Author Topic: Race from 500k to 1M!  (Read 479175 times)

Nick_Miller

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Re: Race from 500k to 1M!
« Reply #2450 on: May 30, 2021, 08:42:19 AM »
Hey @UnleashHell I just wanted to give you props for working through what I'm sure was a difficult transition in your life. That's an awesome result! Good luck with whatever gardening leave is!

Steeze

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Re: Race from 500k to 1M!
« Reply #2451 on: May 30, 2021, 11:00:54 AM »
Throwing my hat in the ring a year earlier than expected!

12-31-13 ~ (-100k)
12-31-14 ~ (-80k)
12-31-15 ~ (-62k)
12-31-16 ~ (-30k)
12-31-17 ~ 20k
12-31-18 : 117k
12-31-19 : 243k
12-31-20 : 410k

05/31/21 : 511k

Target for 1M - October 2024

2Birds1Stone

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Re: Race from 500k to 1M!
« Reply #2452 on: May 30, 2021, 11:23:57 AM »
@Steeze, welcome fellow topper of tops.

Steeze

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Re: Race from 500k to 1M!
« Reply #2453 on: May 30, 2021, 11:37:12 AM »
@Steeze, welcome fellow topper of tops.

Thanks!

Definitely pretty toppy, with CAPE @ +\- 37 and PE @ 44 !! I am expecting to drop out once or twice before we are done

Would be nice to hit 1M at a CAPE and PE closer to 20-25

SAfAmBrit

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Re: Race from 500k to 1M!
« Reply #2454 on: May 30, 2021, 01:13:05 PM »
Thanks @Trifele and @Ladychips

I will stay here to chase 1 mil in investments. I have never added SS / Pension / Work Stocks - I wanted to chase on the basis I started.

Investment only - $604,599
Cash - $39,000
House - $360,000 (Paid off in full and under estimated value)

JJ-

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Re: Race from 500k to 1M!
« Reply #2455 on: May 30, 2021, 02:28:41 PM »
Jan 2017  $275k
Jan 2018 $356k
Jan 2019 $447k
Jan 2020 $559k (433 liquid + 126 prop)
Jun 2020 $560k (440 liquid + 120 prop)
Jan 2021 $745k ($545k liquid)

June 2021 $913k ($675k liquid)

The stock market and housing insanity has just blown our net worth through the roof. It seems unreal.

Weisass

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Re: Race from 500k to 1M!
« Reply #2456 on: May 30, 2021, 03:34:41 PM »

The stock market and housing insanity has just blown our net worth through the roof. It seems unreal.

Thatís a major reason why we have held our house value at a conservative number (what we paid for it 4 years ago). Those swings in RE can be wild.

JJ-

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Re: Race from 500k to 1M!
« Reply #2457 on: May 30, 2021, 10:12:26 PM »

The stock market and housing insanity has just blown our net worth through the roof. It seems unreal.

Thatís a major reason why we have held our house value at a conservative number (what we paid for it 4 years ago). Those swings in RE can be wild.

Seems like a good approach. I keep going back to what the heck can I do with this unreal/bizarre "equity" and the answer I keep coming back to is ... Well, besides move, not much.

We won't be paying off the loan anytime soon, and unlikely looking at a move, so the numbers I go back to are the liquid assets. Fun to include them and see what raises faster/is bigger, the house or the liquid assets. Right now the liquid assets are winning and outpacing the rise in house value over the last 3 years. We'll see how the next three go 😎

UnleashHell

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Re: Race from 500k to 1M!
« Reply #2458 on: May 30, 2021, 10:46:25 PM »
Hey @UnleashHell I just wanted to give you props for working through what I'm sure was a difficult transition in your life. That's an awesome result! Good luck with whatever gardening leave is!

@Nick_Miller Thanks - its been interesting!
Gardening leave is the English term for being paid not to work! I'm fully paid between now and the beginning of July when I officially end work and get my severance.
Its enabled me to spend nearly a month in England to assist my father with my mother who has dementia. from the frying pan....

bownyboy

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Re: Race from 500k to 1M!
« Reply #2459 on: May 31, 2021, 05:13:26 AM »
Jan 2014 - £222,149
===============
Jan 2015 - £250,275 (+£28,126)
===============
Jan 2016 - £272,607 (+£22,332)
===============
Jan 2017 - £346,854 (+£74,247)
===============
Jan 2018 - £456,088 (+£109,234)
===============
Jan 2019 - £495,379 (+£39,291)
===============
Jan 2020 - £606,791 (+£111,412)
===============
Jan 2021 £710,244 (+£103,453)
Feb 2021 £692,104 (-£18,141)
Mar 2021 £689,239 (-£2,865)
Apr 2021 £708, 972 (+£19,693)
May 2021 £715,660 (+£6,684)
Jun 2021 £718,320 (+£2,560)

Glad to end the month in the green! Had a few additional expenses including some weekend Airbnb rentals now that weíre allowed to travel locally. Have written off any international travel this year, going to spend time and effort declutterng the house and doing home improvements so we can rent it out next year to help fund our slow travel plans.

