Author Topic: Race from 500k to 1M!  (Read 556577 times)

dandypandys

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Re: Race from 500k to 1M!
« Reply #3050 on: April 29, 2022, 06:21:03 PM »
2017
Jan 1st: 252k
Dec 4th 322.5k   

2018
Jan 1st:316.5k  64.5k up for 2017
Dec 1st:370k

2019
Jan 1st: $357.5 (first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5   

2020
Jan 1st $533.5  We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Dec 29th: $624 UP 90.5k for 2020

2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
Sept 1: $796
Oct 1: $771.5
Nov: $808
Dec: $815.5   Put the condo up to 150k- Zillow says 180k now. Had to buy a nice new fridge :) but now both cars need fixed too, arg.
Dec 31:  $843  UP 218,977for 2021, but some was the condo

2021
Feb 1st: $807
Mar 1st: $798.5
Apr 1st $822.5
May 1: $786.5

grantmeaname

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Re: Race from 500k to 1M!
« Reply #3051 on: April 29, 2022, 10:31:39 PM »


I swear I put some money in the market this year, but I can't tell where it went. Oof size large.

                      Jan       Feb       Mar    |       Apr       May       Jun    |       Jul       Aug       Sep    |       Oct       Nov       Dec
2015 -$10k-$10k-$10k|-$10k-$10k-$10k|-$10k-$10k-$10k|-$9k-$6k-$5k
2016 -$3k-$2k-$0k|$1k$3k$4k|$6k$7k$9k|$9k$11k$13k
2017 $15k$16k$18k|$20k$22k$24k|$26k$27k$30k|$32k$35k$36k
2018 $45k$44k$53k|$56k$55k$52k|$63k$62k$65k|$75k$72k$73k
2019 $80k$100k$104k|$108k$119k$126k|$127k$130k$133k|$141k$153k$163k
2020 $167k$162k$156k|$187k$196k$208k|$228k$242k$246k|$252k$287k$303k
2021 $316k$365k$377k|$403k$414k$428k|$444k$460k$461k|$485k$485k$516k
2022 $489k$567k$586k|$540k--|---|---

« Last Edit: April 29, 2022, 10:39:06 PM by grantmeaname »

bownyboy

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Re: Race from 500k to 1M!
« Reply #3052 on: April 30, 2022, 12:23:54 AM »
Ouch! The day I finally hit the FIRE button and we're down 38k this month and 12k down from Jan 1st despite 4 months of salary contributions.


Jan 2014 - 222,149
===============
Jan 2015 - 250,275 (+28,126)
===============
Jan 2016 - 272,607 (+22,332)
===============
Jan 2017 - 346,854 (+74,247)
===============
Jan 2018 - 456,088 (+109,234)
===============
Jan 2019 - 495,379 (+39,291)
===============
Jan 2020 - 606,791 (+111,412)
===============
Jan 2021 710,244 (+103,453)
===============
Jan 2022 797,820 (+86,284)
Feb 2022 771,367 (-26,452)
Mar 2022 783,717 (+12,349)
Apr 2022 823,597 (+39,880)
May 2022 785,190 (-38,407)

bigote2032

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Re: Race from 500k to 1M!
« Reply #3053 on: April 30, 2022, 01:21:06 AM »
10/31/2020    $599,359.11
11/30/2020    $682,864.07
12/31/2020    $720,288.84
1/31/2021    $737,924.70
2/28/2021    $759,381.39
3/31/2021    $794,882.82
4/30/2021    $842,437.81
5/31/2021    $852,073.79
6/30/2021    $873,053.96
7/31/2021    $895,493.04
8/31/2021    $920,587.71
9/30/2021    $898,971.63
10/31/2021    $946,929.81
11/30/2021    $947,649.37
12/31/2021    $987,843.35
1/31/2022    $914,921.53
2/28/2022    $915,549.97
3/31/2022    $976,646.46
4/30/2022    $902,970.65

fuzzy math

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Re: Race from 500k to 1M!
« Reply #3054 on: April 30, 2022, 07:59:10 AM »
I suppose now I know what my portfolio would have looked like if the market had never gone crazy high to begin with!


