Race from 500k to 1M!

[caracarn]

Welcome new half millionaires

[Tester]

Posting to keep track.
June last year was at 520k invested.
Started from zero in 2015.
Now I am at 280k invested and 505k total net worth.
Looking forward to get to 1 MM net worth and then to 1MM invested...

528k TNW, 275k invested.

Since my first post spent 10k on repairing some things around the house and spent around 2.5k usd on a trip plus some appliances.
House Zestimate went up...

[lollylegs]

2018
Jan -  $330,883
July - $372,389
-----------------------
2019
Jan  -  $376,421
July  - $449,818
Aug  - $461,802
Sept  -$471,690
Nov  - $486,235
Dec  - $498,006
------------------
2020
Jan  - $501,901
Feb - $518,123
Mar - $446,241
April -$450,421
May - $465,042
June -$478,201
July - $494,067
Aug - $508,204
Sept- $512,108
Oct -  $509,740
Nov-  $538,580
Dec - $558,594
-----------------
2021
Jan- $574,925
Feb- $591,277
Mar- $595,814
Apr- $614,723
May-$620,098

[Icecreamarsenal]

Congrats @caracarn!  Well done.  Come on over to the next thread.  There are a few of us recent graduates holding on there by the skin of our teeth.  :)

No longer hanging! Lol oh well

[Jaayse]

Investments only, solo journey (so far)

	2017	2018	2019	2020	2021
January	-	$232,213	$356,542	$500,087	$659,936
February	-	$245,447	$383,348	$502,244	$662,250
March	-	$242,789	$394,563	$475,671	$684,929
April	$164,900	$246,140	$403,461	$429,092	$711,168
May	-	$318,398	$421,194	$474,155	$744,322
June	-	$328,870	$409,591	$500,241	-
July	$180,808	$342,159	$435,981	$516,358	-
August	$189,280	$354,936	$443,135	$544,475	-
September	$193,727	$366,727	$441,101	$579,806	-
October	$209,968	$374,465	$452,232	$568,885	-
November	$220,602	$361,296	$466,688	$562,892	-
December	$225,918	$370,140	$482,944	$632,574	-

I'm a bit late posting this time, but the numbers are from the 1st of the month.  I'm getting really close to the 750k mark, almost halfway through this race!

[terrifictim]

Hi All,

Graduated from the 250-500k club back in June 18 but waited a while to join this one until it seemed like it would stick. Look forward to seeing how I do on this race - alot of the previous gains came about from getting married and combining assets.
Assets include primary residence, rental property, and investment portfolio. Liabilities are two mortgages.

                        Assets   Liabilities   Net Worth
July 2018            $939k        -$433k         $505k
August 2018        $956k        -$431k         $525k
September 2018  $975k        -$435k         $539k
October 2018       $953k        -$435k        $518k
November 2018    $962k        -$429k        $533k
December 2018    $962k        -$427k        $534k
January  2019      $977k        -$425k        $552k
February 2019      $1004k      -$428k        $576k

March 2019          $1024k      -$424k        $600k

April 2019             $1049k      -$427k        $622k

Looks like about a year to go from $500-600k. I was initially house heavy (1 primary + 1 investment), so nice to see the liquid portion of Net Worth continuing to ramp up.

May 2019             $1051k      -$423k        $628k (+6k)
Slightly up mostly due to putting in money in both retirement and taxable. Happy to see it was up with Mr. Market slightly down - this is most likely due to the stock market being a smaller portion of my net worth than most others here.

A few months since last updated
Dec 2019             $1085k      -$421k        $664k(+6k/mth )

It's been a little while since I last posted, while I don't think it's a permanent change, I am excited to have have graduated this race!! Net worth is almost evenly split between primary residence and investment portfolio - so still some work to do. But it's a cool milestone :)
May 2021             $1,195k      -$195k        ($1M )

[dandypandys]

