Race from 500k to 1M!

[Watchmaker]

I'm new to this thread but we passed a NW 500k around October of 2016, and we're are 975k right now. A 475k increase in two and half years feels absolutely insane.

I expect to be bouncing around 1MM for awhile with some planned larger expenses, possible market corrections, etc.

6 months later and we're at... 977k.

¯\_(ツ)_/¯

[fattest_foot]

Hi everyone!

12/2014: $97,686
12/2015: $129,157
12/2016: $206,179
12/2017: $317,990

1/2018: $341,983
2/2018: $333,875
3/2018: $328,485
4/2018: $338,787
5/2018: $353,747
6/2018: $361,028
7/2018: $381,336
8/2018: $402,486
9/2018: $408,560
10/2018: $383,538
11/2018: $397,907
12/2018: $366,214

1/2019: $403,773
2/2019: $423,854
3/2019: $435,590
4/2019: $455,332
5/2019: $439,288
6/2019: $471,706
7/2019: $483,830
8/2019: $479,814
9/2019: $494,165

10/2019: $512,168

[OurTown]

Welcome fattest foot!

[Arbitrage]

Liquid NW / Total NW

1/1/16: $455k / 675k
1/1/17: $555k / 822k
1/1/18: $735k / 1.071M
5/17/18: $765k / 1.112M
6/29/18: $773k / 1.137M
7/31/18: $795k / 1.170M
8/31/18: $813k / 1.189M
9/29/18: $811k / 1.192M
11/1/18: $772k / 1.160M
12/1/18: $796k / 1.182M

1/1/19: $765k / 1.152M
2/1/19: $826k / 1.227M
3/1/19: $850k / 1.264M
4/1/19: $863k / 1.277M
5/1/19: $892k / 1.298M
6/1/19: $864k / 1.269M
7/1/19: $916k / 1.318M
8/1/19: Looks like I missed this update!  On vacation with my mind a million miles away from work...
9/1/19: $924k / 1.341M
10/1/19: $952k / 1.391M
11/1/19: $986k / 1.420M

[use2betrix]

Tracking liquid net worth only: Cash/Savings/Investments - do not have a mortgage or debt

Feb 1, 2016 - $90k
Apr 1, 2016 - $100k 
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Mar 1, 2019 - $354,771
Apr 1, 2019 - $384,308
May 1, 2019 - $407,770
June 1, 2019 - $404,625
July 1, 2019 - $420,082
Aug 1, 2019 - $441,976
Sep 1, 2019 - $458,940
Oct 1, 2019 - $481,915
Nov 1, 2019 - $501,937

Hellooooo!!!

I am beyond excited to be finally joining this group. While hitting $500k is a great accomplishment regardless, these silly groups do add a little incentive. Primarily for the reason that these type of goals can’t often be openly shared. I felt comfortable telling my parents and two close friends. Aside from that, just my wife and I to celebrate for now.

We zoomed through the $250k-$500k group over about 18 months. I work as a contractor and will be likely having a good sized sabbatical before we hit $1MM (at least I hope so!)

[3Mer]

Month end update:

Liquid assets / Net worth

Jan 2018  $415.5K / $508K
Jun 2018  $518.8K / $578.4K
Jul  2018  $528.3K / $588.2K
Aug 2018  $543K  / $603.2K
Sep 2018  $548K / $608.6K
Oct 2018   $492.6K / $569.5K
Nov 2018  $502K / $585.3K
Dec 2018  $476.8K / $554K
Jan 2019   $509.1K / $587K
Feb 2019   $534.2K / $612.6K
Mar 2019   $549K  / $627.8K
Apr 2019   $561.1K / $640.1K
May 2019  $533.5K / $612.9K
June 2019  $566K / $646K
July 2019   $569K / $649K
Aug 2019   $558.4K / $638.8K
Sept 2019  $569.6K / $650.3K
Oct 2019    $583.5K / $664.5K

[Ladychips]

         Investments/cash     Net worth

05/18 - $503,164               $742,902
06/18 - $506,463               $747,871
07/18 - $520,768               $764,243
08/18 - $542,574               $787,745
09/18 - $541,489               $788,357
10/18 - $518,567               $766,694
01/19 - $522,773               $776,499
02/19 - $544,291               $799,739
03/19 - $551,251               $808,455
04/19 - $577,496               $836,473
05/19 - $547,963               $811,636
06/19 - $588,500               $853,525
07/19 - $601,555               $867,945
08/19 - $594,550               $862,292
09/19 - $601,942               $871,711

10/19 - $625,199                  $896,352

Funny how the fortunes change month to month.  Last month, I was up $60,000 over the year before.  This month, I'm up $107,000 over the year before.  Combination of an increase this year Sept-Oct AND a huge decrease last year from Sept-Oct.  Even so, it's up and that's wonderful.