Investments only

                       2018                2019                2020                2021                2022               
January-$226,942$401,746$603,129$905,792
February-$249,796$414,430$610,412$867,164
March-$270,351$412,631$630,438$856,028
April-$285,770$393,815$679,078$900,389
May-$295,838$414,524$719,534$837,895
June$219,320$283,393$452,579$737,483-
July$228,483$307,071$471,455$771,570-
August$234,711$315,942$496,982$784,835-
September$245,993$318,301$529,603$815,664-
October$251,023$334,301$525,945$795,014-
November$238,881$352,430$528,082$851,714-
December$244,687$370,715$585,310$880,980-

« Last Edit: April 30, 2022, 08:08:49 AM by fuzzy math »

SpareChange

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Re: Race from 500k to 1M!
« Reply #3055 on: April 30, 2022, 08:00:58 AM »
$558,046

Down $25,438. Good month to get 3 paychecks in at least. Nothing else exciting to report.

pasadenafr

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Re: Race from 500k to 1M!
« Reply #3056 on: April 30, 2022, 08:42:42 AM »
Invested assets, long term savings and debts:

12/31/14     $51,962.23
12/31/15     $92,762.33
12/31/16    $163,900.00
12/31/17    $251,415.07
12/31/18    $330,093.64
12/31/19    $519,878.70
12/31/20    $714,958.33
12/31/21    $993,847.78    <reached $1M for the first time in November>

---

01/31/22    $947,983.02
02/28/22    $937,210.33
03/31/22    $984,948.06
04/30/22    $907,109.79


Holy market, man! Hopefully this will revert soon enough, but I'm honestly not convinced at all.

Keeping the savings going, reminding myself that stocks are on sale right now and that in a few years, I will look back and be glad I did what I'm doing.

Dogastrophe

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Re: Race from 500k to 1M!
« Reply #3057 on: April 30, 2022, 10:32:42 AM »
Investments only; Household combined.

                       2019 ($)            2020 ($)            2021 ($)            2022 ($)           
January-496,255674,413898,547
February-472,573700,728880,646
March-444,067732,652901,213
April-495,051762,029848.393
May-524,063759,955-
June-524,530796,116-
July330,406552,296826,664-
August437,870632,115866,404-
September443,081617,959827,075-
October452,295604,646873,651-
November483,711664,577898,767-
December484,963674,843925,511-
« Last Edit: April 30, 2022, 10:35:30 AM by Dogastrophe »

Jaayse

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Re: Race from 500k to 1M!
« Reply #3058 on: April 30, 2022, 11:33:04 PM »
Investments only, solo journey (so far)

                       2017                2018                2019                2020                2021                2022               
January-$232,213$356,542$500,087$659,936$861,393
February-$245,447$383,348$502,244$662,250$822,224
March-$242,789$394,563$475,671$684,929$808,813
April$164,900$246,140$403,461$429,092$711,168$833,824
May-$318,398$421,194$474,155$744,322$774,884
June-$328,870$409,591$500,241$758,305-
July$180,808$342,159$435,981$516,358$776,059-
August$189,280$354,936$443,135$544,475$790,664-
September$193,727$366,727$441,101$579,806$814,231-
October$209,968$374,465$452,232$568,885$794,659-
November$220,602$361,296$466,688$562,892$834,154-
December$225,918$370,140$482,944$632,574$824,757-


Last year at this time I was only 30.5k less than where I am now and I think it will keep dropping, buy while everything is on sale.

tjrssibelle

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Re: Race from 500k to 1M!
« Reply #3059 on: May 01, 2022, 10:26:07 AM »
Investments only;

Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Dec 2020: $448.30k

Jan 2021: $458.12k
Feb 2021: $472.00k
Mar 2021: $491.00k
Apr 2021: $513.64k
May 2021: $522.51k
Jun 2021: $534.07k
July 2021: $542.13k
Aug 2021: $558.19k
Sep 2021: $535.50k
Oct 2021: $566.00k
Nov 2021: $554.97k
Dec 2021: $579.50k

Jan 2022: $555.08k
Feb 2022: $547.93k
Mar 2022: $568.83k
Apr 2022: $526.18k

Sent from my SM-S908U using Tapatalk


JLee

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Re: Race from 500k to 1M!
« Reply #3060 on: May 01, 2022, 10:52:11 AM »
2020
Code: [Select]
Date             Assets           Debts          Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58

2021
Code: [Select]
Date             Assets           Debts          Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Oct 2021 $1,071,990.16 -$453,231.84 $618,758.32
Nov 2021 $1,101,914.46 -$447,727.22 $654,187.24
Dec 2021 $1,084,167.16 -$450,855.87 $633,311.29

