Author Topic: Race from 500k to 1M!  (Read 678540 times)

charis

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Re: Race from 500k to 1M!
« Reply #3550 on: August 03, 2023, 11:00:12 AM »
I also include the 529 accounts.  It's part of the stash and its yet to be determined how it will be spent.

Lamancha

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Re: Race from 500k to 1M!
« Reply #3551 on: August 03, 2023, 07:54:24 PM »
1/2019- 29,000
1/2020- 130,822
1/2021- 258,257
1/2022- 452,162

1/2023- 534,404
2/2023- 580,499
3/2023- 583,080
4/2023- 577,306
5/2023- 577,294
6/2023- 601,567
7/2023- 631,808
8/2023- 638,961

Dr Kidstache

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Re: Race from 500k to 1M!
« Reply #3552 on: August 05, 2023, 06:51:25 AM »
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689 
Oct 5 2019: $579,502 
Nov 5 2019: $602,772   
Dec 5 2019: $607,806
Jan 5 2020: $634,119 
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254 
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515   
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114  <-- Bought house
Jan 5 2022: TNW  $974,113 / Investments $680,246
Feb 5 2022: TNW $989,468 / Investments $668,804
Mar 5 2022: TNW $976,348 / Investments $651,576
Apr 5 2022: TNW $1,030,421 / Investments $680,695
May 5 2022: TNW $1,028,363 / Investments $641,593
July 5 2022: TNW $1,039,389 / Investments $601,245
Aug 5 2022: TNW $1,122,143 / Investments $637,929
Sept 5 2022: TNW $1,122,124 /  Investments $613,238
Oct 5 2022: TNW $1,095,655 / Investments $596,262
Nov 5 2022: TNW $1,108,755 / Investments $608,571
Dec 5 2022: TNW $1,208,503  /  Investments $657,325
Jan 5 2023:  TNW $1,194,656  /  Investments $644,832
Feb 5 2023:  TNW $1,236,363  /  Investments $695,406
Mar 5 2023:  TNW $1,227,644  /  Investments $694,838
Apr 5 2023: TNW $1,142,895  /  Investments $694,706
May 5 2023: TNW $1,069,445  /  Investments $705,448
Jun 5 2023:  TNW $1, 106,083  /  Investments $719,253 
Jul 5 2023:  TNW $1,152,477  /  Investments $741,551

Aug 5 2023:  TNW $1,165,448  /  Investments $757,157   (+$15,606)

LightStache

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Re: Race from 500k to 1M!
« Reply #3553 on: August 05, 2023, 07:54:42 PM »
                       2021                2022                2023               
January$517,231$587,701$684,648
February$523,109$602,997$718,097
March$528,981$601,258$681,798
April$534,853$642,611$665,681
May$540,725$624,923$675,664
June$533,040$641,064$665,389
July$542,290$621,053$687,534
August$541,486$661,845$690,801
September$540,080$654,924
October$551,000$632,154
November$566,816$677,840
December$582,631$712,049

That completes month seven of unpaid sabbatical. The stock market miraculous continued to outpace my high spend.

I'm back in the U.S. and feeling some guilt pressure to clamp down on the budget and find a job. Too bad I have little motivation to do either.

mbk

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Re: Race from 500k to 1M!
« Reply #3554 on: August 06, 2023, 10:52:49 AM »
I am joining the race to $1M officially today. I crossed the $500k in retirement accounts recently. With 529 accounts included the total liquid savings are in the ballpark of $550k. Till a few months ago, we were on a single income that too on an academic salary. So the $100k race took 5 years, the $100k-$250k race took 5 years, and the $250k-$500k race took 3 years. Now, I feel that is a long period but back when I started, even $100k in savings felt like a pipe dream. A few months ago, my wife started working and last month, I switched to private industry. Our combined income went up by more than $100k. A long time ago, I wrote down in my journal of my aim to reach $1M in 2030. Barring any unforeseen circumstances, our new target is to reach $1M in 5 years. I am including my 529 accounts for this race.

Aug 6, 2023: $550k.

runningthroughFIRE

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Re: Race from 500k to 1M!
« Reply #3555 on: August 06, 2023, 02:16:49 PM »
Total NW.
                       2019                2020                2021                2022                2023               
January149K224K357K466K475K
February157K216K365K461K460K
March164K191K388K480K474K
April173K221K415K445K490K
May170K236K423K451K501K
June182K243K449K418K530K
July188K263K446K455K554K
August189K285K469K443K -
September191K279K462K415K -
October203K281K478K444K -
November212K324K493K470K -
December219K339K502K450K -


Feels like I'm consistently back in the $500K+ range now that it's been a few months, so I'm hopping back in here. This month is also the first time the investments-only number has gone over half a million too, so that's pretty cool!

Finwiz

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Re: Race from 500k to 1M!
« Reply #3556 on: August 07, 2023, 01:20:46 PM »
01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)

01/16/22 - $601,346 (-$2,026)
03/31/22 - $646,383 (+$43,010)
06/30/22 - $638,810 (+$35,437)
10/17/22 - $672,896 (+$69,523)
12/31/22 - $736,945 (+$133,573)

01/15/23 - $758,371 (+$21,425)
01/31/23 - $773,643 (+$36,697)
02/16/23 - $783,541 (+$46,595)
02/28/23 - $811,982 (+$75,036)
03/31/23 - $842,402 (+$105,457)
04/17/23 - $851,821 (+$114,875)
04/30/23 - $858,288 (+$121,342)
05/31/23 - $889,221 (+$152,275)
06/16/23 - $934,050 (+$197,104)
07/15/23 - $957,667 (+$220,721)
08/01/23 - $978,930 (+$241,984)

Depending on how you value our house, you could probably (easily) make the argument that we're there... but I'm going to keep it at our current value for the time being to play it conservatively. Being this close really makes me want to do something absurd like include the sterling flatware, sports collectibles and tools, because we'd certainly be past 1mm in that case... Argh, just need to be patient. Mrs Finwiz just got a raise and bonus which is also awesome, and we should be paying a bit less in taxes starting next month,so that ought to help push the needle over.

dandypandys

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Re: Race from 500k to 1M!
« Reply #3557 on: August 08, 2023, 07:36:51 AM »
2017
Jan 1st: 252k
Dec 4th 322.5k   

2018
Jan 1st:316.5k  64.5k up for 2017
Dec 1st:370k

2019
Jan 1st: $357.5 (first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5   

2020
Jan 1st $533.5  We did it! How exciting :) UP 176k for 2019
Dec 29th: $624 UP 90.5k for 2020

2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
Sept 1: $796
Oct 1: $771.5
Nov: $808
Dec: $815.5   Put the condo up to 150k- Zillow says 180k now.
Dec 31:  $843  UP 218,977for 2021, but some was the condo