« Last Edit: May 31, 2021, 08:52:16 AM by bownyboy »

skip207

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Re: Race from 500k to 1M!
« Reply #2460 on: May 31, 2021, 10:21:26 AM »
01/01/17 £374668
01/01/18 £497097
01/01/19 £547415
01/01/20 £649762
01/01/21 £788172
01/02/21 £802062
01/03/21 £816123
01/04/21 £835284
01/05/21 £856901
01/06/21 £877243

Not increased the value of my property this qtr as its just getting crazy now and I dont trust if I use my usual sources that its actually not going to come down again so will re-visit in Q3 and split the difference probably just to keep on the side of caution.

ArtOfFIRE

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Re: Race from 500k to 1M!
« Reply #2461 on: May 31, 2021, 10:50:35 AM »
2015201620172018201920202021
January-$125,152 $190,212 $277,747 $300,773 $391,367 $503,318
February-$132,476 $205,111 $276,647 $312,970 $372,287 $516,580
March-$142,868 $207,302 $277,401 $328,015 $316,940 $538,761
April-$146,221 $213,616 $279,721 $332,703 $357,205 $561,751
May-$153,151 $220,848 $292,665 $321,134 $404,385 $573,018
June-$151,884 $221,782 $288,234 $344,636 $401,862 -
July$111,061 $162,292 $229,419 $300,537 $340,103 $424,226 -
August$109,293 $164,716 $233,575 $306,219 $341,637 $440,114 -
September$104,752 $167,126 $242,747 $293,075 $347,779 $436,932 -
October$112,604 $167,659 $246,050 $293,488 $361,290 $458,230 -
November$112,690 $177,602 $255,539 $293,026 $369,972 $485,863 -
December$120,262 $182,345 $262,362 $301,471 $390,730 $498,601 -

ingrownstudentloans

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Re: Race from 500k to 1M!
« Reply #2462 on: May 31, 2021, 02:55:56 PM »
(tracking retirement accounts, cash accounts and conservative equity in my rental properties and side businesses)

12/2014    $32,000
12/2016    $64,000 (24 months)
1/2018      $128,000 (25 months)
5/2019      $256,000 (16 months)
11/2020  $512,000 (19 months)
[12/2022 $1,024,000 (24 months)] **TARGET**
--
11/1/2020 $506,667.23
12/1/2020 $552,641.05 (tons of market gains...sustainable/real?)
1/1/2021   $574,330.90 (very excited for the next couple of months...bonus, raises, 401K match all hit!!!)
2/1/2021   $637,442.01
3/1/2021   $730,728.94 (still waiting on that 401k match/employer-side contribution to hit for another 38k)
4/1/2021   $781,201.54 (fun part of the year is over...back to normal growth mode)
5/1/2021   $795,754.30
6/1/2021   $880,912.54 (3 rental properties reappraised for refinance is about 50k of this increase)

Dogastrophe

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Re: Race from 500k to 1M!
« Reply #2463 on: May 31, 2021, 04:01:24 PM »
Investments only; Household combined.

                       2019 ($)            2020 ($)            2021 ($)            2022 ($)           
January-496,255674,413-
February-472,573700,728-
March-444,067732,652-
April-495,051762,029-
May-524,063759,955-
June-524,530--
July330,406552,296--
August437,870632,115--
September443,081617,959--
October452,295604,646--
November483,711664,577--
December484,963674,843--

Jaayse

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Re: Race from 500k to 1M!
« Reply #2464 on: May 31, 2021, 04:39:37 PM »
Investments only, solo journey (so far)

                       2017                2018                2019                2020                2021               
January-$232,213$356,542$500,087$659,936
February-$245,447$383,348$502,244$662,250
March-$242,789$394,563$475,671$684,929
April$164,900$246,140$403,461$429,092$711,168
May-$318,398$421,194$474,155$744,322
June-$328,870$409,591$500,241$758,305
July$180,808$342,159$435,981$516,358-
August$189,280$354,936$443,135$544,475-
September$193,727$366,727$441,101$579,806-
October$209,968$374,465$452,232$568,885-
November$220,602$361,296$466,688$562,892-
December$225,918$370,140$482,944$632,574-


It seems weird to think I'm closer to 1 million than I am to half a million.  I finally got to take a trip home this month to see family since we're all vaccinated and it was great to see them after such a long wait.

kiliscout

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Re: Race from 500k to 1M!
« Reply #2465 on: June 01, 2021, 05:22:41 AM »
No real gains this month due to several expenses to include tax bill and some home repairs/upgrades. (ETA: my original calculations left out a new investment; adding it in and suddenly the month looks a lot better)!

