nov 1, 2019 - $501,937 (Crossed $500k)
Dec 1, 2019 - $518,285
Jan 1, 2020 - $544,655
Feb 1, 2020 - $573,474
Mar 1, 2020 - $557,410
Apr 1, 2020 - $494,414
May 1, 2020 - $572,376
June 1, 2020 - $618,048
July 1, 2020 - $600,510
Aug 1, 2020 - $659,872
Sep 1, 2020 - $704,682
Oct 1, 2020 - $696,932
Nov 1, 2020 - $694,944
Dec 1, 2020 - $782,831
Jan 1, 2021 - $823,189
Feb 1, 2021 - $846,277
Mar 1, 2021 - $891,092
Apr 1, 2021 - $903,097
Still climbing.. Moved in March so had a lot of expenses (two months of overlapped rent, washer/dryer, fridge, built a home gym, etc.). April I get 5 paychecks instead of 4. still have a few sizable expenses but should save at least $12k-$14k.
Really itching to hit $1MM this year.. Our first baby is due in August, and with a bit of market help, if I can manage to become a millionaire the same month my first child is born, that will be a helluva month.. Even if I hit it this year, this will still be a helluva year!
-
Those of you who track monthly makes me jealous with all your data points, I just know I'd become obsessed if I reached it that frequently. This is household total net worth:
7/2020- $597k
10/2020-$646k
1/2021-$717k
4/2021-$763k
-
| | 2018 | 2019 | 2020 | 2021 |
| January | $222,019 | $261,809 | $403,264 | $550,326 |
| February | $236,831 | $286,584 | $414,417 | $555,120 |
| March | $234,104 | $303,681 | $388,201 | $577,440 |
| April | $234,452 | $314,939 | $355,475 | 606,455 |
| May | $241,470 | $331,080 | $398,672 | - |
| June | $249,398 | $320,926 | $417,280 | - |
| July | $253,884 | $342,700 | $424,818 | - |
| August | $264,666 | $354,784 | $456,512 | - |
| September | $276,905 | $351,842 | $491,411 | - |
| October | $285,986 | $360,853 | $482,214 | - |
| November | $267,359 | $374,706 | $475,471 | - |
| December | $281,461 | $391,293 | $531,137 | - |
March is usually a particularly good month for us (exception: 2020) due to a nice chunk the the 401K from my spouse's bonus (plus the match) and then using the rest of the bonus to fill any remainder in the IRAs, but this year was particularly good. We found out that spouse would be getting an additional $15,000 in retirement as a reward for good work (I KNOW, right?!).
That is not currently reflected in the numbers above because it comes with the added requirement that it vests in three parts over three years (there's the catch). I cannot decide how to count it here... the full amount shows as part of his retirement (including growth, thanks markets!) accounts. But I don't think I want count it until it vests.
Congrats to all the grads and welcome to the new folks!
-
Big month here! Stimulus, maxed both 2020 and 2021 Roths for DH and I, sold a house... lots of good stuff!
Investments only
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | $226,942 | $401,746 | $603,129 | - |
| February | - | $249,796 | $414,430 | $610,412 | - |
| March | - | $270,351 | $412,631 | $630,438 | - |
| April | - | $285,770 | $393,815 | $679,078 | - |
| May | - | $295,838 | $414,524 | - | - |
| June | $219,320 | $283,393 | $452,579 | - | - |
| July | $228,483 | $307,071 | $471,455 | - | - |
| August | $234,711 | $315,942 | $496,982 | - | - |
| September | $245,993 | $318,301 | $529,603 | - | - |
| October | $251,023 | $334,301 | $525,945 | - | - |
| November | $238,881 | $352,430 | $528,082 | - | - |
| December | $244,687 | $370,715 | $585,310 | - | - |
-
| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| Jan | | | 141,251.00 | $193,414.19 | $283,829.36 | $359,505.30 | $546,089.75 | $762,355.51 |
| Feb | | | $135,573.00 | $200,758.63 | $304,851.88 | $397,087.41 | $557,258.06 | $780,137.13 |
| Mar | | | $138,331.39 | $211,677.78 | $303,796.17 | $428,309.57 | $522,077.78 | $815,764.71 |
| Apr | | $98k | $146,788.37 | $217,643.71 | $307,682.67 | $440,342.71 | $451,185.96 | $829,307.88 |
| May | | $111k | $149,149.52 | $225,773.04 | $315,634.59 | $456,285.80 | $510,875.92 | |
| Jun | | $112k
| $161,205.21 | $232,222.09 | $337,046.55 | $441,047.77 | $551,923.37 | |
| Jul | | $113k | $165,947.80 | $235,779.19 | $340,399.63 | $476,489.51 | $567,485.67 | |
| Aug | | $113k | $176,198.00 | $244,461.55 | $363,304.76 | $486,559.27 | $601,161.19 | |
| Sept | | $116k
| $178,840.37 | $247,101.69 | $385,572.12 | $483,967.28 | $653,037.25 | |
| Oct | | | $184,372.64 | $256,365.91 | $392,296.56 | $490,200.54 | $639,398.62 | |
| Nov | | $120,330.91 | $181,625.28 | $266,140.14 | $370,000.25 | $501,003.17 | $637,260.06 | |
| Dec | | $138,810.56 | $187,972.57 | $279,806.93 | $386,361.40 | $531,904.82 | $723,586.82 | |
-
| | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | January | - | -$25,189 | $116,236 | $230,742 | $402,238 | $820,660 | - | February | - | -$24,977 | $122,183 | $244,321 | $389,937 | $858,606 | - | - | March | Found MMM-> | -$21,759 | $122,763 | $252,749 | $359,271 | $895,439 | - | April | - | -$15,838 | $129,950 | $263,657 | $441,401 | - | - | May | - | $7,447 | $149,174 | $252,690 | $482,281 | - | - | June | - | $16,623 | $154,992 | $287,639 | $499,025 | - | - | July | -$19,048 | $27,638 | $167,846 | $299,427 | $540,432 | - | Graduation | August | -$18,739 | $39,025 | $180,481 | $313,257 | $571,960 | - | - | September | -$21,536 | $49,626 | $185,098 | $321,358 | $582,947 | - | - | October | -$25,832 | $59,438 | $194,857 | $336,179 | $582,543 | - | - | November | -$25,621 | $71,949 | $205,772 | $351,985 | $658,773 | - | - | December | -$25,405 | $110,473 | $212,859 | $385,426 | $796,160 | - | - |
This month I saved $12,733 and my net worth went up by $36,833. Any month the market does more than me I'm pretty excited about.
Just keep swimming, just keep swimming.
Only tracking personal liquid stash and do not include my wife's savings or any Real Estate equity at this point |
-
| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | - | $125,152 | $190,212 | $277,747 | $300,773 | $391,367 | $503,318 |
| February | - | $132,476 | $205,111 | $276,647 | $312,970 | $372,287 | $516,580 |
| March | - | $142,868 | $207,302 | $277,401 | $328,015 | $316,940 | $538,761 |
| April | - | $146,221 | $213,616 | $279,721 | $332,703 | $357,205 | - |
| May | - | $153,151 | $220,848 | $292,665 | $321,134 | $404,385 | - |
| June | - | $151,884 | $221,782 | $288,234 | $344,636 | $401,862 | - |
| July | $111,061 | $162,292 | $229,419 | $300,537 | $340,103 | $424,226 | - |
| August | $109,293 | $164,716 | $233,575 | $306,219 | $341,637 | $440,114 | - |
| September | $104,752 | $167,126 | $242,747 | $293,075 | $347,779 | $436,932 | - |
| October | $112,604 | $167,659 | $246,050 | $293,488 | $361,290 | $458,230 | - |
| November | $112,690 | $177,602 | $255,539 | $293,026 | $369,972 | $485,863 | - |
| December | $120,262 | $182,345 | $262,362 | $301,471 | $390,730 | $498,601 | - |
Pretty excited about adding $35k in 3 months. If this keeps up, I could hit my LeanFIRE number of $645k by this time next year.
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| | 2020 | 2021 | 2022 |
| January | - | $580,000 | - |
| February | - | $584,000 | - |
| March | - | $605,000 | - |
| April | - | $622,000 | - |
| May | - | - | - |
| June | - | - | - |
| July | - | - | - |
| August | - | - | - |
| September | $517,937.94 | - | - |
| October | $511,000.00 | - | - |
| November | $514,001.00 | - | - |
| December | $567,000.00 | - | - |
Still holding cash and planning to make another real estate investment by the end of 2021.
-
July 2016 - $257,306
August 2016 - $264,625
September 2016 - $270,695
October 2016 - $283528
November 2016 - $291396
December 2016 - $295603
January 2017 - $303,195
March 2017 - $333,323
April 2017 - $340,884
May 2017 - $346,568
June 2017 - $357,230
July 2017 - $365,912
August 2017 - $370,689
September 2017 - $380,412
October 2017 - $390,025
November 2017 - $400,070
December 2017 - $404,188
January 2018 - $419426
February 2018 - $423744
May 2019 - $623013
August 2019 - $681260
November 2020 - $856576
December 2020 - $887822
January 2021 - $906,532
February 2021 - $933655
March 2021 - $947507
Expecting April update to be minimal - a funeral and tax bill is going to hit this month.
-
05/01/2017: $198,456
05/15/2017: $200,404
05/31/2017: $207,044
06/15/2017: $213,996
07/05/2017: $219,933
07/17/2017: $225,853
08/01/2017: $228,504
08/24/2017: $228,854
09/01/2017: $237,500
09/19/2017: $245,500
10/02/2017: $251,933
11/07/2017: $266,000
12/27/2017: $280,000
01/12/2018: $300,768
01/23/2018: $305,566
11/27/2018: $359,000
03/01/2019: $400,283 *baby born, kinda lost track of everything.....
08/15/2020: $612,831
01/01/2021: $689,500
01/15/2021: $705,137
02/01/2021: $714,039
02/15/2021: $747,215
03/15/2021: $750,529
04/01/2021: $767,398
Congrats to @Trifele @OurTown and the graduating class!
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Hello wealthy peers! I just started this high fallutin race. This one is exciting! I am very happy to be here.
Quarter StockBondCash +Houses
Q3 2016: $112,200 $165,800
Q4 2016: $124,300 $178,500
Q1 2017: $148,300 $203,300
Q2 2017: $160,548 $217,018
Q3 2017: $178,042 $235,102
Q4 2017: $203,082 $260,736
Q1 2018: $213,941 $272,491
Q2 2018: $223,802 $283,554
Q3 2018: $235,666 $296,330
Q4 2018: $229,947 $291,293
Q1 2019: $284,421 $346,689
Q2 2019: $315,573 $378,769
Q3 2019: $350,244 $414,376
Q4 2019: $408,250 $473,325
Q1 2020: $362,044 $428,120
Q2 2020: $457,379 $524,413
Q3 2020: $383,076 $555,858
Q4 2020: $478,879 $656,382
Q1 2021: $522,651 $704,873
I am am not racing our houses, though they are a solid part of our true NW.
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First post in this thread! Somehow getting into this one is more exciting than the previous ones! :-)
Jan. 2017 $42,000 [discovered MMM at age 41]
...
Apr. 2019 $271,294
...
Aug. 2020 $402,692
Nov. 2020 $427,563
Dec. 2020 $444,558
Jan. 2021 $459,349
Feb. 2021 $475,145
Mar. 2021 $477,249
Apr. 2021 $503,448
Had been expecting to graduate into this thread sometime this coming summer, but here we are! I've got about $30k in federal student loans due to be forgiven this June, and a decent tax return and a raise coming up, so hopefully I'm here to stay for a while!
Figures above include a pretty conservative home-equity number. Liquid assets are at $452k currently.
-
Investments only
| | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | $34,633 | $56,928, | $98,248 | $176,153 | $419,499 |
| February | $40,740 | $56,241 | $115,926 | $182,362 | $433,878 |
| March | ??? | $57,195 | $123,445 | $171,868 | $481,671 |
| April | $41,346 | $57,635 | $129,678 | $188,425 | $503,015 |
| May | $41,840 | $66,682 | $136,527 | $255,004 | - |
| June | $45,227 | $71,500 | $132,945 | $279,130 | - |
| July | $45,862 | $75,817 | $142,557 | $290,173 | - |
| August | $47,377 | $85,050 | $150,420 | $310,173 | - |
| September | $47,669 | $87,937 | $146,310 | $336,875 | - |
| October | $50,397 | $94,114 | $150,536 | $338,532 | - |
| November | $52,288 | $95,502 | $155,627 | $332,899 | - |
| December | ??? | $93,596 | $165,458 | $396,311 | - |
We made it! Woo hoo! Hoping we can stay in this thread going forward.
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Month End Update
Liquid assets / Net worth
Jan 2018 $415.5K / $508K
Jun 2018 $518.8K / $578.4K
Jul 2018 $528.3K / $588.2K
Aug 2018 $543K / $603.2K
Sep 2018 $548K / $608.6K
Oct 2018 $492.6K / $569.5K
Nov 2018 $502K / $585.3K
Dec 2018 $476.8K / $554K
Jan 2019 $509.1K / $587K
Feb 2019 $534.2K / $612.6K
Mar 2019 $549K / $627.8K
Apr 2019 $561.1K / $640.1K
May 2019 $533.5K / $612.9K
June 2019 $566K / $646K
July 2019 $569K / $649K
Aug 2019 $558.4K / $638.8K
Sept 2019 $569.6K / $650.3K
Oct 2019 $583.5K / $664.5K
Nov 2019 $602.3K / $683.7K
Dec 2019 $621.3K / $703.1K
June 2020 $641.8K / $722.8K
July 2020 $674.1K / $755.9K
Aug 2020 $715.5K / $798.1K
Sep 2020 $704K / $787.3K
Oct 2020 $698.3K / $782.2K
Nov 2020 $770.4K / $854.9K
Dec 2020 $804.3K / $889.2K
Jan 2021 $809.6K / $895K
Feb 2021 $829.7K / $915.7K
Mar 2021 $855K / $941.5K
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April 2017: 175k
April 2018: 333k
April 2019: 400k
February 2020: 515k
August 2020: 602k (415k invested/$50k cash)
December 2020: 669k (478k invested)
January 2021: 690k (507k invested)
March 2021: 716k (529k invested)
April 2021: 751k (551k invested)
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Welcome aboard, @moonpalace and @lampstache! It's good to see you folks here.
And the snacks are much better here as opposed to the last thread.
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Welcome aboard, @moonpalace and @lampstache! It's good to see you folks here.
And the snacks are much better here as opposed to the last thread.
Thanks, @Nick_Miller ! Definitely looking forward to the ritzy snacks!
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Hello all! I'm coming to join ya'll here on this journey, having recently crossed the threshold. As my current FI number is a bit less than the goal, I may not graduate from here, but maybe I'll end up with a OMY or two and end up finishing off this race as well.
Starting at:
1 January 2021 - $502,810
1 January 2021 - $502,810
1 April 2021 - $542,985
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It’s been awhile... seemed like time for an update!
08/28/2020: 741,386 (502,150 invested)
04/01/2021: 933,528 (665,000 invested)
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| | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | $- | $292,190 | $304,411 | $437,806 | $581,831 | $615,789 | $767,806 | $941,921 | - |
| February | $- | $332,002 | $331,197 | $162,424 | $585,663 | $662,207 | $735,649 | $961,753 | - |
| March | $- | $332,209 | $331,749 | $481,340 | $583,773 | $683,014 | $683,851 | $992,700 | - |
| April | $- | $336,743 | $260,548 | $483,994 | $582,862 | $719,849 | $734,510 | - | - |
| May | $256,131 | $338,884 | $373,153 | $483,982 | $585,929 | $701,938 | $760,661 | - | - |
| June | $258,642 | $321,529 | $377,807 | $490,951 | $590,577 | $731,170 | $777,705 | - | - |
| July | $276,381 | $320,767 | $414,764 | $503,706 | $601,024 | $721,753 | $819,352 | - | - |
| August | $296,700 | $313,896 | $405,676 | $513,111 | $606,442 | $686,503 | $860,605 | - | - |
| September | $290,244 | $301,079 | $422,204 | $525,158 | $610,690 | $698,968 | $868,597 | - | - |
| October | $274,986 | $308,291 | $413,967 | $533,760 | $585,817 | $577,615 | $868,808 | - | - |
| November | $282,762 | $308,558 | $419,572 | $549,074 | $595,773 | $620,036 | $910,235 | - | - |
| December | $292,942 | $312,281 | $431,458 | $557,941 | $575,877 | $760,501 | $940,128 | - | - |
So literally on 4/1 I broke $1m, but then fell back some. Inched back over again, so we will see if we are a bit more safely ensconced at the end of April, but if we move in tens of thousands increments again will be very happy.
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This is getting a bit stupid....
End of NW Change
12/13: $41,032
12/14: $106,801 $65,769
12/15: $197,262 $90,461
12/16: $276,361 $79,099
12/17: $368,051 $91,690
12/18: $394,472 $26,421
12/19: $560,195 $165,723
12/20: $840,205 $280,010
01/21: $858,525 $18,320
02/21: $890,820 $32,295
03/21: $925,713 $34,893
Year to date: +$85,508
Stonks only go up, right?!?! Bahaha
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Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462 ($39,827)
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05/20/16 INV- $218,514 INV+CASH- $328,980
07/17/17 INV- $306,386 INV+CASH- $417,772
03/14/18 INV- $380,160 INV+CASH- $467,160
08/08/18 INV- $423,708 INV+CASH- $491,708
02/18/19 INV- $446,121 INV+CASH- $585,121
03/22/19 INV- $481,093 INV+CASH- $592,941
04/18/19 INV- $506,875 INV+CASH- $595,875
07/18/19 INV- $540,071 INV+CASH- $617,447
01/01/20 INV- $586,172 INV+CASH- $667,785
01/24/20 INV- $610,000 INV+CASH- $691,000
07/21/20 INV- $647,000 INV+CASH- $727,000
10/21/20 INV- $681,430 INV+CASH- $765,430
12/04/20 INV- $724,740 INV+CASH- $814,072
01/10/21 INV- $756,650 INV+CASH- $842,650
04/10/21 INV- $807,000 INV+CASH- $885,000
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Just broke through another level - $602,920! 15 months from joining this thread - it will be interesting to see how long the next $100,000 takes.
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| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | 318,100 | 359,000 | 465,145 | 556,220 | - |
| February | - | 321,800 | 370,750 | 467,380 | 579,170 | - |
| March | - | 313,540 | 378,525 | 418,695 | 580,425 | - |
| April | 255,900 | 322,810 | 391,005 | 454,145 | - | - |
| May | 263,800 | 328,600 | 397,260 | 472,320 | - | - |
| June | 268,100 | 331,860 | 407,265 | 485,420 | - | - |
| July | 273,100 | 340,250 | 413,395 | 502,730 | - | - |
| August | 276,800 | 341,770 | 413,070 | 513,600 | - | - |
| September | 284,500 | 348,465 | 420,460 | 511,466 | - | - |
| October | 292,100 | 343,960 | 429,655 | 508,153 | - | - |
| November | 302,000 | 347,470 | 442,315 | 537,343 | - | - |
| December | 309,500 | 340,950 | 447,950 | 553,788 | - | - |
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12/16 - $360,891 $570,338
12/17 - $473,407 $697,411
12/18 - $480,550 $732,108
12/19 - $669,819 $943,739
12/20 - $868,659 $1,159,159
01/21 - $873,464 $1,163,867
02/21 - $904,761 $1,197,361
03/21 - $937,653 $1,230,984
Posting a few days late but ran the numbers on my normal schedule. Good grief, we've seen tremendous growth this year/quarter. Three more months for accumulation then retired life, here we come!
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Hello!!! Super happy to join you guys!!!
Investments only.
Dec 20 - $501
Jan 21 - $510
April 21 - $568
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Just broke through another level - $602,920! 15 months from joining this thread - it will be interesting to see how long the next $100,000 takes.
Since passing 400k mark its took me about 14-18 months to move up 100k depending on markets etc.
However the 700-800k run took only 6 months which is crazy. Its 3 months since I passed 800 and closing in on 850 so could be 7-8 months for 800-900.
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The last decade has been pretty great for these races.
I'm not as excited if we have -10% returns a few years in a row and I break even at best for net worth growth :)
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The last decade has been pretty great for these races.
I'm not as excited if we have -10% returns a few years in a row and I break even at best for net worth growth :)
Same, especially when looking at market valuation related to price/earnings ratios. While I'm on track to hit $1M in about 12 months even with pretty flat market returns, I would be in the same situation as you describe where if we were losing 10% a year, or an even bigger drop like we saw from mid 2007 to early 2009, my 12 months to $1M could end up taking more like 4 years. It's just part of the market cycle. We lean on our data and the data says equities are simply more valuable in the long term of multi-decade wealth planning than bonds, for example. Or even if you're in real estate, if the current runup in housing prices is leading to even a half-as-severe 2008 style housing crash, that's still going to put a similar multi-year dent in a big real estate portfolio.
We work with whatever we've got, and accept that we have very little control on external events that stretch beyond our own sphere of influence and ability to decide the balance of our portfolios.
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Joining the ranks of you folks chasing that seven-figure milestone! (To keep my journey consistent, I’m going to be following based on my personal investments / retirement accounts—separate from the wife's—and not counting the home value).
This weekend, April 2021, I hit a major milestone: $700k at 37-years-old.
Looking back at notes from ‘Race from 250 to 500k!’, here’s a brief recap:
*June 2010 - Finish grad school, 26 y/o, $90k+ in debt; new job at $40k/year
*May 2015 - (I think) - First crossed $100k at 31 y/o
*January 2018 - Passed the $250k mark
*April 2019 - Hit $312.5k
*June 2019 - 1/3 of the way to $1M
*February 2020 - Hit $400k
*November 2020 - Eclipsed $500k (and finished the ‘Race from 250 to $500k!’)
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Joining from the race to 500,000 thread which is based on liquid investments, but will post both since living in Seattle has been good to real estate value lately, but that is more an estimate of what we would get from a sale of our house
May 2018: $502,000 Inv/$852,000 NW
We just recently passed the $1,000,000 mark for liquid investments. Our house value has also gone up a lot living in the Seattle area.
April 2021: 1,029,000 investments/ 1,576,000 total NW. I have been going by investments total not including house.
My 401k: 360000
Wife 401k: 435000
Vanguard non-retirement: 164000
College fund: 33000
HSA: 37000
Total NW includes house minus mortgage estimate.
There has been good growth we also still save aggressively, but saving percent was a bit higher a few years ago. Still around 50% savings rate.
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@Rife Congratulations!!!! Great to know that your property value is going up, probably you are in a neighborhood. I also live in Seattle and my property value has been going down the hill, I live in downtown. What's next in your race?
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We are just outside Mill Creek. It has been crazy. Two houses on our street sold in less than 5 hours on the market. Prices have been going up fast. We are still working and going on to the race for 2 million next. My wife will retire first probably but not quite yet.
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First post as a celebration.
In April we graduated by NW to $500
Starting reading MMM January 2018.
Started tracking NW Nov 2018
Nov 2018 NW $74 Assets $379
March 2021 NW $495 Assets $747
April 2021 NW $515 Assets $766
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Congratulations and welcome, 24babsie!
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My wife and I crossed the $900k mark this month and are over 50% of our full FIRE number of $1.8 million. We are less than $300k from our $1.2m lean fire number (that would pay off the house plus give us $40k a year). This is finally starting to feel real. We’ve been at a 70%+ savings rate throughout COVID and are going to try and keep it up as long as possible.
Cash & investments:
2/21/21:$855k
3/15/21: $872k
4/15/21: $915k
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05/01/2017: $198,456
05/15/2017: $200,404
05/31/2017: $207,044
06/15/2017: $213,996
07/05/2017: $219,933
07/17/2017: $225,853
08/01/2017: $228,504
08/24/2017: $228,854
09/01/2017: $237,500
09/19/2017: $245,500
10/02/2017: $251,933
11/07/2017: $266,000
12/27/2017: $280,000
01/12/2018: $300,768
01/23/2018: $305,566
11/27/2018: $359,000
03/01/2019: $400,283 *baby born, kinda lost track of everything.....
08/15/2020: $612,831
01/01/2021: $689,500
01/15/2021: $705,137
02/01/2021: $714,039
02/15/2021: $747,215
03/15/2021: $750,529
04/01/2021: $767,398
04/15/2021: $795,707
Agreed that this first quarter has been pretty incredible - @Sid Hoffman appreciate your realistic statement there - I'm exactly one of those folks you are referring to - I think I opened a brokerage account in 2012, so basically its just been a snowball rolling down a hill (especially since I started reading MMM in 2016 and got wise to Vanguard mutual funds) faster and faster, but the market can't do this forever....right?
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2018
Jan - $330,883
July - $372,389
-----------------------
2019
Jan - $376,421
July - $449,818
Aug - $461,802
Sept -$471,690
Nov - $486,235
Dec - $498,006
------------------
2020
Jan - $501,901
Feb - $518,123
Mar - $446,241
April -$450,421
May - $465,042
June -$478,201
July - $494,067
Aug - $508,204
Sept- $512,108
Oct - $509,740
Nov- $538,580
Dec - $558,594
-----------------
2021
Jan- $574,925
Feb- $591,277
Mar- $595,814
Apr- $614,723
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Just joining this thread and excited to be here! Hit 500K total net worth in March of 2021. Spent about 3 years in the Race from 250-500 thread.
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Welcome, Mrs. D! You've reached Eagleton now. Because of our cupcake factory, the air here smells like vanilla.
And serious question to others: are folks counting their crypto portfolios in their net worth? Or do most people treat that more as an "extra?"
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Welcome, Mrs. D! You've reached Eagleton now. Because of our cupcake factory, the air here smells like vanilla.
And serious question to others: are folks counting their crypto portfolios in their net worth? Or do most people treat that more as an "extra?"
By definition you should include all assets (including crypto) and liabilities when calculating net worth. It may make sense to exclude it from your calculation of your investment portfolio, however, depending on what you are trying to accomplish.
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Joining. Can't improve what you don't measure. Targeting 1M in investments by 2024-age 35 as a couple.
Month/year-----Investments------NW
4/2021----------730---------------862
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Belatedly joining the thread. I hit 500k in January, but due to the NYC suburbs housing market boom my NW is about 605k now when you include the equity in my home.
Jan 2016 - -35k
Jan 2017 - 30k
Jan 2018 - 125k
Jan 2019 - 245k
Jan 2020 - 367k
Dec 2020 - 489k
April 2021 - 605k - large bonus + home appreciation of nearly 100k in under a year.
Rough Breakdown:
Cash: 65k
Retirement: 92k
Investment: 172k
Home Equity: 290k
School Debt (through fam; 0% interest): 10k left
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Officially passed $600k NW last week, but downshifting next month into sabbatical/coast/barista-FIRE mode. Might be a slow growth to 1M -- but the free time I'll get back will be worth it!
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Something weird to realize... we're probably in this race for good, barring a total collapse of the economy and real estate markets.
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Something weird to realize... we're probably in this race for good, barring a total collapse of the economy and real estate markets.
What could possibly go wrong?
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1/1/20: 491k
2/1/20: 525k
3/1/20: 538k
4/1/20: 477k
5/1/20: 444k
6/4/20: 595k
7/1/20: 596k
8/1/20: 639k
9/1/20: 655k
10/1/20: 692k
11/1/20: 687k
12/1/20: 793k
12/31/20: 813k
1/23/21: 864k
2/3/21: 883k
2/28/21: 893k
3/14/21: 924k
4/22/21: 968k
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Welcome, Mrs. D! You've reached Eagleton now. Because of our cupcake factory, the air here smells like vanilla.
And serious question to others: are folks counting their crypto portfolios in their net worth? Or do most people treat that more as an "extra?"
Thanks for the welcome, Nick_Miller. I thought the air up here reminded me of kids' birthday parties ;)
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Welcome, Mrs. D! You've reached Eagleton now. Because of our cupcake factory, the air here smells like vanilla.
And serious question to others: are folks counting their crypto portfolios in their net worth? Or do most people treat that more as an "extra?"
I treat mine as a complete extra, like my accruing credit card balance each month isn't a negative unless I don't pay it off.
I cashed out half my crypto earlier this year and added that to regular old boring investments so I've got some profits in my net worth now, but only count it at that point.
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1/1/20: 491k
2/1/20: 525k
3/1/20: 538k
4/1/20: 477k
5/1/20: 444k
6/4/20: 595k
7/1/20: 596k
8/1/20: 639k
9/1/20: 655k
10/1/20: 692k
11/1/20: 687k
12/1/20: 793k
12/31/20: 813k
1/23/21: 864k
2/3/21: 883k
2/28/21: 893k
3/14/21: 924k
4/22/21: 968k
Impressive, how did you pull that off?! Doubled in one year. Super high income or mostly market-driven?
-
@Geographer I didn't notice until you mentioned it. Savings rate for 19 was 50%, 20 was 60%, 21 so far is 80%.
Vanguard returns seem to be 50% for this last year? which is crazy.
I did the usual, which is high savings rate and low-cost index funds.
I also did stupid shit like:
buy individual stocks (cciv and srngu)
Sell and buy options
-
I've had my eye on this thread for quite some time. I watched my investment balance get closer and closer and finally today is the day.
4.27.21 $502,162.30 investments only.
8.29.21 540, 000
This is crazy for me since I grew up in a working class household that never had enough to pay all the bills. I never made more than 7000 dollars a year until the age of 30. I am now 53. I don't really aspire to a million. My house and cars are paid off and my daughter got a fat four year scholarship. My husband has a government job with health insurance. We also have a couple of rentals. My lean fire is 600 and fat fire is 900k. I will quit in six years. I'm feeling so happy.
-
I've had my eye on this thread for quite some time. I watched my investment balance get closer and closer and finally today is the day.
4.27.21 $502,162.30 investments only.
This is crazy for me since I grew up in a working class household that never had enough to pay all the bills. I never made more than 7000 dollars a year until the age of 30. I am now 53. I don't really aspire to a million. My house and cars are paid off and my daughter got a fat four year scholarship. My husband has a government job with health insurance. We also have a couple of rentals. My lean fire is 600 and fat fire is 900k. I will quit in six years. I'm feeling so happy.
Congrats!
-
I've had my eye on this thread for quite some time. I watched my investment balance get closer and closer and finally today is the day.
4.27.21 $502,162.30 investments only.
This is crazy for me since I grew up in a working class household that never had enough to pay all the bills. I never made more than 7000 dollars a year until the age of 30. I am now 53. I don't really aspire to a million. My house and cars are paid off and my daughter got a fat four year scholarship. My husband has a government job with health insurance. We also have a couple of rentals. My lean fire is 600 and fat fire is 900k. I will quit in six years. I'm feeling so happy.
This is very cool, your final race and you don't even have to complete it to win! Congratulations.
Sadly I have to hit at least the next race (or two) because Canada uses funny money that's worth less than yours.
-
I've had my eye on this thread for quite some time. I watched my investment balance get closer and closer and finally today is the day.
4.27.21 $502,162.30 investments only.
This is crazy for me since I grew up in a working class household that never had enough to pay all the bills. I never made more than 7000 dollars a year until the age of 30. I am now 53. I don't really aspire to a million. My house and cars are paid off and my daughter got a fat four year scholarship. My husband has a government job with health insurance. We also have a couple of rentals. My lean fire is 600 and fat fire is 900k. I will quit in six years. I'm feeling so happy.
This is very cool, your final race and you don't even have to complete it to win! Congratulations.
Sadly I have to hit at least the next race (or two) because Canada uses funny money that's worth less than yours.
Sorry about the Canadian currency. But you live in an amazing country so that is worth a lot. I am in the Northwest and I feel like we have more culturally similar to Canada than other parts of the US. Good luck with your race. Things could take a positive turn.
-
| | 2018 | 2019 | 2020 | 2021 |
| January | $222,019 | $261,809 | $403,264 | $550,326 |
| February | $236,831 | $286,584 | $414,417 | $555,120 |
| March | $234,104 | $303,681 | $388,201 | $577,440 |
| April | $234,452 | $314,939 | $355,475 | $606,455 |
| May | $241,470 | $331,080 | $398,672 | $647,810 |
| June | $249,398 | $320,926 | $417,280 | - |
| July | $253,884 | $342,700 | $424,818 | - |
| August | $264,666 | $354,784 | $456,512 | - |
| September | $276,905 | $351,842 | $491,411 | - |
| October | $285,986 | $360,853 | $482,214 | - |
| November | $267,359 | $374,706 | $475,471 | - |
| December | $281,461 | $391,293 | $531,137 | - |
Big numbers for April, goodness.
Every time I check the retirement accounts I cannot help but feel incredibly rich. Like Hounton (and others here I know), I grew up in a working class household where my mom would decided each month which bills to pay and which ones could wait. I remember in school someone talking about what they would do with a million dollars and I couldn't come up with anything at first, because I couldn't imagine having a million dollars. Well... I'm not there yet, but I seem to be well on my way.
-
| | 2020 | 2021 | 2022 |
| January | - | $580,000 | - |
| February | - | $584,000 | - |
| March | - | $605,000 | - |
| April | - | $622,000 | - |
| May | - | $650,000 | - |
| June | - | - | - |
| July | - | - | - |
| August | - | - | - |
| September | $517,937.94 | - | - |
| October | $511,000.00 | - | - |
| November | $514,001.00 | - | - |
| December | $567,000.00 | - | - |
-
What a year so far... at this rate many of us will be out of this thread in a couple of months!
Month Invested Networth
04/30/17 $67,858 $125,786 <---- Discovered MMM / LBYM
09/30/17 $100,416 $168,105 <---- 100k Invested
01/31/19 $251,061 $311,711 <---- 250k Invested
06/30/20 $501,158 $573,100 <---- 500k Invested
07/31/20 $534,311 $613,166
08/31/20 $582,298 $662,814
09/30/20 $568,854 $652,181
10/31/20 $576,142 $672,826
11/30/20 $645,423 $741,146
12/31/20 $705,754 $811,062
01/31/21 $726,286 $824,521
02/28/21 $756,396 $857,552
03/31/21 $785,204 $908,384
04/30/21 $844,153 $962,858
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I've had my eye on this thread for quite some time. I watched my investment balance get closer and closer and finally today is the day.
4.27.21 $502,162.30 investments only.
This is crazy for me since I grew up in a working class household that never had enough to pay all the bills. I never made more than 7000 dollars a year until the age of 30. I am now 53. I don't really aspire to a million. My house and cars are paid off and my daughter got a fat four year scholarship. My husband has a government job with health insurance. We also have a couple of rentals. My lean fire is 600 and fat fire is 900k. I will quit in six years. I'm feeling so happy.
Welcome! great to read your story and congrats!
-
26 months for 100-250k. Last post in 100-250k here: http://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-100-to-250k/msg1440605/#msg1440605
28 months for 250k-500k. Last post in 250k-500k here: https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-250-to-500k!/msg2457040/#msg2457040
May-19 $482,166
Jun-19 $506,489
Jul-19 $516,572
Aug-19 $520,552
Sep-19 $524,681
Oct-19 $547,979
Nov-19 $564,839
Dec-19 $600,838
Jan-20 $616,541
Feb-20 $635,416
Mar-20 $594,318
Apr-20 $636,358
May-20 $656,539
Jun-20 $672,803
Jul-20 $691,579
Aug-20 $722,451
Sep-20 $727,184
Oct-20 $716,294
Nov-20 $770,869
Dec-20 $787,587
Jan-21 $798,628
Feb-21 $818,179
Mar-21 $837,664
Apr-21 $887,631
-
1/1/20: 491k
2/1/20: 525k
3/1/20: 538k
4/1/20: 477k
5/1/20: 444k
6/4/20: 595k
7/1/20: 596k
8/1/20: 639k
9/1/20: 655k
10/1/20: 692k
11/1/20: 687k
12/1/20: 793k
12/31/20: 813k
1/23/21: 864k
2/3/21: 883k
2/28/21: 893k
3/14/21: 924k
4/22/21: 968k
4/30/21: 1000k
Made it. Gonna join the other thread. I have a feeling I’ll be back though...
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4/30/21: 1000k
Made it. Gonna join the other thread. I have a feeling I’ll be back though...
Congrats!!
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1/1/20: 491k
2/1/20: 525k
3/1/20: 538k
4/1/20: 477k
5/1/20: 444k
6/4/20: 595k
7/1/20: 596k
8/1/20: 639k
9/1/20: 655k
10/1/20: 692k
11/1/20: 687k
12/1/20: 793k
12/31/20: 813k
1/23/21: 864k
2/3/21: 883k
2/28/21: 893k
3/14/21: 924k
4/22/21: 968k
4/30/21: 1000k
Made it. Gonna join the other thread. I have a feeling I’ll be back though...
Whoohoo!
Although you are welcome back, I think the rules say once you make it to the next level, you get to stay there, no matter what the net worth does.
-
Updated house values and added in my solar loan (I originally didn't count it because it was all cash flow positive from the beginning, but I've decided to pay it off early anyway).
I passed $1mil in assets, which is pretty cool. Now I just need the NW number to get there :)
2020Date Assets Debts Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021Date Assets Debts Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
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Nov-17 - 300k
May-18 - 375k
July -18 - 400k
Dec-18 - 345K
Mar-19 - 415K
Jun-19 nw 444K - liquid -514K
Sep-19 nw 450K liquid 527K
dec-19 nw 490k liquid 575k
mar-20 nw 374 liquid 455
Jun-20 nw 468 liquid 541
Sep-20 nw 612 liquid 573
Dec-20 nw 737 liquid 679
Jan-21 nw 739 liquid 679
Feb-21 nw 792 liquid 723
Mar-21 nw 848 liquid 761
Apr-21 nw 892 Liquid 800
chugging along nicely...
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| | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | January | - | -$25,189 | $116,236 | $230,742 | $402,238 | $820,660 | - | February | - | -$24,977 | $122,183 | $244,321 | $389,937 | $858,606 | - | - | March | Found MMM-> | -$21,759 | $122,763 | $252,749 | $359,271 | $895,439 | - | April | - | -$15,838 | $129,950 | $263,657 | $441,401 | $977,817 | - | May | - | $7,447 | $149,174 | $252,690 | $482,281 | - | - | June | - | $16,623 | $154,992 | $287,639 | $499,025 | - | - | July | -$19,048 | $27,638 | $167,846 | $299,427 | $540,432 | - | Graduation | August | -$18,739 | $39,025 | $180,481 | $313,257 | $571,960 | - | - | September | -$21,536 | $49,626 | $185,098 | $321,358 | $582,947 | - | - | October | -$25,832 | $59,438 | $194,857 | $336,179 | $582,543 | - | - | November | -$25,621 | $71,949 | $205,772 | $351,985 | $658,773 | - | - | December | -$25,405 | $110,473 | $212,859 | $385,426 | $796,160 | - | - |
This month I saved $70,514 and my net worth went up by $82,378. Graduation will obviously come earlier than expected.
Only tracking personal liquid stash and do not include my wife's savings or any Real Estate equity at this point |
-
Jan 2017 $147,729
April 2017 $140,847
July 2017 $157,768
Oct 2017 $173,045
Jan 2018 $190,018
April 2018 $206,732
July 2018 $231,046
Oct 2018 $252,544
Jan 2019 $252,481
April 2019 $311,927
July 2019 $326,646
Oct 2019 $338,088
Jan 2020 $364,075
April 2020 $347,174
July 2020 $401,514
Oct 2020 $433,564
Jan 2021 $487,851
Feb 2021 $500,780
March 2021 $520,737
April 2021 $536,442
May 2021 $578,346
Between increase in home value (conservative estimate) and surging stock market, this was a great month. We finally opened a taxable brokerage account and we're focusing on funding that to help build flexibility for our 50s. It's crazy that we're almost already up $100K for the year and could exceed $600K this summer.
-
Investments only; Household combined.
| | 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) |
| January | - | 496,255 | 674,413 | - |
| February | - | 472,573 | 700,728 | - |
| March | - | 444,067 | 732,652 | - |
| April | - | 495,051 | 762,029 | - |
| May | - | 524,063 | - | - |
| June | - | 524,530 | - | - |
| July | 330,406 | 552,296 | - | - |
| August | 437,870 | 632,115 | - | - |
| September | 443,081 | 617,959 | - | - |
| October | 452,295 | 604,646 | - | - |
| November | 483,711 | 664,577 | - | - |
| December | 484,963 | 674,843 | - | - |
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11/30/2019 $500,079.13
12/31/2019 $517,464.57
1/31/2020 $511,758.52
2/29/2020 $479,104.60
3/31/2020 $419,924.65
4/30/2020 $468,399.74
5/31/2020 $511,017.91
6/30/2020 $533,979.03
7/31/2020 $560,452.66
8/31/2020 $614,878.39
9/30/2020 $600,660.94
10/31/2020 $599,359.11
11/30/2020 $682,864.07
12/31/2020 $720,288.84
1/31/2021 $737,924.70
2/28/2021 $759,381.39
3/31/2021 $794,882.82
4/30/2021 $842,437.81
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| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | 318,100 | 359,000 | 465,145 | 556,220 | - |
| February | - | 321,800 | 370,750 | 467,380 | 579,170 | - |
| March | - | 313,540 | 378,525 | 418,695 | 580,425 | - |
| April | 255,900 | 322,810 | 391,005 | 454,145 | 604,552 | - |
| May | 263,800 | 328,600 | 397,260 | 472,320 | - | - |
| June | 268,100 | 331,860 | 407,265 | 485,420 | - | - |
| July | 273,100 | 340,250 | 413,395 | 502,730 | - | - |
| August | 276,800 | 341,770 | 413,070 | 513,600 | - | - |
| September | 284,500 | 348,465 | 420,460 | 511,466 | - | - |
| October | 292,100 | 343,960 | 429,655 | 508,153 | - | - |
| November | 302,000 | 347,470 | 442,315 | 537,343 | - | - |
| December | 309,500 | 340,950 | 447,950 | 553,788 | - | - |
-
July 2016 - $257,306
August 2016 - $264,625
September 2016 - $270,695
October 2016 - $283528
November 2016 - $291396
December 2016 - $295603
January 2017 - $303,195
March 2017 - $333,323
April 2017 - $340,884
May 2017 - $346,568
June 2017 - $357,230
July 2017 - $365,912
August 2017 - $370,689
September 2017 - $380,412
October 2017 - $390,025
November 2017 - $400,070
December 2017 - $404,188
January 2018 - $419426
February 2018 - $423744
May 2019 - $623013
August 2019 - $681260
November 2020 - $856576
December 2020 - $887822
January 2021 - $906,532
February 2021 - $933655
March 2021 - $947507
April 2021 - $988769
A good month - I can almost see it!
-
11/30/19: $496k
12/31/19: $524k
01/31/20: $533k
02/29/20: $507k
03/31/20: $458k
04/30/20: $510k
05/31/20: $542k
06/30/20: $578k
07/31/20: $624k
08/31/20: $664k
09/30/20: $660k
10/31/20: $653k
11/30/20: $720k
12/31/20: $753k
01/31/21: $748k
02/28/21: $772k
03/31/21: $802k
04/30/21: $860k
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LNW:
08/13/2020 $700,373
09/01/2020 $726,934
10/01/2020 $755,557 (windfall is the reason for the gain)
11/01/2020 $749,499
12/01/2020 $830,172
01/01/2021 $870,983
02/01/2021 $898,071
03/01/2021 $812,244 (house down payment = reason for the decrease)
04/01/2021 $839,928
05/01/2021 $891,402
-
Well that happened quickly... Housing market is going nuts and the updated home equity gave a decent boost along with market gains. Next step 1M invested.
End of NW Change
12/13: $41,032
12/14: $106,801 $65,769
12/15: $197,262 $90,461
12/16: $276,361 $79,099
12/17: $368,051 $91,690
12/18: $394,472 $26,421
12/19: $560,195 $165,723
12/20: $840,205 $280,010
01/21: $858,525 $18,320
02/21: $890,820 $32,295
03/21: $925,713 $34,893
04/21: $1,002,214 $76,501
Year to date: +$162,009
Might stick around here until we stay over 1M for several months.
-
08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800 FIRE'd
11/1/2019 - $675,000
12/1/2019 - $695,700
01/1/2020 - $717,000
02/1/2020 - $721,000
03/1/2020 - $702,500
04/1/2020 - $651,000
05/1/2020 - $686,700
06/1/2020 - $702,200
07/1/2020 - $710,000
08/1/2020 - $731,800
09/1/2020 - $753,000
10/1/2020 - $736,600
11/1/2020 - $731,900 Back to work, whoops!
12/1/2020 - $769,100
01/1/2021 - $800,400
02/1/2021 - $809,400
03/1/2021 - $829,100
04/1/2021 - $851,000
05/1/2021 - $879,700
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2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Feb 3rd $523
March 1st $499 I am glad I rebalanced the end of Jan, bought more bonds to maintain my IPS.
April 1st $455
May 1st $498.5 didn't check all month, so surprised at this.
June 1st $519.5
July 1st $534 yay back up again!
August 10 $547.5 Had to replace my car this month, paid in full of course and still up! :)
Sept 3rd $577
Oct 1st: $558
Nov 1st:
Dec 5th: $615
Dec 29th: $624 UP 90.5k for 2020
2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
-
12/16 - $360,891 $570,338
12/17 - $473,407 $697,411
12/18 - $480,550 $732,108
12/19 - $669,819 $943,739
12/20 - $868,659 $1,159,159
01/21 - $873,464 $1,163,867
02/21 - $904,761 $1,197,361
03/21 - $937,653 $1,230,984
04/21 - $992,853 $1,288,099
It seems like every month I post the same thing...this growth is crazy! I thought we'd hit $1,000,000 about 5 years after we retired. Now we are less than $8,000 away with two more months of contributions. I keep thinking the growth is going to slow down (and I know it will and will even go backwards) but good grief. We've gotten rich while we are waiting on that to happen. All of a sudden I'm worried about too much money. And THAT boys and girls, is crazy.
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Officially joining:
Tracking net worth/ investments +cash.
Big jump was from a pension rollover landing in my IRA (I had no way to track the pension value before).
Note: for the sake of convenience I only use the assets that are in my name on these tracking threads.
Another note: my table format keeps getting screwed up when I remove the quotes. Giving up on it for now.
January
February
March
April
May
June
July
August
September
October
November
December
| 2017
236,254
250,055
262,196
269,959
282,665
284,827
292,037
293,168
297,489
303,111
309,583
316,618
| 2018
322,183
332,735
328,393
327,048
332,943
339,934
341,553
351,978
356,877
360,074
346,354
354,221
| 2019
339,623
358,056
368,263
386,406
395,806
382,758
399,023
404,132
404,378
411,212
421,398
434,363
| 2020
447,716
451,064
427,409
391,361
428,733
516,412/302,612
524,981/314,313
548,390/336,821
574,193/361,734
564,814/351,456
561,416/347,157
611,075/397,396
| 2021
624,711/408,641
634,615/417,637
648,273/430,384
669,042/450,239
861,370/561,651
|
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Something weird to realize... we're probably in this race for good, barring a total collapse of the economy and real estate markets.
What could possibly go wrong?
KNOCK ON WOOD ENDER. Don't ruin it for the rest of us!!!
Lots of people joining the thread this month. Welcome everyone!
-
2021
April - $521,524.00
May - $547,818.24
-
Up $300k from 1 yr ago. Niiiiiiice
Investments only
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | $226,942 | $401,746 | $603,129 | - |
| February | - | $249,796 | $414,430 | $610,412 | - |
| March | - | $270,351 | $412,631 | $630,438 | - |
| April | - | $285,770 | $393,815 | $679,078 | - |
| May | - | $295,838 | $414,524 | $719,534 | - |
| June | $219,320 | $283,393 | $452,579 | - | - |
| July | $228,483 | $307,071 | $471,455 | - | - |
| August | $234,711 | $315,942 | $496,982 | - | - |
| September | $245,993 | $318,301 | $529,603 | - | - |
| October | $251,023 | $334,301 | $525,945 | - | - |
| November | $238,881 | $352,430 | $528,082 | - | - |
| December | $244,687 | $370,715 | $585,310 | - | - |
-
| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| Jan | | | 141,251.00 | $193,414.19 | $283,829.36 | $359,505.30 | $546,089.75 | $762,355.51 |
| Feb | | | $135,573.00 | $200,758.63 | $304,851.88 | $397,087.41 | $557,258.06 | $780,137.13 |
| Mar | | | $138,331.39 | $211,677.78 | $303,796.17 | $428,309.57 | $522,077.78 | $815,764.71 |
| Apr | | $98k | $146,788.37 | $217,643.71 | $307,682.67 | $440,342.71 | $451,185.96 | $829,307.88 |
| May | | $111k | $149,149.52 | $225,773.04 | $315,634.59 | $456,285.80 | $510,875.92 | $874,326.67 |
| Jun | | $112k
| $161,205.21 | $232,222.09 | $337,046.55 | $441,047.77 | $551,923.37 | |
| Jul | | $113k | $165,947.80 | $235,779.19 | $340,399.63 | $476,489.51 | $567,485.67 | |
| Aug | | $113k | $176,198.00 | $244,461.55 | $363,304.76 | $486,559.27 | $601,161.19 | |
| Sept | | $116k
| $178,840.37 | $247,101.69 | $385,572.12 | $483,967.28 | $653,037.25 | |
| Oct | | | $184,372.64 | $256,365.91 | $392,296.56 | $490,200.54 | $639,398.62 | |
| Nov | | $120,330.91 | $181,625.28 | $266,140.14 | $370,000.25 | $501,003.17 | $637,260.06 | |
| Dec | | $138,810.56 | $187,972.57 | $279,806.93 | $386,361.40 | $531,904.82 | $723,586.82 | |
-
| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | - | $125,152 | $190,212 | $277,747 | $300,773 | $391,367 | $503,318 |
| February | - | $132,476 | $205,111 | $276,647 | $312,970 | $372,287 | $516,580 |
| March | - | $142,868 | $207,302 | $277,401 | $328,015 | $316,940 | $538,761 |
| April | - | $146,221 | $213,616 | $279,721 | $332,703 | $357,205 | $561,751 |
| May | - | $153,151 | $220,848 | $292,665 | $321,134 | $404,385 | - |
| June | - | $151,884 | $221,782 | $288,234 | $344,636 | $401,862 | - |
| July | $111,061 | $162,292 | $229,419 | $300,537 | $340,103 | $424,226 | - |
| August | $109,293 | $164,716 | $233,575 | $306,219 | $341,637 | $440,114 | - |
| September | $104,752 | $167,126 | $242,747 | $293,075 | $347,779 | $436,932 | - |
| October | $112,604 | $167,659 | $246,050 | $293,488 | $361,290 | $458,230 | - |
| November | $112,690 | $177,602 | $255,539 | $293,026 | $369,972 | $485,863 | - |
| December | $120,262 | $182,345 | $262,362 | $301,471 | $390,730 | $498,601 | - |
The increase from when I joined this thread in January to now has been pretty crazy to watch. Only $14,500 of it is contributions (including 401k match), the rest is market gains. If this keeps up, my investments will earn more than my salary this year.
-
$536,715. Three paycheck month helped. Market helped more.
mom: $17,351
yoy: $140,916
-
Investments only;
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Jan 2020: $347.23k
Feb 2020: $330.32k
Mar 2020: $293.63k
Apr 2020: $323.58k
May 2020: $340.17k
Jun 2020: $356.25k
July 2020: $377.68k
Aug 2020: $397.52k
Sep 2020: $390.84k
Oct 2020: $384.47k
Nov 2020: $431.15k
Dec 2020: $448.30k
Jan 2021: $458.12k
Feb 2021: $472k
Mar 2021: $491k
Apr 2021: $513.64k
I'm excited to join this race finally!
Sent from my SM-N960U using Tapatalk
-
(Tracking savings/investments only)
Feb 1, 2016 - $90k
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725 (crossed $250k)
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Mar 1, 2019 - $354,771
Apr 1, 2019 - $384,308
May 1, 2019 - $407,770
June 1, 2019 - $404,625
July 1, 2019 - $420,082
Aug 1, 2019 - $441,976
Sep 1, 2019 - $458,940
Oct 1, 2019 - $481,915
Nov 1, 2019 - $501,937 (Crossed $500k)
Dec 1, 2019 - $518,285
Jan 1, 2020 - $544,655
Feb 1, 2020 - $573,474
Mar 1, 2020 - $557,410
Apr 1, 2020 - $494,414
May 1, 2020 - $572,376
June 1, 2020 - $618,048
July 1, 2020 - $600,510
Aug 1, 2020 - $659,872
Sep 1, 2020 - $704,682
Oct 1, 2020 - $696,932
Nov 1, 2020 - $694,944
Dec 1, 2020 - $782,831
Jan 1, 2021 - $823,189
Feb 1, 2021 - $846,277
Mar 1, 2021 - $891,092
Apr 1, 2021 - $903,097
May 1, 2021 - $954,334
Good market gains. Saved a bit over $13k on the month. If the market doesn’t move I should cross $1MM in August. Same month my first born is due.
What a year this could shape up to be..
-
Investments only
| | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | $34,633 | $56,928, | $98,248 | $176,153 | $419,499 |
| February | $40,740 | $56,241 | $115,926 | $182,362 | $433,878 |
| March | ??? | $57,195 | $123,445 | $171,868 | $481,671 |
| April | $41,346 | $57,635 | $129,678 | $188,425 | $503,015 |
| May | $41,840 | $66,682 | $136,527 | $255,004 | $536,515 |
| June | $45,227 | $71,500 | $132,945 | $279,130 | - |
| July | $45,862 | $75,817 | $142,557 | $290,173 | - |
| August | $47,377 | $85,050 | $150,420 | $310,173 | - |
| September | $47,669 | $87,937 | $146,310 | $336,875 | - |
| October | $50,397 | $94,114 | $150,536 | $338,532 | - |
| November | $52,288 | $95,502 | $155,627 | $332,899 | - |
| December | ??? | $93,596 | $165,458 | $396,311 | - |
I'll thank my $1000 dogecoin "investment" I made in January. Currently sits at $19,000. The swings on it have been wild and it's been fun to follow. Could very well see this number come down in the months ahead. Hopefully we'll keep pressing forward.
-
| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | $52,277 | $102,029 | $186,657 | $306,111 | $344,771 | $443,598 | $581,977 |
| February | $57,992 | $107,201 | $196,191 | $301,453 | $357,526 | $422,062 | $608,184 |
| March | $61,620 | $116,502 | $199,234 | $306,821 | $364,397 | $371,488 | $626,905 |
| April | $68,207 | $121,028 | $205,602 | $312,149 | $375,876 | $411,410 | $659,527 |
| May | $73,499 | $132,630 | $217,515 | $319,649 | $366,887 | $432,756 | - |
| June | $73,620 | $136,350 | $218,315 | $325,450 | $388,214 | $449,153 | - |
| July | $77,235 | $143,420 | $226,577 | $332,615 | $393,565 | $473,639 | - |
| August | $77,588 | $149,032 | $231,008 | $341,112 | $391,468 | $499,746 | - |
| September | $77,524 | $161,672 | $251,872 | $343,628 | $400,870 | $492,572 | - |
| October | $86,899 | $160,725 | $260,359 | $329,514 | $411,683 | $488,099 | - |
| November | $94,202 | $170,428 | $273,396 | $336,035 | $423,504 | $546,559 | - |
| December | $101,290 | $179,734 | $287,829 | $317,638 | $441,666 | $574,853 | - |
-
Jan 2014 - £222,149
===============
Jan 2015 - £250,275 (+£28,126)
===============
Jan 2016 - £272,607 (+£22,332)
===============
Jan 2017 - £346,854 (+£74,247)
===============
Jan 2018 - £456,088 (+£109,234)
===============
Jan 2019 - £495,379 (+£39,291)
===============
Jan 2020 - £606,791 (+£111,412)
===============
Jan 2021 £710,244 (+£103,453)
Feb 2021 £692,104 (-£18,141)
Mar 2021 £689,239 (-£2,865)
Apr 2021 £708, 972 (+£19,693)
May 2021 £715,660 (+£6,684)
Yearly Corporation Tax bill this month of £22k which disguises what has been a great month for the investments!
Also start of new tax year in the UK so a chance to make use of the generous tax breaks such as £20k into ISAs and £40k into SIPPs.
Counting down the days now until we FIRE on 8th September with a target of £780k
(https://i.ibb.co/BrTtj4W/FD3397-BE-D372-41-D4-BE08-025-DC8-A48-B08.jpg) (https://ibb.co/mXhGtvZ)
-
(tracking retirement accounts, cash accounts and conservative equity in my rental properties and side businesses)
12/2014 $32,000
12/2016 $64,000 (24 months)
1/2018 $128,000 (25 months)
5/2019 $256,000 (16 months)
11/2020 $512,000 (19 months)
[12/2022 $1,024,000 (24 months)] **TARGET**
--
11/1/2020 $506,667.23
12/1/2020 $552,641.05 (tons of market gains...sustainable/real?)
1/1/2021 $574,330.90 (very excited for the next couple of months...bonus, raises, 401K match all hit!!!)
2/1/2021 $637,442.01
3/1/2021 $730,728.94 (still waiting on that 401k match/employer-side contribution to hit for another 38k)
4/1/2021 $781,201.54 (fun part of the year is over...back to normal growth mode)
5/1/2021 $795,754.30
-
Getting there! According to Zillow, my house is worth approx $60k more than I estimate in my spreadsheet, but I haven't bumped it up to account for that.
Dec 31 $912,413
Jan 31 $922,907
Feb 28 $945,640
Mar 31 $961,267
Apr 30 $988,285
-
05/01/2017: $198,456
05/15/2017: $200,404
05/31/2017: $207,044
06/15/2017: $213,996
07/05/2017: $219,933
07/17/2017: $225,853
08/01/2017: $228,504
08/24/2017: $228,854
09/01/2017: $237,500
09/19/2017: $245,500
10/02/2017: $251,933
11/07/2017: $266,000
12/27/2017: $280,000
01/12/2018: $300,768
01/23/2018: $305,566
11/27/2018: $359,000
03/01/2019: $400,283 *baby born, kinda lost track of everything.....
08/15/2020: $612,831
01/01/2021: $689,500
01/15/2021: $705,137
02/01/2021: $714,039
02/15/2021: $747,215
03/15/2021: $750,529
04/01/2021: $767,398
04/15/2021: $795,707
05/02/2021: $803,507
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Month End Update
Liquid assets / Net worth
Jan 2018 $415.5K / $508K
Jun 2018 $518.8K / $578.4K
Jul 2018 $528.3K / $588.2K
Aug 2018 $543K / $603.2K
Sep 2018 $548K / $608.6K
Oct 2018 $492.6K / $569.5K
Nov 2018 $502K / $585.3K
Dec 2018 $476.8K / $554K
Jan 2019 $509.1K / $587K
Feb 2019 $534.2K / $612.6K
Mar 2019 $549K / $627.8K
Apr 2019 $561.1K / $640.1K
May 2019 $533.5K / $612.9K
June 2019 $566K / $646K
July 2019 $569K / $649K
Aug 2019 $558.4K / $638.8K
Sept 2019 $569.6K / $650.3K
Oct 2019 $583.5K / $664.5K
Nov 2019 $602.3K / $683.7K
Dec 2019 $621.3K / $703.1K
June 2020 $641.8K / $722.8K
July 2020 $674.1K / $755.9K
Aug 2020 $715.5K / $798.1K
Sep 2020 $704K / $787.3K
Oct 2020 $698.3K / $782.2K
Nov 2020 $770.4K / $854.9K
Dec 2020 $804.3K / $889.2K
Jan 2021 $809.6K / $895K
Feb 2021 $829.7K / $915.7K
Mar 2021 $855K / $941.5K
Apr 2021 $892K / $979.8K
TNW would be there, if I used the current value of my home. But I like to keep that stated as less in my calculation to account for realtor fees, etc, were I to sell (not likely). LNW is really the actual goal, anyway. Still encouraging to know, technically, my net worth is there. :-)
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I just hit the $500K mark last month (could not be more excited!) and so now am officially throwing down the gauntlet for $1M. My goal is to hit this by age 32 (I'm 28 at the moment). I'm not sure how I'll do it just yet, but I also didn't think I'd be at $500K by 28, so just gotta take the plunge!
Here's my net worth history:
* Dec 2014 (21): $554
* Dec 2015 (22): $32.2K (+31K)
* Dec 2016 (23): $100.7K (+68.5K)
* Dec 2017 (24): $149.6K (+48.9K)
* Dec 2018 (25): $208K (+58.4K)
* Dec 2019 (26): $264K (+56K)
* Dec 2020 (27): $424K (+160K)
* Current (28): ~$510K (as of May 2021)
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Net Worth // Invested Asset
1/1/21 - $500,317 // $346,651
2/1/21 - $513,258 // $355,473
3/1/21 - $531,847 // $366,107
5/1/21 - $568,829 // $408,712
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Hello!!! Super happy to join you guys!!!
Investments only.
Dec 20 - $501
Jan 21 - $510
Feb 21 - ??
March 21 - ??
April 21 - $568
May 21 - $576
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Hi everyone! I joined this club a few months ago, and figured I'd post my numbers here with hopes it'll spur me on to save more. My numbers include investments and cash only. (In 2019 I didn't do a great job of tracking my investments, hence the zero's). I retired from the military in 2014 with less than six figures saved/invested, and I'm proud of myself for doubling down and saving as much as I have. Plus extremely grateful for a good paying job and a healthy stock market! Side note - I can't believe I figured out how to make this table! :)
| - | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $282,434. | $337,409. | $471,679. |
| February | $291,608. | $311,090. | $503,034. |
| March | $297,041. | $305,148. | $507,281. |
| April | $311,860. | $315,763. | $534,472. |
| May | $314,419. | $342,506. | $- |
| June | $0. | $355,784. | $- |
| July | $0. | $379,309. | $- |
| August | $0. | $403,144. | $- |
| September | $0. | $394,618. | $- |
| October | $0. | $388,353. | $- |
| November | $0. | $436,726. | $- |
| December | $0. | $464,139. | $- |
|
-
1 January 2021 - $502,810
1 April 2021 - $542,985
1 May 2021 - $567,455
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April 2017: 175k
April 2018: 333k
April 2019: 400k
February 2020: 515k
August 2020: 602k (415k invested/$50k cash)
December 2020: 669k (478k invested)
January 2021: 690k (507k invested)
March 2021: 716k (529k invested)
April 2021: 751k (551k invested)
May 2021: 787k (576k invested)
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| | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | $- | $292,190 | $304,411 | $437,806 | $581,831 | $615,789 | $767,806 | $941,921 | - |
| February | $- | $332,002 | $331,197 | $162,424 | $585,663 | $662,207 | $735,649 | $961,753 | - |
| March | $- | $332,209 | $331,749 | $481,340 | $583,773 | $683,014 | $683,851 | $992,700 | - |
| April | $- | $336,743 | $260,548 | $483,994 | $582,862 | $719,849 | $734,510 | $1,031,674 | - |
| May | $256,131 | $338,884 | $373,153 | $483,982 | $585,929 | $701,938 | $760,661 | - | - |
| June | $258,642 | $321,529 | $377,807 | $490,951 | $590,577 | $731,170 | $777,705 | - | - |
| July | $276,381 | $320,767 | $414,764 | $503,706 | $601,024 | $721,753 | $819,352 | - | - |
| August | $296,700 | $313,896 | $405,676 | $513,111 | $606,442 | $686,503 | $860,605 | - | - |
| September | $290,244 | $301,079 | $422,204 | $525,158 | $610,690 | $698,968 | $868,597 | - | - |
| October | $274,986 | $308,291 | $413,967 | $533,760 | $585,817 | $577,615 | $868,808 | - | - |
| November | $282,762 | $308,558 | $419,572 | $549,074 | $595,773 | $620,036 | $910,235 | - | - |
| December | $292,942 | $312,281 | $431,458 | $557,941 | $575,877 | $760,501 | $940,128 | - | - |
Barry Manilow playing in the back ground, "Looks like we made it....."
Was wondering if we'd hang on after we popped out heads about $1 million by a few dollar on 4/1. Glad to see the growth kept moving. I guess I can post in the next group now, but still not sure if the cushion is enough that we are safely there. I'd like to think with the great strides made in the economy we are, but investments are always unknown. Still need a good amount to get to FIRE but this is a big step! Thanks everyone for all the support on these forums.
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Congrats @caracarn! Well done. Come on over to the next thread. There are a few of us recent graduates holding on there by the skin of our teeth. :)
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Hi Guys!
This is my first post. I'm hoping to reach $500k this year in investments but I'm already there in Net Worth. My plan is to hit $1 Mil invested by 2025, so keeping fingers crossed. Glad to join this thread.
1/1/18 - $196,042 NW / $116,901 Invested
1/1/19 - $254,107 NW / $154,140 Invested
1/1/20 - $368,898 NW / $243,405 Invested
1/1/21 - $505,760 NW / $362,290 Invested
5/1/21 - $592,448 NW / $434,973 Invested
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Joining the crowd!
03/21 - $503K
05/21 - $532K
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Welcome new half millionaires
-
Posting to keep track.
June last year was at 520k invested.
Started from zero in 2015.
Now I am at 280k invested and 505k total net worth.
Looking forward to get to 1 MM net worth and then to 1MM invested...
528k TNW, 275k invested.
Since my first post spent 10k on repairing some things around the house and spent around 2.5k usd on a trip plus some appliances.
House Zestimate went up...
-
2018
Jan - $330,883
July - $372,389
-----------------------
2019
Jan - $376,421
July - $449,818
Aug - $461,802
Sept -$471,690
Nov - $486,235
Dec - $498,006
------------------
2020
Jan - $501,901
Feb - $518,123
Mar - $446,241
April -$450,421
May - $465,042
June -$478,201
July - $494,067
Aug - $508,204
Sept- $512,108
Oct - $509,740
Nov- $538,580
Dec - $558,594
-----------------
2021
Jan- $574,925
Feb- $591,277
Mar- $595,814
Apr- $614,723
May-$620,098
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Congrats @caracarn! Well done. Come on over to the next thread. There are a few of us recent graduates holding on there by the skin of our teeth. :)
No longer hanging! Lol oh well
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Investments only, solo journey (so far)
| | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | - | $232,213 | $356,542 | $500,087 | $659,936 |
| February | - | $245,447 | $383,348 | $502,244 | $662,250 |
| March | - | $242,789 | $394,563 | $475,671 | $684,929 |
| April | $164,900 | $246,140 | $403,461 | $429,092 | $711,168 |
| May | - | $318,398 | $421,194 | $474,155 | $744,322 |
| June | - | $328,870 | $409,591 | $500,241 | - |
| July | $180,808 | $342,159 | $435,981 | $516,358 | - |
| August | $189,280 | $354,936 | $443,135 | $544,475 | - |
| September | $193,727 | $366,727 | $441,101 | $579,806 | - |
| October | $209,968 | $374,465 | $452,232 | $568,885 | - |
| November | $220,602 | $361,296 | $466,688 | $562,892 | - |
| December | $225,918 | $370,140 | $482,944 | $632,574 | - |
I'm a bit late posting this time, but the numbers are from the 1st of the month. I'm getting really close to the 750k mark, almost halfway through this race!
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Hi All,
Graduated from the 250-500k club back in June 18 but waited a while to join this one until it seemed like it would stick. Look forward to seeing how I do on this race - alot of the previous gains came about from getting married and combining assets.
Assets include primary residence, rental property, and investment portfolio. Liabilities are two mortgages.
Assets Liabilities Net Worth
July 2018 $939k -$433k $505k
August 2018 $956k -$431k $525k
September 2018 $975k -$435k $539k
October 2018 $953k -$435k $518k
November 2018 $962k -$429k $533k
December 2018 $962k -$427k $534k
January 2019 $977k -$425k $552k
February 2019 $1004k -$428k $576k
March 2019 $1024k -$424k $600k
April 2019 $1049k -$427k $622k
Looks like about a year to go from $500-600k. I was initially house heavy (1 primary + 1 investment), so nice to see the liquid portion of Net Worth continuing to ramp up.
May 2019 $1051k -$423k $628k (+6k)
Slightly up mostly due to putting in money in both retirement and taxable. Happy to see it was up with Mr. Market slightly down - this is most likely due to the stock market being a smaller portion of my net worth than most others here.
A few months since last updated
Dec 2019 $1085k -$421k $664k(+6k/mth )
It's been a little while since I last posted, while I don't think it's a permanent change, I am excited to have have graduated this race!! Net worth is almost evenly split between primary residence and investment portfolio - so still some work to do. But it's a cool milestone :)
May 2021 $1,195k -$195k ($1M )
-
2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Feb 3rd $523
March 1st $499 I am glad I rebalanced the end of Jan, bought more bonds to maintain my IPS.
April 1st $455
May 1st $498.5 didn't check all month, so surprised at this.
June 1st $519.5
July 1st $534 yay back up again!
August 10 $547.5 Had to replace my car this month, paid in full of course and still up! :)
Sept 3rd $577
Oct 1st: $558
Nov 1st:
Dec 5th: $615
Dec 29th: $624 UP 90.5k for 2020
2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
-
2021
May 28 - $512K
-
Jan 2017 $147,729
April 2017 $140,847
July 2017 $157,768
Oct 2017 $173,045
Jan 2018 $190,018
April 2018 $206,732
July 2018 $231,046
Oct 2018 $252,544
Jan 2019 $252,481
April 2019 $311,927
July 2019 $326,646
Oct 2019 $338,088
Jan 2020 $364,075
April 2020 $347,174
July 2020 $401,514
Oct 2020 $433,564
Jan 2021 $487,851
Feb 2021 $500,780
March 2021 $520,737
April 2021 $536,442
May 2021 $578,346
June 2021 $583,837
Eh, not much movement this month. We've paid for a decent amount of our upcoming trips, so minimal net worth movement isn't all that unexpected. We're hitting both New York and California this summer, so absolutely no regrets on vacation $$$ after not having a real vacation in 2.5 years.
-
Prediction: I will surpass one million USDs this year.
11/30/19: $496k
12/31/19: $524k
01/31/20: $533k
02/29/20: $507k
03/31/20: $458k
04/30/20: $510k
05/31/20: $542k
06/30/20: $578k
07/31/20: $624k
08/31/20: $664k
09/30/20: $660k
10/31/20: $653k
11/30/20: $720k
12/31/20: $753k
01/31/21: $748k
02/28/21: $772k
03/31/21: $802k
04/30/21: $860k
05/31/21: $878k
-
Investments only;
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Jan 2020: $347.23k
Feb 2020: $330.32k
Mar 2020: $293.63k
Apr 2020: $323.58k
May 2020: $340.17k
Jun 2020: $356.25k
July 2020: $377.68k
Aug 2020: $397.52k
Sep 2020: $390.84k
Oct 2020: $384.47k
Nov 2020: $431.15k
Dec 2020: $448.30k
Jan 2021: $458.12k
Feb 2021: $472k
Mar 2021: $491k
Apr 2021: $513.64k
May 2021: $522.51k
Sent from my SM-N960U using Tapatalk
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| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | $52,277 | $102,029 | $186,657 | $306,111 | $344,771 | $443,598 | $581,977 |
| February | $57,992 | $107,201 | $196,191 | $301,453 | $357,526 | $422,062 | $608,184 |
| March | $61,620 | $116,502 | $199,234 | $306,821 | $364,397 | $371,488 | $626,905 |
| April | $68,207 | $121,028 | $205,602 | $312,149 | $375,876 | $411,410 | $659,527 |
| May | $73,499 | $132,630 | $217,515 | $319,649 | $366,887 | $432,756 | $670,069 |
| June | $73,620 | $136,350 | $218,315 | $325,450 | $388,214 | $449,153 | - |
| July | $77,235 | $143,420 | $226,577 | $332,615 | $393,565 | $473,639 | - |
| August | $77,588 | $149,032 | $231,008 | $341,112 | $391,468 | $499,746 | - |
| September | $77,524 | $161,672 | $251,872 | $343,628 | $400,870 | $492,572 | - |
| October | $86,899 | $160,725 | $260,359 | $329,514 | $411,683 | $488,099 | - |
| November | $94,202 | $170,428 | $273,396 | $336,035 | $423,504 | $546,559 | - |
| December | $101,290 | $179,734 | $287,829 | $317,638 | $441,666 | $574,853 | - |
-
LNW:
08/13/2020 $700,373
09/01/2020 $726,934
10/01/2020 $755,557 (windfall is the reason for the gain)
11/01/2020 $749,499
12/01/2020 $830,172
01/01/2021 $870,983
02/01/2021 $898,071
03/01/2021 $812,244 (house down payment = reason for the decrease)
04/01/2021 $839,928
05/01/2021 $891,402
06/01/2021 $887,662 (high spending (taxes and rental renovations) is the reason for the slight decrease)
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Nov-17 - 300k
May-18 - 375k
July -18 - 400k
Dec-18 - 345K
Mar-19 - 415K
Jun-19 nw 444K - liquid -514K
Sep-19 nw 450K liquid 527K
dec-19 nw 490k liquid 575k
mar-20 nw 374 liquid 455
Jun-20 nw 468 liquid 541
Sep-20 nw 612 liquid 573
Dec-20 nw 737 liquid 679
Jan-21 nw 739 liquid 679
Feb-21 nw 792 liquid 723
Mar-21 nw 848 liquid 761
Apr-21 nw 892 Liquid 800
May-21 nw 914 liquid 816
Currently on gardening leave - paid employment will end in July and a severance will be paid. It may well leave me short of the double comma club in net worth.... but I'll be off the hamster wheel!
Also my net worth has trebled since my divorce settlement in Nov 2017 - and after paying off the ex's mortgage and child support etc etc during the last 3 1/2 years. I'm still paying Alimony but thats fixed and finite.
Did not think the net would increase this fast..
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12/16 - $360,891 $570,338
12/17 - $473,407 $697,411
12/18 - $480,550 $732,108
12/19 - $669,819 $943,739
12/20 - $868,659 $1,159,159
01/21 - $873,464 $1,163,867
02/21 - $904,761 $1,197,361
03/21 - $937,653 $1,230,984
04/21 - $992,853 $1,288,099
05/21 - $1,001,090. $1,297,835
Well, look at that. It's the two comma club. I don't really know what to do with this information. I've been in this thread for a long time.
Feeling really, really lucky. Five years ago, we decided to get ready to retire. Since then, the market has gone absolutely crazy. I had hoped/planned to have $600,000 by this time. Now we are rich beyond our wildest dreams.
-
12/16 - $360,891 $570,338
12/17 - $473,407 $697,411
12/18 - $480,550 $732,108
12/19 - $669,819 $943,739
12/20 - $868,659 $1,159,159
01/21 - $873,464 $1,163,867
02/21 - $904,761 $1,197,361
03/21 - $937,653 $1,230,984
04/21 - $992,853 $1,288,099
05/21 - $1,001,090. $1,297,835
Well, look at that. It's the two comma club. I don't really know what to do with this information. I've been in this thread for a long time.
Feeling really, really lucky. Five years ago, we decided to get ready to retire. Since then, the market has gone absolutely crazy. I had hoped/planned to have $600,000 by this time. Now we are rich beyond our wildest dreams.
Congratulations!!
-
08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800 FIRE'd
11/1/2019 - $675,000
12/1/2019 - $695,700
01/1/2020 - $717,000
02/1/2020 - $721,000
03/1/2020 - $702,500
04/1/2020 - $651,000
05/1/2020 - $686,700
06/1/2020 - $702,200
07/1/2020 - $710,000
08/1/2020 - $731,800
09/1/2020 - $753,000
10/1/2020 - $736,600
11/1/2020 - $731,900 Back to work, whoops!
12/1/2020 - $769,100
01/1/2021 - $800,400
02/1/2021 - $809,400
03/1/2021 - $829,100
04/1/2021 - $851,000
05/1/2021 - $879,700
06/1/2021 - $894,700
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Month End Update
Liquid assets / Net worth
Jan 2018 $415.5K / $508K
Jun 2018 $518.8K / $578.4K
Jul 2018 $528.3K / $588.2K
Aug 2018 $543K / $603.2K
Sep 2018 $548K / $608.6K
Oct 2018 $492.6K / $569.5K
Nov 2018 $502K / $585.3K
Dec 2018 $476.8K / $554K
Jan 2019 $509.1K / $587K
Feb 2019 $534.2K / $612.6K
Mar 2019 $549K / $627.8K
Apr 2019 $561.1K / $640.1K
May 2019 $533.5K / $612.9K
June 2019 $566K / $646K
July 2019 $569K / $649K
Aug 2019 $558.4K / $638.8K
Sept 2019 $569.6K / $650.3K
Oct 2019 $583.5K / $664.5K
Nov 2019 $602.3K / $683.7K
Dec 2019 $621.3K / $703.1K
June 2020 $641.8K / $722.8K
July 2020 $674.1K / $755.9K
Aug 2020 $715.5K / $798.1K
Sep 2020 $704K / $787.3K
Oct 2020 $698.3K / $782.2K
Nov 2020 $770.4K / $854.9K
Dec 2020 $804.3K / $889.2K
Jan 2021 $809.6K / $895K
Feb 2021 $829.7K / $915.7K
Mar 2021 $855K / $941.5K
Apr 2021 $892K / $979.8K
May 2021 $903.9K / $991.7K
-
12/16 - $360,891 $570,338
12/17 - $473,407 $697,411
12/18 - $480,550 $732,108
12/19 - $669,819 $943,739
12/20 - $868,659 $1,159,159
01/21 - $873,464 $1,163,867
02/21 - $904,761 $1,197,361
03/21 - $937,653 $1,230,984
04/21 - $992,853 $1,288,099
05/21 - $1,001,090. $1,297,835
Well, look at that. It's the two comma club. I don't really know what to do with this information. I've been in this thread for a long time.
Feeling really, really lucky. Five years ago, we decided to get ready to retire. Since then, the market has gone absolutely crazy. I had hoped/planned to have $600,000 by this time. Now we are rich beyond our wildest dreams.
Yay! Congrats, Ladychips!
-
05/21 - $1,001,090. $1,297,835
Well, look at that. It's the two comma club. I don't really know what to do with this information. I've been in this thread for a long time.
Feeling really, really lucky. Five years ago, we decided to get ready to retire. Since then, the market has gone absolutely crazy. I had hoped/planned to have $600,000 by this time. Now we are rich beyond our wildest dreams.
Congrats @Ladychips !!
-
05/21 - $1,001,090. $1,297,835
Well, look at that. It's the two comma club. I don't really know what to do with this information. I've been in this thread for a long time.
Well done, Ladychips! I know, it's a kind of surreal feeling, isn't it?
We took our first step (toe over the line) into the two comma club in the height of the pandemic. That felt extra surreal. Congrats!
-
Apr 2017: 175k NW
Apr 2018: 333k
Apr 2019: 400k
Feb 2020: 515k
Aug 2020: 602k (415k invested)
Dec 2020: 669k (478k)
Jan 2021: 690k (507k)
Mar 2021: 716k (529k)
Apr 2021: 751k (551k)
May 2021: 787k (576k)
Jun 2021: 807k (592K)
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nice job @Ladychips
-
Investments only
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | $226,942 | $401,746 | $603,129 | - |
| February | - | $249,796 | $414,430 | $610,412 | - |
| March | - | $270,351 | $412,631 | $630,438 | - |
| April | - | $285,770 | $393,815 | $679,078 | - |
| May | - | $295,838 | $414,524 | $719,534 | - |
| June | $219,320 | $283,393 | $452,579 | $737,483 | - |
| July | $228,483 | $307,071 | $471,455 | - | - |
| August | $234,711 | $315,942 | $496,982 | - | - |
| September | $245,993 | $318,301 | $529,603 | - | - |
| October | $251,023 | $334,301 | $525,945 | - | - |
| November | $238,881 | $352,430 | $528,082 | - | - |
| December | $244,687 | $370,715 | $585,310 | - | - |
-
July 2016 - $257,306
August 2016 - $264,625
September 2016 - $270,695
October 2016 - $283528
November 2016 - $291396
December 2016 - $295603
January 2017 - $303,195
March 2017 - $333,323
April 2017 - $340,884
May 2017 - $346,568
June 2017 - $357,230
July 2017 - $365,912
August 2017 - $370,689
September 2017 - $380,412
October 2017 - $390,025
November 2017 - $400,070
December 2017 - $404,188
January 2018 - $419426
February 2018 - $423744
May 2019 - $623013
August 2019 - $681260
November 2020 - $856576
December 2020 - $887822
January 2021 - $906,532
February 2021 - $933655
March 2021 - $947507
April 2021 - $988769
May2021 - $1,003,397
I have checked Personal Capital 15 times - and checked the spreadsheets multiple times - I am slightly in disbelief - but extremely happy. Will hang here a bit longer though since I just squeaked in.
-
Congratulations @SAfAmBrit . I know how you are feeling!
Thanks for the good wishes everyone.
-
May2021 - $1,003,397
I have checked Personal Capital 15 times - and checked the spreadsheets multiple times - I am slightly in disbelief - but extremely happy. Will hang here a bit longer though since I just squeaked in.
Congrats and well done @SAfAmBrit!
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Hey @UnleashHell I just wanted to give you props for working through what I'm sure was a difficult transition in your life. That's an awesome result! Good luck with whatever gardening leave is!
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Throwing my hat in the ring a year earlier than expected!
12-31-13 ~ (-100k)
12-31-14 ~ (-80k)
12-31-15 ~ (-62k)
12-31-16 ~ (-30k)
12-31-17 ~ 20k
12-31-18 : 117k
12-31-19 : 243k
12-31-20 : 410k
05/31/21 : 511k
Target for 1M - October 2024
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@Steeze, welcome fellow topper of tops.
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@Steeze, welcome fellow topper of tops.
Thanks!
Definitely pretty toppy, with CAPE @ +\- 37 and PE @ 44 !! I am expecting to drop out once or twice before we are done
Would be nice to hit 1M at a CAPE and PE closer to 20-25
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Thanks @Trifele and @Ladychips
I will stay here to chase 1 mil in investments. I have never added SS / Pension / Work Stocks - I wanted to chase on the basis I started.
Investment only - $604,599
Cash - $39,000
House - $360,000 (Paid off in full and under estimated value)
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Jan 2017 $275k
Jan 2018 $356k
Jan 2019 $447k
Jan 2020 $559k (433 liquid + 126 prop)
Jun 2020 $560k (440 liquid + 120 prop)
Jan 2021 $745k ($545k liquid)
June 2021 $913k ($675k liquid)
The stock market and housing insanity has just blown our net worth through the roof. It seems unreal.
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The stock market and housing insanity has just blown our net worth through the roof. It seems unreal.
That’s a major reason why we have held our house value at a conservative number (what we paid for it 4 years ago). Those swings in RE can be wild.
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The stock market and housing insanity has just blown our net worth through the roof. It seems unreal.
That’s a major reason why we have held our house value at a conservative number (what we paid for it 4 years ago). Those swings in RE can be wild.
Seems like a good approach. I keep going back to what the heck can I do with this unreal/bizarre "equity" and the answer I keep coming back to is ... Well, besides move, not much.
We won't be paying off the loan anytime soon, and unlikely looking at a move, so the numbers I go back to are the liquid assets. Fun to include them and see what raises faster/is bigger, the house or the liquid assets. Right now the liquid assets are winning and outpacing the rise in house value over the last 3 years. We'll see how the next three go 😎
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Hey @UnleashHell I just wanted to give you props for working through what I'm sure was a difficult transition in your life. That's an awesome result! Good luck with whatever gardening leave is!
@Nick_Miller Thanks - its been interesting!
Gardening leave is the English term for being paid not to work! I'm fully paid between now and the beginning of July when I officially end work and get my severance.
Its enabled me to spend nearly a month in England to assist my father with my mother who has dementia. from the frying pan....
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Jan 2014 - £222,149
===============
Jan 2015 - £250,275 (+£28,126)
===============
Jan 2016 - £272,607 (+£22,332)
===============
Jan 2017 - £346,854 (+£74,247)
===============
Jan 2018 - £456,088 (+£109,234)
===============
Jan 2019 - £495,379 (+£39,291)
===============
Jan 2020 - £606,791 (+£111,412)
===============
Jan 2021 £710,244 (+£103,453)
Feb 2021 £692,104 (-£18,141)
Mar 2021 £689,239 (-£2,865)
Apr 2021 £708, 972 (+£19,693)
May 2021 £715,660 (+£6,684)
Jun 2021 £718,320 (+£2,560)
Glad to end the month in the green! Had a few additional expenses including some weekend Airbnb rentals now that we’re allowed to travel locally. Have written off any international travel this year, going to spend time and effort declutterng the house and doing home improvements so we can rent it out next year to help fund our slow travel plans.
(https://i.ibb.co/pbK0qF1/25778205-64-E7-494-D-BD65-FF1062503-EC7.jpg) (https://ibb.co/pbK0qF1)
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01/01/17 £374668
01/01/18 £497097
01/01/19 £547415
01/01/20 £649762
01/01/21 £788172
01/02/21 £802062
01/03/21 £816123
01/04/21 £835284
01/05/21 £856901
01/06/21 £877243
Not increased the value of my property this qtr as its just getting crazy now and I dont trust if I use my usual sources that its actually not going to come down again so will re-visit in Q3 and split the difference probably just to keep on the side of caution.
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| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | - | $125,152 | $190,212 | $277,747 | $300,773 | $391,367 | $503,318 |
| February | - | $132,476 | $205,111 | $276,647 | $312,970 | $372,287 | $516,580 |
| March | - | $142,868 | $207,302 | $277,401 | $328,015 | $316,940 | $538,761 |
| April | - | $146,221 | $213,616 | $279,721 | $332,703 | $357,205 | $561,751 |
| May | - | $153,151 | $220,848 | $292,665 | $321,134 | $404,385 | $573,018 |
| June | - | $151,884 | $221,782 | $288,234 | $344,636 | $401,862 | - |
| July | $111,061 | $162,292 | $229,419 | $300,537 | $340,103 | $424,226 | - |
| August | $109,293 | $164,716 | $233,575 | $306,219 | $341,637 | $440,114 | - |
| September | $104,752 | $167,126 | $242,747 | $293,075 | $347,779 | $436,932 | - |
| October | $112,604 | $167,659 | $246,050 | $293,488 | $361,290 | $458,230 | - |
| November | $112,690 | $177,602 | $255,539 | $293,026 | $369,972 | $485,863 | - |
| December | $120,262 | $182,345 | $262,362 | $301,471 | $390,730 | $498,601 | - |
-
(tracking retirement accounts, cash accounts and conservative equity in my rental properties and side businesses)
12/2014 $32,000
12/2016 $64,000 (24 months)
1/2018 $128,000 (25 months)
5/2019 $256,000 (16 months)
11/2020 $512,000 (19 months)
[12/2022 $1,024,000 (24 months)] **TARGET**
--
11/1/2020 $506,667.23
12/1/2020 $552,641.05 (tons of market gains...sustainable/real?)
1/1/2021 $574,330.90 (very excited for the next couple of months...bonus, raises, 401K match all hit!!!)
2/1/2021 $637,442.01
3/1/2021 $730,728.94 (still waiting on that 401k match/employer-side contribution to hit for another 38k)
4/1/2021 $781,201.54 (fun part of the year is over...back to normal growth mode)
5/1/2021 $795,754.30
6/1/2021 $880,912.54 (3 rental properties reappraised for refinance is about 50k of this increase)
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Investments only; Household combined.
| | 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) |
| January | - | 496,255 | 674,413 | - |
| February | - | 472,573 | 700,728 | - |
| March | - | 444,067 | 732,652 | - |
| April | - | 495,051 | 762,029 | - |
| May | - | 524,063 | 759,955 | - |
| June | - | 524,530 | - | - |
| July | 330,406 | 552,296 | - | - |
| August | 437,870 | 632,115 | - | - |
| September | 443,081 | 617,959 | - | - |
| October | 452,295 | 604,646 | - | - |
| November | 483,711 | 664,577 | - | - |
| December | 484,963 | 674,843 | - | - |
-
Investments only, solo journey (so far)
| | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | - | $232,213 | $356,542 | $500,087 | $659,936 |
| February | - | $245,447 | $383,348 | $502,244 | $662,250 |
| March | - | $242,789 | $394,563 | $475,671 | $684,929 |
| April | $164,900 | $246,140 | $403,461 | $429,092 | $711,168 |
| May | - | $318,398 | $421,194 | $474,155 | $744,322 |
| June | - | $328,870 | $409,591 | $500,241 | $758,305 |
| July | $180,808 | $342,159 | $435,981 | $516,358 | - |
| August | $189,280 | $354,936 | $443,135 | $544,475 | - |
| September | $193,727 | $366,727 | $441,101 | $579,806 | - |
| October | $209,968 | $374,465 | $452,232 | $568,885 | - |
| November | $220,602 | $361,296 | $466,688 | $562,892 | - |
| December | $225,918 | $370,140 | $482,944 | $632,574 | - |
It seems weird to think I'm closer to 1 million than I am to half a million. I finally got to take a trip home this month to see family since we're all vaccinated and it was great to see them after such a long wait.
-
No real gains this month due to several expenses to include tax bill and some home repairs/upgrades. (ETA: my original calculations left out a new investment; adding it in and suddenly the month looks a lot better)!
| - | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $282,434. | $337,409. | $471,679. |
| February | $291,608. | $311,090. | $503,034. |
| March | $297,041. | $305,148. | $507,281. |
| April | $311,860. | $315,763. | $534,472. |
| May | $314,419. | $342,506. | $538,416. |
| June | $0. | $355,784. | $- |
| July | $0. | $379,309. | $- |
| August | $0. | $403,144. | $- |
| September | $0. | $394,618. | $- |
| October | $0. | $388,353. | $- |
| November | $0. | $436,726. | $- |
| December | $0. | $464,139. | $- |
|
-
| | 2018 | 2019 | 2020 | 2021 |
| January | $222,019 | $261,809 | $403,264 | $550,326 |
| February | $236,831 | $286,584 | $414,417 | $555,120 |
| March | $234,104 | $303,681 | $388,201 | $577,440 |
| April | $234,452 | $314,939 | $355,475 | $606,455 |
| May | $241,470 | $331,080 | $398,672 | $647,810 |
| June | $249,398 | $320,926 | $417,280 | $654,138 |
| July | $253,884 | $342,700 | $424,818 | - |
| August | $264,666 | $354,784 | $456,512 | - |
| September | $276,905 | $351,842 | $491,411 | - |
| October | $285,986 | $360,853 | $482,214 | - |
| November | $267,359 | $374,706 | $475,471 | - |
| December | $281,461 | $391,293 | $531,137 | - |
So exciting to read all the graduates (CONGRATS!) and new folks (Welcome!) in the race this morning!
Investments only as always. I'm feeing like we are in a bit of a savings rut. But I'm not sure it's a bad thing. Most of the savings is automated as is much of our spending TBH. We just keep on keeping on. Watching the money (hopefully) continue to grow.
-
| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| Jan | | | 141,251.00 | $193,414.19 | $283,829.36 | $359,505.30 | $546,089.75 | $762,355.51 |
| Feb | | | $135,573.00 | $200,758.63 | $304,851.88 | $397,087.41 | $557,258.06 | $780,137.13 |
| Mar | | | $138,331.39 | $211,677.78 | $303,796.17 | $428,309.57 | $522,077.78 | $815,764.71 |
| Apr | | $98k | $146,788.37 | $217,643.71 | $307,682.67 | $440,342.71 | $451,185.96 | $829,307.88 |
| May | | $111k | $149,149.52 | $225,773.04 | $315,634.59 | $456,285.80 | $510,875.92 | $874,326.67 |
| Jun | | $112k
| $161,205.21 | $232,222.09 | $337,046.55 | $441,047.77 | $551,923.37 | $878,873.50 |
| Jul | | $113k | $165,947.80 | $235,779.19 | $340,399.63 | $476,489.51 | $567,485.67 | |
| Aug | | $113k | $176,198.00 | $244,461.55 | $363,304.76 | $486,559.27 | $601,161.19 | |
| Sept | | $116k
| $178,840.37 | $247,101.69 | $385,572.12 | $483,967.28 | $653,037.25 | |
| Oct | | | $184,372.64 | $256,365.91 | $392,296.56 | $490,200.54 | $639,398.62 | |
| Nov | | $120,330.91 | $181,625.28 | $266,140.14 | $370,000.25 | $501,003.17 | $637,260.06 | |
| Dec | | $138,810.56 | $187,972.57 | $279,806.93 | $386,361.40 | $531,904.82 | $723,586.82 | |
Pretty flat this month due to a pretty hefty tax payment. Doing quarterly estimated payments this year to hopefully avoid that on the 2021 taxes!
-
2020
Date Assets Debts Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021Date Assets Debts Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Paid off my solar loan!
When I started tracking NW, my goal was 600k by 40yo and that seemed reasonable, with 1 mil as a seemingly-impossible potential stretch goal. I'm spitting distance from it at 37, so maybe $1 mil by 40 isn't that impossible after all!
-
Investments Only
| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | $12,964 | $53,694 | $117,156 | $286,460 | $366,568 | $554,279 | $789,070 |
| February | $14,893 | $57,320 | $130,755 | $284,267 | $388,104 | $530,928 | $829,754 |
| March | $22,065 | $71,035 | $150,924 | $291,192 | $415,305 | $575,079 | $873,947 |
| April | $24,785 | $75,120 | $161,757 | $306,848 | $429,917 | $529,397 | $925,944 |
| May | $26,931 | $87,541 | $171,174 | $317,739 | $416,867 | $573,991 | $938,401 |
| June | $29,021 | $90,964 | $191,558 | $321,370 | $458,412 | $607,523 | - |
| July | $31,341 | $93,025 | $210,018 | $339,122 | $459,062 | $630,288 | - |
| August | $34,251 | $95,245 | $220,293 | $353,410 | $466,936 | $686,631 | - |
| September | $39,854 | $97,814 | $231,801 | $361,506 | $481,531 | $669,786 | - |
| October | $42,018 | $98,335 | $242,954 | $336,674 | $499,757 | $663,596 | - |
| November | $45,987 | $100,344 | $256,324 | $356,143 | $528,712 | $743,883 | - |
| December | $49,877 | $106,390 | $265,731 | $332,761 | $548,679 | $779,415 | - |
I haven't updated this thread since Feb since I was blissfully unaware of finances and enjoying maternity leave with my new LO. Investments went a little bonkers while I wasn't paying attention. My household also went from DINKs to OIOK (DH is now a SAHD) so savings rate is going to go down now that our income is about half what is was. Worth it though :)
-
| | 2020 | 2021 | 2022 |
| January | - | $580,000 | - |
| February | - | $584,000 | - |
| March | - | $605,000 | - |
| April | - | $622,000 | - |
| May | - | $650,000 | - |
| June | - | $656,000 | - |
| July | - | - | - |
| August | - | - | - |
| September | $517,937.94 | - | - |
| October | $511,000.00 | - | - |
| November | $514,001.00 | - | - |
| December | $567,000.00 | - | - |
$700k by the end of 2021 is looking very much in sight!
-
Tracking net worth/ investments +cash.
January
February
March
April
May
June
July
August
September
October
November
December
| 2017
236,254
250,055
262,196
269,959
282,665
284,827
292,037
293,168
297,489
303,111
309,583
316,618
| 2018
322,183
332,735
328,393
327,048
332,943
339,934
341,553
351,978
356,877
360,074
346,354
354,221
| 2019
339,623
358,056
368,263
386,406
395,806
382,758
399,023
404,132
404,378
411,212
421,398
434,363
| 2020
447,716
451,064
427,409
391,361
428,733
516,412/302,612
524,981/314,313
548,390/336,821
574,193/361,734
564,814/351,456
561,416/347,157
611,075/397,396
| 2021
624,711/408,641
634,615/417,637
648,273/430,384
669,042/450,239
861,370/561,651
861,170/560,532
|
Spent $16k to replace a vehicle. Pretty much no change in net worth.
-
Pretty spendy month due to a large tax payment combined with other extravagant spending. That being said, I upped our real estate equity by 25k and we are now Networth Millionaires! Still lagging the Zestimate by ~20%, slowly adding equity chunk by chunk as real estate continues to skyrocket. Current projections have us graduating this thread in invested assets in December this year, assuming a 7% average annual return.
Month Invested Networth
04/30/17 $67,858 $125,786 <---- Discovered MMM / LBYM
09/30/17 $100,416 $168,105 <---- 100k Invested
01/31/19 $251,061 $311,711 <---- 250k Invested
06/30/20 $501,158 $573,100 <---- 500k Invested
07/31/20 $534,311 $613,166
08/31/20 $582,298 $662,814
09/30/20 $568,854 $652,181
10/31/20 $576,142 $672,826
11/30/20 $645,423 $741,146
12/31/20 $705,754 $811,062
01/31/21 $726,286 $824,521
02/28/21 $756,396 $857,552
03/31/21 $785,204 $908,384
04/30/21 $844,153 $962,858
05/31/21 $860,379 $1,000,458
-
[...] we are now Networth Millionaires!
05/31/21 $860,379 $1,000,458
Congrats!!
-
Investments only
| | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | $34,633 | $56,928, | $98,248 | $176,153 | $419,499 |
| February | $40,740 | $56,241 | $115,926 | $182,362 | $433,878 |
| March | ??? | $57,195 | $123,445 | $171,868 | $481,671 |
| April | $41,346 | $57,635 | $129,678 | $188,425 | $503,015 |
| May | $41,840 | $66,682 | $136,527 | $255,004 | $536,515 |
| June | $45,227 | $71,500 | $132,945 | $279,130 | $570,802 |
| July | $45,862 | $75,817 | $142,557 | $290,173 | - |
| August | $47,377 | $85,050 | $150,420 | $310,173 | - |
| September | $47,669 | $87,937 | $146,310 | $336,875 | - |
| October | $50,397 | $94,114 | $150,536 | $338,532 | - |
| November | $52,288 | $95,502 | $155,627 | $332,899 | - |
| December | ??? | $93,596 | $165,458 | $396,311 | - |
Can we reach $600K? I'm hopeful. Crazy ride the last 1+ year.
-
| | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | January | - | -$25,189 | $116,236 | $230,742 | $402,238 | $820,660 | - | February | - | -$24,977 | $122,183 | $244,321 | $389,937 | $858,606 | - | - | March | Found MMM-> | -$21,759 | $122,763 | $252,749 | $359,271 | $895,439 | - | April | - | -$15,838 | $129,950 | $263,657 | $441,401 | $977,817 | - | May | - | $7,447 | $149,174 | $252,690 | $482,281 | $1,236,938 | - | June | - | $16,623 | $154,992 | $287,639 | $499,025 | - | - | July | -$19,048 | $27,638 | $167,846 | $299,427 | $540,432 | - | Graduation | August | -$18,739 | $39,025 | $180,481 | $313,257 | $571,960 | - | - | September | -$21,536 | $49,626 | $185,098 | $321,358 | $582,947 | - | - | October | -$25,832 | $59,438 | $194,857 | $336,179 | $582,543 | - | - | November | -$25,621 | $71,949 | $205,772 | $351,985 | $658,773 | - | - | December | -$25,405 | $110,473 | $212,859 | $385,426 | $796,160 | - | - |
This month I saved $214,988 and my net worth went up by $259,121. It's hard to celebrate those numbers as ~200k was life insurance payouts from my dad's estate. We'd been dealing with his fight with cancer for over 2 years and he passed last month. I'm grateful he got to meet my first child and learn that we're due for another in October, but devastated to lose him.
This graduates us early and pays for all of my kid's university, which he was very happy he could do for them due to his circumstance.
It appears I'll be leaving the race nearly a year earlier than estimated due to market returns and inheritance. I was here for a total of 10 months (knock on wood).
-25,000 -> 100,000 was done in 10 months
100,000 -> 250,000 was done in 15 months
250,000 -> 500,000 was done in 16 months
500,000 -> 1,000,000 was done in 10 months
It's been a pleasure and privilege tracking with you all and I'll see you in the next one soon!
Only tracking personal liquid stash and do not include my wife's savings or any Real Estate equity at this point |
-
Net Worth // Invested Asset
1/1/21 - $500,317 // $346,651
2/1/21 - $513,258 // $355,473
3/1/21 - $531,847 // $366,107
4/1/21 - $548,364 // $380,740
5/1/21 - $568,829 // $408,712
6/1/21 - $569,723 // $408,351
-
""
much love from your MMM family to your real life family
-
Hello everyone,
It's good to be in this thread.
6/1/21 - $525k
-
I cannot believe the changes in both equities and Investment RE rents/values this year so far. I am almost at my 2022 target NW already. Hopeful when the market has a significant correction and/or goes bear for some years that rents will remain strong. Inflation is real this year, I am seeing it everywhere.
Total Investable NW/Liquid
| | | | 2021 | | 2001 | $133k/$14k | January | $785k/$340k | | 2002 | $90k/$15k | February | $803k/$349k | | 2003 | $142k/$15k | March | $850k/$355k | | 2004 | $271k/$16k | April | $896k/$362k | | 2005 | $289k/$17k | May | $943k/$368k | | 2006 | $275k/$18k | June | - | | 2007 | $233k/$19k | July | - | | 2008 | $159k/$26k | August | - | | 2009 | $82k/$31k | September | - | | 2010 | $46k/$45k | October | - | | 2011 | $-48k/$52k | November | - | | 2012 | $19k/$103k | December | - | | 2013 | $88k/$98k | | | | | | 2014 | $201k/$99k | | | | | | 2015 | $240k/$103k | | | | | | 2016 | $298k/$130k | | | | | | 2017 | $389k/$141k | | | | | | 2018 | $497k/$140k | | | | | | 2019 | $562k/$202k | | | | | | 2020 | $777k/$338k | | | | |
|
-
My condolences Dreadmoose. Sorry for your loss.
On a less important note, I'm clocking in at:
$545,562
Up $8,847 m/m
Up $135,888 y/y
Welcome to the initiates, and congrats to the grads!
-
congrats to the grads!!
@dreadmoose sorry to hear your news. Its never easy.
-
Net worth progress (includes home equity; does not include roughly $40k in cash; does not include 529s for 2 kids)
10/1/18 $502K
01/1/19 $480K
04/1/19 $546K
07/1/19 $579K
10/1/19 $586K
1/1/20 $650K
4/1/20 $678K
7/1/20 $689K
10/1/20 $751K
1/1/21 $880K
Anticipated graduation for net worth: January 2022 mid-2022 (holy heck -- huge market returns in 2020 have this milestone really, really close...)
Investments-only progress (excludes home equity, cash, and 529s)
8/1/20 $508K
10/1/20 $537K
1/1/21 $663K
Anticipated graduation for invested assets: January 2024
Haven't been watching things super-closely as we had a baby in March, but lo: I'm dropping by to announce a graduation!
Net worth progress (includes home equity; does not include roughly $40k in cash; does not include 529s for 2 kids)
10/1/18 $502K
01/1/19 $480K
04/1/19 $546K
07/1/19 $579K
10/1/19 $586K
1/1/20 $650K
4/1/20 $678K
7/1/20 $689K
10/1/20 $751K
1/1/21 $880K
4/1/21 $945K
6/1/21 $1,012K
Too early (and too close to the mark) to feel confident this will stick, but I think we'll buy a bottle of champagne for fun anyway! Really, really satisfying to see those two commas. More satisfying than I thought it would be, actually.
Investments-only progress (excludes home equity, cash, and 529s)
8/1/20 $508K
10/1/20 $537K
1/1/21 $663K
4/1/21 $726K
6/1/21 $790K
Anticipated graduation for invested assets: January 2024 Mid-2023
-
I'm dropping by to announce a graduation!
6/1/21 $1,012K
Congrats!
-
(Tracking savings/investments only)
Feb 1, 2016 - $90k
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725 (crossed $250k)
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Mar 1, 2019 - $354,771
Apr 1, 2019 - $384,308
May 1, 2019 - $407,770
June 1, 2019 - $404,625
July 1, 2019 - $420,082
Aug 1, 2019 - $441,976
Sep 1, 2019 - $458,940
Oct 1, 2019 - $481,915
Nov 1, 2019 - $501,937 (Crossed $500k)
Dec 1, 2019 - $518,285
Jan 1, 2020 - $544,655
Feb 1, 2020 - $573,474
Mar 1, 2020 - $557,410
Apr 1, 2020 - $494,414
May 1, 2020 - $572,376
June 1, 2020 - $618,048
July 1, 2020 - $600,510
Aug 1, 2020 - $659,872
Sep 1, 2020 - $704,682
Oct 1, 2020 - $696,932
Nov 1, 2020 - $694,944
Dec 1, 2020 - $782,831
Jan 1, 2021 - $823,189
Feb 1, 2021 - $846,277
Mar 1, 2021 - $891,092
Apr 1, 2021 - $903,097
May 1, 2021 - $954,334
June 1, 2021 - $973,181
Pending 0 market fluctuations I will hit $1MM in August. While I would say that becoming a millionaire will be one of my largest achieved goals (at 33 no less), after 2.5 years of trying to get pregnant, our first baby is also due July/August.
I never would have imagined anything in my life making the millionaire goal seem so inconsequential, but that’s only because I never had a chance to experience the excitement of becoming a parent.
That aside, it’ll still feel pretty dang good to hit $1MM lol.
-
Congrats to @use2betrix @afuera @Lucky Recardito with babies just arrived and babies on the way -- we've got LO #2 set to arrive late July, so like @afuera I'm looking at (another) lowering of savings rate as DW was pandemic furloughed/laid off 8/20 and larger house was rented 12/20 and with 2 LOs, DW won't be working for the foreseeable future....so glad to have gotten serious w MMM in 2016 and have gotten enough of a snowball rolling that hopefully it'll roll over two commas relatively soon with steady investments returns despite the savings firehose of the DINK days slowing to a 401k'n'side hustle trickle.....
05/01/2017: $198,456
05/15/2017: $200,404
05/31/2017: $207,044
06/15/2017: $213,996
07/05/2017: $219,933
07/17/2017: $225,853
08/01/2017: $228,504
08/24/2017: $228,854
09/01/2017: $237,500
09/19/2017: $245,500
10/02/2017: $251,933
11/07/2017: $266,000
12/27/2017: $280,000
01/12/2018: $300,768
01/23/2018: $305,566
11/27/2018: $359,000
03/01/2019: $400,283 *baby born, kinda lost track of everything.....
08/15/2020: $612,831
01/01/2021: $689,500
01/15/2021: $705,137
02/01/2021: $714,039
02/15/2021: $747,215
03/15/2021: $750,529
04/01/2021: $767,398
04/15/2021: $795,707
05/02/2021: $803,507
06/02/2021: $809,000
|
-
1 year ago my invested assets were 575K. Today they are over 800K. What?! How did that even happen? It's just insane. I mean yeah we saved like 50K I guess, maybe more, but dang, that's a lot of money. Every buck you spend is not just a dollar--it's many dollars down the road bc of the cumulative effect of compounding. Really, it's astonishing.
I'm so close to becoming a millionaire, I can taste it. No I won't live any differently, but before I found MMM about 3 yrs ago we had 350K in my 401K and 30K in cc debt. I just cant thank you all enough!!
-
01/01/20: $760,565
03/01/20: $722,547
05/01/20: $728,683
07/01/20: $788,641
09/01/20: $735,846
11/01/20: $746,928
12/28/20: $813,604
06/05/21: $947,322
Closing in on a big milestone.
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561 ($52,099)
-
2018
Jan - $330,883
July - $372,389
-----------------------
2019
Jan - $376,421
July - $449,818
Aug - $461,802
Sept -$471,690
Nov - $486,235
Dec - $498,006
------------------
2020
Jan - $501,901
Feb - $518,123
Mar - $446,241
April -$450,421
May - $465,042
June -$478,201
July - $494,067
Aug - $508,204
Sept- $512,108
Oct - $509,740
Nov- $538,580
Dec - $558,594
-----------------
2021
Jan- $574,925
Feb- $591,277
Mar- $595,814
Apr- $614,723
May- $620,098
June-$639,526
-
1 year ago my invested assets were 575K. Today they are over 800K. What?! How did that even happen? It's just insane. I mean yeah we saved like 50K I guess, maybe more, but dang, that's a lot of money. Every buck you spend is not just a dollar--it's many dollars down the road bc of the cumulative effect of compounding. Really, it's astonishing.
I'm so close to becoming a millionaire, I can taste it. No I won't live any differently, but before I found MMM about 3 yrs ago we had 350K in my 401K and 30K in cc debt. I just cant thank you all enough!!
It's pretty exciting! I just keep remembering, so as to keep myself in check, how it felt in 2008 when I saw my 403b plummet 50%, so am keeping that in mind while doing little party dances each 1st of the month :)
-
August 2016: $280k
November 2017: $380k
July 2018: $490k
April 2019: $541k
May 2019: $575k
Have now doubled our NW since finding MMM 2.75 years ago!
January 2020: 625k
August 2020: 711k
December 2020: 830k
Almost triple NW since finding MMM 4.25 years ago
March 2021: 939k
June 2021: 962K
If I used the zestimate for our house value we'd be at 1.04 million, but not sure how accurate it is. Invested assets are at 754k.
-
Nice job @Engineer93! Keep on trucking!
-
2018
Jan 398000
Feb 431000
Mar 448000
Apr 462580
May 481501
Jun - 489782
Jul - 507110
Aug - 523353
Sep - 529071
Oct - 519042
Nov - 532025
2019
Mar - 586808
May - 609872
Jun - 622961
Jul - 643390
Aug - 654710
Sep - 663790
Oct - 671853
Nov - 684764
Dec - 700320
2020
Jan - 717618
Feb - 739266
Mar - 681000
Apr - 659154
May - 666700
Jun - 690000
Jul - 704000
Aug - 727910
Sep - 727959
Oct - 751054
Nov - 774755
Dec - 800078
2021
Jan - 809285
Feb - 869654
Mar - 873372
Apr - 900593
May - 907408
Jun - 947449
Crazy days, might hit $1M 3 months earlier than expected at the current rate.
-
Crazy days, might hit $1M 3 months earlier than expected at the current rate.
Good looking numbers, looks like we've been running similar numbers the past few years. Great Job!
-
I'm in (not currently pulling out monthly numbers, but just tracking milestones...100k, 50k increments).
Investments Only:
2021/01 - first time to hit $500k
2021/04 -$550k
2021/06 - Currently ~$585k
Riding this bull as far as we can.
-
(Tracking savings/investments only)
Feb 1, 2016 - $90k
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725 (crossed $250k)
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Mar 1, 2019 - $354,771
Apr 1, 2019 - $384,308
May 1, 2019 - $407,770
June 1, 2019 - $404,625
July 1, 2019 - $420,082
Aug 1, 2019 - $441,976
Sep 1, 2019 - $458,940
Oct 1, 2019 - $481,915
Nov 1, 2019 - $501,937 (Crossed $500k)
Dec 1, 2019 - $518,285
Jan 1, 2020 - $544,655
Feb 1, 2020 - $573,474
Mar 1, 2020 - $557,410
Apr 1, 2020 - $494,414
May 1, 2020 - $572,376
June 1, 2020 - $618,048
July 1, 2020 - $600,510
Aug 1, 2020 - $659,872
Sep 1, 2020 - $704,682
Oct 1, 2020 - $696,932
Nov 1, 2020 - $694,944
Dec 1, 2020 - $782,831
Jan 1, 2021 - $823,189
Feb 1, 2021 - $846,277
Mar 1, 2021 - $891,092
Apr 1, 2021 - $903,097
May 1, 2021 - $954,334
June 1, 2021 - $973,181
June 25, 2021 - $1,000,494
Today, I became a millionaire!
Of course, this weeks market growth got me there. 99% chance I’ll bounce above and below for a few months or longer.
What’s the policy on jumping to the next race? Do I wait til I’m more solidified or is it a “once you’re there, you’re there!” Kinda thing?
Never thought I’d make it so soon.
-
What’s the policy on jumping to the next race? Do I wait til I’m more solidified or is it a “once you’re there, you’re there!” Kinda thing?
Once you got your foot in the door no one will kick you out! Welcome to the club!
-
Welcome to the thread @TwoCommas!
Congratulations @use2betrix! Yeah, come on over to the next one. Water's fine!
-
Today, I became a millionaire!
Of course, this weeks market growth got me there. 99% chance I’ll bounce above and below for a few months or longer.
What’s the policy on jumping to the next race? Do I wait til I’m more solidified or is it a “once you’re there, you’re there!” Kinda thing?
Never thought I’d make it so soon.
Congrats! Your progress has been amazing. Now, please....get the hell outta here. You're making some of us look bad. :D
-
Congrats @use2betrix !!! You've had the most epic run of anyone just straight saving and investing (not in real estate).
Excited for everyone with their new kiddos arriving soon! Thinking back to being poor and non-MMM when my kids were born... I think I'd have been a happier mom if I was less stressed at the time. Enjoy those moments while they're tiny and immobile.
-
2020
Date Assets Debts Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021Date Assets Debts Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Holy shit, my initial barebones FI goal has been achieved (assuming of course that I sold my house and invested the proceeds, then lived super cheap - but still!) 2.5 years ahead of the plan :)
My seemingly impossible stretch goal was $1 mil by 40, which may be more reasonable than I had expected. We shall see!
-
| | 2020 | 2021 | 2022 |
| January | - | $580,000 | - |
| February | - | $584,000 | - |
| March | - | $605,000 | - |
| April | - | $622,000 | - |
| May | - | $650,000 | - |
| June | - | $656,000 | - |
| July | - | $677,000 | - |
| August | - | - | - |
| September | $517,937.94 | - | - |
| October | $511,000.00 | - | - |
| November | $514,001.00 | - | - |
| December | $567,000.00 | - | - |
-
Total Investable NW/Liquid
| | | 2021 | |
| 2001 | $133k/$14k | January | $785k/$340k |
| 2002 | $90k/$15k | February | $803k/$349k |
| 2003 | $142k/$15k | March | $850k/$355k |
| 2004 | $271k/$16k | April | $896k/$362k |
| 2005 | $289k/$17k | May | $943k/$368k |
| 2006 | $275k/$18k | June | $973k/$380k |
| 2007 | $233k/$19k | July | - |
| 2008 | $159k/$26k | August | - |
| 2009 | $82k/$31k | September | - |
| 2010 | $46k/$45k | October | - |
| 2011 | $-48k/$52k | November | - |
| 2012 | $19k/$103k | December | - |
| 2013 | $88k/$98k | | | | |
| 2014 | $201k/$99k | | | | |
| 2015 | $240k/$103k | | | | |
| 2016 | $298k/$130k | | | | |
| 2017 | $389k/$141k | | | | |
| 2018 | $497k/$140k | | | | |
| 2019 | $562k/$202k | | | | |
| 2020 | $777k/$338k | | | | |
-
Jan 2014 - £222,149
===============
Jan 2015 - £250,275 (+£28,126)
===============
Jan 2016 - £272,607 (+£22,332)
===============
Jan 2017 - £346,854 (+£74,247)
===============
Jan 2018 - £456,088 (+£109,234)
===============
Jan 2019 - £495,379 (+£39,291)
===============
Jan 2020 - £606,791 (+£111,412)
===============
Jan 2021 £710,244 (+£103,453)
Feb 2021 £692,104 (-£18,141)
Mar 2021 £689,239 (-£2,865)
Apr 2021 £708, 972 (+£19,693)
May 2021 £715,760 (+£6,684)
Jun 2021 £718,320 (+£2,560)
July 2021 £738,939 (+£20,617)
Wow, the markets really picked up this month. Would have been higher still, but we both bought our first ebikes which made a dent, but they are so worth it! I highly recommend them to anyone who is thinking about getting one.
-
Month Invested Networth
04/30/17 $67,858 $125,786 <---- Discovered MMM / LBYM
09/30/17 $100,416 $168,105 <---- 100k Invested
01/31/19 $251,061 $311,711 <---- 250k Invested
06/30/20 $501,158 $573,100 <---- 500k Invested
07/31/20 $534,311 $613,166
08/31/20 $582,298 $662,814
09/30/20 $568,854 $652,181
10/31/20 $576,142 $672,826
11/30/20 $645,423 $741,146
12/31/20 $705,754 $811,062
01/31/21 $726,286 $824,521
02/28/21 $756,396 $857,552
03/31/21 $785,204 $908,384
04/30/21 $844,153 $962,858
05/31/21 $860,379 $1,000,458
06/30/21 $887,204 $1,030,324
Still targeting end of December for $1M invested. Hope to hit lean FI in 2022 ($1.15M), full FI in 2024 ($1.6M)
-
2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Feb 3rd $523
March 1st $499 I am glad I rebalanced the end of Jan, bought more bonds to maintain my IPS.
April 1st $455
May 1st $498.5 didn't check all month, so surprised at this.
June 1st $519.5
July 1st $534 yay back up again!
August 10 $547.5 Had to replace my car this month, paid in full of course and still up! :)
Sept 3rd $577
Oct 1st: $558
Nov 1st:
Dec 5th: $615
Dec 29th: $624 UP 90.5k for 2020
2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
-
05/01/2017: $198,456
05/31/2017: $207,044
07/05/2017: $219,933
08/01/2017: $228,504
09/01/2017: $237,500
09/19/2017: $245,500
10/02/2017: $251,933
11/07/2017: $266,000
12/27/2017: $280,000
01/23/2018: $305,566
11/27/2018: $359,000
03/01/2019: $400,283 *baby born, kinda lost track of everything.....
08/15/2020: $612,831
01/01/2021: $689,500
02/01/2021: $714,039
02/15/2021: $747,215
03/15/2021: $750,529
04/01/2021: $767,398
05/02/2021: $803,507
06/02/2021: $809,000
06/28/2021: $751,511 invested/$901,500NW *family land purchase
Down significantly this month as we finally purchased my cousin's half of the family farm-the vacant land is probably "worth" a lot more than my estimate, but as the intention is to keep it in the family, I'm adding a "NW" column just for accuracy, but my race will continue as investments only. This means I'll be hanging out in this race a whole lot longer, but well worth it to know my father can spend his golden years on his front porch looking up at the fields and the mountains rather than the backside of some awful McMansion....
-
10/31/2020 $599,359.11
11/30/2020 $682,864.07
12/31/2020 $720,288.84
1/31/2021 $737,924.70
2/28/2021 $759,381.39
3/31/2021 $794,882.82
4/30/2021 $842,437.81
5/31/2021 $852,073.79
6/30/2021 $873,053.96
-
10/31/2020 $599,359.11
11/30/2020 $682,864.07
12/31/2020 $720,288.84
1/31/2021 $737,924.70
2/28/2021 $759,381.39
3/31/2021 $794,882.82
4/30/2021 $842,437.81
5/31/2021 $852,073.79
6/30/2021 $873,053.96
crushing it
-
June 2017: 198.7k
July 2017: 207.5k
August 2017: 211.8k
September 2017: 222.1k
October 2017: *missing*
November 2017: 234.7k
December 2017: 242.4k
March 2018: 263.3k
June 2018: 290.4k
September 2018: 313.7k
December 2018: 296.8k
March 2019: 346.3k
June 2019: 372.4k
September 2019: 390.4k
December 2019: 428.6k
March 2020: 371.1k
June 2020: 456.2k
September 2020: 505.5k
December 2020: 590.1k
March 2021: 644.3k
June 2021: 701.1k
Beat our projection by about 15k this quarter. Currently on pace to graduate this thread ~Q3 2022.
-
Congrats to this month's winners.
11/30/19: $496k
12/31/19: $524k
01/31/20: $533k
02/29/20: $507k
03/31/20: $458k
04/30/20: $510k
05/31/20: $542k
06/30/20: $578k
07/31/20: $624k
08/31/20: $664k
09/30/20: $660k
10/31/20: $653k
11/30/20: $720k
12/31/20: $753k
01/31/21: $748k
02/28/21: $772k
03/31/21: $802k
04/30/21: $860k
05/31/21: $878k
06/30/21: $908k
-
08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800 FIRE'd
11/1/2019 - $675,000
12/1/2019 - $695,700
01/1/2020 - $717,000
02/1/2020 - $721,000
03/1/2020 - $702,500
04/1/2020 - $651,000
05/1/2020 - $686,700
06/1/2020 - $702,200
07/1/2020 - $710,000
08/1/2020 - $731,800
09/1/2020 - $753,000
10/1/2020 - $736,600
11/1/2020 - $731,900 Back to work, whoops!
12/1/2020 - $769,100
01/1/2021 - $800,400
02/1/2021 - $809,400
03/1/2021 - $829,100
04/1/2021 - $851,000
05/1/2021 - $879,700
06/1/2021 - $894,700
07/1/2021 - $913,000
With a flat market we should hit the two comma club in exactly 12 months!
-
| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | $52,277 | $102,029 | $186,657 | $306,111 | $344,771 | $443,598 | $581,977 |
| February | $57,992 | $107,201 | $196,191 | $301,453 | $357,526 | $422,062 | $608,184 |
| March | $61,620 | $116,502 | $199,234 | $306,821 | $364,397 | $371,488 | $626,905 |
| April | $68,207 | $121,028 | $205,602 | $312,149 | $375,876 | $411,410 | $659,527 |
| May | $73,499 | $132,630 | $217,515 | $319,649 | $366,887 | $432,756 | $670,069 |
| June | $73,620 | $136,350 | $218,315 | $325,450 | $388,214 | $449,153 | $689,099 |
| July | $77,235 | $143,420 | $226,577 | $332,615 | $393,565 | $473,639 | - |
| August | $77,588 | $149,032 | $231,008 | $341,112 | $391,468 | $499,746 | - |
| September | $77,524 | $161,672 | $251,872 | $343,628 | $400,870 | $492,572 | - |
| October | $86,899 | $160,725 | $260,359 | $329,514 | $411,683 | $488,099 | - |
| November | $94,202 | $170,428 | $273,396 | $336,035 | $423,504 | $546,559 | - |
| December | $101,290 | $179,734 | $287,829 | $317,638 | $441,666 | $574,853 | - |
-
LNW:
08/13/2020 $700,373
09/01/2020 $726,934
10/01/2020 $755,557 (windfall is the reason for the gain)
11/01/2020 $749,499
12/01/2020 $830,172
01/01/2021 $870,983
02/01/2021 $898,071
03/01/2021 $812,244 (house down payment = reason for the decrease)
04/01/2021 $839,928
05/01/2021 $891,402
06/01/2021 $887,662 (high spending (taxes and rental renovations) is the reason for the slight decrease)
07/01/2021 $915,189*
*modified to reflect an account that hasn't been updated since 1/30 due to my husband being locked out of it but we just got the quarterly statement in the mail
-
Its all fun and games until someone gets their eye poked out with a grape
12-31-13 ~ (-100k)
12-31-14 ~ (-80k)
12-31-15 ~ (-62k)
12-31-16 ~ (-30k)
12-31-17 ~ 20k
12-31-18 : 117k
12-31-19 : 243k
12-31-20 : 410k
06/30/21 : 523k (+12k)
Target for 1M - October 2024
-
Congrats to this month's winners.
11/30/19: $496k
12/31/19: $524k
01/31/20: $533k
02/29/20: $507k
03/31/20: $458k
04/30/20: $510k
05/31/20: $542k
06/30/20: $578k
07/31/20: $624k
08/31/20: $664k
09/30/20: $660k
10/31/20: $653k
11/30/20: $720k
12/31/20: $753k
01/31/21: $748k
02/28/21: $772k
03/31/21: $802k
04/30/21: $860k
05/31/21: $878k
06/30/21: $908k
also crushing it
-
Investments only;
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Jan 2020: $347.23k
Feb 2020: $330.32k
Mar 2020: $293.63k
Apr 2020: $323.58k
May 2020: $340.17k
Jun 2020: $356.25k
July 2020: $377.68k
Aug 2020: $397.52k
Sep 2020: $390.84k
Oct 2020: $384.47k
Nov 2020: $431.15k
Dec 2020: $448.30k
Jan 2021: $458.12k
Feb 2021: $472k
Mar 2021: $491k
Apr 2021: $513.64k
May 2021: $522.51k
Jun 2021: $534.07k
Sent from my SM-N960U using Tapatalk
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Not the best month but happy to say I stayed above the 1 mil so will move to the next group to track net worth - now tracking investments to 1 mil
May2021 - $1,003,397
June 2021 - $1.013,773
Investments :
May 2021 - $604,599
June 2021 - $616,224
Congrats to the new grads.
-
(tracking retirement accounts, cash accounts and conservative equity in my rental properties and side businesses)
12/2014 $32,000
12/2016 $64,000 (24 months)
1/2018 $128,000 (25 months)
5/2019 $256,000 (16 months)
11/2020 $512,000 (19 months)
[12/2022 $1,024,000 (24 months)] **TARGET**
--
11/1/2020 $506,667.23
12/1/2020 $552,641.05 (tons of market gains...sustainable/real?)
1/1/2021 $574,330.90 (very excited for the next couple of months...bonus, raises, 401K match all hit!!!)
2/1/2021 $637,442.01
3/1/2021 $730,728.94 (still waiting on that 401k match/employer-side contribution to hit for another 38k)
4/1/2021 $781,201.54 (fun part of the year is over...back to normal growth mode)
5/1/2021 $795,754.30
6/1/2021 $880,912.54 (3 rental properties reappraised for refinance is about 50k of this increase)
7/1/2021 $920,541.74 - realizing I could graduate a whole year early!!!
-
Bought a basic economy flight, found out I have a middle seat for both segments today. *shudders* Thought to myself "I can afford not to be stuck in between 2 strangers"... going forwards probably going to spend the extra $40
Investments only
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | $226,942 | $401,746 | $603,129 | - |
| February | - | $249,796 | $414,430 | $610,412 | - |
| March | - | $270,351 | $412,631 | $630,438 | - |
| April | - | $285,770 | $393,815 | $679,078 | - |
| May | - | $295,838 | $414,524 | $719,534 | - |
| June | $219,320 | $283,393 | $452,579 | $737,483 | - |
| July | $228,483 | $307,071 | $471,455 | $771,570 | - |
| August | $234,711 | $315,942 | $496,982 | - | - |
| September | $245,993 | $318,301 | $529,603 | - | - |
| October | $251,023 | $334,301 | $525,945 | - | - |
| November | $238,881 | $352,430 | $528,082 | - | - |
| December | $244,687 | $370,715 | $585,310 | - | - |
-
I joined MMM October 2018. I had 350K in my 401k and 30K in cc debt. I was always broke. Packages came in the mail every single day but I couldn't figure out why we were always broke.
Today we have 900K invested and no cc debt. It is only bc of MMM. Seriously. This site and forum has saved my family. Thank you.
-
| | 2018 | 2019 | 2020 | 2021 |
| January | $222,019 | $261,809 | $403,264 | $550,326 |
| February | $236,831 | $286,584 | $414,417 | $555,120 |
| March | $234,104 | $303,681 | $388,201 | $577,440 |
| April | $234,452 | $314,939 | $355,475 | $606,455 |
| May | $241,470 | $331,080 | $398,672 | $647,810 |
| June | $249,398 | $320,926 | $417,280 | $654,138 |
| July | $253,884 | $342,700 | $424,818 | $671,808 |
| August | $264,666 | $354,784 | $456,512 | - |
| September | $276,905 | $351,842 | $491,411 | - |
| October | $285,986 | $360,853 | $482,214 | - |
| November | $267,359 | $374,706 | $475,471 | - |
| December | $281,461 | $391,293 | $531,137 | - |
-
$552,536.
m/m: Up $6,974
y/y: Up $134,388
Another good month. Invested about $2,400. Steady as she goes...
-
| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| Jan | | | 141,251.00 | $193,414.19 | $283,829.36 | $359,505.30 | $546,089.75 | $762,355.51 |
| Feb | | | $135,573.00 | $200,758.63 | $304,851.88 | $397,087.41 | $557,258.06 | $780,137.13 |
| Mar | | | $138,331.39 | $211,677.78 | $303,796.17 | $428,309.57 | $522,077.78 | $815,764.71 |
| Apr | | $98k | $146,788.37 | $217,643.71 | $307,682.67 | $440,342.71 | $451,185.96 | $829,307.88 |
| May | | $111k | $149,149.52 | $225,773.04 | $315,634.59 | $456,285.80 | $510,875.92 | $874,326.67 |
| Jun | | $112k | $161,205.21 | $232,222.09 | $337,046.55 | $441,047.77 | $551,923.37 | $878,873.50 |
| Jul | | $113k | $165,947.80 | $235,779.19 | $340,399.63 | $476,489.51 | $567,485.67 | $907,568.86 |
| Aug | | $113k | $176,198.00 | $244,461.55 | $363,304.76 | $486,559.27 | $601,161.19 | |
| Sept | | $116k
| $178,840.37 | $247,101.69 | $385,572.12 | $483,967.28 | $653,037.25 | |
| Oct | | | $184,372.64 | $256,365.91 | $392,296.56 | $490,200.54 | $639,398.62 | |
| Nov | | $120,330.91 | $181,625.28 | $266,140.14 | $370,000.25 | $501,003.17 | $637,260.06 | |
| Dec | | $138,810.56 | $187,972.57 | $279,806.93 | $386,361.40 | $531,904.82 | $723,586.82 | |
Over $900k! At this rate there's a chance I'll hit $1M by the end of the year.
-
Investments only; Household combined.
| | 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) |
| January | - | 496,255 | 674,413 | - |
| February | - | 472,573 | 700,728 | - |
| March | - | 444,067 | 732,652 | - |
| April | - | 495,051 | 762,029 | - |
| May | - | 524,063 | 759,955 | - |
| June | - | 524,530 | 796,116 | - |
| July | 330,406 | 552,296 | - | - |
| August | 437,870 | 632,115 | - | - |
| September | 443,081 | 617,959 | - | - |
| October | 452,295 | 604,646 | - | - |
| November | 483,711 | 664,577 | - | - |
| December | 484,963 | 674,843 | - | - |
-
I joined MMM October 2018. I had 350K in my 401k and 30K in cc debt. I was always broke. Packages came in the mail every single day but I couldn't figure out why we were always broke.
Today we have 900K invested and no cc debt. It is only bc of MMM. Seriously. This site and forum has saved my family. Thank you.
Great Post!!! Way to go.
-
January
February
March
April
May
June
July
August
September
October
November
December
| 2017
236,254
250,055
262,196
269,959
282,665
284,827
292,037
293,168
297,489
303,111
309,583
316,618
| 2018
322,183
332,735
328,393
327,048
332,943
339,934
341,553
351,978
356,877
360,074
346,354
354,221
| 2019
339,623
358,056
368,263
386,406
395,806
382,758
399,023
404,132
404,378
411,212
421,398
434,363
| 2020
447,716
451,064
427,409
391,361
428,733
516,412/302,612
524,981/314,313
548,390/336,821
574,193/361,734
564,814/351,456
561,416/347,157
611,075/397,396
| 2021
624,711/408,641
634,615/417,637
648,273/430,384
669,042/450,239
861,370/561,651
861,170/560,532
875,996
|
Sold the house and invested most of the proceeds. For these tracking threads I only count the stuff that's linked to my Mint account. If I count the husband's we are just over 1 million.
-
Month End Update
Liquid assets / Net worth
Jan 2018 $415.5K / $508K
Jun 2018 $518.8K / $578.4K
Jul 2018 $528.3K / $588.2K
Aug 2018 $543K / $603.2K
Sep 2018 $548K / $608.6K
Oct 2018 $492.6K / $569.5K
Nov 2018 $502K / $585.3K
Dec 2018 $476.8K / $554K
Jan 2019 $509.1K / $587K
Feb 2019 $534.2K / $612.6K
Mar 2019 $549K / $627.8K
Apr 2019 $561.1K / $640.1K
May 2019 $533.5K / $612.9K
June 2019 $566K / $646K
July 2019 $569K / $649K
Aug 2019 $558.4K / $638.8K
Sept 2019 $569.6K / $650.3K
Oct 2019 $583.5K / $664.5K
Nov 2019 $602.3K / $683.7K
Dec 2019 $621.3K / $703.1K
June 2020 $641.8K / $722.8K
July 2020 $674.1K / $755.9K
Aug 2020 $715.5K / $798.1K
Sep 2020 $704K / $787.3K
Oct 2020 $698.3K / $782.2K
Nov 2020 $770.4K / $854.9K
Dec 2020 $804.3K / $889.2K
Jan 2021 $809.6K / $895K
Feb 2021 $829.7K / $915.7K
Mar 2021 $855K / $941.5K
Apr 2021 $892K / $979.8K
May 2021 $903.9K / $991.7K
Jun 2021 $916.2K / $1004.7K
Total Net Worth > $1,000,000! Yay! I actually first made the milestone Jun 8th, but waited until month end to post here.
I think I'm graduating myself to the next gauntlet (though I also am wanting LNW to be above the million mark too).
-
I joined MMM October 2018. I had 350K in my 401k and 30K in cc debt. I was always broke. Packages came in the mail every single day but I couldn't figure out why we were always broke.
Today we have 900K invested and no cc debt. It is only bc of MMM. Seriously. This site and forum has saved my family. Thank you.
Yea you! It's not ONLY because of MMM....you did the heavy lifting.
-
Jan 2017 $147,729
April 2017 $140,847
July 2017 $157,768
Oct 2017 $173,045
Jan 2018 $190,018
April 2018 $206,732
July 2018 $231,046
Oct 2018 $252,544
Jan 2019 $252,481
April 2019 $311,927
July 2019 $326,646
Oct 2019 $338,088
Jan 2020 $364,075
April 2020 $347,174
July 2020 $401,514
Oct 2020 $433,564
Jan 2021 $487,851
Feb 2021 $500,780
March 2021 $520,737
April 2021 $536,442
May 2021 $578,346
June 2021 $583,837
July 2021 $591,779
Slow and steady progress. Vacations are 90% paid for already; this is shaping up to be a nice summer. We'll get $500 in tax credits for July-Dec but will likely just pour that into the kiddos' college funds (not included in net worth number).
-
12/16 - $360,891 $570,338
12/17 - $473,407 $697,411
12/18 - $480,550 $732,108
12/19 - $669,819 $943,739
12/20 - $868,659 $1,159,159
01/21 - $873,464 $1,163,867
02/21 - $904,761 $1,197,361
03/21 - $937,653 $1,230,984
04/21 - $992,853 $1,288,099
05/21 - $1,001,090 $1,297,835
06/21 - $1,028,157 $1,326,302
I guess I'm moving on to the next thread. I hate to leave this one. You guys keep on rocking it, and I'll see you when you get there!
-
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | 318,100 | 359,000 | 465,145 | 556,200 | - |
| February | - | 321,800 | 370,750 | 467,380 | 579,100 | - |
| March | - | 313,540 | 378,525 | 418,695 | 580,400 | - |
| April | 255,900 | 322,810 | 391,005 | 454,145 | 604,500 | - |
| May | 263,800 | 328,600 | 397,260 | 472,320 | 610,000 | - |
| June | 268,100 | 331,860 | 407,265 | 485,420 | 625,000 | - |
| July | 273,100 | 340,250 | 413,395 | 502,730 | - | - |
| August | 276,800 | 341,770 | 413,070 | 513,600 | - | - |
| September | 284,500 | 348,465 | 420,460 | 511,466 | - | - |
| October | 292,100 | 343,960 | 429,655 | 508,153 | - | - |
| November | 302,000 | 347,470 | 442,315 | 537,343 | - | - |
| December | 309,500 | 340,950 | 447,950 | 553,788 | - | - |
-
12/16 - $360,891 $570,338
12/17 - $473,407 $697,411
12/18 - $480,550 $732,108
12/19 - $669,819 $943,739
12/20 - $868,659 $1,159,159
01/21 - $873,464 $1,163,867
02/21 - $904,761 $1,197,361
03/21 - $937,653 $1,230,984
04/21 - $992,853 $1,288,099
05/21 - $1,001,090 $1,297,835
06/21 - $1,028,157 $1,326,302
I guess I'm moving on to the next thread. I hate to leave this one. You guys keep on rocking it, and I'll see you when you get there!
Congratulations!!! This is awesome. These posts are so inspiring!
-
Net Worth // Invested Assets
1/1/21 - $500,317 // $346,651
2/1/21 - $513,258 // $355,473
3/1/21 - $531,847 // $366,107
4/1/21 - $548,364 // $380,740
5/1/21 - $568,829 // $408,712
6/1/21 - $569,723 // $408,351
7/1/21 - $612,700 // $431,974
-
Hi All,
We are so excited to be joining this race, its about 6-9 months ahead of schedule
07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
-
Hi all!
Excited to join this race, these posts have been so inspiring for me! All my assets are liquid (I'm a renter). Only debt is my $11k car loan that I'm desperately fighting with myself not to pay off early.
I'm a US immigrant since 2012 and started investing/saving seriously in 2015. SINK, fairly high income, HCOL. Expecting to reach $1M in 2023.
Invested assets, long term savings and debts:
12/31/14 $51,962.23
12/31/15 $92,762.33
12/31/16 $163,900.00
12/31/17 $251,415.07
12/31/18 $330,093.64 - new job, nice retention bonus from previous job
12/31/19 $519,878.70 - pension lump sum after leaving old job (rolled into 401k)
12/31/20 $714,958.33
---
01/31/21 $732,701.46
02/28/21 $752,893.42
03/31/21 $768,088.25 - maxed out 401k
04/30/21 $812,226.27
05/31/21 $818,349.97
06/30/21 $845,008.30
-
I'll echo @pasadenafr 's sentiments - we're excited to be joining this race, and continue to be inspired by everyone's progress!
1/01/21 - $400,149
2/14/21 - $427,486 (+$27,337)
3/01/21 - $443,490 (+$43,341)
3/19/21 - $451,670 (+$51,521)
3/31/21 - $458,005 (+$57,856)
4/15/21 - $470,187 (+$70,038)
4/30/21 - $475,833 (+$75,684)
5/15/21 - $486,446 (+$86,297)
5/28/21 - $497,565 (+$97,416)
6/05/21 - $505,428 (+$105,279)
6/30/21 - $517,109 (+$116,960)
Here's to hoping we can keep up the same sort of pace going forward - aiming for 1,000,000 by 7/2023.
-
Apr 2017: 175k NW
Apr 2018: 333k
Apr 2019: 400k
Feb 2020: 515k
Aug 2020: 602k (415k invested)
Dec 2020: 669k (478k)
Jan 2021: 690k (507k)
Mar 2021: 716k (529k)
Apr 2021: 751k (551k)
May 2021: 787k (576k)
Jun 2021: 807k (592k)
Jul 2021: 833k (611k)
-
@Finwiz i think since we both graduated the 250-500 race the same month we should race to $1,000,000. you have an ambitious goal of 2 years. It might be hard to keep up!
at 8% returns we are looking more like January 2025
-
01/01/17 £374668
01/01/18 £497097
01/01/19 £547415
01/01/20 £649762
01/01/21 £788172
01/02/21 £802062
01/03/21 £816123
01/04/21 £835284
01/05/21 £856901
01/06/21 £877243
01/07/21 £907604
Another crazy month!! 30k in a month thats just madness.
-
@Finwiz i think since we both graduated the 250-500 race the same month we should race to $1,000,000. you have an ambitious goal of 2 years. It might be hard to keep up!
at 8% returns we are looking more like January 2025
Lets do it! Its definitely an ambitious, highly aggressive goal. More realistically we're looking at sometime between December 2023 to July 2024 given that I doubt we can keep up the sort of pace we've had so far this year (we're on pace to increase NW by ~$234,000 this year which is insane).
To hit it in 2 years, we'd need to save about $175,000/year at 8% returns. To make it in2.5 years we'd need to save about $130,000/year at 8% returns. We'll see - for now just keep chugging along and hope the career track continues in the right direction.
-
Investments only, solo journey (so far)
| | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | - | $232,213 | $356,542 | $500,087 | $659,936 |
| February | - | $245,447 | $383,348 | $502,244 | $662,250 |
| March | - | $242,789 | $394,563 | $475,671 | $684,929 |
| April | $164,900 | $246,140 | $403,461 | $429,092 | $711,168 |
| May | - | $318,398 | $421,194 | $474,155 | $744,322 |
| June | - | $328,870 | $409,591 | $500,241 | $758,305 |
| July | $180,808 | $342,159 | $435,981 | $516,358 | $776,059 |
| August | $189,280 | $354,936 | $443,135 | $544,475 | - |
| September | $193,727 | $366,727 | $441,101 | $579,806 | - |
| October | $209,968 | $374,465 | $452,232 | $568,885 | - |
| November | $220,602 | $361,296 | $466,688 | $562,892 | - |
| December | $225,918 | $370,140 | $482,944 | $632,574 | - |
Steady progress so far, I'm on track to be at 800k by the end of the year if the market stagnates, so I'm hopeful I will hit it.
-
Nov-17 - 300k
May-18 - 375k
July -18 - 400k
Dec-18 - 345K
Mar-19 - 415K
Jun-19 nw 444K - liquid -514K
Sep-19 nw 450K liquid 527K
dec-19 nw 490k liquid 575k
mar-20 nw 374 liquid 455
Jun-20 nw 468 liquid 541
Sep-20 nw 612 liquid 573
Dec-20 nw 737 liquid 679
Jan-21 nw 739 liquid 679
Feb-21 nw 792 liquid 723
Mar-21 nw 848 liquid 761
Apr-21 nw 892 Liquid 800
May-21 nw 914 liquid 816
jun-21 nw 943 liquid 821
-
Quarter StockBondCash +Houses
Q3 2016: $112,200 $165,800
Q4 2016: $124,300 $178,500
Q1 2017: $148,300 $203,300
Q2 2017: $160,548 $217,018
Q3 2017: $178,042 $235,102
Q4 2017: $203,082 $260,736
Q1 2018: $213,941 $272,491
Q2 2018: $223,802 $283,554
Q3 2018: $235,666 $296,330
Q4 2018: $229,947 $291,293
Q1 2019: $284,421 $346,689
Q2 2019: $315,573 $378,769
Q3 2019: $350,244 $414,376
Q4 2019: $408,250 $473,325
Q1 2020: $362,044 $428,120
Q2 2020: $457,379 $524,413
Q3 2020: $383,076 $555,858
Q4 2020: $478,879 $656,382
Q1 2021: $522,651 $704,873
Q2 2021: $575,207 $761,357
Pretty boring quarter. No changes to leading digits.
-
| | 2015 | | 2016 | | 2017 | | 2018 | | 2019 | | 2020 | | 2021 |
| January | - | | $125,152 | | $190,212 | | $277,747 | | $300,773 | | $391,367 | | $503,318 |
| February | - | | $132,476 | | $205,111 | | $276,647 | | $312,970 | | $372,287 | | $516,580 |
| March | - | | $142,868 | | $207,302 | | $277,401 | | $328,015 | | $316,940 | | $538,761 |
| April | - | | $146,221 | | $213,616 | | $279,721 | | $332,703 | | $357,205 | | $561,751 |
| May | - | | $153,151 | | $220,848 | | $292,665 | | $321,134 | | $404,385 | | $573,018 |
| June | - | | $151,884 | | $221,782 | | $288,234 | | $344,636 | | $401,862 | | $585,313 |
| July | $111,061 | | $162,292 | | $229,419 | | $300,537 | | $340,103 | | $424,226 | | - |
| August | $109,293 | | $164,716 | | $233,575 | | $306,219 | | $341,637 | | $440,114 | | - |
| September | $104,752 | | $167,126 | | $242,747 | | $293,075 | | $347,779 | | $436,932 | | - |
| October | $112,604 | | $167,659 | | $246,050 | | $293,488 | | $361,290 | | $458,230 | | - |
| November | $112,690 | | $177,602 | | $255,539 | | $293,026 | | $369,972 | | $485,863 | | - |
| December | $120,262 | | $182,345 | | $262,362 | | $301,471 | | $390,730 | | $498,601 | | - |
-
6/1/21 - $525k
7/4/21 - $540k
-
update
4.27.21 $502,162.30 investments only.
7.4.21 $523,278
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034 ($3,473)
-
@Finwiz i think since we both graduated the 250-500 race the same month we should race to $1,000,000. you have an ambitious goal of 2 years. It might be hard to keep up!
at 8% returns we are looking more like January 2025
Lets do it! Its definitely an ambitious, highly aggressive goal. More realistically we're looking at sometime between December 2023 to July 2024 given that I doubt we can keep up the sort of pace we've had so far this year (we're on pace to increase NW by ~$234,000 this year which is insane).
To hit it in 2 years, we'd need to save about $175,000/year at 8% returns. To make it in2.5 years we'd need to save about $130,000/year at 8% returns. We'll see - for now just keep chugging along and hope the career track continues in the right direction.
We need to add @monarda and @nickelwise to the race, the also graduated in June/July
-
@Finwiz i think since we both graduated the 250-500 race the same month we should race to $1,000,000. you have an ambitious goal of 2 years. It might be hard to keep up!
at 8% returns we are looking more like January 2025
Lets do it! Its definitely an ambitious, highly aggressive goal. More realistically we're looking at sometime between December 2023 to July 2024 given that I doubt we can keep up the sort of pace we've had so far this year (we're on pace to increase NW by ~$234,000 this year which is insane).
To hit it in 2 years, we'd need to save about $175,000/year at 8% returns. To make it in2.5 years we'd need to save about $130,000/year at 8% returns. We'll see - for now just keep chugging along and hope the career track continues in the right direction.
We need to add @monarda and @nickelwise to the race, the also graduated in June/July
I've been here for a while (if I include my rental property equity). Thanks, @joe189man
-
05/20/16 INV- $218,514 INV+CASH-$328,980
07/17/17 INV- $306,386 INV+CASH-$417,772
03/14/18 INV- $380,160 INV+CASH-$467,160
08/08/18 INV- $423,708 INV+CASH-$491,708
02/18/19 INV- $446,121 INV+CASH-$585,121
03/22/19 INV- $481,093 INV+CASH-$592,941
04/18/19 INV- $506,875 INV+CASH-$595,875
07/18/19 INV- $540,071 INV+CASH-$617,447
01/01/20 INV- $586,172 INV+CASH-$667,785
01/24/20 INV- $610,000 INV+CASH-$691,000
07/21/20 INV- $647,000 INV+CASH-$727,000
10/21/20 INV- $681,430 INV+CASH-$765,430
12/04/20 INV- $724,740 INV+CASH-$814,072
01/10/21 INV- $756,650 INV+CASH-$842,650
04/10/21 INV- $807,000 INV+CASH-$885,000
05/03/21 INV- $827,000 INV+CASH-$903,000
07/06/21 INV- $861,000 INV+CASH-$935,000
-
2018
Jan - $330,883
July - $372,389
-----------------------
2019
Jan - $376,421
July - $449,818
Aug - $461,802
Sept -$471,690
Nov - $486,235
Dec - $498,006
------------------
2020
Jan - $501,901
Feb - $518,123
Mar - $446,241
April -$450,421
May - $465,042
June -$478,201
July - $494,067
Aug - $508,204
Sept- $512,108
Oct - $509,740
Nov- $538,580
Dec - $558,594
-----------------
2021
Jan - $574,925
Feb- $591,277
Mar- $595,814
Apr- $614,723
May- $620,098
June-$639,526
July- $652,258
-
Investments Only
| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | $12,964 | $53,694 | $117,156 | $286,460 | $366,568 | $554,279 | $789,070 |
| February | $14,893 | $57,320 | $130,755 | $284,267 | $388,104 | $530,928 | $829,754 |
| March | $22,065 | $71,035 | $150,924 | $291,192 | $415,305 | $575,079 | $873,947 |
| April | $24,785 | $75,120 | $161,757 | $306,848 | $429,917 | $529,397 | $925,944 |
| May | $26,931 | $87,541 | $171,174 | $317,739 | $416,867 | $573,991 | $938,401 |
| June | $29,021 | $90,964 | $191,558 | $321,370 | $458,412 | $607,523 | $952,115 |
| July | $31,341 | $93,025 | $210,018 | $339,122 | $459,062 | $630,288 | - |
| August | $34,251 | $95,245 | $220,293 | $353,410 | $466,936 | $686,631 | - |
| September | $39,854 | $97,814 | $231,801 | $361,506 | $481,531 | $669,786 | - |
| October | $42,018 | $98,335 | $242,954 | $336,674 | $499,757 | $663,596 | - |
| November | $45,987 | $100,344 | $256,324 | $356,143 | $528,712 | $743,883 | - |
| December | $49,877 | $106,390 | $265,731 | $332,761 | $548,679 | $779,415 | - |
Updating a little late this month because we just got back from a long vacation and I only care about updating numbers when I'm trapped at work...
$50K till the next thread!
-
Chugging along!
| - | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $282,434. | $337,409. | $471,679. |
| February | $291,608. | $311,090. | $503,034. |
| March | $297,041. | $305,148. | $507,281. |
| April | $311,860. | $315,763. | $534,472. |
| May | $314,419. | $342,506. | $538,416. |
| June | $0. | $355,784. | $548,063. |
| July | $0. | $379,309. | $- |
| August | $0. | $403,144. | $- |
| September | $0. | $394,618. | $- |
| October | $0. | $388,353. | $- |
| November | $0. | $436,726. | $- |
| December | $0. | $464,139. | $- |
|
-
I'm in (not currently pulling out monthly numbers, but just tracking milestones...100k, 50k increments).
Investments Only:
2020/07 - $400k
2021/01 - first time to hit $500k
2021/04 -$550k
2021/06 - Currently ~$585k
Riding this bull as far as we can.
added a data point for last July
2021/07 - $600k
[this market is nuts]
-
2018
Jan 398000
Feb 431000
Mar 448000
Apr 462580
May 481501
Jun - 489782
Jul - 507110
Aug - 523353
Sep - 529071
Oct - 519042
Nov - 532025
2019
Mar - 586808
May - 609872
Jun - 622961
Jul - 643390
Aug - 654710
Sep - 663790
Oct - 671853
Nov - 684764
Dec - 700320
2020
Jan - 717618
Feb - 739266
Mar - 681000
Apr - 659154
May - 666700
Jun - 690000
Jul - 704000
Aug - 727910
Sep - 727959
Oct - 751054
Nov - 774755
Dec - 800078
2021
Jan - 809285
Feb - 869654
Mar - 873372
Apr - 900593
May - 907408
Jun - 947449
Jul - 969900
It's nuts out there right now.