2022
Code: [Select]
Date             Assets           Debts          Net Worth
Jan 2022 $1,116,799.93 -$444,795.98 $672,003.95
Feb 2022 $1,081,638.33 -$443,484.70 $638,153.63
Mar 2022 $1,075,121.56 -$440,480.78 $634,640.78
Apr 2022 $1,100,641.30 -$441,029.74 $659,611.56
May 2022 $1,063,532.73 -$436,899.07 $626,633.66


ArtOfFIRE

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Re: Race from 500k to 1M!
« Reply #3061 on: May 01, 2022, 10:59:21 AM »
2015 2016 2017 2018 2019 2020 2021 2022
January- $125,152 $190,212 $277,747 $300,773 $391,367 $503,318 $605,856
February- $132,476 $205,111 $276,647 $312,970 $372,287 $516,580 $591,072
March- $142,868 $207,302 $277,401 $328,015 $316,940 $538,761 $605,876
April- $146,221 $213,616 $279,721 $332,703 $357,205 $561,751 $563,335
May- $153,151 $220,848 $292,665 $321,134 $404,385 $573,018
June- $151,884 $221,782 $288,234 $344,636 $401,862 $585,313
July$111,061 $162,292 $229,419 $300,537 $340,103 $424,226 $593,812
August$109,293 $164,716 $233,575 $306,219 $341,637 $440,114 $610,608
September$104,752 $167,126 $242,747 $293,075 $347,779 $436,932 $590,638
October$112,604 $167,659 $246,050 $293,488 $361,290 $458,230 $621,333
November$112,690 $177,602 $255,539 $293,026 $369,972 $485,863 $613,391
December$120,262 $182,345 $262,362 $301,471 $390,730 $498,601 $635,119

NextTime

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Re: Race from 500k to 1M!
« Reply #3062 on: May 01, 2022, 06:06:27 PM »

Investments only.


             2018                2019                2020                2021                2022               
January$198,265$224,401$305,287$424,924$541,872
February$204,080$231,997$290,554$453,313$526,670
March$204,080$236,710$274,909$471,199$532,671
April$206,310$246,138$298,297$489,213$495,058
May$207,731$245,062$320,072$492,274-
June$209,453$256,868$331,215$493,272-
July$218,450$256,076$349,025$503,214-
August$224,243 $266,197$367,183$521,697-
September$227,037$274,186$360,397$509,748-
October$214,107$284,427$360,290$530,757-
November$219,948$295.004$400,264$524,716-
December$206,667$304,693$419,937$557,868-



Ouch.
Is it okay to stay here and hope I bounce back next month? Or must I do the walk of shame back to the old thread?

NextTime

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Re: Race from 500k to 1M!
« Reply #3063 on: May 01, 2022, 06:10:57 PM »
Belatedly joining the thread. I hit 500k in January, but due to the NYC suburbs housing market boom my NW is about 605k now when you include the equity in my home.

Jan 2016 - -35k
Jan 2017 - 30k
Jan 2018 - 125k
Jan 2019 - 245k
Jan 2020 - 367k
Dec 2020 - 489k
April 2021 - 605k - large bonus + home appreciation of nearly 100k in under a year.

Rough Breakdown:
Cash: 65k
Retirement: 92k
Investment: 172k
Home Equity: 290k
School Debt (through fam; 0% interest): 10k left


Thought I'd provide an update:

October 2021: 745k
Rough Breakdown:
Cash: 71k
Retirement: 128k
Investment: 257k
Home Equity: 300k
School Debt (through fam; 0% interest): 10k left

Home values in my area continue to boom, market has stayed high, and I received a modest unexpected bonus at work. Plugging along, but feeling good. Hoping to hit close to 500k in retirement + investment by my 30th around this time next year.

6 months later; another update. I met my earlier stated goal of 500k invested before 30th birthday; now hoping to land closer to 550-600 depending if the market continues to tank or not, which would bring me to over $1M NW (Crazy!).

Oct 21:  745
Nov 21: 778
Dec 21: 811
Jan 22:  824
Feb 22:  890 (EOY Bonus)
Mar 22: 941 (house appreciation boom)
Apr 22:  970 (down from 983 all time high earlier in the month)

For additional context, approx. breakdown of the 970:
78 in cash; 26 in I-bonds and CDs; 152 in retirement accounts; 340 in taxable brokerage investments (all vanguard funds); 374 in home equity; zero remaining debt (other than mortgage)


Nice job young man. At 30 years-old I'm pretty sure I had a negative net worth.

oneday

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Re: Race from 500k to 1M!
« Reply #3064 on: May 01, 2022, 10:53:14 PM »
Finally back to my just-over-half-a-mil spot. Feels good.