Welcome to our new members.  It's a great thread to be in.  One, because these are nice people here.  And two, members of this thread are rich!

[YellowCat]

Jan 2017: $444,411
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
May 2017: $509,180 (+$12,570)
Jun 2017: $522,280 (+$13,100)
Jul 2017: $539,829 (+$17,549)
Aug 2017: $547,156 (+$7,327)
Sept 2017: $568,755 (+$21,599)
Oct 2017: $588,681 (+$19,926)
Nov 2017: $612,643 (+$23,962)
Dec 2017: $628,029 (+$15,386)
--------------------------
Jan 2018: $664,203 (+$36,174)
Feb 2018: $662,419 (-$1,784)
Mar 2018: $667,963 (+$5,544)
Apr 2018: $687,251 (+$19,288)
May 2018: $713,039 (+$25,788)
Jun 2018: $719,898 (+$6,859)
Jul 2018: $749,307 (+$29,409)
Aug 2018: $777,551 (+28,244)
Sept 2018: $782,645 (+$5,094)
Oct 2018: $747,078 (-$35,567)
Nov 2018: $768,361 (+$21,283)
Dec 2018: $718,610 (-$49,751)
--------------------------
Jan 2019: $777,609 (+$58,999)
Feb 2019: $820,306 (+$42,697)
Mar 2019: $840,459 (+$20,153)
Apr 2019: $881,921 (+$41,462)
May 2019: $852,437 (-$27,484)
Jun 2019: $898,121 (+$45,684)
Jul 2019: $923,880 (+$25,759)
Aug 2019: $919,801 (-$4,079)
Sept 2019: $943,063 (+$23,262)
Oct 2019: $968,240 (+$25,177)

We are, surprisingly, quite up from Sept despite paying for the first half of our bathroom renovation in Oct ($5400). Expecting the other ~$7000 to hit in November. Maybe we can still hit $1 Mio total NW by end of this year?

[2Birds1Stone]

08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800
11/1/2019 - $675,000

[YoungGranny]

Dec. 2017: $502k
Jan. 2, 2018: $513.7k
Feb. 5, 2018: $539.9k
Mar. 5, 2018: $543.6k
Apr. 2, 2018: $557.6
Apr. 30, 2018: $574.5k
June 4, 2018: $616.2k
July 2, 2018: $623.4k
Aug. 1, 2018: $643.8k
Sep. 4, 2018:$670.2k
Oct. 2, 2018: $677.7k
Nov. 2, 2018: $659.6k
Jan 2, 2019: $631.2k
Feb 1, 2019: $659.1k
Mar 1, 2019: $708k
Apr 1, 2019: $725.9k
May 1, 2019: $753.9k
July 1, 2019: $772.4k
Aug 1, 2019: $792.8k
Sep 3, 2019: $787.2k
Oct 1, 2019: $806.4k

Nov 1, 2019: $827.9k - a very loose calculation based on our current savings and we'll hit $1m by 1/1/21. Any help from the market could get us there even faster, but I'm sure it'll be a wavy pattern regardless. Either way, excited to be on the ride :)

[talltexan]

ToughMother-
I'm selecting a mortgage for my home right now: can you give some insight about why you selected a 15-year mortgage term?

Hi @talltexan
At the time we were refinancing, I had three goals:
1. I was downsizing my job to about half my salary and wanted to refinance while my income was good.
2. When I bought my house, I was very ill and on disability.  I have since recovered.  I was in a “soft second” with a subsidy and the whole thing was at 5.375%.  That mortgage also had some rental restrictions because of its mission. Anyway, I wanted out of that and to pay back the subsidy so the next person in need could use the pool
3. 15 year rates were about 3.25% and the feds were chatting about their first rate raises.
4. I wanted to keep my monthly amount at $X and the 15year plus putting in $Y to make the mortgage amount Z made the most fiscal sense.

