Author Topic: Race from 500k to 1M! (Read 767948 times)

Trifle · « **Reply #1400 on:** November 30, 2019, 11:22:18 AM »

Congrats @JGS1980! That was a lightning fast trip through the thread. And welcome @fattest_foot!

Dave1442397 · « **Reply #1401 on:** November 30, 2019, 02:02:30 PM »

Quote from: rebel_quietude on November 30, 2019, 09:02:43 AM

Adding congrats to @Freedomin5, @Zamboni and @Arbitrage!! The world is your oyster.

And welcome @Dave1442397!

Quote from: rebel_quietude on June 07, 2018, 10:04:49 AM

2011: $167,933
2012: $208,846
2013: $308,056
2014: $358,723
2015: $371,371
2016: $457,543
2017: $580,045
2018: $603,787
June 2019: $737,000

posting out of order, because I'm excited to say: passed 800k!

I doubt I'll stay above the 800k mark, but I'm hyped because it seemed like an awful long wait to push past the 700s.

Which is bizarre in retrospect, because I didn't pass 700k until April of this year.

I feel like we should define a new measure of time - like biological time, and cyclical time - just for the perception of NW growth . . .

Thanks :) It's great to see everyone forging ahead.

We're at $736,424.01 as of today.

We should be able to save around $57k next year, so let's hope the markets keep on gaining.

JGS1980 · « **Reply #1402 on:** November 30, 2019, 02:18:19 PM »

Quote from: Trifele on November 30, 2019, 11:22:18 AM

Congrats @JGS1980! That was a lightning fast trip through the thread. And welcome @fattest_foot!

Thanks so much Trifele!!! I also want to put a shout out to Monarda, Zamboni, Freedomin5, and Arbitrage for completing the race!!!

JGS

Freedomin5 · « **Reply #1403 on:** November 30, 2019, 03:45:37 PM »

@JGS1980 @rebel_quietude Thank you! It only took 25 months for us which was a lot faster than the five years it took to get from 0 to 500K.

TheAnonOne · « **Reply #1404 on:** December 01, 2019, 11:36:31 AM »

2015 DEC	:	252k	<- Crossed 250k
-	-
2016 JAN	:	260k	(+8k)
2016 FEB	:	281k	(+21k)
2016 MAR	:	285k	(+4k)
2016 APR	:	298k	(+13k)
2016 MAY	:	305k	(+7k)
2016 JUN	:	307k	(+2k)
2016 JUL	:	320k	(+13k)
2016 AUG	:	326k	(+6k)
2016 SEP	:	336k	(+10k)
2016 OCT	:	337k	(+1k)
2016 NOV	:	361k	(+24k)
2016 DEC	:	368k	(+7k)
-	-
2017 JAN	:	382k	(+14k)
2017 FEB	:	403k	(+21k)
2017 MAR	:	416k	(+13k)
2017 APR	:	427k	(+11k)
2017 MAY	:	436k	(+9k)
2017 JUN	:	449k	(+13k)
2017 JUL	:	464k	(+15k)
2017 AUG	:	478k	(+14k)
2017 SEPT	:	494k	(+16k)
2017 OCT	:	510k	(+16k) <- Crossed 500k
2017 NOV	:	523k	(+13k)
2017 DEC	:	534k	(+11k)
-	-
2018 JAN	:	558k	(+24k)
2018 FEB	:	569k	(+11k)
2018 MAR	:	560k	(-9k)
2018 APR	:	574k	(+14k/+5k)
2018 MAY	:	575k	(+1k)
2018 JUNE	:	575k	(+0k)
2018 JULY	:	599k	(+24k)
2018 AUG	:	620k	(+21k)
2018 SEPT	:	625k	(+5k)
2018 OCT	:	597k	(-28k)
2018 NOV	:	606k	(+9k/-19k)
2018 DEC	:	580k	(-26k/-45k)
-	-
2019 JAN	:	628k	(+48k/+3k)
2019 FEB	:	666k	(+38k)
2019 MAR	:	677k	(+11k)
2019 APR	:	706k	(+29k)
2019 MAY	:	670k	(-36k)
2019 JUNE	:	709k	(+39k/+3k)
2019 JULY	:	712k	(+3k)
2019 AUG	:	720k	(+8k)
2019 SEPT	:	725k	(+5k)
2019 OCT	:	753k	(+28k) <- Crossed 750k
2019 NOV	:	777k	(+24k)

turketron · « **Reply #1405 on:** December 01, 2019, 01:32:00 PM »

April 2015: $98k
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56

Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57

Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93

Jan 1 2018: $283,829.36
Feb 1 2018: $304,851.88
Mar 1 2018: $303,796.17
Apr 1 2018: $307,682.67
May 1 2018: $315,634.59
Jun 1 2018: $337,046.55
July 1 2018: $340,399.63
Aug 1 2018: $363,304.76
Sept 1 2018: $385,572.12
Oct 1 2018: $392,296.56
Nov 1 2018: $370,000.25
Dec 1 2018: $386,361.40

Jan 1 2019: $359,505.30
Feb 1 2019: $397,087.41
Mar 1 2019: $428,309.57
Apr 1 2019: $440,342.71
May 1 2019: $456,285.80
Jun 1 2019: $441,047.77
Jul 1 2019: $476,489.51
Aug 1 2019: $486,559.27
Sept 1 2019: $483,967.28
Oct 1 2019: $490,200.54
Nov 1 2019: $501,003.17
Dec 1 2019: $531,904.82

YellowCat · « **Reply #1406 on:** December 01, 2019, 01:41:53 PM »