-20192020202120222023
January$282,434.$337,409.$471,679.
February$291,608.$311,090.$503,034.
March$297,041.$305,148.$507,281.
April$311,860.$315,763.$534,472.
May$314,419.$342,506.$538,416.
June$0.$355,784.$-
July$0.$379,309.$-
August$0.$403,144.$-
September$0.$394,618.$-
October$0.$388,353.$-
November$0.$436,726.$-
December$0.$464,139.$-
« Last Edit: June 01, 2021, 06:19:08 AM by kiliscout »

hudsoncat

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Re: Race from 500k to 1M!
« Reply #2466 on: June 01, 2021, 06:23:51 AM »
                       2018                2019                2020                2021               
January$222,019$261,809$403,264$550,326
February$236,831$286,584$414,417$555,120
March$234,104$303,681$388,201$577,440
April$234,452$314,939$355,475$606,455
May$241,470$331,080$398,672$647,810
June$249,398$320,926$417,280$654,138
July$253,884$342,700$424,818-
August$264,666$354,784$456,512-
September$276,905$351,842$491,411-
October$285,986$360,853$482,214-
November$267,359$374,706$475,471-
December$281,461$391,293$531,137-

So exciting to read all the graduates (CONGRATS!) and new folks (Welcome!) in the race this morning!

Investments only as always. I'm feeing like we are in a bit of a savings rut. But I'm not sure it's a bad thing. Most of the savings is automated as is much of our spending TBH. We just keep on keeping on. Watching the money (hopefully) continue to grow.

turketron

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Re: Race from 500k to 1M!
« Reply #2467 on: June 01, 2021, 06:41:19 AM »
2015              2016              2017              2018              2019              2020              2021             
Jan141,251.00$193,414.19$283,829.36$359,505.30$546,089.75$762,355.51
Feb$135,573.00$200,758.63$304,851.88$397,087.41$557,258.06$780,137.13
Mar$138,331.39$211,677.78$303,796.17$428,309.57$522,077.78$815,764.71
Apr$98k$146,788.37$217,643.71$307,682.67$440,342.71$451,185.96$829,307.88
May$111k$149,149.52$225,773.04$315,634.59$456,285.80$510,875.92$874,326.67
Jun$112k
$161,205.21$232,222.09$337,046.55$441,047.77$551,923.37$878,873.50
Jul$113k$165,947.80$235,779.19$340,399.63$476,489.51$567,485.67
Aug$113k$176,198.00$244,461.55$363,304.76$486,559.27$601,161.19
Sept $116k
$178,840.37$247,101.69$385,572.12$483,967.28$653,037.25
Oct$184,372.64$256,365.91$392,296.56$490,200.54$639,398.62
Nov$120,330.91$181,625.28$266,140.14$370,000.25$501,003.17$637,260.06
Dec$138,810.56$187,972.57$279,806.93$386,361.40$531,904.82$723,586.82

Pretty flat this month due to a pretty hefty tax payment. Doing quarterly estimated payments this year to hopefully avoid that on the 2021 taxes!

JLee

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Re: Race from 500k to 1M!
« Reply #2468 on: June 01, 2021, 08:12:20 AM »
2020
Code: [Select]
Date             Assets           Debts          Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58

2021
Code: [Select]
Date             Assets           Debts          Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81

Paid off my solar loan!

When I started tracking NW, my goal was 600k by 40yo and that seemed reasonable, with 1 mil as a seemingly-impossible potential stretch goal. I'm spitting distance from it at 37, so maybe $1 mil by 40 isn't that impossible after all!
« Last Edit: June 01, 2021, 08:43:26 AM by JLee »

afuera

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Re: Race from 500k to 1M!
« Reply #2469 on: June 01, 2021, 08:26:45 AM »
Investments Only