2017
Jan 1st: 252k
Dec 4th 322.5k   

2018
Jan 1st:316.5k     64.5k up for 2017
Dec 1st:370k

2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5   

2020
Jan 1st $533.5  We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Feb 3rd  $523
March 1st  $499  I am glad I rebalanced the end of Jan, bought more bonds to maintain my IPS.
April 1st $455
May 1st $498.5 didn't check all month, so surprised at this.
June 1st $519.5
July 1st $534 yay back up again!
August 10 $547.5  Had to replace my car this month, paid in full of course and still up! :)
Sept 3rd  $577
Oct 1st: $558
Nov 1st:
Dec 5th: $615
Dec 29th: $624 UP 90.5k for 2020

2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714

[jboltz]

2021

May 28 - $512K

[Nick_Miller]

Jan 2017    $147,729
April 2017  $140,847
July 2017   $157,768
Oct 2017    $173,045
Jan 2018    $190,018
April 2018  $206,732
July 2018   $231,046
Oct 2018    $252,544
Jan 2019    $252,481
April 2019  $311,927
July 2019   $326,646
Oct 2019    $338,088
Jan 2020    $364,075
April 2020  $347,174
July 2020   $401,514
Oct 2020    $433,564

Jan 2021    $487,851
Feb 2021    $500,780
March 2021 $520,737
April 2021   $536,442
May 2021   $578,346
June 2021 $583,837

Eh, not much movement this month. We've paid for a decent amount of our upcoming trips, so minimal net worth movement isn't all that unexpected. We're hitting both New York and California this summer, so absolutely no regrets on vacation $$$ after not having a real vacation in 2.5 years.

[salt cured]

Prediction: I will surpass one million USDs this year.

11/30/19: $496k
12/31/19: $524k
01/31/20: $533k
02/29/20: $507k
03/31/20: $458k
04/30/20: $510k
05/31/20: $542k
06/30/20: $578k
07/31/20: $624k
08/31/20: $664k
09/30/20: $660k
10/31/20: $653k
11/30/20: $720k
12/31/20: $753k
01/31/21: $748k
02/28/21: $772k
03/31/21: $802k
04/30/21: $860k
05/31/21: $878k

[tjrssibelle]

Investments only;

Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k

Jan 2020: $347.23k
Feb 2020: $330.32k
Mar 2020: $293.63k
Apr 2020: $323.58k
May 2020: $340.17k
Jun 2020: $356.25k
July 2020: $377.68k
Aug 2020: $397.52k
Sep 2020: $390.84k
Oct 2020: $384.47k
Nov 2020: $431.15k
Dec 2020: $448.30k

Jan 2021: $458.12k
Feb 2021: $472k
Mar 2021: $491k
Apr 2021: $513.64k
May 2021: $522.51k

Sent from my SM-N960U using Tapatalk

[McStache]

	2015	2016	2017	2018	2019	2020	2021
January	$52,277	$102,029	$186,657	$306,111	$344,771	$443,598	$581,977
February	$57,992	$107,201	$196,191	$301,453	$357,526	$422,062	$608,184
March	$61,620	$116,502	$199,234	$306,821	$364,397	$371,488	$626,905
April	$68,207	$121,028	$205,602	$312,149	$375,876	$411,410	$659,527
May	$73,499	$132,630	$217,515	$319,649	$366,887	$432,756	$670,069
June	$73,620	$136,350	$218,315	$325,450	$388,214	$449,153	-
July	$77,235	$143,420	$226,577	$332,615	$393,565	$473,639	-
August	$77,588	$149,032	$231,008	$341,112	$391,468	$499,746	-
September	$77,524	$161,672	$251,872	$343,628	$400,870	$492,572	-
October	$86,899	$160,725	$260,359	$329,514	$411,683	$488,099	-
November	$94,202	$170,428	$273,396	$336,035	$423,504	$546,559	-
December	$101,290	$179,734	$287,829	$317,638	$441,666	$574,853	-

[Mrs. Sloth]

LNW:

08/13/2020 $700,373
09/01/2020 $726,934
10/01/2020 $755,557 (windfall is the reason for the gain)
11/01/2020 $749,499
12/01/2020 $830,172
01/01/2021 $870,983
02/01/2021 $898,071
03/01/2021 $812,244 (house down payment = reason for the decrease)
04/01/2021 $839,928
05/01/2021 $891,402
06/01/2021 $887,662 (high spending (taxes and rental renovations) is the reason for the slight decrease)