Wow, I was deluding myself last month that the market wouldn't drop again. HA! At least I have the cash flow to continue buying these days.


                       2021                2022                2023                2024                2025               
January$326K$491K---
February$345K$487K---
March$362K$509K---
April$383K$474K---
May$385K----
June$393K----
July$451K----
August$467K----
September$447K----
October$480K----
November$494K----
December$515K----

Turtle

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Re: Race from 500k to 1M!
« Reply #3065 on: May 02, 2022, 05:41:14 AM »
$558,046

Down $25,438. Good month to get 3 paychecks in at least. Nothing else exciting to report.

Similar results here, including 3 inputs of dollar cost averaging. 

talltexan

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Re: Race from 500k to 1M!
« Reply #3066 on: May 02, 2022, 06:26:13 AM »
My payday contributions were on Friday, so I was rooting for a market drop (and feeling bad for doing it).

lampstache

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Re: Race from 500k to 1M!
« Reply #3067 on: May 02, 2022, 06:55:35 AM »
Ooof, no fun. This to shall pass. Contributions to investment accounts continue forward with no change.

Investments only

                       2017                2018                2019                2020                2021                2022               
January$34,633$56,928,$98,248$176,153$419,499$643,917
February$40,740$56,241$115,926$182,362$433,878$631,440
March???$57,195$123,445$171,868$481,671$612,570
April$41,346$57,635$129,678$188,425$503,015$628,685
May$41,840$66,682$136,527$255,004$536,515$583,864
June$45,227$71,500$132,945$279,130$570,802-
July$45,862$75,817$142,557$290,173$570,802-
August$47,377$85,050$150,420$310,173$568,446-
September$47,669$87,937$146,310$336,875$596,208-
October$50,397$94,114$150,536$338,532$590,085-
November$52,288$95,502$155,627$332,899$625,776-
December???$93,596$165,458$396,311$611,435-

Turtle

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Re: Race from 500k to 1M!
« Reply #3068 on: May 02, 2022, 06:58:10 AM »
My payday contributions were on Friday, so I was rooting for a market drop (and feeling bad for doing it).

Same.

charis

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Re: Race from 500k to 1M!
« Reply #3069 on: May 02, 2022, 07:41:16 AM »
My payday contributions were on Friday, so I was rooting for a market drop (and feeling bad for doing it).

Same.

My paycheck is Friday, but my 401k contributions always hit the day before on Thursday. I was not a happy camper in Friday 😃

hudsoncat

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Re: Race from 500k to 1M!
« Reply #3070 on: May 02, 2022, 08:44:27 AM »
                       2018                2019                2020                2021                2022               
January$222,019$261,809$403,264$550,326$775,790
February$236,831$286,584$414,417$555,120$740,206
March$234,104$303,681$388,201$577,440$732,898
April$234,452$314,939$355,475$606,455$774,258
May$241,470$331,080$398,672$647,810$714,112
June$249,398$320,926$417,280$654,138-
July$253,884$342,700$424,818$671,808-
August$264,666$354,784$456,512$693,782-
September$276,905$351,842$491,411$718,331-
October$285,986$360,853$482,214$700,515-
November$267,359$374,706$475,471$744,130-
December$281,461$391,293$531,137$754,319-

Nothing exciting here.


DarkandStormy

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Re: Race from 500k to 1M!
« Reply #3071 on: May 02, 2022, 10:12:10 AM »
Net Worth // Invested Assets
1/1/21 - $500,317 // $346,651
2/1/21 - $513,258 // $355,473
3/1/21 - $531,847 // $366,107
4/1/21 - $548,364 // $380,740
5/1/21 - $568,829 // $408,712
6/1/21 - $569,723 // $408,351
7/1/21 - $612,700 // $431,974
8/1/21 - $625,715 // $412,017 (deposit down on new house)
9/1/21 - $647,140 //  $427,206
10/1/21 - $628,028 // $410,699
11/1/21 - $669,354 // $441,225
12/1/21 - $668,368 // $437,148
1/1/22 - $685,524 // $450,347
2/1/22 - $652,912 // $412,208
3/1/22 - $646,083 // $393,815
4/1/22 - $661,739 // $409,676

