Author Topic: Race from 500k to 1M!  (Read 768658 times)

patchyfacialhair

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Re: Race from 500k to 1M!
« Reply #3800 on: March 26, 2024, 11:02:02 AM »
What a ride! We got married in very late 2015, and basically had a zero net worth. Less than 9 years later to the first million. Seems surreal.

Congrats!! It is a surreal feeling. If it helps, we got marred in 2015, but with more like ~$200k net worth, less than that liquid. We've wobbled a bit above and below liquid million over the past few months, especially with buying a house and moving expenses. Fingers crossed we're super close to it once more as Q1 wraps up...

Anyway, with few if any real world people to talk about it... and probably no direct/immediate actions, it's weird how you reach $1 million but the experience can't be like, CELEBRATED and SHOUTED ABOUT. But enjoy it, nonetheless!

While I'm far less engaged with the forum here than I used to be, it's still my one place to talk about this sort of stuff, and I'm glad to share the milestone!

While I'm more on the consumer sucka side of mustachianism, the lessons learned from the blog and the forum have been so valuable.

Radagast

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Re: Race from 500k to 1M!
« Reply #3801 on: March 28, 2024, 10:53:51 PM »
Quarter StockBondCash  +Houses
Q4 2016:  $112,200     $165,800
Q1 2017:  $124,300     $178,500
Q2 2017:  $148,300     $203,300
Q3 2017:  $160,548     $217,018
Q4 2017:  $178,042     $235,102
Q1 2018:  $203,082     $260,736
Q2 2018:  $213,941     $272,491
Q3 2018:  $223,802     $283,554
Q4 2018:  $235,666     $296,330
Q1 2019:  $229,947     $291,293
Q2 2019:  $284,421     $346,689
Q3 2019:  $315,573     $378,769
Q4 2019:  $350,244     $414,376
Q1 2020:  $408,250     $473,325
Q2 2020:  $362,044     $428,120
Q3 2020:  $457,379     $524,413
Q4 2020:  $383,076     $555,858
Q1 2021:  $478,879     $656,382
Q2 2021:  $522,651     $704,873
Q3 2021:  $575,207     $761,357
Q4 2021:  $722,632     $916,172
Q1 2022:  $785,909     $979,449
Q2 2022:  $793,344     $1,078,999
Q3 2022:  $701,136     $984,207
Q4 2022:  $680,310     $898,221 
Q1 2023:  $766,771     $1,005,937
Q2 2023:  $829,120     $1,072,293
Q3 2023:  $909,213     $1,166,633
Q4 2023:  $846,149     $1,120,101
Q1 2024:  $977,778     $1,241,503
anndd:
Q2 2024:  $1,037,412  $1,327,748
But wait! Since the last update we sold a house transferring some from houses to cash (soon to be stocks):
Q2 2024:  $1,193,894  $1,327,748
Solid cross of the finish line. Smell ya later!

Mainlander

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Re: Race from 500k to 1M!
« Reply #3802 on: March 29, 2024, 05:16:31 AM »
                                 2024                2025                2026                2027                2028                2029                2030                2031               
January     -
February508,803-
March519,360--
April--
May--
June--
July--
August-
September--
October--
November--
December--



Officially started the race to 1M last month. Not sure if I will actually finish this race as I am more focused on making memories with my young family then early retirement. We are going on a trip to Disney in April, so net worth increases may be low for the next couple months as we pay that off.

PlanetDee

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Re: Race from 500k to 1M!
« Reply #3803 on: March 29, 2024, 11:10:01 AM »
Investments Only:
12/1/23 - $513k
1/1/24 - $546k
2/1/24 - $558k
3/1/24 - $581k
4/1/24 - $596k

Updating early as I’ll be out of town on the 1st. It was another month of bloodbath expenses with the second half of the roof due and a lot of vet bills. Still amazing to see progress with that much outflow! Happy Spring to you all.

JLee

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Re: Race from 500k to 1M!
« Reply #3804 on: March 29, 2024, 11:44:01 AM »
Code: [Select]
Year 2018 2019 2020 2021 2022 2023 2024

Jan $260,262.67 $260,498.17 $355,540.40 $508,468.68 $672,003.95     $640,193.26 $904,111.46
Feb $270,247.21 $282,677.81 $363,857.03 $509,567.53 $639,611.05     $671,819.16 $926,220.52
Mar $274,832.08 $303,458.44 $338,355.26 $520,884.63 $634,640.78     $662,686.54 $954,443.92
Apr $270,627.23 $303,218.72 $293,271.53 $541,068.08 $659,611.56     $682,101.41 $991,145.41
May $278,368.36 $317,168.51 $347,245.32 $587,538.85 $626,633.66     $773,878.01
Jun $274,359.32 $305,266.44 $364,417.41 $593,402.81 $633,264.00     $782,511.38
Jul $274,608.95 $304,929.19 $371,252.51 $606,481.86 $603,185.63     $831,335.87
Aug $280,692.80 $305,590.57 $393,995.98 $614,890.13 $637,566.93     $848,549.63
Sep $294,559.30 $306,102.25 $449,017.88 $623,073.11 $639,963.91     $845,678.87
Oct $294,744.86 $305,808.36 $448,674.02 $618,758.32 $592,457.62     $822,805.13
Nov $268,666.52 $322,371.05 $447,910.61 $654,187.24 $631,130.76     $811,326.01
Dec $280,335.80 $352,576.02 $480,614.30 $633,311.29 $652,812.65     $859,161.72

ahhhhhhhhhhh

patchyfacialhair

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Re: Race from 500k to 1M!
« Reply #3805 on: March 29, 2024, 01:01:09 PM »
Quarter StockBondCash  +Houses
Q4 2016:  $112,200     $165,800
Q1 2017:  $124,300     $178,500
Q2 2017:  $148,300     $203,300
Q3 2017:  $160,548     $217,018
Q4 2017:  $178,042     $235,102
Q1 2018:  $203,082     $260,736
Q2 2018:  $213,941     $272,491
Q3 2018:  $223,802     $283,554
Q4 2018:  $235,666     $296,330
Q1 2019:  $229,947     $291,293
Q2 2019:  $284,421     $346,689
Q3 2019:  $315,573     $378,769
Q4 2019:  $350,244     $414,376
Q1 2020:  $408,250     $473,325
Q2 2020:  $362,044     $428,120
Q3 2020:  $457,379     $524,413
Q4 2020:  $383,076     $555,858
Q1 2021:  $478,879     $656,382
Q2 2021:  $522,651     $704,873
Q3 2021:  $575,207     $761,357
Q4 2021:  $722,632     $916,172
Q1 2022:  $785,909     $979,449
Q2 2022:  $793,344     $1,078,999
Q3 2022:  $701,136     $984,207
Q4 2022:  $680,310     $898,221 
Q1 2023:  $766,771     $1,005,937
Q2 2023:  $829,120     $1,072,293
Q3 2023:  $909,213     $1,166,633
Q4 2023:  $846,149     $1,120,101
Q1 2024:  $977,778     $1,241,503
anndd:
Q2 2024:  $1,037,412  $1,327,748
But wait! Since the last update we sold a house transferring some from houses to cash (soon to be stocks):
Q2 2024:  $1,193,894  $1,327,748
Solid cross of the finish line. Smell ya later!