[UnleashHell]

Nov-17 - 300k

May-18  - 375k
July -18 - 400k
Dec-18 - 345K

Mar-19 - 415K
Jun-19 nw 444K - liquid -514K
Sep-19 nw 450K liquid 527K
dec-19 nw  490k liquid 575k 


mar-20 nw 374 liquid 455
Jun-20 nw 468 liquid 541
Sep-20 nw 612 liquid 573
Dec-20 nw  737 liquid 679

Jan-21 nw 739 liquid 679
Feb-21 nw 792 liquid 723
Mar-21 nw 848 liquid 761
Apr-21 nw 892 Liquid 800
May-21 nw 914 liquid 816

Currently on gardening leave - paid employment will end in July and a severance will be paid. It may well leave me short of the double comma club in net worth.... but I'll be off the hamster wheel!
Also my net worth has trebled since my divorce settlement in Nov 2017 - and after paying off the ex's mortgage and child support etc etc during the last 3 1/2 years. I'm still paying Alimony but thats fixed and finite.
Did not think the net would increase this fast..

[Ladychips]

12/16 - $360,891     $570,338
12/17 - $473,407     $697,411
12/18 - $480,550     $732,108
12/19 - $669,819     $943,739
12/20 - $868,659     $1,159,159
01/21 - $873,464     $1,163,867
02/21 - $904,761     $1,197,361
03/21 - $937,653     $1,230,984
04/21 - $992,853     $1,288,099

05/21 - $1,001,090.   $1,297,835

Well, look at that.  It's the two comma club.  I don't really know what to do with this information.  I've been in this thread for a long time.

Feeling really, really lucky.  Five years ago, we decided to get ready to retire. Since then, the market has gone absolutely crazy.  I had hoped/planned to have $600,000 by this time. Now we are rich beyond our wildest dreams.

[JLee]

12/16 - $360,891     $570,338
12/17 - $473,407     $697,411
12/18 - $480,550     $732,108
12/19 - $669,819     $943,739
12/20 - $868,659     $1,159,159
01/21 - $873,464     $1,163,867
02/21 - $904,761     $1,197,361
03/21 - $937,653     $1,230,984
04/21 - $992,853     $1,288,099

05/21 - $1,001,090.   $1,297,835

Well, look at that.  It's the two comma club.  I don't really know what to do with this information.  I've been in this thread for a long time.

Feeling really, really lucky.  Five years ago, we decided to get ready to retire. Since then, the market has gone absolutely crazy.  I had hoped/planned to have $600,000 by this time. Now we are rich beyond our wildest dreams.

Congratulations!!

[2Birds1Stone]

08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800 FIRE'd
11/1/2019 - $675,000
12/1/2019 - $695,700
01/1/2020 - $717,000
02/1/2020 - $721,000
03/1/2020 - $702,500
04/1/2020 - $651,000
05/1/2020 - $686,700
06/1/2020 - $702,200
07/1/2020 - $710,000
08/1/2020 - $731,800
09/1/2020 - $753,000
10/1/2020 - $736,600
11/1/2020 - $731,900 Back to work, whoops!
12/1/2020 - $769,100
01/1/2021 - $800,400
02/1/2021 - $809,400
03/1/2021 - $829,100
04/1/2021 - $851,000
05/1/2021 - $879,700
06/1/2021 - $894,700

[3Mer]