About 1 year after that, I got yet another new job back to my old salary. And then a few months later, we found our forever house. So all of that refinancing was for nothing but would have been perfect with what looked to be my future status quo.

Happy to clarify anything else in a PM.
~ToughMother

appreciate it! The shorter loan term used to come with a large benefit in interest rate, these days it seems like it's very small.

[turketron]

April 2015: $98k
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56

Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57

Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71
May 1 2017: $225,773.04
Jun 1 2017: $232,222.09
July 1 2017: $235,779.19
Aug 1 2017: $244,461.55
Sept 1 2017: $247,101.69
Oct 1 2017: $256,365.91
Nov 1 2017: $266,140.14
Dec 1 2017: $279,806.93

Jan 1 2018: $283,829.36
Feb 1 2018: $304,851.88
Mar 1 2018: $303,796.17
Apr 1 2018: $307,682.67
May 1 2018: $315,634.59
Jun 1 2018: $337,046.55
July 1 2018: $340,399.63
Aug 1 2018: $363,304.76
Sept 1 2018: $385,572.12
Oct 1 2018: $392,296.56
Nov 1 2018: $370,000.25
Dec 1 2018: $386,361.40

Jan 1 2019: $359,505.30
Feb 1 2019: $397,087.41
Mar 1 2019: $428,309.57
Apr 1 2019: $440,342.71
May 1 2019: $456,285.80
Jun 1 2019: $441,047.77
Jul 1 2019: $476,489.51
Aug 1 2019: $486,559.27
Sept 1 2019: $483,967.28
Oct 1 2019: $490,200.54
Nov 1 2019: $501,003.17

Hey all! Just graduated from the last thread, happy to finally be here!

[use2betrix]

@turketron Woohoo! This is my first month in this group as well. Happy to have another along for the ride!

[MikeO]

turketron, and you made it pretty quickly in under 5 years.  You keep that pace up and you'll be FIRE in no time!  congrats

[MikeO]

Investment Accounts
EOM         Dollar Amount   (I invested)     {total change}
Dec 2016  $322,818          ($30,604)       
Dec 2017  $438,627          ($40,177)        {$115,809}
Dec 2018  $518,373           ($87,168)       {$79,746}

Jan 2019  $572,058            ($9,743)         {$53,685}
Feb 2019  $603,363            ($4,010)         {$31,305}
Mar 2019  $616,382            ($7,800)         {$13,019
Apr 2019  $643,599            ($2,500)         {$27,217}
May 2019 $638,398            ($29,928)        {-$5,201}
June 2019 $679,549           ($2,200)          {$41,151}
July 2019  $702,460           ($12,000)        {$22,911}
Aug 2019 $691,691            ($3,456)           {-10,769}
Sep 2019  $699,235            ($2,122)           {$7,544}

Oct 2019  $722,383             ($4534)           {$23,148}

[TheAnonOne]

2015 DEC	:	252k	<- Crossed 250k
-	-
2016 JAN	:	260k	(+8k)
2016 FEB	:	281k	(+21k)
2016 MAR	:	285k	(+4k)
2016 APR	:	298k	(+13k)
2016 MAY	:	305k	(+7k)
2016 JUN	:	307k	(+2k)
2016 JUL	:	320k	(+13k)
2016 AUG	:	326k	(+6k)
2016 SEP	:	336k	(+10k)
2016 OCT	:	337k	(+1k)
2016 NOV	:	361k	(+24k)
2016 DEC	:	368k	(+7k)
-	-
2017 JAN	:	382k	(+14k)
2017 FEB	:	403k	(+21k)
2017 MAR	:	416k	(+13k)
2017 APR	:	427k	(+11k)
2017 MAY	:	436k	(+9k)
2017 JUN	:	449k	(+13k)
2017 JUL	:	464k	(+15k)
2017 AUG	:	478k	(+14k)
2017 SEPT	:	494k	(+16k)
2017 OCT	:	510k	(+16k) <- Crossed 500k
2017 NOV	:	523k	(+13k)
2017 DEC	:	534k	(+11k)
-	-
2018 JAN	:	558k	(+24k)
2018 FEB	:	569k	(+11k)
2018 MAR	:	560k	(-9k)
2018 APR	:	574k	(+14k/+5k)
2018 MAY	:	575k	(+1k)
2018 JUNE	:	575k	(+0k)
2018 JULY	:	599k	(+24k)
2018 AUG	:	620k	(+21k)
2018 SEPT	:	625k	(+5k)
2018 OCT	:	597k	(-28k)
2018 NOV	:	606k	(+9k/-19k)
2018 DEC	:	580k	(-26k/-45k)
-	-
2019 JAN	:	628k	(+48k/+3k)
2019 FEB	:	666k	(+38k)
2019 MAR	:	677k	(+11k)
2019 APR	:	706k	(+29k)
2019 MAY	:	670k	(-36k)
2019 JUNE	:	709k	(+39k/+3k)
2019 JULY	:	712k	(+3k)
2019 AUG	:	720k	(+8k)
2019 SEPT	:	725k	(+5k)
2019 OCT	:	753k	(+28k)  <- Crossed 750k