Congrats!

McStache

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Re: Race from 500k to 1M!
« Reply #3806 on: March 29, 2024, 02:14:08 PM »
                       2015                2016                2017                2018                2019                2020                2021                2022                2023                2024               
January$52,277$102,029$186,657$306,111$344,771$443,598$581,977$746,547$754,342$920,830
February$57,992$107,201$196,191$301,453$357,526$422,062$608,184$755,246$744,552$969,392
March$61,620$116,502$199,234$306,821$364,397$371,488$626,905$780,769$764,392$1,007,541
April$68,207$121,028$205,602$312,149$375,876$411,410$659,527$736,029$777,840-
May$73,499$132,630$217,515$319,649$366,887$432,756$670,069? (AFK)$781,162-
June$73,620$136,350$218,315$325,450$388,214$449,153$689,099? (AFK)$829,780-
July$77,235$143,420$226,577$332,615$393,565$473,639$703,139? (AFK)$866,814-
August$77,588$149,032$231,008$341,112$391,468$499,746$724,977? (AFK)$856,218-
September$77,524$161,672$251,872$343,628$400,870$492,572$708,615$651,444$830,802-
October$86,899$160,725$260,359$329,514$411,683$488,099$748,616$684,131$813,084-
November$94,202$170,428$273,396$336,035$423,504$546,559$741,525$726,260$853,453-
December$101,290$179,734$287,829$317,638$441,666$574,853$774,895$696,612$916,701-


Woooooo!!!! Took about 3 years and 4 months to go from 500k->1m. When I first joined, I speculated this would be a bit more of a meander than a race and in some ways that was true (took an unpaid sabbatical for half a year), in other ways it's hard to say 3.33 years isn't race pace

tjrssibelle

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Re: Race from 500k to 1M!
« Reply #3807 on: March 29, 2024, 03:22:11 PM »
Investments only;

Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Dec 2020: $448.30k
Dec 2021: $579.50k

Jan 2022: $555.08k
Feb 2022: $547.93k
Mar 2022: $568.83k
Apr 2022: $526.18k
May 2022: $533.30k
Jun 2022: $500.42k
Jul 2022 : $533.30k
Aug 2022: $517.60k
Dec 2022: $521.43k

Jan 2023: $562.03k
Feb 2023: $549.90k
May 2023: $571.35k
Jun 2023: $601.64k
Jul 2023: $622.09k
Aug 2023: $607.46k
Sep 2023: $580.53k
Oct 2023: $568.72k
Nov 2023: $622.08k
Dec 2023: $659.79k
Jan 2024: $663.00k
Feb 2024: $684.06k
Mar 2024: $703.63k

Sent from my SM-S908U using Tapatalk


oneday

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Re: Race from 500k to 1M!
« Reply #3808 on: March 29, 2024, 03:38:37 PM »
@patchyfacialhair congrats on the money milestone and kid#3! (million dollar baby?)

Congrats @Radagast and @McStache crossing the finish line!

Welcome @Mainlander

@JLee soooooo close!

Investments only

                       2021                2022                2023                2024                2025               
January$326K$491K$516K$682K-
February$345K$487K$508K$707K-
March$362K$509K$527K$734K-
April$383K$474K$542K--
May$385K$481K$546K--
June$393K$447K$586K--
July$451K$488K$625K--
August$467K$476K$617K--
September$447K$438K$592K--
October$480K$475K$583K--
November$494K$505K$625K--
December$515K$480K$657K--

https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=1302523503

Nick_Miller

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Re: Race from 500k to 1M!
« Reply #3809 on: March 29, 2024, 03:56:29 PM »
I love seeing everyone riding the wave! It's both exciting and a bit scary realizing how much more the market moves the meter now, compared to contributions. I just do quarterly checks these days, to keep from fretting too much.

Goal: $1.3M before downshifting a bit. We'd love to reach the 2/3 point this year.

Dec 2023: $738K
March 2024: $790K

SpareChange

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Re: Race from 500k to 1M!
« Reply #3810 on: March 30, 2024, 08:26:55 AM »

EOY    Networth (US$)   
2011    -50k           
2012    -41k           
2013    -10k           
2014     33,726       
2015     90,497       
2016     146,590     
2017     224,985
2018     282,015
2019     381,913...downshifted to halftime in the fall.
2020     495,309
2021     591,399
2022     585,889...started including the value of my PTO bank
2023     738,911

March update: $793,030. Up $24,961. More of the same...no complaints here.

SeattleStache

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Re: Race from 500k to 1M!
« Reply #3811 on: March 30, 2024, 11:28:54 AM »
The first number is retirement related investments and the second includes cash savings, real estate, and other investments. I'm focused on retirement savings only for this race.

December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
December 2021: $506,167 (total NW $665,639)
December 2022: $459,000 (total NW $627,689)
December 2023: $614,548 (total NW $795,006)
January 2024: $624,946 (total NW $803,234)
February 2024: $649,964 (total NW $831,943)
March 2024: $675,855 (total NW $873,701)

tacticalteam4

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Re: Race from 500k to 1M!
« Reply #3812 on: March 30, 2024, 07:53:03 PM »
Liquid only

2021               2022               2023               2024               
January$214,801$368,240$506,006
February-$415,650$556,654$840,669
March$247,632---$883,024
April$267,671$432,042--$912,024
May$418,269$550,282
June$293,749$420,576$608,355
July$433,032--
August$477,541$659,953
September$311,131$461,148--
October-$478,809$661,972
November$339,986$501,052$681,707
December$345,952$521,479$721,964
Just crazy..IRS will take a bite out of this soon..

oneday

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Re: Race from 500k to 1M!
« Reply #3813 on: March 31, 2024, 11:21:42 AM »
The first quarter of 2024 has been nuts, I crossed $800k for the first time.

Congrats on the milestone!

Yes, nuts. Does anyone else have this feeling of unrealness? It felt sooooo real in 2022 when everything was dropping all the time. The contrast is a little whiplash-y.

CDNSaver

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Re: Race from 500k to 1M!
« Reply #3814 on: March 31, 2024, 01:57:11 PM »
On Tuesday I will it 1MM net worth.  700k invested.

I thought I’d be more excited for this one but it doesn’t seem like anything special.