-
As of YESTERDAY, I have graduated into this thread!
July 2018: $522k
I've been hovering around 498-502 for a few weeks now depending on what's going on in the market from day-to-day, but yesterday I received a $20k midyear bonus along with my regular paycheck, so I think I am now comfortably established in the half million+ zone, hopefully for good!
Approximately 3 years later, I am close to graduating out of this thread. :) I got a divorce that took about a $150k hit out of my stash, quit my high-paying job and took a 6 month sabbatical, and bought a house in a HCOL city -- but man did that stock market go up anyway! I'm sitting at around $945k at the moment, and think I'll hit $1M by this time next year if not sooner.
-
It seems like a lot of people are getting close to $1 million. If you're anxious to cover that final mile, you can take a sizable position in something highly volatile.
-
Hey what’s going on everyone? I’m staking my claim here on the way to 1M. I tallied up all my liquid cash and investments this weekend and I’m at $855,000.
My wife and I both expect to work from home for the foreseeable future so our savings rate should be pretty stellar for 2021. As long as we don’t see an extended period of negative returns, we should cross the 1M mark within 12 months.
Total FIRE savings goal is 1.8-2M which I hope to see in 5-7 years. (Currently early 40’s).
I haven’t posted in a while and I stopped checking my balances so often for my own sanity, but decided to tally up my number this weekend and looks like I crossed the 1M mark in the past week.
As of 7/23 cash and investments totaled $1,010,510.
-
November 11, 2020: $527,000
December 11, 2020: $607,796 (501,797 euros). This month's total is more accurate than last month's, because I actually did the euro conversions and the math with a calculator instead of just spitballing it. I STILL don't have an answer from the government about how much taxes they want for 2019, but I don't think it's going to bust my butt back down under 500K DOLLARS.
Thanks to a previous mathematical error on my part, a good stock market (for now), the resolution of my tax situation, and clients paying before year-end, I've rocketed past 500K in both euros and dollars, so drum roll please:
January 4, 2020: 564,565 in euros/692,608 in dollars.
The dollar is just limping along and I'm keeping my fingers crossed for some improvement in 2021 but am not optimistic on that front. Next stop 750K in dollars because that'll mean I'm halfway through this stage. Will have to have a good year for that to happen.
I have officially made it to 750K in dollars.
March 5, 2021: 642,068 in euros/764,565 in dollars! March will probably be a good month too. Next stop 900K.
Sadface: I am down to $720,480.03 thanks to some long-overdue home repairs and the purchase of a wreck of a (different) house to renovate and sell. That said, I have 2 possible large infusions by the end of 2021, and the renovation should be done within a few months, so if the strong housing market in my area continues, that could be a nice profit as well. If even 1 of these 3 things works out, I'll be back on track. We shall see. Being more than halfway in the race from 500-1M was a psychological boost, but oh well.
-
I haven’t posted in a while and I stopped checking my balances so often for my own sanity, but decided to tally up my number this weekend and looks like I crossed the 1M mark in the past week.
As of 7/23 cash and investments totaled $1,010,510.
Congratulations millionaire!! So many graduates lately.
-
2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Feb 3rd $523
March 1st $499 I am glad I rebalanced the end of Jan, bought more bonds to maintain my IPS.
April 1st $455
May 1st $498.5 didn't check all month, so surprised at this.
June 1st $519.5
July 1st $534 yay back up again!
August 10 $547.5 Had to replace my car this month, paid in full of course and still up! :)
Sept 3rd $577
Oct 1st: $558
Nov 1st:
Dec 5th: $615
Dec 29th: $624 UP 90.5k for 2020
2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
-
Net Worth
May2021 - $1,003,397
June 2021 - $1.013,773
July 2021 - $1,035,193
Investments :
May 2021 - $604,599
June 2021 - $616,224
July 2021 - $637,187
Expecing a boost next week due to some sales of company shares (not in my calculation)
-
10/31/2020 $599,359.11
11/30/2020 $682,864.07
12/31/2020 $720,288.84
1/31/2021 $737,924.70
2/28/2021 $759,381.39
3/31/2021 $794,882.82
4/30/2021 $842,437.81
5/31/2021 $852,073.79
6/30/2021 $873,053.96
7/31/2021 $895,493.04
-
Investments only;
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Jan 2020: $347.23k
Feb 2020: $330.32k
Mar 2020: $293.63k
Apr 2020: $323.58k
May 2020: $340.17k
Jun 2020: $356.25k
July 2020: $377.68k
Aug 2020: $397.52k
Sep 2020: $390.84k
Oct 2020: $384.47k
Nov 2020: $431.15k
Dec 2020: $448.30k
Jan 2021: $458.12k
Feb 2021: $472k
Mar 2021: $491k
Apr 2021: $513.64k
May 2021: $522.51k
Jun 2021: $534.07k
July 2021: $542.13k
-
As always, congratulations to this month's winners.
11/30/19: $496k
12/31/19: $524k
01/31/20: $533k
02/29/20: $507k
03/31/20: $458k
04/30/20: $510k
05/31/20: $542k
06/30/20: $578k
07/31/20: $624k
08/31/20: $664k
09/30/20: $660k
10/31/20: $653k
11/30/20: $720k
12/31/20: $753k
01/31/21: $748k
02/28/21: $772k
03/31/21: $802k
04/30/21: $860k
05/31/21: $878k
06/30/21: $908k
07/31/21: $940k
-
Investments only; Household combined.
| | 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) |
| January | - | 496,255 | 674,413 | - |
| February | - | 472,573 | 700,728 | - |
| March | - | 444,067 | 732,652 | - |
| April | - | 495,051 | 762,029 | - |
| May | - | 524,063 | 759,955 | - |
| June | - | 524,530 | 796,116 | - |
| July | 330,406 | 552,296 | 826,664 | - |
| August | 437,870 | 632,115 | - | - |
| September | 443,081 | 617,959 | - | - |
| October | 452,295 | 604,646 | - | - |
| November | 483,711 | 664,577 | - | - |
| December | 484,963 | 674,843 | - | - |
-
Jan 2017 $147,729
April 2017 $140,847
July 2017 $157,768
Oct 2017 $173,045
Jan 2018 $190,018
April 2018 $206,732
July 2018 $231,046
Oct 2018 $252,544
Jan 2019 $252,481
April 2019 $311,927
July 2019 $326,646
Oct 2019 $338,088
Jan 2020 $364,075
April 2020 $347,174
July 2020 $401,514
Oct 2020 $433,564
Jan 2021 $487,851
Feb 2021 $500,780
March 2021 $520,737
April 2021 $536,442
May 2021 $578,346
June 2021 $583,837
July 2021 $591,779
Aug 2021 $595,730
Slow progress, but we've spent some $ this summer on vacations and computer upgrades. Everything's paid for.
-
Finally made it to this thread!
Happy to join you all, and hope I don't fall back out of it next month.
Investments only
| | 2018 | 2019 | 2020 | 2021 |
| January | $198,265 | $224,401 | $305,287 | $424,924 |
| February | $204,080 | $231,997 | $290,554 | $453,313 |
| March | $204,080 | $236,710 | $274,909 | $471,199 |
| April | $206,310 | $246,138 | $298,297 | $489,213 |
| May | $207,731 | $245,062 | $320,072 | $492,274 |
| June | $209,453 | $256,868 | $331,215 | $493,272 |
| July | $218,450 | $256,076 | $349,025 | $503,214 |
| August | $224,243 | $266,197 | $367,183 | |
| September | $227,037 | $274,186 | $360,397 | |
| October | $214,107 | $284,427 | $360,290 | |
| November | $219,948 | $295.004 | $400,264 | |
| December | $206,667 | $304,693 | $419,937 | |
-
Month Invested Networth
04/30/17 $67,858 $125,786 <---- Discovered MMM / LBYM
09/30/17 $100,416 $168,105 <---- 100k Invested
01/31/19 $251,061 $311,711 <---- 250k Invested
06/30/20 $501,158 $573,100 <---- 500k Invested
07/31/20 $534,311 $613,166
08/31/20 $582,298 $662,814
09/30/20 $568,854 $652,181
10/31/20 $576,142 $672,826
11/30/20 $645,423 $741,146
12/31/20 $705,754 $811,062
01/31/21 $726,286 $824,521
02/28/21 $756,396 $857,552
03/31/21 $785,204 $908,384
04/30/21 $844,153 $962,858
05/31/21 $860,379 $1,000,458
06/30/21 $887,204 $1,030,324
07/31/21 $922,855 $1,064,045
-
Every month I'm disappointed when I get my number for this thread, until I see last month's posting and I'm always pleasantly surprised. I dialed back on investments to build up more cash reserves and am somehow still up a significant amount. I'll need a new heroin when the market goes down or flat again!
Investments only
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | $226,942 | $401,746 | $603,129 | - |
| February | - | $249,796 | $414,430 | $610,412 | - |
| March | - | $270,351 | $412,631 | $630,438 | - |
| April | - | $285,770 | $393,815 | $679,078 | - |
| May | - | $295,838 | $414,524 | $719,534 | - |
| June | $219,320 | $283,393 | $452,579 | $737,483 | - |
| July | $228,483 | $307,071 | $471,455 | $771,570 | - |
| August | $234,711 | $315,942 | $496,982 | $784,835 | - |
| September | $245,993 | $318,301 | $529,603 | - | - |
| October | $251,023 | $334,301 | $525,945 | - | - |
| November | $238,881 | $352,430 | $528,082 | - | - |
| December | $244,687 | $370,715 | $585,310 | - | - |
-
12-31-13 ~ (-100k)
12-31-14 ~ (-80k)
12-31-15 ~ (-62k)
12-31-16 ~ (-30k)
12-31-17 ~ 20k
12-31-18 : 117k
12-31-19 : 243k
12-31-20 : 410k
07/31/21 : 537k (+13k)
Wild to save this much all the time. Spent most of high school working after school, doubles on weekends and all summer. By the end of high school I had a paid off $10k car and around $10k in the bank which seemed like a fortune. All that work, all those days being pissed off about working... now I can save that much in a month, every month. Then the depression in college and after graduation - so much debt, no job, the feeling of hopelessness. All of that is a distant memory now, but spent so many days feeling like I made a mistake. Crazy how things change - Now I could pay for a new college degree every year and then some. All of those negative feelings, all a waste. Hindsight is 20/20 I suppose. Now I fight the feeling of meaningless repetition and fulfillment. Perhaps destine to never be satisfied. One day I will look back on this time with the same feelings of waste. Once FI the grind to FI, the feelings of meaninglessness, all for nothing.
Try to enjoy it.
Original Target for 1M - October 2024
-
Invested assets, long term savings and debts:
12/31/14 $51,962.23
12/31/15 $92,762.33
12/31/16 $163,900.00
12/31/17 $251,415.07
12/31/18 $330,093.64 - new job, nice retention bonus from previous job
12/31/19 $519,878.70 - pension lump sum after leaving old job (rolled into 401k)
12/31/20 $714,958.33
---
01/31/21 $732,701.46
02/28/21 $752,893.42
03/31/21 $768,088.25 - maxed out 401k
04/30/21 $812,226.27
05/31/21 $818,349.97
06/30/21 $845,008.30
07/31/21 $870,706.07 - maxed out Mega Backdoor Roth
Every month I'm disappointed when I get my number for this thread, until I see last month's posting and I'm always pleasantly surprised.
This is so true! For me this month was very "meh" in the market. Still, it was also a great month in terms of savings, and I'm up $25k. That's a lot more than my base salary. Half a year of projected retirement expenses. In a single month. I mean...
I saved ~$15k, and made an additional principal payment of $1,200 to my car loan. The rest is the market.
Now that I've maxed out my retirement accounts, the fun begins as I've started sending money to my brokerage account. July was the first month I had a paycheck above a couple hundred dollars 😂
-
08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800 FIRE'd
11/1/2019 - $675,000
12/1/2019 - $695,700
01/1/2020 - $717,000
02/1/2020 - $721,000
03/1/2020 - $702,500
04/1/2020 - $651,000
05/1/2020 - $686,700
06/1/2020 - $702,200
07/1/2020 - $710,000
08/1/2020 - $731,800
09/1/2020 - $753,000
10/1/2020 - $736,600
11/1/2020 - $731,900 Back to work, whoops!
12/1/2020 - $769,100
01/1/2021 - $800,400
02/1/2021 - $809,400
03/1/2021 - $829,100
04/1/2021 - $851,000
05/1/2021 - $879,700
06/1/2021 - $894,700
07/1/2021 - $913,000
08/1/2021 - $932,400
Might actually graduate before the next long period of no working.
-
| | 2015 | | 2016 | | 2017 | | 2018 | | 2019 | | 2020 | | 2021 |
| January | - | | $125,152 | | $190,212 | | $277,747 | | $300,773 | | $391,367 | | $503,318 |
| February | - | | $132,476 | | $205,111 | | $276,647 | | $312,970 | | $372,287 | | $516,580 |
| March | - | | $142,868 | | $207,302 | | $277,401 | | $328,015 | | $316,940 | | $538,761 |
| April | - | | $146,221 | | $213,616 | | $279,721 | | $332,703 | | $357,205 | | $561,751 |
| May | - | | $153,151 | | $220,848 | | $292,665 | | $321,134 | | $404,385 | | $573,018 |
| June | - | | $151,884 | | $221,782 | | $288,234 | | $344,636 | | $401,862 | | $585,313 |
| July | $111,061 | | $162,292 | | $229,419 | | $300,537 | | $340,103 | | $424,226 | | $593,812 |
| August | $109,293 | | $164,716 | | $233,575 | | $306,219 | | $341,637 | | $440,114 | | - |
| September | $104,752 | | $167,126 | | $242,747 | | $293,075 | | $347,779 | | $436,932 | | - |
| October | $112,604 | | $167,659 | | $246,050 | | $293,488 | | $361,290 | | $458,230 | | - |
| November | $112,690 | | $177,602 | | $255,539 | | $293,026 | | $369,972 | | $485,863 | | - |
| December | $120,262 | | $182,345 | | $262,362 | | $301,471 | | $390,730 | | $498,601 | | - |
-
6/1/21 - $525k
7/4/21 - $540k
7/30/21 - $545k
-
Investments only, solo journey (so far)
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | $232,213 | $356,542 | $500,087 | $659,936 | - |
| February | - | $245,447 | $383,348 | $502,244 | $662,250 | - |
| March | - | $242,789 | $394,563 | $475,671 | $684,929 | - |
| April | $164,900 | $246,140 | $403,461 | $429,092 | $711,168 | - |
| May | - | $318,398 | $421,194 | $474,155 | $744,322 | - |
| June | - | $328,870 | $409,591 | $500,241 | $758,305 | - |
| July | $180,808 | $342,159 | $435,981 | $516,358 | $776,059 | - |
| August | $189,280 | $354,936 | $443,135 | $544,475 | $790,664 | - |
| September | $193,727 | $366,727 | $441,101 | $579,806 | - | - |
| October | $209,968 | $374,465 | $452,232 | $568,885 | - | - |
| November | $220,602 | $361,296 | $466,688 | $562,892 | - | - |
| December | $225,918 | $370,140 | $482,944 | $632,574 | - | - |
Not much to say about this month, overall this year my spending has been up a little, between 100-200 per month, but my rent also went up 100 this year, so I guess that is to be expected.
-
Nov-17 - 300k
May-18 - 375k
July -18 - 400k
Dec-18 - 345K
Mar-19 - 415K
Jun-19 nw 444K - liquid -514K
Sep-19 nw 450K liquid 527K
dec-19 nw 490k liquid 575k
mar-20 nw 374 liquid 455
Jun-20 nw 468 liquid 541
Sep-20 nw 612 liquid 573
Dec-20 nw 737 liquid 679
Jan-21 nw 739 liquid 679
Feb-21 nw 792 liquid 723
Mar-21 nw 848 liquid 761
Apr-21 nw 892 Liquid 800
May-21 nw 914 liquid 816
jun-21 nw 943 liquid 821
Jul-21 nw 969 liquid 822
I have funds due to me that will take the NW over 1m - but it hasn't arrived yet!! until then I stay in this thread....not complaining about over 25k increase a month though,...
-
| | 2018 | 2019 | 2020 | 2021 |
| January | $222,019 | $261,809 | $403,264 | $550,326 |
| February | $236,831 | $286,584 | $414,417 | $555,120 |
| March | $234,104 | $303,681 | $388,201 | $577,440 |
| April | $234,452 | $314,939 | $355,475 | $606,455 |
| May | $241,470 | $331,080 | $398,672 | $647,810 |
| June | $249,398 | $320,926 | $417,280 | $654,138 |
| July | $253,884 | $342,700 | $424,818 | $671,808 |
| August | $264,666 | $354,784 | $456,512 | $693,782 |
| September | $276,905 | $351,842 | $491,411 | - |
| October | $285,986 | $360,853 | $482,214 | - |
| November | $267,359 | $374,706 | $475,471 | - |
| December | $281,461 | $391,293 | $531,137 | - |
Markets still going crazy... happy to ride this wave however long it lasts.
-
Jan 2017 $275k
Jan 2018 $356k
Jan 2019 $447k
Jan 2020 $559k (433 liquid + 126 prop)
Jun 2020 $560k (440 liquid + 120 prop)
Jan 2021 $745k ($545k liquid)
June 2021 $913k ($675k liquid)
The stock market and housing insanity has just blown our net worth through the roof. It seems unreal.
July 2021 $1,003,776 ($750k liquid)
Breaking cycle to celebrate this little milestone. I call it millionaire status with a little m because it's real estate +liquid that puts us there. Big M is for when liquid assets hit the milestone.
I think I will hang around here for a bit longer before popping my head in the next thread... It doesn't feel like I've earned the right to post in the other thread yet for some bizarre reason riding this weird wave of housing/stock market boom in a pandemic.
Is there a millionaire imposter syndrome? Asking for a friend :)
-
Jan 2014 - £222,149
===============
Jan 2015 - £250,275 (+£28,126)
===============
Jan 2016 - £272,607 (+£22,332)
===============
Jan 2017 - £346,854 (+£74,247)
===============
Jan 2018 - £456,088 (+£109,234)
===============
Jan 2019 - £495,379 (+£39,291)
===============
Jan 2020 - £606,791 (+£111,412)
===============
Jan 2021 £710,244 (+£103,453)
Feb 2021 £692,104 (-£18,141)
Mar 2021 £689,239 (-£2,865)
Apr 2021 £708, 972 (+£19,693)
May 2021 £715,760 (+£6,684)
Jun 2021 £718,320 (+£2,560)
July 2021 £738,939 (+£20,617)
Aug 2021 £751,018 (+£12,179)
Quite a bit of volatility in this month again, ending up with investments only up a couple of grand with the majority from income.
(https://i.ibb.co/5R0kMSx/lnw-august-2021.png)
-
Jan 2014 - £222,149
===============
Jan 2015 - £250,275 (+£28,126)
===============
Jan 2016 - £272,607 (+£22,332)
===============
Jan 2017 - £346,854 (+£74,247)
===============
Jan 2018 - £456,088 (+£109,234)
===============
Jan 2019 - £495,379 (+£39,291)
===============
Jan 2020 - £606,791 (+£111,412)
===============
Jan 2021 £710,244 (+£103,453)
Feb 2021 £692,104 (-£18,141)
Mar 2021 £689,239 (-£2,865)
Apr 2021 £708, 972 (+£19,693)
May 2021 £715,760 (+£6,684)
Jun 2021 £718,320 (+£2,560)
July 2021 £738,939 (+£20,617)
Aug 2021 £749,068 (+£10,129)
Quite a bit of volatility in this month again, ending up with investments only up a couple of grand with the majority from income.
(https://i.ibb.co/7rfvnWM/lnw-august-2020.png)
Looks like you ought to change trend line data subset. You've been doing major work the last 4 years and the line doesn't reflect it. Or if you want to include all time pick non linear.
-
January
February
March
April
May
June
July
August
September
October
November
December
| 2017
236,254
250,055
262,196
269,959
282,665
284,827
292,037
293,168
297,489
303,111
309,583
316,618
| 2018
322,183
332,735
328,393
327,048
332,943
339,934
341,553
351,978
356,877
360,074
346,354
354,221
| 2019
339,623
358,056
368,263
386,406
395,806
382,758
399,023
404,132
404,378
411,212
421,398
434,363
| 2020
447,716
451,064
427,409
391,361
428,733
516,412/302,612
524,981/314,313
548,390/336,821
574,193/361,734
564,814/351,456
561,416/347,157
611,075/397,396
| 2021
624,711/408,641
634,615/417,637
648,273/430,384
669,042/450,239
861,370/561,651
861,170/560,532
875,996
891,063
|
For these tracking threads I only count the stuff that's linked to my Mint account. Kinda silly to keep doing it because together we are over 1m and I plan to fire at the end of the year whether I see that number in my account or not.
-
Slow and steady gains.
| - | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $282,434. | $337,409. | $471,679. |
| February | $291,608. | $311,090. | $503,034. |
| March | $297,041. | $305,148. | $507,281. |
| April | $311,860. | $315,763. | $534,472. |
| May | $314,419. | $342,506. | $538,416. |
| June | $0. | $355,784. | $548,063. |
| July | $0. | $379,309. | $550,977. |
| August | $0. | $403,144. | $- |
| September | $0. | $394,618. | $- |
| October | $0. | $388,353. | $- |
| November | $0. | $436,726. | $- |
| December | $0. | $464,139. | $- |
|
-
| | 2020 | 2021 | 2022 |
| January | - | $580,000 | - |
| February | - | $584,000 | - |
| March | - | $605,000 | - |
| April | - | $622,000 | - |
| May | - | $650,000 | - |
| June | - | $656,000 | - |
| July | - | $677,000 | - |
| August | - | $682,000 | - |
| September | $517,937.94 | - | - |
| October | $511,000.00 | - | - |
| November | $514,001.00 | - | - |
| December | $567,000.00 | - | - |
Hoping to hit $750k by the end of 2021.
-
Apr 2017: 175k NW
Apr 2018: 333k
Apr 2019: 400k
Feb 2020: 515k
Aug 2020: 602k (415k invested)
Dec 2020: 669k (478k)
Jan 2021: 690k (507k)
Mar 2021: 716k (529k)
Apr 2021: 751k (551k)
May 2021: 787k (576k)
Jun 2021: 807k (592k)
Jul 2021: 833k (611k)
Aug 2021: 831k (625k)
Had much higher home improvement expenses in July, with a drop in home "value" (per Zillow) to make the NW go down. But honestly, I don't really care about that number as long as investments are going up. And they have increase 200k+ in one year. That's mind blowing to me.
-
| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| Jan | | | 141,251.00 | $193,414.19 | $283,829.36 | $359,505.30 | $546,089.75 | $762,355.51 |
| Feb | | | $135,573.00 | $200,758.63 | $304,851.88 | $397,087.41 | $557,258.06 | $780,137.13 |
| Mar | | | $138,331.39 | $211,677.78 | $303,796.17 | $428,309.57 | $522,077.78 | $815,764.71 |
| Apr | | $98k | $146,788.37 | $217,643.71 | $307,682.67 | $440,342.71 | $451,185.96 | $829,307.88 |
| May | | $111k | $149,149.52 | $225,773.04 | $315,634.59 | $456,285.80 | $510,875.92 | $874,326.67 |
| Jun | | $112k | $161,205.21 | $232,222.09 | $337,046.55 | $441,047.77 | $551,923.37 | $878,873.50 |
| Jul | | $113k | $165,947.80 | $235,779.19 | $340,399.63 | $476,489.51 | $567,485.67 | $907,568.86 |
| Aug | | $113k | $176,198.00 | $244,461.55 | $363,304.76 | $486,559.27 | $601,161.19 | $923,408.92 |
| Sept | | $116k
| $178,840.37 | $247,101.69 | $385,572.12 | $483,967.28 | $653,037.25 | |
| Oct | | | $184,372.64 | $256,365.91 | $392,296.56 | $490,200.54 | $639,398.62 | |
| Nov | | $120,330.91 | $181,625.28 | $266,140.14 | $370,000.25 | $501,003.17 | $637,260.06 | |
| Dec | | $138,810.56 | $187,972.57 | $279,806.93 | $386,361.40 | $531,904.82 | $723,586.82 | |
-
Continuing to chug along...
1/01/21 - $400,149
2/14/21 - $427,486 (+$27,337)
3/01/21 - $443,490 (+$43,341)
3/19/21 - $451,670 (+$51,521)
3/31/21 - $458,005 (+$57,856)
4/15/21 - $470,187 (+$70,038)
4/30/21 - $475,833 (+$75,684)
5/15/21 - $486,446 (+$86,297)
5/28/21 - $497,565 (+$97,416)
6/05/21 - $505,428 (+$105,279)
6/30/21 - $517,109 (+$116,960)
7/30/21 - $534,405 (+$134,256)
Here's to hoping we can keep up the same sort of pace going forward - aiming for 1,000,000 by 7/2023.
-
August 2016: $280k
November 2017: $380k
July 2018: $490k
April 2019: $541k
May 2019: $575k - Have now doubled our NW since finding MMM 2.75 years ago!
January 2020: 625k
August 2020: 711k
December 2020: 830k - Almost triple NW since finding MMM 4.25 years ago
March 2021: 939k
June 2021: 962K - If I used the zestimate for our house value we'd be at 1.04 million, but not sure how accurate it is. Invested assets are at 754k.
August 2021: 987k (778k invested)
-
2020
Date Assets Debts Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021Date Assets Debts Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Maybe $1 mil in 2-3 years?
-
Investments Only
| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | $12,964 | $53,694 | $117,156 | $286,460 | $366,568 | $554,279 | $789,070 |
| February | $14,893 | $57,320 | $130,755 | $284,267 | $388,104 | $530,928 | $829,754 |
| March | $22,065 | $71,035 | $150,924 | $291,192 | $415,305 | $575,079 | $873,947 |
| April | $24,785 | $75,120 | $161,757 | $306,848 | $429,917 | $529,397 | $925,944 |
| May | $26,931 | $87,541 | $171,174 | $317,739 | $416,867 | $573,991 | $938,401 |
| June | $29,021 | $90,964 | $191,558 | $321,370 | $458,412 | $607,523 | $952,115 |
| July | $31,341 | $93,025 | $210,018 | $339,122 | $459,062 | $630,288 | $962,887 |
| August | $34,251 | $95,245 | $220,293 | $353,410 | $466,936 | $686,631 | - |
| September | $39,854 | $97,814 | $231,801 | $361,506 | $481,531 | $669,786 | - |
| October | $42,018 | $98,335 | $242,954 | $336,674 | $499,757 | $663,596 | - |
| November | $45,987 | $100,344 | $256,324 | $356,143 | $528,712 | $743,883 | - |
| December | $49,877 | $106,390 | $265,731 | $332,761 | $548,679 | $779,415 | - |
Savings has really slowed down now that we are no longer DINKs but we will just keep chugging along.
-
| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | $52,277 | $102,029 | $186,657 | $306,111 | $344,771 | $443,598 | $581,977 |
| February | $57,992 | $107,201 | $196,191 | $301,453 | $357,526 | $422,062 | $608,184 |
| March | $61,620 | $116,502 | $199,234 | $306,821 | $364,397 | $371,488 | $626,905 |
| April | $68,207 | $121,028 | $205,602 | $312,149 | $375,876 | $411,410 | $659,527 |
| May | $73,499 | $132,630 | $217,515 | $319,649 | $366,887 | $432,756 | $670,069 |
| June | $73,620 | $136,350 | $218,315 | $325,450 | $388,214 | $449,153 | $689,099 |
| July | $77,235 | $143,420 | $226,577 | $332,615 | $393,565 | $473,639 | $703,139 |
| August | $77,588 | $149,032 | $231,008 | $341,112 | $391,468 | $499,746 | - |
| September | $77,524 | $161,672 | $251,872 | $343,628 | $400,870 | $492,572 | - |
| October | $86,899 | $160,725 | $260,359 | $329,514 | $411,683 | $488,099 | - |
| November | $94,202 | $170,428 | $273,396 | $336,035 | $423,504 | $546,559 | - |
| December | $101,290 | $179,734 | $287,829 | $317,638 | $441,666 | $574,853 | - |
-
Net Worth // Invested Assets
1/1/21 - $500,317 // $346,651
2/1/21 - $513,258 // $355,473
3/1/21 - $531,847 // $366,107
4/1/21 - $548,364 // $380,740
5/1/21 - $568,829 // $408,712
6/1/21 - $569,723 // $408,351
7/1/21 - $612,700 // $431,974
8/1/21 - $625,715 // $412,017
We have to move (hence the drop in investments). Terrible timing, but hopefully we can make up for it when we sell our current house.
-
$556,306
Up $3,770 m/m
Up $123,238 y/y
Meh...nothing too exciting to report. Slow and steady.
-
01/01/17 £374668
01/01/18 £497097
01/01/19 £547415
01/01/20 £649762
01/01/21 £788172
01/02/21 £802062
01/03/21 £816123
01/04/21 £835284
01/05/21 £856901
01/06/21 £877243
01/07/21 £907604
01/08/21 £922728
-
Hi All,
We are so excited to be joining this race, its about 6-9 months ahead of schedule
07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $679K
-
01/01/20: $760,565
03/01/20: $722,547
05/01/20: $728,683
07/01/20: $788,641
09/01/20: $735,846
11/01/20: $746,928
12/28/20: $813,604
06/05/21: $947,322
08/04/21: $975,000
Getting so close to the end of this journey. It feels like it is taking forever, but when I look back at the numbers above, I realize just how quickly this has snowballed! What a trip.
-
01/01/20: $760,565
03/01/20: $722,547
05/01/20: $728,683
07/01/20: $788,641
09/01/20: $735,846
11/01/20: $746,928
12/28/20: $813,604
06/05/21: $947,322
08/04/21: $975,000
Getting so close to the end of this journey. It feels like it is taking forever, but when I look back at the numbers above, I realize just how quickly this has snowballed! What a trip.
I'm just waiting for a bear market to start so we're all stuck here for years and then disappear in a day, springing into the 2m thread completely skipping the 1-2.
-
Hello, I'm new here - just moving from the 'Race from 250k to 500k' tread.
About me: I've started tracking our assets on Mint in July 2016. That's pretty much when I discovered MMM and it has been instrumental in our progress.
There have been several challenges in these five years: In 2017 I lost my job, right after we sold our tiny condo and bought a more expensive suburban home - and I was not able to find another job for several long and anxious months. Then in 2020 my husband lost his job, due to Cobid-19 closures; he just started his own construction company this year and is yet to get established. We are not high earners, we live in a very HCOL area, and have a high-schooler that will be going to college in 2 years.
Despite these challenges, we've made good progress. We've more than doubled our non-equity assets in 5 years, reaching 1/2 mil a couple months ago. My hope is that we can reach 1 mil. by 2029 - 8 years from now; which is much slower doubling rate than previously, but that considers that we'll be paying for daughter's college.
retirement total non-equity
July 2016: $150,350 $204,450 (start of tracking)
Dec 2016: $167,700 $219,800
Dec 2017: $207,000 $315,150
Dec 2018: $235,600 $324,150
Dec 2019: $301,200 $386,700
Dec 2020: $360,000 $467,400
July 2021: $414,700 $520,600
If anyone here has experience in how paying for child's college has impacted their progress to FIRE, I'd like to hear it!
-
Welcome @easternblockbabe great progress
there are several posts about how to pay for college, just do some searching
-
I think my personal capital data got messed up so I'm updating the numbers. Was briefly over 1M at the beginning of May and have been grinding back up towards that mark while having some expenses come up. We have a little more cushion now but we are still at the mercy of the markets.
End of NW Change
12/13: $41,032
12/14: $106,801 $65,769
12/15: $197,262 $90,461
12/16: $276,361 $79,099
12/17: $368,051 $91,690
12/18: $394,472 $26,421
12/19: $560,195 $165,723
12/20: $840,205 $280,010
01/21: $858,525 $18,320
02/21: $890,820 $32,295
03/21: $925,713 $34,893
04/21: $983,951 $58,238
05/21: $952,164 $(31,787)
06/21: $962,171 $10,007
07/21: $997,313 $35,142
Current $1,034,329 $37,016
Year to date: +$194,127
-
01/01/20: $760,565
03/01/20: $722,547
05/01/20: $728,683
07/01/20: $788,641
09/01/20: $735,846
11/01/20: $746,928
12/28/20: $813,604
06/05/21: $947,322
08/04/21: $975,000
Getting so close to the end of this journey. It feels like it is taking forever, but when I look back at the numbers above, I realize just how quickly this has snowballed! What a trip.
I'm just waiting for a bear market to start so we're all stuck here for years and then disappear in a day, springing into the 2m thread completely skipping the 1-2.
Lol. Long game, am I right?
-
2018
Jan - $330,883
July - $372,389
-----------------------
2019
Jan - $376,421
July - $449,818
Aug - $461,802
Sept -$471,690
Nov - $486,235
Dec - $498,006
------------------
2020
Jan - $501,901
Feb - $518,123
Mar - $446,241
April -$450,421
May - $465,042
June -$478,201
July - $494,067
Aug - $508,204
Sept- $512,108
Oct - $509,740
Nov- $538,580
Dec - $558,594
-----------------
2021
Jan - $574,925
Feb- $591,277
Mar- $595,814
Apr- $614,723
May- $620,098
June-$639,526
July- $652,258
Aug- $670,149
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721 $10,687
-
Apr 5 2019: $523,606 -> crossed 500k threshold
...
Aug 5 2021: $968,721 $10,687
Wow Dr Kidstache, so impressive - you almost doubled your NW in just over 2 years!
-
Apr 5 2019: $523,606 -> crossed 500k threshold
...
Aug 5 2021: $968,721 $10,687
Wow Dr Kidstache, so impressive - you almost doubled your NW in just over 2 years!
Thanks, it's crazy! 50% savings rate and lots of market gains.
-
05/01/2017: $198,456
05/31/2017: $207,044
07/05/2017: $219,933
08/01/2017: $228,504
09/01/2017: $237,500
09/19/2017: $245,500
10/02/2017: $251,933
11/07/2017: $266,000
12/27/2017: $280,000
01/23/2018: $305,566
11/27/2018: $359,000
03/01/2019: $400,283 *baby born, kinda lost track of everything.....
08/15/2020: $612,831
01/01/2021: $689,500
02/01/2021: $714,039
02/15/2021: $747,215
03/15/2021: $750,529
04/01/2021: $767,398
05/02/2021: $803,507
06/02/2021: $809,000
06/28/2021: $751,511 invested/$901,500NW *family land purchase
08/06/2021: $772,933 invested/$922,933NW
-
(tracking retirement accounts, cash accounts and conservative equity in my rental properties and side businesses)
12/2014 $32,000
12/2016 $64,000 (24 months)
1/2018 $128,000 (25 months)
5/2019 $256,000 (16 months)
11/2020 $512,000 (19 months)
[12/2022 $1,024,000 (24 months)] **TARGET**
--
11/1/2020 $506,667.23
12/1/2020 $552,641.05 (tons of market gains...sustainable/real?)
1/1/2021 $574,330.90 (very excited for the next couple of months...bonus, raises, 401K match all hit!!!)
2/1/2021 $637,442.01
3/1/2021 $730,728.94 (still waiting on that 401k match/employer-side contribution to hit for another 38k)
4/1/2021 $781,201.54 (fun part of the year is over...back to normal growth mode)
5/1/2021 $795,754.30
6/1/2021 $880,912.54 (3 rental properties reappraised for refinance is about 50k of this increase)
7/1/2021 $920,541.74 - realizing I could graduate a whole year early!!!
8/1/2021 $893,351.71 - slippage due to taking some cash out during the mid-july market dip to fund a commercial property investment. Poorly timed, though not a market timing move. Onward
-
Total Investable NW/Liquid
| | | 2021 | |
| 2001 | $133k/$14k | January | $785k/$340k |
| 2002 | $90k/$15k | February | $803k/$349k |
| 2003 | $142k/$15k | March | $850k/$355k |
| 2004 | $271k/$16k | April | $896k/$362k |
| 2005 | $289k/$17k | May | $943k/$368k |
| 2006 | $275k/$18k | June | $973k/$380k |
| 2007 | $233k/$19k | July | $976k/$384k |
| 2008 | $159k/$26k | August | $981k/$390k |
| 2009 | $82k/$31k | September | - |
| 2010 | $46k/$45k | October | - |
| 2011 | $-48k/$52k | November | - |
| 2012 | $19k/$103k | December | - |
| 2013 | $88k/$98k | | | | |
| 2014 | $201k/$99k | | | | |
| 2015 | $240k/$103k | | | | |
| 2016 | $298k/$130k | | | | |
| 2017 | $389k/$141k | | | | |
| 2018 | $497k/$140k | | | | |
| 2019 | $562k/$202k | | | | |
| 2020 | $777k/$338k | | | | |
-
2018
Jan 398000
Feb 431000
Mar 448000
Apr 462580
May 481501
Jun - 489782
Jul - 507110
Aug - 523353
Sep - 529071
Oct - 519042
Nov - 532025
2019
Mar - 586808
May - 609872
Jun - 622961
Jul - 643390
Aug - 654710
Sep - 663790
Oct - 671853
Nov - 684764
Dec - 700320
2020
Jan - 717618
Feb - 739266
Mar - 681000
Apr - 659154
May - 666700
Jun - 690000
Jul - 704000
Aug - 727910
Sep - 727959
Oct - 751054
Nov - 774755
Dec - 800078
2021
Jan - 809285
Feb - 869654
Mar - 873372
Apr - 900593
May - 907408
Jun - 947449
Jul - 969900
Aug - 1003763
I guess that's me graduating out of this thread, might be back if we see a correction I guess. 26 months to go from 250k to 500k, 37 months to go from 500k to $1M. Projecting out it looks like it will take 47 months to go from $1M to 2M, but who knows!?
I really wasn't expecting this until December/January this year. Money printers are running hot I guess, and you have to think about it in that context. Your savings buys less of an 'annuity' than it used to, so while posting these numbers is great, it's kind of frustrating that the money I save each month doesn't buy me as much 'passive income' as it used to.
Still, will be going out to dinner to celebrate this milestone.
-
I guess that's me graduating out of this thread, might be back if we see a correction I guess. 26 months to go from 250k to 500k, 37 months to go from 500k to $1M. Projecting out it looks like it will take 47 months to go from $1M to 2M, but who knows!?
Congratulations @actionjackson !!
-
After today's paycheck, we are over $500k in just stocks/bonds now!
Next stop - $500k in just stocks. Another year?
-
first post $770k invested, small chance 1 million end of next year. Investing 74k a year.
I got some cash I might dump in to get this number up. $180k equity in house plus cash puts me just over $1 million NW.
-
first post $770k invested, small chance 1 million end of next year. Investing 74k a year.
I got some cash I might dump in to get this number up. $180k equity in house plus cash puts me just over $1 million NW.
You should eat more pizza you're saving too much money 👌
-
I'm inching closer to the $900k mark ($885k today) and the closer it gets, the slower it feels (narrator: *it's not slow*).
Will it change anything? Nope. Is it an important milestone? Nope. I'm still 8 years away from my RE number, and I know that unless the market tanks, it will happen in September anyway when I get my bonus.
BUT I STILL WATCH IT LIKE A HAWK.
Anyone else obsessing over stupid meaningless milestone or am I the only crazy one?
OK, i'm going out for a run.
Help.
-
When last I left, I had the temporary experience of having hit $1M in investments. Yes, it was Feb 2020. And then Covid crash. I disappeared, didn't look at things, and kept doing what I was doing, which, unfortunately, was spending money on a house that was mid-renovation. Contractor was able to get through enough of it that we could move in during July and sell our old place. Never figured on carrying both houses for that long, but never figured on a global pandemic either.
Anyway, here's the old count with a most recent update. And with that, I'll bid this, my favorite gauntlet, adieu. Hope to see many of you over in the $1-2M gauntlet soon.
date NW Investments
4/3/14 $430k $225k
9/19/14 $500k $275k
11/6/14 $550k $300K
5/9/15 $600k $341k
4/13/16 $650k $375k
9/7/16 $700k $410k
5/6/17 $750k $674k (*I think I lost history on one of our accounts prior to this)
9/9/17 $800k $717k
11/22/17 Assets hit $1M
12/15/17 $850k $770K
3/10/18 $900k $770k (refinanced house, put $ in and moved from 30 to 15 yrs)
6/16/18 $950k $818k
12/26/18 $900k $750k
1/10/19 $950k $803k
2/19/19 $1M !!! $856k
6/12/19 $1.05M $900k
10/9/19 $1.08M $895k (downpayment on house and market misery)
12/31/19 $1.16M $974k
2/12/20 $1.19M $1M !!!
bad, scary, viral things happened, house stuff, then back at it
8/13/21 $1.46M $1.27M
-
I feel like 80% of the posters recently are up over $900K or otherwise on the cusp of graduating. Good for yall! (and to those with $1M+, get the hell outta here)
But where are the $500K and $600K peeps? Who's going to be with me and the other peasants for the next 2-3 years?? Holla!
-
@Nick_Miller here and checking in! We're continuing to chug along, better half got a wonderful raise, and I got some potentially good career related news on my end, which should help us keep on path for the 7/2023 $1mm target goal.
1/01/21 - $400,149
2/14/21 - $427,486 (+$27,337)
3/01/21 - $443,490 (+$43,341)
3/19/21 - $451,670 (+$51,521)
3/31/21 - $458,005 (+$57,856)
4/15/21 - $470,187 (+$70,038)
4/30/21 - $475,833 (+$75,684)
5/15/21 - $486,446 (+$86,297)
5/28/21 - $497,565 (+$97,416)
6/05/21 - $505,428 (+$105,279)
6/30/21 - $517,109 (+$116,960)
7/30/21 - $534,405 (+$134,256)
8/15/21 - $543,454 (+$143,305)
Here's to hoping we can keep up the same sort of pace going forward.
-
I feel like 80% of the posters recently are up over $900 or otherwise on the cusp of graduating. Good for yall! (and to those with $1M+, get the hell outta here)
But where are the $500K and $600K peeps? Who's going to be with me and the other peasants for the next 2-3 years?? Holla!
I'm in! I just hit $500k this month, which I posted in the previous thread. So my next monthly update will be here.
-
I feel like 80% of the posters recently are up over $900K or otherwise on the cusp of graduating. Good for yall! (and to those with $1M+, get the hell outta here)
But where are the $500K and $600K peeps? Who's going to be with me and the other peasants for the next 2-3 years?? Holla!
Present! I'll be here....for a lot more than 2 or 3 years. Can't sack it away as well working PT. Oh well. Somebody's got to sweep the floors around here with all the speedy foot traffic going on. :)
-
I feel like 80% of the posters recently are up over $900K or otherwise on the cusp of graduating. Good for yall! (and to those with $1M+, get the hell outta here)
But where are the $500K and $600K peeps? Who's going to be with me and the other peasants for the next 2-3 years?? Holla!
Here Nick! Chiming in, joined the club in late June
08/03/2021 - $520,856 / $679K (Investments + Cash / Total NW)
08/16/2021 - ~$526 / ~$685
-
I feel like 80% of the posters recently are up over $900K or otherwise on the cusp of graduating. Good for yall! (and to those with $1M+, get the hell outta here)
But where are the $500K and $600K peeps? Who's going to be with me and the other peasants for the next 2-3 years?? Holla!
Here Nick! Chiming in, joined the club in late June
08/03/2021 - $520,856 / $679K (Investments + Cash / Total NW)
08/16/2021 - ~$526 / ~$685
I'm still here at 633k invested and thinking of abandoning tracking our other assets in this race. We're never planning to move, and the cash will be spent or invested. That leaves some small pensions, but I won't consider us actually FI until we have 1m invested.
-
Thanks for reporting in, peeps. It's good to know that not everyyyyone here is loaded (yet).
-
Thanks for reporting in, peeps. It's good to know that not everyyyyone here is loaded (yet).
If you have only 500k sitting in an account somewhere you are pretty loaded, imo.
-
I'm inching closer to the $900k mark ($885k today) and the closer it gets, the slower it feels (narrator: *it's not slow*).
Will it change anything? Nope. Is it an important milestone? Nope. I'm still 8 years away from my RE number, and I know that unless the market tanks, it will happen in September anyway when I get my bonus.
BUT I STILL WATCH IT LIKE A HAWK.
Anyone else obsessing over stupid meaningless milestone or am I the only crazy one?
OK, i'm going out for a run.
Help.
You're in the majority.
$1 million is an important milestone and I was obsessing over it too.
After you cross it, it's like eh whatever, you're just waiting for RE after that.
-
I feel like 80% of the posters recently are up over $900K or otherwise on the cusp of graduating. Good for yall! (and to those with $1M+, get the hell outta here)
But where are the $500K and $600K peeps? Who's going to be with me and the other peasants for the next 2-3 years?? Holla!
Present! I'll be here....for a lot more than 2 or 3 years. Can't sack it away as well working PT. Oh well. Somebody's got to sweep the floors around here with all the speedy foot traffic going on. :)
Peasants unite! I'll be here for a little while too :)
Hit 634,262.29 last month after a 10,790.13 gain!
-
I'm in! I just hit $500k this month, which I posted in the previous thread. So my next monthly update will be here.
Yay! Welcome!
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I'm in! I just hit $500k this month, which I posted in the previous thread. So my next monthly update will be here.
Yay! Welcome!
I've been following this thread for a long time. I have always followed one thread above where I am at the moment, it gives me inspiration. It's like one side of my brain saying to the other side, "See? These people are just like you. They just have more zeros."
-
I feel like 80% of the posters recently are up over $900 or otherwise on the cusp of graduating. Good for yall! (and to those with $1M+, get the hell outta here)
But where are the $500K and $600K peeps? Who's going to be with me and the other peasants for the next 2-3 years?? Holla!
I'm in! I just hit $500k this month, which I posted in the previous thread. So my next monthly update will be here.
Yeah @solon !
-
Thanks for reporting in, peeps. It's good to know that not everyyyyone here is loaded (yet).
Don't forget me!
Just got to $503k on Aug 1.
Will probably be here awhile. Unless the market continues the same trajectory as the last couple of years.
-
I've been feeling the lack of a spreadsheet in this challenge!
Here we go:
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
:)
-
thanks @tarheeldan . I haven't been tracking anything but current networth so I don't have great historical but I filled in the best I could and this will let me do that going forward.
Point of clarification. I see networth used on the spreadsheet labels. Are you all tracking networth? I'm tracking my invested assets. I have ~40k in cash and 185k house equity I'm not including. I need to jump over to 1m+ plus in that case
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Hi @getmoneyeatpizza ! Everybody is doing it a little different :) But it'll still show our progress and a cool chart lol!
-
thanks @tarheeldan . I haven't been tracking anything but current networth so I don't have great historical but I filled in the best I could and this will let me do that going forward.
Point of clarification. I see networth used on the spreadsheet labels. Are you all tracking networth? I'm tracking my invested assets. I have ~40k in cash and 185k house equity I'm not including. I need to jump over to 1m+ plus in that case
This is all for your own pleasure and humblebrag so everyone does it how it makes the most sense for them. Some do TNW, some market equities only, others total investable assets including rental real estate or other. It is for your own reference so how you track is up to you. As for me, I include all investable assets including rental real estate equity but separate out the market equities. I have two long-term targets, one for RE equity and another for market equities.
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thanks @tarheeldan . I haven't been tracking anything but current networth so I don't have great historical but I filled in the best I could and this will let me do that going forward.
Point of clarification. I see networth used on the spreadsheet labels. Are you all tracking networth? I'm tracking my invested assets. I have ~40k in cash and 185k house equity I'm not including. I need to jump over to 1m+ plus in that case
Yep, I think everyone just tracks what they care to track. It's more of a challenge against yourself more than a challenge against others, so if we're not all apples to apples around here, it makes little difference, really.
Personally, I track what I consider to be my wife and I's net worth (so retirement accounts, taxable investments, cash accounts, home equity, etc) but I don't include stuff like college funds (I consider that to be my kiddos' money) or our checking account (negligible impact, and fluctuates a lot). When we had debt, like student loans or credit cards, I obviously backed that out from the assets, but now we're debt free other than our home.
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thanks @tarheeldan . I haven't been tracking anything but current networth so I don't have great historical but I filled in the best I could and this will let me do that going forward.
Point of clarification. I see networth used on the spreadsheet labels. Are you all tracking networth? I'm tracking my invested assets. I have ~40k in cash and 185k house equity I'm not including. I need to jump over to 1m+ plus in that case
I "count" investments and cash as my entry into this race, but keep track of total net worth for fun
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Cool. I like to do invested assets since that's controlling the 4% SWR number. Though I have no set in stone FIRE number or date.
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Hello, I'm a new joiner (counting NW, ie real estate, corporate pension fund, personal post-tax Vanguard fund - reason being that I can sell up and live somewhere much cheaper).
end-2018: £287,177
------------------------
Mar-2019: £313,570
Apr-2019: £322,726
May-2019: £330,583
Jun-2019: £339,992
Jul-2019: £349,062
Aug-2019: £354,036
Sep-2019: £362,238
Oct-2019: £370,985
Nov-2019: £378,005
Dec-2019: £385,670
---------------------------
Jan-2020: £394,002
Feb-2020: £394,625
Mar-2020: £366,559
Apr-2020: £367,364
May-2020: £387,750
Jun-2020: £395,376
Jul-2020: £406,107
Aug-2020: £407,577
Sep-2020: £415,436
Oct-2020: £424,444
Nov-2020: £436,017
Dec-2020: £445,311
-------------------------
Jan-2021: £460,732
Feb-2021: £468,507
Mar-2021: £469,417
Apr-2021: £483,531
May-2021: £496,874
Jun-2021: £504,408
Jul-2021: £511,775
Aug-2021: £519,225
I'm in the 2025 FI/RE cohort.
-
March 2021:
280k invested and 505k total net worth.
August 2021:
280k invested (spent quite a lot on house and bought two cars), 560k total net worth (on paper the house value grew a lot...).
-
2020
Date Assets Debts Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021Date Assets Debts Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Heading out of town tomorrow, so updating a bit early.
-
Joining up!
Some history:
Date Assets Debts Net Worth
Jul-14 $78,648.04 $398,451.67 -$319,803.63
Jul-15 $410,895.20 $603,418.44 -$192,523.24
Jul-16 $463,581.17 $536,786.33 -$73,205.16
Jul-17 $543,077.53 $503,380.09 $39,697.44
Jul-18 $664,484.76 $432,715.60 $231,769.16
Jul-19 $763,637.38 $423,618.42 $340,018.96
This year:
Jan-20 $873,556.39 $427,317.72 $446,238.67
Feb-20 $856,664.00 $436,400.00 $420,264.00
Mar-20 $777,418.00 $426,449.51 $350,968.49
Apr-20 $829,006.00 $423,381.00 $405,625.00
May-20 $876,161.00 $419,323.00 $456,838.00
Jun-20 $895,819.00 $420,717.00 $475,102.00
Jul-20 $941,839.00 $419,033.75 $522,805.25
Some data:
-Double pharmacists - wife's loans are gone, I'm scheduled for Public Student Loan Forgiveness in 2024, so my SL and the mortgage is still included.
-LCOL area.
-One child.
-All investments are VTSAX or replicate it as closely as available. (522k as of this post)
Glad to be here!
Well that was a quick year!
Date Assets Debts Net worth
Aug-20 $991,172.86 $416,834.10 $574,338.76
Sep-20 $990,861.48 $417,141.48 $573,720.00
Oct-20 $1,011,112.82 $418,758.35 $592,354.47
Nov-20 $1,069,388.06 $416,693.00 $652,695.06
Dec-20 $1,120,426.77 $416,916.00 $703,510.77
Jan-21 $1,140,861.51 $415,025.58 $725,835.93
Feb-21 $1,195,545.63 $413,850.04 $781,695.59
Mar-21 $1,227,634.93 $414,286.25 $813,348.68
Apr-21 $1,294,599.44 $412,702.51 $881,896.93
May-21 $1,312,532.06 $411,496.63 $901,035.43
Jun-21 $1,371,575.68 $416,006.00 $955,569.68
Jul-21 $1,421,228.05 $411,236.85 $1,009,991.20
Current $1,450,816.88 $409,307.84 $1,041,509.04
I don't at all trust where we're at, but technically above the number, so I figured I'd post. No daycare or student loan costs due to covid have been a big help to cashflow. Have been able to auto-draft 1k weekly into vanguard brokerage. 2nd daughter due next month.
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@pharmmm HOLY MOLEY!!!
You came a year ago, introduced yourself once, then peaced out exactly a year later after having saved enough to have your invested assets grow $500k in 12 months!!! That's freaking EPIC! Congrats! You both are ready to retire without even having paid off your student loans lol
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@pharmmm HOLY MOLEY!!!
You came a year ago, introduced yourself once, then peaced out exactly a year later after having saved enough to have your invested assets grow $500k in 12 months!!! That's freaking EPIC! Congrats! You both are ready to retire without even having paid off your student loans lol
Haha, thank you! I knew I made that first post, and I knew I had the 1m goal, but life happened and I just never made it back to update along the way. Kept up my own personal speadsheet every month, and just saved it up for one data dump. Some of the 70k jump months were bananas, still doesn't seem real. Going to wait until the dust settles and get comfortable with the idea of M status to introduce myself in the 1M-?? thread.
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I think my personal capital data got messed up so I'm updating the numbers. Was briefly over 1M at the beginning of May and have been grinding back up towards that mark while having some expenses come up. We have a little more cushion now but we are still at the mercy of the markets.
End of NW Change
12/13: $41,032
12/14: $106,801 $65,769
12/15: $197,262 $90,461
12/16: $276,361 $79,099
12/17: $368,051 $91,690
12/18: $394,472 $26,421
12/19: $560,195 $165,723
12/20: $840,205 $280,010
01/21: $858,525 $18,320
02/21: $890,820 $32,295
03/21: $925,713 $34,893
04/21: $983,951 $58,238
05/21: $952,164 $(31,787)
06/21: $962,171 $10,007
07/21: $997,313 $35,142
Current $1,034,329 $37,016
Year to date: +$194,127
Alright my fellow mustachians, I think I'm going to call it as we are sitting at just over 1.1M now. See you all on the other side!
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nice job @FIreDrill
I think I may be joining you.
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@UnleashHell @FIreDrill @pharmmm CONGRATS!
05/01/2017: $198,456
05/31/2017: $207,044
07/05/2017: $219,933
08/01/2017: $228,504
09/01/2017: $237,500
09/19/2017: $245,500
10/02/2017: $251,933
11/07/2017: $266,000
12/27/2017: $280,000
01/23/2018: $305,566
11/27/2018: $359,000
03/01/2019: $400,283 *baby born, kinda lost track of everything.....
08/15/2020: $612,831
01/01/2021: $689,500
02/01/2021: $714,039
02/15/2021: $747,215
03/15/2021: $750,529
04/01/2021: $767,398
05/02/2021: $803,507
06/02/2021: $809,000
06/28/2021: $751,511 invested/$901,500NW *family land purchase
08/06/2021: $772,933 invested/$922,933NW
08/30/2021: $787,791 invested/$937,791NW
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01/01/17 £374668
01/01/18 £497097
01/01/19 £547415
01/01/20 £649762
01/01/21 £788172
01/02/21 £802062
01/03/21 £816123
01/04/21 £835284
01/05/21 £856901
01/06/21 £877243
01/07/21 £907604
01/08/21 £922728
01/09/21 £941531
My excel sheet tells me that I am exactly 1 year from FIRE now. If the market continues to perform I think it could be May/June 22.. I cant quite get my head around a TNW increase of £150,000 in 8 months.
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I finally graduated from the $250k-$500k race. Here's to the next leg of the marathon.
8/30/2021 $507,872.75
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I finally graduated from the $250k-$500k race. Here's to the next leg of the marathon.
8/30/2021 $507,872.75
Welcome!!
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Hello! I became a sixhundredthousandaire today and am looking for someplace to crow about it so I thought I would join up here! Not sure if I’m going to make a million before I peace out but this looked like the closest race category for me. Happy to be here!!
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Healthy increase this month despite spending loads (for a Mustacian!) on our first holiday abroad since 2019.
Target is £800k by December.
Jan 2014 - £222,149
===============
Jan 2015 - £250,275 (+£28,126)
===============
Jan 2016 - £272,607 (+£22,332)
===============
Jan 2017 - £346,854 (+£74,247)
===============
Jan 2018 - £456,088 (+£109,234)
===============
Jan 2019 - £495,379 (+£39,291)
===============
Jan 2020 - £606,791 (+£111,412)
===============
Jan 2021 £710,244 (+£103,453)
Feb 2021 £692,104 (-£18,141)
Mar 2021 £689,239 (-£2,865)
Apr 2021 £708, 972 (+£19,693)
May 2021 £715,760 (+£6,684)
Jun 2021 £718,320 (+£2,560)
July 2021 £739,838 (+£21,517)
Aug 2021 £752,173 (+£12,179)
Sep 2021 £774,841 (+£22,666)
(https://i.ibb.co/bQRV1gD/Screenshot-2021-08-31-at-08-25-04.png) (https://ibb.co/5Gx3TWw)
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08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800 FIRE'd
11/1/2019 - $675,000
12/1/2019 - $695,700
01/1/2020 - $717,000
02/1/2020 - $721,000
03/1/2020 - $702,500
04/1/2020 - $651,000
05/1/2020 - $686,700
06/1/2020 - $702,200
07/1/2020 - $710,000
08/1/2020 - $731,800
09/1/2020 - $753,000
10/1/2020 - $736,600
11/1/2020 - $731,900 Back to work, whoops!
12/1/2020 - $769,100
01/1/2021 - $800,400
02/1/2021 - $809,400
03/1/2021 - $829,100
04/1/2021 - $851,000
05/1/2021 - $879,700
06/1/2021 - $894,700
07/1/2021 - $913,000
08/1/2021 - $932,400
09/1/2021 - $954,800
+$200k YoY........just feels bonkers, especially since we were unemployed for almost 3 of those months.
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Investments Only
| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | $12,964 | $53,694 | $117,156 | $286,460 | $366,568 | $554,279 | $789,070 |
| February | $14,893 | $57,320 | $130,755 | $284,267 | $388,104 | $530,928 | $829,754 |
| March | $22,065 | $71,035 | $150,924 | $291,192 | $415,305 | $575,079 | $873,947 |
| April | $24,785 | $75,120 | $161,757 | $306,848 | $429,917 | $529,397 | $925,944 |
| May | $26,931 | $87,541 | $171,174 | $317,739 | $416,867 | $573,991 | $938,401 |
| June | $29,021 | $90,964 | $191,558 | $321,370 | $458,412 | $607,523 | $952,115 |
| July | $31,341 | $93,025 | $210,018 | $339,122 | $459,062 | $630,288 | $962,887 |
| August | $34,251 | $95,245 | $220,293 | $353,410 | $466,936 | $686,631 | $998,422 |
| September | $39,854 | $97,814 | $231,801 | $361,506 | $481,531 | $669,786 | - |
| October | $42,018 | $98,335 | $242,954 | $336,674 | $499,757 | $663,596 | - |
| November | $45,987 | $100,344 | $256,324 | $356,143 | $528,712 | $743,883 | - |
| December | $49,877 | $106,390 | $265,731 | $332,761 | $548,679 | $779,415 | - |
Only $2K away! Looking back, it took me almost 2 years to go from $0 to $100K, one year to go from $100K to $250K, and 2 years to from $250K to $500K (and it seems November is milestone month for us).
If the markets behave it will take us just under 2 years to go from $500K to $1M. Fingers crossed!
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Investments Only
| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | $12,964 | $53,694 | $117,156 | $286,460 | $366,568 | $554,279 | $789,070 |
| February | $14,893 | $57,320 | $130,755 | $284,267 | $388,104 | $530,928 | $829,754 |
| March | $22,065 | $71,035 | $150,924 | $291,192 | $415,305 | $575,079 | $873,947 |
| April | $24,785 | $75,120 | $161,757 | $306,848 | $429,917 | $529,397 | $925,944 |
| May | $26,931 | $87,541 | $171,174 | $317,739 | $416,867 | $573,991 | $938,401 |
| June | $29,021 | $90,964 | $191,558 | $321,370 | $458,412 | $607,523 | $952,115 |
| July | $31,341 | $93,025 | $210,018 | $339,122 | $459,062 | $630,288 | $962,887 |
| August | $34,251 | $95,245 | $220,293 | $353,410 | $466,936 | $686,631 | $998,422 |
| September | $39,854 | $97,814 | $231,801 | $361,506 | $481,531 | $669,786 | - |
| October | $42,018 | $98,335 | $242,954 | $336,674 | $499,757 | $663,596 | - |
| November | $45,987 | $100,344 | $256,324 | $356,143 | $528,712 | $743,883 | - |
| December | $49,877 | $106,390 | $265,731 | $332,761 | $548,679 | $779,415 | - |
Only $2K away! Looking back, it took me almost 2 years to go from $0 to $100K, one year to go from $100K to $250K, and 2 years to from $250K to $500K (and it seems November is milestone month for us).
If the markets behave it will take us just under 2 years to go from $500K to $1M. Fingers crossed!
Great progress, congrats
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Investments Only
| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | $12,964 | $53,694 | $117,156 | $286,460 | $366,568 | $554,279 | $789,070 |
| February | $14,893 | $57,320 | $130,755 | $284,267 | $388,104 | $530,928 | $829,754 |
| March | $22,065 | $71,035 | $150,924 | $291,192 | $415,305 | $575,079 | $873,947 |
| April | $24,785 | $75,120 | $161,757 | $306,848 | $429,917 | $529,397 | $925,944 |
| May | $26,931 | $87,541 | $171,174 | $317,739 | $416,867 | $573,991 | $938,401 |
| June | $29,021 | $90,964 | $191,558 | $321,370 | $458,412 | $607,523 | $952,115 |
| July | $31,341 | $93,025 | $210,018 | $339,122 | $459,062 | $630,288 | $962,887 |
| August | $34,251 | $95,245 | $220,293 | $353,410 | $466,936 | $686,631 | $998,422 |
| September | $39,854 | $97,814 | $231,801 | $361,506 | $481,531 | $669,786 | - |
| October | $42,018 | $98,335 | $242,954 | $336,674 | $499,757 | $663,596 | - |
| November | $45,987 | $100,344 | $256,324 | $356,143 | $528,712 | $743,883 | - |
| December | $49,877 | $106,390 | $265,731 | $332,761 | $548,679 | $779,415 | - |
Only $2K away! Looking back, it took me almost 2 years to go from $0 to $100K, one year to go from $100K to $250K, and 2 years to from $250K to $500K (and it seems November is milestone month for us).
If the markets behave it will take us just under 2 years to go from $500K to $1M. Fingers crossed!
Hopefully it will happen this week!! Congrats, great progress. I also reached $500k in 11/2019 but COVID took that away. Now I'm about $100k behind you!
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Month Invested Networth
04/30/17 $67,858 $125,786 <---- Discovered MMM / LBYM
09/30/17 $100,416 $168,105 <---- 100k Invested
01/31/19 $251,061 $311,711 <---- 250k Invested
06/30/20 $501,158 $573,100 <---- 500k Invested
07/31/20 $534,311 $613,166
08/31/20 $582,298 $662,814
09/30/20 $568,854 $652,181
10/31/20 $576,142 $672,826
11/30/20 $645,423 $741,146
12/31/20 $705,754 $811,062
01/31/21 $726,286 $824,521
02/28/21 $756,396 $857,552
03/31/21 $785,204 $908,384
04/30/21 $844,153 $962,858
05/31/21 $860,379 $1,000,458
06/30/21 $887,204 $1,030,324
07/31/21 $924,815 $1,066,071
08/31/21 $955,822 $1,098,053
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| | 2018 | 2019 | 2020 | 2021 |
| January | $222,019 | $261,809 | $403,264 | $550,326 |
| February | $236,831 | $286,584 | $414,417 | $555,120 |
| March | $234,104 | $303,681 | $388,201 | $577,440 |
| April | $234,452 | $314,939 | $355,475 | $606,455 |
| May | $241,470 | $331,080 | $398,672 | $647,810 |
| June | $249,398 | $320,926 | $417,280 | $654,138 |
| July | $253,884 | $342,700 | $424,818 | $671,808 |
| August | $264,666 | $354,784 | $456,512 | $693,782 |
| September | $276,905 | $351,842 | $491,411 | $718,331 |
| October | $285,986 | $360,853 | $482,214 | - |
| November | $267,359 | $374,706 | $475,471 | - |
| December | $281,461 | $391,293 | $531,137 | - |
I cannot get over how good the markets have been. We've been putting a ton in this year, but man... I might have to update my FIRE co-hort at this rate.
-
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | 318,100 | 359,000 | 465,145 | 556,200 | - |
| February | - | 321,800 | 370,750 | 467,380 | 579,100 | - |
| March | - | 313,540 | 378,525 | 418,695 | 580,400 | - |
| April | 255,900 | 322,810 | 391,005 | 454,145 | 604,500 | - |
| May | 263,800 | 328,600 | 397,260 | 472,320 | 610,000 | - |
| June | 268,100 | 331,860 | 407,265 | 485,420 | 625,000 | - |
| July | 273,100 | 340,250 | 413,395 | 502,730 | 627,491 | - |
| August | 276,800 | 341,770 | 413,070 | 513,600 | 634,555 | - |
| September | 284,500 | 348,465 | 420,460 | 511,466 | - | - |
| October | 292,100 | 343,960 | 429,655 | 508,153 | - | - |
| November | 302,000 | 347,470 | 442,315 | 537,343 | - | - |
| December | 309,500 | 340,950 | 447,950 | 553,788 | - | - |
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Investments only; Household combined.
| | 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) |
| January | - | 496,255 | 674,413 | - |
| February | - | 472,573 | 700,728 | - |
| March | - | 444,067 | 732,652 | - |
| April | - | 495,051 | 762,029 | - |
| May | - | 524,063 | 759,955 | - |
| June | - | 524,530 | 796,116 | - |
| July | 330,406 | 552,296 | 826,664 | - |
| August | 437,870 | 632,115 | 866,404 | - |
| September | 443,081 | 617,959 | - | - |
| October | 452,295 | 604,646 | - | - |
| November | 483,711 | 664,577 | - | - |
| December | 484,963 | 674,843 | - | - |
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01-2017 $147,729
04-2017 $140,847
07-2017 $157,768
10-2017 $173,045
01-2018 $190,018
04-2018 $206,732
07-2018 $231,046
10-2018 $252,544
01-2019 $252,481
04-2019 $311,927
07-2019 $326,646
10-2019 $338,088
01-2020 $364,075
04-2020 $347,174
07-2020 $401,514
10-2020 $433,564
01-2021 $487,851
02-2021 $500,780
03-2021 $520,737
04-2021 $536,442
05-2021 $578,346
06-2021 $583,837
07-2021 $591,779
08-2021 $595,730
09-2021 $604,905
A bit more vacation spending was incurred, but that's the last of it until spring. Being up about $170K in a year is crazy, and I don't expect that pace to continue.
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Congrats everyone. I'm targeting $33k more in savings this year. Just gotta get a few thousand in portfolio growth to close out this race.
11/30/19: $496k
12/31/19: $524k
01/31/20: $533k
02/29/20: $507k
03/31/20: $458k
04/30/20: $510k
05/31/20: $542k
06/30/20: $578k
07/31/20: $624k
08/31/20: $664k
09/30/20: $660k
10/31/20: $653k
11/30/20: $720k
12/31/20: $753k
01/31/21: $748k
02/28/21: $772k
03/31/21: $802k
04/30/21: $860k
05/31/21: $878k
06/30/21: $908k
07/31/21: $940k
08/31/21: $965k
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Net Worth
May2021 - $1,003,397
June 2021 - $1.013,773
July 2021 - $1,035,193
August 2021 - $1,238,637
Investments :
May 2021 - $604,599
June 2021 - $616,224
July 2021 - $637,187
August 2021 - $726,863
I got my boost so a very exciting month for me!
-
10/31/2020 $599,359.11
11/30/2020 $682,864.07
12/31/2020 $720,288.84
1/31/2021 $737,924.70
2/28/2021 $759,381.39
3/31/2021 $794,882.82
4/30/2021 $842,437.81
5/31/2021 $852,073.79
6/30/2021 $873,053.96
7/31/2021 $895,493.04
8/31/2021 $920,587.71
Made it to the 900s, almost there!
-
| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | $52,277 | $102,029 | $186,657 | $306,111 | $344,771 | $443,598 | $581,977 |
| February | $57,992 | $107,201 | $196,191 | $301,453 | $357,526 | $422,062 | $608,184 |
| March | $61,620 | $116,502 | $199,234 | $306,821 | $364,397 | $371,488 | $626,905 |
| April | $68,207 | $121,028 | $205,602 | $312,149 | $375,876 | $411,410 | $659,527 |
| May | $73,499 | $132,630 | $217,515 | $319,649 | $366,887 | $432,756 | $670,069 |
| June | $73,620 | $136,350 | $218,315 | $325,450 | $388,214 | $449,153 | $689,099 |
| July | $77,235 | $143,420 | $226,577 | $332,615 | $393,565 | $473,639 | $703,139 |
| August | $77,588 | $149,032 | $231,008 | $341,112 | $391,468 | $499,746 | $724,977 |
| September | $77,524 | $161,672 | $251,872 | $343,628 | $400,870 | $492,572 | - |
| October | $86,899 | $160,725 | $260,359 | $329,514 | $411,683 | $488,099 | - |
| November | $94,202 | $170,428 | $273,396 | $336,035 | $423,504 | $546,559 | - |
| December | $101,290 | $179,734 | $287,829 | $317,638 | $441,666 | $574,853 | - |
-
12-31-13 ~ (-100k)
12-31-14 ~ (-80k)
12-31-15 ~ (-62k)
12-31-16 ~ (-30k)
12-31-17 ~ 20k
12-31-18 : 117k
12-31-19 : 243k
12-31-20 : 410k
12-31-21 : 615k (Target)
08/31/21 : 565k (+27k)
DW got a raise & bonus - maxed out all tax advantage space
Original Target for 1M - October 2024
Current Target for 1M - September 2023
Race to 1M Spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
-
Race to 1M Spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
Just curious, why did you set up the speadsheet to track since January and not since $500k? I think it would much more interesting to see and compare full progress.
-
August 2021 - Just hit $750k in investments… 3/4 of the way to 7 figures!
Joining the ranks of you folks chasing that seven-figure milestone! (To keep my journey consistent, I’m going to be following based on my personal investments / retirement accounts—separate from the wife's—and not counting the home value).
This weekend, April 2021, I hit a major milestone: $700k at 37-years-old.
Looking back at notes from ‘Race from 250 to 500k!’, here’s a brief recap:
*June 2010 - Finish grad school, 26 y/o, $90k+ in debt; new job at $40k/year
*May 2015 - (I think) - First crossed $100k at 31 y/o
*January 2018 - Passed the $250k mark
*April 2019 - Hit $312.5k
*June 2019 - 1/3 of the way to $1M
*February 2020 - Hit $400k
*November 2020 - Eclipsed $500k (and finished the ‘Race from 250 to $500k!’)
-
Nov-17 - 300k
May-18 - 375k
July -18 - 400k
Dec-18 - 345K
Mar-19 - 415K
Jun-19 nw 444K - liquid -514K
Sep-19 nw 450K liquid 527K
dec-19 nw 490k liquid 575k
mar-20 nw 374 liquid 455
Jun-20 nw 468 liquid 541
Sep-20 nw 612 liquid 573
Dec-20 nw 737 liquid 679
Jan-21 nw 739 liquid 679
Feb-21 nw 792 liquid 723
Mar-21 nw 848 liquid 761
Apr-21 nw 892 Liquid 800
May-21 nw 914 liquid 816
jun-21 nw 943 liquid 821
Jul-21 nw 969 liquid 822
Aug-21 nw 1,030 liquid 848
got my severance pay. liquid not increasing as fast as net worth as the very last of my non mortgage debt was settled.
Even with that I'm into the 2 comma club so I'm off the the nest thread. All best folks and see you soon!!
-
Race to 1M Spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
Just curious, why did you set up the speadsheet to track since January and not since $500k? I think it would much more interesting to see and compare full progress.
Didn’t make the sheet, but I’m sure it can be edited to do so.
-
Invested assets, long term savings and debts:
12/31/14 $51,962.23
12/31/15 $92,762.33
12/31/16 $163,900.00
12/31/17 $251,415.07
12/31/18 $330,093.64 - new job, nice retention bonus from previous job
12/31/19 $519,878.70 - pension lump sum after leaving old job (rolled into 401k)
12/31/20 $714,958.33
---
01/31/21 $732,701.46
02/28/21 $752,893.42
03/31/21 $768,088.25 - maxed out 401k
04/30/21 $812,226.27
05/31/21 $818,349.97
06/30/21 $845,008.30
07/31/21 $870,706.07 - maxed out Mega Backdoor Roth
08/31/21 $896,241.14 - so clooooose to $900k
I'm up $181k YTD (25%). Just under half of that is my contributions, the rest is the market. I hope to graduate from this thread Q1 or Q2/2022 if the market doesn't crash.
-
Investments only
| | 2018 | 2019 | 2020 | 2021 |
| January | $198,265 | $224,401 | $305,287 | $424,924 |
| February | $204,080 | $231,997 | $290,554 | $453,313 |
| March | $204,080 | $236,710 | $274,909 | $471,199 |
| April | $206,310 | $246,138 | $298,297 | $489,213 |
| May | $207,731 | $245,062 | $320,072 | $492,274 |
| June | $209,453 | $256,868 | $331,215 | $493,272 |
| July | $218,450 | $256,076 | $349,025 | $503,214 |
| August | $224,243 | $266,197 | $367,183 | $521,697 |
| September | $227,037 | $274,186 | $360,397 | |
| October | $214,107 | $284,427 | $360,290 | |
| November | $219,948 | $295.004 | $400,264 | |
| December | $206,667 | $304,693 | $419,937 | |
-
Nov-17 - 300k
May-18 - 375k
July -18 - 400k
Dec-18 - 345K
Mar-19 - 415K
Jun-19 nw 444K - liquid -514K
Sep-19 nw 450K liquid 527K
dec-19 nw 490k liquid 575k
mar-20 nw 374 liquid 455
Jun-20 nw 468 liquid 541
Sep-20 nw 612 liquid 573
Dec-20 nw 737 liquid 679
Jan-21 nw 739 liquid 679
Feb-21 nw 792 liquid 723
Mar-21 nw 848 liquid 761
Apr-21 nw 892 Liquid 800
May-21 nw 914 liquid 816
jun-21 nw 943 liquid 821
Jul-21 nw 969 liquid 822
Aug-21 nw 1,030 liquid 848
got my severance pay. liquid not increasing as fast as net worth as the very last of my non mortgage debt was settled.
Even with that I'm into the 2 comma club so I'm off the the nest thread. All best folks and see you soon!!
🥳
-
(tracking retirement accounts, cash accounts and conservative equity in my rental properties and side businesses)
12/2014 $32,000
12/2016 $64,000 (24 months)
1/2018 $128,000 (25 months)
5/2019 $256,000 (16 months)
11/2020 $512,000 (19 months)
[12/2022 $1,024,000 (24 months)] **TARGET**
--
11/1/2020 $506,667.23
12/1/2020 $552,641.05 (tons of market gains...sustainable/real?)
1/1/2021 $574,330.90 (very excited for the next couple of months...bonus, raises, 401K match all hit!!!)
2/1/2021 $637,442.01
3/1/2021 $730,728.94 (still waiting on that 401k match/employer-side contribution to hit for another 38k)
4/1/2021 $781,201.54 (fun part of the year is over...back to normal growth mode)
5/1/2021 $795,754.30
6/1/2021 $880,912.54 (3 rental properties reappraised for refinance is about 50k of this increase)
7/1/2021 $920,541.74 - realizing I could graduate a whole year early!!!
8/1/2021 $893,351.71 - slippage due to taking some cash out during the mid-july market dip to fund a commercial property investment. Poorly timed, though not a market timing move. Onward
9/1/2021 $918,857.20
-
| | 2020 | 2021 | 2022 |
| January | - | $580,000 | - |
| February | - | $584,000 | - |
| March | - | $605,000 | - |
| April | - | $622,000 | - |
| May | - | $650,000 | - |
| June | - | $656,000 | - |
| July | - | $677,000 | - |
| August | - | $682,000 | - |
| September | $517,937 | $700,500 | - |
| October | $511,000 | - | - |
| November | $514,001 | - | - |
| December | $567,000 | - | - |
Sold a car for more than I paid two years ago. Currently stashing cash to buy Rental #2 sometime this fall. And I got a bonus and a raise at work. Onwards to $750k!
-
| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| Jan | | | 141,251.00 | $193,414.19 | $283,829.36 | $359,505.30 | $546,089.75 | $762,355.51 |
| Feb | | | $135,573.00 | $200,758.63 | $304,851.88 | $397,087.41 | $557,258.06 | $780,137.13 |
| Mar | | | $138,331.39 | $211,677.78 | $303,796.17 | $428,309.57 | $522,077.78 | $815,764.71 |
| Apr | | $98k | $146,788.37 | $217,643.71 | $307,682.67 | $440,342.71 | $451,185.96 | $829,307.88 |
| May | | $111k | $149,149.52 | $225,773.04 | $315,634.59 | $456,285.80 | $510,875.92 | $874,326.67 |
| Jun | | $112k | $161,205.21 | $232,222.09 | $337,046.55 | $441,047.77 | $551,923.37 | $878,873.50 |
| Jul | | $113k | $165,947.80 | $235,779.19 | $340,399.63 | $476,489.51 | $567,485.67 | $907,568.86 |
| Aug | | $113k | $176,198.00 | $244,461.55 | $363,304.76 | $486,559.27 | $601,161.19 | $923,408.92 |
| Sept | | $116k | $178,840.37 | $247,101.69 | $385,572.12 | $483,967.28 | $653,037.25 | $950,899.02 |
| Oct | | | $184,372.64 | $256,365.91 | $392,296.56 | $490,200.54 | $639,398.62 | |
| Nov | | $120,330.91 | $181,625.28 | $266,140.14 | $370,000.25 | $501,003.17 | $637,260.06 | |
| Dec | | $138,810.56 | $187,972.57 | $279,806.93 | $386,361.40 | $531,904.82 | $723,586.82 | |
-
Apr 2017: 175k NW
Apr 2018: 333k
Apr 2019: 400k
Feb 2020: 515k
Aug 2020: 602k (415k invested)
Dec 2020: 669k (478k)
Jan 2021: 690k (507k)
Mar 2021: 716k (529k)
Apr 2021: 751k (551k)
May 2021: 787k (576k)
Jun 2021: 807k (592k)
Jul 2021: 833k (611k)
Aug 2021: 831k (625k)
Sept 2021: 640K (invested)
I've decided to stop including NW (847k) for purposes of this thread because the only number that I really care about is the investment total.
-
07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
-
Net Worth // Invested Assets
1/1/21 - $500,317 // $346,651
2/1/21 - $513,258 // $355,473
3/1/21 - $531,847 // $366,107
4/1/21 - $548,364 // $380,740
5/1/21 - $568,829 // $408,712
6/1/21 - $569,723 // $408,351
7/1/21 - $612,700 // $431,974
8/1/21 - $625,715 // $412,017 (deposit down on new house)
9/1/21 - $647,140 // $427,206
-
Congrats to the graduates! Mr. Market giveth again this month. My hospital dept got approved for emerging disease pay of an extra $15/hr starting on the next paycheck, so Sept. savings should be stellar.
$566,981
Up $10,675 m/m
Up $116741 y/y
-
This is getting to the point of absurdity. Putting in $9k a month and seeing $10k - 20k a month in growth and returns. At this *unsustainable* growth level I'd hit $1MM in 8 months. Unbelievable.
Investments only
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | $226,942 | $401,746 | $603,129 | - |
| February | - | $249,796 | $414,430 | $610,412 | - |
| March | - | $270,351 | $412,631 | $630,438 | - |
| April | - | $285,770 | $393,815 | $679,078 | - |
| May | - | $295,838 | $414,524 | $719,534 | - |
| June | $219,320 | $283,393 | $452,579 | $737,483 | - |
| July | $228,483 | $307,071 | $471,455 | $771,570 | - |
| August | $234,711 | $315,942 | $496,982 | $784,835 | - |
| September | $245,993 | $318,301 | $529,603 | $815,664 | - |
| October | $251,023 | $334,301 | $525,945 | - | - |
| November | $238,881 | $352,430 | $528,082 | - | - |
| December | $244,687 | $370,715 | $585,310 | - | - |
-
Congrats to those who graduated, and welcome to those who just joined this race! Chugging along slowly...
1/01/21 - $400,149
2/14/21 - $427,486 (+$27,337)
3/01/21 - $443,490 (+$43,341)
3/19/21 - $451,670 (+$51,521)
3/31/21 - $458,005 (+$57,856)
4/15/21 - $470,187 (+$70,038)
4/30/21 - $475,833 (+$75,684)
5/15/21 - $486,446 (+$86,297)
5/28/21 - $497,565 (+$97,416)
6/05/21 - $505,428 (+$105,279)
6/30/21 - $517,109 (+$116,960)
7/30/21 - $534,405 (+$134,256)
8/15/21 - $543,454 (+$143,305)
8/30/21 - $548,512 (+$148,363)
Gotta up our pace if we're going to keep our $1m target date in time.
-
Investments only, solo journey (so far)
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | $232,213 | $356,542 | $500,087 | $659,936 | - |
| February | - | $245,447 | $383,348 | $502,244 | $662,250 | - |
| March | - | $242,789 | $394,563 | $475,671 | $684,929 | - |
| April | $164,900 | $246,140 | $403,461 | $429,092 | $711,168 | - |
| May | - | $318,398 | $421,194 | $474,155 | $744,322 | - |
| June | - | $328,870 | $409,591 | $500,241 | $758,305 | - |
| July | $180,808 | $342,159 | $435,981 | $516,358 | $776,059 | - |
| August | $189,280 | $354,936 | $443,135 | $544,475 | $790,664 | - |
| September | $193,727 | $366,727 | $441,101 | $579,806 | $814,231 | - |
| October | $209,968 | $374,465 | $452,232 | $568,885 | - | - |
| November | $220,602 | $361,296 | $466,688 | $562,892 | - | - |
| December | $225,918 | $370,140 | $482,944 | $632,574 | - | - |
So this past month has emotionally wrecked me. I found out my cat had carcinomatosis at only 6 years old and only a few days after this determination I had to put her down. She had been the only consistency for me for the past 5 years as I have lived in 3 different locations and deployed and she was a perfect fit and the sweetest cat in the world. I also found out that I didn't make board for my next advancement this past year, so overall a crappy month.
-
So this past month has emotionally wrecked me. I found out my cat had carcinomatosis at only 6 years old and only a few days after this determination I had to put her down. She had been the only consistency for me for the past 5 years as I have lived in 3 different locations and deployed and she was a perfect fit and the sweetest cat in the world. I also found out that I didn't make board for my next advancement this past year, so overall a crappy month.
@Jaayse sorry sorry to hear of the loss of your cat. We lost one recently too. Its never easy especially when its unexpected. all the best.
-
2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Feb 3rd $523
March 1st $499 I am glad I rebalanced the end of Jan, bought more bonds to maintain my IPS.
April 1st $455
May 1st $498.5 didn't check all month, so surprised at this.
June 1st $519.5
July 1st $534 yay back up again!
August 10 $547.5 Had to replace my car this month, paid in full of course and still up! :)
Sept 3rd $577
Oct 1st: $558
Nov 1st:
Dec 5th: $615
Dec 29th: $624 UP 90.5k for 2020
2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
Aug 1: $796
-
So this past month has emotionally wrecked me. I found out my cat had carcinomatosis at only 6 years old and only a few days after this determination I had to put her down. She had been the only consistency for me for the past 5 years as I have lived in 3 different locations and deployed and she was a perfect fit and the sweetest cat in the world. I also found out that I didn't make board for my next advancement this past year, so overall a crappy month.
So sorry to hear about your cat. 4 years ago my cat was diagnosed with Lymphoma and despite my best efforts with chemo and hospitalization, he died within a month just before he turned 5 years. That sweet boy was supposed to be with me for another decade at least.
-
Investments only
| | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | $34,633 | $56,928, | $98,248 | $176,153 | $419,499 |
| February | $40,740 | $56,241 | $115,926 | $182,362 | $433,878 |
| March | ??? | $57,195 | $123,445 | $171,868 | $481,671 |
| April | $41,346 | $57,635 | $129,678 | $188,425 | $503,015 |
| May | $41,840 | $66,682 | $136,527 | $255,004 | $536,515 |
| June | $45,227 | $71,500 | $132,945 | $279,130 | $570,802 |
| July | $45,862 | $75,817 | $142,557 | $290,173 | $570,802 |
| August | $47,377 | $85,050 | $150,420 | $310,173 | $568,446 |
| September | $47,669 | $87,937 | $146,310 | $336,875 | $596,208 |
| October | $50,397 | $94,114 | $150,536 | $338,532 | - |
| November | $52,288 | $95,502 | $155,627 | $332,899 | - |
| December | ??? | $93,596 | $165,458 | $396,311 | - |
-
August 2016: $280k
November 2017: $380k
July 2018: $490k
April 2019: $541k
May 2019: $575k - Have now doubled our NW since finding MMM 2.75 years ago!
January 2020: 625k
August 2020: 711k
December 2020: 830k - Almost triple NW since finding MMM 4.25 years ago
March 2021: 939k
June 2021: 962K - If I used the zestimate for our house value we'd be at 1.04 million, but not sure how accurate it is. Invested assets are at 754k.
August 2021: 987k (778k invested)
September 2021: $1,014,536!!! (803k invested) See yall in the next thread!
-
Congratulations, @pharmmm and @FIreDrill and @Engineer93 !!!
Getting close, @2Birds1Stone , @salt cured , and @afuera !
@salt cured Hmm, I guess we could have used month 0, 1, 2, etc. since 500k instead, but I find that a bit more confusing than date-driven esp with the formulas - they take into account the current date
@Jaayse , sorry about your cat :(
_________________________________________
Up 4.2% or $26,724.45 last month to $660,986.74 ! Pretty crazy, my barebones FI number has been $650k, which makes about $15/hr at 4%. Woohoo! Just under 11 years of work!
Tracking Spreadsheet:
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
-
Congratulations, @pharmmm and @FIreDrill and @Engineer93 !!!
Getting close, @2Birds1Stone , @salt cured , and @afuera !
@salt cured Hmm, I guess we could have used month 0, 1, 2, etc. since 500k instead, but I find that a bit more confusing than date-driven esp with the formulas - they take into account the current date
@Jaayse , sorry about your cat :(
_________________________________________
Up 4.2% or $26,724.45 last month to $660,986.74 ! Pretty crazy, my barebones FI number has been $650k, which makes about $15/hr at 4%. Woohoo! Just under 11 years of work!
Tracking Spreadsheet:
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
Could just add a few years back and keep the formulas the same? Maybe today +\- 5 years will cover the majority.
Would be neat to see the data both ways really one by date as it is currently and the other where everyone has an origin at month 1 = 500k @ 0,0, with months in race on x axis.
-
Could just add a few years back and keep the formulas the same? Maybe today +\- 5 years will cover the majority.
Would be neat to see the data both ways really one by date as it is currently and the other where everyone has an origin at month 1 = 500k @ 0,0, with months in race on x axis.
Done! It goes from 2016-2026 now :)
-
I've only been tracking my sharemarket investments in this thread. I've just had our properties valued and we have now hit total NW or 1.52 million - it feels very surreal to see that figure. So I'm heading off to the next thread - retirement is not too far away now!
2018
Jan - $330,883
July - $372,389
-----------------------
2019
Jan - $376,421
July - $449,818
Aug - $461,802
Sept -$471,690
Nov - $486,235
Dec - $498,006
------------------
2020
Jan - $501,901
Feb - $518,123
Mar - $446,241
April -$450,421
May - $465,042
June -$478,201
July - $494,067
Aug - $508,204
Sept- $512,108
Oct - $509,740
Nov- $538,580
Dec - $558,594
-----------------
2021
Jan - $574,925
Feb- $591,277
Mar- $595,814
Apr- $614,723
May- $620,098
June- $639,526
July- $652,258
Aug- $670,149
Sept- $680,811
-
@Engineer93 and @lollylegs congrats to both of you! Great job, I mean it! You should be proud of yourselves! Engineer, you're still your 20s?? Damn!
Now, hit the bricks.
-
I just wanted to come here and say that yesterday I reached $900k. It makes me irrationally happy, because it's not even a real milestone, and I'm going to go back under today, but I had to tell someone. I know you guys understand 😁
-
I just wanted to come here and say that yesterday I reached $900k. It makes me irrationally happy, because it's not even a real milestone, and I'm going to go back under today, but I had to tell someone. I know you guys understand 😁
Woohoo!!!!! 900k is great!!! Congrats!! :)
-
Congratulations @pasadenafr :)
-
I just wanted to come here and say that yesterday I reached $900k. It makes me irrationally happy, because it's not even a real milestone, and I'm going to go back under today, but I had to tell someone. I know you guys understand 😁
Give it a bit and you'll be saying hi in the next thread soon 😎
-
Congratulations @pasadenafr :)
I just wanted to come here and say that yesterday I reached $900k. It makes me irrationally happy, because it's not even a real milestone, and I'm going to go back under today, but I had to tell someone. I know you guys understand 😁
Woohoo!!!!! 900k is great!!! Congrats!! :)
Thanks :) It's not going to hold today, but I don't care, I got to write it down anyway.
Give it a bit and you'll be saying hi in the next thread soon 😎
I certainly hope so!
-
First time documenting the monthly change. I updated the spreadsheet too. Part of me likes tracking this but part of me wants to just set it and forget it. I'm 8 years away but I can't stop thinking of FI now, checking markets etc. I need to just live life and forget this for the next 8 years.
8/1/21 $764,800
9/1/21 $790,100
-
| | 2015 | | 2016 | | 2017 | | 2018 | | 2019 | | 2020 | | 2021 |
| January | - | | $125,152 | | $190,212 | | $277,747 | | $300,773 | | $391,367 | | $503,318 |
| February | - | | $132,476 | | $205,111 | | $276,647 | | $312,970 | | $372,287 | | $516,580 |
| March | - | | $142,868 | | $207,302 | | $277,401 | | $328,015 | | $316,940 | | $538,761 |
| April | - | | $146,221 | | $213,616 | | $279,721 | | $332,703 | | $357,205 | | $561,751 |
| May | - | | $153,151 | | $220,848 | | $292,665 | | $321,134 | | $404,385 | | $573,018 |
| June | - | | $151,884 | | $221,782 | | $288,234 | | $344,636 | | $401,862 | | $585,313 |
| July | $111,061 | | $162,292 | | $229,419 | | $300,537 | | $340,103 | | $424,226 | | $593,812 |
| August | $109,293 | | $164,716 | | $233,575 | | $306,219 | | $341,637 | | $440,114 | | $610,608 |
| September | $104,752 | | $167,126 | | $242,747 | | $293,075 | | $347,779 | | $436,932 | | - |
| October | $112,604 | | $167,659 | | $246,050 | | $293,488 | | $361,290 | | $458,230 | | - |
| November | $112,690 | | $177,602 | | $255,539 | | $293,026 | | $369,972 | | $485,863 | | - |
| December | $120,262 | | $182,345 | | $262,362 | | $301,471 | | $390,730 | | $498,601 | | - |
I crossed the $600k mark this month! Pretty wild that this last $100k only took 8 months.
-
6/1/21 - $525k
7/4/21 - $540k
7/30/21 - $545k
9/4/21 - $550k
-
| | 2015 | | 2016 | | 2017 | | 2018 | | 2019 | | 2020 | | 2021 |
| January | - | | $125,152 | | $190,212 | | $277,747 | | $300,773 | | $391,367 | | $503,318 |
| February | - | | $132,476 | | $205,111 | | $276,647 | | $312,970 | | $372,287 | | $516,580 |
| March | - | | $142,868 | | $207,302 | | $277,401 | | $328,015 | | $316,940 | | $538,761 |
| April | - | | $146,221 | | $213,616 | | $279,721 | | $332,703 | | $357,205 | | $561,751 |
| May | - | | $153,151 | | $220,848 | | $292,665 | | $321,134 | | $404,385 | | $573,018 |
| June | - | | $151,884 | | $221,782 | | $288,234 | | $344,636 | | $401,862 | | $585,313 |
| July | $111,061 | | $162,292 | | $229,419 | | $300,537 | | $340,103 | | $424,226 | | $593,812 |
| August | $109,293 | | $164,716 | | $233,575 | | $306,219 | | $341,637 | | $440,114 | | $610,608 |
| September | $104,752 | | $167,126 | | $242,747 | | $293,075 | | $347,779 | | $436,932 | | - |
| October | $112,604 | | $167,659 | | $246,050 | | $293,488 | | $361,290 | | $458,230 | | - |
| November | $112,690 | | $177,602 | | $255,539 | | $293,026 | | $369,972 | | $485,863 | | - |
| December | $120,262 | | $182,345 | | $262,362 | | $301,471 | | $390,730 | | $498,601 | | - |
I crossed the $600k mark this month! Pretty wild that this last $100k only took 8 months.
Yeah for a new milestone!
-
Investments only;
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Jan 2020: $347.23k
Feb 2020: $330.32k
Mar 2020: $293.63k
Apr 2020: $323.58k
May 2020: $340.17k
Jun 2020: $356.25k
July 2020: $377.68k
Aug 2020: $397.52k
Sep 2020: $390.84k
Oct 2020: $384.47k
Nov 2020: $431.15k
Dec 2020: $448.30k
Jan 2021: $458.12k
Feb 2021: $472k
Mar 2021: $491k
Apr 2021: $513.64k
May 2021: $522.51k
Jun 2021: $534.07k
July 2021: $542.13k
Aug 2021: $558.19k
Sent from my SM-N960U using Tapatalk
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Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515 $33,794
Holy cow! I can't believe that I hit the big kids club so fast!
-
First post in this thread!
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | 132,155 | 177,349 | 282,110 | 344,002 | - |
| February | 138,015 | 188,332 | 290,845 | 360,553 | - |
| March | 138,469 | 187,634 | 288,022 | 367,222 | - |
| April | 148,093 | 197,461 | 257,224 | 387,064 | - |
| May | 158,814 | 194,010 | 276,627 | 398,896 | - |
| June | 161,284 | 186,414 | 299,563 | 407,230 | - |
| July | 160,446 | 196,934 | 304,249 | 418,701 | - |
| August | 168,222 | 267,535 | 318,456 | 520,045 | - |
| September | 184,158 | 268,153 | 324,661 | 527,305 | - |
| October | 189,536 | 271,542 | 317,511 | - | - |
| November | 184,146 | 283,636 | 323,958 | - | - |
| December | 182,675 | 287,248 | 341,124 | - | - |
-
Sept 5 2021: $1,002,515 $33,794
Holy cow! I can't believe that I hit the big kids club so fast!
Aww, yeah! Hope I'll see you soon on the other side :)
-
First post in this thread!
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | 132,155 | 177,349 | 282,110 | 344,002 | - |
| February | 138,015 | 188,332 | 290,845 | 360,553 | - |
| March | 138,469 | 187,634 | 288,022 | 367,222 | - |
| April | 148,093 | 197,461 | 257,224 | 387,064 | - |
| May | 158,814 | 194,010 | 276,627 | 398,896 | - |
| June | 161,284 | 186,414 | 299,563 | 407,230 | - |
| July | 160,446 | 196,934 | 304,249 | 418,701 | - |
| August | 168,222 | 267,535 | 318,456 | 520,045 | - |
| September | 184,158 | 268,153 | 324,661 | 527,305 | - |
| October | 189,536 | 271,542 | 317,511 | - | - |
| November | 184,146 | 283,636 | 323,958 | - | - |
| December | 182,675 | 287,248 | 341,124 | - | - |
Welcome! We have cookies!
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515 $33,794
Holy cow! I can't believe that I hit the big kids club so fast!
Well, Dr Adult Stashe, we wish you well in the next thread ;p
-
Jan. 2017 $42,000 [discovered MMM at age 41]
...
Apr. 2019 $271,294
...
Aug. 2020 $402,692
Nov. 2020 $427,563
Dec. 2020 $444,558
Jan. 2021 $459,349
Feb. 2021 $475,145
Mar. 2021 $477,249
Apr. 2021 $503,448
...
Sept. 2021 $607,797
Figures above include a pretty conservative home-equity number. Liquid assets are at $515k currently. Realistic home value is probably about $80k higher than what I'm giving myself credit for above, but it has gone through the roof since COVID so I'm reluctant to really count the high valuation.
-
Officially joining this group! Recent graduate from the race to 500k.
Update for end of August
| 2019 | 2020 | 2021 |
| January | $137,280 | $293,698 | $451,317 |
| February | $146,582 | $302,360 | $465,043 |
| March | $150,267 | $266,971 | $485,848 |
| April | $176,495 | $300,121 | $515,204 |
| May | $185,139 | $322,480 | $523,346 |
| June | $187,672 | $331,012 | $541,895 |
| July | $189,881 | $349,037 | $559,015 |
| August | $197,857 | $370,826 | $582,971 |
| September | $199,332 | $368,358 | - |
| October | $206,540 | $374,344 | - |
| November | $229,780 | $410,191 | - |
| December | $274,581 | $431,621 | - |
Estimated graduation is April 3, 2024. Good work everyone!
-
Chugging along slowly...
1/01/21 - $400,149
2/14/21 - $427,486 (+$27,337)
3/01/21 - $443,490 (+$43,341)
3/19/21 - $451,670 (+$51,521)
3/31/21 - $458,005 (+$57,856)
4/15/21 - $470,187 (+$70,038)
4/30/21 - $475,833 (+$75,684)
5/15/21 - $486,446 (+$86,297)
5/28/21 - $497,565 (+$97,416)
6/05/21 - $505,428 (+$105,279)
6/30/21 - $517,109 (+$116,960)
7/30/21 - $534,405 (+$134,256)
8/15/21 - $543,454 (+$143,305)
8/30/21 - $548,512 (+$148,363)
9/16/21 - $578,628 (+$178,479)
Good news is my Mrs.Finwiz's raise kicks in soon so that'll help up our game a bit. Gotta keep up our pace if we're going to keep our $1m target date in time.
-
It's been a long time since I posted, but I realized my numbers doubled in the meantime (since summer 2019) and thus joined the 500k-1M club! It seems like just yesterday we were getting to 100k which was a huge milestone for us.
7/1/19 - 258,652
9/28/21 - 504,976
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It's been a long time since I posted, but I realized my numbers doubled in the meantime (since summer 2019) and thus joined the 500k-1M club! It seems like just yesterday we were getting to 100k which was a huge milestone for us.
9/21 - 504,976
[/quote
Congrats and welcome. This is the fun part, where it goes faster and faster!
-
Chugging along slowly...
1/01/21 - $400,149
2/14/21 - $427,486 (+$27,337)
3/01/21 - $443,490 (+$43,341)
3/19/21 - $451,670 (+$51,521)
3/31/21 - $458,005 (+$57,856)
4/15/21 - $470,187 (+$70,038)
4/30/21 - $475,833 (+$75,684)
5/15/21 - $486,446 (+$86,297)
5/28/21 - $497,565 (+$97,416)
6/05/21 - $505,428 (+$105,279)
6/30/21 - $517,109 (+$116,960)
7/30/21 - $534,405 (+$134,256)
8/15/21 - $543,454 (+$143,305)
8/30/21 - $548,512 (+$148,363)
9/16/21 - $578,628 (+$178,479)
Good news is my Mrs.Finwiz's raise kicks in soon so that'll help up our game a bit. Gotta keep up our pace if we're going to keep our $1m target date in time.
Ok, I have to say this: I would like to see your definition of slowly :))).
Congratulations, at this pace you get to the next race in no time at all.
-
| | 2020 | 2021 | 2022 |
| January | - | $580,000 | - |
| February | - | $584,000 | - |
| March | - | $605,000 | - |
| April | - | $622,000 | - |
| May | - | $650,000 | - |
| June | - | $656,000 | - |
| July | - | $677,000 | - |
| August | - | $682,000 | - |
| September | $517,937 | $700,500 | - |
| October | $511,000 | $696,000 | - |
| November | $514,001 | - | - |
| December | $567,000 | - | - |
One more quarter left to see if I hit $750k this year :)
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
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Investments only; Household combined.
| | 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) |
| January | - | 496,255 | 674,413 | - |
| February | - | 472,573 | 700,728 | - |
| March | - | 444,067 | 732,652 | - |
| April | - | 495,051 | 762,029 | - |
| May | - | 524,063 | 759,955 | - |
| June | - | 524,530 | 796,116 | - |
| July | 330,406 | 552,296 | 826,664 | - |
| August | 437,870 | 632,115 | 866,404 | - |
| September | 443,081 | 617,959 | 827,075 | - |
| October | 452,295 | 604,646 | - | - |
| November | 483,711 | 664,577 | - | - |
| December | 484,963 | 674,843 | - | - |
The market giveth and the market taketh away. :)
-
| | 2018 | 2019 | 2020 | 2021 |
| January | $222,019 | $261,809 | $403,264 | $550,326 |
| February | $236,831 | $286,584 | $414,417 | $555,120 |
| March | $234,104 | $303,681 | $388,201 | $577,440 |
| April | $234,452 | $314,939 | $355,475 | $606,455 |
| May | $241,470 | $331,080 | $398,672 | $647,810 |
| June | $249,398 | $320,926 | $417,280 | $654,138 |
| July | $253,884 | $342,700 | $424,818 | $671,808 |
| August | $264,666 | $354,784 | $456,512 | $693,782 |
| September | $276,905 | $351,842 | $491,411 | $718,331 |
| October | $285,986 | $360,853 | $482,214 | $700,515 |
| November | $267,359 | $374,706 | $475,471 | - |
| December | $281,461 | $391,293 | $531,137 | - |
Still squeaked in above $700,000 but barely.
-
2nd Largest Loss Month (other the March 2020) of my Investing Career at -$22,242. Still in the green looking two months back :)
Month Invested Networth
04/30/17 $67,858 $125,786
09/30/17 $100,416 $168,105
01/31/19 $251,061 $311,711
06/30/20 $501,158 $573,100
07/31/20 $534,311 $613,166
08/31/20 $582,298 $662,814
09/30/20 $568,854 $652,181
10/31/20 $576,142 $672,826
11/30/20 $645,423 $741,146
12/31/20 $705,754 $811,062
01/31/21 $726,286 $824,521
02/28/21 $756,396 $857,552
03/31/21 $785,204 $908,384
04/30/21 $844,153 $962,858
05/31/21 $860,379 $1,000,458
06/30/21 $887,204 $1,030,324
07/31/21 $924,815 $1,066,071
08/31/21 $955,822 $1,098,053
09/30/21 $933,580 $1,076,763
-
More red please.
11/30/19: $496k
12/31/19: $524k
01/31/20: $533k
02/29/20: $507k
03/31/20: $458k
04/30/20: $510k
05/31/20: $542k
06/30/20: $578k
07/31/20: $624k
08/31/20: $664k
09/30/20: $660k
10/31/20: $653k
11/30/20: $720k
12/31/20: $753k
01/31/21: $748k
02/28/21: $772k
03/31/21: $802k
04/30/21: $860k
05/31/21: $878k
06/30/21: $908k
07/31/21: $940k
08/31/21: $965k
09/30/21: $945k
-
12-31-13 ~ (-100k)
12-31-14 ~ (-80k)
12-31-15 ~ (-62k)
12-31-16 ~ (-30k)
12-31-17 ~ 20k
12-31-18 : 117k
12-31-19 : 243k
12-31-20 : 410k
12-31-21 : 615k (Target)
09/30/21 : 550k (-15k)
Also 2nd largest loss since starting this journey. Haven't been this broke since early August. About to start a gofundme.
Original Target for 1M - October 2024
Current Target for 1M - December 2023
Race to 1M Spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
-
| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | $52,277 | $102,029 | $186,657 | $306,111 | $344,771 | $443,598 | $581,977 |
| February | $57,992 | $107,201 | $196,191 | $301,453 | $357,526 | $422,062 | $608,184 |
| March | $61,620 | $116,502 | $199,234 | $306,821 | $364,397 | $371,488 | $626,905 |
| April | $68,207 | $121,028 | $205,602 | $312,149 | $375,876 | $411,410 | $659,527 |
| May | $73,499 | $132,630 | $217,515 | $319,649 | $366,887 | $432,756 | $670,069 |
| June | $73,620 | $136,350 | $218,315 | $325,450 | $388,214 | $449,153 | $689,099 |
| July | $77,235 | $143,420 | $226,577 | $332,615 | $393,565 | $473,639 | $703,139 |
| August | $77,588 | $149,032 | $231,008 | $341,112 | $391,468 | $499,746 | $724,977 |
| September | $77,524 | $161,672 | $251,872 | $343,628 | $400,870 | $492,572 | $708,615 |
| October | $86,899 | $160,725 | $260,359 | $329,514 | $411,683 | $488,099 | - |
| November | $94,202 | $170,428 | $273,396 | $336,035 | $423,504 | $546,559 | - |
| December | $101,290 | $179,734 | $287,829 | $317,638 | $441,666 | $574,853 | - |
-
Investments only
| | 2018 | 2019 | 2020 | 2021 |
| January | $198,265 | $224,401 | $305,287 | $424,924 |
| February | $204,080 | $231,997 | $290,554 | $453,313 |
| March | $204,080 | $236,710 | $274,909 | $471,199 |
| April | $206,310 | $246,138 | $298,297 | $489,213 |
| May | $207,731 | $245,062 | $320,072 | $492,274 |
| June | $209,453 | $256,868 | $331,215 | $493,272 |
| July | $218,450 | $256,076 | $349,025 | $503,214 |
| August | $224,243 | $266,197 | $367,183 | $521,697 |
| September | $227,037 | $274,186 | $360,397 | $509,748 |
| October | $214,107 | $284,427 | $360,290 | |
| November | $219,948 | $295.004 | $400,264 | |
| December | $206,667 | $304,693 | $419,937 | |
Damn.
First Losing month since last October.
-
Investments only;
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Jan 2020: $347.23k
Feb 2020: $330.32k
Mar 2020: $293.63k
Apr 2020: $323.58k
May 2020: $340.17k
Jun 2020: $356.25k
July 2020: $377.68k
Aug 2020: $397.52k
Sep 2020: $390.84k
Oct 2020: $384.47k
Nov 2020: $431.15k
Dec 2020: $448.30k
Jan 2021: $458.12k
Feb 2021: $472k
Mar 2021: $491k
Apr 2021: $513.64k
May 2021: $522.51k
Jun 2021: $534.07k
July 2021: $542.13k
Aug 2021: $558.19k
Sep 2021: $535.50k
Sent from my SM-N960U using Tapatalk
-
Net Worth
May2021 - $1,003,397
June 2021 - $1.013,773
July 2021 - $1,035,193
August 2021 - $1,238,637
September 2021 - $,1228,412
Investments :
May 2021 - $604,599
June 2021 - $616,224
July 2021 - $637,187
August 2021 - $726,863
September 2021 - $720314
Wrong way....
-
Ouch! Got hit with the downturn this month like most other people.
One benefit is that I was able to throw £20k into my SIPP (pension) straight into Vanguard FTSE Global All Cap, so hopefully will see some additional upside to that.
Jan 2014 - £222,149
===============
Jan 2015 - £250,275 (+£28,126)
===============
Jan 2016 - £272,607 (+£22,332)
===============
Jan 2017 - £346,854 (+£74,247)
===============
Jan 2018 - £456,088 (+£109,234)
===============
Jan 2019 - £495,379 (+£39,291)
===============
Jan 2020 - £606,791 (+£111,412)
===============
Jan 2021 £710,244 (+£103,453)
Feb 2021 £692,104 (-£18,141)
Mar 2021 £689,239 (-£2,865)
Apr 2021 £708, 972 (+£19,693)
May 2021 £715,760 (+£6,684)
Jun 2021 £718,320 (+£2,560)
July 2021 £739,838 (+£21,517)
Aug 2021 £752,173 (+£12,179)
Sep 2021 £774,841 (+£22,666)
Oct 2021 £755,027 (-£22,186)
(https://i.ibb.co/DY8B78x/Screenshot-2021-10-01-at-08-02-56.png)
-
Invested assets, long term savings and debts:
12/31/14 $51,962.23
12/31/15 $92,762.33
12/31/16 $163,900.00
12/31/17 $251,415.07
12/31/18 $330,093.64 - new job, nice retention bonus from previous job
12/31/19 $519,878.70 - pension lump sum after leaving old job (rolled into 401k)
12/31/20 $714,958.33
---
01/31/21 $732,701.46
02/28/21 $752,893.42
03/31/21 $768,088.25 - maxed out 401k
04/30/21 $812,226.27
05/31/21 $818,349.97
06/30/21 $845,008.30
07/31/21 $870,706.07 - maxed out Mega Backdoor Roth
08/31/21 $896,241.14 - so clooooose to $900k
09/30/21 $893,116.97 - ouch?
Ouch. I got my bonus this month, plus 2 paycheck contributions, which took me over $900k a few times, and then the market ate all of it in two weeks. On the bright side, I guess that when it does go back up, those lost $ will give me a little boost since I bought less expensive shares. Oh, well.
-
08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800 FIRE'd
11/1/2019 - $675,000
12/1/2019 - $695,700
01/1/2020 - $717,000
02/1/2020 - $721,000
03/1/2020 - $702,500
04/1/2020 - $651,000
05/1/2020 - $686,700
06/1/2020 - $702,200
07/1/2020 - $710,000
08/1/2020 - $731,800
09/1/2020 - $753,000
10/1/2020 - $736,600
11/1/2020 - $731,900 Back to work, whoops!
12/1/2020 - $769,100
01/1/2021 - $800,400
02/1/2021 - $809,400
03/1/2021 - $829,100
04/1/2021 - $851,000
05/1/2021 - $879,700
06/1/2021 - $894,700
07/1/2021 - $913,000
08/1/2021 - $932,400
09/1/2021 - $954,800
10/1/2021 - $941,000
Boy does having an income feel good during a month like we just had......looking forward to market going the other way again :)
-
There's the downturn!!! Happier to have it now than in a year or so
Investments only
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | $226,942 | $401,746 | $603,129 | - |
| February | - | $249,796 | $414,430 | $610,412 | - |
| March | - | $270,351 | $412,631 | $630,438 | - |
| April | - | $285,770 | $393,815 | $679,078 | - |
| May | - | $295,838 | $414,524 | $719,534 | - |
| June | $219,320 | $283,393 | $452,579 | $737,483 | - |
| July | $228,483 | $307,071 | $471,455 | $771,570 | - |
| August | $234,711 | $315,942 | $496,982 | $784,835 | - |
| September | $245,993 | $318,301 | $529,603 | $815,664 | - |
| October | $251,023 | $334,301 | $525,945 | $795,014 | - |
| November | $238,881 | $352,430 | $528,082 | - | - |
| December | $244,687 | $370,715 | $585,310 | - | - |
-
(tracking retirement accounts, cash accounts and conservative equity in my rental properties and side businesses)
12/2014 $32,000
12/2016 $64,000 (24 months)
1/2018 $128,000 (25 months)
5/2019 $256,000 (16 months)
11/2020 $512,000 (19 months)
[12/2022 $1,024,000 (24 months)] **TARGET**
--
11/1/2020 $506,667.23
12/1/2020 $552,641.05 (tons of market gains...sustainable/real?)
1/1/2021 $574,330.90 (very excited for the next couple of months...bonus, raises, 401K match all hit!!!)
2/1/2021 $637,442.01
3/1/2021 $730,728.94 (still waiting on that 401k match/employer-side contribution to hit for another 38k)
4/1/2021 $781,201.54 (fun part of the year is over...back to normal growth mode)
5/1/2021 $795,754.30
6/1/2021 $880,912.54 (3 rental properties reappraised for refinance is about 50k of this increase)
7/1/2021 $920,541.74 - realizing I could graduate a whole year early!!!
8/1/2021 $893,351.71 - slippage due to taking some cash out during the mid-july market dip to fund a commercial property investment. Poorly timed, though not a market timing move. Onward
9/1/2021 $918,857.20
10/1/2021 $900,878.09 - Can't. Seem. To. Gain. Traction. Over. 900....
-
2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Feb 3rd $523
March 1st $499 I am glad I rebalanced the end of Jan, bought more bonds to maintain my IPS.
April 1st $455
May 1st $498.5 didn't check all month, so surprised at this.
June 1st $519.5
July 1st $534 yay back up again!
August 10 $547.5 Had to replace my car this month, paid in full of course and still up! :)
Sept 3rd $577
Oct 1st: $558
Nov 1st:
Dec 5th: $615
Dec 29th: $624 UP 90.5k for 2020
2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
Sept 1: $796
Oct 1: $771.5
-
| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| Jan | | | 141,251.00 | $193,414.19 | $283,829.36 | $359,505.30 | $546,089.75 | $762,355.51 |
| Feb | | | $135,573.00 | $200,758.63 | $304,851.88 | $397,087.41 | $557,258.06 | $780,137.13 |
| Mar | | | $138,331.39 | $211,677.78 | $303,796.17 | $428,309.57 | $522,077.78 | $815,764.71 |
| Apr | | $98k | $146,788.37 | $217,643.71 | $307,682.67 | $440,342.71 | $451,185.96 | $829,307.88 |
| May | | $111k | $149,149.52 | $225,773.04 | $315,634.59 | $456,285.80 | $510,875.92 | $874,326.67 |
| Jun | | $112k | $161,205.21 | $232,222.09 | $337,046.55 | $441,047.77 | $551,923.37 | $878,873.50 |
| Jul | | $113k | $165,947.80 | $235,779.19 | $340,399.63 | $476,489.51 | $567,485.67 | $907,568.86 |
| Aug | | $113k | $176,198.00 | $244,461.55 | $363,304.76 | $486,559.27 | $601,161.19 | $923,408.92 |
| Sept | | $116k | $178,840.37 | $247,101.69 | $385,572.12 | $483,967.28 | $653,037.25 | $950,899.02 |
| Oct | | | $184,372.64 | $256,365.91 | $392,296.56 | $490,200.54 | $639,398.62 | $907,416.93 |
| Nov | | $120,330.91 | $181,625.28 | $266,140.14 | $370,000.25 | $501,003.17 | $637,260.06 | |
| Dec | | $138,810.56 | $187,972.57 | $279,806.93 | $386,361.40 | $531,904.82 | $723,586.82 | |
-
Update for end of September. Market did me no favors this month!
| 2019 | 2020 | 2021 |
| January | $137,280 | $293,698 | $451,317 |
| February | $146,582 | $302,360 | $465,043 |
| March | $150,267 | $266,971 | $485,848 |
| April | $176,495 | $300,121 | $515,204 |
| May | $185,139 | $322,480 | $523,346 |
| June | $187,672 | $331,012 | $541,895 |
| July | $189,881 | $349,037 | $559,015 |
| August | $197,857 | $370,826 | $582,971 |
| September | $199,332 | $368,358 | $574,120 |
| October | $206,540 | $374,344 | - |
| November | $229,780 | $410,191 | - |
| December | $274,581 | $431,621 | - |
In any case, seeing YOY growth of over 200k is pretty awesome!
-
I guess this was bound to happen at some point!
| - | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $282,434. | $337,409. | $471,679. |
| February | $291,608. | $311,090. | $503,034. |
| March | $297,041. | $305,148. | $507,281. |
| April | $311,860. | $315,763. | $534,472. |
| May | $314,419. | $342,506. | $538,416. |
| June | $0. | $355,784. | $548,063. |
| July | $0. | $379,309. | $550,977. |
| August | $0. | $403,144. | $565,447. |
| September | $0. | $394,618. | $553,294. |
| October | $0. | $388,353. | $- |
| November | $0. | $436,726. | $- |
| December | $0. | $464,139. | $- |
|
-
Net Worth // Invested Assets
1/1/21 - $500,317 // $346,651
2/1/21 - $513,258 // $355,473
3/1/21 - $531,847 // $366,107
4/1/21 - $548,364 // $380,740
5/1/21 - $568,829 // $408,712
6/1/21 - $569,723 // $408,351
7/1/21 - $612,700 // $431,974
8/1/21 - $625,715 // $412,017 (deposit down on new house)
9/1/21 - $647,140 // $427,206
10/1/21 - $628,028 // $410,699
-
Year End 2018 - 359130.48
Year End 2019 - 493851.87
First Quarter 2020 - 394320.20 - Pandemic scare stock market related
Third Quarter 2020 - 45255.17
Year End 2020 - 581720.20
First Quarter 2021 - 640707.95
Second Quarter 2021 - 687136.05
Third Quarter 2021 - 682741.12
First time posting. MMM forums inspired me to go back and individually track liquid NW totals. They were up above 7 earlier in the month, but I was waiting for quarter end to post.
-
Hey all!
I'm restructuring how I look at things. I'm only posting quarterly moving forward (I need to retrain my brain to think more long-term), and I'm posting progress in terms of total goal/how much we have/how much we still need to accumulate to pull the retirement trigger. This gives me more context as opposed to just tossing out a net worth number.
Assets are all elements of the retirement plan, so investments, cash, home equity (since having a paid-off home will allow us to retire with a smaller nest egg), and college accounts, since we won't pull the trigger until they reach a certain level.
End of Sept 2021
Retirement Number: $1,280,000
Have: $586,791
Still need: $692,209
-
2020
Date Assets Debts Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021Date Assets Debts Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Oct 2021 $1,071,990.16 -$453,231.84 $618,758.32
-
07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0
-
Down 1.9% last month to $648,150.10 :)
Race to Millionaire Spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
-
There was a glitch in HR and they overpaid me by 2k on my last Sept check. They'll deduct it back over the next 4, so Sept was better than it should've been, and Oct is not looking good lol.
$558,479
$8,502 m/m
$112,418 y/y
To help pass the time, thought I'd share a story from this week at work. Patient comes into ER. Was trying to have a bowel movement at home, fainted, fell over and broke his hip. Danger lurks everywhere people...be safe :).
-
Quarter StockBondCash +Houses
Q3 2016: $112,200 $165,800
Q4 2016: $124,300 $178,500
Q1 2017: $148,300 $203,300
Q2 2017: $160,548 $217,018
Q3 2017: $178,042 $235,102
Q4 2017: $203,082 $260,736
Q1 2018: $213,941 $272,491
Q2 2018: $223,802 $283,554
Q3 2018: $235,666 $296,330
Q4 2018: $229,947 $291,293
Q1 2019: $284,421 $346,689
Q2 2019: $315,573 $378,769
Q3 2019: $350,244 $414,376
Q4 2019: $408,250 $473,325
Q1 2020: $362,044 $428,120
Q2 2020: $457,379 $524,413
Q3 2020: $383,076 $555,858
Q4 2020: $478,879 $656,382
Q1 2021: $522,651 $704,873
Q2 2021: $575,207 $761,357
Q3 2021: $722,632 $916,172
Big jumps! Excitements! A day after I last posted I changed my method for estimating home equity to account for current market value. Big changes! It was way up. A month later interest rates were low and the government refinance penalty disappeared. We did a cash out refinance!
Also this represents 5 years in the races... not a bad start!
-
6/1/2021 $880,912.54 (3 rental properties reappraised for refinance is about 50k of this increase)
7/1/2021 $920,541.74 - realizing I could graduate a whole year early!!!
8/1/2021 $893,351.71 - slippage due to taking some cash out during the mid-july market dip to fund a commercial property investment. Poorly timed, though not a market timing move. Onward
9/1/2021 $918,857.20
10/1/2021 $900,878.09 - Can't. Seem. To. Gain. Traction. Over. 900....
Sounds tough... that's why I only look quarterly :)
-
6/1/21 - $525k
7/4/21 - $540k
7/30/21 - $545k
9/4/21 - $550k
10/2/21 - $552k
-
| | 2015 | | 2016 | | 2017 | | 2018 | | 2019 | | 2020 | | 2021 |
| January | - | | $125,152 | | $190,212 | | $277,747 | | $300,773 | | $391,367 | | $503,318 |
| February | - | | $132,476 | | $205,111 | | $276,647 | | $312,970 | | $372,287 | | $516,580 |
| March | - | | $142,868 | | $207,302 | | $277,401 | | $328,015 | | $316,940 | | $538,761 |
| April | - | | $146,221 | | $213,616 | | $279,721 | | $332,703 | | $357,205 | | $561,751 |
| May | - | | $153,151 | | $220,848 | | $292,665 | | $321,134 | | $404,385 | | $573,018 |
| June | - | | $151,884 | | $221,782 | | $288,234 | | $344,636 | | $401,862 | | $585,313 |
| July | $111,061 | | $162,292 | | $229,419 | | $300,537 | | $340,103 | | $424,226 | | $593,812 |
| August | $109,293 | | $164,716 | | $233,575 | | $306,219 | | $341,637 | | $440,114 | | $610,608 |
| September | $104,752 | | $167,126 | | $242,747 | | $293,075 | | $347,779 | | $436,932 | | $590,638 |
| October | $112,604 | | $167,659 | | $246,050 | | $293,488 | | $361,290 | | $458,230 | | - |
| November | $112,690 | | $177,602 | | $255,539 | | $293,026 | | $369,972 | | $485,863 | | - |
| December | $120,262 | | $182,345 | | $262,362 | | $301,471 | | $390,730 | | $498,601 | | - |
-
6/1/2021 $880,912.54 (3 rental properties reappraised for refinance is about 50k of this increase)
7/1/2021 $920,541.74 - realizing I could graduate a whole year early!!!
8/1/2021 $893,351.71 - slippage due to taking some cash out during the mid-july market dip to fund a commercial property investment. Poorly timed, though not a market timing move. Onward
9/1/2021 $918,857.20
10/1/2021 $900,878.09 - Can't. Seem. To. Gain. Traction. Over. 900....
Sounds tough... that's why I only look quarterly :)
Ha. Real first world problems here :) I'm expecting a truly massive bonus in February. I hope I don't have to wait that long to get and stay above 900, but I know after February I won't have to worry about that threshold again.
-
@Nick_Miller @Radagast
I need to train to think long term too. With NW of $1 million and invested assets of 800k I'm still at least 6 years away. All savings is on automatic and honestly looking at this monthly doesn't help at all. I wish I could be more stoic and just be more present in life vs thinking about something in the future all the time.
-
June 2017: 198.7k
July 2017: 207.5k
August 2017: 211.8k
September 2017: 222.1k
October 2017: *missing*
November 2017: 234.7k
December 2017: 242.4k
March 2018: 263.3k
June 2018: 290.4k
September 2018: 313.7k
December 2018: 296.8k
March 2019: 346.3k
June 2019: 372.4k
September 2019: 390.4k
December 2019: 428.6k
March 2020: 371.1k
June 2020: 456.2k
September 2020: 505.5k
December 2020: 590.1k
March 2021: 644.3k
June 2021: 701.1k
September 2021: 725.9k
Kind of a rough quarter relative to what we're used to lately. We bought some furniture and took a vacation but it's really just market returns hurting us this quarter... we spent more in Q2 if we're being honest but the market returns hid it.
Oh well, we're still contributing the same so I try to think of it as a compressed spring. Hopefully we release some potential energy next quarter instead of compressing it further.
-
@Nick_Miller @Radagast
I need to train to think long term too. With NW of $1 million and invested assets of 800k I'm still at least 6 years away. All savings is on automatic and honestly looking at this monthly doesn't help at all. I wish I could be more stoic and just be more present in life vs thinking about something in the future all the time.
Yeah, even with this particular thread, there's no rule that says anyone has to post monthly. For me, I think quarterly will be more healthy.
Too much information really f's with our heads. I look back to when I let $1000 worth of crypto dominate my thoughts on weekends, checking it constantly to try to catch a wave. That was ridiculously bad for me. I got a glimpse into what it must be like for day traders and addicted gamblers. The serotonin rushes are crazy strong.
-
Apr 2017: 175k NW
Apr 2018: 333k
Apr 2019: 400k
Feb 2020: 515k
Aug 2020: 602k (415k invested)
Dec 2020: 669k (478k)
Jan 2021: 690k (507k)
Mar 2021: 716k (529k)
Apr 2021: 751k (551k)
May 2021: 787k (576k)
Jun 2021: 807k (592k)
Jul 2021: 833k (611k)
Aug 2021: 831k (625k)
Sept 2021: 640K (invested)
Oct 2021: 628k
-
Investments-only progress (excludes home equity, cash, and 529s)
8/1/20 $508K
10/1/20 $537K
1/1/21 $663K
4/1/21 $726K
6/1/21 $790K
Anticipated graduation for invested assets: January 2024 Mid-2023
Investments-only progress (excludes home equity, cash, and 529s)
8/1/20 $508K
10/1/20 $537K
1/1/21 $663K
4/1/21 $726K
7/1/21 $823K
10/1/21 $837K
Anticipated graduation: Mid-2023
-
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | 132,155 | 177,349 | 282,110 | 344,002 | - |
| February | 138,015 | 188,332 | 290,845 | 360,553 | - |
| March | 138,469 | 187,634 | 288,022 | 367,222 | - |
| April | 148,093 | 197,461 | 257,224 | 387,064 | - |
| May | 158,814 | 194,010 | 276,627 | 398,896 | - |
| June | 161,284 | 186,414 | 299,563 | 407,230 | - |
| July | 160,446 | 196,934 | 304,249 | 418,701 | - |
| August | 168,222 | 267,535 | 318,456 | 520,045 | - |
| September | 184,158 | 268,153 | 324,661 | 527,305 | - |
| October | 189,536 | 271,542 | 317,511 | 520,004 | - |
| November | 184,146 | 283,636 | 323,958 | - | - |
| December | 182,675 | 287,248 | 341,124 | - | - |
Lost a month, but saved more this month than ever before. I think of it as potential energy.
-
@Nick_Miller @Radagast
I need to train to think long term too. With NW of $1 million and invested assets of 800k I'm still at least 6 years away. All savings is on automatic and honestly looking at this monthly doesn't help at all. I wish I could be more stoic and just be more present in life vs thinking about something in the future all the time.
Yeah, even with this particular thread, there's no rule that says anyone has to post monthly. For me, I think quarterly will be more healthy.
Too much information really f's with our heads. I look back to when I let $1000 worth of crypto dominate my thoughts on weekends, checking it constantly to try to catch a wave. That was ridiculously bad for me. I got a glimpse into what it must be like for day traders and addicted gamblers. The serotonin rushes are crazy strong.
I'm also at a point where I think checking less often is actually better, I forgot my password, and intentionally avoiding recovering it just to keep from checking.
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515 Holy cow! I can't believe that I hit the big kids club so fast!
Not outta here quite so fast!
Oct 6 2021: $971,883 ($30,632
-
Investments only
| | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | $34,633 | $56,928, | $98,248 | $176,153 | $419,499 |
| February | $40,740 | $56,241 | $115,926 | $182,362 | $433,878 |
| March | ??? | $57,195 | $123,445 | $171,868 | $481,671 |
| April | $41,346 | $57,635 | $129,678 | $188,425 | $503,015 |
| May | $41,840 | $66,682 | $136,527 | $255,004 | $536,515 |
| June | $45,227 | $71,500 | $132,945 | $279,130 | $570,802 |
| July | $45,862 | $75,817 | $142,557 | $290,173 | $570,802 |
| August | $47,377 | $85,050 | $150,420 | $310,173 | $568,446 |
| September | $47,669 | $87,937 | $146,310 | $336,875 | $596,208 |
| October | $50,397 | $94,114 | $150,536 | $338,532 | $590,085 |
| November | $52,288 | $95,502 | $155,627 | $332,899 | - |
| December | ??? | $93,596 | $165,458 | $396,311 | - |
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@Nick_Miller @Radagast
I need to train to think long term too. With NW of $1 million and invested assets of 800k I'm still at least 6 years away. All savings is on automatic and honestly looking at this monthly doesn't help at all. I wish I could be more stoic and just be more present in life vs thinking about something in the future all the time.
Yeah, even with this particular thread, there's no rule that says anyone has to post monthly. For me, I think quarterly will be more healthy.
Too much information really f's with our heads. I look back to when I let $1000 worth of crypto dominate my thoughts on weekends, checking it constantly to try to catch a wave. That was ridiculously bad for me. I got a glimpse into what it must be like for day traders and addicted gamblers. The serotonin rushes are crazy strong.
We tracked monthly when we were making major changes (buying a house or changing jobs). Once things stabilized, there wasn't much value in the monthly tracking so we rolled it back to quarterly. We were (still are) years from our target so no reason to get down in the weeds on our exact position.
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end-2018: £287,177
------------------------
Mar-2019: £313,570
Apr-2019: £322,726
May-2019: £330,583
Jun-2019: £339,992
Jul-2019: £349,062
Aug-2019: £354,036
Sep-2019: £362,238
Oct-2019: £370,985
Nov-2019: £378,005
Dec-2019: £385,670
---------------------------
Jan-2020: £394,002
Feb-2020: £394,625
Mar-2020: £366,559
Apr-2020: £367,364
May-2020: £387,750
Jun-2020: £395,376
Jul-2020: £406,107
Aug-2020: £407,577
Sep-2020: £415,436
Oct-2020: £424,444
Nov-2020: £436,017
Dec-2020: £445,311
-------------------------
Jan-2021: £460,732
Feb-2021: £468,507
Mar-2021: £469,417
Apr-2021: £483,531
May-2021: £496,874
Jun-2021: £504,408
Jul-2021: £511,775
Aug-2021: £519,225
Sep-2021: £531,083
Oct-2021: £566,962
Latest big jump is mostly a lump sum payment into the mortgage and a re-valuation of the house (past 2 years have been wild in UK real estate).
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Just joining as we hit £518,318.15 in April. I can only get an accurate number at the end of each tax year as we only get pension statements once per year but since April we are up to £543,000.98 not including pensions. It's going to be a long slog to get to 1 million. My husband is 43 and if we get there before he turns 50 I'll be really happy.
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Assuming average historical returns, that 500k could grow quite a ways towards 1m within 7 years, even without any additions
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Assuming average historical returns, that 500k could grow quite a ways towards 1m within 7 years, even without any additions
Ah but the biggest chunk of that is in our defined benefits pensions which won't grow at all without contributions. Our DC pots (currently very small but growing!) and investment funds will of course grow and we are adding to those as much as we reasonably can.
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Assuming average historical returns, that 500k could grow quite a ways towards 1m within 7 years, even without any additions
11 years assuming 7.2% real returns, which is optimistic with current CAPE
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Still plugging away.
12/01/10 INV- $72,800 INV+CASH- $137,800
12/01/11 INV- $80,000 INV+CASH- $145,000
12/01/12 INV- $104,000 INV+CASH- $179,000
12/01/13 INV- $114,900 INV+CASH- $199,543
12/01/14 INV- $119,700 INV+CASH- $221,787
01/01/15 INV- $147,945 INV+CASH- $247,945
05/20/15 INV- $174,008 INV+CASH- $279,652
09/02/15 INV- $175,919 INV+CASH- $277,696
05/20/16 INV- $218,514 INV+CASH- $328,980
07/17/17 INV- $306,386 INV+CASH- $417,772
03/14/18 INV- $380,160 INV+CASH- $467,160
08/08/18 INV- $423,708 INV+CASH- $491,708
02/18/19 INV- $446,121 INV+CASH- $585,121
03/22/19 INV- $481,093 INV+CASH- $592,941
04/18/19 INV- $506,875 INV+CASH- $595,875
07/18/19 INV- $540,071 INV+CASH- $617,447
01/01/20 INV- $586,172 INV+CASH- $667,785
01/24/20 INV- $610,000 INV+CASH- $691,000
07/21/20 INV- $647,000 INV+CASH- $727,000
10/21/20 INV- $681,430 INV+CASH- $765,430
12/04/20 INV- $724,740 INV+CASH- $814,072
01/10/21 INV- $756,650 INV+CASH- $842,650
04/10/21 INV- $807,000 INV+CASH- $885,000
05/03/21 INV- $827,000 INV+CASH- $903,000
07/06/21 INV- $861,000 INV+CASH- $935,000
09/09/21 INV- $891,000 INV+CASH- $958,000
10/18/21 INV- $888,347 INV+CASH- $955,347
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How did y’all celebrate hitting the 1 million mark? We are a couple days away, and I’m wondering if any of you had a celebratory (mustachian approved) ritual?
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How did y’all celebrate hitting the 1 million mark? We are a couple days away, and I’m wondering if any of you had a celebratory (mustachian approved) ritual?
Same boat, currently ~990k here invested. Didn't do anything when NW surpassed 1M, so I imagine we'll do something similar.
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How did y’all celebrate hitting the 1 million mark? We are a couple days away, and I’m wondering if any of you had a celebratory (mustachian approved) ritual?
Each time we graduated one of these threads DW and I went out to a fancy (for us) dinner (~$50).
I’ll probably do the same at 1M NW next year, markets willing, and again when we graduate the thread since we are tracking the stash and not total NW. Of course by then we are FI technically, so maybe I’ll celebrate by never working full time again!
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How did y’all celebrate hitting the 1 million mark? We are a couple days away, and I’m wondering if any of you had a celebratory (mustachian approved) ritual?
Hi five i think. Maybe a glass of wine? I don't even remember. And this was like last month or so.
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How did y’all celebrate hitting the 1 million mark? We are a couple days away, and I’m wondering if any of you had a celebratory (mustachian approved) ritual?
I told my MMM friends "Hey, I'm a millionaire now!" and congratulated myself.
Then I started looking at condos in my HCOL town and felt like "I'm *only* a millionaire now, sigh" ;-)
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Personal Capital shows me at ~$1,001,000 this morning! But I'm definitely not considering it "official" until the end of the month. I showed my wife (we track finances separately) and her response was just "holy shit!" Not sure if we're gonna do anything to celebrate, maybe a steak and a bottle of wine?
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I think a fancy meal, or a small weekend trip or whatever is appropriate! By the time you're a millionaire, spending $100-300 as a 1 time celebration (likely the only milestone most of us will hit while still working) is pretty minor.
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Personal Capital shows me at ~$1,001,000 this morning! But I'm definitely not considering it "official" until the end of the month. I showed my wife (we track finances separately) and her response was just "holy shit!" Not sure if we're gonna do anything to celebrate, maybe a steak and a bottle of wine?
Congrats @turketron! :)
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Jumping on this train. I haven't been too good at tracking numbers (for better for worse), but it might be nice to have a record of these things, so here we go!
March 2021: 500k
October 24 2021: 610k
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Still plugging away.
05/20/16 INV- $218,514 INV+CASH- $328,980
07/17/17 INV- $306,386 INV+CASH- $417,772
03/14/18 INV- $380,160 INV+CASH- $467,160
08/08/18 INV- $423,708 INV+CASH- $491,708
02/18/19 INV- $446,121 INV+CASH- $585,121
03/22/19 INV- $481,093 INV+CASH- $592,941
04/18/19 INV- $506,875 INV+CASH- $595,875
07/18/19 INV- $540,071 INV+CASH- $617,447
01/01/20 INV- $586,172 INV+CASH- $667,785
01/24/20 INV- $610,000 INV+CASH- $691,000
07/21/20 INV- $647,000 INV+CASH- $727,000
10/21/20 INV- $681,430 INV+CASH- $765,430
12/04/20 INV- $724,740 INV+CASH- $814,072
01/10/21 INV- $756,650 INV+CASH- $842,650
04/10/21 INV- $807,000 INV+CASH- $885,000
05/03/21 INV- $827,000 INV+CASH- $903,000
07/06/21 INV- $861,000 INV+CASH- $935,000
09/09/21 INV- $891,000 INV+CASH- $958,000
10/18/21 INV- $888,347 INV+CASH- $955,347
Investments just took a peek over 900K for the first time.
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01/01/20: $760,565
03/01/20: $722,547
05/01/20: $728,683
07/01/20: $788,641
09/01/20: $735,846
11/01/20: $746,928
12/28/20: $813,604
06/05/21: $947,322
08/04/21: $975,000
10/28/21: $1,007,900
Gonna stick around a week or so to make sure it’s solid, but….dang. What a ride!
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Way to go!!! Love looking a the velocity increasing this year... I've looked at many posts like yours trying to figure out how long it would take to get to the proverbial million.
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01/01/20: $760,565
03/01/20: $722,547
05/01/20: $728,683
07/01/20: $788,641
09/01/20: $735,846
11/01/20: $746,928
12/28/20: $813,604
06/05/21: $947,322
08/04/21: $975,000
10/28/21: $1,007,900
Gonna stick around a week or so to make sure it’s solid, but….dang. What a ride!
Congrats!!! Hopefully I won't be too far behind you :)
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Way to go!!! Love looking a the velocity increasing this year... I've looked at many posts like yours trying to figure out how long it would take to get to the proverbial million.
Right? I keep looking at people's history to see how long it took them from where I'm at now. I'm getting awfully close and if it happens soon, it'll be the fastest $100k I've ever made. October has been amazing, after such a bad month in September.
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Way to go!!! Love looking a the velocity increasing this year... I've looked at many posts like yours trying to figure out how long it would take to get to the proverbial million.
Right? I keep looking at people's history to see how long it took them from where I'm at now. I'm getting awfully close and if it happens soon, it'll be the fastest $100k I've ever made. October has been amazing, after such a bad month in September.
Yes! I spent wasted so much time looking in the history at others trajectory, but the truth is that it takes the time it takes, and the only control I had was how much I was willing to sock away. Thankfully we were in a position to put my whole salary into savings over the last decade. Still struggling with slight lifestyle creep issues, but feeling in a better position as a whole now to tackle some environmental priorities that should eventually help us tread event more lightly. (Ie solar panels, heat pump, etc)
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Belatedly joining the thread. I hit 500k in January, but due to the NYC suburbs housing market boom my NW is about 605k now when you include the equity in my home.
Jan 2016 - -35k
Jan 2017 - 30k
Jan 2018 - 125k
Jan 2019 - 245k
Jan 2020 - 367k
Dec 2020 - 489k
April 2021 - 605k - large bonus + home appreciation of nearly 100k in under a year.
Rough Breakdown:
Cash: 65k
Retirement: 92k
Investment: 172k
Home Equity: 290k
School Debt (through fam; 0% interest): 10k left
Thought I'd provide an update:
October 2021: 745k
Rough Breakdown:
Cash: 71k
Retirement: 128k
Investment: 257k
Home Equity: 300k
School Debt (through fam; 0% interest): 10k left
Home values in my area continue to boom, market has stayed high, and I received a modest unexpected bonus at work. Plugging along, but feeling good. Hoping to hit close to 500k in retirement + investment by my 30th around this time next year.
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Investments only; Household combined.
| | 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) |
| January | - | 496,255 | 674,413 | - |
| February | - | 472,573 | 700,728 | - |
| March | - | 444,067 | 732,652 | - |
| April | - | 495,051 | 762,029 | - |
| May | - | 524,063 | 759,955 | - |
| June | - | 524,530 | 796,116 | - |
| July | 330,406 | 552,296 | 826,664 | - |
| August | 437,870 | 632,115 | 866,404 | - |
| September | 443,081 | 617,959 | 827,075 | - |
| October | 452,295 | 604,646 | 873,651 | - |
| November | 483,711 | 664,577 | - | - |
| December | 484,963 | 674,843 | - | - |
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Year End 2018 - 359130.48
Year End 2019 - 493851.87
First Quarter 2020 - 394320.20 - Pandemic scare stock market related
Third Quarter 2020 - 45255.17
Year End 2020 - 581720.20
First Quarter 2021 - 640707.95
Second Quarter 2021 - 687136.05
Third Quarter 2021 - 682741.12
First time posting. MMM forums inspired me to go back and individually track liquid NW totals. They were up above 7 earlier in the month, but I was waiting for quarter end to post.
Market close for October 2021 - 713220.20
First month officially closing above 7. This is my retirement related accounts only, no equity on House/vehicles, and not including joint accounts or spouse retirement accounts.
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Ok, I have to say this: I would like to see your definition of slowly :))).
Congratulations, at this pace you get to the next race in no time at all.
Thanks! Yeah it's just a combination of my lack of patience, and the fact that we're still quite a ways from our long term goal.
01/01/21 - $400,149
02/14/21 - $427,486 (+$27,337)
03/01/21 - $443,490 (+$43,341)
03/19/21 - $451,670 (+$51,521)
03/31/21 - $458,005 (+$57,856)
04/15/21 - $470,187 (+$70,038)
04/30/21 - $475,833 (+$75,684)
05/15/21 - $486,446 (+$86,297)
05/28/21 - $497,565 (+$97,416)
06/05/21 - $505,428 (+$105,279)
06/30/21 - $517,109 (+$116,960)
07/30/21 - $534,405 (+$134,256)
08/15/21 - $543,454 (+$143,305)
08/30/21 - $548,512 (+$148,363)
09/16/21 - $578,628 (+$178,479)
09/30/21 - $563,939 (+$163,790)
10/15/21 - $574,190 (+$174,041)
10/29/21 - $598,171 (+$198,021)
Almost got to $600,000... so close! Next month is filled with a whole slew of anticipated expenses so likely will drop a bit but that's alright.
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After the dip in September things have bounced back nicely. Looks like we might just get to our target of £800k by the end of the year.
Jan 2014 - £222,149
===============
Jan 2015 - £250,275 (+£28,126)
===============
Jan 2016 - £272,607 (+£22,332)
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Jan 2017 - £346,854 (+£74,247)
===============
Jan 2018 - £456,088 (+£109,234)
===============
Jan 2019 - £495,379 (+£39,291)
===============
Jan 2020 - £606,791 (+£111,412)
===============
Jan 2021 £710,244 (+£103,453)
Feb 2021 £692,104 (-£18,141)
Mar 2021 £689,239 (-£2,865)
Apr 2021 £708, 972 (+£19,693)
May 2021 £715,760 (+£6,684)
Jun 2021 £718,320 (+£2,560)
July 2021 £739,838 (+£21,517)
Aug 2021 £752,173 (+£12,179)
Sep 2021 £774,841 (+£22,666)
Oct 2021 £755,027 (-£22,186)
Nov 2021 £779,044 (+£24,016)
(https://i.ibb.co/h2wHzrc/Screenshot-2021-10-30-at-08-40-53.png)
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08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800 FIRE'd
11/1/2019 - $675,000
12/1/2019 - $695,700
01/1/2020 - $717,000
02/1/2020 - $721,000
03/1/2020 - $702,500
04/1/2020 - $651,000
05/1/2020 - $686,700
06/1/2020 - $702,200
07/1/2020 - $710,000
08/1/2020 - $731,800
09/1/2020 - $753,000
10/1/2020 - $736,600
11/1/2020 - $731,900 Back to work, whoops!
12/1/2020 - $769,100
01/1/2021 - $800,400
02/1/2021 - $809,400
03/1/2021 - $829,100
04/1/2021 - $851,000
05/1/2021 - $879,700
06/1/2021 - $894,700
07/1/2021 - $913,000
08/1/2021 - $932,400
09/1/2021 - $954,800
10/1/2021 - $941,000
11/1/2021 - $992,400
Curious to see how many times we cross back and forth over the $1M mark before leaving work next April.
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Congratulations to this month’s winners.
11/30/19: $496k
12/31/19: $524k
01/31/20: $533k
02/29/20: $507k
03/31/20: $458k
04/30/20: $510k
05/31/20: $542k
06/30/20: $578k
07/31/20: $624k
08/31/20: $664k
09/30/20: $660k
10/31/20: $653k
11/30/20: $720k
12/31/20: $753k
01/31/21: $748k
02/28/21: $772k
03/31/21: $802k
04/30/21: $860k
05/31/21: $878k
06/30/21: $908k
07/31/21: $940k
08/31/21: $965k
09/30/21: $945k
10/31/21: $990k
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Investments only
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | $226,942 | $401,746 | $603,129 | - |
| February | - | $249,796 | $414,430 | $610,412 | - |
| March | - | $270,351 | $412,631 | $630,438 | - |
| April | - | $285,770 | $393,815 | $679,078 | - |
| May | - | $295,838 | $414,524 | $719,534 | - |
| June | $219,320 | $283,393 | $452,579 | $737,483 | - |
| July | $228,483 | $307,071 | $471,455 | $771,570 | - |
| August | $234,711 | $315,942 | $496,982 | $784,835 | - |
| September | $245,993 | $318,301 | $529,603 | $815,664 | - |
| October | $251,023 | $334,301 | $525,945 | $795,014 | - |
| November | $238,881 | $352,430 | $528,082 | $851,714 | - |
| December | $244,687 | $370,715 | $585,310 | - | - |
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| | 2015 | | 2016 | | 2017 | | 2018 | | 2019 | | 2020 | | 2021 |
| January | - | | $125,152 | | $190,212 | | $277,747 | | $300,773 | | $391,367 | | $503,318 |
| February | - | | $132,476 | | $205,111 | | $276,647 | | $312,970 | | $372,287 | | $516,580 |
| March | - | | $142,868 | | $207,302 | | $277,401 | | $328,015 | | $316,940 | | $538,761 |
| April | - | | $146,221 | | $213,616 | | $279,721 | | $332,703 | | $357,205 | | $561,751 |
| May | - | | $153,151 | | $220,848 | | $292,665 | | $321,134 | | $404,385 | | $573,018 |
| June | - | | $151,884 | | $221,782 | | $288,234 | | $344,636 | | $401,862 | | $585,313 |
| July | $111,061 | | $162,292 | | $229,419 | | $300,537 | | $340,103 | | $424,226 | | $593,812 |
| August | $109,293 | | $164,716 | | $233,575 | | $306,219 | | $341,637 | | $440,114 | | $610,608 |
| September | $104,752 | | $167,126 | | $242,747 | | $293,075 | | $347,779 | | $436,932 | | $590,638 |
| October | $112,604 | | $167,659 | | $246,050 | | $293,488 | | $361,290 | | $458,230 | | $621,333 |
| November | $112,690 | | $177,602 | | $255,539 | | $293,026 | | $369,972 | | $485,863 | | - |
| December | $120,262 | | $182,345 | | $262,362 | | $301,471 | | $390,730 | | $498,601 | | - |
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Lots of new grads and almost grads with this past month's huge market gains. Congrats everyone!!
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Investments only;
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Jan 2020: $347.23k
Feb 2020: $330.32k
Mar 2020: $293.63k
Apr 2020: $323.58k
May 2020: $340.17k
Jun 2020: $356.25k
July 2020: $377.68k
Aug 2020: $397.52k
Sep 2020: $390.84k
Oct 2020: $384.47k
Nov 2020: $431.15k
Dec 2020: $448.30k
Jan 2021: $458.12k
Feb 2021: $472k
Mar 2021: $491k
Apr 2021: $513.64k
May 2021: $522.51k
Jun 2021: $534.07k
July 2021: $542.13k
Aug 2021: $558.19k
Sep 2021: $535.50k
Oct 2021: $566.00k
Sent from my SM-N960U using Tapatalk
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Invested assets, long term savings and debts:
12/31/14 $51,962.23
12/31/15 $92,762.33
12/31/16 $163,900.00
12/31/17 $251,415.07
12/31/18 $330,093.64 - new job, nice retention bonus from previous job
12/31/19 $519,878.70 - pension lump sum after leaving old job (rolled into 401k)
12/31/20 $714,958.33
---
01/31/21 $732,701.46
02/28/21 $752,893.42
03/31/21 $768,088.25 - maxed out 401k
04/30/21 $812,226.27
05/31/21 $818,349.97
06/30/21 $845,008.30
07/31/21 $870,706.07 - maxed out Mega Backdoor Roth
08/31/21 $896,241.14 - so clooooose to $900k
09/30/21 $893,116.97 - ouch? Annual bonus is in there, this is my biggest contribution of the year, lol.
10/30/21 $983,679.38 - wut?
HOLY MARKET. Fastest $90k I've ever made. Of that, about $20k is new contributions, and $30k is... Tesla, 2/3 of it in the last week. I remember whining about being so close to $900k back in August lol. Went over and under a few times in September, and here I am, not 2 months later, whining about being so cloooooose to $1M that I can smell it. That being said, I dont expect it to hold too long, but hey, what do I know?
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2020
Date Assets Debts Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021Date Assets Debts Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Oct 2021 $1,071,990.16 -$453,231.84 $618,758.32
Nov 2021 $1,101,914.46 -$447,727.22 $654,187.24
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Lots of new grads and almost grads with this past month's huge market gains. Congrats everyone!!
No kidding. This place could be a ghost town by the end of the year. They won't even have to stick around to haunt for an extra month or two. Happy Halloween! And congrats!!
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10/28/21: $1,007,900
Gonna stick around a week or so to make sure it’s solid, but….dang. What a ride!
Personal Capital shows me at ~$1,001,000 this morning!
Congratulations, millionaires!
Yep, quite the rebound last month!
Up $40,937.30 to $689,087.40 :)
Tracking Spreadsheet: https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
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Investments only
| | 2018 | 2019 | 2020 | 2021 |
| January | $198,265 | $224,401 | $305,287 | $424,924 |
| February | $204,080 | $231,997 | $290,554 | $453,313 |
| March | $204,080 | $236,710 | $274,909 | $471,199 |
| April | $206,310 | $246,138 | $298,297 | $489,213 |
| May | $207,731 | $245,062 | $320,072 | $492,274 |
| June | $209,453 | $256,868 | $331,215 | $493,272 |
| July | $218,450 | $256,076 | $349,025 | $503,214 |
| August | $224,243 | $266,197 | $367,183 | $521,697 |
| September | $227,037 | $274,186 | $360,397 | $509,748 |
| October | $214,107 | $284,427 | $360,290 | $530,757 |
| November | $219,948 | $295.004 | $400,264 | |
| December | $206,667 | $304,693 | $419,937 | |
Pretty nice gain considering we spent an extra $6k on landscaping and vacation expenses this month.
