Race from 500k to 1M!

[Whiskers]

*September 2024 - Just hit $1,000,000 in personal investments. Finally a millionaire by any definition. It took about 5 years (starting in debt) to hit $100k and then a little over 9 years to get from $100k to $1M. Feels really good getting here and happy to have gotten here at age 40. I know that it can dip back down, but this is my first time crossing the elusive number. I've had some setbacks along the way... However, my outlook has shifted over the last year or so. Although I will continue to diligently save and invest, it is no longer a top priority. I feel like I will have financial security with what has already been put in place and that, everything else, is just icing on the cake. My top priority is using my income to create great memories and have awesome experiences with my family. I feel blessed. The financial journey will continue to be documented in the next 'Race' forum. 

*April 2024 - Just hit $900k in investments. This is a meaningful milestone for me as it came after a significant setback. Within days after my last post, the market retracted. I had rode a number of individual growth stocks that seemed to be popular among retail investors. The gains had been too good to be true. Most of these stocks tanked spectacularly over a period of months as the market dipped. I soon found myself $250k down from Nov. 2021 highs. A very humbling experience which taught me a lot about what I didn’t know. I’m 40 now and haven’t hit that magic number needed to graduate this thread, but will be there soon.

*November 2021 - Just hit $800k in investments… 4/5 of the way to a million. Hard to believe that my number has doubled in under two years! Present goal is to hit $1M by January 2024 (before 40th BDay). It’s going to take some great returns to do it.

August 2021 - Just hit $750k in investments… 3/4 of the way to 7 figures!

Joining the ranks of you folks chasing that seven-figure milestone! (To keep my journey consistent, I’m going to be following based on my personal investments / retirement accounts—separate from the wife's—and not counting the home value).

This weekend, April 2021, I hit a major milestone: $700k at 37-years-old.

Looking back at notes from ‘Race from 250 to 500k!’, here’s a brief recap:
*June 2010 - Finish grad school, 26 y/o, $90k+ in debt; new job at $40k/year
*May 2015 - (I think) - First crossed $100k at 31 y/o
*January 2018 - Passed the $250k mark
*April 2019 - Hit $312.5k
*June 2019 - 1/3 of the way to $1M
*February 2020 - Hit $400k
*November 2020 - Eclipsed $500k (and finished the ‘Race from 250 to $500k!’)

[tjrssibelle]

*September 2024 - Just hit $1,000,000 in personal investments. Finally a millionaire by any definition. It took about 5 years (starting in debt) to hit $100k and then a little over 9 years to get from $100k to $1M. Feels really good getting here and happy to have gotten here at age 40. I know that it can dip back down, but this is my first time crossing the elusive number. I've had some setbacks along the way... However, my outlook has shifted over the last year or so. Although I will continue to diligently save and invest, it is no longer a top priority. I feel like I will have financial security with what has already been put in place and that, everything else, is just icing on the cake. My top priority is using my income to create great memories and have awesome experiences with my family. I feel blessed. The financial journey will continue to be documented in the next 'Race' forum. 

*April 2024 - Just hit $900k in investments. This is a meaningful milestone for me as it came after a significant setback. Within days after my last post, the market retracted. I had rode a number of individual growth stocks that seemed to be popular among retail investors. The gains had been too good to be true. Most of these stocks tanked spectacularly over a period of months as the market dipped. I soon found myself $250k down from Nov. 2021 highs. A very humbling experience which taught me a lot about what I didn’t know. I’m 40 now and haven’t hit that magic number needed to graduate this thread, but will be there soon.

*November 2021 - Just hit $800k in investments… 4/5 of the way to a million. Hard to believe that my number has doubled in under two years! Present goal is to hit $1M by January 2024 (before 40th BDay). It’s going to take some great returns to do it.

August 2021 - Just hit $750k in investments… 3/4 of the way to 7 figures!

Joining the ranks of you folks chasing that seven-figure milestone! (To keep my journey consistent, I’m going to be following based on my personal investments / retirement accounts—separate from the wife's—and not counting the home value).

This weekend, April 2021, I hit a major milestone: $700k at 37-years-old.

Looking back at notes from ‘Race from 250 to 500k!’, here’s a brief recap:
*June 2010 - Finish grad school, 26 y/o, $90k+ in debt; new job at $40k/year
*May 2015 - (I think) - First crossed $100k at 31 y/o
*January 2018 - Passed the $250k mark
*April 2019 - Hit $312.5k
*June 2019 - 1/3 of the way to $1M
*February 2020 - Hit $400k
*November 2020 - Eclipsed $500k (and finished the ‘Race from 250 to $500k!’)

Congratulations!

Sent from my SM-S908U using Tapatalk

[lcmac32]

*September 2024 - Just hit $1,000,000 in personal investments. Finally a millionaire by any definition. It took about 5 years (starting in debt) to hit $100k and then a little over 9 years to get from $100k to $1M. Feels really good getting here and happy to have gotten here at age 40. I know that it can dip back down, but this is my first time crossing the elusive number. I've had some setbacks along the way... However, my outlook has shifted over the last year or so. Although I will continue to diligently save and invest, it is no longer a top priority. I feel like I will have financial security with what has already been put in place and that, everything else, is just icing on the cake. My top priority is using my income to create great memories and have awesome experiences with my family. I feel blessed. The financial journey will continue to be documented in the next 'Race' forum. 