                       2015                2016                2017                2018                2019                2020                2021               
January$12,964$53,694$117,156$286,460$366,568$554,279$789,070
February$14,893$57,320$130,755$284,267$388,104$530,928$829,754
March$22,065$71,035$150,924$291,192$415,305$575,079$873,947
April$24,785$75,120$161,757$306,848$429,917$529,397$925,944
May$26,931$87,541$171,174$317,739$416,867$573,991$938,401
June$29,021$90,964$191,558$321,370$458,412$607,523-
July$31,341$93,025$210,018$339,122$459,062$630,288-
August$34,251$95,245$220,293$353,410$466,936$686,631-
September$39,854$97,814$231,801$361,506$481,531$669,786-
October$42,018$98,335$242,954$336,674$499,757$663,596-
November$45,987$100,344$256,324$356,143$528,712$743,883-
December$49,877$106,390$265,731$332,761$548,679$779,415-


I haven't updated this thread since Feb since I was blissfully unaware of finances and enjoying maternity leave with my new LO.  Investments went a little bonkers while I wasn't paying attention.  My household also went from DINKs to OIOK (DH is now a SAHD) so savings rate is going to go down now that our income is about half what is was.  Worth it though :)

Imustacheyouaquestion

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Re: Race from 500k to 1M!
« Reply #2470 on: June 01, 2021, 08:34:33 AM »

                       2020                20212022
January-$580,000-
February-$584,000-
March-$605,000-
April-$622,000-
May-$650,000-
June-$656,000-
July---
August---
September$517,937.94--
October$511,000.00--
November$514,001.00--
December$567,000.00--

$700k by the end of 2021 is looking very much in sight!

Morning Glory

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Re: Race from 500k to 1M!
« Reply #2471 on: June 01, 2021, 08:57:05 AM »
Tracking net worth/ investments +cash.


January
February
March
April
May
June
July
August
September
October
November
December
   2017
   236,254
   250,055
   262,196
   269,959
   282,665
   284,827
   292,037
   293,168
   297,489
   303,111
   309,583
   316,618
   2018
   322,183
   332,735
   328,393
   327,048
   332,943
   339,934
   341,553
   351,978
   356,877
   360,074
   346,354
   354,221
   2019
   339,623
   358,056
   368,263
   386,406
   395,806
   382,758
   399,023
   404,132
   404,378
   411,212
   421,398
   434,363
   2020
   447,716
   451,064
   427,409
   391,361
   428,733
   516,412/302,612
   524,981/314,313
   548,390/336,821
   574,193/361,734
   564,814/351,456
   561,416/347,157
   611,075/397,396
   2021
   624,711/408,641
   634,615/417,637
   648,273/430,384
   669,042/450,239
   861,370/561,651
   861,170/560,532

 Spent $16k to replace a vehicle. Pretty much no change in net worth.
« Last Edit: June 01, 2021, 09:17:04 AM by Morning Glory »

BiggerFishToFI

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Re: Race from 500k to 1M!
« Reply #2472 on: June 01, 2021, 09:08:21 AM »
Pretty spendy month due to a large tax payment combined with other extravagant spending. That being said, I upped our real estate equity by 25k and we are now Networth Millionaires! Still lagging the Zestimate by ~20%, slowly adding equity chunk by chunk as real estate continues to skyrocket. Current projections have us graduating this thread in invested assets in December this year, assuming a 7% average annual return.

Month   Invested   Networth   
04/30/17   $67,858   $125,786   <---- Discovered MMM / LBYM
09/30/17   $100,416   $168,105   <---- 100k Invested
01/31/19   $251,061   $311,711   <---- 250k Invested
06/30/20   $501,158   $573,100   <---- 500k Invested
07/31/20   $534,311   $613,166   
08/31/20   $582,298   $662,814   
09/30/20   $568,854   $652,181   
10/31/20   $576,142   $672,826   
11/30/20   $645,423   $741,146   
12/31/20   $705,754   $811,062   
01/31/21   $726,286   $824,521   
02/28/21   $756,396   $857,552   
03/31/21   $785,204   $908,384   
04/30/21   $844,153   $962,858   
05/31/21   $860,379   $1,000,458   

RWD

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Re: Race from 500k to 1M!
« Reply #2473 on: June 01, 2021, 09:12:48 AM »
[...] we are now Networth Millionaires!
05/31/21   $860,379   $1,000,458
Congrats!!

lampstache

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Re: Race from 500k to 1M!
« Reply #2474 on: June 01, 2021, 09:36:11 AM »
Investments only

                       2017                2018                2019                2020                2021               
January$34,633$56,928,$98,248$176,153$419,499
February$40,740$56,241$115,926$182,362$433,878
March???$57,195$123,445$171,868$481,671
April$41,346$57,635$129,678$188,425$503,015
May$41,840$66,682$136,527$255,004$536,515
June$45,227$71,500$132,945$279,130$570,802
July$45,862$75,817$142,557$290,173-
August$47,377$85,050$150,420$310,173-
September$47,669$87,937$146,310$336,875-
October$50,397$94,114$150,536$338,532-
November$52,288$95,502$155,627$332,899-
December???$93,596$165,458$396,311-