Month End Update

Liquid assets / Net worth

Jan 2018  $415.5K / $508K
Jun 2018  $518.8K / $578.4K
Jul  2018  $528.3K / $588.2K
Aug 2018  $543K  / $603.2K
Sep 2018  $548K / $608.6K
Oct 2018   $492.6K / $569.5K
Nov 2018  $502K / $585.3K
Dec 2018  $476.8K / $554K
Jan 2019   $509.1K / $587K
Feb 2019   $534.2K / $612.6K
Mar 2019   $549K  / $627.8K
Apr 2019   $561.1K / $640.1K
May 2019  $533.5K / $612.9K
June 2019  $566K / $646K
July 2019   $569K / $649K
Aug 2019   $558.4K / $638.8K
Sept 2019  $569.6K / $650.3K
Oct 2019    $583.5K / $664.5K
Nov 2019   $602.3K / $683.7K
Dec 2019   $621.3K / $703.1K
June 2020  $641.8K / $722.8K
July 2020   $674.1K / $755.9K
Aug 2020   $715.5K / $798.1K
Sep 2020   $704K / $787.3K
Oct 2020   $698.3K / $782.2K
Nov 2020   $770.4K / $854.9K
Dec 2020   $804.3K / $889.2K
Jan 2021   $809.6K / $895K
Feb 2021   $829.7K / $915.7K
Mar 2021   $855K / $941.5K
Apr 2021   $892K / $979.8K
May 2021  $903.9K / $991.7K

[3Mer]

12/16 - $360,891     $570,338
12/17 - $473,407     $697,411
12/18 - $480,550     $732,108
12/19 - $669,819     $943,739
12/20 - $868,659     $1,159,159
01/21 - $873,464     $1,163,867
02/21 - $904,761     $1,197,361
03/21 - $937,653     $1,230,984
04/21 - $992,853     $1,288,099

05/21 - $1,001,090.   $1,297,835

Well, look at that.  It's the two comma club.  I don't really know what to do with this information.  I've been in this thread for a long time.

Feeling really, really lucky.  Five years ago, we decided to get ready to retire. Since then, the market has gone absolutely crazy.  I had hoped/planned to have $600,000 by this time. Now we are rich beyond our wildest dreams.

Yay! Congrats, Ladychips!

[Trifle]

05/21 - $1,001,090.   $1,297,835

Well, look at that.  It's the two comma club.  I don't really know what to do with this information.  I've been in this thread for a long time.

Feeling really, really lucky.  Five years ago, we decided to get ready to retire. Since then, the market has gone absolutely crazy.  I had hoped/planned to have $600,000 by this time. Now we are rich beyond our wildest dreams.

Congrats @Ladychips !!

[monarda]

05/21 - $1,001,090.   $1,297,835

Well, look at that.  It's the two comma club.  I don't really know what to do with this information.  I've been in this thread for a long time.

Well done, Ladychips! I know, it's a kind of surreal feeling, isn't it?
We took our first step  (toe over the line) into the two comma club in the height of the pandemic. That felt extra surreal.  Congrats!

[charis]

Apr 2017: 175k NW
Apr 2018: 333k
Apr 2019: 400k
Feb 2020: 515k
Aug 2020: 602k (415k invested)
Dec 2020: 669k (478k)
Jan 2021: 690k (507k)
Mar 2021: 716k (529k)
Apr 2021: 751k (551k)
May 2021: 787k (576k)
Jun 2021: 807k (592K)

[UnleashHell]

nice job @Ladychips

[fuzzy math]

Investments only

	2018	2019	2020	2021	2022
January	-	$226,942	$401,746	$603,129	-
February	-	$249,796	$414,430	$610,412	-
March	-	$270,351	$412,631	$630,438	-
April	-	$285,770	$393,815	$679,078	-
May	-	$295,838	$414,524	$719,534	-
June	$219,320	$283,393	$452,579	$737,483	-
July	$228,483	$307,071	$471,455	-	-
August	$234,711	$315,942	$496,982	-	-
September	$245,993	$318,301	$529,603	-	-
October	$251,023	$334,301	$525,945	-	-
November	$238,881	$352,430	$528,082	-	-
December	$244,687	$370,715	$585,310	-	-

[SAfAmBrit]

July 2016 - $257,306
August 2016 - $264,625
September 2016 - $270,695
October 2016 - $283528
November 2016 - $291396
December 2016 - $295603
January 2017 - $303,195
March 2017 - $333,323
April 2017 - $340,884
May 2017 - $346,568
June 2017 - $357,230
July 2017 - $365,912
August 2017 - $370,689
September 2017 - $380,412
October 2017 - $390,025
November 2017 - $400,070
December 2017 - $404,188
January 2018 - $419426
February 2018 - $423744
May 2019 - $623013
August 2019 - $681260
November 2020 - $856576
December 2020 - $887822
January 2021 - $906,532
February 2021 - $933655
March 2021 - $947507
April 2021 - $988769
May2021 - $1,003,397

I have checked Personal Capital 15 times - and checked the spreadsheets multiple times - I am slightly in disbelief - but extremely happy. Will hang here a bit longer though since I just squeaked in.