5/1/22 - $636,302 // 365,949

joe189man

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Re: Race from 500k to 1M!
« Reply #3072 on: May 02, 2022, 10:38:34 AM »
07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
12/01/2021 - $558,710 / ~$817K (Zillow thinks my house is worth a lot more than a few months ago)
12/31/2021 - $590,743 / ~$857K
02/01/2022 - $560,789 / ~$832K (including ~$1,750 in Cryptocurrency)
03/01/2022 - $551,465 / ~$863k (including ~$2,822 in Cryptocurrency) (house went up ~$36k in value according to Zillow)
04/01/2022 - $577,980 / ~$943k (including ~$4,041 in Cryptocurrency) (House went up again)
05/02/2022 - $533,454 / ~$905k (inc. ~$3517 in Crypto) (house went up again)

Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0

talltexan

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Re: Race from 500k to 1M!
« Reply #3073 on: May 02, 2022, 12:23:47 PM »
@joe189man , thanks for being transparent about your crypto will be interesting to see how that evolves over the long term.

Woodro85

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Re: Race from 500k to 1M!
« Reply #3074 on: May 02, 2022, 01:06:22 PM »
2/1/2020   $500,122.69
6/1/2020   $518,425.00
1/1/2021   $578,238.00
6/1/2021   $620,939.00
1/1/2022   $691,603.00
3/1/2022   $687,037.17
4/1/2022   $889,567.00 (*increased my real estate to assessed value after not adjusting for ~3 years)
5/1/2022   $886,991.00

Made some adjustments to how I was calculating my networth so things show a giant bump which in reality took much longer than one month to get there. I am also taking the commuted value of a pension over the next couple months which is again going to alter my numbers largely since the commuted value is quite a bit more than I was valuing my pension at. Don't love the down month but with a lot in real estate and pension, it's just less liquid and not likely as accurate of a snapshot than those just showing stocks, bonds, and cash. Hoping I can complete the commuted value process before the market rebounds. Buy the sale and keep moving forward.

tarheeldan

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Re: Race from 500k to 1M!
« Reply #3075 on: May 02, 2022, 02:47:56 PM »
Down 7.01% or $47,988.30 last month. Stonks are on sale! :)

Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0

grantmeaname

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Re: Race from 500k to 1M!
« Reply #3076 on: May 02, 2022, 03:13:29 PM »
I wonder if there's an easy way to update the spreadsheet so it works for the majority of us who update at the end of the month? From what I've noticed, as soon as anyone updates for the start of the next month it clears everybody on the 'old' month off. Which means it spends 29 days mostly empty, then looks ok for 1 day, then is quickly empty again.

tarheeldan

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Re: Race from 500k to 1M!
« Reply #3077 on: May 02, 2022, 03:37:24 PM »
I wonder if there's an easy way to update the spreadsheet so it works for the majority of us who update at the end of the month? From what I've noticed, as soon as anyone updates for the start of the next month it clears everybody on the 'old' month off. Which means it spends 29 days mostly empty, then looks ok for 1 day, then is quickly empty again.
It's only 1 day lol. April EOM can go in the 5/1/22 column ;)

grantmeaname

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Re: Race from 500k to 1M!
« Reply #3078 on: May 02, 2022, 05:16:24 PM »
My point is that the vast majority of people update on month end, and it seems like the way the spreadsheet is constructed those people are all not shown on the big board most of the time, as soon as anyone who does things the other way updates their numbers.

e.g, in excel, you could do =if(isblank(formula to return may value),formula to return april value, formula to return may value)
« Last Edit: May 02, 2022, 05:19:39 PM by grantmeaname »

grantmeaname

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Re: Race from 500k to 1M!
« Reply #3079 on: May 02, 2022, 05:22:29 PM »
psst @runningthroughFIRE get on the big board so I can feel like we're racing!

Imustacheyouaquestion

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Re: Race from 500k to 1M!
« Reply #3080 on: May 02, 2022, 09:22:26 PM »

Month              2020                2021                2022               
January-$580,000$809,000
February-$584,000$789,000
March-$605,000$780,000
April-$622,000$800,250
May-$650,000$752,000
June-$656,000-
July-$677,000-
August-$682,000-
September$517,937$700,500-
October$511,000$696,000-
November$514,001$803,000-
December$567,000$788,000-

Just keep buying!

https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing

tarheeldan

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Re: Race from 500k to 1M!
« Reply #3081 on: May 03, 2022, 06:02:27 AM »
My point is that the vast majority of people update on month end, and it seems like the way the spreadsheet is constructed those people are all not shown on the big board most of the time, as soon as anyone who does things the other way updates their numbers.