I’m half way to FIRE though so that’s kind of exciting.

nick663

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Re: Race from 500k to 1M!
« Reply #3815 on: March 31, 2024, 02:30:11 PM »
June 2017:  198.7k
September 2017:  222.1k
December 2017:  242.4k

March 2018:  263.3k
June 2018:  290.4k
September 2018:  313.7k
December 2018:  296.8k

March 2019:  346.3k
June 2019:  372.4k
September 2019: 390.4k
December 2019:  428.6k

March 2020:  371.1k
June 2020:  456.2k
September 2020:  505.5k
December 2020:  590.1k

March 2021:  644.3k
June 2021:  701.1k
September 2021:  725.9k
December 2021:  788.5k

March 2022:  782.2k
June 2022:  673.5k
September 2022:  665.9k
December 2022:  720.6k

March 2023:  794.9k
June 2023:  874.7k
September 2023: 869.6k
December 2023:  977.1k

March 2024:  1,094.0k

Incredible that it took 3.5 years to go from 500k to almost 1.1 million.  Fingers crossed the next doubling occurs in a similar time frame.

falsekrakk808

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Re: Race from 500k to 1M!
« Reply #3816 on: March 31, 2024, 04:09:52 PM »
2016               2017               2018               2019               2020               2021               2022               2023               2024               2025               
January???134,982152,827166,462242,541354,718433,211478,011619,370$750k Goal
February???139,867155,407177,792257,924382,044453,226486,395656,262-
March111,557141,453152,342193,722227,560382,355467,849504,628675,686-
April125,553???155,305210,318256,005411,837470,161524,209--
May132,778137,778160,431205,538278,157418,700468,507516,858--
June???125,010162,239199,039282,777442,429460,137549,320--
July???129,077170,289198,372304,381440,202475,590579,766--
August???130,256175,906206,279312,578455,378483,706584,181--
September???136,658178,198212,786295,744448,555449,474584,162--
October121,823137,913164,888220,513286,661474,585470,090560,381--
November126,048143,556165,777233,155331,046477,744481,824607,383--
December131,174146,827154,154239,998361,661481,002461,547635,230--
It does feel surreal but gotta stay on the wave and keep riding.

tjrssibelle

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Re: Race from 500k to 1M!
« Reply #3817 on: March 31, 2024, 04:31:13 PM »
June 2017:  198.7k
September 2017:  222.1k
December 2017:  242.4k

March 2018:  263.3k
June 2018:  290.4k
September 2018:  313.7k
December 2018:  296.8k

March 2019:  346.3k
June 2019:  372.4k
September 2019: 390.4k
December 2019:  428.6k

March 2020:  371.1k
June 2020:  456.2k
September 2020:  505.5k
December 2020:  590.1k

March 2021:  644.3k
June 2021:  701.1k
September 2021:  725.9k
December 2021:  788.5k

March 2022:  782.2k
June 2022:  673.5k
September 2022:  665.9k
December 2022:  720.6k

March 2023:  794.9k
June 2023:  874.7k
September 2023: 869.6k
December 2023:  977.1k

March 2024:  1,094.0k

Incredible that it took 3.5 years to go from 500k to almost 1.1 million.  Fingers crossed the next doubling occurs in a similar time frame.
Congrats!

Sent from my SM-S908U using Tapatalk


Sugaree

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Re: Race from 500k to 1M!
« Reply #3818 on: April 01, 2024, 05:31:10 AM »
Net Worth2019202020212022202320242025     
January          $49,378.04          $90,928.02        $161,747.01     $229,977.41     $232,928.16$456,779.55
February$50,300.10$93,896.81$162,883.32$217,510.91$346,856.21$464,225.21$        -         
March$59,373.49$100,165.23$173,923.10$220,602.56$347,275.46$490,348.72$        -         
April$59,558.47$94,297.23$183,031.09$226,302.77$358,270.55$511,559.42$        -         
May$64,340.45$106,341.84$186,124.71$216,297.22$363,790.59$        -         $        -         
June$64,940.28$113,372.31$189,866.01$210,792.90$370,890.90$        -         $        -         
July$70,156.02$120,466.05$194,364.35$206,546.54$400,232.03$        -         $        -         
August$74,302.64$127,953.51$197,286.96 $224,774.07$417,598.48$        -         $        -         
September$74,328.43$135,625.59$205,953.08$217,814.80$413,256.55 $        -         $        -         
October$78,067.76$137,857.32$201,884.29$206,617.66$400,848.50$        -         $        -         
November$81,274.16$136,857.08$215,701.01$220,532.58$392,181.17$        -         $        -         
December$88,148.59$152,706.85$217,143.43$241,204.92 $435,305.59$        -         $        -         
   
Annual gain$41,549.98$70,818.99$68,230.40$2,950.75$223,851.39$        -         $        -         


I guess I'm joining here now.

tjrssibelle

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Re: Race from 500k to 1M!
« Reply #3819 on: April 01, 2024, 05:34:34 AM »
Net Worth2019202020212022202320242025     
January          $49,378.04          $90,928.02        $161,747.01     $229,977.41     $232,928.16$456,779.55
February$50,300.10$93,896.81$162,883.32$217,510.91$346,856.21$464,225.21$        -         
March$59,373.49$100,165.23$173,923.10$220,602.56$347,275.46$490,348.72$        -         
April$59,558.47$94,297.23$183,031.09$226,302.77$358,270.55$511,559.42$        -         
May$64,340.45$106,341.84$186,124.71$216,297.22$363,790.59$        -         $        -         
June$64,940.28$113,372.31$189,866.01$210,792.90$370,890.90$        -         $        -         
July$70,156.02$120,466.05$194,364.35$206,546.54$400,232.03$        -         $        -         
August$74,302.64$127,953.51$197,286.96 $224,774.07$417,598.48$        -         $        -         
September$74,328.43$135,625.59$205,953.08$217,814.80$413,256.55 $        -         $        -         
October$78,067.76$137,857.32$201,884.29$206,617.66$400,848.50$        -         $        -         
November$81,274.16$136,857.08$215,701.01$220,532.58$392,181.17$        -         $        -         
December$88,148.59$152,706.85$217,143.43$241,204.92 $435,305.59$        -         $        -         
   
Annual gain$41,549.98$70,818.99$68,230.40$2,950.75$223,851.39$        -         $        -         


I guess I'm joining here now.
Welcome

Sent from my SM-S908U using Tapatalk


LightStache

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Re: Race from 500k to 1M!
« Reply #3820 on: April 01, 2024, 06:56:52 AM »
                       2021                2022                2023                2024               
January$517,231$587,701$684,648$700,831
February$523,109$602,997$718,097$724,428
March$528,981$601,258$681,798$742,016
April$534,853$642,611$665,681$787,834
May$540,725$624,923$675,664
June$533,040$641,064$665,389
July$542,290$621,053$687,534
August$541,486$661,845$690,801
September$540,080$654,924$684,056
October$551,000$632,154$647,913
November$566,816$677,840$622,387
December$582,631$712,049$667,567

Up $46k m/m - are stock markets in a melt-up?

lampstache

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Re: Race from 500k to 1M!
« Reply #3821 on: April 01, 2024, 07:21:04 AM »
Investments only

                       2017                2018                2019                2020                2021                2022                2023                2024               
January$34,633$56,928$98,248$176,153$419,499$643,917$586,257$808,772
February$40,740$56,241$115,926$182,362$433,878$631,440$641,711$828,542
March???$57,195$123,445$171,868$481,671$612,570$643,961$870,233
April$41,346$57,635$129,678$188,425$503,015$628,685$673,394$895,779
May$41,840$66,682$136,527$255,004$536,515$583,864$671,053-
June$45,227$71,500$132,945$279,130$570,802$566,514$689,810-
July$45,862$75,817$142,557$290,173$570,802$546,704$727,315-
August$47,377$85,050$150,420$310,173$568,446$587,836$753,046-
September$47,669$87,937$146,310$336,875$596,208$556,816$752,227-
October$50,397$94,114$150,536$338,532$590,085$526,251$733,159-
November$52,288$95,502$155,627$332,899$625,776$568,125$720,868-
December???$93,596$165,458$396,311$611,435$602,563$773,792-

dignam

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Re: Race from 500k to 1M!
« Reply #3822 on: April 01, 2024, 07:37:07 AM »