[Ladychips]

Congratulations @SAfAmBrit . I know how you are feeling!

Thanks for the good wishes everyone.

[Trifle]

May2021 - $1,003,397

I have checked Personal Capital 15 times - and checked the spreadsheets multiple times - I am slightly in disbelief - but extremely happy. Will hang here a bit longer though since I just squeaked in.

Congrats and well done @SAfAmBrit!

[Nick_Miller]

Hey @UnleashHell I just wanted to give you props for working through what I'm sure was a difficult transition in your life. That's an awesome result! Good luck with whatever gardening leave is!

[Steeze]

Throwing my hat in the ring a year earlier than expected!

12-31-13 ~ (-100k)
12-31-14 ~ (-80k)
12-31-15 ~ (-62k)
12-31-16 ~ (-30k)
12-31-17 ~ 20k
12-31-18 : 117k
12-31-19 : 243k
12-31-20 : 410k

05/31/21 : 511k

Target for 1M - October 2024

[2Birds1Stone]

@Steeze, welcome fellow topper of tops.

[Steeze]

@Steeze, welcome fellow topper of tops.

Thanks!

Definitely pretty toppy, with CAPE @ +\- 37 and PE @ 44 !! I am expecting to drop out once or twice before we are done

Would be nice to hit 1M at a CAPE and PE closer to 20-25

[SAfAmBrit]

Thanks @Trifele and @Ladychips

I will stay here to chase 1 mil in investments. I have never added SS / Pension / Work Stocks - I wanted to chase on the basis I started.

Investment only - $604,599
Cash - $39,000
House - $360,000 (Paid off in full and under estimated value)

[JJ-]

Jan 2017  $275k
Jan 2018 $356k
Jan 2019 $447k
Jan 2020 $559k (433 liquid + 126 prop)
Jun 2020 $560k (440 liquid + 120 prop)
Jan 2021 $745k ($545k liquid)

June 2021 $913k ($675k liquid)

The stock market and housing insanity has just blown our net worth through the roof. It seems unreal.

[Weisass]

The stock market and housing insanity has just blown our net worth through the roof. It seems unreal.

That’s a major reason why we have held our house value at a conservative number (what we paid for it 4 years ago). Those swings in RE can be wild.

[JJ-]

The stock market and housing insanity has just blown our net worth through the roof. It seems unreal.

That’s a major reason why we have held our house value at a conservative number (what we paid for it 4 years ago). Those swings in RE can be wild.

Seems like a good approach. I keep going back to what the heck can I do with this unreal/bizarre "equity" and the answer I keep coming back to is ... Well, besides move, not much.

We won't be paying off the loan anytime soon, and unlikely looking at a move, so the numbers I go back to are the liquid assets. Fun to include them and see what raises faster/is bigger, the house or the liquid assets. Right now the liquid assets are winning and outpacing the rise in house value over the last 3 years. We'll see how the next three go 😎

[UnleashHell]

Hey @UnleashHell I just wanted to give you props for working through what I'm sure was a difficult transition in your life. That's an awesome result! Good luck with whatever gardening leave is!

@Nick_Miller Thanks - its been interesting!
Gardening leave is the English term for being paid not to work! I'm fully paid between now and the beginning of July when I officially end work and get my severance.
Its enabled me to spend nearly a month in England to assist my father with my mother who has dementia. from the frying pan....