-
Investments only, solo journey (so far)
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | $232,213 | $356,542 | $500,087 | $659,936 | - |
| February | - | $245,447 | $383,348 | $502,244 | $662,250 | - |
| March | - | $242,789 | $394,563 | $475,671 | $684,929 | - |
| April | $164,900 | $246,140 | $403,461 | $429,092 | $711,168 | - |
| May | - | $318,398 | $421,194 | $474,155 | $744,322 | - |
| June | - | $328,870 | $409,591 | $500,241 | $758,305 | - |
| July | $180,808 | $342,159 | $435,981 | $516,358 | $776,059 | - |
| August | $189,280 | $354,936 | $443,135 | $544,475 | $790,664 | - |
| September | $193,727 | $366,727 | $441,101 | $579,806 | $814,231 | - |
| October | $209,968 | $374,465 | $452,232 | $568,885 | $794,659 | - |
| November | $220,602 | $361,296 | $466,688 | $562,892 | $834,154 | - |
| December | $225,918 | $370,140 | $482,944 | $632,574 | - | - |
I missed posting last month, so I am caught up on the challenge now. Only 25k needed to hit a 200k gain for the year. I also got a new kitten and she is 6 months old now, a very cute little monster.
-
| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | $52,277 | $102,029 | $186,657 | $306,111 | $344,771 | $443,598 | $581,977 |
| February | $57,992 | $107,201 | $196,191 | $301,453 | $357,526 | $422,062 | $608,184 |
| March | $61,620 | $116,502 | $199,234 | $306,821 | $364,397 | $371,488 | $626,905 |
| April | $68,207 | $121,028 | $205,602 | $312,149 | $375,876 | $411,410 | $659,527 |
| May | $73,499 | $132,630 | $217,515 | $319,649 | $366,887 | $432,756 | $670,069 |
| June | $73,620 | $136,350 | $218,315 | $325,450 | $388,214 | $449,153 | $689,099 |
| July | $77,235 | $143,420 | $226,577 | $332,615 | $393,565 | $473,639 | $703,139 |
| August | $77,588 | $149,032 | $231,008 | $341,112 | $391,468 | $499,746 | $724,977 |
| September | $77,524 | $161,672 | $251,872 | $343,628 | $400,870 | $492,572 | $708,615 |
| October | $86,899 | $160,725 | $260,359 | $329,514 | $411,683 | $488,099 | $748,616 |
| November | $94,202 | $170,428 | $273,396 | $336,035 | $423,504 | $546,559 | - |
| December | $101,290 | $179,734 | $287,829 | $317,638 | $441,666 | $574,853 | - |
-
10/28/21: $1,007,900
Gonna stick around a week or so to make sure it’s solid, but….dang. What a ride!
Personal Capital shows me at ~$1,001,000 this morning!
Congratulations, millionaires!
Yep, quite the rebound last month!
Up $40,937.30 to $689,087.40 :)
Tracking Spreadsheet: https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
Thanks! Not sure I believe it yet. I keep thinking…”so this is what having FU money feels like….”
-
| | 2020 | 2021 | 2022 |
| January | - | $580,000 | - |
| February | - | $584,000 | - |
| March | - | $605,000 | - |
| April | - | $622,000 | - |
| May | - | $650,000 | - |
| June | - | $656,000 | - |
| July | - | $677,000 | - |
| August | - | $682,000 | - |
| September | $517,937 | $700,500 | - |
| October | $511,000 | $696,000 | - |
| November | $514,001 | $803,000 | - |
| December | $567,000 | - | - |
Blew past my 2021 goal of $750k with a property re-appraisal. Still can't wrap my head around the fact that my net worth doubled in the last two years.
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
-
Hello! We just had a big NW jump this month to jump us up to this thread.
Oct 2021: $563,047.23
Investments are only $338,000 of that. I'm an apple grower, and we bought my grandparent's farm last year. The farm checking account is not tracked in our net worth, as the giant swings would make it impossible to see any progress in NW through all the ups and downs. But the real estate value of the farm, and all the loans for the farm, are included in our net worth. This month, we were able to take farm income above expenses and use it to pay off one of those loans, leading to a big jump in net worth. Best case, that will happen every year in the last few months. The farm also means we keep a lot more cash around than is typical. Our emergency savings are bigger than they otherwise would be, and we have a separate account of cash just to cover loan payments after a bad year. Generally expect steady growth, with large changes once a year (hopefully higher as loans are paid down, but possibly down if a LOC gets used).
-
| | 2018 | 2019 | 2020 | 2021 |
| January | $222,019 | $261,809 | $403,264 | $550,326 |
| February | $236,831 | $286,584 | $414,417 | $555,120 |
| March | $234,104 | $303,681 | $388,201 | $577,440 |
| April | $234,452 | $314,939 | $355,475 | $606,455 |
| May | $241,470 | $331,080 | $398,672 | $647,810 |
| June | $249,398 | $320,926 | $417,280 | $654,138 |
| July | $253,884 | $342,700 | $424,818 | $671,808 |
| August | $264,666 | $354,784 | $456,512 | $693,782 |
| September | $276,905 | $351,842 | $491,411 | $718,331 |
| October | $285,986 | $360,853 | $482,214 | $700,515 |
| November | $267,359 | $374,706 | $475,471 | $744,130 |
| December | $281,461 | $391,293 | $531,137 | - |
Big month. This is officially 5 years since we started tracking. 5 years ago we had just paid off our debt (outside of the mortgage) and were trying to figure out what to do with our extra money. Since then our salaries have almost doubled, our savings rate has gone up every year, and we creep ever closer to our number. Excited for the journey to get here and excited to see where we go next!
-
12-31-13 ~ (-100k)
12-31-14 ~ (-80k)
12-31-15 ~ (-62k)
12-31-16 ~ (-30k)
12-31-17 ~ 20k
12-31-18 : 117k
12-31-19 : 243k
12-31-20 : 410k
12-31-21 : 615k (Target)
10/31/21 : 580k (+30k)
About to become a single income household, DW is going to be a SAHP for a year or two - might not hit the year end goal, we will see. Not sure how motivated I am to stay in the city and to keep working at my job with the firehose of cash turning into a garden hose of cash... Just keep showing up.... just keep showing up.
Original Target for 1M - October 2024
Current Target for 1M - November 2023 ??? Not sure with this income change, will re-evaluate in January.
Race to 1M Spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
[/quote]
-
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | 318,100 | 359,000 | 465,145 | 556,200 | - |
| February | - | 321,800 | 370,750 | 467,380 | 579,100 | - |
| March | - | 313,540 | 378,525 | 418,695 | 580,400 | - |
| April | 255,900 | 322,810 | 391,005 | 454,145 | 604,500 | - |
| May | 263,800 | 328,600 | 397,260 | 472,320 | 610,000 | - |
| June | 268,100 | 331,860 | 407,265 | 485,420 | 625,000 | - |
| July | 273,100 | 340,250 | 413,395 | 502,730 | 627,491 | - |
| August | 276,800 | 341,770 | 413,070 | 513,600 | 634,555 | - |
| September | 284,500 | 348,465 | 420,460 | 511,466 | 641,808 | - |
| October | 292,100 | 343,960 | 429,655 | 508,153 | 651,048 | - |
| November | 302,000 | 347,470 | 442,315 | 537,343 | - | - |
| December | 309,500 | 340,950 | 447,950 | 553,788 | - | - |
-
Congrats to new members of the thread and to those graduating!
-
Month Invested Networth
04/30/17 $67,858 $125,786 <---- Discovered MMM / LBYM
09/30/17 $100,416 $168,105 <---- 100k Invested
01/31/19 $251,061 $311,711 <---- 250k Invested
06/30/20 $501,158 $573,100 <---- 500k Invested
07/31/20 $534,311 $613,166
08/31/20 $582,298 $662,814
09/30/20 $568,854 $652,181
10/31/20 $576,142 $672,826
11/30/20 $645,423 $741,146
12/31/20 $705,754 $811,062
01/31/21 $726,286 $824,521
02/28/21 $756,396 $857,552
03/31/21 $785,204 $908,384
04/30/21 $844,153 $962,858
05/31/21 $860,379 $1,000,458
06/30/21 $887,204 $1,030,324
07/31/21 $924,815 $1,066,071
08/31/21 $955,822 $1,098,053
09/30/21 $933,580 $1,076,763
10/31/21 $1,000,117 $1,166,648 <---- 1M Invested
Bought 1k at Vanguard yesterday to push us over the edge. Pretty surreal. We are lean FI at this point but that would require cutting out things like golf, snowboarding and organic meats. Took us 16 months to go from 100k to 250k, 17 months from 250k to 500k, then 16 months from 500k to 1M. I expect 1M->2M to take quite a bit longer, especially if we drop out of the rat race or go to part time before then, which is the loose plan. See you all in the next one!
-
Congrats @BiggerFishToFI !
-
well done! See you there @BiggerFishToFI !
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Investments Only
| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | $12,964 | $53,694 | $117,156 | $286,460 | $366,568 | $554,279 | $789,070 |
| February | $14,893 | $57,320 | $130,755 | $284,267 | $388,104 | $530,928 | $829,754 |
| March | $22,065 | $71,035 | $150,924 | $291,192 | $415,305 | $575,079 | $873,947 |
| April | $24,785 | $75,120 | $161,757 | $306,848 | $429,917 | $529,397 | $925,944 |
| May | $26,931 | $87,541 | $171,174 | $317,739 | $416,867 | $573,991 | $938,401 |
| June | $29,021 | $90,964 | $191,558 | $321,370 | $458,412 | $607,523 | $952,115 |
| July | $31,341 | $93,025 | $210,018 | $339,122 | $459,062 | $630,288 | $962,887 |
| August | $34,251 | $95,245 | $220,293 | $353,410 | $466,936 | $686,631 | $998,422 |
| September | $39,854 | $97,814 | $231,801 | $361,506 | $481,531 | $669,786 | $970,317 |
| October | $42,018 | $98,335 | $242,954 | $336,674 | $499,757 | $663,596 | $1,023,332 |
| November | $45,987 | $100,344 | $256,324 | $356,143 | $528,712 | $743,883 | - |
| December | $49,877 | $106,390 | $265,731 | $332,761 | $548,679 | $779,415 | - |
Done with this race!
It took us almost 2 years to go from $0 to $100K, one year to go from $100K to $250K, 2 years to go from $250K to $500K, and almost exactly 2 years to go from $500K to $1M!
Part of me wishes we would have hit $1M in November 2021 just to keep things consistent lol. See y'all in the next thread!
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Investments only
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | $34,633 | $56,928, | $98,248 | $176,153 | $419,499 | - |
| February | $40,740 | $56,241 | $115,926 | $182,362 | $433,878 | - |
| March | ??? | $57,195 | $123,445 | $171,868 | $481,671 | - |
| April | $41,346 | $57,635 | $129,678 | $188,425 | $503,015 | - |
| May | $41,840 | $66,682 | $136,527 | $255,004 | $536,515 | - |
| June | $45,227 | $71,500 | $132,945 | $279,130 | $570,802 | - |
| July | $45,862 | $75,817 | $142,557 | $290,173 | $570,802 | - |
| August | $47,377 | $85,050 | $150,420 | $310,173 | $568,446 | - |
| September | $47,669 | $87,937 | $146,310 | $336,875 | $596,208 | - |
| October | $50,397 | $94,114 | $150,536 | $338,532 | $590,085 | - |
| November | $52,288 | $95,502 | $155,627 | $332,899 | $625,776 | - |
| December | ??? | $93,596 | $165,458 | $396,311 | - | - |
-
| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| Jan | | | 141,251.00 | $193,414.19 | $283,829.36 | $359,505.30 | $546,089.75 | $762,355.51 |
| Feb | | | $135,573.00 | $200,758.63 | $304,851.88 | $397,087.41 | $557,258.06 | $780,137.13 |
| Mar | | | $138,331.39 | $211,677.78 | $303,796.17 | $428,309.57 | $522,077.78 | $815,764.71 |
| Apr | | $98k | $146,788.37 | $217,643.71 | $307,682.67 | $440,342.71 | $451,185.96 | $829,307.88 |
| May | | $111k | $149,149.52 | $225,773.04 | $315,634.59 | $456,285.80 | $510,875.92 | $874,326.67 |
| Jun | | $112k | $161,205.21 | $232,222.09 | $337,046.55 | $441,047.77 | $551,923.37 | $878,873.50 |
| Jul | | $113k | $165,947.80 | $235,779.19 | $340,399.63 | $476,489.51 | $567,485.67 | $907,568.86 |
| Aug | | $113k | $176,198.00 | $244,461.55 | $363,304.76 | $486,559.27 | $601,161.19 | $923,408.92 |
| Sept | | $116k | $178,840.37 | $247,101.69 | $385,572.12 | $483,967.28 | $653,037.25 | $950,899.02 |
| Oct | | | $184,372.64 | $256,365.91 | $392,296.56 | $490,200.54 | $639,398.62 | $907,416.93 |
| Nov | | $120,330.91 | $181,625.28 | $266,140.14 | $370,000.25 | $501,003.17 | $637,260.06 | $963,453.56 |
| Dec | | $138,810.56 | $187,972.57 | $279,806.93 | $386,361.40 | $531,904.82 | $723,586.82 | |
My declaration that I was at $1million was a bit premature... turns out that at some point in the past month, in addition to my vested ESPP shares Personal Capital also began pulling in my unvested shares, which for obvious reasons I don't include in my NW, as those shares will vest over the next couple years. So once I excluded that ~$40k, I'm still a little ways away from $1 million. That being said, still a new high for me! And this is even after a pretty rough earnings call for my company last week, which sent our stock down about 20% from where it was a week or two ago.
-
2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Feb 3rd $523
March 1st $499 I am glad I rebalanced the end of Jan, bought more bonds to maintain my IPS.
April 1st $455
May 1st $498.5 didn't check all month, so surprised at this.
June 1st $519.5
July 1st $534 yay back up again!
August 10 $547.5 Had to replace my car this month, paid in full of course and still up! :)
Sept 3rd $577
Oct 1st: $558
Nov 1st:
Dec 5th: $615
Dec 29th: $624 UP 90.5k for 2020
2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
Sept 1: $796
Oct 1: $771.5
Nov: $808,080
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Apr 2017: 175k NW
Apr 2018: 333k
Apr 2019: 400k
Feb 2020: 515k
Aug 2020: 602k (415k invested)
Dec 2020: 669k (478k)
Jan 2021: 690k (507k)
Mar 2021: 716k (529k)
Apr 2021: 751k (551k)
May 2021: 787k (576k)
Jun 2021: 807k (592k)
Jul 2021: 833k (611k)
Aug 2021: 831k (625k)
Sept 2021: 640K (invested only hereafter)
Oct 2021: 628k
Nov 2021: 662k
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(tracking retirement accounts, cash accounts and conservative equity in my rental properties and side businesses)
12/2014 $32,000
12/2016 $64,000 (24 months)
1/2018 $128,000 (25 months)
5/2019 $256,000 (16 months)
11/2020 $512,000 (19 months)
[12/2022 $1,024,000 (24 months)] **TARGET**
--
11/1/2020 $506,667.23
12/1/2020 $552,641.05 (tons of market gains...sustainable/real?)
1/1/2021 $574,330.90 (very excited for the next couple of months...bonus, raises, 401K match all hit!!!)
2/1/2021 $637,442.01
3/1/2021 $730,728.94 (still waiting on that 401k match/employer-side contribution to hit for another 38k)
4/1/2021 $781,201.54 (fun part of the year is over...back to normal growth mode)
5/1/2021 $795,754.30
6/1/2021 $880,912.54 (3 rental properties reappraised for refinance is about 50k of this increase)
7/1/2021 $920,541.74 - realizing I could graduate a whole year early!!!
8/1/2021 $893,351.71 - slippage due to taking some cash out during the mid-july market dip to fund a commercial property investment. Poorly timed, though not a market timing move. Onward
9/1/2021 $918,857.20
10/1/2021 $900,878.09 - Can't. Seem. To. Gain. Traction. Over. 900.... vroom vroom
11/1/2021 $946,240.29
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Net Worth // Invested Assets
1/1/21 - $500,317 // $346,651
2/1/21 - $513,258 // $355,473
3/1/21 - $531,847 // $366,107
4/1/21 - $548,364 // $380,740
5/1/21 - $568,829 // $408,712
6/1/21 - $569,723 // $408,351
7/1/21 - $612,700 // $431,974
8/1/21 - $625,715 // $412,017 (deposit down on new house)
9/1/21 - $647,140 // $427,206
10/1/21 - $628,028 // $410,699
11/1/21 - $669,354 // $441,225
-
$581,872
$23,393 m/m
$138,945 y/y
-
Jan. 2017 $42,000 [discovered MMM at age 41]
...
Apr. 2019 $271,294
...
Aug. 2020 $402,692
Nov. 2020 $427,563
Dec. 2020 $444,558
Jan. 2021 $459,349
Feb. 2021 $475,145
Mar. 2021 $477,249
Apr. 2021 $503,448
...
Sept. 2021 $607,797
...
Nov. 2021 $656,766
Refinanced and updated home value. Pulled out $24k equity. Invested $14k, spending the rest on house projects. At 2.875%. Waiting on just over $30k in public-service loan forgiveness, but other than that should just be stay-the-course for a while here.
-
*November 2021 - Just hit $800k in investments… 4/5 of the way to a million. Hard to believe that my number has doubled in under two years! Present goal is to hit $1M by January 2024 (before 40th BDay). It’s going to take some great returns to do it.
August 2021 - Just hit $750k in investments… 3/4 of the way to 7 figures!
Joining the ranks of you folks chasing that seven-figure milestone! (To keep my journey consistent, I’m going to be following based on my personal investments / retirement accounts—separate from the wife's—and not counting the home value).
This weekend, April 2021, I hit a major milestone: $700k at 37-years-old.
Looking back at notes from ‘Race from 250 to 500k!’, here’s a brief recap:
*June 2010 - Finish grad school, 26 y/o, $90k+ in debt; new job at $40k/year
*May 2015 - (I think) - First crossed $100k at 31 y/o
*January 2018 - Passed the $250k mark
*April 2019 - Hit $312.5k
*June 2019 - 1/3 of the way to $1M
*February 2020 - Hit $400k
*November 2020 - Eclipsed $500k (and finished the ‘Race from 250 to $500k!’)
-
Invested assets, long term savings and debts:
12/31/14 $51,962.23
12/31/15 $92,762.33
12/31/16 $163,900.00
12/31/17 $251,415.07
12/31/18 $330,093.64 - new job, nice retention bonus from previous job
12/31/19 $519,878.70 - pension lump sum after leaving old job (rolled into 401k)
12/31/20 $714,958.33
---
01/31/21 $732,701.46
02/28/21 $752,893.42
03/31/21 $768,088.25 - maxed out 401k
04/30/21 $812,226.27
05/31/21 $818,349.97
06/30/21 $845,008.30
07/31/21 $870,706.07 - maxed out Mega Backdoor Roth
08/31/21 $896,241.14 - so clooooose to $900k
09/30/21 $893,116.97 - ouch? Annual bonus is in there, this is my biggest contribution of the year, lol.
10/30/21 $983,679.38 - wut?
HOLY MARKET. Fastest $90k I've ever made. Of that, about $20k is new contributions, and $30k is... Tesla, 2/3 of it in the last week. I remember whining about being so close to $900k back in August lol. Went over and under a few times in September, and here I am, not 2 months later, whining about being so cloooooose to $1M that I can smell it. That being said, I dont expect it to hold too long, but hey, what do I know?
Aaaannnnd, 3 trading days later, I just hit the famed $1,000,000 mark for the first time! Barely, like $3k over, but I don't care, it counts!!!
It's been 2 months since I reached $900k for the first time, and 1 month since I reached it for the (hopefully) last time. Almost 10 years since I moved to the US with $0 in my pocket. Unbelievable.
I'm going to stay in this race until I feel that it's a little more secure than it is right now, but DAMN.
-
Invested assets, long term savings and debts:
12/31/14 $51,962.23
12/31/15 $92,762.33
12/31/16 $163,900.00
12/31/17 $251,415.07
12/31/18 $330,093.64 - new job, nice retention bonus from previous job
12/31/19 $519,878.70 - pension lump sum after leaving old job (rolled into 401k)
12/31/20 $714,958.33
---
01/31/21 $732,701.46
02/28/21 $752,893.42
03/31/21 $768,088.25 - maxed out 401k
04/30/21 $812,226.27
05/31/21 $818,349.97
06/30/21 $845,008.30
07/31/21 $870,706.07 - maxed out Mega Backdoor Roth
08/31/21 $896,241.14 - so clooooose to $900k
09/30/21 $893,116.97 - ouch? Annual bonus is in there, this is my biggest contribution of the year, lol.
10/30/21 $983,679.38 - wut?
HOLY MARKET. Fastest $90k I've ever made. Of that, about $20k is new contributions, and $30k is... Tesla, 2/3 of it in the last week. I remember whining about being so close to $900k back in August lol. Went over and under a few times in September, and here I am, not 2 months later, whining about being so cloooooose to $1M that I can smell it. That being said, I dont expect it to hold too long, but hey, what do I know?
Aaaannnnd, 3 trading days later, I just hit the famed $1,000,000 mark for the first time! Barely, like $3k over, but I don't care, it counts!!!
It's been 2 months since I reached $900k for the first time, and 1 month since I reached it for the (hopefully) last time. Almost 10 years since I moved to the US with $0 in my pocket. Unbelievable.
I'm going to stay in this race until I feel that it's a little more secure than it is right now, but DAMN.
It's a race and you've made it. Stop moving the goal post :)
-
05/01/2017: $198,456
05/31/2017: $207,044
07/05/2017: $219,933
08/01/2017: $228,504
09/01/2017: $237,500
09/19/2017: $245,500
10/02/2017: $251,933
11/07/2017: $266,000
12/27/2017: $280,000
01/23/2018: $305,566
11/27/2018: $359,000
03/01/2019: $400,283 *baby born, kinda lost track of everything.....
08/15/2020: $612,831
01/01/2021: $689,500
02/01/2021: $714,039
02/15/2021: $747,215
03/15/2021: $750,529
04/01/2021: $767,398
05/02/2021: $803,507
06/02/2021: $809,000
06/28/2021: $751,511 invested/$901,500NW *family land purchase
08/06/2021: $772,933 invested/$922,933NW *baby #2 born, now we are SingleIncomeTwoKids
09/01/2021: $791,776 invested/$941,776NW
10/01/2021: $753,176 invested/$903,176NW
11/01/2021: $809,984 invested/$959,984NW
Wow what a month. With two babies and DW at home, my monthly savings rate is near zero. Took nearly $15k out to pay 2020 taxes, a surprise $3500 tax bill from 2019, and school taxes on the newly acquired land, then that drop and STILL ended up a good chunk.
Holy Market is right.
-
Aaaannnnd, 3 trading days later, I just hit the famed $1,000,000 mark for the first time! Barely, like $3k over, but I don't care, it counts!!!
It's been 2 months since I reached $900k for the first time, and 1 month since I reached it for the (hopefully) last time. Almost 10 years since I moved to the US with $0 in my pocket. Unbelievable.
I'm going to stay in this race until I feel that it's a little more secure than it is right now, but DAMN.
It's a race and you've made it. Stop moving the goal post :)
I know, I know, but I love you guys 🥰
-
08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800 FIRE'd
11/1/2019 - $675,000
12/1/2019 - $695,700
01/1/2020 - $717,000
02/1/2020 - $721,000
03/1/2020 - $702,500
04/1/2020 - $651,000
05/1/2020 - $686,700
06/1/2020 - $702,200
07/1/2020 - $710,000
08/1/2020 - $731,800
09/1/2020 - $753,000
10/1/2020 - $736,600
11/1/2020 - $731,900 Back to work, whoops!
12/1/2020 - $769,100
01/1/2021 - $800,400
02/1/2021 - $809,400
03/1/2021 - $829,100
04/1/2021 - $851,000
05/1/2021 - $879,700
06/1/2021 - $894,700
07/1/2021 - $913,000
08/1/2021 - $932,400
09/1/2021 - $954,800
10/1/2021 - $941,000
11/1/2021 - $992,400
Curious to see how many times we cross back and forth over the $1M mark before leaving work next April.
Similar to @pasadenafr, we're over the $1M mark as of 11/3/2021, by a hair.
I'll wait to see if sticks through 12/1 to officially call myself a graduate, and wouldn't be surprised to be back here at some point in the future anyway.
-
Detailed net worth timeline
06/15/12: <$0
01/01/19: $317k
11/27/19: $500k
11/04/21: $1001k
November the fourth was already a meaningful day for me. How funny that it is today that I achieve this goal that I've quietly, anxiously held for...I believe it has been decades. If I am adding another layer of meaning to this anniversary, I hope it becomes the day that I released myself from net worth fixations. Forum members often report that achieving one million dollars is anti-climactic and even disappointing. I do not feel this way at all. I feel light.
My finish line is crossed. I will not be hanging around until my million sticks. I will not see you in the next thread. Goodbye future millionaires. And congrats to all this month's winners.
-
Detailed net worth timeline
06/15/12: <$0
01/01/19: $317k
11/27/19: $500k
11/04/21: $1001k
November the fourth was already a meaningful day for me. How funny that it is today that I achieve this goal that I've quietly, anxiously held for...I believe it has been decades. If I am adding another layer of meaning to this anniversary, I hope it becomes the day that I released myself from net worth fixations. Forum members often report that achieving one million dollars is anti-climactic and even disappointing. I do not feel this way at all. I feel light.
My finish line is crossed. I will not be hanging around until my million sticks. I will not see you in the next thread. Goodbye future millionaires. And congrats to all this month's winners.
Yeah!!! Happy for you. It’s done. Stay well.
-
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | 132,155 | 177,349 | 282,110 | 344,002 | - |
| February | 138,015 | 188,332 | 290,845 | 360,553 | - |
| March | 138,469 | 187,634 | 288,022 | 367,222 | - |
| April | 148,093 | 197,461 | 257,224 | 387,064 | - |
| May | 158,814 | 194,010 | 276,627 | 398,896 | - |
| June | 161,284 | 186,414 | 299,563 | 407,230 | - |
| July | 160,446 | 196,934 | 304,249 | 418,701 | - |
| August | 168,222 | 267,535 | 318,456 | 520,045 | - |
| September | 184,158 | 268,153 | 324,661 | 527,305 | - |
| October | 189,536 | 271,542 | 317,511 | 520,004 | - |
| November | 184,146 | 283,636 | 323,958 | 552,965 | - |
| December | 182,675 | 287,248 | 341,124 | - | - |
Nice gain after last month's loss.
-
Really excited to join this thread. Brought coffee and a comfortable chair because I think I'll be here for a while. Would love to graduate by late 2026.
Investments only
<0 to 100k 3 years
100 to 250k 18 months
250 to 500k 28 months
Nov 2021 $509k
-
Really excited to join this thread. Brought coffee and a comfortable chair because I think I'll be here for a while. Would love to graduate by late 2026.
Investments only
<0 to 100k 3 years
100 to 250k 18 months
250 to 500k 28 months
Nov 2021 $509k
Welcome! Want a cookie?
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020 (45,137) I'm spendy condo shopping so I'm sticking around because my graduation is probably only temporary
-
Net Worth
May2021 - $1,003,397
June 2021 - $1.013,773
July 2021 - $1,035,193
August 2021 - $1,238,637
September 2021 - $,1228,412
October 2021 - $1,282,607
Investments :
May 2021 - $604,599
June 2021 - $616,224
July 2021 - $637,187
August 2021 - $726,863
September 2021 - $720314
October 2021 - $757,529
Finally passed the 3/4 mil - I am more excited to get to a mil in my portfolio than net worth.
-
7/1/19 - 258,652
9/28/21 - 504,976
11/5/21 - 511,106
Still a long ways to go, but getting closer every month. Getting back on this blog is helping me to watch the spending a bit more and trying to bump that savings rate to where it was before my second kiddo came along plus the new house! Luckily, the house isn't huge and we can't really fill it with useless junk anyhow.
-
Thanks @pasadenafr got any ginger snaps?
-
Thanks @pasadenafr got any ginger snaps?
Anything you want!
-
Thanks @pasadenafr got any ginger snaps?
Anything you want!
Anything besides "Millionaire bars" :)
-
07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0
-
We reached a million few days ago and popped back down since. Life goes on, nothing changed :)
Its been 5 years since I found MMM.
-
01/01/17 £374668
01/01/18 £497097
01/01/19 £547415
01/01/20 £649762
01/01/21 £788172
01/02/21 £802062
01/03/21 £816123
01/04/21 £835284
01/05/21 £856901
01/06/21 £877243
01/07/21 £907604
01/08/21 £922728
01/09/21 £941531
01/10/21 £949972
01/11/21 £971260
-
26 months for 100-250k. Last post in 100-250k here: http://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-100-to-250k/msg1440605/#msg1440605
28 months for 250k-500k. Last post in 250k-500k here: https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-250-to-500k!/msg2457040/#msg2457040
May-19 $482,166
Jun-19 $506,489
Jul-19 $516,572
Aug-19 $520,552
Sep-19 $524,681
Oct-19 $547,979
Nov-19 $564,839
Dec-19 $600,838
Jan-20 $616,541
Feb-20 $635,416
Mar-20 $594,318
Apr-20 $636,358
May-20 $656,539
Jun-20 $672,803
Jul-20 $691,579
Aug-20 $722,451
Sep-20 $727,184
Oct-20 $716,294
Nov-20 $770,869
Dec-20 $787,587
Jan-21 $798,628
Feb-21 $818,179
Mar-21 $837,664
Apr-21 $887,631
May-21 $884,011
Jun-21 $895,028
Jul-21 $914,261
Aug-21 $929,790
Sep-21 $939,227
Oct-21 $972,852
So close - I had been hoping to go 500k-1M in the same 26-28 Months that we finished the 100-250k & 250-500k races in, but it looks like it will end up being 30+ months
-
What a roller coaster November was. Lost 60% of November gains on Friday 25th November! Still just about scraping into the target of £800k by the end of the year I hope!
Jan 2014 - £222,149
===============
Jan 2015 - £250,275 (+£28,126)
===============
Jan 2016 - £272,607 (+£22,332)
===============
Jan 2017 - £346,854 (+£74,247)
===============
Jan 2018 - £456,088 (+£109,234)
===============
Jan 2019 - £495,379 (+£39,291)
===============
Jan 2020 - £606,791 (+£111,412)
===============
Jan 2021 £710,244 (+£103,453)
Feb 2021 £692,104 (-£18,141)
Mar 2021 £689,239 (-£2,865)
Apr 2021 £708, 972 (+£19,693)
May 2021 £715,760 (+£6,684)
Jun 2021 £718,320 (+£2,560)
July 2021 £739,838 (+£21,517)
Aug 2021 £752,173 (+£12,179)
Sep 2021 £774,841 (+£22,666)
Oct 2021 £755,027 (-£22,186)
Nov 2021 £778,270 (+£23,241)
Dec 2021 £797,575 (+£19,160)
(https://i.ibb.co/wgWwVtv/Screenshot-2021-11-30-at-11-56-50.png)
-
Looks like graduation day has been postponed by at least another month -_-
-
Looks like graduation day has been postponed by at least another month -_-
Right?!
-
Investments only; Household combined.
| | 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) |
| January | - | 496,255 | 674,413 | - |
| February | - | 472,573 | 700,728 | - |
| March | - | 444,067 | 732,652 | - |
| April | - | 495,051 | 762,029 | - |
| May | - | 524,063 | 759,955 | - |
| June | - | 524,530 | 796,116 | - |
| July | 330,406 | 552,296 | 826,664 | - |
| August | 437,870 | 632,115 | 866,404 | - |
| September | 443,081 | 617,959 | 827,075 | - |
| October | 452,295 | 604,646 | 873,651 | - |
| November | 483,711 | 664,577 | 898,767 | - |
| December | 484,963 | 674,843 | - | - |
-
08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800 FIRE'd
11/1/2019 - $675,000
12/1/2019 - $695,700
01/1/2020 - $717,000
02/1/2020 - $721,000
03/1/2020 - $702,500
04/1/2020 - $651,000
05/1/2020 - $686,700
06/1/2020 - $702,200
07/1/2020 - $710,000
08/1/2020 - $731,800
09/1/2020 - $753,000
10/1/2020 - $736,600
11/1/2020 - $731,900 Back to work, whoops!
12/1/2020 - $769,100
01/1/2021 - $800,400
02/1/2021 - $809,400
03/1/2021 - $829,100
04/1/2021 - $851,000
05/1/2021 - $879,700
06/1/2021 - $894,700
07/1/2021 - $913,000
08/1/2021 - $932,400
09/1/2021 - $954,800
10/1/2021 - $941,000
11/1/2021 - $992,400
12/1/2021 - $994,000 -_-.
-
08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800 FIRE'd
11/1/2019 - $675,000
12/1/2019 - $695,700
01/1/2020 - $717,000
02/1/2020 - $721,000
03/1/2020 - $702,500
04/1/2020 - $651,000
05/1/2020 - $686,700
06/1/2020 - $702,200
07/1/2020 - $710,000
08/1/2020 - $731,800
09/1/2020 - $753,000
10/1/2020 - $736,600
11/1/2020 - $731,900 Back to work, whoops!
12/1/2020 - $769,100
01/1/2021 - $800,400
02/1/2021 - $809,400
03/1/2021 - $829,100
04/1/2021 - $851,000
05/1/2021 - $879,700
06/1/2021 - $894,700
07/1/2021 - $913,000
08/1/2021 - $932,400
09/1/2021 - $954,800
10/1/2021 - $941,000
11/1/2021 - $992,400
12/1/2021 - $994,000 -_-.
doesn't even show up! got robbed.
-
12-31-13 ~ (-100k)
12-31-14 ~ (-80k)
12-31-15 ~ (-62k)
12-31-16 ~ (-30k)
12-31-17 ~ 20k
12-31-18 : 117k
12-31-19 : 243k
12-31-20 : 410k
12-31-21 : 615k (Target)
11/30/21 : 580k (+$7.50)
was up ~20k earlier in the month, within $10 of 600k briefly, but never clicked over. Maybe if you count the jar of coins I have on the bookshelf I was there :)
Officially single income household now. Think that will cost us around $70k a year in lost savings, but we will still be able to save around $60k. Slows us down is all. Thinking of a downshift plan now, don't think I'll make it to full FI/RE in one shot; race to 1M, then I will sell the house, quit my job, invest the (~300k equity) and try to slow travel for 2-3 years before our son starts school. Once he starts school we will buy some land and build a house with the plan of going back to work part time for a few more years to try to grow the stash a bit more.
Initial thoughts on the slow travel plan would be to split the year in China/US/(somewhere). Could probably work out free housing in China & US for 3-4 months at a time then do monthly rentals to see different cities / regions. Dec-Mar in China, April - Aug in US, Sept - Nov somewhere new. Maybe Schengen / south america / west Europe in years 1,2,3? Could probably earn enough when in China & US to offset our living expenses, then use the stash to fund the exploration. Try to shoot for a <3% WR to let the stash grow a bit. Lots of time to work out the details.
Original Target for 1M - October 2024
Current Target for 1M - June 2024
Race to 1M Spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
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(tracking retirement accounts, cash accounts and conservative equity in my rental properties and side businesses)
12/2014 $32,000
12/2016 $64,000 (24 months)
1/2018 $128,000 (25 months)
5/2019 $256,000 (16 months)
11/2020 $512,000 (19 months)
12/2021 $1,024,000 (13 months) Beat target by 11 months!!!!
--
11/1/2020 $506,667.23
12/1/2020 $552,641.05 (tons of market gains...sustainable/real?)
1/1/2021 $574,330.90 (very excited for the next couple of months...bonus, raises, 401K match all hit!!!)
2/1/2021 $637,442.01
3/1/2021 $730,728.94 (still waiting on that 401k match/employer-side contribution to hit for another 38k)
4/1/2021 $781,201.54 (fun part of the year is over...back to normal growth mode)
5/1/2021 $795,754.30
6/1/2021 $880,912.54 (3 rental properties reappraised for refinance is about 50k of this increase)
7/1/2021 $920,541.74 - realizing I could graduate a whole year early!!!
8/1/2021 $893,351.71 - slippage due to taking some cash out during the mid-july market dip to fund a commercial property investment. Poorly timed, though not a market timing move. Onward
9/1/2021 $918,857.20
10/1/2021 $900,878.09 - Can't. Seem. To. Gain. Traction. Over. 900.... vroom vroom
11/1/2021 $946,240.29
12/1/2021 $1,068,696.90 Solid month in a number of columns. See you all on the other side!
-
Race BACK to 1M! We had just surpassed 1M Invested but the recent downturn pushed us back below. So I guess I can join the thread!
12/01/2021: 965k
-
2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Dec 29th: $624 UP 90.5k for 2020
2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
Sept 1: $796
Oct 1: $771.5
Nov: $808
Dec $815.5 Put the condo up to 150k- Zillow says 180k now. Had to buy a nice new fridge :) but now both cars need fixed too, arg.
-
Investments only
| | 2018 | 2019 | 2020 | 2021 |
| January | $198,265 | $224,401 | $305,287 | $424,924 |
| February | $204,080 | $231,997 | $290,554 | $453,313 |
| March | $204,080 | $236,710 | $274,909 | $471,199 |
| April | $206,310 | $246,138 | $298,297 | $489,213 |
| May | $207,731 | $245,062 | $320,072 | $492,274 |
| June | $209,453 | $256,868 | $331,215 | $493,272 |
| July | $218,450 | $256,076 | $349,025 | $503,214 |
| August | $224,243 | $266,197 | $367,183 | $521,697 |
| September | $227,037 | $274,186 | $360,397 | $509,748 |
| October | $214,107 | $284,427 | $360,290 | $530,757 |
| November | $219,948 | $295.004 | $400,264 | $524,716 |
| December | $206,667 | $304,693 | $419,937 | |
-
$575,346
$6,526 m/m
$98,181 y/y
$2,632 saved
$1,633 spent
Mr. market decided to tug on the rug underneath us at the last moment. How rude. Bought a new smartphone. Won't affect the finances until Jan though.
-
| | 2018 | 2019 | 2020 | 2021 |
| January | $222,019 | $261,809 | $403,264 | $550,326 |
| February | $236,831 | $286,584 | $414,417 | $555,120 |
| March | $234,104 | $303,681 | $388,201 | $577,440 |
| April | $234,452 | $314,939 | $355,475 | $606,455 |
| May | $241,470 | $331,080 | $398,672 | $647,810 |
| June | $249,398 | $320,926 | $417,280 | $654,138 |
| July | $253,884 | $342,700 | $424,818 | $671,808 |
| August | $264,666 | $354,784 | $456,512 | $693,782 |
| September | $276,905 | $351,842 | $491,411 | $718,331 |
| October | $285,986 | $360,853 | $482,214 | $700,515 |
| November | $267,359 | $374,706 | $475,471 | $744,130 |
| December | $281,461 | $391,293 | $531,137 | $754,319 |
Unexpected bump due to some unexpected cash allowing some extra investments. Never mad about getting more in investments in what would have otherwise been a flat to down month. December will likely be only the market. All tax advantage space is maxed and I don't foresee anything extra to go in anywhere else.
I'm going to have to add a couple columns to my table! Or just remove the previous "race."
-
| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| Jan | | | 141,251.00 | $193,414.19 | $283,829.36 | $359,505.30 | $546,089.75 | $762,355.51 |
| Feb | | | $135,573.00 | $200,758.63 | $304,851.88 | $397,087.41 | $557,258.06 | $780,137.13 |
| Mar | | | $138,331.39 | $211,677.78 | $303,796.17 | $428,309.57 | $522,077.78 | $815,764.71 |
| Apr | | $98k | $146,788.37 | $217,643.71 | $307,682.67 | $440,342.71 | $451,185.96 | $829,307.88 |
| May | | $111k | $149,149.52 | $225,773.04 | $315,634.59 | $456,285.80 | $510,875.92 | $874,326.67 |
| Jun | | $112k | $161,205.21 | $232,222.09 | $337,046.55 | $441,047.77 | $551,923.37 | $878,873.50 |
| Jul | | $113k | $165,947.80 | $235,779.19 | $340,399.63 | $476,489.51 | $567,485.67 | $907,568.86 |
| Aug | | $113k | $176,198.00 | $244,461.55 | $363,304.76 | $486,559.27 | $601,161.19 | $923,408.92 |
| Sept | | $116k | $178,840.37 | $247,101.69 | $385,572.12 | $483,967.28 | $653,037.25 | $950,899.02 |
| Oct | | | $184,372.64 | $256,365.91 | $392,296.56 | $490,200.54 | $639,398.62 | $907,416.93 |
| Nov | | $120,330.91 | $181,625.28 | $266,140.14 | $370,000.25 | $501,003.17 | $637,260.06 | $963,453.56 |
| Dec | | $138,810.56 | $187,972.57 | $279,806.93 | $386,361.40 | $531,904.82 | $723,586.82 | $964,037.88 |
Pretty flat this month, but it did go up!
-
Year End 2018 - 359130.48
Year End 2019 - 493851.87
First Quarter 2020 - 394320.20 - Pandemic scare stock market related
Third Quarter 2020 - 45255.17
Year End 2020 - 581720.20
First Quarter 2021 - 640707.95
Second Quarter 2021 - 687136.05
Third Quarter 2021 - 682741.12
31 Oct 2021 - 713220.20
30 Nov 2021 - 694013.30
Back down below 7 but still up for the quarter.
-
Apr 2017: 175k NW
Apr 2018: 333k
Apr 2019: 400k
Feb 2020: 515k
Aug 2020: 602k (415k invested)
Dec 2020: 669k (478k)
Jan 2021: 690k (507k)
Mar 2021: 716k (529k)
Apr 2021: 751k (551k)
May 2021: 787k (576k)
Jun 2021: 807k (592k)
Jul 2021: 833k (611k)
Aug 2021: 831k (625k)
Sept 2021: 640K (invested only hereafter)
Oct 2021: 628k
Nov 2021: 662k
Dec 2021: 657k
This is a bummer. Hopefully it will rebound a little today.
-
12/1/2021 $1,068,696.90 Solid month in a number of columns. See you all on the other side!
Congrats!
-
07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
12/01/2021 - $558,710 / ~$817K (Zillow thinks my house is worth a lot more than a few months ago)
its wild how much balances can vary over a month's time, around the 8th we had closer to $585k in investments
Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0
-
Investments only
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | $226,942 | $401,746 | $603,129 | - |
| February | - | $249,796 | $414,430 | $610,412 | - |
| March | - | $270,351 | $412,631 | $630,438 | - |
| April | - | $285,770 | $393,815 | $679,078 | - |
| May | - | $295,838 | $414,524 | $719,534 | - |
| June | $219,320 | $283,393 | $452,579 | $737,483 | - |
| July | $228,483 | $307,071 | $471,455 | $771,570 | - |
| August | $234,711 | $315,942 | $496,982 | $784,835 | - |
| September | $245,993 | $318,301 | $529,603 | $815,664 | - |
| October | $251,023 | $334,301 | $525,945 | $795,014 | - |
| November | $238,881 | $352,430 | $528,082 | $851,714 | - |
| December | $244,687 | $370,715 | $585,310 | $880,980 | - |
-
Net Worth // Invested Assets
1/1/21 - $500,317 // $346,651
2/1/21 - $513,258 // $355,473
3/1/21 - $531,847 // $366,107
4/1/21 - $548,364 // $380,740
5/1/21 - $568,829 // $408,712
6/1/21 - $569,723 // $408,351
7/1/21 - $612,700 // $431,974
8/1/21 - $625,715 // $412,017 (deposit down on new house)
9/1/21 - $647,140 // $427,206
10/1/21 - $628,028 // $410,699
11/1/21 - $669,354 // $441,225
12/1/21 - $668,368 // $437,148
-
| | 2020 | 2021 | 2022 |
| January | - | $580,000 | - |
| February | - | $584,000 | - |
| March | - | $605,000 | - |
| April | - | $622,000 | - |
| May | - | $650,000 | - |
| June | - | $656,000 | - |
| July | - | $677,000 | - |
| August | - | $682,000 | - |
| September | $517,937 | $700,500 | - |
| October | $511,000 | $696,000 | - |
| November | $514,001 | $803,000 | - |
| December | $567,000 | $788,000 | - |
Ready for 2022!
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
-
Investments only, solo journey (so far)
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | $232,213 | $356,542 | $500,087 | $659,936 | - |
| February | - | $245,447 | $383,348 | $502,244 | $662,250 | - |
| March | - | $242,789 | $394,563 | $475,671 | $684,929 | - |
| April | $164,900 | $246,140 | $403,461 | $429,092 | $711,168 | - |
| May | - | $318,398 | $421,194 | $474,155 | $744,322 | - |
| June | - | $328,870 | $409,591 | $500,241 | $758,305 | - |
| July | $180,808 | $342,159 | $435,981 | $516,358 | $776,059 | - |
| August | $189,280 | $354,936 | $443,135 | $544,475 | $790,664 | - |
| September | $193,727 | $366,727 | $441,101 | $579,806 | $814,231 | - |
| October | $209,968 | $374,465 | $452,232 | $568,885 | $794,659 | - |
| November | $220,602 | $361,296 | $466,688 | $562,892 | $834,154 | - |
| December | $225,918 | $370,140 | $482,944 | $632,574 | $824,757 | - |
A slight backslide this month, we'll see what happens, but there is still a tiny chance I could hit 200k on the year by January 1 if the market goes back up. For now I'll buy the sale.
-
It can't go up monotonically forever! :)
Down 1.14% or $7,822.69 to $689,087.40
Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0
-
2020
Date Assets Debts Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021Date Assets Debts Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Oct 2021 $1,071,990.16 -$453,231.84 $618,758.32
Nov 2021 $1,101,914.46 -$447,727.22 $654,187.24
Dec 2021 $1,084,167.16 -$450,855.87 $633,311.29
This month was fun, lol. I hope it stays down because I'm wrapping up my 401k cap in a week!
-
Just graduated from the $250k to $500k thread. As of 12/2/21 we are sitting at $626,411.19. Looking forward to 2022.
-
Investments only
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | $34,633 | $56,928, | $98,248 | $176,153 | $419,499 | - |
| February | $40,740 | $56,241 | $115,926 | $182,362 | $433,878 | - |
| March | ??? | $57,195 | $123,445 | $171,868 | $481,671 | - |
| April | $41,346 | $57,635 | $129,678 | $188,425 | $503,015 | - |
| May | $41,840 | $66,682 | $136,527 | $255,004 | $536,515 | - |
| June | $45,227 | $71,500 | $132,945 | $279,130 | $570,802 | - |
| July | $45,862 | $75,817 | $142,557 | $290,173 | $570,802 | - |
| August | $47,377 | $85,050 | $150,420 | $310,173 | $568,446 | - |
| September | $47,669 | $87,937 | $146,310 | $336,875 | $596,208 | - |
| October | $50,397 | $94,114 | $150,536 | $338,532 | $590,085 | - |
| November | $52,288 | $95,502 | $155,627 | $332,899 | $625,776 | - |
| December | ??? | $93,596 | $165,458 | $396,311 | $611,435 | - |
-
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | 132,155 | 177,349 | 282,110 | 344,002 | - |
| February | 138,015 | 188,332 | 290,845 | 360,553 | - |
| March | 138,469 | 187,634 | 288,022 | 367,222 | - |
| April | 148,093 | 197,461 | 257,224 | 387,064 | - |
| May | 158,814 | 194,010 | 276,627 | 398,896 | - |
| June | 161,284 | 186,414 | 299,563 | 407,230 | - |
| July | 160,446 | 196,934 | 304,249 | 418,701 | - |
| August | 168,222 | 267,535 | 318,456 | 520,045 | - |
| September | 184,158 | 268,153 | 324,661 | 527,305 | - |
| October | 189,536 | 271,542 | 317,511 | 520,004 | - |
| November | 184,146 | 283,636 | 323,958 | 552,965 | - |
| December | 182,675 | 287,248 | 341,124 | 542,337 | - |
Tough to see down months. Did some work on the house, and the stock market had a bad month.
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
I bought a house! In a verrrrry spendy place! How do y'all account for house value in your total net worth? I'm thinking I'll take the Zillow estimate - 7% (transaction costs to make it liquid) as a ballpark. Sound reasonable?
Dec 2021: TNW $977, 498 ($39,522)
Investments $644,114
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I bought a house! In a verrrrry spendy place! How do y'all account for house value in your total net worth? I'm thinking I'll take the Zillow estimate - 7% (transaction costs to make it liquid) as a ballpark. Sound reasonable?
For the purpose of this thread I do not count my home equity, but when calculating the value of the house I normally use (0.91*Zestimate) except lately the zestimate has been too high by about $40k. On my street there are 6 buildings with identical units which have recently sold for ~ $40k less than what Zillow says my place would sell for. Comps can change street by street, Zillow doesn't account for this. They take a comp from 5 streets over and it could be another world.
-
Aaaannnnd, 3 trading days later, I just hit the famed $1,000,000 mark for the first time! Barely, like $3k over, but I don't care, it counts!!!
It's been 2 months since I reached $900k for the first time, and 1 month since I reached it for the (hopefully) last time. Almost 10 years since I moved to the US with $0 in my pocket. Unbelievable.
I'm going to stay in this race until I feel that it's a little more secure than it is right now, but DAMN.
Invested assets, long term savings and debts:
12/31/14 $51,962.23
12/31/15 $92,762.33
12/31/16 $163,900.00
12/31/17 $251,415.07
12/31/18 $330,093.64 - new job, nice retention bonus from previous job
12/31/19 $519,878.70 - pension lump sum after leaving old job (rolled into 401k)
12/31/20 $714,958.33
---
01/31/21 $732,701.46
02/28/21 $752,893.42
03/31/21 $768,088.25 - maxed out 401k
04/30/21 $812,226.27
05/31/21 $818,349.97
06/30/21 $845,008.30
07/31/21 $870,706.07 - maxed out Mega Backdoor Roth
08/31/21 $896,241.14 - so clooooose to $900k
09/30/21 $893,116.97 - ouch? Annual bonus is in there, this is my biggest contribution of the year, lol.
10/30/21 $983,679.38 - wut?
11/30/21 $981,391.74
Well, it was fun while it lasted, wasn't it? I'll stay with you guys a little longer!
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Investments only;
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Jan 2020: $347.23k
Feb 2020: $330.32k
Mar 2020: $293.63k
Apr 2020: $323.58k
May 2020: $340.17k
Jun 2020: $356.25k
July 2020: $377.68k
Aug 2020: $397.52k
Sep 2020: $390.84k
Oct 2020: $384.47k
Nov 2020: $431.15k
Dec 2020: $448.30k
Jan 2021: $458.12k
Feb 2021: $472k
Mar 2021: $491k
Apr 2021: $513.64k
May 2021: $522.51k
Jun 2021: $534.07k
July 2021: $542.13k
Aug 2021: $558.19k
Sep 2021: $535.50k
Oct 2021: $566.00k
Nov 2021: $554.97k
Sent from my SM-N960U using Tapatalk
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$515k, I am up over 100k in less than 5 months.
$639k, up another 100k+ this year. This is roughly $235k in gains in a year. Another absolutely wild year.
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Very happy to join this group as of today. A few data points...
12/8/18 - $186,707
12/8/19 - $310,809
12/8/20 - $501,250
12/8/21 - $744,629
-
7/1/19 - 258,652
(lost count during the pandemic for a while there, new kiddo and house)
9/28/21 - 504,976
11/5/21 - 511,106
12/10/21 - 509,903
Feels so demoralizing to go backwards, did anyone else struggle hard with lifestyle creep around this NW? I know it's first-world cry-me-a-river problems, but just curious if others experienced anything similar?
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
I bought a house! In a verrrrry spendy place! How do y'all account for house value in your total net worth? I'm thinking I'll take the Zillow estimate - 7% (transaction costs to make it liquid) as a ballpark. Sound reasonable?
Dec 2021: TNW $977, 498 ($39,522)
Investments $644,114
I've also wondered how people calculate their house in their NW. I thought most just added the total estimate of the entire home? Or do some only count their downpayment and equity?
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I bought a house! In a verrrrry spendy place! How do y'all account for house value in your total net worth? I'm thinking I'll take the Zillow estimate - 7% (transaction costs to make it liquid) as a ballpark. Sound reasonable?
I've also wondered how people calculate their house in their NW. I thought most just added the total estimate of the entire home? Or do some only count their downpayment and equity?
Value of house goes in the asset category. Mortgage (if applicable) goes in the liabilities category. The resulting difference between the two is your change in net worth. This changes over time as you pay down the mortgage and perhaps re-estimate your house value.
It's impossible to know exactly how much your house is worth until you've sold it, but Zillow minus 7% seems reasonable. Anything roughly in the ballpark is fine.
-
Additional reading on accounting practices:
https://www.gnucash.org/docs/v4/C/gnucash-guide/basics-accounting1.html
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05/20/16 INV- $218,514 INV+CASH- $328,980
07/17/17 INV- $306,386 INV+CASH- $417,772 *Discovered MMM
03/14/18 INV- $380,160 INV+CASH- $467,160
08/08/18 INV- $423,708 INV+CASH- $491,708
02/18/19 INV- $446,121 INV+CASH- $585,121
03/22/19 INV- $481,093 INV+CASH- $592,941
04/18/19 INV- $506,875 INV+CASH- $595,875
07/18/19 INV- $540,071 INV+CASH- $617,447
01/01/20 INV- $586,172 INV+CASH- $667,785
01/24/20 INV- $610,000 INV+CASH- $691,000
07/21/20 INV- $647,000 INV+CASH- $727,000
10/21/20 INV- $681,430 INV+CASH- $765,430
12/04/20 INV- $724,740 INV+CASH- $814,072
01/10/21 INV- $756,650 INV+CASH- $842,650
04/10/21 INV- $807,000 INV+CASH- $885,000
05/03/21 INV- $827,000 INV+CASH- $903,000
07/06/21 INV- $861,000 INV+CASH- $935,000
09/09/21 INV- $891,000 INV+CASH- $958,000
10/18/21 INV- $888,347 INV+CASH- $955,347
10/27/21 INV- $900,993 INV+CASH- $967,993
11/05/21 INV- $915,474 INV+CASH- $982,474
12/13/21 INV- $913,182 INV+CASH- $993,182
It's a nail-biter!
-
There should be a special prize for people who cross over $1M right at the end of the year ...
-
There should be a special prize for people who cross over $1M right at the end of the year ...
There is, it's called a second comma.
-
Isn't there usually a late-year pullback?
-
About what I expected to be the outcome of the last month and a half. We've bought a house (and started renovations), gotten married, and went on our honeymoon in the last 5 weeks so I'm not too surprised by the drop.
01/01/21 - $400,149
02/14/21 - $427,486 (+$27,337)
03/01/21 - $443,490 (+$43,341)
03/19/21 - $451,670 (+$51,521)
03/31/21 - $458,005 (+$57,856)
04/15/21 - $470,187 (+$70,038)
04/30/21 - $475,833 (+$75,684)
05/15/21 - $486,446 (+$86,297)
05/28/21 - $497,565 (+$97,416)
06/05/21 - $505,428 (+$105,279)
06/30/21 - $517,109 (+$116,960)
07/30/21 - $534,405 (+$134,256)
08/15/21 - $543,454 (+$143,305)
08/30/21 - $548,512 (+$148,363)
09/16/21 - $578,628 (+$178,479)
09/30/21 - $563,939 (+$163,790)
10/15/21 - $574,190 (+$174,041)
10/29/21 - $598,171 (+$198,021)
12/16/21 - $584,144 (+$183,995)
Really wanted to hit $600,000 by year end (in part to keep on track for our ~7/2023 $1mm goal - which realistically may be more like 10/2023), but looks like we're going to fall a little short. Just means we need to step up our game for next year - I'm being told I'll be getting promoted, which should help increase the size of the shovel at least a little bit.
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Hello! We just had a big NW jump this month to jump us up to this thread.
Oct 2021: $563,047.23
Nov 2021: $571,338.24 A much more usual nw increase, around $8,000 in a month. Nothing else exciting going on.
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Hello! We just had a big NW jump this month to jump us up to this thread.
Oct 2021: $563,047.23
Nov 2021: $571,338.24 A much more usual nw increase, around $8,000 in a month. Nothing else exciting going on.
8k is great! Co-worker who is ~40 years old told me they had <10k saved... total.
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| | 2018 | 2019 | 2020 | 2021 |
| January | $222,019 | $261,809 | $403,264 | $550,326 |
| February | $236,831 | $286,584 | $414,417 | $555,120 |
| March | $234,104 | $303,681 | $388,201 | $577,440 |
| April | $234,452 | $314,939 | $355,475 | $606,455 |
| May | $241,470 | $331,080 | $398,672 | $647,810 |
| June | $249,398 | $320,926 | $417,280 | $654,138 |
| July | $253,884 | $342,700 | $424,818 | $671,808 |
| August | $264,666 | $354,784 | $456,512 | $693,782 |
| September | $276,905 | $351,842 | $491,411 | $718,331 |
| October | $285,986 | $360,853 | $482,214 | $700,515 |
| November | $267,359 | $374,706 | $475,471 | $744,130 |
| December | $281,461 | $391,293 | $531,137 | $754,319 |
Unexpected bump due to some unexpected cash allowing some extra investments. Never mad about getting more in investments in what would have otherwise been a flat to down month. December will likely be only the market. All tax advantage space is maxed and I don't foresee anything extra to go in anywhere else.
I'm going to have to add a couple columns to my table! Or just remove the previous "race."
Congrats on the gains you've made in less than four years - impressive! I really like your table. I'm new to the investment race (currently aiming for $500K). Random q: How do you create such a beautifully aligned table? I used google docs and it was a mess when I tried to copy and paste it here.
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Congrats on the gains you've made in less than four years - impressive! I really like your table. I'm new to the investment race (currently aiming for $500K). Random q: How do you create such a beautifully aligned table? I used google docs and it was a mess when I tried to copy and paste it here.
Thanks! Quote my post again and you should see the table formatting. Delete/add your info! That's what I did originally (borrowed it from @dogboyslim who originally borrowed it from @ASW...)
Don't delete anything between the [brackets] (i.e.- "table" , "tr', "table") Just delete/add years/months/data as needed. Do delete the brackets with "quote" and "quote/" though or it wil show as a quote from me still.
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Congrats on the gains you've made in less than four years - impressive! I really like your table. I'm new to the investment race (currently aiming for $500K). Random q: How do you create such a beautifully aligned table? I used google docs and it was a mess when I tried to copy and paste it here.
Thanks! Quote my post again and you should see the table formatting. Delete/add your info! That's what I did originally (borrowed it from @dogboyslim who originally borrowed it from @ASW...)
Don't delete anything between the [brackets] (i.e.- "table" , "tr', "table") Just delete/add years/months/data as needed. Do delete the brackets with "quote" and "quote/" though or it wil show as a quote from me still.
Brilliant!! Thank you!!!!
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Hello! We just had a big NW jump this month to jump us up to this thread.
Oct 2021: $563,047.23
Nov 2021: $571,338.24 A much more usual nw increase, around $8,000 in a month. Nothing else exciting going on.
8k is great! Co-worker who is ~40 years old told me they had <10k saved... total.
Ohhhh nooooo!
My in-laws, when my DH and I first got married, had money saved in their 401ks (idk how much), but a basically nonexistent emergency fund. They had one large emergency and pulled from their 401ks to fund it, with a payback plan, and then another smaller thing came up and they asked if we could repay them for something faster so they could have funds to cover it.
Living like that must be so stressful.
-
Christmas paycheck was processed early. Capturing the moment so I can record hitting in the 900s for the first time! Also up $300k year over year
Investments only
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | $226,942 | $401,746 | $603,129 | $905,792 |
| February | - | $249,796 | $414,430 | $610,412 | - |
| March | - | $270,351 | $412,631 | $630,438 | - |
| April | - | $285,770 | $393,815 | $679,078 | - |
| May | - | $295,838 | $414,524 | $719,534 | - |
| June | $219,320 | $283,393 | $452,579 | $737,483 | - |
| July | $228,483 | $307,071 | $471,455 | $771,570 | - |
| August | $234,711 | $315,942 | $496,982 | $784,835 | - |
| September | $245,993 | $318,301 | $529,603 | $815,664 | - |
| October | $251,023 | $334,301 | $525,945 | $795,014 | - |
| November | $238,881 | $352,430 | $528,082 | $851,714 | - |
| December | $244,687 | $370,715 | $585,310 | $880,980 | - |
-
Christmas paycheck was processed early. Capturing the moment so I can record hitting in the 900s for the first time! Also up $300k year over year
Wow. That's amazing!
-
Checking in after bonus & RSU vesting!
Dec ‘20: $728k
Jan ‘21: $748k
Feb ‘21: $776k
Mar ‘21: $878k
Continuing the corporate slog as long as I can stand it is at least supported by the impact on my NW #s. As shitty as this pandemic year was in many ways, at least I took a big step towards eventually being able to tell my corporate overlords to stuff it when I FIRE.
Excited to close out this race with the close of the year!
Apr ‘21: $932k
May ‘21: $913k
Jun ‘21: $921k
Jul ‘21: $947k
Aug ‘21: $964k
Sep ‘21: $950k
Oct ‘21: $987k
Nov ‘21: $1,003k
Dec ‘21: $1,010k
Totals are liquid NW on Mint, excludes primary residence.
Since my last post I changed jobs within my company and find the new job to be much less of a miserable slog. I’m feeling good about finding balance with my work while building up the stash.
-
Closing up $126k for the year, and so close to the $600k mark that I can almost touch it! The $126k includes my maxed out my pre-tax savings, plus matching; roughly 10k to my brokerage accounts, and about $15k in cash. The rest is all thanks to the market. :)
| - | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $282,434. | $337,409. | $471,679. | $- |
| February | $291,608. | $311,090. | $503,034. | $- |
| March | $297,041. | $305,148. | $507,281. | $- |
| April | $311,860. | $315,763. | $534,472. | $- |
| May | $314,419. | $342,506. | $538,416. | $- |
| June | $0. | $355,784. | $548,063. | $- |
| July | $0. | $379,309. | $550,977. | $- |
| August | $0. | $403,144. | $565,447. | $- |
| September | $0. | $394,618. | $553,294. | $- |
| October | $0. | $388,353. | $585,522. | $- |
| November | $0. | $436,726. | $567,668. | $- |
| December | $0. | $464,139. | $597,907. | $- |
|
-
Hi, everybody! Where's the coffee machine? The market's graduated a lot of folks from the 250k thread this year and I figure I might as well slip in right under the wire and join them.
Think I'll hang out here for a little while - on paper I should be here through late 2023.
(https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-500k-to-1m!/?action=dlattach;attach=76783;image) (https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-500k-to-1m!/?action=dlattach;attach=76785;image)
| | Jan | Feb | Mar | | | Apr | May | Jun | | | Jul | Aug | Sep | | | Oct | Nov | Dec |
| 2015 | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$9k | -$6k | -$5k |
| 2016 | -$3k | -$2k | -$0k | | | $1k | $3k | $4k | | | $6k | $7k | $9k | | | $9k | $11k | $13k |
| 2017 | $15k | $16k | $18k | | | $20k | $22k | $24k | | | $26k | $27k | $30k | | | $32k | $35k | $36k |
| 2018 | $45k | $44k | $53k | | | $56k | $55k | $52k | | | $63k | $62k | $65k | | | $75k | $72k | $73k |
| 2019 | $80k | $100k | $104k | | | $108k | $119k | $126k | | | $127k | $130k | $133k | | | $141k | $153k | $163k |
| 2020 | $167k | $162k | $156k | | | $187k | $196k | $208k | | | $228k | $242k | $246k | | | $252k | $287k | $303k |
| 2021 | $316k | $365k | $377k | | | $403k | $414k | $428k | | | $444k | $460k | $461k | | | $485k | $485k | $516k |
-
2020
Date Assets Debts Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021Date Assets Debts Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Oct 2021 $1,071,990.16 -$453,231.84 $618,758.32
Nov 2021 $1,101,914.46 -$447,727.22 $654,187.24
Dec 2021 $1,084,167.16 -$450,855.87 $633,311.29
2022Date Assets Debts Net Worth
Jan 2022 $1,116,799.93 -$444,795.98 $672,003.95
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2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Dec 29th: $624 UP 90.5k for 2020
2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
Sept 1: $796
Oct 1: $771.5
Nov: $808
Dec: $815.5 Put the condo up to 150k- Zillow says 180k now. Had to buy a nice new fridge :) but now both cars need fixed too, arg.
Dec 31: $843 UP 218,977for 2021, but some was the condo
-
07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
12/01/2021 - $558,710 / ~$817K (Zillow thinks my house is worth a lot more than a few months ago)
12/31/2021 - $590,743 / ~$857K
Investment totals increased ~$194k this year!
Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0
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08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800 FIRE'd
11/1/2019 - $675,000
12/1/2019 - $695,700
01/1/2020 - $717,000
02/1/2020 - $721,000
03/1/2020 - $702,500
04/1/2020 - $651,000
05/1/2020 - $686,700
06/1/2020 - $702,200
07/1/2020 - $710,000
08/1/2020 - $731,800
09/1/2020 - $753,000
10/1/2020 - $736,600
11/1/2020 - $731,900 Back to work, whoops!
12/1/2020 - $769,100
01/1/2021 - $800,400
02/1/2021 - $809,400
03/1/2021 - $829,100
04/1/2021 - $851,000
05/1/2021 - $879,700
06/1/2021 - $894,700
07/1/2021 - $913,000
08/1/2021 - $932,400
09/1/2021 - $954,800
10/1/2021 - $941,000
11/1/2021 - $992,400
12/1/2021 - $994,000 -_-.
01/1/2022 - $1,025,500
buh bye, as much as I like y'all I hope to stay out of this thread throughout 2022 and beyond :)
-
Investments only; Household combined.
| | 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) |
| January | - | 496,255 | 674,413 | - |
| February | - | 472,573 | 700,728 | - |
| March | - | 444,067 | 732,652 | - |
| April | - | 495,051 | 762,029 | - |
| May | - | 524,063 | 759,955 | - |
| June | - | 524,530 | 796,116 | - |
| July | 330,406 | 552,296 | 826,664 | - |
| August | 437,870 | 632,115 | 866,404 | - |
| September | 443,081 | 617,959 | 827,075 | - |
| October | 452,295 | 604,646 | 873,651 | - |
| November | 483,711 | 664,577 | 898,767 | - |
| December | 484,963 | 674,843 | 925,511 | - |
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June 2017: 198.7k
September 2017: 222.1k
December 2017: 242.4k
March 2018: 263.3k
June 2018: 290.4k
September 2018: 313.7k
December 2018: 296.8k
March 2019: 346.3k
June 2019: 372.4k
September 2019: 390.4k
December 2019: 428.6k
March 2020: 371.1k
June 2020: 456.2k
September 2020: 505.5k
December 2020: 590.1k
March 2021: 644.3k
June 2021: 701.1k
September 2021: 725.9k
December 2021: 788.5k
Really feels like the snowball is rolling downhill at this point. Should graduate this thread late next year if we keep this trajectory up.
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| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| January | $52,277 | $102,029 | $186,657 | $306,111 | $344,771 | $443,598 | $581,977 |
| February | $57,992 | $107,201 | $196,191 | $301,453 | $357,526 | $422,062 | $608,184 |
| March | $61,620 | $116,502 | $199,234 | $306,821 | $364,397 | $371,488 | $626,905 |
| April | $68,207 | $121,028 | $205,602 | $312,149 | $375,876 | $411,410 | $659,527 |
| May | $73,499 | $132,630 | $217,515 | $319,649 | $366,887 | $432,756 | $670,069 |
| June | $73,620 | $136,350 | $218,315 | $325,450 | $388,214 | $449,153 | $689,099 |
| July | $77,235 | $143,420 | $226,577 | $332,615 | $393,565 | $473,639 | $703,139 |
| August | $77,588 | $149,032 | $231,008 | $341,112 | $391,468 | $499,746 | $724,977 |
| September | $77,524 | $161,672 | $251,872 | $343,628 | $400,870 | $492,572 | $708,615 |
| October | $86,899 | $160,725 | $260,359 | $329,514 | $411,683 | $488,099 | $748,616 |
| November | $94,202 | $170,428 | $273,396 | $336,035 | $423,504 | $546,559 | $741,525 |
| December | $101,290 | $179,734 | $287,829 | $317,638 | $441,666 | $574,853 | $774,895 |
Up juuuuuuust over 200k for the year - that's crazy!!
-
Apr 2017: 175k NW
Apr 2018: 333k
Apr 2019: 400k
Feb 2020: 515k
Aug 2020: 602k (415k invested)
Dec 2020: 669k (478k)
Jan 2021: 690k (507k)
Mar 2021: 716k (529k)
Apr 2021: 751k (551k)
May 2021: 787k (576k)
Jun 2021: 807k (592k)
Jul 2021: 833k (611k)
Aug 2021: 831k (625k)
Sept 2021: 640K (invested only hereafter)
Oct 2021: 628k
Nov 2021: 662k
Dec 2021: 657k
Jan 2022: 688k
We spent our butts off in Dec, probably the highest month ever, not including a spring vacation that will be paid off in credit card points. But it's hard to care when investments are up 200k for the year. I'm excited to max the 2022 IRAs on Monday and see my new 401k contribution on the paystub.
-
Oct 2021: $563,047.23
Nov 2021: $571,338.24
Dec 2021: $600.016.41 That's insane. Most of the month's jump (over $20,000) came from the farm paying down it's LOC a bit, and paying the annual principal payments on the two real estate loans. Those loans get paid if there's any money left in Q4 for it, because the apple crop income we try to push into the following calendar year (in case the next year's crop is bad, and we can stretch it out for that). So no big farm-related jumps for another 10 or more months. Our net worth went up a little under $200,000 this year. $85,000 of that came from the farm having a surprisingly good year, and able to pay down some debts. We track the farm debts on our personal balance sheet, but not the farm income/expenses because that would cause gigantic swings and make monthly tracking relatively pointless. Still over a $100,000 increase on our own! Stock market can take credit for about $60,000 of it. Compounding is cool.
Congrats to everyone else on their good years! And to the graduates, I hope you stay the heck out of here :)
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SpareChange's 2021 coins all rolled up...
$591,399
Up $16,053 m/m
Up $96,090 y/y
Added approx $37/mon to SS at 62, or approx $64/mon at 70.
Increased pto bank by 34 hours to 514.
Averaged 27.37 hrs/wk at work.
$20,850.40 spent
$41,110.06 saved
56.2% of gross income saved.
66.3% of net income saved.
Happy New Year everyone!!
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buh bye, as much as I like y'all I hope to stay out of this thread throughout 2022 and beyond :)
Congrats!!
-
| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| Jan | | | 141,251.00 | $193,414.19 | $283,829.36 | $359,505.30 | $546,089.75 | $762,355.51 | $1,008,596.87 |
| Feb | | | $135,573.00 | $200,758.63 | $304,851.88 | $397,087.41 | $557,258.06 | $780,137.13 |
| Mar | | | $138,331.39 | $211,677.78 | $303,796.17 | $428,309.57 | $522,077.78 | $815,764.71 |
| Apr | | $98k | $146,788.37 | $217,643.71 | $307,682.67 | $440,342.71 | $451,185.96 | $829,307.88 |
| May | | $111k | $149,149.52 | $225,773.04 | $315,634.59 | $456,285.80 | $510,875.92 | $874,326.67 |
| Jun | | $112k | $161,205.21 | $232,222.09 | $337,046.55 | $441,047.77 | $551,923.37 | $878,873.50 |
| Jul | | $113k | $165,947.80 | $235,779.19 | $340,399.63 | $476,489.51 | $567,485.67 | $907,568.86 |
| Aug | | $113k | $176,198.00 | $244,461.55 | $363,304.76 | $486,559.27 | $601,161.19 | $923,408.92 |
| Sept | | $116k | $178,840.37 | $247,101.69 | $385,572.12 | $483,967.28 | $653,037.25 | $950,899.02 |
| Oct | | | $184,372.64 | $256,365.91 | $392,296.56 | $490,200.54 | $639,398.62 | $907,416.93 |
| Nov | | $120,330.91 | $181,625.28 | $266,140.14 | $370,000.25 | $501,003.17 | $637,260.06 | $963,453.56 |
| Dec | | $138,810.56 | $187,972.57 | $279,806.93 | $386,361.40 | $531,904.82 | $723,586.82 | $964,037.88 |
I'm out! Hopefully, assuming it doesn't drop back below a mil at some point...
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| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | $222,019 | $261,809 | $403,264 | $550,326 | $775,790 |
| February | $236,831 | $286,584 | $414,417 | $555,120 | - |
| March | $234,104 | $303,681 | $388,201 | $577,440 | - |
| April | $234,452 | $314,939 | $355,475 | $606,455 | - |
| May | $241,470 | $331,080 | $398,672 | $647,810 | - |
| June | $249,398 | $320,926 | $417,280 | $654,138 | - |
| July | $253,884 | $342,700 | $424,818 | $671,808 | - |
| August | $264,666 | $354,784 | $456,512 | $693,782 | - |
| September | $276,905 | $351,842 | $491,411 | $718,331 | - |
| October | $285,986 | $360,853 | $482,214 | $700,515 | - |
| November | $267,359 | $374,706 | $475,471 | $744,130 | - |
| December | $281,461 | $391,293 | $531,137 | $754,319 | - |
Nice way to end 2021/start 2022! Hope everyone had a lovely holiday season.
Congrats to @turketron and @2Birds1Stone! And others who might have also graduated but not posted yet. Hope to see you soon-ish...
-
Congrats to those who've graduated, or newly joined this race! I'm pleasantly surprised we actually made it back to 600+ before year end (and a 200k+ year) - didn't expect that to happen but we'll take it.
01/01/21 - $400,149
02/14/21 - $427,486 (+$27,337)
03/01/21 - $443,490 (+$43,341)
03/19/21 - $451,670 (+$51,521)
03/31/21 - $458,005 (+$57,856)
04/15/21 - $470,187 (+$70,038)
04/30/21 - $475,833 (+$75,684)
05/15/21 - $486,446 (+$86,297)
05/28/21 - $497,565 (+$97,416)
06/05/21 - $505,428 (+$105,279)
06/30/21 - $517,109 (+$116,960)
07/30/21 - $534,405 (+$134,256)
08/15/21 - $543,454 (+$143,305)
08/30/21 - $548,512 (+$148,363)
09/16/21 - $578,628 (+$178,479)
09/30/21 - $563,939 (+$163,790)
10/15/21 - $574,190 (+$174,041)
10/29/21 - $598,171 (+$198,021)
12/16/21 - $584,144 (+$183,995)
12/31/21 - $603,373 (+$203,224)
Goal for 12/31/22 is $853,373, a $250,000 increase for the year, which may bring our 7/23 $1m goal back into range! Here's to 2022!
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Investments only, solo journey (so far)
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | $232,213 | $356,542 | $500,087 | $659,936 | $861,393 |
| February | - | $245,447 | $383,348 | $502,244 | $662,250 | - |
| March | - | $242,789 | $394,563 | $475,671 | $684,929 | - |
| April | $164,900 | $246,140 | $403,461 | $429,092 | $711,168 | - |
| May | - | $318,398 | $421,194 | $474,155 | $744,322 | - |
| June | - | $328,870 | $409,591 | $500,241 | $758,305 | - |
| July | $180,808 | $342,159 | $435,981 | $516,358 | $776,059 | - |
| August | $189,280 | $354,936 | $443,135 | $544,475 | $790,664 | - |
| September | $193,727 | $366,727 | $441,101 | $579,806 | $814,231 | - |
| October | $209,968 | $374,465 | $452,232 | $568,885 | $794,659 | - |
| November | $220,602 | $361,296 | $466,688 | $562,892 | $834,154 | - |
| December | $225,918 | $370,140 | $482,944 | $632,574 | $824,757 | - |
This year was my best year yet with over 200k increase on the year, I'm hopeful that I could reach the 1 million mark this next year if the market doesn't have a big correction, but as always, we shall see. Thinking about hitting the 1 million mark is just insane. I've only been on this journey for around 5 years on my own and I make less than 100k per year (before taxes).
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Investments only
| | 2018 | 2019 | 2020 | 2021 |
| January | $198,265 | $224,401 | $305,287 | $424,924 |
| February | $204,080 | $231,997 | $290,554 | $453,313 |
| March | $204,080 | $236,710 | $274,909 | $471,199 |
| April | $206,310 | $246,138 | $298,297 | $489,213 |
| May | $207,731 | $245,062 | $320,072 | $492,274 |
| June | $209,453 | $256,868 | $331,215 | $493,272 |
| July | $218,450 | $256,076 | $349,025 | $503,214 |
| August | $224,243 | $266,197 | $367,183 | $521,697 |
| September | $227,037 | $274,186 | $360,397 | $509,748 |
| October | $214,107 | $284,427 | $360,290 | $530,757 |
| November | $219,948 | $295.004 | $400,264 | $524,716 |
| December | $206,667 | $304,693 | $419,937 | $544,664 |
-
Investments only;
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Jan 2020: $347.23k
Feb 2020: $330.32k
Mar 2020: $293.63k
Apr 2020: $323.58k
May 2020: $340.17k
Jun 2020: $356.25k
July 2020: $377.68k
Aug 2020: $397.52k
Sep 2020: $390.84k
Oct 2020: $384.47k
Nov 2020: $431.15k
Dec 2020: $448.30k
Jan 2021: $458.12k
Feb 2021: $472k
Mar 2021: $491k
Apr 2021: $513.64k
May 2021: $522.51k
Jun 2021: $534.07k
July 2021: $542.13k
Aug 2021: $558.19k
Sep 2021: $535.50k
Oct 2021: $566.00k
Nov 2021: $554.97k
Dec 2021: $579.50k
Sent from my SM-N960U using Tapatalk
-
12-31-13 ~ (-100k)
12-31-14 ~ (-80k)
12-31-15 ~ (-62k)
12-31-16 ~ (-30k)
12-31-17 ~ 20k
12-31-18 : 117k
12-31-19 : 243k
12-31-20 : 410k
12-31-21 : 618k
12-31-22 : 750k (Target)
12/31/21 : 618k (+$38,800)
Nice end to a solid year, ended up 3k over my stretch goal. Set a lofty goal for this coming year, more and more dependent on the market now. If we are anywhere in the $700k+ range I will call it a win. That would be 1M NW including 300k home equity. Good luck to all!!
Original Target for 1M - October 2024
Current Target for 1M - April 2024
Race to 1M Spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
-
Hello! I see some familiar folks from the Race to $500K thread.
Investments are $515K at 12/31/21. I'll do a formatted chart for next month's update; this is just a quick post as the holidays are still happening in my world for another day.
-
Happy new year folks! Hoping to leave this thread soon (I will miss you and promise to wait for you in the next one). Let's make our dollars work harder for us this year!!
1/31/2021 $737,924.70
2/28/2021 $759,381.39
3/31/2021 $794,882.82
4/30/2021 $842,437.81
5/31/2021 $852,073.79
6/30/2021 $873,053.96
7/31/2021 $895,493.04
8/31/2021 $920,587.71
9/30/2021 $898,971.63
10/31/2021 $946,929.81
11/30/2021 $947,649.37
12/31/2021 $987,843.35
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Quarter StockBondCash +Houses
Q4 2016: $112,200 $165,800
Q1 2017: $124,300 $178,500
Q2 2017: $148,300 $203,300
Q3 2017: $160,548 $217,018
Q4 2017: $178,042 $235,102
Q1 2018: $203,082 $260,736
Q2 2018: $213,941 $272,491
Q3 2018: $223,802 $283,554
Q4 2018: $235,666 $296,330
Q1 2019: $229,947 $291,293
Q2 2019: $284,421 $346,689
Q3 2019: $315,573 $378,769
Q4 2019: $350,244 $414,376
Q1 2010: $408,250 $473,325
Q2 2020: $362,044 $428,120
Q3 2020: $457,379 $524,413
Q4 2020: $383,076 $555,858
Q1 2021: $478,879 $656,382
Q2 2021: $522,651 $704,873
Q3 2021: $575,207 $761,357
Q4 2021: $722,632 $916,172
Q1 2022: $785,909 $979,449
Pretty uneventful after a huge last quarter. I wish it would hurry up, I could use a year off...
And here's a chart :)
-
Happy New Year 2022!! Gong hei fat choy! (learned this from the hilarious Ronny Chieng)
Good month last month, up $22,794.96 or 3.35% to $704,059.67 :)
Great year 2021 financially as well, up $211,042.96 - that's 265% of my wage income for the year. Actual contributions were $51,632.27 or 53.3% of gross wages!
Race to 1M Spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
Congratulations to the graduates, and welcome to newcomers!
-
Target was £800k by the end of the year, ended up just missing it. Not bad considering I took about 4.5 months off over the year and moved to 4 day working week from October.
Forecast for end of August 2022 is £885k when I’ll officially call it quits if (and its a big IF, lol) I manage to stay on that long.
Jan 2014 - £222,149
===============
Jan 2015 - £250,275 (+£28,126)
===============
Jan 2016 - £272,607 (+£22,332)
===============
Jan 2017 - £346,854 (+£74,247)
===============
Jan 2018 - £456,088 (+£109,234)
===============
Jan 2019 - £495,379 (+£39,291)
===============
Jan 2020 - £606,791 (+£111,412)
===============
Jan 2021 £710,244 (+£103,453)
===============
Jan 2022 £796,528 (+£86,284)
(https://i.ibb.co/QYtjsb5/Liquid-Networth.png) (https://ibb.co/tYFPymd)
-
| | 2015 | | 2016 | | 2017 | | 2018 | | 2019 | | 2020 | | 2021 |
| January | - | | $125,152 | | $190,212 | | $277,747 | | $300,773 | | $391,367 | | $503,318 |
| February | - | | $132,476 | | $205,111 | | $276,647 | | $312,970 | | $372,287 | | $516,580 |
| March | - | | $142,868 | | $207,302 | | $277,401 | | $328,015 | | $316,940 | | $538,761 |
| April | - | | $146,221 | | $213,616 | | $279,721 | | $332,703 | | $357,205 | | $561,751 |
| May | - | | $153,151 | | $220,848 | | $292,665 | | $321,134 | | $404,385 | | $573,018 |
| June | - | | $151,884 | | $221,782 | | $288,234 | | $344,636 | | $401,862 | | $585,313 |
| July | $111,061 | | $162,292 | | $229,419 | | $300,537 | | $340,103 | | $424,226 | | $593,812 |
| August | $109,293 | | $164,716 | | $233,575 | | $306,219 | | $341,637 | | $440,114 | | $610,608 |
| September | $104,752 | | $167,126 | | $242,747 | | $293,075 | | $347,779 | | $436,932 | | $590,638 |
| October | $112,604 | | $167,659 | | $246,050 | | $293,488 | | $361,290 | | $458,230 | | $621,333 |
| November | $112,690 | | $177,602 | | $255,539 | | $293,026 | | $369,972 | | $485,863 | | $613,391 |
| December | $120,262 | | $182,345 | | $262,362 | | $301,471 | | $390,730 | | $498,601 | | $635,119 |
I'm up $136,518 from this time last year. $41,200 of that is my own contributions, $3,500 is my employer 401k match, and the rest is market gains. Crazy!
-
Net Worth
May2021 - $1,003,397
June 2021 - $1.013,773
July 2021 - $1,035,193
August 2021 - $1,238,637
September 2021 - $,1228,412
October 2021 - $1,282,607
December 2021 - $1,317,000
Investments :
May 2021 - $604,599
June 2021 - $616,224
July 2021 - $637,187
August 2021 - $726,863
September 2021 - $720314
October 2021 - $757,529
December 2021 - 766,216
Finally passed the 3/4 mil - Hope I can get to a Mil here this year. I will Fire at a Mil - I do not like my job - the money is great but 16 hours at work life is not!
-
1 May 2021 - $567,455
31 Dec 2021 - $647,518
-
Trying table format for the first time. Historical numbers are from statements, so I don't have month by month for those years.
401K/IRA and Stock Investments only
| | 2019 | 2020 | 2021 | 2022 |
| January | $359,130 | - | - | - |
| February | - | - | - | - |
| March | $374,402 | $394,320 | $640,707 | - |
| April | - | - | - | - |
| May | - | - | - | - |
| June | $401,531 | $421,221 | $687,136 | - |
| July | - | - | - | - |
| August | - | - | $704,330 | - |
| September | $406,619 | $452,555 | $682,741 | - |
| October | - | - | $713,220 | - |
| November | - | - | $694,013 | - |
| December | $493,851 | $581,720 | $727,274 | - |
-
Net Worth // Invested Assets
1/1/21 - $500,317 // $346,651
2/1/21 - $513,258 // $355,473
3/1/21 - $531,847 // $366,107
4/1/21 - $548,364 // $380,740
5/1/21 - $568,829 // $408,712
6/1/21 - $569,723 // $408,351
7/1/21 - $612,700 // $431,974
8/1/21 - $625,715 // $412,017 (deposit down on new house)
9/1/21 - $647,140 // $427,206
10/1/21 - $628,028 // $410,699
11/1/21 - $669,354 // $441,225
12/1/21 - $668,368 // $437,148
1/1/22 - $685,524 // $450,347
YoY increases (and since, coincidentally, joining this thread): $185,207 (+37%) // $103,696 (+30%)
-
Update for end of 2021. Making progress!
| 2019 | 2020 | 2021 |
| January | $137,280 | $293,698 | $451,317 |
| February | $146,582 | $302,360 | $465,043 |
| March | $150,267 | $266,971 | $485,848 |
| April | $176,495 | $300,121 | $515,204 |
| May | $185,139 | $322,480 | $523,346 |
| June | $187,672 | $331,012 | $541,895 |
| July | $189,881 | $349,037 | $559,015 |
| August | $197,857 | $370,826 | $582,971 |
| September | $199,332 | $368,358 | $574,120 |
| October | $206,540 | $374,344 | $606,500 |
| November | $229,780 | $410,191 | $621,535 |
| December | $274,581 | $431,621 | $648,284 |
Estimated graduation is March 4, 2024 (based on linear curve fit of current data). I'd imagine it will actually be sooner. Good work everyone!
-
I just hit the $500K mark last month (could not be more excited!) and so now am officially throwing down the gauntlet for $1M. My goal is to hit this by age 32 (I'm 28 at the moment). I'm not sure how I'll do it just yet, but I also didn't think I'd be at $500K by 28, so just gotta take the plunge!
Here's my net worth history:
* Dec 2014 (21): $554
* Dec 2015 (22): $32.2K (+31K)
* Dec 2016 (23): $100.7K (+68.5K)
* Dec 2017 (24): $149.6K (+48.9K)
* Dec 2018 (25): $208K (+58.4K)
* Dec 2019 (26): $264K (+56K)
* Dec 2020 (27): $424K (+160K)
* Current (28): ~$510K (as of May 2021)
Ended the year a bit up from here:
Dec 2021: $562,477 (+$138K from this point last year)!
Aiming to contribute around $90K to investments this year, so with a little bit of luck, might just get to $700K in assets this year. (Though I'm grateful to be in this position even if I don't.)
-
Investments only
Up +$224,418 for the year in 2021. Bonkers.
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | $34,633 | $56,928, | $98,248 | $176,153 | $419,499 | $643,917 |
| February | $40,740 | $56,241 | $115,926 | $182,362 | $433,878 | - |
| March | ??? | $57,195 | $123,445 | $171,868 | $481,671 | - |
| April | $41,346 | $57,635 | $129,678 | $188,425 | $503,015 | - |
| May | $41,840 | $66,682 | $136,527 | $255,004 | $536,515 | - |
| June | $45,227 | $71,500 | $132,945 | $279,130 | $570,802 | - |
| July | $45,862 | $75,817 | $142,557 | $290,173 | $570,802 | - |
| August | $47,377 | $85,050 | $150,420 | $310,173 | $568,446 | - |
| September | $47,669 | $87,937 | $146,310 | $336,875 | $596,208 | - |
| October | $50,397 | $94,114 | $150,536 | $338,532 | $590,085 | - |
| November | $52,288 | $95,502 | $155,627 | $332,899 | $625,776 | - |
| December | ??? | $93,596 | $165,458 | $396,311 | $611,435 | - |
-
end-2018: £287,177
------------------------
Mar-2019: £313,570
Apr-2019: £322,726
May-2019: £330,583
Jun-2019: £339,992
Jul-2019: £349,062
Aug-2019: £354,036
Sep-2019: £362,238
Oct-2019: £370,985
Nov-2019: £378,005
Dec-2019: £385,670
---------------------------
Jan-2020: £394,002
Feb-2020: £394,625
Mar-2020: £366,559
Apr-2020: £367,364
May-2020: £387,750
Jun-2020: £395,376
Jul-2020: £406,107
Aug-2020: £407,577
Sep-2020: £415,436
Oct-2020: £424,444
Nov-2020: £436,017
Dec-2020: £445,311
-------------------------
Jan-2021: £460,732
Feb-2021: £468,507
Mar-2021: £469,417
Apr-2021: £483,531
May-2021: £496,874
Jun-2021: £504,408
Jul-2021: £511,775
Aug-2021: £519,225
Sep-2021: £531,083
Oct-2021: £566,962
Nov-2021: £588,910
Dec-2021: £591,798
About £50k of the y-o-y increase was the new valuation of the house, but I'm still very impressed with what's possible.
-
Investable NW/Liquid
|
| 2018 | $497k/$140k |
| 2019 | $562k/$202k |
| 2020 | $777k/$338k |
| 2021 | $956k/$474k |
-
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | 132,155 | 177,349 | 282,110 | 344,002 | 562,144 |
| February | 138,015 | 188,332 | 290,845 | 360,553 | - |
| March | 138,469 | 187,634 | 288,022 | 367,222 | - |
| April | 148,093 | 197,461 | 257,224 | 387,064 | - |
| May | 158,814 | 194,010 | 276,627 | 398,896 | - |
| June | 161,284 | 186,414 | 299,563 | 407,230 | - |
| July | 160,446 | 196,934 | 304,249 | 418,701 | - |
| August | 168,222 | 267,535 | 318,456 | 520,045 | - |
| September | 184,158 | 268,153 | 324,661 | 527,305 | - |
| October | 189,536 | 271,542 | 317,511 | 520,004 | - |
| November | 184,146 | 283,636 | 323,958 | 552,965 | - |
| December | 182,675 | 287,248 | 341,124 | 542,337 | - |
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 <-- Bought house
Investments $644,114
Jan 5 2021: TNW $974,113 Investments $680,246 ($36,132)
My TNW didn't actually go down. I'm pulling in Zillow - 7% for house value and it was way too high last month and adjusted to a more reasonable amount this month.
-
| | 2020 | 2021 | 2022 |
| January | - | $580,000 | $809,000 |
| February | - | $584,000 | - |
| March | - | $605,000 | - |
| April | - | $622,000 | - |
| May | - | $650,000 | - |
| June | - | $656,000 | - |
| July | - | $677,000 | - |
| August | - | $682,000 | - |
| September | $517,937 | $700,500 | - |
| October | $511,000 | $696,000 | - |
| November | $514,001 | $803,000 | - |
| December | $567,000 | $788,000 | - |
Here's to next year! Goals are to save $100k, buy more real estate, and donate 1% more than last year.
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
-
Mission: COMPLETED
01/01/17 £374668
01/01/18 £497097
01/01/19 £547415
01/01/20 £649762
01/01/21 £788172
01/02/21 £802062
01/03/21 £816123
01/04/21 £835284
01/05/21 £856901
01/06/21 £877243
01/07/21 £907604
01/08/21 £922728
01/09/21 £941531
01/10/21 £949972
01/11/21 £971260
01/12/21 £988856
01/01/22 £1009351
An amazing year. Up £220k. Thats an average of £18k a month. Insane.
My income is around £5k a month. So the rest of it is gains.
I never thought I would get here so quickly. I was back at 300k TNW about 5 years ago.
I am on track to FIRE later in 2022.
I wont be joining the 1-2M thread as I wont be really going much further than this.
My "number" back in 2017 was 850k. To be at 1MM today is just amazing and it has been a lot of work but its been worth it.
My new goal is to FIRE - obviously. But also to try and maintain this TNW as long as I can.
I have a bit of money coming from the wrapping up of my business so I expect to be at around 1.1 to 1.15M at the mid point of 2022 when I hopefully will FIRE and then start a whole new journey. I will update my progress in other threads as I go.
Cheers guys and good luck everyone!
-
Mission: COMPLETED
Cheers guys and good luck everyone!
Congratulations @skip207 !
(https://media1.giphy.com/media/3o6fIUZTTDl0IDjbZS/200.webp?cid=ecf05e477drz0yyf8zi89g703ucqogcmwwzo6efa0qf94zuc&rid=200.webp&ct=g)
-
Just broke through another level - $602,920! 15 months from joining this thread - it will be interesting to see how long the next $100,000 takes.
Just thought I would update this - we hit $700,000 at the start of November - so it only took 7 months to go from 6 to 7 investing close to the same amount as in the 18 months prior.
-
Mission: COMPLETED
Cheers guys and good luck everyone!
Congratulations @skip207 !
(https://media1.giphy.com/media/3o6fIUZTTDl0IDjbZS/200.webp?cid=ecf05e477drz0yyf8zi89g703ucqogcmwwzo6efa0qf94zuc&rid=200.webp&ct=g)
Great show
-
Cheers guys! I might post a final number here once I FIRE just to see what I can do in the next 6 months between now and then.
1.2 would be amazing but I think 1.1 is more possible. Or you never know I might drop back sub 1M again who knows!!
-
5/1/18 135,266
6/1/18 146,521
7/1/18 150,573
8/1/18 155,306
9/1/18 169,777
10/1/18 178,901
11/1/18 179,225
12/1/18 185,066
1/1/19 184,310
2/1/19 196,092
3/1/19 202,431
4/1/19 228,194
5/1/19 242,596
6/1/19 241,727
7/1/19 258,652
8/1/19 - 174,529 (bought a house)
9/1/19 - 192,565
10/1/19 - 259,358
11/1/19 - 273,244
12/1/19 - 302,448
1/1/20 - 301,682
2/1/20 - 304,295
3/1/20 - 306,773
4/1/20 - 285,603
5/1/20 - 312,209
6/1/20 - 335,833
7/1/20 - 347,776
8/1/20 - 362,340
9/1/20 - 368,846
10/1/20 - 370,190
11/1/20 - 386,231
9/28/21 - 504,976
11/5/21 - 511,106
12/10/21 - 509,903
1/8/21 - 509,888
-
Invested assets, long term savings and debts:
12/31/14 $51,962.23
12/31/15 $92,762.33
12/31/16 $163,900.00
12/31/17 $251,415.07
12/31/18 $330,093.64 - new job, nice retention bonus from previous job
12/31/19 $519,878.70 - pension lump sum after leaving old job (rolled into 401k)
12/31/20 $714,958.33
12/31/21 $993,847.78
---
01/31/21 $732,701.46
02/28/21 $752,893.42
03/31/21 $768,088.25 - maxed out 401k
04/30/21 $812,226.27
05/31/21 $818,349.97
06/30/21 $845,008.30
07/31/21 $870,706.07 - maxed out Mega Backdoor Roth
08/31/21 $896,241.14 - so clooooose to $900k
09/30/21 $893,116.97 - ouch? Annual bonus is in there, this is my biggest contribution of the year, lol.
10/30/21 $983,679.38 - wut?
11/30/21 $981,391.74 - Temporarily reached $1M on 11/03
12/31/21 $993,847.78
A bit late for the final update of the year, but hey, vacations. It's kinda annoying to finish the year so freaking close to the line, but honestly, I never thought I would be there so early, so I'll take it. Especially since January is a down month so far. Oh, well.
So to recap this year, my NW grew by $278,888.98, which is a jaw-dropping 39%. About 55% of that was new money, the rest was the market.
Now let's hope that I finish 2022 as a graduate :)
-
Down a little but under $500 with the big market sell off, but next month is my biggest pay month of the year by far so I'll be back to actually belonging in this thread unless something really catastrophic happens in the market.
| | Jan | Feb | Mar | | | Apr | May | Jun | | | Jul | Aug | Sep | | | Oct | Nov | Dec |
| 2015 | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$9k | -$6k | -$5k |
| 2016 | -$3k | -$2k | -$0k | | | $1k | $3k | $4k | | | $6k | $7k | $9k | | | $9k | $11k | $13k |
| 2017 | $15k | $16k | $18k | | | $20k | $22k | $24k | | | $26k | $27k | $30k | | | $32k | $35k | $36k |
| 2018 | $45k | $44k | $53k | | | $56k | $55k | $52k | | | $63k | $62k | $65k | | | $75k | $72k | $73k |
| 2019 | $80k | $100k | $104k | | | $108k | $119k | $126k | | | $127k | $130k | $133k | | | $141k | $153k | $163k |
| 2020 | $167k | $162k | $156k | | | $187k | $196k | $208k | | | $228k | $242k | $246k | | | $252k | $287k | $303k |
| 2021 | $316k | $365k | $377k | | | $403k | $414k | $428k | | | $444k | $460k | $461k | | | $485k | $485k | $516k |
| 2022 | $495k | - | - | | | - | - | - | | | - | - | - | | | - | - | - |
-
Count me in!
Dec 2016 402K
Dec 2017 585K
Dec 2018 628K
Dec 2019 802K
Large jumps in 2017 and 2019 partly due to sale of investment properties.
2020 1,016K
2021 1,200K
Off to the $1M to $2M thread.
-
Will wait for actual closing numbers today for a number update, but the rollercoaster continues.
Took advantage of the chance to rebalance out of target date fund in small account of my spouse, which was the default choice but overly conservative with other factors taken into account.
That won't effect my numbers here, since I'm in this race is just for my retirement and investment accounts.
-
Down a little but under $500 with the big market sell off, but next month is my biggest pay month of the year by far so I'll be back to actually belonging in this thread unless something really catastrophic happens in the market.
Largest annual lump add for me is also coming up in the next few weeks. These are the times when it's not bad to be buying stocks "on sale" as it were.
-
Absolutely!
-
Investments only; Household combined.
| | 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) |
| January | - | 496,255 | 674,413 | 898,547 |
| February | - | 472,573 | 700,728 | - |
| March | - | 444,067 | 732,652 | - |
| April | - | 495,051 | 762,029 | - |
| May | - | 524,063 | 759,955 | - |
| June | - | 524,530 | 796,116 | - |
| July | 330,406 | 552,296 | 826,664 | - |
| August | 437,870 | 632,115 | 866,404 | - |
| September | 443,081 | 617,959 | 827,075 | - |
| October | 452,295 | 604,646 | 873,651 | - |
| November | 483,711 | 664,577 | 898,767 | - |
| December | 484,963 | 674,843 | 925,511 | - |
-
Investments only;
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Jan 2020: $347.23k
Feb 2020: $330.32k
Mar 2020: $293.63k
Apr 2020: $323.58k
May 2020: $340.17k
Jun 2020: $356.25k
July 2020: $377.68k
Aug 2020: $397.52k
Sep 2020: $390.84k
Oct 2020: $384.47k
Nov 2020: $431.15k
Dec 2020: $448.30k
Jan 2021: $458.12k
Feb 2021: $472k
Mar 2021: $491k
Apr 2021: $513.64k
May 2021: $522.51k
Jun 2021: $534.07k
July 2021: $542.13k
Aug 2021: $558.19k
Sep 2021: $535.50k
Oct 2021: $566.00k
Nov 2021: $554.97k
Dec 2021: $579.50k
Jan 2022: $555.08k
Sent from my SM-N960U using Tapatalk
-
Bad month, too bad I ran dry after the holidays and could not buy extra stocks that are on sale, crossing the 1M it's been difficult, so close but so far.
10/31/2020 $599,359.11
11/30/2020 $682,864.07
12/31/2020 $720,288.84
1/31/2021 $737,924.70
2/28/2021 $759,381.39
3/31/2021 $794,882.82
4/30/2021 $842,437.81
5/31/2021 $852,073.79
6/30/2021 $873,053.96
7/31/2021 $895,493.04
8/31/2021 $920,587.71
9/30/2021 $898,971.63
10/31/2021 $946,929.81
11/30/2021 $947,649.37
12/31/2021 $987,843.35
1/31/2022 $914,921.53
-
Hello! I see some familiar folks from the Race to $500K thread.
Investments are $515K at 12/31/21. I'll do a formatted chart for next month's update; this is just a quick post as the holidays are still happening in my world for another day.
Investments dropped to $491K this month. A setback to Nov 2021 value. Total NW is over $500K, but I'm aiming for investments only over $500K for this thread. Surely I'll be there soon.
-
Wow, that was a bumpy month! At one point we were down 5.2% which was almost the same as the Covid drop back in March 2020.
Jan 2014 - £222,149
===============
Jan 2015 - £250,275 (+£28,126)
===============
Jan 2016 - £272,607 (+£22,332)
===============
Jan 2017 - £346,854 (+£74,247)
===============
Jan 2018 - £456,088 (+£109,234)
===============
Jan 2019 - £495,379 (+£39,291)
===============
Jan 2020 - £606,791 (+£111,412)
===============
Jan 2021 £710,244 (+£103,453)
===============
Jan 2022 £796,528 (+£86,284)
Feb 2922 £776,496 (-£20,032)
(https://i.ibb.co/Nyvy1Ty/Screenshot-2022-02-01-at-07-53-08.png) (https://ibb.co/kS7S3mS)
-
Ouchie!!! That was not a great month was it. Went from 1009k to 970k.
Exactly the same thing happened the month after I joined this thread at 500k. Strange how things like that happen.
We also had to pay our annual tax bill which was more than usual. We also had to buy a new car as the lease on our current car was ending. Used car prices are through the roof at the moment!
Anyway, all in given what we have paid out I think we are lucky to be "just" 39k down for the month...
-
Apr 2017: 175k NW
Apr 2018: 333k
Apr 2019: 400k
Feb 2020: 515k
Aug 2020: 602k (415k invested)
Dec 2020: 669k (478k)
Jan 2021: 690k (507k)
Mar 2021: 716k (529k)
Apr 2021: 751k (551k)
May 2021: 787k (576k)
Jun 2021: 807k (592k)
Jul 2021: 833k (611k)
Aug 2021: 831k (625k)
Sept 2021: 640K (invested only hereafter)
Oct 2021: 628k
Nov 2021: 662k
Dec 2021: 657k
Jan 2022: 688k
We spent our butts off in Dec, probably the highest month ever, not including a spring vacation that will be paid off in credit card points. But it's hard to care when investments are up 200k for the year. I'm excited to max the 2022 IRAs on Monday and see my new 401k contribution on the paystub.
Feb 2022: 669k
So my 12k IRA deposit on January 3 didn't pan out quite as one would hope, lol! We broke 700k briefly in the first week and quickly dropped, but I'm glad to have rebounded a bit. Savings rate improved from December.
But I'm getting a rude awakening on our tax returns, showing that we owe 4k federally! Wtf!? Our income did increase but not that much. Ugh
-
2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Dec 29th: $624 UP 90.5k for 2020
2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
Sept 1: $796
Oct 1: $771.5
Nov: $808
Dec: $815.5 Put the condo up to 150k- Zillow says 180k now. Had to buy a nice new fridge :) but now both cars need fixed too, arg.
Dec 31: $843 UP 218,977for 2021, but some was the condo
2021
Feb 1st: $807
-
$577,038.
Down $14,361 m/m
Up $83,144 y/y
-
Investments only
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | $34,633 | $56,928, | $98,248 | $176,153 | $419,499 | $643,917 |
| February | $40,740 | $56,241 | $115,926 | $182,362 | $433,878 | $631,440 |
| March | ??? | $57,195 | $123,445 | $171,868 | $481,671 | - |
| April | $41,346 | $57,635 | $129,678 | $188,425 | $503,015 | - |
| May | $41,840 | $66,682 | $136,527 | $255,004 | $536,515 | - |
| June | $45,227 | $71,500 | $132,945 | $279,130 | $570,802 | - |
| July | $45,862 | $75,817 | $142,557 | $290,173 | $570,802 | - |
| August | $47,377 | $85,050 | $150,420 | $310,173 | $568,446 | - |
| September | $47,669 | $87,937 | $146,310 | $336,875 | $596,208 | - |
| October | $50,397 | $94,114 | $150,536 | $338,532 | $590,085 | - |
| November | $52,288 | $95,502 | $155,627 | $332,899 | $625,776 | - |
| December | ??? | $93,596 | $165,458 | $396,311 | $611,435 | - |
-
| | 2020 | 2021 | 2022 |
| January | - | $580,000 | $809,000 |
| February | - | $584,000 | $789,000 |
| March | - | $605,000 | - |
| April | - | $622,000 | - |
| May | - | $650,000 | - |
| June | - | $656,000 | - |
| July | - | $677,000 | - |
| August | - | $682,000 | - |
| September | $517,937 | $700,500 | - |
| October | $511,000 | $696,000 | - |
| November | $514,001 | $803,000 | - |
| December | $567,000 | $788,000 | - |
Only regret is not having more cash to buy stocks. Bring it, 2022!
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
-
401K/IRA and Stock Investments only
| | 2019 | 2020 | 2021 | 2022 |
| January | $359,130 | - | - | $701,867 |
| February | - | - | - | - |
| March | $374,402 | $394,320 | $640,707 | - |
| April | - | - | - | - |
| May | - | - | - | - |
| June | $401,531 | $421,221 | $687,136 | - |
| July | - | - | - | - |
| August | - | - | $704,330 | - |
| September | $406,619 | $452,555 | $682,741 | - |
| October | - | - | $713,220 | - |
| November | - | - | $694,013 | - |
| December | $493,851 | $581,720 | $727,274 | - |
Up from the lowest dip in January. Bought stock on sale for a couple pay periods. Would be perfectly happy for it to stay down for another couple months so that annual match/bonus amounts are also buying "on sale"
-
Well this has been a kick in the pants towards my dream of graduating in 8 months!!
Investments only
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | $226,942 | $401,746 | $603,129 | $905,792 |
| February | - | $249,796 | $414,430 | $610,412 | $867,164 |
| March | - | $270,351 | $412,631 | $630,438 | - |
| April | - | $285,770 | $393,815 | $679,078 | - |
| May | - | $295,838 | $414,524 | $719,534 | - |
| June | $219,320 | $283,393 | $452,579 | $737,483 | - |
| July | $228,483 | $307,071 | $471,455 | $771,570 | - |
| August | $234,711 | $315,942 | $496,982 | $784,835 | - |
| September | $245,993 | $318,301 | $529,603 | $815,664 | - |
| October | $251,023 | $334,301 | $525,945 | $795,014 | - |
| November | $238,881 | $352,430 | $528,082 | $851,714 | - |
| December | $244,687 | $370,715 | $585,310 | $880,980 | - |
-
Invested assets, long term savings and debts:
12/31/14 $51,962.23
12/31/15 $92,762.33
12/31/16 $163,900.00
12/31/17 $251,415.07
12/31/18 $330,093.64
12/31/19 $519,878.70
12/31/20 $714,958.33
12/31/21 $993,847.78
---
01/31/22 $947,983.02
Well, this race from $1M to $500k isn't as fun as the other one 😂
Did some nice tax loss harvesting last week near the bottom (so far), and my first 401(k) contribution went in. I'm watching with some sort of fascination, but so far, I'm just as unfrazzled as I was in March 2020, so I guess that's good? Wish I had more money to invest.
-
Net Worth // Invested Assets
1/1/21 - $500,317 // $346,651
2/1/21 - $513,258 // $355,473
3/1/21 - $531,847 // $366,107
4/1/21 - $548,364 // $380,740
5/1/21 - $568,829 // $408,712
6/1/21 - $569,723 // $408,351
7/1/21 - $612,700 // $431,974
8/1/21 - $625,715 // $412,017 (deposit down on new house)
9/1/21 - $647,140 // $427,206
10/1/21 - $628,028 // $410,699
11/1/21 - $669,354 // $441,225
12/1/21 - $668,368 // $437,148
1/1/22 - $685,524 // $450,347
2/1/22 - $652,912 // $412,208
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Little dip of 3.83% or $26,970.56 to $677,089.11 :)
Race to Millionaire spreadhseet:
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
-
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | $222,019 | $261,809 | $403,264 | $550,326 | $775,790 |
| February | $236,831 | $286,584 | $414,417 | $555,120 | $740,206 |
| March | $234,104 | $303,681 | $388,201 | $577,440 | - |
| April | $234,452 | $314,939 | $355,475 | $606,455 | - |
| May | $241,470 | $331,080 | $398,672 | $647,810 | - |
| June | $249,398 | $320,926 | $417,280 | $654,138 | - |
| July | $253,884 | $342,700 | $424,818 | $671,808 | - |
| August | $264,666 | $354,784 | $456,512 | $693,782 | - |
| September | $276,905 | $351,842 | $491,411 | $718,331 | - |
| October | $285,986 | $360,853 | $482,214 | $700,515 | - |
| November | $267,359 | $374,706 | $475,471 | $744,130 | - |
| December | $281,461 | $391,293 | $531,137 | $754,319 | - |
While this is just investments... it was a spendy month out of our savings. It was all planned and saved for spending, but I still hate to see that much money go out. I keep wondering if that will be the hardest part of retirement for me... spending money out of the accounts I'm used to shoveling money into.
Interestingly the markets being down doesn't phase me at all.
-
Wow, that was a bumpy month! At one point we were down 5.2% which was almost the same as the Covid drop back in March 2020.
Jan 2014 - £222,149
===============
Jan 2015 - £250,275 (+£28,126)
===============
Jan 2016 - £272,607 (+£22,332)
===============
Jan 2017 - £346,854 (+£74,247)
===============
Jan 2018 - £456,088 (+£109,234)
===============
Jan 2019 - £495,379 (+£39,291)
===============
Jan 2020 - £606,791 (+£111,412)
===============
Jan 2021 £710,244 (+£103,453)
===============
Jan 2022 £796,528 (+£86,284)
Feb 2922 £776,496 (-£20,032)
(https://i.ibb.co/Nyvy1Ty/Screenshot-2022-02-01-at-07-53-08.png) (https://ibb.co/kS7S3mS)
You are lucky! We are down 7.38% this month. We have everything on stock so probably explains it.
-
Investments only, solo journey (so far)
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | $232,213 | $356,542 | $500,087 | $659,936 | $861,393 |
| February | - | $245,447 | $383,348 | $502,244 | $662,250 | $822,224 |
| March | - | $242,789 | $394,563 | $475,671 | $684,929 | - |
| April | $164,900 | $246,140 | $403,461 | $429,092 | $711,168 | - |
| May | - | $318,398 | $421,194 | $474,155 | $744,322 | - |
| June | - | $328,870 | $409,591 | $500,241 | $758,305 | - |
| July | $180,808 | $342,159 | $435,981 | $516,358 | $776,059 | - |
| August | $189,280 | $354,936 | $443,135 | $544,475 | $790,664 | - |
| September | $193,727 | $366,727 | $441,101 | $579,806 | $814,231 | - |
| October | $209,968 | $374,465 | $452,232 | $568,885 | $794,659 | - |
| November | $220,602 | $361,296 | $466,688 | $562,892 | $834,154 | - |
| December | $225,918 | $370,140 | $482,944 | $632,574 | $824,757 | - |
The new year is starting off rough, but that just means stocks are on sale. Time to buy!
-
Investments only
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | $198,265 | $224,401 | $305,287 | $424,924 | $541,872 |
| February | $204,080 | $231,997 | $290,554 | $453,313 | - |
| March | $204,080 | $236,710 | $274,909 | $471,199 | - |
| April | $206,310 | $246,138 | $298,297 | $489,213 | - |
| May | $207,731 | $245,062 | $320,072 | $492,274 | - |
| June | $209,453 | $256,868 | $331,215 | $493,272 | - |
| July | $218,450 | $256,076 | $349,025 | $503,214 | - |
| August | $224,243 | $266,197 | $367,183 | $521,697 | - |
| September | $227,037 | $274,186 | $360,397 | $509,748 | - |
| October | $214,107 | $284,427 | $360,290 | $530,757 | - |
| November | $219,948 | $295.004 | $400,264 | $524,716 | - |
| December | $206,667 | $304,693 | $419,937 | $557,868 | - |
-
2020
Date Assets Debts Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021Date Assets Debts Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Oct 2021 $1,071,990.16 -$453,231.84 $618,758.32
Nov 2021 $1,101,914.46 -$447,727.22 $654,187.24
Dec 2021 $1,084,167.16 -$450,855.87 $633,311.29
2022Date Assets Debts Net Worth
Jan 2022 $1,116,799.93 -$444,795.98 $672,003.95
Feb 2022 $1,081,638.33 -$443,484.70 $638,153.63
-
| | 2015 | | 2016 | | 2017 | | 2018 | | 2019 | | 2020 | | 2021 | | 2022 |
| January | - | | $125,152 | | $190,212 | | $277,747 | | $300,773 | | $391,367 | | $503,318 | | $605,856 |
| February | - | | $132,476 | | $205,111 | | $276,647 | | $312,970 | | $372,287 | | $516,580 | | |
| March | - | | $142,868 | | $207,302 | | $277,401 | | $328,015 | | $316,940 | | $538,761 | | |
| April | - | | $146,221 | | $213,616 | | $279,721 | | $332,703 | | $357,205 | | $561,751 | | |
| May | - | | $153,151 | | $220,848 | | $292,665 | | $321,134 | | $404,385 | | $573,018 | | |
| June | - | | $151,884 | | $221,782 | | $288,234 | | $344,636 | | $401,862 | | $585,313 | | |
| July | $111,061 | | $162,292 | | $229,419 | | $300,537 | | $340,103 | | $424,226 | | $593,812 | | |
| August | $109,293 | | $164,716 | | $233,575 | | $306,219 | | $341,637 | | $440,114 | | $610,608 | | |
| September | $104,752 | | $167,126 | | $242,747 | | $293,075 | | $347,779 | | $436,932 | | $590,638 | | |
| October | $112,604 | | $167,659 | | $246,050 | | $293,488 | | $361,290 | | $458,230 | | $621,333 | | |
| November | $112,690 | | $177,602 | | $255,539 | | $293,026 | | $369,972 | | $485,863 | | $613,391 | | |
| December | $120,262 | | $182,345 | | $262,362 | | $301,471 | | $390,730 | | $498,601 | | $635,119 | | |
-
You are lucky! We are down 7.38% this month. We have everything on stock so probably explains it.
Yeah, it picked up slightly earlier in the week. We're currently 85%/10%/5% equities, bonds, cash.
-
07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
12/01/2021 - $558,710 / ~$817K (Zillow thinks my house is worth a lot more than a few months ago)
12/31/2021 - $590,743 / ~$857K
02/01/2022 - $560,789 / ~$832K (including ~$1,750 in Cryptocurrency)
Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0
-
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | 132,155 | 177,349 | 282,110 | 344,002 | 562,144 |
| February | 138,015 | 188,332 | 290,845 | 360,553 | 550,651 |
| March | 138,469 | 187,634 | 288,022 | 367,222 | - |
| April | 148,093 | 197,461 | 257,224 | 387,064 | - |
| May | 158,814 | 194,010 | 276,627 | 398,896 | - |
| June | 161,284 | 186,414 | 299,563 | 407,230 | - |
| July | 160,446 | 196,934 | 304,249 | 418,701 | - |
| August | 168,222 | 267,535 | 318,456 | 520,045 | - |
| September | 184,158 | 268,153 | 324,661 | 527,305 | - |
| October | 189,536 | 271,542 | 317,511 | 520,004 | - |
| November | 184,146 | 283,636 | 323,958 | 552,965 | - |
| December | 182,675 | 287,248 | 341,124 | 542,337 | - |
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114 <-- Bought house
Jan 5 2022: TNW $974,113 / Investments $680,246
Feb 5 2022: TNW $989,468 / Investments $668,804 ($11,442)
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114 <-- Bought house
Jan 5 2022: TNW $974,113 / Investments $680,246
Feb 5 2022: TNW $989,468 / Investments $668,804 ($11,442)
This is impressive! Can I ask how are you achieving this?! High income earner, better savings rate?!
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114 <-- Bought house
Jan 5 2022: TNW $974,113 / Investments $680,246
Feb 5 2022: TNW $989,468 / Investments $668,804 ($11,442)
This is impressive! Can I ask how are you achieving this?! High income earner, better savings rate?!
Thanks! I've had a high savings rate (usually 50-60%). I'm on a fixed income because I'm disabled but it's a generous fixed income and I net about $13,000/month.
-
end-2018: £287,177
------------------------
Mar-2019: £313,570
Apr-2019: £322,726
May-2019: £330,583
Jun-2019: £339,992
Jul-2019: £349,062
Aug-2019: £354,036
Sep-2019: £362,238
Oct-2019: £370,985
Nov-2019: £378,005
Dec-2019: £385,670
---------------------------
Jan-2020: £394,002
Feb-2020: £394,625
Mar-2020: £366,559
Apr-2020: £367,364
May-2020: £387,750
Jun-2020: £395,376
Jul-2020: £406,107
Aug-2020: £407,577
Sep-2020: £415,436
Oct-2020: £424,444
Nov-2020: £436,017
Dec-2020: £445,311
-------------------------
Jan-2021: £460,732
Feb-2021: £468,507
Mar-2021: £469,417
Apr-2021: £483,531
May-2021: £496,874
Jun-2021: £504,408
Jul-2021: £511,775
Aug-2021: £519,225
Sep-2021: £531,083
Oct-2021: £566,962
Nov-2021: £588,910
Dec-2021: £591,798
---------------------------
Jan-2022: £577,693
-
I'll never get to 1M; I wish! Even though I'll be saving 50% after mortgage is paid off in 2.5 years, I'm too low income and too old -- 51 years old. Maybe I'll get there if I live to 90 lol.
-
I'll never get to 1M; I wish! Even though I'll be saving 50% after mortgage is paid off in 2.5 years, I'm too low income and too old -- 51 years old. Maybe I'll get there if I live to 90 lol.
Maybe you will! Life is strange.
-
I'll never get to 1M; I wish! Even though I'll be saving 50% after mortgage is paid off in 2.5 years, I'm too low income and too old -- 51 years old. Maybe I'll get there if I live to 90 lol.
Maybe you will! Life is strange.
Yep! You never know!
-
This! I expected to top out around 850k. I passed 1MM in the new year. Back under 1MM now..... life throws curve balls.
Not FIRE'd yet either - another 3-4 months to go!
-
This! I expected to top out around 850k. I passed 1MM in the new year. Back under 1MM now..... life throws curve balls.
Not FIRE'd yet either - another 3-4 months to go!
Sweet :)
-
So far it is looking like another down month. (I track every Monday before market open)
At least since I'm still working the money going in is buying more regardless of the market volatility overall value dipping the total value down.
-
Yep, not looking great is it. We're down £28k / 4% for the month; can only see that going lower the way things are turning out in Ukraine...
-
Back with tail between legs. :( Just over a million long enough to peek over the other side. Now I'm back under with the market down. I'm trying to tell myself it's all good as I'm buying cheaper stocks. Still sad though.
-
Back with tail between legs. :( Just over a million long enough to peek over the other side. Now I'm back under with the market down. I'm trying to tell myself it's all good as I'm buying cheaper stocks. Still sad though.
Adding more green workers is more effective when the market is down. That's what I'm comforting myself with as well, although in my case it is going from nearly halfway through this race back to only being about a third done.
-
This was one thread I was hoping not to have to post in again, and as of the closing bell we're back to one comma........blah.
-
Oct 2021: $563,047.23
Nov 2021: $571,338.24
Dec 2021: $600.016.41
Jan 2022: $631,482.70
A very late end-of-January update...which by the looks of things is going to be better than what the end of February will be. Annual bonus hit, which is a lot of the increase, plus at the beginning of the year I true-up my spreadsheet and our checking/savings accounts. I round up all our expenses to the dollar, and don't enter any small gifts we get but don't spend. So there's usually some extra money sloshing around at the end of the year to get put in the spreadsheet.
-
This was one thread I was hoping not to have to post in again, and as of the closing bell we're back to one comma........blah.
Same... Hoping today's rebound gets us back into the next race.
-
Well investments are down £20k, however this was offset by regular monthly income and a small inheritance (that we're keeping in cash for living expenses).
Its any guess how the weeks and months will unfold.
Jan 2014 - £222,149
===============
Jan 2015 - £250,275 (+£28,126)
===============
Jan 2016 - £272,607 (+£22,332)
===============
Jan 2017 - £346,854 (+£74,247)
===============
Jan 2018 - £456,088 (+£109,234)
===============
Jan 2019 - £495,379 (+£39,291)
===============
Jan 2020 - £606,791 (+£111,412)
===============
Jan 2021 £710,244 (+£103,453)
===============
Jan 2022 £796,528 (+£86,284)
Feb 2022 £776,496 (-£20,032)
Mar 2022 £783,717 (+£12,349)
-
Investments only.
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | $198,265 | $224,401 | $305,287 | $424,924 | $541,872 |
| February | $204,080 | $231,997 | $290,554 | $453,313 | $526,670 |
| March | $204,080 | $236,710 | $274,909 | $471,199 | - |
| April | $206,310 | $246,138 | $298,297 | $489,213 | - |
| May | $207,731 | $245,062 | $320,072 | $492,274 | - |
| June | $209,453 | $256,868 | $331,215 | $493,272 | - |
| July | $218,450 | $256,076 | $349,025 | $503,214 | - |
| August | $224,243 | $266,197 | $367,183 | $521,697 | - |
| September | $227,037 | $274,186 | $360,397 | $509,748 | - |
| October | $214,107 | $284,427 | $360,290 | $530,757 | - |
| November | $219,948 | $295.004 | $400,264 | $524,716 | - |
| December | $206,667 | $304,693 | $419,937 | $557,868 | - |
We are spending a bit of money to finish part of the basement, so that is part of the hit.
-
And down we go
Net Worth
May2021 - $1,003,397
June 2021 - $1.013,773
July 2021 - $1,035,193
August 2021 - $1,238,637
September 2021 - $,1228,412
October 2021 - $1,282,607
December 2021 - $1,317,000
Febuary 2022 - $1,308,991
Investments :
May 2021 - $604,599
June 2021 - $616,224
July 2021 - $637,187
August 2021 - $726,863
September 2021 - $720314
October 2021 - $757,529
December 2021 - $766,216
February 2022 - $750,636
Buying stocks on sale
-
Huge month with getting my annual bonus, so I have again crossed the starting line of this race! My 401(k) and our IRAs are basically full for the year now so it's all taxable savings from here until next January. I'm still on track to graduate in Feb '24.
| | Jan | Feb | Mar | | | Apr | May | Jun | | | Jul | Aug | Sep | | | Oct | Nov | Dec |
| 2015 | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$9k | -$6k | -$5k |
| 2016 | -$3k | -$2k | -$0k | | | $1k | $3k | $4k | | | $6k | $7k | $9k | | | $9k | $11k | $13k |
| 2017 | $15k | $16k | $18k | | | $20k | $22k | $24k | | | $26k | $27k | $30k | | | $32k | $35k | $36k |
| 2018 | $45k | $44k | $53k | | | $56k | $55k | $52k | | | $63k | $62k | $65k | | | $75k | $72k | $73k |
| 2019 | $80k | $100k | $104k | | | $108k | $119k | $126k | | | $127k | $130k | $133k | | | $141k | $153k | $163k |
| 2020 | $167k | $162k | $156k | | | $187k | $196k | $208k | | | $228k | $242k | $246k | | | $252k | $287k | $303k |
| 2021 | $316k | $365k | $377k | | | $403k | $414k | $428k | | | $444k | $460k | $461k | | | $485k | $485k | $516k |
| 2022 | $489k | $567k | - | | | - | - | - | | | - | - | - | | | - | - | - |
-
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | $222,019 | $261,809 | $403,264 | $550,326 | $775,790 |
| February | $236,831 | $286,584 | $414,417 | $555,120 | $740,206 |
| March | $234,104 | $303,681 | $388,201 | $577,440 | $732,898 |
| April | $234,452 | $314,939 | $355,475 | $606,455 | - |
| May | $241,470 | $331,080 | $398,672 | $647,810 | - |
| June | $249,398 | $320,926 | $417,280 | $654,138 | - |
| July | $253,884 | $342,700 | $424,818 | $671,808 | - |
| August | $264,666 | $354,784 | $456,512 | $693,782 | - |
| September | $276,905 | $351,842 | $491,411 | $718,331 | - |
| October | $285,986 | $360,853 | $482,214 | $700,515 | - |
| November | $267,359 | $374,706 | $475,471 | $744,130 | - |
| December | $281,461 | $391,293 | $531,137 | $754,319 | - |
Not a bad month to chunk in a bunch to the IRAs. Should fill those completely by the end of March. March is bonus month, which always comes with a nice dump into the various investments accounts. We also got a little bump from a vested stock gift in Feb. from Mr. Hudsoncat's work.
-
$571,614
Down $5,424. (-.94%)
Could've been worse with all the stuff going on.
-
Net Worth // Invested Assets
1/1/21 - $500,317 // $346,651
2/1/21 - $513,258 // $355,473
3/1/21 - $531,847 // $366,107
4/1/21 - $548,364 // $380,740
5/1/21 - $568,829 // $408,712
6/1/21 - $569,723 // $408,351
7/1/21 - $612,700 // $431,974
8/1/21 - $625,715 // $412,017 (deposit down on new house)
9/1/21 - $647,140 // $427,206
10/1/21 - $628,028 // $410,699
11/1/21 - $669,354 // $441,225
12/1/21 - $668,368 // $437,148
1/1/22 - $685,524 // $450,347
2/1/22 - $652,912 // $412,208
3/1/22 - $646,083 // $398,395
-
2020
Date Assets Debts Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021Date Assets Debts Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Oct 2021 $1,071,990.16 -$453,231.84 $618,758.32
Nov 2021 $1,101,914.46 -$447,727.22 $654,187.24
Dec 2021 $1,084,167.16 -$450,855.87 $633,311.29
2022Date Assets Debts Net Worth
Jan 2022 $1,116,799.93 -$444,795.98 $672,003.95
Feb 2022 $1,081,638.33 -$443,484.70 $638,153.63
Mar 2022 $1,075,121.56 -$440,480.78 $634,640.78
weee
-
05/20/15 INV- $174,008 INV+CASH- $279,652
09/02/15 INV- $175,919 INV+CASH- $277,696
05/20/16 INV- $218,514 INV+CASH- $328,980
07/17/17 INV- $306,386 INV+CASH- $417,772 *Discovered MMM
03/14/18 INV- $380,160 INV+CASH- $467,160
08/08/18 INV- $423,708 INV+CASH- $491,708
02/18/19 INV- $446,121 INV+CASH- $585,121
03/22/19 INV- $481,093 INV+CASH- $592,941
04/18/19 INV- $506,875 INV+CASH- $595,875
07/18/19 INV- $540,071 INV+CASH- $617,447
01/01/20 INV- $586,172 INV+CASH- $667,785
01/24/20 INV- $610,000 INV+CASH- $691,000
07/21/20 INV- $647,000 INV+CASH- $727,000
10/21/20 INV- $681,430 INV+CASH- $765,430
12/04/20 INV- $724,740 INV+CASH- $814,072
01/10/21 INV- $756,650 INV+CASH- $842,650
04/10/21 INV- $807,000 INV+CASH- $885,000
05/03/21 INV- $827,000 INV+CASH- $903,000
07/06/21 INV- $861,000 INV+CASH- $935,000
09/09/21 INV- $891,000 INV+CASH- $958,000
10/18/21 INV- $888,347 INV+CASH- $955,347
11/05/21 INV- $915,474 INV+CASH- $982,474
12/13/21 INV- $913,182 INV+CASH- $993,182
01/10/22 INV- $904,866 INV+CASH- $994,866
02/02/22 INV- $891,617 INV+CASH- $981,617
03/01/22 INV- $880,071 INV+CASH- $960,071
Briefly hit 2nd comma in December, but didn't document it.
Investments were under $860 for a bit last week. Still chugging along and staying the course.
-
Invested assets, long term savings and debts:
12/31/14 $51,962.23
12/31/15 $92,762.33
12/31/16 $163,900.00
12/31/17 $251,415.07
12/31/18 $330,093.64
12/31/19 $519,878.70
12/31/20 $714,958.33
12/31/21 $993,847.78
---
01/31/22 $947,983.02
02/28/22 $937,210.33
Continuing the race from $1M to $500k! Another $10k in the hole. I've almost maxed out my 401(k), so that will hopefully be a good thing in the long term 🙏🏻. I'm still very "meh" about all this, which gives me another data point as to my AA being a good match for me?
All I want now is for the war to be over as fast as it started, and the people of Ukraine to be safe. I don't really care all that much about my portfolio.
-
Down $13.993.50 or 2.07%
Got to do some tax loss harvesting though!
Race to Millionaire spreadhseet:
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
-
2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Dec 29th: $624 UP 90.5k for 2020
2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
Sept 1: $796
Oct 1: $771.5
Nov: $808
Dec: $815.5 Put the condo up to 150k- Zillow says 180k now. Had to buy a nice new fridge :) but now both cars need fixed too, arg.
Dec 31: $843 UP 218,977for 2021, but some was the condo
2021
Feb 1st: $807
Mar 1st: $798.5
-
07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
12/01/2021 - $558,710 / ~$817K (Zillow thinks my house is worth a lot more than a few months ago)
12/31/2021 - $590,743 / ~$857K
02/01/2022 - $560,789 / ~$832K (including ~$1,750 in Cryptocurrency)
03/01/2022 - $551,465 / ~$863k (including ~$2,822 in Cryptocurrency) (house when up ~$36k in value according to Zillow)
Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0
-
Investments only
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | $226,942 | $401,746 | $603,129 | $905,792 |
| February | - | $249,796 | $414,430 | $610,412 | $867,164 |
| March | - | $270,351 | $412,631 | $630,438 | $856,028 |
| April | - | $285,770 | $393,815 | $679,078 | - |
| May | - | $295,838 | $414,524 | $719,534 | - |
| June | $219,320 | $283,393 | $452,579 | $737,483 | - |
| July | $228,483 | $307,071 | $471,455 | $771,570 | - |
| August | $234,711 | $315,942 | $496,982 | $784,835 | - |
| September | $245,993 | $318,301 | $529,603 | $815,664 | - |
| October | $251,023 | $334,301 | $525,945 | $795,014 | - |
| November | $238,881 | $352,430 | $528,082 | $851,714 | - |
| December | $244,687 | $370,715 | $585,310 | $880,980 | - |
-
Continuing the race from $1M to $500k! Another $10k in the hole.
LOL.
-
Investments only;
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Jan 2020: $347.23k
Feb 2020: $330.32k
Mar 2020: $293.63k
Apr 2020: $323.58k
May 2020: $340.17k
Jun 2020: $356.25k
July 2020: $377.68k
Aug 2020: $397.52k
Sep 2020: $390.84k
Oct 2020: $384.47k
Nov 2020: $431.15k
Dec 2020: $448.30k
Jan 2021: $458.12k
Feb 2021: $472k
Mar 2021: $491k
Apr 2021: $513.64k
May 2021: $522.51k
Jun 2021: $534.07k
July 2021: $542.13k
Aug 2021: $558.19k
Sep 2021: $535.50k
Oct 2021: $566.00k
Nov 2021: $554.97k
Dec 2021: $579.50k
Jan 2022: $555.08k
Feb 2022: $547.93k
Sent from my SM-S908U using Tapatalk
-
Stopped the bleeding this month. Thanks to the speculators and the unexperienced folks in the market we have cheap stock to buy.
I give them one or two months to stop freaking out about this war and realize it's ok to own stock. They did the same thing with the pandemic.
5/31/2021 $852,073.79
6/30/2021 $873,053.96
7/31/2021 $895,493.04
8/31/2021 $920,587.71
9/30/2021 $898,971.63
10/31/2021 $946,929.81
11/30/2021 $947,649.37
12/31/2021 $987,843.35
1/31/2022 $914,921.53
2/28/2022 $915,549.97
-
Investments only, solo journey (so far)
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | $232,213 | $356,542 | $500,087 | $659,936 | $861,393 |
| February | - | $245,447 | $383,348 | $502,244 | $662,250 | $822,224 |
| March | - | $242,789 | $394,563 | $475,671 | $684,929 | $808,813 |
| April | $164,900 | $246,140 | $403,461 | $429,092 | $711,168 | - |
| May | - | $318,398 | $421,194 | $474,155 | $744,322 | - |
| June | - | $328,870 | $409,591 | $500,241 | $758,305 | - |
| July | $180,808 | $342,159 | $435,981 | $516,358 | $776,059 | - |
| August | $189,280 | $354,936 | $443,135 | $544,475 | $790,664 | - |
| September | $193,727 | $366,727 | $441,101 | $579,806 | $814,231 | - |
| October | $209,968 | $374,465 | $452,232 | $568,885 | $794,659 | - |
| November | $220,602 | $361,296 | $466,688 | $562,892 | $834,154 | - |
| December | $225,918 | $370,140 | $482,944 | $632,574 | $824,757 | - |
So far treading water above 800k, but I don't think that will last too much longer. Buying on the way down.
-
| Month | 2020 | 2021 | 2022 |
| January | - | $580,000 | $809,000 |
| February | - | $584,000 | $789,000 |
| March | - | $605,000 | 780,000 |
| April | - | $622,000 | - |
| May | - | $650,000 | - |
| June | - | $656,000 | - |
| July | - | $677,000 | - |
| August | - | $682,000 | - |
| September | $517,937 | $700,500 | - |
| October | $511,000 | $696,000 | - |
| November | $514,001 | $803,000 | - |
| December | $567,000 | $788,000 | - |
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
-
Investments only
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | $34,633 | $56,928, | $98,248 | $176,153 | $419,499 | $643,917 |
| February | $40,740 | $56,241 | $115,926 | $182,362 | $433,878 | $631,440 |
| March | ??? | $57,195 | $123,445 | $171,868 | $481,671 | $612,570 |
| April | $41,346 | $57,635 | $129,678 | $188,425 | $503,015 | - |
| May | $41,840 | $66,682 | $136,527 | $255,004 | $536,515 | - |
| June | $45,227 | $71,500 | $132,945 | $279,130 | $570,802 | - |
| July | $45,862 | $75,817 | $142,557 | $290,173 | $570,802 | - |
| August | $47,377 | $85,050 | $150,420 | $310,173 | $568,446 | - |
| September | $47,669 | $87,937 | $146,310 | $336,875 | $596,208 | - |
| October | $50,397 | $94,114 | $150,536 | $338,532 | $590,085 | - |
| November | $52,288 | $95,502 | $155,627 | $332,899 | $625,776 | - |
| December | ??? | $93,596 | $165,458 | $396,311 | $611,435 | - |
-
| Date | FIRE | Medi | Total NW | % Increase | Notes |
| 6/1/2017 | | | $115,738 | - | |
| 12/31/2018 | $177,341.32 | $46,719.18 | $224,060.50 | ~2.07% | |
| 12/31/2019 | $258,407.93 | $82,188.34 | $340,596.27 | ~10.57% | Percentage off due to account access issues last month |
| 12/31/2020 | $230,836.47 | $101,830.02 | $408,666.49 | ~4.74% | |
| 12/31/2021 | $392,057 | $143,156.74 | $535,214.65 | ~2.76% | |
| 01/31/2022 | $371,770.67 | $132,458.05 | $504,228.72 | ~-5.79% | |
EOY22 Goal: 590-600k
Numbers based on Mint + some accounts Mint refuses to monitor due to the color of the sky in Miami. Does not include a few minor accounts with less then $2000 total.
2/28/2022 Fire:$377,431.56 + Medi:$132,146.00 = $509,577.56 ~1.06%
Made it to the big leagues? (Sure we'll go with that one....) Markets dropping, war raging, intimate doom on the horizon. What a great day to be alive!
All jokes aside, all seems fine, will see what happens as it happens. Here is to being the best we all can be!
-
Rough start to 2022... just realized I hadn't posted (but I've been tracking!):
01/01/21 - $400,149
02/14/21 - $427,486 (+$27,337)
03/01/21 - $443,490 (+$43,341)
03/19/21 - $451,670 (+$51,521)
03/31/21 - $458,005 (+$57,856)
04/15/21 - $470,187 (+$70,038)
04/30/21 - $475,833 (+$75,684)
05/15/21 - $486,446 (+$86,297)
05/28/21 - $497,565 (+$97,416)
06/05/21 - $505,428 (+$105,279)
06/30/21 - $517,109 (+$116,960)
07/30/21 - $534,405 (+$134,256)
08/15/21 - $543,454 (+$143,305)
08/30/21 - $548,512 (+$148,363)
09/16/21 - $578,628 (+$178,479)
09/30/21 - $563,939 (+$163,790)
10/15/21 - $574,190 (+$174,041)
10/29/21 - $598,171 (+$198,021)
12/16/21 - $584,144 (+$183,995)
12/31/21 - $603,373 (+$203,224)
01/16/22 - $601,346 (-$2,026)
02/16/22 - $604,637 (+$1,264)
03/02/22 - $623,587 (+$20,215)
Bonus just hit so that's how we're up YTD. Still hoping we can hit our target of a $250,000 increase for the year (we're aiming to save somewhere between $151,875-$191,875 depending on what we can do in taxable account)... We shall see.
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114 <-- Bought house
Jan 5 2022: TNW $974,113 / Investments $680,246
Feb 5 2022: TNW $989,468 / Investments $668,804
Mar 5 2022: TNW $976,348 / Investments $651,576 ($17,228)
-
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | 132,155 | 177,349 | 282,110 | 344,002 | 562,144 |
| February | 138,015 | 188,332 | 290,845 | 360,553 | 550,651 |
| March | 138,469 | 187,634 | 288,022 | 367,222 | 545,172 |
| April | 148,093 | 197,461 | 257,224 | 387,064 | - |
| May | 158,814 | 194,010 | 276,627 | 398,896 | - |
| June | 161,284 | 186,414 | 299,563 | 407,230 | - |
| July | 160,446 | 196,934 | 304,249 | 418,701 | - |
| August | 168,222 | 267,535 | 318,456 | 520,045 | - |
| September | 184,158 | 268,153 | 324,661 | 527,305 | - |
| October | 189,536 | 271,542 | 317,511 | 520,004 | - |
| November | 184,146 | 283,636 | 323,958 | 552,965 | - |
| December | 182,675 | 287,248 | 341,124 | 542,337 | - |
Checking networth isn't as fun as it used to be.
-
401K/IRA and Stock Investments only
| | 2019 | 2020 | 2021 | 2022 |
| January | $359,130 | - | - | $701,867 |
| February | - | - | - | $693,793 |
| March | $374,402 | $394,320 | $640,707 | - |
| April | - | - | - | - |
| May | - | - | - | - |
| June | $401,531 | $421,221 | $687,136 | - |
| July | - | - | - | - |
| August | - | - | $704,330 | - |
| September | $406,619 | $452,555 | $682,741 | - |
| October | - | - | $713,220 | - |
| November | - | - | $694,013 | - |
| December | $493,851 | $581,720 | $727,274 | - |
Agreeing with everyone else that it's less fun to check these numbers now a days.
Bonus money hit Friday last week, too late for February numbers. Still down for March so far even with the larger than normal influx, but buying the dip is a good thing.
Sad happenings last week mean that I will be posting in two threads next month, but I'll stick around here to track this original slice on it's own.
-
Investments only; Household combined.
| | 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) |
| January | - | 496,255 | 674,413 | 898,547 |
| February | - | 472,573 | 700,728 | 880,646 |
| March | - | 444,067 | 732,652 | - |
| April | - | 495,051 | 762,029 | - |
| May | - | 524,063 | 759,955 | - |
| June | - | 524,530 | 796,116 | - |
| July | 330,406 | 552,296 | 826,664 | - |
| August | 437,870 | 632,115 | 866,404 | - |
| September | 443,081 | 617,959 | 827,075 | - |
| October | 452,295 | 604,646 | 873,651 | - |
| November | 483,711 | 664,577 | 898,767 | - |
| December | 484,963 | 674,843 | 925,511 | - |
-
end-2018: £287,177
------------------------
Mar-2019: £313,570
Apr-2019: £322,726
May-2019: £330,583
Jun-2019: £339,992
Jul-2019: £349,062
Aug-2019: £354,036
Sep-2019: £362,238
Oct-2019: £370,985
Nov-2019: £378,005
Dec-2019: £385,670
---------------------------
Jan-2020: £394,002
Feb-2020: £394,625
Mar-2020: £366,559
Apr-2020: £367,364
May-2020: £387,750
Jun-2020: £395,376
Jul-2020: £406,107
Aug-2020: £407,577
Sep-2020: £415,436
Oct-2020: £424,444
Nov-2020: £436,017
Dec-2020: £445,311
-------------------------
Jan-2021: £460,732
Feb-2021: £468,507
Mar-2021: £469,417
Apr-2021: £483,531
May-2021: £496,874
Jun-2021: £504,408
Jul-2021: £511,775
Aug-2021: £519,225
Sep-2021: £531,083
Oct-2021: £566,962
Nov-2021: £588,910
Dec-2021: £591,798
---------------------------
Jan-2022: £577,693
Feb-2022: £582,917
Mar-2022: £565,445
-
I stopped updating here for nearly 2 years, I guess sitting in the 'boring middle' and got busy. In that time I've since completed a Masters degree, had a kid, and significantly moved up the career ladder (34% increase in salary since then).
I know everyone is doing their numbers a bit different here whether it's networth, investments only, include/don't include home value. I've always used networth but left my home value at it's purchase value (no gains until it's sold).
2/1/2020 $500,122.69
6/1/2020 $518,425.00
1/1/2021 $578,238.00
6/1/2021 $620,939.00
1/1/2022 $691,603.00
3/1/2022 $687,037.17
*4/1/2022 $735,000 (*estimated, had an unsuspecting deal work out an investment to gain about $50k)
If I instead include an estimated value of my home worth gains over the last couple years, I broke $1,000,000 Net worth this month. A million fricken dollars!! I started earning money around 2010 with a networth of -$80k. Born and raised poor-kid and still blown away on my own progress. Anyway, I'm going to stick around here but maybe adjust my networth with at least the assessed value of home since it's quite out of whack and I am probably 2-3 years away before selling my primary residence. Assessed value probably leaves me just shy of a million.
-
Annual update!
7/2016: 57,000 / 90,000
7/2017: 125,000 / 225,000
7/2018: 200,000 / 311,000
7/2019: 268,000 / 397,000
7/2020: 369,000 / 544,000
3/2021: 512,000 / 765,000
3/2022: 678,000 / 1.05m
-
Nice little bounce back this month; takes the edge off the last two months.
4 weeks today until I FIRE. It's getting real now!
Jan 2014 - £222,149
===============
Jan 2015 - £250,275 (+£28,126)
===============
Jan 2016 - £272,607 (+£22,332)
===============
Jan 2017 - £346,854 (+£74,247)
===============
Jan 2018 - £456,088 (+£109,234)
===============
Jan 2019 - £495,379 (+£39,291)
===============
Jan 2020 - £606,791 (+£111,412)
===============
Jan 2021 £710,244 (+£103,453)
===============
Jan 2022 £797,820 (+£86,284)
Feb 2022 £771,367 (-£26,452)
Mar 2022 £783,717 (+£12,349)
Apr 2022 £823,597 (+£39,880)
(https://i.ibb.co/FVQC1jW/Screenshot-2022-03-31-at-07-20-30.png) (https://ibb.co/DpBTFSb)
-
Been an interesting couple of months, back >£1MM now again (by 2k!).
FIRE coming this year so was getting worried tbh but feeling a bit more relaxed now I am back over that psychological barrier!
-
2020
Date Assets Debts Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021Date Assets Debts Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Oct 2021 $1,071,990.16 -$453,231.84 $618,758.32
Nov 2021 $1,101,914.46 -$447,727.22 $654,187.24
Dec 2021 $1,084,167.16 -$450,855.87 $633,311.29
2022Date Assets Debts Net Worth
Jan 2022 $1,116,799.93 -$444,795.98 $672,003.95
Feb 2022 $1,081,638.33 -$443,484.70 $638,153.63
Mar 2022 $1,075,121.56 -$440,480.78 $634,640.78
Apr 2022 $1,100,641.30 -$441,029.74 $659,611.56
I have a more significant tax refund than expected on the way and I'm 401k-eligible at my next job tomorrow -- hoping to get a good spike over the next 2 months!
-
Another day, another dollar. Net worth looking pretty good this month, especially considering I moved states which is not cheap...
| | Jan | Feb | Mar | | | Apr | May | Jun | | | Jul | Aug | Sep | | | Oct | Nov | Dec |
| 2015 | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$9k | -$6k | -$5k |
| 2016 | -$3k | -$2k | -$0k | | | $1k | $3k | $4k | | | $6k | $7k | $9k | | | $9k | $11k | $13k |
| 2017 | $15k | $16k | $18k | | | $20k | $22k | $24k | | | $26k | $27k | $30k | | | $32k | $35k | $36k |
| 2018 | $45k | $44k | $53k | | | $56k | $55k | $52k | | | $63k | $62k | $65k | | | $75k | $72k | $73k |
| 2019 | $80k | $100k | $104k | | | $108k | $119k | $126k | | | $127k | $130k | $133k | | | $141k | $153k | $163k |
| 2020 | $167k | $162k | $156k | | | $187k | $196k | $208k | | | $228k | $242k | $246k | | | $252k | $287k | $303k |
| 2021 | $316k | $365k | $377k | | | $403k | $414k | $428k | | | $444k | $460k | $461k | | | $485k | $485k | $516k |
| 2022 | $489k | $567k | $586k | | | - | - | - | | | - | - | - | | | - | - | - |
-
June 2017: 198.7k
September 2017: 222.1k
December 2017: 242.4k
March 2018: 263.3k
June 2018: 290.4k
September 2018: 313.7k
December 2018: 296.8k
March 2019: 346.3k
June 2019: 372.4k
September 2019: 390.4k
December 2019: 428.6k
March 2020: 371.1k
June 2020: 456.2k
September 2020: 505.5k
December 2020: 590.1k
March 2021: 644.3k
June 2021: 701.1k
September 2021: 725.9k
December 2021: 788.5k
March 2022: 782.2k
I expected worse to be honest. Hopefully this momentum of the past couple weeks continues and we get a nice bumper in Q2/Q3 numbers.
-
Nice bump!!
3/31/2021 $794,882.82
4/30/2021 $842,437.81
5/31/2021 $852,073.79
6/30/2021 $873,053.96
7/31/2021 $895,493.04
8/31/2021 $920,587.71
9/30/2021 $898,971.63
10/31/2021 $946,929.81
11/30/2021 $947,649.37
12/31/2021 $987,843.35
1/31/2022 $914,921.53
2/28/2022 $915,549.97
3/31/2022 $976,646.46
-
I survived this quarter to stay graduated.
Investments/Net Worth
Q3 2018: $175k/$291k
Q4 2018: $162k/$280k
Q1 2019: $185k/$313k
Q2 2019: $199k/$331k
Q3 2019: $210k/$344k
Q4 2019: $283k/$448k
Q1 2020: $244k/$404k
Q2 2020: $309k/$472k
Q3 2020: $357k/$521k
Q4 2020: $413k/$579k
Q1 2021: $436k/$624k
Q2 2021: $485k/$673k
Q3 2021: $497k/$688k
Q4 2021: $555k/$748k
Q1 2022: $540k/$735k
-
Investments only.
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | $198,265 | $224,401 | $305,287 | $424,924 | $541,872 |
| February | $204,080 | $231,997 | $290,554 | $453,313 | $526,670 |
| March | $204,080 | $236,710 | $274,909 | $471,199 | $532,671 |
| April | $206,310 | $246,138 | $298,297 | $489,213 | - |
| May | $207,731 | $245,062 | $320,072 | $492,274 | - |
| June | $209,453 | $256,868 | $331,215 | $493,272 | - |
| July | $218,450 | $256,076 | $349,025 | $503,214 | - |
| August | $224,243 | $266,197 | $367,183 | $521,697 | - |
| September | $227,037 | $274,186 | $360,397 | $509,748 | - |
| October | $214,107 | $284,427 | $360,290 | $530,757 | - |
| November | $219,948 | $295.004 | $400,264 | $524,716 | - |
| December | $206,667 | $304,693 | $419,937 | $557,868 | - |
-
401K/IRA and Stock Investments only
| | 2019 | 2020 | 2021 | 2022 |
| January | $359,130 | - | - | $701,867 |
| February | - | - | - | $693,793 |
| March | $374,402 | $394,320 | $640,707 | $713,831 |
| April | - | - | - | - |
| May | - | - | - | - |
| June | $401,531 | $421,221 | $687,136 | - |
| July | - | - | - | - |
| August | - | - | $704,330 | - |
| September | $406,619 | $452,555 | $682,741 | - |
| October | - | - | $713,220 | - |
| November | - | - | $694,013 | - |
| December | $493,851 | $581,720 | $727,274 | - |
2022 is still down for the year, but up from this time last year so I'll take it.
-
| Month | 2020 | 2021 | 2022 |
| January | - | $580,000 | $809,000 |
| February | - | $584,000 | $789,000 |
| March | - | $605,000 | $780,000 |
| April | - | $622,000 | $800,250 |
| May | - | $650,000 | - |
| June | - | $656,000 | - |
| July | - | $677,000 | - |
| August | - | $682,000 | - |
| September | $517,937 | $700,500 | - |
| October | $511,000 | $696,000 | - |
| November | $514,001 | $803,000 | - |
| December | $567,000 | $788,000 | - |
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
-
$583,484.
Up $11,870 m/m
Up 64,120 y/y
-
2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Dec 29th: $624 UP 90.5k for 2020
2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
Sept 1: $796
Oct 1: $771.5
Nov: $808
Dec: $815.5 Put the condo up to 150k- Zillow says 180k now. Had to buy a nice new fridge :) but now both cars need fixed too, arg.