2020    2021    2022    2023    2024   
Jan$308k$462k$435k$591k
Feb$253k$319k$441k$462k$600k
Mar$221k$332k$440k$463k$619k
Apr$239k$349k$455k$487k$649k
May$244k$355k$425k$505k
Jun$265k$368k$449k$520k
Jul$269k$378k$426k$538k
Aug$281k$449k$559k
Sep$294k$394k$438k$551k
Oct$290k$399k$412k$540k
Nov$301k$436k$421k$532k
Dec$308k$454k$449k$565k

AJDZee

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Re: Race from 500k to 1M!
« Reply #3823 on: April 01, 2024, 08:24:27 AM »
Ok as of last month, I'm finally in this race...

Year End
2016: $125k
2017: $182k  (+$57k)
2018: $233k  (+$51k)
2019: $281k  (+$48k)
2020: $327k  (+$46k)
2021: $453k  (+$126k)
2022: $452k  (-$1k)


Q1 2023: $504k (+$52k)

Q1 2023: $504k (+$52k)
Q2 2023: $525k (+$20k)
Q3 2023: $519k (-$5k)
Q4 2023: $565k (+$45k)

Q1 2024: $635k (+$70k)

bloodaxe

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Re: Race from 500k to 1M!
« Reply #3824 on: April 01, 2024, 09:01:26 AM »
March 2020: 78,000
April 2020: 91,000
May 2020: 106,000
June 2020: 115,000
July 2020: 125,000
September 2020: 145,000
October 2020: 157,076.76
November 2020: 170,592.07
December 2020: 186,935
January 2021: 204,451
March 2021: 214,068
April 2021: 233,785.28
April 26, 2021: 252,949.69
June 2021: 262,929.30
July 2021: 276,020.11
August 2021: $287,492.04
September 2021: 310,204.48
November 2021: $342,636.87
December 2021: 351,770.0
January 2022: 371,918.79
March 2023: 481,446.68
June 2023: 542,032.77
July 2023: 592,204.7‬0
September 2023: 600,406.7
December 2023: 633,807.18
February 2024: 688,469
March 2024: 710,680.71

Bought a car

April 2024: 719,062

Em-Dog

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Re: Race from 500k to 1M!
« Reply #3825 on: April 01, 2024, 09:37:55 AM »
When I first started tracking in 2020 my projected 1mm date was mid-2027, now it's looking like I could hit it next year! Woohoo! So cool to see all the new millionaires, keep going!

                                 2018                2019                2020                2021                2022                2023                2024                2025               
January     $11,592$19,461$52,636$117,964$307,781$369,828$655,833-
February$12,414$28,144$48,605$129,160$322,118$407,633$733,959-
March$12,259$23,011$45,431$135,298$352,170$478,568$808,150-
April$13,641$25,628$50,763$183,963$329,584$486,929--
May$16,646$24,273$55,517$213,448$337,156$490,587--
June$16,625$27,726$58,784$247,758$316,192$523,455--
July$17,057$31,358$63,678$259,587$349,011$556,274--
August$17,375$30,624$69,345$274,737$344,052$584,557--
September$17,380$41,343$69,043$269,876$313,714$569,039--
October$16,044$43,732$69,866$294,685$342,157$566,124--
November$16,332$46,935$95,120$294,439$364,093$609,465--
December$16,589$51,547$118,877$313,367$346,313$637,152-$1mm Goal



mountain_air

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Re: Race from 500k to 1M!
« Reply #3826 on: April 01, 2024, 09:54:30 AM »
5/1/18    135,266
6/1/18    146,521
7/1/18    150,573
8/1/18    155,306
9/1/18    169,777
10/1/18  178,901
11/1/18  179,225
12/1/18  185,066
1/1/19    184,310
2/1/19    196,092
3/1/19    202,431
4/1/19    228,194
5/1/19    242,596
6/1/19    241,727
7/1/19    258,652
8/1/19 -  174,529 (bought a house)
9/1/19 - 192,565
10/1/19 - 259,358
11/1/19 - 273,244
12/1/19 - 302,448
1/1/20 - 301,682
2/1/20 - 304,295
3/1/20 - 306,773
4/1/20 - 285,603
5/1/20 - 312,209
6/1/20 - 335,833
7/1/20 - 347,776
8/1/20 - 362,340
9/1/20 - 368,846
10/1/20 - 370,190
11/1/20 - 386,231
9/1/21 - 504,976
11/1/21 - 511,106
12/1/21 - 509,903
1/1/21 - 509,888
9/1/23 - 622,897
10/1/23 - 632,463
11/1/23 - 640,088
12/1/23 - 660,761
1/1/24 - 675,394
2/1/24 - 682,854
3/1/24 - 715,335
4/1/24 - 734,141

joedad189

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Re: Race from 500k to 1M!
« Reply #3827 on: April 01, 2024, 10:39:08 AM »
07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
12/01/2021 - $558,710 / ~$817K (Zillow thinks my house is worth a lot more than a few months ago)
12/31/2021 - $590,743 / ~$857K
02/01/2022 - $560,789 / ~$832K (including ~$1,750 in Cryptocurrency)
03/01/2022 - $551,465 / ~$863k (including ~$2,822 in Cryptocurrency) (house went up ~$36k in value according to Zillow)
04/01/2022 - $577,980 / ~$943k (including ~$4,041 in Cryptocurrency) (House went up again)
05/02/2022 - $533,454 / ~$905k (inc. ~$3517 in Crypto) (house went up again)
05/31/2022 - $538,475 / ~$899K (inc. ~$2647 in Crypto) (house went Down)
06/30/2022 - $491,145 / ~$836K (inc. ~$1,700 in crypto) (house value when down)
08/01/2022 - $534,790 /  ~$860k (incl. ~$2,490 in Crypto, House value went down)
09/02/2022 - $515,422 / ~$822K (incl. ~$2,375 in crypto, house is about same)
10/03/2022 - $476,437 / ~$767K (Incl. ~$2,180 in crypto, house value is down)
11/01/2022 - $513,433 / ~$803k (Incl. ~$2,260 in crypto)
12/01/2022 - $571,340 / ~$865k (incl. ~$2,190 in crypto)
01/05/2023 - $558,368 / ~$831k (incl. ~$2,278 in crypto) - i did a thing and our overall NW will go down next month
02/01/2023 - $599,198 / ~$835k (incl. ~$2,860 in crypto) - so close to $600k and a new all time high!
02/15/2023 - $606,500 (incl. ~$2,900 in crypto)`
03/01/2023 - $592,146 / $827k (including ~$2,940 in crypto) Zillow says house went up in value $6k which seems weird
04/02/2023 - $606,020 / $860k (including ~$3,675 in crypto) House went up ~$17k
05/02/2023 - $608,656 / $883 (including ~$3917 in crypto, house went up ~$8k per Zillow)
House Sale and House Purchase impacting numbers
****08/01/2023 - ~$711,600-~$32k = ~$680,000 (including ~$4,400 in crypto) - The new house and mortgage is not included in these numbers - REVISION - missed a balance transfer that wasn't accounted for in the new accounts
09/04/2023 - $679,448 / $803k (including ~$4,836 in crypto) - This is an accurate picture of where we ended up after our move - lost some home equity and gained some investment cash
10/03/2023 - $695,857 / $769k (including $5,117 in crypto)
11/02/2023 - $688,879 / $775k (including $6,590 in crypto)
12/01/2023 - $746,827 / $819K (including $8,156 in crypto)
01/01/2024 - $824,701 / $903k (including $10,393 in crypto)
01/31/2024 - $849,920 / $933k (including $10,006 in crypto)
02/29/2024 - $881,693 / $960K (Including $14,800 in crypto)
04/01/2024 - $924,834 / $1,044k (Including $17,671 in crypto)

Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0

dandypandys

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Re: Race from 500k to 1M!
« Reply #3828 on: April 01, 2024, 06:56:36 PM »


2017
Jan 1st: 252k
Dec 4th 322.5k   

2018
Jan 1st:316.5k  64.5k up for 2017
Dec 1st:370k

2019
Jan 1st: $357.5 (first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5   

2020
Jan 1st $533.5  We did it! How exciting :) UP 176k for 2019
Dec 29th: $624 UP 90.5k for 2020

2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
Sept 1: $796
Oct 1: $771.5
Nov: $808
Dec: $815.5   Put the condo up to 150k- Zillow says 180k now.
Dec 31:  $843  UP 218,977for 2021, but some was the condo

2022
Feb 1st: $807
Mar 1st: $798.5
Apr 1st $822.5
May 1: $786.5
June 1: $776
August 1:$781
Sept 1: $766
Oct 4: $735
Nov 2: $760.5
Dec 1:  $791.5

Jan 3: 769.5  sold art DOWN 73,345 for 2022
March 1: 803.5
Mar 30: 811
May 5th: 819
Aug 8: 884
Sept 2: 888
Oct 3: 855
Nov 5th: 866.5
Dec 3rd: 902.5

2024: UP 150,727 for 2023
Jan 4: 920.5
Feb 5: 946
Mar :973
April 1: 997.5 WOW so close!!!!

Lamancha

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Re: Race from 500k to 1M!
« Reply #3829 on: April 01, 2024, 08:05:50 PM »
1/19- 29,000
1/20- 130,822
1/21- 258,257
1/22- 452,162
1/23- 534,404

1/24- 727,081
2/24- 751,698

3/24- 786,410

4/24- 811,314
This is stupid.  I'm starting to feel rich.  Hah

Stimpy

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Re: Race from 500k to 1M!
« Reply #3830 on: April 02, 2024, 02:06:18 PM »
DateFIREMediTotal NW% IncreaseNotes
6/1/2017$115,738 -
12/31/2018$177,341.32 $46,719.18$224,060.50~2.07%
12/31/2019$258,407.93  $82,188.34$340,596.27~10.57%Percentage off due to account access issues last month
12/31/2020$230,836.47 $101,830.02$408,666.49 ~4.74%
12/31/2021$392,057 $143,156.74$535,214.65~2.76%
12/31/2022$363.496.09$127.446.75$490.942.84~1.06%
12/31/2023$444,535.07$190,824.46$635,359.53~2.69%
EOY24 Goal: 680-700k
Numbers based on a majority of accounts I am tracking.  Does not include some small accounts or business accounts.   

03/31/2023 Fire:$501,454.19 + Medi:$216,961.81 = $718,416.00   ~3.66%

So....  700k beaten, and... even after I pay taxes in the next 13 days, of which I owe a lot, due to surprise wealth showing up.  I will still be within in my goal target....  Not complaining, if your paying more in taxes it means your doing something RIGHT!  Though I will probably seek more advice on trimming them down next year... 
So... I have to wonder, do I attempt to to raise the goal?  Do I just sit happy and wait.   Decisions decisions. 

kiliscout

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Re: Race from 500k to 1M!
« Reply #3831 on: April 02, 2024, 08:55:27 PM »
-2019202020212022202320242025
January$282,434.$337,409.$471,679.$551,768.$585,238.$719,464.
February$291,608.$311,090.$503,034.$558,550.$575,530.$751,688.
March$297,041.$305,148.$507,281.$-$-$777,632.
April$311,860.$315,763.$534,472.$-$-
May$314,419.$342,506.$538,416.$-$-
June$0.$355,784.$548,063.$-$-
July$0.$379,309.$550,977.$-$595,388.
August$0.$403,144.$565,447.$542,929.$-
September$0.$394,618.$553,294.$-$-
October$0.$388,353.$585,522.$-$-
November$0.$436,726.$567,668.$-$-
December$0.$464,139.$597,907.$507,916.$718,324.

It's been forever since I've posted, and I haven't always kept track of my accounts, but wow, time and a great market have provided pretty incredible growth! The figures represent my pre-tax, brokerage, and cash savings. Doesn't include the equity in my home.

Maybe I'll hit $1 million in 2026?!

moonpalace

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Re: Race from 500k to 1M!
« Reply #3832 on: April 03, 2024, 09:07:51 AM »
Jan. 2017   $42,000 [discovered MMM at age 41]
...
Apr. 2019   $271,294
...
Aug. 2020  $402,692
Nov. 2020  $427,563
Dec. 2020  $444,558
Jan. 2021  $459,349
Feb. 2021  $475,145
Mar. 2021  $477,249
Apr. 2021  $503,448
---
Jan. 2024 $905,342
Feb. 2024 $938,653
Mar. 2024 $959,707
Apr. 2024 $982,056

Bought a new-to-me car and a new furnace and mini-split heat pumps, updated still-conservative house value. Probably will hit $1M this month!!

As someone who grew up in and out of Section 8 housing and had a net worth of less than zero until my late thirties, I am so tremendously surprised to be in this position. And so grateful to this community! I literally read MMM investment order, etc. in late '16 and just . . . did that. Also joined the DPOYM club, which has helped a lot.

mbk

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Re: Race from 500k to 1M!
« Reply #3833 on: April 04, 2024, 03:19:33 AM »
Quote
The $100k race took 5 years, the $100k-$250k race took 5 years, and the $250k-$500k race took 3 years. I am considering only investment money. Conservative aim is to complete the race in 5 years.

Aug 6, 2023: $550k.
Mar 1, 2023: $697k
Apr 1, 2023:  $737k

Riding the market upswing.