..and I am back.

The last time I updated was June, so I "guessed" for July/Aug/Sept. Came out of my home buying whirlwind around $50,000 richer between income/a bit of equity even while paying some hefty realtor fees.

I took some loans out for a solar project, and my mortgage is *much* larger now. The goal over the next year is to pay off the solar loan and MAYBE pay down the mortgage a little. Sitting at around $580k in equities right now, so I could use a year to free up a little cash flow. (my mortgage company allows for re-casting, basically resetting the loan lowering payments)

This is all very TBD.

In other news, I crossed $750k. From my table it takes me around 2 years for each quarter of a million. Following this, in 2021 I should be graduating. My "LIVING" expenses are around 40-48k but my mortgage will need to be killed for me to live on that stache. Numerically, I put myself around "half" which means I am pretty far beyond half way due to growth. Maybe 4-6 years away realistically, putting me in my mid 30s.

Thanks for reading!

[RWD]

In other news, I crossed $750k.

Congrats, halfway through this race!

[Enough]

26 months for 100-250k. Last post in 100-250k here: http://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-100-to-250k/msg1440605/#msg1440605

28 months for 250k-500k. Last post in 250k-500k here: https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-250-to-500k!/msg2457040/#msg2457040

Recent NW:

May-19   $482,166.97
Jun-19   $506,489.11
Jul-19   $516,572.20
Aug-19      $520,552.46
Sep-19   $524,681.62

I haven't been updating real estate values to market value in the last few years and there is now a ~30k discrepancy due to appreciation. rather than take it all in one month, I will be adding $3k/month to real estate asset values until those values match market values.

Optimistic / unlikely goal of 36 months to $1M (May 2022).  This assumes net worth growth continues on current exponential trend.
Optimistic projection of 50 months to $1M (July 2023).  This assumes steady 7% investment return and 3% wage growth with steady expenses.
Realistic projection of 60 months to $1M (May 2024).  This assumes steady 4% investment return and 3% wage growth with 1% expense growth.

I think I'll have to settle in for the long haul on this thread.

Oct-19   $549,479.38

Yay for the stock market!

[blurb]

I've been following this thread for quite a while and it's so inspiring! I finally decided throw my hat in the ring for a little added motivation!

October-2019: 624,498

[Freedomin5]

I've been following this thread for quite a while and it's so inspiring! I finally decided throw my hat in the ring for a little added motivation!

October-2019: 624,498

Welcome!

[Trifle]

Welcome @use2betrix, @turketron, and @blurb!

My update, tracking retirement accounts only.  Excludes house equity, 529 plans, and cash: 

5/1/17 --    $631     
6/1/17 --    $647     
7/1/17 --    $655   
8/1/17 --    $665     
9/1/17 --    $672   
10/1/17 --  $684     
11/1/17 --  $702
12/1/17 --  $724

1/1/18  --   $731
2/1/18  --   $761
3/1/18  --   $737
4/1/18 --    $731
5/1/18 --    $738
6/1/18 --    $747
7/1/18 --    $744
8/1/18 --    $761
9/1/18 --    $776
10/1/18 --  $776
11/1/18 --  $729
12/1/18 --  $745

1/1/19 --    $703
2/1/19 --    $751
3/1/19 --    $769
4/1/19 --    $813
5/1/19 --    $841
6/1/19 --    $810
7/1/19 --    $841
8/1/19 --    $849
9/1/19 --    $826
10/1/19 --  $832
11/1/19 --  $854

[mudstache]

I was introduced to MMM in January 2017, and started tracking numbers the following month.  It's been a great ride, and watching investments top half a million on Friday was pretty surreal. 