Jan 2017: $444,411
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
May 2017: $509,180 (+$12,570)
Jun 2017: $522,280 (+$13,100)
Jul 2017: $539,829 (+$17,549)
Aug 2017: $547,156 (+$7,327)
Sept 2017: $568,755 (+$21,599)
Oct 2017: $588,681 (+$19,926)
Nov 2017: $612,643 (+$23,962)
Dec 2017: $628,029 (+$15,386)
--------------------------
Jan 2018: $664,203 (+$36,174)
Feb 2018: $662,419 (-$1,784)
Mar 2018: $667,963 (+$5,544)
Apr 2018: $687,251 (+$19,288)
May 2018: $713,039 (+$25,788)
Jun 2018: $719,898 (+$6,859)
Jul 2018: $749,307 (+$29,409)
Aug 2018: $777,551 (+28,244)
Sept 2018: $782,645 (+$5,094)
Oct 2018: $747,078 (-$35,567)
Nov 2018: $768,361 (+$21,283)
Dec 2018: $718,610 (-$49,751)
--------------------------
Jan 2019: $777,609 (+$58,999)
Feb 2019: $820,306 (+$42,697)
Mar 2019: $840,459 (+$20,153)
Apr 2019: $881,921 (+$41,462)
May 2019: $852,437 (-$27,484)
Jun 2019: $898,121 (+$45,684)
Jul 2019: $923,880 (+$25,759)
Aug 2019: $919,801 (-$4,079)
Sept 2019: $943,063 (+$23,262)
Oct 2019: $968,240 (+$25,177)
Nov 2019: $999,110 (+$30,870)

Hah. So very close :) We would be there if we hadn't paid for the 2nd half of our bathroom renovation in Nov (worth it!!). Assuming the market doesn't go kaput in December I'd say we're in good shape to break $1 Mio by end of this year!

MikeO · « **Reply #1407 on:** December 01, 2019, 02:13:09 PM »

Investment Accounts
EOM Dollar Amount (I invested) {total change}
Dec 2016 $322,818 ($30,604)
Dec 2017 $438,627 ($40,177) {$115,809}
Dec 2018 $518,373 ($87,168) {$79,746}

Jan 2019 $572,058 ($9,743) {$53,685}
Feb 2019 $603,363 ($4,010) {$31,305}
Mar 2019 $616,382 ($7,800) {$13,019
Apr 2019 $643,599 ($2,500) {$27,217}
May 2019 $638,398 ($29,928) {-$5,201}
June 2019 $679,549 ($2,200) {$41,151}
July 2019 $702,460 ($12,000) {$22,911}
Aug 2019 $691,691 ($3,456) {-10,769}
Sep 2019 $699,235 ($2,122) {$7,544}
Oct 2019 $722,383 ($4,534) {$23,148}

Nov 2019 $758,260 ($12,842) {$35,877)

we took a hard look at how we spend about half way through this year and were able to cut down on some spending, we'll be pushing hard through 2020 to invest the maximum. Currently saving over 70% of our combined income. I can see the light at the end of the tunnel. Shooting for 1.7 million for early retirement, 1 mil to go LOL.

Fingers crossed for good health, good gains and continued overtime!

salt cured · « **Reply #1408 on:** December 01, 2019, 04:34:45 PM »

Hello all. I just re-graduated the Race to $500k thread and am coming back to tackle the next milestone. Obviously it's been a good market year, and I'd have been back a little sooner except that I started subtracting house selling fees out of my net worth a few months back. I crossed $500k just before Thanksgiving but have since dropped back under. No matter, I'm looking forward.

11/30/19: $496k

Quote from: salt cured on December 29, 2018, 09:11:37 AM

I'll be moving down to the race to $500k next month. My spouse and I have been separated for 6 months and are moving ahead with a divorce and splitting our assets 50/50 starting Jan 1. It's been a tough year, but I'm really looking forward to to 2019. I might even be back in this race as early as November. We'll see!

Aug17: $488k
Sep17: $507k
Oct17: $526k
Nov17: $546k
Dec17: $566k
Jan18: $612k
Feb18: $603k
Mar18: $599k
Apr18: $612k
May18: $630k
Jun18: $656k
Jul18: $692k
Aug18: $702k
Sep18: $711k
Oct18: $678k
Nov18: $690k
Dec18: $664k

Res Ipsa · « **Reply #1409 on:** December 01, 2019, 05:16:46 PM »

Congrats to Zamboni, Monarda, Freedomin5, and Arbitrage! And welcome back Salt Cured!

June 1, 2017: $349,328
July 1, 2017: $362,675
Aug. 1, 2017: $373,748
Sept. 1, 2017: $378,549
Oct. 1, 2017: $389,829
Nov. 1, 2017: $396,444
Dec. 1, 2017: $407,245

Jan. 1, 2018: $412,626
Feb. 1, 2018: $433,521
Mar. 1, 2018: $418,873
Apr. 1, 2018: $410,875
May 1, 2018: $439,719
June 1, 2018: $446,814
July 1, 2018: $451,330
Aug. 1, 2018: $469,413
Sept. 1, 2018: $491,582
Oct. 1, 2018: $496,037
Nov. 1, 2018: $465,386
Dec. 1, 2018: $473,869

Jan. 1, 2019: $436,390
Feb. 1, 2019: $472,423
Mar. 1, 2019: $488,585
Apr. 1, 2019: $500,442
May 1, 2019: $508,168
June 1, 2019: $493,942
July 1, 2019: $528,114
Aug. 1, 2019: $539,640
Sept. 1, 2019: $536,031
Oct. 1, 2019: $546,248
Nov. 1, 2019: $559,267
Dec. 1, 2019: $578,973

2Birds1Stone · « **Reply #1410 on:** December 01, 2019, 07:46:09 PM »

08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800
11/1/2019 - $675,000
12/1/2019 - $695,700

CarolinaGirl · « **Reply #1411 on:** December 02, 2019, 04:25:09 AM »

Loving this run!