Can we reach $600K? I'm hopeful. Crazy ride the last 1+ year.

dreadmoose

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Re: Race from 500k to 1M!
« Reply #2475 on: June 01, 2021, 10:31:36 AM »

                       2016                2017                2018                2019                2020                2021                2022               
January 
--$25,189$116,236$230,742$402,238$820,660-
February 
--$24,977$122,183$244,321$389,937$858,606--
March 
Found MMM->
-$21,759$122,763$252,749$359,271$895,439-
April 
--$15,838$129,950$263,657$441,401$977,817-
May 
-$7,447$149,174$252,690$482,281$1,236,938-
June 
-$16,623$154,992$287,639$499,025--
July 
-$19,048$27,638$167,846$299,427$540,432-Graduation
August 
-$18,739$39,025$180,481$313,257$571,960--
September 
-$21,536$49,626$185,098$321,358$582,947--
October 
-$25,832$59,438$194,857$336,179$582,543--
November 
-$25,621$71,949$205,772$351,985$658,773--
December 
-$25,405$110,473$212,859$385,426$796,160--

This month I saved $214,988 and my net worth went up by $259,121. It's hard to celebrate those numbers as ~200k was life insurance payouts from my dad's estate. We'd been dealing with his fight with cancer for over 2 years and he passed last month. I'm grateful he got to meet my first child and learn that we're due for another in October, but devastated to lose him.

This graduates us early and pays for all of my kid's university, which he was very happy he could do for them due to his circumstance.

It appears I'll be leaving the race nearly a year earlier than estimated due to market returns and inheritance. I was here for a total of 10 months (knock on wood).

-25,000 -> 100,000 was done in 10 months
100,000 -> 250,000 was done in 15 months
250,000 -> 500,000 was done in 16 months
500,000 -> 1,000,000 was done in 10 months

It's been a pleasure and privilege tracking with you all and I'll see you in the next one soon!

Only tracking personal liquid stash and do not include my wife's savings or any Real Estate equity at this point
« Last Edit: June 01, 2021, 10:47:11 AM by dreadmoose »

DarkandStormy

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Re: Race from 500k to 1M!
« Reply #2476 on: June 01, 2021, 10:37:00 AM »
Net Worth // Invested Asset
1/1/21 - $500,317 // $346,651
2/1/21 - $513,258 // $355,473
3/1/21 - $531,847 // $366,107
4/1/21 - $548,364 // $380,740
5/1/21 - $568,829 // $408,712

6/1/21 - $569,723 // $408,351

Steeze

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Re: Race from 500k to 1M!
« Reply #2477 on: June 01, 2021, 01:01:32 PM »
""

much love from your MMM family to your real life family

gmdv

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Re: Race from 500k to 1M!
« Reply #2478 on: June 01, 2021, 01:35:13 PM »
Hello everyone,

It's good to be in this thread.

6/1/21 - $525k

soulpatchmike

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Re: Race from 500k to 1M!
« Reply #2479 on: June 01, 2021, 01:42:52 PM »
I cannot believe the changes in both equities and Investment RE rents/values this year so far.  I am almost at my 2022 target NW already.  Hopeful when the market has a significant correction and/or goes bear for some years that rents will remain strong.  Inflation is real this year, I am seeing it everywhere. 

Total Investable NW/Liquid
                                                       2021               
2001$133k/$14kJanuary$785k/$340k
2002$90k/$15kFebruary$803k/$349k
2003$142k/$15kMarch$850k/$355k
2004$271k/$16kApril$896k/$362k
2005$289k/$17kMay$943k/$368k
2006$275k/$18kJune-
2007$233k/$19kJuly-
2008$159k/$26kAugust-
2009$82k/$31kSeptember-
2010$46k/$45kOctober-
2011$-48k/$52kNovember-
2012$19k/$103kDecember-
2013$88k/$98k
2014$201k/$99k
2015$240k/$103k
2016$298k/$130k
2017$389k/$141k
2018$497k/$140k
2019$562k/$202k
2020$777k/$338k
« Last Edit: June 01, 2021, 01:45:01 PM by soulpatchmike »

SpareChange

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Re: Race from 500k to 1M!
« Reply #2480 on: June 01, 2021, 10:46:40 PM »
My condolences Dreadmoose. Sorry for your loss.

On a less important note, I'm clocking in at:

$545,562

Up $8,847 m/m
Up $135,888 y/y

Welcome to the initiates, and congrats to the grads!

UnleashHell

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Re: Race from 500k to 1M!
« Reply #2481 on: June 02, 2021, 12:17:10 AM »
congrats to the grads!!