On a different note, my net worth crossed $1M. Granted the number is based on the Zillow prediction of the value of the houses I own.

savinglabor

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Re: Race from 500k to 1M!
« Reply #3834 on: April 04, 2024, 10:24:49 AM »
Lots of necessary expenses this month.
2019               2020               2021               2022               2023               2024               
January-44,750.37124,571.05231,886.45372,271.58585,804.36
February-44,340.50132,698.45231,214.97360,189.81625,027.81
March-44,128.85168,620.01290,051.36385,218.96634,923.18
April-52,984.26178,498.68272,416.55394,867.38-
May-64,643.56185,394.29277,138.86399,237.77-
June-72,351.50192,410.36261,884.01441,114.80-
July-81,949.59200,596.47311,068.25467,360.56-
August-91,046.33207,874.40305,249.55463,301.26-
September-93,378.66203,750.29287,835.53438,606.06-
October-95,546.58219,912.03309,232.08436,738.49-
November-111,353.30223,561.62332,843.21490,244.25-
December46,714.89124,571.05239,171.06330,067.57550,882.90-


solon

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Re: Race from 500k to 1M!
« Reply #3835 on: April 05, 2024, 03:27:34 AM »
2018               2019               2020               2021               2022               2023               2024               2025               
January132,155177,349282,110344,002562,144566,920658,932-
February138,015188,332290,845360,553550,651603,222685,235-
March138,469187,634288,022367,222545,172612,629696,088-
April148,093197,461257,224387,064575,922616,858701,387-
May158,814194,010276,627398,896547,618618,599--
June161,284186,414299,563407,230541,730644,443--
July160,446196,934304,249418,701527,166660,703--
August168,222267,535318,456520,045577,017656,843--
September184,158268,153324,661527,305561,402658,526--
October189,536271,542317,511520,004545,003647,666-$1M!
November184,146283,636323,958552,965554,486632,663--
December182,675287,248341,124542,337581,821658,487--


snoot

  • 5 O'Clock Shadow
  • *
  • Posts: 77
Re: Race from 500k to 1M!
« Reply #3836 on: April 05, 2024, 11:07:19 AM »
01/2018 $67,602
01/2019 $101,315
01/2020 $196,633
01/2021 $276,482
01/2022 $353,077
01/2023 $404,419
---
01/2024 $535,903
02/2024 $551,717
03/2024 $556,084

Great work, everyone!

Dr Kidstache

  • Bristles
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  • Posts: 494
Re: Race from 500k to 1M!
« Reply #3837 on: April 05, 2024, 03:11:48 PM »
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689 
Oct 5 2019: $579,502 
Nov 5 2019: $602,772   
Dec 5 2019: $607,806
Jan 5 2020: $634,119 
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254 
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515   
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114  <-- Bought house
Jan 5 2022: TNW  $974,113 / Investments $680,246
Feb 5 2022: TNW $989,468 / Investments $668,804
Mar 5 2022: TNW $976,348 / Investments $651,576
Apr 5 2022: TNW $1,030,421 / Investments $680,695
May 5 2022: TNW $1,028,363 / Investments $641,593
July 5 2022: TNW $1,039,389 / Investments $601,245
Aug 5 2022: TNW $1,122,143 / Investments $637,929
Sept 5 2022: TNW $1,122,124 /  Investments $613,238
Oct 5 2022: TNW $1,095,655 / Investments $596,262
Nov 5 2022: TNW $1,108,755 / Investments $608,571
Dec 5 2022: TNW $1,208,503  /  Investments $657,325
Jan 5 2023:  TNW $1,194,656  /  Investments $644,832
Feb 5 2023:  TNW $1,236,363  /  Investments $695,406
Mar 5 2023:  TNW $1,227,644  /  Investments $694,838
Apr 5 2023: TNW $1,142,895  /  Investments $694,706
May 5 2023: TNW $1,069,445  /  Investments $705,448
Jun 5 2023:  TNW $1, 106,083  /  Investments $719,253 
Jul 5 2023:  TNW $1,152,477  /  Investments $741,551
Aug 5 2023:  TNW $1,165,448  /  Investments $757,157   
Sept 5 2023:  TNW $1,159,005  /  Investments $748,000
Oct 5 2023:  TNW $1,171,796  /  Investments $715,779
Nov 5 2023:  TNW $1,144,681  /  Investments $726,801
Dec 5 2023:  TNW $1,248,768  /  Investments $781,275
Jan 5 2024:  TNW $1,264,922  /  Investments $815,800
Feb 5 2024:  TNW $1,290,726  /  Investments $827,529
Mar 7 2024:  TNW $1,367,349 / Investments $870,729

Apr 5 2024:  TNW $1,412,520 / Investments $891,329 ($20,600)

Whiskers

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Re: Race from 500k to 1M!
« Reply #3838 on: April 07, 2024, 09:08:35 PM »
*April 2024 - Just hit $900k in investments. This is a meaningful milestone for me as it came after a significant setback. Within days after my last post, the market retracted. I had rode a number of individual growth stocks that seemed to be popular among retail investors. The gains had been too good to be true. Most of these stocks tanked spectacularly over a period of months as the market dipped. I soon found myself $250k down from Nov. 2021 highs. A very humbling experience which taught me a lot about what I didn’t know. I’m 40 now and haven’t hit that magic number needed to graduate this thread, but will be there soon.

*November 2021 - Just hit $800k in investments… 4/5 of the way to a million. Hard to believe that my number has doubled in under two years! Present goal is to hit $1M by January 2024 (before 40th BDay). It’s going to take some great returns to do it.

August 2021 - Just hit $750k in investments… 3/4 of the way to 7 figures!

Joining the ranks of you folks chasing that seven-figure milestone! (To keep my journey consistent, I’m going to be following based on my personal investments / retirement accounts—separate from the wife's—and not counting the home value).

This weekend, April 2021, I hit a major milestone: $700k at 37-years-old.

Looking back at notes from ‘Race from 250 to 500k!’, here’s a brief recap:
*June 2010 - Finish grad school, 26 y/o, $90k+ in debt; new job at $40k/year
*May 2015 - (I think) - First crossed $100k at 31 y/o
*January 2018 - Passed the $250k mark
*April 2019 - Hit $312.5k
*June 2019 - 1/3 of the way to $1M
*February 2020 - Hit $400k
*November 2020 - Eclipsed $500k (and finished the ‘Race from 250 to $500k!’)

lexde

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Re: Race from 500k to 1M!
« Reply #3839 on: April 08, 2024, 01:51:02 PM »

Net Worth by End-of-Year:
2016 (start): ($27,015.16)
2017: $2,474.33
2018: $33,203.90
2019: $68,192.96
2020: $130,715.91
2021: $296,922.14
2022: $400,055.05
Current: $519,129.00

Goals Breakdown
Q4 2023: $540K
Q1 2024: $580K
Q2 2024: $620K
Q3 2024: $660K
Q4 2024: $700K

Q1 2025: $740K
Q2 2025: $780K
Q3 2025: $820K
Q4 2025: $860K
Q1 2026: $900K
Q2 2026: $940K
Q3 2026: $980K
Q4 2026: $1M

November 18, 2023: $580,473.22 as of this morning. Small market upswing plus a fairly large payment from my business deal earlier this year means I hit both my Q4 2023 and Q1 2024 goals well in advance on paper. Some of this will be taken out for taxes, but it’s been a crazy month for progress toward my goals.