Dec 31: $843 UP 218,977for 2021, but some was the condo
2021
Feb 1st: $807
Mar 1st: $798.5
Apr 1st $822,822
-
end-2018: £287,177
------------------------
Mar-2019: £313,570
Apr-2019: £322,726
May-2019: £330,583
Jun-2019: £339,992
Jul-2019: £349,062
Aug-2019: £354,036
Sep-2019: £362,238
Oct-2019: £370,985
Nov-2019: £378,005
Dec-2019: £385,670
---------------------------
Jan-2020: £394,002
Feb-2020: £394,625
Mar-2020: £366,559
Apr-2020: £367,364
May-2020: £387,750
Jun-2020: £395,376
Jul-2020: £406,107
Aug-2020: £407,577
Sep-2020: £415,436
Oct-2020: £424,444
Nov-2020: £436,017
Dec-2020: £445,311
-------------------------
Jan-2021: £460,732
Feb-2021: £468,507
Mar-2021: £469,417
Apr-2021: £483,531
May-2021: £496,874
Jun-2021: £504,408
Jul-2021: £511,775
Aug-2021: £519,225
Sep-2021: £531,083
Oct-2021: £566,962
Nov-2021: £588,910
Dec-2021: £591,798
---------------------------
Jan-2022: £577,693
Feb-2022: £582,917
Mar-2022: £565,445
Apr-2022: £596,867
(So close to 600k!)
-
07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
12/01/2021 - $558,710 / ~$817K (Zillow thinks my house is worth a lot more than a few months ago)
12/31/2021 - $590,743 / ~$857K
02/01/2022 - $560,789 / ~$832K (including ~$1,750 in Cryptocurrency)
03/01/2022 - $551,465 / ~$863k (including ~$2,822 in Cryptocurrency) (house went up ~$36k in value according to Zillow)
04/01/2022 - $577,980 / ~$943k (including ~$4,041 in Cryptocurrency) (House went up again)
Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0
-
Net Worth // Invested Assets
1/1/21 - $500,317 // $346,651
2/1/21 - $513,258 // $355,473
3/1/21 - $531,847 // $366,107
4/1/21 - $548,364 // $380,740
5/1/21 - $568,829 // $408,712
6/1/21 - $569,723 // $408,351
7/1/21 - $612,700 // $431,974
8/1/21 - $625,715 // $412,017 (deposit down on new house)
9/1/21 - $647,140 // $427,206
10/1/21 - $628,028 // $410,699
11/1/21 - $669,354 // $441,225
12/1/21 - $668,368 // $437,148
1/1/22 - $685,524 // $450,347
2/1/22 - $652,912 // $412,208
3/1/22 - $646,083 // $393,815
4/1/22 - $661,739 // $409,676
-
Invested assets, long term savings and debts:
12/31/14 $51,962.23
12/31/15 $92,762.33
12/31/16 $163,900.00
12/31/17 $251,415.07
12/31/18 $330,093.64
12/31/19 $519,878.70
12/31/20 $714,958.33
12/31/21 $993,847.78
---
01/31/22 $947,983.02
02/28/22 $937,210.33
03/31/22 $984,948.06
Looking a little better, nice run up in the last week or so. Went back down under $900k a couple of days this month. That's with about $35k new money invested since the start of the year.
Maxed out my PT 401(k) and started contributing to Mega Backdoor Roth.
-
Investments only;
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Dec 2020: $448.30k
Jan 2021: $458.12k
Feb 2021: $472k
Mar 2021: $491k
Apr 2021: $513.64k
May 2021: $522.51k
Jun 2021: $534.07k
July 2021: $542.13k
Aug 2021: $558.19k
Sep 2021: $535.50k
Oct 2021: $566.00k
Nov 2021: $554.97k
Dec 2021: $579.50k
Jan 2022: $555.08k
Feb 2022: $547.93k
Mar 2022: $568.83k
Sent from my SM-S908U using Tapatalk
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Investments only; Household combined.
| | 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) | 2023 ($) |
| January | - | 496,255 | 674,413 | 898,547 | - |
| February | - | 472,573 | 700,728 | 880,646 | - |
| March | - | 444,067 | 732,652 | 901,213 | - |
| April | - | 495,051 | 762,029 | - | - |
| May | - | 524,063 | 759,955 | - | - |
| June | - | 524,530 | 796,116 | - | - |
| July | 330,406 | 552,296 | 826,664 | - | - |
| August | 437,870 | 632,115 | 866,404 | - | - |
| September | 443,081 | 617,959 | 827,075 | - | - |
| October | 452,295 | 604,646 | 873,651 | - | - |
| November | 483,711 | 664,577 | 898,767 | - | - |
| December | 484,963 | 674,843 | 925,511 | - | - |
-
Hello! I see some familiar folks from the Race to $500K thread.
Investments are $515K at 12/31/21. I'll do a formatted chart for next month's update; this is just a quick post as the holidays are still happening in my world for another day.
Investments dropped to $491K this month. A setback to Nov 2021 value. Total NW is over $500K, but I'm aiming for investments only over $500K for this thread. Surely I'll be there soon.
Q1 was rough, y'all. Hope everybody had a chance to may hay while the sun was shining (aka buy stocks on sale).
Finally back to my just-over-half-a-mil spot. Feels good.
| | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | $326K | $491K | - | - | - |
| February | $345K | $487K | - | - | - |
| March | $362K | $509K | - | - | - |
| April | $383K | - | - | - | - |
| May | $385K | - | - | - | - |
| June | $393K | - | - | - | - |
| July | $451K | - | - | - | - |
| August | $467K | - | - | - | - |
| September | $447K | - | - | - | - |
| October | $480K | - | - | - | - |
| November | $494K | - | - | - | - |
| December | $515K | - | - | - | - |
-
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | $222,019 | $261,809 | $403,264 | $550,326 | $775,790 |
| February | $236,831 | $286,584 | $414,417 | $555,120 | $740,206 |
| March | $234,104 | $303,681 | $388,201 | $577,440 | $732,898 |
| April | $234,452 | $314,939 | $355,475 | $606,455 | $774,258 |
| May | $241,470 | $331,080 | $398,672 | $647,810 | - |
| June | $249,398 | $320,926 | $417,280 | $654,138 | - |
| July | $253,884 | $342,700 | $424,818 | $671,808 | - |
| August | $264,666 | $354,784 | $456,512 | $693,782 | - |
| September | $276,905 | $351,842 | $491,411 | $718,331 | - |
| October | $285,986 | $360,853 | $482,214 | $700,515 | - |
| November | $267,359 | $374,706 | $475,471 | $744,130 | - |
| December | $281,461 | $391,293 | $531,137 | $754,319 | - |
March is usually a good month for us, but this year it was extra good. We maxed both IRAs and Mr. Hudsoncat's bonus was particularly good, putting a nice chunk in his 401K.
-
Investments only
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | $226,942 | $401,746 | $603,129 | $905,792 |
| February | - | $249,796 | $414,430 | $610,412 | $867,164 |
| March | - | $270,351 | $412,631 | $630,438 | $856,028 |
| April | - | $285,770 | $393,815 | $679,078 | $900,389 |
| May | - | $295,838 | $414,524 | $719,534 | - |
| June | $219,320 | $283,393 | $452,579 | $737,483 | - |
| July | $228,483 | $307,071 | $471,455 | $771,570 | - |
| August | $234,711 | $315,942 | $496,982 | $784,835 | - |
| September | $245,993 | $318,301 | $529,603 | $815,664 | - |
| October | $251,023 | $334,301 | $525,945 | $795,014 | - |
| November | $238,881 | $352,430 | $528,082 | $851,714 | - |
| December | $244,687 | $370,715 | $585,310 | $880,980 | - |
-
Quarter StockBondCash +Houses
Q4 2016: $112,200 $165,800
Q1 2017: $124,300 $178,500
Q2 2017: $148,300 $203,300
Q3 2017: $160,548 $217,018
Q4 2017: $178,042 $235,102
Q1 2018: $203,082 $260,736
Q2 2018: $213,941 $272,491
Q3 2018: $223,802 $283,554
Q4 2018: $235,666 $296,330
Q1 2019: $229,947 $291,293
Q2 2019: $284,421 $346,689
Q3 2019: $315,573 $378,769
Q4 2019: $350,244 $414,376
Q1 2010: $408,250 $473,325
Q2 2020: $362,044 $428,120
Q3 2020: $457,379 $524,413
Q4 2020: $383,076 $555,858
Q1 2021: $478,879 $656,382
Q2 2021: $522,651 $704,873
Q3 2021: $575,207 $761,357
Q4 2021: $722,632 $916,172
Q1 2022: $785,909 $979,449
Q2 2022: $793,344 $1,133,824
Another uneventful quarter (in terms of our personal finances). The only notable thing is that apparently our real estate value went through the roof, according to the average of Realtor and Zillow *0.9. Too bad I'm not counting that.
Still, up 50% from one year ago on both counts, so can't complain :)
-
*i'm going to jump into this thread for now, but might be out once we buy another house*. the house we just bought was intended to be rented/sold to my 22 yr old son. my husband and i will move out once we find our house.
investments and savings only
| | 2022 |
| January | $493,222 |
| February | $475,534 |
| March | $466,381 |
| April | $660,742 |
| May | |
| June | |
| July | |
| August | |
| September | |
| October | |
| November | |
| December | |
we bought a house in another state (LCOL) and sold our house in an area where the real estate prices have increased dramatically. our house sold for >$200,000 what we paid for it in late 2017. we cleared $198,000 which explains the huge increase in our investments/savings.
-
Oct 2021: $563,047.23
Nov 2021: $571,338.24
Dec 2021: $600.016.41
Jan 2022: $631,482.70
Feb 2022: $622,604.09
Mar 2022: $629,602.05
Based on some stuff we have going on plus the current stock market outlook, I think most of this year is going to be spent riding it out and not making much in gains. Which is fine, it just makes it less interesting to see what the NW is at the end of the month. Which as so much of ours is based on a farm and emergency fund/cash, it's slowly turning into more of a math exercise than something interesting to see.
-
Investments only, solo journey (so far)
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | $232,213 | $356,542 | $500,087 | $659,936 | $861,393 |
| February | - | $245,447 | $383,348 | $502,244 | $662,250 | $822,224 |
| March | - | $242,789 | $394,563 | $475,671 | $684,929 | $808,813 |
| April | $164,900 | $246,140 | $403,461 | $429,092 | $711,168 | $833,824 |
| May | - | $318,398 | $421,194 | $474,155 | $744,322 | - |
| June | - | $328,870 | $409,591 | $500,241 | $758,305 | - |
| July | $180,808 | $342,159 | $435,981 | $516,358 | $776,059 | - |
| August | $189,280 | $354,936 | $443,135 | $544,475 | $790,664 | - |
| September | $193,727 | $366,727 | $441,101 | $579,806 | $814,231 | - |
| October | $209,968 | $374,465 | $452,232 | $568,885 | $794,659 | - |
| November | $220,602 | $361,296 | $466,688 | $562,892 | $834,154 | - |
| December | $225,918 | $370,140 | $482,944 | $632,574 | $824,757 | - |
Still not back to where I was at the end of 2021, but staying above 800k so that's good.
-
Rather meh, we're behind our target (+$250,000 for the year) as of right now - YTD have invested $94,491 - just reinforces how much of impact the market can really have at this point.
01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)
01/16/22 - $601,346 (-$2,026)
02/16/22 - $604,637 (+$1,264)
03/02/22 - $623,587 (+$20,215)
04/01/22 - $646,383 (+$43,010)
-
Stocks are on sale! Earnings are up, P/E is down, so you're buying more EPS than ever as you push that $94,491 into the market!
-
Up 3.2% or 21.1k to $684k
Still got a ways to get to match the year-end levels. Cadillac problems!
Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0
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Investable NW/Liquid
|
| 2018 | $497k/$140k |
| 2019 | $562k/$202k |
| 2020 | $777k/$338k |
| 2021 | $956k/$474k |
| 4/2022 | $1031k/$513k |
Moving on to the next thread. Save well folks!
-
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | 132,155 | 177,349 | 282,110 | 344,002 | 562,144 |
| February | 138,015 | 188,332 | 290,845 | 360,553 | 550,651 |
| March | 138,469 | 187,634 | 288,022 | 367,222 | 545,172 |
| April | 148,093 | 197,461 | 257,224 | 387,064 | 575,922 |
| May | 158,814 | 194,010 | 276,627 | 398,896 | - |
| June | 161,284 | 186,414 | 299,563 | 407,230 | - |
| July | 160,446 | 196,934 | 304,249 | 418,701 | - |
| August | 168,222 | 267,535 | 318,456 | 520,045 | - |
| September | 184,158 | 268,153 | 324,661 | 527,305 | - |
| October | 189,536 | 271,542 | 317,511 | 520,004 | - |
| November | 184,146 | 283,636 | 323,958 | 552,965 | - |
| December | 182,675 | 287,248 | 341,124 | 542,337 | - |
3-paycheck month, stock market didn't suck, we put away a bunch
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114 <-- Bought house
Jan 5 2022: TNW $974,113 / Investments $680,246
Feb 5 2022: TNW $989,468 / Investments $668,804
Mar 5 2022: TNW $976,348 / Investments $651,576
Apr 5 2022: TNW $1,030,421 / Investments $680,695 ($29,119)
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Investments only
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | $34,633 | $56,928, | $98,248 | $176,153 | $419,499 | $643,917 |
| February | $40,740 | $56,241 | $115,926 | $182,362 | $433,878 | $631,440 |
| March | ??? | $57,195 | $123,445 | $171,868 | $481,671 | $612,570 |
| April | $41,346 | $57,635 | $129,678 | $188,425 | $503,015 | $628,685 |
| May | $41,840 | $66,682 | $136,527 | $255,004 | $536,515 | - |
| June | $45,227 | $71,500 | $132,945 | $279,130 | $570,802 | - |
| July | $45,862 | $75,817 | $142,557 | $290,173 | $570,802 | - |
| August | $47,377 | $85,050 | $150,420 | $310,173 | $568,446 | - |
| September | $47,669 | $87,937 | $146,310 | $336,875 | $596,208 | - |
| October | $50,397 | $94,114 | $150,536 | $338,532 | $590,085 | - |
| November | $52,288 | $95,502 | $155,627 | $332,899 | $625,776 | - |
| December | ??? | $93,596 | $165,458 | $396,311 | $611,435 | - |
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Investments only
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | $34,633 | $56,928, | $98,248 | $176,153 | $419,499 | $643,917 |
| February | $40,740 | $56,241 | $115,926 | $182,362 | $433,878 | $631,440 |
| March | ??? | $57,195 | $123,445 | $171,868 | $481,671 | $612,570 |
| April | $41,346 | $57,635 | $129,678 | $188,425 | $503,015 | $628,685 |
| May | $41,840 | $66,682 | $136,527 | $255,004 | $536,515 | - |
| June | $45,227 | $71,500 | $132,945 | $279,130 | $570,802 | - |
| July | $45,862 | $75,817 | $142,557 | $290,173 | $570,802 | - |
| August | $47,377 | $85,050 | $150,420 | $310,173 | $568,446 | - |
| September | $47,669 | $87,937 | $146,310 | $336,875 | $596,208 | - |
| October | $50,397 | $94,114 | $150,536 | $338,532 | $590,085 | - |
| November | $52,288 | $95,502 | $155,627 | $332,899 | $625,776 | - |
| December | ??? | $93,596 | $165,458 | $396,311 | $611,435 | - |
Wow!! Your gains are amazing!!! How did you make such incredible investment leaps? Are you investing in stocks are mostly index funds, or something else?
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Investments only
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | $34,633 | $56,928, | $98,248 | $176,153 | $419,499 | $643,917 |
| February | $40,740 | $56,241 | $115,926 | $182,362 | $433,878 | $631,440 |
| March | ??? | $57,195 | $123,445 | $171,868 | $481,671 | $612,570 |
| April | $41,346 | $57,635 | $129,678 | $188,425 | $503,015 | $628,685 |
| May | $41,840 | $66,682 | $136,527 | $255,004 | $536,515 | - |
| June | $45,227 | $71,500 | $132,945 | $279,130 | $570,802 | - |
| July | $45,862 | $75,817 | $142,557 | $290,173 | $570,802 | - |
| August | $47,377 | $85,050 | $150,420 | $310,173 | $568,446 | - |
| September | $47,669 | $87,937 | $146,310 | $336,875 | $596,208 | - |
| October | $50,397 | $94,114 | $150,536 | $338,532 | $590,085 | - |
| November | $52,288 | $95,502 | $155,627 | $332,899 | $625,776 | - |
| December | ??? | $93,596 | $165,458 | $396,311 | $611,435 | - |
Wow!! Your gains are amazing!!! How did you make such incredible investment leaps? Are you investing in stocks are mostly index funds, or something else?
This is a similar progression as my own investments, mostly index funds
-
05/20/15 INV- $174,008 INV+CASH- $279,652
09/02/15 INV- $175,919 INV+CASH- $277,696
05/20/16 INV- $218,514 INV+CASH- $328,980
07/17/17 INV- $306,386 INV+CASH- $417,772 *Discovered MMM
03/14/18 INV- $380,160 INV+CASH- $467,160
08/08/18 INV- $423,708 INV+CASH- $491,708
02/18/19 INV- $446,121 INV+CASH- $585,121
03/22/19 INV- $481,093 INV+CASH- $592,941
04/18/19 INV- $506,875 INV+CASH- $595,875
07/18/19 INV- $540,071 INV+CASH- $617,447
01/01/20 INV- $586,172 INV+CASH- $667,785
01/24/20 INV- $610,000 INV+CASH- $691,000
07/21/20 INV- $647,000 INV+CASH- $727,000
10/21/20 INV- $681,430 INV+CASH- $765,430
12/04/20 INV- $724,740 INV+CASH- $814,072
01/10/21 INV- $756,650 INV+CASH- $842,650
04/10/21 INV- $807,000 INV+CASH- $885,000
05/03/21 INV- $827,000 INV+CASH- $903,000
07/06/21 INV- $861,000 INV+CASH- $935,000
09/09/21 INV- $891,000 INV+CASH- $958,000
10/18/21 INV- $888,347 INV+CASH- $955,347
11/05/21 INV- $915,474 INV+CASH- $982,474
12/13/21 INV- $913,182 INV+CASH- $993,182
01/10/22 INV- $904,866 INV+CASH- $994,866
02/02/22 INV- $891,617 INV+CASH- $981,617
03/01/22 INV- $880,071 INV+CASH- $960,071
Briefly hit 2nd comma in December, but didn't document it.
Investments were under $860 for a bit last week. Still chugging along and staying the course.
04/06/22 INV- $891,000 INV+CASH- $975,000
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Stocks are on sale! Earnings are up, P/E is down, so you're buying more EPS than ever as you push that $94,491 into the market!
I know you're right, just frustrating is all! Put another ~12,500 in since my last post - now if we can just keep up that effective pace of $1,048/day we may just get back on track (and keep the 1mm 7/2023 goal in sight).
-
Belatedly joining the thread. I hit 500k in January, but due to the NYC suburbs housing market boom my NW is about 605k now when you include the equity in my home.
Jan 2016 - -35k
Jan 2017 - 30k
Jan 2018 - 125k
Jan 2019 - 245k
Jan 2020 - 367k
Dec 2020 - 489k
April 2021 - 605k - large bonus + home appreciation of nearly 100k in under a year.
Rough Breakdown:
Cash: 65k
Retirement: 92k
Investment: 172k
Home Equity: 290k
School Debt (through fam; 0% interest): 10k left
Thought I'd provide an update:
October 2021: 745k
Rough Breakdown:
Cash: 71k
Retirement: 128k
Investment: 257k
Home Equity: 300k
School Debt (through fam; 0% interest): 10k left
Home values in my area continue to boom, market has stayed high, and I received a modest unexpected bonus at work. Plugging along, but feeling good. Hoping to hit close to 500k in retirement + investment by my 30th around this time next year.
6 months later; another update. I met my earlier stated goal of 500k invested before 30th birthday; now hoping to land closer to 550-600 depending if the market continues to tank or not, which would bring me to over $1M NW (Crazy!).
Oct 21: 745
Nov 21: 778
Dec 21: 811
Jan 22: 824
Feb 22: 890 (EOY Bonus)
Mar 22: 941 (house appreciation boom)
Apr 22: 970 (down from 983 all time high earlier in the month)
For additional context, approx. breakdown of the 970:
78 in cash; 26 in I-bonds and CDs; 152 in retirement accounts; 340 in taxable brokerage investments (all vanguard funds); 374 in home equity; zero remaining debt (other than mortgage)
-
2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Dec 29th: $624 UP 90.5k for 2020
2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
Sept 1: $796
Oct 1: $771.5
Nov: $808
Dec: $815.5 Put the condo up to 150k- Zillow says 180k now. Had to buy a nice new fridge :) but now both cars need fixed too, arg.
Dec 31: $843 UP 218,977for 2021, but some was the condo
2021
Feb 1st: $807
Mar 1st: $798.5
Apr 1st $822.5
May 1: $786.5
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(https://forum.mrmoneymustache.com/index.php?action=dlattach;topic=57421.0;attach=78872;image)
I swear I put some money in the market this year, but I can't tell where it went. Oof size large.
| | Jan | Feb | Mar | | | Apr | May | Jun | | | Jul | Aug | Sep | | | Oct | Nov | Dec |
| 2015 | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$9k | -$6k | -$5k |
| 2016 | -$3k | -$2k | -$0k | | | $1k | $3k | $4k | | | $6k | $7k | $9k | | | $9k | $11k | $13k |
| 2017 | $15k | $16k | $18k | | | $20k | $22k | $24k | | | $26k | $27k | $30k | | | $32k | $35k | $36k |
| 2018 | $45k | $44k | $53k | | | $56k | $55k | $52k | | | $63k | $62k | $65k | | | $75k | $72k | $73k |
| 2019 | $80k | $100k | $104k | | | $108k | $119k | $126k | | | $127k | $130k | $133k | | | $141k | $153k | $163k |
| 2020 | $167k | $162k | $156k | | | $187k | $196k | $208k | | | $228k | $242k | $246k | | | $252k | $287k | $303k |
| 2021 | $316k | $365k | $377k | | | $403k | $414k | $428k | | | $444k | $460k | $461k | | | $485k | $485k | $516k |
| 2022 | $489k | $567k | $586k | | | $540k | - | - | | | - | - | - | | | - | - | - |
-
Ouch! The day I finally hit the FIRE button and we're down £38k this month and £12k down from Jan 1st despite 4 months of salary contributions.
Jan 2014 - £222,149
===============
Jan 2015 - £250,275 (+£28,126)
===============
Jan 2016 - £272,607 (+£22,332)
===============
Jan 2017 - £346,854 (+£74,247)
===============
Jan 2018 - £456,088 (+£109,234)
===============
Jan 2019 - £495,379 (+£39,291)
===============
Jan 2020 - £606,791 (+£111,412)
===============
Jan 2021 £710,244 (+£103,453)
===============
Jan 2022 £797,820 (+£86,284)
Feb 2022 £771,367 (-£26,452)
Mar 2022 £783,717 (+£12,349)
Apr 2022 £823,597 (+£39,880)
May 2022 £785,190 (-£38,407)
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10/31/2020 $599,359.11
11/30/2020 $682,864.07
12/31/2020 $720,288.84
1/31/2021 $737,924.70
2/28/2021 $759,381.39
3/31/2021 $794,882.82
4/30/2021 $842,437.81
5/31/2021 $852,073.79
6/30/2021 $873,053.96
7/31/2021 $895,493.04
8/31/2021 $920,587.71
9/30/2021 $898,971.63
10/31/2021 $946,929.81
11/30/2021 $947,649.37
12/31/2021 $987,843.35
1/31/2022 $914,921.53
2/28/2022 $915,549.97
3/31/2022 $976,646.46
4/30/2022 $902,970.65
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I suppose now I know what my portfolio would have looked like if the market had never gone crazy high to begin with!
Investments only
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | $226,942 | $401,746 | $603,129 | $905,792 |
| February | - | $249,796 | $414,430 | $610,412 | $867,164 |
| March | - | $270,351 | $412,631 | $630,438 | $856,028 |
| April | - | $285,770 | $393,815 | $679,078 | $900,389 |
| May | - | $295,838 | $414,524 | $719,534 | $837,895 |
| June | $219,320 | $283,393 | $452,579 | $737,483 | - |
| July | $228,483 | $307,071 | $471,455 | $771,570 | - |
| August | $234,711 | $315,942 | $496,982 | $784,835 | - |
| September | $245,993 | $318,301 | $529,603 | $815,664 | - |
| October | $251,023 | $334,301 | $525,945 | $795,014 | - |
| November | $238,881 | $352,430 | $528,082 | $851,714 | - |
| December | $244,687 | $370,715 | $585,310 | $880,980 | - |
-
$558,046
Down $25,438. Good month to get 3 paychecks in at least. Nothing else exciting to report.
-
Invested assets, long term savings and debts:
12/31/14 $51,962.23
12/31/15 $92,762.33
12/31/16 $163,900.00
12/31/17 $251,415.07
12/31/18 $330,093.64
12/31/19 $519,878.70
12/31/20 $714,958.33
12/31/21 $993,847.78 <reached $1M for the first time in November>
---
01/31/22 $947,983.02
02/28/22 $937,210.33
03/31/22 $984,948.06
04/30/22 $907,109.79
Holy market, man! Hopefully this will revert soon enough, but I'm honestly not convinced at all.
Keeping the savings going, reminding myself that stocks are on sale right now and that in a few years, I will look back and be glad I did what I'm doing.
-
Investments only; Household combined.
| | 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) |
| January | - | 496,255 | 674,413 | 898,547 |
| February | - | 472,573 | 700,728 | 880,646 |
| March | - | 444,067 | 732,652 | 901,213 |
| April | - | 495,051 | 762,029 | 848.393 |
| May | - | 524,063 | 759,955 | - |
| June | - | 524,530 | 796,116 | - |
| July | 330,406 | 552,296 | 826,664 | - |
| August | 437,870 | 632,115 | 866,404 | - |
| September | 443,081 | 617,959 | 827,075 | - |
| October | 452,295 | 604,646 | 873,651 | - |
| November | 483,711 | 664,577 | 898,767 | - |
| December | 484,963 | 674,843 | 925,511 | - |
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Investments only, solo journey (so far)
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | $232,213 | $356,542 | $500,087 | $659,936 | $861,393 |
| February | - | $245,447 | $383,348 | $502,244 | $662,250 | $822,224 |
| March | - | $242,789 | $394,563 | $475,671 | $684,929 | $808,813 |
| April | $164,900 | $246,140 | $403,461 | $429,092 | $711,168 | $833,824 |
| May | - | $318,398 | $421,194 | $474,155 | $744,322 | $774,884 |
| June | - | $328,870 | $409,591 | $500,241 | $758,305 | - |
| July | $180,808 | $342,159 | $435,981 | $516,358 | $776,059 | - |
| August | $189,280 | $354,936 | $443,135 | $544,475 | $790,664 | - |
| September | $193,727 | $366,727 | $441,101 | $579,806 | $814,231 | - |
| October | $209,968 | $374,465 | $452,232 | $568,885 | $794,659 | - |
| November | $220,602 | $361,296 | $466,688 | $562,892 | $834,154 | - |
| December | $225,918 | $370,140 | $482,944 | $632,574 | $824,757 | - |
Last year at this time I was only 30.5k less than where I am now and I think it will keep dropping, buy while everything is on sale.
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Investments only;
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Dec 2020: $448.30k
Jan 2021: $458.12k
Feb 2021: $472.00k
Mar 2021: $491.00k
Apr 2021: $513.64k
May 2021: $522.51k
Jun 2021: $534.07k
July 2021: $542.13k
Aug 2021: $558.19k
Sep 2021: $535.50k
Oct 2021: $566.00k
Nov 2021: $554.97k
Dec 2021: $579.50k
Jan 2022: $555.08k
Feb 2022: $547.93k
Mar 2022: $568.83k
Apr 2022: $526.18k
Sent from my SM-S908U using Tapatalk
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2020
Date Assets Debts Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021Date Assets Debts Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Oct 2021 $1,071,990.16 -$453,231.84 $618,758.32
Nov 2021 $1,101,914.46 -$447,727.22 $654,187.24
Dec 2021 $1,084,167.16 -$450,855.87 $633,311.29
2022Date Assets Debts Net Worth
Jan 2022 $1,116,799.93 -$444,795.98 $672,003.95
Feb 2022 $1,081,638.33 -$443,484.70 $638,153.63
Mar 2022 $1,075,121.56 -$440,480.78 $634,640.78
Apr 2022 $1,100,641.30 -$441,029.74 $659,611.56
May 2022 $1,063,532.73 -$436,899.07 $626,633.66
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| 2015 | | 2016 | | 2017 | | 2018 | | 2019 | | 2020 | | 2021 | | 2022 | | January | - | | $125,152 | | $190,212 | | $277,747 | | $300,773 | | $391,367 | | $503,318 | | $605,856 | | February | - | | $132,476 | | $205,111 | | $276,647 | | $312,970 | | $372,287 | | $516,580 | | $591,072 | | March | - | | $142,868 | | $207,302 | | $277,401 | | $328,015 | | $316,940 | | $538,761 | | $605,876 | | April | - | | $146,221 | | $213,616 | | $279,721 | | $332,703 | | $357,205 | | $561,751 | | $563,335 | | May | - | | $153,151 | | $220,848 | | $292,665 | | $321,134 | | $404,385 | | $573,018 | | | | June | - | | $151,884 | | $221,782 | | $288,234 | | $344,636 | | $401,862 | | $585,313 | | | | July | $111,061 | | $162,292 | | $229,419 | | $300,537 | | $340,103 | | $424,226 | | $593,812 | | | | August | $109,293 | | $164,716 | | $233,575 | | $306,219 | | $341,637 | | $440,114 | | $610,608 | | | | September | $104,752 | | $167,126 | | $242,747 | | $293,075 | | $347,779 | | $436,932 | | $590,638 | | | | October | $112,604 | | $167,659 | | $246,050 | | $293,488 | | $361,290 | | $458,230 | | $621,333 | | | | November | $112,690 | | $177,602 | | $255,539 | | $293,026 | | $369,972 | | $485,863 | | $613,391 | | | | December | $120,262 | | $182,345 | | $262,362 | | $301,471 | | $390,730 | | $498,601 | | $635,119 | | |
|
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Investments only.
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | $198,265 | $224,401 | $305,287 | $424,924 | $541,872 |
| February | $204,080 | $231,997 | $290,554 | $453,313 | $526,670 |
| March | $204,080 | $236,710 | $274,909 | $471,199 | $532,671 |
| April | $206,310 | $246,138 | $298,297 | $489,213 | $495,058 |
| May | $207,731 | $245,062 | $320,072 | $492,274 | - |
| June | $209,453 | $256,868 | $331,215 | $493,272 | - |
| July | $218,450 | $256,076 | $349,025 | $503,214 | - |
| August | $224,243 | $266,197 | $367,183 | $521,697 | - |
| September | $227,037 | $274,186 | $360,397 | $509,748 | - |
| October | $214,107 | $284,427 | $360,290 | $530,757 | - |
| November | $219,948 | $295.004 | $400,264 | $524,716 | - |
| December | $206,667 | $304,693 | $419,937 | $557,868 | - |
Ouch.
Is it okay to stay here and hope I bounce back next month? Or must I do the walk of shame back to the old thread?
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Belatedly joining the thread. I hit 500k in January, but due to the NYC suburbs housing market boom my NW is about 605k now when you include the equity in my home.
Jan 2016 - -35k
Jan 2017 - 30k
Jan 2018 - 125k
Jan 2019 - 245k
Jan 2020 - 367k
Dec 2020 - 489k
April 2021 - 605k - large bonus + home appreciation of nearly 100k in under a year.
Rough Breakdown:
Cash: 65k
Retirement: 92k
Investment: 172k
Home Equity: 290k
School Debt (through fam; 0% interest): 10k left
Thought I'd provide an update:
October 2021: 745k
Rough Breakdown:
Cash: 71k
Retirement: 128k
Investment: 257k
Home Equity: 300k
School Debt (through fam; 0% interest): 10k left
Home values in my area continue to boom, market has stayed high, and I received a modest unexpected bonus at work. Plugging along, but feeling good. Hoping to hit close to 500k in retirement + investment by my 30th around this time next year.
6 months later; another update. I met my earlier stated goal of 500k invested before 30th birthday; now hoping to land closer to 550-600 depending if the market continues to tank or not, which would bring me to over $1M NW (Crazy!).
Oct 21: 745
Nov 21: 778
Dec 21: 811
Jan 22: 824
Feb 22: 890 (EOY Bonus)
Mar 22: 941 (house appreciation boom)
Apr 22: 970 (down from 983 all time high earlier in the month)
For additional context, approx. breakdown of the 970:
78 in cash; 26 in I-bonds and CDs; 152 in retirement accounts; 340 in taxable brokerage investments (all vanguard funds); 374 in home equity; zero remaining debt (other than mortgage)
Nice job young man. At 30 years-old I'm pretty sure I had a negative net worth.
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Finally back to my just-over-half-a-mil spot. Feels good.
Wow, I was deluding myself last month that the market wouldn't drop again. HA! At least I have the cash flow to continue buying these days.
| | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | $326K | $491K | - | - | - |
| February | $345K | $487K | - | - | - |
| March | $362K | $509K | - | - | - |
| April | $383K | $474K | - | - | - |
| May | $385K | - | - | - | - |
| June | $393K | - | - | - | - |
| July | $451K | - | - | - | - |
| August | $467K | - | - | - | - |
| September | $447K | - | - | - | - |
| October | $480K | - | - | - | - |
| November | $494K | - | - | - | - |
| December | $515K | - | - | - | - |
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$558,046
Down $25,438. Good month to get 3 paychecks in at least. Nothing else exciting to report.
Similar results here, including 3 inputs of dollar cost averaging.
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My payday contributions were on Friday, so I was rooting for a market drop (and feeling bad for doing it).
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Ooof, no fun. This to shall pass. Contributions to investment accounts continue forward with no change.
Investments only
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | $34,633 | $56,928, | $98,248 | $176,153 | $419,499 | $643,917 |
| February | $40,740 | $56,241 | $115,926 | $182,362 | $433,878 | $631,440 |
| March | ??? | $57,195 | $123,445 | $171,868 | $481,671 | $612,570 |
| April | $41,346 | $57,635 | $129,678 | $188,425 | $503,015 | $628,685 |
| May | $41,840 | $66,682 | $136,527 | $255,004 | $536,515 | $583,864 |
| June | $45,227 | $71,500 | $132,945 | $279,130 | $570,802 | - |
| July | $45,862 | $75,817 | $142,557 | $290,173 | $570,802 | - |
| August | $47,377 | $85,050 | $150,420 | $310,173 | $568,446 | - |
| September | $47,669 | $87,937 | $146,310 | $336,875 | $596,208 | - |
| October | $50,397 | $94,114 | $150,536 | $338,532 | $590,085 | - |
| November | $52,288 | $95,502 | $155,627 | $332,899 | $625,776 | - |
| December | ??? | $93,596 | $165,458 | $396,311 | $611,435 | - |
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My payday contributions were on Friday, so I was rooting for a market drop (and feeling bad for doing it).
Same.
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My payday contributions were on Friday, so I was rooting for a market drop (and feeling bad for doing it).
Same.
My paycheck is Friday, but my 401k contributions always hit the day before on Thursday. I was not a happy camper in Friday 😃
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| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | $222,019 | $261,809 | $403,264 | $550,326 | $775,790 |
| February | $236,831 | $286,584 | $414,417 | $555,120 | $740,206 |
| March | $234,104 | $303,681 | $388,201 | $577,440 | $732,898 |
| April | $234,452 | $314,939 | $355,475 | $606,455 | $774,258 |
| May | $241,470 | $331,080 | $398,672 | $647,810 | $714,112 |
| June | $249,398 | $320,926 | $417,280 | $654,138 | - |
| July | $253,884 | $342,700 | $424,818 | $671,808 | - |
| August | $264,666 | $354,784 | $456,512 | $693,782 | - |
| September | $276,905 | $351,842 | $491,411 | $718,331 | - |
| October | $285,986 | $360,853 | $482,214 | $700,515 | - |
| November | $267,359 | $374,706 | $475,471 | $744,130 | - |
| December | $281,461 | $391,293 | $531,137 | $754,319 | - |
Nothing exciting here.
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Net Worth // Invested Assets
1/1/21 - $500,317 // $346,651
2/1/21 - $513,258 // $355,473
3/1/21 - $531,847 // $366,107
4/1/21 - $548,364 // $380,740
5/1/21 - $568,829 // $408,712
6/1/21 - $569,723 // $408,351
7/1/21 - $612,700 // $431,974
8/1/21 - $625,715 // $412,017 (deposit down on new house)
9/1/21 - $647,140 // $427,206
10/1/21 - $628,028 // $410,699
11/1/21 - $669,354 // $441,225
12/1/21 - $668,368 // $437,148
1/1/22 - $685,524 // $450,347
2/1/22 - $652,912 // $412,208
3/1/22 - $646,083 // $393,815
4/1/22 - $661,739 // $409,676
5/1/22 - $636,302 // 365,949
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07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
12/01/2021 - $558,710 / ~$817K (Zillow thinks my house is worth a lot more than a few months ago)
12/31/2021 - $590,743 / ~$857K
02/01/2022 - $560,789 / ~$832K (including ~$1,750 in Cryptocurrency)
03/01/2022 - $551,465 / ~$863k (including ~$2,822 in Cryptocurrency) (house went up ~$36k in value according to Zillow)
04/01/2022 - $577,980 / ~$943k (including ~$4,041 in Cryptocurrency) (House went up again)
05/02/2022 - $533,454 / ~$905k (inc. ~$3517 in Crypto) (house went up again)
Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0
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@joe189man , thanks for being transparent about your crypto will be interesting to see how that evolves over the long term.
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2/1/2020 $500,122.69
6/1/2020 $518,425.00
1/1/2021 $578,238.00
6/1/2021 $620,939.00
1/1/2022 $691,603.00
3/1/2022 $687,037.17
4/1/2022 $889,567.00 (*increased my real estate to assessed value after not adjusting for ~3 years)
5/1/2022 $886,991.00
Made some adjustments to how I was calculating my networth so things show a giant bump which in reality took much longer than one month to get there. I am also taking the commuted value of a pension over the next couple months which is again going to alter my numbers largely since the commuted value is quite a bit more than I was valuing my pension at. Don't love the down month but with a lot in real estate and pension, it's just less liquid and not likely as accurate of a snapshot than those just showing stocks, bonds, and cash. Hoping I can complete the commuted value process before the market rebounds. Buy the sale and keep moving forward.
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Down 7.01% or $47,988.30 last month. Stonks are on sale! :)
Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0
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I wonder if there's an easy way to update the spreadsheet so it works for the majority of us who update at the end of the month? From what I've noticed, as soon as anyone updates for the start of the next month it clears everybody on the 'old' month off. Which means it spends 29 days mostly empty, then looks ok for 1 day, then is quickly empty again.
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I wonder if there's an easy way to update the spreadsheet so it works for the majority of us who update at the end of the month? From what I've noticed, as soon as anyone updates for the start of the next month it clears everybody on the 'old' month off. Which means it spends 29 days mostly empty, then looks ok for 1 day, then is quickly empty again.
It's only 1 day lol. April EOM can go in the 5/1/22 column ;)
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My point is that the vast majority of people update on month end, and it seems like the way the spreadsheet is constructed those people are all not shown on the big board most of the time, as soon as anyone who does things the other way updates their numbers.
e.g, in excel, you could do =if(isblank(formula to return may value),formula to return april value, formula to return may value)
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psst @runningthroughFIRE get on the big board so I can feel like we're racing!
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| Month | 2020 | 2021 | 2022 |
| January | - | $580,000 | $809,000 |
| February | - | $584,000 | $789,000 |
| March | - | $605,000 | $780,000 |
| April | - | $622,000 | $800,250 |
| May | - | $650,000 | $752,000 |
| June | - | $656,000 | - |
| July | - | $677,000 | - |
| August | - | $682,000 | - |
| September | $517,937 | $700,500 | - |
| October | $511,000 | $696,000 | - |
| November | $514,001 | $803,000 | - |
| December | $567,000 | $788,000 | - |
Just keep buying!
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
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My point is that the vast majority of people update on month end, and it seems like the way the spreadsheet is constructed those people are all not shown on the big board most of the time, as soon as anyone who does things the other way updates their numbers.
e.g, in excel, you could do =if(isblank(formula to return may value),formula to return april value, formula to return may value)
If you're not on The Big Board, you've put your data in the wrong column and need to shift it over one column to match those of us that are
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I wonder if there's an easy way to update the spreadsheet so it works for the majority of us who update at the end of the month? From what I've noticed, as soon as anyone updates for the start of the next month it clears everybody on the 'old' month off. Which means it spends 29 days mostly empty, then looks ok for 1 day, then is quickly empty again.
It's only 1 day lol. April EOM can go in the 5/1/22 column ;)
I just put April EOM in May 1
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lol yeah that would do it too
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What is this spreadsheet you speak of?
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https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
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Still behind our target thanks to the market:
01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)
01/16/22 - $601,346 (-$2,026)
02/16/22 - $604,637 (+$1,264)
03/02/22 - $623,587 (+$20,215)
04/01/22 - $646,383 (+$43,010)
05/01/22 - $628,346 (+$24,973)
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psst @runningthroughFIRE get on the big board so I can feel like we're racing!
Oh you're solidly trouncing me at this point lol. I went from $502K at the start of the year down to $445K now, so I've de-graduated. I swear I've invested at least $15K so far this year, but the stock discounts keep getting steeper =)
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You don't have to degraduate just because you fell under $500k!
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You don't have to degraduate just because you fell under $500k!
Well I'm on the list now. I didn't import my whole history, but I've got from the beginning of the year through now so that YTD calculates properly
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investments and savings only
| | 2022 |
| January | $493,222 |
| February | $475,534 |
| March | $466,381 |
| April | $660,742 |
| May | $631,740 |
| June | |
| July | |
| August | |
| September | |
| October | |
| November | |
| December | |
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Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114 <-- Bought house
Jan 5 2022: TNW $974,113 / Investments $680,246
Feb 5 2022: TNW $989,468 / Investments $668,804
Mar 5 2022: TNW $976,348 / Investments $651,576
Apr 5 2022: TNW $1,030,421 / Investments $680,695
May 5 2022: TNW $1,028,363 / Investments $641,593 ($39,102
-
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | 132,155 | 177,349 | 282,110 | 344,002 | 562,144 |
| February | 138,015 | 188,332 | 290,845 | 360,553 | 550,651 |
| March | 138,469 | 187,634 | 288,022 | 367,222 | 545,172 |
| April | 148,093 | 197,461 | 257,224 | 387,064 | 575,922 |
| May | 158,814 | 194,010 | 276,627 | 398,896 | 547,618 |
| June | 161,284 | 186,414 | 299,563 | 407,230 | - |
| July | 160,446 | 196,934 | 304,249 | 418,701 | - |
| August | 168,222 | 267,535 | 318,456 | 520,045 | - |
| September | 184,158 | 268,153 | 324,661 | 527,305 | - |
| October | 189,536 | 271,542 | 317,511 | 520,004 | - |
| November | 184,146 | 283,636 | 323,958 | 552,965 | - |
| December | 182,675 | 287,248 | 341,124 | 542,337 | - |
Checking networth isn't as fun as it used to be.
-
401K/IRA and Stock Investments only
| | 2019 | 2020 | 2021 | 2022 |
| January | $359,130 | - | - | $701,867 |
| February | - | - | - | $693,793 |
| March | $374,402 | $394,320 | $640,707 | $713,831 |
| April | - | - | - | $769,969 |
| May | - | - | - | - |
| June | $401,531 | $421,221 | $687,136 | - |
| July | - | - | - | - |
| August | - | - | $704,330 | - |
| September | $406,619 | $452,555 | $682,741 | - |
| October | - | - | $713,220 | - |
| November | - | - | $694,013 | - |
| December | $493,851 | $581,720 | $727,274 | - |
Still tracking the accounts which were part of my original race. Sad thing is that I put a chunk of cash in VTSAX when it was already down, and as of today it's down at least another 10%
-
05/20/15 INV- $174,008 INV+CASH- $279,652
09/02/15 INV- $175,919 INV+CASH- $277,696
05/20/16 INV- $218,514 INV+CASH- $328,980
07/17/17 INV- $306,386 INV+CASH- $417,772 *Discovered MMM
03/14/18 INV- $380,160 INV+CASH- $467,160
08/08/18 INV- $423,708 INV+CASH- $491,708
02/18/19 INV- $446,121 INV+CASH- $585,121
03/22/19 INV- $481,093 INV+CASH- $592,941
04/18/19 INV- $506,875 INV+CASH- $595,875
07/18/19 INV- $540,071 INV+CASH- $617,447
01/01/20 INV- $586,172 INV+CASH- $667,785
01/24/20 INV- $610,000 INV+CASH- $691,000
07/21/20 INV- $647,000 INV+CASH- $727,000
10/21/20 INV- $681,430 INV+CASH- $765,430
12/04/20 INV- $724,740 INV+CASH- $814,072
01/10/21 INV- $756,650 INV+CASH- $842,650
04/10/21 INV- $807,000 INV+CASH- $885,000
05/03/21 INV- $827,000 INV+CASH- $903,000
07/06/21 INV- $861,000 INV+CASH- $935,000
09/09/21 INV- $891,000 INV+CASH- $958,000
10/18/21 INV- $888,347 INV+CASH- $955,347
10/27/21 INV- $900,993 INV+CASH- $967,993
11/05/21 INV- $915,474 INV+CASH- $982,474
12/13/21 INV- $913,182 INV+CASH- $993,182
01/10/22 INV- $904,866 INV+CASH- $994,866
01/20/22 INV- $888,224 INV+CASH- $978,224
02/02/22 INV- $891,617 INV+CASH- $981,617
03/01/22 INV- $880,071 INV+CASH- $960,071
04/06/22 INV- $891,000 INV+CASH- $975,000
05/12/22 INV- $815,332 INV+CASH- $889,332
*Deep Breath!
-
end-2018: £287,177
------------------------
Mar-2019: £313,570
Apr-2019: £322,726
May-2019: £330,583
Jun-2019: £339,992
Jul-2019: £349,062
Aug-2019: £354,036
Sep-2019: £362,238
Oct-2019: £370,985
Nov-2019: £378,005
Dec-2019: £385,670
---------------------------
Jan-2020: £394,002
Feb-2020: £394,625
Mar-2020: £366,559
Apr-2020: £367,364
May-2020: £387,750
Jun-2020: £395,376
Jul-2020: £406,107
Aug-2020: £407,577
Sep-2020: £415,436
Oct-2020: £424,444
Nov-2020: £436,017
Dec-2020: £445,311
-------------------------
Jan-2021: £460,732
Feb-2021: £468,507
Mar-2021: £469,417
Apr-2021: £483,531
May-2021: £496,874
Jun-2021: £504,408
Jul-2021: £511,775
Aug-2021: £519,225
Sep-2021: £531,083
Oct-2021: £566,962
Nov-2021: £588,910
Dec-2021: £591,798
---------------------------
Jan-2022: £577,693
Feb-2022: £582,917
Mar-2022: £565,445
Apr-2022: £596,867
May-2022: £585,224
-
Belatedly joining the thread. I hit 500k in January, but due to the NYC suburbs housing market boom my NW is about 605k now when you include the equity in my home.
Jan 2016 - -35k
Jan 2017 - 30k
Jan 2018 - 125k
Jan 2019 - 245k
Jan 2020 - 367k
Dec 2020 - 489k
April 2021 - 605k - large bonus + home appreciation of nearly 100k in under a year.
Rough Breakdown:
Cash: 65k
Retirement: 92k
Investment: 172k
Home Equity: 290k
School Debt (through fam; 0% interest): 10k left
Thought I'd provide an update:
October 2021: 745k
Rough Breakdown:
Cash: 71k
Retirement: 128k
Investment: 257k
Home Equity: 300k
School Debt (through fam; 0% interest): 10k left
Home values in my area continue to boom, market has stayed high, and I received a modest unexpected bonus at work. Plugging along, but feeling good. Hoping to hit close to 500k in retirement + investment by my 30th around this time next year.
6 months later; another update. I met my earlier stated goal of 500k invested before 30th birthday; now hoping to land closer to 550-600 depending if the market continues to tank or not, which would bring me to over $1M NW (Crazy!).
Oct 21: 745
Nov 21: 778
Dec 21: 811
Jan 22: 824
Feb 22: 890 (EOY Bonus)
Mar 22: 941 (house appreciation boom)
Apr 22: 970 (down from 983 all time high earlier in the month)
For additional context, approx. breakdown of the 970:
78 in cash; 26 in I-bonds and CDs; 152 in retirement accounts; 340 in taxable brokerage investments (all vanguard funds); 374 in home equity; zero remaining debt (other than mortgage)
Nice job young man. At 30 years-old I'm pretty sure I had a negative net worth.
Much appreciated! A little mustachian thinking and some big paychecks sure go along way. If you're on this forum, I'm sure you're far into the positives now!
-
2020
Date Assets Debts Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021Date Assets Debts Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Oct 2021 $1,071,990.16 -$453,231.84 $618,758.32
Nov 2021 $1,101,914.46 -$447,727.22 $654,187.24
Dec 2021 $1,084,167.16 -$450,855.87 $633,311.29
2022Date Assets Debts Net Worth
Jan 2022 $1,116,799.93 -$444,795.98 $672,003.95
Feb 2022 $1,081,638.33 -$443,484.70 $638,153.63
Mar 2022 $1,075,121.56 -$440,480.78 $634,640.78
Apr 2022 $1,100,641.30 -$441,029.74 $659,611.56
May 2022 $1,063,532.73 -$436,899.07 $626,633.66
Jun 2022 $1,070,199.78 -$436,935.78 $633,264.00
-
07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
12/01/2021 - $558,710 / ~$817K (Zillow thinks my house is worth a lot more than a few months ago)
12/31/2021 - $590,743 / ~$857K
02/01/2022 - $560,789 / ~$832K (including ~$1,750 in Cryptocurrency)
03/01/2022 - $551,465 / ~$863k (including ~$2,822 in Cryptocurrency) (house went up ~$36k in value according to Zillow)
04/01/2022 - $577,980 / ~$943k (including ~$4,041 in Cryptocurrency) (House went up again)
05/02/2022 - $533,454 / ~$905k (inc. ~$3517 in Crypto) (house went up again)
05/31/2022 - $538,475 / ~$899K (inc. ~$2647 in Crypto) (house went Down)
Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0
-
(https://forum.mrmoneymustache.com/index.php?action=dlattach;topic=57421.0;attach=78872;image)
| | Jan | Feb | Mar | | | Apr | May | Jun | | | Jul | Aug | Sep | | | Oct | Nov | Dec |
| 2015 | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$9k | -$6k | -$5k |
| 2016 | -$3k | -$2k | -$0k | | | $1k | $3k | $4k | | | $6k | $7k | $9k | | | $9k | $11k | $13k |
| 2017 | $15k | $16k | $18k | | | $20k | $22k | $24k | | | $26k | $27k | $30k | | | $32k | $35k | $36k |
| 2018 | $45k | $44k | $53k | | | $56k | $55k | $52k | | | $63k | $62k | $65k | | | $75k | $72k | $73k |
| 2019 | $80k | $100k | $104k | | | $108k | $119k | $126k | | | $127k | $130k | $133k | | | $141k | $153k | $163k |
| 2020 | $167k | $162k | $156k | | | $187k | $196k | $208k | | | $228k | $242k | $246k | | | $252k | $287k | $303k |
| 2021 | $316k | $365k | $377k | | | $403k | $414k | $428k | | | $444k | $460k | $461k | | | $485k | $485k | $516k |
| 2022 | $489k | $567k | $586k | | | $540k | $551k | - | | | - | - | - | | | - | - | - |
-
Investments only; Household combined.
| | 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) |
| January | - | 496,255 | 674,413 | 898,547 |
| February | - | 472,573 | 700,728 | 880,646 |
| March | - | 444,067 | 732,652 | 901,213 |
| April | - | 495,051 | 762,029 | 848.393 |
| May | - | 524,063 | 759,955 | 843,438 |
| June | - | 524,530 | 796,116 | - |
| July | 330,406 | 552,296 | 826,664 | - |
| August | 437,870 | 632,115 | 866,404 | - |
| September | 443,081 | 617,959 | 827,075 | - |
| October | 452,295 | 604,646 | 873,651 | - |
| November | 483,711 | 664,577 | 898,767 | - |
| December | 484,963 | 674,843 | 925,511 | - |
-
$563,661
Up $5,615 m/m
Up $18,099 y/y....ouch.
$1,580.28 spent.
$2,371.95 invested.
-
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | $222,019 | $261,809 | $403,264 | $550,326 | $775,790 |
| February | $236,831 | $286,584 | $414,417 | $555,120 | $740,206 |
| March | $234,104 | $303,681 | $388,201 | $577,440 | $732,898 |
| April | $234,452 | $314,939 | $355,475 | $606,455 | $774,258 |
| May | $241,470 | $331,080 | $398,672 | $647,810 | $714,112 |
| June | $249,398 | $320,926 | $417,280 | $654,138 | $719,842 |
| July | $253,884 | $342,700 | $424,818 | $671,808 | - |
| August | $264,666 | $354,784 | $456,512 | $693,782 | - |
| September | $276,905 | $351,842 | $491,411 | $718,331 | - |
| October | $285,986 | $360,853 | $482,214 | $700,515 | - |
| November | $267,359 | $374,706 | $475,471 | $744,130 | - |
| December | $281,461 | $391,293 | $531,137 | $754,319 | - |
Interviewed for a new job yesterday. Would be a lateral move pay wise, but with significantly more opportunities to move upward quickly. We'll see how it works out!
-
Investments only.
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | $198,265 | $224,401 | $305,287 | $424,924 | $541,872 |
| February | $204,080 | $231,997 | $290,554 | $453,313 | $526,670 |
| March | $204,080 | $236,710 | $274,909 | $471,199 | $532,671 |
| April | $206,310 | $246,138 | $298,297 | $489,213 | $495,058 |
| May | $207,731 | $245,062 | $320,072 | $492,274 | $495,719 |
| June | $209,453 | $256,868 | $331,215 | $493,272 | - |
| July | $218,450 | $256,076 | $349,025 | $503,214 | - |
| August | $224,243 | $266,197 | $367,183 | $521,697 | - |
| September | $227,037 | $274,186 | $360,397 | $509,748 | - |
| October | $214,107 | $284,427 | $360,290 | $530,757 | - |
| November | $219,948 | $295.004 | $400,264 | $524,716 | - |
| December | $206,667 | $304,693 | $419,937 | $557,868 | - |
-
| Month | 2020 | 2021 | 2022 |
| January | - | $580,000 | $809,000 |
| February | - | $584,000 | $789,000 |
| March | - | $605,000 | $780,000 |
| April | - | $622,000 | $800,250 |
| May | - | $650,000 | $752,000 |
| June | - | $656,000 | $753,000 |
| July | - | $677,000 | - |
| August | - | $682,000 | - |
| September | $517,937 | $700,500 | - |
| October | $511,000 | $696,000 | - |
| November | $514,001 | $803,000 | - |
| December | $567,000 | $788,000 | - |
Almost halfway through 2022!
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
-
Can't... seem.... to stay... above.. $850k *collapses*
Investments only
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | $226,942 | $401,746 | $603,129 | $905,792 |
| February | - | $249,796 | $414,430 | $610,412 | $867,164 |
| March | - | $270,351 | $412,631 | $630,438 | $856,028 |
| April | - | $285,770 | $393,815 | $679,078 | $900,389 |
| May | - | $295,838 | $414,524 | $719,534 | $837,895 |
| June | $219,320 | $283,393 | $452,579 | $737,483 | $849,385 |
| July | $228,483 | $307,071 | $471,455 | $771,570 | - |
| August | $234,711 | $315,942 | $496,982 | $784,835 | - |
| September | $245,993 | $318,301 | $529,603 | $815,664 | - |
| October | $251,023 | $334,301 | $525,945 | $795,014 | - |
| November | $238,881 | $352,430 | $528,082 | $851,714 | - |
| December | $244,687 | $370,715 | $585,310 | $880,980 | - |
-
I am at 1006k. I have been between 1000 and 1009k in the last 6 months no higher. Lowest was about 960. So dont worry too much everyone is the same.
-
Invested assets, long term savings and debts:
12/31/14 $51,962.23
12/31/15 $92,762.33
12/31/16 $163,900.00
12/31/17 $251,415.07
12/31/18 $330,093.64
12/31/19 $519,878.70
12/31/20 $714,958.33
12/31/21 $993,847.78 <reached $1M for the first time in November>
---
01/31/22 $947,983.02
02/28/22 $937,210.33
03/31/22 $984,948.06
04/30/22 $907,109.79
05/31/22 $908,208.18
Yay, I'm up this month! lol. It's like down one month, up the next. Doesn't bode well for June 😅. Spent most of the month in the $800k's, though, only to go back over $900k right before the end of the month. Still faithfully investing in my retirement accounts twice a month. The race from $1M to $500k continues!
-
2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Dec 29th: $624 UP 90.5k for 2020
2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
Sept 1: $796
Oct 1: $771.5
Nov: $808
Dec: $815.5 Put the condo up to 150k- Zillow says 180k now. Had to buy a nice new fridge :) but now both cars need fixed too, arg.
Dec 31: $843 UP 218,977for 2021, but some was the condo
2021
Feb 1st: $807
Mar 1st: $798.5
Apr 1st $822.5
May 1: $786.5
June 1: $776 finally our new kitchen is in- should be able to save more again going forward. Sold art:)
-
investments and savings only
| | 2022 |
| January | $493,222 |
| February | $475,534 |
| March | $466,381 |
| April | $660,742 |
| May | $631,740 |
| June | $620,900 |
| July | |
| August | |
| September | |
| October | |
| November | |
| December | |
-
Net Worth // Invested Assets
1/1/21 - $500,317 // $346,651
2/1/21 - $513,258 // $355,473
3/1/21 - $531,847 // $366,107
4/1/21 - $548,364 // $380,740
5/1/21 - $568,829 // $408,712
6/1/21 - $569,723 // $408,351
7/1/21 - $612,700 // $431,974
8/1/21 - $625,715 // $412,017 (deposit down on new house)
9/1/21 - $647,140 // $427,206
10/1/21 - $628,028 // $410,699
11/1/21 - $669,354 // $441,225
12/1/21 - $668,368 // $437,148
1/1/22 - $685,524 // $450,347
2/1/22 - $652,912 // $412,208
3/1/22 - $646,083 // $393,815
4/1/22 - $661,739 // $409,676
5/1/22 - $636,302 // $365,949
6/1/22 - $637,731 // $360,294
-
Investments only
| | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | $326K | $491K | - | - | - |
| February | $345K | $487K | - | - | - |
| March | $362K | $509K | - | - | - |
| April | $383K | $474K | - | - | - |
| May | $385K | $481K | - | - | - |
| June | $393K | - | - | - | - |
| July | $451K | - | - | - | - |
| August | $467K | - | - | - | - |
| September | $447K | - | - | - | - |
| October | $480K | - | - | - | - |
| November | $494K | - | - | - | - |
| December | $515K | - | - | - | - |
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=1302523503
I am at 1006k. I have been between 1000 and 1009k in the last 6 months no higher. Lowest was about 960. So dont worry too much everyone is the same.
There is something...comforting...about not being the only one.
-
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | 132,155 | 177,349 | 282,110 | 344,002 | 562,144 |
| February | 138,015 | 188,332 | 290,845 | 360,553 | 550,651 |
| March | 138,469 | 187,634 | 288,022 | 367,222 | 545,172 |
| April | 148,093 | 197,461 | 257,224 | 387,064 | 575,922 |
| May | 158,814 | 194,010 | 276,627 | 398,896 | 547,618 |
| June | 161,284 | 186,414 | 299,563 | 407,230 | 541,730 |
| July | 160,446 | 196,934 | 304,249 | 418,701 | - |
| August | 168,222 | 267,535 | 318,456 | 520,045 | - |
| September | 184,158 | 268,153 | 324,661 | 527,305 | - |
| October | 189,536 | 271,542 | 317,511 | 520,004 | - |
| November | 184,146 | 283,636 | 323,958 | 552,965 | - |
| December | 182,675 | 287,248 | 341,124 | 542,337 | - |
This is the lowest month of the year! Lower now than at the end of last year!
I guess I have to be careful, though. It would be pretty easy to slip from here to Woe is me! I only have half a mil!
-
Have saved or invested nearly $126k since 1/1, but you wouldn't have a clue based on the below. Seriously far behind our target now:
01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)
01/16/22 - $601,346 (-$2,026)
02/16/22 - $604,637 (+$1,264)
03/02/22 - $623,587 (+$20,215)
04/01/22 - $646,383 (+$43,010)
05/01/22 - $628,346 (+$24,973)
06/01/22 - $637,137 (+$33,764)
-
Investments only;
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Dec 2020: $448.30k
Jan 2021: $458.12k
Feb 2021: $472.00k
Mar 2021: $491.00k
Apr 2021: $513.64k
May 2021: $522.51k
Jun 2021: $534.07k
July 2021: $542.13k
Aug 2021: $558.19k
Sep 2021: $535.50k
Oct 2021: $566.00k
Nov 2021: $554.97k
Dec 2021: $579.50k
Jan 2022: $555.08k
Feb 2022: $547.93k
Mar 2022: $568.83k
Apr 2022: $526.18k
May 2022: $533.30k
Sent from my SM-S908U using Tapatalk
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Investments only, solo journey (so far)
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | $232,213 | $356,542 | $500,087 | $659,936 | $861,393 |
| February | - | $245,447 | $383,348 | $502,244 | $662,250 | $822,224 |
| March | - | $242,789 | $394,563 | $475,671 | $684,929 | $808,813 |
| April | $164,900 | $246,140 | $403,461 | $429,092 | $711,168 | $833,824 |
| May | - | $318,398 | $421,194 | $474,155 | $744,322 | $774,884 |
| June | - | $328,870 | $409,591 | $500,241 | $758,305 | $781,422 |
| July | $180,808 | $342,159 | $435,981 | $516,358 | $776,059 | - |
| August | $189,280 | $354,936 | $443,135 | $544,475 | $790,664 | - |
| September | $193,727 | $366,727 | $441,101 | $579,806 | $814,231 | - |
| October | $209,968 | $374,465 | $452,232 | $568,885 | $794,659 | - |
| November | $220,602 | $361,296 | $466,688 | $562,892 | $834,154 | - |
| December | $225,918 | $370,140 | $482,944 | $632,574 | $824,757 | - |
Below where I hoped to be by now, hopefully I get a raise at work this next year.
-
I’m about ready to increase my contribution to investments. As I look at the progress charts posted, I can’t determine what the individual contribution is month to month. What are y’all putting in?
Between my work retirement, Roth IRA, and soon to be started non tax advantaged account I can set a goal of saving $1,000 a week. Is that high or low for a million dollar race? Last few years it didn’t seem to matter that my contribution was lower since the stock market went up so much it dwarfed what I could put in, now it seems I can’t reach escape velocity.
-
Late posting this month -- have been away visiting relatives
401K/IRA and Stock Investments only
| | 2019 | 2020 | 2021 | 2022 |
| January | $359,130 | - | - | $701,867 |
| February | - | - | - | $693,793 |
| March | $374,402 | $394,320 | $640,707 | $713,831 |
| April | - | - | - | $769,969 |
| May | - | - | - | $794,878 |
| June | $401,531 | $421,221 | $687,136 | - |
| July | - | - | - | - |
| August | - | - | $704,330 | - |
| September | $406,619 | $452,555 | $682,741 | - |
| October | - | - | $713,220 | - |
| November | - | - | $694,013 | - |
| December | $493,851 | $581,720 | $727,274 | - |
Checking my numbers today was a back to reality moment. Down again from the end of last month.
-
I’m about ready to increase my contribution to investments. As I look at the progress charts posted, I can’t determine what the individual contribution is month to month. What are y’all putting in?
Between my work retirement, Roth IRA, and soon to be started non tax advantaged account I can set a goal of saving $1,000 a week. Is that high or low for a million dollar race? Last few years it didn’t seem to matter that my contribution was lower since the stock market went up so much it dwarfed what I could put in, now it seems I can’t reach escape velocity.
So far I've been tracking my inputs on an annual basis rather than monthly. I maxed out the legally allowed 401k contributions last year but no IRA, Employer match for 2021 was 5455.47
-
Very delayed beginning of June update. Blood bath in the market. Good time to have cash to add to the market.
Investments only
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | $34,633 | $56,928, | $98,248 | $176,153 | $419,499 | $643,917 |
| February | $40,740 | $56,241 | $115,926 | $182,362 | $433,878 | $631,440 |
| March | ??? | $57,195 | $123,445 | $171,868 | $481,671 | $612,570 |
| April | $41,346 | $57,635 | $129,678 | $188,425 | $503,015 | $628,685 |
| May | $41,840 | $66,682 | $136,527 | $255,004 | $536,515 | $583,864 |
| June | $45,227 | $71,500 | $132,945 | $279,130 | $570,802 | $566,514 |
| July | $45,862 | $75,817 | $142,557 | $290,173 | $570,802 | - |
| August | $47,377 | $85,050 | $150,420 | $310,173 | $568,446 | - |
| September | $47,669 | $87,937 | $146,310 | $336,875 | $596,208 | - |
| October | $50,397 | $94,114 | $150,536 | $338,532 | $590,085 | - |
| November | $52,288 | $95,502 | $155,627 | $332,899 | $625,776 | - |
| December | ??? | $93,596 | $165,458 | $396,311 | $611,435 | - |
-
I’m about ready to increase my contribution to investments. As I look at the progress charts posted, I can’t determine what the individual contribution is month to month. What are y’all putting in?
Between my work retirement, Roth IRA, and soon to be started non tax advantaged account I can set a goal of saving $1,000 a week. Is that high or low for a million dollar race? Last few years it didn’t seem to matter that my contribution was lower since the stock market went up so much it dwarfed what I could put in, now it seems I can’t reach escape velocity.
1000/week is great!
I will average around $1300/wk this year.
-
I’m about ready to increase my contribution to investments. As I look at the progress charts posted, I can’t determine what the individual contribution is month to month. What are y’all putting in?
Between my work retirement, Roth IRA, and soon to be started non tax advantaged account I can set a goal of saving $1,000 a week. Is that high or low for a million dollar race? Last few years it didn’t seem to matter that my contribution was lower since the stock market went up so much it dwarfed what I could put in, now it seems I can’t reach escape velocity.
1000/week is great!
I will average around $1300/wk this year.
Assuming you're starting off at $500K, contributing $1K/wk and an 8% return, you should hit $1M in 235 wks / 4.5 years. Doesn't seem too slow to me! But there are people on this forum making $1M+/yr so you should tread carefully with comparison. I think the point of this thread is to track your own progress along with people who are at a similar stage. Some may be in this stretch for 6 months, others 6 years.
-
26 months for 100-250k. Last post in 100-250k here: http://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-100-to-250k/msg1440605/#msg1440605
28 months for 250k-500k. Last post in 250k-500k here: https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-250-to-500k!/msg2457040/#msg2457040
May-19 $482,166
Jun-19 $506,489
Jul-19 $516,572
Aug-19 $520,552
Sep-19 $524,681
Oct-19 $547,979
Nov-19 $564,839
Dec-19 $600,838
Jan-20 $616,541
Feb-20 $635,416
Mar-20 $594,318
Apr-20 $636,358
May-20 $656,539
Jun-20 $672,803
Jul-20 $691,579
Aug-20 $722,451
Sep-20 $727,184
Oct-20 $716,294
Nov-20 $770,869
Dec-20 $787,587
Jan-21 $798,628
Feb-21 $818,179
Mar-21 $837,664
Apr-21 $887,631
May-21 $884,011
Jun-21 $895,028
Jul-21 $914,261
Aug-21 $929,790
Sep-21 $939,227
Oct-21 $972,852
Nov-21 $987,108
Dec-21 $998,270
Jan-22 $957,195
Feb-22 $942,356
Mar-22 $983,451
Apr-22 $941,924
May-22 $925,963
Jun-22 $885,795 (MTD)
Oh, we got so close at the end of last year! But in ~6 months we went from $1.7k (less than a paycheck) away from graduating to 114.2K (many, many paychecks) away from graduating
-
Bumping along, right around flat YTD. I have to remind myself that $500k is over 25% more earnings than it was the first time I hit this number.
| | Jan | Feb | Mar | | | Apr | May | Jun | | | Jul | Aug | Sep | | | Oct | Nov | Dec |
| 2015 | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$9k | -$6k | -$5k |
| 2016 | -$3k | -$2k | -$0k | | | $1k | $3k | $4k | | | $6k | $7k | $9k | | | $9k | $11k | $13k |
| 2017 | $15k | $16k | $18k | | | $20k | $22k | $24k | | | $26k | $27k | $30k | | | $32k | $35k | $36k |
| 2018 | $45k | $44k | $53k | | | $56k | $55k | $52k | | | $63k | $62k | $65k | | | $75k | $72k | $73k |
| 2019 | $80k | $100k | $104k | | | $108k | $119k | $126k | | | $127k | $130k | $133k | | | $141k | $153k | $163k |
| 2020 | $167k | $162k | $156k | | | $187k | $196k | $208k | | | $228k | $242k | $246k | | | $252k | $287k | $303k |
| 2021 | $316k | $365k | $377k | | | $403k | $414k | $428k | | | $444k | $460k | $461k | | | $485k | $485k | $516k |
| 2022 | $489k | $567k | $586k | | | $540k | $551k | $518k | | | - | - | - | | | - | - | - |
-
2020
Date Assets Debts Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021Date Assets Debts Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Oct 2021 $1,071,990.16 -$453,231.84 $618,758.32
Nov 2021 $1,101,914.46 -$447,727.22 $654,187.24
Dec 2021 $1,084,167.16 -$450,855.87 $633,311.29
2022Date Assets Debts Net Worth
Jan 2022 $1,116,799.93 -$444,795.98 $672,003.95
Feb 2022 $1,081,638.33 -$443,484.70 $638,153.63
Mar 2022 $1,075,121.56 -$440,480.78 $634,640.78
Apr 2022 $1,100,641.30 -$441,029.74 $659,611.56
May 2022 $1,063,532.73 -$436,899.07 $626,633.66
Jun 2022 $1,070,199.78 -$436,935.78 $633,264.00
Jul 2022 $1,035,931.02 -$432,745.39 $603,185.63
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Investments only; Household combined.
| | 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) | 2023 ($) |
| January | - | 496,255 | 674,413 | 898,547 | - |
| February | - | 472,573 | 700,728 | 880,646 | - |
| March | - | 444,067 | 732,652 | 901,213 | - |
| April | - | 495,051 | 762,029 | 848.393 | - |
| May | - | 524,063 | 759,955 | 843,438 | - |
| June | - | 524,530 | 796,116 | 789,251 | - |
| July | 330,406 | 552,296 | 826,664 | - | - |
| August | 437,870 | 632,115 | 866,404 | - | - |
| September | 443,081 | 617,959 | 827,075 | - | - |
| October | 452,295 | 604,646 | 873,651 | - | - |
| November | 483,711 | 664,577 | 898,767 | - | - |
| December | 484,963 | 674,843 | 925,511 | - | - |
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07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
12/01/2021 - $558,710 / ~$817K (Zillow thinks my house is worth a lot more than a few months ago)
12/31/2021 - $590,743 / ~$857K
02/01/2022 - $560,789 / ~$832K (including ~$1,750 in Cryptocurrency)
03/01/2022 - $551,465 / ~$863k (including ~$2,822 in Cryptocurrency) (house went up ~$36k in value according to Zillow)
04/01/2022 - $577,980 / ~$943k (including ~$4,041 in Cryptocurrency) (House went up again)
05/02/2022 - $533,454 / ~$905k (inc. ~$3517 in Crypto) (house went up again)
05/31/2022 - $538,475 / ~$899K (inc. ~$2647 in Crypto) (house went Down)
06/30/2022 - $491,145 / ~$836K (inc. ~$1,700 in crypto) (house value when down)
Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0
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401K/IRA and Stock Investments only
| | 2019 | 2020 | 2021 | 2022 |
| January | $359,130 | - | - | $701,867 |
| February | - | - | - | $693,793 |
| March | $374,402 | $394,320 | $640,707 | $713,831 |
| April | - | - | - | $769,969 |
| May | - | - | - | $794,878 |
| June | $401,531 | $421,221 | $687,136 | $737,716 |
| July | - | - | - | - |
| August | - | - | $704,330 | - |
| September | $406,619 | $452,555 | $682,741 | - |
| October | - | - | $713,220 | - |
| November | - | - | $694,013 | - |
| December | $493,851 | $581,720 | $727,274 | - |
Only reason I'm up from June of last year is that I kicked an extra 110K in. Ouch! In the long run the extra investments will be a good thing, but at the moment it's just painful.
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| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | $222,019 | $261,809 | $403,264 | $550,326 | $775,790 |
| February | $236,831 | $286,584 | $414,417 | $555,120 | $740,206 |
| March | $234,104 | $303,681 | $388,201 | $577,440 | $732,898 |
| April | $234,452 | $314,939 | $355,475 | $606,455 | $774,258 |
| May | $241,470 | $331,080 | $398,672 | $647,810 | $714,112 |
| June | $249,398 | $320,926 | $417,280 | $654,138 | $719,842 |
| July | $253,884 | $342,700 | $424,818 | $671,808 | $668,503 |
| August | $264,666 | $354,784 | $456,512 | $693,782 | - |
| September | $276,905 | $351,842 | $491,411 | $718,331 | - |
| October | $285,986 | $360,853 | $482,214 | $700,515 | - |
| November | $267,359 | $374,706 | $475,471 | $744,130 | - |
| December | $281,461 | $391,293 | $531,137 | $754,319 | - |
Updating this table this year is a lot less fun than it was last year.
On a positive, I received my biggest raise ever and starting next month an additional 4% will be be saved into retirement accounts. Usually it's either nothing or capped at 3%. But this year they moved to a system where the base is 2% and gave high performers 3 or 4%. So the boost is gratifying to both my retirement accounts and my ego, ha!
-
Updating this table this year is a lot less fun than it was last year.
Right there with you...
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May 2015 INV- $174,008 INV+CASH- $279,652
Sep 2015 INV- $175,919 INV+CASH- $277,696
May 2016 INV- $218,514 INV+CASH- $328,980
Jul 2017 INV- $306,386 INV+CASH- $417,772
Mar 2018 INV- $380,160 INV+CASH- $467,160
Aug 2018 INV- $423,708 INV+CASH- $491,708
Feb 2019 INV- $446,121 INV+CASH- $585,121
Mar 2019 INV- $481,093 INV+CASH- $592,941
Apr 2019 INV- $506,875 INV+CASH- $595,875
Jul 2019 INV- $540,071 INV+CASH- $617,447
Jan 2020 INV- $586,172 INV+CASH- $667,785
Jan 2020 INV- $610,000 INV+CASH- $691,000
Jul 2020 INV- $647,000 INV+CASH- $727,000
Oct 2020 INV- $681,430 INV+CASH- $765,430
Dec 2020 INV- $724,740 INV+CASH- $814,072
Jan 2021 INV- $756,650 INV+CASH- $842,650
Apr 2021 INV- $807,000 INV+CASH- $885,000
May 2021 INV- $827,000 INV+CASH- $903,000
Jul 2021 INV- $861,000 INV+CASH- $935,000
Sep 2021 INV- $891,000 INV+CASH- $958,000
Oct 2021 INV- $888,347 INV+CASH- $955,347
Oct 2021 INV- $900,993 INV+CASH- $967,993
Nov 2021 INV- $915,474 INV+CASH- $982,474
Dec 2021 INV- $913,182 INV+CASH- $993,182
Jan 2022 INV- $904,866 INV+CASH- $994,866
Jan 2022 INV- $888,224 INV+CASH- $978,224
Feb 2022 INV- $891,617 INV+CASH- $981,617
Mar 2022 INV- $880,071 INV+CASH- $960,071
Apr 2022 INV- $891,000 INV+CASH- $975,000
May 2022 INV- $815,332 INV+CASH- $889,332
Jun 2022 INV- $831,000 INV+CASH- $896,000
Jul 2022 INV- $817,000 INV+CASH- $877,000
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EOY Networth (US$)
2011 -50k
2012 -41k
2013 -10k
2014 33,726
2015 90,497
2016 146,590
2017 224,985
2018 282,015
2019 381,913
2020 495,309
2021 591,399
June update: $537,872, down $25,789.
Saved: $2,221.04
Spent: $1,831.69
Tidbits...
Added approx. $3.65/mon to FRA SS.
Avg 28.04 hrs/wk at work.
Added $510.79 to PTO bank.
Haven't done it yet, but I'm thinking about integrating the cashout value of my PTO into my net worth. It's getting sizeable.
-
Net Worth // Invested Assets
1/1/21 - $500,317 // $346,651
2/1/21 - $513,258 // $355,473
3/1/21 - $531,847 // $366,107
4/1/21 - $548,364 // $380,740
5/1/21 - $568,829 // $408,712
6/1/21 - $569,723 // $408,351
7/1/21 - $612,700 // $431,974
8/1/21 - $625,715 // $412,017 (deposit down on new house)
9/1/21 - $647,140 // $427,206
10/1/21 - $628,028 // $410,699
11/1/21 - $669,354 // $441,225
12/1/21 - $668,368 // $437,148
1/1/22 - $685,524 // $450,347
2/1/22 - $652,912 // $412,208
3/1/22 - $646,083 // $393,815
4/1/22 - $661,739 // $409,676
5/1/22 - $636,302 // $365,949
6/1/22 - $637,731 // $360,294
7/1/22 - $617,741 // $333,099
"Feels" like a brutal year so far....total NW is only down 9.9% YTD. Meh.
-
Continuing to be severely behind our target:
01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)
01/16/22 - $601,346 (-$2,026)
02/16/22 - $604,637 (+$1,264)
03/02/22 - $623,587 (+$20,215)
04/01/22 - $646,383 (+$43,010)
05/01/22 - $628,346 (+$24,973)
06/01/22 - $637,137 (+$33,764)
07/01/22 - $638,810 (+$35,437)
-
I am back in this race again...
Month End Updates
LNW / TNW
YE 2017 $392.7K / $484.9K
YE 2018 $476.8K / $554K
YE 2019 $621.3K / $703.1K
YE 2020 $804.3K / $889.2K
YE 2021 $964.7K / $1055.9K
Jan 2022 $931.1K / $1023.3K
Feb 2022 $913.1K / $1005.3K
Mar 2022 $943.2K / $1036.4K
Apr 2022 $890.7K / $1034.4K (updated home value - still using figure significantly less than current actual value)
May 2022 $900.9K / $1044.7K
Jun 2022 $850.7K / $995.4K
-
| Month | 2020 | 2021 | 2022 |
| January | - | $580,000 | $809,000 |
| February | - | $584,000 | $789,000 |
| March | - | $605,000 | $780,000 |
| April | - | $622,000 | $800,250 |
| May | - | $650,000 | $752,000 |
| June | - | $656,000 | $753,000 |
| July | - | $677,000 | $735,000 |
| August | - | $682,000 | - |
| September | $517,937 | $700,500 | - |
| October | $511,000 | $696,000 | - |
| November | $514,001 | $803,000 | - |
| December | $567,000 | $788,000 | - |
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
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Starting to feel like an imposter in this race! Even total NW is under $500K now. Y'all tell me if I should go back to posting in the $500K thread, OK?
Updating this table this year is a lot less fun than it was last year.
Right there with you...
*This* is a club I belong in.
Investments only
| | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | $326K | $491K | - | - | - |
| February | $345K | $487K | - | - | - |
| March | $362K | $509K | - | - | - |
| April | $383K | $474K | - | - | - |
| May | $385K | $481K | - | - | - |
| June | $395K | $447K | - | - | - |
| July | $451K | - | - | - | - |
| August | $467K | - | - | - | - |
| September | $447K | - | - | - | - |
| October | $480K | - | - | - | - |
| November | $494K | - | - | - | - |
| December | $515K | - | - | - | - |
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=1302523503
-
Invested assets, long term savings and debts:
12/31/14 $51,962.23
12/31/15 $92,762.33
12/31/16 $163,900.00
12/31/17 $251,415.07
12/31/18 $330,093.64
12/31/19 $519,878.70
12/31/20 $714,958.33
12/31/21 $993,847.78 <reached $1M for the first time in November>
---
01/31/22 $947,983.02
02/28/22 $937,210.33
03/31/22 $984,948.06
04/30/22 $907,109.79 <paid off car loan. No more debt.>
05/31/22 $908,208.18
06/30/22 $847,334.44
LOL, that's all I have to say 😶
-
.....
Mar 2022 INV- $880,071 INV+CASH- $960,071
Apr 2022 INV- $891,000 INV+CASH- $975,000
May 2022 INV- $815,332 INV+CASH- $889,332
Jun 2022 INV- $831,000 INV+CASH- $896,000
Jul 2022 INV- $817,000 INV+CASH- $877,000
During the 2008 mess, I was pretty much oblivious to what was going on. Had my 401 and IRA contributions automated, didnt really follow financial news. Had accounts scattered, rarely checked balances, never knew how much I had. Might be time for me to go on another 'low information diet', lol. Keep the contributions automatic, in the background, and continue to follow my plan.
-
Starting to feel like an imposter in this race! Even total NW is under $500K now. Y'all tell me if I should go back to posting in the $500K thread, OK?
[snip]
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=1302523503
Oh I'm right there with ya. Bumped up into this thread at the end of December and I've been below $500K ever since lol.
Down to $418K this month
-
Starting to feel like an imposter in this race! Even total NW is under $500K now. Y'all tell me if I should go back to posting in the $500K thread, OK?
[snip]
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=1302523503
Oh I'm right there with ya. Bumped up into this thread at the end of December and I've been below $500K ever since lol.
Down to $418K this month
Ouch!
It is only in my heart that I am still a half-millionaire.
-
Almost back to July 2021 levels.
Investments only
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | $226,942 | $401,746 | $603,129 | $905,792 |
| February | - | $249,796 | $414,430 | $610,412 | $867,164 |
| March | - | $270,351 | $412,631 | $630,438 | $856,028 |
| April | - | $285,770 | $393,815 | $679,078 | $900,389 |
| May | - | $295,838 | $414,524 | $719,534 | $837,895 |
| June | $219,320 | $283,393 | $452,579 | $737,483 | $849,385 |
| July | $228,483 | $307,071 | $471,455 | $771,570 | $798,307 |
| August | $234,711 | $315,942 | $496,982 | $784,835 | - |
| September | $245,993 | $318,301 | $529,603 | $815,664 | - |
| October | $251,023 | $334,301 | $525,945 | $795,014 | - |
| November | $238,881 | $352,430 | $528,082 | $851,714 | - |
| December | $244,687 | $370,715 | $585,310 | $880,980 | - |
-
investments and savings only
| | 2022 |
| January | $493,222 |
| February | $475,534 |
| March | $466,381 |
| April | $660,742 |
| May | $631,740 |
| June | $620,900 |
| July | $540, 900 |
| August | |
| September | |
| October | |
| November | |
| December | |
* We bought a house (our 2nd this year) that needs a lot of work/$$$. I'm not sure how much longer I'll be able to stay in this thread. Sort of felt like I was cheating anyway by jumping to this thread only bc we sold a house a few months ago and made a lot of $.
-
June 2017: 198.7k
September 2017: 222.1k
December 2017: 242.4k
March 2018: 263.3k
June 2018: 290.4k
September 2018: 313.7k
December 2018: 296.8k
March 2019: 346.3k
June 2019: 372.4k
September 2019: 390.4k
December 2019: 428.6k
March 2020: 371.1k
June 2020: 456.2k
September 2020: 505.5k
December 2020: 590.1k
March 2021: 644.3k
June 2021: 701.1k
September 2021: 725.9k
December 2021: 788.5k
March 2022: 782.2k
June 2022: 673.5k
Regretting tracking without our house right now as our home value was up 21k this quarter haha. Oh well, it's just numbers on a spreadsheet.
-
Quarter StockBondCash +Houses
Q4 2016: $112,200 $165,800
Q1 2017: $124,300 $178,500
Q2 2017: $148,300 $203,300
Q3 2017: $160,548 $217,018
Q4 2017: $178,042 $235,102
Q1 2018: $203,082 $260,736
Q2 2018: $213,941 $272,491
Q3 2018: $223,802 $283,554
Q4 2018: $235,666 $296,330
Q1 2019: $229,947 $291,293
Q2 2019: $284,421 $346,689
Q3 2019: $315,573 $378,769
Q4 2019: $350,244 $414,376
Q1 2020: $408,250 $473,325
Q2 2020: $362,044 $428,120
Q3 2020: $457,379 $524,413
Q4 2020: $383,076 $555,858
Q1 2021: $478,879 $656,382
Q2 2021: $522,651 $704,873
Q3 2021: $575,207 $761,357
Q4 2021: $722,632 $916,172
Q1 2022: $785,909 $979,449
Q2 2022: $793,344 $1,133,824
Q3 2022: $701,136 $1,038,040
Biggest quarterly loss to date, in both absolute and percentage terms! And I'm not even excited about the great buying opportunity, because things aren't even cheap yet.
-
OOOOFFF. Not as fun going down. Future us will be thankful we've continued adding during this downturn. Lets see if we cling on to staying in this race!
Investments only
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | $34,633 | $56,928, | $98,248 | $176,153 | $419,499 | $643,917 |
| February | $40,740 | $56,241 | $115,926 | $182,362 | $433,878 | $631,440 |
| March | ??? | $57,195 | $123,445 | $171,868 | $481,671 | $612,570 |
| April | $41,346 | $57,635 | $129,678 | $188,425 | $503,015 | $628,685 |
| May | $41,840 | $66,682 | $136,527 | $255,004 | $536,515 | $583,864 |
| June | $45,227 | $71,500 | $132,945 | $279,130 | $570,802 | $566,514 |
| July | $45,862 | $75,817 | $142,557 | $290,173 | $570,802 | $546,704 |
| August | $47,377 | $85,050 | $150,420 | $310,173 | $568,446 | - |
| September | $47,669 | $87,937 | $146,310 | $336,875 | $596,208 | - |
| October | $50,397 | $94,114 | $150,536 | $338,532 | $590,085 | - |
| November | $52,288 | $95,502 | $155,627 | $332,899 | $625,776 | - |
| December | ??? | $93,596 | $165,458 | $396,311 | $611,435 | - |
-
I'm seeing some posts acknowledging crypto- losses as dragging down total wealth. I've probably lost about $3,000 because of the crypto- pullback.
-
@oneday LOL that's a great way to put it. I am also back below the line. I continue to pile money in and won't track closely until the market turns around. Then it will be a fun surprise to see how much buying now will add on the eventual upswing.
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114 <-- Bought house
Jan 5 2022: TNW $974,113 / Investments $680,246
Feb 5 2022: TNW $989,468 / Investments $668,804
Mar 5 2022: TNW $976,348 / Investments $651,576
Apr 5 2022: TNW $1,030,421 / Investments $680,695
May 5 2022: TNW $1,028,363 / Investments $641,593
July 5 2022: TNW $1,039,389 / Investments $601,245 ($40,348)
-
@the_hobbitish I wish I had your fortitude. It's hard to check as infrequently as once a month!
-
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | 132,155 | 177,349 | 282,110 | 344,002 | 562,144 |
| February | 138,015 | 188,332 | 290,845 | 360,553 | 550,651 |
| March | 138,469 | 187,634 | 288,022 | 367,222 | 545,172 |
| April | 148,093 | 197,461 | 257,224 | 387,064 | 575,922 |
| May | 158,814 | 194,010 | 276,627 | 398,896 | 547,618 |
| June | 161,284 | 186,414 | 299,563 | 407,230 | 541,730 |
| July | 160,446 | 196,934 | 304,249 | 418,701 | 527,166 |
| August | 168,222 | 267,535 | 318,456 | 520,045 | - |
| September | 184,158 | 268,153 | 324,661 | 527,305 | - |
| October | 189,536 | 271,542 | 317,511 | 520,004 | - |
| November | 184,146 | 283,636 | 323,958 | 552,965 | - |
| December | 182,675 | 287,248 | 341,124 | 542,337 | - |
Back to September 2021 levels, in spite of heavy saving!
-
____
Back to September 2021 levels, in spite of heavy saving!
To distract myself from the current market, I pulled up share numbers for June 2021 vs June 2022 for my company 401k that's getting quite a bit of my heavy saving going it. I was pleasantly surprised to see that my number of shares was up between 16-27% year on year depending on the fund in question. Buying on sale indeed.
-
Oof! Back to July 2021 levels now, despite a year of contributions.
I must admit I've been wondering if FIREing on May 2nd 2022 was the best idea, but I'm holding steady as per my asset allocation of one year of spending in cash and 3 years in bonds. We'll see how things are next April if I need to reassess going back to work!
Jan 2014 - £222,149
===============
Jan 2015 - £250,275 (+£28,126)
===============
Jan 2016 - £272,607 (+£22,332)
===============
Jan 2017 - £346,854 (+£74,247)
===============
Jan 2018 - £456,088 (+£109,234)
===============
Jan 2019 - £495,379 (+£39,291)
===============
Jan 2020 - £606,791 (+£111,412)
===============q
Jan 2021 £710,244 (+£103,453)
===============
Jan 2022 £797,820 (+£86,284)
Feb 2022 £771,367 (-£26,452)
Mar 2022 £783,717 (+£12,349)
Apr 2022 £823,597 (+£39,880)
May 2022 £785,190 (-£38,407)
Jun 2022 £776,707 (-£8,403)
Jul 2022 £743,105 (-£33,602)
(https://i.ibb.co/1Qh2vcD/Screenshot-2022-07-07-at-10-10-51.png) (https://ibb.co/mT1zDpL)
-
Investments only;
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Dec 2020: $448.30k
Jan 2021: $458.12k
Feb 2021: $472.00k
Mar 2021: $491.00k
Apr 2021: $513.64k
May 2021: $522.51k
Jun 2021: $534.07k
July 2021: $542.13k
Aug 2021: $558.19k
Sep 2021: $535.50k
Oct 2021: $566.00k
Nov 2021: $554.97k
Dec 2021: $579.50k
Jan 2022: $555.08k
Feb 2022: $547.93k
Mar 2022: $568.83k
Apr 2022: $526.18k
May 2022: $533.30k
Jun 2022: $500.42k
Sent from my SM-S908U using Tapatalk
-
Oct 2021: $563,047.23
Nov 2021: $571,338.24
Dec 2021: $600.016.41
Jan 2022: $631,482.70
Feb 2022: $622,604.09
Mar 2022: $629,602.05
Based on some stuff we have going on plus the current stock market outlook, I think most of this year is going to be spent riding it out and not making much in gains. Which is fine, it just makes it less interesting to see what the NW is at the end of the month. Which as so much of ours is based on a farm and emergency fund/cash, it's slowly turning into more of a math exercise than something interesting to see.
April 2022: $615,479.97
May 2022: $619,678.03
June 2022: $594,951.26
Well that's not particularly fun. Just waiting out the markets mostly, in total all investment accounts have dropped $61,000 this year including our contributions each month. Ouch. That's nearly 20%! No hesitation in continuing to invest, but much less fun to do so now lol. Savings are also down a few thousand; expensive part of the year. But our farm will have some government funds unexpectedly coming to it in July, so hopefully we will get a large loan paydown that will jump us up in NW again, and get us in better position on our loans! Paying off the farm's line of credit, and paying off a decent chunk of the real estate loan, will feel good.
-
Oops! I forgot to update until now! It was not as exciting a prospect as in some other months haha
Down $44,503.50 to $592,704. That's a 7% drop on the month and a 16% year-to-date (110k) decline
Oh well! We'll get there eventually :)
Race to Millionaire spreadsheet:
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=1302523503
-
I'm not even bothering to look at the numbers right now. The total net worth is still close to 900k but the investments, my main criteria for FI, are down over $150k since first week of Jan. I'm trying to channel the vibe of my spouse, who never looks at the market or paper losses. It's a good approach at this point.
-
2020
Date Assets Debts Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021Date Assets Debts Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Oct 2021 $1,071,990.16 -$453,231.84 $618,758.32
Nov 2021 $1,101,914.46 -$447,727.22 $654,187.24
Dec 2021 $1,084,167.16 -$450,855.87 $633,311.29
2022Date Assets Debts Net Worth
Jan 2022 $1,116,799.93 -$444,795.98 $672,003.95
Feb 2022 $1,081,638.33 -$443,484.70 $638,153.63
Mar 2022 $1,075,121.56 -$440,480.78 $634,640.78
Apr 2022 $1,100,641.30 -$441,029.74 $659,611.56
May 2022 $1,063,532.73 -$436,899.07 $626,633.66
Jun 2022 $1,070,199.78 -$436,935.78 $633,264.00
Jul 2022 $1,035,931.02 -$432,745.39 $603,185.63
Aug 2022 $1,068,444.71 -$430,877.78 $637,566.93
-
I'm not even bothering to look at the numbers right now. The total net worth is still close to 900k but the investments, my main criteria for FI, are down over $150k since first week of Jan. I'm trying to channel the vibe of my spouse, who never looks at the market or paper losses. It's a good approach at this point.
I'm happy to see that there was some sort of glitch in Mint that corrected itself when I checked finally and our investments were never down that much, probably 90k at the lowest point. Currently down 50k for the year at 650k invested/990k total NW.
-
Finally an uptick in the markets this last week which puts us back to where we were on Jan 1st despite multiple contributions to the investments over the last 6 months. Continuing to draw down from the cash allocation until April 2023 when hopefully things will be in a better position.
Jan 2014 - £222,149
===============
Jan 2015 - £250,275 (+£28,126)
===============
Jan 2016 - £272,607 (+£22,332)
===============
Jan 2017 - £346,854 (+£74,247)
===============
Jan 2018 - £456,088 (+£109,234)
===============
Jan 2019 - £495,379 (+£39,291)
===============
Jan 2020 - £606,791 (+£111,412)
===============
Jan 2021 £710,244 (+£103,453)
===============
Jan 2022 £797,820 (+£86,284)
Feb 2022 £771,367 (-£26,452)
Mar 2022 £783,717 (+£12,349)
Apr 2022 £814,471 (+£30,753)
May 2022 £785,982 (-£28,488)
Jun 2022 £776,516 (-£9,465)
Jul 2022 £782,882 (+£6,365)
Aug 2022 £797,731 (+£14,848)
(https://i.ibb.co/qrc9qQs/Screenshot-2022-07-29-at-09-26-54.png) (https://ibb.co/crZtfnF)
-
Investments only; Household combined.
| | 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) | 2023 ($) |
| January | - | 496,255 | 674,413 | 898,547 | - |
| February | - | 472,573 | 700,728 | 880,646 | - |
| March | - | 444,067 | 732,652 | 901,213 | - |
| April | - | 495,051 | 762,029 | 848.393 | - |
| May | - | 524,063 | 759,955 | 843,438 | - |
| June | - | 524,530 | 796,116 | 789,251 | - |
| July | 330,406 | 552,296 | 826,664 | 856,647 | - |
| August | 437,870 | 632,115 | 866,404 | - | - |
| September | 443,081 | 617,959 | 827,075 | - | - |
| October | 452,295 | 604,646 | 873,651 | - | - |
| November | 483,711 | 664,577 | 898,767 | - | - |
| December | 484,963 | 674,843 | 925,511 | - | - |
-
Invested assets, long term savings and debts:
12/31/14 $51,962.23
12/31/15 $92,762.33
12/31/16 $163,900.00
12/31/17 $251,415.07
12/31/18 $330,093.64
12/31/19 $519,878.70
12/31/20 $714,958.33
12/31/21 $993,847.78 <reached $1M for the first time in November>
---
01/31/22 $947,983.02
02/28/22 $937,210.33
03/31/22 $984,948.06 <maxed out 401(k)>
04/30/22 $907,109.79 <paid off car loan. No more debt.>
05/31/22 $908,208.18
06/30/22 $847,334.44
07/31/22 $933,203.66 <Maxed Out Mega Backdoor Roth>
Back over $900k but I have a feeling this isn't gonna last very long... This rally feels like the second half of March. So far, total NW is down about $60k YTD.
-
Its so refreshing to see the market go up for once!
Investments only
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | $226,942 | $401,746 | $603,129 | $905,792 |
| February | - | $249,796 | $414,430 | $610,412 | $867,164 |
| March | - | $270,351 | $412,631 | $630,438 | $856,028 |
| April | - | $285,770 | $393,815 | $679,078 | $900,389 |
| May | - | $295,838 | $414,524 | $719,534 | $837,895 |
| June | $219,320 | $283,393 | $452,579 | $737,483 | $849,385 |
| July | $228,483 | $307,071 | $471,455 | $771,570 | $798,307 |
| August | $234,711 | $315,942 | $496,982 | $784,835 | $861,929 |
| September | $245,993 | $318,301 | $529,603 | $815,664 | - |
| October | $251,023 | $334,301 | $525,945 | $795,014 | - |
| November | $238,881 | $352,430 | $528,082 | $851,714 | - |
| December | $244,687 | $370,715 | $585,310 | $880,980 | - |
-
EOY Networth (US$)
2011 -50k
2012 -41k
2013 -10k
2014 33,726
2015 90,497
2016 146,590
2017 224,985
2018 282,015
2019 381,913...downshifted to halftime in the fall.
2020 495,309
2021 591,399
July update: $585,554. Up $47,682, $19,302 of which was me choosing to include the cashout value of my pto bank from now on.
Tidbits...
Saved: $2,400.56
Spent: $1,781.86
Added approx. $3.38/mon to FRA SS.
Avg 24.75 hrs/wk at work.
-
| Month | 2020 | 2021 | 2022 |
| January | - | $580,000 | $809,000 |
| February | - | $584,000 | $789,000 |
| March | - | $605,000 | $780,000 |
| April | - | $622,000 | $800,250 |
| May | - | $650,000 | $752,000 |
| June | - | $656,000 | $753,000 |
| July | - | $677,000 | $735,000 |
| August | - | $682,000 | $760,000 |
| September | $517,937 | $700,500 | - |
| October | $511,000 | $696,000 | - |
| November | $514,001 | $803,000 | - |
| December | $567,000 | $788,000 | - |
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
-
Nice to see some folks portfolios rebounding.
Last month, my investments were at a valuation similar to Sep 2021; now they are similar to Feb 2022. This has been a good lesson about risk tolerance. My gut feel is that there will be more chances this year to test that risk tolerance.
Investments only
| | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | $326K | $491K | - | - | - |
| February | $345K | $487K | - | - | - |
| March | $362K | $509K | - | - | - |
| April | $383K | $474K | - | - | - |
| May | $385K | $481K | - | - | - |
| June | $393K | $447K | - | - | - |
| July | $451K | $488K | - | - | - |
| August | $467K | - | - | - | - |
| September | $447K | - | - | - | - |
| October | $480K | - | - | - | - |
| November | $494K | - | - | - | - |
| December | $515K | - | - | - | - |
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=1302523503
-
Continuing to be well behind our target of $853,373 for the year - we'll see what the market holds for the next 5 months or so...
01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)
01/16/22 - $601,346 (-$2,026)
02/16/22 - $604,637 (+$1,264)
03/02/22 - $623,587 (+$20,215)
04/01/22 - $646,383 (+$43,010)
05/01/22 - $628,346 (+$24,973)
06/01/22 - $637,137 (+$33,764)
07/01/22 - $638,810 (+$35,437)
08/01/22 - $683,261 (+$79,889)
Out of curiosity, do you include your escrow account in your net worth calculation? I have not been, but we've regularly got $8-10,000 in there at all times.
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| Year | Jan | Feb | Mar | | | Apr | May | Jun | | | Jul | Aug | Sep | | | Oct | Nov | Dec |
| 2015 | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$9k | -$6k | -$5k |
| 2016 | -$3k | -$2k | -$0k | | | $1k | $3k | $4k | | | $6k | $7k | $9k | | | $9k | $11k | $13k |
| 2017 | $15k | $16k | $18k | | | $20k | $22k | $24k | | | $26k | $27k | $30k | | | $32k | $35k | $36k |
| 2018 | $45k | $44k | $53k | | | $56k | $55k | $52k | | | $63k | $62k | $65k | | | $75k | $72k | $73k |
| 2019 | $80k | $100k | $104k | | | $108k | $119k | $126k | | | $127k | $130k | $133k | | | $141k | $153k | $163k |
| 2020 | $167k | $162k | $156k | | | $187k | $196k | $208k | | | $228k | $242k | $246k | | | $252k | $287k | $303k |
| 2021 | $316k | $365k | $377k | | | $403k | $414k | $428k | | | $444k | $460k | $461k | | | $485k | $485k | $516k |
| 2022 | $489k | $567k | $586k | | | $540k | $551k | $518k | | | $566k | - | - | | | - | - | - |
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Out of curiosity, do you include your escrow account in your net worth calculation? I have not been, but we've regularly got $8-10,000 in there at all times.
I never did when I had mortgages. If you pay tax in arrears then you'd also have to count that as a liability, which brings the net amount down to something I don't consider significant.
An $8K cushion in a mortgage escrow account seems very high to me. That implies disbursements of at least $48K/yr and a home value around $3M.
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| | Jan | Feb | Mar | | | Apr | May | Jun | | | Jul | Aug | Sep | | | Oct | Nov | Dec |
| 2015 | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$9k | -$6k | -$5k |
| 2016 | -$3k | -$2k | -$0k | | | $1k | $3k | $4k | | | $6k | $7k | $9k | | | $9k | $11k | $13k |
| 2017 | $15k | $16k | $18k | | | $20k | $22k | $24k | | | $26k | $27k | $30k | | | $32k | $35k | $36k |
| 2018 | $45k | $44k | $53k | | | $56k | $55k | $52k | | | $63k | $62k | $65k | | | $75k | $72k | $73k |
| 2019 | $80k | $100k | $104k | | | $108k | $119k | $126k | | | $127k | $130k | $133k | | | $141k | $153k | $163k |
| 2020 | $167k | $162k | $156k | | | $187k | $196k | $208k | | | $228k | $242k | $246k | | | $252k | $287k | $303k |
| 2021 | $316k | $365k | $377k | | | $403k | $414k | $428k | | | $444k | $460k | $461k | | | $485k | $485k | $516k |
| 2022 | $489k | $567k | $586k | | | $540k | $551k | $518k | | | $566k | - | - | | | - | - | - |
Ok how did you get from a quarter million to half a million in less than two years?
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401K/IRA and Stock Investments only
| | 2019 | 2020 | 2021 | 2022 |
| January | $359,130 | - | - | $701,867 |
| February | - | - | - | $693,793 |
| March | $374,402 | $394,320 | $640,707 | $713,831 |
| April | - | - | - | $769,969 |
| May | - | - | - | $794,878 |
| June | $401,531 | $421,221 | $687,136 | $737,716 |
| July | - | - | - | $788,156 |
| August | - | - | $704,330 | - |
| September | $406,619 | $452,555 | $682,741 | - |
| October | - | - | $713,220 | - |
| November | - | - | $694,013 | - |
| December | $493,851 | $581,720 | $727,274 | - |
Headed back in the right direction.
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Ok how did you get from a quarter million to half a million in less than two years?
Nothing exotic: HCOL big salary, comparatively tiny expenses, huge savings rate pointed all at index funds, plus a massive bull market through the end of 2020. I've actually saved more than ever so far this year, but made a lot less progress on the headline number of course...
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| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | $222,019 | $261,809 | $403,264 | $550,326 | $775,790 |
| February | $236,831 | $286,584 | $414,417 | $555,120 | $740,206 |
| March | $234,104 | $303,681 | $388,201 | $577,440 | $732,898 |
| April | $234,452 | $314,939 | $355,475 | $606,455 | $774,258 |
| May | $241,470 | $331,080 | $398,672 | $647,810 | $714,112 |
| June | $249,398 | $320,926 | $417,280 | $654,138 | $719,842 |
| July | $253,884 | $342,700 | $424,818 | $671,808 | $668,503 |
| August | $264,666 | $354,784 | $456,512 | $693,782 | $732,736 |
| September | $276,905 | $351,842 | $491,411 | $718,331 | - |
| October | $285,986 | $360,853 | $482,214 | $700,515 | - |
| November | $267,359 | $374,706 | $475,471 | $744,130 | - |
| December | $281,461 | $391,293 | $531,137 | $754,319 | - |
Clearly I did not win the Mega Millions jackpot. Happy to be back up over $700K for now though!
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Lol how funny would it be if someone had a big monthly table with $700k, $700k, $700k, $1,000,000,700k
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Investments only
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | $34,633 | $56,928, | $98,248 | $176,153 | $419,499 | $643,917 |
| February | $40,740 | $56,241 | $115,926 | $182,362 | $433,878 | $631,440 |
| March | ??? | $57,195 | $123,445 | $171,868 | $481,671 | $612,570 |
| April | $41,346 | $57,635 | $129,678 | $188,425 | $503,015 | $628,685 |
| May | $41,840 | $66,682 | $136,527 | $255,004 | $536,515 | $583,864 |
| June | $45,227 | $71,500 | $132,945 | $279,130 | $570,802 | $566,514 |
| July | $45,862 | $75,817 | $142,557 | $290,173 | $570,802 | $546,704 |
| August | $47,377 | $85,050 | $150,420 | $310,173 | $568,446 | $587,836 |
| September | $47,669 | $87,937 | $146,310 | $336,875 | $596,208 | - |
| October | $50,397 | $94,114 | $150,536 | $338,532 | $590,085 | - |
| November | $52,288 | $95,502 | $155,627 | $332,899 | $625,776 | - |
| December | ??? | $93,596 | $165,458 | $396,311 | $611,435 | - |
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07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
12/01/2021 - $558,710 / ~$817K (Zillow thinks my house is worth a lot more than a few months ago)
12/31/2021 - $590,743 / ~$857K
02/01/2022 - $560,789 / ~$832K (including ~$1,750 in Cryptocurrency)
03/01/2022 - $551,465 / ~$863k (including ~$2,822 in Cryptocurrency) (house went up ~$36k in value according to Zillow)
04/01/2022 - $577,980 / ~$943k (including ~$4,041 in Cryptocurrency) (House went up again)
05/02/2022 - $533,454 / ~$905k (inc. ~$3517 in Crypto) (house went up again)
05/31/2022 - $538,475 / ~$899K (inc. ~$2647 in Crypto) (house went Down)
06/30/2022 - $491,145 / ~$836K (inc. ~$1,700 in crypto) (house value when down)
08/01/2022 - $534,790 / ~$860k (incl. ~$2,490 in Crypto, House value went down)
Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0
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Nice rebound last month :)
Up 8.4% or $49,920
Still down 8.6% YTD but there are five months left!
Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0
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| 2015 | | 2016 | | 2017 | | 2018 | | 2019 | | 2020 | | 2021 | | 2022 |
| January | - | | $125,152 | | $190,212 | | $277,747 | | $300,773 | | $391,367 | | $503,318 | | $605,856 |
| February | - | | $132,476 | | $205,111 | | $276,647 | | $312,970 | | $372,287 | | $516,580 | | $591,072 |
| March | - | | $142,868 | | $207,302 | | $277,401 | | $328,015 | | $316,940 | | $538,761 | | $605,876 |
| April | - | | $146,221 | | $213,616 | | $279,721 | | $332,703 | | $357,205 | | $561,751 | | $563,335 |
| May | - | | $153,151 | | $220,848 | | $292,665 | | $321,134 | | $404,385 | | $573,018 | | $567,285 |
| June | - | | $151,884 | | $221,782 | | $288,234 | | $344,636 | | $401,862 | | $585,313 | | $531,226 |
| July | $111,061 | | $162,292 | | $229,419 | | $300,537 | | $340,103 | | $424,226 | | $593,812 | | $571,240 |
| August | $109,293 | | $164,716 | | $233,575 | | $306,219 | | $341,637 | | $440,114 | | $610,608 | | |
| September | $104,752 | | $167,126 | | $242,747 | | $293,075 | | $347,779 | | $436,932 | | $590,638 | | |
| October | $112,604 | | $167,659 | | $246,050 | | $293,488 | | $361,290 | | $458,230 | | $621,333 | | |
| November | $112,690 | | $177,602 | | $255,539 | | $293,026 | | $369,972 | | $485,863 | | $613,391 | | |
| December | $120,262 | | $182,345 | | $262,362 | | $301,471 | | $390,730 | | $498,601 | | $635,119 | | |
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2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Dec 29th: $624 UP 90.5k for 2020
2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
Sept 1: $796
Oct 1: $771.5
Nov: $808
Dec: $815.5 Put the condo up to 150k- Zillow says 180k now. Had to buy a nice new fridge :) but now both cars need fixed too, arg.
Dec 31: $843 UP 218,977for 2021, but some was the condo
2022
Feb 1st: $807
Mar 1st: $798.5
Apr 1st $822.5
May 1: $786.5
June 1: $776 finally our new kitchen is in- should be able to save more again going forward. Sold art:)
August 1:$781
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Out of curiosity, do you include your escrow account in your net worth calculation? I have not been, but we've regularly got $8-10,000 in there at all times.
I never did when I had mortgages. If you pay tax in arrears then you'd also have to count that as a liability, which brings the net amount down to something I don't consider significant.
An $8K cushion in a mortgage escrow account seems very high to me. That implies disbursements of at least $48K/yr and a home value around $3M.
Yeah it feels a bit high to me as well, and we're adding $1700/month to it - have a feeling we're going to be overfunded by year end given remaining disbursements. I guess for now I'll continue to exclude it from our calculations.
You were pretty close as a % - house value is closer to $1m with ~$18k/year in disbursements.
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DATE INVESTMENTS INVESTS + CASH
Jan 2015 $147,945 $247,945
May 2015 $174,008 $279,652
Sep 2015 $175,919 $277,696
May 2016 $218,514 $328,980
Jul 2017 $306,386 $417,772
Mar 2018 $380,160 $467,160
Aug 2018 $423,708 $491,708
Feb 2019 $446,121 $585,121
Mar 2019 $481,093 $592,941
Apr 2019 $506,875 $595,875
Jul 2019 $540,071 $617,447
Jan 2020 $610,000 $691,000
Jul 2020 $647,000 $727,000
Oct 2020 $681,430 $765,430
Dec 2020 $724,740 $814,072
Jan 2021 $756,650 $842,650
Apr 2021 $807,000 $885,000
May 2021 $827,000 $903,000
Jul 2021 $861,000 $935,000
Sep 2021 $891,000 $958,000
Oct 2021 $888,347 $955,347
Nov 2021 $915,474 $982,474
Dec 2021 $913,182 $993,182
Jan 2022 $904,866 $994,866
Feb 2022 $891,617 $981,617
Mar 2022 $880,071 $960,071
Apr 2022 $891,000 $975,000
May 2022 $815,332 $889,332
Jun 2022 $831,000 $896,000
Jul 2022 $817,000 $877,000
Aug 2022 $867,884 $927,884
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investments and savings only
| | 2022 |
| January | $493,222 |
| February | $475,534 |
| March | $466,381 |
| April | $660,742 |
| May | $631,740 |
| June | $620,926 |
| July | $540,913 |
| August | $535,693 |
| September | |
| October | |
| November | |
| December | |
* investments are actually up about $38,000, but we spent $43,000 ish on our house.*
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Belatedly joining the thread. I hit 500k in January, but due to the NYC suburbs housing market boom my NW is about 605k now when you include the equity in my home.
Jan 2016 - -35k
Jan 2017 - 30k
Jan 2018 - 125k
Jan 2019 - 245k
Jan 2020 - 367k
Dec 2020 - 489k
April 2021 - 605k - large bonus + home appreciation of nearly 100k in under a year.
Rough Breakdown:
Cash: 65k
Retirement: 92k
Investment: 172k
Home Equity: 290k
School Debt (through fam; 0% interest): 10k left
Thought I'd provide an update:
October 2021: 745k
Rough Breakdown:
Cash: 71k
Retirement: 128k
Investment: 257k
Home Equity: 300k
School Debt (through fam; 0% interest): 10k left
Home values in my area continue to boom, market has stayed high, and I received a modest unexpected bonus at work. Plugging along, but feeling good. Hoping to hit close to 500k in retirement + investment by my 30th around this time next year.
6 months later; another update. I met my earlier stated goal of 500k invested before 30th birthday; now hoping to land closer to 550-600 depending if the market continues to tank or not, which would bring me to over $1M NW (Crazy!).
Oct 21: 745
Nov 21: 778
Dec 21: 811
Jan 22: 824
Feb 22: 890 (EOY Bonus)
Mar 22: 941 (house appreciation boom)
Apr 22: 970 (down from 983 all time high earlier in the month)
For additional context, approx. breakdown of the 970:
78 in cash; 26 in I-bonds and CDs; 152 in retirement accounts; 340 in taxable brokerage investments (all vanguard funds); 374 in home equity; zero remaining debt (other than mortgage)
I know it's been 4 months since the last update, but with all the ups and (mostly) downs in the market and a few more pay checks, I've cracked the big $1M for NW (for now!). I'll keep updating for strictly cash + investment in this thread. Currently sits at $598k ($65k cash; $10k in i-bonds; $164 in retirement accounts; $360k in taxable brokerage). Home equity is approx. $415k. Wild how things pick up steam. First $250k took me over 3 years; this most recent $250k took close to 9 months.
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Investments only;
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Dec 2020: $448.30k
Jan 2021: $458.12k
Feb 2021: $472.00k
Mar 2021: $491.00k
Apr 2021: $513.64k
May 2021: $522.51k
Jun 2021: $534.07k
July 2021: $542.13k
Aug 2021: $558.19k
Sep 2021: $535.50k
Oct 2021: $566.00k
Nov 2021: $554.97k
Dec 2021: $579.50k
Jan 2022: $555.08k
Feb 2022: $547.93k
Mar 2022: $568.83k
Apr 2022: $526.18k
May 2022: $533.30k
Jun 2022: $500.42k
Jul 2022: $533.30k
Sent from my SM-S908U using Tapatalk
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| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | 132,155 | 177,349 | 282,110 | 344,002 | 562,144 |
| February | 138,015 | 188,332 | 290,845 | 360,553 | 550,651 |
| March | 138,469 | 187,634 | 288,022 | 367,222 | 545,172 |
| April | 148,093 | 197,461 | 257,224 | 387,064 | 575,922 |
| May | 158,814 | 194,010 | 276,627 | 398,896 | 547,618 |
| June | 161,284 | 186,414 | 299,563 | 407,230 | 541,730 |
| July | 160,446 | 196,934 | 304,249 | 418,701 | 527,166 |
| August | 168,222 | 267,535 | 318,456 | 520,045 | 577,017 |
| September | 184,158 | 268,153 | 324,661 | 527,305 | - |
| October | 189,536 | 271,542 | 317,511 | 520,004 | - |
| November | 184,146 | 283,636 | 323,958 | 552,965 | - |
| December | 182,675 | 287,248 | 341,124 | 542,337 | - |
I feel like someone stepped off my airhose!
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Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114 <-- Bought house
Jan 5 2022: TNW $974,113 / Investments $680,246
Feb 5 2022: TNW $989,468 / Investments $668,804
Mar 5 2022: TNW $976,348 / Investments $651,576
Apr 5 2022: TNW $1,030,421 / Investments $680,695
May 5 2022: TNW $1,028,363 / Investments $641,593
July 5 2022: TNW $1,039,389 / Investments $601,245
Aug 5 2022: TNW $1,122,143 / Investments $637,929 ($36,684)
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Oct 2021: $563,047.23
Nov 2021: $571,338.24
Dec 2021: $600.016.41
Jan 2022: $631,482.70
Feb 2022: $622,604.09
Mar 2022: $629,602.05
Based on some stuff we have going on plus the current stock market outlook, I think most of this year is going to be spent riding it out and not making much in gains. Which is fine, it just makes it less interesting to see what the NW is at the end of the month. Which as so much of ours is based on a farm and emergency fund/cash, it's slowly turning into more of a math exercise than something interesting to see.
April 2022: $615,479.97
May 2022: $619,678.03
June 2022: $594,951.26
I'm leaving the March commentary because it's so wild the turn this year has taken.
July 2022: $746,039.40 increase of $151,200! With a real chance to hit $800,000 by the end of the year.
So. We bought an apple farm in 2020 (I am an apple grower, and my day job is our family's main business; I bought my grandfather's personal property at the beginning of 2020.) 2020 had a worse-than-average crop. Which was *not great* for getting bills paid and getting a bit ahead on loans. Because enough of the country was impacted by various weather events, crop and livestock farmers successfully lobbied for extra "Emergency Relief Program" funds from the government, and these funds are also extended to specialty crop growers, like apple growers. So now, in 2022, we are getting ERP program funds for crop insurance claims on the 2021 and 2020 crops. Which I am funneling 2/3 of the funds into our line of credit, and then our real estate loan. Currently keeping 1/3 back for taxes; will ask the accountant later this year for advice on what to do. So $125,000 of this increase is government welfare that I'm using to pay down loans. The last $25,000 comes from investments going back up, woo. Our actual savings went down a few thousand from buying a car and some other large expenses.
If any farmer ever moans about people who get welfare, know that they are heavily subsidized by the government (especially if row crop farmers) and if things are bad, there's always a program like ERP that gets passed to help them out. The only thing is those programs always come 1-2 years after the disaster year, so you have to hold out until then.
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Investments only, solo journey (so far)
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | $232,213 | $356,542 | $500,087 | $659,936 | $861,393 |
| February | - | $245,447 | $383,348 | $502,244 | $662,250 | $822,224 |
| March | - | $242,789 | $394,563 | $475,671 | $684,929 | $808,813 |
| April | $164,900 | $246,140 | $403,461 | $429,092 | $711,168 | $833,824 |
| May | - | $318,398 | $421,194 | $474,155 | $744,322 | $774,884 |
| June | - | $328,870 | $409,591 | $500,241 | $758,305 | $781,422 |
| July | $180,808 | $342,159 | $435,981 | $516,358 | $776,059 | $726,973 |
| August | $189,280 | $354,936 | $443,135 | $544,475 | $790,664 | $786,353 |
| September | $193,727 | $366,727 | $441,101 | $579,806 | $814,231 | - |
| October | $209,968 | $374,465 | $452,232 | $568,885 | $794,659 | - |
| November | $220,602 | $361,296 | $466,688 | $562,892 | $834,154 | - |
| December | $225,918 | $370,140 | $482,944 | $632,574 | $824,757 | - |
Surprisingly I'm almost back up to where I was last year at this same time, my data is a little off for July, which is why I didn't post last month, but August should be correct.
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2/1/2020 $500,122.69
6/1/2020 $518,425.00
1/1/2021 $578,238.00
6/1/2021 $620,939.00
1/1/2022 $691,603.00
3/1/2022 $687,037.17
4/1/2022 $889,567.00 (*increased my real estate to assessed value after not adjusting for ~3 years)
5/1/2022 $886,991.00
6/1/2022 $885,593.00
7/1/2022 $874,048.00
8/1/2022 $951,446.00
Decided to take the commuted value of a pension with an old employer, received the payout, and networth took a jump. I guess I was undervaluing my pension - but also feel I got lucky with timing due to low interest impacts on commuted value (based on interest rates in beginning of year). Probably done these big adjustments for now and back to more 'normal'. hard to predict when I'll cross the $1mill mark but not too far away now.
-
Just popping in to record for the record that my combined tracked retirement accounts went above 800 for the first time in my (somewhat sporadic) weekly tracking.
811436.28
We'll see if mid-month predicts end of month, but I wanted to celebrate. Nice way to start the week!
-
Finally signed into my HSA to confirm that the correct amount was transferred over from my late spouse's HSA, and discovered there's more there than I realized.
So therefore, my post above is inaccurate and I was actually above 8 off and on all year.
There were statements back as far as I go on the table I post monthly, so the table will be revised for the end of August update.
-
@Turtle that's some fun news to get! Will be good to update your table :)
-
It was! Compounding works! :)
-
Investments only;
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Dec 2020: $448.30k
Jan 2021: $458.12k
Feb 2021: $472.00k
Mar 2021: $491.00k
Apr 2021: $513.64k
May 2021: $522.51k
Jun 2021: $534.07k
July 2021: $542.13k
Aug 2021: $558.19k
Sep 2021: $535.50k
Oct 2021: $566.00k
Nov 2021: $554.97k
Dec 2021: $579.50k
Jan 2022: $555.08k
Feb 2022: $547.93k
Mar 2022: $568.83k
Apr 2022: $526.18k
May 2022: $533.30k
Jun 2022: $500.42k
Jul 2022: $533.30k
Aug 2022: $517.60k
Sent from my SM-S908U using Tapatalk
-
A little bit backwards, but not too bad. Let's see how September treats us.
| Year | Jan | Feb | Mar | | | Apr | May | Jun | | | Jul | Aug | Sep | | | Oct | Nov | Dec |
| 2015 | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$9k | -$6k | -$5k |
| 2016 | -$3k | -$2k | -$0k | | | $1k | $3k | $4k | | | $6k | $7k | $9k | | | $9k | $11k | $13k |
| 2017 | $15k | $16k | $18k | | | $20k | $22k | $24k | | | $26k | $27k | $30k | | | $32k | $35k | $36k |
| 2018 | $45k | $44k | $53k | | | $56k | $55k | $52k | | | $63k | $62k | $65k | | | $75k | $72k | $73k |
| 2019 | $80k | $100k | $104k | | | $108k | $119k | $126k | | | $127k | $130k | $133k | | | $141k | $153k | $163k |
| 2020 | $167k | $162k | $156k | | | $187k | $196k | $208k | | | $228k | $242k | $246k | | | $252k | $287k | $303k |
| 2021 | $316k | $365k | $377k | | | $403k | $414k | $428k | | | $444k | $460k | $461k | | | $485k | $485k | $516k |
| 2022 | $489k | $567k | $586k | | | $540k | $551k | $518k | | | $566k | $564k | - | | | - | - | |
-
EOY Networth (US$)
2011 -50k
2012 -41k
2013 -10k
2014 33,726
2015 90,497
2016 146,590
2017 224,985
2018 282,015
2019 381,913...downshifted to halftime in the fall.
2020 495,309
2021 591,399
August update: $570,157. Down $15,397. Good thing Sept is a 3 paycheck month....
Tidbits...
Saved: $2,440.44
Spent: $1,544.40
Added approx. $3.13/mon to FRA SS.
Avg 26 hrs/wk at work.
-
Investments only; Household combined.
| | 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) | 2023 ($) |
| January | - | 496,255 | 674,413 | 898,547 | - |
| February | - | 472,573 | 700,728 | 880,646 | - |
| March | - | 444,067 | 732,652 | 901,213 | - |
| April | - | 495,051 | 762,029 | 848.393 | - |
| May | - | 524,063 | 759,955 | 843,438 | - |
| June | - | 524,530 | 796,116 | 789,251 | - |
| July | 330,406 | 552,296 | 826,664 | 856,647 | - |
| August | 437,870 | 632,115 | 866,404 | 848,320 | - |
| September | 443,081 | 617,959 | 827,075 | - | - |
| October | 452,295 | 604,646 | 873,651 | - | - |
| November | 483,711 | 664,577 | 898,767 | - | - |
| December | 484,963 | 674,843 | 925,511 | - | - |
-
| Month | 2020 | 2021 | 2022 |
| January | - | $580,000 | $809,000 |
| February | - | $584,000 | $789,000 |
| March | - | $605,000 | $780,000 |
| April | - | $622,000 | $800,250 |
| May | - | $650,000 | $752,000 |
| June | - | $656,000 | $753,000 |
| July | - | $677,000 | $735,000 |
| August | - | $682,000 | $760,000 |
| September | $517,937 | $700,500 | $780,000 |
| October | $511,000 | $696,000 | - |
| November | $514,001 | $803,000 | - |
| December | $567,000 | $788,000 | - |
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
-
Down 2.1% or $13,753.37 in August, and now down 10.6% year-to-date
Let's see what the rest of the year has in store!
Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0
-
401K/IRA and Stock Investments only, continued tracking of my original accounts, with my HSA now included.
| | 2019 | 2020 | 2021 | 2022 |
| January | $373,648 | - | - | $744,672 |
| February | - | - | - | $738,851 |
| March | $391,792 | $415,481 | $675,490 | $758,158 |
| April | - | - | - | $821,096 |
| May | - | - | - | $835,551 |
| June | $419,970 | $447,189 | $726,490 | $772,695 |
| July | - | - | - | $830,850 |
| August | - | - | $704,330 | $800,712 |
| September | $426,687 | $481,419 | $723,241 | - |
| October | - | - | $755,420 | - |
| November | - | - | $736,799 | - |
| December | $516,500 | $613,300 | $771,504 | - |
-
Still throwing money into the abyss. $10k and there's no discernible forward momentum. Looks like my NVDA is getting hammered
Investments only
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | $226,942 | $401,746 | $603,129 | $905,792 |
| February | - | $249,796 | $414,430 | $610,412 | $867,164 |
| March | - | $270,351 | $412,631 | $630,438 | $856,028 |
| April | - | $285,770 | $393,815 | $679,078 | $900,389 |
| May | - | $295,838 | $414,524 | $719,534 | $837,895 |
| June | $219,320 | $283,393 | $452,579 | $737,483 | $849,385 |
| July | $228,483 | $307,071 | $471,455 | $771,570 | $798,307 |
| August | $234,711 | $315,942 | $496,982 | $784,835 | $861,929 |
| September | $245,993 | $318,301 | $529,603 | $815,664 | $837,259 |
| October | $251,023 | $334,301 | $525,945 | $795,014 | - |
| November | $238,881 | $352,430 | $528,082 | $851,714 | - |
| December | $244,687 | $370,715 | $585,310 | $880,980 | - |
-
2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Dec 29th: $624 UP 90.5k for 2020
2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
Sept 1: $796
Oct 1: $771.5
Nov: $808
Dec: $815.5 Put the condo up to 150k- Zillow says 180k now. Had to buy a nice new fridge :) but now both cars need fixed too, arg.
Dec 31: $843 UP 218,977for 2021, but some was the condo
2022
Feb 1st: $807
Mar 1st: $798.5
Apr 1st $822.5
May 1: $786.5
June 1: $776 finally our new kitchen is in- should be able to save more again going forward. Sold art:)
August 1:$781
Sept 1: $766
-
Meh. Echoing @fuzzy math feeling of pouring money into what feel like a black hole. We've put almost 200k into the market so far this year, and you never would have guessed it from the below.
01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)
01/16/22 - $601,346 (-$2,026)
02/16/22 - $604,637 (+$1,264)
03/02/22 - $623,587 (+$20,215)
04/01/22 - $646,383 (+$43,010)
05/01/22 - $628,346 (+$24,973)
06/01/22 - $637,137 (+$33,764)
07/01/22 - $638,810 (+$35,437)
08/01/22 - $683,261 (+$79,889)
09/01/22 - $686,225 (+$82,853)
-
2020
Date Assets Debts Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021Date Assets Debts Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Oct 2021 $1,071,990.16 -$453,231.84 $618,758.32
Nov 2021 $1,101,914.46 -$447,727.22 $654,187.24
Dec 2021 $1,084,167.16 -$450,855.87 $633,311.29
2022Date Assets Debts Net Worth
Jan 2022 $1,116,799.93 -$444,795.98 $672,003.95
Feb 2022 $1,081,638.33 -$443,484.70 $638,153.63
Mar 2022 $1,075,121.56 -$440,480.78 $634,640.78
Apr 2022 $1,100,641.30 -$441,029.74 $659,611.56
May 2022 $1,063,532.73 -$436,899.07 $626,633.66
Jun 2022 $1,070,199.78 -$436,935.78 $633,264.00
Jul 2022 $1,035,931.02 -$432,745.39 $603,185.63
Aug 2022 $1,068,444.71 -$430,877.78 $637,566.93
Sep 2022 $1,068,205.95 -$428,242.04 $639,963.91
-
07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
12/01/2021 - $558,710 / ~$817K (Zillow thinks my house is worth a lot more than a few months ago)
12/31/2021 - $590,743 / ~$857K
02/01/2022 - $560,789 / ~$832K (including ~$1,750 in Cryptocurrency)
03/01/2022 - $551,465 / ~$863k (including ~$2,822 in Cryptocurrency) (house went up ~$36k in value according to Zillow)
04/01/2022 - $577,980 / ~$943k (including ~$4,041 in Cryptocurrency) (House went up again)
05/02/2022 - $533,454 / ~$905k (inc. ~$3517 in Crypto) (house went up again)
05/31/2022 - $538,475 / ~$899K (inc. ~$2647 in Crypto) (house went Down)
06/30/2022 - $491,145 / ~$836K (inc. ~$1,700 in crypto) (house value when down)
08/01/2022 - $534,790 / ~$860k (incl. ~$2,490 in Crypto, House value went down)
09/02/2022 - $515,422 / ~$822K (incl. ~$2,375 in crypto, house is about same)
Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0
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Investments only
| | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | $326K | $491K | - | - | - |
| February | $345K | $487K | - | - | - |
| March | $362K | $509K | - | - | - |
| April | $383K | $474K | - | - | - |
| May | $385K | $481K | - | - | - |
| June | $393K | $447K | - | - | - |
| July | $451K | $488K | - | - | - |
| August | $467K | $476K | - | - | - |
| September | $447K | - | - | - | - |
| October | $480K | - | - | - | - |
| November | $494K | - | - | - | - |
| December | $515K | - | - | - | - |
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=1302523503
[/quote]
-
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | $222,019 | $261,809 | $403,264 | $550,326 | $775,790 |
| February | $236,831 | $286,584 | $414,417 | $555,120 | $740,206 |
| March | $234,104 | $303,681 | $388,201 | $577,440 | $732,898 |
| April | $234,452 | $314,939 | $355,475 | $606,455 | $774,258 |
| May | $241,470 | $331,080 | $398,672 | $647,810 | $714,112 |
| June | $249,398 | $320,926 | $417,280 | $654,138 | $719,842 |
| July | $253,884 | $342,700 | $424,818 | $671,808 | $668,503 |
| August | $264,666 | $354,784 | $456,512 | $693,782 | $732,736 |
| September | $276,905 | $351,842 | $491,411 | $718,331 | $709,518 |
| October | $285,986 | $360,853 | $482,214 | $700,515 | - |
| November | $267,359 | $374,706 | $475,471 | $744,130 | - |
| December | $281,461 | $391,293 | $531,137 | $754,319 | - |
Meh.
-
investments and savings only
| | 2022 |
| January | $493,222 |
| February | $475,534 |
| March | $466,381 |
| April | $660,742 |
| May | $631,740 |
| June | $620,926 |
| July | $540,913 |
| August | $535,693 |
| September | $501,826 |
| October | |
| November | |
| December | |
Almost out of this thread and not in the good way.
-
Oct 2021: $563,047.23
Nov 2021: $571,338.24
Dec 2021: $600.016.41
Jan 2022: $631,482.70
Feb 2022: $622,604.09
Mar 2022: $629,602.05
April 2022: $615,479.97
May 2022: $619,678.03
June 2022: $594,951.26
July 2022: $746,039.40 increase of $151,200! With a real chance to hit $800,000 by the end of the year.
August 2022: $742,226.29
Investments down, savings up a little, debt the same.
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114 <-- Bought house
Jan 5 2022: TNW $974,113 / Investments $680,246
Feb 5 2022: TNW $989,468 / Investments $668,804
Mar 5 2022: TNW $976,348 / Investments $651,576
Apr 5 2022: TNW $1,030,421 / Investments $680,695
May 5 2022: TNW $1,028,363 / Investments $641,593
July 5 2022: TNW $1,039,389 / Investments $601,245
Aug 5 2022: TNW $1,122,143 / Investments $637,929
Sept 5 2022: TNW $1,122,124 / Investments $613,238 ($24,691)
-
Sept '15 $239,579.00
Oct '15 $235,616.00
Nov '15 $248,167.00
Dec '15 $247,500.00
Jan '16 $245,026.65
Feb '16 $245,557.84
March '16 $264,896.82
April '16 $266,200.49
May '16 $270,102.40
June '16 $273,745.10
July '16 $285,740.30
Aug '16 $289,805.59
Sep '16 $292,510.17
Oct '16 $286,018.10
Nov '16 $295,341.57
Dec '16 $290,327.83
Jan '17 $295,998.49
Feb '17 $306,526.22
March '17 $314,425.48
April '17 $315,929.36
May '17 $280,582.99
June '17 $272,943.41
July '17 $274,043.10
Aug '17 $270,435.57
Sep '17 $278,181.48
Oct '17 $280,923.65
Nov '17 $287,341.10
Dec '17 $285,125.59
Jan '18 $289,756.58
Feb '18 $282,668.26
Mar '18 $278,897.60
Apr '18 $273,580.23
May '18 $276,442.72
June '18 $275,717.95
Jul '18 $283,000.36
Aug '18 $286,508.21
Sep '18 $287,226.19
Oct '18 $272,980.55
Nov '18 $273,100.47
Dec '18 $265,902.67
Jan '19 $256,548.96
Feb '19 $263,454.55
Mar '19 $265,964.25
Apr '19 $269,372.27
May '19 $264,587.79
Jun '19 $273,466.73
Jul '19 $276,097.77
Aug '19 $278,752.03
Sep '19 $285,455.97
Oct '19 $281,206.04
Nov '19 $287,889.42
Dec '19 $301,045.92
Jan '20 $301,111.24
Feb '20 $299,854.45
Mar '20 $300,000.00
Apr '20 $282,787.58
May '20 $295,358.01
Jun '20 $296,227.22
Jul '20 $310,885.20
Aug '20 $332,379.16
Sep '20 $318,501.38
Oct '20 $313,775.49
Nov '20 $350,852.66
Dec '20 $392,359.74
Jan '21 $384,776.15
Feb '21 $448,049.17
Mar '21 $474,705.32
Apr '21 $498,841.39
May '21 $504,105.22
Jun '21 $543,044.45
Jul '21 $502,920.43
Aug '21 $515,918.51
Sep '21 $504,428.97
Oct '21 $518,942.01
Nov '21 $521,551.51
Dec '21 $550,905.83
Jan '22 $539,552.89
Feb '22 $524,268.46
Mar '22 $543,084.78
Apr '22 $513,200.02
May '22 $511,967.29
Jun '22 $485,072.01
Jul '22 $532,276.54
Aug '22 $515,469.54
Didn't work for most of 2017 and 2018. Sold RE in Feb 2021.
-
Investments only
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | $34,633 | $56,928, | $98,248 | $176,153 | $419,499 | $643,917 |
| February | $40,740 | $56,241 | $115,926 | $182,362 | $433,878 | $631,440 |
| March | ??? | $57,195 | $123,445 | $171,868 | $481,671 | $612,570 |
| April | $41,346 | $57,635 | $129,678 | $188,425 | $503,015 | $628,685 |
| May | $41,840 | $66,682 | $136,527 | $255,004 | $536,515 | $583,864 |
| June | $45,227 | $71,500 | $132,945 | $279,130 | $570,802 | $566,514 |
| July | $45,862 | $75,817 | $142,557 | $290,173 | $570,802 | $546,704 |
| August | $47,377 | $85,050 | $150,420 | $310,173 | $568,446 | $587,836 |
| September | $47,669 | $87,937 | $146,310 | $336,875 | $596,208 | $556,816 |
| October | $50,397 | $94,114 | $150,536 | $338,532 | $590,085 | - |
| November | $52,288 | $95,502 | $155,627 | $332,899 | $625,776 | - |
| December | ??? | $93,596 | $165,458 | $396,311 | $611,435 | - |
-
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | 132,155 | 177,349 | 282,110 | 344,002 | 562,144 |
| February | 138,015 | 188,332 | 290,845 | 360,553 | 550,651 |
| March | 138,469 | 187,634 | 288,022 | 367,222 | 545,172 |
| April | 148,093 | 197,461 | 257,224 | 387,064 | 575,922 |
| May | 158,814 | 194,010 | 276,627 | 398,896 | 547,618 |
| June | 161,284 | 186,414 | 299,563 | 407,230 | 541,730 |
| July | 160,446 | 196,934 | 304,249 | 418,701 | 527,166 |
| August | 168,222 | 267,535 | 318,456 | 520,045 | 577,017 |
| September | 184,158 | 268,153 | 324,661 | 527,305 | 561,402 |
| October | 189,536 | 271,542 | 317,511 | 520,004 | - |
| November | 184,146 | 283,636 | 323,958 | 552,965 | - |
| December | 182,675 | 287,248 | 341,124 | 542,337 | - |
-
DATE INVESTMENTS INVESTS + CASH
Sep 2015 $175,919 $277,696
May 2016 $218,514 $328,980
Jul 2017 $306,386 $417,772
Mar 2018 $380,160 $467,160
Aug 2018 $423,708 $491,708
Feb 2019 $446,121 $585,121
Mar 2019 $481,093 $592,941
Apr 2019 $506,875 $595,875
Jul 2019 $540,071 $617,447
Jan 2020 $586,172 $667,785
Jan 2020 $610,000 $691,000
Jul 2020 $647,000 $727,000
Oct 2020 $681,430 $765,430
Dec 2020 $724,740 $814,072
Jan 2021 $756,650 $842,650
Apr 2021 $807,000 $885,000
May 2021 $827,000 $903,000
Jul 2021 $861,000 $935,000
Sep 2021 $891,000 $958,000
Oct 2021 $888,347 $955,347
Nov 2021 $915,474 $982,474
Dec 2021 $913,182 $993,182
Jan 2022 $904,866 $994,866
Jan 2022 $888,224 $978,224
Feb 2022 $891,617 $981,617
Mar 2022 $880,071 $960,071
Apr 2022 $891,000 $975,000
May 2022 $815,332 $889,332
Jun 2022 $831,000 $896,000
Jul 2022 $817,000 $877,000
Aug 2022 $867,884 $927,884
Sep 2022 $847,648 $907,648
-
2020
Date Assets Debts Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021Date Assets Debts Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Oct 2021 $1,071,990.16 -$453,231.84 $618,758.32
Nov 2021 $1,101,914.46 -$447,727.22 $654,187.24
Dec 2021 $1,084,167.16 -$450,855.87 $633,311.29
2022Date Assets Debts Net Worth
Jan 2022 $1,116,799.93 -$444,795.98 $672,003.95
Feb 2022 $1,081,638.33 -$443,484.70 $638,153.63
Mar 2022 $1,075,121.56 -$440,480.78 $634,640.78
Apr 2022 $1,100,641.30 -$441,029.74 $659,611.56
May 2022 $1,063,532.73 -$436,899.07 $626,633.66
Jun 2022 $1,070,199.78 -$436,935.78 $633,264.00
Jul 2022 $1,035,931.02 -$432,745.39 $603,185.63
Aug 2022 $1,068,444.71 -$430,877.78 $637,566.93
Sep 2022 $1,068,205.95 -$428,242.04 $639,963.91
Oct 2022 $1,023,285.46 -$431,569.55 $591,715.91
I'm on the fast track to the 250-500k club again, lol.
-
2020Date Assets Debts Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021Date Assets Debts Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Oct 2021 $1,071,990.16 -$453,231.84 $618,758.32
Nov 2021 $1,101,914.46 -$447,727.22 $654,187.24
Dec 2021 $1,084,167.16 -$450,855.87 $633,311.29
2022Date Assets Debts Net Worth
Jan 2022 $1,116,799.93 -$444,795.98 $672,003.95
Feb 2022 $1,081,638.33 -$443,484.70 $638,153.63
Mar 2022 $1,075,121.56 -$440,480.78 $634,640.78
Apr 2022 $1,100,641.30 -$441,029.74 $659,611.56
May 2022 $1,063,532.73 -$436,899.07 $626,633.66
Jun 2022 $1,070,199.78 -$436,935.78 $633,264.00
Jul 2022 $1,035,931.02 -$432,745.39 $603,185.63
Aug 2022 $1,068,444.71 -$430,877.78 $637,566.93
Sep 2022 $1,068,205.95 -$428,242.04 $639,963.91
Oct 2022 $1,023,285.46 -$431,569.55 $591,715.91
I'm on the fast track to the 250-500k club again, lol.
At least your debt column is down year over year. That's good.
-
2020Date Assets Debts Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021Date Assets Debts Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Oct 2021 $1,071,990.16 -$453,231.84 $618,758.32
Nov 2021 $1,101,914.46 -$447,727.22 $654,187.24
Dec 2021 $1,084,167.16 -$450,855.87 $633,311.29
2022Date Assets Debts Net Worth
Jan 2022 $1,116,799.93 -$444,795.98 $672,003.95
Feb 2022 $1,081,638.33 -$443,484.70 $638,153.63
Mar 2022 $1,075,121.56 -$440,480.78 $634,640.78
Apr 2022 $1,100,641.30 -$441,029.74 $659,611.56
May 2022 $1,063,532.73 -$436,899.07 $626,633.66
Jun 2022 $1,070,199.78 -$436,935.78 $633,264.00
Jul 2022 $1,035,931.02 -$432,745.39 $603,185.63
Aug 2022 $1,068,444.71 -$430,877.78 $637,566.93
Sep 2022 $1,068,205.95 -$428,242.04 $639,963.91
Oct 2022 $1,023,285.46 -$431,569.55 $591,715.91
I'm on the fast track to the 250-500k club again, lol.
At least your debt column is down year over year. That's good.
The debt column is a 2.5% mortgage and a couple of sub-1.5% car loans, plus the floating credit card balances that get wiped monthly - not remotely concerned about that! :)
-
June 2017: 198.7k
September 2017: 222.1k
December 2017: 242.4k
March 2018: 263.3k
June 2018: 290.4k
September 2018: 313.7k
December 2018: 296.8k
March 2019: 346.3k
June 2019: 372.4k
September 2019: 390.4k
December 2019: 428.6k
March 2020: 371.1k
June 2020: 456.2k
September 2020: 505.5k
December 2020: 590.1k
March 2021: 644.3k
June 2021: 701.1k
September 2021: 725.9k
December 2021: 788.5k
March 2022: 782.2k
June 2022: 673.5k
September 2022: 665.9k
-
Sept '15 $239,579.00
Oct '15 $235,616.00
Nov '15 $248,167.00
Dec '15 $247,500.00
Jan '16 $245,026.65
Feb '16 $245,557.84
March '16 $264,896.82
April '16 $266,200.49
May '16 $270,102.40
June '16 $273,745.10
July '16 $285,740.30
Aug '16 $289,805.59
Sep '16 $292,510.17
Oct '16 $286,018.10
Nov '16 $295,341.57
Dec '16 $290,327.83
Jan '17 $295,998.49
Feb '17 $306,526.22
March '17 $314,425.48
April '17 $315,929.36
May '17 $280,582.99
June '17 $272,943.41
July '17 $274,043.10
Aug '17 $270,435.57
Sep '17 $278,181.48
Oct '17 $280,923.65
Nov '17 $287,341.10
Dec '17 $285,125.59
Jan '18 $289,756.58
Feb '18 $282,668.26
Mar '18 $278,897.60
Apr '18 $273,580.23
May '18 $276,442.72
June '18 $275,717.95
Jul '18 $283,000.36
Aug '18 $286,508.21
Sep '18 $287,226.19
Oct '18 $272,980.55
Nov '18 $273,100.47
Dec '18 $265,902.67
Jan '19 $256,548.96
Feb '19 $263,454.55
Mar '19 $265,964.25
Apr '19 $269,372.27
May '19 $264,587.79
Jun '19 $273,466.73
Jul '19 $276,097.77
Aug '19 $278,752.03
Sep '19 $285,455.97
Oct '19 $281,206.04
Nov '19 $287,889.42
Dec '19 $301,045.92
Jan '20 $301,111.24
Feb '20 $299,854.45
Mar '20 $300,000.00
Apr '20 $282,787.58
May '20 $295,358.01
Jun '20 $296,227.22
Jul '20 $310,885.20
Aug '20 $332,379.16
Sep '20 $318,501.38
Oct '20 $313,775.49
Nov '20 $350,852.66
Dec '20 $392,359.74
Jan '21 $384,776.15
Feb '21 $448,049.17
Mar '21 $474,705.32
Apr '21 $498,841.39
May '21 $504,105.22
Jun '21 $543,044.45
Jul '21 $502,920.43
Aug '21 $515,918.51
Sep '21 $504,428.97
Oct '21 $518,942.01
Nov '21 $521,551.51
Dec '21 $550,905.83
Jan '22 $539,552.89
Feb '22 $524,268.46
Mar '22 $543,084.78
Apr '22 $513,200.02
May '22 $511,967.29
Jun '22 $485,072.01
Jul '22 $532,276.54
Aug '22 $515,469.54
Didn't work for most of 2017 and 2018. Sold RE in Feb 2021.
Sept 22: $479,289.69 It was a rough month. lol.
-
OOOOFFFFF
Investments only
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $34,633 | $56,928, | $98,248 | $176,153 | $419,499 | $643,917 | - |
| February | $40,740 | $56,241 | $115,926 | $182,362 | $433,878 | $631,440 | - |
| March | ??? | $57,195 | $123,445 | $171,868 | $481,671 | $612,570 | - |
| April | $41,346 | $57,635 | $129,678 | $188,425 | $503,015 | $628,685 | - |
| May | $41,840 | $66,682 | $136,527 | $255,004 | $536,515 | $583,864 | - |
| June | $45,227 | $71,500 | $132,945 | $279,130 | $570,802 | $566,514 | - |
| July | $45,862 | $75,817 | $142,557 | $290,173 | $570,802 | $546,704 | - |
| August | $47,377 | $85,050 | $150,420 | $310,173 | $568,446 | $587,836 | - |
| September | $47,669 | $87,937 | $146,310 | $336,875 | $596,208 | $556,816 | - |
| October | $50,397 | $94,114 | $150,536 | $338,532 | $590,085 | $526,251 | - |
| November | $52,288 | $95,502 | $155,627 | $332,899 | $625,776 | - | - |
| December | ??? | $93,596 | $165,458 | $396,311 | $611,435 | - | - |
-
EOY Networth (US$)
2011 -50k
2012 -41k
2013 -10k
2014 33,726
2015 90,497
2016 146,590
2017 224,985
2018 282,015
2019 381,913...downshifted to halftime in the fall.
2020 495,309
2021 591,399
September update: $535,363. Down $34,794. Ouch. Three paychecks this month did little to stem the tide of red. Oh well.
Tidbits...
Saved: $5,532.26
Spent: $1,575.44
Added approx. $5.79/mon to FRA SS.
Avg 29.7 hrs/wk at work.
-
Investments only; Household combined.
| | 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) | 2023 ($) |
| January | - | 496,255 | 674,413 | 898,547 | - |
| February | - | 472,573 | 700,728 | 880,646 | - |
| March | - | 444,067 | 732,652 | 901,213 | - |
| April | - | 495,051 | 762,029 | 848.393 | - |
| May | - | 524,063 | 759,955 | 843,438 | - |
| June | - | 524,530 | 796,116 | 789,251 | - |
| July | 330,406 | 552,296 | 826,664 | 856,647 | - |
| August | 437,870 | 632,115 | 866,404 | 848,320 | - |
| September | 443,081 | 617,959 | 827,075 | 813,668 | - |
| October | 452,295 | 604,646 | 873,651 | - | - |
| November | 483,711 | 664,577 | 898,767 | - | - |
| December | 484,963 | 674,843 | 925,511 | - | - |
-
| Year | Jan | Feb | Mar | | | Apr | May | Jun | | | Jul | Aug | Sep | | | Oct | Nov | Dec |
| 2015 | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$9k | -$6k | -$5k |
| 2016 | -$3k | -$2k | -$0k | | | $1k | $3k | $4k | | | $6k | $7k | $9k | | | $9k | $11k | $13k |
| 2017 | $15k | $16k | $18k | | | $20k | $22k | $24k | | | $26k | $27k | $30k | | | $32k | $35k | $36k |
| 2018 | $45k | $44k | $53k | | | $56k | $55k | $52k | | | $63k | $62k | $65k | | | $75k | $72k | $73k |
| 2019 | $80k | $100k | $104k | | | $108k | $119k | $126k | | | $127k | $130k | $133k | | | $141k | $153k | $163k |
| 2020 | $167k | $162k | $156k | | | $187k | $196k | $208k | | | $228k | $242k | $246k | | | $252k | $287k | $303k |
| 2021 | $316k | $365k | $377k | | | $403k | $414k | $428k | | | $444k | $460k | $461k | | | $485k | $485k | $516k |
| 2022 | $489k | $567k | $586k | | | $540k | $551k | $518k | | | $566k | $564k | $535k | | | - | - | |
-
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | $222,019 | $261,809 | $403,264 | $550,326 | $775,790 |
| February | $236,831 | $286,584 | $414,417 | $555,120 | $740,206 |
| March | $234,104 | $303,681 | $388,201 | $577,440 | $732,898 |
| April | $234,452 | $314,939 | $355,475 | $606,455 | $774,258 |
| May | $241,470 | $331,080 | $398,672 | $647,810 | $714,112 |
| June | $249,398 | $320,926 | $417,280 | $654,138 | $719,842 |
| July | $253,884 | $342,700 | $424,818 | $671,808 | $668,503 |
| August | $264,666 | $354,784 | $456,512 | $693,782 | $732,736 |
| September | $276,905 | $351,842 | $491,411 | $718,331 | $709,518 |
| October | $285,986 | $360,853 | $482,214 | $700,515 | $664,465 |
| November | $267,359 | $374,706 | $475,471 | $744,130 | - |
| December | $281,461 | $391,293 | $531,137 | $754,319 | - |
Transitioned to a new job. More money, but a super long commute (ugh). Looking at relocating, but in the meantime I'm just trying to figure out the new retirement pieces and aiming to still max without going over for the year.
-
Its going to be so wonderful when things go back up again, right?