@dreadmoose sorry to hear your news. Its never easy.

Lucky Recardito

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Re: Race from 500k to 1M!
« Reply #2482 on: June 02, 2021, 11:58:02 AM »
Net worth progress (includes home equity; does not include roughly $40k in cash; does not include 529s for 2 kids)

10/1/18 $502K

01/1/19 $480K
04/1/19 $546K
07/1/19 $579K
10/1/19 $586K

1/1/20 $650K
4/1/20 $678K
7/1/20 $689K
10/1/20 $751K

1/1/21 $880K

Anticipated graduation for net worth: January 2022 mid-2022 (holy heck -- huge market returns in 2020 have this milestone really, really close...)

Investments-only progress (excludes home equity, cash, and 529s)

8/1/20 $508K
10/1/20 $537K

1/1/21 $663K

Anticipated graduation for invested assets: January 2024

Haven't been watching things super-closely as we had a baby in March, but lo: I'm dropping by to announce a graduation!

Net worth progress (includes home equity; does not include roughly $40k in cash; does not include 529s for 2 kids)

10/1/18 $502K

01/1/19 $480K
04/1/19 $546K
07/1/19 $579K
10/1/19 $586K

1/1/20 $650K
4/1/20 $678K
7/1/20 $689K
10/1/20 $751K

1/1/21 $880K
4/1/21 $945K
6/1/21 $1,012K

Too early (and too close to the mark) to feel confident this will stick, but I think we'll buy a bottle of champagne for fun anyway! Really, really satisfying to see those two commas. More satisfying than I thought it would be, actually.

Investments-only progress (excludes home equity, cash, and 529s)

8/1/20 $508K
10/1/20 $537K

1/1/21 $663K
4/1/21 $726K
6/1/21 $790K

Anticipated graduation for invested assets: January 2024 Mid-2023

RWD

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Re: Race from 500k to 1M!
« Reply #2483 on: June 02, 2021, 02:35:34 PM »
I'm dropping by to announce a graduation!

6/1/21 $1,012K
Congrats!

use2betrix

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Re: Race from 500k to 1M!
« Reply #2484 on: June 02, 2021, 05:10:57 PM »
(Tracking savings/investments only)
Feb 1, 2016 - $90k
Apr 1, 2016 - $100k 
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725 (crossed $250k)

June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Mar 1, 2019 - $354,771
Apr 1, 2019 - $384,308
May 1, 2019 - $407,770
June 1, 2019 - $404,625
July 1, 2019 - $420,082
Aug 1, 2019 - $441,976
Sep 1, 2019 - $458,940
Oct 1, 2019 - $481,915
Nov 1, 2019 - $501,937 (Crossed $500k)

Dec 1, 2019 - $518,285
Jan 1, 2020 - $544,655
Feb 1, 2020 - $573,474
Mar 1, 2020 - $557,410
Apr 1, 2020 - $494,414
May 1, 2020 - $572,376
June 1, 2020 - $618,048
July 1, 2020 - $600,510
Aug 1, 2020 - $659,872
Sep 1, 2020 - $704,682
Oct 1, 2020 - $696,932
Nov 1, 2020 - $694,944
Dec 1, 2020 - $782,831
Jan 1, 2021 - $823,189
Feb 1, 2021 - $846,277
Mar 1, 2021 - $891,092
Apr 1, 2021 - $903,097
May 1, 2021 - $954,334
June 1, 2021 - $973,181

Pending 0 market fluctuations I will hit $1MM in August. While I would say that becoming a millionaire will be one of my largest achieved goals (at 33 no less), after 2.5 years of trying to get pregnant, our first baby is also due July/August.

I never would have imagined anything in my life making the millionaire goal seem so inconsequential, but thatís only because I never had a chance to experience the excitement of becoming a parent.

That aside, itíll still feel pretty dang good to hit $1MM lol.