December 1, 2023: $603,891.35 as of today's paycheck. Approximately $27K of this is earmarked for taxes, so I'm sitting at around $576K "true" net worth. I've reached out to my CPA to see if I can to do anything before year end to reduce that bill.
January 18, 2024: $601,752.29 as of today. This is the adjusted "true" net worth after taking out the tax account I have earmarked (currently sitting just under $45k). So I'm well on my way to my Q2 goal of $620K early, but I also have a lot of work that needs to be done around the house. I just paid for a bathroom remodel, and have a lot of other work that needs to be done (water penetration issues and remediation). Overall doing well and feeling good about the progress I'm making.
February 12, 2024: Weird mid-month update I guess. $622,698.18 adjusted "true" net worth with earmarked taxes taken out of consideration. Hit Q2 goal already, but I likely won't hang onto it for too long since I still have a LOT of work around the house to get done. I'm hoping to keep the kitchen + flooring + drywall down to ~$25K or so but we'll see. Already $23K in this year between bathroom, re-grading the lawn, and installing gutters and french drains.
March 6, 2024: $628,383.97 for now after bathroom, re-grading lawn, and installing gutters and french drains at the house. Still have more work to do, but just glad NW is still mostly holding through the spending. I'll go ahead and mark my quarterly goal as met, ahead of the curve and still waiting on some disbursements.
April 8, 2024: $704,138.33. Still doesn't really feel real, but I'm going to keep my head down and keep moving forward.

lcmac32

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Re: Race from 500k to 1M!
« Reply #3840 on: April 08, 2024, 03:56:56 PM »
*April 2024 - Just hit $900k in investments. This is a meaningful milestone for me as it came after a significant setback. Within days after my last post, the market retracted. I had rode a number of individual growth stocks that seemed to be popular among retail investors. The gains had been too good to be true. Most of these stocks tanked spectacularly over a period of months as the market dipped. I soon found myself $250k down from Nov. 2021 highs. A very humbling experience which taught me a lot about what I didn’t know. I’m 40 now and haven’t hit that magic number needed to graduate this thread, but will be there soon.

*November 2021 - Just hit $800k in investments… 4/5 of the way to a million. Hard to believe that my number has doubled in under two years! Present goal is to hit $1M by January 2024 (before 40th BDay). It’s going to take some great returns to do it.


August 2021 - Just hit $750k in investments… 3/4 of the way to 7 figures!

Joining the ranks of you folks chasing that seven-figure milestone! (To keep my journey consistent, I’m going to be following based on my personal investments / retirement accounts—separate from the wife's—and not counting the home value).

This weekend, April 2021, I hit a major milestone: $700k at 37-years-old.

Looking back at notes from ‘Race from 250 to 500k!’, here’s a brief recap:
*June 2010 - Finish grad school, 26 y/o, $90k+ in debt; new job at $40k/year
*May 2015 - (I think) - First crossed $100k at 31 y/o
*January 2018 - Passed the $250k mark
*April 2019 - Hit $312.5k
*June 2019 - 1/3 of the way to $1M
*February 2020 - Hit $400k
*November 2020 - Eclipsed $500k (and finished the ‘Race from 250 to $500k!’)

What a great moment of honesty.  I am hoping to be in this thread soon.  Technically, I could ready be here, but am taking a very conservative approach.  Glad you are back in such a big way from the dip you suffered. You are dominating me for age and amount, but I celebrate everyone that is pulling this off.  You will be on the next section soon. 

dandypandys

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Re: Race from 500k to 1M!
« Reply #3841 on: April 30, 2024, 06:44:01 AM »

2017
Jan 1st: 252k
Dec 4th 322.5k   

2018
Jan 1st:316.5k  64.5k up for 2017
Dec 1st:370k

2019
Jan 1st: $357.5 (first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5   

2020
Jan 1st $533.5  We did it! How exciting :) UP 176k for 2019
Dec 29th: $624 UP 90.5k for 2020

2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
Sept 1: $796
Oct 1: $771.5
Nov: $808
Dec: $815.5   Put the condo up to 150k- Zillow says 180k now.
Dec 31:  $843  UP 218,977for 2021, but some was the condo

2022
Feb 1st: $807
Mar 1st: $798.5
Apr 1st $822.5
May 1: $786.5
June 1: $776
August 1:$781
Sept 1: $766
Oct 4: $735
Nov 2: $760.5
Dec 1:  $791.5

Jan 3: 769.5  sold art DOWN 73,345 for 2022
March 1: 803.5
Mar 30: 811
May 5th: 819
Aug 8: 884
Sept 2: 888
Oct 3: 855
Nov 5th: 866.5
Dec 3rd: 902.5

2024: UP 150,727 for 2023
Jan 4: 920.5
Feb 5: 946
Mar :973
April 1: 997.5 WOW so close!!!!
Apri 30: 984.  It went down I guess? or I made a mistake last month, not sure because I don't check the markets

SeattleStache

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Re: Race from 500k to 1M!
« Reply #3842 on: April 30, 2024, 12:43:48 PM »
The first number is retirement related investments and the second includes cash savings, real estate, and other investments. I'm focused on retirement savings only for this race.

December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
December 2021: $506,167 (total NW $665,639)
December 2022: $459,000 (total NW $627,689)
December 2023: $614,548 (total NW $795,006)
January 2024: $624,946 (total NW $803,234)
February 2024: $649,964 (total NW $831,943)
March 2024: $675,855 (total NW $873,701)
April 2024: $665,844 (total NW $865,819)

JLee

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Re: Race from 500k to 1M!
« Reply #3843 on: April 30, 2024, 06:19:57 PM »
Code: [Select]
Year 2018 2019 2020 2021 2022 2023 2024

Jan $260,262.67 $260,498.17 $355,540.40 $508,468.68 $672,003.95     $640,193.26 $904,111.46
Feb $270,247.21 $282,677.81 $363,857.03 $509,567.53 $639,611.05     $671,819.16 $926,220.52
Mar $274,832.08 $303,458.44 $338,355.26 $520,884.63 $634,640.78     $662,686.54 $954,443.92
Apr $270,627.23 $303,218.72 $293,271.53 $541,068.08 $659,611.56     $682,101.41 $991,145.41
May $278,368.36 $317,168.51 $347,245.32 $587,538.85 $626,633.66     $773,878.01 $1,040,713.88
Jun $274,359.32 $305,266.44 $364,417.41 $593,402.81 $633,264.00     $782,511.38
Jul $274,608.95 $304,929.19 $371,252.51 $606,481.86 $603,185.63     $831,335.87
Aug $280,692.80 $305,590.57 $393,995.98 $614,890.13 $637,566.93     $848,549.63
Sep $294,559.30 $306,102.25 $449,017.88 $623,073.11 $639,963.91     $845,678.87
Oct $294,744.86 $305,808.36 $448,674.02 $618,758.32 $592,457.62     $822,805.13
Nov $268,666.52 $322,371.05 $447,910.61 $654,187.24 $631,130.76     $811,326.01
Dec $280,335.80 $352,576.02 $480,614.30 $633,311.29 $652,812.65     $859,161.72
May is my update-the-house-value month - made up for the market downturn!