2022
Feb 1st: $807
Mar 1st: $798.5
Apr 1st $822.5
May 1: $786.5
June 1: $776
August 1:$781
Sept 1: $766
Oct 4: $735
Nov 2: $760.5
Dec 1:  $791.5

Jan 3: 769.5  sold art DOWN 73,345 for 2022
March 1: 803.5
Mar 30: 811
May 5th: 819
Aug 8: 884
« Last Edit: August 12, 2023, 06:27:36 PM by dandypandys »

tj

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Re: Race from 500k to 1M!
« Reply #3558 on: August 08, 2023, 08:45:33 AM »
01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)

01/16/22 - $601,346 (-$2,026)
03/31/22 - $646,383 (+$43,010)
06/30/22 - $638,810 (+$35,437)
10/17/22 - $672,896 (+$69,523)
12/31/22 - $736,945 (+$133,573)

01/15/23 - $758,371 (+$21,425)
01/31/23 - $773,643 (+$36,697)
02/16/23 - $783,541 (+$46,595)
02/28/23 - $811,982 (+$75,036)
03/31/23 - $842,402 (+$105,457)
04/17/23 - $851,821 (+$114,875)
04/30/23 - $858,288 (+$121,342)
05/31/23 - $889,221 (+$152,275)
06/16/23 - $934,050 (+$197,104)
07/15/23 - $957,667 (+$220,721)
08/01/23 - $978,930 (+$241,984)

Depending on how you value our house, you could probably (easily) make the argument that we're there... but I'm going to keep it at our current value for the time being to play it conservatively. Being this close really makes me want to do something absurd like include the sterling flatware, sports collectibles and tools, because we'd certainly be past 1mm in that case... Argh, just need to be patient. Mrs Finwiz just got a raise and bonus which is also awesome, and we should be paying a bit less in taxes starting next month,so that ought to help push the needle over.

I personally wouldn't include home equity or any of that other stuff which won't be used to fund expenses. If sold and thrown into the portfolio, I'd add it.

Finwiz

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Re: Race from 500k to 1M!
« Reply #3559 on: August 08, 2023, 01:56:38 PM »
01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)

01/16/22 - $601,346 (-$2,026)
03/31/22 - $646,383 (+$43,010)
06/30/22 - $638,810 (+$35,437)
10/17/22 - $672,896 (+$69,523)
12/31/22 - $736,945 (+$133,573)

01/15/23 - $758,371 (+$21,425)
01/31/23 - $773,643 (+$36,697)
02/16/23 - $783,541 (+$46,595)
02/28/23 - $811,982 (+$75,036)
03/31/23 - $842,402 (+$105,457)
04/17/23 - $851,821 (+$114,875)
04/30/23 - $858,288 (+$121,342)
05/31/23 - $889,221 (+$152,275)
06/16/23 - $934,050 (+$197,104)
07/15/23 - $957,667 (+$220,721)
08/01/23 - $978,930 (+$241,984)

Depending on how you value our house, you could probably (easily) make the argument that we're there... but I'm going to keep it at our current value for the time being to play it conservatively. Being this close really makes me want to do something absurd like include the sterling flatware, sports collectibles and tools, because we'd certainly be past 1mm in that case... Argh, just need to be patient. Mrs Finwiz just got a raise and bonus which is also awesome, and we should be paying a bit less in taxes starting next month,so that ought to help push the needle over.

I personally wouldn't include home equity or any of that other stuff which won't be used to fund expenses. If sold and thrown into the portfolio, I'd add it.

Oh I absolutely agree about all the other stuff, I mainly said it in jest because of how darn close it feels like we are. Having said that, were currently house hacking (and planning to fully rent it out once we decide to upgrade) - as such, were including it at a conservative value (its probably worth 50k more than we currently track it at).

tacticalteam4

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Re: Race from 500k to 1M!
« Reply #3560 on: August 10, 2023, 07:01:46 PM »
Joining this thread after ~20 months in the 250-500k race.

Cash and retirement accounts only

2021               2022               2023               
January$214,801$368,240$506,006
February-$415,650$556,654
March$247,632---
April$267,671$432,042--
May$418,269$550,282
June$293,749$420,576$608,355
July$433,032--
August$477,541$659,953
September$311,131$461,148--
October-$478,809--
November$339,986$501,052--
December$345,952$521,479--
« Last Edit: August 10, 2023, 07:05:31 PM by tacticalteam4 »

Imustacheyouaquestion

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Re: Race from 500k to 1M!
« Reply #3561 on: August 11, 2023, 08:57:56 PM »

Month              2020                2021                2022                2023
January-$580,000$809,000 $894,000
February-$584,000$789,000$914,000
March-$605,000$780,000$910,000
April-$622,000$800,250$926,000
May-$650,000$752,000$938,000
June-$656,000$753,000$945,000
July-$677,000$735,000$982,000
August-$682,000$760,000$987,000
September$517,937$700,500$780,000-
October$511,000$696,000$736,000-
November$514,001$803,000$800,000-
December$567,000$788,000$913,000-

Market gives and the market takes! I was briefly over the $1M mark at some point in late July but slipped before I could record the new values for an Aug 1 data point. Guess I wasn't ready to quit this thread yet!

https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing

Turtle

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Re: Race from 500k to 1M!
« Reply #3562 on: August 14, 2023, 02:10:24 PM »
My Monday morning check-in this morning shows I've slipped back below the finish line.  Not letting go of this race yet!

falsekrakk808

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Re: Race from 500k to 1M!
« Reply #3563 on: August 30, 2023, 12:12:42 AM »
2016               2017               2018               2019               2020               2021               2022               2023               2024               
January???134,982152,827166,462242,541354,718433,211478,011-
February???139,867155,407177,792257,924382,044453,226486,395-
March111,557141,453152,342193,722227,560382,355467,849504,628-
April125,553???155,305210,318256,005411,837470,161524,209-
May132,778137,778160,431205,538278,157418,700468,507516,858-
June???125,010162,239199,039282,777442,429460,137549,320-
July???129,077170,289198,372304,381440,202475,590579,766-
August???130,256175,906206,279312,578455,378483,706584,181-
September???136,658178,198212,786295,744448,555449,474--
October121,823137,913164,888220,513286,661474,585470,090--
November126,048143,556165,777233,155331,046477,744481,824--
December131,174146,827154,154239,998361,661481,002461,547--

SeattleStache

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Re: Race from 500k to 1M!
« Reply #3564 on: August 30, 2023, 02:17:21 PM »
The first number is retirement related investments and the second includes cash savings, real estate, and other investments. I'm focused on retirement savings only for this race.