FIreSurfer

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Re: Race from 500k to 1M!
« Reply #2485 on: June 03, 2021, 05:58:20 PM »
Congrats to @use2betrix @afuera @Lucky Recardito with babies just arrived and babies on the way -- we've got LO #2 set to arrive late July, so like @afuera I'm looking at (another) lowering of savings rate as DW was pandemic furloughed/laid off 8/20 and larger house was rented 12/20 and with 2 LOs, DW won't be working for the foreseeable future....so glad to have gotten serious w MMM in 2016 and have gotten enough of a snowball rolling that hopefully it'll roll over two commas relatively soon with steady investments returns despite the savings firehose of the DINK days slowing to a 401k'n'side hustle trickle.....
05/01/2017:  $198,456
05/15/2017:  $200,404   
05/31/2017:  $207,044
06/15/2017:  $213,996
07/05/2017:  $219,933
07/17/2017:  $225,853
08/01/2017:  $228,504
08/24/2017:  $228,854
09/01/2017:  $237,500
09/19/2017:  $245,500
10/02/2017:  $251,933
11/07/2017:  $266,000
12/27/2017:  $280,000
01/12/2018:  $300,768
01/23/2018:  $305,566
11/27/2018:  $359,000
03/01/2019:  $400,283 *baby born, kinda lost track of everything.....
08/15/2020:  $612,831
01/01/2021:  $689,500
01/15/2021:  $705,137
02/01/2021:  $714,039
02/15/2021:  $747,215
03/15/2021:  $750,529
04/01/2021:  $767,398
04/15/2021:  $795,707
05/02/2021:  $803,507
06/02/2021:  $809,000

DeniseNJ

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Re: Race from 500k to 1M!
« Reply #2486 on: June 04, 2021, 12:05:07 PM »
1 year ago my invested assets were 575K.  Today they are over 800K.  What?!  How did that even happen?  It's just insane. I mean yeah we saved like 50K I guess, maybe more, but dang, that's a lot of money.  Every buck you spend is not just a dollar--it's many dollars down the road bc of the cumulative effect of compounding.  Really, it's astonishing.

I'm so close to becoming a millionaire, I can taste it.  No I won't live any differently, but before I found MMM about 3 yrs ago we had 350K in my 401K and 30K in cc debt. I just cant thank you all enough!!

Weisass

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Re: Race from 500k to 1M!
« Reply #2487 on: June 05, 2021, 08:32:53 AM »
01/01/20: $760,565   
03/01/20:   $722,547
05/01/20:   $728,683
07/01/20:   $788,641
09/01/20:   $735,846
11/01/20:   $746,928
12/28/20: $813,604   
06/05/21: $947,322

Closing in on a big milestone.

Dr Kidstache

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Re: Race from 500k to 1M!
« Reply #2488 on: June 06, 2021, 09:24:08 AM »
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689 
Oct 5 2019: $579,502 
Nov 5 2019: $602,772   
Dec 5 2019: $607,806
Jan 5 2020: $634,119 
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254 
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462

Jun 6 2021: $954,561 ($52,099)

lollylegs

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Re: Race from 500k to 1M!
« Reply #2489 on: June 15, 2021, 09:25:40 AM »
2018
Jan -  $330,883
July - $372,389
-----------------------
2019
Jan  -  $376,421
July  - $449,818
Aug  - $461,802
Sept  -$471,690
Nov  - $486,235
Dec  - $498,006
------------------
2020
Jan  - $501,901
Feb -  $518,123
Mar -  $446,241
April -$450,421
May - $465,042
June -$478,201
July - $494,067
Aug - $508,204
Sept- $512,108
Oct -  $509,740
Nov-  $538,580
Dec - $558,594
-----------------
2021
Jan- $574,925
Feb- $591,277
Mar- $595,814
Apr- $614,723
May- $620,098
June-$639,526


dandypandys

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Re: Race from 500k to 1M!
« Reply #2490 on: June 21, 2021, 11:46:24 AM »
1 year ago my invested assets were 575K.  Today they are over 800K.  What?!  How did that even happen?  It's just insane. I mean yeah we saved like 50K I guess, maybe more, but dang, that's a lot of money.  Every buck you spend is not just a dollar--it's many dollars down the road bc of the cumulative effect of compounding.  Really, it's astonishing.

I'm so close to becoming a millionaire, I can taste it.  No I won't live any differently, but before I found MMM about 3 yrs ago we had 350K in my 401K and 30K in cc debt. I just cant thank you all enough!!
It's pretty exciting! I just keep remembering, so as to keep myself in check, how it felt in 2008 when I saw my 403b plummet 50%, so am keeping that in mind while doing little party dances each 1st of the month :)

Engineer93

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Re: Race from 500k to 1M!
« Reply #2491 on: June 23, 2021, 05:32:36 AM »
August 2016: $280k
November 2017: $380k
July 2018: $490k
April 2019: $541k
May 2019: $575k

Have now doubled our NW since finding MMM 2.75 years ago!

January 2020: 625k
August 2020: 711k

December 2020: 830k

Almost triple NW since finding MMM 4.25 years ago

March 2021: 939k

June 2021: 962K

If I used the zestimate for our house value we'd be at 1.04 million, but not sure how accurate it is.  Invested assets are at 754k.