[bownyboy]

Jan 2014 - £222,149
===============
Jan 2015 - £250,275 (+£28,126)
===============
Jan 2016 - £272,607 (+£22,332)
===============
Jan 2017 - £346,854 (+£74,247)
===============
Jan 2018 - £456,088 (+£109,234)
===============
Jan 2019 - £495,379 (+£39,291)
===============
Jan 2020 - £606,791 (+£111,412)
===============
Jan 2021 £710,244 (+£103,453)
Feb 2021 £692,104 (-£18,141)
Mar 2021 £689,239 (-£2,865)
Apr 2021 £708, 972 (+£19,693)
May 2021 £715,660 (+£6,684)
Jun 2021 £718,320 (+£2,560)

Glad to end the month in the green! Had a few additional expenses including some weekend Airbnb rentals now that we’re allowed to travel locally. Have written off any international travel this year, going to spend time and effort declutterng the house and doing home improvements so we can rent it out next year to help fund our slow travel plans.

[skip207]

01/01/17 £374668
01/01/18 £497097
01/01/19 £547415
01/01/20 £649762
01/01/21 £788172
01/02/21 £802062
01/03/21 £816123
01/04/21 £835284
01/05/21 £856901
01/06/21 £877243

Not increased the value of my property this qtr as its just getting crazy now and I dont trust if I use my usual sources that its actually not going to come down again so will re-visit in Q3 and split the difference probably just to keep on the side of caution.

[ArtOfFIRE]

	2015	2016	2017	2018	2019	2020	2021
January	-	$125,152	$190,212	$277,747	$300,773	$391,367	$503,318
February	-	$132,476	$205,111	$276,647	$312,970	$372,287	$516,580
March	-	$142,868	$207,302	$277,401	$328,015	$316,940	$538,761
April	-	$146,221	$213,616	$279,721	$332,703	$357,205	$561,751
May	-	$153,151	$220,848	$292,665	$321,134	$404,385	$573,018
June	-	$151,884	$221,782	$288,234	$344,636	$401,862	-
July	$111,061	$162,292	$229,419	$300,537	$340,103	$424,226	-
August	$109,293	$164,716	$233,575	$306,219	$341,637	$440,114	-
September	$104,752	$167,126	$242,747	$293,075	$347,779	$436,932	-
October	$112,604	$167,659	$246,050	$293,488	$361,290	$458,230	-
November	$112,690	$177,602	$255,539	$293,026	$369,972	$485,863	-
December	$120,262	$182,345	$262,362	$301,471	$390,730	$498,601	-

[ingrownstudentloans]

(tracking retirement accounts, cash accounts and conservative equity in my rental properties and side businesses)

12/2014    $32,000
12/2016    $64,000 (24 months)
1/2018      $128,000 (25 months)
5/2019      $256,000 (16 months)
11/2020  $512,000 (19 months)
[12/2022 $1,024,000 (24 months)] **TARGET**
--
11/1/2020 $506,667.23
12/1/2020 $552,641.05 (tons of market gains...sustainable/real?)
1/1/2021   $574,330.90 (very excited for the next couple of months...bonus, raises, 401K match all hit!!!)
2/1/2021   $637,442.01
3/1/2021   $730,728.94 (still waiting on that 401k match/employer-side contribution to hit for another 38k)
4/1/2021   $781,201.54 (fun part of the year is over...back to normal growth mode)
5/1/2021   $795,754.30

6/1/2021   $880,912.54 (3 rental properties reappraised for refinance is about 50k of this increase)

[Dogastrophe]

Investments only; Household combined.

	2019 ($)	2020 ($)	2021 ($)	2022 ($)
January	-	496,255	674,413	-
February	-	472,573	700,728	-
March	-	444,067	732,652	-
April	-	495,051	762,029	-
May	-	524,063	759,955	-
June	-	524,530	-	-
July	330,406	552,296	-	-
August	437,870	632,115	-	-
September	443,081	617,959	-	-
October	452,295	604,646	-	-
November	483,711	664,577	-	-
December	484,963	674,843	-	-

[Jaayse]

Investments only, solo journey (so far)

	2017	2018	2019	2020	2021
January	-	$232,213	$356,542	$500,087	$659,936
February	-	$245,447	$383,348	$502,244	$662,250
March	-	$242,789	$394,563	$475,671	$684,929
April	$164,900	$246,140	$403,461	$429,092	$711,168
May	-	$318,398	$421,194	$474,155	$744,322
June	-	$328,870	$409,591	$500,241	$758,305
July	$180,808	$342,159	$435,981	$516,358	-
August	$189,280	$354,936	$443,135	$544,475	-
September	$193,727	$366,727	$441,101	$579,806	-
October	$209,968	$374,465	$452,232	$568,885	-
November	$220,602	$361,296	$466,688	$562,892	-
December	$225,918	$370,140	$482,944	$632,574	-

It seems weird to think I'm closer to 1 million than I am to half a million.  I finally got to take a trip home this month to see family since we're all vaccinated and it was great to see them after such a long wait.