December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
December 2021: $506,167 (total NW $665,639)
December 2022: $459,000 (total NW $627,689)
April 2023: $519,962 (total NW $700,288)
May 2023: $525,192 (total NW $703,651)
June 2023: $547,214 (total NW $739,469)
July 2023: $570,852 (total NW $754,717)
August 2023: $563,003 (total NW $743,158)

JLee

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Re: Race from 500k to 1M!
« Reply #3565 on: August 31, 2023, 08:24:01 AM »
2020
Code: [Select]
Date             Assets           Debts          Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58

2021
Code: [Select]
Date             Assets           Debts          Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Oct 2021 $1,071,990.16 -$453,231.84 $618,758.32
Nov 2021 $1,101,914.46 -$447,727.22 $654,187.24
Dec 2021 $1,084,167.16 -$450,855.87 $633,311.29

2022
Code: [Select]
Date             Assets           Debts          Net Worth
Jan 2022 $1,116,799.93 -$444,795.98 $672,003.95
Feb 2022 $1,081,638.33 -$443,484.70 $638,153.63
Mar 2022 $1,075,121.56 -$440,480.78 $634,640.78
Apr 2022 $1,100,641.30 -$441,029.74 $659,611.56
May 2022 $1,063,532.73 -$436,899.07 $626,633.66
Jun 2022 $1,070,199.78 -$436,935.78 $633,264.00
Jul 2022 $1,035,931.02 -$432,745.39 $603,185.63
Aug 2022 $1,068,444.71 -$430,877.78 $637,566.93
Sep 2022 $1,068,205.95 -$428,242.04 $639,963.91
Oct 2022 $1,023,285.46 -$430,827.84 $592,457.62
Nov 2022 $1,141,221.05 -$510,090.29 $631,130.76
Dec 2022 $1,126,559.96 -$473,747.31 $652,812.65

2023
Code: [Select]
Date             Assets           Debts          Net Worth
Jan 2023 $1,103,663.64 -$463,470.38 $640,193.26
Feb 2023 $1,211,986.76 -$540,167.60 $671,819.16
Mar 2023 $1,126,653.93 -$463,967.39 $662,686.54
Apr 2023 $1,132,860.60 -$450,759.19 $682,101.41
May 2023 $1,224,884.77 -$451,006.76 $773,878.01
Jun 2023 $1,228,011.78 -$445,500.40 $782,511.38
Jul 2023 $1,257,703.24 -$426,367.37 $831,335.87
Aug 2023 $1,272,605.14 -$424,055.51 $848,549.63
Sep 2023 $1,264,010.56 -$418,331.69 $845,678.87

dignam

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Re: Race from 500k to 1M!
« Reply #3566 on: August 31, 2023, 12:08:40 PM »
2020    2021    2022    2023   
Jan$308k$462k$435k
Feb$253k$319k$441k$462k
Mar$221k$332k$440k$463k
Apr$239k$349k$455k$487k
May$244k$355k$425k$505k
Jun$265k$368k$449k$520k
Jul$269k$378k$426k$538k
Aug$281k$449k$559k
Sep$294k$394k$438k$551k
Oct$290k$399k$412k
Nov$301k$436k$421k
Dec$308k$454k$449k

grantmeaname

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Re: Race from 500k to 1M!
« Reply #3567 on: August 31, 2023, 10:15:35 PM »
Year       Jan  Feb  Mar  |      Apr  May  Jun  |      Jul  Aug  Sep  |      Oct  Nov  Dec
2015 -$10k-$10k-$10k|-$10k-$10k-$10k|-$10k-$10k-$10k|-$9k-$6k-$5k
2016 -$3k-$2k-$0k|$1k$3k$4k|$6k$7k$9k|$9k$11k$13k
2017 $15k$16k$18k|$20k$22k$24k|$26k$27k$30k|$32k$35k$36k
2018 $45k$44k$53k|$56k$55k$52k|$63k$62k$65k|$75k$72k$73k
2019 $80k$100k$104k|$108k$119k$126k|$127k$130k$133k|$141k$153k$163k
2020 $167k$162k$156k|$187k$196k$208k|$228k$242k$246k|$252k$287k$303k
2021 $316k$365k$377k|$403k$414k$428k|$444k$460k$461k|$485k$485k$516k
2022 $489k$567k$586k|$540k$551k$518k|$566k$564k$535k|$566k$600k$587k
2023 $605k$625k$638k|$650k$675k$705k|$742k$737k-|---

SpareChange

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Re: Race from 500k to 1M!
« Reply #3568 on: August 31, 2023, 10:25:08 PM »

EOY    Networth (US$)   
2011    -50k           
2012    -41k           
2013    -10k           
2014     33,726       
2015     90,497       
2016     146,590     
2017     224,985
2018     282,015
2019     381,913...downshifted to halftime in the fall.
2020     495,309
2021     591,399
2022     585,889...started including the value of my PTO bank

August update: $681,981. Down $11,485.

Ouch.

My 3 TDA accounts finally transition to Schwab this weekend due to the buyout. Crossing fingers.


Imustacheyouaquestion

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Re: Race from 500k to 1M!
« Reply #3569 on: September 01, 2023, 08:09:07 AM »

Month              2020                2021                2022                2023
January-$580,000$809,000 $894,000
February-$584,000$789,000$914,000
March-$605,000$780,000$910,000
April-$622,000$800,250$926,000
May-$650,000$752,000$938,000
June-$656,000$753,000$945,000
July-$677,000$735,000$982,000
August-$682,000$760,000$987,000
September$517,937$700,500$780,000$1,003,775
October$511,000$696,000$736,000-
November$514,001$803,000$800,000-
December$567,000$788,000$913,000-

Looks like I got my call up to the race to $2M thread. Feels inevitable (savings rate + market gains) and completely surreal at the same time.

37 months since Sept 2020, average gain of $13,000 per month (!!!).

Keep swimming and see you in the next thread!

https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing

tjrssibelle

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Re: Race from 500k to 1M!
« Reply #3570 on: September 01, 2023, 08:11:01 AM »
Investments only;

Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Dec 2020: $448.30k
Dec 2021: $579.50k

Jan 2022: $555.08k
Feb 2022: $547.93k
Mar 2022: $568.83k
Apr 2022: $526.18k
May 2022: $533.30k
Jun 2022: $500.42k
Jul 2022 : $533.30k
Aug 2022: $517.60k
Dec 2022: $521.43k

Jan 2023: $562.03k
Feb 2023: $549.90k
May 2023: $571.35k
Jun 2023: $601.64k
Jul 2023: $622.09k
Aug 2023: $607.46k

Sent from my SM-S908U using Tapatalk


LightStache

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Re: Race from 500k to 1M!
« Reply #3571 on: September 01, 2023, 08:22:00 AM »
                       2021                2022                2023               
January$517,231$587,701$684,648
February$523,109$602,997$718,097
March$528,981$601,258$681,798
April$534,853$642,611$665,681
May$540,725$624,923$675,664
June$533,040$641,064$665,389
July$542,290$621,053$687,534
August$541,486$661,845$690,801
September$540,080$654,924$684,056
October$551,000$632,154
November$566,816$677,840
December$582,631$712,049

Month eight of unpaid sabbatical is on the books. Remarkable the my NW is nearly unchanged from Jan 1 when I started.