Trifele

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Re: Race from 500k to 1M!
« Reply #2492 on: June 23, 2021, 06:10:12 AM »
Nice job @Engineer93!  Keep on trucking!

actionjackson

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Re: Race from 500k to 1M!
« Reply #2493 on: June 24, 2021, 12:05:06 AM »
2018
Jan   398000
Feb   431000
Mar   448000
Apr   462580
May   481501
Jun - 489782
Jul - 507110
Aug - 523353
Sep - 529071
Oct - 519042
Nov - 532025

2019
Mar - 586808
May - 609872
Jun - 622961

Jul - 643390
Aug - 654710
Sep - 663790
Oct - 671853
Nov - 684764
Dec - 700320

2020
Jan - 717618
Feb - 739266
Mar - 681000
Apr - 659154
May - 666700
Jun - 690000
Jul - 704000
Aug - 727910
Sep - 727959
Oct - 751054
Nov - 774755
Dec - 800078

2021
Jan - 809285
Feb - 869654
Mar - 873372
Apr - 900593
May - 907408
Jun - 947449

Crazy days, might hit $1M 3 months earlier than expected at the current rate.

drumstache

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Re: Race from 500k to 1M!
« Reply #2494 on: June 24, 2021, 07:16:00 AM »

Crazy days, might hit $1M 3 months earlier than expected at the current rate.

Good looking numbers, looks like we've been running similar numbers the past few years.  Great Job!

TwoCommas

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Re: Race from 500k to 1M!
« Reply #2495 on: June 25, 2021, 07:46:58 AM »
I'm in (not currently pulling out monthly numbers, but just tracking milestones...100k, 50k increments).

Investments Only:
2021/01 - first time to hit $500k
2021/04 -$550k
2021/06 - Currently ~$585k

Riding this bull as far as we can.

use2betrix

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Re: Race from 500k to 1M!
« Reply #2496 on: June 25, 2021, 04:59:30 PM »

(Tracking savings/investments only)
Feb 1, 2016 - $90k
Apr 1, 2016 - $100k 
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725 (crossed $250k)

June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Mar 1, 2019 - $354,771
Apr 1, 2019 - $384,308
May 1, 2019 - $407,770
June 1, 2019 - $404,625
July 1, 2019 - $420,082
Aug 1, 2019 - $441,976
Sep 1, 2019 - $458,940
Oct 1, 2019 - $481,915
Nov 1, 2019 - $501,937 (Crossed $500k)

Dec 1, 2019 - $518,285
Jan 1, 2020 - $544,655
Feb 1, 2020 - $573,474
Mar 1, 2020 - $557,410
Apr 1, 2020 - $494,414
May 1, 2020 - $572,376
June 1, 2020 - $618,048
July 1, 2020 - $600,510
Aug 1, 2020 - $659,872
Sep 1, 2020 - $704,682
Oct 1, 2020 - $696,932
Nov 1, 2020 - $694,944
Dec 1, 2020 - $782,831
Jan 1, 2021 - $823,189
Feb 1, 2021 - $846,277
Mar 1, 2021 - $891,092
Apr 1, 2021 - $903,097
May 1, 2021 - $954,334
June 1, 2021 - $973,181
June 25, 2021 - $1,000,494

Today, I became a millionaire!

Of course, this weeks market growth got me there. 99% chance Iíll bounce above and below for a few months or longer.

Whatís the policy on jumping to the next race? Do I wait til Iím more solidified or is it a ďonce youíre there, youíre there!Ē Kinda thing?

Never thought Iíd make it so soon.
« Last Edit: June 25, 2021, 05:20:24 PM by use2betrix »

RWD

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Re: Race from 500k to 1M!
« Reply #2497 on: June 25, 2021, 05:04:16 PM »
Whatís the policy on jumping to the next race? Do I wait til Iím more solidified or is it a ďonce youíre there, youíre there!Ē Kinda thing?
Once you got your foot in the door no one will kick you out! Welcome to the club!

Trifele

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Re: Race from 500k to 1M!
« Reply #2498 on: June 26, 2021, 03:36:35 AM »
Welcome to the thread @TwoCommas

Congratulations @use2betrix!  Yeah, come on over to the next one.  Water's fine! 

SpareChange

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Re: Race from 500k to 1M!
« Reply #2499 on: June 26, 2021, 10:43:40 AM »
Today, I became a millionaire!

Of course, this weeks market growth got me there. 99% chance Iíll bounce above and below for a few months or longer.

Whatís the policy on jumping to the next race? Do I wait til Iím more solidified or is it a ďonce youíre there, youíre there!Ē Kinda thing?

Never thought Iíd make it so soon.

Congrats! Your progress has been amazing. Now, please....get the hell outta here. You're making some of us look bad. :D