[kiliscout]

No real gains this month due to several expenses to include tax bill and some home repairs/upgrades. (ETA: my original calculations left out a new investment; adding it in and suddenly the month looks a lot better)!

-	2019	2020	2021	2022	2023
January	$282,434.	$337,409.	$471,679.
February	$291,608.	$311,090.	$503,034.
March	$297,041.	$305,148.	$507,281.
April	$311,860.	$315,763.	$534,472.
May	$314,419.	$342,506.	$538,416.
June	$0.	$355,784.	$-
July	$0.	$379,309.	$-
August	$0.	$403,144.	$-
September	$0.	$394,618.	$-
October	$0.	$388,353.	$-
November	$0.	$436,726.	$-
December	$0.	$464,139.	$-

[hudsoncat]

	2018	2019	2020	2021
January	$222,019	$261,809	$403,264	$550,326
February	$236,831	$286,584	$414,417	$555,120
March	$234,104	$303,681	$388,201	$577,440
April	$234,452	$314,939	$355,475	$606,455
May	$241,470	$331,080	$398,672	$647,810
June	$249,398	$320,926	$417,280	$654,138
July	$253,884	$342,700	$424,818	-
August	$264,666	$354,784	$456,512	-
September	$276,905	$351,842	$491,411	-
October	$285,986	$360,853	$482,214	-
November	$267,359	$374,706	$475,471	-
December	$281,461	$391,293	$531,137	-

So exciting to read all the graduates (CONGRATS!) and new folks (Welcome!) in the race this morning!

Investments only as always. I'm feeing like we are in a bit of a savings rut. But I'm not sure it's a bad thing. Most of the savings is automated as is much of our spending TBH. We just keep on keeping on. Watching the money (hopefully) continue to grow.

[turketron]

		2015	2016	2017	2018	2019	2020	2021
Jan			141,251.00	$193,414.19	$283,829.36	$359,505.30	$546,089.75	$762,355.51
Feb			$135,573.00	$200,758.63	$304,851.88	$397,087.41	$557,258.06	$780,137.13
Mar			$138,331.39	$211,677.78	$303,796.17	$428,309.57	$522,077.78	$815,764.71
Apr		$98k	$146,788.37	$217,643.71	$307,682.67	$440,342.71	$451,185.96	$829,307.88
May		$111k	$149,149.52	$225,773.04	$315,634.59	$456,285.80	$510,875.92	$874,326.67
Jun		$112k	$161,205.21	$232,222.09	$337,046.55	$441,047.77	$551,923.37	$878,873.50
Jul		$113k	$165,947.80	$235,779.19	$340,399.63	$476,489.51	$567,485.67
Aug		$113k	$176,198.00	$244,461.55	$363,304.76	$486,559.27	$601,161.19
Sept		$116k	$178,840.37	$247,101.69	$385,572.12	$483,967.28	$653,037.25
Oct			$184,372.64	$256,365.91	$392,296.56	$490,200.54	$639,398.62
Nov		$120,330.91	$181,625.28	$266,140.14	$370,000.25	$501,003.17	$637,260.06
Dec		$138,810.56	$187,972.57	$279,806.93	$386,361.40	$531,904.82	$723,586.82

Pretty flat this month due to a pretty hefty tax payment. Doing quarterly estimated payments this year to hopefully avoid that on the 2021 taxes!

[JLee]

2020

Code: [Select]

Date             Assets           Debts          Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021

Code: [Select]

Date             Assets           Debts          Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Paid off my solar loan!