e.g, in excel, you could do =if(isblank(formula to return may value),formula to return april value, formula to return may value)
If you're not on The Big Board, you've put your data in the wrong column and need to shift it over one column to match those of us that are

Steeze

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Re: Race from 500k to 1M!
« Reply #3082 on: May 03, 2022, 09:21:20 AM »
I wonder if there's an easy way to update the spreadsheet so it works for the majority of us who update at the end of the month? From what I've noticed, as soon as anyone updates for the start of the next month it clears everybody on the 'old' month off. Which means it spends 29 days mostly empty, then looks ok for 1 day, then is quickly empty again.
It's only 1 day lol. April EOM can go in the 5/1/22 column ;)

I just put April EOM in May 1

grantmeaname

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Re: Race from 500k to 1M!
« Reply #3083 on: May 03, 2022, 10:53:02 AM »
lol yeah that would do it too

NextTime

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Re: Race from 500k to 1M!
« Reply #3084 on: May 03, 2022, 10:54:12 AM »
What is this spreadsheet you speak of?

grantmeaname

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Finwiz

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Re: Race from 500k to 1M!
« Reply #3086 on: May 04, 2022, 03:19:44 PM »
Still behind our target thanks to the market:

01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)

01/16/22 - $601,346 (-$2,026)
02/16/22 - $604,637 (+$1,264)
03/02/22 - $623,587 (+$20,215)
04/01/22 - $646,383 (+$43,010)
05/01/22 - $628,346 (+$24,973)

runningthroughFIRE

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Re: Race from 500k to 1M!
« Reply #3087 on: May 04, 2022, 06:52:49 PM »
psst @runningthroughFIRE get on the big board so I can feel like we're racing!

Oh you're solidly trouncing me at this point lol.  I went from $502K at the start of the year down to $445K now, so I've de-graduated.  I swear I've invested at least $15K so far this year, but the stock discounts keep getting steeper =)

grantmeaname

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Re: Race from 500k to 1M!
« Reply #3088 on: May 04, 2022, 06:58:51 PM »
You don't have to degraduate just because you fell under $500k!

runningthroughFIRE

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Re: Race from 500k to 1M!
« Reply #3089 on: May 04, 2022, 08:04:48 PM »
You don't have to degraduate just because you fell under $500k!

Well I'm on the list now.  I didn't import my whole history, but I've got from the beginning of the year through now so that YTD calculates properly

Naomi

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Re: Race from 500k to 1M!
« Reply #3090 on: May 05, 2022, 04:54:22 AM »

investments and savings only
                       2022               
January$493,222
February$475,534
March$466,381
April$660,742
May$631,740
June
July
August
September
October
November
December


Dr Kidstache

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Re: Race from 500k to 1M!
« Reply #3091 on: May 05, 2022, 08:45:50 AM »
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689 
Oct 5 2019: $579,502 
Nov 5 2019: $602,772   
Dec 5 2019: $607,806
Jan 5 2020: $634,119 
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254 
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515   
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114  <-- Bought house
Jan 5 2022: TNW  $974,113 / Investments $680,246
Feb 5 2022: TNW $989,468 / Investments $668,804
Mar 5 2022: TNW $976,348 / Investments $651,576
Apr 5 2022: TNW $1,030,421 / Investments $680,695

May 5 2022: TNW $1,028,363 / Investments $641,593 ($39,102

solon

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Re: Race from 500k to 1M!
« Reply #3092 on: May 07, 2022, 06:36:31 PM »

                       2018                2019                2020                2021                2022               
January132,155177,349282,110344,002562,144
February138,015188,332290,845360,553550,651
March138,469187,634288,022367,222545,172
April148,093197,461257,224387,064575,922
May158,814194,010276,627398,896547,618
June161,284186,414299,563407,230-
July160,446196,934304,249418,701-
August168,222267,535318,456520,045-
September184,158268,153324,661527,305-
October189,536271,542317,511520,004-
November184,146283,636323,958552,965-
December182,675287,248341,124542,337-


Checking networth isn't as fun as it used to be.