Investments only
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | $226,942 | $401,746 | $603,129 | $905,792 |
| February | - | $249,796 | $414,430 | $610,412 | $867,164 |
| March | - | $270,351 | $412,631 | $630,438 | $856,028 |
| April | - | $285,770 | $393,815 | $679,078 | $900,389 |
| May | - | $295,838 | $414,524 | $719,534 | $837,895 |
| June | $219,320 | $283,393 | $452,579 | $737,483 | $849,385 |
| July | $228,483 | $307,071 | $471,455 | $771,570 | $798,307 |
| August | $234,711 | $315,942 | $496,982 | $784,835 | $861,929 |
| September | $245,993 | $318,301 | $529,603 | $815,664 | $837,259 |
| October | $251,023 | $334,301 | $525,945 | $795,014 | $780,500 |
| November | $238,881 | $352,430 | $528,082 | $851,714 | - |
| December | $244,687 | $370,715 | $585,310 | $880,980 | - |
-
Quarter StockBondCash +Houses
Q4 2016: $112,200 $165,800
Q1 2017: $124,300 $178,500
Q2 2017: $148,300 $203,300
Q3 2017: $160,548 $217,018
Q4 2017: $178,042 $235,102
Q1 2018: $203,082 $260,736
Q2 2018: $213,941 $272,491
Q3 2018: $223,802 $283,554
Q4 2018: $235,666 $296,330
Q1 2019: $229,947 $291,293
Q2 2019: $284,421 $346,689
Q3 2019: $315,573 $378,769
Q4 2019: $350,244 $414,376
Q1 2020: $408,250 $473,325
Q2 2020: $362,044 $428,120
Q3 2020: $457,379 $524,413
Q4 2020: $383,076 $555,858
Q1 2021: $478,879 $656,382
Q2 2021: $522,651 $704,873
Q3 2021: $575,207 $761,357
Q4 2021: $722,632 $916,172
Q1 2022: $785,909 $979,449
Q2 2022: $793,344 $1,133,824
Q3 2022: $701,136 $1,038,040
Q4 2022: $680,310 $965,701
First time ever with two consecutive quarterly losses! As before, I'm unfortunately not even excited about the great buying opportunity, because things aren't even cheap yet. Cheaper though.
-
| Month | 2020 | 2021 | 2022 |
| January | - | $580,000 | $809,000 |
| February | - | $584,000 | $789,000 |
| March | - | $605,000 | $780,000 |
| April | - | $622,000 | $800,250 |
| May | - | $650,000 | $752,000 |
| June | - | $656,000 | $753,000 |
| July | - | $677,000 | $735,000 |
| August | - | $682,000 | $760,000 |
| September | $517,937 | $700,500 | $780,000 |
| October | $511,000 | $696,000 | $736,000 |
| November | $514,001 | $803,000 | - |
| December | $567,000 | $788,000 | - |
Elevator going down....
This month we traveled to a wedding, completed a home repair project to prep for winter, and did preventative car maintenance. Other than that, spending came in under our monthly target - feels like inflation on groceries might be starting to level off.
My only regret is that my low-interest HELOC is jumping to a "medium high" variable interest rate, so I'm focusing on paying down the $12k balance ASAP. Wish I had extra cash to throw at investments right now :)
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
-
07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
12/01/2021 - $558,710 / ~$817K (Zillow thinks my house is worth a lot more than a few months ago)
12/31/2021 - $590,743 / ~$857K
02/01/2022 - $560,789 / ~$832K (including ~$1,750 in Cryptocurrency)
03/01/2022 - $551,465 / ~$863k (including ~$2,822 in Cryptocurrency) (house went up ~$36k in value according to Zillow)
04/01/2022 - $577,980 / ~$943k (including ~$4,041 in Cryptocurrency) (House went up again)
05/02/2022 - $533,454 / ~$905k (inc. ~$3517 in Crypto) (house went up again)
05/31/2022 - $538,475 / ~$899K (inc. ~$2647 in Crypto) (house went Down)
06/30/2022 - $491,145 / ~$836K (inc. ~$1,700 in crypto) (house value when down)
08/01/2022 - $534,790 / ~$860k (incl. ~$2,490 in Crypto, House value went down)
09/02/2022 - $515,422 / ~$822K (incl. ~$2,375 in crypto, house is about same)
10/03/2022 - $476,437 / ~$767K (Incl. ~$2,180 in crypto, house value is down)
Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0
-
end-2018: £287,177
------------------------
Mar-2019: £313,570
Apr-2019: £322,726
May-2019: £330,583
Jun-2019: £339,992
Jul-2019: £349,062
Aug-2019: £354,036
Sep-2019: £362,238
Oct-2019: £370,985
Nov-2019: £378,005
Dec-2019: £385,670
---------------------------
Jan-2020: £394,002
Feb-2020: £394,625
Mar-2020: £366,559
Apr-2020: £367,364
May-2020: £387,750
Jun-2020: £395,376
Jul-2020: £406,107
Aug-2020: £407,577
Sep-2020: £415,436
Oct-2020: £424,444
Nov-2020: £436,017
Dec-2020: £445,311
-------------------------
Jan-2021: £460,732
Feb-2021: £468,507
Mar-2021: £469,417
Apr-2021: £483,531
May-2021: £496,874
Jun-2021: £504,408
Jul-2021: £511,775
Aug-2021: £519,225
Sep-2021: £531,083
Oct-2021: £566,962
Nov-2021: £588,910
Dec-2021: £591,798
---------------------------
Jan-2022: £577,693
Feb-2022: £582,917
Mar-2022: £565,445
Apr-2022: £596,867
May-2022: £585,224
Sept-2022: £544,089
I'll admit, the markets depressed me quite a bit so I didn't run the numbers.
-
DATE INVESTMENTS INVESTS + CASH
May 2015 $174,008 $279,652
Sep 2015 $175,919 $277,696
May 2016 $218,514 $328,980
Jul 2017 $306,386 $417,772
Mar 2018 $380,160 $467,160
Aug 2018 $423,708 $491,708
Feb 2019 $446,121 $585,121
Mar 2019 $481,093 $592,941
Apr 2019 $506,875 $595,875
Jul 2019 $540,071 $617,447
Jan 2020 $586,172 $667,785
Jul 2020 $647,000 $727,000
Oct 2020 $681,430 $765,430
Dec 2020 $724,740 $814,072
Jan 2021 $756,650 $842,650
Apr 2021 $807,000 $885,000
May 2021 $827,000 $903,000
Jul 2021 $861,000 $935,000
Sep 2021 $891,000 $958,000
Oct 2021 $900,993 $967,993
Nov 2021 $915,474 $982,474
Dec 2021 $913,182 $993,182
Jan 2022 $904,866 $994,866
Feb 2022 $891,617 $981,617
Mar 2022 $880,071 $960,071
Apr 2022 $891,000 $975,000
May 2022 $815,332 $889,332
Jun 2022 $831,000 $896,000
Jul 2022 $817,000 $877,000
Aug 2022 $867,884 $927,884
Sep 2022 $847,648 $907,648
Oct 2022 $805,625 $865,625
-
2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Dec 29th: $624 UP 90.5k for 2020
2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
Sept 1: $796
Oct 1: $771.5
Nov: $808
Dec: $815.5 Put the condo up to 150k- Zillow says 180k now. Had to buy a nice new fridge :) but now both cars need fixed too, arg.
Dec 31: $843 UP 218,977for 2021, but some was the condo
2022
Feb 1st: $807
Mar 1st: $798.5
Apr 1st $822.5
May 1: $786.5
June 1: $776 finally our new kitchen is in- should be able to save more again going forward. Sold art:)
August 1:$781
Sept 1: $766
Oct 4: $735
-
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | 132,155 | 177,349 | 282,110 | 344,002 | 562,144 |
| February | 138,015 | 188,332 | 290,845 | 360,553 | 550,651 |
| March | 138,469 | 187,634 | 288,022 | 367,222 | 545,172 |
| April | 148,093 | 197,461 | 257,224 | 387,064 | 575,922 |
| May | 158,814 | 194,010 | 276,627 | 398,896 | 547,618 |
| June | 161,284 | 186,414 | 299,563 | 407,230 | 541,730 |
| July | 160,446 | 196,934 | 304,249 | 418,701 | 527,166 |
| August | 168,222 | 267,535 | 318,456 | 520,045 | 577,017 |
| September | 184,158 | 268,153 | 324,661 | 527,305 | 561,402 |
| October | 189,536 | 271,542 | 317,511 | 520,004 | 545,003 |
| November | 184,146 | 283,636 | 323,958 | 552,965 | - |
| December | 182,675 | 287,248 | 341,124 | 542,337 | - |
Not much of a race. I've barley moved since I joined this thread.
-
Not much of a race. I've barley moved since I joined this thread.
Be patient and wheat it out.
@neo von retorch - I actually laughed out loud
-
Not much of a race. I've barley moved since I joined this thread.
Be patient and wheat it out.
@neo von retorch - I actually laughed out loud
Rye are you making fun of me?
-
Not much of a race. I've barley moved since I joined this thread.
Be patient and wheat it out.
@neo von retorch - I actually laughed out loud
Rye are you making fun of me?
I hop he apologizes.
-
Not much of a race. I've barley moved since I joined this thread.
Be patient and wheat it out.
@neo von retorch - I actually laughed out loud
Rye are you making fun of me?
I hop he apologizes.
Just take everything I say with a grain of salt... unless you're a gluten for punishment?
Eh, maybe they're just trying to get a rise out of someone.
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114 <-- Bought house
Jan 5 2022: TNW $974,113 / Investments $680,246
Feb 5 2022: TNW $989,468 / Investments $668,804
Mar 5 2022: TNW $976,348 / Investments $651,576
Apr 5 2022: TNW $1,030,421 / Investments $680,695
May 5 2022: TNW $1,028,363 / Investments $641,593
July 5 2022: TNW $1,039,389 / Investments $601,245
Aug 5 2022: TNW $1,122,143 / Investments $637,929
Sept 5 2022: TNW $1,122,124 / Investments $613,238
Oct 5 2022: TNW $1,095,655 / Investments $596,262 ($16,976)
-
Not much of a race. I've barley moved since I joined this thread.
OK, it's not just me. My dough rose to $500K once. But the market punched it down.
At yeast there are a couple months left in the year where it might rise again.
-
omg that is easily the best bread puns of the thread
-
investments and savings only
| | 2022 |
| January | $493,222 |
| February | $475,534 |
| March | $466,381 |
| April | $660,742 |
| May | $631,740 |
| June | $620,926 |
| July | $540,913 |
| August | $535,693 |
| September | $501,826 |
| October | $478,128 |
| November | |
| December | |
My 401k didn't update yet bc I got paid on the 5th, but I'm so below $500k at this point that it doesn't even matter.
-
08/2019 - 500k
Hello all! I hope to graduate this thread in 4-5 years. I hope to find some good side hustles that make that happen faster though.
Necroing my first post in this thread from 3 years ago.
1/2020 - 560k
4/2020 - 505k
7/2020 - 565k
10/2020 - 605k
1/2021 - 710k
4/2021 - 755k
7/2021 - 805k
10/2021 - 820k
1/2022 - 860k
4/2022 - 845k
7/2022 - 775k
10/2022 - 745k
Rough to still be down close to 100k yoy, Just gotta keep telling myself that it's temporary. I assume by the time this market recovers I'll be over the hump of this thread. If the market could stay low for another year, that'd be helpful haha.
-
We've certainly seen proof this year that the line doesn't just go up. At yeast we can hope it'll be a heck of a rebound with all the discounted shares we're buying
Down 7.5% or $47.2k last month...that's -17.3% or $121k y/y :/
Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0
-
Continuing our downward trajectory. We've invested something like 22k since my last post, and our NW dropped by 15k... fun times.
01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)
01/16/22 - $601,346 (-$2,026)
02/16/22 - $604,637 (+$1,264)
03/02/22 - $623,587 (+$20,215)
04/01/22 - $646,383 (+$43,010)
05/01/22 - $628,346 (+$24,973)
06/01/22 - $637,137 (+$33,764)
07/01/22 - $638,810 (+$35,437)
08/01/22 - $683,261 (+$79,889)
09/01/22 - $686,225 (+$82,853)
10/17/22 - $672,896 (+$69,523)
-
| Year | Jan | Feb | Mar | | | Apr | May | Jun | | | Jul | Aug | Sep | | | Oct | Nov | Dec |
| 2015 | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$9k | -$6k | -$5k |
| 2016 | -$3k | -$2k | -$0k | | | $1k | $3k | $4k | | | $6k | $7k | $9k | | | $9k | $11k | $13k |
| 2017 | $15k | $16k | $18k | | | $20k | $22k | $24k | | | $26k | $27k | $30k | | | $32k | $35k | $36k |
| 2018 | $45k | $44k | $53k | | | $56k | $55k | $52k | | | $63k | $62k | $65k | | | $75k | $72k | $73k |
| 2019 | $80k | $100k | $104k | | | $108k | $119k | $126k | | | $127k | $130k | $133k | | | $141k | $153k | $163k |
| 2020 | $167k | $162k | $156k | | | $187k | $196k | $208k | | | $228k | $242k | $246k | | | $252k | $287k | $303k |
| 2021 | $316k | $365k | $377k | | | $403k | $414k | $428k | | | $444k | $460k | $461k | | | $485k | $485k | $516k |
| 2022 | $489k | $567k | $586k | | | $540k | $551k | $518k | | | $566k | $564k | $535k | | | $566k | - | - |
-
| Month | 2020 | 2021 | 2022 |
| January | - | $580,000 | $809,000 |
| February | - | $584,000 | $789,000 |
| March | - | $605,000 | $780,000 |
| April | - | $622,000 | $800,250 |
| May | - | $650,000 | $752,000 |
| June | - | $656,000 | $753,000 |
| July | - | $677,000 | $735,000 |
| August | - | $682,000 | $760,000 |
| September | $517,937 | $700,500 | $780,000 |
| October | $511,000 | $696,000 | $736,000 |
| November | $514,001 | $803,000 | $800,000 |
| December | $567,000 | $788,000 | - |
Monster month for the stock market. Glad to see NW numbers going back up, although I'm only back to Nov 2021 numbers so far.
HELOC balance is paid down to $7.5k. Throwing all extra cash here at the moment, especially with more rate hikes on the horizon.
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
-
EOY Networth (US$)
2011 -50k
2012 -41k
2013 -10k
2014 33,726
2015 90,497
2016 146,590
2017 224,985
2018 282,015
2019 381,913...downshifted to halftime in the fall.
2020 495,309
2021 591,399
October update: $559,688. Up $24,325.
Tidbits...
Saved: $2,555.59
Spent: $2,154.20
Added approx. $3.58/mon to FRA SS.
Avg 29.7 hrs/wk at work.
-
Slight uptick in October which is good. After six months of FIRE decided to take a short 4 month contract to refill the 'stash which should give another 12 months of expenses without having to touch the investments.
Hopefully by March 2024 things will be more positive!
Jan 2014 - £222,149
===============
Jan 2015 - £250,275 (+£28,126)
===============
Jan 2016 - £272,607 (+£22,332)
===============
Jan 2017 - £346,854 (+£74,247)
===============
Jan 2018 - £456,088 (+£109,234)
===============
Jan 2019 - £495,379 (+£39,291)
===============
Jan 2020 - £606,791 (+£111,412)
===============
Jan 2021 £710,244 (+£103,453)
===============
Jan 2022 £797,820 (+£86,284)
Feb 2022 £771,367 (-£26,452)
Mar 2022 £783,717 (+£12,349)
Apr 2022 £814,471 (+£30,753)
May 2022 £785,982 (-£28,488)
Jun 2022 £776,516 (-£9,465)
Jul 2022 £782,882 (+£6,365)
Aug 2022 £797,731 (+£14,848)
Sep 2022 £799,927 (+£2,196)
Oct 2022 £764,224 (-£48,509)
Nov 2022 £782,743 (+£18,518)
-
2 months now of "Balances are less than a year ago"
Investments only
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | - | $226,942 | $401,746 | $603,129 | $905,792 |
| February | - | $249,796 | $414,430 | $610,412 | $867,164 |
| March | - | $270,351 | $412,631 | $630,438 | $856,028 |
| April | - | $285,770 | $393,815 | $679,078 | $900,389 |
| May | - | $295,838 | $414,524 | $719,534 | $837,895 |
| June | $219,320 | $283,393 | $452,579 | $737,483 | $849,385 |
| July | $228,483 | $307,071 | $471,455 | $771,570 | $798,307 |
| August | $234,711 | $315,942 | $496,982 | $784,835 | $861,929 |
| September | $245,993 | $318,301 | $529,603 | $815,664 | $837,259 |
| October | $251,023 | $334,301 | $525,945 | $795,014 | $780,500 |
| November | $238,881 | $352,430 | $528,082 | $851,714 | $844,902 |
| December | $244,687 | $370,715 | $585,310 | $880,980 | - |
-
401K/IRA and Stock Investments only
| | 2019 | 2020 | 2021 | 2022 |
| January | $373,648 | - | - | $744,672 |
| February | - | - | - | $738,851 |
| March | $391,792 | $415,481 | $675,490 | $758,158 |
| April | - | - | - | $821,096 |
| May | - | - | - | $835,551 |
| June | $419,970 | $447,189 | $726,490 | $772,695 |
| July | - | - | - | $830,850 |
| August | - | - | $704,330 | $800,712 |
| September | $426,687 | $481,419 | $723,241 | $737,016 |
| October | - | - | $755,420 | $803,796 |
| November | - | - | $736,799 | - |
| December | $516,500 | $613,300 | $771,504 | - |
Wasn't in the head space to look at this last month, so updating 2 months at once.
-
Investments only
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $34,633 | $56,928, | $98,248 | $176,153 | $419,499 | $643,917 | - |
| February | $40,740 | $56,241 | $115,926 | $182,362 | $433,878 | $631,440 | - |
| March | ??? | $57,195 | $123,445 | $171,868 | $481,671 | $612,570 | - |
| April | $41,346 | $57,635 | $129,678 | $188,425 | $503,015 | $628,685 | - |
| May | $41,840 | $66,682 | $136,527 | $255,004 | $536,515 | $583,864 | - |
| June | $45,227 | $71,500 | $132,945 | $279,130 | $570,802 | $566,514 | - |
| July | $45,862 | $75,817 | $142,557 | $290,173 | $570,802 | $546,704 | - |
| August | $47,377 | $85,050 | $150,420 | $310,173 | $568,446 | $587,836 | - |
| September | $47,669 | $87,937 | $146,310 | $336,875 | $596,208 | $556,816 | - |
| October | $50,397 | $94,114 | $150,536 | $338,532 | $590,085 | $526,251 | - |
| November | $52,288 | $95,502 | $155,627 | $332,899 | $625,776 | $568,125 | - |
| December | ??? | $93,596 | $165,458 | $396,311 | $611,435 | - | - |
-
2020
Date Assets Debts Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021Date Assets Debts Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Oct 2021 $1,071,990.16 -$453,231.84 $618,758.32
Nov 2021 $1,101,914.46 -$447,727.22 $654,187.24
Dec 2021 $1,084,167.16 -$450,855.87 $633,311.29
2022Date Assets Debts Net Worth
Jan 2022 $1,116,799.93 -$444,795.98 $672,003.95
Feb 2022 $1,081,638.33 -$443,484.70 $638,153.63
Mar 2022 $1,075,121.56 -$440,480.78 $634,640.78
Apr 2022 $1,100,641.30 -$441,029.74 $659,611.56
May 2022 $1,063,532.73 -$436,899.07 $626,633.66
Jun 2022 $1,070,199.78 -$436,935.78 $633,264.00
Jul 2022 $1,035,931.02 -$432,745.39 $603,185.63
Aug 2022 $1,068,444.71 -$430,877.78 $637,566.93
Sep 2022 $1,068,205.95 -$428,242.04 $639,963.91
Oct 2022 $1,023,285.46 -$430,827.84 $592,457.62
Nov 2022 $1,141,221.05 -$510,090.29 $631,130.76
-
DATE INVESTMENTS INVESTS + CASH
May 2015 $174,008 $279,652
Sep 2015 $175,919 $277,696
May 2016 $218,514 $328,980
Jul 2017 $306,386 $417,772
Mar 2018 $380,160 $467,160
Aug 2018 $423,708 $491,708
Feb 2019 $446,121 $585,121
Mar 2019 $481,093 $592,941
Apr 2019 $506,875 $595,875
Jul 2019 $540,071 $617,447
Jan 2020 $586,172 $667,785
Jul 2020 $647,000 $727,000
Oct 2020 $681,430 $765,430
Dec 2020 $724,740 $814,072
Jan 2021 $756,650 $842,650
Apr 2021 $807,000 $885,000
May 2021 $827,000 $903,000
Jul 2021 $861,000 $935,000
Sep 2021 $891,000 $958,000
Oct 2021 $888,347 $955,347
Nov 2021 $915,474 $982,474
Dec 2021 $913,182 $993,182
Jan 2022 $904,866 $994,866
Feb 2022 $891,617 $981,617
Mar 2022 $880,071 $960,071
Apr 2022 $891,000 $975,000
May 2022 $815,332 $889,332
Jun 2022 $831,000 $896,000
Jul 2022 $817,000 $877,000
Aug 2022 $867,884 $927,884
Sep 2022 $847,648 $907,648
Oct 2022 $805,625 $865,625
Nov 2022 $831,585 $896,585
-
I made it... at least for now, I've been bouncing back and forth between the 250-500 and 500-1,000.
6/20: $240,488
7/20: $276,744
8/20: $287,113
9/20: $283,134
10/20: $290,473
11/20: $278,794
12/20: $341,902
1/21: $365,033
2/21: $377,206
3/21: $360,108
4/21: $363,443
5/21: $360,478
6/21: $378,136
7/21: $381,418
8/21: $383,813
9/21: $375,708
10/21: $375,960
11/21: $376,068
12/21:$430,173
1/22: $389,211
2/22: $444,242
3/22: $462,841
4/22: $437,015
5/22: $469,096
6/22: $473,731
7/22: $504,483
8/22: $498,516
9/22: $485,015
Made big moves last month. Thank you market and savings rate.
10/22: $512,292
-
I made it... at least for now, I've been bouncing back and forth between the 250-500 and 500-1,000.
Mid race means no bouncing between threads for me, but it doesn't make a 6 figure roller coaster any more fun. I vastly prefer the amusement park kind to this one. Glad to be in a position to be buying into the market still, though.
-
Man, I thought October was a bad month but I must have had a mental block on September hahaha
Up 4.05% m/m to $605,198 ..... but that's still down 13.9% or about $100k year-to-date despite lots of investment
Definitely glad to be in the accumulation phase here too!
Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0
-
Investments only; Household combined.
| | 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) | 2023 ($) |
| January | - | 496,255 | 674,413 | 898,547 | - |
| February | - | 472,573 | 700,728 | 880,646 | - |
| March | - | 444,067 | 732,652 | 901,213 | - |
| April | - | 495,051 | 762,029 | 848.393 | - |
| May | - | 524,063 | 759,955 | 843,438 | - |
| June | - | 524,530 | 796,116 | 789,251 | - |
| July | 330,406 | 552,296 | 826,664 | 856,647 | - |
| August | 437,870 | 632,115 | 866,404 | 848,320 | - |
| September | 443,081 | 617,959 | 827,075 | 813,668 | - |
| October | 452,295 | 604,646 | 873,651 | 865,508 | - |
| November | 483,711 | 664,577 | 898,767 | - | - |
| December | 484,963 | 674,843 | 925,511 | - | - |
-
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | $222,019 | $261,809 | $403,264 | $550,326 | $775,790 |
| February | $236,831 | $286,584 | $414,417 | $555,120 | $740,206 |
| March | $234,104 | $303,681 | $388,201 | $577,440 | $732,898 |
| April | $234,452 | $314,939 | $355,475 | $606,455 | $774,258 |
| May | $241,470 | $331,080 | $398,672 | $647,810 | $714,112 |
| June | $249,398 | $320,926 | $417,280 | $654,138 | $719,842 |
| July | $253,884 | $342,700 | $424,818 | $671,808 | $668,503 |
| August | $264,666 | $354,784 | $456,512 | $693,782 | $732,736 |
| September | $276,905 | $351,842 | $491,411 | $718,331 | $709,518 |
| October | $285,986 | $360,853 | $482,214 | $700,515 | $662,362 |
| November | $267,359 | $374,706 | $475,471 | $744,130 | $698,468 |
| December | $281,461 | $391,293 | $531,137 | $754,319 | - |
Investments only as always, but I was also able to funnel a little extra to our savings for some upcoming purchases.
-
2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Dec 29th: $624 UP 90.5k for 2020
2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
Sept 1: $796
Oct 1: $771.5
Nov: $808
Dec: $815.5 Put the condo up to 150k- Zillow says 180k now. Had to buy a nice new fridge :) but now both cars need fixed too, arg.
Dec 31: $843 UP 218,977for 2021, but some was the condo
2022
Feb 1st: $807
Mar 1st: $798.5
Apr 1st $822.5
May 1: $786.5
June 1: $776 finally our new kitchen is in- should be able to save more again going forward. Sold art:)
August 1:$781
Sept 1: $766
Oct 4: $735
Nov 2: $760.5
-
Sept '15 $239,579.00
Oct '15 $235,616.00
Nov '15 $248,167.00
Dec '15 $247,500.00
Jan '16 $245,026.65
Feb '16 $245,557.84
March '16 $264,896.82
April '16 $266,200.49
May '16 $270,102.40
June '16 $273,745.10
July '16 $285,740.30
Aug '16 $289,805.59
Sep '16 $292,510.17
Oct '16 $286,018.10
Nov '16 $295,341.57
Dec '16 $290,327.83
Jan '17 $295,998.49
Feb '17 $306,526.22
March '17 $314,425.48
April '17 $315,929.36
May '17 $280,582.99
June '17 $272,943.41
July '17 $274,043.10
Aug '17 $270,435.57
Sep '17 $278,181.48
Oct '17 $280,923.65
Nov '17 $287,341.10
Dec '17 $285,125.59
Jan '18 $289,756.58
Feb '18 $282,668.26
Mar '18 $278,897.60
Apr '18 $273,580.23
May '18 $276,442.72
June '18 $275,717.95
Jul '18 $283,000.36
Aug '18 $286,508.21
Sep '18 $287,226.19
Oct '18 $272,980.55
Nov '18 $273,100.47
Dec '18 $265,902.67
Jan '19 $256,548.96
Feb '19 $263,454.55
Mar '19 $265,964.25
Apr '19 $269,372.27
May '19 $264,587.79
Jun '19 $273,466.73
Jul '19 $276,097.77
Aug '19 $278,752.03
Sep '19 $285,455.97
Oct '19 $281,206.04
Nov '19 $287,889.42
Dec '19 $301,045.92
Jan '20 $301,111.24
Feb '20 $299,854.45
Mar '20 $300,000.00
Apr '20 $282,787.58
May '20 $295,358.01
Jun '20 $296,227.22
Jul '20 $310,885.20
Aug '20 $332,379.16
Sep '20 $318,501.38
Oct '20 $313,775.49
Nov '20 $350,852.66
Dec '20 $392,359.74
Jan '21 $384,776.15
Feb '21 $448,049.17
Mar '21 $474,705.32
Apr '21 $498,841.39
May '21 $504,105.22
Jun '21 $543,044.45
Jul '21 $502,920.43
Aug '21 $515,918.51
Sep '21 $504,428.97
Oct '21 $518,942.01
Nov '21 $521,551.51
Dec '21 $550,905.83
Jan '22 $539,552.89
Feb '22 $524,268.46
Mar '22 $543,084.78
Apr '22 $513,200.02
May '22 $511,967.29
Jun '22 $485,072.01
Jul '22 $532,276.54
Aug '22 $515,469.54
Sept 22: $479,289.69
Oct 22: $519,205.30
-
Hi everyone. Excited to finally be here. I'm another one who has been bouncing around right at the 500k mark for several months. Hopefully this sticks.
1/2019- 29,000
1/2020- 130,822
1/2021- 258,257
1/2022- 452,162
2/2022- 454,250
3/2022- 451,389
4/2022- 465,488
5/2022- 463,149
6/2022- 470,139
7/2022- 450,038
8/2022- 490,144
9/2022- 504,336
10/2022- 482,530
11/2022- 508,784
-
07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
12/01/2021 - $558,710 / ~$817K (Zillow thinks my house is worth a lot more than a few months ago)
12/31/2021 - $590,743 / ~$857K
02/01/2022 - $560,789 / ~$832K (including ~$1,750 in Cryptocurrency)
03/01/2022 - $551,465 / ~$863k (including ~$2,822 in Cryptocurrency) (house went up ~$36k in value according to Zillow)
04/01/2022 - $577,980 / ~$943k (including ~$4,041 in Cryptocurrency) (House went up again)
05/02/2022 - $533,454 / ~$905k (inc. ~$3517 in Crypto) (house went up again)
05/31/2022 - $538,475 / ~$899K (inc. ~$2647 in Crypto) (house went Down)
06/30/2022 - $491,145 / ~$836K (inc. ~$1,700 in crypto) (house value when down)
08/01/2022 - $534,790 / ~$860k (incl. ~$2,490 in Crypto, House value went down)
09/02/2022 - $515,422 / ~$822K (incl. ~$2,375 in crypto, house is about same)
10/03/2022 - $476,437 / ~$767K (Incl. ~$2,180 in crypto, house value is down)
11/01/2022 - $513,433 / ~$803k (Incl. ~$2,260 in crypto)
Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0
-
First numbers post in this thread!
| | 2021 | 2022 |
| January | $517,231 | $587,701 |
| February | $523,109 | $602,997 |
| March | $528,981 | $601,258 |
| April | $534,853 | $642,611 |
| May | $540,725 | $624,923 |
| June | $533,040 | $641,064 |
| July | $542,290 | $621,053 |
| August | $541,486 | $661,845 |
| September | $540,080 | $654,924 |
| October | $551,000 | $632,154 |
| November | $566,816 | $677,840 |
| December | $582,631 |
Hoping to finish the year above $700K. Expecting to flatline in 2023 due to a planned sabbatical.
-
Congrats and welcome, @Lamancha and @kickel ! :)
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114 <-- Bought house
Jan 5 2022: TNW $974,113 / Investments $680,246
Feb 5 2022: TNW $989,468 / Investments $668,804
Mar 5 2022: TNW $976,348 / Investments $651,576
Apr 5 2022: TNW $1,030,421 / Investments $680,695
May 5 2022: TNW $1,028,363 / Investments $641,593
July 5 2022: TNW $1,039,389 / Investments $601,245
Aug 5 2022: TNW $1,122,143 / Investments $637,929
Sept 5 2022: TNW $1,122,124 / Investments $613,238
Oct 5 2022: TNW $1,095,655 / Investments $596,262
Nov 5 2022: TNW $1,108,755 / Investments $608,571 ($12,309)
-
Broke 700k finally, just barely!
01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)
01/16/22 - $601,346 (-$2,026)
02/16/22 - $604,637 (+$1,264)
03/02/22 - $623,587 (+$20,215)
04/01/22 - $646,383 (+$43,010)
05/01/22 - $628,346 (+$24,973)
06/01/22 - $637,137 (+$33,764)
07/01/22 - $638,810 (+$35,437)
08/01/22 - $683,261 (+$79,889)
09/01/22 - $686,225 (+$82,853)
10/17/22 - $672,896 (+$69,523)
11/08/22 - $701,629 (+$98,256)
-
$600k! It's been a good two months in the market.
| Year | Jan | Feb | Mar | | | Apr | May | Jun | | | Jul | Aug | Sep | | | Oct | Nov | Dec |
| 2015 | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$9k | -$6k | -$5k |
| 2016 | -$3k | -$2k | -$0k | | | $1k | $3k | $4k | | | $6k | $7k | $9k | | | $9k | $11k | $13k |
| 2017 | $15k | $16k | $18k | | | $20k | $22k | $24k | | | $26k | $27k | $30k | | | $32k | $35k | $36k |
| 2018 | $45k | $44k | $53k | | | $56k | $55k | $52k | | | $63k | $62k | $65k | | | $75k | $72k | $73k |
| 2019 | $80k | $100k | $104k | | | $108k | $119k | $126k | | | $127k | $130k | $133k | | | $141k | $153k | $163k |
| 2020 | $167k | $162k | $156k | | | $187k | $196k | $208k | | | $228k | $242k | $246k | | | $252k | $287k | $303k |
| 2021 | $316k | $365k | $377k | | | $403k | $414k | $428k | | | $444k | $460k | $461k | | | $485k | $485k | $516k |
| 2022 | $489k | $567k | $586k | | | $540k | $551k | $518k | | | $566k | $564k | $535k | | | $566k | $600k | - |
-
EOY Networth (US$)
2011 -50k
2012 -41k
2013 -10k
2014 33,726
2015 90,497
2016 146,590
2017 224,985
2018 282,015
2019 381,913...downshifted to halftime in the fall.
2020 495,309
2021 591,399
November update: $599,838. Up $40,150. That's more like it....let's see those long November mustaches people!
Tidbits...
Saved: $3,777.79
Spent: $1,371.75
Added approx. $3.81/mon to FRA SS.
Avg 30.8 hrs/wk at work.
-
Heading in the right direction!
| | 2021 | 2022 |
| January | $517,231 | $587,701 |
| February | $523,109 | $602,997 |
| March | $528,981 | $601,258 |
| April | $534,853 | $642,611 |
| May | $540,725 | $624,923 |
| June | $533,040 | $641,064 |
| July | $542,290 | $621,053 |
| August | $541,486 | $661,845 |
| September | $540,080 | $654,924 |
| October | $551,000 | $632,154 |
| November | $566,816 | $677,840 |
| December | $582,631 | $712,049 |
ETA: Revised down Dec. 2022 by $8K from calculation error.
-
401K/IRA and Stock Investments only
| | 2019 | 2020 | 2021 | 2022 |
| January | $373,648 | - | - | $744,672 |
| February | - | - | - | $738,851 |
| March | $391,792 | $415,481 | $675,490 | $758,158 |
| April | - | - | - | $821,096 |
| May | - | - | - | $835,551 |
| June | $419,970 | $447,189 | $726,490 | $772,695 |
| July | - | - | - | $830,850 |
| August | - | - | $704,330 | $800,712 |
| September | $426,687 | $481,419 | $723,241 | $737,016 |
| October | - | - | $755,420 | $803,796 |
| November | - | - | $736,799 | $858,637 |
| December | $516,500 | $613,300 | $771,504 | - |
YTD return is still negative, but it is nice to see the total headed in the right direction.
-
| Month | 2020 | 2021 | 2022 |
| January | - | $580,000 | $809,000 |
| February | - | $584,000 | $789,000 |
| March | - | $605,000 | $780,000 |
| April | - | $622,000 | $800,250 |
| May | - | $650,000 | $752,000 |
| June | - | $656,000 | $753,000 |
| July | - | $677,000 | $735,000 |
| August | - | $682,000 | $760,000 |
| September | $517,937 | $700,500 | $780,000 |
| October | $511,000 | $696,000 | $736,000 |
| November | $514,001 | $803,000 | $800,000 |
| December | $567,000 | $788,000 | $913,000 |
New ATH thanks to a big market day yesterday. Rollercoaster year continues!
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
-
Investments only
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $34,633 | $56,928, | $98,248 | $176,153 | $419,499 | $643,917 | - |
| February | $40,740 | $56,241 | $115,926 | $182,362 | $433,878 | $631,440 | - |
| March | ??? | $57,195 | $123,445 | $171,868 | $481,671 | $612,570 | - |
| April | $41,346 | $57,635 | $129,678 | $188,425 | $503,015 | $628,685 | - |
| May | $41,840 | $66,682 | $136,527 | $255,004 | $536,515 | $583,864 | - |
| June | $45,227 | $71,500 | $132,945 | $279,130 | $570,802 | $566,514 | - |
| July | $45,862 | $75,817 | $142,557 | $290,173 | $570,802 | $546,704 | - |
| August | $47,377 | $85,050 | $150,420 | $310,173 | $568,446 | $587,836 | - |
| September | $47,669 | $87,937 | $146,310 | $336,875 | $596,208 | $556,816 | - |
| October | $50,397 | $94,114 | $150,536 | $338,532 | $590,085 | $526,251 | - |
| November | $52,288 | $95,502 | $155,627 | $332,899 | $625,776 | $568,125 | - |
| December | ??? | $93,596 | $165,458 | $396,311 | $611,435 | $602,563 | - |
-
I am at an all time net worth high after yesterday's monster gains!
$555k.
-
2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Dec 29th: $624 UP 90.5k for 2020
2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
Sept 1: $796
Oct 1: $771.5
Nov: $808
Dec: $815.5 Put the condo up to 150k- Zillow says 180k now. Had to buy a nice new fridge :) but now both cars need fixed too, arg.
Dec 31: $843 UP 218,977for 2021, but some was the condo
2022
Feb 1st: $807
Mar 1st: $798.5
Apr 1st $822.5
May 1: $786.5
June 1: $776 finally our new kitchen is in- should be able to save more again going forward. Sold art:)
August 1:$781
Sept 1: $766
Oct 4: $735
Nov 2: $760.5
Dec 1: $791.5
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DATE INVESTMENTS INVESTS + CASH
May 2015 $174,008 $279,652
Sep 2015 $175,919 $277,696
May 2016 $218,514 $328,980
Jul 2017 $306,386 $417,772 *Discovered MMM
Mar 2018 $380,160 $467,160
Aug 2018 $423,708 $491,708
Feb 2019 $446,121 $585,121
Mar 2019 $481,093 $592,941
Apr 2019 $506,875 $595,875
Jul 2019 $540,071 $617,447
Jan 2020 $610,000 $691,000
Jul 2020 $647,000 $727,000
Oct 2020 $681,430 $765,430
Dec 2020 $724,740 $814,072
Jan 2021 $756,650 $842,650
Apr 2021 $807,000 $885,000
May 2021 $827,000 $903,000
Jul 2021 $861,000 $935,000
Sep 2021 $891,000 $958,000
Oct 2021 $888,347 $955,347
Nov 2021 $915,474 $982,474
Dec 2021 $913,182 $993,182
Jan 2022 $904,866 $994,866
Jan 2022 $888,224 $978,224
Feb 2022 $891,617 $981,617
Mar 2022 $880,071 $960,071
Apr 2022 $891,000 $975,000
May 2022 $815,332 $889,332
Jun 2022 $831,000 $896,000
Jul 2022 $817,000 $877,000
Aug 2022 $867,884 $927,884
Sep 2022 $847,648 $907,648
Oct 2022 $805,625 $865,625
Nov 2022 $831,585 $896,585
Dec 2022 $890,571 $954,571
-
07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
12/01/2021 - $558,710 / ~$817K (Zillow thinks my house is worth a lot more than a few months ago)
12/31/2021 - $590,743 / ~$857K
02/01/2022 - $560,789 / ~$832K (including ~$1,750 in Cryptocurrency)
03/01/2022 - $551,465 / ~$863k (including ~$2,822 in Cryptocurrency) (house went up ~$36k in value according to Zillow)
04/01/2022 - $577,980 / ~$943k (including ~$4,041 in Cryptocurrency) (House went up again)
05/02/2022 - $533,454 / ~$905k (inc. ~$3517 in Crypto) (house went up again)
05/31/2022 - $538,475 / ~$899K (inc. ~$2647 in Crypto) (house went Down)
06/30/2022 - $491,145 / ~$836K (inc. ~$1,700 in crypto) (house value when down)
08/01/2022 - $534,790 / ~$860k (incl. ~$2,490 in Crypto, House value went down)
09/02/2022 - $515,422 / ~$822K (incl. ~$2,375 in crypto, house is about same)
10/03/2022 - $476,437 / ~$767K (Incl. ~$2,180 in crypto, house value is down)
11/01/2022 - $513,433 / ~$803k (Incl. ~$2,260 in crypto)
12/01/2022 - $571,340 / ~$865k (incl. ~$2,190 in crypto)
Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0
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| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | $222,019 | $261,809 | $403,264 | $550,326 | $775,790 |
| February | $236,831 | $286,584 | $414,417 | $555,120 | $740,206 |
| March | $234,104 | $303,681 | $388,201 | $577,440 | $732,898 |
| April | $234,452 | $314,939 | $355,475 | $606,455 | $774,258 |
| May | $241,470 | $331,080 | $398,672 | $647,810 | $714,112 |
| June | $249,398 | $320,926 | $417,280 | $654,138 | $719,842 |
| July | $253,884 | $342,700 | $424,818 | $671,808 | $668,503 |
| August | $264,666 | $354,784 | $456,512 | $693,782 | $732,736 |
| September | $276,905 | $351,842 | $491,411 | $718,331 | $709,518 |
| October | $285,986 | $360,853 | $482,214 | $700,515 | $662,362 |
| November | $267,359 | $374,706 | $475,471 | $744,130 | $698,468 |
| December | $281,461 | $391,293 | $531,137 | $754,319 | $745,704 |
Eh... Apparently November went out with a bang? I see the accounts periodically when I log in to Mint and they did not seem this high the last time I was logged in. lol
-
Yep, 3% on the last day alone.
-
Investments only; Household combined.
| | 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) | 2023 ($) |
| January | - | 496,255 | 674,413 | 898,547 | - |
| February | - | 472,573 | 700,728 | 880,646 | - |
| March | - | 444,067 | 732,652 | 901,213 | - |
| April | - | 495,051 | 762,029 | 848.393 | - |
| May | - | 524,063 | 759,955 | 843,438 | - |
| June | - | 524,530 | 796,116 | 789,251 | - |
| July | 330,406 | 552,296 | 826,664 | 856,647 | - |
| August | 437,870 | 632,115 | 866,404 | 848,320 | - |
| September | 443,081 | 617,959 | 827,075 | 813,668 | - |
| October | 452,295 | 604,646 | 873,651 | 865,508 | - |
| November | 483,711 | 664,577 | 898,767 | 905,357 | - |
| December | 484,963 | 674,843 | 925,511 | - | - |
-
I've been keeping my head down and avoiding looking at my 'stache too much. Thanks to the recent upturn, I figured I'd update a bit. I recently got married and added my wife's small (under $100k) investment portfolio. It bumped our nest egg back up over the $500k mark, but not by much. $1M here I come!
8/31/2021 $500,211.74
9/30/2021 $489,888.83
10/31/2021 $522,311.89
11/30/2021 $530,744.43
12/31/2021 $546,290.34
1/31/2022 $515,791.80
2/28/2022 $507,953.90
3/31/2022 $538,123.89
4/30/2022 $484,984.03
5/31/2022 $490,571.49
6/30/2022 $454,251.78
7/31/2022 $495,082.87
8/31/2022 $566,485.27 Started including wife's 401k
9/30/2022 $524,325.89
10/31/2022 $563,725.50
11/30/2022 $601,053.89
12/31/2022 $602,053.89
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Looking better!
Investments only
| | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | - | $226,942 | $401,746 | $603,129 | $905,792 | --- |
| February | - | $249,796 | $414,430 | $610,412 | $867,164 | -- |
| March | - | $270,351 | $412,631 | $630,438 | $856,028 | -- |
| April | - | $285,770 | $393,815 | $679,078 | $900,389 | -- |
| May | - | $295,838 | $414,524 | $719,534 | $837,895 | -- |
| June | $219,320 | $283,393 | $452,579 | $737,483 | $849,385 | -- |
| July | $228,483 | $307,071 | $471,455 | $771,570 | $798,307 | -- |
| August | $234,711 | $315,942 | $496,982 | $784,835 | $861,929 | -- |
| September | $245,993 | $318,301 | $529,603 | $815,664 | $837,259 | -- |
| October | $251,023 | $334,301 | $525,945 | $795,014 | $780,500 | -- |
| November | $238,881 | $352,430 | $528,082 | $851,714 | $844,902 | -- |
| December | $244,687 | $370,715 | $585,310 | $880,980 | $899,305 | -- |
-
2020
Date Assets Debts Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021Date Assets Debts Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Oct 2021 $1,071,990.16 -$453,231.84 $618,758.32
Nov 2021 $1,101,914.46 -$447,727.22 $654,187.24
Dec 2021 $1,084,167.16 -$450,855.87 $633,311.29
2022Date Assets Debts Net Worth
Jan 2022 $1,116,799.93 -$444,795.98 $672,003.95
Feb 2022 $1,081,638.33 -$443,484.70 $638,153.63
Mar 2022 $1,075,121.56 -$440,480.78 $634,640.78
Apr 2022 $1,100,641.30 -$441,029.74 $659,611.56
May 2022 $1,063,532.73 -$436,899.07 $626,633.66
Jun 2022 $1,070,199.78 -$436,935.78 $633,264.00
Jul 2022 $1,035,931.02 -$432,745.39 $603,185.63
Aug 2022 $1,068,444.71 -$430,877.78 $637,566.93
Sep 2022 $1,068,205.95 -$428,242.04 $639,963.91
Oct 2022 $1,023,285.46 -$430,827.84 $592,457.62
Nov 2022 $1,141,221.05 -$510,090.29 $631,130.76
Dec 2022 $1,126,559.96 -$473,747.31 $652,812.65
-
$639k, up another 100k+ this year. This is roughly $235k in gains in a year. Another absolutely wild year.
$686k. I barely moved the needle this year (+$47k). SP500 has retreated 15% over the past year which has resulted in staggering losses and only slightly offset by massive biweekly cash infusions. This has likely added a year to my graduation date.
-
Welcome to our newcomers and congrats to everyone who made headway this year! Seriously I'm impressed some of you ( @Turtle @happychineseboy @grantmeaname @Imustacheyouaquestion and others) have managed to come out ahead throughout this year. I shouldn't have bought so much Enron apparently :p
-
Apr 2017: 175k NW
Apr 2018: 333k
Apr 2019: 400k
Feb 2020: 515k
Aug 2020: 602k (415k invested)
Dec 2020: 669k (478k)
Jan 2021: 690k (507k)
Mar 2021: 716k (529k)
Apr 2021: 751k (551k)
May 2021: 787k (576k)
Jun 2021: 807k (592k)
Jul 2021: 833k (611k)
Aug 2021: 831k (625k)
Sept 2021: 640K (invested only hereafter)
Oct 2021: 628k
Nov 2021: 662k
Dec 2021: 657k
Jan 2022: 688k
We spent our butts off in Dec, probably the highest month ever, not including a spring vacation that will be paid off in credit card points. But it's hard to care when investments are up 200k for the year. I'm excited to max the 2022 IRAs on Monday and see my new 401k contribution on the paystub.
lolololol, I forgot that I wrote this.
Dec. 2022: 683k
I stopped tracking investments balances sometime during January 2022 because I knew it would bum me out. We are just $26k higher this December, despite ~88k in contributions during that time.
-
Apr 2017: 175k NW
Apr 2018: 333k
Apr 2019: 400k
Feb 2020: 515k
Aug 2020: 602k (415k invested)
Dec 2020: 669k (478k)
Jan 2021: 690k (507k)
Mar 2021: 716k (529k)
Apr 2021: 751k (551k)
May 2021: 787k (576k)
Jun 2021: 807k (592k)
Jul 2021: 833k (611k)
Aug 2021: 831k (625k)
Sept 2021: 640K (invested only hereafter)
Oct 2021: 628k
Nov 2021: 662k
Dec 2021: 657k
Jan 2022: 688k
We spent our butts off in Dec, probably the highest month ever, not including a spring vacation that will be paid off in credit card points. But it's hard to care when investments are up 200k for the year. I'm excited to max the 2022 IRAs on Monday and see my new 401k contribution on the paystub.
lolololol, I forgot that I wrote this.
Dec. 2022: 683k
I stopped tracking investments balances sometime during January 2022 because I knew it would bum me out. We are just $26k higher this December, despite ~88k in contributions during that time.
Lol raining on your own parade now. Corrections happen. ;)
-
Hi everyone. Excited to finally be here. I'm another one who has been bouncing around right at the 500k mark for several months. Hopefully this sticks.
1/2019- 29,000
1/2020- 130,822
1/2021- 258,257
1/2022- 452,162
2/2022- 454,250
3/2022- 451,389
4/2022- 465,488
5/2022- 463,149
6/2022- 470,139
7/2022- 450,038
8/2022- 490,144
9/2022- 504,336
10/2022- 482,530
11/2022- 508,784
12/2022- 546,648
Not half bad.
-
| | 2018 | 2019 | 2020 | 2021 | 2022 |
| January | 132,155 | 177,349 | 282,110 | 344,002 | 562,144 |
| February | 138,015 | 188,332 | 290,845 | 360,553 | 550,651 |
| March | 138,469 | 187,634 | 288,022 | 367,222 | 545,172 |
| April | 148,093 | 197,461 | 257,224 | 387,064 | 575,922 |
| May | 158,814 | 194,010 | 276,627 | 398,896 | 547,618 |
| June | 161,284 | 186,414 | 299,563 | 407,230 | 541,730 |
| July | 160,446 | 196,934 | 304,249 | 418,701 | 527,166 |
| August | 168,222 | 267,535 | 318,456 | 520,045 | 577,017 |
| September | 184,158 | 268,153 | 324,661 | 527,305 | 561,402 |
| October | 189,536 | 271,542 | 317,511 | 520,004 | 545,003 |
| November | 184,146 | 283,636 | 323,958 | 552,965 | 554,486 |
| December | 182,675 | 287,248 | 341,124 | 542,337 | 581,821 |
The upward movement is starting to feel good. Hope it continues.
-
Joining this thread after ~20 months in the 250-500k race.
Cash and retirement accounts only
| 2021 | 2022 | 2023 |
| January | $214,801 | $368,240 | -- |
| February | - | $415,650 | -- |
| March | $247,632 | - | -- |
| April | $267,671 | $432,042 | -- |
| May | − | $418,269 | -- |
| June | $293,749 | $420,576 | -- |
| July | − | $433,032 | -- |
| August | − | $477,541 | -- |
| September | $311,131 | $461,148 | -- |
| October | - | $478,809 | -- |
| November | $339,986 | $501,052 | -- |
| December | $345,952 | $521,479 | -- |
-
Moving in the right direction!
01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)
01/16/22 - $601,346 (-$2,026)
02/16/22 - $604,637 (+$1,264)
03/02/22 - $623,587 (+$20,215)
04/01/22 - $646,383 (+$43,010)
05/01/22 - $628,346 (+$24,973)
06/01/22 - $637,137 (+$33,764)
07/01/22 - $638,810 (+$35,437)
08/01/22 - $683,261 (+$79,889)
09/01/22 - $686,225 (+$82,853)
10/17/22 - $672,896 (+$69,523)
11/08/22 - $701,629 (+$98,256)
11/30/22 - $735,346 (+$131,973)
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investments and savings only
| | 2022 |
| January | $493,222 |
| February | $475,534 |
| March | $466,381 |
| April | $660,742 |
| May | $631,740 |
| June | $620,926 |
| July | $540,913 |
| August | $535,693 |
| September | $501,826 |
| October | $478,128 |
| November | $482,887 |
| December | $522,706 |
-
Welcome to our newcomers and congrats to everyone who made headway this year! Seriously I'm impressed some of you ( @Turtle @happychineseboy @grantmeaname @Imustacheyouaquestion and others) have managed to come out ahead throughout this year. I shouldn't have bought so much Enron apparently :p
My stock portfolio is down about 6% YTD, including all of the cash I dumped in this year. No special investments here - the only reason my NW is higher than Jan 2022 is that I am (conservatively) increasing real estate equity valuations.
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114 <-- Bought house
Jan 5 2022: TNW $974,113 / Investments $680,246
Feb 5 2022: TNW $989,468 / Investments $668,804
Mar 5 2022: TNW $976,348 / Investments $651,576
Apr 5 2022: TNW $1,030,421 / Investments $680,695
May 5 2022: TNW $1,028,363 / Investments $641,593
July 5 2022: TNW $1,039,389 / Investments $601,245
Aug 5 2022: TNW $1,122,143 / Investments $637,929
Sept 5 2022: TNW $1,122,124 / Investments $613,238
Oct 5 2022: TNW $1,095,655 / Investments $596,262
Nov 5 2022: TNW $1,108,755 / Investments $608,571
Dec 5 2022: TNW $1,208,503 / Investments $657,325 ($48,754)
Well, it's been a year since I bought a house in a HCOL resort town. I had a lot of house-related expenses and also other unexpected expenses this year that put a dent in my savings rate. YOY my investments are up a smidge but mostly it was a stalled year.
-
Welcome to our newcomers and congrats to everyone who made headway this year! Seriously I'm impressed some of you ( @Turtle @happychineseboy @grantmeaname @Imustacheyouaquestion and others) have managed to come out ahead throughout this year. I shouldn't have bought so much Enron apparently :p
This year is an anomaly because I dumped an extra 100K in from an insurance policy. The portfolio performance rate is still very much negative for the year.
-
I think I've lost around $70k in market value and saved something like $155k YTD to get to +$84k net worth YTD
-
2010: -35ish
12/2012: 17800
...
12/19/16: 103910
11/1/17: 157245
12/19/18: 210070
12/21/19: 313101
12/17/20: 393843
12/13/21: 530430
12/11/22: 510201
My first year of paper losses. I was sitting on a lot of cash and overbought in late 2021 through early 2022. Adding home equity, I'm in the mid to upper 700s.
No lie -- as I was about to hit "Post," an ambulance just pulled in front of my neighbors house. Darn. Puts this all into perspective.
-
Investments only - nice to see a bump this month, but not holding any expectations after the year's wild ride.
| | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | $326K | $491K | - | - | - |
| February | $345K | $487K | - | - | - |
| March | $362K | $509K | - | - | - |
| April | $383K | $474K | - | - | - |
| May | $385K | $481K | - | - | - |
| June | $393K | $447K | - | - | - |
| July | $451K | $488K | - | - | - |
| August | $467K | $476K | - | - | - |
| September | $447K | $438K | - | - | - |
| October | $480K | $475K | - | - | - |
| November | $494K | $505K | - | - | - |
| December | $515K | - | - | - | - |
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=1302523503
-
Oct 2021: $563,047.23
Nov 2021: $571,338.24
Dec 2021: $600.016.41
Jan 2022: $631,482.70
Feb 2022: $622,604.09
Mar 2022: $629,602.05
April 2022: $615,479.97
May 2022: $619,678.03
June 2022: $594,951.26
July 2022: $746,039.40
August 2022: $742,226.29
September 2022: $701,318.76
October 2022: $721,805.00
November 2022: $742,148.41 Finally back to where we were when I last posted in this thread. Can we get a new high by the end of December? Remains to be seen.
-
Will keep this thread in mind for next year.
We're currently around $410k net worth at age 36, saving $4-5k/month. Definitely celebrating when we hit $500k; it's been a 9 year journey from -$50k.
-
A disappointing end to a disappointing year
Investments only
| | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | - | $226,942 | $401,746 | $603,129 | $905,792 | $860,957 |
| February | - | $249,796 | $414,430 | $610,412 | $867,164 | -- |
| March | - | $270,351 | $412,631 | $630,438 | $856,028 | -- |
| April | - | $285,770 | $393,815 | $679,078 | $900,389 | -- |
| May | - | $295,838 | $414,524 | $719,534 | $837,895 | -- |
| June | $219,320 | $283,393 | $452,579 | $737,483 | $849,385 | -- |
| July | $228,483 | $307,071 | $471,455 | $771,570 | $798,307 | -- |
| August | $234,711 | $315,942 | $496,982 | $784,835 | $861,929 | -- |
| September | $245,993 | $318,301 | $529,603 | $815,664 | $837,259 | -- |
| October | $251,023 | $334,301 | $525,945 | $795,014 | $780,500 | -- |
| November | $238,881 | $352,430 | $528,082 | $851,714 | $844,902 | -- |
| December | $244,687 | $370,715 | $585,310 | $880,980 | $899,305 | -- |
-
| Year | Jan | Feb | Mar | | | Apr | May | Jun | | | Jul | Aug | Sep | | | Oct | Nov | Dec |
| 2015 | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$9k | -$6k | -$5k |
| 2016 | -$3k | -$2k | -$0k | | | $1k | $3k | $4k | | | $6k | $7k | $9k | | | $9k | $11k | $13k |
| 2017 | $15k | $16k | $18k | | | $20k | $22k | $24k | | | $26k | $27k | $30k | | | $32k | $35k | $36k |
| 2018 | $45k | $44k | $53k | | | $56k | $55k | $52k | | | $63k | $62k | $65k | | | $75k | $72k | $73k |
| 2019 | $80k | $100k | $104k | | | $108k | $119k | $126k | | | $127k | $130k | $133k | | | $141k | $153k | $163k |
| 2020 | $167k | $162k | $156k | | | $187k | $196k | $208k | | | $228k | $242k | $246k | | | $252k | $287k | $303k |
| 2021 | $316k | $365k | $377k | | | $403k | $414k | $428k | | | $444k | $460k | $461k | | | $485k | $485k | $516k |
| 2022 | $489k | $567k | $586k | | | $540k | $551k | $518k | | | $566k | $564k | $535k | | | $566k | $600k | $587k |
-
Investments only; Household combined.
| | 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) | 2023 ($) |
| January | - | 496,255 | 674,413 | 898,547 | - |
| February | - | 472,573 | 700,728 | 880,646 | - |
| March | - | 444,067 | 732,652 | 901,213 | - |
| April | - | 495,051 | 762,029 | 848.393 | - |
| May | - | 524,063 | 759,955 | 843,438 | - |
| June | - | 524,530 | 796,116 | 789,251 | - |
| July | 330,406 | 552,296 | 826,664 | 856,647 | - |
| August | 437,870 | 632,115 | 866,404 | 848,320 | - |
| September | 443,081 | 617,959 | 827,075 | 813,668 | - |
| October | 452,295 | 604,646 | 873,651 | 865,508 | - |
| November | 483,711 | 664,577 | 898,767 | 905,357 | - |
| December | 484,963 | 674,843 | 925,511 | 860,954 | - |
Buh bye 2022 ...
-
June 2017: 198.7k
September 2017: 222.1k
December 2017: 242.4k
March 2018: 263.3k
June 2018: 290.4k
September 2018: 313.7k
December 2018: 296.8k
March 2019: 346.3k
June 2019: 372.4k
September 2019: 390.4k
December 2019: 428.6k
March 2020: 371.1k
June 2020: 456.2k
September 2020: 505.5k
December 2020: 590.1k
March 2021: 644.3k
June 2021: 701.1k
September 2021: 725.9k
December 2021: 788.5k
March 2022: 782.2k
June 2022: 673.5k
September 2022: 665.9k
December 2022: 720.6k
Another quarter like this and we'll be back to where we were in December 2021!
-
Quarter StockBondCash +Houses
Q4 2016: $112,200 $165,800
Q1 2017: $124,300 $178,500
Q2 2017: $148,300 $203,300
Q3 2017: $160,548 $217,018
Q4 2017: $178,042 $235,102
Q1 2018: $203,082 $260,736
Q2 2018: $213,941 $272,491
Q3 2018: $223,802 $283,554
Q4 2018: $235,666 $296,330
Q1 2019: $229,947 $291,293
Q2 2019: $284,421 $346,689
Q3 2019: $315,573 $378,769
Q4 2019: $350,244 $414,376
Q1 2020: $408,250 $473,325
Q2 2020: $362,044 $428,120
Q3 2020: $457,379 $524,413
Q4 2020: $383,076 $555,858
Q1 2021: $478,879 $656,382
Q2 2021: $522,651 $704,873
Q3 2021: $575,207 $761,357
Q4 2021: $722,632 $916,172
Q1 2022: $785,909 $979,449
Q2 2022: $793,344 $1,133,824
Q3 2022: $701,136 $1,038,040
Q4 2022: $680,310 $965,701
Q1 2022: $766,771 $1,005,937
Impressively, we are still below where we were a year ago. 2023 is looking to be a high income year though, look out $1M!
-
| | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $222,019 | $261,809 | $403,264 | $550,326 | $775,790 | $707,881 |
| February | $236,831 | $286,584 | $414,417 | $555,120 | $740,206 | - |
| March | $234,104 | $303,681 | $388,201 | $577,440 | $732,898 | - |
| April | $234,452 | $314,939 | $355,475 | $606,455 | $774,258 | - |
| May | $241,470 | $331,080 | $398,672 | $647,810 | $714,112 | - |
| June | $249,398 | $320,926 | $417,280 | $654,138 | $719,842 | - |
| July | $253,884 | $342,700 | $424,818 | $671,808 | $668,503 | - |
| August | $264,666 | $354,784 | $456,512 | $693,782 | $732,736 | - |
| September | $276,905 | $351,842 | $491,411 | $718,331 | $709,518 | - |
| October | $285,986 | $360,853 | $482,214 | $700,515 | $662,362 | - |
| November | $267,359 | $374,706 | $475,471 | $744,130 | $698,468 | - |
| December | $281,461 | $391,293 | $531,137 | $754,319 | $745,704 | - |
Couldn't out save the market... oh well. We'll try again in 2023!
-
EOY Networth (US$)
2011 -50k
2012 -41k
2013 -10k
2014 33,726
2015 90,497
2016 146,590
2017 224,985
2018 282,015
2019 381,913...downshifted to halftime in the fall.
2020 495,309
2021 591,399
2022 585,889...started including the value of PTO.
December update: 585,889. Down 13,949.
Happy New Year to all!!
-
investments and savings only
| | 2022 | 2023 | 2024 | 2025 |
| January | $493,222 | $501,066 | - | - |
| February | $475,534 | - | - | - |
| March | $466,381 | - | - | - |
| April | $660,742 | - | - | - |
| May | $631,740 | - | - | - |
| June | $620,926 | - | - | - |
| July | $540,913 | - | - | - |
| August | $535,693 | - | - | - |
| September | $501,826 | - | - | - |
| October | $478,128 | - | - | - |
| November | $482,887 | - | - | - |
| December | $522,706 | - | - | - |
-
| | 2021 | 2022 | 2023 |
| January | $517,231 | $587,701 | $684,648 |
| February | $523,109 | $602,997 |
| March | $528,981 | $601,258 |
| April | $534,853 | $642,611 |
| May | $540,725 | $624,923 |
| June | $533,040 | $641,064 |
| July | $542,290 | $621,053 |
| August | $541,486 | $661,845 |
| September | $540,080 | $654,924 |
| October | $551,000 | $632,154 |
| November | $566,816 | $677,840 |
| December | $582,631 | $712,049 |
Down $28K in December :/. I started a sabbatical too so drawing down the savings. Here's to hoping for better market performance in 2023!
-
| Month | 2020 | 2021 | 2022 | 2023 |
| January | - | $580,000 | $809,000 | $894,000 |
| February | - | $584,000 | $789,000 | - |
| March | - | $605,000 | $780,000 | - |
| April | - | $622,000 | $800,250 | - |
| May | - | $650,000 | $752,000 | - |
| June | - | $656,000 | $753,000 | - |
| July | - | $677,000 | $735,000 | - |
| August | - | $682,000 | $760,000 | - |
| September | $517,937 | $700,500 | $780,000 | - |
| October | $511,000 | $696,000 | $736,000 | - |
| November | $514,001 | $803,000 | $800,000 | - |
| December | $567,000 | $788,000 | $913,000 | - |
Adding that 2023 column, wondering if this is the year I cross the $1M mark. Happy new year to all!
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
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Oct 2021: $563,047.23
Nov 2021: $571,338.24
Dec 2021: $600.016.41
Jan 2022: $631,482.70
Feb 2022: $622,604.09
Mar 2022: $629,602.05
April 2022: $615,479.97
May 2022: $619,678.03
June 2022: $594,951.26
July 2022: $746,039.40
August 2022: $742,226.29
September 2022: $701,318.76
October 2022: $721,805.00
November 2022: $742,148.41
December 2022: $742,242.07 Well, nice to hold steady when the market dropped so much. This was our annual payment on our two farm loans, using farm income, so that is what kept the balance sheet up. Up $140,000 for the year, mostly thanks to a special program for farms to help cover for crop losses over the last few years, which we were able to directly apply to the loans. Also continuing to save to cover farm expenses and possible upcoming life expenses. Super fun (sarcasm) to put $28,000 into investments and having all of them down a total of $50,000 since this time last year. I'm not worried or really grumbling much, just glad I'm 32 and not looking to retire anytime soon lol.
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401K/IRA/HSA and Stock Investments only
| | 2019 | 2020 | 2021 | 2022 |
| January | $373,648 | - | - | $744,672 |
| February | - | - | - | $738,851 |
| March | $391,792 | $415,481 | $675,490 | $758,158 |
| April | - | - | - | $821,096 |
| May | - | - | - | $835,551 |
| June | $419,970 | $447,189 | $726,490 | $772,695 |
| July | - | - | - | $830,850 |
| August | - | - | $704,330 | $800,712 |
| September | $426,687 | $481,419 | $723,241 | $737,016 |
| October | - | - | $755,420 | $803,796 |
| November | - | - | $736,799 | $858,637 |
| December | $516,500 | $613,300 | $771,504 | $826,206 |
Down roughly 102K compared with the 157K I put in this year. The only reason I'm up compared with year end 2021 is that there was an extra 110K put in this year - would have been a down year without that.
-
Echoing the sentiments of our fellow posters, the only reason we're up this year is a result of $226,500 in contributions of various forms... Was hoping to be moving on to the next thread by the end of 2023, but doubting that'll be the case as of right now. We shall see.
01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)
01/16/22 - $601,346 (-$2,026)
02/16/22 - $604,637 (+$1,264)
03/02/22 - $623,587 (+$20,215)
04/01/22 - $646,383 (+$43,010)
05/01/22 - $628,346 (+$24,973)
06/01/22 - $637,137 (+$33,764)
07/01/22 - $638,810 (+$35,437)
08/01/22 - $683,261 (+$79,889)
09/01/22 - $686,225 (+$82,853)
10/17/22 - $672,896 (+$69,523)
11/08/22 - $701,629 (+$98,256)
11/30/22 - $735,346 (+$131,973)
12/31/22 - $736,945 (+$133,573)
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Here's my net worth history:
* Dec 2014 (21): $554
* Dec 2015 (22): $32.2K (+31K)
* Dec 2016 (23): $100.7K (+68.5K)
* Dec 2017 (24): $149.6K (+48.9K)
* Dec 2018 (25): $208K (+58.4K)
* Dec 2019 (26): $264K (+56K)
* Dec 2020 (27): $424K (+160K)
* Dec 2021: $562,477 (+$138K)
Aiming to contribute around $90K to investments this year, so with a little bit of luck, might just get to $700K in assets this year. (Though I'm grateful to be in this position even if I don't.)
*Dec 2022: $676K (+$114K)
Man... what a crazy year. Here's what I got up to:
- Bought a house for my parents
- Got my biggest bonus ever (~$150K) as part of an equity buy-out at my firm
- Lost a crap load of money in the market and crypto
- Got a raise at work (+$25K annually in salary; +$35K variable potential, though likely will come in lower
- Got bumped up in equity, which if we have another equity event could be life-changing
- Tested out a few side hustles, and made ~$10K on them
- First time introducing a partner to my parents
Overall, very grateful.
I've got a goal in the next year of making $1m in gross income (about double what I make now.) To be honest, I'm not quite sure how I'll get there, but I want it down on paper.
Wish me luck!!
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2/1/2020 $500,122.69
6/1/2020 $518,425.00
1/1/2021 $578,238.00
6/1/2021 $620,939.00
1/1/2022 $691,603.00
3/1/2022 $687,037.17
4/1/2022 $889,567.00
5/1/2022 $886,991.00
6/1/2022 $885,593.00
7/1/2022 $874,048.00
8/1/2022 $951,446.00
9/1/2022 $957,272.97
10/1/2022 $943,670.81
11/1/2022 $962,297.69
12/1/2022 $988,191.12
1/1/2023 $1,018,116.50
oh hey.... looks like I crossed that 1M mark to start the year... WHAT?!?
This is total networth including principle residence, but pretty blown away how quickly I graduated from this group in less than 3 years. With real estate in a bit of turmoil right now I can't verify the accuracy so I could be back here, but I think I've conservatively estimated it. The last year really accelerated through:
- increased my real estate to assessed value after not adjusting for ~3 years, previously leaving at purchase cost
- took the commuted value of a pension with an old employer, received the payout, and networth took a jump (understated pension value previously)
- Got a new job and significant income bumped.
I'm now 60% to my FI number (liquid -non-primary resident calculation) that I initially set, but lifestyle inflation and family growth means I probably want more but the snowball is rolling!. See you in the next group!
-
Hell yes! Congrats Woodro85!
-
1/1/2023 $1,018,116.50
oh hey.... looks like I crossed that 1M mark to start the year... WHAT?!?
That's some financial news I can root for. Congrats Woodro85!
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2020
Date Assets Debts Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021Date Assets Debts Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Oct 2021 $1,071,990.16 -$453,231.84 $618,758.32
Nov 2021 $1,101,914.46 -$447,727.22 $654,187.24
Dec 2021 $1,084,167.16 -$450,855.87 $633,311.29
2022Date Assets Debts Net Worth
Jan 2022 $1,116,799.93 -$444,795.98 $672,003.95
Feb 2022 $1,081,638.33 -$443,484.70 $638,153.63
Mar 2022 $1,075,121.56 -$440,480.78 $634,640.78
Apr 2022 $1,100,641.30 -$441,029.74 $659,611.56
May 2022 $1,063,532.73 -$436,899.07 $626,633.66
Jun 2022 $1,070,199.78 -$436,935.78 $633,264.00
Jul 2022 $1,035,931.02 -$432,745.39 $603,185.63
Aug 2022 $1,068,444.71 -$430,877.78 $637,566.93
Sep 2022 $1,068,205.95 -$428,242.04 $639,963.91
Oct 2022 $1,023,285.46 -$430,827.84 $592,457.62
Nov 2022 $1,141,221.05 -$510,090.29 $631,130.76
Dec 2022 $1,126,559.96 -$473,747.31 $652,812.65
2023Date Assets Debts Net Worth
Jan 2023 $1,103,663.64 -$463,470.38 $640,193.26
I'm leaving my house value static from years ago, not sure how to handle that - it's likely up $150k but obviously nothing is guaranteed until a sale. Given I'm not planning on selling and I have to live somewhere, I've left it alone.
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114 <-- Bought house
Jan 5 2022: TNW $974,113 / Investments $680,246
Feb 5 2022: TNW $989,468 / Investments $668,804
Mar 5 2022: TNW $976,348 / Investments $651,576
Apr 5 2022: TNW $1,030,421 / Investments $680,695
May 5 2022: TNW $1,028,363 / Investments $641,593
July 5 2022: TNW $1,039,389 / Investments $601,245
Aug 5 2022: TNW $1,122,143 / Investments $637,929
Sept 5 2022: TNW $1,122,124 / Investments $613,238
Oct 5 2022: TNW $1,095,655 / Investments $596,262
Nov 5 2022: TNW $1,108,755 / Investments $608,571
Dec 5 2022: TNW $1,208,503 / Investments $657,325
Jan 5 2023: TNW $1,194,656 / Investments $644,832 ($12,493)
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end-2018: £287,177
end-2019: £385,670
end-2020: £445,311
end-2021: £591,798
end-2022: £633,634
Progress likely to be quite a bit slower now - aiming for 650,000 by end-2023.
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DATE INVESTMENTS INVESTS + CASH
May 2015 $174,008 $279,652
Sep 2015 $175,919 $277,696
May 2016 $218,514 $328,980
Jul 2017 $306,386 $417,772 *Discovered MMM
Mar 2018 $380,160 $467,160
Aug 2018 $423,708 $491,708
Feb 2019 $446,121 $585,121
Mar 2019 $481,093 $592,941
Apr 2019 $506,875 $595,875
Jul 2019 $540,071 $617,447
Jan 2020 $610,000 $691,000
Jul 2020 $647,000 $727,000
Oct 2020 $681,430 $765,430
Dec 2020 $724,740 $814,072
Jan 2021 $756,650 $842,650
Apr 2021 $807,000 $885,000
May 2021 $827,000 $903,000
Jul 2021 $861,000 $935,000
Sep 2021 $891,000 $958,000
Oct 2021 $888,347 $955,347
Nov 2021 $915,474 $982,474
Dec 2021 $913,182 $993,182
Jan 2022 $888,224 $978,224
Feb 2022 $891,617 $981,617
Mar 2022 $880,071 $960,071
Apr 2022 $891,000 $975,000
May 2022 $815,332 $889,332
Jun 2022 $831,000 $896,000
Jul 2022 $817,000 $877,000
Aug 2022 $867,884 $927,884
Sep 2022 $847,648 $907,648
Oct 2022 $805,625 $865,625
Nov 2022 $831,585 $896,585
Dec 2022 $890,571 $954,571
Jan 2023 $867,091 $930,091
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07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
12/01/2021 - $558,710 / ~$817K (Zillow thinks my house is worth a lot more than a few months ago)
12/31/2021 - $590,743 / ~$857K
02/01/2022 - $560,789 / ~$832K (including ~$1,750 in Cryptocurrency)
03/01/2022 - $551,465 / ~$863k (including ~$2,822 in Cryptocurrency) (house went up ~$36k in value according to Zillow)
04/01/2022 - $577,980 / ~$943k (including ~$4,041 in Cryptocurrency) (House went up again)
05/02/2022 - $533,454 / ~$905k (inc. ~$3517 in Crypto) (house went up again)
05/31/2022 - $538,475 / ~$899K (inc. ~$2647 in Crypto) (house went Down)
06/30/2022 - $491,145 / ~$836K (inc. ~$1,700 in crypto) (house value when down)
08/01/2022 - $534,790 / ~$860k (incl. ~$2,490 in Crypto, House value went down)
09/02/2022 - $515,422 / ~$822K (incl. ~$2,375 in crypto, house is about same)
10/03/2022 - $476,437 / ~$767K (Incl. ~$2,180 in crypto, house value is down)
11/01/2022 - $513,433 / ~$803k (Incl. ~$2,260 in crypto)
12/01/2022 - $571,340 / ~$865k (incl. ~$2,190 in crypto)
01/05/2023 - $558,368 / ~$831k (incl. ~$2,278 in crypto) - i did a thing and our overall NW will go down next month
Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0
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Investments only
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $34,633 | $56,928 | $98,248 | $176,153 | $419,499 | $643,917 | $586,257 |
| February | $40,740 | $56,241 | $115,926 | $182,362 | $433,878 | $631,440 | - |
| March | ??? | $57,195 | $123,445 | $171,868 | $481,671 | $612,570 | - |
| April | $41,346 | $57,635 | $129,678 | $188,425 | $503,015 | $628,685 | - |
| May | $41,840 | $66,682 | $136,527 | $255,004 | $536,515 | $583,864 | - |
| June | $45,227 | $71,500 | $132,945 | $279,130 | $570,802 | $566,514 | - |
| July | $45,862 | $75,817 | $142,557 | $290,173 | $570,802 | $546,704 | - |
| August | $47,377 | $85,050 | $150,420 | $310,173 | $568,446 | $587,836 | - |
| September | $47,669 | $87,937 | $146,310 | $336,875 | $596,208 | $556,816 | - |
| October | $50,397 | $94,114 | $150,536 | $338,532 | $590,085 | $526,251 | - |
| November | $52,288 | $95,502 | $155,627 | $332,899 | $625,776 | $568,125 | - |
| December | ??? | $93,596 | $165,458 | $396,311 | $611,435 | $602,563 | - |
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For folks who kept buying at their same normal rate this entire year and didnt sell much ( Likely most of us since buying and holding norms) have you made any projections as to what your NW will be once the market returns to previous peak? Envisioning this has kept me inspired but I haven’t put much thought/calculation into what this will likely do for my number on the race to 1M.
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For folks who kept buying at their same normal rate this entire year and didnt sell much ( Likely most of us since buying and holding norms) have you made any projections as to what your NW will be once the market returns to previous peak? Envisioning this has kept me inspired but I haven’t put much thought/calculation into what this will likely do for my number on the race to 1M.
Well I'm just going to steal @neo von retorch 's well thought out reply above mine because I do not have an easy way of sorting through multiple accounts and multiple investments. I'd be at $1,100,000 roughly. I'd originally hoped to cross the finish line August 2022 based off the highs of late 2021.
I came here mid month to report that its the first time my personal capital account has read > $900k since early Jan 2022 and that gave me hope that someday we'll see better numbers.
Congrats to @Woodro85 !! At least someone here is enjoying this particular moment in time :p
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i did a thing and our overall NW will go down next month
What did you do?
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For folks who kept buying at their same normal rate this entire year and didnt sell much ( Likely most of us since buying and holding norms) have you made any projections as to what your NW will be once the market returns to previous peak? Envisioning this has kept me inspired but I haven’t put much thought/calculation into what this will likely do for my number on the race to 1M.
Well I'm just going to steal @neo von retorch 's well thought out reply above mine because I do not have an easy way of sorting through multiple accounts and multiple investments. I'd be at $1,100,000 roughly. I'd originally hoped to cross the finish line August 2022 based off the highs of late 2021.
I came here mid month to report that its the first time my personal capital account has read > $900k since early Jan 2022 and that gave me hope that someday we'll see better numbers.
Similar numbers for me - I'd have been a bit behind you but on to the next race by a bit of a margin. My mid-month check in numbers are showing me near the high water mark.
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First update for 2023, and we've crossed a new threshold - made it just past 750k! Using the approximate ~22% above, we could theoretically be hovering around 875ish right now. I'm just hoping the slump continues through bonus payout so that I can add another 30k to the Roth IRA at a low point.
01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)
01/16/22 - $601,346 (-$2,026)
03/31/22 - $646,383 (+$43,010)
06/30/22 - $638,810 (+$35,437)
10/17/22 - $672,896 (+$69,523)
12/31/22 - $736,945 (+$133,573)
01/15/23 - $758,371 (+$21,425)
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01/1/2019 $194k LNW / $744k TNW
12/1/2019 $287k LNW / $822k TNW
12/1/2020 $499k LNW / $1,145k TNW
01/1/2021 $532k LNW / $1,232k TNW
01/1/2023 $463k LWN / $1,718k TNW
Cashed out stocks and got a 3.8% mortgage in March 2022, which turned out to be good timing.
Now I've quit my job and started my own business. So far, business has involved a lot of mountain biking, climbing and skiing. And of course some actual clients and paychecks.
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Almost all of this is market gains! Only have access to DH's 401k right now as I'm between jobs and we're conserving cash for the time being.
Investments only
| | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | - | $226,942 | $401,746 | $603,129 | $905,792 | $860,957 |
| February | - | $249,796 | $414,430 | $610,412 | $867,164 | $930,363 |
| March | - | $270,351 | $412,631 | $630,438 | $856,028 | -- |
| April | - | $285,770 | $393,815 | $679,078 | $900,389 | -- |
| May | - | $295,838 | $414,524 | $719,534 | $837,895 | -- |
| June | $219,320 | $283,393 | $452,579 | $737,483 | $849,385 | -- |
| July | $228,483 | $307,071 | $471,455 | $771,570 | $798,307 | -- |
| August | $234,711 | $315,942 | $496,982 | $784,835 | $861,929 | -- |
| September | $245,993 | $318,301 | $529,603 | $815,664 | $837,259 | -- |
| October | $251,023 | $334,301 | $525,945 | $795,014 | $780,500 | -- |
| November | $238,881 | $352,430 | $528,082 | $851,714 | $844,902 | -- |
| December | $244,687 | $370,715 | $585,310 | $880,980 | $899,305 | -- |
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| Month | 2020 | 2021 | 2022 | 2023 |
| January | - | $580,000 | $809,000 | $894,000 |
| February | - | $584,000 | $789,000 | $914,000 |
| March | - | $605,000 | $780,000 | - |
| April | - | $622,000 | $800,250 | - |
| May | - | $650,000 | $752,000 | - |
| June | - | $656,000 | $753,000 | - |
| July | - | $677,000 | $735,000 | - |
| August | - | $682,000 | $760,000 | - |
| September | $517,937 | $700,500 | $780,000 | - |
| October | $511,000 | $696,000 | $736,000 | - |
| November | $514,001 | $803,000 | $800,000 | - |
| December | $567,000 | $788,000 | $913,000 | - |
So far 2023 is starting out with a steady upward climb :)
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
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| | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $222,019 | $261,809 | $403,264 | $550,326 | $775,790 | $707,881 |
| February | $236,831 | $286,584 | $414,417 | $555,120 | $740,206 | $750,468 |
| March | $234,104 | $303,681 | $388,201 | $577,440 | $732,898 | - |
| April | $234,452 | $314,939 | $355,475 | $606,455 | $774,258 | - |
| May | $241,470 | $331,080 | $398,672 | $647,810 | $714,112 | - |
| June | $249,398 | $320,926 | $417,280 | $654,138 | $719,842 | - |
| July | $253,884 | $342,700 | $424,818 | $671,808 | $668,503 | - |
| August | $264,666 | $354,784 | $456,512 | $693,782 | $732,736 | - |
| September | $276,905 | $351,842 | $491,411 | $718,331 | $709,518 | - |
| October | $285,986 | $360,853 | $482,214 | $700,515 | $662,362 | - |
| November | $267,359 | $374,706 | $475,471 | $744,130 | $698,468 | - |
| December | $281,461 | $391,293 | $531,137 | $754,319 | $745,704 | - |
Nice bump to start 2023. Planning to max out a 401K, 457B, part of a 403b, two IRA's, two HSA's (not counted here), plus spouse will get some more stock next month. So I hope for decent progress this year even if the market is a bit messy again. We just aren't in a place to max the 403B, but I hope to bump up contributions a bit more.
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Solid month. Hopefully next month is a big one for me :)
| Year | Jan | Feb | Mar | | | Apr | May | Jun | | | Jul | Aug | Sep | | | Oct | Nov | Dec |
| 2015 | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$9k | -$6k | -$5k |
| 2016 | -$3k | -$2k | -$0k | | | $1k | $3k | $4k | | | $6k | $7k | $9k | | | $9k | $11k | $13k |
| 2017 | $15k | $16k | $18k | | | $20k | $22k | $24k | | | $26k | $27k | $30k | | | $32k | $35k | $36k |
| 2018 | $45k | $44k | $53k | | | $56k | $55k | $52k | | | $63k | $62k | $65k | | | $75k | $72k | $73k |
| 2019 | $80k | $100k | $104k | | | $108k | $119k | $126k | | | $127k | $130k | $133k | | | $141k | $153k | $163k |
| 2020 | $167k | $162k | $156k | | | $187k | $196k | $208k | | | $228k | $242k | $246k | | | $252k | $287k | $303k |
| 2021 | $316k | $365k | $377k | | | $403k | $414k | $428k | | | $444k | $460k | $461k | | | $485k | $485k | $516k |
| 2022 | $489k | $567k | $586k | | | $540k | $551k | $518k | | | $566k | $564k | $535k | | | $566k | $600k | $587k |
| 2023 | $605k | - | - | | | - | - | - | | | - | - | - | | | - | - | - |
-
Investments only; Household combined.
| | 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) | 2023 ($) |
| January | - | 496,255 | 674,413 | 898,547 | 902,687 |
| February | - | 472,573 | 700,728 | 880,646 | - |
| March | - | 444,067 | 732,652 | 901,213 | - |
| April | - | 495,051 | 762,029 | 848.393 | - |
| May | - | 524,063 | 759,955 | 843,438 | - |
| June | - | 524,530 | 796,116 | 789,251 | - |
| July | 330,406 | 552,296 | 826,664 | 856,647 | - |
| August | 437,870 | 632,115 | 866,404 | 848,320 | - |
| September | 443,081 | 617,959 | 827,075 | 813,668 | - |
| October | 452,295 | 604,646 | 873,651 | 865,508 | - |
| November | 483,711 | 664,577 | 898,767 | 905,357 | - |
| December | 484,963 | 674,843 | 925,511 | 860,954 | - |
-
2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Dec 29th: $624 UP 90.5k for 2020
2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
Sept 1: $796
Oct 1: $771.5
Nov: $808
Dec: $815.5 Put the condo up to 150k- Zillow says 180k now. Had to buy a nice new fridge :) but now both cars need fixed too, arg.
Dec 31: $843 UP 218,977for 2021, but some was the condo
2022
Feb 1st: $807
Mar 1st: $798.5
Apr 1st $822.5
May 1: $786.5
June 1: $776 finally our new kitchen is in- should be able to save more again going forward. Sold art:)
August 1:$781
Sept 1: $766
Oct 4: $735
Nov 2: $760.5
Dec 1: $791.5
Jan 3: 769.5 sold art DOWN 73,345 for 2022
Feb 1: $813
-
Investments only.
| | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $198,265 | $224,401 | $305,287 | $424,924 | $541,872 | $543,104 |
| February | $204,080 | $231,997 | $290,554 | $453,313 | $526,670 | |
| March | $204,080 | $236,710 | $274,909 | $471,199 | $532,671 | |
| April | $206,310 | $246,138 | $298,297 | $489,213 | $495,058 | |
| May | $207,731 | $245,062 | $320,072 | $492,274 | $495,719 | |
| June | $209,453 | $256,868 | $331,215 | $493,272 | $468,019 | |
| July | $218,450 | $256,076 | $349,025 | $503,214 | $499,669 | |
| August | $224,243 | $266,197 | $367,183 | $521,697 | $485,070 | |
| September | $227,037 | $274,186 | $360,397 | $509,748 | $477,261 | |
| October | $214,107 | $284,427 | $360,290 | $530,757 | $477,261 | |
| November | $219,948 | $295.004 | $400,264 | $524,716 | $507,665 | |
| December | $206,667 | $304,693 | $419,937 | $557,868 | $489,299 | |
Tentatively moving back into this thread.
-
2020
Date Assets Debts Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021Date Assets Debts Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Oct 2021 $1,071,990.16 -$453,231.84 $618,758.32
Nov 2021 $1,101,914.46 -$447,727.22 $654,187.24
Dec 2021 $1,084,167.16 -$450,855.87 $633,311.29
2022Date Assets Debts Net Worth
Jan 2022 $1,116,799.93 -$444,795.98 $672,003.95
Feb 2022 $1,081,638.33 -$443,484.70 $638,153.63
Mar 2022 $1,075,121.56 -$440,480.78 $634,640.78
Apr 2022 $1,100,641.30 -$441,029.74 $659,611.56
May 2022 $1,063,532.73 -$436,899.07 $626,633.66
Jun 2022 $1,070,199.78 -$436,935.78 $633,264.00
Jul 2022 $1,035,931.02 -$432,745.39 $603,185.63
Aug 2022 $1,068,444.71 -$430,877.78 $637,566.93
Sep 2022 $1,068,205.95 -$428,242.04 $639,963.91
Oct 2022 $1,023,285.46 -$430,827.84 $592,457.62
Nov 2022 $1,141,221.05 -$510,090.29 $631,130.76
Dec 2022 $1,126,559.96 -$473,747.31 $652,812.65
2023Date Assets Debts Net Worth
Jan 2023 $1,103,663.64 -$463,470.38 $640,193.26
Feb 2023 $1,211,986.76 -$540,167.60 $671,819.16
-
EOY Networth (US$)
2011 -50k
2012 -41k
2013 -10k
2014 33,726
2015 90,497
2016 146,590
2017 224,985
2018 282,015
2019 381,913...downshifted to halftime in the fall.
2020 495,309
2021 591,399
2022 585,889...started including the value of PTO.
January update: 622,205. Up 36,316.
-
DATE INVESTMENTS INVESTS + CASH
May 2015 $174,008 $279,652
Sep 2015 $175,919 $277,696
May 2016 $218,514 $328,980
Jul 2017 $306,386 $417,772 *Discovered MMM
Mar 2018 $380,160 $467,160
Aug 2018 $423,708 $491,708
Feb 2019 $446,121 $585,121
Mar 2019 $481,093 $592,941
Apr 2019 $506,875 $595,875
Jul 2019 $540,071 $617,447
Jan 2020 $610,000 $691,000
Jul 2020 $647,000 $727,000
Oct 2020 $681,430 $765,430
Dec 2020 $724,740 $814,072
Jan 2021 $756,650 $842,650
Apr 2021 $807,000 $885,000
May 2021 $827,000 $903,000
Jul 2021 $861,000 $935,000
Sep 2021 $891,000 $958,000
Oct 2021 $888,347 $955,347
Nov 2021 $915,474 $982,474
Dec 2021 $913,182 $993,182
Jan 2022 $888,224 $978,224
Feb 2022 $891,617 $981,617
Mar 2022 $880,071 $960,071
Apr 2022 $891,000 $975,000
May 2022 $815,332 $889,332
Jun 2022 $831,000 $896,000
Jul 2022 $817,000 $877,000
Aug 2022 $867,884 $927,884
Sep 2022 $847,648 $907,648
Oct 2022 $805,625 $865,625
Nov 2022 $831,585 $896,585
Dec 2022 $890,571 $954,571
Jan 2023 $867,091 $930,091
Feb 2023 $904,372 $964,372
-
401K/IRA and Stock Investments only
Found historical data for a decade ago.
End of 2011 - 119519.85
End of 2012 - 182941.93
| | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $373,648 | - | - | $744,672 | $893,674 |
| February | - | - | - | $738,851 |
| March | $391,792 | $415,481 | $675,490 | $758,158 |
| April | - | - | - | $821,096 |
| May | - | - | - | $835,551 |
| June | $419,970 | $447,189 | $726,490 | $772,695 |
| July | - | - | - | $830,850 |
| August | - | - | $704,330 | $800,712 |
| September | $426,687 | $481,419 | $723,241 | $737,016 |
| October | - | - | $755,420 | $803,796 |
| November | - | - | $736,799 | $858,637 |
| December | $516,500 | $613,300 | $771,504 | $826,206 |
Nice to see folks hitting high water marks again! Here's hoping the foundations we laid last year buying stocks on sale lead to good things this year.
-
07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
12/01/2021 - $558,710 / ~$817K (Zillow thinks my house is worth a lot more than a few months ago)
12/31/2021 - $590,743 / ~$857K
02/01/2022 - $560,789 / ~$832K (including ~$1,750 in Cryptocurrency)
03/01/2022 - $551,465 / ~$863k (including ~$2,822 in Cryptocurrency) (house went up ~$36k in value according to Zillow)
04/01/2022 - $577,980 / ~$943k (including ~$4,041 in Cryptocurrency) (House went up again)
05/02/2022 - $533,454 / ~$905k (inc. ~$3517 in Crypto) (house went up again)
05/31/2022 - $538,475 / ~$899K (inc. ~$2647 in Crypto) (house went Down)
06/30/2022 - $491,145 / ~$836K (inc. ~$1,700 in crypto) (house value when down)
08/01/2022 - $534,790 / ~$860k (incl. ~$2,490 in Crypto, House value went down)
09/02/2022 - $515,422 / ~$822K (incl. ~$2,375 in crypto, house is about same)
10/03/2022 - $476,437 / ~$767K (Incl. ~$2,180 in crypto, house value is down)
11/01/2022 - $513,433 / ~$803k (Incl. ~$2,260 in crypto)
12/01/2022 - $571,340 / ~$865k (incl. ~$2,190 in crypto)
01/05/2023 - $558,368 / ~$831k (incl. ~$2,278 in crypto) - i did a thing and our overall NW will go down next month
02/01/2023 - $599,198 / ~$835k (incl. ~$2,860 in crypto) - so close to $600k and a new all time high!
02/15/2023 - $606,500 (incl. ~$2,900 in crypto)
Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0
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Investments only
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $34,633 | $56,928 | $98,248 | $176,153 | $419,499 | $643,917 | $586,257 |
| February | $40,740 | $56,241 | $115,926 | $182,362 | $433,878 | $631,440 | $641,711 |
| March | ??? | $57,195 | $123,445 | $171,868 | $481,671 | $612,570 | - |
| April | $41,346 | $57,635 | $129,678 | $188,425 | $503,015 | $628,685 | - |
| May | $41,840 | $66,682 | $136,527 | $255,004 | $536,515 | $583,864 | - |
| June | $45,227 | $71,500 | $132,945 | $279,130 | $570,802 | $566,514 | - |
| July | $45,862 | $75,817 | $142,557 | $290,173 | $570,802 | $546,704 | - |
| August | $47,377 | $85,050 | $150,420 | $310,173 | $568,446 | $587,836 | - |
| September | $47,669 | $87,937 | $146,310 | $336,875 | $596,208 | $556,816 | - |
| October | $50,397 | $94,114 | $150,536 | $338,532 | $590,085 | $526,251 | - |
| November | $52,288 | $95,502 | $155,627 | $332,899 | $625,776 | $568,125 | - |
| December | ??? | $93,596 | $165,458 | $396,311 | $611,435 | $602,563 | - |
Between DW and DH we've already contributed nearly $18k towards our 401k and maxed Roth IRAs which has been the big gain. Can't wait to see the growth when the market eventually starts heading upwards consistently.
-
Just need this sorta monthly pace to continue to hit our target by YE - really just dependent on the markets outcome.
01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)
01/16/22 - $601,346 (-$2,026)
03/31/22 - $646,383 (+$43,010)
06/30/22 - $638,810 (+$35,437)
10/17/22 - $672,896 (+$69,523)
12/31/22 - $736,945 (+$133,573)
01/15/23 - $758,371 (+$21,425)
01/31/23 - $773,643 (+$36,697)
-
investments and savings only
| | 2022 | 2023 | 2024 | 2025 |
| January | $493,222 | $501,066 | - | - |
| February | $475,534 | $541,035 | - | - |
| March | $466,381 | - | - | - |
| April | $660,742 | - | - | - |
| May | $631,740 | - | - | - |
| June | $620,926 | - | - | - |
| July | $540,913 | - | - | - |
| August | $535,693 | - | - | - |
| September | $501,826 | - | - | - |
| October | $478,128 | - | - | - |
| November | $482,887 | - | - | - |
| December | $522,706 | - | - | - |
-
1/2019- 29,000
1/2020- 130,822
1/2021- 258,257
1/2022- 452,162
1/2023- 534,404
2/2023- 580,499
-
| | 2021 | 2022 | 2023 |
| January | $517,231 | $587,701 | $684,648 |
| February | $523,109 | $602,997 | $718,097 |
| March | $528,981 | $601,258 |
| April | $534,853 | $642,611 |
| May | $540,725 | $624,923 |
| June | $533,040 | $641,064 |
| July | $542,290 | $621,053 |
| August | $541,486 | $661,845 |
| September | $540,080 | $654,924 |
| October | $551,000 | $632,154 |
| November | $566,816 | $677,840 |
| December | $582,631 | $712,049 |
I spent an embarrassing amount in January, my first full month of sabbatical. So happy the stock market outperformed my spendthrift ways!
-
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | 132,155 | 177,349 | 282,110 | 344,002 | 562,144 | 603,222 | - |
| February | 138,015 | 188,332 | 290,845 | 360,553 | 550,651 | - | - |
| March | 138,469 | 187,634 | 288,022 | 367,222 | 545,172 | - | - |
| April | 148,093 | 197,461 | 257,224 | 387,064 | 575,922 | - | - |
| May | 158,814 | 194,010 | 276,627 | 398,896 | 547,618 | - | - |
| June | 161,284 | 186,414 | 299,563 | 407,230 | 541,730 | - | - |
| July | 160,446 | 196,934 | 304,249 | 418,701 | 527,166 | - | - |
| August | 168,222 | 267,535 | 318,456 | 520,045 | 577,017 | - | - |
| September | 184,158 | 268,153 | 324,661 | 527,305 | 561,402 | - | - |
| October | 189,536 | 271,542 | 317,511 | 520,004 | 545,003 | - | - |
| November | 184,146 | 283,636 | 323,958 | 552,965 | 554,486 | - | - |
| December | 182,675 | 287,248 | 341,124 | 542,337 | 581,821 | - | - |
Broke $600k for the first time!
-
Investments only;
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Dec 2020: $448.30k
Dec 2021: $579.50k
Jan 2022: $555.08k
Feb 2022: $547.93k
Mar 2022: $568.83k
Apr 2022: $526.18k
May 2022: $533.30k
Jun 2022: $500.42k
Jul 2022 : $533.30k
Aug 2022: $517.60k
Dec 2022: $521.43k
Jan 2023: $562.03k
Sent from my SM-S908U using Tapatalk
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114 <-- Bought house
Jan 5 2022: TNW $974,113 / Investments $680,246
Feb 5 2022: TNW $989,468 / Investments $668,804
Mar 5 2022: TNW $976,348 / Investments $651,576
Apr 5 2022: TNW $1,030,421 / Investments $680,695
May 5 2022: TNW $1,028,363 / Investments $641,593
July 5 2022: TNW $1,039,389 / Investments $601,245
Aug 5 2022: TNW $1,122,143 / Investments $637,929
Sept 5 2022: TNW $1,122,124 / Investments $613,238
Oct 5 2022: TNW $1,095,655 / Investments $596,262
Nov 5 2022: TNW $1,108,755 / Investments $608,571
Dec 5 2022: TNW $1,208,503 / Investments $657,325
Jan 5 2023: TNW $1,194,656 / Investments $644,832
Feb 5 2023: TNW $1,236,363 / Investments $695,406 ($50,574)
-
Oct 2021: $563,047.23
Nov 2021: $571,338.24
Dec 2021: $600.016.41
Jan 2022: $631,482.70
Feb 2022: $622,604.09
Mar 2022: $629,602.05
April 2022: $615,479.97
May 2022: $619,678.03
June 2022: $594,951.26
July 2022: $746,039.40
August 2022: $742,226.29
September 2022: $701,318.76
October 2022: $721,805.00
November 2022: $742,148.41
December 2022: $742,242.07
January 2023: $794,249.76 Nice to have the market go back up! Also got an end-of-year bonus that gets counted in January funds instead of December.
-
Investments only - it's been a roller coaster ride, but I'm back over the line. 🤞 this time for good? 🤞
| | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | $326K | $491K | $516K | - | - |
| February | $345K | $487K | - | - | - |
| March | $362K | $509K | - | - | - |
| April | $383K | $474K | - | - | - |
| May | $385K | $481K | - | - | - |
| June | $393K | $447K | - | - | - |
| July | $451K | $488K | - | - | - |
| August | $467K | $476K | - | - | - |
| September | $447K | $438K | - | - | - |
| October | $480K | $475K | - | - | - |
| November | $494K | $505K | - | - | - |
| December | $515K | $480K | - | - | - |
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=1302523503
-
I track my data every Monday morning as part of my motivation to start the work week. It's helped me get used to the ups and downs of the market.
This morning was the first time that the accounts I'm tracking have posted above 900. Finally feeling like the finish line is in sight after the roller coaster of this past year is a good way to start the week.
(Though I have to admit that part of the reason I'm documenting is in case it's back below by end of month.)
-
Hopefully next month is a big one for me :)
Ah! Well. Nevertheless,
this aged like milk
-
January was good for me! I'm at my all time net worth high, slightly above the end-of-November 2022 numbers
-
Bonus and raise incoming, so hoping to continue an upward push. As of 2/16, we're running about +$991/day increase in NW, but doubting that pace is sustainable.
01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)
01/16/22 - $601,346 (-$2,026)
03/31/22 - $646,383 (+$43,010)
06/30/22 - $638,810 (+$35,437)
10/17/22 - $672,896 (+$69,523)
12/31/22 - $736,945 (+$133,573)
01/15/23 - $758,371 (+$21,425)
01/31/23 - $773,643 (+$36,697)
02/16/23 - $783,541 (+46,595)
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| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | 132,155 | 177,349 | 282,110 | 344,002 | 562,144 | 603,222 | - |
| February | 138,015 | 188,332 | 290,845 | 360,553 | 550,651 | - | - |
| March | 138,469 | 187,634 | 288,022 | 367,222 | 545,172 | - | - |
| April | 148,093 | 197,461 | 257,224 | 387,064 | 575,922 | - | - |
| May | 158,814 | 194,010 | 276,627 | 398,896 | 547,618 | - | - |
| June | 161,284 | 186,414 | 299,563 | 407,230 | 541,730 | - | - |
| July | 160,446 | 196,934 | 304,249 | 418,701 | 527,166 | - | - |
| August | 168,222 | 267,535 | 318,456 | 520,045 | 577,017 | - | - |
| September | 184,158 | 268,153 | 324,661 | 527,305 | 561,402 | - | - |
| October | 189,536 | 271,542 | 317,511 | 520,004 | 545,003 | - | - |
| November | 184,146 | 283,636 | 323,958 | 552,965 | 554,486 | - | - |
| December | 182,675 | 287,248 | 341,124 | 542,337 | 581,821 | - | - |
Broke $600k for the first time!
Congratulations!
Us too!
-
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | 132,155 | 177,349 | 282,110 | 344,002 | 562,144 | 603,222 | - |
| February | 138,015 | 188,332 | 290,845 | 360,553 | 550,651 | - | - |
| March | 138,469 | 187,634 | 288,022 | 367,222 | 545,172 | - | - |
| April | 148,093 | 197,461 | 257,224 | 387,064 | 575,922 | - | - |
| May | 158,814 | 194,010 | 276,627 | 398,896 | 547,618 | - | - |
| June | 161,284 | 186,414 | 299,563 | 407,230 | 541,730 | - | - |
| July | 160,446 | 196,934 | 304,249 | 418,701 | 527,166 | - | - |
| August | 168,222 | 267,535 | 318,456 | 520,045 | 577,017 | - | - |
| September | 184,158 | 268,153 | 324,661 | 527,305 | 561,402 | - | - |
| October | 189,536 | 271,542 | 317,511 | 520,004 | 545,003 | - | - |
| November | 184,146 | 283,636 | 323,958 | 552,965 | 554,486 | - | - |
| December | 182,675 | 287,248 | 341,124 | 542,337 | 581,821 | - | - |
Broke $600k for the first time!
Congratulations!
Us too!
Brother!
-
| Year | Jan | Feb | Mar | | | Apr | May | Jun | | | Jul | Aug | Sep | | | Oct | Nov | Dec |
| 2015 | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$9k | -$6k | -$5k |
| 2016 | -$3k | -$2k | -$0k | | | $1k | $3k | $4k | | | $6k | $7k | $9k | | | $9k | $11k | $13k |
| 2017 | $15k | $16k | $18k | | | $20k | $22k | $24k | | | $26k | $27k | $30k | | | $32k | $35k | $36k |
| 2018 | $45k | $44k | $53k | | | $56k | $55k | $52k | | | $63k | $62k | $65k | | | $75k | $72k | $73k |
| 2019 | $80k | $100k | $104k | | | $108k | $119k | $126k | | | $127k | $130k | $133k | | | $141k | $153k | $163k |
| 2020 | $167k | $162k | $156k | | | $187k | $196k | $208k | | | $228k | $242k | $246k | | | $252k | $287k | $303k |
| 2021 | $316k | $365k | $377k | | | $403k | $414k | $428k | | | $444k | $460k | $461k | | | $485k | $485k | $516k |
| 2022 | $489k | $567k | $586k | | | $540k | $551k | $518k | | | $566k | $564k | $535k | | | $566k | $600k | $587k |
| 2023 | $605k | $625k | - | | | - | - | - | | | - | - | - | | | - | - | - |
-
| Year | Jan | Feb | Mar | | | Apr | May | Jun | | | Jul | Aug | Sep | | | Oct | Nov | Dec |
| 2015 | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$9k | -$6k | -$5k |
| 2016 | -$3k | -$2k | -$0k | | | $1k | $3k | $4k | | | $6k | $7k | $9k | | | $9k | $11k | $13k |
| 2017 | $15k | $16k | $18k | | | $20k | $22k | $24k | | | $26k | $27k | $30k | | | $32k | $35k | $36k |
| 2018 | $45k | $44k | $53k | | | $56k | $55k | $52k | | | $63k | $62k | $65k | | | $75k | $72k | $73k |
| 2019 | $80k | $100k | $104k | | | $108k | $119k | $126k | | | $127k | $130k | $133k | | | $141k | $153k | $163k |
| 2020 | $167k | $162k | $156k | | | $187k | $196k | $208k | | | $228k | $242k | $246k | | | $252k | $287k | $303k |
| 2021 | $316k | $365k | $377k | | | $403k | $414k | $428k | | | $444k | $460k | $461k | | | $485k | $485k | $516k |
| 2022 | $489k | $567k | $586k | | | $540k | $551k | $518k | | | $566k | $564k | $535k | | | $566k | $600k | $587k |
| 2023 | $605k | $625k | - | | | - | - | - | | | - | - | - | | | - | - | - |
Off to a great start this year!
-
yeah! I'm in the positives at least.
-
Investments only.
| | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $198,265 | $224,401 | $305,287 | $424,924 | $541,872 | $543,104 |
| February | $204,080 | $231,997 | $290,554 | $453,313 | $526,670 | $533,769 |
| March | $204,080 | $236,710 | $274,909 | $471,199 | $532,671 | |
| April | $206,310 | $246,138 | $298,297 | $489,213 | $495,058 | |
| May | $207,731 | $245,062 | $320,072 | $492,274 | $495,719 | |
| June | $209,453 | $256,868 | $331,215 | $493,272 | $468,019 | |
| July | $218,450 | $256,076 | $349,025 | $503,214 | $499,669 | |
| August | $224,243 | $266,197 | $367,183 | $521,697 | $485,070 | |
| September | $227,037 | $274,186 | $360,397 | $509,748 | $477,261 | |
| October | $214,107 | $284,427 | $360,290 | $530,757 | $477,261 | |
| November | $219,948 | $295.004 | $400,264 | $524,716 | $507,665 | |
| December | $206,667 | $304,693 | $419,937 | $557,868 | $489,299 | |
Tentatively moving back into this thread.
-
| | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $222,019 | $261,809 | $403,264 | $550,326 | $775,790 | $707,881 |
| February | $236,831 | $286,584 | $414,417 | $555,120 | $740,206 | $754,468 |
| March | $234,104 | $303,681 | $388,201 | $577,440 | $732,898 | $751,869 |
| April | $234,452 | $314,939 | $355,475 | $606,455 | $774,258 | - |
| May | $241,470 | $331,080 | $398,672 | $647,810 | $714,112 | - |
| June | $249,398 | $320,926 | $417,280 | $654,138 | $719,842 | - |
| July | $253,884 | $342,700 | $424,818 | $671,808 | $668,503 | - |
| August | $264,666 | $354,784 | $456,512 | $693,782 | $732,736 | - |
| September | $276,905 | $351,842 | $491,411 | $718,331 | $709,518 | - |
| October | $285,986 | $360,853 | $482,214 | $700,515 | $662,362 | - |
| November | $267,359 | $374,706 | $475,471 | $744,130 | $698,468 | - |
| December | $281,461 | $391,293 | $531,137 | $754,319 | $745,704 | - |
Spouse had some stock vest for work and we mostly maxed an IRA helping to keep us a bit above this dip.
-
2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Dec 29th: $624 UP 90.5k for 2020
2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
Sept 1: $796
Oct 1: $771.5
Nov: $808
Dec: $815.5 Put the condo up to 150k- Zillow says 180k now. Had to buy a nice new fridge :) but now both cars need fixed too, arg.
Dec 31: $843 UP 218,977for 2021, but some was the condo
2022
Feb 1st: $807
Mar 1st: $798.5
Apr 1st $822.5
May 1: $786.5
June 1: $776 finally our new kitchen is in- should be able to save more again going forward. Sold art:)
August 1:$781
Sept 1: $766
Oct 4: $735
Nov 2: $760.5
Dec 1: $791.5
Jan 3: 769.5 sold art DOWN 73,345 for 2022
March 1: 803.5
-
EOY Networth (US$)
2011 -50k
2012 -41k
2013 -10k
2014 33,726
2015 90,497
2016 146,590
2017 224,985
2018 282,015
2019 381,913...downshifted to halftime in the fall.
2020 495,309
2021 591,399
2022 585,889...started including the value of PTO.
February update: 610,607. Down 11,598.
-
I track my data every Monday morning as part of my motivation to start the work week. It's helped me get used to the ups and downs of the market.
This morning was the first time that the accounts I'm tracking have posted above 900. Finally feeling like the finish line is in sight after the roller coaster of this past year is a good way to start the week.
(Though I have to admit that part of the reason I'm documenting is in case it's back below by end of month.)
And indeed it is back below 9 for month end.
401K/IRA and Stock Investments only
Found historical data for a decade ago.
End of 2011 - 119519.85
End of 2012 - 182941.93
| | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $373,648 | - | - | $744,672 | $893,674 |
| February | - | - | - | $738,851 | $878,766 |
| March | $391,792 | $415,481 | $675,490 | $758,158 |
| April | - | - | - | $821,096 |
| May | - | - | - | $835,551 |
| June | $419,970 | $447,189 | $726,490 | $772,695 |
| July | - | - | - | $830,850 |
| August | - | - | $704,330 | $800,712 |
| September | $426,687 | $481,419 | $723,241 | $737,016 |
| October | - | - | $755,420 | $803,796 |
| November | - | - | $736,799 | $858,637 |
| December | $516,500 | $613,300 | $771,504 | $826,206 |
-
DATE INVESTMENTS INVESTS + CASH
May 2015 $174,008 $279,652
Sep 2015 $175,919 $277,696
May 2016 $218,514 $328,980
Jul 2017 $306,386 $417,772 *Discovered MMM
Mar 2018 $380,160 $467,160
Aug 2018 $423,708 $491,708
Feb 2019 $446,121 $585,121
Mar 2019 $481,093 $592,941
Apr 2019 $506,875 $595,875
Jul 2019 $540,071 $617,447
Jan 2020 $610,000 $691,000
Jul 2020 $647,000 $727,000
Oct 2020 $681,430 $765,430
Dec 2020 $724,740 $814,072
Jan 2021 $756,650 $842,650
Apr 2021 $807,000 $885,000
May 2021 $827,000 $903,000
Jul 2021 $861,000 $935,000
Sep 2021 $891,000 $958,000
Oct 2021 $888,347 $955,347
Nov 2021 $915,474 $982,474
Dec 2021 $913,182 $993,182
Jan 2022 $888,224 $978,224
Feb 2022 $891,617 $981,617
Mar 2022 $880,071 $960,071
Apr 2022 $891,000 $975,000
May 2022 $815,332 $889,332
Jun 2022 $831,000 $896,000
Jul 2022 $817,000 $877,000
Aug 2022 $867,884 $927,884
Sep 2022 $847,648 $907,648
Oct 2022 $805,625 $865,625
Nov 2022 $831,585 $896,585
Dec 2022 $890,571 $954,571
Jan 2023 $867,091 $930,091
Feb 2023 $904,372 $964,372
Mar 2023 $890,000 $950,000
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=1302523503
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2020
Date Assets Debts Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021Date Assets Debts Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Oct 2021 $1,071,990.16 -$453,231.84 $618,758.32
Nov 2021 $1,101,914.46 -$447,727.22 $654,187.24
Dec 2021 $1,084,167.16 -$450,855.87 $633,311.29
2022Date Assets Debts Net Worth
Jan 2022 $1,116,799.93 -$444,795.98 $672,003.95
Feb 2022 $1,081,638.33 -$443,484.70 $638,153.63
Mar 2022 $1,075,121.56 -$440,480.78 $634,640.78
Apr 2022 $1,100,641.30 -$441,029.74 $659,611.56
May 2022 $1,063,532.73 -$436,899.07 $626,633.66
Jun 2022 $1,070,199.78 -$436,935.78 $633,264.00
Jul 2022 $1,035,931.02 -$432,745.39 $603,185.63
Aug 2022 $1,068,444.71 -$430,877.78 $637,566.93
Sep 2022 $1,068,205.95 -$428,242.04 $639,963.91
Oct 2022 $1,023,285.46 -$430,827.84 $592,457.62
Nov 2022 $1,141,221.05 -$510,090.29 $631,130.76
Dec 2022 $1,126,559.96 -$473,747.31 $652,812.65
2023Date Assets Debts Net Worth
Jan 2023 $1,103,663.64 -$463,470.38 $640,193.26
Feb 2023 $1,211,986.76 -$540,167.60 $671,819.16
Mar 2023 $1,126,653.93 -$463,967.39 $662,686.54
-
07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
12/01/2021 - $558,710 / ~$817K (Zillow thinks my house is worth a lot more than a few months ago)
12/31/2021 - $590,743 / ~$857K
02/01/2022 - $560,789 / ~$832K (including ~$1,750 in Cryptocurrency)
03/01/2022 - $551,465 / ~$863k (including ~$2,822 in Cryptocurrency) (house went up ~$36k in value according to Zillow)
04/01/2022 - $577,980 / ~$943k (including ~$4,041 in Cryptocurrency) (House went up again)
05/02/2022 - $533,454 / ~$905k (inc. ~$3517 in Crypto) (house went up again)
05/31/2022 - $538,475 / ~$899K (inc. ~$2647 in Crypto) (house went Down)
06/30/2022 - $491,145 / ~$836K (inc. ~$1,700 in crypto) (house value when down)
08/01/2022 - $534,790 / ~$860k (incl. ~$2,490 in Crypto, House value went down)
09/02/2022 - $515,422 / ~$822K (incl. ~$2,375 in crypto, house is about same)
10/03/2022 - $476,437 / ~$767K (Incl. ~$2,180 in crypto, house value is down)
11/01/2022 - $513,433 / ~$803k (Incl. ~$2,260 in crypto)
12/01/2022 - $571,340 / ~$865k (incl. ~$2,190 in crypto)
01/05/2023 - $558,368 / ~$831k (incl. ~$2,278 in crypto) - i did a thing and our overall NW will go down next month
02/01/2023 - $599,198 / ~$835k (incl. ~$2,860 in crypto) - so close to $600k and a new all time high!
02/15/2023 - $606,500 (incl. ~$2,900 in crypto)
03/01/2023 - $592,146 / $827k (including ~$2,940 in crypto) Zillow says house went up in value $6k which seems weird
Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0
-
i did a thing and our overall NW will go down next month
What did you do?
Sorry I missed this, I bought a new truck...
-
| | 2021 | 2022 | 2023 |
| January | $517,231 | $587,701 | $684,648 |
| February | $523,109 | $602,997 | $718,097 |
| March | $528,981 | $601,258 | $681,798 |
| April | $534,853 | $642,611 |
| May | $540,725 | $624,923 |
| June | $533,040 | $641,064 |
| July | $542,290 | $621,053 |
| August | $541,486 | $661,845 |
| September | $540,080 | $654,924 |
| October | $551,000 | $632,154 |
| November | $566,816 | $677,840 |
| December | $582,631 | $712,049 |
Month two of sabbatical (no work income) and market action resulted in a $36K m/m drop in my NW :/
-
| Month | 2020 | 2021 | 2022 | 2023 |
| January | - | $580,000 | $809,000 | $894,000 |
| February | - | $584,000 | $789,000 | $914,000 |
| March | - | $605,000 | $780,000 | $910,000 |
| April | - | $622,000 | $800,250 | - |
| May | - | $650,000 | $752,000 | - |
| June | - | $656,000 | $753,000 | - |
| July | - | $677,000 | $735,000 | - |
| August | - | $682,000 | $760,000 | - |
| September | $517,937 | $700,500 | $780,000 | - |
| October | $511,000 | $696,000 | $736,000 | - |
| November | $514,001 | $803,000 | $800,000 | - |
| December | $567,000 | $788,000 | $913,000 | - |
Quiet month for the finances.
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
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Investments only; Household combined.
| | 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) | 2023 ($) |
| January | - | 496,255 | 674,413 | 898,547 | 902,687 |
| February | - | 472,573 | 700,728 | 880,646 | 903,228 |
| March | - | 444,067 | 732,652 | 901,213 | - |
| April | - | 495,051 | 762,029 | 848.393 | - |
| May | - | 524,063 | 759,955 | 843,438 | - |
| June | - | 524,530 | 796,116 | 789,251 | - |
| July | 330,406 | 552,296 | 826,664 | 856,647 | - |
| August | 437,870 | 632,115 | 866,404 | 848,320 | - |
| September | 443,081 | 617,959 | 827,075 | 813,668 | - |
| October | 452,295 | 604,646 | 873,651 | 865,508 | - |
| November | 483,711 | 664,577 | 898,767 | 905,357 | - |
| December | 484,963 | 674,843 | 925,511 | 860,954 | - |
-
Broke 800 for the first time so that's cool. Hopefully bonus hitting during a down day will play out well over the long run...
01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)
01/16/22 - $601,346 (-$2,026)
03/31/22 - $646,383 (+$43,010)
06/30/22 - $638,810 (+$35,437)
10/17/22 - $672,896 (+$69,523)
12/31/22 - $736,945 (+$133,573)
01/15/23 - $758,371 (+$21,425)
01/31/23 - $773,643 (+$36,697)
02/16/23 - $783,541 (+$46,595)
02/28/23 - $811,982 (+$75,036)
-
investments and savings only
| | 2022 | 2023 | 2024 | 2025 |
| January | $493,222 | $501,066 | - | - |
| February | $475,534 | $541,035 | - | - |
| March | $466,381 | $520,960 | - | - |
| April | $660,742 | - | - | - |
| May | $631,740 | - | - | - |
| June | $620,926 | - | - | - |
| July | $540,913 | - | - | - |
| August | $535,693 | - | - | - |
| September | $501,826 | - | - | - |
| October | $478,128 | - | - | - |
| November | $482,887 | - | - | - |
| December | $522,706 | - | - | - |
-
2/28/2022 $915,549.97
3/31/2022 $976,646.46
4/30/2022 $902,970.65
5/31/2022 $912,893.26
6/30/2022 $832,233.35
7/31/2022 $895,533.02
8/31/2022 $874,879.99
9/30/2022 $806,923.19
10/31/2022 $866,157.81
11/30/2022 $912,453.29
12/31/2022 $873,651.30
1/31/2023 $952,499.36
2/28/2023 $1,329,555.54
I was able to avoid the dip by selling my condo and by the way break the 1M. Good thing I never track total net worth, only investments. I will see you guys in the next one, have fun!
-
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | 132,155 | 177,349 | 282,110 | 344,002 | 562,144 | 566,920 | - |
| February | 138,015 | 188,332 | 290,845 | 360,553 | 550,651 | 603,222 | - |
| March | 138,469 | 187,634 | 288,022 | 367,222 | 545,172 | 612,629 | - |
| April | 148,093 | 197,461 | 257,224 | 387,064 | 575,922 | - | - |
| May | 158,814 | 194,010 | 276,627 | 398,896 | 547,618 | - | - |
| June | 161,284 | 186,414 | 299,563 | 407,230 | 541,730 | - | - |
| July | 160,446 | 196,934 | 304,249 | 418,701 | 527,166 | - | - |
| August | 168,222 | 267,535 | 318,456 | 520,045 | 577,017 | - | - |
| September | 184,158 | 268,153 | 324,661 | 527,305 | 561,402 | - | - |
| October | 189,536 | 271,542 | 317,511 | 520,004 | 545,003 | - | - |
| November | 184,146 | 283,636 | 323,958 | 552,965 | 554,486 | - | - |
| December | 182,675 | 287,248 | 341,124 | 542,337 | 581,821 | - | - |
-
New job, new 401k investments start next week after a few months off
Investments only
| | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | - | $226,942 | $401,746 | $603,129 | $905,792 | $860,957 |
| February | - | $249,796 | $414,430 | $610,412 | $867,164 | $930,363 |
| March | - | $270,351 | $412,631 | $630,438 | $856,028 | $938,053 |
| April | - | $285,770 | $393,815 | $679,078 | $900,389 | -- |
| May | - | $295,838 | $414,524 | $719,534 | $837,895 | -- |
| June | $219,320 | $283,393 | $452,579 | $737,483 | $849,385 | -- |
| July | $228,483 | $307,071 | $471,455 | $771,570 | $798,307 | -- |
| August | $234,711 | $315,942 | $496,982 | $784,835 | $861,929 | -- |
| September | $245,993 | $318,301 | $529,603 | $815,664 | $837,259 | -- |
| October | $251,023 | $334,301 | $525,945 | $795,014 | $780,500 | -- |
| November | $238,881 | $352,430 | $528,082 | $851,714 | $844,902 | -- |
| December | $244,687 | $370,715 | $585,310 | $880,980 | $899,305 | -- |
-
Investments only;
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Dec 2020: $448.30k
Dec 2021: $579.50k
Jan 2022: $555.08k
Feb 2022: $547.93k
Mar 2022: $568.83k
Apr 2022: $526.18k
May 2022: $533.30k
Jun 2022: $500.42k
Jul 2022 : $533.30k
Aug 2022: $517.60k
Dec 2022: $521.43k
Jan 2023: $562.03k
Feb 2023: $549.90k
Sent from my SM-S908U using Tapatalk
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114 <-- Bought house
Jan 5 2022: TNW $974,113 / Investments $680,246
Feb 5 2022: TNW $989,468 / Investments $668,804
Mar 5 2022: TNW $976,348 / Investments $651,576
Apr 5 2022: TNW $1,030,421 / Investments $680,695
May 5 2022: TNW $1,028,363 / Investments $641,593
July 5 2022: TNW $1,039,389 / Investments $601,245
Aug 5 2022: TNW $1,122,143 / Investments $637,929
Sept 5 2022: TNW $1,122,124 / Investments $613,238
Oct 5 2022: TNW $1,095,655 / Investments $596,262
Nov 5 2022: TNW $1,108,755 / Investments $608,571
Dec 5 2022: TNW $1,208,503 / Investments $657,325
Jan 5 2023: TNW $1,194,656 / Investments $644,832
Feb 5 2023: TNW $1,236,363 / Investments $695,406
Mar 5 2023: TNW $1,227,644 / Investments $694,838 ($568)
-
Investments only
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $34,633 | $56,928 | $98,248 | $176,153 | $419,499 | $643,917 | $586,257 |
| February | $40,740 | $56,241 | $115,926 | $182,362 | $433,878 | $631,440 | $641,711 |
| March | ??? | $57,195 | $123,445 | $171,868 | $481,671 | $612,570 | $643,961 |
| April | $41,346 | $57,635 | $129,678 | $188,425 | $503,015 | $628,685 | - |
| May | $41,840 | $66,682 | $136,527 | $255,004 | $536,515 | $583,864 | - |
| June | $45,227 | $71,500 | $132,945 | $279,130 | $570,802 | $566,514 | - |
| July | $45,862 | $75,817 | $142,557 | $290,173 | $570,802 | $546,704 | - |
| August | $47,377 | $85,050 | $150,420 | $310,173 | $568,446 | $587,836 | - |
| September | $47,669 | $87,937 | $146,310 | $336,875 | $596,208 | $556,816 | - |
| October | $50,397 | $94,114 | $150,536 | $338,532 | $590,085 | $526,251 | - |
| November | $52,288 | $95,502 | $155,627 | $332,899 | $625,776 | $568,125 | - |
| December | ??? | $93,596 | $165,458 | $396,311 | $611,435 | $602,563 | - |
-
1/2019- 29,000
1/2020- 130,822
1/2021- 258,257
1/2022- 452,162
1/2023- 534,404
2/2023- 580,499
3/2023- 583,080
-
| Month | 2020 | 2021 | 2022 | 2023 |
| January | - | $580,000 | $809,000 | $894,000 |
| February | - | $584,000 | $789,000 | $914,000 |
| March | - | $605,000 | $780,000 | $910,000 |
| April | - | $622,000 | $800,250 | $926,000 |
| May | - | $650,000 | $752,000 | - |
| June | - | $656,000 | $753,000 | - |
| July | - | $677,000 | $735,000 | - |
| August | - | $682,000 | $760,000 | - |
| September | $517,937 | $700,500 | $780,000 | - |
| October | $511,000 | $696,000 | $736,000 | - |
| November | $514,001 | $803,000 | $800,000 | - |
| December | $567,000 | $788,000 | $913,000 | - |
Slightly over my Q1 savings goal. Onwards to Q2!!
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
-
| | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $222,019 | $261,809 | $403,264 | $550,326 | $775,790 | $707,881 |
| February | $236,831 | $286,584 | $414,417 | $555,120 | $740,206 | $754,468 |
| March | $234,104 | $303,681 | $388,201 | $577,440 | $732,898 | $751,869 |
| April | $234,452 | $314,939 | $355,475 | $606,455 | $774,258 | $781,814 |
| May | $241,470 | $331,080 | $398,672 | $647,810 | $714,112 | - |
| June | $249,398 | $320,926 | $417,280 | $654,138 | $719,842 | - |
| July | $253,884 | $342,700 | $424,818 | $671,808 | $668,503 | - |
| August | $264,666 | $354,784 | $456,512 | $693,782 | $732,736 | - |
| September | $276,905 | $351,842 | $491,411 | $718,331 | $709,518 | - |
| October | $285,986 | $360,853 | $482,214 | $700,515 | $662,362 | - |
| November | $267,359 | $374,706 | $475,471 | $744,130 | $698,468 | - |
| December | $281,461 | $391,293 | $531,137 | $754,319 | $745,704 | - |
March was good. A bonus put more than normal in the 401K and allowed us to fully fund both IRAs. Made for a nice bump.
-
| Year | Jan | Feb | Mar | | | Apr | May | Jun | | | Jul | Aug | Sep | | | Oct | Nov | Dec |
| 2015 | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$9k | -$6k | -$5k |
| 2016 | -$3k | -$2k | -$0k | | | $1k | $3k | $4k | | | $6k | $7k | $9k | | | $9k | $11k | $13k |
| 2017 | $15k | $16k | $18k | | | $20k | $22k | $24k | | | $26k | $27k | $30k | | | $32k | $35k | $36k |
| 2018 | $45k | $44k | $53k | | | $56k | $55k | $52k | | | $63k | $62k | $65k | | | $75k | $72k | $73k |
| 2019 | $80k | $100k | $104k | | | $108k | $119k | $126k | | | $127k | $130k | $133k | | | $141k | $153k | $163k |
| 2020 | $167k | $162k | $156k | | | $187k | $196k | $208k | | | $228k | $242k | $246k | | | $252k | $287k | $303k |
| 2021 | $316k | $365k | $377k | | | $403k | $414k | $428k | | | $444k | $460k | $461k | | | $485k | $485k | $516k |
| 2022 | $489k | $567k | $586k | | | $540k | $551k | $518k | | | $566k | $564k | $535k | | | $566k | $600k | $587k |
| 2023 | $605k | $625k | $638k | | | - | - | - | | | - | - | - | | | - | - | - |
-
Investments only; Household combined.
| | 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) | 2023 ($) |
| January | - | 496,255 | 674,413 | 898,547 | 902,687 |
| February | - | 472,573 | 700,728 | 880,646 | 903,228 |
| March | - | 444,067 | 732,652 | 901,213 | 928,990 |
| April | - | 495,051 | 762,029 | 848.393 | - |
| May | - | 524,063 | 759,955 | 843,438 | - |
| June | - | 524,530 | 796,116 | 789,251 | - |
| July | 330,406 | 552,296 | 826,664 | 856,647 | - |
| August | 437,870 | 632,115 | 866,404 | 848,320 | - |
| September | 443,081 | 617,959 | 827,075 | 813,668 | - |
| October | 452,295 | 604,646 | 873,651 | 865,508 | - |
| November | 483,711 | 664,577 | 898,767 | 905,357 | - |
| December | 484,963 | 674,843 | 925,511 | 860,954 | - |
-
2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Dec 29th: $624 UP 90.5k for 2020
2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
Sept 1: $796
Oct 1: $771.5
Nov: $808
Dec: $815.5 Put the condo up to 150k- Zillow says 180k now. Had to buy a nice new fridge :) but now both cars need fixed too, arg.
Dec 31: $843 UP 218,977for 2021, but some was the condo
2022
Feb 1st: $807
Mar 1st: $798.5
Apr 1st $822.5
May 1: $786.5
June 1: $776 finally our new kitchen is in- should be able to save more again going forward. Sold art:)
August 1:$781
Sept 1: $766
Oct 4: $735
Nov 2: $760.5
Dec 1: $791.5
Jan 3: 769.5 sold art DOWN 73,345 for 2022
March 1: 803.5
Mar 30: 811
-
June 2017: 198.7k
September 2017: 222.1k
December 2017: 242.4k
March 2018: 263.3k
June 2018: 290.4k
September 2018: 313.7k
December 2018: 296.8k
March 2019: 346.3k
June 2019: 372.4k
September 2019: 390.4k
December 2019: 428.6k
March 2020: 371.1k
June 2020: 456.2k
September 2020: 505.5k
December 2020: 590.1k
March 2021: 644.3k
June 2021: 701.1k
September 2021: 725.9k
December 2021: 788.5k
March 2022: 782.2k
June 2022: 673.5k
September 2022: 665.9k
December 2022: 720.6k
March 2023: 794.9k
Chugging along. Finally set a new high.
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Investments only.
| | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $198,265 | $224,401 | $305,287 | $424,924 | $541,872 | $543,104 |
| February | $204,080 | $231,997 | $290,554 | $453,313 | $526,670 | $533,769 |
| March | $204,080 | $236,710 | $274,909 | $471,199 | $532,671 | $554,094 |
| April | $206,310 | $246,138 | $298,297 | $489,213 | $495,058 | |
| May | $207,731 | $245,062 | $320,072 | $492,274 | $495,719 | |
| June | $209,453 | $256,868 | $331,215 | $493,272 | $468,019 | |
| July | $218,450 | $256,076 | $349,025 | $503,214 | $499,669 | |
| August | $224,243 | $266,197 | $367,183 | $521,697 | $485,070 | |
| September | $227,037 | $274,186 | $360,397 | $509,748 | $477,261 | |
| October | $214,107 | $284,427 | $360,290 | $530,757 | $477,261 | |
| November | $219,948 | $295.004 | $400,264 | $524,716 | $507,665 | |
| December | $206,667 | $304,693 | $419,937 | $557,868 | $489,299 | |
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EOY Networth (US$)
2011 -50k
2012 -41k
2013 -10k
2014 33,726
2015 90,497
2016 146,590
2017 224,985
2018 282,015
2019 381,913...downshifted to halftime in the fall.
2020 495,309
2021 591,399
2022 585,889...started including the value of my PTO bank
March update: 633,226. Up $22,619.
-
Progress! Maybe 2023 will be my graduation year after all
Investments only
| | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | - | $226,942 | $401,746 | $603,129 | $905,792 | $860,957 |
| February | - | $249,796 | $414,430 | $610,412 | $867,164 | $930,363 |
| March | - | $270,351 | $412,631 | $630,438 | $856,028 | $938,053 |
| April | - | $285,770 | $393,815 | $679,078 | $900,389 | $957,750 |
| May | - | $295,838 | $414,524 | $719,534 | $837,895 | -- |
| June | $219,320 | $283,393 | $452,579 | $737,483 | $849,385 | -- |
| July | $228,483 | $307,071 | $471,455 | $771,570 | $798,307 | -- |
| August | $234,711 | $315,942 | $496,982 | $784,835 | $861,929 | -- |
| September | $245,993 | $318,301 | $529,603 | $815,664 | $837,259 | -- |
| October | $251,023 | $334,301 | $525,945 | $795,014 | $780,500 | -- |
| November | $238,881 | $352,430 | $528,082 | $851,714 | $844,902 | -- |
| December | $244,687 | $370,715 | $585,310 | $880,980 | $899,305 | -- |
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Quarter StockBondCash +Houses
Q4 2016: $112,200 $165,800
Q1 2017: $124,300 $178,500
Q2 2017: $148,300 $203,300
Q3 2017: $160,548 $217,018
Q4 2017: $178,042 $235,102
Q1 2018: $203,082 $260,736
Q2 2018: $213,941 $272,491
Q3 2018: $223,802 $283,554
Q4 2018: $235,666 $296,330
Q1 2019: $229,947 $291,293
Q2 2019: $284,421 $346,689
Q3 2019: $315,573 $378,769
Q4 2019: $350,244 $414,376
Q1 2020: $408,250 $473,325
Q2 2020: $362,044 $428,120
Q3 2020: $457,379 $524,413
Q4 2020: $383,076 $555,858
Q1 2021: $478,879 $656,382
Q2 2021: $522,651 $704,873
Q3 2021: $575,207 $761,357
Q4 2021: $722,632 $916,172
Q1 2022: $785,909 $979,449
Q2 2022: $793,344 $1,078,999
Q3 2022: $701,136 $984,207
Q4 2022: $680,310 $898,221
Q1 2023: $766,771 $1,005,937
Q2 2023: $829,120 $1,072,293
Broke $800k, so I guess that's good...
An error in how I calculated real estate value crept in about two years ago, so I went back and corrected a few earlier numbers with this update.
-
Progress! Maybe 2023 will be my graduation year after all
Let's hope, good job!
Gotta be honest this $1M race is a real plod. When I started I figured $1M would be a comfortable number, but then there were two kids, plus a bunch of inflation, and $2M is a more likely number. FIRE numbers are NOT fixed targets!
-
07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
12/01/2021 - $558,710 / ~$817K (Zillow thinks my house is worth a lot more than a few months ago)
12/31/2021 - $590,743 / ~$857K
02/01/2022 - $560,789 / ~$832K (including ~$1,750 in Cryptocurrency)
03/01/2022 - $551,465 / ~$863k (including ~$2,822 in Cryptocurrency) (house went up ~$36k in value according to Zillow)
04/01/2022 - $577,980 / ~$943k (including ~$4,041 in Cryptocurrency) (House went up again)
05/02/2022 - $533,454 / ~$905k (inc. ~$3517 in Crypto) (house went up again)
05/31/2022 - $538,475 / ~$899K (inc. ~$2647 in Crypto) (house went Down)
06/30/2022 - $491,145 / ~$836K (inc. ~$1,700 in crypto) (house value when down)
08/01/2022 - $534,790 / ~$860k (incl. ~$2,490 in Crypto, House value went down)
09/02/2022 - $515,422 / ~$822K (incl. ~$2,375 in crypto, house is about same)
10/03/2022 - $476,437 / ~$767K (Incl. ~$2,180 in crypto, house value is down)
11/01/2022 - $513,433 / ~$803k (Incl. ~$2,260 in crypto)
12/01/2022 - $571,340 / ~$865k (incl. ~$2,190 in crypto)
01/05/2023 - $558,368 / ~$831k (incl. ~$2,278 in crypto) - i did a thing and our overall NW will go down next month
02/01/2023 - $599,198 / ~$835k (incl. ~$2,860 in crypto) - so close to $600k and a new all time high!
02/15/2023 - $606,500 (incl. ~$2,900 in crypto)`
03/01/2023 - $592,146 / $827k (including ~$2,940 in crypto) Zillow says house went up in value $6k which seems weird
04/02/2023 - $606,020 / $860k (including ~$3,675 in crypto) House went up ~$17k
Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0
-
Maybe graduation this year is possible? Suppose it's really at the whims of the market (currently targeting another $126k in contributions/investments/savings for the year).
01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)
01/16/22 - $601,346 (-$2,026)
03/31/22 - $646,383 (+$43,010)
06/30/22 - $638,810 (+$35,437)
10/17/22 - $672,896 (+$69,523)
12/31/22 - $736,945 (+$133,573)
01/15/23 - $758,371 (+$21,425)
01/31/23 - $773,643 (+$36,697)
02/16/23 - $783,541 (+$46,595)
02/28/23 - $811,982 (+$75,036)
03/31/23 - $842,402 (+$105,457)
-
I guess i re-graduated to this group. Here's hoping i stick around a little longer this time…
Investments/Net Worth
Q3 2018: $175k/$291k
Q4 2018: $162k/$280k
Q1 2019: $185k/$313k
Q2 2019: $199k/$331k
Q3 2019: $210k/$344k
Q4 2019: $283k/$448k
Q1 2020: $244k/$404k
Q2 2020: $309k/$472k
Q3 2020: $357k/$521k
Q4 2020: $413k/$579k
Q1 2021: $436k/$624k
Q2 2021: $485k/$673k
Q3 2021: $497k/$688k
Q4 2021: $555k/$748k
Q1 2022: $540k/$735k
Q2 2022: 🤷🏻♂️
Q3 2022: $462k/$664k
Q4 2022: $498k/$700k
Q1 2023: $546k/$745k
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DATE INVESTMENTS INVEST./CASH
May 2015 $174,008 $279,652
Sep 2015 $175,919 $277,696
May 2016 $218,514 $328,980
Jul 2017 $306,386 $417,772 *Discovered MMM
Mar 2018 $380,160 $467,160
Aug 2018 $423,708 $491,708
Feb 2019 $446,121 $585,121
Mar 2019 $481,093 $592,941
Apr 2019 $506,875 $595,875
Jul 2019 $540,071 $617,447
Jan 2020 $610,000 $691,000
Jul 2020 $647,000 $727,000
Oct 2020 $681,430 $765,430
Dec 2020 $724,740 $814,072
Jan 2021 $756,650 $842,650
Apr 2021 $807,000 $885,000
May 2021 $827,000 $903,000
Jul 2021 $861,000 $935,000
Sep 2021 $891,000 $958,000
Oct 2021 $888,347 $955,347
Nov 2021 $915,474 $982,474
Dec 2021 $913,182 $993,182
Jan 2022 $888,224 $978,224
Feb 2022 $891,617 $981,617
Mar 2022 $880,071 $960,071
Apr 2022 $891,000 $975,000
May 2022 $815,332 $889,332
Jun 2022 $831,000 $896,000
Jul 2022 $817,000 $877,000
Aug 2022 $867,884 $927,884
Sep 2022 $847,648 $907,648
Oct 2022 $805,625 $865,625
Nov 2022 $831,585 $896,585
Dec 2022 $890,571 $954,571
Jan 2023 $867,091 $930,091
Feb 2023 $904,372 $964,372
Mar 2023 $890,000 $950,000
Apr 2023 $917,000 $977,000
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=1302523503
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Investments only
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | $34,633 | $56,928 | $98,248 | $176,153 | $419,499 | $643,917 | $586,257 | - |
| February | $40,740 | $56,241 | $115,926 | $182,362 | $433,878 | $631,440 | $641,711 | - |
| March | ??? | $57,195 | $123,445 | $171,868 | $481,671 | $612,570 | $643,961 | - |
| April | $41,346 | $57,635 | $129,678 | $188,425 | $503,015 | $628,685 | $673,394 | - |
| May | $41,840 | $66,682 | $136,527 | $255,004 | $536,515 | $583,864 | - | - |
| June | $45,227 | $71,500 | $132,945 | $279,130 | $570,802 | $566,514 | - | - |
| July | $45,862 | $75,817 | $142,557 | $290,173 | $570,802 | $546,704 | - | - |
| August | $47,377 | $85,050 | $150,420 | $310,173 | $568,446 | $587,836 | - | - |
| September | $47,669 | $87,937 | $146,310 | $336,875 | $596,208 | $556,816 | - | - |
| October | $50,397 | $94,114 | $150,536 | $338,532 | $590,085 | $526,251 | - | - |
| November | $52,288 | $95,502 | $155,627 | $332,899 | $625,776 | $568,125 | - | - |
| December | ??? | $93,596 | $165,458 | $396,311 | $611,435 | $602,563 | - | - |
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| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | 132,155 | 177,349 | 282,110 | 344,002 | 562,144 | 566,920 | - |
| February | 138,015 | 188,332 | 290,845 | 360,553 | 550,651 | 603,222 | - |
| March | 138,469 | 187,634 | 288,022 | 367,222 | 545,172 | 612,629 | - |
| April | 148,093 | 197,461 | 257,224 | 387,064 | 575,922 | 616,858 | - |
| May | 158,814 | 194,010 | 276,627 | 398,896 | 547,618 | - | - |
| June | 161,284 | 186,414 | 299,563 | 407,230 | 541,730 | - | - |
| July | 160,446 | 196,934 | 304,249 | 418,701 | 527,166 | - | - |
| August | 168,222 | 267,535 | 318,456 | 520,045 | 577,017 | - | - |
| September | 184,158 | 268,153 | 324,661 | 527,305 | 561,402 | - | - |
| October | 189,536 | 271,542 | 317,511 | 520,004 | 545,003 | - | - |
| November | 184,146 | 283,636 | 323,958 | 552,965 | 554,486 | - | - |
| December | 182,675 | 287,248 | 341,124 | 542,337 | 581,821 | - | - |
Slow and steady wins the race
https://www.youtube.com/watch?v=m7NuVjpi72c
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Ok as of last month, I'm finally in this race...
Year End
2016: $125k
2017: $182k (+$57k)
2018: $233k (+$51k)
2019: $281k (+$48k)
2020: $327k (+$46k)
2021: $453k (+$126k)
2022: $452k (-$1k)
Q1 2023: $504k (+$52k)
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114 <-- Bought house
Jan 5 2022: TNW $974,113 / Investments $680,246
Feb 5 2022: TNW $989,468 / Investments $668,804
Mar 5 2022: TNW $976,348 / Investments $651,576
Apr 5 2022: TNW $1,030,421 / Investments $680,695
May 5 2022: TNW $1,028,363 / Investments $641,593
July 5 2022: TNW $1,039,389 / Investments $601,245
Aug 5 2022: TNW $1,122,143 / Investments $637,929
Sept 5 2022: TNW $1,122,124 / Investments $613,238
Oct 5 2022: TNW $1,095,655 / Investments $596,262
Nov 5 2022: TNW $1,108,755 / Investments $608,571
Dec 5 2022: TNW $1,208,503 / Investments $657,325
Jan 5 2023: TNW $1,194,656 / Investments $644,832
Feb 5 2023: TNW $1,236,363 / Investments $695,406
Mar 5 2023: TNW $1,227,644 / Investments $694,838
Apr 5 2023: TNW $1,142,895 / Investments $694,706 ($132)
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Haven't posted in a while...
Q3 2014 $290,381.05
Q4 2014 $303,884.05
Q1 2015 $316,998.15
Q2 2015 $320,889.79
Q3 2015 $306,790.20
Q4 2015 $322,847.23
Q1 2016 $329,819.40
Q2 2016 $340,319.16
Q3 2016 $358,375.96
Q4 2016 $369,285.52
Q1 2017 $391,982.49
Q2 2017 $409,701.26
Q3 2017 $432,886.70
Q4 2017 $458,468.08
Q1 2018 $463,690.47
Q2 2018 $477,930.98
Q3 2018 $501,304.32
Q4 2018 $470,146.89
Q1 2019 $513,585.24
Q2 2019 $534,545.48
Q3 2019 $547,615.00
Q4 2019 $588,269.00
Q1 2020 $526,468.00
Q2 2020 $599,967.00
Q3 2020 $640,843.00
Q4 2020 $717,717.79
Q1 2021 $755,500.36
Q2 2021 $803,791.13
Q3 2021 $810,147.06
Q4 2021 $853,146.85
Q1 2022 $835,938.52
Q2 2022 $780,527.95
Q3 2022 $763,585.67
Q4 2022 $819,332.84
Q1 2023 $857,092.70
Come on 2023, you can do it!
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@nick663 and @Radagast congrats on the new records!
@fuzzy math and @Finwiz 🤞
@nkt0 welcome back! I too have had a tumultuous relationship with this thread ;)
Go, go, go @solon
@neo von retorch hopefully you have more shares this year, which will propel your balances higher whenever the market goes up.
welcome @AJDZee
Investments only - it's been a roller coaster ride, but I'm back over the line. 🤞 this time for good? 🤞
Lookin good so far...
| | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | $326K | $491K | $516K | - | - |
| February | $345K | $487K | $508K | - | - |
| March | $362K | $509K | $527K | - | - |
| April | $383K | $474K | - | - | - |
| May | $385K | $481K | - | - | - |
| June | $393K | $447K | - | - | - |
| July | $451K | $488K | - | - | - |
| August | $467K | $476K | - | - | - |
| September | $447K | $438K | - | - | - |
| October | $480K | $475K | - | - | - |
| November | $494K | $505K | - | - | - |
| December | $515K | $480K | - | - | - |
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=1302523503
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Ok as of last month, I'm finally in this race...
Year End
2016: $125k
2017: $182k (+$57k)
2018: $233k (+$51k)
2019: $281k (+$48k)
2020: $327k (+$46k)
2021: $453k (+$126k)
2022: $452k (-$1k)
Q1 2023: $504k (+$52k)
Welcome! You're doing a great job!
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2020
Date Assets Debts Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021Date Assets Debts Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Oct 2021 $1,071,990.16 -$453,231.84 $618,758.32
Nov 2021 $1,101,914.46 -$447,727.22 $654,187.24
Dec 2021 $1,084,167.16 -$450,855.87 $633,311.29
2022Date Assets Debts Net Worth
Jan 2022 $1,116,799.93 -$444,795.98 $672,003.95
Feb 2022 $1,081,638.33 -$443,484.70 $638,153.63
Mar 2022 $1,075,121.56 -$440,480.78 $634,640.78
Apr 2022 $1,100,641.30 -$441,029.74 $659,611.56
May 2022 $1,063,532.73 -$436,899.07 $626,633.66
Jun 2022 $1,070,199.78 -$436,935.78 $633,264.00
Jul 2022 $1,035,931.02 -$432,745.39 $603,185.63
Aug 2022 $1,068,444.71 -$430,877.78 $637,566.93
Sep 2022 $1,068,205.95 -$428,242.04 $639,963.91
Oct 2022 $1,023,285.46 -$430,827.84 $592,457.62
Nov 2022 $1,141,221.05 -$510,090.29 $631,130.76
Dec 2022 $1,126,559.96 -$473,747.31 $652,812.65
2023Date Assets Debts Net Worth
Jan 2023 $1,103,663.64 -$463,470.38 $640,193.26
Feb 2023 $1,211,986.76 -$540,167.60 $671,819.16
Mar 2023 $1,126,653.93 -$463,967.39 $662,686.54
Apr 2023 $1,132,860.60 -$450,759.19 $682,101.41
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@neo von retorch hopefully you have more shares this year, which will propel your balances higher whenever the market goes up.
I keep thinking I could move to a system in my spreadsheet where I have tickers, quantity, and a reference sheet with ticker values. (For real-time, you can set up your spreadsheet to pull it in, and then I could put static values in for statements/end of quarter logging.) Only about 5 tickers to track (VTSAX, VTIAX, VTBLX, etc.)
But I haven't gotten around to it yet.
Dear Sir,
Attached please find your round tuit.
Sincerely,
oneday
Enclosure ;)
PS - I know! Just seems like so much work...
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Investments only, solo journey (so far)
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | - | $232,213 | $356,542 | $500,087 | $659,936 | $861,393 | $832,242 | - |
| February | - | $245,447 | $383,348 | $502,244 | $662,250 | $822,224 | $819,073 | - |
| March | - | $242,789 | $394,563 | $475,671 | $684,929 | $808,813 | $844,327 | - |
| April | $164,900 | $246,140 | $403,461 | $429,092 | $711,168 | $833,824 | - | - |
| May | - | $318,398 | $421,194 | $474,155 | $744,322 | $774,884 | - | - |
| June | - | $328,870 | $409,591 | $500,241 | $758,305 | $781,422 | - | - |
| July | $180,808 | $342,159 | $435,981 | $516,358 | $776,059 | $726,973 | - | - |
| August | $189,280 | $354,936 | $443,135 | $544,475 | $790,664 | $786,353 | - | - |
| September | $193,727 | $366,727 | $441,101 | $579,806 | $814,231 | $723,159 | - | - |
| October | $209,968 | $374,465 | $452,232 | $568,885 | $794,659 | $758,212 | - | - |
| November | $220,602 | $361,296 | $466,688 | $562,892 | $834,154 | $809,175 | - | - |
| December | $225,918 | $370,140 | $482,944 | $632,574 | $824,757 | $775,674 | - | - |
It has been quite a while since I've updated, I'm still in the race and my number of stocks is growing, even though it feels like I'm running in place. I'll be moving in the next few months to my next duty station, so that'll bring a lot of change, hopefully I can keep costs down throughout the transition.
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Yep same. It feels like I've been stuck in the 800's forever. I guess positive side of this, is that when the economy comes back, we'll likely spend barely anytime at all in the 900's.
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| Date | FIRE | Medi | Total NW | % Increase | Notes |
| 6/1/2017 | | | $115,738 | - | |
| 12/31/2018 | $177,341.32 | $46,719.18 | $224,060.50 | ~2.07% | |
| 12/31/2019 | $258,407.93 | $82,188.34 | $340,596.27 | ~10.57% | Percentage off due to account access issues last month |
| 12/31/2020 | $230,836.47 | $101,830.02 | $408,666.49 | ~4.74% | |
| 12/31/2021 | $392,057 | $143,156.74 | $535,214.65 | ~2.76% | |
| 2/28/2022 | $377,431.56 | $132,146.00 | $509,577.56 | ~1.06% | |
| 12/31/2022 | $363.496.09 | $127.446.75 | $490.942.84 | ~1.06% | |
EOY23 Goal: 550-570k
Numbers based on Mint + some accounts Mint refuses to monitor due to the changing of the weather in Beijing. Does not include a few minor accounts with less then $2000 total.
3/31/2023 Fire:$371,517.99 + Medi:$138,533.53 = $510,051.52 ~--.07%
So.... I think I am entrenching myself at that 500kish mark but... only the market knows..... 3 months sticking around this level says a lot so.... We shall see.
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Late with my update this month due to several factors.
First month end closing above 900 for my original accounts
401K/IRA and Stock Investments only
Found historical data for a decade ago.
End of 2011 - 119519.85
End of 2012 - 182941.93
| | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $373,648 | - | - | $744,672 | $893,674 |
| February | - | - | - | $738,851 | $878,766 |
| March | $391,792 | $415,481 | $675,490 | $758,158 | $929,451 |
| April | - | - | - | $821,096 |
| May | - | - | - | $835,551 |
| June | $419,970 | $447,189 | $726,490 | $772,695 |
| July | - | - | - | $830,850 |
| August | - | - | $704,330 | $800,712 |
| September | $426,687 | $481,419 | $723,241 | $737,016 |
| October | - | - | $755,420 | $803,796 |
| November | - | - | $736,799 | $858,637 |
| December | $516,500 | $613,300 | $771,504 | $826,206 |
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I'll join this thread.
I've been very much into personal finances for many years...since before I joined this forum (I previously read every blog post prior to discovering the forums, for what it's worth). But I've only started tracking NW since the first of 2022. We pretty quickly reached an all time high on 4/1/2022, net worth of $758k. Market dipped after that point. I looked at old spreadsheets and notes, and basically figured that at the beginning of 2016 my wife and I had a combined 0 net worth (I had positive, she had student loans and no savings). I also found a post where I referenced a $200k net worth on 2/1/2019. Then the data I have since the first of 2022.
Today I updated the spreadsheets and now we're at $768k. So a year of contributions and some recent market help and we're back to an all time high. Pretty neat.