Since I don't have a job to go back to and the labor market is deteriorating, I'm feeling pressure to find work in the next couple of months.

hudsoncat

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Re: Race from 500k to 1M!
« Reply #3572 on: September 01, 2023, 08:22:47 AM »
                       2018                2019                2020                2021                2022                2023               
January$222,019$261,809$403,264$550,326$775,790$707,881
February$236,831$286,584$414,417$555,120$740,206$754,468
March$234,104$303,681$388,201$577,440$732,898$751,869
April$234,452$314,939$355,475$606,455$774,258$781,814
May$241,470$331,080$398,672$647,810$714,112$812,967
June$249,398$320,926$417,280$654,138$719,842$822,222
July$253,884$342,700$424,818$671,808$668,503$875,635
August$264,666$354,784$456,512$693,782$732,736$907,972
September$276,905$351,842$491,411$718,331$709,518$898,165
October$285,986$360,853$482,214$700,515$662,362-
November$267,359$374,706$475,471$744,130$698,468-
December$281,461$391,293$531,137$754,319$745,704-

We have been hemorrhaging money it feels like out of our cash savings this last month and a half. Just a lot of little things. It's a bit stressful even though we have plenty of cash to keep up. Figuring the investments (tracked above) at the end of the month is such a nice moral boost. Even though slightly down, it's just nice to know we have a nice chunk of cash there.

SpareChange

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Re: Race from 500k to 1M!
« Reply #3573 on: September 01, 2023, 08:27:56 AM »
Looks like I got my call up to the race to $2M thread. Feels inevitable (savings rate + market gains) and completely surreal at the same time.

37 months since Sept 2020, average gain of $13,000 per month (!!!).

Keep swimming and see you in the next thread!

https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing

Congrats! Pretty amazing progress. You may be exiting the next thread about the time I'm entering it :).

patchyfacialhair

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Re: Race from 500k to 1M!
« Reply #3574 on: September 01, 2023, 09:09:44 AM »
Going to be a stagnant-ish next couple months. Some home improvement stuff, some car repairs. Looking forward to next spring's bonus season. Replenish the cash, go back to hardcore mode. Eye on the ball.

1/1/2016    $-            
2/1/2019    $200,000.00          
1/1/2022    $670,797.36       1/1/2023    $658,311.91
2/1/2022    $638,795.36       2/1/2023    $685,332.23
3/1/2022    $682,890.47       3/1/2023    $708,360.43
4/1/2022    $758,656.79       4/1/2023    $731,445.96
5/1/2022    $749,682.30       5/1/2023    $769,633.73
6/1/2022    $741,360.11       6/1/2023    $777,415.92
7/1/2022    $694,491.49       7/1/2023    $799,801.60
8/1/2022    $715,087.10       8/1/2023    $815,425.65
9/1/2022    $729,157.17       9/1/2023    $799,270.11
10/1/2022    $663,613.37       10/1/2023   
11/1/2022    $684,833.10       11/1/2023   
12/1/2022    $692,551.19       12/1/2023   

Samuel

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Re: Race from 500k to 1M!
« Reply #3575 on: September 01, 2023, 10:26:51 AM »
Being in accumulation mode I only total everything up at erratic intervals (that no doubt will rankle the spreadsheet jockeys) because I find it healthier to largely ignore the ups and downs of the markets and their impact on my stash if I'm not going to change anything about my approach. And I'm a little lazy.

But it was pretty cool to check in today and find I've finally cracked 700k for the first time...

Feb-16    146112  (when I found MMM)
May-16   165472
Jan-17   201401
Jan-18   290491
Jan-19   318864
May-19   350234
May-20   388342
Nov-20   480280
Apr-21   565269
Sep-21   629295
Jan-22   643494
Jul-22   606947
Dec-22   644866
May-23   704829


I'm also a solo cash & investments only person. Have yet to own any real estate.

Totaled things up again a few days ago and hot damn, I'm now 3/4 of a millionaire.

Aug-23      758099

dandypandys

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Re: Race from 500k to 1M!
« Reply #3576 on: September 02, 2023, 06:57:20 AM »
2017
Jan 1st: 252k
Dec 4th 322.5k   

2018
Jan 1st:316.5k  64.5k up for 2017
Dec 1st:370k

2019
Jan 1st: $357.5 (first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5   

2020
Jan 1st $533.5  We did it! How exciting :) UP 176k for 2019
Dec 29th: $624 UP 90.5k for 2020

2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
Sept 1: $796
Oct 1: $771.5
Nov: $808
Dec: $815.5   Put the condo up to 150k- Zillow says 180k now.
Dec 31:  $843  UP 218,977for 2021, but some was the condo

2022
Feb 1st: $807
Mar 1st: $798.5
Apr 1st $822.5
May 1: $786.5
June 1: $776
August 1:$781
Sept 1: $766
Oct 4: $735
Nov 2: $760.5
Dec 1:  $791.5

Jan 3: 769.5  sold art DOWN 73,345 for 2022
March 1: 803.5
Mar 30: 811
May 5th: 819
Aug 8: 884
Sept 2: 888

oneday

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Re: Race from 500k to 1M!
« Reply #3577 on: September 02, 2023, 05:28:58 PM »
@LightStache belated welcome back to the US. What an amazing machine the stock market is, to produce income even when you were idle!

@mbk welcome! Those are some impressive accomplishments: to $10K being an unfathomably large number to facing down $1M, and doing it sooner than expected!

@runningthroughFIRE I spent much of 2022 also flirting with the $500K line. Very frustrating! But, 🤞, the market seems to have returned to an upward trend. Here's hoping you are in this race for good now!

@Imustacheyouaquestion congrats! We will miss you, but you won't miss this thread!

@Samuel that is a pretty significant milesone. Enjoy!