Date    Investments
12/30/16 $267k
...
1/31/18 $441k
...
1/31/19    $485k
2/28/19       $508k
3/31/19       $518k
4/30/19 $540k
5/31/19 $513k
6/30/19 $546k
7/31/19 $561k
8/30/19 $557k
9/30/19 $564k
10/31/19 $581k
11/30/19 $605k

YoungGranny · « **Reply #1412 on:** December 02, 2019, 07:11:20 AM »

Quote from: YoungGranny on November 01, 2019, 06:57:23 AM

Dec. 2017: $502k
Jan. 2, 2018: $513.7k
Feb. 5, 2018: $539.9k
Mar. 5, 2018: $543.6k
Apr. 2, 2018: $557.6
Apr. 30, 2018: $574.5k
June 4, 2018: $616.2k
July 2, 2018: $623.4k
Aug. 1, 2018: $643.8k
Sep. 4, 2018:$670.2k
Oct. 2, 2018: $677.7k
Nov. 2, 2018: $659.6k
Jan 2, 2019: $631.2k
Feb 1, 2019: $659.1k
Mar 1, 2019: $708k
Apr 1, 2019: $725.9k
May 1, 2019: $753.9k
July 1, 2019: $772.4k
Aug 1, 2019: $792.8k
Sep 3, 2019: $787.2k
Oct 1, 2019: $806.4k
Nov 1, 2019: $827.9k

Dec 2, 2019: $863.6k

afuera · « **Reply #1413 on:** December 02, 2019, 10:00:32 AM »

12/31/2014: INV-$10,584.06 NW-$-20,000
12/31/2015: INV-$49,877.48 NW-$78,264.92
12/31/2016: INV-$106,390.73 NW-$188,244.13
12/31/2017: INV-$265,731.22 NW-$277,837.89
12/31/2018: INV-$332,761.13 NW-$357,901.80

10/31/2019: INV-$499,757.48 NW-$533,787.48
11/30/2019: INV-$528,711.69 NW-$564,459.69

Just graduated from the 250K>500K thread and took me about 5 years to go from -$20K to $500K
Goal is to hit $1MM around EOY 2022/1Q 2023.

caracarn · « **Reply #1414 on:** December 02, 2019, 01:49:50 PM »

Adding congrats to @Freedomin5, @Zamboni and @Arbitrage!! I cannot wait to be in your position. Lots of headwinds for us with life lately and no sign that the storms are coming to an end. Glad to see wonderful progress being made.

blurb · « **Reply #1415 on:** December 02, 2019, 07:56:47 PM »

Oct-2019: $689,909.00
Nov-2019: $691,960.00 (+2051)

Revised October due to a mistake in my spreadsheet. December is going to be spendy.

talltexan · « **Reply #1416 on:** December 03, 2019, 07:50:50 AM »

Quote from: Zamboni on November 18, 2019, 04:26:49 PM

I'm paired up and we are combining financial forces . . . so I guess I get to graduate early from this thread? Hope to see y'all some day on the next thread!

Month Year: Investments
June 2017: 504K
July 2017: 523K
Add in home value - debts; net worth as second number:
Aug 2017: 533K / 666K
Sep 2017: 539K / 679K
Oct 2017: 551K / 698K
Nov 2017: 561K / 711K
Dec 2017: 569K / 724K

Jan 2018: 589K / 751K
Feb 2018: 577K / 741K
May 2018: 585K / 744K
July 2018: 600K / 763K
Aug 2018: 618K / 779K
Sept 2018: 621K / 795K
Oct 2018: 587K / 764K
Nov 2018: 599K / 778K
Dec 2018: 568K / 739K

Jan 2019: 607K / 767K
Feb 2019: 627K / 790K
Mar 2019: 636K / 802K
Apr 2019: 656K / 830K
May 2019: 636K / 809K
Jun 2019: 652K / 841K
Jul 2019: 663K / 851K
Aug 2019: 648K / 837K
Sep 2019: 665K / 851K
Oct 2019: 908K
Nov 2019: 1008K

Are you getting married, or just--you know--collecting all the infinity stones?

skip207 · « **Reply #1417 on:** December 03, 2019, 12:53:47 PM »

01/01/17 £374668
01/01/18 £497097
01/01/19 £547415
01/02/19 £561491
01/03/19 £568388
01/04/19 £572881
01/05/19 £583805
01/06/19 £599145
01/07/19 £610976
01/08/19 £623787
01/09/19 £626277
01/10/19 £633564
01/11/19 £636164
01/12/19 £642046

Yesterday was a cool day, my tracker says 1094 days to run, aka 3 years from today :)

Would be amazing to hit 650k for 1st Jan but I think I might just miss it - ah well.

use2betrix · « **Reply #1418 on:** December 03, 2019, 02:52:12 PM »

Quote from: use2betrix on October 31, 2019, 06:43:16 PM

Quote from: use2betrix on June 01, 2019, 02:28:11 PM
Tracking liquid net worth only: Cash/Savings/Investments - do not have a mortgage or debt

Feb 1, 2016 - $90k
Apr 1, 2016 - $100k
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Mar 1, 2019 - $354,771
Apr 1, 2019 - $384,308
May 1, 2019 - $407,770
June 1, 2019 - $404,625
July 1, 2019 - $420,082
Aug 1, 2019 - $441,976
Sep 1, 2019 - $458,940
Oct 1, 2019 - $481,915
Nov 1, 2019 - $501,937
Dec 1, 2019 - $518,285

Not a bad month. Our spending sucked but savings and market was ok. My NW is actually about $3k-$4k higher as I’ve noticed that my 401k hasn’t synced on my personal capital I use to track my net worth. I’ll have to get it ironed out, but don’t quite want to change my method of tracking yet, hopefully it’ll sync correctly and jump up appropriately.