02/01/2017 - $202,227 <- Started tracking
...
01/01/2019 - $360,176
02/01/2019 - $388,855
03/01/2019 - $405,350
04/01/2019 - $430,482
05/01/2019 - $458,149
06/01/2019 - $437,783
07/01/2019 - $468,911
08/01/2019 - $476,316
09/01/2019 - $475,208
10/01/2019 - $485,051
11/01/2019 - $500,872

[Dr Kidstache]

Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689 
Oct 5 2019: $579,502 

Nov 5 2019: $602,772   (+ $23,270)     

[TheAnonOne]

In other news, I crossed $750k.

Congrats, halfway through this race!

Thanks man! You are pulling away from me. I think all that RWD power has something to it!

Good luck!

[Sailor Sam]

1-Jan-2011:  $82,795
1-Jan-2012:  $106,303
1-Jan-2013:  $147,328
1-Jan-2014:  $212,595
1-Jan-2015:  $264,308
1-Jan-2016:  $299,216
1-Jan-2017:  $371,623
1-Jan-2018:  $500,083  (graduated from 250-->500k thread!)

1-Jan-2019:  $551,753
1-Feb-2019:  $584,414
1-Mar-2019:  $606,970
1-Apr-2019:  $616,505
1-May-2019:  $636,497
1-Jun-2019:  $607,676
1-Jul-2019:  $656,706
1-Aug-2019:  $664,623
1-Sep-2019:  $658,464
1-Oct-2019:  $675,812  Zoinks!

1-Nov:  $693,673

[Trifle]

Welcome @fireforfun and @mudstache! 

[oldmannickels]

Broke $500k this month, so joining this thread. Hoping to hit $1M by 2020.

11/30/2017 - $660k

11/30/2018 - $802k

10/30/2019 - $968k

Wow just realized I'm going to be very close to my original projection when I broke 500k

[mudstache]

Welcome @fireforfun and @mudstache!

Thank you!  I was sure I was doomed to drop right back out with a next-day market drop, but so far, so good! :)

[Freedomin5]

Oct 2017: 527k
Dec 2017: 554k

Mar 2018: 666k
Jun 2018: 711k
Sep 2018: 784k
Dec 2018: 774k

Mar 2019: 830k
Jun 2019: 875k
Sep 2019: 947k

We are so close I’m going to start tracking it monthly. Let’s hope the markets keep cooperating.

Oct 2019: 982k

[Res Ipsa]

June 1, 2017:    $349,328
July 1, 2017:     $362,675
Aug. 1, 2017:    $373,748
Sept. 1, 2017:   $378,549
Oct. 1, 2017:     $389,829
Nov. 1, 2017:    $396,444
Dec. 1, 2017:    $407,245
Jan. 1, 2018:     $412,626
Feb. 1, 2018:     $433,521
Mar. 1, 2018:     $418,873
Apr. 1, 2018:     $410,875
May 1, 2018:     $439,719
June 1, 2018:    $446,814
July 1, 2018:     $451,330
Aug. 1, 2018:    $469,413
Sept. 1, 2018:   $491,582
Oct. 1, 2018:     $496,037
Nov. 1, 2018:    $465,386
Dec. 1, 2018:    $473,869
Jan. 1, 2019:     $436,390
Feb. 1, 2019:    $472,423
Mar. 1, 2019:    $488,585
Apr. 1, 2019:     $500,442
May 1, 2019:     $508,168
June 1, 2019:    $493,942
July 1, 2019:     $528,114
Aug. 1, 2019:    $539,640
Sept. 1, 2019:   $536,031
Oct. 1, 2019:     $546,248
Nov. 1, 2019:     $559,267

[MayDay]

We bumped around at ~700-800k for awhile and it felt like it would take foreeeeeeever to get to 1 million.

End of October numbers totalled to 907$! Woot! Now I feel like we are almost there. Of course that probably means things will stall and it will be a year. Also, that has made H more willing to quit his job which would be a hit, so we'll see. I'm excited though!

[actionjackson]

2018
Jan   398000
Feb   431000
Mar   448000
Apr   462580
May   481501
Jun - 489782
Jul - 507110
Aug - 523353
Sep - 529071
Oct - 519042
Nov - 532025

2019
Mar - 586808
May - 609872
Jun - 622961

Jul - 643390
Aug - 654710
Sep - 663790
Oct - 671853
Nov - 684764

[asauer]

We're getting there!!