When I started tracking NW, my goal was 600k by 40yo and that seemed reasonable, with 1 mil as a seemingly-impossible potential stretch goal. I'm spitting distance from it at 37, so maybe $1 mil by 40 isn't that impossible after all!

[afuera]

Investments Only

	2015	2016	2017	2018	2019	2020	2021
January	$12,964	$53,694	$117,156	$286,460	$366,568	$554,279	$789,070
February	$14,893	$57,320	$130,755	$284,267	$388,104	$530,928	$829,754
March	$22,065	$71,035	$150,924	$291,192	$415,305	$575,079	$873,947
April	$24,785	$75,120	$161,757	$306,848	$429,917	$529,397	$925,944
May	$26,931	$87,541	$171,174	$317,739	$416,867	$573,991	$938,401
June	$29,021	$90,964	$191,558	$321,370	$458,412	$607,523	-
July	$31,341	$93,025	$210,018	$339,122	$459,062	$630,288	-
August	$34,251	$95,245	$220,293	$353,410	$466,936	$686,631	-
September	$39,854	$97,814	$231,801	$361,506	$481,531	$669,786	-
October	$42,018	$98,335	$242,954	$336,674	$499,757	$663,596	-
November	$45,987	$100,344	$256,324	$356,143	$528,712	$743,883	-
December	$49,877	$106,390	$265,731	$332,761	$548,679	$779,415	-

I haven't updated this thread since Feb since I was blissfully unaware of finances and enjoying maternity leave with my new LO.  Investments went a little bonkers while I wasn't paying attention.  My household also went from DINKs to OIOK (DH is now a SAHD) so savings rate is going to go down now that our income is about half what is was.  Worth it though :)

[Imustacheyouaquestion]

	2020	2021	2022
January	-	$580,000	-
February	-	$584,000	-
March	-	$605,000	-
April	-	$622,000	-
May	-	$650,000	-
June	-	$656,000	-
July	-	-	-
August	-	-	-
September	$517,937.94	-	-
October	$511,000.00	-	-
November	$514,001.00	-	-
December	$567,000.00	-	-

$700k by the end of 2021 is looking very much in sight!

[Morning Glory]

Tracking net worth/ investments +cash.

January February March April May June July August September October November December

2017    236,254    250,055    262,196    269,959    282,665    284,827    292,037    293,168    297,489    303,111    309,583    316,618

2018    322,183    332,735    328,393    327,048    332,943    339,934    341,553    351,978    356,877    360,074    346,354    354,221

2019    339,623    358,056    368,263    386,406    395,806    382,758    399,023    404,132    404,378    411,212    421,398    434,363

2020    447,716    451,064    427,409    391,361    428,733    516,412/302,612    524,981/314,313    548,390/336,821    574,193/361,734    564,814/351,456    561,416/347,157    611,075/397,396

2021    624,711/408,641    634,615/417,637    648,273/430,384    669,042/450,239    861,370/561,651    861,170/560,532

 Spent $16k to replace a vehicle. Pretty much no change in net worth.

[BiggerFishToFI]

Pretty spendy month due to a large tax payment combined with other extravagant spending. That being said, I upped our real estate equity by 25k and we are now Networth Millionaires! Still lagging the Zestimate by ~20%, slowly adding equity chunk by chunk as real estate continues to skyrocket. Current projections have us graduating this thread in invested assets in December this year, assuming a 7% average annual return.

Month   Invested   Networth   
04/30/17   $67,858   $125,786   <---- Discovered MMM / LBYM
09/30/17   $100,416   $168,105   <---- 100k Invested
01/31/19   $251,061   $311,711   <---- 250k Invested
06/30/20   $501,158   $573,100   <---- 500k Invested
07/31/20   $534,311   $613,166   
08/31/20   $582,298   $662,814   
09/30/20   $568,854   $652,181   
10/31/20   $576,142   $672,826   
11/30/20   $645,423   $741,146   
12/31/20   $705,754   $811,062   
01/31/21   $726,286   $824,521   
02/28/21   $756,396   $857,552   
03/31/21   $785,204   $908,384   
04/30/21   $844,153   $962,858   
05/31/21   $860,379   $1,000,458