Dr Kidstache · « **Reply #1419 on:** December 05, 2019, 08:36:32 AM »

Quote from: Dr Kidstache on November 05, 2019, 08:05:08 AM

Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689
Oct 5 2019: $579,502
Nov 5 2019: $602,772

Dec 5 2019: $607,806 (+$5,034)

terrifictim · « **Reply #1420 on:** December 13, 2019, 03:04:52 PM »

Quote from: terrifictim on June 07, 2019, 10:54:33 AM

Quote from: terrifictim on May 01, 2019, 09:39:08 AM
Quote from: terrifictim on April 01, 2019, 03:43:18 PM
Quote from: terrifictim on March 05, 2019, 09:01:14 AM
Hi All,

Graduated from the 250-500k club back in June 18 but waited a while to join this one until it seemed like it would stick. Look forward to seeing how I do on this race - alot of the previous gains came about from getting married and combining assets.
Assets include primary residence, rental property, and investment portfolio. Liabilities are two mortgages.

Assets Liabilities Net Worth
July 2018 $939k -$433k $505k
August 2018 $956k -$431k $525k
September 2018 $975k -$435k $539k
October 2018 $953k -$435k $518k
November 2018 $962k -$429k $533k
December 2018 $962k -$427k $534k
January 2019 $977k -$425k $552k
February 2019 $1004k -$428k $576k
March 2019 $1024k -$424k $600k
April 2019 $1049k -$427k $622k

Looks like about a year to go from $500-600k. I was initially house heavy (1 primary + 1 investment), so nice to see the liquid portion of Net Worth continuing to ramp up.
May 2019 $1051k -$423k $628k (+6k)
Slightly up mostly due to putting in money in both retirement and taxable. Happy to see it was up with Mr. Market slightly down - this is most likely due to the stock market being a smaller portion of my net worth than most others here.

A few months since last updated
Dec 2019 $1085k -$421k $664k(+6k/mth )

ToughMother · « **Reply #1421 on:** December 14, 2019, 12:07:15 AM »

Here's the latest update on the goal to Investments = $1M.
We've slowed down since we've bought a new house and took money out of the investments account for a downpayment, will be remodeling the place (also likely to take some from investments), and carrying the other house too until we can move into the new one and sell the old.


date         NW        Investments
4/3/14     $430k         $225k
9/19/14    $500k         $275k
11/6/14    $550k         $300K
5/9/15     $600k         $341k
4/13/16    $650k         $375k
9/7/16     $700k         $410k
5/6/17     $750k         $674k (*I think I lost history on one of our accounts prior to this)
9/9/17     $800k         $717k
11/22/17   Assets hit $1M
12/15/17   $850k         $770K
3/10/18    $900k         $770k (refinanced house, put $ in and moved from 30 to 15 yrs)
6/16/18    $950k         $818k
12/26/18   $900k         $750k
1/10/19    $950k         $803k
2/19/19    $1M !!!       $856k
6/12/19    $1.05M        $900k
10/9/19    $1.08M        $895k (downpayment on house and market misery)
12/14/19   $1.14M        $954k

fireseeker · « **Reply #1422 on:** December 14, 2019, 08:13:53 PM »

Hi! I'm new here. My husband and I (married in 2004) started reading about the FIRE movement around four years ago, but we only recently turned into frugal badasses. We made some major life changes this year to help us cross the $500K threshold. We adopted two children in the last four years. Parenthood and medical issues have drastically shifted our priorities and helped us realize how precious and fragile life is and how much we value our time together. We kicked things into high gear this year by downsizing from our 2200sf 3bed/2bath home far out in the burbs to a 1350sf 2bed/2bath townhome literally at a metro stop. We downsized from 2 cars to 1 car, and we walk or take the train as much as possible. My husband began taking advantage of more of his company's benefits including a 30% gross salary deferral, with 50% of the remainder contributed to his 401K. Over the course of the year we have made many other cuts. I have been a full time SAHM mom, but I am hoping to return to work teaching college statistics next year. At this rate, we hope to catch FIRE in two more years. Our major concern is health insurance, as one of our little ones has multiple major health issues. In short, we hit our out-of-pocket max every year and must account for that going forward.

Year Liquid Assets Net Worth Note
2004.12 -$7K same started marriage with $17K in student loans from undergrad
2005.12 $11K same
2006.12 $33K same
2007.12 $62K same
2008.12 $58K same recession!! Also bought used car with $10K in cash
2009.12 $102K same paid off student loans!!!
2010.12 $146K same
2011.12 $187K same
2012.12 $205K $266K bought our first home for $176.5K; put down $50K
2013.12 $186K $362K paid off our mortgage. If I had a time machine I'd do things differently.
2014.12 $227K $420K
2015.12 $242K $431K adopted our daughter; minor surgery for her
2016.12 $244K $473K adopted our son; major surgery for him
2017.12 $393K $622K minor surgery for our son
2018.12 $437K $742K major surgery for our son

2019.03 $564K $875K annual bonus/performance shares; $50K inheritance
2019.06 $437K $868K bought new smaller home for $250K; put down $125K
2019.09 $696K $846K sold old home for $300K; poured proceeds into investments
2019.12 $729K $891K continuing to pour home sale proceeds into investments

Our old way of thinking would have led us to pay off our current mortgage upon the sale of our old house. As it is, we decided to pay the mortgage balance down to $100K. Going forward, we intend to keep the mortgage and make the minimum required payments only so we can maximum investments returns.