Investments only

                       2021                2022                2023                2024                2025               
January$326K$491K$516K--
February$345K$487K$508K--
March$362K$509K$527K--
April$383K$474K$542K--
May$385K$481K$546K--
June$393K$447K$586K--
July$451K$488K$625K--
August$467K$476K$617K--
September$447K$438K---
October$480K$475K---
November$494K$505K---
December$515K$480K---

Realized the cash I'm holding in a CD is no different than an iBond for these purposes, so added the CD to investments as of 7/31. A little revision to the stash for that month. This is sort of "covering up" part of the dip in investments.

https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=1302523503

Lamancha

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Re: Race from 500k to 1M!
« Reply #3578 on: September 02, 2023, 08:44:26 PM »
1/2019- 29,000
1/2020- 130,822
1/2021- 258,257
1/2022- 452,162

1/2023- 534,404
2/2023- 580,499
3/2023- 583,080
4/2023- 577,306
5/2023- 577,294
6/2023- 601,567
7/2023- 631,808
8/2023- 638,961


9/2023- 664,899

NextTime

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Re: Race from 500k to 1M!
« Reply #3579 on: September 03, 2023, 09:15:38 AM »
Investments only.


             2018                2019                2020                2021                2022                2023               
January$198,265$224,401$305,287$424,924$541,872$543,104
February$204,080$231,997$290,554$453,313$526,670$533,769
March$204,080$236,710$274,909$471,199$532,671$554,094
April$206,310$246,138$298,297$489,213$495,058$554,279
May$207,731$245,062$320,072$492,274$495,719$557,955
June$209,453$256,868$331,215$493,272$468,019$592,123
July$218,450$256,076$349,025$503,214$499,669$616,734
August$224,243 $266,197$367,183$521,697$485,070$595,580
September$227,037$274,186$360,397$509,748$477,261
October$214,107$284,427$360,290$530,757$477,261
November$219,948$295.004$400,264$524,716$507,665
December$206,667$304,693$419,937$557,868$489,299


Spent some money renovating the bathrooms.

lampstache

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Re: Race from 500k to 1M!
« Reply #3580 on: September 04, 2023, 08:09:28 AM »
Investments only

                       2017                2018                2019                2020                2021                2022                2023                2024               
January$34,633$56,928$98,248$176,153$419,499$643,917$586,257-
February$40,740$56,241$115,926$182,362$433,878$631,440$641,711-
March???$57,195$123,445$171,868$481,671$612,570$643,961-
April$41,346$57,635$129,678$188,425$503,015$628,685$673,394-
May$41,840$66,682$136,527$255,004$536,515$583,864$671,053-
June$45,227$71,500$132,945$279,130$570,802$566,514$689,810-
July$45,862$75,817$142,557$290,173$570,802$546,704$727,315-
August$47,377$85,050$150,420$310,173$568,446$587,836$753,046-
September$47,669$87,937$146,310$336,875$596,208$556,816$752,227-
October$50,397$94,114$150,536$338,532$590,085$526,251--
November$52,288$95,502$155,627$332,899$625,776$568,125--
December???$93,596$165,458$396,311$611,435$602,563--

joe189man

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Re: Race from 500k to 1M!
« Reply #3581 on: September 04, 2023, 08:59:13 AM »
07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
12/01/2021 - $558,710 / ~$817K (Zillow thinks my house is worth a lot more than a few months ago)
12/31/2021 - $590,743 / ~$857K
02/01/2022 - $560,789 / ~$832K (including ~$1,750 in Cryptocurrency)
03/01/2022 - $551,465 / ~$863k (including ~$2,822 in Cryptocurrency) (house went up ~$36k in value according to Zillow)
04/01/2022 - $577,980 / ~$943k (including ~$4,041 in Cryptocurrency) (House went up again)
05/02/2022 - $533,454 / ~$905k (inc. ~$3517 in Crypto) (house went up again)
05/31/2022 - $538,475 / ~$899K (inc. ~$2647 in Crypto) (house went Down)
06/30/2022 - $491,145 / ~$836K (inc. ~$1,700 in crypto) (house value when down)
08/01/2022 - $534,790 /  ~$860k (incl. ~$2,490 in Crypto, House value went down)
09/02/2022 - $515,422 / ~$822K (incl. ~$2,375 in crypto, house is about same)
10/03/2022 - $476,437 / ~$767K (Incl. ~$2,180 in crypto, house value is down)
11/01/2022 - $513,433 / ~$803k (Incl. ~$2,260 in crypto)
12/01/2022 - $571,340 / ~$865k (incl. ~$2,190 in crypto)
01/05/2023 - $558,368 / ~$831k (incl. ~$2,278 in crypto) - i did a thing and our overall NW will go down next month
02/01/2023 - $599,198 / ~$835k (incl. ~$2,860 in crypto) - so close to $600k and a new all time high!
02/15/2023 - $606,500 (incl. ~$2,900 in crypto)`
03/01/2023 - $592,146 / $827k (including ~$2,940 in crypto) Zillow says house went up in value $6k which seems weird
04/02/2023 - $606,020 / $860k (including ~$3,675 in crypto) House went up ~$17k
05/02/2023 - $608,656 / $883 (including ~$3917 in crypto, house went up ~$8k per Zillow)
House Sale and House Purchase impacting numbers
****08/01/2023 - ~$711,600-~$32k = ~$680,000 (including ~$4,400 in crypto) - The new house and mortgage is not included in these numbers - REVISION - missed a balance transfer that wasn't accounted for in the new accounts
09/04/2023 - $679,448 / $803k (including ~$4,836 in crypto) - This is an accurate picture of where we ended up after our move - lost some home equity and gained some investment cash
Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0
[/quote]

Turtle

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Re: Race from 500k to 1M!
« Reply #3582 on: September 05, 2023, 06:38:12 AM »
Backwards slide on some investments means I went from just barely done with this race to just barely back in it for another month at least.

401K/IRA and Stock Investments only

Found historical data for a decade ago.
End of 2011 - 119519.85
End of 2012 - 182941.93


                       2019                2020                2021                2022                2023               
January$373,648--$744,672$893,674
February---$738,851$878,766
March$391,792$415,481$675,490$758,158$929,451
April---$821,096$936,880
May---$835,551$919,516
June$419,970$447,189$726,490$772,695$969,232
July---$830,850$1,007,075
August--$704,330$800,712$990,444
September$426,687$481,419$723,241$737,016
October--$755,420$803,796
November--$736,799$858,637
December$516,500$613,300$771,504$826,206



bloodaxe

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Re: Race from 500k to 1M!
« Reply #3583 on: September 05, 2023, 10:29:06 AM »
Quote
March 2020: 78,000
April 2020: 91,000
May 2020: 106,000
June 2020: 115,000
July 2020: 125,000
September 2020: 145,000
October 2020: 157,076.76
November 2020: 170,592.07
December 2020: 186,935
January 2021: 204,451
March 2021: 214,068
April 2021: 233,785.28
April 26, 2021: 252,949.69
June 2021: 262,929.30
July 2021: 276,020.11
August 2021: $287,492.04
September 2021: 310,204.48
November 2021: $342,636.87
December 2021: 351,770.0
January 2022: 371,918.79
March 2023: 481,446.68
June 2023: 542,032.77
July 2023: 592,204.7‬0