We have some home expenditures this summer (new roof) and some other larger ticket items, so that will be a drag. And who knows what'll happen in the markets. I'm pretty out of touch with many current events as it seems pretty hard to get unbiased insight.
And I didn't bother to read this thread to see if there are rules/conventions, so here's how I calculate NW for my own spreadsheet:
Checking/Savings balances
Home Equity (Average Zillow and Realtor Values which are pretty accurate, less 6% selling costs, less remaining mortgage)
Retirement Savings
Liquid Investments
Vehicle Values less car loans if applicable
less Credit Cards (generally we stay debt free but I take advantage of credit card balance transfer/cash offers at 0% in order to keep money in the markets when we run low on cash)
Pretty straightforward...and there are pros/cons to including certain items...but from a pure Net Worth metric, this is our whole picture and if I'm tracking all this stuff anyways...it's easy to just add it all up.
Date Net Worth
1/1/2016 $-
2/1/2019 $200,000.00
1/1/2022 $670,797.36
2/1/2022 $638,795.36
3/1/2022 $682,890.47
4/1/2022 $758,656.79
5/1/2022 $749,682.30
6/1/2022 $741,360.11
7/1/2022 $694,491.49
8/1/2022 $715,087.10
9/1/2022 $729,157.17
10/1/2022 $663,613.37
11/1/2022 $684,833.10
12/1/2022 $692,551.19
1/1/2023 $658,311.91
2/1/2023 $685,332.23
3/1/2023 $708,360.43
4/1/2023 $731,445.96
If we end up getting laid off or anything...obviously that would stink. On the flip side...my wife is a great worker and could make executive level at her company late this year early next year. That would REALLY supercharge our savings. But it'll be interesting to see where we'll pan out. If we trust our current savings rate...and nothing too crazy happens for expenditures or the market...and if things average out to a 4% nominal rate of return...we'll be at a million by September 2024.
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I'll join this thread.
I've been very much into personal finances for many years...since before I joined this forum (I previously read every blog post prior to discovering the forums, for what it's worth). But I've only started tracking NW since the first of 2022. We pretty quickly reached an all time high on 4/1/2022, net worth of $758k. Market dipped after that point. I looked at old spreadsheets and notes, and basically figured that at the beginning of 2016 my wife and I had a combined 0 net worth (I had positive, she had student loans and no savings). I also found a post where I referenced a $200k net worth on 2/1/2019. Then the data I have since the first of 2022.
Today I updated the spreadsheets and now we're at $768k. So a year of contributions and some recent market help and we're back to an all time high. Pretty neat.
We have some home expenditures this summer (new roof) and some other larger ticket items, so that will be a drag. And who knows what'll happen in the markets. I'm pretty out of touch with many current events as it seems pretty hard to get unbiased insight.
And I didn't bother to read this thread to see if there are rules/conventions, so here's how I calculate NW for my own spreadsheet:
Checking/Savings balances
Home Equity (Average Zillow and Realtor Values which are pretty accurate, less 6% selling costs, less remaining mortgage)
Retirement Savings
Liquid Investments
Vehicle Values less car loans if applicable
less Credit Cards (generally we stay debt free but I take advantage of credit card balance transfer/cash offers at 0% in order to keep money in the markets when we run low on cash)
Pretty straightforward...and there are pros/cons to including certain items...but from a pure Net Worth metric, this is our whole picture and if I'm tracking all this stuff anyways...it's easy to just add it all up.
Date Net Worth
1/1/2016 $-
2/1/2019 $200,000.00
1/1/2022 $670,797.36
2/1/2022 $638,795.36
3/1/2022 $682,890.47
4/1/2022 $758,656.79
5/1/2022 $749,682.30
6/1/2022 $741,360.11
7/1/2022 $694,491.49
8/1/2022 $715,087.10
9/1/2022 $729,157.17
10/1/2022 $663,613.37
11/1/2022 $684,833.10
12/1/2022 $692,551.19
1/1/2023 $658,311.91
2/1/2023 $685,332.23
3/1/2023 $708,360.43
4/1/2023 $731,445.96
If we end up getting laid off or anything...obviously that would stink. On the flip side...my wife is a great worker and could make executive level at her company late this year early next year. That would REALLY supercharge our savings. But it'll be interesting to see where we'll pan out. If we trust our current savings rate...and nothing too crazy happens for expenditures or the market...and if things average out to a 4% nominal rate of return...we'll be at a million by September 2024.
Congrats and welcome to the thread.
No rules or specific conventions; some folks here are tracking Total Net Worth, some are Tracking Liquid Net Worth, some mention both. Really the only "rule" is to pick how you want to track and be consistent with it.
In my case, I'm tracking specifically my personal Retirement/Investment accounts because I'd like to get it over the 7 figure line before i step away from working. (Aiming for 2026)
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Thanks. Net worth calc for me just strokes the ego a little bit and we don't have a complicated portfolio, so it's easy to be consistent.
We're targeting a $3mil liquid nest egg, plus fully funded school for our two kids, and enough extra to pay off the house (but we actually won't pay it off since it's at 3%).
Our current track puts us there at the FI number around 2036...earlier if either of us get promoted or we save more. We shall see what the future holds. It's also possible that each other's parents pass away and leave an inheritance, but we assume we get zero from that and will have to pay to bury them all. Neither of us got any help paying for college either so this is all our money put to work at this point.
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@oneday thanks!! Slowly chugging along...
01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)
01/16/22 - $601,346 (-$2,026)
03/31/22 - $646,383 (+$43,010)
06/30/22 - $638,810 (+$35,437)
10/17/22 - $672,896 (+$69,523)
12/31/22 - $736,945 (+$133,573)
01/15/23 - $758,371 (+$21,425)
01/31/23 - $773,643 (+$36,697)
02/16/23 - $783,541 (+$46,595)
02/28/23 - $811,982 (+$75,036)
03/31/23 - $842,402 (+$105,457)
04/17/23 - $851,821 (+$114,875)
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| | 2021 | 2022 | 2023 |
| January | $517,231 | $587,701 | $684,648 |
| February | $523,109 | $602,997 | $718,097 |
| March | $528,981 | $601,258 | $681,798 |
| April | $534,853 | $642,611 | $665,681 |
| May | $540,725 | $624,923 |
| June | $533,040 | $641,064 |
| July | $542,290 | $621,053 |
| August | $541,486 | $661,845 |
| September | $540,080 | $654,924 |
| October | $551,000 | $632,154 |
| November | $566,816 | $677,840 |
| December | $582,631 | $712,049 |
Late posting due to awesome sabbatical travels. Spend has been, um, quite high. Wondering if there's a spendypants point at which I shouldn't be participating on these forums anymore.
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| | 2021 | 2022 | 2023 |
| January | $517,231 | $587,701 | $684,648 |
| February | $523,109 | $602,997 | $718,097 |
| March | $528,981 | $601,258 | $681,798 |
| April | $534,853 | $642,611 | $665,681 |
| May | $540,725 | $624,923 |
| June | $533,040 | $641,064 |
| July | $542,290 | $621,053 |
| August | $541,486 | $661,845 |
| September | $540,080 | $654,924 |
| October | $551,000 | $632,154 |
| November | $566,816 | $677,840 |
| December | $582,631 | $712,049 |
Late posting due to awesome sabbatical travels. Spend has been, um, quite high. Wondering if there's a spendypants point at which I shouldn't be participating on these forums anymore.
Sabbatical implies there will be more work to do later. Enjoy it!
My wife gets a 6 week paid sabbatical in 2027 and we'll probably go on a wild expensive trip to somewhere like Hawaii where we can really take our time enjoying everything out there without needing to push through jet lag on either end of the trip.
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Caught between wanting the market to have a down day because it's payday and the 401k deposit is going in tonight, and tracking numbers based on month end.
Long run it's a bigger bounce for me if it's down today, and anyone else on the same 2 week or even end of month payday cycle.
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Hi everyone, I'm a recent graduate from the previous thread, pleasure to meet you! My first "graduation" to this race would have been back in December 2021 but, as you can see, the market did not work in my favor. I'm glad to finally be here with you all. Some basic info about me is that I live in a very high COL area (ignore the "Seattle" in my name as I no longer live there), own a rental property out of state, rent my home in my current city, and am around 4 years in to a pretty significant bump in salary. I live a fairly modest lifestyle and plan to keep stashing extra cash to ease back on work sooner than later.
The first number is retirement related investments and the second includes cash savings, real estate, and other investments. I'm focused on retirement savings only for this race.
December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
December 2021: $506,167 (total NW $665,639)
December 2022: $459,000 (total NW $627,689)
April 2023: $519,962 (total NW $700,288)
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2020
Date Assets Debts Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021Date Assets Debts Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Oct 2021 $1,071,990.16 -$453,231.84 $618,758.32
Nov 2021 $1,101,914.46 -$447,727.22 $654,187.24
Dec 2021 $1,084,167.16 -$450,855.87 $633,311.29
2022Date Assets Debts Net Worth
Jan 2022 $1,116,799.93 -$444,795.98 $672,003.95
Feb 2022 $1,081,638.33 -$443,484.70 $638,153.63
Mar 2022 $1,075,121.56 -$440,480.78 $634,640.78
Apr 2022 $1,100,641.30 -$441,029.74 $659,611.56
May 2022 $1,063,532.73 -$436,899.07 $626,633.66
Jun 2022 $1,070,199.78 -$436,935.78 $633,264.00
Jul 2022 $1,035,931.02 -$432,745.39 $603,185.63
Aug 2022 $1,068,444.71 -$430,877.78 $637,566.93
Sep 2022 $1,068,205.95 -$428,242.04 $639,963.91
Oct 2022 $1,023,285.46 -$430,827.84 $592,457.62
Nov 2022 $1,141,221.05 -$510,090.29 $631,130.76
Dec 2022 $1,126,559.96 -$473,747.31 $652,812.65
2023Date Assets Debts Net Worth
Jan 2023 $1,103,663.64 -$463,470.38 $640,193.26
Feb 2023 $1,211,986.76 -$540,167.60 $671,819.16
Mar 2023 $1,126,653.93 -$463,967.39 $662,686.54
Apr 2023 $1,132,860.60 -$450,759.19 $682,101.41
May 2023 $1,224,884.77 -$451,006.76 $773,878.01
Adjusted house value to a conservative estimate after being fixed for two years, hence the abrupt bump. I may do this annually going forward to keep it a little more consistent.
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Going to post my May 1 update today as I have a lot to do this weekend and a really busy work day on Monday.
Date Net Worth
1/1/2016 $-
2/1/2019 $200,000.00
1/1/2022 $670,797.36
2/1/2022 $638,795.36
3/1/2022 $682,890.47
4/1/2022 $758,656.79
5/1/2022 $749,682.30
6/1/2022 $741,360.11
7/1/2022 $694,491.49
8/1/2022 $715,087.10
9/1/2022 $729,157.17
10/1/2022 $663,613.37
11/1/2022 $684,833.10
12/1/2022 $692,551.19
1/1/2023 $658,311.91
2/1/2023 $685,332.23
3/1/2023 $708,360.43
4/1/2023 $731,445.96
5/1/2023 $769,633.73
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Investments only; Household combined.
| | 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) | 2023 ($) |
| January | - | 496,255 | 674,413 | 898,547 | 902,687 |
| February | - | 472,573 | 700,728 | 880,646 | 903,228 |
| March | - | 444,067 | 732,652 | 901,213 | 928,990 |
| April | - | 495,051 | 762,029 | 848.393 | 982,455 |
| May | - | 524,063 | 759,955 | 843,438 | - |
| June | - | 524,530 | 796,116 | 789,251 | - |
| July | 330,406 | 552,296 | 826,664 | 856,647 | - |
| August | 437,870 | 632,115 | 866,404 | 848,320 | - |
| September | 443,081 | 617,959 | 827,075 | 813,668 | - |
| October | 452,295 | 604,646 | 873,651 | 865,508 | - |
| November | 483,711 | 664,577 | 898,767 | 905,357 | - |
| December | 484,963 | 674,843 | 925,511 | 860,954 | - |
If I add in our cash reserves, we are a touch over $1M!
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Officially joining the thread! At least for now.
| 2020 | 2021 | 2022 | 2023 |
| Jan | | $308k | $462k | $435k |
| Feb | $253k | $319k | $441k | $462k |
| Mar | $221k | $332k | $440k | $463k |
| Apr | $239k | $349k | $455k | $487k |
| May | $244k | $355k | $425k | $505k |
| Jun | $265k | $368k | $449k |
| Jul | $269k | $378k | $426k |
| Aug | $281k | | $449k |
| Sep | $294k | $394k | $438k |
| Oct | $290k | $399k | $412k |
| Nov | $301k | $436k | $421k |
| Dec | $308k | $454k | $449k |
|
-
| Month | 2020 | 2021 | 2022 | 2023 |
| January | - | $580,000 | $809,000 | $894,000 |
| February | - | $584,000 | $789,000 | $914,000 |
| March | - | $605,000 | $780,000 | $910,000 |
| April | - | $622,000 | $800,250 | $926,000 |
| May | - | $650,000 | $752,000 | $938,000 |
| June | - | $656,000 | $753,000 | - |
| July | - | $677,000 | $735,000 | - |
| August | - | $682,000 | $760,000 | - |
| September | $517,937 | $700,500 | $780,000 | - |
| October | $511,000 | $696,000 | $736,000 | - |
| November | $514,001 | $803,000 | $800,000 | - |
| December | $567,000 | $788,000 | $913,000 | - |
Current mood: just keep buying!
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
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Pace slowing as anticipated given a few big upcoming expenses rather than piling into investments:
01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)
01/16/22 - $601,346 (-$2,026)
03/31/22 - $646,383 (+$43,010)
06/30/22 - $638,810 (+$35,437)
10/17/22 - $672,896 (+$69,523)
12/31/22 - $736,945 (+$133,573)
01/15/23 - $758,371 (+$21,425)
01/31/23 - $773,643 (+$36,697)
02/16/23 - $783,541 (+$46,595)
02/28/23 - $811,982 (+$75,036)
03/31/23 - $842,402 (+$105,457)
04/17/23 - $851,821 (+$114,875)
04/30/23 - $858,288 (+$121,342)
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| | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $222,019 | $261,809 | $403,264 | $550,326 | $775,790 | $707,881 |
| February | $236,831 | $286,584 | $414,417 | $555,120 | $740,206 | $754,468 |
| March | $234,104 | $303,681 | $388,201 | $577,440 | $732,898 | $751,869 |
| April | $234,452 | $314,939 | $355,475 | $606,455 | $774,258 | $781,814 |
| May | $241,470 | $331,080 | $398,672 | $647,810 | $714,112 | $812,967 |
| June | $249,398 | $320,926 | $417,280 | $654,138 | $719,842 | - |
| July | $253,884 | $342,700 | $424,818 | $671,808 | $668,503 | - |
| August | $264,666 | $354,784 | $456,512 | $693,782 | $732,736 | - |
| September | $276,905 | $351,842 | $491,411 | $718,331 | $709,518 | - |
| October | $285,986 | $360,853 | $482,214 | $700,515 | $662,362 | - |
| November | $267,359 | $374,706 | $475,471 | $744,130 | $698,468 | - |
| December | $281,461 | $391,293 | $531,137 | $754,319 | $745,704 | - |
First time investments have been over $800K (above is investments only). Net worth is above $1 Million for the first time ever this month as well. Nice month! Hope we continue going up!
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$973k and another $24k sitting in cash means I can *almost* see the finish line. Crummy timing, we are about to engage in a home purchase that has us going backwards for a while. Last time I did this, I ignored the missing $ for the couple months we had to float the loan. This time its going to be a much larger burden to pay off and I think I'm going to have to show the hit we take.
Investments only
| | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | - | $226,942 | $401,746 | $603,129 | $905,792 | $860,957 |
| February | - | $249,796 | $414,430 | $610,412 | $867,164 | $930,363 |
| March | - | $270,351 | $412,631 | $630,438 | $856,028 | $938,053 |
| April | - | $285,770 | $393,815 | $679,078 | $900,389 | $957,750 |
| May | - | $295,838 | $414,524 | $719,534 | $837,895 | $973,337 |
| June | $219,320 | $283,393 | $452,579 | $737,483 | $849,385 | -- |
| July | $228,483 | $307,071 | $471,455 | $771,570 | $798,307 | -- |
| August | $234,711 | $315,942 | $496,982 | $784,835 | $861,929 | -- |
| September | $245,993 | $318,301 | $529,603 | $815,664 | $837,259 | -- |
| October | $251,023 | $334,301 | $525,945 | $795,014 | $780,500 | -- |
| November | $238,881 | $352,430 | $528,082 | $851,714 | $844,902 | -- |
| December | $244,687 | $370,715 | $585,310 | $880,980 | $899,305 | -- |
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@Jaayse I'm on a solo journey as well. I'm partnered, but he has other goals for his funds, so we keep everything separate. I also noticed that my stash is playing leapfrog with the >$500K line very similar to how your is leapfrogging the >$800K line. Eerie? Or just similar investments, lol
@Stimpy the market giveth and the market taketh away. Hope you stick with this cohort from now on!
@Turtle congrats on >$900K!
@patchyfacialhair welcome! What a rocket ride from $0 to >$700K in 7 years!
@SeattleStache welcome! I've also graduated into this thread multiple times over the last 18 months....
@dignam welcome!
Investments only
| | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | $326K | $491K | $516K | - | - |
| February | $345K | $487K | $508K | - | - |
| March | $362K | $509K | $527K | - | - |
| April | $383K | $474K | $542K | - | - |
| May | $385K | $481K | - | - | - |
| June | $393K | $447K | - | - | - |
| July | $451K | $488K | - | - | - |
| August | $467K | $476K | - | - | - |
| September | $447K | $438K | - | - | - |
| October | $480K | $475K | - | - | - |
| November | $494K | $505K | - | - | - |
| December | $515K | $480K | - | - | - |
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=1302523503
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Extremely happy to be a part of this group! Just "graduated" from the 250k to 500k group and now tackling the next milestone!
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | ??? | 134,982 | 152,827 | 166,462 | 242,541 | 354,718 | 433,211 | 478,011 | - |
| February | ??? | 139,867 | 155,407 | 177,792 | 257,924 | 382,044 | 453,226 | 486,395 | - |
| March | 111,557 | 141,453 | 152,342 | 193,722 | 227,560 | 382,355 | 467,849 | 504,628 | - |
| April | 125,553 | ??? | 155,305 | 210,318 | 256,005 | 411,837 | 470,161 | 524,209 | - |
| May | 132,778 | 137,778 | 160,431 | 205,538 | 278,157 | 418,700 | 468,507 | - | - |
| June | ??? | 125,010 | 162,239 | 199,039 | 282,777 | 442,429 | 460,137 | - | - |
| July | ??? | 129,077 | 170,289 | 198,372 | 304,381 | 440,202 | 475,590 | - | - |
| August | ??? | 130,256 | 175,906 | 206,279 | 312,578 | 455,378 | 483,706 | - | - |
| September | ??? | 136,658 | 178,198 | 212,786 | 295,744 | 448,555 | 449,474 | - | - |
| October | 121,823 | 137,913 | 164,888 | 220,513 | 286,661 | 474,585 | 470,090 | - | - |
| November | 126,048 | 143,556 | 165,777 | 233,155 | 331,046 | 477,744 | 481,824 | - | - |
| December | 131,174 | 146,827 | 154,154 | 239,998 | 361,661 | 481,002 | 461,547 | - | - |
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Welcome!!
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@patchyfacialhair welcome! What a rocket ride from $0 to >$700K in 7 years!
It's insane! I basically assume we will get no pay raises while I do our planning, and the projections show we can be proper FI when my oldest kiddo graduates high school. Our planned goal was to be FI when our youngest graduates high school, so we're a few years ahead of the plan.
And it feels even crazier because all we've done is just put away as much as possible in tax advantaged accounts, buy less expensive houses/cars than we can afford...and that's it. We don't bargain shop groceries, we do staycations and vacations, and eat at restaurants whenever we want. We run a pretty cash slim position which "feels" tense sometimes but we have springy debt as a short term safety margin. Having a huge income relative to expenses really makes life easier, whod've thunk it.
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DATE INVESTMENTS INVEST./CASH
May 2015 $174,008 $279,652
Sep 2015 $175,919 $277,696
May 2016 $218,514 $328,980
Jul 2017 $306,386 $417,772 *Discovered MMM
Mar 2018 $380,160 $467,160
Aug 2018 $423,708 $491,708
Feb 2019 $446,121 $585,121
Mar 2019 $481,093 $592,941
Apr 2019 $506,875 $595,875
Jul 2019 $540,071 $617,447
Jan 2020 $610,000 $691,000
Jul 2020 $647,000 $727,000
Oct 2020 $681,430 $765,430
Dec 2020 $724,740 $814,072
Jan 2021 $756,650 $842,650
Apr 2021 $807,000 $885,000
May 2021 $827,000 $903,000
Jul 2021 $861,000 $935,000
Sep 2021 $891,000 $958,000
Oct 2021 $888,347 $955,347
Nov 2021 $915,474 $982,474
Dec 2021 $913,182 $993,182
Jan 2022 $888,224 $978,224
Feb 2022 $891,617 $981,617
Mar 2022 $880,071 $960,071
Apr 2022 $891,000 $975,000
May 2022 $815,332 $889,332
Jun 2022 $831,000 $896,000
Jul 2022 $817,000 $877,000
Aug 2022 $867,884 $927,884
Sep 2022 $847,648 $907,648
Oct 2022 $805,625 $865,625
Nov 2022 $831,585 $896,585
Dec 2022 $890,571 $954,571
Jan 2023 $867,091 $930,091
Feb 2023 $904,372 $964,372
Mar 2023 $890,000 $950,000
Apr 2023 $917,000 $977,000
May 2023 $940,545 $983,545
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=1302523503
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Extremely happy to be a part of this group! Just "graduated" from the 250k to 500k group and now tackling the next milestone!
Congrats, and welcome!
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EOY Networth (US$)
2011 -50k
2012 -41k
2013 -10k
2014 33,726
2015 90,497
2016 146,590
2017 224,985
2018 282,015
2019 381,913...downshifted to halftime in the fall.
2020 495,309
2021 591,399
2022 585,889...started including the value of my PTO bank
April update: $644,315. Up $11,089. Chugging along. I've been a PT employee for 3.5 years. Unfortunately, my employer has decided to make my position FT, so I will be returning to FT or going PRN. Neither is optimal, and they are very different forks in the road financially. Decisions decisions...
Welcome to the newbies!!
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Extremely happy to be a part of this group! Just "graduated" from the 250k to 500k group and now tackling the next milestone!
Congrats, and welcome!
I appreciate you and everyone else here. It's been a wild ride so far and I don't expect it to be any less crazy in the future. But so long as we just stick to the plan, we'll let the market do its thing. Glad I'm able to share these milestones with other like-minded people.
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07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
12/01/2021 - $558,710 / ~$817K (Zillow thinks my house is worth a lot more than a few months ago)
12/31/2021 - $590,743 / ~$857K
02/01/2022 - $560,789 / ~$832K (including ~$1,750 in Cryptocurrency)
03/01/2022 - $551,465 / ~$863k (including ~$2,822 in Cryptocurrency) (house went up ~$36k in value according to Zillow)
04/01/2022 - $577,980 / ~$943k (including ~$4,041 in Cryptocurrency) (House went up again)
05/02/2022 - $533,454 / ~$905k (inc. ~$3517 in Crypto) (house went up again)
05/31/2022 - $538,475 / ~$899K (inc. ~$2647 in Crypto) (house went Down)
06/30/2022 - $491,145 / ~$836K (inc. ~$1,700 in crypto) (house value when down)
08/01/2022 - $534,790 / ~$860k (incl. ~$2,490 in Crypto, House value went down)
09/02/2022 - $515,422 / ~$822K (incl. ~$2,375 in crypto, house is about same)
10/03/2022 - $476,437 / ~$767K (Incl. ~$2,180 in crypto, house value is down)
11/01/2022 - $513,433 / ~$803k (Incl. ~$2,260 in crypto)
12/01/2022 - $571,340 / ~$865k (incl. ~$2,190 in crypto)
01/05/2023 - $558,368 / ~$831k (incl. ~$2,278 in crypto) - i did a thing and our overall NW will go down next month
02/01/2023 - $599,198 / ~$835k (incl. ~$2,860 in crypto) - so close to $600k and a new all time high!
02/15/2023 - $606,500 (incl. ~$2,900 in crypto)`
03/01/2023 - $592,146 / $827k (including ~$2,940 in crypto) Zillow says house went up in value $6k which seems weird
04/02/2023 - $606,020 / $860k (including ~$3,675 in crypto) House went up ~$17k
05/02/2023 - $608,656 / $883 (including ~$3917 in crypto, house went up ~$8k per Zillow)
Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0
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Welcome to the new folks in this thread! Nice to have forward progress!
401K/IRA and Stock Investments only
Found historical data for a decade ago.
End of 2011 - 119519.85
End of 2012 - 182941.93
| | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $373,648 | - | - | $744,672 | $893,674 |
| February | - | - | - | $738,851 | $878,766 |
| March | $391,792 | $415,481 | $675,490 | $758,158 | $929,451 |
| April | - | - | - | $821,096 | $936,880 |
| May | - | - | - | $835,551 |
| June | $419,970 | $447,189 | $726,490 | $772,695 |
| July | - | - | - | $830,850 |
| August | - | - | $704,330 | $800,712 |
| September | $426,687 | $481,419 | $723,241 | $737,016 |
| October | - | - | $755,420 | $803,796 |
| November | - | - | $736,799 | $858,637 |
| December | $516,500 | $613,300 | $771,504 | $826,206 |
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As I'm living and getting payed in the Netherlands, all my numbers are in EUR.
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:
Month Early Retirement Stash (growth=diff with prev. month deposits=money added)
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Jan 2019 € 145 840.48
...
Dec 2019 € 195 798.72 (growth: € 6 723.04 deposits: € 3 600.00) Totals for 2019: growth: € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Dec 2020 € 269 374.68 (growth: € 7 253.18 deposits: € 4 590.75) Totals for 2020: growth: € 73 452.27 (=37,49%) Deposits: € 52 186.18 Returns: € 21 266.09 (=8,74%)
Dec 2021 € 443 925.59 (growth: €12 951.94 deposits: € 7 300.00) Totals for 2021: growth: €174 550.91 (=64,80%) Deposits: € 90 523.89 (= 33,61%) Returns: € 84 027.02 ( = 31,19%)
Jan 2022 € 430 075.18 (growth: -€13 850.41 deposits: € 6 000.00)
Feb 2022 € 443 885.50 (growth: €13 810.32 deposits: €22 000.00)
Mar 2022 € 472 861.47 (growth: €28 975.97 deposits: €16 250.00)
Apr 2022 € 467 405.88 (growth: -€ 5 455,59 deposits: € 2.000,00)
May 2022 € 451 254.90 (growth: -€16 150,98 deposits: € 2.000,00)
Jun 2022 € 462 463.23 (growth: €11 208,33 deposits: € 9 850,00)
Jul 2022 € 473 671.56 (growth: €11 208,33 deposits: € 2 250,00)
Aug 2022 € 462 823.51 (growth: -€10 848.05 deposits: € 2 250.00)
Sep 2022 € 437 822.42 (growth: -€25 001.09 deposits: € 3 800.00)
Oct 2022 € 456 112.83 (growth: €18 290.41 deposits: € 220.00)
Nov 2022 € 464 332.36 (growth: € 8 219.53 deposits: € 4 000.00)
Dec 2022 € 446 645.24 (growth: -€17 687.12 deposits: € 3 000.00) Totals for 2022: growth: € 2 719.65 (=0,61%) Deposits: € 73 620.00 (= 16,58%) Returns:-€ 70.900,35 (=-13,70%)
Jan 2023 € 474 695.13 (growth: €28 049.89 deposits: € 7 000.00)
Feb 2023 € 488 684.02 (growth: €13 988.89 deposits: €15 750.00)
Mar 2023 € 493 682.71 (growth: € 4 998.69 deposits: € 5 048.00)
Slowly getting closer to graduation...
Apr 2023 € 501 456.70 (growth: € 7 773.99 deposits: € 3 000.00)
Yeah ! Officially graduated, but with a very narrow margin. Hope to see all of you soon on the next thread! (But I might be back here soon)
joining the thread! At least for now.
Added my history to the google sheet (see https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0 )
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2010: -35ish
12/2012: 17800
...
12/19/16: 103910
11/1/17: 157245
12/19/18: 210070
12/21/19: 313101
12/17/20: 393843
12/13/21: 530430
12/11/22: 510201
05/03/23: 560796
Another "stock and cash stash only, solo goes it" poster.
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Being in accumulation mode I only total everything up at erratic intervals (that no doubt will rankle the spreadsheet jockeys) because I find it healthier to largely ignore the ups and downs of the markets and their impact on my stash if I'm not going to change anything about my approach. And I'm a little lazy.
But it was pretty cool to check in today and find I've finally cracked 700k for the first time...
Feb-16 146112 (when I found MMM)
May-16 165472
Jan-17 201401
Jan-18 290491
Jan-19 318864
May-19 350234
May-20 388342
Nov-20 480280
Apr-21 565269
Sep-21 629295
Jan-22 643494
Jul-22 606947
Dec-22 644866
May-23 704829
I'm also a solo cash & investments only person. Have yet to own any real estate.
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Oct 2021: $563,047.23
Nov 2021: $571,338.24
Dec 2021: $600.016.41
Jan 2022: $631,482.70
Feb 2022: $622,604.09
Mar 2022: $629,602.05
April 2022: $615,479.97
May 2022: $619,678.03
June 2022: $594,951.26
July 2022: $746,039.40
August 2022: $742,226.29
September 2022: $701,318.76
October 2022: $721,805.00
November 2022: $742,148.41
December 2022: $742,242.07
January 2023: $794,249.76
February 2023: $786,074.34
March 2023: $800,846.11
April 2023: $809,168.30
Fun to break into a new first digit! Also, our total investments are still lower than they were at their peak at the end of 2021, with a lot of contributions, and I'm annoyed about it lol.
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| Year | Jan | Feb | Mar | | | Apr | May | Jun | | | Jul | Aug | Sep | | | Oct | Nov | Dec |
| 2015 | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$9k | -$6k | -$5k |
| 2016 | -$3k | -$2k | -$0k | | | $1k | $3k | $4k | | | $6k | $7k | $9k | | | $9k | $11k | $13k |
| 2017 | $15k | $16k | $18k | | | $20k | $22k | $24k | | | $26k | $27k | $30k | | | $32k | $35k | $36k |
| 2018 | $45k | $44k | $53k | | | $56k | $55k | $52k | | | $63k | $62k | $65k | | | $75k | $72k | $73k |
| 2019 | $80k | $100k | $104k | | | $108k | $119k | $126k | | | $127k | $130k | $133k | | | $141k | $153k | $163k |
| 2020 | $167k | $162k | $156k | | | $187k | $196k | $208k | | | $228k | $242k | $246k | | | $252k | $287k | $303k |
| 2021 | $316k | $365k | $377k | | | $403k | $414k | $428k | | | $444k | $460k | $461k | | | $485k | $485k | $516k |
| 2022 | $489k | $567k | $586k | | | $540k | $551k | $518k | | | $566k | $564k | $535k | | | $566k | $600k | $587k |
| 2023 | $605k | $625k | $638k | | | $650k | - | - | | | - | - | - | | | - | - | - |
-
But it was pretty cool to check in today and find I've finally cracked 700k for the first time...
Congrats! And nice to see someone else who dialed things in around 2016 :)
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Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114 <-- Bought house
Jan 5 2022: TNW $974,113 / Investments $680,246
Feb 5 2022: TNW $989,468 / Investments $668,804
Mar 5 2022: TNW $976,348 / Investments $651,576
Apr 5 2022: TNW $1,030,421 / Investments $680,695
May 5 2022: TNW $1,028,363 / Investments $641,593
July 5 2022: TNW $1,039,389 / Investments $601,245
Aug 5 2022: TNW $1,122,143 / Investments $637,929
Sept 5 2022: TNW $1,122,124 / Investments $613,238
Oct 5 2022: TNW $1,095,655 / Investments $596,262
Nov 5 2022: TNW $1,108,755 / Investments $608,571
Dec 5 2022: TNW $1,208,503 / Investments $657,325
Jan 5 2023: TNW $1,194,656 / Investments $644,832
Feb 5 2023: TNW $1,236,363 / Investments $695,406
Mar 5 2023: TNW $1,227,644 / Investments $694,838
Apr 5 2023: TNW $1,142,895 / Investments $694,706
May 5 2023: TNW $1,069,445 / Investments $705,448 ($10,742)
Zillow made a huge correction in my estimated house value. I was wondering when it was going to catch on that the pandemic boom is over in my resort town...
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2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Dec 29th: $624 UP 90.5k for 2020
2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
Sept 1: $796
Oct 1: $771.5
Nov: $808
Dec: $815.5 Put the condo up to 150k- Zillow says 180k now. Had to buy a nice new fridge :) but now both cars need fixed too, arg.
Dec 31: $843 UP 218,977for 2021, but some was the condo
2022
Feb 1st: $807
Mar 1st: $798.5
Apr 1st $822.5
May 1: $786.5
June 1: $776 finally our new kitchen is in- should be able to save more again going forward. Sold art:)
August 1:$781
Sept 1: $766
Oct 4: $735
Nov 2: $760.5
Dec 1: $791.5
Jan 3: 769.5 sold art DOWN 73,345 for 2022
March 1: 803.5
Mar 30: 811
May 5th: 819
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1/2019- 29,000
1/2020- 130,822
1/2021- 258,257
1/2022- 452,162
1/2023- 534,404
2/2023- 580,499
3/2023- 583,080
4/2023- 577,306
5/2023- 577,294
Haven't made much progress the last few months with taxes and a large lump sum payment we've been saving up for. We should be able to get back on track next month.
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| | 2021 | 2022 | 2023 |
| January | $517,231 | $587,701 | $684,648 |
| February | $523,109 | $602,997 | $718,097 |
| March | $528,981 | $601,258 | $681,798 |
| April | $534,853 | $642,611 | $665,681 |
| May | $540,725 | $624,923 | $675,664 |
| June | $533,040 | $641,064 |
| July | $542,290 | $621,053 |
| August | $541,486 | $661,845 |
| September | $540,080 | $654,924 |
| October | $551,000 | $632,154 |
| November | $566,816 | $677,840 |
| December | $582,631 | $712,049 |
April was month four of an unpaid travel sabbatical. Spent far less than prior months, but that's just because I'm behind on travel bookings which I'll have to make up for in May. Stock market performance and updated TY22 refund estimates pushed up my NW a smidge.
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Investments only
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | $34,633 | $56,928 | $98,248 | $176,153 | $419,499 | $643,917 | $586,257 | - |
| February | $40,740 | $56,241 | $115,926 | $182,362 | $433,878 | $631,440 | $641,711 | - |
| March | ??? | $57,195 | $123,445 | $171,868 | $481,671 | $612,570 | $643,961 | - |
| April | $41,346 | $57,635 | $129,678 | $188,425 | $503,015 | $628,685 | $673,394 | - |
| May | $41,840 | $66,682 | $136,527 | $255,004 | $536,515 | $583,864 | $671,053 | - |
| June | $45,227 | $71,500 | $132,945 | $279,130 | $570,802 | $566,514 | - | - |
| July | $45,862 | $75,817 | $142,557 | $290,173 | $570,802 | $546,704 | - | - |
| August | $47,377 | $85,050 | $150,420 | $310,173 | $568,446 | $587,836 | - | - |
| September | $47,669 | $87,937 | $146,310 | $336,875 | $596,208 | $556,816 | - | - |
| October | $50,397 | $94,114 | $150,536 | $338,532 | $590,085 | $526,251 | - | - |
| November | $52,288 | $95,502 | $155,627 | $332,899 | $625,776 | $568,125 | - | - |
| December | ??? | $93,596 | $165,458 | $396,311 | $611,435 | $602,563 | - | - |
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| Month | 2020 | 2021 | 2022 | 2023 |
| January | - | $580,000 | $809,000 | $894,000 |
| February | - | $584,000 | $789,000 | $914,000 |
| March | - | $605,000 | $780,000 | $910,000 |
| April | - | $622,000 | $800,250 | $926,000 |
| May | - | $650,000 | $752,000 | $938,000 |
| June | - | $656,000 | $753,000 | $945,000 |
| July | - | $677,000 | $735,000 | - |
| August | - | $682,000 | $760,000 | - |
| September | $517,937 | $700,500 | $780,000 | - |
| October | $511,000 | $696,000 | $736,000 | - |
| November | $514,001 | $803,000 | $800,000 | - |
| December | $567,000 | $788,000 | $913,000 | - |
Busy summer of home improvements and travel might slow us down a bit in the next few months!
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
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Investments only; Household combined.
| | 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) | 2023 ($) |
| January | - | 496,255 | 674,413 | 898,547 | 902,687 |
| February | - | 472,573 | 700,728 | 880,646 | 903,228 |
| March | - | 444,067 | 732,652 | 901,213 | 928,990 |
| April | - | 495,051 | 762,029 | 848.393 | 982,455 |
| May | - | 524,063 | 759,955 | 843,438 | 990,932 |
| June | - | 524,530 | 796,116 | 789,251 | - |
| July | 330,406 | 552,296 | 826,664 | 856,647 | - |
| August | 437,870 | 632,115 | 866,404 | 848,320 | - |
| September | 443,081 | 617,959 | 827,075 | 813,668 | - |
| October | 452,295 | 604,646 | 873,651 | 865,508 | - |
| November | 483,711 | 664,577 | 898,767 | 905,357 | - |
| December | 484,963 | 674,843 | 925,511 | 860,954 | - |
Two days ago we were about $1500 over $1 million but alas, it was not to be for the month end.
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Investments only; Household combined.
| | 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) | 2023 ($) |
| January | - | 496,255 | 674,413 | 898,547 | 902,687 |
| February | - | 472,573 | 700,728 | 880,646 | 903,228 |
| March | - | 444,067 | 732,652 | 901,213 | 928,990 |
| April | - | 495,051 | 762,029 | 848.393 | 982,455 |
| May | - | 524,063 | 759,955 | 843,438 | 990,932 |
| June | - | 524,530 | 796,116 | 789,251 | - |
| July | 330,406 | 552,296 | 826,664 | 856,647 | - |
| August | 437,870 | 632,115 | 866,404 | 848,320 | - |
| September | 443,081 | 617,959 | 827,075 | 813,668 | - |
| October | 452,295 | 604,646 | 873,651 | 865,508 | - |
| November | 483,711 | 664,577 | 898,767 | 905,357 | - |
| December | 484,963 | 674,843 | 925,511 | 860,954 | - |
Two days ago we were about $1500 over $1 million but alas, it was not to be for the month end.
Be patient. You will porpoise around the $1M mark for a while yet!
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The first number is retirement related investments and the second includes cash savings, real estate, and other investments. I'm focused on retirement savings only for this race.
December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
December 2021: $506,167 (total NW $665,639)
December 2022: $459,000 (total NW $627,689)
April 2023: $519,962 (total NW $700,288)
May 2023: $525,192 (total NW $703,651)
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| Year | Jan | Feb | Mar | | | Apr | May | Jun | | | Jul | Aug | Sep | | | Oct | Nov | Dec |
| 2015 | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$9k | -$6k | -$5k |
| 2016 | -$3k | -$2k | -$0k | | | $1k | $3k | $4k | | | $6k | $7k | $9k | | | $9k | $11k | $13k |
| 2017 | $15k | $16k | $18k | | | $20k | $22k | $24k | | | $26k | $27k | $30k | | | $32k | $35k | $36k |
| 2018 | $45k | $44k | $53k | | | $56k | $55k | $52k | | | $63k | $62k | $65k | | | $75k | $72k | $73k |
| 2019 | $80k | $100k | $104k | | | $108k | $119k | $126k | | | $127k | $130k | $133k | | | $141k | $153k | $163k |
| 2020 | $167k | $162k | $156k | | | $187k | $196k | $208k | | | $228k | $242k | $246k | | | $252k | $287k | $303k |
| 2021 | $316k | $365k | $377k | | | $403k | $414k | $428k | | | $444k | $460k | $461k | | | $485k | $485k | $516k |
| 2022 | $489k | $567k | $586k | | | $540k | $551k | $518k | | | $566k | $564k | $535k | | | $566k | $600k | $587k |
| 2023 | $605k | $625k | $638k | | | $650k | $675k | - | | | - | - | - | | | - | - | - |
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Investments only;
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Dec 2020: $448.30k
Dec 2021: $579.50k
Jan 2022: $555.08k
Feb 2022: $547.93k
Mar 2022: $568.83k
Apr 2022: $526.18k
May 2022: $533.30k
Jun 2022: $500.42k
Jul 2022 : $533.30k
Aug 2022: $517.60k
Dec 2022: $521.43k
Jan 2023: $562.03k
Feb 2023: $549.90k
May 2023: $571.35k
Sent from my SM-S908U using Tapatalk
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Big expenses of the last month and a half or so have been accounted for - should be back to normal investment cycle in June (fingers crossed)...
01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)
01/16/22 - $601,346 (-$2,026)
03/31/22 - $646,383 (+$43,010)
06/30/22 - $638,810 (+$35,437)
10/17/22 - $672,896 (+$69,523)
12/31/22 - $736,945 (+$133,573)
01/15/23 - $758,371 (+$21,425)
01/31/23 - $773,643 (+$36,697)
02/16/23 - $783,541 (+$46,595)
02/28/23 - $811,982 (+$75,036)
03/31/23 - $842,402 (+$105,457)
04/17/23 - $851,821 (+$114,875)
04/30/23 - $858,288 (+$121,342)
05/31/23 - $889,221 (+$152,275)
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| | 2021 | 2022 | 2023 |
| January | $517,231 | $587,701 | $684,648 |
| February | $523,109 | $602,997 | $718,097 |
| March | $528,981 | $601,258 | $681,798 |
| April | $534,853 | $642,611 | $665,681 |
| May | $540,725 | $624,923 | $675,664 |
| June | $533,040 | $641,064 | $665,389 |
| July | $542,290 | $621,053 |
| August | $541,486 | $661,845 |
| September | $540,080 | $654,924 |
| October | $551,000 | $632,154 |
| November | $566,816 | $677,840 |
| December | $582,631 | $712,049 |
Month five of unpaid sabbatical plus a flat market means just a slight decrease in my NW m/m.
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| | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $222,019 | $261,809 | $403,264 | $550,326 | $775,790 | $707,881 |
| February | $236,831 | $286,584 | $414,417 | $555,120 | $740,206 | $754,468 |
| March | $234,104 | $303,681 | $388,201 | $577,440 | $732,898 | $751,869 |
| April | $234,452 | $314,939 | $355,475 | $606,455 | $774,258 | $781,814 |
| May | $241,470 | $331,080 | $398,672 | $647,810 | $714,112 | $812,967 |
| June | $249,398 | $320,926 | $417,280 | $654,138 | $719,842 | $822,222 |
| July | $253,884 | $342,700 | $424,818 | $671,808 | $668,503 | - |
| August | $264,666 | $354,784 | $456,512 | $693,782 | $732,736 | - |
| September | $276,905 | $351,842 | $491,411 | $718,331 | $709,518 | - |
| October | $285,986 | $360,853 | $482,214 | $700,515 | $662,362 | - |
| November | $267,359 | $374,706 | $475,471 | $744,130 | $698,468 | - |
| December | $281,461 | $391,293 | $531,137 | $754,319 | $745,704 | - |
Nothing exciting here. But the monthly increase is nice.
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Targeting Q3/Q4 2024 to hit 1M.
Date Net Worth
1/1/2016 $-
2/1/2019 $200,000.00
1/1/2022 $670,797.36
2/1/2022 $638,795.36
3/1/2022 $682,890.47
4/1/2022 $758,656.79
5/1/2022 $749,682.30
6/1/2022 $741,360.11
7/1/2022 $694,491.49
8/1/2022 $715,087.10
9/1/2022 $729,157.17
10/1/2022 $663,613.37
11/1/2022 $684,833.10
12/1/2022 $692,551.19
1/1/2023 $658,311.91
2/1/2023 $685,332.23
3/1/2023 $708,360.43
4/1/2023 $731,445.96
5/1/2023 $769,633.73
6/1/2023 $777,415.92
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EOY Networth (US$)
2011 -50k
2012 -41k
2013 -10k
2014 33,726
2015 90,497
2016 146,590
2017 224,985
2018 282,015
2019 381,913...downshifted to halftime in the fall.
2020 495,309
2021 591,399
2022 585,889...started including the value of my PTO bank
May update: $643,149. Down $1,166. Worked quite a bit extra, but the market's hamster wheel chewed right through it.
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2020
Date Assets Debts Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021Date Assets Debts Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Oct 2021 $1,071,990.16 -$453,231.84 $618,758.32
Nov 2021 $1,101,914.46 -$447,727.22 $654,187.24
Dec 2021 $1,084,167.16 -$450,855.87 $633,311.29
2022Date Assets Debts Net Worth
Jan 2022 $1,116,799.93 -$444,795.98 $672,003.95
Feb 2022 $1,081,638.33 -$443,484.70 $638,153.63
Mar 2022 $1,075,121.56 -$440,480.78 $634,640.78
Apr 2022 $1,100,641.30 -$441,029.74 $659,611.56
May 2022 $1,063,532.73 -$436,899.07 $626,633.66
Jun 2022 $1,070,199.78 -$436,935.78 $633,264.00
Jul 2022 $1,035,931.02 -$432,745.39 $603,185.63
Aug 2022 $1,068,444.71 -$430,877.78 $637,566.93
Sep 2022 $1,068,205.95 -$428,242.04 $639,963.91
Oct 2022 $1,023,285.46 -$430,827.84 $592,457.62
Nov 2022 $1,141,221.05 -$510,090.29 $631,130.76
Dec 2022 $1,126,559.96 -$473,747.31 $652,812.65
2023Date Assets Debts Net Worth
Jan 2023 $1,103,663.64 -$463,470.38 $640,193.26
Feb 2023 $1,211,986.76 -$540,167.60 $671,819.16
Mar 2023 $1,126,653.93 -$463,967.39 $662,686.54
Apr 2023 $1,132,860.60 -$450,759.19 $682,101.41
May 2023 $1,224,884.77 -$451,006.76 $773,878.01
Jun 2023 $1,228,011.78 -$445,500.40 $782,511.38
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| 2020 | 2021 | 2022 | 2023 |
| Jan | | $308k | $462k | $435k |
| Feb | $253k | $319k | $441k | $462k |
| Mar | $221k | $332k | $440k | $463k |
| Apr | $239k | $349k | $455k | $487k |
| May | $244k | $355k | $425k | $505k |
| Jun | $265k | $368k | $449k | $520k |
| Jul | $269k | $378k | $426k |
| Aug | $281k | | $449k |
| Sep | $294k | $394k | $438k |
| Oct | $290k | $399k | $412k |
| Nov | $301k | $436k | $421k |
| Dec | $308k | $454k | $449k |
|
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DATE INVESTMENTS INVEST./CASH
May 2015 $174,008 $279,652
May 2016 $218,514 $328,980
Jul 2017 $306,386 $417,772 *Discovered MMM
Mar 2018 $380,160 $467,160
Mar 2019 $481,093 $592,941
Jan 2020 $610,000 $691,000
Jan 2021 $756,650 $842,650
Apr 2021 $807,000 $885,000
Jul 2021 $861,000 $935,000
Oct 2021 $888,347 $955,347
Dec 2021 $913,182 $993,182
Jan 2022 $904,866 $994,866
Jan 2022 $888,224 $978,224
Apr 2022 $891,000 $975,000
Jul 2022 $817,000 $877,000
Oct 2022 $805,625 $865,625
Jan 2023 $867,091 $930,091
Feb 2023 $904,372 $964,372
Mar 2023 $890,000 $950,000
Apr 2023 $917,000 $977,000
May 2023 $940,545 $983,545
Jun 2023 $942,000 $990,000
Jun 2023 $954,000 $1,002,000*
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=1302523503
*Edit - My 401 value wasn't updated in VG Dashboard. That plus yesterday's upswing.
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Investments only; Household combined.
Two days ago we were about $1500 over $1 million but alas, it was not to be for the month end.
Be patient. You will porpoise around the $1M mark for a while yet!
Yup. We're still forging ahead with our savings plan and not too concerned about things
-
Investments only
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | $34,633 | $56,928 | $98,248 | $176,153 | $419,499 | $643,917 | $586,257 | - |
| February | $40,740 | $56,241 | $115,926 | $182,362 | $433,878 | $631,440 | $641,711 | - |
| March | ??? | $57,195 | $123,445 | $171,868 | $481,671 | $612,570 | $643,961 | - |
| April | $41,346 | $57,635 | $129,678 | $188,425 | $503,015 | $628,685 | $673,394 | - |
| May | $41,840 | $66,682 | $136,527 | $255,004 | $536,515 | $583,864 | $671,053 | - |
| June | $45,227 | $71,500 | $132,945 | $279,130 | $570,802 | $566,514 | $689,810 | - |
| July | $45,862 | $75,817 | $142,557 | $290,173 | $570,802 | $546,704 | - | - |
| August | $47,377 | $85,050 | $150,420 | $310,173 | $568,446 | $587,836 | - | - |
| September | $47,669 | $87,937 | $146,310 | $336,875 | $596,208 | $556,816 | - | - |
| October | $50,397 | $94,114 | $150,536 | $338,532 | $590,085 | $526,251 | - | - |
| November | $52,288 | $95,502 | $155,627 | $332,899 | $625,776 | $568,125 | - | - |
| December | ??? | $93,596 | $165,458 | $396,311 | $611,435 | $602,563 | - | - |
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Apr 2017: 175k NW
Apr 2018: 333k
Apr 2019: 400k
Feb 2020: 515k
Aug 2020: 602k (415k invested)
Dec 2020: 669k (478k)
Jan 2021: 690k (507k)
Mar 2021: 716k (529k)
Apr 2021: 751k (551k)
May 2021: 787k (576k)
Jun 2021: 807k (592k)
Jul 2021: 833k (611k)
Aug 2021: 831k (625k)
Sept 2021: 640K (invested only hereafter)
Oct 2021: 628k
Nov 2021: 662k
Dec 2021: 657k
Jan 2022: 688k
Dec. 2022: 683k
June 2023: 766k
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As I'm living and getting payed in the Netherlands, all my numbers are in EUR.
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:
see race spreadsheet (https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0)
Month Early Retirement Stash (growth=diff with prev. month deposits=money added)
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Jan 2019 € 145 840.48
...
Dec 2019 € 195 798.72 (growth: € 6 723.04 deposits: € 3 600.00) Totals for 2019: growth: € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Dec 2020 € 269 374.68 (growth: € 7 253.18 deposits: € 4 590.75) Totals for 2020: growth: € 73 452.27 (=37,49%) Deposits: € 52 186.18 Returns: € 21 266.09 (=8,74%)
Dec 2021 € 443 925.59 (growth: €12 951.94 deposits: € 7 300.00) Totals for 2021: growth: €174 550.91 (=64,80%) Deposits: € 90 523.89 (= 33,61%) Returns: € 84 027.02 ( = 31,19%)
Jan 2022 € 430 075.18 (growth: -€13 850.41 deposits: € 6 000.00)
Feb 2022 € 443 885.50 (growth: €13 810.32 deposits: €22 000.00)
Mar 2022 € 472 861.47 (growth: €28 975.97 deposits: €16 250.00)
Apr 2022 € 467 405.88 (growth: -€ 5 455,59 deposits: € 2.000,00)
May 2022 € 451 254.90 (growth: -€16 150,98 deposits: € 2.000,00)
Jun 2022 € 462 463.23 (growth: €11 208,33 deposits: € 9 850,00)
Jul 2022 € 473 671.56 (growth: €11 208,33 deposits: € 2 250,00)
Aug 2022 € 462 823.51 (growth: -€10 848.05 deposits: € 2 250.00)
Sep 2022 € 437 822.42 (growth: -€25 001.09 deposits: € 3 800.00)
Oct 2022 € 456 112.83 (growth: €18 290.41 deposits: € 220.00)
Nov 2022 € 464 332.36 (growth: € 8 219.53 deposits: € 4 000.00)
Dec 2022 € 446 645.24 (growth: -€17 687.12 deposits: € 3 000.00) Totals for 2022: growth: € 2 719.65 (=0,61%) Deposits: € 73 620.00 (= 16,58%) Returns:-€ 70.900,35 (=-13,70%)
Jan 2023 € 474 695.13 (growth: €28 049.89 deposits: € 7 000.00)
Feb 2023 € 488 684.02 (growth: €13 988.89 deposits: €15 750.00)
Mar 2023 € 493 682.71 (growth: € 4 998.69 deposits: € 5 048.00)
Apr 2023 € 501 456.70 (growth: € 7 773.99 deposits: € 3 000.00)
May 2023 € 526 833.70 (growth: €25 377.00 deposits: € 0.00)
No new deposits, but still growing thanks to some tailwind in the market and some vested company stock.
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DATE INVESTMENTS INVEST./CASH
May 2015 $174,008 $279,652
May 2016 $218,514 $328,980
Jul 2017 $306,386 $417,772 *Discovered MMM
Mar 2018 $380,160 $467,160
Mar 2019 $481,093 $592,941
Jan 2020 $610,000 $691,000
Jan 2021 $756,650 $842,650
Apr 2021 $807,000 $885,000
Jul 2021 $861,000 $935,000
Oct 2021 $888,347 $955,347
Dec 2021 $913,182 $993,182
Jan 2022 $904,866 $994,866
Jan 2022 $888,224 $978,224
Apr 2022 $891,000 $975,000
Jul 2022 $817,000 $877,000
Oct 2022 $805,625 $865,625
Jan 2023 $867,091 $930,091
Feb 2023 $904,372 $964,372
Mar 2023 $890,000 $950,000
Apr 2023 $917,000 $977,000
May 2023 $940,545 $983,545
Jun 2023 $942,000 $990,000
Jun 2023 $954,000 $1,002,000*
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=1302523503
*Edit - My 401 value wasn't updated in VG Dashboard. That plus yesterday's upswing.
Congrats! When will you self-graduate into the $1M-2M group?
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Congrats! When will you self-graduate into the $1M-2M group?
Thank you! Hit it briefly at the end of 2021. Slow climb back up. I think I'm going to hang here until Investments Only hit the 3rd comma.
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Congrats! When will you self-graduate into the $1M-2M group?
Thank you! Hit it briefly at the end of 2021. Slow climb back up. I think I'm going to hang here until Investments Only hit the 3rd comma.
3rd comma, wow! I think you're in the wrong race then, Mr Buffett.
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Congrats! When will you self-graduate into the $1M-2M group?
Thank you! Hit it briefly at the end of 2021. Slow climb back up. I think I'm going to hang here until Investments Only hit the 3rd comma.
3rd comma, wow! I think you're in the wrong race then, Mr Buffett.
I need to lay off the cactus juice. Or proof-read before I hit 'Post'.
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| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | 132,155 | 177,349 | 282,110 | 344,002 | 562,144 | 566,920 | - |
| February | 138,015 | 188,332 | 290,845 | 360,553 | 550,651 | 603,222 | - |
| March | 138,469 | 187,634 | 288,022 | 367,222 | 545,172 | 612,629 | - |
| April | 148,093 | 197,461 | 257,224 | 387,064 | 575,922 | 616,858 | - |
| May | 158,814 | 194,010 | 276,627 | 398,896 | 547,618 | 618,599 | - |
| June | 161,284 | 186,414 | 299,563 | 407,230 | 541,730 | 644,443 | - |
| July | 160,446 | 196,934 | 304,249 | 418,701 | 527,166 | - | - |
| August | 168,222 | 267,535 | 318,456 | 520,045 | 577,017 | - | - |
| September | 184,158 | 268,153 | 324,661 | 527,305 | 561,402 | - | - |
| October | 189,536 | 271,542 | 317,511 | 520,004 | 545,003 | - | - |
| November | 184,146 | 283,636 | 323,958 | 552,965 | 554,486 | - | - |
| December | 182,675 | 287,248 | 341,124 | 542,337 | 581,821 | - | - |
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114 <-- Bought house
Jan 5 2022: TNW $974,113 / Investments $680,246
Feb 5 2022: TNW $989,468 / Investments $668,804
Mar 5 2022: TNW $976,348 / Investments $651,576
Apr 5 2022: TNW $1,030,421 / Investments $680,695
May 5 2022: TNW $1,028,363 / Investments $641,593
July 5 2022: TNW $1,039,389 / Investments $601,245
Aug 5 2022: TNW $1,122,143 / Investments $637,929
Sept 5 2022: TNW $1,122,124 / Investments $613,238
Oct 5 2022: TNW $1,095,655 / Investments $596,262
Nov 5 2022: TNW $1,108,755 / Investments $608,571
Dec 5 2022: TNW $1,208,503 / Investments $657,325
Jan 5 2023: TNW $1,194,656 / Investments $644,832
Feb 5 2023: TNW $1,236,363 / Investments $695,406
Mar 5 2023: TNW $1,227,644 / Investments $694,838
Apr 5 2023: TNW $1,142,895 / Investments $694,706
May 5 2023: TNW $1,069,445 / Investments $705,448
Jun 5 2023: TNW $1, 106,083 / Investments $719,253 ($13,805)
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Oct 2021: $563,047.23
Nov 2021: $571,338.24
Dec 2021: $600.016.41
Jan 2022: $631,482.70
Feb 2022: $622,604.09
Mar 2022: $629,602.05
April 2022: $615,479.97
May 2022: $619,678.03
June 2022: $594,951.26
July 2022: $746,039.40
August 2022: $742,226.29
September 2022: $701,318.76
October 2022: $721,805.00
November 2022: $742,148.41
December 2022: $742,242.07
January 2023: $794,249.76
February 2023: $786,074.34
March 2023: $800,846.11
April 2023: $809,168.30
May 2023: $815,500.40
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Borrowed $50k from retirement for a real estate deal (temporary shuffling of $$), otherwise I would have crossed the line this month. Soon!
Investments only
| | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | - | $226,942 | $401,746 | $603,129 | $905,792 | $860,957 |
| February | - | $249,796 | $414,430 | $610,412 | $867,164 | $930,363 |
| March | - | $270,351 | $412,631 | $630,438 | $856,028 | $938,053 |
| April | - | $285,770 | $393,815 | $679,078 | $900,389 | $957,750 |
| May | - | $295,838 | $414,524 | $719,534 | $837,895 | $973,337 |
| June | $219,320 | $283,393 | $452,579 | $737,483 | $849,385 | $968,752 |
| July | $228,483 | $307,071 | $471,455 | $771,570 | $798,307 | -- |
| August | $234,711 | $315,942 | $496,982 | $784,835 | $861,929 | -- |
| September | $245,993 | $318,301 | $529,603 | $815,664 | $837,259 | -- |
| October | $251,023 | $334,301 | $525,945 | $795,014 | $780,500 | -- |
| November | $238,881 | $352,430 | $528,082 | $851,714 | $844,902 | -- |
| December | $244,687 | $370,715 | $585,310 | $880,980 | $899,305 | -- |
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1/2019- 29,000
1/2020- 130,822
1/2021- 258,257
1/2022- 452,162
1/2023- 534,404
2/2023- 580,499
3/2023- 583,080
4/2023- 577,306
5/2023- 577,294
6/2023- 601,567
Made it over 600k for the first time ever. Woohoo.
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| Date | FIRE | Medi | Total NW | % Increase | Notes |
| 6/1/2017 | | | $115,738 | - | |
| 12/31/2018 | $177,341.32 | $46,719.18 | $224,060.50 | ~2.07% | |
| 12/31/2019 | $258,407.93 | $82,188.34 | $340,596.27 | ~10.57% | Percentage off due to account access issues last month |
| 12/31/2020 | $230,836.47 | $101,830.02 | $408,666.49 | ~4.74% | |
| 12/31/2021 | $392,057 | $143,156.74 | $535,214.65 | ~2.76% | |
| 12/31/2022 | $363.496.09 | $127.446.75 | $490.942.84 | ~1.06% | |
| 03/31/2023 | $371,517.99 | $138,533.53 | $510,051.52 | ~-0.07% | |
EOY23 Goal: 550-570k
Numbers based on Mint + some accounts Mint refuses to monitor due to the changing of the weather in the Moon Canyon. Does not include a few minor accounts with less then $2000 total.
5/31/2023 Fire:$381,348.16 + Medi:$146,872.11 = $528,220.27 ~1.08%
So, yea, line go up... For now. No exciting anything to state. Just gonna chill and keep chugging along. Hope everyone is having the same "exciting" fun.
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Investments only
| | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | $326K | $491K | $516K | - | - |
| February | $345K | $487K | $508K | - | - |
| March | $362K | $509K | $527K | - | - |
| April | $383K | $474K | $542K | - | - |
| May | $385K | $481K | $546K | - | - |
| June | $393K | $447K | - | - | - |
| July | $451K | $488K | - | - | - |
| August | $467K | $476K | - | - | - |
| September | $447K | $438K | - | - | - |
| October | $480K | $475K | - | - | - |
| November | $494K | $505K | - | - | - |
| December | $515K | $480K | - | - | - |
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=1302523503
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Broke the 900k threshold for the first time - wooo!
01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)
01/16/22 - $601,346 (-$2,026)
03/31/22 - $646,383 (+$43,010)
06/30/22 - $638,810 (+$35,437)
10/17/22 - $672,896 (+$69,523)
12/31/22 - $736,945 (+$133,573)
01/15/23 - $758,371 (+$21,425)
01/31/23 - $773,643 (+$36,697)
02/16/23 - $783,541 (+$46,595)
02/28/23 - $811,982 (+$75,036)
03/31/23 - $842,402 (+$105,457)
04/17/23 - $851,821 (+$114,875)
04/30/23 - $858,288 (+$121,342)
05/31/23 - $889,221 (+$152,275)
06/16/23 - $934,050 (+$197,104)
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Congrats! It won't be long till you graduate this race, at your current pace. How exciting!
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Congrats! It won't be long till you graduate this race, at your current pace. How exciting!
Thank you!! Gunning for October, but think EOY/Q1’24 is more reasonable. Goal is still a long ways off however.
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Investments Only:
2020/07 - $400k
2021/01 - first time to hit $500k
2021/04 -$550k
2021/06 - Currently ~$585k
2021/07 - $600k
It's been a slow crawl against the market. New data point:
2023/06 - $700k
Home value has of course soared, so $1M net worth seems like a glimmer on the horizon.
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My last post was August 2021. Today is June 23, 2023.
We have reached a turning milestone, DD graduating from HS and enrolling in college. A very expensive college we can't really afford. She would not listen to reason and did not want to consider other options. Our fault that she's a princess. So it'd be interesting to record where ho we deal with this financial setback in the next 4 years.
retirement total non-equity
July 2016: $150,350 $204,450 (start of tracking)
Dec 2016: $167,700 $219,800
Dec 2017: $207,000 $315,150
Dec 2018: $235,600 $324,150
Dec 2019: $301,200 $386,700 doubled retirement savings in 3.5 years
Dec 2020: $360,000 $467,400
Dec 2021: $444,400 $530,900 this shows the impact of a new car loan that DH took
Dec 2022: $411,500 $508,000 markets down
May 2023: $458,100 $564,600 recovery from bad last year, status just before 1st bursar's payment
Wish us luck.
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My last post was August 2021. Today is June 23, 2023.
We have reached a turning milestone, DD graduating from HS and enrolling in college. A very expensive college we can't really afford. She would not listen to reason and did not want to consider other options.[/i] Our fault that she's a princess. So it'd be interesting to record where ho we deal with this financial setback in the next 4 years.
retirement total non-equity
July 2016: $150,350 $204,450 (start of tracking)
Dec 2016: $167,700 $219,800
Dec 2017: $207,000 $315,150
Dec 2018: $235,600 $324,150
Dec 2019: $301,200 $386,700 doubled retirement savings in 3.5 years
Dec 2020: $360,000 $467,400
Dec 2021: $444,400 $530,900 this shows the impact of a new car loan that DH took
Dec 2022: $411,500 $508,000 markets down
May 2023: $458,100 $564,600 recovery from bad last year, status just before 1st bursar's payment
Wish us luck.
Yikes, sounds like somewhere along the line you forgot that high school kids are often unreasonable so that's why parents are in charge.
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The first number is retirement related investments and the second includes cash savings, real estate, and other investments. I'm focused on retirement savings only for this race.
December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
December 2021: $506,167 (total NW $665,639)
December 2022: $459,000 (total NW $627,689)
April 2023: $519,962 (total NW $700,288)
May 2023: $525,192 (total NW $703,651)
June 2023: $547,214 (total NW $739,469)
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| Year | Jan | Feb | Mar | | | Apr | May | Jun | | | Jul | Aug | Sep | | | Oct | Nov | Dec |
| 2015 | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$9k | -$6k | -$5k |
| 2016 | -$3k | -$2k | -$0k | | | $1k | $3k | $4k | | | $6k | $7k | $9k | | | $9k | $11k | $13k |
| 2017 | $15k | $16k | $18k | | | $20k | $22k | $24k | | | $26k | $27k | $30k | | | $32k | $35k | $36k |
| 2018 | $45k | $44k | $53k | | | $56k | $55k | $52k | | | $63k | $62k | $65k | | | $75k | $72k | $73k |
| 2019 | $80k | $100k | $104k | | | $108k | $119k | $126k | | | $127k | $130k | $133k | | | $141k | $153k | $163k |
| 2020 | $167k | $162k | $156k | | | $187k | $196k | $208k | | | $228k | $242k | $246k | | | $252k | $287k | $303k |
| 2021 | $316k | $365k | $377k | | | $403k | $414k | $428k | | | $444k | $460k | $461k | | | $485k | $485k | $516k |
| 2022 | $489k | $567k | $586k | | | $540k | $551k | $518k | | | $566k | $564k | $535k | | | $566k | $600k | $587k |
| 2023 | $605k | $625k | $638k | | | $650k | $675k | $705k | | | - | - | - | | | - | - | - |
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| Year | Jan | Feb | Mar | | | Apr | May | Jun | | | Jul | Aug | Sep | | | Oct | Nov | Dec |
| 2015 | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$9k | -$6k | -$5k |
| 2016 | -$3k | -$2k | -$0k | | | $1k | $3k | $4k | | | $6k | $7k | $9k | | | $9k | $11k | $13k |
| 2017 | $15k | $16k | $18k | | | $20k | $22k | $24k | | | $26k | $27k | $30k | | | $32k | $35k | $36k |
| 2018 | $45k | $44k | $53k | | | $56k | $55k | $52k | | | $63k | $62k | $65k | | | $75k | $72k | $73k |
| 2019 | $80k | $100k | $104k | | | $108k | $119k | $126k | | | $127k | $130k | $133k | | | $141k | $153k | $163k |
| 2020 | $167k | $162k | $156k | | | $187k | $196k | $208k | | | $228k | $242k | $246k | | | $252k | $287k | $303k |
| 2021 | $316k | $365k | $377k | | | $403k | $414k | $428k | | | $444k | $460k | $461k | | | $485k | $485k | $516k |
| 2022 | $489k | $567k | $586k | | | $540k | $551k | $518k | | | $566k | $564k | $535k | | | $566k | $600k | $587k |
| 2023 | $605k | $625k | $638k | | | $650k | $675k | $705k | | | - | - | - | | | - | - | - |
Congrats on breaking 700k!
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My last post was August 2021. Today is June 23, 2023.
We have reached a turning milestone, DD graduating from HS and enrolling in college. A very expensive college we can't really afford. She would not listen to reason and did not want to consider other options. Our fault that she's a princess. So it'd be interesting to record where ho we deal with this financial setback in the next 4 years.
retirement total non-equity
July 2016: $150,350 $204,450 (start of tracking)
Dec 2016: $167,700 $219,800
Dec 2017: $207,000 $315,150
Dec 2018: $235,600 $324,150
Dec 2019: $301,200 $386,700 doubled retirement savings in 3.5 years
Dec 2020: $360,000 $467,400
Dec 2021: $444,400 $530,900 this shows the impact of a new car loan that DH took
Dec 2022: $411,500 $508,000 markets down
May 2023: $458,100 $564,600 recovery from bad last year, status just before 1st bursar's payment
Wish us luck.
You posted here so I'll give unsolicited advice:
Be the parent. Kids make mistakes, but you are not required to subsidize those mistakes if you have given them clear warning, guidance, and wisdom. I have two princesses myself. But they're much younger than yours. If our finances pan out according to our current salaries, we'll be FI before the oldest graduates high school, and we'll have enough to cover in state tuition at the local university. We can also cover room/board. If they want to go somewhere more expensive, we'll likely tell them they're on their own for the difference. We also won't give them spending money. Even now, my 6 year old works for her income. We don't believe in allowances.
The student loans that my wife and I had were a drain on the first year of marriage. I can't imagine the folks with lower incomes and more loans. That's what you'd be setting her up for.
Don't sacrifice your own financial freedom for your kid's dumb decision.
-
July Update:
Date Net Worth
1/1/2016 $-
2/1/2019 $200,000.00
1/1/2022 $670,797.36
2/1/2022 $638,795.36
3/1/2022 $682,890.47
4/1/2022 $758,656.79
5/1/2022 $749,682.30
6/1/2022 $741,360.11
7/1/2022 $694,491.49
8/1/2022 $715,087.10
9/1/2022 $729,157.17
10/1/2022 $663,613.37
11/1/2022 $684,833.10
12/1/2022 $692,551.19
1/1/2023 $658,311.91
2/1/2023 $685,332.23
3/1/2023 $708,360.43
4/1/2023 $731,445.96
5/1/2023 $769,633.73
6/1/2023 $777,415.92
7/1/2023 $799,801.60
So close to 800k!
-
Congrats on breaking 700k!
Thanks! 12 years ago when I was working Americorps, living on $8,000 a year and didn't know what money was, that was my FI number! I think I need around $1M invested and a paid off house so it'll be a couple more years, but it does still make the threshold feel really meaningful!
My wife retired this month - I earn much more and her job has turned into a real drag - so it's one of the first times that our assets/progress have allowed us to 'buy' a meaningful lifestyle benefit.
-
Investments only; Household combined.
| | 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) | 2023 ($) |
| January | - | 496,255 | 674,413 | 898,547 | 902,687 |
| February | - | 472,573 | 700,728 | 880,646 | 903,228 |
| March | - | 444,067 | 732,652 | 901,213 | 928,990 |
| April | - | 495,051 | 762,029 | 848.393 | 982,455 |
| May | - | 524,063 | 759,955 | 843,438 | 990,932 |
| June | - | 524,530 | 796,116 | 789,251 | 1,032,315 |
| July | 330,406 | 552,296 | 826,664 | 856,647 | - |
| August | 437,870 | 632,115 | 866,404 | 848,320 | - |
| September | 443,081 | 617,959 | 827,075 | 813,668 | - |
| October | 452,295 | 604,646 | 873,651 | 865,508 | - |
| November | 483,711 | 664,577 | 898,767 | 905,357 | - |
| December | 484,963 | 674,843 | 925,511 | 860,954 | - |
Not ready to call this a graduation just yet. If we holds above $1M by end of July I'll make the move; however, we are feeling pretty good this evening.
-
June 2017: 198.7k
September 2017: 222.1k
December 2017: 242.4k
March 2018: 263.3k
June 2018: 290.4k
September 2018: 313.7k
December 2018: 296.8k
March 2019: 346.3k
June 2019: 372.4k
September 2019: 390.4k
December 2019: 428.6k
March 2020: 371.1k
June 2020: 456.2k
September 2020: 505.5k
December 2020: 590.1k
March 2021: 644.3k
June 2021: 701.1k
September 2021: 725.9k
December 2021: 788.5k
March 2022: 782.2k
June 2022: 673.5k
September 2022: 665.9k
December 2022: 720.6k
March 2023: 794.9k
June 2023: 874.7k
-
As I'm living and getting payed in the Netherlands, all my numbers are in EUR.
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:
see race spreadsheet (https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0)
Month Early Retirement Stash (growth=diff with prev. month deposits=money added)
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Jan 2019 € 145 840.48
...
Dec 2019 € 195 798.72 (growth: € 6 723.04 deposits: € 3 600.00) Totals for 2019: growth: € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Dec 2020 € 269 374.68 (growth: € 7 253.18 deposits: € 4 590.75) Totals for 2020: growth: € 73 452.27 (=37,49%) Deposits: € 52 186.18 Returns: € 21 266.09 (=8,74%)
Dec 2021 € 443 925.59 (growth: €12 951.94 deposits: € 7 300.00) Totals for 2021: growth: €174 550.91 (=64,80%) Deposits: € 90 523.89 (= 33,61%) Returns: € 84 027.02 ( = 31,19%)
Jan 2022 € 430 075.18 (growth: -€13 850.41 deposits: € 6 000.00)
Feb 2022 € 443 885.50 (growth: €13 810.32 deposits: €22 000.00)
Mar 2022 € 472 861.47 (growth: €28 975.97 deposits: €16 250.00)
Apr 2022 € 467 405.88 (growth: -€ 5 455,59 deposits: € 2.000,00)
May 2022 € 451 254.90 (growth: -€16 150,98 deposits: € 2.000,00)
Jun 2022 € 462 463.23 (growth: €11 208,33 deposits: € 9 850,00)
Jul 2022 € 473 671.56 (growth: €11 208,33 deposits: € 2 250,00)
Aug 2022 € 462 823.51 (growth: -€10 848.05 deposits: € 2 250.00)
Sep 2022 € 437 822.42 (growth: -€25 001.09 deposits: € 3 800.00)
Oct 2022 € 456 112.83 (growth: €18 290.41 deposits: € 220.00)
Nov 2022 € 464 332.36 (growth: € 8 219.53 deposits: € 4 000.00)
Dec 2022 € 446 645.24 (growth: -€17 687.12 deposits: € 3 000.00) Totals for 2022: growth: € 2 719.65 (=0,61%) Deposits: € 73 620.00 (= 16,58%) Returns:-€ 70.900,35 (=-13,70%)
Jan 2023 € 474 695.13 (growth: €28 049.89 deposits: € 7 000.00)
Feb 2023 € 488 684.02 (growth: €13 988.89 deposits: €15 750.00)
Mar 2023 € 493 682.71 (growth: € 4 998.69 deposits: € 5 048.00)
Apr 2023 € 501 456.70 (growth: € 7 773.99 deposits: € 3 000.00)
May 2023 € 526 833.70 (growth: €25 377.00 deposits: € 0.00)
Jun 2023 € 538 930.77 (growth: €12 097.07 deposits: € 2 000.00)
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Looks like its time for me to move on up!! Hope to see you all in the next thread soon! I've enjoyed the camaraderie here.
Its very surreal, we hit a million after barely having a fifth of that 5 years ago. I finally feel like we made it to the easy part of the journey. All those little decisions I used to agonize over regarding spending money don't really matter any more. This vessel carries enough weight on its own to continue down the path.
Investments only
| | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | - | $226,942 | $401,746 | $603,129 | $905,792 | $860,957 |
| February | - | $249,796 | $414,430 | $610,412 | $867,164 | $930,363 |
| March | - | $270,351 | $412,631 | $630,438 | $856,028 | $938,053 |
| April | - | $285,770 | $393,815 | $679,078 | $900,389 | $957,750 |
| May | - | $295,838 | $414,524 | $719,534 | $837,895 | $973,337 |
| June | $219,320 | $283,393 | $452,579 | $737,483 | $849,385 | $968,752 |
| July | $228,483 | $307,071 | $471,455 | $771,570 | $798,307 | $1,013,927 |
| August | $234,711 | $315,942 | $496,982 | $784,835 | $861,929 | -- |
| September | $245,993 | $318,301 | $529,603 | $815,664 | $837,259 | -- |
| October | $251,023 | $334,301 | $525,945 | $795,014 | $780,500 | -- |
| November | $238,881 | $352,430 | $528,082 | $851,714 | $844,902 | -- |
| December | $244,687 | $370,715 | $585,310 | $880,980 | $899,305 | -- |
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EOY Networth (US$)
2011 -50k
2012 -41k
2013 -10k
2014 33,726
2015 90,497
2016 146,590
2017 224,985
2018 282,015
2019 381,913...downshifted to halftime in the fall.
2020 495,309
2021 591,399
2022 585,889...started including the value of my PTO bank
June update: $673,020. Up $29,871.
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Looks like its time for me to move on up!! Hope to see you all in the next thread soon! I've enjoyed the camaraderie here.
Its very surreal, we hit a million after barely having a fifth of that 5 years ago. I finally feel like we made it to the easy part of the journey. All those little decisions I used to agonize over regarding spending money don't really matter any more. This vessel carries enough weight on its own to continue down the path.
Congrats!! Definitely feel ya on the latter part of that.
-
My wife retired this month - I earn much more and her job has turned into a real drag - so it's one of the first times that our assets/progress have allowed us to 'buy' a meaningful lifestyle benefit.
The appetizer has been served....
Congrats!
-
| 2020 | 2021 | 2022 | 2023 |
| Jan | | $308k | $462k | $435k |
| Feb | $253k | $319k | $441k | $462k |
| Mar | $221k | $332k | $440k | $463k |
| Apr | $239k | $349k | $455k | $487k |
| May | $244k | $355k | $425k | $505k |
| Jun | $265k | $368k | $449k | $520k |
| Jul | $269k | $378k | $426k | $538k |
| Aug | $281k | | $449k |
| Sep | $294k | $394k | $438k |
| Oct | $290k | $399k | $412k |
| Nov | $301k | $436k | $421k |
| Dec | $308k | $454k | $449k |
|
-
2020
Date Assets Debts Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021Date Assets Debts Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Oct 2021 $1,071,990.16 -$453,231.84 $618,758.32
Nov 2021 $1,101,914.46 -$447,727.22 $654,187.24
Dec 2021 $1,084,167.16 -$450,855.87 $633,311.29
2022Date Assets Debts Net Worth
Jan 2022 $1,116,799.93 -$444,795.98 $672,003.95
Feb 2022 $1,081,638.33 -$443,484.70 $638,153.63
Mar 2022 $1,075,121.56 -$440,480.78 $634,640.78
Apr 2022 $1,100,641.30 -$441,029.74 $659,611.56
May 2022 $1,063,532.73 -$436,899.07 $626,633.66
Jun 2022 $1,070,199.78 -$436,935.78 $633,264.00
Jul 2022 $1,035,931.02 -$432,745.39 $603,185.63
Aug 2022 $1,068,444.71 -$430,877.78 $637,566.93
Sep 2022 $1,068,205.95 -$428,242.04 $639,963.91
Oct 2022 $1,023,285.46 -$430,827.84 $592,457.62
Nov 2022 $1,141,221.05 -$510,090.29 $631,130.76
Dec 2022 $1,126,559.96 -$473,747.31 $652,812.65
2023Date Assets Debts Net Worth
Jan 2023 $1,103,663.64 -$463,470.38 $640,193.26
Feb 2023 $1,211,986.76 -$540,167.60 $671,819.16
Mar 2023 $1,126,653.93 -$463,967.39 $662,686.54
Apr 2023 $1,132,860.60 -$450,759.19 $682,101.41
May 2023 $1,224,884.77 -$451,006.76 $773,878.01
Jun 2023 $1,228,011.78 -$445,500.40 $782,511.38
Jul 2023 $1,257,703.24 -$426,367.37 $831,335.87
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| | 2021 | 2022 | 2023 |
| January | $517,231 | $587,701 | $684,648 |
| February | $523,109 | $602,997 | $718,097 |
| March | $528,981 | $601,258 | $681,798 |
| April | $534,853 | $642,611 | $665,681 |
| May | $540,725 | $624,923 | $675,664 |
| June | $533,040 | $641,064 | $665,389 |
| July | $542,290 | $621,053 | $687,534 |
| August | $541,486 | $661,845 |
| September | $540,080 | $654,924 |
| October | $551,000 | $632,154 |
| November | $566,816 | $677,840 |
| December | $582,631 | $712,049 |
Month six of unpaid sabbatical on the books. I'm amazed and slightly scared that my NW is $3K higher than when I started in January. That difference includes the net effect of a -$24K investment blunder, +$16K upward revision to my 2022 tax return estimate, and -$56K spend.
I'll start to look for work later this month and I'm nervous I'll be impacted by softening in the labor market.
-
Congrats fuzzy! See you in the next one!!
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Quarter StockBondCash +Houses
Q4 2016: $112,200 $165,800
Q1 2017: $124,300 $178,500
Q2 2017: $148,300 $203,300
Q3 2017: $160,548 $217,018
Q4 2017: $178,042 $235,102
Q1 2018: $203,082 $260,736
Q2 2018: $213,941 $272,491
Q3 2018: $223,802 $283,554
Q4 2018: $235,666 $296,330
Q1 2019: $229,947 $291,293
Q2 2019: $284,421 $346,689
Q3 2019: $315,573 $378,769
Q4 2019: $350,244 $414,376
Q1 2020: $408,250 $473,325
Q2 2020: $362,044 $428,120
Q3 2020: $457,379 $524,413
Q4 2020: $383,076 $555,858
Q1 2021: $478,879 $656,382
Q2 2021: $522,651 $704,873
Q3 2021: $575,207 $761,357
Q4 2021: $722,632 $916,172
Q1 2022: $785,909 $979,449
Q2 2022: $793,344 $1,078,999
Q3 2022: $701,136 $984,207
Q4 2022: $680,310 $898,221
Q1 2023: $766,771 $1,005,937
Q2 2023: $829,120 $1,072,293
Q3 2023: $909,213 $1,166,633
Leading digit has gone up in each of the last 4 quarters. Come on leading digit, don't let me down now! (I am fairly certain it will, we are going to pay off a loan and fix up a rental property this quarter)
-
All those little decisions I used to agonize over regarding spending money don't really matter any more. This vessel carries enough weight on its own to continue down the path.
Good job, it's a good feeling isn't it? And I feel it 10% less intensely than you, looking forward to a more distilled experience :)
-
Investments only;
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Dec 2020: $448.30k
Dec 2021: $579.50k
Jan 2022: $555.08k
Feb 2022: $547.93k
Mar 2022: $568.83k
Apr 2022: $526.18k
May 2022: $533.30k
Jun 2022: $500.42k
Jul 2022 : $533.30k
Aug 2022: $517.60k
Dec 2022: $521.43k
Jan 2023: $562.03k
Feb 2023: $549.90k
May 2023: $571.35k
Jun 2023: $601.64k
Sent from my SM-S908U using Tapatalk
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| Month | 2020 | 2021 | 2022 | 2023 |
| January | - | $580,000 | $809,000 | $894,000 |
| February | - | $584,000 | $789,000 | $914,000 |
| March | - | $605,000 | $780,000 | $910,000 |
| April | - | $622,000 | $800,250 | $926,000 |
| May | - | $650,000 | $752,000 | $938,000 |
| June | - | $656,000 | $753,000 | $945,000 |
| July | - | $677,000 | $735,000 | $982,000 |
| August | - | $682,000 | $760,000 | - |
| September | $517,937 | $700,500 | $780,000 | - |
| October | $511,000 | $696,000 | $736,000 | - |
| November | $514,001 | $803,000 | $800,000 | - |
| December | $567,000 | $788,000 | $913,000 | - |
Expensive month for rental property repairs. But the market prevailed!
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
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Congrats @fuzzy math! Hope to be joining you in the next thread shortly. It is astonishing realizing the snowball effect of good decisions made years ago :)
-
@grantmeaname congrats to you and your wife on putting yourself in this position to make positive lifestyle choices.
@Dogastrophe @fuzzy math whether you consider yourself graduated or not, it's surely a milestone to crack into 7 digits for the first time!
Investments only
| | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | $326K | $491K | $516K | - | - |
| February | $345K | $487K | $508K | - | - |
| March | $362K | $509K | $527K | - | - |
| April | $383K | $474K | $542K | - | - |
| May | $385K | $481K | $546K | - | - |
| June | $393K | $447K | $586K | - | - |
| July | $451K | $488K | - | - | - |
| August | $467K | $476K | - | - | - |
| September | $447K | $438K | - | - | - |
| October | $480K | $475K | - | - | - |
| November | $494K | $505K | - | - | - |
| December | $515K | $480K | - | - | - |
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=1302523503
-
401K/IRA and Stock Investments only
Found historical data for a decade ago.
End of 2011 - 119519.85
End of 2012 - 182941.93
| | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $373,648 | - | - | $744,672 | $893,674 |
| February | - | - | - | $738,851 | $878,766 |
| March | $391,792 | $415,481 | $675,490 | $758,158 | $929,451 |
| April | - | - | - | $821,096 | $936,880 |
| May | - | - | - | $835,551 | $919,516 |
| June | $419,970 | $447,189 | $726,490 | $772,695 | $969,232 |
| July | - | - | - | $830,850 |
| August | - | - | $704,330 | $800,712 |
| September | $426,687 | $481,419 | $723,241 | $737,016 |
| October | - | - | $755,420 | $803,796 |
| November | - | - | $736,799 | $858,637 |
| December | $516,500 | $613,300 | $771,504 | $826,206 |
Congrats to our recent members of the double comma club!
Getting close to being kicked out of this thread. I've also got an inherited account which puts me in the next thread already, but everything in this thread I earned myself or my little green soldiers earned for me.
-
Investments only
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | $34,633 | $56,928 | $98,248 | $176,153 | $419,499 | $643,917 | $586,257 | - |
| February | $40,740 | $56,241 | $115,926 | $182,362 | $433,878 | $631,440 | $641,711 | - |
| March | ??? | $57,195 | $123,445 | $171,868 | $481,671 | $612,570 | $643,961 | - |
| April | $41,346 | $57,635 | $129,678 | $188,425 | $503,015 | $628,685 | $673,394 | - |
| May | $41,840 | $66,682 | $136,527 | $255,004 | $536,515 | $583,864 | $671,053 | - |
| June | $45,227 | $71,500 | $132,945 | $279,130 | $570,802 | $566,514 | $689,810 | - |
| July | $45,862 | $75,817 | $142,557 | $290,173 | $570,802 | $546,704 | $727,315 | - |
| August | $47,377 | $85,050 | $150,420 | $310,173 | $568,446 | $587,836 | - | - |
| September | $47,669 | $87,937 | $146,310 | $336,875 | $596,208 | $556,816 | - | - |
| October | $50,397 | $94,114 | $150,536 | $338,532 | $590,085 | $526,251 | - | - |
| November | $52,288 | $95,502 | $155,627 | $332,899 | $625,776 | $568,125 | - | - |
| December | ??? | $93,596 | $165,458 | $396,311 | $611,435 | $602,563 | - | - |
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Congrats @fuzzy math! Hope to be joining you in the next thread shortly. It is astonishing realizing the snowball effect of good decisions made years ago :)
Same here. Though it does seem like a lot of this years gains have just been making back what was lost last year.
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Oct 2021: $563,047.23
Nov 2021: $571,338.24
Dec 2021: $600.016.41
Jan 2022: $631,482.70
Feb 2022: $622,604.09
Mar 2022: $629,602.05
April 2022: $615,479.97
May 2022: $619,678.03
June 2022: $594,951.26
July 2022: $746,039.40
August 2022: $742,226.29
September 2022: $701,318.76
October 2022: $721,805.00
November 2022: $742,148.41
December 2022: $742,242.07
January 2023: $794,249.76
February 2023: $786,074.34
March 2023: $800,846.11
April 2023: $809,168.30
May 2023: $815,500.40
June 2023: $841,308.22 well the markets went up this month! That's fun :)
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@Dogastrophe @fuzzy math whether you consider yourself graduated or not, it's surely a milestone to crack into 7 digits for the first time!
Thanks! It's a number I didn't think I was ever going to see 5 or 6 years ago.
-
1/2019- 29,000
1/2020- 130,822
1/2021- 258,257
1/2022- 452,162
1/2023- 534,404
2/2023- 580,499
3/2023- 583,080
4/2023- 577,306
5/2023- 577,294
6/2023- 601,567
Made it over 600k for the first time ever. Woohoo.
7/2023- 631,808
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| | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $222,019 | $261,809 | $403,264 | $550,326 | $775,790 | $707,881 |
| February | $236,831 | $286,584 | $414,417 | $555,120 | $740,206 | $754,468 |
| March | $234,104 | $303,681 | $388,201 | $577,440 | $732,898 | $751,869 |
| April | $234,452 | $314,939 | $355,475 | $606,455 | $774,258 | $781,814 |
| May | $241,470 | $331,080 | $398,672 | $647,810 | $714,112 | $812,967 |
| June | $249,398 | $320,926 | $417,280 | $654,138 | $719,842 | $822,222 |
| July | $253,884 | $342,700 | $424,818 | $671,808 | $668,503 | $875,635 |
| August | $264,666 | $354,784 | $456,512 | $693,782 | $732,736 | - |
| September | $276,905 | $351,842 | $491,411 | $718,331 | $709,518 | - |
| October | $285,986 | $360,853 | $482,214 | $700,515 | $662,362 | - |
| November | $267,359 | $374,706 | $475,471 | $744,130 | $698,468 | - |
| December | $281,461 | $391,293 | $531,137 | $754,319 | $745,704 | - |
Just updated my contributions to reflect my raise. Always a fun feeling. I'm currently maxing a 457B and am now within $9K of maxing the 403B!
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I am at an all time net worth high after yesterday's monster gains!
$555k.
Another all time high - 660k.
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| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | 132,155 | 177,349 | 282,110 | 344,002 | 562,144 | 566,920 | - |
| February | 138,015 | 188,332 | 290,845 | 360,553 | 550,651 | 603,222 | - |
| March | 138,469 | 187,634 | 288,022 | 367,222 | 545,172 | 612,629 | - |
| April | 148,093 | 197,461 | 257,224 | 387,064 | 575,922 | 616,858 | - |
| May | 158,814 | 194,010 | 276,627 | 398,896 | 547,618 | 618,599 | - |
| June | 161,284 | 186,414 | 299,563 | 407,230 | 541,730 | 644,443 | - |
| July | 160,446 | 196,934 | 304,249 | 418,701 | 527,166 | 660,703 | - |
| August | 168,222 | 267,535 | 318,456 | 520,045 | 577,017 | - | - |
| September | 184,158 | 268,153 | 324,661 | 527,305 | 561,402 | - | - |
| October | 189,536 | 271,542 | 317,511 | 520,004 | 545,003 | - | - |
| November | 184,146 | 283,636 | 323,958 | 552,965 | 554,486 | - | - |
| December | 182,675 | 287,248 | 341,124 | 542,337 | 581,821 | - | - |
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Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114 <-- Bought house
Jan 5 2022: TNW $974,113 / Investments $680,246
Feb 5 2022: TNW $989,468 / Investments $668,804
Mar 5 2022: TNW $976,348 / Investments $651,576
Apr 5 2022: TNW $1,030,421 / Investments $680,695
May 5 2022: TNW $1,028,363 / Investments $641,593
July 5 2022: TNW $1,039,389 / Investments $601,245
Aug 5 2022: TNW $1,122,143 / Investments $637,929
Sept 5 2022: TNW $1,122,124 / Investments $613,238
Oct 5 2022: TNW $1,095,655 / Investments $596,262
Nov 5 2022: TNW $1,108,755 / Investments $608,571
Dec 5 2022: TNW $1,208,503 / Investments $657,325
Jan 5 2023: TNW $1,194,656 / Investments $644,832
Feb 5 2023: TNW $1,236,363 / Investments $695,406
Mar 5 2023: TNW $1,227,644 / Investments $694,838
Apr 5 2023: TNW $1,142,895 / Investments $694,706
May 5 2023: TNW $1,069,445 / Investments $705,448
Jun 5 2023: TNW $1, 106,083 / Investments $719,253
Jul 5 2023: TNW $1,152,477 / Investments $741,551 (+$22,298)
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Investments only, solo journey (so far)
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | - | $232,213 | $356,542 | $500,087 | $659,936 | $861,393 | $832,242 | - |
| February | - | $245,447 | $383,348 | $502,244 | $662,250 | $822,224 | $819,073 | - |
| March | - | $242,789 | $394,563 | $475,671 | $684,929 | $808,813 | $844,327 | - |
| April | $164,900 | $246,140 | $403,461 | $429,092 | $711,168 | $833,824 | $854,615 | - |
| May | - | $318,398 | $421,194 | $474,155 | $744,322 | $774,884 | $870,515 | - |
| June | - | $328,870 | $409,591 | $500,241 | $758,305 | $781,422 | $933,698 | - |
| July | $180,808 | $342,159 | $435,981 | $516,358 | $776,059 | $726,973 | - | - |
| August | $189,280 | $354,936 | $443,135 | $544,475 | $790,664 | $786,353 | - | - |
| September | $193,727 | $366,727 | $441,101 | $579,806 | $814,231 | $723,159 | - | - |
| October | $209,968 | $374,465 | $452,232 | $568,885 | $794,659 | $758,212 | - | - |
| November | $220,602 | $361,296 | $466,688 | $562,892 | $834,154 | $809,175 | - | - |
| December | $225,918 | $370,140 | $482,944 | $632,574 | $824,757 | $775,674 | - | - |
I just finished a big move cross country and have moved into a new place. This, of course, comes with a lot of expenses too. A lawn mower, washer/dryer set, new chairs, etc... Not to mention I was accidently separated from the military in conjunction with my move, so I was not paid for 3 months and I have a lot of money issues because I didn't get contributions to my TSP and they even stole money out of it, so that's fun... But, I'm still making progress and hit the 900k mark for the first time!!!
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Thanks @grantmeaname @oneday @Imustacheyouaquestion!! And congrats to your wife Grant!
@Turtle I saw you're already over there too. You're doing quite well! I understand wanting to count what you've earned... Someone made the comment that the market is still down 9% from the highs of a year or so ago. Blows my mind because it seems like everyone has hit new highs. In the next thread where some people are drawing down, it becomes more apparent.
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Thanks @grantmeaname @oneday @Imustacheyouaquestion!! And congrats to your wife Grant!
@Turtle I saw you're already over there too. You're doing quite well! I understand wanting to count what you've earned... Someone made the comment that the market is still down 9% from the highs of a year or so ago. Blows my mind because it seems like everyone has hit new highs. In the next thread where some people are drawing down, it becomes more apparent.
I can also see the difference in comparing my own numbers for my 401k which has had deposits dripping in every payday vs the rollercoaster of the inherited account which has had nothing added. It is finally up from when it was put into my name, but only because I did a dollar cost averaging of periodic rolling money from the high fee "Retirement Date 2020" fund into the available index funds in the plan. The high allotment of bonds meant it lost less money last year, and I moved 10% or so at a time out of that fund in several different chunks over the course of the summer and early fall 2022.
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DATE INVESTMENTS Only
May 2015 $174,008
May 2016 $218,514
Jul 2017 $306,386 *Discovered MMM
Mar 2018 $380,160
Mar 2019 $481,093
Jan 2020 $610,000
Jan 2021 $756,650
Apr 2021 $807,000
Jul 2021 $861,000
Oct 2021 $888,347
Dec 2021 $913,182
Jan 2022 $888,224
Apr 2022 $891,000
Jul 2022 $817,000
Oct 2022 $805,625
Jan 2023 $867,091
Feb 2023 $904,372
Mar 2023 $890,000
Apr 2023 $917,000
May 2023 $940,545
Jun 2023 $954,000
Jul 2023 $971,263
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2010: -35ish
12/2012: 17800
12/19/16: 103910
11/1/17: 157245
12/19/18: 210070
12/21/19: 313101
12/17/20: 393843
12/13/21: 530430
12/11/22: 510201
05/03/23: 560796
O7/11/23: 609400 (liquid); 295k home equity = 904.4k
Tacking on home equity to myself feel better.
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Investments Only:
2020/07 - $400k
2021/01 - $500k
2021/04 - $550k
2021/07 - $600k
2023/06 - $700k
2023/07 - $750k
Quite an arduous effort to pump contributions to seemingly match the down market to hold the plateau, followed by the recent upswing in such short time. It'll obviously fluctuate, but hitting that 'three quarters' mark feels pretty exciting.
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2010: -35ish
12/2012: 17800
12/19/16: 103910
11/1/17: 157245
12/19/18: 210070
12/21/19: 313101
12/17/20: 393843
12/13/21: 530430
12/11/22: 510201
05/03/23: 560796
O7/11/23: 609400 (liquid); 295k home equity = 904.4k
Tacking on home equity to myself feel better.
Such a great feeling, isn't it!? I try my best to stick to my 'investments only' tracking but then I throw our cash and home equity in there and things get a bit spicier.
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Apr 2017: 175k NW
Apr 2018: 333k
Apr 2019: 400k
Feb 2020: 515k
Aug 2020: 602k (415k invested)
Dec 2020: 669k (478k)
Jan 2021: 690k (507k)
Mar 2021: 716k (529k)
Apr 2021: 751k (551k)
May 2021: 787k (576k)
Jun 2021: 807k (592k)
Jul 2021: 833k (611k)
Aug 2021: 831k (625k invested)
Sept 2021: 640K (invested only hereafter)
Oct 2021: 628k
Nov 2021: 662k
Dec 2021: 657k
Jan 2022: 688k
Dec. 2022: 683k
June 2023: 766k
July 2023: 837k
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March 2020: 78,000
April 2020: 91,000
May 2020: 106,000
June 2020: 115,000
July 2020: 125,000
September 2020: 145,000
October 2020: 157,076.76
November 2020: 170,592.07
December 2020: 186,935
January 2021: 204,451
March 2021: 214,068
April 2021: 233,785.28
April 26, 2021: 252,949.69
June 2021: 262,929.30
July 2021: 276,020.11
August 2021: $287,492.04
September 2021: 310,204.48
November 2021: $342,636.87
December 2021: 351,770.0
January 2022: 371,918.79
March 2023: 481,446.68
June 2023: 542,032.77
first post in this thread!
July 2023: 592,204.70
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March 2020: 78,000
April 2020: 91,000
May 2020: 106,000
June 2020: 115,000
July 2020: 125,000
September 2020: 145,000
October 2020: 157,076.76
November 2020: 170,592.07
December 2020: 186,935
January 2021: 204,451
March 2021: 214,068
April 2021: 233,785.28
April 26, 2021: 252,949.69
June 2021: 262,929.30
July 2021: 276,020.11
August 2021: $287,492.04
September 2021: 310,204.48
November 2021: $342,636.87
December 2021: 351,770.0
January 2022: 371,918.79
March 2023: 481,446.68
June 2023: 542,032.77
first post in this thread!
July 2023: 592,204.70
Welcome aboard!! We're going to need some new blood as I think a few here are about to launch to a higher transcendent plain :).
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Inching closer - 42k away. Still hoping for October, but more realistic by EOY/Q1'24.
01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)
01/16/22 - $601,346 (-$2,026)
03/31/22 - $646,383 (+$43,010)
06/30/22 - $638,810 (+$35,437)
10/17/22 - $672,896 (+$69,523)
12/31/22 - $736,945 (+$133,573)
01/15/23 - $758,371 (+$21,425)
01/31/23 - $773,643 (+$36,697)
02/16/23 - $783,541 (+$46,595)
02/28/23 - $811,982 (+$75,036)
03/31/23 - $842,402 (+$105,457)
04/17/23 - $851,821 (+$114,875)
04/30/23 - $858,288 (+$121,342)
05/31/23 - $889,221 (+$152,275)
06/16/23 - $934,050 (+$197,104)
07/15/23 - $957,667 (+$220,721)
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Net Worth
6/30/2023: $1,023,377 (+63,406) +6.6%
Net Liquid Assets
$897,404 +7.1% in Q2
I thought I was just dipping my toes across the line (in net worth - not there yet for investments we can live off), but selling my car and going down to one helped a good bit.
7/20/2023: $1,042,188 now.
But... we also plan to sell the other car and buy a newer one. Sukkas! Oh well. We won't spend enough to push us below the line...
Awesome. Congrats!
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I have a tracking sheet at home which I update most Monday mornings as a part of getting ready for the work week.
Yesterday was an all time high, so I gave in to the temptation to update numbers again this morning. Not quite over the line, but so close
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07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
12/01/2021 - $558,710 / ~$817K (Zillow thinks my house is worth a lot more than a few months ago)
12/31/2021 - $590,743 / ~$857K
02/01/2022 - $560,789 / ~$832K (including ~$1,750 in Cryptocurrency)
03/01/2022 - $551,465 / ~$863k (including ~$2,822 in Cryptocurrency) (house went up ~$36k in value according to Zillow)
04/01/2022 - $577,980 / ~$943k (including ~$4,041 in Cryptocurrency) (House went up again)
05/02/2022 - $533,454 / ~$905k (inc. ~$3517 in Crypto) (house went up again)
05/31/2022 - $538,475 / ~$899K (inc. ~$2647 in Crypto) (house went Down)
06/30/2022 - $491,145 / ~$836K (inc. ~$1,700 in crypto) (house value when down)
08/01/2022 - $534,790 / ~$860k (incl. ~$2,490 in Crypto, House value went down)
09/02/2022 - $515,422 / ~$822K (incl. ~$2,375 in crypto, house is about same)
10/03/2022 - $476,437 / ~$767K (Incl. ~$2,180 in crypto, house value is down)
11/01/2022 - $513,433 / ~$803k (Incl. ~$2,260 in crypto)
12/01/2022 - $571,340 / ~$865k (incl. ~$2,190 in crypto)
01/05/2023 - $558,368 / ~$831k (incl. ~$2,278 in crypto) - i did a thing and our overall NW will go down next month
02/01/2023 - $599,198 / ~$835k (incl. ~$2,860 in crypto) - so close to $600k and a new all time high!
02/15/2023 - $606,500 (incl. ~$2,900 in crypto)`
03/01/2023 - $592,146 / $827k (including ~$2,940 in crypto) Zillow says house went up in value $6k which seems weird
04/02/2023 - $606,020 / $860k (including ~$3,675 in crypto) House went up ~$17k
05/02/2023 - $608,656 / $883 (including ~$3917 in crypto, house went up ~$8k per Zillow)
Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0
i havent updated things due to complexity from a home sale and new home purchase - the dust should settle enough by august 1 to know where things are at - right now it looks like we are in the $650K +/- range - > all time highs
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The first number is retirement related investments and the second includes cash savings, real estate, and other investments. I'm focused on retirement savings only for this race.
December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
December 2021: $506,167 (total NW $665,639)
December 2022: $459,000 (total NW $627,689)
April 2023: $519,962 (total NW $700,288)
May 2023: $525,192 (total NW $703,651)
June 2023: $547,214 (total NW $739,469)
July 2023: $570,852 (total NW $754,717)
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Haven't posted in awhile.
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | ??? | 134,982 | 152,827 | 166,462 | 242,541 | 354,718 | 433,211 | 478,011 | - |
| February | ??? | 139,867 | 155,407 | 177,792 | 257,924 | 382,044 | 453,226 | 486,395 | - |
| March | 111,557 | 141,453 | 152,342 | 193,722 | 227,560 | 382,355 | 467,849 | 504,628 | - |
| April | 125,553 | ??? | 155,305 | 210,318 | 256,005 | 411,837 | 470,161 | 524,209 | - |
| May | 132,778 | 137,778 | 160,431 | 205,538 | 278,157 | 418,700 | 468,507 | 516,858 | - |
| June | ??? | 125,010 | 162,239 | 199,039 | 282,777 | 442,429 | 460,137 | 549,320 | - |
| July | ??? | 129,077 | 170,289 | 198,372 | 304,381 | 440,202 | 475,590 | 579,766 | - |
| August | ??? | 130,256 | 175,906 | 206,279 | 312,578 | 455,378 | 483,706 | - | - |
| September | ??? | 136,658 | 178,198 | 212,786 | 295,744 | 448,555 | 449,474 | - | - |
| October | 121,823 | 137,913 | 164,888 | 220,513 | 286,661 | 474,585 | 470,090 | - | - |
| November | 126,048 | 143,556 | 165,777 | 233,155 | 331,046 | 477,744 | 481,824 | - | - |
| December | 131,174 | 146,827 | 154,154 | 239,998 | 361,661 | 481,002 | 461,547 | - | - |
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| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $52,277 | $102,029 | $186,657 | $306,111 | $344,771 | $443,598 | $581,977 | $746,547 | $754,342 |
| February | $57,992 | $107,201 | $196,191 | $301,453 | $357,526 | $422,062 | $608,184 | $755,246 | $744,552 |
| March | $61,620 | $116,502 | $199,234 | $306,821 | $364,397 | $371,488 | $626,905 | $780,769 | $764,392 |
| April | $68,207 | $121,028 | $205,602 | $312,149 | $375,876 | $411,410 | $659,527 | $736,029 | $777,840 |
| May | $73,499 | $132,630 | $217,515 | $319,649 | $366,887 | $432,756 | $670,069 | ? (AFK) | $781,162 |
| June | $73,620 | $136,350 | $218,315 | $325,450 | $388,214 | $449,153 | $689,099 | ? (AFK) | $829,780 |
| July | $77,235 | $143,420 | $226,577 | $332,615 | $393,565 | $473,639 | $703,139 | ? (AFK) | - |
| August | $77,588 | $149,032 | $231,008 | $341,112 | $391,468 | $499,746 | $724,977 | ? (AFK) | - |
| September | $77,524 | $161,672 | $251,872 | $343,628 | $400,870 | $492,572 | $708,615 | $651,444 | - |
| October | $86,899 | $160,725 | $260,359 | $329,514 | $411,683 | $488,099 | $748,616 | $684,131 | - |
| November | $94,202 | $170,428 | $273,396 | $336,035 | $423,504 | $546,559 | $741,525 | $726,260 | - |
| December | $101,290 | $179,734 | $287,829 | $317,638 | $441,666 | $574,853 | $774,895 | $696,612 | - |
I primarily track on the spreadsheet (https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0), but figured I was due for an update on the thread as well.
After taking a sabbatical last year, I'm now well above my pre-sabbatical high water mark (and contributing to the stash again). If things go well, I think I'm about a year out from graduating.
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| | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $222,019 | $261,809 | $403,264 | $550,326 | $775,790 | $707,881 |
| February | $236,831 | $286,584 | $414,417 | $555,120 | $740,206 | $754,468 |
| March | $234,104 | $303,681 | $388,201 | $577,440 | $732,898 | $751,869 |
| April | $234,452 | $314,939 | $355,475 | $606,455 | $774,258 | $781,814 |
| May | $241,470 | $331,080 | $398,672 | $647,810 | $714,112 | $812,967 |
| June | $249,398 | $320,926 | $417,280 | $654,138 | $719,842 | $822,222 |
| July | $253,884 | $342,700 | $424,818 | $671,808 | $668,503 | $875,635 |
| August | $264,666 | $354,784 | $456,512 | $693,782 | $732,736 | $907,972 |
| September | $276,905 | $351,842 | $491,411 | $718,331 | $709,518 | - |
| October | $285,986 | $360,853 | $482,214 | $700,515 | $662,362 | - |
| November | $267,359 | $374,706 | $475,471 | $744,130 | $698,468 | - |
| December | $281,461 | $391,293 | $531,137 | $754,319 | $745,704 | - |
Nice new first number!
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I have a tracking sheet at home which I update most Monday mornings as a part of getting ready for the work week.
Yesterday was an all time high, so I gave in to the temptation to update numbers again this morning. Not quite over the line, but so close
As of Friday's market close, I was a whopping 9.22 over the line. [Insert Happy Snoopy Dance]
We'll see if that holds today or slips back for July's month end. Still feels good regardless.
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| 2020 | 2021 | 2022 | 2023 |
| Jan | | $308k | $462k | $435k |
| Feb | $253k | $319k | $441k | $462k |
| Mar | $221k | $332k | $440k | $463k |
| Apr | $239k | $349k | $455k | $487k |
| May | $244k | $355k | $425k | $505k |
| Jun | $265k | $368k | $449k | $520k |
| Jul | $269k | $378k | $426k | $538k |
| Aug | $281k | | $449k | $559k |
| Sep | $294k | $394k | $438k |
| Oct | $290k | $399k | $412k |
| Nov | $301k | $436k | $421k |
| Dec | $308k | $454k | $449k |
|
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Fuck yeah! Congrats, turtle! Remember us little people now that you've made it ;)
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Fuck yeah! Congrats, turtle! Remember us little people now that you've made it ;)
Thanks! In some ways, it's even more fun to have barely squeaked over -- seeing all those zeros in a line is a bit of a thrill!
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Investments only; Household combined.
| | 2019 ($) | 2020 ($) | 2021 ($) | 2022 ($) | 2023 ($) |
| January | - | 496,255 | 674,413 | 898,547 | 902,687 |
| February | - | 472,573 | 700,728 | 880,646 | 903,228 |
| March | - | 444,067 | 732,652 | 901,213 | 928,990 |
| April | - | 495,051 | 762,029 | 848.393 | 982,455 |
| May | - | 524,063 | 759,955 | 843,438 | 990,932 |
| June | - | 524,530 | 796,116 | 789,251 | 1,032,315 |
| July | 330,406 | 552,296 | 826,664 | 856,647 | 1,070,543 |
| August | 437,870 | 632,115 | 866,404 | 848,320 | - |
| September | 443,081 | 617,959 | 827,075 | 813,668 | - |
| October | 452,295 | 604,646 | 873,651 | 865,508 | - |
| November | 483,711 | 664,577 | 898,767 | 905,357 | - |
| December | 484,963 | 674,843 | 925,511 | 860,954 | - |
I am going to call this a graduation to the next race. Hope to see everyone there soon.
cheers
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Good progress this month! Thanks Mr. Market.
| Year | Jan | Feb | Mar | | | Apr | May | Jun | | | Jul | Aug | Sep | | | Oct | Nov | Dec |
| 2015 | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$9k | -$6k | -$5k |
| 2016 | -$3k | -$2k | -$0k | | | $1k | $3k | $4k | | | $6k | $7k | $9k | | | $9k | $11k | $13k |
| 2017 | $15k | $16k | $18k | | | $20k | $22k | $24k | | | $26k | $27k | $30k | | | $32k | $35k | $36k |
| 2018 | $45k | $44k | $53k | | | $56k | $55k | $52k | | | $63k | $62k | $65k | | | $75k | $72k | $73k |
| 2019 | $80k | $100k | $104k | | | $108k | $119k | $126k | | | $127k | $130k | $133k | | | $141k | $153k | $163k |
| 2020 | $167k | $162k | $156k | | | $187k | $196k | $208k | | | $228k | $242k | $246k | | | $252k | $287k | $303k |
| 2021 | $316k | $365k | $377k | | | $403k | $414k | $428k | | | $444k | $460k | $461k | | | $485k | $485k | $516k |
| 2022 | $489k | $567k | $586k | | | $540k | $551k | $518k | | | $566k | $564k | $535k | | | $566k | $600k | $587k |
| 2023 | $605k | $625k | $638k | | | $650k | $675k | $705k | | | $742k | - | - | | | - | - | - |
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Oh, and 'grats Dogastrophe! See you up in the big leagues in a couple years!!!
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Investments only;
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Dec 2020: $448.30k
Dec 2021: $579.50k
Jan 2022: $555.08k
Feb 2022: $547.93k
Mar 2022: $568.83k
Apr 2022: $526.18k
May 2022: $533.30k
Jun 2022: $500.42k
Jul 2022 : $533.30k
Aug 2022: $517.60k
Dec 2022: $521.43k
Jan 2023: $562.03k
Feb 2023: $549.90k
May 2023: $571.35k
Jun 2023: $601.64k
Jul 2023: $622.09k
Sent from my SM-S908U using Tapatalk
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Congrats to the recent grads, see y'all in the next thread!!!
Sent from my SM-S908U using Tapatalk
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EOY Networth (US$)
2011 -50k
2012 -41k
2013 -10k
2014 33,726
2015 90,497
2016 146,590
2017 224,985
2018 282,015
2019 381,913...downshifted to halftime in the fall.
2020 495,309
2021 591,399
2022 585,889...started including the value of my PTO bank
July update: $693,466. Up $20,446.
My work schedule changed to 2 10 hr shifts/wk. Overall my income will probably go down and thus new investments with it, but we'll see.
-
Oh, and 'grats Dogastrophe! See you up in the big leagues in a couple years!!!
Thanks! You're coming along nicely and won't be long before moving. cheers
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My first month end double comma posting!
401K/IRA and Stock Investments only
Found historical data for a decade ago.
End of 2011 - 119519.85
End of 2012 - 182941.93
| | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $373,648 | - | - | $744,672 | $893,674 |
| February | - | - | - | $738,851 | $878,766 |
| March | $391,792 | $415,481 | $675,490 | $758,158 | $929,451 |
| April | - | - | - | $821,096 | $936,880 |
| May | - | - | - | $835,551 | $919,516 |
| June | $419,970 | $447,189 | $726,490 | $772,695 | $969,232 |
| July | - | - | - | $830,850 | $1,007,075 |
| August | - | - | $704,330 | $800,712 |
| September | $426,687 | $481,419 | $723,241 | $737,016 |
| October | - | - | $755,420 | $803,796 |
| November | - | - | $736,799 | $858,637 |
| December | $516,500 | $613,300 | $771,504 | $826,206 |
Since I'm already posting combined inherited amounts in the next thread, I was planning to stop posting here at year end, regardless of whether or not my original accounts made it to the finish line. If you'd asked me in January if I thought it would happen this fast, I'd have said no.
Congrats to Dogastrophe as well! And to all the new members in the thread the last few months! This is the stage when your little green soldiers really start to pick up steam. (Usually. Last year wasn't as fun as this year, but it laid the groundwork for the growth we see now.)
Edit to update ESPP amounts due to overnight ESPP share deposit which is dated 31 July.
-
Date Net Worth
1/1/2016 $-
2/1/2019 $200,000.00
1/1/2022 $670,797.36
2/1/2022 $638,795.36
3/1/2022 $682,890.47
4/1/2022 $758,656.79
5/1/2022 $749,682.30
6/1/2022 $741,360.11
7/1/2022 $694,491.49
8/1/2022 $715,087.10
9/1/2022 $729,157.17
10/1/2022 $663,613.37
11/1/2022 $684,833.10
12/1/2022 $692,551.19
1/1/2023 $658,311.91
2/1/2023 $685,332.23
3/1/2023 $708,360.43
4/1/2023 $731,445.96
5/1/2023 $769,633.73
6/1/2023 $777,415.92
7/1/2023 $799,801.60
8/1/2023 $815,425.65
Crossed the $800k threshold. Temporarily we're spending more than we're earning. Wife's mom is in the hospital across the country, so she's over there with other family. Doesn't look too good but we're praying MIL turns positive. Financially that meant an expensive last minute flight, plus hotel and food. We also just came back from a planned vacation in which we spent too much.
Plus the new roof is going on soon, luckily we got hit with hail a month or two ago so it's only costing me a $2k deductible.
School is starting up for the oldest so that means tuition bills again.
Despite all that, I think we have a very small chance to hit $900k before the end of the year, and we're likely to hit $1MM next year in the 2nd half of 2024.
-
Date Net Worth
1/1/2016 $-
2/1/2019 $200,000.00
1/1/2022 $670,797.36
2/1/2022 $638,795.36
3/1/2022 $682,890.47
4/1/2022 $758,656.79
5/1/2022 $749,682.30
6/1/2022 $741,360.11
7/1/2022 $694,491.49
8/1/2022 $715,087.10
9/1/2022 $729,157.17
10/1/2022 $663,613.37
11/1/2022 $684,833.10
12/1/2022 $692,551.19
1/1/2023 $658,311.91
2/1/2023 $685,332.23
3/1/2023 $708,360.43
4/1/2023 $731,445.96
5/1/2023 $769,633.73
6/1/2023 $777,415.92
7/1/2023 $799,801.60
8/1/2023 $815,425.65
Crossed the $800k threshold. Temporarily we're spending more than we're earning. Wife's mom is in the hospital across the country, so she's over there with other family. Doesn't look too good but we're praying MIL turns positive. Financially that meant an expensive last minute flight, plus hotel and food. We also just came back from a planned vacation in which we spent too much.
Plus the new roof is going on soon, luckily we got hit with hail a month or two ago so it's only costing me a $2k deductible.
School is starting up for the oldest so that means tuition bills again.
Despite all that, I think we have a very small chance to hit $900k before the end of the year, and we're likely to hit $1MM next year in the 2nd half of 2024.
Prayers for your mother-in-law. Having the financial freedom to be there for loved ones is a big advantage to being on the FIRE journey.
-
2020
Date Assets Debts Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021Date Assets Debts Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Oct 2021 $1,071,990.16 -$453,231.84 $618,758.32
Nov 2021 $1,101,914.46 -$447,727.22 $654,187.24
Dec 2021 $1,084,167.16 -$450,855.87 $633,311.29
2022Date Assets Debts Net Worth
Jan 2022 $1,116,799.93 -$444,795.98 $672,003.95
Feb 2022 $1,081,638.33 -$443,484.70 $638,153.63
Mar 2022 $1,075,121.56 -$440,480.78 $634,640.78
Apr 2022 $1,100,641.30 -$441,029.74 $659,611.56
May 2022 $1,063,532.73 -$436,899.07 $626,633.66
Jun 2022 $1,070,199.78 -$436,935.78 $633,264.00
Jul 2022 $1,035,931.02 -$432,745.39 $603,185.63
Aug 2022 $1,068,444.71 -$430,877.78 $637,566.93
Sep 2022 $1,068,205.95 -$428,242.04 $639,963.91
Oct 2022 $1,023,285.46 -$430,827.84 $592,457.62
Nov 2022 $1,141,221.05 -$510,090.29 $631,130.76
Dec 2022 $1,126,559.96 -$473,747.31 $652,812.65
2023Date Assets Debts Net Worth
Jan 2023 $1,103,663.64 -$463,470.38 $640,193.26
Feb 2023 $1,211,986.76 -$540,167.60 $671,819.16
Mar 2023 $1,126,653.93 -$463,967.39 $662,686.54
Apr 2023 $1,132,860.60 -$450,759.19 $682,101.41
May 2023 $1,224,884.77 -$451,006.76 $773,878.01
Jun 2023 $1,228,011.78 -$445,500.40 $782,511.38
Jul 2023 $1,257,703.24 -$426,367.37 $831,335.87
Aug 2023 $1,272,605.14 -$424,055.51 $848,549.63
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Solid month!
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DATE INVESTMENTS Only
May 2015 $174,008
May 2016 $218,514
Jul 2017 $306,386 *Discovered MMM
Mar 2018 $380,160
Mar 2019 $481,093
Jan 2020 $610,000
Jan 2021 $756,650
Apr 2021 $807,000
Jul 2021 $861,000
Oct 2021 $888,347
Dec 2021 $913,182
Jan 2022 $888,224
Apr 2022 $891,000
Jul 2022 $817,000
Oct 2022 $805,625
Jan 2023 $867,091
Feb 2023 $904,372
Mar 2023 $890,000
Apr 2023 $917,000
May 2023 $940,545
Jun 2023 $954,000
Jul 2023 $971,263
Aug 2023 $1,012,836
Congrats to all the newcomers to this thread, and also to those moving on to the next.
I think I'm going to take a peek at the next thread. Not sure if they'll let me join, when they see I'm driving a 15 year old truck with 225,000 miles on it.
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07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
12/01/2021 - $558,710 / ~$817K (Zillow thinks my house is worth a lot more than a few months ago)
12/31/2021 - $590,743 / ~$857K
02/01/2022 - $560,789 / ~$832K (including ~$1,750 in Cryptocurrency)
03/01/2022 - $551,465 / ~$863k (including ~$2,822 in Cryptocurrency) (house went up ~$36k in value according to Zillow)
04/01/2022 - $577,980 / ~$943k (including ~$4,041 in Cryptocurrency) (House went up again)
05/02/2022 - $533,454 / ~$905k (inc. ~$3517 in Crypto) (house went up again)
05/31/2022 - $538,475 / ~$899K (inc. ~$2647 in Crypto) (house went Down)
06/30/2022 - $491,145 / ~$836K (inc. ~$1,700 in crypto) (house value when down)
08/01/2022 - $534,790 / ~$860k (incl. ~$2,490 in Crypto, House value went down)
09/02/2022 - $515,422 / ~$822K (incl. ~$2,375 in crypto, house is about same)
10/03/2022 - $476,437 / ~$767K (Incl. ~$2,180 in crypto, house value is down)
11/01/2022 - $513,433 / ~$803k (Incl. ~$2,260 in crypto)
12/01/2022 - $571,340 / ~$865k (incl. ~$2,190 in crypto)
01/05/2023 - $558,368 / ~$831k (incl. ~$2,278 in crypto) - i did a thing and our overall NW will go down next month
02/01/2023 - $599,198 / ~$835k (incl. ~$2,860 in crypto) - so close to $600k and a new all time high!
02/15/2023 - $606,500 (incl. ~$2,900 in crypto)`
03/01/2023 - $592,146 / $827k (including ~$2,940 in crypto) Zillow says house went up in value $6k which seems weird
04/02/2023 - $606,020 / $860k (including ~$3,675 in crypto) House went up ~$17k
05/02/2023 - $608,656 / $883 (including ~$3917 in crypto, house went up ~$8k per Zillow)
House Sale and House Purchase impacting numbers
08/01/2023 - ~$711,600 (including ~$4,400 in crypto) - The new house and mortgage is not included in these numbers
Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0
[/quote]
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Investments only
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | $34,633 | $56,928 | $98,248 | $176,153 | $419,499 | $643,917 | $586,257 | - |
| February | $40,740 | $56,241 | $115,926 | $182,362 | $433,878 | $631,440 | $641,711 | - |
| March | ??? | $57,195 | $123,445 | $171,868 | $481,671 | $612,570 | $643,961 | - |
| April | $41,346 | $57,635 | $129,678 | $188,425 | $503,015 | $628,685 | $673,394 | - |
| May | $41,840 | $66,682 | $136,527 | $255,004 | $536,515 | $583,864 | $671,053 | - |
| June | $45,227 | $71,500 | $132,945 | $279,130 | $570,802 | $566,514 | $689,810 | - |
| July | $45,862 | $75,817 | $142,557 | $290,173 | $570,802 | $546,704 | $727,315 | - |
| August | $47,377 | $85,050 | $150,420 | $310,173 | $568,446 | $587,836 | $753,046 | - |
| September | $47,669 | $87,937 | $146,310 | $336,875 | $596,208 | $556,816 | - | - |
| October | $50,397 | $94,114 | $150,536 | $338,532 | $590,085 | $526,251 | - | - |
| November | $52,288 | $95,502 | $155,627 | $332,899 | $625,776 | $568,125 | - | - |
| December | ??? | $93,596 | $165,458 | $396,311 | $611,435 | $602,563 | - | - |
Nice gains from last month. Would be crazy to reach $800k+ this year, but the market has been strong of late. From a 401k perspective we only have space to contribute about another $11k between the two of us. Will help get us closer to $800k but will need a continued boost from the market to make it happen.
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Welcome @bloodaxe ... @SpareChange is right in that we have a good number of folks poised to graduate soon, so good to have you here filling in the ranks!
Congrats @Turtle
Crossed the $600K line for the first time...cook little nest egg, cook!
Investments only
| | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | $326K | $491K | $516K | - | - |
| February | $345K | $487K | $508K | - | - |
| March | $362K | $509K | $527K | - | - |
| April | $383K | $474K | $542K | - | - |
| May | $385K | $481K | $546K | - | - |
| June | $393K | $447K | $586K | - | - |
| July | $451K | $488K | $609K | - | - |
| August | $467K | $476K | - | - | - |
| September | $447K | $438K | - | - | - |
| October | $480K | $475K | - | - | - |
| November | $494K | $505K | - | - | - |
| December | $515K | $480K | - | - | - |
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=1302523503
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Investments only.
| | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $198,265 | $224,401 | $305,287 | $424,924 | $541,872 | $543,104 |
| February | $204,080 | $231,997 | $290,554 | $453,313 | $526,670 | $533,769 |
| March | $204,080 | $236,710 | $274,909 | $471,199 | $532,671 | $554,094 |
| April | $206,310 | $246,138 | $298,297 | $489,213 | $495,058 | $554,279 |
| May | $207,731 | $245,062 | $320,072 | $492,274 | $495,719 | $557,955 |
| June | $209,453 | $256,868 | $331,215 | $493,272 | $468,019 | $592,123 |
| July | $218,450 | $256,076 | $349,025 | $503,214 | $499,669 | $616,734 |
| August | $224,243 | $266,197 | $367,183 | $521,697 | $485,070 | |
| September | $227,037 | $274,186 | $360,397 | $509,748 | $477,261 | |
| October | $214,107 | $284,427 | $360,290 | $530,757 | $477,261 | |
| November | $219,948 | $295.004 | $400,264 | $524,716 | $507,665 | |
| December | $206,667 | $304,693 | $419,937 | $557,868 | $489,299 | |
Net Worth is around $780k
Does everyone include 529 plans in their numbers? I keep it in because I consider it mine until the kids have used it.
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Investments only.
| | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $198,265 | $224,401 | $305,287 | $424,924 | $541,872 | $543,104 |
| February | $204,080 | $231,997 | $290,554 | $453,313 | $526,670 | $533,769 |
| March | $204,080 | $236,710 | $274,909 | $471,199 | $532,671 | $554,094 |
| April | $206,310 | $246,138 | $298,297 | $489,213 | $495,058 | $554,279 |
| May | $207,731 | $245,062 | $320,072 | $492,274 | $495,719 | $557,955 |
| June | $209,453 | $256,868 | $331,215 | $493,272 | $468,019 | $592,123 |
| July | $218,450 | $256,076 | $349,025 | $503,214 | $499,669 | $616,734 |
| August | $224,243 | $266,197 | $367,183 | $521,697 | $485,070 | |
| September | $227,037 | $274,186 | $360,397 | $509,748 | $477,261 | |
| October | $214,107 | $284,427 | $360,290 | $530,757 | $477,261 | |
| November | $219,948 | $295.004 | $400,264 | $524,716 | $507,665 | |
| December | $206,667 | $304,693 | $419,937 | $557,868 | $489,299 | |
Net Worth is around $780k
Does everyone include 529 plans in their numbers? I keep it in because I consider it mine until the kids have used it.
No 529 here at the moment, but since it effectively allows you not to dip into your other stash when it comes to helping your kids for college, I don't see why not to include it.
I include my HSA even though it's only for one specific category of future spending, and 529 is similarly specific to only one category of future spending.
I wouldn't include 529 in 4% calculations, though, unless college costs are included in the spending which you are looking to model with that 4%. Similarly with Rich/Broke/Dead or other calculators; unless they are granular enough to account for college spending, I wouldn't include the 529 money when running retirement calculators.
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I also include the 529 accounts. It's part of the stash and its yet to be determined how it will be spent.
-
1/2019- 29,000
1/2020- 130,822
1/2021- 258,257
1/2022- 452,162
1/2023- 534,404
2/2023- 580,499
3/2023- 583,080
4/2023- 577,306
5/2023- 577,294
6/2023- 601,567
7/2023- 631,808
8/2023- 638,961
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Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114 <-- Bought house
Jan 5 2022: TNW $974,113 / Investments $680,246
Feb 5 2022: TNW $989,468 / Investments $668,804
Mar 5 2022: TNW $976,348 / Investments $651,576
Apr 5 2022: TNW $1,030,421 / Investments $680,695
May 5 2022: TNW $1,028,363 / Investments $641,593
July 5 2022: TNW $1,039,389 / Investments $601,245
Aug 5 2022: TNW $1,122,143 / Investments $637,929
Sept 5 2022: TNW $1,122,124 / Investments $613,238
Oct 5 2022: TNW $1,095,655 / Investments $596,262
Nov 5 2022: TNW $1,108,755 / Investments $608,571
Dec 5 2022: TNW $1,208,503 / Investments $657,325
Jan 5 2023: TNW $1,194,656 / Investments $644,832
Feb 5 2023: TNW $1,236,363 / Investments $695,406
Mar 5 2023: TNW $1,227,644 / Investments $694,838
Apr 5 2023: TNW $1,142,895 / Investments $694,706
May 5 2023: TNW $1,069,445 / Investments $705,448
Jun 5 2023: TNW $1, 106,083 / Investments $719,253
Jul 5 2023: TNW $1,152,477 / Investments $741,551
Aug 5 2023: TNW $1,165,448 / Investments $757,157 (+$15,606)
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| | 2021 | 2022 | 2023 |
| January | $517,231 | $587,701 | $684,648 |
| February | $523,109 | $602,997 | $718,097 |
| March | $528,981 | $601,258 | $681,798 |
| April | $534,853 | $642,611 | $665,681 |
| May | $540,725 | $624,923 | $675,664 |
| June | $533,040 | $641,064 | $665,389 |
| July | $542,290 | $621,053 | $687,534 |
| August | $541,486 | $661,845 | $690,801 |
| September | $540,080 | $654,924 |
| October | $551,000 | $632,154 |
| November | $566,816 | $677,840 |
| December | $582,631 | $712,049 |
That completes month seven of unpaid sabbatical. The stock market miraculous continued to outpace my high spend.
I'm back in the U.S. and feeling some guilt pressure to clamp down on the budget and find a job. Too bad I have little motivation to do either.
-
I am joining the race to $1M officially today. I crossed the $500k in retirement accounts recently. With 529 accounts included the total liquid savings are in the ballpark of $550k. Till a few months ago, we were on a single income that too on an academic salary. So the $100k race took 5 years, the $100k-$250k race took 5 years, and the $250k-$500k race took 3 years. Now, I feel that is a long period but back when I started, even $100k in savings felt like a pipe dream. A few months ago, my wife started working and last month, I switched to private industry. Our combined income went up by more than $100k. A long time ago, I wrote down in my journal of my aim to reach $1M in 2030. Barring any unforeseen circumstances, our new target is to reach $1M in 5 years. I am including my 529 accounts for this race.
Aug 6, 2023: $550k.
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Total NW.
| | 2019 | 2020 | 2021 | 2022 | 2023 | | January | 149K | 224K | 357K | 466K | 475K | | February | 157K | 216K | 365K | 461K | 460K | | March | 164K | 191K | 388K | 480K | 474K | | April | 173K | 221K | 415K | 445K | 490K | | May | 170K | 236K | 423K | 451K | 501K | | June | 182K | 243K | 449K | 418K | 530K | | July | 188K | 263K | 446K | 455K | 554K | | August | 189K | 285K | 469K | 443K | - | | September | 191K | 279K | 462K | 415K | - | | October | 203K | 281K | 478K | 444K | - | | November | 212K | 324K | 493K | 470K | - | | December | 219K | 339K | 502K | 450K | - |
Feels like I'm consistently back in the $500K+ range now that it's been a few months, so I'm hopping back in here. This month is also the first time the investments-only number has gone over half a million too, so that's pretty cool! |
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01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)
01/16/22 - $601,346 (-$2,026)
03/31/22 - $646,383 (+$43,010)
06/30/22 - $638,810 (+$35,437)
10/17/22 - $672,896 (+$69,523)
12/31/22 - $736,945 (+$133,573)
01/15/23 - $758,371 (+$21,425)
01/31/23 - $773,643 (+$36,697)
02/16/23 - $783,541 (+$46,595)
02/28/23 - $811,982 (+$75,036)
03/31/23 - $842,402 (+$105,457)
04/17/23 - $851,821 (+$114,875)
04/30/23 - $858,288 (+$121,342)
05/31/23 - $889,221 (+$152,275)
06/16/23 - $934,050 (+$197,104)
07/15/23 - $957,667 (+$220,721)
08/01/23 - $978,930 (+$241,984)
Depending on how you value our house, you could probably (easily) make the argument that we're there... but I'm going to keep it at our current value for the time being to play it conservatively. Being this close really makes me want to do something absurd like include the sterling flatware, sports collectibles and tools, because we'd certainly be past 1mm in that case... Argh, just need to be patient. Mrs Finwiz just got a raise and bonus which is also awesome, and we should be paying a bit less in taxes starting next month,so that ought to help push the needle over.
-
2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019
Dec 29th: $624 UP 90.5k for 2020
2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
Sept 1: $796
Oct 1: $771.5
Nov: $808
Dec: $815.5 Put the condo up to 150k- Zillow says 180k now.
Dec 31: $843 UP 218,977for 2021, but some was the condo
2022
Feb 1st: $807
Mar 1st: $798.5
Apr 1st $822.5
May 1: $786.5
June 1: $776
August 1:$781
Sept 1: $766
Oct 4: $735
Nov 2: $760.5
Dec 1: $791.5
Jan 3: 769.5 sold art DOWN 73,345 for 2022
March 1: 803.5
Mar 30: 811
May 5th: 819
Aug 8: 884
-
01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)
01/16/22 - $601,346 (-$2,026)
03/31/22 - $646,383 (+$43,010)
06/30/22 - $638,810 (+$35,437)
10/17/22 - $672,896 (+$69,523)
12/31/22 - $736,945 (+$133,573)
01/15/23 - $758,371 (+$21,425)
01/31/23 - $773,643 (+$36,697)
02/16/23 - $783,541 (+$46,595)
02/28/23 - $811,982 (+$75,036)
03/31/23 - $842,402 (+$105,457)
04/17/23 - $851,821 (+$114,875)
04/30/23 - $858,288 (+$121,342)
05/31/23 - $889,221 (+$152,275)
06/16/23 - $934,050 (+$197,104)
07/15/23 - $957,667 (+$220,721)
08/01/23 - $978,930 (+$241,984)
Depending on how you value our house, you could probably (easily) make the argument that we're there... but I'm going to keep it at our current value for the time being to play it conservatively. Being this close really makes me want to do something absurd like include the sterling flatware, sports collectibles and tools, because we'd certainly be past 1mm in that case... Argh, just need to be patient. Mrs Finwiz just got a raise and bonus which is also awesome, and we should be paying a bit less in taxes starting next month,so that ought to help push the needle over.
I personally wouldn't include home equity or any of that other stuff which won't be used to fund expenses. If sold and thrown into the portfolio, I'd add it.
-
01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)
01/16/22 - $601,346 (-$2,026)
03/31/22 - $646,383 (+$43,010)
06/30/22 - $638,810 (+$35,437)
10/17/22 - $672,896 (+$69,523)
12/31/22 - $736,945 (+$133,573)
01/15/23 - $758,371 (+$21,425)
01/31/23 - $773,643 (+$36,697)
02/16/23 - $783,541 (+$46,595)
02/28/23 - $811,982 (+$75,036)
03/31/23 - $842,402 (+$105,457)
04/17/23 - $851,821 (+$114,875)
04/30/23 - $858,288 (+$121,342)
05/31/23 - $889,221 (+$152,275)
06/16/23 - $934,050 (+$197,104)
07/15/23 - $957,667 (+$220,721)
08/01/23 - $978,930 (+$241,984)
Depending on how you value our house, you could probably (easily) make the argument that we're there... but I'm going to keep it at our current value for the time being to play it conservatively. Being this close really makes me want to do something absurd like include the sterling flatware, sports collectibles and tools, because we'd certainly be past 1mm in that case... Argh, just need to be patient. Mrs Finwiz just got a raise and bonus which is also awesome, and we should be paying a bit less in taxes starting next month,so that ought to help push the needle over.
I personally wouldn't include home equity or any of that other stuff which won't be used to fund expenses. If sold and thrown into the portfolio, I'd add it.
Oh I absolutely agree about all the other stuff, I mainly said it in jest because of how darn close it feels like we are. Having said that, we’re currently house hacking (and planning to fully rent it out once we decide to upgrade) - as such, we’re including it at a conservative value (it’s probably worth 50k more than we currently track it at).
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Joining this thread after ~20 months in the 250-500k race.
Cash and retirement accounts only
| 2021 | 2022 | 2023 |
| January | $214,801 | $368,240 | $506,006 |
| February | - | $415,650 | $556,654 |
| March | $247,632 | - | -- |
| April | $267,671 | $432,042 | -- |
| May | − | $418,269 | $550,282 |
| June | $293,749 | $420,576 | $608,355 |
| July | − | $433,032 | -- |
| August | − | $477,541 | $659,953 |
| September | $311,131 | $461,148 | -- |
| October | - | $478,809 | -- |
| November | $339,986 | $501,052 | -- |
| December | $345,952 | $521,479 | -- |
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| Month | 2020 | 2021 | 2022 | 2023 |
| January | - | $580,000 | $809,000 | $894,000 |
| February | - | $584,000 | $789,000 | $914,000 |
| March | - | $605,000 | $780,000 | $910,000 |
| April | - | $622,000 | $800,250 | $926,000 |
| May | - | $650,000 | $752,000 | $938,000 |
| June | - | $656,000 | $753,000 | $945,000 |
| July | - | $677,000 | $735,000 | $982,000 |
| August | - | $682,000 | $760,000 | $987,000 |
| September | $517,937 | $700,500 | $780,000 | - |
| October | $511,000 | $696,000 | $736,000 | - |
| November | $514,001 | $803,000 | $800,000 | - |
| December | $567,000 | $788,000 | $913,000 | - |
Market gives and the market takes! I was briefly over the $1M mark at some point in late July but slipped before I could record the new values for an Aug 1 data point. Guess I wasn't ready to quit this thread yet!
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
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My Monday morning check-in this morning shows I've slipped back below the finish line. Not letting go of this race yet!
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| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | ??? | 134,982 | 152,827 | 166,462 | 242,541 | 354,718 | 433,211 | 478,011 | - |
| February | ??? | 139,867 | 155,407 | 177,792 | 257,924 | 382,044 | 453,226 | 486,395 | - |
| March | 111,557 | 141,453 | 152,342 | 193,722 | 227,560 | 382,355 | 467,849 | 504,628 | - |
| April | 125,553 | ??? | 155,305 | 210,318 | 256,005 | 411,837 | 470,161 | 524,209 | - |
| May | 132,778 | 137,778 | 160,431 | 205,538 | 278,157 | 418,700 | 468,507 | 516,858 | - |
| June | ??? | 125,010 | 162,239 | 199,039 | 282,777 | 442,429 | 460,137 | 549,320 | - |
| July | ??? | 129,077 | 170,289 | 198,372 | 304,381 | 440,202 | 475,590 | 579,766 | - |
| August | ??? | 130,256 | 175,906 | 206,279 | 312,578 | 455,378 | 483,706 | 584,181 | - |
| September | ??? | 136,658 | 178,198 | 212,786 | 295,744 | 448,555 | 449,474 | - | - |
| October | 121,823 | 137,913 | 164,888 | 220,513 | 286,661 | 474,585 | 470,090 | - | - |
| November | 126,048 | 143,556 | 165,777 | 233,155 | 331,046 | 477,744 | 481,824 | - | - |
| December | 131,174 | 146,827 | 154,154 | 239,998 | 361,661 | 481,002 | 461,547 | - | - |
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The first number is retirement related investments and the second includes cash savings, real estate, and other investments. I'm focused on retirement savings only for this race.
December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
December 2021: $506,167 (total NW $665,639)
December 2022: $459,000 (total NW $627,689)
April 2023: $519,962 (total NW $700,288)
May 2023: $525,192 (total NW $703,651)
June 2023: $547,214 (total NW $739,469)
July 2023: $570,852 (total NW $754,717)
August 2023: $563,003 (total NW $743,158)
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2020
Date Assets Debts Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021Date Assets Debts Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Oct 2021 $1,071,990.16 -$453,231.84 $618,758.32
Nov 2021 $1,101,914.46 -$447,727.22 $654,187.24
Dec 2021 $1,084,167.16 -$450,855.87 $633,311.29
2022Date Assets Debts Net Worth
Jan 2022 $1,116,799.93 -$444,795.98 $672,003.95
Feb 2022 $1,081,638.33 -$443,484.70 $638,153.63
Mar 2022 $1,075,121.56 -$440,480.78 $634,640.78
Apr 2022 $1,100,641.30 -$441,029.74 $659,611.56
May 2022 $1,063,532.73 -$436,899.07 $626,633.66
Jun 2022 $1,070,199.78 -$436,935.78 $633,264.00
Jul 2022 $1,035,931.02 -$432,745.39 $603,185.63
Aug 2022 $1,068,444.71 -$430,877.78 $637,566.93
Sep 2022 $1,068,205.95 -$428,242.04 $639,963.91
Oct 2022 $1,023,285.46 -$430,827.84 $592,457.62
Nov 2022 $1,141,221.05 -$510,090.29 $631,130.76
Dec 2022 $1,126,559.96 -$473,747.31 $652,812.65
2023Date Assets Debts Net Worth
Jan 2023 $1,103,663.64 -$463,470.38 $640,193.26
Feb 2023 $1,211,986.76 -$540,167.60 $671,819.16
Mar 2023 $1,126,653.93 -$463,967.39 $662,686.54
Apr 2023 $1,132,860.60 -$450,759.19 $682,101.41
May 2023 $1,224,884.77 -$451,006.76 $773,878.01
Jun 2023 $1,228,011.78 -$445,500.40 $782,511.38
Jul 2023 $1,257,703.24 -$426,367.37 $831,335.87
Aug 2023 $1,272,605.14 -$424,055.51 $848,549.63
Sep 2023 $1,264,010.56 -$418,331.69 $845,678.87
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| 2020 | 2021 | 2022 | 2023 |
| Jan | | $308k | $462k | $435k |
| Feb | $253k | $319k | $441k | $462k |
| Mar | $221k | $332k | $440k | $463k |
| Apr | $239k | $349k | $455k | $487k |
| May | $244k | $355k | $425k | $505k |
| Jun | $265k | $368k | $449k | $520k |
| Jul | $269k | $378k | $426k | $538k |
| Aug | $281k | | $449k | $559k |
| Sep | $294k | $394k | $438k | $551k |
| Oct | $290k | $399k | $412k |
| Nov | $301k | $436k | $421k |
| Dec | $308k | $454k | $449k |
|
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| Year | Jan | Feb | Mar | | | Apr | May | Jun | | | Jul | Aug | Sep | | | Oct | Nov | Dec |
| 2015 | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$9k | -$6k | -$5k |
| 2016 | -$3k | -$2k | -$0k | | | $1k | $3k | $4k | | | $6k | $7k | $9k | | | $9k | $11k | $13k |
| 2017 | $15k | $16k | $18k | | | $20k | $22k | $24k | | | $26k | $27k | $30k | | | $32k | $35k | $36k |
| 2018 | $45k | $44k | $53k | | | $56k | $55k | $52k | | | $63k | $62k | $65k | | | $75k | $72k | $73k |
| 2019 | $80k | $100k | $104k | | | $108k | $119k | $126k | | | $127k | $130k | $133k | | | $141k | $153k | $163k |
| 2020 | $167k | $162k | $156k | | | $187k | $196k | $208k | | | $228k | $242k | $246k | | | $252k | $287k | $303k |
| 2021 | $316k | $365k | $377k | | | $403k | $414k | $428k | | | $444k | $460k | $461k | | | $485k | $485k | $516k |
| 2022 | $489k | $567k | $586k | | | $540k | $551k | $518k | | | $566k | $564k | $535k | | | $566k | $600k | $587k |
| 2023 | $605k | $625k | $638k | | | $650k | $675k | $705k | | | $742k | $737k | - | | | - | - | - |
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EOY Networth (US$)
2011 -50k
2012 -41k
2013 -10k
2014 33,726
2015 90,497
2016 146,590
2017 224,985
2018 282,015
2019 381,913...downshifted to halftime in the fall.
2020 495,309
2021 591,399
2022 585,889...started including the value of my PTO bank
August update: $681,981. Down $11,485.
Ouch.
My 3 TDA accounts finally transition to Schwab this weekend due to the buyout. Crossing fingers.
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| Month | 2020 | 2021 | 2022 | 2023 |
| January | - | $580,000 | $809,000 | $894,000 |
| February | - | $584,000 | $789,000 | $914,000 |
| March | - | $605,000 | $780,000 | $910,000 |
| April | - | $622,000 | $800,250 | $926,000 |
| May | - | $650,000 | $752,000 | $938,000 |
| June | - | $656,000 | $753,000 | $945,000 |
| July | - | $677,000 | $735,000 | $982,000 |
| August | - | $682,000 | $760,000 | $987,000 |
| September | $517,937 | $700,500 | $780,000 | $1,003,775 |
| October | $511,000 | $696,000 | $736,000 | - |
| November | $514,001 | $803,000 | $800,000 | - |
| December | $567,000 | $788,000 | $913,000 | - |
Looks like I got my call up to the race to $2M thread. Feels inevitable (savings rate + market gains) and completely surreal at the same time.
37 months since Sept 2020, average gain of $13,000 per month (!!!).
Keep swimming and see you in the next thread!
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
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Investments only;
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Dec 2020: $448.30k
Dec 2021: $579.50k
Jan 2022: $555.08k
Feb 2022: $547.93k
Mar 2022: $568.83k
Apr 2022: $526.18k
May 2022: $533.30k
Jun 2022: $500.42k
Jul 2022 : $533.30k
Aug 2022: $517.60k
Dec 2022: $521.43k
Jan 2023: $562.03k
Feb 2023: $549.90k
May 2023: $571.35k
Jun 2023: $601.64k
Jul 2023: $622.09k
Aug 2023: $607.46k
Sent from my SM-S908U using Tapatalk
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| | 2021 | 2022 | 2023 |
| January | $517,231 | $587,701 | $684,648 |
| February | $523,109 | $602,997 | $718,097 |
| March | $528,981 | $601,258 | $681,798 |
| April | $534,853 | $642,611 | $665,681 |
| May | $540,725 | $624,923 | $675,664 |
| June | $533,040 | $641,064 | $665,389 |
| July | $542,290 | $621,053 | $687,534 |
| August | $541,486 | $661,845 | $690,801 |
| September | $540,080 | $654,924 | $684,056 |
| October | $551,000 | $632,154 |
| November | $566,816 | $677,840 |
| December | $582,631 | $712,049 |
Month eight of unpaid sabbatical is on the books. Remarkable the my NW is nearly unchanged from Jan 1 when I started.
Since I don't have a job to go back to and the labor market is deteriorating, I'm feeling pressure to find work in the next couple of months.
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| | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $222,019 | $261,809 | $403,264 | $550,326 | $775,790 | $707,881 |
| February | $236,831 | $286,584 | $414,417 | $555,120 | $740,206 | $754,468 |
| March | $234,104 | $303,681 | $388,201 | $577,440 | $732,898 | $751,869 |
| April | $234,452 | $314,939 | $355,475 | $606,455 | $774,258 | $781,814 |
| May | $241,470 | $331,080 | $398,672 | $647,810 | $714,112 | $812,967 |
| June | $249,398 | $320,926 | $417,280 | $654,138 | $719,842 | $822,222 |
| July | $253,884 | $342,700 | $424,818 | $671,808 | $668,503 | $875,635 |
| August | $264,666 | $354,784 | $456,512 | $693,782 | $732,736 | $907,972 |
| September | $276,905 | $351,842 | $491,411 | $718,331 | $709,518 | $898,165 |
| October | $285,986 | $360,853 | $482,214 | $700,515 | $662,362 | - |
| November | $267,359 | $374,706 | $475,471 | $744,130 | $698,468 | - |
| December | $281,461 | $391,293 | $531,137 | $754,319 | $745,704 | - |
We have been hemorrhaging money it feels like out of our cash savings this last month and a half. Just a lot of little things. It's a bit stressful even though we have plenty of cash to keep up. Figuring the investments (tracked above) at the end of the month is such a nice moral boost. Even though slightly down, it's just nice to know we have a nice chunk of cash there.
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Looks like I got my call up to the race to $2M thread. Feels inevitable (savings rate + market gains) and completely surreal at the same time.
37 months since Sept 2020, average gain of $13,000 per month (!!!).
Keep swimming and see you in the next thread!
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing
Congrats! Pretty amazing progress. You may be exiting the next thread about the time I'm entering it :).
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Going to be a stagnant-ish next couple months. Some home improvement stuff, some car repairs. Looking forward to next spring's bonus season. Replenish the cash, go back to hardcore mode. Eye on the ball.
1/1/2016 $-
2/1/2019 $200,000.00
1/1/2022 $670,797.36 1/1/2023 $658,311.91
2/1/2022 $638,795.36 2/1/2023 $685,332.23
3/1/2022 $682,890.47 3/1/2023 $708,360.43
4/1/2022 $758,656.79 4/1/2023 $731,445.96
5/1/2022 $749,682.30 5/1/2023 $769,633.73
6/1/2022 $741,360.11 6/1/2023 $777,415.92
7/1/2022 $694,491.49 7/1/2023 $799,801.60
8/1/2022 $715,087.10 8/1/2023 $815,425.65
9/1/2022 $729,157.17 9/1/2023 $799,270.11
10/1/2022 $663,613.37 10/1/2023
11/1/2022 $684,833.10 11/1/2023
12/1/2022 $692,551.19 12/1/2023
-
Being in accumulation mode I only total everything up at erratic intervals (that no doubt will rankle the spreadsheet jockeys) because I find it healthier to largely ignore the ups and downs of the markets and their impact on my stash if I'm not going to change anything about my approach. And I'm a little lazy.
But it was pretty cool to check in today and find I've finally cracked 700k for the first time...
Feb-16 146112 (when I found MMM)
May-16 165472
Jan-17 201401
Jan-18 290491
Jan-19 318864
May-19 350234
May-20 388342
Nov-20 480280
Apr-21 565269
Sep-21 629295
Jan-22 643494
Jul-22 606947
Dec-22 644866
May-23 704829
I'm also a solo cash & investments only person. Have yet to own any real estate.
Totaled things up again a few days ago and hot damn, I'm now 3/4 of a millionaire.
Aug-23 758099
-
2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019
Dec 29th: $624 UP 90.5k for 2020
2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
Sept 1: $796
Oct 1: $771.5
Nov: $808
Dec: $815.5 Put the condo up to 150k- Zillow says 180k now.
Dec 31: $843 UP 218,977for 2021, but some was the condo
2022
Feb 1st: $807
Mar 1st: $798.5
Apr 1st $822.5
May 1: $786.5
June 1: $776
August 1:$781
Sept 1: $766
Oct 4: $735
Nov 2: $760.5
Dec 1: $791.5
Jan 3: 769.5 sold art DOWN 73,345 for 2022
March 1: 803.5
Mar 30: 811
May 5th: 819
Aug 8: 884
Sept 2: 888
-
@LightStache belated welcome back to the US. What an amazing machine the stock market is, to produce income even when you were idle!