Trifle · « **Reply #1423 on:** December 15, 2019, 02:46:39 AM »

Welcome aboard @fireseeker! Wow, great first post. You really have the pedal to the metal -- great job. If you are targeting 2022 for FIRE, consider joining the 2022 Cohort Thread: https://forum.mrmoneymustache.com/welcome-to-the-forum/2022-fire-cohort/600/ . Lots of good info and support there from people that are at the same stage in the process. And you can always go One Less Year (OLY) or One More Year (OMY) as your plans take shape.

fireseeker · « **Reply #1424 on:** December 15, 2019, 06:02:23 AM »

Thanks, @Trifele! Checking that 2022 cohort thread out now. We are definitely frugal weirdos among our circle of friends, so it's nice to find plenty of like-minded people here.

actionjackson · « **Reply #1425 on:** December 16, 2019, 04:48:36 PM »

2018
Jan 398000
Feb 431000
Mar 448000
Apr 462580
May 481501
Jun - 489782
Jul - 507110
Aug - 523353
Sep - 529071
Oct - 519042
Nov - 532025

2019
Mar - 586808
May - 609872
Jun - 622961
 Jul - 643390
Aug - 654710
Sep - 663790
Oct - 671853
Nov - 684764
Dec - 700320

Cracked 700 just before year end courtesy of a strong start on the markets, might change back to <700 tomorrow, not that it matters, onwards and upwards.

moof · « **Reply #1426 on:** December 18, 2019, 02:49:05 PM »

Thought we were really close, just 2-3% short of a 1M of investments (no house equity in there). While looking through things I noticed one account was zero, as my wife's current job had changed providers over the summer and I got out of sync. Tracking that down puts us at $1.03M, which is kind of anticlimactic...

In reality there is a 529 account in there that is not retirement money, and between that subtraction and the petty cash in the checking account I think we are almost exactly at $1.00M.

fireseeker · « **Reply #1427 on:** December 18, 2019, 06:09:48 PM »

Congrats @moof ! That's awesome.

skcook · « **Reply #1428 on:** December 19, 2019, 07:20:57 PM »

December's number is $820k! Still think we're looking at 2021 but the last few months have been productive.

Quote from: skcook on October 13, 2019, 08:55:02 PM

A year has passed and we move slowly upward (other than this month, anyway, we bought a van):

Oct 2019 - $770k
Sep 2019 - $780k
Jul 2019 - $766k
Apr 2019 - $739k
Oct 2018 - $666k
Sep 2018 - $656k
July 2018 - $651k
June 2018 - $634k
May 2018 - $624k
Apr 2018 - $612k
Mar 2018 - $599k
Feb 2018 - $590k
Jan 2018 - $580k
Dec 2017 - $569k
Nov 2017 - $561k
Oct 2017 - $546k
Sep 2017 - $538k
Aug 2017 - $497k
July 2017 - $483k
Jun 2017 - $479k
May 2017 - $454k
Apr 2017 - $448k
Mar 2017 - $435k
Feb 2017 - $433k
Jan 2017 - $410k
Oct 2016 - $370k
Sep 2016 - $330k

Hoping to get to a mill by 2021!

Enough · « **Reply #1429 on:** December 21, 2019, 11:29:57 AM »

Quote from: Enough on September 10, 2019, 09:28:08 AM

26 months for 100-250k. Last post in 100-250k here: http://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-100-to-250k/msg1440605/#msg1440605

28 months for 250k-500k. Last post in 250k-500k here: https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-250-to-500k!/msg2457040/#msg2457040

Recent NW:

May-19 $482,166.97
Jun-19 $506,489.11
Jul-19 $516,572.20
Aug-19 $520,552.46
Sep-19 $524,681.62

Oct-19    $547,979.00
Nov-19    $564,839.00
Dec-19    $592,397.00 (EST. as of 21st)

SCUBAstache · « **Reply #1430 on:** December 22, 2019, 01:01:05 PM »

Graduated this week! Sooner than expected, for sure. The market may take me back and forth for a bit, but I consider the box checked. That second comma still doesn't quite feel real yet.

Quote from: SCUBAstache on June 22, 2019, 03:30:44 AM

Just crossed 900k for the first time, woohoo! Next stop, 2 commas!

Quote from: SCUBAstache on March 05, 2019, 12:46:39 PM
Doing better so far in 2019 - ended February right around 845k. Onward!

December 2018: 777k
December 2017: 812k
November 2017: 799k
October 2017: 790k
September 2017: 776k
August 2017: 752k
July 2017: 751k
June 2017: 737k
May 2017: 732k
April 2017: 720k
March 2017: 711k
February 2017: 703k
January 2017: 680k
December 2016: 650k
December 2015: 487k
December 2014: 412k
December 2013: 350k

TempusFugit · « **Reply #1431 on:** December 22, 2019, 01:30:42 PM »

Congrats @SCUBAstache! You really put it into high gear this year.

rokel · « **Reply #1432 on:** December 22, 2019, 08:38:07 PM »

07/2018-- 535,562/ 673,992
12/2018-- 495,360/ 652,069
03/2019-- 553,577/ 713,262
06/2019-- 606,080/ 749,479
09/2019-- 607,394/ 737,311
12/2019-- 656,687/ 775,644

dandypandys · « **Reply #1433 on:** December 23, 2019, 07:35:09 PM »

I'm just shyly peeking in from the 250-500 thread. We just made it to 500k!!!!!!!!!!!!!!!!!!
But it's not the 1st yet, so I better scuttle off for now- toodles

monarda · « **Reply #1434 on:** December 23, 2019, 09:13:24 PM »

Welcome, @dandypandys ! I just did the same, took a peek at the 1M to 2M thread.