September 2023: 600,406.7

Stimpy

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Re: Race from 500k to 1M!
« Reply #3584 on: September 05, 2023, 11:48:47 AM »
DateFIREMediTotal NW% IncreaseNotes
6/1/2017$115,738 -
12/31/2018$177,341.32 $46,719.18$224,060.50~2.07%
12/31/2019$258,407.93  $82,188.34$340,596.27~10.57%Percentage off due to account access issues last month
12/31/2020$230,836.47 $101,830.02$408,666.49 ~4.74%
12/31/2021$392,057 $143,156.74$535,214.65~2.76%
12/31/2022$363.496.09$127.446.75$490.942.84~1.06%
03/31/2023$371,517.99$138,533.53$510,051.52~-0.07%
05/31/2023$381,348.16$146,872.11$528,220.27~-0.07%
EOY23 Goal: 550-570k
Numbers based on Mint + some accounts Mint refuses to monitor due to the changing of the weather in the Moon Canyon.  Does not include a few minor accounts with less then $2000 total.

8/31/2023 Fire:$414,746.65 + Medi:$162,514.69 = $577,261.34   ~-.07%

Goal reached, I guess.  Though honestly, not gonna revise.... after all "The recession is coming....." (Quote from 2020, 21, 22, 23, 24?)
Either way at least I am back on track....  Where I go from here... Only the darkness knows.

patchyfacialhair

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Re: Race from 500k to 1M!
« Reply #3585 on: September 05, 2023, 02:19:21 PM »
Date   Net Worth
1/1/2016    $-   
2/1/2019    $200,000.00
1/1/2022    $670,797.36
2/1/2022    $638,795.36
3/1/2022    $682,890.47
4/1/2022    $758,656.79
5/1/2022    $749,682.30
6/1/2022    $741,360.11
7/1/2022    $694,491.49
8/1/2022    $715,087.10
9/1/2022    $729,157.17
10/1/2022    $663,613.37
11/1/2022    $684,833.10
12/1/2022    $692,551.19
1/1/2023    $658,311.91
2/1/2023    $685,332.23
3/1/2023    $708,360.43
4/1/2023    $731,445.96
5/1/2023    $769,633.73
6/1/2023    $777,415.92
7/1/2023    $799,801.60
8/1/2023    $815,425.65

Crossed the $800k threshold. Temporarily we're spending more than we're earning. Wife's mom is in the hospital across the country, so she's over there with other family. Doesn't look too good but we're praying MIL turns positive. Financially that meant an expensive last minute flight, plus hotel and food. We also just came back from a planned vacation in which we spent too much.

Plus the new roof is going on soon, luckily we got hit with hail a month or two ago so it's only costing me a $2k deductible.

School is starting up for the oldest so that means tuition bills again.

Despite all that, I think we have a very small chance to hit $900k before the end of the year, and we're likely to hit $1MM next year in the 2nd half of 2024.

Prayers for your mother-in-law.  Having the financial freedom to be there for loved ones is a big advantage to being on the FIRE journey.

Delayed response on this one but she ended up passing past month. We're glad she's at peace.

Long but nice story of how our finances played into it:

When my wife and I first met, she invited me to her church. I was really drawn to the pastor. He was very academic with his sermons, and also spoke in a way that I was drawn to his every word. Fast forward a couple years, he leaves his position to pursue other interests...and we all move on in life. But his impact on my wife and me will last forever.

Fast forward to last month, it turns out he was in the same city where my MIL was hospitalized. I reached out to him via email, but he was unable to stop by as he also had an immediate family member pass at the same time and didn't have time to visit the hospital. No hard feelings. Shortly after, my MIL passed.

Me trying to be a good husband, I booked my wife a first class ticket back home. After dealing with the death of her mother, figure why not spend a few extra dollars to have her fly home comfortably.

And what do you know, guess who is seated next to her: the pastor! They caught up, prayed together, and made an unremarkable flight memorable.

So while you couldn't reliably replicate our experience, having extra money to spend allowed me to send my wife out of state twice, unplanned, and even do it in a way that wasn't "mustachian." And we had a happy coincidence that made a hard time a little easier.

Moral of the story, money is a tool, and saving it reasonably allows you to have options later in life.


Finwiz

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Re: Race from 500k to 1M!
« Reply #3586 on: September 05, 2023, 07:58:43 PM »
Hoping for a strong month and a half to hit our target by mid-October... we shall see...

01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)

01/16/22 - $601,346 (-$2,026)
03/31/22 - $646,383 (+$43,010)
06/30/22 - $638,810 (+$35,437)
10/17/22 - $672,896 (+$69,523)
12/31/22 - $736,945 (+$133,573)

01/15/23 - $758,371 (+$21,425)
01/31/23 - $773,643 (+$36,697)
02/16/23 - $783,541 (+$46,595)
02/28/23 - $811,982 (+$75,036)
03/31/23 - $842,402 (+$105,457)
04/17/23 - $851,821 (+$114,875)
04/30/23 - $858,288 (+$121,342)
05/31/23 - $889,221 (+$152,275)
06/16/23 - $934,050 (+$197,104)
07/15/23 - $957,667 (+$220,721)
08/01/23 - $978,930 (+$241,984)
08/31/23 - $985,028 (+$248,083)

solon

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Re: Race from 500k to 1M!
« Reply #3587 on: September 05, 2023, 08:32:30 PM »
2018               2019               2020               2021               2022               2023               2024               
January132,155177,349282,110344,002562,144566,920-
February138,015188,332290,845360,553550,651603,222-
March138,469187,634288,022367,222545,172612,629-
April148,093197,461257,224387,064575,922616,858-
May158,814194,010276,627398,896547,618618,599-
June161,284186,414299,563407,230541,730644,443-
July160,446196,934304,249418,701527,166660,703-
August168,222267,535318,456520,045577,017656,843-
September184,158268,153324,661527,305561,402658,526-
October189,536271,542317,511520,004545,003--
November184,146283,636323,958552,965554,486--
December182,675287,248341,124542,337581,821--