Turtle

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Re: Race from 500k to 1M!
« Reply #3093 on: May 11, 2022, 07:13:54 AM »
401K/IRA and Stock Investments only


                       2019                2020                2021                2022               
January$359,130--$701,867
February---$693,793
March$374,402$394,320$640,707$713,831
April---$769,969
May----
June$401,531$421,221$687,136-
July----
August--$704,330-
September$406,619$452,555$682,741-
October--$713,220-
November--$694,013-
December$493,851$581,720$727,274-


Still tracking the accounts which were part of my original race.  Sad thing is that I put a chunk of cash in VTSAX when it was already down, and as of today it's down at least another 10% 

drumstache

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Re: Race from 500k to 1M!
« Reply #3094 on: May 12, 2022, 01:25:29 PM »
05/20/15   INV-   $174,008      INV+CASH-   $279,652
09/02/15   INV-   $175,919      INV+CASH-   $277,696
05/20/16   INV-   $218,514      INV+CASH-   $328,980
07/17/17   INV-   $306,386      INV+CASH-   $417,772  *Discovered MMM
03/14/18   INV-   $380,160      INV+CASH-   $467,160
08/08/18   INV-   $423,708      INV+CASH-   $491,708
02/18/19   INV-   $446,121      INV+CASH-   $585,121
03/22/19   INV-   $481,093      INV+CASH-   $592,941
04/18/19   INV-   $506,875      INV+CASH-   $595,875
07/18/19   INV-   $540,071      INV+CASH-   $617,447
01/01/20   INV-   $586,172      INV+CASH-   $667,785
01/24/20   INV-   $610,000      INV+CASH-   $691,000
07/21/20   INV-   $647,000      INV+CASH-   $727,000
10/21/20   INV-   $681,430      INV+CASH-   $765,430
12/04/20   INV-   $724,740      INV+CASH-   $814,072
01/10/21   INV-   $756,650      INV+CASH-   $842,650
04/10/21   INV-   $807,000      INV+CASH-   $885,000
05/03/21   INV-   $827,000      INV+CASH-   $903,000
07/06/21   INV-   $861,000      INV+CASH-   $935,000
09/09/21   INV-   $891,000      INV+CASH-   $958,000
10/18/21   INV-   $888,347      INV+CASH-   $955,347
10/27/21   INV-   $900,993      INV+CASH-   $967,993
11/05/21   INV-   $915,474      INV+CASH-   $982,474
12/13/21   INV-   $913,182      INV+CASH-   $993,182
01/10/22   INV-   $904,866      INV+CASH-   $994,866
01/20/22   INV-   $888,224      INV+CASH-   $978,224
02/02/22   INV-   $891,617      INV+CASH-   $981,617
03/01/22   INV-   $880,071      INV+CASH-   $960,071
04/06/22   INV-   $891,000      INV+CASH-   $975,000
05/12/22   INV-   $815,332      INV+CASH-   $889,332

*Deep Breath!



Vashy

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Re: Race from 500k to 1M!
« Reply #3095 on: May 16, 2022, 01:49:37 PM »
end-2018:  287,177
------------------------
Mar-2019: 313,570
Apr-2019: 322,726
May-2019: 330,583
Jun-2019: 339,992
Jul-2019: 349,062
Aug-2019: 354,036
Sep-2019: 362,238
Oct-2019: 370,985
Nov-2019: 378,005
Dec-2019: 385,670
---------------------------
Jan-2020: 394,002
Feb-2020: 394,625
Mar-2020: 366,559
Apr-2020: 367,364
May-2020: 387,750
Jun-2020: 395,376
Jul-2020: 406,107
Aug-2020: 407,577
Sep-2020: 415,436
Oct-2020: 424,444
Nov-2020: 436,017
Dec-2020: 445,311
-------------------------
Jan-2021: 460,732
Feb-2021: 468,507
Mar-2021: 469,417
Apr-2021: 483,531
May-2021: 496,874
Jun-2021: 504,408
Jul-2021: 511,775
Aug-2021: 519,225
Sep-2021: 531,083
Oct-2021: 566,962
Nov-2021: 588,910
Dec-2021: 591,798
---------------------------
Jan-2022: 577,693
Feb-2022: 582,917
Mar-2022: 565,445
Apr-2022: 596,867
May-2022: 585,224

PassMMM

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Re: Race from 500k to 1M!
« Reply #3096 on: May 16, 2022, 03:45:52 PM »
Belatedly joining the thread. I hit 500k in January, but due to the NYC suburbs housing market boom my NW is about 605k now when you include the equity in my home.

Jan 2016 - -35k
Jan 2017 - 30k
Jan 2018 - 125k
Jan 2019 - 245k
Jan 2020 - 367k
Dec 2020 - 489k
April 2021 - 605k - large bonus + home appreciation of nearly 100k in under a year.