@mbk welcome! Those are some impressive accomplishments: to $10K being an unfathomably large number to facing down $1M, and doing it sooner than expected!
@runningthroughFIRE I spent much of 2022 also flirting with the $500K line. Very frustrating! But, 🤞, the market seems to have returned to an upward trend. Here's hoping you are in this race for good now!
@Imustacheyouaquestion congrats! We will miss you, but you won't miss this thread!
@Samuel that is a pretty significant milesone. Enjoy!
Investments only
| | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | $326K | $491K | $516K | - | - |
| February | $345K | $487K | $508K | - | - |
| March | $362K | $509K | $527K | - | - |
| April | $383K | $474K | $542K | - | - |
| May | $385K | $481K | $546K | - | - |
| June | $393K | $447K | $586K | - | - |
| July | $451K | $488K | $625K | - | - |
| August | $467K | $476K | $617K | - | - |
| September | $447K | $438K | - | - | - |
| October | $480K | $475K | - | - | - |
| November | $494K | $505K | - | - | - |
| December | $515K | $480K | - | - | - |
Realized the cash I'm holding in a CD is no different than an iBond for these purposes, so added the CD to investments as of 7/31. A little revision to the stash for that month. This is sort of "covering up" part of the dip in investments.
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=1302523503
-
1/2019- 29,000
1/2020- 130,822
1/2021- 258,257
1/2022- 452,162
1/2023- 534,404
2/2023- 580,499
3/2023- 583,080
4/2023- 577,306
5/2023- 577,294
6/2023- 601,567
7/2023- 631,808
8/2023- 638,961
9/2023- 664,899
-
Investments only.
| | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $198,265 | $224,401 | $305,287 | $424,924 | $541,872 | $543,104 |
| February | $204,080 | $231,997 | $290,554 | $453,313 | $526,670 | $533,769 |
| March | $204,080 | $236,710 | $274,909 | $471,199 | $532,671 | $554,094 |
| April | $206,310 | $246,138 | $298,297 | $489,213 | $495,058 | $554,279 |
| May | $207,731 | $245,062 | $320,072 | $492,274 | $495,719 | $557,955 |
| June | $209,453 | $256,868 | $331,215 | $493,272 | $468,019 | $592,123 |
| July | $218,450 | $256,076 | $349,025 | $503,214 | $499,669 | $616,734 |
| August | $224,243 | $266,197 | $367,183 | $521,697 | $485,070 | $595,580 |
| September | $227,037 | $274,186 | $360,397 | $509,748 | $477,261 | |
| October | $214,107 | $284,427 | $360,290 | $530,757 | $477,261 | |
| November | $219,948 | $295.004 | $400,264 | $524,716 | $507,665 | |
| December | $206,667 | $304,693 | $419,937 | $557,868 | $489,299 | |
Spent some money renovating the bathrooms.
-
Investments only
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | $34,633 | $56,928 | $98,248 | $176,153 | $419,499 | $643,917 | $586,257 | - |
| February | $40,740 | $56,241 | $115,926 | $182,362 | $433,878 | $631,440 | $641,711 | - |
| March | ??? | $57,195 | $123,445 | $171,868 | $481,671 | $612,570 | $643,961 | - |
| April | $41,346 | $57,635 | $129,678 | $188,425 | $503,015 | $628,685 | $673,394 | - |
| May | $41,840 | $66,682 | $136,527 | $255,004 | $536,515 | $583,864 | $671,053 | - |
| June | $45,227 | $71,500 | $132,945 | $279,130 | $570,802 | $566,514 | $689,810 | - |
| July | $45,862 | $75,817 | $142,557 | $290,173 | $570,802 | $546,704 | $727,315 | - |
| August | $47,377 | $85,050 | $150,420 | $310,173 | $568,446 | $587,836 | $753,046 | - |
| September | $47,669 | $87,937 | $146,310 | $336,875 | $596,208 | $556,816 | $752,227 | - |
| October | $50,397 | $94,114 | $150,536 | $338,532 | $590,085 | $526,251 | - | - |
| November | $52,288 | $95,502 | $155,627 | $332,899 | $625,776 | $568,125 | - | - |
| December | ??? | $93,596 | $165,458 | $396,311 | $611,435 | $602,563 | - | - |
-
07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
12/01/2021 - $558,710 / ~$817K (Zillow thinks my house is worth a lot more than a few months ago)
12/31/2021 - $590,743 / ~$857K
02/01/2022 - $560,789 / ~$832K (including ~$1,750 in Cryptocurrency)
03/01/2022 - $551,465 / ~$863k (including ~$2,822 in Cryptocurrency) (house went up ~$36k in value according to Zillow)
04/01/2022 - $577,980 / ~$943k (including ~$4,041 in Cryptocurrency) (House went up again)
05/02/2022 - $533,454 / ~$905k (inc. ~$3517 in Crypto) (house went up again)
05/31/2022 - $538,475 / ~$899K (inc. ~$2647 in Crypto) (house went Down)
06/30/2022 - $491,145 / ~$836K (inc. ~$1,700 in crypto) (house value when down)
08/01/2022 - $534,790 / ~$860k (incl. ~$2,490 in Crypto, House value went down)
09/02/2022 - $515,422 / ~$822K (incl. ~$2,375 in crypto, house is about same)
10/03/2022 - $476,437 / ~$767K (Incl. ~$2,180 in crypto, house value is down)
11/01/2022 - $513,433 / ~$803k (Incl. ~$2,260 in crypto)
12/01/2022 - $571,340 / ~$865k (incl. ~$2,190 in crypto)
01/05/2023 - $558,368 / ~$831k (incl. ~$2,278 in crypto) - i did a thing and our overall NW will go down next month
02/01/2023 - $599,198 / ~$835k (incl. ~$2,860 in crypto) - so close to $600k and a new all time high!
02/15/2023 - $606,500 (incl. ~$2,900 in crypto)`
03/01/2023 - $592,146 / $827k (including ~$2,940 in crypto) Zillow says house went up in value $6k which seems weird
04/02/2023 - $606,020 / $860k (including ~$3,675 in crypto) House went up ~$17k
05/02/2023 - $608,656 / $883 (including ~$3917 in crypto, house went up ~$8k per Zillow)
House Sale and House Purchase impacting numbers
****08/01/2023 - ~$711,600-~$32k = ~$680,000 (including ~$4,400 in crypto) - The new house and mortgage is not included in these numbers - REVISION - missed a balance transfer that wasn't accounted for in the new accounts
09/04/2023 - $679,448 / $803k (including ~$4,836 in crypto) - This is an accurate picture of where we ended up after our move - lost some home equity and gained some investment cash
Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0
[/quote]
-
Backwards slide on some investments means I went from just barely done with this race to just barely back in it for another month at least.
401K/IRA and Stock Investments only
Found historical data for a decade ago.
End of 2011 - 119519.85
End of 2012 - 182941.93
| | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $373,648 | - | - | $744,672 | $893,674 |
| February | - | - | - | $738,851 | $878,766 |
| March | $391,792 | $415,481 | $675,490 | $758,158 | $929,451 |
| April | - | - | - | $821,096 | $936,880 |
| May | - | - | - | $835,551 | $919,516 |
| June | $419,970 | $447,189 | $726,490 | $772,695 | $969,232 |
| July | - | - | - | $830,850 | $1,007,075 |
| August | - | - | $704,330 | $800,712 | $990,444 |
| September | $426,687 | $481,419 | $723,241 | $737,016 |
| October | - | - | $755,420 | $803,796 |
| November | - | - | $736,799 | $858,637 |
| December | $516,500 | $613,300 | $771,504 | $826,206 |
-
March 2020: 78,000
April 2020: 91,000
May 2020: 106,000
June 2020: 115,000
July 2020: 125,000
September 2020: 145,000
October 2020: 157,076.76
November 2020: 170,592.07
December 2020: 186,935
January 2021: 204,451
March 2021: 214,068
April 2021: 233,785.28
April 26, 2021: 252,949.69
June 2021: 262,929.30
July 2021: 276,020.11
August 2021: $287,492.04
September 2021: 310,204.48
November 2021: $342,636.87
December 2021: 351,770.0
January 2022: 371,918.79
March 2023: 481,446.68
June 2023: 542,032.77
July 2023: 592,204.70
September 2023: 600,406.7
-
| Date | FIRE | Medi | Total NW | % Increase | Notes |
| 6/1/2017 | | | $115,738 | - | |
| 12/31/2018 | $177,341.32 | $46,719.18 | $224,060.50 | ~2.07% | |
| 12/31/2019 | $258,407.93 | $82,188.34 | $340,596.27 | ~10.57% | Percentage off due to account access issues last month |
| 12/31/2020 | $230,836.47 | $101,830.02 | $408,666.49 | ~4.74% | |
| 12/31/2021 | $392,057 | $143,156.74 | $535,214.65 | ~2.76% | |
| 12/31/2022 | $363.496.09 | $127.446.75 | $490.942.84 | ~1.06% | |
| 03/31/2023 | $371,517.99 | $138,533.53 | $510,051.52 | ~-0.07% | |
| 05/31/2023 | $381,348.16 | $146,872.11 | $528,220.27 | ~-0.07% | |
EOY23 Goal: 550-570k
Numbers based on Mint + some accounts Mint refuses to monitor due to the changing of the weather in the Moon Canyon. Does not include a few minor accounts with less then $2000 total.
8/31/2023 Fire:$414,746.65 + Medi:$162,514.69 = $577,261.34 ~-.07%
Goal reached, I guess. Though honestly, not gonna revise.... after all "The recession is coming....." (Quote from 2020, 21, 22, 23, 24?)
Either way at least I am back on track.... Where I go from here... Only the darkness knows.
-
Date Net Worth
1/1/2016 $-
2/1/2019 $200,000.00
1/1/2022 $670,797.36
2/1/2022 $638,795.36
3/1/2022 $682,890.47
4/1/2022 $758,656.79
5/1/2022 $749,682.30
6/1/2022 $741,360.11
7/1/2022 $694,491.49
8/1/2022 $715,087.10
9/1/2022 $729,157.17
10/1/2022 $663,613.37
11/1/2022 $684,833.10
12/1/2022 $692,551.19
1/1/2023 $658,311.91
2/1/2023 $685,332.23
3/1/2023 $708,360.43
4/1/2023 $731,445.96
5/1/2023 $769,633.73
6/1/2023 $777,415.92
7/1/2023 $799,801.60
8/1/2023 $815,425.65
Crossed the $800k threshold. Temporarily we're spending more than we're earning. Wife's mom is in the hospital across the country, so she's over there with other family. Doesn't look too good but we're praying MIL turns positive. Financially that meant an expensive last minute flight, plus hotel and food. We also just came back from a planned vacation in which we spent too much.
Plus the new roof is going on soon, luckily we got hit with hail a month or two ago so it's only costing me a $2k deductible.
School is starting up for the oldest so that means tuition bills again.
Despite all that, I think we have a very small chance to hit $900k before the end of the year, and we're likely to hit $1MM next year in the 2nd half of 2024.
Prayers for your mother-in-law. Having the financial freedom to be there for loved ones is a big advantage to being on the FIRE journey.
Delayed response on this one but she ended up passing past month. We're glad she's at peace.
Long but nice story of how our finances played into it:
When my wife and I first met, she invited me to her church. I was really drawn to the pastor. He was very academic with his sermons, and also spoke in a way that I was drawn to his every word. Fast forward a couple years, he leaves his position to pursue other interests...and we all move on in life. But his impact on my wife and me will last forever.
Fast forward to last month, it turns out he was in the same city where my MIL was hospitalized. I reached out to him via email, but he was unable to stop by as he also had an immediate family member pass at the same time and didn't have time to visit the hospital. No hard feelings. Shortly after, my MIL passed.
Me trying to be a good husband, I booked my wife a first class ticket back home. After dealing with the death of her mother, figure why not spend a few extra dollars to have her fly home comfortably.
And what do you know, guess who is seated next to her: the pastor! They caught up, prayed together, and made an unremarkable flight memorable.
So while you couldn't reliably replicate our experience, having extra money to spend allowed me to send my wife out of state twice, unplanned, and even do it in a way that wasn't "mustachian." And we had a happy coincidence that made a hard time a little easier.
Moral of the story, money is a tool, and saving it reasonably allows you to have options later in life.
-
Hoping for a strong month and a half to hit our target by mid-October... we shall see...
01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)
01/16/22 - $601,346 (-$2,026)
03/31/22 - $646,383 (+$43,010)
06/30/22 - $638,810 (+$35,437)
10/17/22 - $672,896 (+$69,523)
12/31/22 - $736,945 (+$133,573)
01/15/23 - $758,371 (+$21,425)
01/31/23 - $773,643 (+$36,697)
02/16/23 - $783,541 (+$46,595)
02/28/23 - $811,982 (+$75,036)
03/31/23 - $842,402 (+$105,457)
04/17/23 - $851,821 (+$114,875)
04/30/23 - $858,288 (+$121,342)
05/31/23 - $889,221 (+$152,275)
06/16/23 - $934,050 (+$197,104)
07/15/23 - $957,667 (+$220,721)
08/01/23 - $978,930 (+$241,984)
08/31/23 - $985,028 (+$248,083)
-
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | 132,155 | 177,349 | 282,110 | 344,002 | 562,144 | 566,920 | - |
| February | 138,015 | 188,332 | 290,845 | 360,553 | 550,651 | 603,222 | - |
| March | 138,469 | 187,634 | 288,022 | 367,222 | 545,172 | 612,629 | - |
| April | 148,093 | 197,461 | 257,224 | 387,064 | 575,922 | 616,858 | - |
| May | 158,814 | 194,010 | 276,627 | 398,896 | 547,618 | 618,599 | - |
| June | 161,284 | 186,414 | 299,563 | 407,230 | 541,730 | 644,443 | - |
| July | 160,446 | 196,934 | 304,249 | 418,701 | 527,166 | 660,703 | - |
| August | 168,222 | 267,535 | 318,456 | 520,045 | 577,017 | 656,843 | - |
| September | 184,158 | 268,153 | 324,661 | 527,305 | 561,402 | 658,526 | - |
| October | 189,536 | 271,542 | 317,511 | 520,004 | 545,003 | - | - |
| November | 184,146 | 283,636 | 323,958 | 552,965 | 554,486 | - | - |
| December | 182,675 | 287,248 | 341,124 | 542,337 | 581,821 | - | - |
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114 <-- Bought house
Jan 5 2022: TNW $974,113 / Investments $680,246
Feb 5 2022: TNW $989,468 / Investments $668,804
Mar 5 2022: TNW $976,348 / Investments $651,576
Apr 5 2022: TNW $1,030,421 / Investments $680,695
May 5 2022: TNW $1,028,363 / Investments $641,593
July 5 2022: TNW $1,039,389 / Investments $601,245
Aug 5 2022: TNW $1,122,143 / Investments $637,929
Sept 5 2022: TNW $1,122,124 / Investments $613,238
Oct 5 2022: TNW $1,095,655 / Investments $596,262
Nov 5 2022: TNW $1,108,755 / Investments $608,571
Dec 5 2022: TNW $1,208,503 / Investments $657,325
Jan 5 2023: TNW $1,194,656 / Investments $644,832
Feb 5 2023: TNW $1,236,363 / Investments $695,406
Mar 5 2023: TNW $1,227,644 / Investments $694,838
Apr 5 2023: TNW $1,142,895 / Investments $694,706
May 5 2023: TNW $1,069,445 / Investments $705,448
Jun 5 2023: TNW $1, 106,083 / Investments $719,253
Jul 5 2023: TNW $1,152,477 / Investments $741,551
Aug 5 2023: TNW $1,165,448 / Investments $757,157
Sept 5 2023: TNW $1,159,005 / Investments $748,000 ($9,157)
-
DATE INVESTMENTS Only
May 2015 $174,008
May 2016 $218,514
Jul 2017 $306,386 *Discovered MMM
Mar 2018 $380,160
Mar 2019 $481,093
Jan 2020 $610,000
Jan 2021 $756,650
Apr 2021 $807,000
Jul 2021 $861,000
Oct 2021 $888,347
Dec 2021 $913,182
Jan 2022 $888,224
Apr 2022 $891,000
Jul 2022 $817,000
Oct 2022 $805,625
Jan 2023 $867,091
Feb 2023 $904,372
Mar 2023 $890,000
Apr 2023 $917,000
May 2023 $940,545
Jun 2023 $954,000
Jul 2023 $971,263
Aug 2023 $1,012,836
Sep 2023 $992,989
-
5/1/18 135,266
6/1/18 146,521
7/1/18 150,573
8/1/18 155,306
9/1/18 169,777
10/1/18 178,901
11/1/18 179,225
12/1/18 185,066
1/1/19 184,310
2/1/19 196,092
3/1/19 202,431
4/1/19 228,194
5/1/19 242,596
6/1/19 241,727
7/1/19 258,652
8/1/19 - 174,529 (bought a house)
9/1/19 - 192,565
10/1/19 - 259,358
11/1/19 - 273,244
12/1/19 - 302,448
1/1/20 - 301,682
2/1/20 - 304,295
3/1/20 - 306,773
4/1/20 - 285,603
5/1/20 - 312,209
6/1/20 - 335,833
7/1/20 - 347,776
8/1/20 - 362,340
9/1/20 - 368,846
10/1/20 - 370,190
11/1/20 - 386,231
9/28/21 - 504,976
11/5/21 - 511,106
12/10/21 - 509,903
1/8/21 - 509,888
9/25/23 - 622,897
It's been a while but I'm back on the horse of tracking everything meticulously. Hoping to graduate this thread in two years.
-
1/1/2016 $-
2/1/2019 $200,000.00
1/1/2022 $670,797.36 1/1/2023 $658,311.91
2/1/2022 $638,795.36 2/1/2023 $685,332.23
3/1/2022 $682,890.47 3/1/2023 $708,360.43
4/1/2022 $758,656.79 4/1/2023 $731,445.96
5/1/2022 $749,682.30 5/1/2023 $769,633.73
6/1/2022 $741,360.11 6/1/2023 $777,415.92
7/1/2022 $694,491.49 7/1/2023 $799,801.60
8/1/2022 $715,087.10 8/1/2023 $815,425.65
9/1/2022 $729,157.17 9/1/2023 $799,270.11
10/1/2022 $663,613.37 10/1/2023 $761,340.69
11/1/2022 $684,833.10 11/1/2023 $-
12/1/2022 $692,551.19 12/1/2023 $-
OOF. Rough time in the markets plus extra spending. Also, wife is now expecting kid number 3...so let's just say that may impact FI goals and dates. Was very much a surprise (but let's be real, we know how it happened).
-
1/1/2016 $-
2/1/2019 $200,000.00
1/1/2022 $670,797.36 1/1/2023 $658,311.91
2/1/2022 $638,795.36 2/1/2023 $685,332.23
3/1/2022 $682,890.47 3/1/2023 $708,360.43
4/1/2022 $758,656.79 4/1/2023 $731,445.96
5/1/2022 $749,682.30 5/1/2023 $769,633.73
6/1/2022 $741,360.11 6/1/2023 $777,415.92
7/1/2022 $694,491.49 7/1/2023 $799,801.60
8/1/2022 $715,087.10 8/1/2023 $815,425.65
9/1/2022 $729,157.17 9/1/2023 $799,270.11
10/1/2022 $663,613.37 10/1/2023 $761,340.69
11/1/2022 $684,833.10 11/1/2023 $-
12/1/2022 $692,551.19 12/1/2023 $-
OOF. Rough time in the markets plus extra spending. Also, wife is now expecting kid number 3...so let's just say that may impact FI goals and dates. Was very much a surprise (but let's be real, we know how it happened).
Payday is tomorrow, so accumulation me is happy to be putting money in on a day that's down from 2023 highs. But not so good for reporting numbers.
Here's hoping for an easy pregnancy and delivery! Had you already gotten rid of all baby stuff?
-
1/1/2016 $-
2/1/2019 $200,000.00
1/1/2022 $670,797.36 1/1/2023 $658,311.91
2/1/2022 $638,795.36 2/1/2023 $685,332.23
3/1/2022 $682,890.47 3/1/2023 $708,360.43
4/1/2022 $758,656.79 4/1/2023 $731,445.96
5/1/2022 $749,682.30 5/1/2023 $769,633.73
6/1/2022 $741,360.11 6/1/2023 $777,415.92
7/1/2022 $694,491.49 7/1/2023 $799,801.60
8/1/2022 $715,087.10 8/1/2023 $815,425.65
9/1/2022 $729,157.17 9/1/2023 $799,270.11
10/1/2022 $663,613.37 10/1/2023 $761,340.69
11/1/2022 $684,833.10 11/1/2023 $-
12/1/2022 $692,551.19 12/1/2023 $-
OOF. Rough time in the markets plus extra spending. Also, wife is now expecting kid number 3...so let's just say that may impact FI goals and dates. Was very much a surprise (but let's be real, we know how it happened).
Payday is tomorrow, so accumulation me is happy to be putting money in on a day that's down from 2023 highs. But not so good for reporting numbers.
Here's hoping for an easy pregnancy and delivery! Had you already gotten rid of all baby stuff?
Pregnancy has been hard for her. She's about 12 weeks along (been holding off on saying anything til we made sure development was ok...we had a previous miscarriage). Lots of nausea, but it has been letting up of late.
And yes...we had been purging toys and clothes as our 2 year old aged out of things. So that'll be fun buying things again (we even got rid of crib and bassinet). And with my luck it'll be a boy anyways, and all the clothes we did keep are for girls. Bottom line, it's going to cost some money.
But since this is kid 3 it's oddly less stressful. For now we make far more than we did when the first two were born, we have settled into our parenting styles, and we already have a minivan so it's not like we need to change cars or anything. It's still a little shocking because we mentally prepared for being done but clearly didn't put a goalie in net or snip snip. That's another expense we plan on taking on soon...a vasectomy...
We joke that since I'm of Mexican heritage my tubes will just fix themselves and we'll have another surprise in a few years anyways haha. A little racial joke for your Thursday afternoon.
-
| 2020 | 2021 | 2022 | 2023 |
| Jan | | $308k | $462k | $435k |
| Feb | $253k | $319k | $441k | $462k |
| Mar | $221k | $332k | $440k | $463k |
| Apr | $239k | $349k | $455k | $487k |
| May | $244k | $355k | $425k | $505k |
| Jun | $265k | $368k | $449k | $520k |
| Jul | $269k | $378k | $426k | $538k |
| Aug | $281k | | $449k | $559k |
| Sep | $294k | $394k | $438k | $551k |
| Oct | $290k | $399k | $412k | $540k |
| Nov | $301k | $436k | $421k |
| Dec | $308k | $454k | $449k |
|
Choppy market + another major home repair. In the last year and half I've had to replace the furnace, AC, garage door, garage door opener and spring.
-
We kissed right up against $750k but didn't quit make it before the drop :(
Loving the more reasonable market valuations though. Honestly wouldn't be sad about another -20% year.
| Year | Jan | Feb | Mar | | | Apr | May | Jun | | | Jul | Aug | Sep | | | Oct | Nov | Dec |
| 2015 | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$9k | -$6k | -$5k |
| 2016 | -$3k | -$2k | -$0k | | | $1k | $3k | $4k | | | $6k | $7k | $9k | | | $9k | $11k | $13k |
| 2017 | $15k | $16k | $18k | | | $20k | $22k | $24k | | | $26k | $27k | $30k | | | $32k | $35k | $36k |
| 2018 | $45k | $44k | $53k | | | $56k | $55k | $52k | | | $63k | $62k | $65k | | | $75k | $72k | $73k |
| 2019 | $80k | $100k | $104k | | | $108k | $119k | $126k | | | $127k | $130k | $133k | | | $141k | $153k | $163k |
| 2020 | $167k | $162k | $156k | | | $187k | $196k | $208k | | | $228k | $242k | $246k | | | $252k | $287k | $303k |
| 2021 | $316k | $365k | $377k | | | $403k | $414k | $428k | | | $444k | $460k | $461k | | | $485k | $485k | $516k |
| 2022 | $489k | $567k | $586k | | | $540k | $551k | $518k | | | $566k | $564k | $535k | | | $566k | $600k | $587k |
| 2023 | $605k | $625k | $638k | | | $650k | $675k | $705k | | | $742k | $737k | $725k | | | - | - | - |
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EOY Networth (US$)
2011 -50k
2012 -41k
2013 -10k
2014 33,726
2015 90,497
2016 146,590
2017 224,985
2018 282,015
2019 381,913...downshifted to halftime in the fall.
2020 495,309
2021 591,399
2022 585,889...started including the value of my PTO bank
September update: $664,817. Down $17,164.
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Investments only;
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Dec 2020: $448.30k
Dec 2021: $579.50k
Jan 2022: $555.08k
Feb 2022: $547.93k
Mar 2022: $568.83k
Apr 2022: $526.18k
May 2022: $533.30k
Jun 2022: $500.42k
Jul 2022 : $533.30k
Aug 2022: $517.60k
Dec 2022: $521.43k
Jan 2023: $562.03k
Feb 2023: $549.90k
May 2023: $571.35k
Jun 2023: $601.64k
Jul 2023: $622.09k
Aug 2023: $607.46k
Sep 2023: $580.53k
Sent from my SM-S908U using Tapatalk
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I am at an all time net worth high after yesterday's monster gains!
$555k.
Another all time high - 660k.
Down to 637k. Time to FI increased from 3 years 9 months to 3 years 10 months.
-
| | 2021 | 2022 | 2023 |
| January | $517,231 | $587,701 | $684,648 |
| February | $523,109 | $602,997 | $718,097 |
| March | $528,981 | $601,258 | $681,798 |
| April | $534,853 | $642,611 | $665,681 |
| May | $540,725 | $624,923 | $675,664 |
| June | $533,040 | $641,064 | $665,389 |
| July | $542,290 | $621,053 | $687,534 |
| August | $541,486 | $661,845 | $690,801 |
| September | $540,080 | $654,924 | $684,056 |
| October | $551,000 | $632,154 | $647,913 |
| November | $566,816 | $677,840 |
| December | $582,631 | $712,049 |
Month nine of unpaid sabbatical is on the books and my mood has definitely deteriorated along with the markets.
I knew the trajectory from Jan through July wasn't sustainable, but I was still amazed that my portfolio was outpacing my high spend.
In mid-August I started applying to jobs and have had a disappointing hit rate. Combined with market velocity all I can say is I hope things get better from here.
-
June 2017: 198.7k
September 2017: 222.1k
December 2017: 242.4k
March 2018: 263.3k
June 2018: 290.4k
September 2018: 313.7k
December 2018: 296.8k
March 2019: 346.3k
June 2019: 372.4k
September 2019: 390.4k
December 2019: 428.6k
March 2020: 371.1k
June 2020: 456.2k
September 2020: 505.5k
December 2020: 590.1k
March 2021: 644.3k
June 2021: 701.1k
September 2021: 725.9k
December 2021: 788.5k
March 2022: 782.2k
June 2022: 673.5k
September 2022: 665.9k
December 2022: 720.6k
March 2023: 794.9k
June 2023: 874.7k
September 2023: 869.6k
Looking over a line by line analysis it looks like the market dragged us down a bit and our contributions this quarter nearly offset it. Oh well, I'm sure it'll pop at some point and we'll enjoy the fruits of our labor.
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Quarter StockBondCash +Houses
Q4 2016: $112,200 $165,800
Q1 2017: $124,300 $178,500
Q2 2017: $148,300 $203,300
Q3 2017: $160,548 $217,018
Q4 2017: $178,042 $235,102
Q1 2018: $203,082 $260,736
Q2 2018: $213,941 $272,491
Q3 2018: $223,802 $283,554
Q4 2018: $235,666 $296,330
Q1 2019: $229,947 $291,293
Q2 2019: $284,421 $346,689
Q3 2019: $315,573 $378,769
Q4 2019: $350,244 $414,376
Q1 2020: $408,250 $473,325
Q2 2020: $362,044 $428,120
Q3 2020: $457,379 $524,413
Q4 2020: $383,076 $555,858
Q1 2021: $478,879 $656,382
Q2 2021: $522,651 $704,873
Q3 2021: $575,207 $761,357
Q4 2021: $722,632 $916,172
Q1 2022: $785,909 $979,449
Q2 2022: $793,344 $1,078,999
Q3 2022: $701,136 $984,207
Q4 2022: $680,310 $898,221
Q1 2023: $766,771 $1,005,937
Q2 2023: $829,120 $1,072,293
Q3 2023: $909,213 $1,166,633
Q4 2023: $846,149 $1,120,101
As projected, realizing the cost of a loan didn't help, and the market also did not help.
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@mountain_air welcome back
@tj not a terrible increase in time, all things considered. How do you determine your time to FI?
@LightStache good luck with the job hunt.
Investments only
| | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | $326K | $491K | $516K | - | - |
| February | $345K | $487K | $508K | - | - |
| March | $362K | $509K | $527K | - | - |
| April | $383K | $474K | $542K | - | - |
| May | $385K | $481K | $546K | - | - |
| June | $393K | $447K | $586K | - | - |
| July | $451K | $488K | $625K | - | - |
| August | $467K | $476K | $617K | - | - |
| September | $447K | $438K | $591K | - | - |
| October | $480K | $475K | - | - | - |
| November | $494K | $505K | - | - | - |
| December | $515K | $480K | - | - | - |
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=1302523503
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@tj not a terrible increase in time, all things considered. How do you determine your time to FI?
Using http://lab.madfientist.com
It uses your average monthly expenses from the past 36 months of expenses (unless you put in your own target # of expenses) to calculate the number that you will need
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@LightStache good luck with the job hunt.
Thanks, I need it!
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In mid-August I started applying to jobs and have had a disappointing hit rate. Combined with market velocity all I can say is I hope things get better from here.
Well that sucks. Hope the combo isn't stressing you too much. Good luck.
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In mid-August I started applying to jobs and have had a disappointing hit rate. Combined with market velocity all I can say is I hope things get better from here.
Well that sucks. Hope the combo isn't stressing you too much. Good luck.
I really appreciate it. I have a decent liquidity cushion, it's just a matter of when and how much to compromise with work.
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The first number is retirement related investments and the second includes cash savings, real estate, and other investments. I'm focused on retirement savings only for this race.
December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
December 2021: $506,167 (total NW $665,639)
December 2022: $459,000 (total NW $627,689)
April 2023: $519,962 (total NW $700,288)
May 2023: $525,192 (total NW $703,651)
June 2023: $547,214 (total NW $739,469)
July 2023: $570,852 (total NW $754,717)
August 2023: $563,003 (total NW $743,158)
September 2023: $543,615 (total NW $727,057)
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401K/IRA and Stock Investments only
Found historical data for a decade ago.
End of 2011 - 119519.85
End of 2012 - 182941.93
| | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $373,648 | - | - | $744,672 | $893,674 |
| February | - | - | - | $738,851 | $878,766 |
| March | $391,792 | $415,481 | $675,490 | $758,158 | $929,451 |
| April | - | - | - | $821,096 | $936,880 |
| May | - | - | - | $835,551 | $919,516 |
| June | $419,970 | $447,189 | $726,490 | $772,695 | $969,232 |
| July | - | - | - | $830,850 | $1,007,075 |
| August | - | - | $704,330 | $800,712 | $990,444 |
| September | $426,687 | $481,419 | $723,241 | $737,016 | $952,385 |
| October | - | - | $755,420 | $803,796 |
| November | - | - | $736,799 | $858,637 |
| December | $516,500 | $613,300 | $771,504 | $826,206 |
Going in the wrong direction thanks to politicians who think they are reality tv stars. Grumble, grumble
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2020
Date Assets Debts Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021Date Assets Debts Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Oct 2021 $1,071,990.16 -$453,231.84 $618,758.32
Nov 2021 $1,101,914.46 -$447,727.22 $654,187.24
Dec 2021 $1,084,167.16 -$450,855.87 $633,311.29
2022Date Assets Debts Net Worth
Jan 2022 $1,116,799.93 -$444,795.98 $672,003.95
Feb 2022 $1,081,638.33 -$443,484.70 $638,153.63
Mar 2022 $1,075,121.56 -$440,480.78 $634,640.78
Apr 2022 $1,100,641.30 -$441,029.74 $659,611.56
May 2022 $1,063,532.73 -$436,899.07 $626,633.66
Jun 2022 $1,070,199.78 -$436,935.78 $633,264.00
Jul 2022 $1,035,931.02 -$432,745.39 $603,185.63
Aug 2022 $1,068,444.71 -$430,877.78 $637,566.93
Sep 2022 $1,068,205.95 -$428,242.04 $639,963.91
Oct 2022 $1,023,285.46 -$430,827.84 $592,457.62
Nov 2022 $1,141,221.05 -$510,090.29 $631,130.76
Dec 2022 $1,126,559.96 -$473,747.31 $652,812.65
2023Date Assets Debts Net Worth
Jan 2023 $1,103,663.64 -$463,470.38 $640,193.26
Feb 2023 $1,211,986.76 -$540,167.60 $671,819.16
Mar 2023 $1,126,653.93 -$463,967.39 $662,686.54
Apr 2023 $1,132,860.60 -$450,759.19 $682,101.41
May 2023 $1,224,884.77 -$451,006.76 $773,878.01
Jun 2023 $1,228,011.78 -$445,500.40 $782,511.38
Jul 2023 $1,257,703.24 -$426,367.37 $831,335.87
Aug 2023 $1,272,605.14 -$424,055.51 $848,549.63
Sep 2023 $1,264,010.56 -$418,331.69 $845,678.87
Oct 2023 $1,241,729.06 -$418,923.93 $822,805.13
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Investments only
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | $34,633 | $56,928 | $98,248 | $176,153 | $419,499 | $643,917 | $586,257 | - |
| February | $40,740 | $56,241 | $115,926 | $182,362 | $433,878 | $631,440 | $641,711 | - |
| March | ??? | $57,195 | $123,445 | $171,868 | $481,671 | $612,570 | $643,961 | - |
| April | $41,346 | $57,635 | $129,678 | $188,425 | $503,015 | $628,685 | $673,394 | - |
| May | $41,840 | $66,682 | $136,527 | $255,004 | $536,515 | $583,864 | $671,053 | - |
| June | $45,227 | $71,500 | $132,945 | $279,130 | $570,802 | $566,514 | $689,810 | - |
| July | $45,862 | $75,817 | $142,557 | $290,173 | $570,802 | $546,704 | $727,315 | - |
| August | $47,377 | $85,050 | $150,420 | $310,173 | $568,446 | $587,836 | $753,046 | - |
| September | $47,669 | $87,937 | $146,310 | $336,875 | $596,208 | $556,816 | $752,227 | - |
| October | $50,397 | $94,114 | $150,536 | $338,532 | $590,085 | $526,251 | $733,159 | - |
| November | $52,288 | $95,502 | $155,627 | $332,899 | $625,776 | $568,125 | - | - |
| December | ??? | $93,596 | $165,458 | $396,311 | $611,435 | $602,563 | - | - |
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Your history looks uncannily like mine!
-
| | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $222,019 | $261,809 | $403,264 | $550,326 | $775,790 | $707,881 |
| February | $236,831 | $286,584 | $414,417 | $555,120 | $740,206 | $754,468 |
| March | $234,104 | $303,681 | $388,201 | $577,440 | $732,898 | $751,869 |
| April | $234,452 | $314,939 | $355,475 | $606,455 | $774,258 | $781,814 |
| May | $241,470 | $331,080 | $398,672 | $647,810 | $714,112 | $812,967 |
| June | $249,398 | $320,926 | $417,280 | $654,138 | $719,842 | $822,222 |
| July | $253,884 | $342,700 | $424,818 | $671,808 | $668,503 | $875,635 |
| August | $264,666 | $354,784 | $456,512 | $693,782 | $732,736 | $907,972 |
| September | $276,905 | $351,842 | $491,411 | $718,331 | $709,518 | $898,165 |
| October | $285,986 | $360,853 | $482,214 | $700,515 | $662,362 | $865,823 |
| November | $267,359 | $374,706 | $475,471 | $744,130 | $698,468 | - |
| December | $281,461 | $391,293 | $531,137 | $754,319 | $745,704 | - |
Meh. At least we (mostly) got our spending back in-line with normal. I think this might overall be our spendiest year ever. Combo of a bit more travel (some unplanned for family) and some somewhat unexpected spending (saved for because we knew they would happen SOME year, just not all THIS year).
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07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
12/01/2021 - $558,710 / ~$817K (Zillow thinks my house is worth a lot more than a few months ago)
12/31/2021 - $590,743 / ~$857K
02/01/2022 - $560,789 / ~$832K (including ~$1,750 in Cryptocurrency)
03/01/2022 - $551,465 / ~$863k (including ~$2,822 in Cryptocurrency) (house went up ~$36k in value according to Zillow)
04/01/2022 - $577,980 / ~$943k (including ~$4,041 in Cryptocurrency) (House went up again)
05/02/2022 - $533,454 / ~$905k (inc. ~$3517 in Crypto) (house went up again)
05/31/2022 - $538,475 / ~$899K (inc. ~$2647 in Crypto) (house went Down)
06/30/2022 - $491,145 / ~$836K (inc. ~$1,700 in crypto) (house value when down)
08/01/2022 - $534,790 / ~$860k (incl. ~$2,490 in Crypto, House value went down)
09/02/2022 - $515,422 / ~$822K (incl. ~$2,375 in crypto, house is about same)
10/03/2022 - $476,437 / ~$767K (Incl. ~$2,180 in crypto, house value is down)
11/01/2022 - $513,433 / ~$803k (Incl. ~$2,260 in crypto)
12/01/2022 - $571,340 / ~$865k (incl. ~$2,190 in crypto)
01/05/2023 - $558,368 / ~$831k (incl. ~$2,278 in crypto) - i did a thing and our overall NW will go down next month
02/01/2023 - $599,198 / ~$835k (incl. ~$2,860 in crypto) - so close to $600k and a new all time high!
02/15/2023 - $606,500 (incl. ~$2,900 in crypto)`
03/01/2023 - $592,146 / $827k (including ~$2,940 in crypto) Zillow says house went up in value $6k which seems weird
04/02/2023 - $606,020 / $860k (including ~$3,675 in crypto) House went up ~$17k
05/02/2023 - $608,656 / $883 (including ~$3917 in crypto, house went up ~$8k per Zillow)
House Sale and House Purchase impacting numbers
****08/01/2023 - ~$711,600-~$32k = ~$680,000 (including ~$4,400 in crypto) - The new house and mortgage is not included in these numbers - REVISION - missed a balance transfer that wasn't accounted for in the new accounts
09/04/2023 - $679,448 / $803k (including ~$4,836 in crypto) - This is an accurate picture of where we ended up after our move - lost some home equity and gained some investment cash
10/03/2023 - $695,857 / $769k (including $5,117 in crypto)
Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0
[/quote]
-
1/2019- 29,000
1/2020- 130,822
1/2021- 258,257
1/2022- 452,162
1/2023- 534,404
2/2023- 580,499
3/2023- 583,080
4/2023- 577,306
5/2023- 577,294
6/2023- 601,567
7/2023- 631,808
8/2023- 638,961
9/2023- 664,899
10/2023- 645,294
-
2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019
Dec 29th: $624 UP 90.5k for 2020
2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
Sept 1: $796
Oct 1: $771.5
Nov: $808
Dec: $815.5 Put the condo up to 150k- Zillow says 180k now.
Dec 31: $843 UP 218,977for 2021, but some was the condo
2022
Feb 1st: $807
Mar 1st: $798.5
Apr 1st $822.5
May 1: $786.5
June 1: $776
August 1:$781
Sept 1: $766
Oct 4: $735
Nov 2: $760.5
Dec 1: $791.5
Jan 3: 769.5 sold art DOWN 73,345 for 2022
March 1: 803.5
Mar 30: 811
May 5th: 819
Aug 8: 884
Sept 2: 888
Oct 3: 855
-
DATE INVESTMENTS Only
May 2015 $174,008
May 2016 $218,514
Jul 2017 $306,386 *Discovered MMM
Mar 2018 $380,160
Mar 2019 $481,093
Jan 2020 $610,000
Jan 2021 $756,650
Apr 2021 $807,000
Jul 2021 $861,000
Oct 2021 $888,347
Dec 2021 $913,182
Jan 2022 $888,224
Apr 2022 $891,000
Jul 2022 $817,000
Oct 2022 $805,625
Jan 2023 $867,091
Feb 2023 $904,372
Mar 2023 $890,000
Apr 2023 $917,000
May 2023 $940,545
Jun 2023 $954,000
Jul 2023 $971,263
Aug 2023 $1,012,836
Sep 2023 $992,989
Oct 2023 $945,495
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114 <-- Bought house
Jan 5 2022: TNW $974,113 / Investments $680,246
Feb 5 2022: TNW $989,468 / Investments $668,804
Mar 5 2022: TNW $976,348 / Investments $651,576
Apr 5 2022: TNW $1,030,421 / Investments $680,695
May 5 2022: TNW $1,028,363 / Investments $641,593
July 5 2022: TNW $1,039,389 / Investments $601,245
Aug 5 2022: TNW $1,122,143 / Investments $637,929
Sept 5 2022: TNW $1,122,124 / Investments $613,238
Oct 5 2022: TNW $1,095,655 / Investments $596,262
Nov 5 2022: TNW $1,108,755 / Investments $608,571
Dec 5 2022: TNW $1,208,503 / Investments $657,325
Jan 5 2023: TNW $1,194,656 / Investments $644,832
Feb 5 2023: TNW $1,236,363 / Investments $695,406
Mar 5 2023: TNW $1,227,644 / Investments $694,838
Apr 5 2023: TNW $1,142,895 / Investments $694,706
May 5 2023: TNW $1,069,445 / Investments $705,448
Jun 5 2023: TNW $1, 106,083 / Investments $719,253
Jul 5 2023: TNW $1,152,477 / Investments $741,551
Aug 5 2023: TNW $1,165,448 / Investments $757,157
Sept 5 2023: TNW $1,159,005 / Investments $748,000
Oct 5 2023: TNW $1,171,796 / Investments $715,779 ($32,221)
-
@tj not a terrible increase in time, all things considered. How do you determine your time to FI?
Using http://lab.madfientist.com
It uses your average monthly expenses from the past 36 months of expenses (unless you put in your own target # of expenses) to calculate the number that you will need
Thanks! It might be about time for me to sign up for an account there.
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Sharing this post in this thread too, since I'm officially in this group now!
Have been missing a few updates, had a baby earlier this year, had stopped investing once I found out I was pregnant and started saving in money market fund instead (yielding 5+%), for the medical expenses plus now thinking about home buying. Then wasn't sure about updating this since a little over $100k is in money market and if we use it for down payment then that will bring me back down much lower. Also in these number a much larger then expected bonus earlier this year- lucky for me. Many changes since my last update, but I've been hunkering down since going back to work, with a renewed FIRE goal now that I have a kid! I've been bringing my lunch every day since going back to work, and although it doesn't offset the cost of child care in the slightest, every penny counts here. Cheers to all for a good rest of the year!
| | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | $11,592 | $19,461 | $52,636 | $117,964 | $307,781 | $369,828 | - | - |
| February | $12,414 | $28,144 | $48,605 | $129,160 | $322,118 | $407,633 | - | - |
| March | $12,259 | $23,011 | $45,431 | $135,298 | $352,170 | $478,568 | - | - |
| April | $13,641 | $25,628 | $50,763 | $183,963 | $329,584 | $486,929 | - | - |
| May | $16,646 | $24,273 | $55,517 | $213,448 | $337,156 | $490,587 | - | - |
| June | $16,625 | $27,726 | $58,784 | $247,758 | $316,192 | $523,455 | - | - |
| July | $17,057 | $31,358 | $63,678 | $259,587 | $349,011 | $556,274 | - | - |
| August | $17,375 | $30,624 | $69,345 | $274,737 | $344,052 | $584,557 | - | $750k Goal |
| September | $17,380 | $41,343 | $69,043 | $269,876 | $313,714 | $569,039 | - | - |
| October | $16,044 | $43,732 | $69,866 | $294,685 | $342,157 | - | - | - |
| November | $16,332 | $46,935 | $95,120 | $294,439 | $364,093 | - | - | - |
| December | $16,589 | $51,547 | $118,877 | $313,367 | $346,313 | - | - | - |
|
|
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Sharing this post in this thread too, since I'm officially in this group now!
Have been missing a few updates, had a baby earlier this year, had stopped investing once I found out I was pregnant and started saving in money market fund instead (yielding 5+%), for the medical expenses plus now thinking about home buying. Then wasn't sure about updating this since a little over $100k is in money market and if we use it for down payment then that will bring me back down much lower. Also in these number a much larger then expected bonus earlier this year- lucky for me. Many changes since my last update, but I've been hunkering down since going back to work, with a renewed FIRE goal now that I have a kid! I've been bringing my lunch every day since going back to work, and although it doesn't offset the cost of child care in the slightest, every penny counts here. Cheers to all for a good rest of the year!
Welcome to the race! Congrats on the kiddo!
-
Looks like we're going to miss our mid-October target after all... by only $11,237.76. Market did not want to cooperate I suppose, frustrating. I suppose I really shouldn't complain given the YTD (10/17/22 to 10/17/23) increase is ~316k.
01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)
01/16/22 - $601,346 (-$2,026)
03/31/22 - $646,383 (+$43,010)
06/30/22 - $638,810 (+$35,437)
10/17/22 - $672,896 (+$69,523)
12/31/22 - $736,945 (+$133,573)
01/15/23 - $758,371 (+$21,425)
01/31/23 - $773,643 (+$36,697)
02/16/23 - $783,541 (+$46,595)
02/28/23 - $811,982 (+$75,036)
03/31/23 - $842,402 (+$105,457)
04/17/23 - $851,821 (+$114,875)
04/30/23 - $858,288 (+$121,342)
05/31/23 - $889,221 (+$152,275)
06/16/23 - $934,050 (+$197,104)
07/15/23 - $957,667 (+$220,721)
08/01/23 - $978,930 (+$241,984)
08/31/23 - $985,028 (+$248,083)
10/16/23 - $988,762 (+$251,816)
-
Forgot to post last month's.
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
| January | ??? | 134,982 | 152,827 | 166,462 | 242,541 | 354,718 | 433,211 | 478,011 | - | - | - |
| February | ??? | 139,867 | 155,407 | 177,792 | 257,924 | 382,044 | 453,226 | 486,395 | - | - | - |
| March | 111,557 | 141,453 | 152,342 | 193,722 | 227,560 | 382,355 | 467,849 | 504,628 | - | - | $750k Goal |
| April | 125,553 | ??? | 155,305 | 210,318 | 256,005 | 411,837 | 470,161 | 524,209 | - | - | - |
| May | 132,778 | 137,778 | 160,431 | 205,538 | 278,157 | 418,700 | 468,507 | 516,858 | - | - | - |
| June | ??? | 125,010 | 162,239 | 199,039 | 282,777 | 442,429 | 460,137 | 549,320 | - | - | - |
| July | ??? | 129,077 | 170,289 | 198,372 | 304,381 | 440,202 | 475,590 | 579,766 | - | - | - |
| August | ??? | 130,256 | 175,906 | 206,279 | 312,578 | 455,378 | 483,706 | 584,181 | - | - | - |
| September | ??? | 136,658 | 178,198 | 212,786 | 295,744 | 448,555 | 449,474 | 584,162 | - | - | - |
| October | 121,823 | 137,913 | 164,888 | 220,513 | 286,661 | 474,585 | 470,090 | - | - | - | - |
| November | 126,048 | 143,556 | 165,777 | 233,155 | 331,046 | 477,744 | 481,824 | - | - | - | - |
| December | 131,174 | 146,827 | 154,154 | 239,998 | 361,661 | 481,002 | 461,547 | - | - | - | - |
[/quote]
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Hey everyone, I'm happy to be here!
33F just trying to navigate life's ups and downs. I have been slacking on tracking for a little while for a few different reasons. I re-downloaded Mint and am looking forward to getting everything back on track. My numbers from 2023 are mostly skewed, I was using a combination of YNAB and Personal Capital/Empower and both were not as effective as I was hoping they'd be - there were a lot of connection errors leading to massive accounting swings.
My income is high but not consistently paid out at the moment for several reasons. I am going to be focusing the remainder of this year on setting myself up for the best possible tax situation for 2024 before I collect on my A/R from commissions and a deal I brokered earlier this year.
I met my goal of hitting $500K NW (realized) in Q3 2023 with $511K officially in August. I'm looking forward to the next big milestone. I'll put my goals below based on my current pace, although I'm expecting a fairly large jump over the next 6 months if I'm able to collect everything.
For assets, they are primarily in retirement and taxable brokerage accounts. I have a duplex and 'house hack' - I bought in late 2020 at 2.75% and have not accounted for the insane increase in housing prices in my net worth. (I purchased for 337.5K in a very, very nice area and have the property as 369.9K in my net worth calculation - it is projected around $492K right now. The house needs a lot of elbow grease, but it is a multifamily in one of the best neighborhoods in the state, so I'm happy with the decision overall!) Car is paid off and also not included in any calculation.
My goals are aggressive but I'm hoping to make consistent progress until the next milestone. Once I hit $1M I will start to look into what I need to coast and get away from my high-stress career. The sooner, the better!
Net Worth by End-of-Year:
2016 (start): ($27,015.16)
2017: $2,474.33
2018: $33,203.90
2019: $68,192.96
2020: $130,715.91
2021: $296,922.14
2022: $400,055.05
Current: $519,129.00
Goals Breakdown
Q4 2023: $540K
Q1 2024: $580K
Q2 2024: $620K
Q3 2024: $660K
Q4 2024: $700K
Q1 2025: $740K
Q2 2025: $780K
Q3 2025: $820K
Q4 2025: $860K
Q1 2026: $900K
Q2 2026: $940K
Q3 2026: $980K
Q4 2026: $1M
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My goals are aggressive but I'm hoping to make consistent progress until the next milestone. Once I hit $1M I will start to look into what I need to coast and get away from my high-stress career. The sooner, the better!
Net Worth by End-of-Year:
2016 (start): ($27,015.16)
2017: $2,474.33
2018: $33,203.90
2019: $68,192.96
2020: $130,715.91
2021: $296,922.14
2022: $400,055.05
Current: $519,129.00
Goals Breakdown
Q4 2023: $540K
Q1 2024: $580K
Q2 2024: $620K
Q3 2024: $660K
Q4 2024: $700K
Q1 2025: $740K
Q2 2025: $780K
Q3 2025: $820K
Q4 2025: $860K
Q1 2026: $900K
Q2 2026: $940K
Q3 2026: $980K
Q4 2026: $1M
How did you come up with the $40k growth per quarter goal?
-
My goals are aggressive but I'm hoping to make consistent progress until the next milestone. Once I hit $1M I will start to look into what I need to coast and get away from my high-stress career. The sooner, the better!
Net Worth by End-of-Year:
2016 (start): ($27,015.16)
2017: $2,474.33
2018: $33,203.90
2019: $68,192.96
2020: $130,715.91
2021: $296,922.14
2022: $400,055.05
Current: $519,129.00
Goals Breakdown
Q4 2023: $540K
Q1 2024: $580K
Q2 2024: $620K
Q3 2024: $660K
Q4 2024: $700K
Q1 2025: $740K
Q2 2025: $780K
Q3 2025: $820K
Q4 2025: $860K
Q1 2026: $900K
Q2 2026: $940K
Q3 2026: $980K
Q4 2026: $1M
How did you come up with the $40k growth per quarter goal?
It’s primarily based on contributions, rather than growth from what is already invested. It is aggressive for sure, but when I take into consideration my salary plus profit from a deal I brokered earlier this year, it is within the reasonable realm of possibility. :-)
I’ll definitely adjust after Q1 2024 if needed in either direction.
-
Hey everyone, I'm happy to be here!
33F just trying to navigate life's ups and downs. I have been slacking on tracking for a little while for a few different reasons. I re-downloaded Mint and am looking forward to getting everything back on track. My numbers from 2023 are mostly skewed, I was using a combination of YNAB and Personal Capital/Empower and both were not as effective as I was hoping they'd be - there were a lot of connection errors leading to massive accounting swings.
My income is high but not consistently paid out at the moment for several reasons. I am going to be focusing the remainder of this year on setting myself up for the best possible tax situation for 2024 before I collect on my A/R from commissions and a deal I brokered earlier this year.
I met my goal of hitting $500K NW (realized) in Q3 2023 with $511K officially in August. I'm looking forward to the next big milestone. I'll put my goals below based on my current pace, although I'm expecting a fairly large jump over the next 6 months if I'm able to collect everything.
For assets, they are primarily in retirement and taxable brokerage accounts. I have a duplex and 'house hack' - I bought in late 2020 at 2.75% and have not accounted for the insane increase in housing prices in my net worth. (I purchased for 337.5K in a very, very nice area and have the property as 369.9K in my net worth calculation - it is projected around $492K right now. The house needs a lot of elbow grease, but it is a multifamily in one of the best neighborhoods in the state, so I'm happy with the decision overall!) Car is paid off and also not included in any calculation.
My goals are aggressive but I'm hoping to make consistent progress until the next milestone. Once I hit $1M I will start to look into what I need to coast and get away from my high-stress career. The sooner, the better!
Welcome aboard!!
-
The first number is retirement related investments and the second includes cash savings, real estate, and other investments. I'm focused on retirement savings only for this race.
December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
December 2021: $506,167 (total NW $665,639)
December 2022: $459,000 (total NW $627,689)
April 2023: $519,962 (total NW $700,288)
May 2023: $525,192 (total NW $703,651)
June 2023: $547,214 (total NW $739,469)
July 2023: $570,852 (total NW $754,717)
August 2023: $563,003 (total NW $743,158)
September 2023: $543,615 (total NW $727,057)
October 2023: $526,440 (total NW $711,138) going the wrong direction here!
-
1/1/2016 $-
2/1/2019 $200,000.00
1/1/2022 $670,797.36 1/1/2023 $658,311.91
2/1/2022 $638,795.36 2/1/2023 $685,332.23
3/1/2022 $682,890.47 3/1/2023 $708,360.43
4/1/2022 $758,656.79 4/1/2023 $731,445.96
5/1/2022 $749,682.30 5/1/2023 $769,633.73
6/1/2022 $741,360.11 6/1/2023 $777,415.92
7/1/2022 $694,491.49 7/1/2023 $799,801.60
8/1/2022 $715,087.10 8/1/2023 $815,425.65
9/1/2022 $729,157.17 9/1/2023 $799,270.11
10/1/2022 $663,613.37 10/1/2023 $761,340.69
11/1/2022 $684,833.10 11/1/2023 $746,740.63
12/1/2022 $692,551.19 12/1/2023 $-
I'll admit, sometimes I get down when I see blips like the last few months. Had some expensive but necessary car and home repairs. Gave some money to a worthy cause that I hadn't planned. Cash is now low, so I've adjusted retirement contributions to employer match, rather than max. Plus some medical expenses have started to trickle in for wife's pregnancy with kid-3. I'm really just keeping eyes on bonus season next spring. Bonus season should get us all paid off for those CCs, plus shore up our cash a bit.
I'm trying to be positive. When I do all this, we're still projected to retire in our late 50s. Late for this forum but fantastic considering it means we'll have paid for 3 kids private school and college, a house, and managed to sock away money for retirement.
And that's with not-yet-born kid-3 expenses added into the picture. And the wife is still up for a possible 6 figure promotion in 2 months (meaning +100k more in comp each year if she gets it), and that is in no way factored in.
We'll see what the near future entails!
-
Despite adding to the stash and no big expenditures, my number is back to what it was in May. I know it's normal but still a bit discouraging. Really trying not to look so often. I hope to hit 1M by July after front-loading retirement accounts next year. We shall see.
-
Definitely a very natural feeling. I try and keep in mind that corporate earnings are still doing great - the whole selloff is a decrease in valuations/multiples, so each new dollar you throw in is buying more earnings than a dollar you put in near the peak.
-
Despite adding to the stash and no big expenditures, my number is back to what it was in May. I know it's normal but still a bit discouraging. Really trying not to look so often. I hope to hit 1M by July after front-loading retirement accounts next year. We shall see.
My portfolio took a wallop this past month too. The Mad Fientist Lab shifted me from 3 years 10 months to FI to 4 years 4 months to FI. It's all good - some future good month will have the opposite effect.
-
I'm just happy that I'm not close to retiring or going backwards would stress me out.
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
| January | ??? | 134,982 | 152,827 | 166,462 | 242,541 | 354,718 | 433,211 | 478,011 | - | - | - |
| February | ??? | 139,867 | 155,407 | 177,792 | 257,924 | 382,044 | 453,226 | 486,395 | - | - | - |
| March | 111,557 | 141,453 | 152,342 | 193,722 | 227,560 | 382,355 | 467,849 | 504,628 | - | - | $750k Goal |
| April | 125,553 | ??? | 155,305 | 210,318 | 256,005 | 411,837 | 470,161 | 524,209 | - | - | - |
| May | 132,778 | 137,778 | 160,431 | 205,538 | 278,157 | 418,700 | 468,507 | 516,858 | - | - | - |
| June | ??? | 125,010 | 162,239 | 199,039 | 282,777 | 442,429 | 460,137 | 549,320 | - | - | - |
| July | ??? | 129,077 | 170,289 | 198,372 | 304,381 | 440,202 | 475,590 | 579,766 | - | - | - |
| August | ??? | 130,256 | 175,906 | 206,279 | 312,578 | 455,378 | 483,706 | 584,181 | - | - | - |
| September | ??? | 136,658 | 178,198 | 212,786 | 295,744 | 448,555 | 449,474 | 584,162 | - | - | - |
| October | 121,823 | 137,913 | 164,888 | 220,513 | 286,661 | 474,585 | 470,090 | 552,962 | - | - | - |
| November | 126,048 | 143,556 | 165,777 | 233,155 | 331,046 | 477,744 | 481,824 | - | - | - | - |
| December | 131,174 | 146,827 | 154,154 | 239,998 | 361,661 | 481,002 | 461,547 | - | - | - | - |
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| 2020 | 2021 | 2022 | 2023 |
| Jan | | $308k | $462k | $435k |
| Feb | $253k | $319k | $441k | $462k |
| Mar | $221k | $332k | $440k | $463k |
| Apr | $239k | $349k | $455k | $487k |
| May | $244k | $355k | $425k | $505k |
| Jun | $265k | $368k | $449k | $520k |
| Jul | $269k | $378k | $426k | $538k |
| Aug | $281k | | $449k | $559k |
| Sep | $294k | $394k | $438k | $551k |
| Oct | $290k | $399k | $412k | $540k |
| Nov | $301k | $436k | $421k | $532k |
| Dec | $308k | $454k | $449k |
|
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It looked much worse than this a couple days ago until my second paycheck hit. I guess saving $20k and your net worth still dropping $10k is a pretty rough month no matter how you slice it. Making great progress on the mortgage though!
| Year | Jan | Feb | Mar | | | Apr | May | Jun | | | Jul | Aug | Sep | | | Oct | Nov | Dec |
| 2015 | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$9k | -$6k | -$5k |
| 2016 | -$3k | -$2k | -$0k | | | $1k | $3k | $4k | | | $6k | $7k | $9k | | | $9k | $11k | $13k |
| 2017 | $15k | $16k | $18k | | | $20k | $22k | $24k | | | $26k | $27k | $30k | | | $32k | $35k | $36k |
| 2018 | $45k | $44k | $53k | | | $56k | $55k | $52k | | | $63k | $62k | $65k | | | $75k | $72k | $73k |
| 2019 | $80k | $100k | $104k | | | $108k | $119k | $126k | | | $127k | $130k | $133k | | | $141k | $153k | $163k |
| 2020 | $167k | $162k | $156k | | | $187k | $196k | $208k | | | $228k | $242k | $246k | | | $252k | $287k | $303k |
| 2021 | $316k | $365k | $377k | | | $403k | $414k | $428k | | | $444k | $460k | $461k | | | $485k | $485k | $516k |
| 2022 | $489k | $567k | $586k | | | $540k | $551k | $518k | | | $566k | $564k | $535k | | | $566k | $600k | $587k |
| 2023 | $605k | $625k | $638k | | | $650k | $675k | $705k | | | $742k | $737k | $725k | | | $715k | - | - |
-
EOY Networth (US$)
2011 -50k
2012 -41k
2013 -10k
2014 33,726
2015 90,497
2016 146,590
2017 224,985
2018 282,015
2019 381,913...downshifted to halftime in the fall.
2020 495,309
2021 591,399
2022 585,889...started including the value of my PTO bank
October update: $656,533. Down $8,284. Was able to pull in some nice OT this month, but not enough to prevent the ghoulish markets from continuing their spooky behavior....
Happy Halloween!
-
Investments only;
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Dec 2020: $448.30k
Dec 2021: $579.50k
Jan 2022: $555.08k
Feb 2022: $547.93k
Mar 2022: $568.83k
Apr 2022: $526.18k
May 2022: $533.30k
Jun 2022: $500.42k
Jul 2022 : $533.30k
Aug 2022: $517.60k
Dec 2022: $521.43k
Jan 2023: $562.03k
Feb 2023: $549.90k
May 2023: $571.35k
Jun 2023: $601.64k
Jul 2023: $622.09k
Aug 2023: $607.46k
Sep 2023: $580.53k
Oct 2023: $568.72k
Sent from my SM-S908U using Tapatalk
-
| | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $222,019 | $261,809 | $403,264 | $550,326 | $775,790 | $707,881 |
| February | $236,831 | $286,584 | $414,417 | $555,120 | $740,206 | $754,468 |
| March | $234,104 | $303,681 | $388,201 | $577,440 | $732,898 | $751,869 |
| April | $234,452 | $314,939 | $355,475 | $606,455 | $774,258 | $781,814 |
| May | $241,470 | $331,080 | $398,672 | $647,810 | $714,112 | $812,967 |
| June | $249,398 | $320,926 | $417,280 | $654,138 | $719,842 | $822,222 |
| July | $253,884 | $342,700 | $424,818 | $671,808 | $668,503 | $875,635 |
| August | $264,666 | $354,784 | $456,512 | $693,782 | $732,736 | $907,972 |
| September | $276,905 | $351,842 | $491,411 | $718,331 | $709,518 | $898,165 |
| October | $285,986 | $360,853 | $482,214 | $700,515 | $662,362 | $865,823 |
| November | $267,359 | $374,706 | $475,471 | $744,130 | $698,468 | $847,225 |
| December | $281,461 | $391,293 | $531,137 | $754,319 | $745,704 | - |
Ehhhh
-
| | 2021 | 2022 | 2023 |
| January | $517,231 | $587,701 | $684,648 |
| February | $523,109 | $602,997 | $718,097 |
| March | $528,981 | $601,258 | $681,798 |
| April | $534,853 | $642,611 | $665,681 |
| May | $540,725 | $624,923 | $675,664 |
| June | $533,040 | $641,064 | $665,389 |
| July | $542,290 | $621,053 | $687,534 |
| August | $541,486 | $661,845 | $690,801 |
| September | $540,080 | $654,924 | $684,056 |
| October | $551,000 | $632,154 | $647,913 |
| November | $566,816 | $677,840 | $622,387 |
| December | $582,631 | $712,049 |
The slide continues. :/
-
Investments only
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | $34,633 | $56,928 | $98,248 | $176,153 | $419,499 | $643,917 | $586,257 | - |
| February | $40,740 | $56,241 | $115,926 | $182,362 | $433,878 | $631,440 | $641,711 | - |
| March | ??? | $57,195 | $123,445 | $171,868 | $481,671 | $612,570 | $643,961 | - |
| April | $41,346 | $57,635 | $129,678 | $188,425 | $503,015 | $628,685 | $673,394 | - |
| May | $41,840 | $66,682 | $136,527 | $255,004 | $536,515 | $583,864 | $671,053 | - |
| June | $45,227 | $71,500 | $132,945 | $279,130 | $570,802 | $566,514 | $689,810 | - |
| July | $45,862 | $75,817 | $142,557 | $290,173 | $570,802 | $546,704 | $727,315 | - |
| August | $47,377 | $85,050 | $150,420 | $310,173 | $568,446 | $587,836 | $753,046 | - |
| September | $47,669 | $87,937 | $146,310 | $336,875 | $596,208 | $556,816 | $752,227 | - |
| October | $50,397 | $94,114 | $150,536 | $338,532 | $590,085 | $526,251 | $733,159 | - |
| November | $52,288 | $95,502 | $155,627 | $332,899 | $625,776 | $568,125 | $720,868 | - |
| December | ??? | $93,596 | $165,458 | $396,311 | $611,435 | $602,563 | - | - |
-
07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
12/01/2021 - $558,710 / ~$817K (Zillow thinks my house is worth a lot more than a few months ago)
12/31/2021 - $590,743 / ~$857K
02/01/2022 - $560,789 / ~$832K (including ~$1,750 in Cryptocurrency)
03/01/2022 - $551,465 / ~$863k (including ~$2,822 in Cryptocurrency) (house went up ~$36k in value according to Zillow)
04/01/2022 - $577,980 / ~$943k (including ~$4,041 in Cryptocurrency) (House went up again)
05/02/2022 - $533,454 / ~$905k (inc. ~$3517 in Crypto) (house went up again)
05/31/2022 - $538,475 / ~$899K (inc. ~$2647 in Crypto) (house went Down)
06/30/2022 - $491,145 / ~$836K (inc. ~$1,700 in crypto) (house value when down)
08/01/2022 - $534,790 / ~$860k (incl. ~$2,490 in Crypto, House value went down)
09/02/2022 - $515,422 / ~$822K (incl. ~$2,375 in crypto, house is about same)
10/03/2022 - $476,437 / ~$767K (Incl. ~$2,180 in crypto, house value is down)
11/01/2022 - $513,433 / ~$803k (Incl. ~$2,260 in crypto)
12/01/2022 - $571,340 / ~$865k (incl. ~$2,190 in crypto)
01/05/2023 - $558,368 / ~$831k (incl. ~$2,278 in crypto) - i did a thing and our overall NW will go down next month
02/01/2023 - $599,198 / ~$835k (incl. ~$2,860 in crypto) - so close to $600k and a new all time high!
02/15/2023 - $606,500 (incl. ~$2,900 in crypto)`
03/01/2023 - $592,146 / $827k (including ~$2,940 in crypto) Zillow says house went up in value $6k which seems weird
04/02/2023 - $606,020 / $860k (including ~$3,675 in crypto) House went up ~$17k
05/02/2023 - $608,656 / $883 (including ~$3917 in crypto, house went up ~$8k per Zillow)
House Sale and House Purchase impacting numbers
****08/01/2023 - ~$711,600-~$32k = ~$680,000 (including ~$4,400 in crypto) - The new house and mortgage is not included in these numbers - REVISION - missed a balance transfer that wasn't accounted for in the new accounts
09/04/2023 - $679,448 / $803k (including ~$4,836 in crypto) - This is an accurate picture of where we ended up after our move - lost some home equity and gained some investment cash
10/03/2023 - $695,857 / $769k (including $5,117 in crypto)
11/02/2023 - $688,879 / $775k (including $6,590 in crypto)
Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0
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2020
Date Assets Debts Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021Date Assets Debts Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Oct 2021 $1,071,990.16 -$453,231.84 $618,758.32
Nov 2021 $1,101,914.46 -$447,727.22 $654,187.24
Dec 2021 $1,084,167.16 -$450,855.87 $633,311.29
2022Date Assets Debts Net Worth
Jan 2022 $1,116,799.93 -$444,795.98 $672,003.95
Feb 2022 $1,081,638.33 -$443,484.70 $638,153.63
Mar 2022 $1,075,121.56 -$440,480.78 $634,640.78
Apr 2022 $1,100,641.30 -$441,029.74 $659,611.56
May 2022 $1,063,532.73 -$436,899.07 $626,633.66
Jun 2022 $1,070,199.78 -$436,935.78 $633,264.00
Jul 2022 $1,035,931.02 -$432,745.39 $603,185.63
Aug 2022 $1,068,444.71 -$430,877.78 $637,566.93
Sep 2022 $1,068,205.95 -$428,242.04 $639,963.91
Oct 2022 $1,023,285.46 -$430,827.84 $592,457.62
Nov 2022 $1,141,221.05 -$510,090.29 $631,130.76
Dec 2022 $1,126,559.96 -$473,747.31 $652,812.65
2023Date Assets Debts Net Worth
Jan 2023 $1,103,663.64 -$463,470.38 $640,193.26
Feb 2023 $1,211,986.76 -$540,167.60 $671,819.16
Mar 2023 $1,126,653.93 -$463,967.39 $662,686.54
Apr 2023 $1,132,860.60 -$450,759.19 $682,101.41
May 2023 $1,224,884.77 -$451,006.76 $773,878.01
Jun 2023 $1,228,011.78 -$445,500.40 $782,511.38
Jul 2023 $1,257,703.24 -$426,367.37 $831,335.87
Aug 2023 $1,272,605.14 -$424,055.51 $848,549.63
Sep 2023 $1,264,010.56 -$418,331.69 $845,678.87
Oct 2023 $1,241,729.06 -$418,923.93 $822,805.13
Nov 2023 $1,298.644.02 -$487,312.01 $811,326.01
-
Back to the monthly updates, no big change, keep on keeping on.
| | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | $11,592 | $19,461 | $52,636 | $117,964 | $307,781 | $369,828 | - | - |
| February | $12,414 | $28,144 | $48,605 | $129,160 | $322,118 | $407,633 | - | - |
| March | $12,259 | $23,011 | $45,431 | $135,298 | $352,170 | $478,568 | - | - |
| April | $13,641 | $25,628 | $50,763 | $183,963 | $329,584 | $486,929 | - | - |
| May | $16,646 | $24,273 | $55,517 | $213,448 | $337,156 | $490,587 | - | - |
| June | $16,625 | $27,726 | $58,784 | $247,758 | $316,192 | $523,455 | - | - |
| July | $17,057 | $31,358 | $63,678 | $259,587 | $349,011 | $556,274 | - | - |
| August | $17,375 | $30,624 | $69,345 | $274,737 | $344,052 | $584,557 | - | $750k Goal |
| September | $17,380 | $41,343 | $69,043 | $269,876 | $313,714 | $569,039 | - | - |
| October | $16,044 | $43,732 | $69,866 | $294,685 | $342,157 | $566,124 | - | - |
| November | $16,332 | $46,935 | $95,120 | $294,439 | $364,093 | - | - | - |
| December | $16,589 | $51,547 | $118,877 | $313,367 | $346,313 | - | - | - |
|
|
-
Investments only
| | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | $326K | $491K | $516K | - | - |
| February | $345K | $487K | $508K | - | - |
| March | $362K | $509K | $527K | - | - |
| April | $383K | $474K | $542K | - | - |
| May | $385K | $481K | $546K | - | - |
| June | $393K | $447K | $586K | - | - |
| July | $451K | $488K | $625K | - | - |
| August | $467K | $476K | $617K | - | - |
| September | $447K | $438K | $592K | - | - |
| October | $480K | $475K | $583K | - | - |
| November | $494K | $505K | - | - | - |
| December | $515K | $480K | - | - | - |
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=1302523503
-
1/19- 29,000
1/20- 130,822
1/21- 258,257
1/22- 452,162
1/23- 534,404
2/23- 580,499
3/23- 583,080
4/23- 577,306
5/23- 577,294
6/23- 601,567
7/23- 631,808
8/23- 638,961
9/23- 664,899
10/23- 645,294
11/23- 662,941
-
5/1/18 135,266
6/1/18 146,521
7/1/18 150,573
8/1/18 155,306
9/1/18 169,777
10/1/18 178,901
11/1/18 179,225
12/1/18 185,066
1/1/19 184,310
2/1/19 196,092
3/1/19 202,431
4/1/19 228,194
5/1/19 242,596
6/1/19 241,727
7/1/19 258,652
8/1/19 - 174,529 (bought a house)
9/1/19 - 192,565
10/1/19 - 259,358
11/1/19 - 273,244
12/1/19 - 302,448
1/1/20 - 301,682
2/1/20 - 304,295
3/1/20 - 306,773
4/1/20 - 285,603
5/1/20 - 312,209
6/1/20 - 335,833
7/1/20 - 347,776
8/1/20 - 362,340
9/1/20 - 368,846
10/1/20 - 370,190
11/1/20 - 386,231
9/1/21 - 504,976
11/1/21 - 511,106
12/1/21 - 509,903
1/1/21 - 509,888
9/1/23 - 622,897
10/1/23 - 632,463
11/1/23 - 640,088
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114 <-- Bought house
Jan 5 2022: TNW $974,113 / Investments $680,246
Feb 5 2022: TNW $989,468 / Investments $668,804
Mar 5 2022: TNW $976,348 / Investments $651,576
Apr 5 2022: TNW $1,030,421 / Investments $680,695
May 5 2022: TNW $1,028,363 / Investments $641,593
July 5 2022: TNW $1,039,389 / Investments $601,245
Aug 5 2022: TNW $1,122,143 / Investments $637,929
Sept 5 2022: TNW $1,122,124 / Investments $613,238
Oct 5 2022: TNW $1,095,655 / Investments $596,262
Nov 5 2022: TNW $1,108,755 / Investments $608,571
Dec 5 2022: TNW $1,208,503 / Investments $657,325
Jan 5 2023: TNW $1,194,656 / Investments $644,832
Feb 5 2023: TNW $1,236,363 / Investments $695,406
Mar 5 2023: TNW $1,227,644 / Investments $694,838
Apr 5 2023: TNW $1,142,895 / Investments $694,706
May 5 2023: TNW $1,069,445 / Investments $705,448
Jun 5 2023: TNW $1, 106,083 / Investments $719,253
Jul 5 2023: TNW $1,152,477 / Investments $741,551
Aug 5 2023: TNW $1,165,448 / Investments $757,157
Sept 5 2023: TNW $1,159,005 / Investments $748,000
Oct 5 2023: TNW $1,171,796 / Investments $715,779
Nov 5 2023: TNW $1,144,681 / Investments $726,801 ($11,022)
-
2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019
Dec 29th: $624 UP 90.5k for 2020
2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
Sept 1: $796
Oct 1: $771.5
Nov: $808
Dec: $815.5 Put the condo up to 150k- Zillow says 180k now.
Dec 31: $843 UP 218,977for 2021, but some was the condo
2022
Feb 1st: $807
Mar 1st: $798.5
Apr 1st $822.5
May 1: $786.5
June 1: $776
August 1:$781
Sept 1: $766
Oct 4: $735
Nov 2: $760.5
Dec 1: $791.5
Jan 3: 769.5 sold art DOWN 73,345 for 2022
March 1: 803.5
Mar 30: 811
May 5th: 819
Aug 8: 884
Sept 2: 888
Oct 3: 855
Nov 5th: 866.5
-
Well, we just barely made it into the two comma club. Felt a bit surreal when we did the math, but I'm sure we'll go back and forth at least a couple times (and we've still got quite a long, long ways to go - at a minimum 5x, preferably 10x to be honest). Can't tell anyone in real life so just excited to be able to post here in celebration!
01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)
01/16/22 - $601,346 (-$2,026)
03/31/22 - $646,383 (+$43,010)
06/30/22 - $638,810 (+$35,437)
10/17/22 - $672,896 (+$69,523)
12/31/22 - $736,945 (+$133,573)
01/15/23 - $758,371 (+$21,425)
01/31/23 - $773,643 (+$36,697)
02/16/23 - $783,541 (+$46,595)
02/28/23 - $811,982 (+$75,036)
03/31/23 - $842,402 (+$105,457)
04/17/23 - $851,821 (+$114,875)
04/30/23 - $858,288 (+$121,342)
05/31/23 - $889,221 (+$152,275)
06/16/23 - $934,050 (+$197,104)
07/15/23 - $957,667 (+$220,721)
08/01/23 - $978,930 (+$241,984)
08/31/23 - $985,028 (+$248,083)
10/16/23 - $988,762 (+$251,816)
11/07/23 - $1,005,005 (+$268,059)
-
Well, we just barely made it into the two comma club. Felt a bit surreal when we did the math, but I'm sure we'll go back and forth at least a couple times (and we've still got quite a long, long ways to go - at a minimum 5x, preferably 10x to be honest). Can't tell anyone in real life so just excited to be able to post here in celebration!
01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)
01/16/22 - $601,346 (-$2,026)
03/31/22 - $646,383 (+$43,010)
06/30/22 - $638,810 (+$35,437)
10/17/22 - $672,896 (+$69,523)
12/31/22 - $736,945 (+$133,573)
01/15/23 - $758,371 (+$21,425)
01/31/23 - $773,643 (+$36,697)
02/16/23 - $783,541 (+$46,595)
02/28/23 - $811,982 (+$75,036)
03/31/23 - $842,402 (+$105,457)
04/17/23 - $851,821 (+$114,875)
04/30/23 - $858,288 (+$121,342)
05/31/23 - $889,221 (+$152,275)
06/16/23 - $934,050 (+$197,104)
07/15/23 - $957,667 (+$220,721)
08/01/23 - $978,930 (+$241,984)
08/31/23 - $985,028 (+$248,083)
10/16/23 - $988,762 (+$251,816)
11/07/23 - $1,005,005 (+$268,059)
Congratulations, that is a huge milestone!!!
-
Cash and retirement accounts only
| 2021 | 2022 | 2023 |
| January | $214,801 | $368,240 | $506,006 |
| February | - | $415,650 | $556,654 |
| March | $247,632 | - | -- |
| April | $267,671 | $432,042 | -- |
| May | − | $418,269 | $550,282 |
| June | $293,749 | $420,576 | $608,355 |
| July | − | $433,032 | -- |
| August | − | $477,541 | $659,953 |
| September | $311,131 | $461,148 | -- |
| October | - | $478,809 | $661,972 |
| November | $339,986 | $501,052 | $681,707 |
| December | $345,952 | $521,479 | -- |
+$180,655 YoY. Baby coming Monday, may slow things down a little.
-
Congrats!! and GFY if we say that here
Well, we just barely made it into the two comma club. Felt a bit surreal when we did the math, but I'm sure we'll go back and forth at least a couple times (and we've still got quite a long, long ways to go - at a minimum 5x, preferably 10x to be honest). Can't tell anyone in real life so just excited to be able to post here in celebration!
01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)
01/16/22 - $601,346 (-$2,026)
03/31/22 - $646,383 (+$43,010)
06/30/22 - $638,810 (+$35,437)
10/17/22 - $672,896 (+$69,523)
12/31/22 - $736,945 (+$133,573)
01/15/23 - $758,371 (+$21,425)
01/31/23 - $773,643 (+$36,697)
02/16/23 - $783,541 (+$46,595)
02/28/23 - $811,982 (+$75,036)
03/31/23 - $842,402 (+$105,457)
04/17/23 - $851,821 (+$114,875)
04/30/23 - $858,288 (+$121,342)
05/31/23 - $889,221 (+$152,275)
06/16/23 - $934,050 (+$197,104)
07/15/23 - $957,667 (+$220,721)
08/01/23 - $978,930 (+$241,984)
08/31/23 - $985,028 (+$248,083)
10/16/23 - $988,762 (+$251,816)
11/07/23 - $1,005,005 (+$268,059)
-
Well, we just barely made it into the two comma club. Felt a bit surreal when we did the math, but I'm sure we'll go back and forth at least a couple times (and we've still got quite a long, long ways to go - at a minimum 5x, preferably 10x to be honest). Can't tell anyone in real life so just excited to be able to post here in celebration!
01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)
01/16/22 - $601,346 (-$2,026)
03/31/22 - $646,383 (+$43,010)
06/30/22 - $638,810 (+$35,437)
10/17/22 - $672,896 (+$69,523)
12/31/22 - $736,945 (+$133,573)
01/15/23 - $758,371 (+$21,425)
01/31/23 - $773,643 (+$36,697)
02/16/23 - $783,541 (+$46,595)
02/28/23 - $811,982 (+$75,036)
03/31/23 - $842,402 (+$105,457)
04/17/23 - $851,821 (+$114,875)
04/30/23 - $858,288 (+$121,342)
05/31/23 - $889,221 (+$152,275)
06/16/23 - $934,050 (+$197,104)
07/15/23 - $957,667 (+$220,721)
08/01/23 - $978,930 (+$241,984)
08/31/23 - $985,028 (+$248,083)
10/16/23 - $988,762 (+$251,816)
11/07/23 - $1,005,005 (+$268,059)
Congratulations, that is a huge milestone!!!
Congrats!! and GFY if we say that here
Well, we just barely made it into the two comma club. Felt a bit surreal when we did the math, but I'm sure we'll go back and forth at least a couple times (and we've still got quite a long, long ways to go - at a minimum 5x, preferably 10x to be honest). Can't tell anyone in real life so just excited to be able to post here in celebration!
01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)
01/16/22 - $601,346 (-$2,026)
03/31/22 - $646,383 (+$43,010)
06/30/22 - $638,810 (+$35,437)
10/17/22 - $672,896 (+$69,523)
12/31/22 - $736,945 (+$133,573)
01/15/23 - $758,371 (+$21,425)
01/31/23 - $773,643 (+$36,697)
02/16/23 - $783,541 (+$46,595)
02/28/23 - $811,982 (+$75,036)
03/31/23 - $842,402 (+$105,457)
04/17/23 - $851,821 (+$114,875)
04/30/23 - $858,288 (+$121,342)
05/31/23 - $889,221 (+$152,275)
06/16/23 - $934,050 (+$197,104)
07/15/23 - $957,667 (+$220,721)
08/01/23 - $978,930 (+$241,984)
08/31/23 - $985,028 (+$248,083)
10/16/23 - $988,762 (+$251,816)
11/07/23 - $1,005,005 (+$268,059)
Thank you both! I’ll take the GFY (tell me you scroll Reddit without telling me you scroll Reddit!)! Will probably update both here and the 1-2mm thread for a little while since we’re close enough to be at the whims of the market. Excited to have gotten to 1mm but still lots and lots of work left to do!
-
Still Chugging along..
DATE INVESTMENTS Only
May 2015 $174,008
May 2016 $218,514
Jul 2017 $306,386 *Discovered MMM
Mar 2018 $380,160
Mar 2019 $481,093
Jan 2020 $610,000
Jan 2021 $756,650
Apr 2021 $807,000
Jul 2021 $861,000
Oct 2021 $888,347
Dec 2021 $913,182
Jan 2022 $888,224
Apr 2022 $891,000
Jul 2022 $817,000
Oct 2022 $805,625
Jan 2023 $867,091
Feb 2023 $904,372
Mar 2023 $890,000
Apr 2023 $917,000
May 2023 $940,545
Jun 2023 $954,000
Jul 2023 $971,263
Aug 2023 $1,012,836
Sep 2023 $992,989
Oct 2023 $945,495
Nov 2023 $985,057
-
Well, we just barely made it into the two comma club. Felt a bit surreal when we did the math, but I'm sure we'll go back and forth at least a couple times (and we've still got quite a long, long ways to go - at a minimum 5x, preferably 10x to be honest). Can't tell anyone in real life so just excited to be able to post here in celebration!
01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)
01/16/22 - $601,346 (-$2,026)
03/31/22 - $646,383 (+$43,010)
06/30/22 - $638,810 (+$35,437)
10/17/22 - $672,896 (+$69,523)
12/31/22 - $736,945 (+$133,573)
01/15/23 - $758,371 (+$21,425)
01/31/23 - $773,643 (+$36,697)
02/16/23 - $783,541 (+$46,595)
02/28/23 - $811,982 (+$75,036)
03/31/23 - $842,402 (+$105,457)
04/17/23 - $851,821 (+$114,875)
04/30/23 - $858,288 (+$121,342)
05/31/23 - $889,221 (+$152,275)
06/16/23 - $934,050 (+$197,104)
07/15/23 - $957,667 (+$220,721)
08/01/23 - $978,930 (+$241,984)
08/31/23 - $985,028 (+$248,083)
10/16/23 - $988,762 (+$251,816)
11/07/23 - $1,005,005 (+$268,059)
Congrats!
-
Crazy market. It's pushed us over our next milestone, $750k
-
Crazy market. It's pushed us over our next milestone, $750k
Congratulations! Good job!
I missed doing mine exactly at month end, and it looks like it's just as well. Mid-November check-in for the 15th put me a couple hundred dollars below where I was at the beginning of September.
-
Yeah, lucky you missed the carnage in late October
-
Net Worth by End-of-Year:
2016 (start): ($27,015.16)
2017: $2,474.33
2018: $33,203.90
2019: $68,192.96
2020: $130,715.91
2021: $296,922.14
2022: $400,055.05
Current: $519,129.00
Goals Breakdown
Q4 2023: $540K
Q1 2024: $580K
Q2 2024: $620K
Q3 2024: $660K
Q4 2024: $700K
Q1 2025: $740K
Q2 2025: $780K
Q3 2025: $820K
Q4 2025: $860K
Q1 2026: $900K
Q2 2026: $940K
Q3 2026: $980K
Q4 2026: $1M
$580,473.22 as of this morning. Small market upswing plus a fairly large payment from my business deal earlier this year means I hit both my Q4 2023 and Q1 2024 goals well in advance on paper. Some of this will be taken out for taxes, but it’s been a crazy month for progress toward my goals.
-
Crazy market. It's pushed us over our next milestone, $750k
My next goal. Congrats on crossing the 3/4 mark fellow middle westerner!
-
401K/IRA and Stock Investments only
Found historical data for a decade ago.
End of 2011 - 119519.85
End of 2012 - 182941.93
| | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $373,648 | - | - | $744,672 | $893,674 |
| February | - | - | - | $738,851 | $878,766 |
| March | $391,792 | $415,481 | $675,490 | $758,158 | $929,451 |
| April | - | - | - | $821,096 | $936,880 |
| May | - | - | - | $835,551 | $919,516 |
| June | $419,970 | $447,189 | $726,490 | $772,695 | $969,232 |
| July | - | - | - | $830,850 | $1,007,075 |
| August | - | - | $704,330 | $800,712 | $990,444 |
| September | $426,687 | $481,419 | $723,241 | $737,016 | $952,385 |
| October | - | - | $755,420 | $803,796 | $934.000* |
| November | - | - | $736,799 | $858,637 |
| December | $516,500 | $613,300 | $771,504 | $826,206 |
Month end for October is partially estimated. I could retroactively get exact amounts easily for some accounts but not others.
Half month check in amount was $990,234 as of close of markets on the 15th. Haven't peaked back into double comma range since July despite adding more every two weeks. Here's hoping for a strong end to the year for all of us!
-
401K/IRA and Stock Investments only
Snip
Month end for October is partially estimated. I could retroactively get exact amounts easily for some accounts but not others.
Half month check in amount was $990,234 as of close of markets on the 15th. Haven't peaked back into double comma range since July despite adding more every two weeks. Here's hoping for a strong end to the year for all of us!
And just like that my pre-market check-in to start the work week showed a couple hundred over the double comma line. What a month!
-
The first number is retirement related investments and the second includes cash savings, real estate, and other investments. I'm focused on retirement savings only for this race.
December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
December 2021: $506,167 (total NW $665,639)
December 2022: $459,000 (total NW $627,689)
April 2023: $519,962 (total NW $700,288)
May 2023: $525,192 (total NW $703,651)
June 2023: $547,214 (total NW $739,469)
July 2023: $570,852 (total NW $754,717)
August 2023: $563,003 (total NW $743,158)
September 2023: $543,615 (total NW $727,057)
October 2023: $526,440 (total NW $711,138) going the wrong direction here!
November 2023 $580,187 (total NW $758,921)
-
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | ??? | 134,982 | 152,827 | 166,462 | 242,541 | 354,718 | 433,211 | 478,011 | - | $750k Goal |
| February | ??? | 139,867 | 155,407 | 177,792 | 257,924 | 382,044 | 453,226 | 486,395 | - | - |
| March | 111,557 | 141,453 | 152,342 | 193,722 | 227,560 | 382,355 | 467,849 | 504,628 | - | - |
| April | 125,553 | ??? | 155,305 | 210,318 | 256,005 | 411,837 | 470,161 | 524,209 | - | - |
| May | 132,778 | 137,778 | 160,431 | 205,538 | 278,157 | 418,700 | 468,507 | 516,858 | - | - |
| June | ??? | 125,010 | 162,239 | 199,039 | 282,777 | 442,429 | 460,137 | 549,320 | - | - |
| July | ??? | 129,077 | 170,289 | 198,372 | 304,381 | 440,202 | 475,590 | 579,766 | - | - |
| August | ??? | 130,256 | 175,906 | 206,279 | 312,578 | 455,378 | 483,706 | 584,181 | - | - |
| September | ??? | 136,658 | 178,198 | 212,786 | 295,744 | 448,555 | 449,474 | 584,162 | - | - |
| October | 121,823 | 137,913 | 164,888 | 220,513 | 286,661 | 474,585 | 470,090 | 560,381 | - | - |
| November | 126,048 | 143,556 | 165,777 | 233,155 | 331,046 | 477,744 | 481,824 | 607,383 | - | - |
| December | 131,174 | 146,827 | 154,154 | 239,998 | 361,661 | 481,002 | 461,547 | - | - | - |
Brand new high!
-
Nice recovery!
-
Nice recovery!
On the one hand, my numbers are similar to July end numbers, before the big dip. But on the other hand, for the accounts I'm tracking here the swing up this month is more for a single month than the amount I'm adding to savings for the entire year. Wild.
-
| 2020 | 2021 | 2022 | 2023 |
| Jan | | $308k | $462k | $435k |
| Feb | $253k | $319k | $441k | $462k |
| Mar | $221k | $332k | $440k | $463k |
| Apr | $239k | $349k | $455k | $487k |
| May | $244k | $355k | $425k | $505k |
| Jun | $265k | $368k | $449k | $520k |
| Jul | $269k | $378k | $426k | $538k |
| Aug | $281k | | $449k | $559k |
| Sep | $294k | $394k | $438k | $551k |
| Oct | $290k | $399k | $412k | $540k |
| Nov | $301k | $436k | $421k | $532k |
| Dec | $308k | $454k | $449k | $565k |
|
-
EOY Networth (US$)
2011 -50k
2012 -41k
2013 -10k
2014 33,726
2015 90,497
2016 146,590
2017 224,985
2018 282,015
2019 381,913...downshifted to halftime in the fall.
2020 495,309
2021 591,399
2022 585,889...started including the value of my PTO bank
November update: $706,144. Up $49,611. Oh my. Might be my best month ever...I'd have to check. Cracking 700k for the first time. We'll see if I can hold onto it!
-
Investments only
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | $34,633 | $56,928 | $98,248 | $176,153 | $419,499 | $643,917 | $586,257 | - |
| February | $40,740 | $56,241 | $115,926 | $182,362 | $433,878 | $631,440 | $641,711 | - |
| March | ??? | $57,195 | $123,445 | $171,868 | $481,671 | $612,570 | $643,961 | - |
| April | $41,346 | $57,635 | $129,678 | $188,425 | $503,015 | $628,685 | $673,394 | - |
| May | $41,840 | $66,682 | $136,527 | $255,004 | $536,515 | $583,864 | $671,053 | - |
| June | $45,227 | $71,500 | $132,945 | $279,130 | $570,802 | $566,514 | $689,810 | - |
| July | $45,862 | $75,817 | $142,557 | $290,173 | $570,802 | $546,704 | $727,315 | - |
| August | $47,377 | $85,050 | $150,420 | $310,173 | $568,446 | $587,836 | $753,046 | - |
| September | $47,669 | $87,937 | $146,310 | $336,875 | $596,208 | $556,816 | $752,227 | - |
| October | $50,397 | $94,114 | $150,536 | $338,532 | $590,085 | $526,251 | $733,159 | - |
| November | $52,288 | $95,502 | $155,627 | $332,899 | $625,776 | $568,125 | $720,868 | - |
| December | ??? | $93,596 | $165,458 | $396,311 | $611,435 | $602,563 | $773,792 | - |
All credit goes to the market for the increase. DH has maxed 401k for the year a month early and DW will be maxed at last paycheck on 12/31.
-
Investments only;
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Dec 2020: $448.30k
Dec 2021: $579.50k
Jan 2022: $555.08k
Feb 2022: $547.93k
Mar 2022: $568.83k
Apr 2022: $526.18k
May 2022: $533.30k
Jun 2022: $500.42k
Jul 2022 : $533.30k
Aug 2022: $517.60k
Dec 2022: $521.43k
Jan 2023: $562.03k
Feb 2023: $549.90k
May 2023: $571.35k
Jun 2023: $601.64k
Jul 2023: $622.09k
Aug 2023: $607.46k
Sep 2023: $580.53k
Oct 2023: $568.72k
Nov 2023: $622.08k back to July level
-
Net Worth by End-of-Year:
2016 (start): ($27,015.16)
2017: $2,474.33
2018: $33,203.90
2019: $68,192.96
2020: $130,715.91
2021: $296,922.14
2022: $400,055.05
Current: $519,129.00
Goals Breakdown
Q4 2023: $540K
Q1 2024: $580K
Q2 2024: $620K
Q3 2024: $660K
Q4 2024: $700K
Q1 2025: $740K
Q2 2025: $780K
Q3 2025: $820K
Q4 2025: $860K
Q1 2026: $900K
Q2 2026: $940K
Q3 2026: $980K
Q4 2026: $1M
November 18, 2023: $580,473.22 as of this morning. Small market upswing plus a fairly large payment from my business deal earlier this year means I hit both my Q4 2023 and Q1 2024 goals well in advance on paper. Some of this will be taken out for taxes, but it’s been a crazy month for progress toward my goals.
December 1, 2023: $603,891.35 as of today's paycheck. Approximately $27K of this is earmarked for taxes, so I'm sitting at around $576K "true" net worth. I've reached out to my CPA to see if I can to do anything before year end to reduce that bill.
-
5/1/18 135,266
6/1/18 146,521
7/1/18 150,573
8/1/18 155,306
9/1/18 169,777
10/1/18 178,901
11/1/18 179,225
12/1/18 185,066
1/1/19 184,310
2/1/19 196,092
3/1/19 202,431
4/1/19 228,194
5/1/19 242,596
6/1/19 241,727
7/1/19 258,652
8/1/19 - 174,529 (bought a house)
9/1/19 - 192,565
10/1/19 - 259,358
11/1/19 - 273,244
12/1/19 - 302,448
1/1/20 - 301,682
2/1/20 - 304,295
3/1/20 - 306,773
4/1/20 - 285,603
5/1/20 - 312,209
6/1/20 - 335,833
7/1/20 - 347,776
8/1/20 - 362,340
9/1/20 - 368,846
10/1/20 - 370,190
11/1/20 - 386,231
9/1/21 - 504,976
11/1/21 - 511,106
12/1/21 - 509,903
1/1/21 - 509,888
9/1/23 - 622,897
10/1/23 - 632,463
11/1/23 - 640,088
12/1/23 - 660,761
-
Investments Only:
12/1/23 - $513k
Hi all! Recent graduate to this thread. So excited to be joining you!
-
Investments Only:
12/1/23 - $513k
Hi all! Recent graduate to this thread. So excited to be joining you!
Welcome to our humble abode.
-
| | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $222,019 | $261,809 | $403,264 | $550,326 | $775,790 | $707,881 |
| February | $236,831 | $286,584 | $414,417 | $555,120 | $740,206 | $754,468 |
| March | $234,104 | $303,681 | $388,201 | $577,440 | $732,898 | $751,869 |
| April | $234,452 | $314,939 | $355,475 | $606,455 | $774,258 | $781,814 |
| May | $241,470 | $331,080 | $398,672 | $647,810 | $714,112 | $812,967 |
| June | $249,398 | $320,926 | $417,280 | $654,138 | $719,842 | $822,222 |
| July | $253,884 | $342,700 | $424,818 | $671,808 | $668,503 | $875,635 |
| August | $264,666 | $354,784 | $456,512 | $693,782 | $732,736 | $907,972 |
| September | $276,905 | $351,842 | $491,411 | $718,331 | $709,518 | $898,165 |
| October | $285,986 | $360,853 | $482,214 | $700,515 | $662,362 | $865,823 |
| November | $267,359 | $374,706 | $475,471 | $744,130 | $698,468 | $847,225 |
| December | $281,461 | $391,293 | $531,137 | $754,319 | $745,704 | $930,012 |
Always fun to have a big month.
-
401K/IRA and Stock Investments only
Found historical data for a decade ago.
End of 2011 - 119519.85
End of 2012 - 182941.93
Added the inherited 401k account for 2023 comparison. It started 2023 at 720551.95
No money has been added into it, only some periodic rebalancing. I thought it might make for an interesting comparison vs the race accounts which are still being added to on a regular basis.
| | 2019 | 2020 | 2021 | 2022 | 2023 | -- | Inherited 401k 2023 |
| January | $373,648 | - | - | $744,672 | $893,674 | - | $768,063 |
| February | - | - | - | $738,851 | $878,766 | - | $751,868 |
| March | $391,792 | $415,481 | $675,490 | $758,158 | $929,451 | - | $765,807 |
| April | - | - | - | $821,096 | $936,880 | - | $772,406 |
| May | - | - | - | $835,551 | $919,516 | - | $765,939 |
| June | $419,970 | $447,189 | $726,490 | $772,695 | $969,232 | - | $800,067 |
| July | - | - | - | $830,850 | $1,007,075 | - | $825,977 |
| August | - | - | $704,330 | $800,712 | $990,444 | - | $810,688 |
| September | $426,687 | $481,419 | $723,241 | $737,016 | $952,385 | - | $774,280 |
| October | - | - | $755,420 | $803,796 | $934.000* | - | $749,835 |
| November | - | - | $736,799 | $858,637 | $1,004,414 | - | $813,774 |
| December | $516,500 | $613,300 | $771,504 | $826,206 | - | - |
Again - that last column has had no money added into it and only nominal fees removed during this whole year. I thought it would be interesting to compare that to where I've been actively adding to the stash. Graph might be even more interesting - incentive to learn new Excel tricks perhaps.
July 2023 was best month end for both, but the accounts to which I've been continuing to contribute are off highwater by $2661 and the untouched account is off by $12202. Proof my continued contributions are worth something even if it feels like treading water vs 2019-2021.
Edit to add - plotting a graph shows the inherited and original accounts moving in tandem with the market movements, but also clearly shows a widening gap between the line for the accounts with contributions being added and the legacy account which is market changes only.
-
Cash and retirement accounts only
| 2021 | 2022 | 2023 | 2024 |
| January | $214,801 | $368,240 | $506,006 | — |
| February | - | $415,650 | $556,654 | — |
| March | $247,632 | - | -- | — |
| April | $267,671 | $432,042 | -- | — |
| May | − | $418,269 | $550,282 | — |
| June | $293,749 | $420,576 | $608,355 | — |
| July | − | $433,032 | -- | — |
| August | − | $477,541 | $659,953 | — |
| September | $311,131 | $461,148 | -- | — |
| October | - | $478,809 | $661,972 | — |
| November | $339,986 | $501,052 | $681,707 | — |
| December | $345,952 | $521,479 | $721,964 | — |
+$215,958 YTD
Hope to be at $750 by Feb
-
March 2020: 78,000
April 2020: 91,000
May 2020: 106,000
June 2020: 115,000
July 2020: 125,000
September 2020: 145,000
October 2020: 157,076.76
November 2020: 170,592.07
December 2020: 186,935
January 2021: 204,451
March 2021: 214,068
April 2021: 233,785.28
April 26, 2021: 252,949.69
June 2021: 262,929.30
July 2021: 276,020.11
August 2021: $287,492.04
September 2021: 310,204.48
November 2021: $342,636.87
December 2021: 351,770.0
January 2022: 371,918.79
March 2023: 481,446.68
June 2023: 542,032.77
July 2023: 592,204.70
September 2023: 600,406.7
December 2023: 633,807.18
-
07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
12/01/2021 - $558,710 / ~$817K (Zillow thinks my house is worth a lot more than a few months ago)
12/31/2021 - $590,743 / ~$857K
02/01/2022 - $560,789 / ~$832K (including ~$1,750 in Cryptocurrency)
03/01/2022 - $551,465 / ~$863k (including ~$2,822 in Cryptocurrency) (house went up ~$36k in value according to Zillow)
04/01/2022 - $577,980 / ~$943k (including ~$4,041 in Cryptocurrency) (House went up again)
05/02/2022 - $533,454 / ~$905k (inc. ~$3517 in Crypto) (house went up again)
05/31/2022 - $538,475 / ~$899K (inc. ~$2647 in Crypto) (house went Down)
06/30/2022 - $491,145 / ~$836K (inc. ~$1,700 in crypto) (house value when down)
08/01/2022 - $534,790 / ~$860k (incl. ~$2,490 in Crypto, House value went down)
09/02/2022 - $515,422 / ~$822K (incl. ~$2,375 in crypto, house is about same)
10/03/2022 - $476,437 / ~$767K (Incl. ~$2,180 in crypto, house value is down)
11/01/2022 - $513,433 / ~$803k (Incl. ~$2,260 in crypto)
12/01/2022 - $571,340 / ~$865k (incl. ~$2,190 in crypto)
01/05/2023 - $558,368 / ~$831k (incl. ~$2,278 in crypto) - i did a thing and our overall NW will go down next month
02/01/2023 - $599,198 / ~$835k (incl. ~$2,860 in crypto) - so close to $600k and a new all time high!
02/15/2023 - $606,500 (incl. ~$2,900 in crypto)`
03/01/2023 - $592,146 / $827k (including ~$2,940 in crypto) Zillow says house went up in value $6k which seems weird
04/02/2023 - $606,020 / $860k (including ~$3,675 in crypto) House went up ~$17k
05/02/2023 - $608,656 / $883 (including ~$3917 in crypto, house went up ~$8k per Zillow)
House Sale and House Purchase impacting numbers
****08/01/2023 - ~$711,600-~$32k = ~$680,000 (including ~$4,400 in crypto) - The new house and mortgage is not included in these numbers - REVISION - missed a balance transfer that wasn't accounted for in the new accounts
09/04/2023 - $679,448 / $803k (including ~$4,836 in crypto) - This is an accurate picture of where we ended up after our move - lost some home equity and gained some investment cash
10/03/2023 - $695,857 / $769k (including $5,117 in crypto)
11/02/2023 - $688,879 / $775k (including $6,590 in crypto)
12/01/2023 - $746,827 / $819K (including $8,156 in crypto)
Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0
-
We bought a house a year ago and Zillow finally has a Zestimate for its current value, so I'm switching from historical cost to our Zillow estimate for the home value. Without that $38k benefit, which really happened over the whole course of the last year, we would have been at $778k and up $73k month-over-month. I'm also happy to say that in just $200 more of principal paydown, we'll be under $300k left on the mortgage. I couldn't spare the extra $200 more of prepayment this month without fearing I'd overdraft mid-month somehow, so that milestone will have to wait for New Year's Eve.
| Year | Jan | Feb | Mar | | | Apr | May | Jun | | | Jul | Aug | Sep | | | Oct | Nov | Dec |
| 2015 | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$9k | -$6k | -$5k |
| 2016 | -$3k | -$2k | -$0k | | | $1k | $3k | $4k | | | $6k | $7k | $9k | | | $9k | $11k | $13k |
| 2017 | $15k | $16k | $18k | | | $20k | $22k | $24k | | | $26k | $27k | $30k | | | $32k | $35k | $36k |
| 2018 | $45k | $44k | $53k | | | $56k | $55k | $52k | | | $63k | $62k | $65k | | | $75k | $72k | $73k |
| 2019 | $80k | $100k | $104k | | | $108k | $119k | $126k | | | $127k | $130k | $133k | | | $141k | $153k | $163k |
| 2020 | $167k | $162k | $156k | | | $187k | $196k | $208k | | | $228k | $242k | $246k | | | $252k | $287k | $303k |
| 2021 | $316k | $365k | $377k | | | $403k | $414k | $428k | | | $444k | $460k | $461k | | | $485k | $485k | $516k |
| 2022 | $489k | $567k | $586k | | | $540k | $551k | $518k | | | $566k | $564k | $535k | | | $566k | $600k | $587k |
| 2023 | $605k | $625k | $638k | | | $650k | $675k | $705k | | | $742k | $737k | $725k | | | $715k | $817k | - |
-
2020
Date Assets Debts Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021Date Assets Debts Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Oct 2021 $1,071,990.16 -$453,231.84 $618,758.32
Nov 2021 $1,101,914.46 -$447,727.22 $654,187.24
Dec 2021 $1,084,167.16 -$450,855.87 $633,311.29
2022Date Assets Debts Net Worth
Jan 2022 $1,116,799.93 -$444,795.98 $672,003.95
Feb 2022 $1,081,638.33 -$443,484.70 $638,153.63
Mar 2022 $1,075,121.56 -$440,480.78 $634,640.78
Apr 2022 $1,100,641.30 -$441,029.74 $659,611.56
May 2022 $1,063,532.73 -$436,899.07 $626,633.66
Jun 2022 $1,070,199.78 -$436,935.78 $633,264.00
Jul 2022 $1,035,931.02 -$432,745.39 $603,185.63
Aug 2022 $1,068,444.71 -$430,877.78 $637,566.93
Sep 2022 $1,068,205.95 -$428,242.04 $639,963.91
Oct 2022 $1,023,285.46 -$430,827.84 $592,457.62
Nov 2022 $1,141,221.05 -$510,090.29 $631,130.76
Dec 2022 $1,126,559.96 -$473,747.31 $652,812.65
2023Date Assets Debts Net Worth
Jan 2023 $1,103,663.64 -$463,470.38 $640,193.26
Feb 2023 $1,211,986.76 -$540,167.60 $671,819.16
Mar 2023 $1,126,653.93 -$463,967.39 $662,686.54
Apr 2023 $1,132,860.60 -$450,759.19 $682,101.41
May 2023 $1,224,884.77 -$451,006.76 $773,878.01
Jun 2023 $1,228,011.78 -$445,500.40 $782,511.38
Jul 2023 $1,257,703.24 -$426,367.37 $831,335.87
Aug 2023 $1,272,605.14 -$424,055.51 $848,549.63
Sep 2023 $1,264,010.56 -$418,331.69 $845,678.87
Oct 2023 $1,241,729.06 -$418,923.93 $822,805.13
Nov 2023 $1,298,644.02 -$487,312.01 $811,326.01
Dec 2023 $1,353,385.21 -$494,223.49 $859,161.72
-
We bought a house a year ago and Zillow finally has a Zestimate for its current value, so I'm switching from historical cost to our Zillow estimate for the home value. Without that $38k benefit, which really happened over the whole course of the last year, we would have been at $778k and up $73k month-over-month. I'm also happy to say that in just $200 more of principal paydown, we'll be under $300k left on the mortgage. I couldn't spare the extra $200 more of prepayment this month without fearing I'd overdraft mid-month somehow, so that milestone will have to wait for New Year's Eve.
| Year | Jan | Feb | Mar | | | Apr | May | Jun | | | Jul | Aug | Sep | | | Oct | Nov | Dec |
| 2015 | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$9k | -$6k | -$5k |
| 2016 | -$3k | -$2k | -$0k | | | $1k | $3k | $4k | | | $6k | $7k | $9k | | | $9k | $11k | $13k |
| 2017 | $15k | $16k | $18k | | | $20k | $22k | $24k | | | $26k | $27k | $30k | | | $32k | $35k | $36k |
| 2018 | $45k | $44k | $53k | | | $56k | $55k | $52k | | | $63k | $62k | $65k | | | $75k | $72k | $73k |
| 2019 | $80k | $100k | $104k | | | $108k | $119k | $126k | | | $127k | $130k | $133k | | | $141k | $153k | $163k |
| 2020 | $167k | $162k | $156k | | | $187k | $196k | $208k | | | $228k | $242k | $246k | | | $252k | $287k | $303k |
| 2021 | $316k | $365k | $377k | | | $403k | $414k | $428k | | | $444k | $460k | $461k | | | $485k | $485k | $516k |
| 2022 | $489k | $567k | $586k | | | $540k | $551k | $518k | | | $566k | $564k | $535k | | | $566k | $600k | $587k |
| 2023 | $605k | $625k | $638k | | | $650k | $675k | $705k | | | $742k | $737k | $725k | | | $715k | $817k | - |
Up 6 digits in one month! Woo Hoo! Congrats on a new high water mark!
-
| | 2021 | 2022 | 2023 |
| January | $517,231 | $587,701 | $684,648 |
| February | $523,109 | $602,997 | $718,097 |
| March | $528,981 | $601,258 | $681,798 |
| April | $534,853 | $642,611 | $665,681 |
| May | $540,725 | $624,923 | $675,664 |
| June | $533,040 | $641,064 | $665,389 |
| July | $542,290 | $621,053 | $687,534 |
| August | $541,486 | $661,845 | $690,801 |
| September | $540,080 | $654,924 | $684,056 |
| October | $551,000 | $632,154 | $647,913 |
| November | $566,816 | $677,840 | $622,387 |
| December | $582,631 | $712,049 | $667,567 |
[Edited by accident]
-
Market this month has helped keep us above the two comma mark - gonna start posting in the 1-2mm thread now too!
01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)
01/16/22 - $601,346 (-$2,026)
03/31/22 - $646,383 (+$43,010)
06/30/22 - $638,810 (+$35,437)
10/17/22 - $672,896 (+$69,523)
12/31/22 - $736,945 (+$133,573)
01/15/23 - $758,371 (+$21,425)
01/31/23 - $773,643 (+$36,697)
02/16/23 - $783,541 (+$46,595)
02/28/23 - $811,982 (+$75,036)
03/31/23 - $842,402 (+$105,457)
04/17/23 - $851,821 (+$114,875)
04/30/23 - $858,288 (+$121,342)
05/31/23 - $889,221 (+$152,275)
06/16/23 - $934,050 (+$197,104)
07/15/23 - $957,667 (+$220,721)
08/01/23 - $978,930 (+$241,984)
08/31/23 - $985,028 (+$248,083)
10/16/23 - $988,762 (+$251,816)
11/07/23 - $1,005,005 (+$268,059)
11/30/23 - $1,044,649 (+$307,703)
-
Market this month has helped keep us above the two comma mark - gonna start posting in the 1-2mm thread now too!
01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)
01/16/22 - $601,346 (-$2,026)
03/31/22 - $646,383 (+$43,010)
06/30/22 - $638,810 (+$35,437)
10/17/22 - $672,896 (+$69,523)
12/31/22 - $736,945 (+$133,573)
01/15/23 - $758,371 (+$21,425)
01/31/23 - $773,643 (+$36,697)
02/16/23 - $783,541 (+$46,595)
02/28/23 - $811,982 (+$75,036)
03/31/23 - $842,402 (+$105,457)
04/17/23 - $851,821 (+$114,875)
04/30/23 - $858,288 (+$121,342)
05/31/23 - $889,221 (+$152,275)
06/16/23 - $934,050 (+$197,104)
07/15/23 - $957,667 (+$220,721)
08/01/23 - $978,930 (+$241,984)
08/31/23 - $985,028 (+$248,083)
10/16/23 - $988,762 (+$251,816)
11/07/23 - $1,005,005 (+$268,059)
11/30/23 - $1,044,649 (+$307,703)
Congrats!
Sent from my SM-S908U using Tapatalk
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1/19- 29,000
1/20- 130,822
1/21- 258,257
1/22- 452,162
1/23- 534,404
2/23- 580,499
3/23- 583,080
4/23- 577,306
5/23- 577,294
6/23- 601,567
7/23- 631,808
8/23- 638,961
9/23- 664,899
10/23- 645,294
11/23- 662,941
12/23- 700,882
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Congrats @Finwiz and @Turtle , don't let it go to your heads :)
All credit goes to the market for the increase.
Same, @lampstache
Welcome @PlanetDee , make yourself at home!
Investments only
| | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | $326K | $491K | $516K | - | - |
| February | $345K | $487K | $508K | - | - |
| March | $362K | $509K | $527K | - | - |
| April | $383K | $474K | $542K | - | - |
| May | $385K | $481K | $546K | - | - |
| June | $393K | $447K | $586K | - | - |
| July | $451K | $488K | $625K | - | - |
| August | $467K | $476K | $617K | - | - |
| September | $447K | $438K | $592K | - | - |
| October | $480K | $475K | $583K | - | - |
| November | $494K | $505K | $625K | - | - |
| December | $515K | $480K | - | - | - |
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=1302523503
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2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019
Dec 29th: $624 UP 90.5k for 2020
2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
Sept 1: $796
Oct 1: $771.5
Nov: $808
Dec: $815.5 Put the condo up to 150k- Zillow says 180k now.
Dec 31: $843 UP 218,977for 2021, but some was the condo
2022
Feb 1st: $807
Mar 1st: $798.5
Apr 1st $822.5
May 1: $786.5
June 1: $776
August 1:$781
Sept 1: $766
Oct 4: $735
Nov 2: $760.5
Dec 1: $791.5
Jan 3: 769.5 sold art DOWN 73,345 for 2022
March 1: 803.5
Mar 30: 811
May 5th: 819
Aug 8: 884
Sept 2: 888
Oct 3: 855
Nov 5th: 866.5
Dec 3rd: 902.5
-
Was out of town on the first of the month, but here we are.
Market helped, lots of unplanned expenses. April 2025 target for $1 million.
1/1/2022 $670,797.36 1/1/2023 $658,311.91
2/1/2022 $638,795.36 2/1/2023 $685,332.23
3/1/2022 $682,890.47 3/1/2023 $708,360.43
4/1/2022 $758,656.79 4/1/2023 $731,445.96
5/1/2022 $749,682.30 5/1/2023 $769,633.73
6/1/2022 $741,360.11 6/1/2023 $777,415.92
7/1/2022 $694,491.49 7/1/2023 $799,801.60
8/1/2022 $715,087.10 8/1/2023 $815,425.65
9/1/2022 $729,157.17 9/1/2023 $799,270.11
10/1/2022 $663,613.37 10/1/2023 $761,340.69
11/1/2022 $684,833.10 11/1/2023 $746,740.63
12/1/2022 $692,551.19 12/1/2023 $799,345.86
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Stocks up! based on this months number I will hit my $750k goal a few months early but let's see how that plays out.
| | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | $11,592 | $19,461 | $52,636 | $117,964 | $307,781 | $369,828 | - | - |
| February | $12,414 | $28,144 | $48,605 | $129,160 | $322,118 | $407,633 | - | - |
| March | $12,259 | $23,011 | $45,431 | $135,298 | $352,170 | $478,568 | - | - |
| April | $13,641 | $25,628 | $50,763 | $183,963 | $329,584 | $486,929 | - | - |
| May | $16,646 | $24,273 | $55,517 | $213,448 | $337,156 | $490,587 | - | - |
| June | $16,625 | $27,726 | $58,784 | $247,758 | $316,192 | $523,455 | - | - |
| July | $17,057 | $31,358 | $63,678 | $259,587 | $349,011 | $556,274 | - | - |
| August | $17,375 | $30,624 | $69,345 | $274,737 | $344,052 | $584,557 | - | $750k Goal |
| September | $17,380 | $41,343 | $69,043 | $269,876 | $313,714 | $569,039 | - | - |
| October | $16,044 | $43,732 | $69,866 | $294,685 | $342,157 | $566,124 | - | - |
| November | $16,332 | $46,935 | $95,120 | $294,439 | $364,093 | $609,465 | - | - |
| December | $16,589 | $51,547 | $118,877 | $313,367 | $346,313 | - | - | - |
|
|
-
DATE INVESTMENTS Only
May 2015 $174,008
May 2016 $218,514
Jul 2017 $306,386 *Discovered MMM
Mar 2018 $380,160
Mar 2019 $481,093
Jan 2020 $610,000
Jan 2021 $756,650
Apr 2021 $807,000
Jul 2021 $861,000
Oct 2021 $888,347
Dec 2021 $913,182
Jan 2022 $888,224
Apr 2022 $891,000
Jul 2022 $817,000
Oct 2022 $805,625
Jan 2023 $867,091
Feb 2023 $904,372
Mar 2023 $890,000
Apr 2023 $917,000
May 2023 $940,545
Jun 2023 $954,000
Jul 2023 $971,263
Aug 2023 $1,012,836
Sep 2023 $992,989
Oct 2023 $945,495
Nov 2023 $985,057
Dec 2023 $1,031,425 ($1,078,425 Investments + stache) ($1,288,425 - TNW)
Alright, I think I'm calling it. Keep on trucking, see yall in the next thread!
-
Congrats, save us a seat up there!!
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114 <-- Bought house
Jan 5 2022: TNW $974,113 / Investments $680,246
Feb 5 2022: TNW $989,468 / Investments $668,804
Mar 5 2022: TNW $976,348 / Investments $651,576
Apr 5 2022: TNW $1,030,421 / Investments $680,695
May 5 2022: TNW $1,028,363 / Investments $641,593
July 5 2022: TNW $1,039,389 / Investments $601,245
Aug 5 2022: TNW $1,122,143 / Investments $637,929
Sept 5 2022: TNW $1,122,124 / Investments $613,238
Oct 5 2022: TNW $1,095,655 / Investments $596,262
Nov 5 2022: TNW $1,108,755 / Investments $608,571
Dec 5 2022: TNW $1,208,503 / Investments $657,325
Jan 5 2023: TNW $1,194,656 / Investments $644,832
Feb 5 2023: TNW $1,236,363 / Investments $695,406
Mar 5 2023: TNW $1,227,644 / Investments $694,838
Apr 5 2023: TNW $1,142,895 / Investments $694,706
May 5 2023: TNW $1,069,445 / Investments $705,448
Jun 5 2023: TNW $1, 106,083 / Investments $719,253
Jul 5 2023: TNW $1,152,477 / Investments $741,551
Aug 5 2023: TNW $1,165,448 / Investments $757,157
Sept 5 2023: TNW $1,159,005 / Investments $748,000
Oct 5 2023: TNW $1,171,796 / Investments $715,779
Nov 5 2023: TNW $1,144,681 / Investments $726,801
Dec 5 2023: TNW $1,248,768 / Investments $781,275 ($54,474)
-
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | 132,155 | 177,349 | 282,110 | 344,002 | 562,144 | 566,920 | - |
| February | 138,015 | 188,332 | 290,845 | 360,553 | 550,651 | 603,222 | - |
| March | 138,469 | 187,634 | 288,022 | 367,222 | 545,172 | 612,629 | - |
| April | 148,093 | 197,461 | 257,224 | 387,064 | 575,922 | 616,858 | - |
| May | 158,814 | 194,010 | 276,627 | 398,896 | 547,618 | 618,599 | - |
| June | 161,284 | 186,414 | 299,563 | 407,230 | 541,730 | 644,443 | - |
| July | 160,446 | 196,934 | 304,249 | 418,701 | 527,166 | 660,703 | - |
| August | 168,222 | 267,535 | 318,456 | 520,045 | 577,017 | 656,843 | - |
| September | 184,158 | 268,153 | 324,661 | 527,305 | 561,402 | 658,526 | - |
| October | 189,536 | 271,542 | 317,511 | 520,004 | 545,003 | 647,666 | - |
| November | 184,146 | 283,636 | 323,958 | 552,965 | 554,486 | 632,663 | - |
| December | 182,675 | 287,248 | 341,124 | 542,337 | 581,821 | 658,987 | - |
Bought and sold a home, and I'm back to where I was in September.
-
01/2018 $67,602
01/2019 $101,315
01/2020 $196,633
01/2021 $276,482
01/2022 $353,077
01/2023 $404,419
02/2023 $404,203
03/2023 $415,695
04/2023 $424,700
05/2023 $437,751
06/2023 $450,159
07/2023 $465,262
08/2023 $469,431
09/2023 $471,576
10/2023 $479,470
11/2023 $503,422
Congrats to all of the newbies to this thread and to those graduating! It's great to be here :)
-
DATE INVESTMENTS Only
May 2015 $174,008
May 2016 $218,514
Jul 2017 $306,386 *Discovered MMM
Mar 2018 $380,160
Mar 2019 $481,093
Jan 2020 $610,000
Jan 2021 $756,650
Apr 2021 $807,000
Jul 2021 $861,000
Oct 2021 $888,347
Dec 2021 $913,182
Jan 2022 $888,224
Apr 2022 $891,000
Jul 2022 $817,000
Oct 2022 $805,625
Jan 2023 $867,091
Feb 2023 $904,372
Mar 2023 $890,000
Apr 2023 $917,000
May 2023 $940,545
Jun 2023 $954,000
Jul 2023 $971,263
Aug 2023 $1,012,836
Sep 2023 $992,989
Oct 2023 $945,495
Nov 2023 $985,057
Dec 2023 $1,031,425 ($1,078,425 Investments + stache) ($1,288,425 - TNW)
Alright, I think I'm calling it. Keep on trucking, see yall in the next thread!
Yay! Congratulations!
-
01/2018 $67,602
01/2019 $101,315
01/2020 $196,633
01/2021 $276,482
01/2022 $353,077
01/2023 $404,419
02/2023 $404,203
03/2023 $415,695
04/2023 $424,700
05/2023 $437,751
06/2023 $450,159
07/2023 $465,262
08/2023 $469,431
09/2023 $471,576
10/2023 $479,470
11/2023 $503,422
Congrats to all of the newbies to this thread and to those graduating! It's great to be here :)
Welcome to the thread!
-
@Finwiz i think since we both graduated the 250-500 race the same month we should race to $1,000,000. you have an ambitious goal of 2 years. It might be hard to keep up!
at 8% returns we are looking more like January 2025
Lets do it! Its definitely an ambitious, highly aggressive goal. More realistically we're looking at sometime between December 2023 to July 2024 given that I doubt we can keep up the sort of pace we've had so far this year (we're on pace to increase NW by ~$234,000 this year which is insane).
To hit it in 2 years, we'd need to save about $175,000/year at 8% returns. To make it in2.5 years we'd need to save about $130,000/year at 8% returns. We'll see - for now just keep chugging along and hope the career track continues in the right direction.
Congrats @Finwiz Looks like you were right on schedule! Keep it up!
-
Apr 2017: 175k TNW
Apr 2018: 333k
Apr 2019: 400k
Feb 2020: 515k
Aug 2020: 602k TNW (415k invested)
Dec 2020: 669k (478k)
Jan 2021: 690k (507k)
Mar 2021: 716k (529k)
Apr 2021: 751k (551k)
May 2021: 787k (576k)
Jun 2021: 807k (592k)
Jul 2021: 833k (611k)
Aug 2021: 831k TNW (625k invested)
Sept 2021: 640K (invested only hereafter)
Oct 2021: 628k
Nov 2021: 662k
Dec 2021: 657k
Jan 2022: 688k
Dec. 2022: 683k
Dec. 2023: 899k
I was looking for my post today and apparently I haven't updated in over a year. I am shocked by the increase, we are a breath away from 900k invested.
-
Date NW $
2/21/2016 146112
5/22/2016 165472
1/15/2017 201401
1/20/2018 290491
1/22/2019 318864
5/21/2019 350234
5/22/2020 388342
11/10/2020 480280
4/3/2021 565269
9/8/2021 629295
1/19/2022 643494
7/8/2022 606947
12/22/2022 644866
5/3/2023 704829
7/7/2023 736470
8/30/2023 758099
10/25/2023 728915
12/15/2023 816864
Yeah, the big upswings are pretty fun, huh?
And I'm now finding my erratic record keeping methods and the resulting choppy data annoying. I think its time to systematize my reporting and capture data more regularly. I think I officially have enough money now to pay attention and make some plans rather than just focus on accumulating.
-
$639k, up another 100k+ this year. This is roughly $235k in gains in a year. Another absolutely wild year.
$686k. I barely moved the needle this year (+$47k). SP500 has retreated 15% over the past year which has resulted in staggering losses and only slightly offset by massive biweekly cash infusions. This has likely added a year to my graduation date.
$861k SP500 is almost back to where it was 2 years ago. Maybe I can graduate next year if the stock market keeps chugging along
-
end-2018: £287,177
end-2019: £385,670
end-2020: £445,311
end-2021: £591,798
end-2022: £633,634
Progress likely to be quite a bit slower now - aiming for 650,000 by end-2023.
end-2023: £678,624 (Target achieved; thank you, markets)
New goal: I'm aiming for £700k-720k by end-2024.
-
I was putting together my end of year numbers and I realized that some time next year provided no more than a -2% market I should cross into 1 million net worth and 800k invested. I didn’t think I was close to the 1MM.
-
Investments Only:
2020/07 - $400k
2021/01 - $500k
2021/04 - $550k
2021/07 - $600k
2023/06 - $700k
2023/07 - $750k
Update:
2023/12: $800k
We're likely over the 1MM on any good market day, which is just crazy to us even though it doesn't change anything (a bit anticlimactic). Our2024 planning is in the works: we'll be holding steady on contributions and hoping to see 900k and 1M within a couple of years.
-
As I'm living and getting payed in the Netherlands, all my numbers are in EUR.
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:
see race spreadsheet (https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0)
Month Early Retirement Stash (growth=diff with prev. month deposits=money added)
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Jan 2019 € 145 840.48
...
Dec 2019 € 195 798.72 (growth: € 6 723.04 deposits: € 3 600.00) Totals for 2019: growth: € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Dec 2020 € 269 374.68 (growth: € 7 253.18 deposits: € 4 590.75) Totals for 2020: growth: € 73 452.27 (=37,49%) Deposits: € 52 186.18 Returns: € 21 266.09 (=8,74%)
Dec 2021 € 443 925.59 (growth: €12 951.94 deposits: € 7 300.00) Totals for 2021: growth: €174 550.91 (=64,80%) Deposits: € 90 523.89 (= 33,61%) Returns: € 84 027.02 (= 31,19%)
Dec 2022 € 446 645.24 (growth: -€17 687.12 deposits: € 3 000.00) Totals for 2022: growth: € 2 719.65 (=0,61%) Deposits: € 73 620.00 (= 16,58%) Returns:-€ 70.900,35 (=-13,70%)
Jan 2023 € 474 695.13 (growth: €28 049.89 deposits: € 7 000.00)
Feb 2023 € 488 684.02 (growth: €13 988.89 deposits: €15 750.00)
Mar 2023 € 493 682.71 (growth: € 4 998.69 deposits: € 5 048.00)
Apr 2023 € 501 456.70 (growth: € 7 773.99 deposits: € 3 000.00)
May 2023 € 526 833.70 (growth: €25 377.00 deposits: € 0.00)
Jun 2023 € 538 930.77 (growth: €12 097.07 deposits: € 2 000.00)
jul 2023 € 555.345,98 (growth: €16.415,21 deposits: € 2.000,00)
aug 2023 € 550.186,88 (growth: -€ 5.159,10 deposits: € 2.250,00)
sep 2023 € 553.971,21 (growth: € 3.784,33 deposits: € 9.000,00)
okt 2023 € 536.575,12 (growth: -€17.396,09 deposits: € 4.500,00)
nov 2023 € 569.085,69 (growth: €32.510,57 deposits: € 1.900,00)
Some wild swings but still growing.
-
Q3 2014 $290,381.05
Q4 2014 $303,884.05
Q1 2015 $316,998.15
Q2 2015 $320,889.79
Q3 2015 $306,790.20
Q4 2015 $322,847.23
Q1 2016 $329,819.40
Q2 2016 $340,319.16
Q3 2016 $358,375.96
Q4 2016 $369,285.52
Q1 2017 $391,982.49
Q2 2017 $409,701.26
Q3 2017 $432,886.70
Q4 2017 $458,468.08
Q1 2018 $463,690.47
Q2 2018 $477,930.98
Q3 2018 $501,304.32
Q4 2018 $470,146.89
Q1 2019 $513,585.24
Q2 2019 $534,545.48
Q3 2019 $547,615.00
Q4 2019 $588,269.00
Q1 2020 $526,468.00
Q2 2020 $599,967.00
Q3 2020 $640,843.00
Q4 2020 $717,717.79
Q1 2021 $755,500.36
Q2 2021 $803,791.13
Q3 2021 $810,147.06
Q4 2021 $853,146.85
Q1 2022 $835,938.52
Q2 2022 $780,527.95
Q3 2022 $763,585.67
Q4 2022 $819,332.84
Q1 2023 $857,092.70
Q2 2023 $889,390.46
Q3 2023 $879,401.01
And today, December 22 2023: $948,984.42
Should cross over sometime next year.
-
Hello all!
After not being super active on the forums for a couple years, I'm jumping back in. Well, at my age it's more like "easing in" rather than jumping, but you get my meaning! Our goal is $1.28M before downshifting a bit.
Dec 2023: $738K
-
Welcome back sir
-
Year End
2016: $125k
2017: $182k (+$57k)
2018: $233k (+$51k)
2019: $281k (+$48k)
2020: $327k (+$46k)
2021: $453k (+$126k)
2022: $452k (-$1k)
2023: $565k (+113k)
A noteworthy milestone, I've finally hit the point where my investments roi are adding more than *my* contributions. I remember calculating this when I first joined MMM, this typically happens in year 6-8 of accumulation, depending on your assumptions/performance. Took me a bit longer because my contributions have grown over the years.
It's a small win, but the psychology of it is huge. It feels for the first time I'm walking forward on one of those airport moving sidewalk, rather than on my own.
-
Year End
2016: $125k
2017: $182k (+$57k)
2018: $233k (+$51k)
2019: $281k (+$48k)
2020: $327k (+$46k)
2021: $453k (+$126k)
2022: $452k (-$1k)
2023: $565k (+113k)
A noteworthy milestone, I've finally hit the point where my investments roi are adding more than *my* contributions. I remember calculating this when I first joined MMM, this typically happens in year 6-8 of accumulation, depending on your assumptions/performance. Took me a bit longer because my contributions have grown over the years.
It's a small win, but the psychology of it is huge. It feels for the first time I'm walking forward on one of those airport moving sidewalk, rather than on my own.
Congrats on having your portfolio reach the tipping point! Totally agree with you on that analogy.
-
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | ??? | 134,982 | 152,827 | 166,462 | 242,541 | 354,718 | 433,211 | 478,011 | - | $750k Goal |
| February | ??? | 139,867 | 155,407 | 177,792 | 257,924 | 382,044 | 453,226 | 486,395 | - | - |
| March | 111,557 | 141,453 | 152,342 | 193,722 | 227,560 | 382,355 | 467,849 | 504,628 | - | - |
| April | 125,553 | ??? | 155,305 | 210,318 | 256,005 | 411,837 | 470,161 | 524,209 | - | - |
| May | 132,778 | 137,778 | 160,431 | 205,538 | 278,157 | 418,700 | 468,507 | 516,858 | - | - |
| June | ??? | 125,010 | 162,239 | 199,039 | 282,777 | 442,429 | 460,137 | 549,320 | - | - |
| July | ??? | 129,077 | 170,289 | 198,372 | 304,381 | 440,202 | 475,590 | 579,766 | - | - |
| August | ??? | 130,256 | 175,906 | 206,279 | 312,578 | 455,378 | 483,706 | 584,181 | - | - |
| September | ??? | 136,658 | 178,198 | 212,786 | 295,744 | 448,555 | 449,474 | 584,162 | - | - |
| October | 121,823 | 137,913 | 164,888 | 220,513 | 286,661 | 474,585 | 470,090 | 560,381 | - | - |
| November | 126,048 | 143,556 | 165,777 | 233,155 | 331,046 | 477,744 | 481,824 | 607,383 | - | - |
| December | 131,174 | 146,827 | 154,154 | 239,998 | 361,661 | 481,002 | 461,547 | 635,230 | - | - |
-
1/1/2022 $670,797.36 1/1/2023 $658,311.91 1/1/2024 $826,460.87
2/1/2022 $638,795.36 2/1/2023 $685,332.23 2/1/2024 $-
3/1/2022 $682,890.47 3/1/2023 $708,360.43 3/1/2024 $-
4/1/2022 $758,656.79 4/1/2023 $731,445.96 4/1/2024 $-
5/1/2022 $749,682.30 5/1/2023 $769,633.73 5/1/2024 $-
6/1/2022 $741,360.11 6/1/2023 $777,415.92 6/1/2024 $-
7/1/2022 $694,491.49 7/1/2023 $799,801.60 7/1/2024 $-
8/1/2022 $715,087.10 8/1/2023 $815,425.65 8/1/2024 $-
9/1/2022 $729,157.17 9/1/2023 $799,270.11 9/1/2024 $-
10/1/2022 $663,613.37 10/1/2023 $761,340.69 10/1/2024 $-
11/1/2022 $684,833.10 11/1/2023 $746,740.63 11/1/2024 $-
12/1/2022 $692,551.19 12/1/2023 $799,345.86 12/1/2024 $-
Definitely a good market year, helped offset a high spending year for us. Oh well. Fingers crossed my wife gets her promotion next year, but if she doesn't we'll still be good. Tracking for March 2025 1MM if the market returns 4%.
-
2018 2019 2020 2021 2022 2023
Jan-March $85,738 $123,622 $136,279 $283,729 $391,565 $413,930
April-June $93,359 $133,844 $180,632 $320,910 $333,632 $464,534
July-Sep $112,276 $140,745 $209,539 $340,278 $323,848 $463,615
Oct-Dec $103,325 $157,203 $253,216 $370,826 $366,378. $534,872
-
| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
| January | $52,277 | $102,029 | $186,657 | $306,111 | $344,771 | $443,598 | $581,977 | $746,547 | $754,342 |
| February | $57,992 | $107,201 | $196,191 | $301,453 | $357,526 | $422,062 | $608,184 | $755,246 | $744,552 |
| March | $61,620 | $116,502 | $199,234 | $306,821 | $364,397 | $371,488 | $626,905 | $780,769 | $764,392 |
| April | $68,207 | $121,028 | $205,602 | $312,149 | $375,876 | $411,410 | $659,527 | $736,029 | $777,840 |
| May | $73,499 | $132,630 | $217,515 | $319,649 | $366,887 | $432,756 | $670,069 | ? (AFK) | $781,162 |
| June | $73,620 | $136,350 | $218,315 | $325,450 | $388,214 | $449,153 | $689,099 | ? (AFK) | $829,780 |
| July | $77,235 | $143,420 | $226,577 | $332,615 | $393,565 | $473,639 | $703,139 | ? (AFK) | $866,814 |
| August | $77,588 | $149,032 | $231,008 | $341,112 | $391,468 | $499,746 | $724,977 | ? (AFK) | $856,218 |
| September | $77,524 | $161,672 | $251,872 | $343,628 | $400,870 | $492,572 | $708,615 | $651,444 | $830,802 |
| October | $86,899 | $160,725 | $260,359 | $329,514 | $411,683 | $488,099 | $748,616 | $684,131 | $813,084 |
| November | $94,202 | $170,428 | $273,396 | $336,035 | $423,504 | $546,559 | $741,525 | $726,260 | $853,453 |
| December | $101,290 | $179,734 | $287,829 | $317,638 | $441,666 | $574,853 | $774,895 | $696,612 | $916,701 |
I primarily track on the spreadsheet (https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0), but with the end of the year here, it's time for a proper post as well.
Looks like my net worth went up about $220k this year with $120k of that being contributions (and $40k siphoned off to a DAF and car, but you can't even tell! wild.)
If the market cooperates, I'm hoping to graduate sometime towards the middle of 2024. But with the market swings having such an impact on my net worth these days, that's a big if.
-
Investments only;
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Dec 2020: $448.30k
Dec 2021: $579.50k
Jan 2022: $555.08k
Feb 2022: $547.93k
Mar 2022: $568.83k
Apr 2022: $526.18k
May 2022: $533.30k
Jun 2022: $500.42k
Jul 2022 : $533.30k
Aug 2022: $517.60k
Dec 2022: $521.43k
Jan 2023: $562.03k
Feb 2023: $549.90k
May 2023: $571.35k
Jun 2023: $601.64k
Jul 2023: $622.09k
Aug 2023: $607.46k
Sep 2023: $580.53k
Oct 2023: $568.72k
Nov 2023: $622.08k
Dec 2023: $659.79k
Sent from my SM-S908U using Tapatalk
-
As I'm living and getting payed in the Netherlands, all my numbers are in EUR.
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:
see race spreadsheet (https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0)
Month Early Retirement Stash (growth=diff with prev. month deposits=money added)
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Jan 2019 € 145 840.48
...
Dec 2019 € 195 798.72 (growth: € 6 723.04 deposits: € 3 600.00) Totals for 2019: growth: € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Dec 2020 € 269 374.68 (growth: € 7 253.18 deposits: € 4 590.75) Totals for 2020: growth: € 73 452.27 (=37,49%) Deposits: € 52 186.18 Returns: € 21 266.09 (=8,74%)
Dec 2021 € 443 925.59 (growth: €12 951.94 deposits: € 7 300.00) Totals for 2021: growth: €174 550.91 (=64,80%) Deposits: € 90 523.89 (= 33,61%) Returns: € 84 027.02 (= 31,19%)
Dec 2022 € 446 645.24 (growth: -€17 687.12 deposits: € 3 000.00) Totals for 2022: growth: € 2 719.65 (=0,61%) Deposits: € 73 620.00 (= 16,58%) Returns:-€ 70.900,35 (=-13,70%)
Jan 2023 € 474 695.13 (growth: €28 049.89 deposits: € 7 000.00)
Feb 2023 € 488 684.02 (growth: €13 988.89 deposits: €15 750.00)
Mar 2023 € 493 682.71 (growth: € 4 998.69 deposits: € 5 048.00)
Apr 2023 € 501 456.70 (growth: € 7 773.99 deposits: € 3 000.00)
May 2023 € 526 833.70 (growth: €25 377.00 deposits: € 0.00)
Jun 2023 € 538 930.77 (growth: €12 097.07 deposits: € 2 000.00)
Jul 2023 € 555.345,98 (growth: €16.415,21 deposits: € 2.000,00)
Aug 2023 € 550.186,88 (growth: -€ 5.159,10 deposits: € 2.250,00)
Sep 2023 € 553.971,21 (growth: € 3.784,33 deposits: € 9.000,00)
Okt 2023 € 536.575,12 (growth: -€17.396,09 deposits: € 4.500,00)
Nov 2023 € 569.085,69 (growth: €32.510,57 deposits: € 1.900,00)
Dec 2023 € 595.043,58 (growth: €25.957,89 deposits: € 5.700,00)
Totals for 2023: growth: €148.398,34 (=33,23%) Deposits: € 58.148,00 (= 13,02%) Returns: € 90.250,34 (= 17,88%)
I was a bit more spendy in 2023, but I also added € 17 500 to a pension-account thanks to some tax changes. That account is not counted in my "early retirement stash".
Wishing everybody here a wonderful 2024.
-
| | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | $222,019 | $261,809 | $403,264 | $550,326 | $775,790 | $707,881 | $988,431 |
| February | $236,831 | $286,584 | $414,417 | $555,120 | $740,206 | $754,468 | - |
| March | $234,104 | $303,681 | $388,201 | $577,440 | $732,898 | $751,869 | - |
| April | $234,452 | $314,939 | $355,475 | $606,455 | $774,258 | $781,814 | - |
| May | $241,470 | $331,080 | $398,672 | $647,810 | $714,112 | $812,967 | - |
| June | $249,398 | $320,926 | $417,280 | $654,138 | $719,842 | $822,222 | - |
| July | $253,884 | $342,700 | $424,818 | $671,808 | $668,503 | $875,635 | - |
| August | $264,666 | $354,784 | $456,512 | $693,782 | $732,736 | $907,972 | - |
| September | $276,905 | $351,842 | $491,411 | $718,331 | $709,518 | $898,165 | - |
| October | $285,986 | $360,853 | $482,214 | $700,515 | $662,362 | $865,823 | - |
| November | $267,359 | $374,706 | $475,471 | $744,130 | $698,468 | $847,225 | - |
| December | $281,461 | $391,293 | $531,137 | $754,319 | $745,704 | $930,012 | - |
So close I can feel it.
-
Great year for us.
I have restated the ten months before zillow switched to current market value to capture the home value appreciation a little more appropriately.
| Year | Jan | Feb | Mar | | | Apr | May | Jun | | | Jul | Aug | Sep | | | Oct | Nov | Dec |
| 2015 | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$9k | -$6k | -$5k |
| 2016 | -$3k | -$2k | -$0k | | | $1k | $3k | $4k | | | $6k | $7k | $9k | | | $9k | $11k | $13k |
| 2017 | $15k | $16k | $18k | | | $20k | $22k | $24k | | | $26k | $27k | $30k | | | $32k | $35k | $36k |
| 2018 | $45k | $44k | $53k | | | $56k | $55k | $52k | | | $63k | $62k | $65k | | | $75k | $72k | $73k |
| 2019 | $80k | $100k | $104k | | | $108k | $119k | $126k | | | $127k | $130k | $133k | | | $141k | $153k | $163k |
| 2020 | $167k | $162k | $156k | | | $187k | $196k | $208k | | | $228k | $242k | $246k | | | $252k | $287k | $303k |
| 2021 | $316k | $365k | $377k | | | $403k | $414k | $428k | | | $444k | $460k | $461k | | | $485k | $485k | $516k |
| 2022 | $489k | $567k | $586k | | | $540k | $551k | $518k | | | $566k | $564k | $535k | | | $566k | $600k | $587k |
| 2023 | $612k | $640k | $660k | | | $679k | $712k | $748k | | | $793k | $795k | $791k | | | $783k | $817k | $873k |
-
Investments Only:
12/1/23 - $513k
1/1/24 - $546k
What a year! Keep up the great work everyone.
-
Year 2018 2019 2020 2021 2022 2023 2024
Jan $260,262.67 $260,498.17 $355,540.40 $508,468.68 $672,003.95 $640,193.26 $904,111.46
Feb $270,247.21 $282,677.81 $363,857.03 $509,567.53 $639,611.05 $671,819.16
Mar $274,832.08 $303,458.44 $338,355.26 $520,884.63 $634,640.78 $662,686.54
Apr $270,627.23 $303,218.72 $293,271.53 $541,068.08 $659,611.56 $682,101.41
May $278,368.36 $317,168.51 $347,245.32 $587,538.85 $626,633.66 $773,878.01
Jun $274,359.32 $305,266.44 $364,417.41 $593,402.81 $633,264.00 $782,511.38
Jul $274,608.95 $304,929.19 $371,252.51 $606,481.86 $603,185.63 $831,335.87
Aug $280,692.80 $305,590.57 $393,995.98 $614,890.13 $637,566.93 $848,549.63
Sep $294,559.30 $306,102.25 $449,017.88 $623,073.11 $639,963.91 $845,678.87
Oct $294,744.86 $305,808.36 $448,674.02 $618,758.32 $592,457.62 $822,805.13
Nov $268,666.52 $322,371.05 $447,910.61 $654,187.24 $631,130.76 $811,326.01
Dec $280,335.80 $352,576.02 $480,614.30 $633,311.29 $652,812.65 $859,161.72
(stealing someone else's superior format)
My (seemingly entirely impossible) stretch goal ~10 years ago was $1 mil NW at 40yo. With 20 days left to go, I am really close (and demolished my actual goal of 600k).
-
EOY Networth (US$)
2011 -50k
2012 -41k
2013 -10k
2014 33,726
2015 90,497
2016 146,590
2017 224,985
2018 282,015
2019 381,913...downshifted to halftime in the fall.
2020 495,309
2021 591,399
2022 585,889...started including the value of my PTO bank
2023 738,911
December update: $738,911. Up $32,767.
Up $153,022 for the year. My largest calendar increase to date.
Avg 30hr/wk at work.
61.4% gross SR
69.7% net SR
Very thankful for the great year I've had. Nice contrast to 2022.
A happy new year to everyone!
-
The first number is retirement related investments and the second includes cash savings, real estate, and other investments. I'm focused on retirement savings only for this race.
December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
December 2021: $506,167 (total NW $665,639)
December 2022: $459,000 (total NW $627,689)
April 2023: $519,962 (total NW $700,288)
May 2023: $525,192 (total NW $703,651)
June 2023: $547,214 (total NW $739,469)
July 2023: $570,852 (total NW $754,717)
August 2023: $563,003 (total NW $743,158)
September 2023: $543,615 (total NW $727,057)
October 2023: $526,440 (total NW $711,138) going the wrong direction here!
November 2023 $580,187 (total NW $758,921)
December 2023: $614,548 (total NW $795,006)
-
Last post in this thread - couldn't resist completing the table. 2 months in a row makes me well and truly graduated at this point. Feels good to have made it under my own steam, but I also added a column for the inherited account just for grins. There were no additions to it at all this year, so that column just illustrates 2023 market movement.
401K/IRA and Stock Investments only
Found historical data for a decade ago.
End of 2011 - 119519.85
End of 2012 - 182941.93
Added the inherited 401k account for 2023 comparison. It started 2023 at 720551.95
No money has been added into it, only some periodic rebalancing. I thought it might make for an interesting comparison vs the race accounts which are still being added to on a regular basis.
| | 2019 | 2020 | 2021 | 2022 | 2023 | -- | Inherited 401k 2023 |
| January | $373,648 | - | - | $744,672 | $893,674 | - | $768,063 |
| February | - | - | - | $738,851 | $878,766 | - | $751,868 |
| March | $391,792 | $415,481 | $675,490 | $758,158 | $929,451 | - | $765,807 |
| April | - | - | - | $821,096 | $936,880 | - | $772,406 |
| May | - | - | - | $835,551 | $919,516 | - | $765,939 |
| June | $419,970 | $447,189 | $726,490 | $772,695 | $969,232 | - | $800,067 |
| July | - | - | - | $830,850 | $1,007,075 | - | $825,977 |
| August | - | - | $704,330 | $800,712 | $990,444 | - | $810,688 |
| September | $426,687 | $481,419 | $723,241 | $737,016 | $952,385 | - | $774,280 |
| October | - | - | $755,420 | $803,796 | $934.000* | - | $749,835 |
| November | - | - | $736,799 | $858,637 | $1,004,414 | - | $813,774 |
| December | $516,500 | $613,300 | $771,504 | $826,206 | $1,071,023 | - | $856,167 |
-
Quarter StockBondCash +Houses
Q4 2016: $112,200 $165,800
Q1 2017: $124,300 $178,500
Q2 2017: $148,300 $203,300
Q3 2017: $160,548 $217,018
Q4 2017: $178,042 $235,102
Q1 2018: $203,082 $260,736
Q2 2018: $213,941 $272,491
Q3 2018: $223,802 $283,554
Q4 2018: $235,666 $296,330
Q1 2019: $229,947 $291,293
Q2 2019: $284,421 $346,689
Q3 2019: $315,573 $378,769
Q4 2019: $350,244 $414,376
Q1 2020: $408,250 $473,325
Q2 2020: $362,044 $428,120
Q3 2020: $457,379 $524,413
Q4 2020: $383,076 $555,858
Q1 2021: $478,879 $656,382
Q2 2021: $522,651 $704,873
Q3 2021: $575,207 $761,357
Q4 2021: $722,632 $916,172
Q1 2022: $785,909 $979,449
Q2 2022: $793,344 $1,078,999
Q3 2022: $701,136 $984,207
Q4 2022: $680,310 $898,221
Q1 2023: $766,771 $1,005,937
Q2 2023: $829,120 $1,072,293
Q3 2023: $909,213 $1,166,633
Q4 2023: $846,149 $1,120,101
Q1 2024: $977,778 $1,241,503
Close! If only we hadn't bought that one car! Or that other car! Or made more winning investments! Or whatever! But here we are. Pretty good chance we'll cross the line next quarter, but I also anticipate selling a house which would put us way over the line. Of course we may then buy a house in a year or two which could put us back under, so whatever.
-
June 2017: 198.7k
September 2017: 222.1k
December 2017: 242.4k
March 2018: 263.3k
June 2018: 290.4k
September 2018: 313.7k
December 2018: 296.8k
March 2019: 346.3k
June 2019: 372.4k
September 2019: 390.4k
December 2019: 428.6k
March 2020: 371.1k
June 2020: 456.2k
September 2020: 505.5k
December 2020: 590.1k
March 2021: 644.3k
June 2021: 701.1k
September 2021: 725.9k
December 2021: 788.5k
March 2022: 782.2k
June 2022: 673.5k
September 2022: 665.9k
December 2022: 720.6k
March 2023: 794.9k
June 2023: 874.7k
September 2023: 869.6k
December 2023: 977.1k
Really good end to the year to say the least. We crossed 1M total NW in May and 7 months later we're almost there excluding our home equity.
-
| | 2021 | 2022 | 2023 | 2024 |
| January | $517,231 | $587,701 | $684,648 | $700,831 |
| February | $523,109 | $602,997 | $718,097 |
| March | $528,981 | $601,258 | $681,798 |
| April | $534,853 | $642,611 | $665,681 |
| May | $540,725 | $624,923 | $675,664 |
| June | $533,040 | $641,064 | $665,389 |
| July | $542,290 | $621,053 | $687,534 |
| August | $541,486 | $661,845 | $690,801 |
| September | $540,080 | $654,924 | $684,056 |
| October | $551,000 | $632,154 | $647,913 |
| November | $566,816 | $677,840 | $622,387 |
| December | $582,631 | $712,049 | $667,567 |
Well this wraps up a crazy year. I started at $684K and ended at $701K despite spending $105K on a travel sabbatical. I made some dumb investing mistakes to the tune of $25K and also got a $21K refund from TY22 returns. Despite those investment mistakes, it looks like my portfolio returned around 17%.
[Edited for clarity and to add 2024 column label]
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| 2020 | 2021 | 2022 | 2023 | 2024 |
| Jan | | $308k | $462k | $435k | $591k |
| Feb | $253k | $319k | $441k | $462k |
| Mar | $221k | $332k | $440k | $463k |
| Apr | $239k | $349k | $455k | $487k |
| May | $244k | $355k | $425k | $505k |
| Jun | $265k | $368k | $449k | $520k |
| Jul | $269k | $378k | $426k | $538k |
| Aug | $281k | | $449k | $559k |
| Sep | $294k | $394k | $438k | $551k |
| Oct | $290k | $399k | $412k | $540k |
| Nov | $301k | $436k | $421k | $532k |
| Dec | $308k | $454k | $449k | $565k |
|
Pretty crazy year with more major home repairs, but a significant increase in salary allowed me to still max out retirement accounts and pay off my car (which is barely a year old!). Thinking of removing my car equity from NW values going forward. Maybe removing home equity at some point too.