Jan 2018: 580,300
Jun 2018: 616,473
Jan 2019: 661,636
Jun 2019: 705,137

November 2019: 818,595

[Dave1442397]

I found MMM in late 2016, and that's when I got serious about tracking our finances.
This is the growth since hitting the $500k mark. It feels like such a slow progression, but we'll get there eventually!

Month       Net worth          Change from prev month
06/02/17   $509,313.92    $11,489.76
07/02/17   $512,619.28    $3,305.36
08/02/17   $524,682.66    $12,063.38
09/02/17   $532,542.95    $7,860.29
10/02/17   $543,975.58    $11,432.63
11/02/17   $554,661.02    $10,685.44
12/02/17   $564,305.98    $9,644.96
01/02/18   $574,567.16    $10,261.18
02/02/18   $588,742.23    $14,175.07
03/02/18   $578,241.25    ($10,500.98)
04/02/18   $588,980.88    $10,739.63
05/02/18   $596,472.74    $7,491.86
06/02/18   $608,401.53    $11,928.79
07/02/18   $610,115.59    $1,714.06
08/02/18   $621,510.75    $11,395.16
09/02/18   $633,047.73    $11,536.98
10/02/18   $635,894.00    $2,846.27
11/02/18   $616,902.13    ($18,991.87)
12/02/18   $621,476.49    $4,574.36
01/02/19   $600,219.93    ($21,256.56)
02/02/19   $621,811.37    $21,591.44
03/02/19   $639,861.69    $18,050.32
04/02/19   $653,291.79    $13,430.10
05/02/19   $664,209.67    $10,917.88
06/02/19   $650,352.80    ($13,856.87)
07/02/19   $682,254.77    $31,901.97
08/02/19   $685,565.03    $3,310.26
09/02/19   $687,074.62    $1,509.59
10/02/19   $695,282.39    $8,207.77
11/02/19   $722,315.11    $27,032.72

[Zamboni]

I'm paired up and we are combining financial forces . . . so I guess I get to graduate early from this thread? Hope to see y'all some day on the next thread!

Month Year: Investments
June 2017: 504K
July 2017: 523K
Add in home value - debts; net worth as second number:
Aug 2017: 533K / 666K
Sep 2017: 539K / 679K
Oct 2017: 551K / 698K
Nov 2017: 561K / 711K
Dec 2017: 569K / 724K

Jan 2018: 589K / 751K
Feb 2018: 577K / 741K
May 2018: 585K / 744K
July 2018: 600K / 763K
Aug 2018: 618K / 779K
Sept 2018: 621K / 795K
Oct 2018:  587K / 764K
Nov 2018: 599K / 778K
Dec 2018: 568K / 739K

Jan 2019: 607K / 767K
Feb 2019: 627K / 790K
Mar 2019: 636K / 802K
Apr 2019: 656K / 830K
May 2019: 636K / 809K
Jun 2019: 652K / 841K
Jul 2019: 663K / 851K
Aug 2019: 648K / 837K
Sep 2019: 665K / 851K
Oct 2019: 908K
Nov 2019: 1008K

[RWD]

I'm paired up and we are combining financial forces . . . so I guess I get to graduate early from this thread?

Nov 2019: 1008K

Congrats and congrats!

[Freedomin5]

I got paid today. Another $5K and we will hit $1M. DH will be paid at the end of the month. Can’t wait to update our net worth tracker in four days!

[OurTown]

6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558

1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
12/1/18 = $636

1/1/19 = $630
2/1/19 = $664
3/1/19 = $682
4/1/19 = $691
5/1/19 = $708
6/1/19 = $702
7/1/19 = $731
8/1/19 = $737
9/1/19 = $736
10/1/19 = $746
11/1/19 = $761
12/1/19 = $781

[asauer]

an 2018: 580,300
Jun 2018: 616,473
Jan 2019: 661,636
Jun 2019: 705,137

November 2019: 818,595
December 2019: 856,619

I get a pretty decent bonus at the end of January.  Hoping the market doesn't tank so I can have the satisfaction of a number jump.

[Zamboni]

Thanks @RWD!

[Arbitrage]

Graduation!