Quote from: monarda on November 30, 2019, 10:44:34 AM

cash+rental equity add primary residence equity
1/2016 $507K $627K
1/2017 $625K $797K
9/2017 $784K $904K
12/2017 $762K $903K begin remodeling primary residence
3/2018 $725K $866K
6/2018 $763K $910K Zillow values for rental properties went way up
9/2018 $830K $945K
12/2018 $821K $964K
3/2019 $833K $977K Rental house is on the market.
6/2019 $820K $953K Had to buy a roof for the rental house. It now is under contract, though.
9/2019 $832K $977K Closed on the rental house!
12/2019 $818K $965K Passed final inspection on our remodel. Paying off 0% CC bills. Installing solar panels on a rental. Upward trajectory should resume at the next update. But if we use the Nextdoor valuation for the primary residence, then we're at $1,031K for the second number right now. Pretend numbers. Not selling.

Adding in monthly updates for this home stretch for the TNW including home equity! Will go back to quarterly updates for the cash and rental equity goal.
(I know it's not January quite yet but these are projections based on 12/23 values)

1/2020 $832K $992K It's been a good month for real estate valuations even outside of Nextdoor. And the mutual funds also had a good month.

1MM dates 3/2022 2/2020

ender · « **Reply #1435 on:** December 25, 2019, 07:45:11 AM »

Guess it's time for me to follow here too.

Gardo · « **Reply #1436 on:** December 26, 2019, 10:08:09 AM »

Retirement + Non-Retirement Non-College + Property, Net + Car = Net Worth
20190601: $ 276.0 $ 67.0 $ 252.0 $20.0 $ 615.0
20190701: $ 285.0 $ 69.0 $ 253.0 $20.0 $ 627.0
20191201: $ 350.0 $ 78.0 $ 270.0 $20.0 $ 698.0

Roots&Wings · « **Reply #1437 on:** December 29, 2019, 10:04:40 AM »

Quote from: Roots&Wings on June 14, 2016, 05:44:16 AM

Didn't find this one yet, and I keep hearing how the next half-mil goes so much faster! We'll see. Anyone else?

April 2016: 500k

Saving ~75% of income.

Checking out of here. Made it on a single salary that never topped six figures, it's possible.

Happy Holidays all!

OurTown · « **Reply #1438 on:** December 30, 2019, 10:06:02 PM »

6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558

1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
12/1/18 = $636

1/1/19 = $630
2/1/19 = $664
3/1/19 = $682
4/1/19 = $691
5/1/19 = $708
6/1/19 = $702
7/1/19 = $731
8/1/19 = $737
9/1/19 = $736
10/1/19 = $746
11/1/19 = $761
12/1/19 = $781

1/1/20 = $809

tips^up · « **Reply #1439 on:** December 31, 2019, 09:44:51 AM »

Quote from: tips^up on July 01, 2019, 09:20:36 AM

7/1/19 $255k LNW / $780 TNW
6/3/19 $242k LNW / $765 TNW
5/2/19 $242k LNW / $764 TNW
4/1/19 $236k LNW / $756 TNW

12/31/19 $296,096 LNW / $833,129

This amazes me. Mid-year, I got a promotion and salary increase to $82k (so less than that for partial year). Since 1/1/19, my LNW has increased $101,662. Our first home is now a rental and our current home has 2 rent paying roommates, so there's more going on than just my salary, but that still blows my mind. My net worth increased in 365 days by 24% more than my day job pays.

afuera · « **Reply #1440 on:** December 31, 2019, 12:12:08 PM »

12/31/2014: INV-$10,584.06 NW-$-20,000
12/31/2015: INV-$49,877.48 NW-$78,264.92
12/31/2016: INV-$106,390.73 NW-$188,244.13
12/31/2017: INV-$265,731.22 NW-$277,837.89
12/31/2018: INV-$332,761.13 NW-$357,901.80

10/31/2019: INV-$499,757.48 NW-$533,787.48
11/30/2019: INV-$528,711.69 NW-$564,459.69
12/31/2019: INV-$545,957.38 NW-$583,896.83

Market definitely did the heavy lifting this year. Looking forward to 2020!

turketron · « **Reply #1441 on:** January 01, 2020, 12:43:52 AM »

April 2015: $98k
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56

Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57

Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93

Jan 1 2018: $283,829.36
Feb 1 2018: $304,851.88
Mar 1 2018: $303,796.17
Apr 1 2018: $307,682.67
May 1 2018: $315,634.59
Jun 1 2018: $337,046.55
July 1 2018: $340,399.63
Aug 1 2018: $363,304.76
Sept 1 2018: $385,572.12
Oct 1 2018: $392,296.56
Nov 1 2018: $370,000.25
Dec 1 2018: $386,361.40

Jan 1 2019: $359,505.30
Feb 1 2019: $397,087.41
Mar 1 2019: $428,309.57
Apr 1 2019: $440,342.71
May 1 2019: $456,285.80
Jun 1 2019: $441,047.77
Jul 1 2019: $476,489.51
Aug 1 2019: $486,559.27
Sept 1 2019: $483,967.28
Oct 1 2019: $490,200.54
Nov 1 2019: $501,003.17
Dec 1 2019: $531,904.82
Jan 1 2020: $546,089.75