-
I crossed $700k for the first (and most likely not last) time:
2010: $53,697
2011: $108,897
2012: $117,680
2013: $103,454
2014: $90,255
2015: $247,500
2016: $290,327
2017: $285,125
2018: $265,292
2019: $301,045
2020: $392,359
2021: $550,905
2022: $506,095
2023: $713,647
-
07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
12/01/2021 - $558,710 / ~$817K (Zillow thinks my house is worth a lot more than a few months ago)
12/31/2021 - $590,743 / ~$857K
02/01/2022 - $560,789 / ~$832K (including ~$1,750 in Cryptocurrency)
03/01/2022 - $551,465 / ~$863k (including ~$2,822 in Cryptocurrency) (house went up ~$36k in value according to Zillow)
04/01/2022 - $577,980 / ~$943k (including ~$4,041 in Cryptocurrency) (House went up again)
05/02/2022 - $533,454 / ~$905k (inc. ~$3517 in Crypto) (house went up again)
05/31/2022 - $538,475 / ~$899K (inc. ~$2647 in Crypto) (house went Down)
06/30/2022 - $491,145 / ~$836K (inc. ~$1,700 in crypto) (house value when down)
08/01/2022 - $534,790 / ~$860k (incl. ~$2,490 in Crypto, House value went down)
09/02/2022 - $515,422 / ~$822K (incl. ~$2,375 in crypto, house is about same)
10/03/2022 - $476,437 / ~$767K (Incl. ~$2,180 in crypto, house value is down)
11/01/2022 - $513,433 / ~$803k (Incl. ~$2,260 in crypto)
12/01/2022 - $571,340 / ~$865k (incl. ~$2,190 in crypto)
01/05/2023 - $558,368 / ~$831k (incl. ~$2,278 in crypto) - i did a thing and our overall NW will go down next month
02/01/2023 - $599,198 / ~$835k (incl. ~$2,860 in crypto) - so close to $600k and a new all time high!
02/15/2023 - $606,500 (incl. ~$2,900 in crypto)`
03/01/2023 - $592,146 / $827k (including ~$2,940 in crypto) Zillow says house went up in value $6k which seems weird
04/02/2023 - $606,020 / $860k (including ~$3,675 in crypto) House went up ~$17k
05/02/2023 - $608,656 / $883 (including ~$3917 in crypto, house went up ~$8k per Zillow)
House Sale and House Purchase impacting numbers
****08/01/2023 - ~$711,600-~$32k = ~$680,000 (including ~$4,400 in crypto) - The new house and mortgage is not included in these numbers - REVISION - missed a balance transfer that wasn't accounted for in the new accounts
09/04/2023 - $679,448 / $803k (including ~$4,836 in crypto) - This is an accurate picture of where we ended up after our move - lost some home equity and gained some investment cash
10/03/2023 - $695,857 / $769k (including $5,117 in crypto)
11/02/2023 - $688,879 / $775k (including $6,590 in crypto)
12/01/2023 - $746,827 / $819K (including $8,156 in crypto)
01/01/2024 - $815,701 / $894k (including $10,393 in crypto)
Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0
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@Finwiz i think since we both graduated the 250-500 race the same month we should race to $1,000,000. you have an ambitious goal of 2 years. It might be hard to keep up!
at 8% returns we are looking more like January 2025
Lets do it! Its definitely an ambitious, highly aggressive goal. More realistically we're looking at sometime between December 2023 to July 2024 given that I doubt we can keep up the sort of pace we've had so far this year (we're on pace to increase NW by ~$234,000 this year which is insane).
To hit it in 2 years, we'd need to save about $175,000/year at 8% returns. To make it in2.5 years we'd need to save about $130,000/year at 8% returns. We'll see - for now just keep chugging along and hope the career track continues in the right direction.
Congrats @Finwiz Looks like you were right on schedule! Keep it up!
Honestly I had forgotten about this, but it's wild to look back on now as it looks like both of us weren't/aren't too far off our more realistic goal dates! It's also kind of hard to believe we've nearly tripled our net worth in a matter of three years, I don't think that pace is sustainable either, but hopefully I'm wrong again haha!
Looking forward to seeing you in the next thread soon, you're quickly closing in on 1mm!! Just to finish it off for 2023:
01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)
01/16/22 - $601,346 (-$2,026)
03/31/22 - $646,383 (+$43,010)
06/30/22 - $638,810 (+$35,437)
10/17/22 - $672,896 (+$69,523)
12/31/22 - $736,945 (+$133,573)
01/15/23 - $758,371 (+$21,425)
01/31/23 - $773,643 (+$36,697)
02/16/23 - $783,541 (+$46,595)
02/28/23 - $811,982 (+$75,036)
03/31/23 - $842,402 (+$105,457)
04/17/23 - $851,821 (+$114,875)
04/30/23 - $858,288 (+$121,342)
05/31/23 - $889,221 (+$152,275)
06/16/23 - $934,050 (+$197,104)
07/15/23 - $957,667 (+$220,721)
08/01/23 - $978,930 (+$241,984)
08/31/23 - $985,028 (+$248,083)
10/16/23 - $988,762 (+$251,816)
11/07/23 - $1,005,005 (+$268,059)
11/30/23 - $1,044,649 (+$307,703)
12/15/23 - $1,082,396 (+$345,450)
12/31/23 - $1,102,511 (+$365,566)
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Starting with a copy from the 500k thread
12/5/2020: 505,000.00!!!!
End of 2023 update, getting so close to 1M NW!
$976,000
We have also achieved my initial fire goal invested in the market. I think I'll keep going for a while.
-
01/2018 $67,602
01/2019 $101,315
01/2020 $196,633
01/2021 $276,482
01/2022 $353,077
01/2023 $404,419
02/2023 $404,203
03/2023 $415,695
04/2023 $424,700
05/2023 $437,751
06/2023 $450,159
07/2023 $465,262
08/2023 $469,431
09/2023 $471,576
10/2023 $479,470
11/2023 $503,422
12/2023 $524,606
Happy New Year!
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Investments only
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | $34,633 | $56,928 | $98,248 | $176,153 | $419,499 | $643,917 | $586,257 | $808,772 |
| February | $40,740 | $56,241 | $115,926 | $182,362 | $433,878 | $631,440 | $641,711 | - |
| March | ??? | $57,195 | $123,445 | $171,868 | $481,671 | $612,570 | $643,961 | - |
| April | $41,346 | $57,635 | $129,678 | $188,425 | $503,015 | $628,685 | $673,394 | - |
| May | $41,840 | $66,682 | $136,527 | $255,004 | $536,515 | $583,864 | $671,053 | - |
| June | $45,227 | $71,500 | $132,945 | $279,130 | $570,802 | $566,514 | $689,810 | - |
| July | $45,862 | $75,817 | $142,557 | $290,173 | $570,802 | $546,704 | $727,315 | - |
| August | $47,377 | $85,050 | $150,420 | $310,173 | $568,446 | $587,836 | $753,046 | - |
| September | $47,669 | $87,937 | $146,310 | $336,875 | $596,208 | $556,816 | $752,227 | - |
| October | $50,397 | $94,114 | $150,536 | $338,532 | $590,085 | $526,251 | $733,159 | - |
| November | $52,288 | $95,502 | $155,627 | $332,899 | $625,776 | $568,125 | $720,868 | - |
| December | ??? | $93,596 | $165,458 | $396,311 | $611,435 | $602,563 | $773,792 | - |
Between maxing 401k's, Roth IRAs, profit sharing, and dividend reinvesting we contributed close to $79,000 to our investment accounts for 2023. Considering what we invested this year and the year over year total growth of $222,500, it completely boggles my mind. A poster said a few posts earlier about really seeing those investment gains in years 6-8 and we are definitely experiencing that now. We started tracking exactly seven years ago in January 2017.
-
Jan. 2017 $42,000 [discovered MMM at age 41]
...
Apr. 2019 $271,294
...
Aug. 2020 $402,692
Nov. 2020 $427,563
Dec. 2020 $444,558
Jan. 2021 $459,349
Feb. 2021 $475,145
Mar. 2021 $477,249
Apr. 2021 $503,448
---
Jan. 2023 $905,342
Probably at over $1 million if I used a more optimistic home valuation, but our hometown values have gone a little crazy since COVID and I've been reluctant to fully "count it."
In any event, what an amazing thing to go from very close to zero NW six years ago to about a million now! I feel so much less stress in my life because of this forum and all I've learned here.
-
Congrats fellow recent graduates!
@Finwiz 2023-11-07
@drumstache 2023-12-04
@Turtle 2023-11
@neo von retorch 2023-12-31
Thank you and congrats to my fellow "double comma" folks!
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Investments only, solo journey (so far)
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | - | $232,213 | $356,542 | $500,087 | $659,936 | $861,393 | $832,242 | - |
| February | - | $245,447 | $383,348 | $502,244 | $662,250 | $822,224 | $819,073 | - |
| March | - | $242,789 | $394,563 | $475,671 | $684,929 | $808,813 | $844,327 | - |
| April | $164,900 | $246,140 | $403,461 | $429,092 | $711,168 | $833,824 | $854,615 | - |
| May | - | $318,398 | $421,194 | $474,155 | $744,322 | $774,884 | $870,515 | - |
| June | - | $328,870 | $409,591 | $500,241 | $758,305 | $781,422 | $933,698 | - |
| July | $180,808 | $342,159 | $435,981 | $516,358 | $776,059 | $726,973 | $966,972 | - |
| August | $189,280 | $354,936 | $443,135 | $544,475 | $790,664 | $786,353 | $954,423 | - |
| September | $193,727 | $366,727 | $441,101 | $579,806 | $814,231 | $723,159 | $919,923 | - |
| October | $209,968 | $374,465 | $452,232 | $568,885 | $794,659 | $758,212 | $905,160 | - |
| November | $220,602 | $361,296 | $466,688 | $562,892 | $834,154 | $809,175 | $994,923 | - |
| December | $225,918 | $370,140 | $482,944 | $632,574 | $824,757 | $775,674 | $1,045,897 | - |
It is a little surreal to have hit 1 million this month, I feel like I've been close to it so many times and now to finally be there, it's a weird feeling... but I like it. At this point, every month is pretty much a 5 figure swing in one direction or another, so who knows which way the wind will blow, but I'm still making steady investments and would like to hit 1.2M by the end of 2024 if the market does average. It took 1.66 years to get from 250k to 500k, and almost exactly 4 years to get from 500k to 1M, a bit of lost time in there from 2022, but not every year is a positive one. Hopefully it will take less than double the time to make it from 1M to 2M. Best of luck to everyone, keep on putting in the work!
-
1/1/2019 $106k LNW / $656k TNW
1/1/2020 $219k LNW / $756k TNW
1/1/2021 $394k LNW / $1,095k TNW
1/1/2022 $549k LNW / $1,643k TNW
1/1/2023 $463k LNW / $1,718k TNW (cashed out stocks for RE down pmt)
1/1/2024 $637k LNW / $2,278k TNW
Unbelievable to see numbers like this. Add in my wife and we're at $2.71M, a $705,800 increase in 365 days. It doesn't feel real, still have scarcity mindset. Our 1999 and 2007 vehicles both rolled over 200k miles in 2023 and at least 1 will likely be upgraded in 2024.
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Investments only, solo journey (so far)
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | - | $232,213 | $356,542 | $500,087 | $659,936 | $861,393 | $832,242 | - |
| February | - | $245,447 | $383,348 | $502,244 | $662,250 | $822,224 | $819,073 | - |
| March | - | $242,789 | $394,563 | $475,671 | $684,929 | $808,813 | $844,327 | - |
| April | $164,900 | $246,140 | $403,461 | $429,092 | $711,168 | $833,824 | $854,615 | - |
| May | - | $318,398 | $421,194 | $474,155 | $744,322 | $774,884 | $870,515 | - |
| June | - | $328,870 | $409,591 | $500,241 | $758,305 | $781,422 | $933,698 | - |
| July | $180,808 | $342,159 | $435,981 | $516,358 | $776,059 | $726,973 | $966,972 | - |
| August | $189,280 | $354,936 | $443,135 | $544,475 | $790,664 | $786,353 | $954,423 | - |
| September | $193,727 | $366,727 | $441,101 | $579,806 | $814,231 | $723,159 | $919,923 | - |
| October | $209,968 | $374,465 | $452,232 | $568,885 | $794,659 | $758,212 | $905,160 | - |
| November | $220,602 | $361,296 | $466,688 | $562,892 | $834,154 | $809,175 | $994,923 | - |
| December | $225,918 | $370,140 | $482,944 | $632,574 | $824,757 | $775,674 | $1,045,897 | - |
It is a little surreal to have hit 1 million this month, I feel like I've been close to it so many times and now to finally be there, it's a weird feeling... but I like it. At this point, every month is pretty much a 5 figure swing in one direction or another, so who knows which way the wind will blow, but I'm still making steady investments and would like to hit 1.2M by the end of 2024 if the market does average. It took 1.66 years to get from 250k to 500k, and almost exactly 4 years to get from 500k to 1M, a bit of lost time in there from 2022, but not every year is a positive one. Hopefully it will take less than double the time to make it from 1M to 2M. Best of luck to everyone, keep on putting in the work!
Great job! I am super impressed / motivated by your path.
-
Oct 2021: $563,047.23
Nov 2021: $571,338.24
Dec 2021: $600.016.41
Jan 2022: $631,482.70
Feb 2022: $622,604.09
Mar 2022: $629,602.05
April 2022: $615,479.97
May 2022: $619,678.03
June 2022: $594,951.26
July 2022: $746,039.40
August 2022: $742,226.29
September 2022: $701,318.76
October 2022: $721,805.00
November 2022: $742,148.41
December 2022: $742,242.07
January 2023: $794,249.76
February 2023: $786,074.34
March 2023: $800,846.11
April 2023: $809,168.30
May 2023: $815,500.40
June 2023: $841,308.22 well the markets went up this month! That's fun :)
July 2023: $863,827.01
August 2023: $855,439.93
September 2023: $840,396.00
October 2023: $833,352.13
November 2023: $872,155.83
December 2023: $936,189.86
Finally updated our budget and net worth for the second half of the year. The market went up in December and we did our annual paydown of farm loans, which helped the balance sheet. It's wild to think we might become millionaires in 2024! Because the vast majority of our net worth is based on the farm and investments, we are pretty much just along for the ride nowadays.
-
Nice way to end the year!
| | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | $11,592 | $19,461 | $52,636 | $117,964 | $307,781 | $369,828 | - | - |
| February | $12,414 | $28,144 | $48,605 | $129,160 | $322,118 | $407,633 | - | - |
| March | $12,259 | $23,011 | $45,431 | $135,298 | $352,170 | $478,568 | - | - |
| April | $13,641 | $25,628 | $50,763 | $183,963 | $329,584 | $486,929 | - | - |
| May | $16,646 | $24,273 | $55,517 | $213,448 | $337,156 | $490,587 | - | - |
| June | $16,625 | $27,726 | $58,784 | $247,758 | $316,192 | $523,455 | - | - |
| July | $17,057 | $31,358 | $63,678 | $259,587 | $349,011 | $556,274 | - | - |
| August | $17,375 | $30,624 | $69,345 | $274,737 | $344,052 | $584,557 | - | $750k Goal |
| September | $17,380 | $41,343 | $69,043 | $269,876 | $313,714 | $569,039 | - | - |
| October | $16,044 | $43,732 | $69,866 | $294,685 | $342,157 | $566,124 | - | - |
| November | $16,332 | $46,935 | $95,120 | $294,439 | $364,093 | $609,465 | - | - |
| December | $16,589 | $51,547 | $118,877 | $313,367 | $346,313 | $637,152 | - | - |
|
|
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Congrats fellow recent graduates!
@Finwiz 2023-11-07
@drumstache 2023-12-04
@Turtle 2023-11
@neo von retorch 2023-12-31
Thank you and congrats to my fellow "double comma" folks!
Thanks and congrats as well!
-
2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019
Dec 29th: $624 UP 90.5k for 2020
2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
Sept 1: $796
Oct 1: $771.5
Nov: $808
Dec: $815.5 Put the condo up to 150k- Zillow says 180k now.
Dec 31: $843 UP 218,977for 2021, but some was the condo
2022
Feb 1st: $807
Mar 1st: $798.5
Apr 1st $822.5
May 1: $786.5
June 1: $776
August 1:$781
Sept 1: $766
Oct 4: $735
Nov 2: $760.5
Dec 1: $791.5
Jan 3: 769.5 sold art DOWN 73,345 for 2022
March 1: 803.5
Mar 30: 811
May 5th: 819
Aug 8: 884
Sept 2: 888
Oct 3: 855
Nov 5th: 866.5
Dec 3rd: 902.5
2024: UP 150,727 for 2023
Jan 4: 920.5
Exciting! I can't believe how close we are getting. We like many of you, started this journey of findin MM and following along with the plan in 2017.
I wonder when I will get to retire? Hubs wants to get OUT OF HERE ! ( Central Florida)
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| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | 132,155 | 177,349 | 282,110 | 344,002 | 562,144 | 566,920 | 658,932 |
| February | 138,015 | 188,332 | 290,845 | 360,553 | 550,651 | 603,222 | - |
| March | 138,469 | 187,634 | 288,022 | 367,222 | 545,172 | 612,629 | - |
| April | 148,093 | 197,461 | 257,224 | 387,064 | 575,922 | 616,858 | - |
| May | 158,814 | 194,010 | 276,627 | 398,896 | 547,618 | 618,599 | - |
| June | 161,284 | 186,414 | 299,563 | 407,230 | 541,730 | 644,443 | - |
| July | 160,446 | 196,934 | 304,249 | 418,701 | 527,166 | 660,703 | - |
| August | 168,222 | 267,535 | 318,456 | 520,045 | 577,017 | 656,843 | - |
| September | 184,158 | 268,153 | 324,661 | 527,305 | 561,402 | 658,526 | - |
| October | 189,536 | 271,542 | 317,511 | 520,004 | 545,003 | 647,666 | - |
| November | 184,146 | 283,636 | 323,958 | 552,965 | 554,486 | 632,663 | - |
| December | 182,675 | 287,248 | 341,124 | 542,337 | 581,821 | 658,487 | - |
Paid off a lot of zero rate loans. So even though it was a good month the needle barely moved.
-
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114 <-- Bought house
Jan 5 2022: TNW $974,113 / Investments $680,246
Feb 5 2022: TNW $989,468 / Investments $668,804
Mar 5 2022: TNW $976,348 / Investments $651,576
Apr 5 2022: TNW $1,030,421 / Investments $680,695
May 5 2022: TNW $1,028,363 / Investments $641,593
July 5 2022: TNW $1,039,389 / Investments $601,245
Aug 5 2022: TNW $1,122,143 / Investments $637,929
Sept 5 2022: TNW $1,122,124 / Investments $613,238
Oct 5 2022: TNW $1,095,655 / Investments $596,262
Nov 5 2022: TNW $1,108,755 / Investments $608,571
Dec 5 2022: TNW $1,208,503 / Investments $657,325
Jan 5 2023: TNW $1,194,656 / Investments $644,832
Feb 5 2023: TNW $1,236,363 / Investments $695,406
Mar 5 2023: TNW $1,227,644 / Investments $694,838
Apr 5 2023: TNW $1,142,895 / Investments $694,706
May 5 2023: TNW $1,069,445 / Investments $705,448
Jun 5 2023: TNW $1, 106,083 / Investments $719,253
Jul 5 2023: TNW $1,152,477 / Investments $741,551
Aug 5 2023: TNW $1,165,448 / Investments $757,157
Sept 5 2023: TNW $1,159,005 / Investments $748,000
Oct 5 2023: TNW $1,171,796 / Investments $715,779
Nov 5 2023: TNW $1,144,681 / Investments $726,801
Dec 5 2023: TNW $1,248,768 / Investments $781,275
Jan 5 2024: TNW $1,264,922 / Investments $815,800 ($34,525)
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Happy New Year yall! Let's crush 2024
5/1/18 135,266
6/1/18 146,521
7/1/18 150,573
8/1/18 155,306
9/1/18 169,777
10/1/18 178,901
11/1/18 179,225
12/1/18 185,066
1/1/19 184,310
2/1/19 196,092
3/1/19 202,431
4/1/19 228,194
5/1/19 242,596
6/1/19 241,727
7/1/19 258,652
8/1/19 - 174,529 (bought a house)
9/1/19 - 192,565
10/1/19 - 259,358
11/1/19 - 273,244
12/1/19 - 302,448
1/1/20 - 301,682
2/1/20 - 304,295
3/1/20 - 306,773
4/1/20 - 285,603
5/1/20 - 312,209
6/1/20 - 335,833
7/1/20 - 347,776
8/1/20 - 362,340
9/1/20 - 368,846
10/1/20 - 370,190
11/1/20 - 386,231
9/1/21 - 504,976
11/1/21 - 511,106
12/1/21 - 509,903
1/1/21 - 509,888
9/1/23 - 622,897
10/1/23 - 632,463
11/1/23 - 640,088
12/1/23 - 660,761
1/1/23 - 675,394
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1/19- 29,000
1/20- 130,822
1/21- 258,257
1/22- 452,162
1/23- 534,404
2/23- 580,499
3/23- 583,080
4/23- 577,306
5/23- 577,294
6/23- 601,567
7/23- 631,808
8/23- 638,961
9/23- 664,899
10/23- 645,294
11/23- 662,941
12/23- 700,882
1/24- 727,081
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Hoping to crack into the $700,000's next year.
Investments only
| | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | $326K | $491K | $516K | - | - |
| February | $345K | $487K | $508K | - | - |
| March | $362K | $509K | $527K | - | - |
| April | $383K | $474K | $542K | - | - |
| May | $385K | $481K | $546K | - | - |
| June | $393K | $447K | $586K | - | - |
| July | $451K | $488K | $625K | - | - |
| August | $467K | $476K | $617K | - | - |
| September | $447K | $438K | $592K | - | - |
| October | $480K | $475K | $583K | - | - |
| November | $494K | $505K | $625K | - | - |
| December | $515K | $480K | $657K | - | - |
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=1302523503
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| Date | FIRE | Medi | Total NW | % Increase | Notes |
| 6/1/2017 | | | $115,738 | - | |
| 12/31/2018 | $177,341.32 | $46,719.18 | $224,060.50 | ~2.07% | |
| 12/31/2019 | $258,407.93 | $82,188.34 | $340,596.27 | ~10.57% | Percentage off due to account access issues last month |
| 12/31/2020 | $230,836.47 | $101,830.02 | $408,666.49 | ~4.74% | |
| 12/31/2021 | $392,057 | $143,156.74 | $535,214.65 | ~2.76% | |
| 12/31/2022 | $363.496.09 | $127.446.75 | $490.942.84 | ~1.06% | |
| 03/31/2023 | $371,517.99 | $138,533.53 | $510,051.52 | ~-0.07% | |
| 05/31/2023 | $381,348.16 | $146,872.11 | $528,220.27 | ~-0.07% | |
| 08/31/2023 | $414,746.65 | $162,514.69 | $577,261.34 | ~-0.07% | |
EOY24 Goal: 680-700k
Numbers based on a majority of accounts I am tracking. Does not include some small accounts or business accounts. I am going to play around since my source of truth is no longer mint... So this will change as I work out how I want to report.
12/31/2023 Fire:$444,535.07 + Medi:$190,824.46 = $635,359.53 ~2.69%
A place I never thought I'd see, given how outrageous some of my expenses seem to have been.... (Roofs are not cheap...) Anyway, my goal met and surpassed so. Happy Happy, Joy Joy! This year I'll aim for 700k and see what happens. If I get there great, if not, I should be close.
Also, since mint shutdown my source of truth for my number is in flux. Yes I know it shouldn't be but, it is. It's not that my numbers aren't close to what mint reports, it's that what mint reports, usually was off by little bit. Not a big deal but it means I need to do some work to figure out what I should make my new Source of Truth, and go from there.
Here is to a prosperous New Year for all!
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Net Worth by End-of-Year:
2016 (start): ($27,015.16)
2017: $2,474.33
2018: $33,203.90
2019: $68,192.96
2020: $130,715.91
2021: $296,922.14
2022: $400,055.05
Current: $519,129.00
Goals Breakdown
Q4 2023: $540K
Q1 2024: $580K
Q2 2024: $620K
Q3 2024: $660K
Q4 2024: $700K
Q1 2025: $740K
Q2 2025: $780K
Q3 2025: $820K
Q4 2025: $860K
Q1 2026: $900K
Q2 2026: $940K
Q3 2026: $980K
Q4 2026: $1M
November 18, 2023: $580,473.22 as of this morning. Small market upswing plus a fairly large payment from my business deal earlier this year means I hit both my Q4 2023 and Q1 2024 goals well in advance on paper. Some of this will be taken out for taxes, but it’s been a crazy month for progress toward my goals.
December 1, 2023: $603,891.35 as of today's paycheck. Approximately $27K of this is earmarked for taxes, so I'm sitting at around $576K "true" net worth. I've reached out to my CPA to see if I can to do anything before year end to reduce that bill.
January 18, 2024: $601,752.29 as of today. This is the adjusted "true" net worth after taking out the tax account I have earmarked (currently sitting just under $45k). So I'm well on my way to my Q2 goal of $620K early, but I also have a lot of work that needs to be done around the house. I just paid for a bathroom remodel, and have a lot of other work that needs to be done (water penetration issues and remediation). Overall doing well and feeling good about the progress I'm making.
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Some years ago, I set a (seemingly difficult) NW goal of $600k for when I reached 40yo. My (seemingly outright impossible) stretch goal was $1 million.
I turned 40 yesterday and ran the numbers today. I generally only update my house value annually but made an exception for this. Using an average of Realtor.com, Redfin, and Zillow, it put me at $957k. Using Redfin alone (the highest one), I would be at $1,009,342!
Anyway, it's not going to make it into my regularly scheduled monthly updates but I wanted to share with someone :)
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(https://media.tenor.com/6B1RqMwUFIwAAAAM/moneystacks-baller.gif)
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Cash and retirement accounts only
| 2021 | 2022 | 2023 | 2024 |
| January | $214,801 | $368,240 | $506,006 | — |
| February | - | $415,650 | $556,654 | $840,669 |
| March | $247,632 | - | -- | — |
| April | $267,671 | $432,042 | -- | — |
| May | − | $418,269 | $550,282 | — |
| June | $293,749 | $420,576 | $608,355 | — |
| July | − | $433,032 | -- | — |
| August | − | $477,541 | $659,953 | — |
| September | $311,131 | $461,148 | -- | — |
| October | - | $478,809 | $661,972 | — |
| November | $339,986 | $501,052 | $681,707 | — |
| December | $345,952 | $521,479 | $721,964 | — |
Good month. Officially increased NW by 1 milllion since finishing grad school summer of 2019
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Good month. Officially increased NW by 1 milllion since finishing grad school summer of 2019
Congrats! That's great progress!
-
Going to finish a month above $500k for the first time! Feels great! Not counting home equity and 529s for the kids, just retirement accounts and cash. See you guys/gals at $1mil and then no more workey.
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Basically at my initial goal for lean FIRE. It’s one more year from here on out.
Investments/Net Worth
Q3 2018: $175k/$291k
Q4 2018: $162k/$280k
Q1 2019: $185k/$313k
Q2 2019: $199k/$331k
Q3 2019: $210k/$344k
Q4 2019: $283k/$448k
Q1 2020: $244k/$404k
Q2 2020: $309k/$472k
Q3 2020: $357k/$521k
Q4 2020: $413k/$579k
Q1 2021: $436k/$624k
Q2 2021: $485k/$673k
Q3 2021: $497k/$688k
Q4 2021: $555k/$748k
Q1 2022: $540k/$735k
Q2 2022: 🤷🏻♂️
Q3 2022: $462k/$664k
Q4 2022: $498k/$700k
Q1 2023: $546k/$745k
Q2 2023: 🤷🏻♂️
Q3 2023: 🤷🏻♂️
Q4 2023: $659k/$920k
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Congrats @nkt0 - what are you including in NW? Home equity?
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Well, happy to say I can join the $500k club!!!
We have been hammering on saving these last couple years. I also got a huge bump in pay at a new job which helped our savings rate a ton. Cannot wait to see that $1M #.
These are all investment #'s only.
09/05/2021 $260,000
10/05/2021 $256,000
11/05/2021 $279,000
12/5/2021 $278,209
1/5/2022 $296,389
2/5/2022 $283,144
3/5/2022 $293,044
4/10/2022 $312,522
5/4/2022 $296,569
6/2/2022 $301,909
9/12/2022 $315,132
12/6/2022 $326,746
02/09/2023 $350,463
03/06/2023 $348,762
4/3/2023 $357,282
5/16/2023 $367,044
6/5/2023 $385,281
7/10/2023 $403,369
8/10/2023 $414,213
9/13/2023 $419,768
10/4/2023 $403,272
11/4/2023 $423,688
12/4/2023 $452,943
1/4/2024 $470,621
1/30/2024 $504,460
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Well, happy to say I can join the $500k club!!!
We have been hammering on saving these last couple years. I also got a huge bump in pay at a new job which helped our savings rate a ton. Cannot wait to see that $1M #.
These are all investment #'s only.
09/05/2021 $260,000
10/05/2021 $256,000
11/05/2021 $279,000
12/5/2021 $278,209
1/5/2022 $296,389
2/5/2022 $283,144
3/5/2022 $293,044
4/10/2022 $312,522
5/4/2022 $296,569
6/2/2022 $301,909
9/12/2022 $315,132
12/6/2022 $326,746
02/09/2023 $350,463
03/06/2023 $348,762
4/3/2023 $357,282
5/16/2023 $367,044
6/5/2023 $385,281
7/10/2023 $403,369
8/10/2023 $414,213
9/13/2023 $419,768
10/4/2023 $403,272
11/4/2023 $423,688
12/4/2023 $452,943
1/4/2024 $470,621
1/30/2024 $504,460
Well done! Keep up the great work @LateStarter1.
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| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | ??? | 134,982 | 152,827 | 166,462 | 242,541 | 354,718 | 433,211 | 478,011 | 619,370 | $750k Goal |
| February | ??? | 139,867 | 155,407 | 177,792 | 257,924 | 382,044 | 453,226 | 486,395 | - | - |
| March | 111,557 | 141,453 | 152,342 | 193,722 | 227,560 | 382,355 | 467,849 | 504,628 | - | - |
| April | 125,553 | ??? | 155,305 | 210,318 | 256,005 | 411,837 | 470,161 | 524,209 | - | - |
| May | 132,778 | 137,778 | 160,431 | 205,538 | 278,157 | 418,700 | 468,507 | 516,858 | - | - |
| June | ??? | 125,010 | 162,239 | 199,039 | 282,777 | 442,429 | 460,137 | 549,320 | - | - |
| July | ??? | 129,077 | 170,289 | 198,372 | 304,381 | 440,202 | 475,590 | 579,766 | - | - |
| August | ??? | 130,256 | 175,906 | 206,279 | 312,578 | 455,378 | 483,706 | 584,181 | - | - |
| September | ??? | 136,658 | 178,198 | 212,786 | 295,744 | 448,555 | 449,474 | 584,162 | - | - |
| October | 121,823 | 137,913 | 164,888 | 220,513 | 286,661 | 474,585 | 470,090 | 560,381 | - | - |
| November | 126,048 | 143,556 | 165,777 | 233,155 | 331,046 | 477,744 | 481,824 | 607,383 | - | - |
| December | 131,174 | 146,827 | 154,154 | 239,998 | 361,661 | 481,002 | 461,547 | 635,230 | - | - |
Little bump in the road.
-
Year 2018 2019 2020 2021 2022 2023 2024
Jan $260,262.67 $260,498.17 $355,540.40 $508,468.68 $672,003.95 $640,193.26 $904,111.46
Feb $270,247.21 $282,677.81 $363,857.03 $509,567.53 $639,611.05 $671,819.16 $926,220.52
Mar $274,832.08 $303,458.44 $338,355.26 $520,884.63 $634,640.78 $662,686.54
Apr $270,627.23 $303,218.72 $293,271.53 $541,068.08 $659,611.56 $682,101.41
May $278,368.36 $317,168.51 $347,245.32 $587,538.85 $626,633.66 $773,878.01
Jun $274,359.32 $305,266.44 $364,417.41 $593,402.81 $633,264.00 $782,511.38
Jul $274,608.95 $304,929.19 $371,252.51 $606,481.86 $603,185.63 $831,335.87
Aug $280,692.80 $305,590.57 $393,995.98 $614,890.13 $637,566.93 $848,549.63
Sep $294,559.30 $306,102.25 $449,017.88 $623,073.11 $639,963.91 $845,678.87
Oct $294,744.86 $305,808.36 $448,674.02 $618,758.32 $592,457.62 $822,805.13
Nov $268,666.52 $322,371.05 $447,910.61 $654,187.24 $631,130.76 $811,326.01
Dec $280,335.80 $352,576.02 $480,614.30 $633,311.29 $652,812.65 $859,161.72
-
Sideways this month.
| Year | Jan | Feb | Mar | | | Apr | May | Jun | | | Jul | Aug | Sep | | | Oct | Nov | Dec |
| 2015 | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$9k | -$6k | -$5k |
| 2016 | -$3k | -$2k | -$0k | | | $1k | $3k | $4k | | | $6k | $7k | $9k | | | $9k | $11k | $13k |
| 2017 | $15k | $16k | $18k | | | $20k | $22k | $24k | | | $26k | $27k | $30k | | | $32k | $35k | $36k |
| 2018 | $45k | $44k | $53k | | | $56k | $55k | $52k | | | $63k | $62k | $65k | | | $75k | $72k | $73k |
| 2019 | $80k | $100k | $104k | | | $108k | $119k | $126k | | | $127k | $130k | $133k | | | $141k | $153k | $163k |
| 2020 | $167k | $162k | $156k | | | $187k | $196k | $208k | | | $228k | $242k | $246k | | | $252k | $287k | $303k |
| 2021 | $316k | $365k | $377k | | | $403k | $414k | $428k | | | $444k | $460k | $461k | | | $485k | $485k | $516k |
| 2022 | $489k | $567k | $586k | | | $540k | $551k | $518k | | | $566k | $564k | $535k | | | $566k | $600k | $587k |
| 2023 | $612k | $640k | $660k | | | $679k | $712k | $748k | | | $793k | $795k | $791k | | | $783k | $817k | $873k |
| 2024 | $873k | - | - | | | - | - | - | | | - | - | - | | | - | - | - |
-
07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
12/01/2021 - $558,710 / ~$817K (Zillow thinks my house is worth a lot more than a few months ago)
12/31/2021 - $590,743 / ~$857K
02/01/2022 - $560,789 / ~$832K (including ~$1,750 in Cryptocurrency)
03/01/2022 - $551,465 / ~$863k (including ~$2,822 in Cryptocurrency) (house went up ~$36k in value according to Zillow)
04/01/2022 - $577,980 / ~$943k (including ~$4,041 in Cryptocurrency) (House went up again)
05/02/2022 - $533,454 / ~$905k (inc. ~$3517 in Crypto) (house went up again)
05/31/2022 - $538,475 / ~$899K (inc. ~$2647 in Crypto) (house went Down)
06/30/2022 - $491,145 / ~$836K (inc. ~$1,700 in crypto) (house value when down)
08/01/2022 - $534,790 / ~$860k (incl. ~$2,490 in Crypto, House value went down)
09/02/2022 - $515,422 / ~$822K (incl. ~$2,375 in crypto, house is about same)
10/03/2022 - $476,437 / ~$767K (Incl. ~$2,180 in crypto, house value is down)
11/01/2022 - $513,433 / ~$803k (Incl. ~$2,260 in crypto)
12/01/2022 - $571,340 / ~$865k (incl. ~$2,190 in crypto)
01/05/2023 - $558,368 / ~$831k (incl. ~$2,278 in crypto) - i did a thing and our overall NW will go down next month
02/01/2023 - $599,198 / ~$835k (incl. ~$2,860 in crypto) - so close to $600k and a new all time high!
02/15/2023 - $606,500 (incl. ~$2,900 in crypto)`
03/01/2023 - $592,146 / $827k (including ~$2,940 in crypto) Zillow says house went up in value $6k which seems weird
04/02/2023 - $606,020 / $860k (including ~$3,675 in crypto) House went up ~$17k
05/02/2023 - $608,656 / $883 (including ~$3917 in crypto, house went up ~$8k per Zillow)
House Sale and House Purchase impacting numbers
****08/01/2023 - ~$711,600-~$32k = ~$680,000 (including ~$4,400 in crypto) - The new house and mortgage is not included in these numbers - REVISION - missed a balance transfer that wasn't accounted for in the new accounts
09/04/2023 - $679,448 / $803k (including ~$4,836 in crypto) - This is an accurate picture of where we ended up after our move - lost some home equity and gained some investment cash
10/03/2023 - $695,857 / $769k (including $5,117 in crypto)
11/02/2023 - $688,879 / $775k (including $6,590 in crypto)
12/01/2023 - $746,827 / $819K (including $8,156 in crypto)
01/01/2024 - $815,701 / $894k (including $10,393 in crypto) - I made a typo last month these numbers should be $824,701 / $903k - missed a zero
01/31/2024 - $849,920 / $933k (including $10,006 in crypto)
Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0
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I crossed $700k for the first (and most likely not last) time:
2010: $53,697
2011: $108,897
2012: $117,680
2013: $103,454
2014: $90,255
2015: $247,500
2016: $290,327
2017: $285,125
2018: $265,292
2019: $301,045
2020: $392,359
2021: $550,905
2022: $506,095
2023: $713,647
Despite a bad day on my investments, NW seemed to go in the right direction. I'm at $736k for end of January 2024.
-
| | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | $222,019 | $261,809 | $403,264 | $550,326 | $775,790 | $707,881 | $988,431 |
| February | $236,831 | $286,584 | $414,417 | $555,120 | $740,206 | $754,468 | $1,005,722 |
| March | $234,104 | $303,681 | $388,201 | $577,440 | $732,898 | $751,869 | - |
| April | $234,452 | $314,939 | $355,475 | $606,455 | $774,258 | $781,814 | - |
| May | $241,470 | $331,080 | $398,672 | $647,810 | $714,112 | $812,967 | - |
| June | $249,398 | $320,926 | $417,280 | $654,138 | $719,842 | $822,222 | - |
| July | $253,884 | $342,700 | $424,818 | $671,808 | $668,503 | $875,635 | - |
| August | $264,666 | $354,784 | $456,512 | $693,782 | $732,736 | $907,972 | - |
| September | $276,905 | $351,842 | $491,411 | $718,331 | $709,518 | $898,165 | - |
| October | $285,986 | $360,853 | $482,214 | $700,515 | $662,362 | $865,823 | - |
| November | $267,359 | $374,706 | $475,471 | $744,130 | $698,468 | $847,225 | - |
| December | $281,461 | $391,293 | $531,137 | $754,319 | $745,704 | $930,012 | - |
Investments only as always. Hopefully we'll stay solidly over the finish line! At least this one. Hope everyone else was able to take advantage of a good few months in the market to hit some new highs too!
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| | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | $222,019 | $261,809 | $403,264 | $550,326 | $775,790 | $707,881 | $988,431 |
| February | $236,831 | $286,584 | $414,417 | $555,120 | $740,206 | $754,468 | $1,005,722 |
| March | $234,104 | $303,681 | $388,201 | $577,440 | $732,898 | $751,869 | - |
| April | $234,452 | $314,939 | $355,475 | $606,455 | $774,258 | $781,814 | - |
| May | $241,470 | $331,080 | $398,672 | $647,810 | $714,112 | $812,967 | - |
| June | $249,398 | $320,926 | $417,280 | $654,138 | $719,842 | $822,222 | - |
| July | $253,884 | $342,700 | $424,818 | $671,808 | $668,503 | $875,635 | - |
| August | $264,666 | $354,784 | $456,512 | $693,782 | $732,736 | $907,972 | - |
| September | $276,905 | $351,842 | $491,411 | $718,331 | $709,518 | $898,165 | - |
| October | $285,986 | $360,853 | $482,214 | $700,515 | $662,362 | $865,823 | - |
| November | $267,359 | $374,706 | $475,471 | $744,130 | $698,468 | $847,225 | - |
| December | $281,461 | $391,293 | $531,137 | $754,319 | $745,704 | $930,012 | - |
Investments only as always. Hopefully we'll stay solidly over the finish line! At least this one. Hope everyone else was able to take advantage of a good few months in the market to hit some new highs too!
Nice Work! @hudsoncat
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| | 2021 | 2022 | 2023 | 2024 |
| January | $517,231 | $587,701 | $684,648 | $700,831 |
| February | $523,109 | $602,997 | $718,097 | $724,428 |
| March | $528,981 | $601,258 | $681,798 |
| April | $534,853 | $642,611 | $665,681 |
| May | $540,725 | $624,923 | $675,664 |
| June | $533,040 | $641,064 | $665,389 |
| July | $542,290 | $621,053 | $687,534 |
| August | $541,486 | $661,845 | $690,801 |
| September | $540,080 | $654,924 | $684,056 |
| October | $551,000 | $632,154 | $647,913 |
| November | $566,816 | $677,840 | $622,387 |
| December | $582,631 | $712,049 | $667,567 |
Two great things happened in January. I got an unexpected $37K payment and I got a new job that will start this Monday. I had taken a sabbatical for the first nine months of 2023 and tried to find work in the Fall, but didn't have any luck. Thankfully I didn't have take a fallback position and a good opportunity finally came my way. It's a great lesson though that even with some FU money, it's not always going to be easy to find decent work.
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Investments Only:
12/1/23 - $513k
1/1/24 - $546k
2/1/24 - $558k
The cold weather last month led to a roof crack which will lead to a roof replacement this year. Working on getting some bids, but that will certainly set us back a bit this year. Very grateful to have a stockpile in a high yield savings account to just pay for it upfront and move on.
-
My wife is throwing out there that maybe I should quit and be a stay at home dad. Not sure how I feel about it. Bottom line I want to do what's best for the family, so we'll see how things shake out as we get closer to kid #3's birth and whatnot. Bonuses hitting the next couple months, so we should see some big gains between now and April unless something crazy happens.
1/1/2022 $670,797.36 1/1/2023 $658,311.91 1/1/2024 $826,460.87
2/1/2022 $638,795.36 2/1/2023 $685,332.23 2/1/2024 $851,535.23
3/1/2022 $682,890.47 3/1/2023 $708,360.43 3/1/2024 $-
4/1/2022 $758,656.79 4/1/2023 $731,445.96 4/1/2024 $-
5/1/2022 $749,682.30 5/1/2023 $769,633.73 5/1/2024 $-
6/1/2022 $741,360.11 6/1/2023 $777,415.92 6/1/2024 $-
7/1/2022 $694,491.49 7/1/2023 $799,801.60 7/1/2024 $-
8/1/2022 $715,087.10 8/1/2023 $815,425.65 8/1/2024 $-
9/1/2022 $729,157.17 9/1/2023 $799,270.11 9/1/2024 $-
10/1/2022 $663,613.37 10/1/2023 $761,340.69 10/1/2024 $-
11/1/2022 $684,833.10 11/1/2023 $746,740.63 11/1/2024 $-
12/1/2022 $692,551.19 12/1/2023 $799,345.86 12/1/2024 $-
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The first number is retirement related investments and the second includes cash savings, real estate, and other investments. I'm focused on retirement savings only for this race.
December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
December 2021: $506,167 (total NW $665,639)
December 2022: $459,000 (total NW $627,689)
December 2023: $614,548 (total NW $795,006)
January 2024: $624,946 (total NW $803,234)
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EOY Networth (US$)
2011 -50k
2012 -41k
2013 -10k
2014 33,726
2015 90,497
2016 146,590
2017 224,985
2018 282,015
2019 381,913...downshifted to halftime in the fall.
2020 495,309
2021 591,399
2022 585,889...started including the value of my PTO bank
2023 738,911
January update: $741,218. Up $2,307.
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Well, happy to say I can join the $500k club!!!
...
1/30/2024 $504,460
Welcome!!
-
Congratulations, millionaire!! :)
-
1/19- 29,000
1/20- 130,822
1/21- 258,257
1/22- 452,162
1/23- 534,404
1/24- 727,081
2/24- 751,698
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| 2020 | 2021 | 2022 | 2023 | 2024 |
| Jan | | $308k | $462k | $435k | $591k |
| Feb | $253k | $319k | $441k | $462k | $600k |
| Mar | $221k | $332k | $440k | $463k |
| Apr | $239k | $349k | $455k | $487k |
| May | $244k | $355k | $425k | $505k |
| Jun | $265k | $368k | $449k | $520k |
| Jul | $269k | $378k | $426k | $538k |
| Aug | $281k | | $449k | $559k |
| Sep | $294k | $394k | $438k | $551k |
| Oct | $290k | $399k | $412k | $540k |
| Nov | $301k | $436k | $421k | $532k |
| Dec | $308k | $454k | $449k | $565k |
|
-
March 2020: 78,000
April 2020: 91,000
May 2020: 106,000
June 2020: 115,000
July 2020: 125,000
September 2020: 145,000
October 2020: 157,076.76
November 2020: 170,592.07
December 2020: 186,935
January 2021: 204,451
March 2021: 214,068
April 2021: 233,785.28
April 26, 2021: 252,949.69
June 2021: 262,929.30
July 2021: 276,020.11
August 2021: $287,492.04
September 2021: 310,204.48
November 2021: $342,636.87
December 2021: 351,770.0
January 2022: 371,918.79
March 2023: 481,446.68
June 2023: 542,032.77
July 2023: 592,204.70
September 2023: 600,406.7
December 2023: 633,807.18
February 2024: 688,469
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Investments only;
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Dec 2020: $448.30k
Dec 2021: $579.50k
Jan 2022: $555.08k
Feb 2022: $547.93k
Mar 2022: $568.83k
Apr 2022: $526.18k
May 2022: $533.30k
Jun 2022: $500.42k
Jul 2022 : $533.30k
Aug 2022: $517.60k
Dec 2022: $521.43k
Jan 2023: $562.03k
Feb 2023: $549.90k
May 2023: $571.35k
Jun 2023: $601.64k
Jul 2023: $622.09k
Aug 2023: $607.46k
Sep 2023: $580.53k
Oct 2023: $568.72k
Nov 2023: $622.08k
Dec 2023: $659.79k
Jan 2024: $663.00k
Sent from my SM-S908U using Tapatalk
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Investments only
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | $34,633 | $56,928 | $98,248 | $176,153 | $419,499 | $643,917 | $586,257 | $808,772 |
| February | $40,740 | $56,241 | $115,926 | $182,362 | $433,878 | $631,440 | $641,711 | $828,542 |
| March | ??? | $57,195 | $123,445 | $171,868 | $481,671 | $612,570 | $643,961 | - |
| April | $41,346 | $57,635 | $129,678 | $188,425 | $503,015 | $628,685 | $673,394 | - |
| May | $41,840 | $66,682 | $136,527 | $255,004 | $536,515 | $583,864 | $671,053 | - |
| June | $45,227 | $71,500 | $132,945 | $279,130 | $570,802 | $566,514 | $689,810 | - |
| July | $45,862 | $75,817 | $142,557 | $290,173 | $570,802 | $546,704 | $727,315 | - |
| August | $47,377 | $85,050 | $150,420 | $310,173 | $568,446 | $587,836 | $753,046 | - |
| September | $47,669 | $87,937 | $146,310 | $336,875 | $596,208 | $556,816 | $752,227 | - |
| October | $50,397 | $94,114 | $150,536 | $338,532 | $590,085 | $526,251 | $733,159 | - |
| November | $52,288 | $95,502 | $155,627 | $332,899 | $625,776 | $568,125 | $720,868 | - |
| December | ??? | $93,596 | $165,458 | $396,311 | $611,435 | $602,563 | $773,792 | - |
Hoping to get to $900k this year.
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Investments Only:
2020/07 - $400k
2021/01 - $500k
2021/04 - $550k
2021/07 - $600k
2023/06 - $700k
2023/07 - $750k
2023/12: $800k
2024/02: $850k
Adding another $50k threshold.
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Investments only
| | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | $326K | $491K | $516K | $682K | - |
| February | $345K | $487K | $508K | - | - |
| March | $362K | $509K | $527K | - | - |
| April | $383K | $474K | $542K | - | - |
| May | $385K | $481K | $546K | - | - |
| June | $393K | $447K | $586K | - | - |
| July | $451K | $488K | $625K | - | - |
| August | $467K | $476K | $617K | - | - |
| September | $447K | $438K | $592K | - | - |
| October | $480K | $475K | $583K | - | - |
| November | $494K | $505K | $625K | - | - |
| December | $515K | $480K | $657K | - | - |
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=1302523503
January 2024 comment: Hoping to crack into the $700,000's next year.
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2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019
Dec 29th: $624 UP 90.5k for 2020
2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
Sept 1: $796
Oct 1: $771.5
Nov: $808
Dec: $815.5 Put the condo up to 150k- Zillow says 180k now.
Dec 31: $843 UP 218,977for 2021, but some was the condo
2022
Feb 1st: $807
Mar 1st: $798.5
Apr 1st $822.5
May 1: $786.5
June 1: $776
August 1:$781
Sept 1: $766
Oct 4: $735
Nov 2: $760.5
Dec 1: $791.5
Jan 3: 769.5 sold art DOWN 73,345 for 2022
March 1: 803.5
Mar 30: 811
May 5th: 819
Aug 8: 884
Sept 2: 888
Oct 3: 855
Nov 5th: 866.5
Dec 3rd: 902.5
2024: UP 150,727 for 2023
Jan 4: 920.5
Feb 5: 946
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Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114 <-- Bought house
Jan 5 2022: TNW $974,113 / Investments $680,246
Feb 5 2022: TNW $989,468 / Investments $668,804
Mar 5 2022: TNW $976,348 / Investments $651,576
Apr 5 2022: TNW $1,030,421 / Investments $680,695
May 5 2022: TNW $1,028,363 / Investments $641,593
July 5 2022: TNW $1,039,389 / Investments $601,245
Aug 5 2022: TNW $1,122,143 / Investments $637,929
Sept 5 2022: TNW $1,122,124 / Investments $613,238
Oct 5 2022: TNW $1,095,655 / Investments $596,262
Nov 5 2022: TNW $1,108,755 / Investments $608,571
Dec 5 2022: TNW $1,208,503 / Investments $657,325
Jan 5 2023: TNW $1,194,656 / Investments $644,832
Feb 5 2023: TNW $1,236,363 / Investments $695,406
Mar 5 2023: TNW $1,227,644 / Investments $694,838
Apr 5 2023: TNW $1,142,895 / Investments $694,706
May 5 2023: TNW $1,069,445 / Investments $705,448
Jun 5 2023: TNW $1, 106,083 / Investments $719,253
Jul 5 2023: TNW $1,152,477 / Investments $741,551
Aug 5 2023: TNW $1,165,448 / Investments $757,157
Sept 5 2023: TNW $1,159,005 / Investments $748,000
Oct 5 2023: TNW $1,171,796 / Investments $715,779
Nov 5 2023: TNW $1,144,681 / Investments $726,801
Dec 5 2023: TNW $1,248,768 / Investments $781,275
Jan 5 2024: TNW $1,264,922 / Investments $815,800
Feb 5 2024: TNW $1,290,726 / Investments $827,529 ($11,729)
-
Jan. 2017 $42,000 [discovered MMM at age 41]
...
Apr. 2019 $271,294
...
Aug. 2020 $402,692
Nov. 2020 $427,563
Dec. 2020 $444,558
Jan. 2021 $459,349
Feb. 2021 $475,145
Mar. 2021 $477,249
Apr. 2021 $503,448
---
Jan. 2024 $905,342
Feb. 2024 $938,653
Starting to feel reeeal close to $1M - did I just jinx it?! :-)
Onward with courage, y'all!
-
5/1/18 135,266
6/1/18 146,521
7/1/18 150,573
8/1/18 155,306
9/1/18 169,777
10/1/18 178,901
11/1/18 179,225
12/1/18 185,066
1/1/19 184,310
2/1/19 196,092
3/1/19 202,431
4/1/19 228,194
5/1/19 242,596
6/1/19 241,727
7/1/19 258,652
8/1/19 - 174,529 (bought a house)
9/1/19 - 192,565
10/1/19 - 259,358
11/1/19 - 273,244
12/1/19 - 302,448
1/1/20 - 301,682
2/1/20 - 304,295
3/1/20 - 306,773
4/1/20 - 285,603
5/1/20 - 312,209
6/1/20 - 335,833
7/1/20 - 347,776
8/1/20 - 362,340
9/1/20 - 368,846
10/1/20 - 370,190
11/1/20 - 386,231
9/1/21 - 504,976
11/1/21 - 511,106
12/1/21 - 509,903
1/1/21 - 509,888
9/1/23 - 622,897
10/1/23 - 632,463
11/1/23 - 640,088
12/1/23 - 660,761
1/1/23 - 675,394
2/1/23 - 682,854
-
2/5/2024: TNW $666,249 / Investments $470,304
-
As I'm living and getting payed in the Netherlands, all my numbers are in EUR.
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:
see race spreadsheet (https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0)
Month Early Retirement Stash (growth=diff with prev. month deposits=money added)
Jan 2016 € 58 971.00
Jan 2017 € 86 368.00
Jan 2018 € 119 817.00
Jan 2019 € 145 840.48
...
Dec 2019 € 195 798.72 (growth: € 6 723.04 deposits: € 3 600.00) Totals for 2019: growth: € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Dec 2020 € 269 374.68 (growth: € 7 253.18 deposits: € 4 590.75) Totals for 2020: growth: € 73 452.27 (=37,49%) Deposits: € 52 186.18 Returns: € 21 266.09 (=8,74%)
Dec 2021 € 443 925.59 (growth: €12 951.94 deposits: € 7 300.00) Totals for 2021: growth: €174 550.91 (=64,80%) Deposits: € 90 523.89 (= 33,61%) Returns: € 84 027.02 (= 31,19%)
Dec 2022 € 446 645.24 (growth: -€17 687.12 deposits: € 3 000.00) Totals for 2022: growth: € 2 719.65 (=0,61%) Deposits: € 73 620.00 (= 16,58%) Returns:-€ 70.900,35 (=-13,70%)
Jan 2023 € 474 695.13 (growth: €28 049.89 deposits: € 7 000.00)
Feb 2023 € 488 684.02 (growth: €13 988.89 deposits: €15 750.00)
Mar 2023 € 493 682.71 (growth: € 4 998.69 deposits: € 5 048.00)
Apr 2023 € 501 456.70 (growth: € 7 773.99 deposits: € 3 000.00)
May 2023 € 526 833.70 (growth: €25 377.00 deposits: € 0.00)
Jun 2023 € 538 930.77 (growth: €12 097.07 deposits: € 2 000.00)
Jul 2023 € 555.345,98 (growth: €16.415,21 deposits: € 2.000,00)
Aug 2023 € 550.186,88 (growth: -€ 5.159,10 deposits: € 2.250,00)
Sep 2023 € 553.971,21 (growth: € 3.784,33 deposits: € 9.000,00)
Okt 2023 € 536.575,12 (growth: -€17.396,09 deposits: € 4.500,00)
Nov 2023 € 569.085,69 (growth: €32.510,57 deposits: € 1.900,00)
Dec 2023 € 595.043,58 (growth: €25.957,89 deposits: € 5.700,00) Totals for 2023: growth: €148.398,34 (=33,23%) Deposits: € 58.148,00 (= 13,02%) Returns: € 90.250,34 (= 17,88%)
Jan 2024 € 615.265,56 (growth: € 20.221,98 deposits: € 2.000,00)
-
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | 132,155 | 177,349 | 282,110 | 344,002 | 562,144 | 566,920 | 658,932 | - |
| February | 138,015 | 188,332 | 290,845 | 360,553 | 550,651 | 603,222 | 685,235 | - |
| March | 138,469 | 187,634 | 288,022 | 367,222 | 545,172 | 612,629 | - | - |
| April | 148,093 | 197,461 | 257,224 | 387,064 | 575,922 | 616,858 | - | - |
| May | 158,814 | 194,010 | 276,627 | 398,896 | 547,618 | 618,599 | - | - |
| June | 161,284 | 186,414 | 299,563 | 407,230 | 541,730 | 644,443 | - | - |
| July | 160,446 | 196,934 | 304,249 | 418,701 | 527,166 | 660,703 | - | - |
| August | 168,222 | 267,535 | 318,456 | 520,045 | 577,017 | 656,843 | - | - |
| September | 184,158 | 268,153 | 324,661 | 527,305 | 561,402 | 658,526 | - | - |
| October | 189,536 | 271,542 | 317,511 | 520,004 | 545,003 | 647,666 | - | $1M! |
| November | 184,146 | 283,636 | 323,958 | 552,965 | 554,486 | 632,663 | - | - |
| December | 182,675 | 287,248 | 341,124 | 542,337 | 581,821 | 658,487 | - | - |
-
Net Worth by End-of-Year:
2016 (start): ($27,015.16)
2017: $2,474.33
2018: $33,203.90
2019: $68,192.96
2020: $130,715.91
2021: $296,922.14
2022: $400,055.05
Current: $519,129.00
Goals Breakdown
Q4 2023: $540K
Q1 2024: $580K
Q2 2024: $620K
Q3 2024: $660K
Q4 2024: $700K
Q1 2025: $740K
Q2 2025: $780K
Q3 2025: $820K
Q4 2025: $860K
Q1 2026: $900K
Q2 2026: $940K
Q3 2026: $980K
Q4 2026: $1M
November 18, 2023: $580,473.22 as of this morning. Small market upswing plus a fairly large payment from my business deal earlier this year means I hit both my Q4 2023 and Q1 2024 goals well in advance on paper. Some of this will be taken out for taxes, but it’s been a crazy month for progress toward my goals.
December 1, 2023: $603,891.35 as of today's paycheck. Approximately $27K of this is earmarked for taxes, so I'm sitting at around $576K "true" net worth. I've reached out to my CPA to see if I can to do anything before year end to reduce that bill.
January 18, 2024: $601,752.29 as of today. This is the adjusted "true" net worth after taking out the tax account I have earmarked (currently sitting just under $45k). So I'm well on my way to my Q2 goal of $620K early, but I also have a lot of work that needs to be done around the house. I just paid for a bathroom remodel, and have a lot of other work that needs to be done (water penetration issues and remediation). Overall doing well and feeling good about the progress I'm making.
February 12, 2024: Weird mid-month update I guess. $622,698.18 adjusted "true" net worth with earmarked taxes taken out of consideration. Hit Q2 goal already, but I likely won't hang onto it for too long since I still have a LOT of work around the house to get done. I'm hoping to keep the kitchen + flooring + drywall down to ~$25K or so but we'll see. Already $23K in this year between bathroom, re-grading the lawn, and installing gutters and french drains.
-
Whelp, I haven't hit a million, but I happened to notice I went past my FIRE number of 750k. That kinda snuck up on me :). I'll keep the rudder steady for now. Nice feels though. Got some thinking to do.
-
Well congrats @SpareChange that is really exciting!
-
Well with current market returns, I'm on track to crush my 750k goal and get there almost a year earlier. and hit 1mm in mid-2026, but we will see. I like to leave my goal posts and only adjust once I hit milestones.
| | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | $11,592 | $19,461 | $52,636 | $117,964 | $307,781 | $369,828 | $655,833 | - |
| February | $12,414 | $28,144 | $48,605 | $129,160 | $322,118 | $407,633 | - | - |
| March | $12,259 | $23,011 | $45,431 | $135,298 | $352,170 | $478,568 | - | - |
| April | $13,641 | $25,628 | $50,763 | $183,963 | $329,584 | $486,929 | - | - |
| May | $16,646 | $24,273 | $55,517 | $213,448 | $337,156 | $490,587 | - | - |
| June | $16,625 | $27,726 | $58,784 | $247,758 | $316,192 | $523,455 | - | - |
| July | $17,057 | $31,358 | $63,678 | $259,587 | $349,011 | $556,274 | - | - |
| August | $17,375 | $30,624 | $69,345 | $274,737 | $344,052 | $584,557 | - | $750k Goal |
| September | $17,380 | $41,343 | $69,043 | $269,876 | $313,714 | $569,039 | - | - |
| October | $16,044 | $43,732 | $69,866 | $294,685 | $342,157 | $566,124 | - | - |
| November | $16,332 | $46,935 | $95,120 | $294,439 | $364,093 | $609,465 | - | - |
| December | $16,589 | $51,547 | $118,877 | $313,367 | $346,313 | $637,152 | - | - |
|
|
-
Some years ago, I set a (seemingly difficult) NW goal of $600k for when I reached 40yo. My (seemingly outright impossible) stretch goal was $1 million.
I turned 40 yesterday and ran the numbers today. I generally only update my house value annually but made an exception for this. Using an average of Realtor.com, Redfin, and Zillow, it put me at $957k. Using Redfin alone (the highest one), I would be at $1,009,342!
Anyway, it's not going to make it into my regularly scheduled monthly updates but I wanted to share with someone :)
@JLee way to go!!
-
2020 2021 2022 2023 2024
January $44,750 $124,571 $231,886 $372,271 $585,804
February $44,341 $132,698 $231,215 $360,190 -
March $44,129 $168,620 $290,051 $385,219 -
April $52,984 $178,499 $272,417 $394,867 -
May $64,644 $185,394 $277,139 $399,238 -
June $72,352 $192,410 $261,884 $441,115 -
July $81,950 $200,596 $311,068 $467,361 -
August $91,046 $207,874 $305,250 $463,301 -
September $93,379 $203,750 $287,836 $438,606 -
October $95,547 $219,912 $309,232 $436,738 -
November $111,353 $223,562 $332,843 $490,244 -
December $124,571 $239,171 $330,068 $550,883 -
-
Absolutely wild. What a ride. Feeling like the $2M target is actually achievable.
Ending 2018 2019 2020 2021 2022 2023 2024
January $199,079 $245,000 $330,455 $455,934 $648,760 $760,046 $975,689
February $196,580 $265,000 $333,359 $475,402 $643,217 $762,969 $1,000,412
March $204,671 $285,000 $300,000 $484,192 $659,499 $787,986
April $199,097 $295,000 $297,656 $495,940 $635,532 $836,811
May $206,107 $300,000 $300,438 $500,213 $647,706 $841,180
June $209,000 $300,000 $310,580 $506,569 $627,934 $845,623
July $211,342 $309,166 $321,892 $509,451 $669,400 $879,169
August $210,854 $302,997 $333,565 $520,131 $686,079 $884,238
Sept $210,923 $313,517 $333,400 $528,754 $655,117 $879,649
October $207,770 $311,927 $336,739 $549,966 $692,888 $879,700
Nov $213,772 $320,999 $434,767 $571,603 $730,396 $942,166
Dec $225,000 $323,351 $443,788 $663,992 $717,278 $958,368
-
Year 2018 2019 2020 2021 2022 2023 2024
Jan $260,262.67 $260,498.17 $355,540.40 $508,468.68 $672,003.95 $640,193.26 $904,111.46
Feb $270,247.21 $282,677.81 $363,857.03 $509,567.53 $639,611.05 $671,819.16 $926,220.52
Mar $274,832.08 $303,458.44 $338,355.26 $520,884.63 $634,640.78 $662,686.54 $954,443.92
Apr $270,627.23 $303,218.72 $293,271.53 $541,068.08 $659,611.56 $682,101.41
May $278,368.36 $317,168.51 $347,245.32 $587,538.85 $626,633.66 $773,878.01
Jun $274,359.32 $305,266.44 $364,417.41 $593,402.81 $633,264.00 $782,511.38
Jul $274,608.95 $304,929.19 $371,252.51 $606,481.86 $603,185.63 $831,335.87
Aug $280,692.80 $305,590.57 $393,995.98 $614,890.13 $637,566.93 $848,549.63
Sep $294,559.30 $306,102.25 $449,017.88 $623,073.11 $639,963.91 $845,678.87
Oct $294,744.86 $305,808.36 $448,674.02 $618,758.32 $592,457.62 $822,805.13
Nov $268,666.52 $322,371.05 $447,910.61 $654,187.24 $631,130.76 $811,326.01
Dec $280,335.80 $352,576.02 $480,614.30 $633,311.29 $652,812.65 $859,161.72
-
Getting close. Wife has very good bonus hitting next week as well. Plus ATH in the market helps.
1/1/2022 $670,797.36 1/1/2023 $658,311.91 1/1/2024 $826,460.87
2/1/2022 $638,795.36 2/1/2023 $685,332.23 2/1/2024 $851,535.23
3/1/2022 $682,890.47 3/1/2023 $708,360.43 3/1/2024 $917,062.00
4/1/2022 $758,656.79 4/1/2023 $731,445.96 4/1/2024 $-
5/1/2022 $749,682.30 5/1/2023 $769,633.73 5/1/2024 $-
6/1/2022 $741,360.11 6/1/2023 $777,415.92 6/1/2024 $-
7/1/2022 $694,491.49 7/1/2023 $799,801.60 7/1/2024 $-
8/1/2022 $715,087.10 8/1/2023 $815,425.65 8/1/2024 $-
9/1/2022 $729,157.17 9/1/2023 $799,270.11 9/1/2024 $-
10/1/2022 $663,613.37 10/1/2023 $761,340.69 10/1/2024 $-
11/1/2022 $684,833.10 11/1/2023 $746,740.63 11/1/2024 $-
12/1/2022 $692,551.19 12/1/2023 $799,345.86 12/1/2024 $-
-
Really nice work, @patchyfacialhair , @JLee , @Off the Wheel !
Congratulations to you all! So close to "graduation"!
-
The first number is retirement related investments and the second includes cash savings, real estate, and other investments. I'm focused on retirement savings only for this race.
December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
December 2021: $506,167 (total NW $665,639)
December 2022: $459,000 (total NW $627,689)
December 2023: $614,548 (total NW $795,006)
January 2024: $624,946 (total NW $803,234)
February 2024: $649,964 (total NW $831,943)
-
Graduation day! Big bonus today and after a very strong month for the market it's just enough to earn our second comma!
| Year | Jan | Feb | Mar | | | Apr | May | Jun | | | Jul | Aug | Sep | | | Oct | Nov | Dec |
| 2015 | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$9k | -$6k | -$5k |
| 2016 | -$3k | -$2k | -$0k | | | $1k | $3k | $4k | | | $6k | $7k | $9k | | | $9k | $11k | $13k |
| 2017 | $15k | $16k | $18k | | | $20k | $22k | $24k | | | $26k | $27k | $30k | | | $32k | $35k | $36k |
| 2018 | $45k | $44k | $53k | | | $56k | $55k | $52k | | | $63k | $62k | $65k | | | $75k | $72k | $73k |
| 2019 | $80k | $100k | $104k | | | $108k | $119k | $126k | | | $127k | $130k | $133k | | | $141k | $153k | $163k |
| 2020 | $167k | $162k | $156k | | | $187k | $196k | $208k | | | $228k | $242k | $246k | | | $252k | $287k | $303k |
| 2021 | $316k | $365k | $377k | | | $403k | $414k | $428k | | | $444k | $460k | $461k | | | $485k | $485k | $516k |
| 2022 | $489k | $567k | $586k | | | $540k | $551k | $518k | | | $566k | $564k | $535k | | | $566k | $600k | $587k |
| 2023 | $612k | $640k | $660k | | | $679k | $712k | $748k | | | $793k | $795k | $791k | | | $783k | $817k | $873k |
| 2024 | $873k | $1.000M | - | | | - | - | - | | | - | - | - | | | - | - | - |
-
Congrats @grantmeaname !
-
Thank you :)
-
07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
12/01/2021 - $558,710 / ~$817K (Zillow thinks my house is worth a lot more than a few months ago)
12/31/2021 - $590,743 / ~$857K
02/01/2022 - $560,789 / ~$832K (including ~$1,750 in Cryptocurrency)
03/01/2022 - $551,465 / ~$863k (including ~$2,822 in Cryptocurrency) (house went up ~$36k in value according to Zillow)
04/01/2022 - $577,980 / ~$943k (including ~$4,041 in Cryptocurrency) (House went up again)
05/02/2022 - $533,454 / ~$905k (inc. ~$3517 in Crypto) (house went up again)
05/31/2022 - $538,475 / ~$899K (inc. ~$2647 in Crypto) (house went Down)
06/30/2022 - $491,145 / ~$836K (inc. ~$1,700 in crypto) (house value when down)
08/01/2022 - $534,790 / ~$860k (incl. ~$2,490 in Crypto, House value went down)
09/02/2022 - $515,422 / ~$822K (incl. ~$2,375 in crypto, house is about same)
10/03/2022 - $476,437 / ~$767K (Incl. ~$2,180 in crypto, house value is down)
11/01/2022 - $513,433 / ~$803k (Incl. ~$2,260 in crypto)
12/01/2022 - $571,340 / ~$865k (incl. ~$2,190 in crypto)
01/05/2023 - $558,368 / ~$831k (incl. ~$2,278 in crypto) - i did a thing and our overall NW will go down next month
02/01/2023 - $599,198 / ~$835k (incl. ~$2,860 in crypto) - so close to $600k and a new all time high!
02/15/2023 - $606,500 (incl. ~$2,900 in crypto)`
03/01/2023 - $592,146 / $827k (including ~$2,940 in crypto) Zillow says house went up in value $6k which seems weird
04/02/2023 - $606,020 / $860k (including ~$3,675 in crypto) House went up ~$17k
05/02/2023 - $608,656 / $883 (including ~$3917 in crypto, house went up ~$8k per Zillow)
House Sale and House Purchase impacting numbers
****08/01/2023 - ~$711,600-~$32k = ~$680,000 (including ~$4,400 in crypto) - The new house and mortgage is not included in these numbers - REVISION - missed a balance transfer that wasn't accounted for in the new accounts
09/04/2023 - $679,448 / $803k (including ~$4,836 in crypto) - This is an accurate picture of where we ended up after our move - lost some home equity and gained some investment cash
10/03/2023 - $695,857 / $769k (including $5,117 in crypto)
11/02/2023 - $688,879 / $775k (including $6,590 in crypto)
12/01/2023 - $746,827 / $819K (including $8,156 in crypto)
01/01/2024 - $824,701 / $903k (including $10,393 in crypto)
01/31/2024 - $849,920 / $933k (including $10,006 in crypto)
02/29/2024 - $881,693 / $960K (Including $14,800 in crypto)
Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0
-
Crossed $750k for the first time...
2010: $53,697
2011: $108,897
2012: $117,680
2013: $103,454
2014: $90,255
2015: $247,500
2016: $290,327
2017: $285,125
2018: $265,292
2019: $301,045
2020: $392,359
2021: $550,905
2022: $506,095
2023: $713,647
2024-January: $736,589
2024-February: $782,798
-
Congrats @grantmeaname !
Congrats - epic achievement!
-
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | ??? | 134,982 | 152,827 | 166,462 | 242,541 | 354,718 | 433,211 | 478,011 | 619,370 | $750k Goal |
| February | ??? | 139,867 | 155,407 | 177,792 | 257,924 | 382,044 | 453,226 | 486,395 | 656,262 | - |
| March | 111,557 | 141,453 | 152,342 | 193,722 | 227,560 | 382,355 | 467,849 | 504,628 | - | - |
| April | 125,553 | ??? | 155,305 | 210,318 | 256,005 | 411,837 | 470,161 | 524,209 | - | - |
| May | 132,778 | 137,778 | 160,431 | 205,538 | 278,157 | 418,700 | 468,507 | 516,858 | - | - |
| June | ??? | 125,010 | 162,239 | 199,039 | 282,777 | 442,429 | 460,137 | 549,320 | - | - |
| July | ??? | 129,077 | 170,289 | 198,372 | 304,381 | 440,202 | 475,590 | 579,766 | - | - |
| August | ??? | 130,256 | 175,906 | 206,279 | 312,578 | 455,378 | 483,706 | 584,181 | - | - |
| September | ??? | 136,658 | 178,198 | 212,786 | 295,744 | 448,555 | 449,474 | 584,162 | - | - |
| October | 121,823 | 137,913 | 164,888 | 220,513 | 286,661 | 474,585 | 470,090 | 560,381 | - | - |
| November | 126,048 | 143,556 | 165,777 | 233,155 | 331,046 | 477,744 | 481,824 | 607,383 | - | - |
| December | 131,174 | 146,827 | 154,154 | 239,998 | 361,661 | 481,002 | 461,547 | 635,230 | - | - |
Hit a new all time high!
-
EOY Networth (US$)
2011 -50k
2012 -41k
2013 -10k
2014 33,726
2015 90,497
2016 146,590
2017 224,985
2018 282,015
2019 381,913...downshifted to halftime in the fall.
2020 495,309
2021 591,399
2022 585,889...started including the value of my PTO bank
2023 738,911
February update: $768,069. Up $26,851. Great month. As I posted earlier, this puts me past my FIRE number. Leaning towards finishing out the year and tying up some loose ends. My dept has been really cool to me over the years, and they're short of help right now. Also need to get my mother on a little firmer financial ground. It's all good. Congrats to all the graduates this month...should be a bumper crop!
-
Apr 2017: 175k TNW
Apr 2018: 333k
Apr 2019: 400k
Feb 2020: 515k
Aug 2020: 602k TNW (415k invested)
Dec 2020: 669k (478k)
Jan 2021: 690k (507k)
Mar 2021: 716k (529k)
Apr 2021: 751k (551k)
May 2021: 787k (576k)
Jun 2021: 807k (592k)
Jul 2021: 833k (611k)
Aug 2021: 831k TNW (625k invested)
Sept 2021: 640K (invested only hereafter)
Oct 2021: 628k
Nov 2021: 662k
Dec 2021: 657k
Jan 2022: 688k
Dec. 2022: 683k
Dec. 2023: 899k
Mar 2023: 1,005,000 I can't believe it!
-
Apr 2017: 175k TNW
Apr 2018: 333k
Apr 2019: 400k
Feb 2020: 515k
Aug 2020: 602k TNW (415k invested)
Dec 2020: 669k (478k)
Jan 2021: 690k (507k)
Mar 2021: 716k (529k)
Apr 2021: 751k (551k)
May 2021: 787k (576k)
Jun 2021: 807k (592k)
Jul 2021: 833k (611k)
Aug 2021: 831k TNW (625k invested)
Sept 2021: 640K (invested only hereafter)
Oct 2021: 628k
Nov 2021: 662k
Dec 2021: 657k
Jan 2022: 688k
Dec. 2022: 683k
Dec. 2023: 899k
Mar 2023: 1,005,000 I can't believe it!
(https://gifdb.com/images/high/mic-drop-dr-paul-cn9kk552m6589pio.webp)
-
| | 2021 | 2022 | 2023 | 2024 |
| January | $517,231 | $587,701 | $684,648 | $700,831 |
| February | $523,109 | $602,997 | $718,097 | $724,428 |
| March | $528,981 | $601,258 | $681,798 | $742,016 |
| April | $534,853 | $642,611 | $665,681 |
| May | $540,725 | $624,923 | $675,664 |
| June | $533,040 | $641,064 | $665,389 |
| July | $542,290 | $621,053 | $687,534 |
| August | $541,486 | $661,845 | $690,801 |
| September | $540,080 | $654,924 | $684,056 |
| October | $551,000 | $632,154 | $647,913 |
| November | $566,816 | $677,840 | $622,387 |
| December | $582,631 | $712,049 | $667,567 |
Another all time high due to the stonks going up. As a natural contrarian, the bullishness in equities pricing and market commentary actually makes me pessimistic, but I just need to stay focused on the course. On a bright note, after several rough months of searching I finally started a new job!
-
The $100k race took 5 years, the $100k-$250k race took 5 years, and the $250k-$500k race took 3 years. I am considering only investment money. Conservative aim is to complete the race in 5 years.
Aug 6, 2023: $550k.
Mar 1, 2023: $697k
-
Investments only
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | $34,633 | $56,928 | $98,248 | $176,153 | $419,499 | $643,917 | $586,257 | $808,772 |
| February | $40,740 | $56,241 | $115,926 | $182,362 | $433,878 | $631,440 | $641,711 | $828,542 |
| March | ??? | $57,195 | $123,445 | $171,868 | $481,671 | $612,570 | $643,961 | $870,233 |
| April | $41,346 | $57,635 | $129,678 | $188,425 | $503,015 | $628,685 | $673,394 | - |
| May | $41,840 | $66,682 | $136,527 | $255,004 | $536,515 | $583,864 | $671,053 | - |
| June | $45,227 | $71,500 | $132,945 | $279,130 | $570,802 | $566,514 | $689,810 | - |
| July | $45,862 | $75,817 | $142,557 | $290,173 | $570,802 | $546,704 | $727,315 | - |
| August | $47,377 | $85,050 | $150,420 | $310,173 | $568,446 | $587,836 | $753,046 | - |
| September | $47,669 | $87,937 | $146,310 | $336,875 | $596,208 | $556,816 | $752,227 | - |
| October | $50,397 | $94,114 | $150,536 | $338,532 | $590,085 | $526,251 | $733,159 | - |
| November | $52,288 | $95,502 | $155,627 | $332,899 | $625,776 | $568,125 | $720,868 | - |
| December | ??? | $93,596 | $165,458 | $396,311 | $611,435 | $602,563 | $773,792 | - |
Initial goal was to get to $900k this year. Might happen sooner than anticipated. Curious to see how election cycle will affect the market. Staying consistent and continue investing like normal.
-
Investments Only:
12/1/23 - $513k
1/1/24 - $546k
2/1/24 - $558k
3/1/24 - $581k
Surprised to see such progress this month since we had a firehouse of house expenses. Paid half for a new roof, fixed a broken pipe, and had the house re-leveled - total of about $8k.
-
Apr 2017: 175k TNW
Apr 2018: 333k
Apr 2019: 400k
Feb 2020: 515k
Aug 2020: 602k TNW (415k invested)
Dec 2020: 669k (478k)
Jan 2021: 690k (507k)
Mar 2021: 716k (529k)
Apr 2021: 751k (551k)
May 2021: 787k (576k)
Jun 2021: 807k (592k)
Jul 2021: 833k (611k)
Aug 2021: 831k TNW (625k invested)
Sept 2021: 640K (invested only hereafter)
Oct 2021: 628k
Nov 2021: 662k
Dec 2021: 657k
Jan 2022: 688k
Dec. 2022: 683k
Dec. 2023: 899k
Mar 2023: 1,005,000 I can't believe it!
Congrats!
-
Investments only;
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Dec 2020: $448.30k
Dec 2021: $579.50k
Jan 2022: $555.08k
Feb 2022: $547.93k
Mar 2022: $568.83k
Apr 2022: $526.18k
May 2022: $533.30k
Jun 2022: $500.42k
Jul 2022 : $533.30k
Aug 2022: $517.60k
Dec 2022: $521.43k
Jan 2023: $562.03k
Feb 2023: $549.90k
May 2023: $571.35k
Jun 2023: $601.64k
Jul 2023: $622.09k
Aug 2023: $607.46k
Sep 2023: $580.53k
Oct 2023: $568.72k
Nov 2023: $622.08k
Dec 2023: $659.79k
Jan 2024: $663.00k
Feb 2024: $684.06k
Sent from my SM-S908U using Tapatalk
-
First of all big congrats to all the new millionaires and almost millionaires, way to stick with it!! This was a great month in the markets and my bonus hit - hooray!! My original 1mm goal when I started was mid-2027 but as of today looks like I could hit it end of 2025- wild and crazy and awesome!
Once I get to 750k I'll add a new 1m goal in here.
| | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | $11,592 | $19,461 | $52,636 | $117,964 | $307,781 | $369,828 | $655,833 | - |
| February | $12,414 | $28,144 | $48,605 | $129,160 | $322,118 | $407,633 | $733,959 | - |
| March | $12,259 | $23,011 | $45,431 | $135,298 | $352,170 | $478,568 | - | - |
| April | $13,641 | $25,628 | $50,763 | $183,963 | $329,584 | $486,929 | - | - |
| May | $16,646 | $24,273 | $55,517 | $213,448 | $337,156 | $490,587 | - | - |
| June | $16,625 | $27,726 | $58,784 | $247,758 | $316,192 | $523,455 | - | - |
| July | $17,057 | $31,358 | $63,678 | $259,587 | $349,011 | $556,274 | - | - |
| August | $17,375 | $30,624 | $69,345 | $274,737 | $344,052 | $584,557 | - | $750k Goal |
| September | $17,380 | $41,343 | $69,043 | $269,876 | $313,714 | $569,039 | - | - |
| October | $16,044 | $43,732 | $69,866 | $294,685 | $342,157 | $566,124 | - | - |
| November | $16,332 | $46,935 | $95,120 | $294,439 | $364,093 | $609,465 | - | - |
| December | $16,589 | $51,547 | $118,877 | $313,367 | $346,313 | $637,152 | - | - |
|
|
-
Graduation day! Big bonus today and after a very strong month for the market it's just enough to earn our second comma!
| Year | Jan | Feb | Mar | | | Apr | May | Jun | | | Jul | Aug | Sep | | | Oct | Nov | Dec |
| 2015 | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$10k | -$10k | -$10k | | | -$9k | -$6k | -$5k |
| 2016 | -$3k | -$2k | -$0k | | | $1k | $3k | $4k | | | $6k | $7k | $9k | | | $9k | $11k | $13k |
| 2017 | $15k | $16k | $18k | | | $20k | $22k | $24k | | | $26k | $27k | $30k | | | $32k | $35k | $36k |
| 2018 | $45k | $44k | $53k | | | $56k | $55k | $52k | | | $63k | $62k | $65k | | | $75k | $72k | $73k |
| 2019 | $80k | $100k | $104k | | | $108k | $119k | $126k | | | $127k | $130k | $133k | | | $141k | $153k | $163k |
| 2020 | $167k | $162k | $156k | | | $187k | $196k | $208k | | | $228k | $242k | $246k | | | $252k | $287k | $303k |
| 2021 | $316k | $365k | $377k | | | $403k | $414k | $428k | | | $444k | $460k | $461k | | | $485k | $485k | $516k |
| 2022 | $489k | $567k | $586k | | | $540k | $551k | $518k | | | $566k | $564k | $535k | | | $566k | $600k | $587k |
| 2023 | $612k | $640k | $660k | | | $679k | $712k | $748k | | | $793k | $795k | $791k | | | $783k | $817k | $873k |
| 2024 | $873k | $1.000M | - | | | - | - | - | | | - | - | - | | | - | - | - |
BAM! Love it
-
Really nice work, @patchyfacialhair , @JLee , @Off the Wheel !
Congratulations to you all! So close to "graduation"!
Thank you! Let's just say our bonuses and compensation were MUCH higher than expected (mostly because of how awesome my wife is). Based on some news she got today, we may end up in the 7 figure club in next month's update. A full year ahead of my projection from a few months ago.
-
Apr 2017: 175k TNW
Apr 2018: 333k
Apr 2019: 400k
Feb 2020: 515k
Aug 2020: 602k TNW (415k invested)
Dec 2020: 669k (478k)
Jan 2021: 690k (507k)
Mar 2021: 716k (529k)
Apr 2021: 751k (551k)
May 2021: 787k (576k)
Jun 2021: 807k (592k)
Jul 2021: 833k (611k)
Aug 2021: 831k TNW (625k invested)
Sept 2021: 640K (invested only hereafter)
Oct 2021: 628k
Nov 2021: 662k
Dec 2021: 657k
Jan 2022: 688k
Dec. 2022: 683k
Dec. 2023: 899k
Mar 2023: 1,005,000 I can't believe it!
(https://gifdb.com/images/high/mic-drop-dr-paul-cn9kk552m6589pio.webp)
Thank you @solon, made my day! and @joe189man!
-
| 2020 | 2021 | 2022 | 2023 | 2024 |
| Jan | | $308k | $462k | $435k | $591k |
| Feb | $253k | $319k | $441k | $462k | $600k |
| Mar | $221k | $332k | $440k | $463k | $619k |
| Apr | $239k | $349k | $455k | $487k |
| May | $244k | $355k | $425k | $505k |
| Jun | $265k | $368k | $449k | $520k |
| Jul | $269k | $378k | $426k | $538k |
| Aug | $281k | | $449k | $559k |
| Sep | $294k | $394k | $438k | $551k |
| Oct | $290k | $399k | $412k | $540k |
| Nov | $301k | $436k | $421k | $532k |
| Dec | $308k | $454k | $449k | $565k |
|
-
1/19- 29,000
1/20- 130,822
1/21- 258,257
1/22- 452,162
1/23- 534,404
1/24- 727,081
2/24- 751,698
3/24- 786,410
-
March 2020: 78,000
April 2020: 91,000
May 2020: 106,000
June 2020: 115,000
July 2020: 125,000
September 2020: 145,000
October 2020: 157,076.76
November 2020: 170,592.07
December 2020: 186,935
January 2021: 204,451
March 2021: 214,068
April 2021: 233,785.28
April 26, 2021: 252,949.69
June 2021: 262,929.30
July 2021: 276,020.11
August 2021: $287,492.04
September 2021: 310,204.48
November 2021: $342,636.87
December 2021: 351,770.0
January 2022: 371,918.79
March 2023: 481,446.68
June 2023: 542,032.77
July 2023: 592,204.70
September 2023: 600,406.7
December 2023: 633,807.18
February 2024: 688,469
March 2024: 710,680.71
-
@grantmeaname Looks like you went from ZERO to MILLIONAIRE in just 8 years!!! Amazing!!! :)
-
Yeah, I was very fortunate to find my way into much higher pay in 2018. It's been a rocket ship.
-
Good job @Off the Wheel @grantmeaname (how precise of you to exactly hit the goal) and @charis (I'm sure I will also be in disbelief when my turn comes)
Way to go @tj crossing $750K, halfway through this race!
Congrats @LightStache with the new job! Sorry the search was so "taxing".
@NinetyFour hi :)
Investments only
| | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | $326K | $491K | $516K | $682K | - |
| February | $345K | $487K | $508K | $707K | - |
| March | $362K | $509K | $527K | - | - |
| April | $383K | $474K | $542K | - | - |
| May | $385K | $481K | $546K | - | - |
| June | $393K | $447K | $586K | - | - |
| July | $451K | $488K | $625K | - | - |
| August | $467K | $476K | $617K | - | - |
| September | $447K | $438K | $592K | - | - |
| October | $480K | $475K | $583K | - | - |
| November | $494K | $505K | $625K | - | - |
| December | $515K | $480K | $657K | - | - |
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=1302523503
January 2024 comment: Hoping to crack into the $700,000's next year.
[/quote]
-
@grantmeaname really impressive to watch your progress, congrats! I'll see you in the next thread in a couple years hopefully
-
Thank you! Hope to meet you up there :)
-
Jan. 2017 $42,000 [discovered MMM at age 41]
...
Apr. 2019 $271,294
...
Aug. 2020 $402,692
Nov. 2020 $427,563
Dec. 2020 $444,558
Jan. 2021 $459,349
Feb. 2021 $475,145
Mar. 2021 $477,249
Apr. 2021 $503,448
---
Jan. 2024 $905,342
Feb. 2024 $938,653
Mar. 2024 $959,707
Getting so close! Could be next month, or could be a while - still getting used to how market-driven everything is now.
-
Congrats to all the recent graduates!
-
First of all big congrats to all the new millionaires and almost millionaires, way to stick with it!! This was a great month in the markets and my bonus hit - hooray!! My original 1mm goal when I started was mid-2027 but as of today looks like I could hit it end of 2025- wild and crazy and awesome!
Once I get to 750k I'll add a new 1m goal in here.
| | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | $11,592 | $19,461 | $52,636 | $117,964 | $307,781 | $369,828 | $655,833 | - |
| February | $12,414 | $28,144 | $48,605 | $129,160 | $322,118 | $407,633 | $733,959 | - |
| March | $12,259 | $23,011 | $45,431 | $135,298 | $352,170 | $478,568 | - | - |
| April | $13,641 | $25,628 | $50,763 | $183,963 | $329,584 | $486,929 | - | - |
| May | $16,646 | $24,273 | $55,517 | $213,448 | $337,156 | $490,587 | - | - |
| June | $16,625 | $27,726 | $58,784 | $247,758 | $316,192 | $523,455 | - | - |
| July | $17,057 | $31,358 | $63,678 | $259,587 | $349,011 | $556,274 | - | - |
| August | $17,375 | $30,624 | $69,345 | $274,737 | $344,052 | $584,557 | - | $750k Goal |
| September | $17,380 | $41,343 | $69,043 | $269,876 | $313,714 | $569,039 | - | - |
| October | $16,044 | $43,732 | $69,866 | $294,685 | $342,157 | $566,124 | - | - |
| November | $16,332 | $46,935 | $95,120 | $294,439 | $364,093 | $609,465 | - | - |
| December | $16,589 | $51,547 | $118,877 | $313,367 | $346,313 | $637,152 | - | - |
|
|
May I ask how you formatted this table so nicely? I can't get my columns to be straight
-
Strong stock market returns does wonders.
2020 2021 2022 2023 2024
January $44,750 $124,571 $231,886 $372,271 $585,804
February $44,341 $132,698 $231,215 $360,190 $625,028
March $44,129 $168,620 $290,051 $385,219 -
April $52,984 $178,499 $272,417 $394,867 -
May $64,644 $185,394 $277,139 $399,238 -
June $72,352 $192,410 $261,884 $441,115 -
July $81,950 $200,596 $311,068 $467,361 -
August $91,046 $207,874 $305,250 $463,301 -
September $93,379 $203,750 $287,836 $438,606 -
October $95,547 $219,912 $309,232 $436,738 -
November $111,353 $223,562 $332,843 $490,244 -
December $124,571 $239,171 $330,068 $550,883 -
-
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | 132,155 | 177,349 | 282,110 | 344,002 | 562,144 | 566,920 | 658,932 | - |
| February | 138,015 | 188,332 | 290,845 | 360,553 | 550,651 | 603,222 | 685,235 | - |
| March | 138,469 | 187,634 | 288,022 | 367,222 | 545,172 | 612,629 | 696,088 | - |
| April | 148,093 | 197,461 | 257,224 | 387,064 | 575,922 | 616,858 | - | - |
| May | 158,814 | 194,010 | 276,627 | 398,896 | 547,618 | 618,599 | - | - |
| June | 161,284 | 186,414 | 299,563 | 407,230 | 541,730 | 644,443 | - | - |
| July | 160,446 | 196,934 | 304,249 | 418,701 | 527,166 | 660,703 | - | - |
| August | 168,222 | 267,535 | 318,456 | 520,045 | 577,017 | 656,843 | - | - |
| September | 184,158 | 268,153 | 324,661 | 527,305 | 561,402 | 658,526 | - | - |
| October | 189,536 | 271,542 | 317,511 | 520,004 | 545,003 | 647,666 | - | $1M! |
| November | 184,146 | 283,636 | 323,958 | 552,965 | 554,486 | 632,663 | - | - |
| December | 182,675 | 287,248 | 341,124 | 542,337 | 581,821 | 658,487 | - | - |
Super excited to report this month. I notice others are too!
-
First of all big congrats to all the new millionaires and almost millionaires, way to stick with it!! This was a great month in the markets and my bonus hit - hooray!! My original 1mm goal when I started was mid-2027 but as of today looks like I could hit it end of 2025- wild and crazy and awesome!
Once I get to 750k I'll add a new 1m goal in here.
| | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | $11,592 | $19,461 | $52,636 | $117,964 | $307,781 | $369,828 | $655,833 | - |
| February | $12,414 | $28,144 | $48,605 | $129,160 | $322,118 | $407,633 | $733,959 | - |
| March | $12,259 | $23,011 | $45,431 | $135,298 | $352,170 | $478,568 | - | - |
| April | $13,641 | $25,628 | $50,763 | $183,963 | $329,584 | $486,929 | - | - |
| May | $16,646 | $24,273 | $55,517 | $213,448 | $337,156 | $490,587 | - | - |
| June | $16,625 | $27,726 | $58,784 | $247,758 | $316,192 | $523,455 | - | - |
| July | $17,057 | $31,358 | $63,678 | $259,587 | $349,011 | $556,274 | - | - |
| August | $17,375 | $30,624 | $69,345 | $274,737 | $344,052 | $584,557 | - | $750k Goal |
| September | $17,380 | $41,343 | $69,043 | $269,876 | $313,714 | $569,039 | - | - |
| October | $16,044 | $43,732 | $69,866 | $294,685 | $342,157 | $566,124 | - | - |
| November | $16,332 | $46,935 | $95,120 | $294,439 | $364,093 | $609,465 | - | - |
| December | $16,589 | $51,547 | $118,877 | $313,367 | $346,313 | $637,152 | - | - |
|
|
May I ask how you formatted this table so nicely? I can't get my columns to be straight
That's a table. If you click the Quote link in the upper right of the post you'll see how it was done.
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First of all big congrats to all the new millionaires and almost millionaires, way to stick with it!! This was a great month in the markets and my bonus hit - hooray!! My original 1mm goal when I started was mid-2027 but as of today looks like I could hit it end of 2025- wild and crazy and awesome!
Once I get to 750k I'll add a new 1m goal in here.
| | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | $11,592 | $19,461 | $52,636 | $117,964 | $307,781 | $369,828 | $655,833 | - |
| February | $12,414 | $28,144 | $48,605 | $129,160 | $322,118 | $407,633 | $733,959 | - |
| March | $12,259 | $23,011 | $45,431 | $135,298 | $352,170 | $478,568 | - | - |
| April | $13,641 | $25,628 | $50,763 | $183,963 | $329,584 | $486,929 | - | - |
| May | $16,646 | $24,273 | $55,517 | $213,448 | $337,156 | $490,587 | - | - |
| June | $16,625 | $27,726 | $58,784 | $247,758 | $316,192 | $523,455 | - | - |
| July | $17,057 | $31,358 | $63,678 | $259,587 | $349,011 | $556,274 | - | - |
| August | $17,375 | $30,624 | $69,345 | $274,737 | $344,052 | $584,557 | - | $750k Goal |
| September | $17,380 | $41,343 | $69,043 | $269,876 | $313,714 | $569,039 | - | - |
| October | $16,044 | $43,732 | $69,866 | $294,685 | $342,157 | $566,124 | - | - |
| November | $16,332 | $46,935 | $95,120 | $294,439 | $364,093 | $609,465 | - | - |
| December | $16,589 | $51,547 | $118,877 | $313,367 | $346,313 | $637,152 | - | - |
|
|
May I ask how you formatted this table so nicely? I can't get my columns to be straight
As mentioned, table -- though I don't use a table for mine. I use the code brackets and use tabs to align everything, though I have to type a tab elsewhere and then paste it into the forum box because otherwise tab just moves me out of it.
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Net Worth by End-of-Year:
2016 (start): ($27,015.16)
2017: $2,474.33
2018: $33,203.90
2019: $68,192.96
2020: $130,715.91
2021: $296,922.14
2022: $400,055.05
Current: $519,129.00
Goals Breakdown
Q4 2023: $540K
Q1 2024: $580K
Q2 2024: $620K
Q3 2024: $660K
Q4 2024: $700K
Q1 2025: $740K
Q2 2025: $780K
Q3 2025: $820K
Q4 2025: $860K
Q1 2026: $900K
Q2 2026: $940K
Q3 2026: $980K
Q4 2026: $1M
November 18, 2023: $580,473.22 as of this morning. Small market upswing plus a fairly large payment from my business deal earlier this year means I hit both my Q4 2023 and Q1 2024 goals well in advance on paper. Some of this will be taken out for taxes, but it’s been a crazy month for progress toward my goals.
December 1, 2023: $603,891.35 as of today's paycheck. Approximately $27K of this is earmarked for taxes, so I'm sitting at around $576K "true" net worth. I've reached out to my CPA to see if I can to do anything before year end to reduce that bill.
January 18, 2024: $601,752.29 as of today. This is the adjusted "true" net worth after taking out the tax account I have earmarked (currently sitting just under $45k). So I'm well on my way to my Q2 goal of $620K early, but I also have a lot of work that needs to be done around the house. I just paid for a bathroom remodel, and have a lot of other work that needs to be done (water penetration issues and remediation). Overall doing well and feeling good about the progress I'm making.
February 12, 2024: Weird mid-month update I guess. $622,698.18 adjusted "true" net worth with earmarked taxes taken out of consideration. Hit Q2 goal already, but I likely won't hang onto it for too long since I still have a LOT of work around the house to get done. I'm hoping to keep the kitchen + flooring + drywall down to ~$25K or so but we'll see. Already $23K in this year between bathroom, re-grading the lawn, and installing gutters and french drains.
March 6, 2024: $628,383.97 for now after bathroom, re-grading lawn, and installing gutters and french drains at the house. Still have more work to do, but just glad NW is still mostly holding through the spending. I'll go ahead and mark my quarterly goal as met, ahead of the curve and still waiting on some disbursements.
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Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114 <-- Bought house
Jan 5 2022: TNW $974,113 / Investments $680,246
Feb 5 2022: TNW $989,468 / Investments $668,804
Mar 5 2022: TNW $976,348 / Investments $651,576
Apr 5 2022: TNW $1,030,421 / Investments $680,695
May 5 2022: TNW $1,028,363 / Investments $641,593
July 5 2022: TNW $1,039,389 / Investments $601,245
Aug 5 2022: TNW $1,122,143 / Investments $637,929
Sept 5 2022: TNW $1,122,124 / Investments $613,238
Oct 5 2022: TNW $1,095,655 / Investments $596,262
Nov 5 2022: TNW $1,108,755 / Investments $608,571
Dec 5 2022: TNW $1,208,503 / Investments $657,325
Jan 5 2023: TNW $1,194,656 / Investments $644,832
Feb 5 2023: TNW $1,236,363 / Investments $695,406
Mar 5 2023: TNW $1,227,644 / Investments $694,838
Apr 5 2023: TNW $1,142,895 / Investments $694,706
May 5 2023: TNW $1,069,445 / Investments $705,448
Jun 5 2023: TNW $1, 106,083 / Investments $719,253
Jul 5 2023: TNW $1,152,477 / Investments $741,551
Aug 5 2023: TNW $1,165,448 / Investments $757,157
Sept 5 2023: TNW $1,159,005 / Investments $748,000
Oct 5 2023: TNW $1,171,796 / Investments $715,779
Nov 5 2023: TNW $1,144,681 / Investments $726,801
Dec 5 2023: TNW $1,248,768 / Investments $781,275
Jan 5 2024: TNW $1,264,922 / Investments $815,800
Feb 5 2024: TNW $1,290,726 / Investments $827,529
Mar 7 2024: TNW $1,367,349 / Investments $870,729 ($43,200)
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5/1/18 135,266
6/1/18 146,521
7/1/18 150,573
8/1/18 155,306
9/1/18 169,777
10/1/18 178,901
11/1/18 179,225
12/1/18 185,066
1/1/19 184,310
2/1/19 196,092
3/1/19 202,431
4/1/19 228,194
5/1/19 242,596
6/1/19 241,727
7/1/19 258,652
8/1/19 - 174,529 (bought a house)
9/1/19 - 192,565
10/1/19 - 259,358
11/1/19 - 273,244
12/1/19 - 302,448
1/1/20 - 301,682
2/1/20 - 304,295
3/1/20 - 306,773
4/1/20 - 285,603
5/1/20 - 312,209
6/1/20 - 335,833
7/1/20 - 347,776
8/1/20 - 362,340
9/1/20 - 368,846
10/1/20 - 370,190
11/1/20 - 386,231
9/1/21 - 504,976
11/1/21 - 511,106
12/1/21 - 509,903
1/1/21 - 509,888
9/1/23 - 622,897
10/1/23 - 632,463
11/1/23 - 640,088
12/1/23 - 660,761
1/1/24 - 675,394
2/1/24 - 682,854
3/1/24 - 715,335
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Whelp, I haven't hit a million, but I happened to notice I went past my FIRE number of 750k.
Congratulations!!! :)
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Graduation day! Big bonus today and after a very strong month for the market it's just enough to earn our second comma!
Woohoo! Congrats, millionaire! :)
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Mar 2023: 1,005,000 I can't believe it!
Congratulations!!! :)
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Steady as she goes for me! Up 4.20% or $33,688 last month to $835,881
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Whelp, I haven't hit a million, but I happened to notice I went past my FIRE number of 750k.
Congratulations!!! :)
Thanks! Been a long time comin'!
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I haven't posted in here before, but we just passed our million when we did our numbers at the end of last month (squeaked in by $400 haha). It was a nice milestone for us both. One quirk of our numbers is that a lot of our assets are still in Australian dollars, so we've been swimming against the current of a falling Australian dollar. If we correct our numbers for that, they look even rosier - which is nice.
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First of all big congrats to all the new millionaires and almost millionaires, way to stick with it!! This was a great month in the markets and my bonus hit - hooray!! My original 1mm goal when I started was mid-2027 but as of today looks like I could hit it end of 2025- wild and crazy and awesome!
Once I get to 750k I'll add a new 1m goal in here.
| | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | $11,592 | $19,461 | $52,636 | $117,964 | $307,781 | $369,828 | $655,833 | - |
| February | $12,414 | $28,144 | $48,605 | $129,160 | $322,118 | $407,633 | $733,959 | - |
| March | $12,259 | $23,011 | $45,431 | $135,298 | $352,170 | $478,568 | - | - |
| April | $13,641 | $25,628 | $50,763 | $183,963 | $329,584 | $486,929 | - | - |
| May | $16,646 | $24,273 | $55,517 | $213,448 | $337,156 | $490,587 | - | - |
| June | $16,625 | $27,726 | $58,784 | $247,758 | $316,192 | $523,455 | - | - |
| July | $17,057 | $31,358 | $63,678 | $259,587 | $349,011 | $556,274 | - | - |
| August | $17,375 | $30,624 | $69,345 | $274,737 | $344,052 | $584,557 | - | $750k Goal |
| September | $17,380 | $41,343 | $69,043 | $269,876 | $313,714 | $569,039 | - | - |
| October | $16,044 | $43,732 | $69,866 | $294,685 | $342,157 | $566,124 | - | - |
| November | $16,332 | $46,935 | $95,120 | $294,439 | $364,093 | $609,465 | - | - |
| December | $16,589 | $51,547 | $118,877 | $313,367 | $346,313 | $637,152 | - | - |
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May I ask how you formatted this table so nicely? I can't get my columns to be straight
@savinglabor I clicked quote on someone else's post who had a good table and just used their format. You can use mine if you click quote, then you'll see where to change the numbers and things!
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Well, we had an eventful March...and kid #3 is due any day now. So I paid all the bills and updated the spreadsheet a little early in case the kid decides to come on the first of the month, when I usually do all this.
Bonuses for both of us hit. Wife got some major outperformance bonuses and whatnot...plus the market being at all time highs really helped. All that to say...we did it! We've crossed the $1M net worth threshold, on paper.
What's next? First, get this kid out as soon as possible! We are strongly leaning toward me quitting and doing the stay at home dad thing for a little while. We both have 3+ months off work, paid, so we have time to decide. The Wife is also planning on looking at some other opportunities while on leave. While we didn't anything special to "celebrate" crossing the $1M mark, we both acknowledged that we have a position of strength when it comes to approaching the future. What a ride! We got married in very late 2015, and basically had a zero net worth. Less than 9 years later to the first million. Seems surreal.
1/1/2022 $670,797.36 1/1/2023 $658,311.91 1/1/2024 $826,460.87
2/1/2022 $638,795.36 2/1/2023 $685,332.23 2/1/2024 $851,535.23
3/1/2022 $682,890.47 3/1/2023 $708,360.43 3/1/2024 $917,062.00
4/1/2022 $758,656.79 4/1/2023 $731,445.96 4/1/2024 $1,037,917.08
5/1/2022 $749,682.30 5/1/2023 $769,633.73 5/1/2024 $-
6/1/2022 $741,360.11 6/1/2023 $777,415.92 6/1/2024 $-
7/1/2022 $694,491.49 7/1/2023 $799,801.60 7/1/2024 $-
8/1/2022 $715,087.10 8/1/2023 $815,425.65 8/1/2024 $-
9/1/2022 $729,157.17 9/1/2023 $799,270.11 9/1/2024 $-
10/1/2022 $663,613.37 10/1/2023 $761,340.69 10/1/2024 $-
11/1/2022 $684,833.10 11/1/2023 $746,740.63 11/1/2024 $-
12/1/2022 $692,551.19 12/1/2023 $799,345.86 12/1/2024 $-
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What a ride! We got married in very late 2015, and basically had a zero net worth. Less than 9 years later to the first million. Seems surreal.
Congrats!! It is a surreal feeling. If it helps, we got marred in 2015, but with more like ~$200k net worth, less than that liquid. We've wobbled a bit above and below liquid million over the past few months, especially with buying a house and moving expenses. Fingers crossed we're super close to it once more as Q1 wraps up...
Anyway, with few if any real world people to talk about it... and probably no direct/immediate actions, it's weird how you reach $1 million but the experience can't be like, CELEBRATED and SHOUTED ABOUT. But enjoy it, nonetheless!
While I'm far less engaged with the forum here than I used to be, it's still my one place to talk about this sort of stuff, and I'm glad to share the milestone!
While I'm more on the consumer sucka side of mustachianism, the lessons learned from the blog and the forum have been so valuable.
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Quarter StockBondCash +Houses
Q4 2016: $112,200 $165,800
Q1 2017: $124,300 $178,500
Q2 2017: $148,300 $203,300
Q3 2017: $160,548 $217,018
Q4 2017: $178,042 $235,102
Q1 2018: $203,082 $260,736
Q2 2018: $213,941 $272,491
Q3 2018: $223,802 $283,554
Q4 2018: $235,666 $296,330
Q1 2019: $229,947 $291,293
Q2 2019: $284,421 $346,689
Q3 2019: $315,573 $378,769
Q4 2019: $350,244 $414,376
Q1 2020: $408,250 $473,325
Q2 2020: $362,044 $428,120
Q3 2020: $457,379 $524,413
Q4 2020: $383,076 $555,858
Q1 2021: $478,879 $656,382
Q2 2021: $522,651 $704,873
Q3 2021: $575,207 $761,357
Q4 2021: $722,632 $916,172
Q1 2022: $785,909 $979,449
Q2 2022: $793,344 $1,078,999
Q3 2022: $701,136 $984,207
Q4 2022: $680,310 $898,221
Q1 2023: $766,771 $1,005,937
Q2 2023: $829,120 $1,072,293
Q3 2023: $909,213 $1,166,633
Q4 2023: $846,149 $1,120,101
Q1 2024: $977,778 $1,241,503
anndd:
Q2 2024: $1,037,412 $1,327,748
But wait! Since the last update we sold a house transferring some from houses to cash (soon to be stocks):
Q2 2024: $1,193,894 $1,327,748
Solid cross of the finish line. Smell ya later!
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| | 2024 | 2025 | 2026 | 2027 | 2028 | 2029 | 2030 | 2031 |
| January | | | | | | | | - |
| February | 508,803 | | | | | | | - |
| March | 519,360 | | | | | | - | - |
| April | | | | | | | - | - |
| May | | | | | | | - | - |
| June | | | | | | | - | - |
| July | | | | | | | - | - |
| August | | | | | | | - | |
| September | | | | | | | - | - |
| October | | | | | | | - | - |
| November | | | | | | | - | - |
| December | | | | | | | - | - |
|
|
Officially started the race to 1M last month. Not sure if I will actually finish this race as I am more focused on making memories with my young family then early retirement. We are going on a trip to Disney in April, so net worth increases may be low for the next couple months as we pay that off.
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Investments Only:
12/1/23 - $513k
1/1/24 - $546k
2/1/24 - $558k
3/1/24 - $581k
4/1/24 - $596k
Updating early as I’ll be out of town on the 1st. It was another month of bloodbath expenses with the second half of the roof due and a lot of vet bills. Still amazing to see progress with that much outflow! Happy Spring to you all.
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Year 2018 2019 2020 2021 2022 2023 2024
Jan $260,262.67 $260,498.17 $355,540.40 $508,468.68 $672,003.95 $640,193.26 $904,111.46
Feb $270,247.21 $282,677.81 $363,857.03 $509,567.53 $639,611.05 $671,819.16 $926,220.52
Mar $274,832.08 $303,458.44 $338,355.26 $520,884.63 $634,640.78 $662,686.54 $954,443.92
Apr $270,627.23 $303,218.72 $293,271.53 $541,068.08 $659,611.56 $682,101.41 $991,145.41
May $278,368.36 $317,168.51 $347,245.32 $587,538.85 $626,633.66 $773,878.01
Jun $274,359.32 $305,266.44 $364,417.41 $593,402.81 $633,264.00 $782,511.38
Jul $274,608.95 $304,929.19 $371,252.51 $606,481.86 $603,185.63 $831,335.87
Aug $280,692.80 $305,590.57 $393,995.98 $614,890.13 $637,566.93 $848,549.63
Sep $294,559.30 $306,102.25 $449,017.88 $623,073.11 $639,963.91 $845,678.87
Oct $294,744.86 $305,808.36 $448,674.02 $618,758.32 $592,457.62 $822,805.13
Nov $268,666.52 $322,371.05 $447,910.61 $654,187.24 $631,130.76 $811,326.01
Dec $280,335.80 $352,576.02 $480,614.30 $633,311.29 $652,812.65 $859,161.72
ahhhhhhhhhhh
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Quarter StockBondCash +Houses
Q4 2016: $112,200 $165,800
Q1 2017: $124,300 $178,500
Q2 2017: $148,300 $203,300
Q3 2017: $160,548 $217,018
Q4 2017: $178,042 $235,102
Q1 2018: $203,082 $260,736
Q2 2018: $213,941 $272,491
Q3 2018: $223,802 $283,554
Q4 2018: $235,666 $296,330
Q1 2019: $229,947 $291,293
Q2 2019: $284,421 $346,689
Q3 2019: $315,573 $378,769
Q4 2019: $350,244 $414,376
Q1 2020: $408,250 $473,325
Q2 2020: $362,044 $428,120
Q3 2020: $457,379 $524,413
Q4 2020: $383,076 $555,858
Q1 2021: $478,879 $656,382
Q2 2021: $522,651 $704,873
Q3 2021: $575,207 $761,357
Q4 2021: $722,632 $916,172
Q1 2022: $785,909 $979,449
Q2 2022: $793,344 $1,078,999
Q3 2022: $701,136 $984,207
Q4 2022: $680,310 $898,221
Q1 2023: $766,771 $1,005,937
Q2 2023: $829,120 $1,072,293
Q3 2023: $909,213 $1,166,633
Q4 2023: $846,149 $1,120,101
Q1 2024: $977,778 $1,241,503
anndd:
Q2 2024: $1,037,412 $1,327,748
But wait! Since the last update we sold a house transferring some from houses to cash (soon to be stocks):
Q2 2024: $1,193,894 $1,327,748
Solid cross of the finish line. Smell ya later!
Congrats!
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| | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | $52,277 | $102,029 | $186,657 | $306,111 | $344,771 | $443,598 | $581,977 | $746,547 | $754,342 | $920,830 |
| February | $57,992 | $107,201 | $196,191 | $301,453 | $357,526 | $422,062 | $608,184 | $755,246 | $744,552 | $969,392 |
| March | $61,620 | $116,502 | $199,234 | $306,821 | $364,397 | $371,488 | $626,905 | $780,769 | $764,392 | $1,007,541 |
| April | $68,207 | $121,028 | $205,602 | $312,149 | $375,876 | $411,410 | $659,527 | $736,029 | $777,840 | - |
| May | $73,499 | $132,630 | $217,515 | $319,649 | $366,887 | $432,756 | $670,069 | ? (AFK) | $781,162 | - |
| June | $73,620 | $136,350 | $218,315 | $325,450 | $388,214 | $449,153 | $689,099 | ? (AFK) | $829,780 | - |
| July | $77,235 | $143,420 | $226,577 | $332,615 | $393,565 | $473,639 | $703,139 | ? (AFK) | $866,814 | - |
| August | $77,588 | $149,032 | $231,008 | $341,112 | $391,468 | $499,746 | $724,977 | ? (AFK) | $856,218 | - |
| September | $77,524 | $161,672 | $251,872 | $343,628 | $400,870 | $492,572 | $708,615 | $651,444 | $830,802 | - |
| October | $86,899 | $160,725 | $260,359 | $329,514 | $411,683 | $488,099 | $748,616 | $684,131 | $813,084 | - |
| November | $94,202 | $170,428 | $273,396 | $336,035 | $423,504 | $546,559 | $741,525 | $726,260 | $853,453 | - |
| December | $101,290 | $179,734 | $287,829 | $317,638 | $441,666 | $574,853 | $774,895 | $696,612 | $916,701 | - |
Woooooo!!!! Took about 3 years and 4 months to go from 500k->1m. When I first joined, I speculated this would be a bit more of a meander than a race and in some ways that was true (took an unpaid sabbatical for half a year), in other ways it's hard to say 3.33 years isn't race pace
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Investments only;
Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Dec 2020: $448.30k
Dec 2021: $579.50k
Jan 2022: $555.08k
Feb 2022: $547.93k
Mar 2022: $568.83k
Apr 2022: $526.18k
May 2022: $533.30k
Jun 2022: $500.42k
Jul 2022 : $533.30k
Aug 2022: $517.60k
Dec 2022: $521.43k
Jan 2023: $562.03k
Feb 2023: $549.90k
May 2023: $571.35k
Jun 2023: $601.64k
Jul 2023: $622.09k
Aug 2023: $607.46k
Sep 2023: $580.53k
Oct 2023: $568.72k
Nov 2023: $622.08k
Dec 2023: $659.79k
Jan 2024: $663.00k
Feb 2024: $684.06k
Mar 2024: $703.63k
Sent from my SM-S908U using Tapatalk
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@patchyfacialhair congrats on the money milestone and kid#3! (million dollar baby?)
Congrats @Radagast and @McStache crossing the finish line!
Welcome @Mainlander
@JLee soooooo close!
Investments only
| | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | $326K | $491K | $516K | $682K | - |
| February | $345K | $487K | $508K | $707K | - |
| March | $362K | $509K | $527K | $734K | - |
| April | $383K | $474K | $542K | - | - |
| May | $385K | $481K | $546K | - | - |
| June | $393K | $447K | $586K | - | - |
| July | $451K | $488K | $625K | - | - |
| August | $467K | $476K | $617K | - | - |
| September | $447K | $438K | $592K | - | - |
| October | $480K | $475K | $583K | - | - |
| November | $494K | $505K | $625K | - | - |
| December | $515K | $480K | $657K | - | - |
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=1302523503
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I love seeing everyone riding the wave! It's both exciting and a bit scary realizing how much more the market moves the meter now, compared to contributions. I just do quarterly checks these days, to keep from fretting too much.
Goal: $1.3M before downshifting a bit. We'd love to reach the 2/3 point this year.
Dec 2023: $738K
March 2024: $790K
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EOY Networth (US$)
2011 -50k
2012 -41k
2013 -10k
2014 33,726
2015 90,497
2016 146,590
2017 224,985
2018 282,015
2019 381,913...downshifted to halftime in the fall.
2020 495,309
2021 591,399
2022 585,889...started including the value of my PTO bank
2023 738,911
March update: $793,030. Up $24,961. More of the same...no complaints here.
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The first number is retirement related investments and the second includes cash savings, real estate, and other investments. I'm focused on retirement savings only for this race.
December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
December 2021: $506,167 (total NW $665,639)
December 2022: $459,000 (total NW $627,689)
December 2023: $614,548 (total NW $795,006)
January 2024: $624,946 (total NW $803,234)
February 2024: $649,964 (total NW $831,943)
March 2024: $675,855 (total NW $873,701)
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I crossed $700k for the first (and most likely not last) time:
2010: $53,697
2011: $108,897
2012: $117,680
2013: $103,454
2014: $90,255
2015: $247,500
2016: $290,327
2017: $285,125
2018: $265,292
2019: $301,045
2020: $392,359
2021: $550,905
2022: $506,095
2023: $713,647
Despite a bad day on my investments, NW seemed to go in the right direction. I'm at $736k for end of January 2024.
The first quarter of 2024 has been nuts, I crossed $800k for the first time.
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Liquid only
| 2021 | 2022 | 2023 | 2024 |
| January | $214,801 | $368,240 | $506,006 | — |
| February | - | $415,650 | $556,654 | $840,669 |
| March | $247,632 | - | -- | $883,024 |
| April | $267,671 | $432,042 | -- | $912,024 |
| May | − | $418,269 | $550,282 | — |
| June | $293,749 | $420,576 | $608,355 | — |
| July | − | $433,032 | -- | — |
| August | − | $477,541 | $659,953 | — |
| September | $311,131 | $461,148 | -- | — |
| October | - | $478,809 | $661,972 | — |
| November | $339,986 | $501,052 | $681,707 | — |
| December | $345,952 | $521,479 | $721,964 | — |
Just crazy..IRS will take a bite out of this soon..
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The first quarter of 2024 has been nuts, I crossed $800k for the first time.
Congrats on the milestone!
Yes, nuts. Does anyone else have this feeling of unrealness? It felt sooooo real in 2022 when everything was dropping all the time. The contrast is a little whiplash-y.
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The first quarter of 2024 has been nuts, I crossed $800k for the first time.
Congrats on the milestone!
Yes, nuts. Does anyone else have this feeling of unrealness? It felt sooooo real in 2022 when everything was dropping all the time. The contrast is a little whiplash-y.
I don't know, 2022 was still very much a crazy Covid world, for much of that year....my net worth went down about 7% in 2022. My net worth it went up 36% in 2021 and 37% in 2023, so 2022 was obviously poor in comparison, but I don't know that it was something horrible.
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On Tuesday I will it 1MM net worth. 700k invested.
I thought I’d be more excited for this one but it doesn’t seem like anything special.
I’m half way to FIRE though so that’s kind of exciting.
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June 2017: 198.7k
September 2017: 222.1k
December 2017: 242.4k
March 2018: 263.3k
June 2018: 290.4k
September 2018: 313.7k
December 2018: 296.8k
March 2019: 346.3k
June 2019: 372.4k
September 2019: 390.4k
December 2019: 428.6k
March 2020: 371.1k
June 2020: 456.2k
September 2020: 505.5k
December 2020: 590.1k
March 2021: 644.3k
June 2021: 701.1k
September 2021: 725.9k
December 2021: 788.5k
March 2022: 782.2k
June 2022: 673.5k
September 2022: 665.9k
December 2022: 720.6k
March 2023: 794.9k
June 2023: 874.7k
September 2023: 869.6k
December 2023: 977.1k
March 2024: 1,094.0k
Incredible that it took 3.5 years to go from 500k to almost 1.1 million. Fingers crossed the next doubling occurs in a similar time frame.
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| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | ??? | 134,982 | 152,827 | 166,462 | 242,541 | 354,718 | 433,211 | 478,011 | 619,370 | $750k Goal |
| February | ??? | 139,867 | 155,407 | 177,792 | 257,924 | 382,044 | 453,226 | 486,395 | 656,262 | - |
| March | 111,557 | 141,453 | 152,342 | 193,722 | 227,560 | 382,355 | 467,849 | 504,628 | 675,686 | - |
| April | 125,553 | ??? | 155,305 | 210,318 | 256,005 | 411,837 | 470,161 | 524,209 | - | - |
| May | 132,778 | 137,778 | 160,431 | 205,538 | 278,157 | 418,700 | 468,507 | 516,858 | - | - |
| June | ??? | 125,010 | 162,239 | 199,039 | 282,777 | 442,429 | 460,137 | 549,320 | - | - |
| July | ??? | 129,077 | 170,289 | 198,372 | 304,381 | 440,202 | 475,590 | 579,766 | - | - |
| August | ??? | 130,256 | 175,906 | 206,279 | 312,578 | 455,378 | 483,706 | 584,181 | - | - |
| September | ??? | 136,658 | 178,198 | 212,786 | 295,744 | 448,555 | 449,474 | 584,162 | - | - |
| October | 121,823 | 137,913 | 164,888 | 220,513 | 286,661 | 474,585 | 470,090 | 560,381 | - | - |
| November | 126,048 | 143,556 | 165,777 | 233,155 | 331,046 | 477,744 | 481,824 | 607,383 | - | - |
| December | 131,174 | 146,827 | 154,154 | 239,998 | 361,661 | 481,002 | 461,547 | 635,230 | - | - |
It does feel surreal but gotta stay on the wave and keep riding.
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June 2017: 198.7k
September 2017: 222.1k
December 2017: 242.4k
March 2018: 263.3k
June 2018: 290.4k
September 2018: 313.7k
December 2018: 296.8k
March 2019: 346.3k
June 2019: 372.4k
September 2019: 390.4k
December 2019: 428.6k
March 2020: 371.1k
June 2020: 456.2k
September 2020: 505.5k
December 2020: 590.1k
March 2021: 644.3k
June 2021: 701.1k
September 2021: 725.9k
December 2021: 788.5k
March 2022: 782.2k
June 2022: 673.5k
September 2022: 665.9k
December 2022: 720.6k
March 2023: 794.9k
June 2023: 874.7k
September 2023: 869.6k
December 2023: 977.1k
March 2024: 1,094.0k
Incredible that it took 3.5 years to go from 500k to almost 1.1 million. Fingers crossed the next doubling occurs in a similar time frame.
Congrats!
Sent from my SM-S908U using Tapatalk
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| Net Worth | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | $49,378.04 | $90,928.02 | $161,747.01 | $229,977.41 | $232,928.16 | $456,779.55 |
| February | $50,300.10 | $93,896.81 | $162,883.32 | $217,510.91 | $346,856.21 | $464,225.21 | $ - |
| March | $59,373.49 | $100,165.23 | $173,923.10 | $220,602.56 | $347,275.46 | $490,348.72 | $ - |
| April | $59,558.47 | $94,297.23 | $183,031.09 | $226,302.77 | $358,270.55 | $511,559.42 | $ - |
| May | $64,340.45 | $106,341.84 | $186,124.71 | $216,297.22 | $363,790.59 | $ - | $ - |
| June | $64,940.28 | $113,372.31 | $189,866.01 | $210,792.90 | $370,890.90 | $ - | $ - |
| July | $70,156.02 | $120,466.05 | $194,364.35 | $206,546.54 | $400,232.03 | $ - | $ - |
| August | $74,302.64 | $127,953.51 | $197,286.96 | $224,774.07 | $417,598.48 | $ - | $ - |
| September | $74,328.43 | $135,625.59 | $205,953.08 | $217,814.80 | $413,256.55 | $ - | $ - |
| October | $78,067.76 | $137,857.32 | $201,884.29 | $206,617.66 | $400,848.50 | $ - | $ - |
| November | $81,274.16 | $136,857.08 | $215,701.01 | $220,532.58 | $392,181.17 | $ - | $ - |
| December | $88,148.59 | $152,706.85 | $217,143.43 | $241,204.92 | $435,305.59 | $ - | $ - |
| |
| Annual gain | $41,549.98 | $70,818.99 | $68,230.40 | $2,950.75 | $223,851.39 | $ - | $ - |
I guess I'm joining here now.
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| Net Worth | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | $49,378.04 | $90,928.02 | $161,747.01 | $229,977.41 | $232,928.16 | $456,779.55 |
| February | $50,300.10 | $93,896.81 | $162,883.32 | $217,510.91 | $346,856.21 | $464,225.21 | $ - |
| March | $59,373.49 | $100,165.23 | $173,923.10 | $220,602.56 | $347,275.46 | $490,348.72 | $ - |
| April | $59,558.47 | $94,297.23 | $183,031.09 | $226,302.77 | $358,270.55 | $511,559.42 | $ - |
| May | $64,340.45 | $106,341.84 | $186,124.71 | $216,297.22 | $363,790.59 | $ - | $ - |
| June | $64,940.28 | $113,372.31 | $189,866.01 | $210,792.90 | $370,890.90 | $ - | $ - |
| July | $70,156.02 | $120,466.05 | $194,364.35 | $206,546.54 | $400,232.03 | $ - | $ - |
| August | $74,302.64 | $127,953.51 | $197,286.96 | $224,774.07 | $417,598.48 | $ - | $ - |
| September | $74,328.43 | $135,625.59 | $205,953.08 | $217,814.80 | $413,256.55 | $ - | $ - |
| October | $78,067.76 | $137,857.32 | $201,884.29 | $206,617.66 | $400,848.50 | $ - | $ - |
| November | $81,274.16 | $136,857.08 | $215,701.01 | $220,532.58 | $392,181.17 | $ - | $ - |
| December | $88,148.59 | $152,706.85 | $217,143.43 | $241,204.92 | $435,305.59 | $ - | $ - |
| |
| Annual gain | $41,549.98 | $70,818.99 | $68,230.40 | $2,950.75 | $223,851.39 | $ - | $ - |
I guess I'm joining here now.
Welcome
Sent from my SM-S908U using Tapatalk
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| | 2021 | 2022 | 2023 | 2024 |
| January | $517,231 | $587,701 | $684,648 | $700,831 |
| February | $523,109 | $602,997 | $718,097 | $724,428 |
| March | $528,981 | $601,258 | $681,798 | $742,016 |
| April | $534,853 | $642,611 | $665,681 | $787,834 |
| May | $540,725 | $624,923 | $675,664 |
| June | $533,040 | $641,064 | $665,389 |
| July | $542,290 | $621,053 | $687,534 |
| August | $541,486 | $661,845 | $690,801 |
| September | $540,080 | $654,924 | $684,056 |
| October | $551,000 | $632,154 | $647,913 |
| November | $566,816 | $677,840 | $622,387 |
| December | $582,631 | $712,049 | $667,567 |
Up $46k m/m - are stock markets in a melt-up?
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Investments only
| | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | $34,633 | $56,928 | $98,248 | $176,153 | $419,499 | $643,917 | $586,257 | $808,772 |
| February | $40,740 | $56,241 | $115,926 | $182,362 | $433,878 | $631,440 | $641,711 | $828,542 |
| March | ??? | $57,195 | $123,445 | $171,868 | $481,671 | $612,570 | $643,961 | $870,233 |
| April | $41,346 | $57,635 | $129,678 | $188,425 | $503,015 | $628,685 | $673,394 | $895,779 |
| May | $41,840 | $66,682 | $136,527 | $255,004 | $536,515 | $583,864 | $671,053 | - |
| June | $45,227 | $71,500 | $132,945 | $279,130 | $570,802 | $566,514 | $689,810 | - |
| July | $45,862 | $75,817 | $142,557 | $290,173 | $570,802 | $546,704 | $727,315 | - |
| August | $47,377 | $85,050 | $150,420 | $310,173 | $568,446 | $587,836 | $753,046 | - |
| September | $47,669 | $87,937 | $146,310 | $336,875 | $596,208 | $556,816 | $752,227 | - |
| October | $50,397 | $94,114 | $150,536 | $338,532 | $590,085 | $526,251 | $733,159 | - |
| November | $52,288 | $95,502 | $155,627 | $332,899 | $625,776 | $568,125 | $720,868 | - |
| December | ??? | $93,596 | $165,458 | $396,311 | $611,435 | $602,563 | $773,792 | - |
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| 2020 | 2021 | 2022 | 2023 | 2024 |
| Jan | | $308k | $462k | $435k | $591k |
| Feb | $253k | $319k | $441k | $462k | $600k |
| Mar | $221k | $332k | $440k | $463k | $619k |
| Apr | $239k | $349k | $455k | $487k | $649k |
| May | $244k | $355k | $425k | $505k |
| Jun | $265k | $368k | $449k | $520k |
| Jul | $269k | $378k | $426k | $538k |
| Aug | $281k | | $449k | $559k |
| Sep | $294k | $394k | $438k | $551k |
| Oct | $290k | $399k | $412k | $540k |
| Nov | $301k | $436k | $421k | $532k |
| Dec | $308k | $454k | $449k | $565k |
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Ok as of last month, I'm finally in this race...
Year End
2016: $125k
2017: $182k (+$57k)
2018: $233k (+$51k)
2019: $281k (+$48k)
2020: $327k (+$46k)
2021: $453k (+$126k)
2022: $452k (-$1k)
Q1 2023: $504k (+$52k)
Q1 2023: $504k (+$52k)
Q2 2023: $525k (+$20k)
Q3 2023: $519k (-$5k)
Q4 2023: $565k (+$45k)
Q1 2024: $635k (+$70k)
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March 2020: 78,000
April 2020: 91,000
May 2020: 106,000
June 2020: 115,000
July 2020: 125,000
September 2020: 145,000
October 2020: 157,076.76
November 2020: 170,592.07
December 2020: 186,935
January 2021: 204,451
March 2021: 214,068
April 2021: 233,785.28
April 26, 2021: 252,949.69
June 2021: 262,929.30
July 2021: 276,020.11
August 2021: $287,492.04
September 2021: 310,204.48
November 2021: $342,636.87
December 2021: 351,770.0
January 2022: 371,918.79
March 2023: 481,446.68
June 2023: 542,032.77
July 2023: 592,204.70
September 2023: 600,406.7
December 2023: 633,807.18
February 2024: 688,469
March 2024: 710,680.71
Bought a car
April 2024: 719,062
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When I first started tracking in 2020 my projected 1mm date was mid-2027, now it's looking like I could hit it next year! Woohoo! So cool to see all the new millionaires, keep going!
| | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | $11,592 | $19,461 | $52,636 | $117,964 | $307,781 | $369,828 | $655,833 | - |
| February | $12,414 | $28,144 | $48,605 | $129,160 | $322,118 | $407,633 | $733,959 | - |
| March | $12,259 | $23,011 | $45,431 | $135,298 | $352,170 | $478,568 | $808,150 | - |
| April | $13,641 | $25,628 | $50,763 | $183,963 | $329,584 | $486,929 | - | - |
| May | $16,646 | $24,273 | $55,517 | $213,448 | $337,156 | $490,587 | - | - |
| June | $16,625 | $27,726 | $58,784 | $247,758 | $316,192 | $523,455 | - | - |
| July | $17,057 | $31,358 | $63,678 | $259,587 | $349,011 | $556,274 | - | - |
| August | $17,375 | $30,624 | $69,345 | $274,737 | $344,052 | $584,557 | - | - |
| September | $17,380 | $41,343 | $69,043 | $269,876 | $313,714 | $569,039 | - | - |
| October | $16,044 | $43,732 | $69,866 | $294,685 | $342,157 | $566,124 | - | - |
| November | $16,332 | $46,935 | $95,120 | $294,439 | $364,093 | $609,465 | - | - |
| December | $16,589 | $51,547 | $118,877 | $313,367 | $346,313 | $637,152 | - | $1mm Goal |
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5/1/18 135,266
6/1/18 146,521
7/1/18 150,573
8/1/18 155,306
9/1/18 169,777
10/1/18 178,901
11/1/18 179,225
12/1/18 185,066
1/1/19 184,310
2/1/19 196,092
3/1/19 202,431
4/1/19 228,194
5/1/19 242,596
6/1/19 241,727
7/1/19 258,652
8/1/19 - 174,529 (bought a house)
9/1/19 - 192,565
10/1/19 - 259,358
11/1/19 - 273,244
12/1/19 - 302,448
1/1/20 - 301,682
2/1/20 - 304,295
3/1/20 - 306,773
4/1/20 - 285,603
5/1/20 - 312,209
6/1/20 - 335,833
7/1/20 - 347,776
8/1/20 - 362,340
9/1/20 - 368,846
10/1/20 - 370,190
11/1/20 - 386,231
9/1/21 - 504,976
11/1/21 - 511,106
12/1/21 - 509,903
1/1/21 - 509,888
9/1/23 - 622,897
10/1/23 - 632,463
11/1/23 - 640,088
12/1/23 - 660,761
1/1/24 - 675,394
2/1/24 - 682,854
3/1/24 - 715,335
4/1/24 - 734,141
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07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
12/01/2021 - $558,710 / ~$817K (Zillow thinks my house is worth a lot more than a few months ago)
12/31/2021 - $590,743 / ~$857K
02/01/2022 - $560,789 / ~$832K (including ~$1,750 in Cryptocurrency)
03/01/2022 - $551,465 / ~$863k (including ~$2,822 in Cryptocurrency) (house went up ~$36k in value according to Zillow)
04/01/2022 - $577,980 / ~$943k (including ~$4,041 in Cryptocurrency) (House went up again)
05/02/2022 - $533,454 / ~$905k (inc. ~$3517 in Crypto) (house went up again)
05/31/2022 - $538,475 / ~$899K (inc. ~$2647 in Crypto) (house went Down)
06/30/2022 - $491,145 / ~$836K (inc. ~$1,700 in crypto) (house value when down)
08/01/2022 - $534,790 / ~$860k (incl. ~$2,490 in Crypto, House value went down)
09/02/2022 - $515,422 / ~$822K (incl. ~$2,375 in crypto, house is about same)
10/03/2022 - $476,437 / ~$767K (Incl. ~$2,180 in crypto, house value is down)
11/01/2022 - $513,433 / ~$803k (Incl. ~$2,260 in crypto)
12/01/2022 - $571,340 / ~$865k (incl. ~$2,190 in crypto)
01/05/2023 - $558,368 / ~$831k (incl. ~$2,278 in crypto) - i did a thing and our overall NW will go down next month
02/01/2023 - $599,198 / ~$835k (incl. ~$2,860 in crypto) - so close to $600k and a new all time high!
02/15/2023 - $606,500 (incl. ~$2,900 in crypto)`
03/01/2023 - $592,146 / $827k (including ~$2,940 in crypto) Zillow says house went up in value $6k which seems weird
04/02/2023 - $606,020 / $860k (including ~$3,675 in crypto) House went up ~$17k
05/02/2023 - $608,656 / $883 (including ~$3917 in crypto, house went up ~$8k per Zillow)
House Sale and House Purchase impacting numbers
****08/01/2023 - ~$711,600-~$32k = ~$680,000 (including ~$4,400 in crypto) - The new house and mortgage is not included in these numbers - REVISION - missed a balance transfer that wasn't accounted for in the new accounts
09/04/2023 - $679,448 / $803k (including ~$4,836 in crypto) - This is an accurate picture of where we ended up after our move - lost some home equity and gained some investment cash
10/03/2023 - $695,857 / $769k (including $5,117 in crypto)
11/02/2023 - $688,879 / $775k (including $6,590 in crypto)
12/01/2023 - $746,827 / $819K (including $8,156 in crypto)
01/01/2024 - $824,701 / $903k (including $10,393 in crypto)
01/31/2024 - $849,920 / $933k (including $10,006 in crypto)
02/29/2024 - $881,693 / $960K (Including $14,800 in crypto)
04/01/2024 - $924,834 / $1,044k (Including $17,671 in crypto)
Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0
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2017
Jan 1st: 252k
Dec 4th 322.5k
2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k
2019
Jan 1st: $357.5 (first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5
2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019
Dec 29th: $624 UP 90.5k for 2020
2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
Sept 1: $796
Oct 1: $771.5
Nov: $808
Dec: $815.5 Put the condo up to 150k- Zillow says 180k now.
Dec 31: $843 UP 218,977for 2021, but some was the condo
2022
Feb 1st: $807
Mar 1st: $798.5
Apr 1st $822.5
May 1: $786.5
June 1: $776
August 1:$781
Sept 1: $766
Oct 4: $735
Nov 2: $760.5
Dec 1: $791.5
Jan 3: 769.5 sold art DOWN 73,345 for 2022
March 1: 803.5
Mar 30: 811
May 5th: 819
Aug 8: 884
Sept 2: 888
Oct 3: 855
Nov 5th: 866.5
Dec 3rd: 902.5
2024: UP 150,727 for 2023
Jan 4: 920.5
Feb 5: 946
Mar :973
April 1: 997.5 WOW so close!!!!
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1/19- 29,000
1/20- 130,822
1/21- 258,257
1/22- 452,162
1/23- 534,404
1/24- 727,081
2/24- 751,698
3/24- 786,410
4/24- 811,314
This is stupid. I'm starting to feel rich. Hah
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| Date | FIRE | Medi | Total NW | % Increase | Notes |
| 6/1/2017 | | | $115,738 | - | |
| 12/31/2018 | $177,341.32 | $46,719.18 | $224,060.50 | ~2.07% | |
| 12/31/2019 | $258,407.93 | $82,188.34 | $340,596.27 | ~10.57% | Percentage off due to account access issues last month |
| 12/31/2020 | $230,836.47 | $101,830.02 | $408,666.49 | ~4.74% | |
| 12/31/2021 | $392,057 | $143,156.74 | $535,214.65 | ~2.76% | |
| 12/31/2022 | $363.496.09 | $127.446.75 | $490.942.84 | ~1.06% | |
| 12/31/2023 | $444,535.07 | $190,824.46 | $635,359.53 | ~2.69% | |
EOY24 Goal: 680-700k
Numbers based on a majority of accounts I am tracking. Does not include some small accounts or business accounts.
03/31/2023 Fire:$501,454.19 + Medi:$216,961.81 = $718,416.00 ~3.66%
So.... 700k beaten, and... even after I pay taxes in the next 13 days, of which I owe a lot, due to surprise wealth showing up. I will still be within in my goal target.... Not complaining, if your paying more in taxes it means your doing something RIGHT! Though I will probably seek more advice on trimming them down next year...
So... I have to wonder, do I attempt to to raise the goal? Do I just sit happy and wait. Decisions decisions.
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| - | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | $282,434. | $337,409. | $471,679. | $551,768. | $585,238. | $719,464. |
| February | $291,608. | $311,090. | $503,034. | $558,550. | $575,530. | $751,688. |
| March | $297,041. | $305,148. | $507,281. | $- | $- | $777,632. |
| April | $311,860. | $315,763. | $534,472. | $- | $- |
| May | $314,419. | $342,506. | $538,416. | $- | $- |
| June | $0. | $355,784. | $548,063. | $- | $- |
| July | $0. | $379,309. | $550,977. | $- | $595,388. |
| August | $0. | $403,144. | $565,447. | $542,929. | $- |
| September | $0. | $394,618. | $553,294. | $- | $- |
| October | $0. | $388,353. | $585,522. | $- | $- |
| November | $0. | $436,726. | $567,668. | $- | $- |
| December | $0. | $464,139. | $597,907. | $507,916. | $718,324. |
|
It's been forever since I've posted, and I haven't always kept track of my accounts, but wow, time and a great market have provided pretty incredible growth! The figures represent my pre-tax, brokerage, and cash savings. Doesn't include the equity in my home.
Maybe I'll hit $1 million in 2026?!
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Jan. 2017 $42,000 [discovered MMM at age 41]
...
Apr. 2019 $271,294
...
Aug. 2020 $402,692
Nov. 2020 $427,563
Dec. 2020 $444,558
Jan. 2021 $459,349
Feb. 2021 $475,145
Mar. 2021 $477,249
Apr. 2021 $503,448
---
Jan. 2024 $905,342
Feb. 2024 $938,653
Mar. 2024 $959,707
Apr. 2024 $982,056
Bought a new-to-me car and a new furnace and mini-split heat pumps, updated still-conservative house value. Probably will hit $1M this month!!
As someone who grew up in and out of Section 8 housing and had a net worth of less than zero until my late thirties, I am so tremendously surprised to be in this position. And so grateful to this community! I literally read MMM investment order, etc. in late '16 and just . . . did that. Also joined the DPOYM club, which has helped a lot.
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The $100k race took 5 years, the $100k-$250k race took 5 years, and the $250k-$500k race took 3 years. I am considering only investment money. Conservative aim is to complete the race in 5 years.
Aug 6, 2023: $550k.
Mar 1, 2023: $697k
Apr 1, 2023: $737k
Riding the market upswing.
On a different note, my net worth crossed $1M. Granted the number is based on the Zillow prediction of the value of the houses I own.
-
Lots of necessary expenses this month.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| January | - | 44,750.37 | 124,571.05 | 231,886.45 | 372,271.58 | 585,804.36 |
| February | - | 44,340.50 | 132,698.45 | 231,214.97 | 360,189.81 | 625,027.81 |
| March | - | 44,128.85 | 168,620.01 | 290,051.36 | 385,218.96 | 634,923.18 | |
| April | - | 52,984.26 | 178,498.68 | 272,416.55 | 394,867.38 | - |
| May | - | 64,643.56 | 185,394.29 | 277,138.86 | 399,237.77 | - |
| June | - | 72,351.50 | 192,410.36 | 261,884.01 | 441,114.80 | - |
| July | - | 81,949.59 | 200,596.47 | 311,068.25 | 467,360.56 | - |
| August | - | 91,046.33 | 207,874.40 | 305,249.55 | 463,301.26 | - |
| September | - | 93,378.66 | 203,750.29 | 287,835.53 | 438,606.06 | - |
| October | - | 95,546.58 | 219,912.03 | 309,232.08 | 436,738.49 | - |
| November | - | 111,353.30 | 223,561.62 | 332,843.21 | 490,244.25 | - |
| December | 46,714.89 | 124,571.05 | 239,171.06 | 330,067.57 | 550,882.90 | - |
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| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| January | 132,155 | 177,349 | 282,110 | 344,002 | 562,144 | 566,920 | 658,932 | - |
| February | 138,015 | 188,332 | 290,845 | 360,553 | 550,651 | 603,222 | 685,235 | - |
| March | 138,469 | 187,634 | 288,022 | 367,222 | 545,172 | 612,629 | 696,088 | - |
| April | 148,093 | 197,461 | 257,224 | 387,064 | 575,922 | 616,858 | 701,387 | - |
| May | 158,814 | 194,010 | 276,627 | 398,896 | 547,618 | 618,599 | - | - |
| June | 161,284 | 186,414 | 299,563 | 407,230 | 541,730 | 644,443 | - | - |
| July | 160,446 | 196,934 | 304,249 | 418,701 | 527,166 | 660,703 | - | - |
| August | 168,222 | 267,535 | 318,456 | 520,045 | 577,017 | 656,843 | - | - |
| September | 184,158 | 268,153 | 324,661 | 527,305 | 561,402 | 658,526 | - | - |
| October | 189,536 | 271,542 | 317,511 | 520,004 | 545,003 | 647,666 | - | $1M! |
| November | 184,146 | 283,636 | 323,958 | 552,965 | 554,486 | 632,663 | - | - |
| December | 182,675 | 287,248 | 341,124 | 542,337 | 581,821 | 658,487 | - | - |
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01/2018 $67,602
01/2019 $101,315
01/2020 $196,633
01/2021 $276,482
01/2022 $353,077
01/2023 $404,419
---
01/2024 $535,903
02/2024 $551,717
03/2024 $556,084
Great work, everyone!
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Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772
Dec 5 2019: $607,806
Jan 5 2020: $634,119
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114 <-- Bought house
Jan 5 2022: TNW $974,113 / Investments $680,246
Feb 5 2022: TNW $989,468 / Investments $668,804
Mar 5 2022: TNW $976,348 / Investments $651,576
Apr 5 2022: TNW $1,030,421 / Investments $680,695
May 5 2022: TNW $1,028,363 / Investments $641,593
July 5 2022: TNW $1,039,389 / Investments $601,245
Aug 5 2022: TNW $1,122,143 / Investments $637,929
Sept 5 2022: TNW $1,122,124 / Investments $613,238
Oct 5 2022: TNW $1,095,655 / Investments $596,262
Nov 5 2022: TNW $1,108,755 / Investments $608,571
Dec 5 2022: TNW $1,208,503 / Investments $657,325
Jan 5 2023: TNW $1,194,656 / Investments $644,832
Feb 5 2023: TNW $1,236,363 / Investments $695,406
Mar 5 2023: TNW $1,227,644 / Investments $694,838
Apr 5 2023: TNW $1,142,895 / Investments $694,706
May 5 2023: TNW $1,069,445 / Investments $705,448
Jun 5 2023: TNW $1, 106,083 / Investments $719,253
Jul 5 2023: TNW $1,152,477 / Investments $741,551
Aug 5 2023: TNW $1,165,448 / Investments $757,157
Sept 5 2023: TNW $1,159,005 / Investments $748,000
Oct 5 2023: TNW $1,171,796 / Investments $715,779
Nov 5 2023: TNW $1,144,681 / Investments $726,801
Dec 5 2023: TNW $1,248,768 / Investments $781,275
Jan 5 2024: TNW $1,264,922 / Investments $815,800
Feb 5 2024: TNW $1,290,726 / Investments $827,529
Mar 7 2024: TNW $1,367,349 / Investments $870,729
Apr 5 2024: TNW $1,412,520 / Investments $891,329 ($20,600)
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*April 2024 - Just hit $900k in investments. This is a meaningful milestone for me as it came after a significant setback. Within days after my last post, the market retracted. I had rode a number of individual growth stocks that seemed to be popular among retail investors. The gains had been too good to be true. Most of these stocks tanked spectacularly over a period of months as the market dipped. I soon found myself $250k down from Nov. 2021 highs. A very humbling experience which taught me a lot about what I didn’t know. I’m 40 now and haven’t hit that magic number needed to graduate this thread, but will be there soon.
*November 2021 - Just hit $800k in investments… 4/5 of the way to a million. Hard to believe that my number has doubled in under two years! Present goal is to hit $1M by January 2024 (before 40th BDay). It’s going to take some great returns to do it.
August 2021 - Just hit $750k in investments… 3/4 of the way to 7 figures!
Joining the ranks of you folks chasing that seven-figure milestone! (To keep my journey consistent, I’m going to be following based on my personal investments / retirement accounts—separate from the wife's—and not counting the home value).
This weekend, April 2021, I hit a major milestone: $700k at 37-years-old.
Looking back at notes from ‘Race from 250 to 500k!’, here’s a brief recap:
*June 2010 - Finish grad school, 26 y/o, $90k+ in debt; new job at $40k/year
*May 2015 - (I think) - First crossed $100k at 31 y/o
*January 2018 - Passed the $250k mark
*April 2019 - Hit $312.5k
*June 2019 - 1/3 of the way to $1M
*February 2020 - Hit $400k
*November 2020 - Eclipsed $500k (and finished the ‘Race from 250 to $500k!’)
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Net Worth by End-of-Year:
2016 (start): ($27,015.16)
2017: $2,474.33
2018: $33,203.90
2019: $68,192.96
2020: $130,715.91
2021: $296,922.14
2022: $400,055.05
Current: $519,129.00
Goals Breakdown
Q4 2023: $540K
Q1 2024: $580K
Q2 2024: $620K
Q3 2024: $660K
Q4 2024: $700K
Q1 2025: $740K
Q2 2025: $780K
Q3 2025: $820K
Q4 2025: $860K
Q1 2026: $900K
Q2 2026: $940K
Q3 2026: $980K
Q4 2026: $1M
November 18, 2023: $580,473.22 as of this morning. Small market upswing plus a fairly large payment from my business deal earlier this year means I hit both my Q4 2023 and Q1 2024 goals well in advance on paper. Some of this will be taken out for taxes, but it’s been a crazy month for progress toward my goals.
December 1, 2023: $603,891.35 as of today's paycheck. Approximately $27K of this is earmarked for taxes, so I'm sitting at around $576K "true" net worth. I've reached out to my CPA to see if I can to do anything before year end to reduce that bill.
January 18, 2024: $601,752.29 as of today. This is the adjusted "true" net worth after taking out the tax account I have earmarked (currently sitting just under $45k). So I'm well on my way to my Q2 goal of $620K early, but I also have a lot of work that needs to be done around the house. I just paid for a bathroom remodel, and have a lot of other work that needs to be done (water penetration issues and remediation). Overall doing well and feeling good about the progress I'm making.
February 12, 2024: Weird mid-month update I guess. $622,698.18 adjusted "true" net worth with earmarked taxes taken out of consideration. Hit Q2 goal already, but I likely won't hang onto it for too long since I still have a LOT of work around the house to get done. I'm hoping to keep the kitchen + flooring + drywall down to ~$25K or so but we'll see. Already $23K in this year between bathroom, re-grading the lawn, and installing gutters and french drains.
March 6, 2024: $628,383.97 for now after bathroom, re-grading lawn, and installing gutters and french drains at the house. Still have more work to do, but just glad NW is still mostly holding through the spending. I'll go ahead and mark my quarterly goal as met, ahead of the curve and still waiting on some disbursements.
April 8, 2024: $704,138.33. Still doesn't really feel real, but I'm going to keep my head down and keep moving forward.
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*April 2024 - Just hit $900k in investments. This is a meaningful milestone for me as it came after a significant setback. Within days after my last post, the market retracted. I had rode a number of individual growth stocks that seemed to be popular among retail investors. The gains had been too good to be true. Most of these stocks tanked spectacularly over a period of months as the market dipped. I soon found myself $250k down from Nov. 2021 highs. A very humbling experience which taught me a lot about what I didn’t know. I’m 40 now and haven’t hit that magic number needed to graduate this thread, but will be there soon.
*November 2021 - Just hit $800k in investments… 4/5 of the way to a million. Hard to believe that my number has doubled in under two years! Present goal is to hit $1M by January 2024 (before 40th BDay). It’s going to take some great returns to do it.
August 2021 - Just hit $750k in investments… 3/4 of the way to 7 figures!
Joining the ranks of you folks chasing that seven-figure milestone! (To keep my journey consistent, I’m going to be following based on my personal investments / retirement accounts—separate from the wife's—and not counting the home value).
This weekend, April 2021, I hit a major milestone: $700k at 37-years-old.
Looking back at notes from ‘Race from 250 to 500k!’, here’s a brief recap:
*June 2010 - Finish grad school, 26 y/o, $90k+ in debt; new job at $40k/year
*May 2015 - (I think) - First crossed $100k at 31 y/o
*January 2018 - Passed the $250k mark
*April 2019 - Hit $312.5k
*June 2019 - 1/3 of the way to $1M
*February 2020 - Hit $400k
*November 2020 - Eclipsed $500k (and finished the ‘Race from 250 to $500k!’)
What a great moment of honesty. I am hoping to be in this thread soon. Technically, I could ready be here, but am taking a very conservative approach. Glad you are back in such a big way from the dip you suffered. You are dominating me for age and amount, but I celebrate everyone that is pulling this off. You will be on the next section soon.