Liquid NW / Total NW

1/1/16: $455k / 675k
1/1/17: $555k / 822k
1/1/18: $735k / 1.071M
5/17/18: $765k / 1.112M
6/29/18: $773k / 1.137M
7/31/18: $795k / 1.170M
8/31/18: $813k / 1.189M
9/29/18: $811k / 1.192M
11/1/18: $772k / 1.160M
12/1/18: $796k / 1.182M

1/1/19: $765k / 1.152M
2/1/19: $826k / 1.227M
3/1/19: $850k / 1.264M
4/1/19: $863k / 1.277M
5/1/19: $892k / 1.298M
6/1/19: $864k / 1.269M
7/1/19: $916k / 1.318M
8/1/19: Looks like I missed this update!  On vacation with my mind a million miles away from work...
9/1/19: $924k / 1.341M
10/1/19: $952k / 1.391M
11/1/19: $986k / 1.420M
12/1/19: $1.011M / 1.477M

See you all in the next thread!  I could be back, but I probably won't switch back unless things get particularly nasty.

[Trifle]

Congrats @Arbitrage !

[Freedomin5]

Oct 2017: 527k
Dec 2017: 554k

Mar 2018: 666k
Jun 2018: 711k
Sep 2018: 784k
Dec 2018: 774k

Mar 2019: 830k
Jun 2019: 875k
Sep 2019: 947k

We are so close I’m going to start tracking it monthly. Let’s hope the markets keep cooperating.

Oct 2019: 982k
Nov 2019: 1001k

AND WE’RE DONE!!!!!! This is also our FI number. Everything after this is just padding. It’s definitely felt easier going from 500k to 1M, compared to the first 500K. I’m heading over to introduce myself to the 1M - 2M thread, but if there is a market correction I may be back here with you all.

[3Mer]

Month end update:

Liquid assets / Net worth

Jan 2018  $415.5K / $508K
Jun 2018  $518.8K / $578.4K
Jul  2018  $528.3K / $588.2K
Aug 2018  $543K  / $603.2K
Sep 2018  $548K / $608.6K
Oct 2018   $492.6K / $569.5K
Nov 2018  $502K / $585.3K
Dec 2018  $476.8K / $554K
Jan 2019   $509.1K / $587K
Feb 2019   $534.2K / $612.6K
Mar 2019   $549K  / $627.8K
Apr 2019   $561.1K / $640.1K
May 2019  $533.5K / $612.9K
June 2019  $566K / $646K
July 2019   $569K / $649K
Aug 2019   $558.4K / $638.8K
Sept 2019  $569.6K / $650.3K
Oct 2019    $583.5K / $664.5K
Nov 2019   $602.3K / $683.7K

[Trifle]

Congrats @Freedomin5 !! 

Our update, tracking retirement accounts only, excludes cash, 529 plans, and house equity:

5/1/17 --    $631     
6/1/17 --    $647     
7/1/17 --    $655   
8/1/17 --    $665     
9/1/17 --    $672   
10/1/17 --  $684     
11/1/17 --  $702
12/1/17 --  $724

1/1/18  --   $731
2/1/18  --   $761
3/1/18  --   $737
4/1/18 --    $731
5/1/18 --    $738
6/1/18 --    $747
7/1/18 --    $744
8/1/18 --    $761
9/1/18 --    $776
10/1/18 --  $776
11/1/18 --  $729
12/1/18 --  $745

1/1/19 --    $703
2/1/19 --    $751
3/1/19 --    $769
4/1/19 --    $813
5/1/19 --    $841
6/1/19 --    $810
7/1/19 --    $841
8/1/19 --    $849
9/1/19 --    $826
10/1/19 --  $832
11/1/19 --  $854
12/1/19 --  $870

[rebel_quietude]

Adding congrats to @Freedomin5, @Zamboni and @Arbitrage!! The world is your oyster.

And welcome @Dave1442397!

2011: $167,933
2012: $208,846
2013: $308,056
2014: $358,723
2015: $371,371
2016: $457,543
2017: $580,045
2018: $603,787
June 2019: $737,000

posting out of order, because I'm excited to say: passed 800k!

I doubt I'll stay above the 800k mark, but I'm hyped because it seemed like an awful long wait to push past the 700s.

Which is bizarre in retrospect, because I didn't pass 700k until April of this year.

I feel like we should define a new measure of time - like biological time, and cyclical time - just for the perception of NW growth . . .