YellowCat · « **Reply #1442 on:** January 01, 2020, 06:10:06 AM »

Jan 2017: $444,411
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
May 2017: $509,180 (+$12,570)
Jun 2017: $522,280 (+$13,100)
Jul 2017: $539,829 (+$17,549)
Aug 2017: $547,156 (+$7,327)
Sept 2017: $568,755 (+$21,599)
Oct 2017: $588,681 (+$19,926)
Nov 2017: $612,643 (+$23,962)
Dec 2017: $628,029 (+$15,386)
--------------------------
Jan 2018: $664,203 (+$36,174)
Feb 2018: $662,419 (-$1,784)
Mar 2018: $667,963 (+$5,544)
Apr 2018: $687,251 (+$19,288)
May 2018: $713,039 (+$25,788)
Jun 2018: $719,898 (+$6,859)
Jul 2018: $749,307 (+$29,409)
Aug 2018: $777,551 (+28,244)
Sept 2018: $782,645 (+$5,094)
Oct 2018: $747,078 (-$35,567)
Nov 2018: $768,361 (+$21,283)
Dec 2018: $718,610 (-$49,751)
--------------------------
Jan 2019: $777,609 (+$58,999)
Feb 2019: $820,306 (+$42,697)
Mar 2019: $840,459 (+$20,153)
Apr 2019: $881,921 (+$41,462)
May 2019: $852,437 (-$27,484)
Jun 2019: $898,121 (+$45,684)
Jul 2019: $923,880 (+$25,759)
Aug 2019: $919,801 (-$4,079)
Sept 2019: $943,063 (+$23,262)
Oct 2019: $968,240 (+$25,177)
Nov 2019: $999,110 (+$30,870)
Dec 2019: $1,030,547 (+$31,437)

Well, that's a wrap. End of the year / decade and we broke $1 Mio! Total NW increase for 2019 was a staggering $311,937 thanks to Dec 2018's market decline. Moving on to the Race to $2 Mio thread...wishing all of you the best of luck.

Ladychips · « **Reply #1443 on:** January 01, 2020, 06:54:49 AM »

Quote from: Ladychips on November 30, 2019, 10:03:31 AM

Investments/cash Net worth

05/18 - $503,164 $742,902
06/18 - $506,463 $747,871
07/18 - $520,768 $764,243
08/18 - $542,574 $787,745
09/18 - $541,489 $788,357
10/18 - $518,567 $766,694
01/19 - $522,773 $776,499
02/19 - $544,291 $799,739
03/19 - $551,251 $808,455
04/19 - $577,496 $836,473
05/19 - $547,963 $811,636
06/19 - $588,500 $853,525
07/19 - $601,555 $867,945
08/19 - $594,550 $862,292
09/19 - $601,942 $871,711
10/19 - $625,199 $896,352
11/19 - $651,705 $924,134

12/19 - $669,819 $943,739

This has been a crazy, crazy year. It's more than made up for the crappy end of last year!!

My list is too long so I will abbreviate going forward.

12/16 - $360,891 $570,338
12/17 - $473,407 $697,411
12/18 - $480,550 $732,108
12/19 - $669,819 $943,739

In the middle of 2016, I decided I needed a route out of my job. My husband and I cut spending some but what we really did was start paying attention and being strategic with our money. In 3 years, we've increased our investments by ~$300,000! Half contributions, half market gains. We've been super lucky that the market went crazy at the same time that we started saving. 18 more months for us!!

3Mer · « **Reply #1444 on:** January 01, 2020, 07:10:23 AM »

Month (and Year) end update:

Liquid assets / Net worth

Jan 2018 $415.5K / $508K
Jun 2018 $518.8K / $578.4K
Jul 2018 $528.3K / $588.2K
Aug 2018 $543K / $603.2K
Sep 2018 $548K / $608.6K
Oct 2018 $492.6K / $569.5K
Nov 2018 $502K / $585.3K
Dec 2018 $476.8K / $554K
Jan 2019 $509.1K / $587K
Feb 2019 $534.2K / $612.6K
Mar 2019 $549K / $627.8K
Apr 2019 $561.1K / $640.1K
May 2019 $533.5K / $612.9K
June 2019 $566K / $646K
July 2019 $569K / $649K
Aug 2019 $558.4K / $638.8K
Sept 2019 $569.6K / $650.3K
Oct 2019 $583.5K / $664.5K
Nov 2019 $602.3K / $683.7K
Dec 2019 $621.3K / $703.1K

Nice wrap up to the year!

Sailor Sam · « **Reply #1445 on:** January 01, 2020, 08:28:09 AM »

Quote from: Sailor Sam on November 05, 2019, 07:33:38 PM

1-Jan-2011: $82,795
1-Jan-2012: $106,303
1-Jan-2013: $147,328
1-Jan-2014: $212,595
1-Jan-2015: $264,308
1-Jan-2016: $299,216
1-Jan-2017: $371,623
1-Jan-2018: $500,083 (graduated from 250-->500k thread!)

1-Jan-2019: $551,753
1-Feb-2019: $584,414
1-Mar-2019: $606,970
1-Apr-2019: $616,505
1-May-2019: $636,497
1-Jun-2019: $607,676
1-Jul-2019: $656,706
1-Aug-2019: $664,623
1-Sep-2019: $658,464
1-Oct-2019: $675,812
1-Nov-2019: $693,673

1-Dec-2019: $711,924
1-Jan-2020: $706,933 —> $30k car note.