Dr Kidstache

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Re: Race from 500k to 1M!
« Reply #3588 on: September 06, 2023, 09:23:44 AM »
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689 
Oct 5 2019: $579,502 
Nov 5 2019: $602,772   
Dec 5 2019: $607,806
Jan 5 2020: $634,119 
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254 
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515   
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114  <-- Bought house
Jan 5 2022: TNW  $974,113 / Investments $680,246
Feb 5 2022: TNW $989,468 / Investments $668,804
Mar 5 2022: TNW $976,348 / Investments $651,576
Apr 5 2022: TNW $1,030,421 / Investments $680,695
May 5 2022: TNW $1,028,363 / Investments $641,593
July 5 2022: TNW $1,039,389 / Investments $601,245
Aug 5 2022: TNW $1,122,143 / Investments $637,929
Sept 5 2022: TNW $1,122,124 /  Investments $613,238
Oct 5 2022: TNW $1,095,655 / Investments $596,262
Nov 5 2022: TNW $1,108,755 / Investments $608,571
Dec 5 2022: TNW $1,208,503  /  Investments $657,325
Jan 5 2023:  TNW $1,194,656  /  Investments $644,832
Feb 5 2023:  TNW $1,236,363  /  Investments $695,406
Mar 5 2023:  TNW $1,227,644  /  Investments $694,838
Apr 5 2023: TNW $1,142,895  /  Investments $694,706
May 5 2023: TNW $1,069,445  /  Investments $705,448
Jun 5 2023:  TNW $1, 106,083  /  Investments $719,253 
Jul 5 2023:  TNW $1,152,477  /  Investments $741,551
Aug 5 2023:  TNW $1,165,448  /  Investments $757,157   

Sept 5 2023:  TNW $1,159,005  /  Investments $748,000 ($9,157)

drumstache

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Re: Race from 500k to 1M!
« Reply #3589 on: September 06, 2023, 11:52:14 AM »

DATE       INVESTMENTS Only
May 2015   $174,008
May 2016   $218,514
Jul 2017   $306,386 *Discovered MMM
Mar 2018   $380,160
Mar 2019   $481,093
Jan 2020   $610,000
Jan 2021   $756,650
Apr 2021   $807,000
Jul 2021   $861,000
Oct 2021   $888,347
Dec 2021   $913,182
Jan 2022   $888,224
Apr 2022   $891,000
Jul 2022   $817,000
Oct 2022   $805,625
Jan 2023   $867,091
Feb 2023   $904,372
Mar 2023   $890,000
Apr 2023   $917,000
May 2023   $940,545
Jun 2023   $954,000
Jul 2023   $971,263
Aug 2023 $1,012,836
Sep 2023   $992,989


mountain_air

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Re: Race from 500k to 1M!
« Reply #3590 on: September 25, 2023, 10:45:04 AM »
5/1/18    135,266
6/1/18    146,521
7/1/18    150,573
8/1/18    155,306
9/1/18    169,777
10/1/18  178,901
11/1/18  179,225
12/1/18  185,066
1/1/19    184,310
2/1/19    196,092
3/1/19    202,431
4/1/19    228,194
5/1/19    242,596
6/1/19    241,727
7/1/19    258,652
8/1/19 -  174,529 (bought a house)
9/1/19 - 192,565
10/1/19 - 259,358
11/1/19 - 273,244
12/1/19 - 302,448
1/1/20 - 301,682
2/1/20 - 304,295
3/1/20 - 306,773
4/1/20 - 285,603
5/1/20 - 312,209
6/1/20 - 335,833
7/1/20 - 347,776
8/1/20 - 362,340
9/1/20 - 368,846
10/1/20 - 370,190
11/1/20 - 386,231
9/28/21 - 504,976
11/5/21 - 511,106
12/10/21 - 509,903
1/8/21 - 509,888
9/25/23 - 622,897

It's been a while but I'm back on the horse of tracking everything meticulously.  Hoping to graduate this thread in two years.

patchyfacialhair

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Re: Race from 500k to 1M!
« Reply #3591 on: September 28, 2023, 11:16:45 AM »
1/1/2016    $-            
2/1/2019    $200,000.00          
1/1/2022    $670,797.36       1/1/2023    $658,311.91
2/1/2022    $638,795.36       2/1/2023    $685,332.23
3/1/2022    $682,890.47       3/1/2023    $708,360.43
4/1/2022    $758,656.79       4/1/2023    $731,445.96
5/1/2022    $749,682.30       5/1/2023    $769,633.73
6/1/2022    $741,360.11       6/1/2023    $777,415.92
7/1/2022    $694,491.49       7/1/2023    $799,801.60
8/1/2022    $715,087.10       8/1/2023    $815,425.65
9/1/2022    $729,157.17       9/1/2023    $799,270.11
10/1/2022    $663,613.37       10/1/2023    $761,340.69
11/1/2022    $684,833.10       11/1/2023    $-   
12/1/2022    $692,551.19       12/1/2023    $-   

OOF. Rough time in the markets plus extra spending. Also, wife is now expecting kid number 3...so let's just say that may impact FI goals and dates. Was very much a surprise (but let's be real, we know how it happened).

Turtle

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Re: Race from 500k to 1M!
« Reply #3592 on: September 28, 2023, 11:45:35 AM »
1/1/2016    $-            
2/1/2019    $200,000.00          
1/1/2022    $670,797.36       1/1/2023    $658,311.91
2/1/2022    $638,795.36       2/1/2023    $685,332.23
3/1/2022    $682,890.47       3/1/2023    $708,360.43
4/1/2022    $758,656.79       4/1/2023    $731,445.96
5/1/2022    $749,682.30       5/1/2023    $769,633.73
6/1/2022    $741,360.11       6/1/2023    $777,415.92
7/1/2022    $694,491.49       7/1/2023    $799,801.60
8/1/2022    $715,087.10       8/1/2023    $815,425.65
9/1/2022    $729,157.17       9/1/2023    $799,270.11
10/1/2022    $663,613.37       10/1/2023    $761,340.69
11/1/2022    $684,833.10       11/1/2023    $-   
12/1/2022    $692,551.19       12/1/2023    $-   

OOF. Rough time in the markets plus extra spending. Also, wife is now expecting kid number 3...so let's just say that may impact FI goals and dates. Was very much a surprise (but let's be real, we know how it happened).

Payday is tomorrow, so accumulation me is happy to be putting money in on a day that's down from 2023 highs.  But not so good for reporting numbers.