Rough Breakdown:
Cash: 65k
Retirement: 92k
Investment: 172k
Home Equity: 290k
School Debt (through fam; 0% interest): 10k left


Thought I'd provide an update:

October 2021: 745k
Rough Breakdown:
Cash: 71k
Retirement: 128k
Investment: 257k
Home Equity: 300k
School Debt (through fam; 0% interest): 10k left

Home values in my area continue to boom, market has stayed high, and I received a modest unexpected bonus at work. Plugging along, but feeling good. Hoping to hit close to 500k in retirement + investment by my 30th around this time next year.

6 months later; another update. I met my earlier stated goal of 500k invested before 30th birthday; now hoping to land closer to 550-600 depending if the market continues to tank or not, which would bring me to over $1M NW (Crazy!).

Oct 21:  745
Nov 21: 778
Dec 21: 811
Jan 22:  824
Feb 22:  890 (EOY Bonus)
Mar 22: 941 (house appreciation boom)
Apr 22:  970 (down from 983 all time high earlier in the month)

For additional context, approx. breakdown of the 970:
78 in cash; 26 in I-bonds and CDs; 152 in retirement accounts; 340 in taxable brokerage investments (all vanguard funds); 374 in home equity; zero remaining debt (other than mortgage)


Nice job young man. At 30 years-old I'm pretty sure I had a negative net worth.

Much appreciated! A little mustachian thinking and some big paychecks sure go along way. If you're on this forum, I'm sure you're far into the positives now!

JLee

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Re: Race from 500k to 1M!
« Reply #3097 on: May 31, 2022, 10:36:35 AM »
2020
Code: [Select]
Date             Assets           Debts          Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58

2021
Code: [Select]
Date             Assets           Debts          Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Oct 2021 $1,071,990.16 -$453,231.84 $618,758.32
Nov 2021 $1,101,914.46 -$447,727.22 $654,187.24
Dec 2021 $1,084,167.16 -$450,855.87 $633,311.29

2022
Code: [Select]
Date             Assets           Debts          Net Worth
Jan 2022 $1,116,799.93 -$444,795.98 $672,003.95
Feb 2022 $1,081,638.33 -$443,484.70 $638,153.63
Mar 2022 $1,075,121.56 -$440,480.78 $634,640.78
Apr 2022 $1,100,641.30 -$441,029.74 $659,611.56
May 2022 $1,063,532.73 -$436,899.07 $626,633.66
Jun 2022 $1,070,199.78 -$436,935.78 $633,264.00

joe189man

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Re: Race from 500k to 1M!
« Reply #3098 on: May 31, 2022, 03:17:00 PM »
07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
12/01/2021 - $558,710 / ~$817K (Zillow thinks my house is worth a lot more than a few months ago)
12/31/2021 - $590,743 / ~$857K
02/01/2022 - $560,789 / ~$832K (including ~$1,750 in Cryptocurrency)
03/01/2022 - $551,465 / ~$863k (including ~$2,822 in Cryptocurrency) (house went up ~$36k in value according to Zillow)
04/01/2022 - $577,980 / ~$943k (including ~$4,041 in Cryptocurrency) (House went up again)
05/02/2022 - $533,454 / ~$905k (inc. ~$3517 in Crypto) (house went up again)
05/31/2022 - $538,475 / ~$899K (inc. ~$2647 in Crypto) (house went Down)

Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0

grantmeaname

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Re: Race from 500k to 1M!
« Reply #3099 on: May 31, 2022, 03:34:54 PM »


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2015 -$10k-$10k-$10k|-$10k-$10k-$10k|-$10k-$10k-$10k|-$9k-$6k-$5k
2016 -$3k-$2k-$0k|$1k$3k$4k|$6k$7k$9k|$9k$11k$13k
2017 $15k$16k$18k|$20k$22k$24k|$26k$27k$30k|$32k$35k$36k
2018 $45k$44k$53k|$56k$55k$52k|$63k$62k$65k|$75k$72k$73k
2019 $80k$100k$104k|$108k$119k$126k|$127k$130k$133k|$141k$153k$163k
2020 $167k$162k$156k|$187k$196k$208k|$228k$242k$246k|$252k$287k$303k
2021 $316k$365k$377k|$403k$414k$428k|$444k$460k$461k|$485k$485k$516k
2022 $489k$567k$586k|$540k$551k-|---|---