[Ladychips]

         Investments/cash     Net worth

05/18 - $503,164               $742,902
06/18 - $506,463               $747,871
07/18 - $520,768               $764,243
08/18 - $542,574               $787,745
09/18 - $541,489               $788,357
10/18 - $518,567               $766,694
01/19 - $522,773               $776,499
02/19 - $544,291               $799,739
03/19 - $551,251               $808,455
04/19 - $577,496               $836,473
05/19 - $547,963               $811,636
06/19 - $588,500               $853,525
07/19 - $601,555               $867,945
08/19 - $594,550               $862,292
09/19 - $601,942               $871,711
10/19 - $625,199               $896,352

11/19 - $651,705                  $924,134

Another month of crazy increase.  I'll take it while it's happening!

[JGS1980]

Quarterly Update:

Jan-16      $257,514.77 (+49,787)
April-16    $277,918.06 (+20,403)
July-16     $306,073.47 (+28,155)
Oct-16     $357,689.04 (+53,415)
Jan-17     $405,710.23 (+48,021)
April-17   $446,004.04 (+39,424)
July-17     $496,327.00 (+50,322)
Oct-17      $535,958.74 (+39,631)
Jan-18      $617,102.81 (+81,144)
April-18   $649,856.20 (+32,718)
July-18    $704,760.25 (+54,904)
Oct-18      $768,090.42 (+63,330)
Jan-19      $761,423.60 (-06,666)
April-19    $865,799.27 (+104,376)
July-19     $930,912.06 (+65,112)
Oct-19     $958,784.74 (+27,872)

Posting a bit early here...

Nov-19    $1,009,595.01 (+50810)

Completed 500K to 1M "Race" in 28 months. My estimate when I got here was 36 months.  Average of 18331/month in Net Worth Gains.  This is MORE than my monthly take home by quite a bit. Compounding is REAL folks.

JGS

[monarda]

             cash+rental equity       add primary residence equity
1/2016      $507K                      $627K
1/2017      $625K                      $797K

9/2017      $784K                      $904K

12/2017    $762K                      $903K  - remodeling primary residence! When project is done, big increase in equity!

3/2018     $725K                       $866K - still remodeling. Framing and all exterior done, all bills paid! (to contractors)

6/2018     $763K                       $910K    Hmmm. Zillow values for rental properties went way up. Making progress on the remodel.  Plumbing, insulation, electrical done. Just drywall, flooring remains!

9/2018    $830K                       $945K   We're painting this weekend! Just flooring and trim left on the remodel!  Cash went up because we paid off a bunch of credit card debt with HELOC. (0%promo rate was ending)

12/2018   $821K                      $964K   Slow and steady progress on the remodel. Thinking about selling a rental in 1stQ or 2ndQ 2019.

3/2019    $833K                      $977K     Just trim is left on the remodel. Rental house is on the market.

6/2019    $820K                     $953K      Had to buy a roof for the rental house. It now is under contract, though. Hope to close before the next quarterly update. Substituted real equity in the total now that we know the sale price for that one. (Zillow values still used for other properties)

9/2019    $832K                     $977K      Closed on the rental house! So nice to be done. Paying off 0%CC bills related to our remodel. Flooring and trim are done. Just railings to go. Hiring out for that, they're tricky.... Final inspection hopefully before the next update.

12/2019   $818K           $965K      Passed inspection. Paying off 0% CC bills. Installing solar panels on a rental. Upward trajectory should resume at the next update. But if we use the Nextdoor valuation for the primary residence, then we're at $1,031K for the second number right now. Pretend numbers. Not selling.

1MM dates      5/2022            4/2020

[fattest_foot]

12/2014: $97,686
12/2015: $129,157
12/2016: $206,179
12/2017: $317,990

1/2018: $341,983
2/2018: $333,875
3/2018: $328,485
4/2018: $338,787
5/2018: $353,747
6/2018: $361,028
7/2018: $381,336
8/2018: $402,486
9/2018: $408,560
10/2018: $383,538
11/2018: $397,907
12/2018: $366,214

1/2019: $403,773
2/2019: $423,854
3/2019: $435,590
4/2019: $455,332
5/2019: $439,288
6/2019: $471,706
7/2019: $483,830
8/2019: $479,814
9/2019: $494,165
10/2019: $512,168

11/2019: $537,136