Here's hoping for an easy pregnancy and delivery!  Had you already gotten rid of all baby stuff?

patchyfacialhair

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Re: Race from 500k to 1M!
« Reply #3593 on: September 28, 2023, 01:11:03 PM »
1/1/2016    $-            
2/1/2019    $200,000.00          
1/1/2022    $670,797.36       1/1/2023    $658,311.91
2/1/2022    $638,795.36       2/1/2023    $685,332.23
3/1/2022    $682,890.47       3/1/2023    $708,360.43
4/1/2022    $758,656.79       4/1/2023    $731,445.96
5/1/2022    $749,682.30       5/1/2023    $769,633.73
6/1/2022    $741,360.11       6/1/2023    $777,415.92
7/1/2022    $694,491.49       7/1/2023    $799,801.60
8/1/2022    $715,087.10       8/1/2023    $815,425.65
9/1/2022    $729,157.17       9/1/2023    $799,270.11
10/1/2022    $663,613.37       10/1/2023    $761,340.69
11/1/2022    $684,833.10       11/1/2023    $-   
12/1/2022    $692,551.19       12/1/2023    $-   

OOF. Rough time in the markets plus extra spending. Also, wife is now expecting kid number 3...so let's just say that may impact FI goals and dates. Was very much a surprise (but let's be real, we know how it happened).

Payday is tomorrow, so accumulation me is happy to be putting money in on a day that's down from 2023 highs.  But not so good for reporting numbers.

Here's hoping for an easy pregnancy and delivery!  Had you already gotten rid of all baby stuff?

Pregnancy has been hard for her. She's about 12 weeks along (been holding off on saying anything til we made sure development was ok...we had a previous miscarriage). Lots of nausea, but it has been letting up of late.

And yes...we had been purging toys and clothes as our 2 year old aged out of things. So that'll be fun buying things again (we even got rid of crib and bassinet). And with my luck it'll be a boy anyways, and all the clothes we did keep are for girls. Bottom line, it's going to cost some money.

But since this is kid 3 it's oddly less stressful. For now we make far more than we did when the first two were born, we have settled into our parenting styles, and we already have a minivan so it's not like we need to change cars or anything. It's still a little shocking because we mentally prepared for being done but clearly didn't put a goalie in net or snip snip. That's another expense we plan on taking on soon...a vasectomy...

We joke that since I'm of Mexican heritage my tubes will just fix themselves and we'll have another surprise in a few years anyways haha. A little racial joke for your Thursday afternoon.

dignam

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Re: Race from 500k to 1M!
« Reply #3594 on: September 29, 2023, 06:14:54 AM »
2020    2021    2022    2023   
Jan$308k$462k$435k
Feb$253k$319k$441k$462k
Mar$221k$332k$440k$463k
Apr$239k$349k$455k$487k
May$244k$355k$425k$505k
Jun$265k$368k$449k$520k
Jul$269k$378k$426k$538k
Aug$281k$449k$559k
Sep$294k$394k$438k$551k
Oct$290k$399k$412k$540k
Nov$301k$436k$421k
Dec$308k$454k$449k

Choppy market + another major home repair.  In the last year and half I've had to replace the furnace, AC, garage door, garage door opener and spring.
« Last Edit: September 29, 2023, 06:17:39 AM by dignam »

grantmeaname

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Re: Race from 500k to 1M!
« Reply #3595 on: September 29, 2023, 07:59:33 AM »
We kissed right up against $750k but didn't quit make it before the drop :(

Loving the more reasonable market valuations though. Honestly wouldn't be sad about another -20% year.

Year       Jan  Feb  Mar  |      Apr  May  Jun  |      Jul  Aug  Sep  |      Oct  Nov  Dec
2015 -$10k-$10k-$10k|-$10k-$10k-$10k|-$10k-$10k-$10k|-$9k-$6k-$5k
2016 -$3k-$2k-$0k|$1k$3k$4k|$6k$7k$9k|$9k$11k$13k
2017 $15k$16k$18k|$20k$22k$24k|$26k$27k$30k|$32k$35k$36k
2018 $45k$44k$53k|$56k$55k$52k|$63k$62k$65k|$75k$72k$73k
2019 $80k$100k$104k|$108k$119k$126k|$127k$130k$133k|$141k$153k$163k
2020 $167k$162k$156k|$187k$196k$208k|$228k$242k$246k|$252k$287k$303k
2021 $316k$365k$377k|$403k$414k$428k|$444k$460k$461k|$485k$485k$516k
2022 $489k$567k$586k|$540k$551k$518k|$566k$564k$535k|$566k$600k$587k
2023 $605k$625k$638k|$650k$675k$705k|$742k$737k$725k|---
« Last Edit: September 29, 2023, 08:04:53 AM by grantmeaname »

SpareChange

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Re: Race from 500k to 1M!
« Reply #3596 on: September 30, 2023, 08:04:04 AM »

EOY    Networth (US$)   
2011    -50k           
2012    -41k           
2013    -10k           
2014     33,726       
2015     90,497       
2016     146,590     
2017     224,985
2018     282,015
2019     381,913...downshifted to halftime in the fall.
2020     495,309
2021     591,399
2022     585,889...started including the value of my PTO bank

September update: $664,817. Down $17,164.




tjrssibelle

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Re: Race from 500k to 1M!
« Reply #3597 on: September 30, 2023, 10:21:36 AM »
Investments only;

Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Dec 2020: $448.30k
Dec 2021: $579.50k

Jan 2022: $555.08k
Feb 2022: $547.93k
Mar 2022: $568.83k
Apr 2022: $526.18k
May 2022: $533.30k
Jun 2022: $500.42k
Jul 2022 : $533.30k
Aug 2022: $517.60k
Dec 2022: $521.43k

Jan 2023: $562.03k
Feb 2023: $549.90k
May 2023: $571.35k
Jun 2023: $601.64k
Jul 2023: $622.09k
Aug 2023: $607.46k
Sep 2023: $580.53k

Sent from my SM-S908U using Tapatalk


tj

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Re: Race from 500k to 1M!
« Reply #3598 on: September 30, 2023, 10:30:01 AM »
I am at an all time net worth high after yesterday's monster gains! 


$555k.

Another all time high - 660k.

Down to 637k.  Time to FI increased from 3 years 9 months to 3 years 10 months.

LightStache

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Re: Race from 500k to 1M!
« Reply #3599 on: September 30, 2023, 02:48:46 PM »
                       2021                2022                2023               
January$517,231$587,701$684,648
February$523,109$602,997$718,097
March$528,981$601,258$681,798
April$534,853$642,611$665,681
May$540,725$624,923$675,664
June$533,040$641,064$665,389
July$542,290$621,053$687,534
August$541,486$661,845$690,801
September$540,080$654,924$684,056
October$551,000$632,154$647,913
November$566,816$677,840
December$582,631$712,049

Month nine of unpaid sabbatical is on the books and my mood has definitely deteriorated along with the markets.

I knew the trajectory from Jan through July wasn't sustainable, but I was still amazed that my portfolio was outpacing my high spend.

In mid-August I started applying to jobs and have had a disappointing hit rate. Combined with market velocity all I can say is I hope things get better from here.

 

Wow, a phone plan for fifteen bucks!