savinglabor

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Re: Race from 500k to 1M!
« Reply #3844 on: April 30, 2024, 06:29:25 PM »
Down month for the stock market.
2019               2020               2021               2022               2023               2024               
January-44,750.37124,571.05231,886.45372,271.58585,804.36
February-44,340.50132,698.45231,214.97360,189.81625,027.81
March-44,128.85168,620.01290,051.36385,218.96634,923.18
April-52,984.26178,498.68272,416.55394,867.38613,985.20
May-64,643.56185,394.29277,138.86399,237.77-
June-72,351.50192,410.36261,884.01441,114.80-
July-81,949.59200,596.47311,068.25467,360.56-
August-91,046.33207,874.40305,249.55463,301.26-
September-93,378.66203,750.29287,835.53438,606.06-
October-95,546.58219,912.03309,232.08436,738.49-
November-111,353.30223,561.62332,843.21490,244.25-
December46,714.89124,571.05239,171.06330,067.57550,882.90-

SpareChange

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Re: Race from 500k to 1M!
« Reply #3845 on: April 30, 2024, 11:20:24 PM »

EOY    Networth (US$)   
2011    -50k           
2012    -41k           
2013    -10k           
2014     33,726       
2015     90,497       
2016     146,590     
2017     224,985
2018     282,015
2019     381,913...downshifted to halftime in the fall.
2020     495,309
2021     591,399
2022     585,889...started including the value of my PTO bank
2023     738,911

April update: $776,390/b]. Down $16,640.

Sugaree

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Re: Race from 500k to 1M!
« Reply #3846 on: May 01, 2024, 05:35:00 AM »
Net Worth2019202020212022202320242025     
January          $49,378.04          $90,928.02        $161,747.01     $229,977.41     $232,928.16$456,779.55
February$50,300.10$93,896.81$162,883.32$217,510.91$346,856.21$464,225.21$        -         
March$59,373.49$100,165.23$173,923.10$220,602.56$347,275.46$490,348.72$        -         
April$59,558.47$94,297.23$183,031.09$226,302.77$358,270.55$511,559.42$        -         
May$64,340.45$106,341.84$186,124.71$216,297.22$363,790.59$495,807.30$        -         
June$64,940.28$113,372.31$189,866.01$210,792.90$370,890.90$        -         $        -         
July$70,156.02$120,466.05$194,364.35$206,546.54$400,232.03$        -         $        -         
August$74,302.64$127,953.51$197,286.96 $224,774.07$417,598.48$        -         $        -         
September$74,328.43$135,625.59$205,953.08$217,814.80$413,256.55 $        -         $        -         
October$78,067.76$137,857.32$201,884.29$206,617.66$400,848.50$        -         $        -         
November$81,274.16$136,857.08$215,701.01$220,532.58$392,181.17$        -         $        -         
December$88,148.59$152,706.85$217,143.43$241,204.92 $435,305.59$        -         $        -         
   
Annual gain$41,549.98$70,818.99$68,230.40$2,950.75$223,851.39$        -         $        -         


It seems that every time I hit a milestone, the market immediately drops the next month.  So....my bad guys.

LightStache

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Re: Race from 500k to 1M!
« Reply #3847 on: May 01, 2024, 08:47:49 AM »
                       2021                2022                2023                2024               
January$517,231$587,701$684,648$700,831
February$523,109$602,997$718,097$724,428
March$528,981$601,258$681,798$742,016
April$534,853$642,611$665,681$787,834
May$540,725$624,923$675,664$768,338
June$533,040$641,064$665,389
July$542,290$621,053$687,534
August$541,486$661,845$690,801
September$540,080$654,924$684,056
October$551,000$632,154$647,913
November$566,816$677,840$622,387
December$582,631$712,049$667,567

Down $19K this month despite $4K net savings. Happy for a little stock market correction now versus a big correction later.

PlanetDee

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Re: Race from 500k to 1M!
« Reply #3848 on: May 01, 2024, 08:56:50 AM »
Investments Only:
12/1/23 - $513k
1/1/24 - $546k
2/1/24 - $558k
3/1/24 - $581k
4/1/24 - $596k
5/1/24 - $569k

Taxes, vacation rental reservation, cut down to 80% at work, and of course market losses.

joedad189

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Re: Race from 500k to 1M!
« Reply #3849 on: May 01, 2024, 10:23:22 AM »
07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
12/01/2021 - $558,710 / ~$817K (Zillow thinks my house is worth a lot more than a few months ago)
12/31/2021 - $590,743 / ~$857K
02/01/2022 - $560,789 / ~$832K (including ~$1,750 in Cryptocurrency)
03/01/2022 - $551,465 / ~$863k (including ~$2,822 in Cryptocurrency) (house went up ~$36k in value according to Zillow)
04/01/2022 - $577,980 / ~$943k (including ~$4,041 in Cryptocurrency) (House went up again)
05/02/2022 - $533,454 / ~$905k (inc. ~$3517 in Crypto) (house went up again)
05/31/2022 - $538,475 / ~$899K (inc. ~$2647 in Crypto) (house went Down)
06/30/2022 - $491,145 / ~$836K (inc. ~$1,700 in crypto) (house value when down)
08/01/2022 - $534,790 /  ~$860k (incl. ~$2,490 in Crypto, House value went down)
09/02/2022 - $515,422 / ~$822K (incl. ~$2,375 in crypto, house is about same)
10/03/2022 - $476,437 / ~$767K (Incl. ~$2,180 in crypto, house value is down)
11/01/2022 - $513,433 / ~$803k (Incl. ~$2,260 in crypto)
12/01/2022 - $571,340 / ~$865k (incl. ~$2,190 in crypto)
01/05/2023 - $558,368 / ~$831k (incl. ~$2,278 in crypto) - i did a thing and our overall NW will go down next month
02/01/2023 - $599,198 / ~$835k (incl. ~$2,860 in crypto) - so close to $600k and a new all time high!
02/15/2023 - $606,500 (incl. ~$2,900 in crypto)`
03/01/2023 - $592,146 / $827k (including ~$2,940 in crypto) Zillow says house went up in value $6k which seems weird
04/02/2023 - $606,020 / $860k (including ~$3,675 in crypto) House went up ~$17k
05/02/2023 - $608,656 / $883 (including ~$3917 in crypto, house went up ~$8k per Zillow)
House Sale and House Purchase impacting numbers
****08/01/2023 - ~$711,600-~$32k = ~$680,000 (including ~$4,400 in crypto) - The new house and mortgage is not included in these numbers - REVISION - missed a balance transfer that wasn't accounted for in the new accounts
09/04/2023 - $679,448 / $803k (including ~$4,836 in crypto) - This is an accurate picture of where we ended up after our move - lost some home equity and gained some investment cash
10/03/2023 - $695,857 / $769k (including $5,117 in crypto)
11/02/2023 - $688,879 / $775k (including $6,590 in crypto)
12/01/2023 - $746,827 / $819K (including $8,156 in crypto)
01/01/2024 - $824,701 / $903k (including $10,393 in crypto)
01/31/2024 - $849,920 / $933k (including $10,006 in crypto)
02/29/2024 - $881,693 / $960K (Including $14,800 in crypto)
04/01/2024 - $924,834 / $1,044k (Including $17,671 in crypto)
05/01/2024 - $897,988 / $1,018k (Including $14,897 in crypto)

Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0