TheAnonOne · « **Reply #1446 on:** January 01, 2020, 08:46:54 AM »

2015 DEC	:	252k	<- Crossed 250k
-	-
2016 JAN	:	260k	(+8k)
2016 FEB	:	281k	(+21k)
2016 MAR	:	285k	(+4k)
2016 APR	:	298k	(+13k)
2016 MAY	:	305k	(+7k)
2016 JUN	:	307k	(+2k)
2016 JUL	:	320k	(+13k)
2016 AUG	:	326k	(+6k)
2016 SEP	:	336k	(+10k)
2016 OCT	:	337k	(+1k)
2016 NOV	:	361k	(+24k)
2016 DEC	:	368k	(+7k)
-	-
2017 JAN	:	382k	(+14k)
2017 FEB	:	403k	(+21k)
2017 MAR	:	416k	(+13k)
2017 APR	:	427k	(+11k)
2017 MAY	:	436k	(+9k)
2017 JUN	:	449k	(+13k)
2017 JUL	:	464k	(+15k)
2017 AUG	:	478k	(+14k)
2017 SEPT	:	494k	(+16k)
2017 OCT	:	510k	(+16k) <- Crossed 500k
2017 NOV	:	523k	(+13k)
2017 DEC	:	534k	(+11k)
-	-
2018 JAN	:	558k	(+24k)
2018 FEB	:	569k	(+11k)
2018 MAR	:	560k	(-9k)
2018 APR	:	574k	(+14k/+5k)
2018 MAY	:	575k	(+1k)
2018 JUNE	:	575k	(+0k)
2018 JULY	:	599k	(+24k)
2018 AUG	:	620k	(+21k)
2018 SEPT	:	625k	(+5k)
2018 OCT	:	597k	(-28k)
2018 NOV	:	606k	(+9k/-19k)
2018 DEC	:	580k	(-26k/-45k)
-	-
2019 JAN	:	628k	(+48k/+3k)
2019 FEB	:	666k	(+38k)
2019 MAR	:	677k	(+11k)
2019 APR	:	706k	(+29k)
2019 MAY	:	670k	(-36k)
2019 JUNE	:	709k	(+39k/+3k)
2019 JULY	:	712k	(+3k)
2019 AUG	:	720k	(+8k)
2019 SEPT	:	725k	(+5k)
2019 OCT	:	753k	(+28k) <- Crossed 750k
2019 NOV	:	777k	(+24k)
2019 DEC	:	798k	(+21k)

2019 was a wild ride. We bought a beautiful home (that probably pushes FIRE back 3-4 years simply because after we hit our number we want to pay it off in full)

Just shy of $800,000 NW. $624,000 of that is pure liquid assets.

From Dec to Dec we are up $218k, which feels insane, but last year we were only up $46k due to the year end slump in the market. So I view this as almost 2 years of gain in one.

If the market is ANYTHING like it was this year (Unlikely, I know) we would graduate this thread in 2020. Though, if returns are flat, more likely 2021.

It is crazy to think I have been logging this on here for 4 (FOUR!) YEARS now. Having gone from 250k to 800k in that time. Not too shabby, maybe slower than some here, but I am happy with the results.

Here is to a great 2020 guys/gals!

salt cured · « **Reply #1447 on:** January 01, 2020, 09:33:53 AM »

What a monster year. Feeling a little more firmly over the $500k line now. A 68% savings rate for the year and hoping to up that to at least 75% in 2020. Happy New Year all.

12/31/19: $524k
11/30/19: $496k
...
12/31/18: $318k

jmutt · « **Reply #1448 on:** January 01, 2020, 09:51:12 AM »

DEC 2019 - 933k

Up 196k for the year.

Quote from: jmuth on June 23, 2019, 08:21:46 AM

JUN 2019 - 844k

Quote from: jmuth on March 29, 2019, 01:13:31 PM
Quote from: jmuth on January 01, 2019, 09:30:08 AM

DEC 2018 NW: 737K
DEC 2017 NW: 697k
DEC 2016 NW: 559k
DEC 2015 NW: 444k
DEC 2014 NW: 385k
DEC 2013 NW: 337k
DEC 2012 NW: 253k
DEC 2011 NW: 209K
DEC 2010 NW: 184k

Trifle · « **Reply #1449 on:** January 01, 2020, 09:55:27 AM »

Fantastic year!

Our update, tracking retirement accounts only:

5/1/17 $631
6/1/17 $647
7/1/17 $655
8/1/17 $665
9/1/17 $672
10/1/17 $684
11/1/17 $702
12/1/17 $724

1/1/18 $731
2/1/18 $761
3/1/18 $737
4/1/18 $731
5/1/18 $738
6/1/18 $747
7/1/18 $744
8/1/18 $761
9/1/18 $776
10/1/18 $776
11/1/18 $729
12/1/18 $745

1/1/19 $703
2/1/19 $751
3/1/19 $769
4/1/19 $813
5/1/19 $841
6/1/19 $810
7/1/19 $841
8/1/19 $849
9/1/19 $826
10/1/19 $832
11/1/19 $854
12/1/19 $870

1/1/20 $886

Aug17:	$488k
Sep17:	$507k
Oct17:	$526k
Nov17:	$546k
Dec17:	$566k
Jan18:	$612k
Feb18:	$603k
Mar18:	$599k
Apr18:	$612k
May18:	$630k
Jun18:	$656k
Jul18:	$692k
Aug18:	$702k
Sep18:	$711k
Oct18:	$678k
Nov18:	$690k
Dec18:	$664k

News:

Author Topic: Race from 500k to 1M! (Read 767948 times)