*April 2024 - Just hit $900k in investments. This is a meaningful milestone for me as it came after a significant setback. Within days after my last post, the market retracted. I had rode a number of individual growth stocks that seemed to be popular among retail investors. The gains had been too good to be true. Most of these stocks tanked spectacularly over a period of months as the market dipped. I soon found myself $250k down from Nov. 2021 highs. A very humbling experience which taught me a lot about what I didn’t know. I’m 40 now and haven’t hit that magic number needed to graduate this thread, but will be there soon.

*November 2021 - Just hit $800k in investments… 4/5 of the way to a million. Hard to believe that my number has doubled in under two years! Present goal is to hit $1M by January 2024 (before 40th BDay). It’s going to take some great returns to do it.

August 2021 - Just hit $750k in investments… 3/4 of the way to 7 figures!

Joining the ranks of you folks chasing that seven-figure milestone! (To keep my journey consistent, I’m going to be following based on my personal investments / retirement accounts—separate from the wife's—and not counting the home value).

This weekend, April 2021, I hit a major milestone: $700k at 37-years-old.

Looking back at notes from ‘Race from 250 to 500k!’, here’s a brief recap:
*June 2010 - Finish grad school, 26 y/o, $90k+ in debt; new job at $40k/year
*May 2015 - (I think) - First crossed $100k at 31 y/o
*January 2018 - Passed the $250k mark
*April 2019 - Hit $312.5k
*June 2019 - 1/3 of the way to $1M
*February 2020 - Hit $400k
*November 2020 - Eclipsed $500k (and finished the ‘Race from 250 to $500k!’)

This is fantastic!  Congratulations!!  Make those memories.  I had my children younger-ish 24-30 years old for their arrivals.  I made awesome memories and even though it pushed back the FIRE date, I am glad I did it.  I could have been more frugal, but have come to realize that I actually accomplished what I wanted to.  That is the real goal.   

[nrcool24]

*September 2024 - Just hit $1,000,000 in personal investments. Finally a millionaire by any definition. It took about 5 years (starting in debt) to hit $100k and then a little over 9 years to get from $100k to $1M. Feels really good getting here and happy to have gotten here at age 40. I know that it can dip back down, but this is my first time crossing the elusive number. I've had some setbacks along the way... However, my outlook has shifted over the last year or so. Although I will continue to diligently save and invest, it is no longer a top priority. I feel like I will have financial security with what has already been put in place and that, everything else, is just icing on the cake. My top priority is using my income to create great memories and have awesome experiences with my family. I feel blessed. The financial journey will continue to be documented in the next 'Race' forum. 

*April 2024 - Just hit $900k in investments. This is a meaningful milestone for me as it came after a significant setback. Within days after my last post, the market retracted. I had rode a number of individual growth stocks that seemed to be popular among retail investors. The gains had been too good to be true. Most of these stocks tanked spectacularly over a period of months as the market dipped. I soon found myself $250k down from Nov. 2021 highs. A very humbling experience which taught me a lot about what I didn’t know. I’m 40 now and haven’t hit that magic number needed to graduate this thread, but will be there soon.

*November 2021 - Just hit $800k in investments… 4/5 of the way to a million. Hard to believe that my number has doubled in under two years! Present goal is to hit $1M by January 2024 (before 40th BDay). It’s going to take some great returns to do it.

August 2021 - Just hit $750k in investments… 3/4 of the way to 7 figures!

Joining the ranks of you folks chasing that seven-figure milestone! (To keep my journey consistent, I’m going to be following based on my personal investments / retirement accounts—separate from the wife's—and not counting the home value).

This weekend, April 2021, I hit a major milestone: $700k at 37-years-old.

Looking back at notes from ‘Race from 250 to 500k!’, here’s a brief recap:
*June 2010 - Finish grad school, 26 y/o, $90k+ in debt; new job at $40k/year
*May 2015 - (I think) - First crossed $100k at 31 y/o
*January 2018 - Passed the $250k mark
*April 2019 - Hit $312.5k
*June 2019 - 1/3 of the way to $1M
*February 2020 - Hit $400k
*November 2020 - Eclipsed $500k (and finished the ‘Race from 250 to $500k!’)

Hell yeah brother. Congrats and enjoy yourself

[SeattleStache]

The first number is retirement related investments and the second includes cash savings, real estate, and other investments. I'm focused on retirement savings only for this race.

December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
December 2021: $506,167 (total NW $665,639)
December 2022: $459,000 (total NW $627,689)
December 2023: $614,548 (total NW $795,006)
January 2024: $624,946 (total NW $803,234)
February 2024: $649,964 (total NW $831,943)
March 2024: $675,855 (total NW $873,701)
April 2024: $665,844 (total NW $865,819)
May 2024: $684,319 (total NW $876,112)
June 2024: $706,512 (total NW $893,783)
July 2024: $722,195 (total NW $906,796)
August 2024: $734,494 (total NW $920,495)
September 2024: $767,438 (total NW $959,839)

[ontheheel]

Just finished a cross country move, and life has been a little hectic lately. Will need to post September's numbers in just a few days.

Net worth consists of equity portfolio, two rental properties, and cash (checking/savings). Liabilities are month-to-month credit card (PIF every month), two mortgages on rental properties, one car loan (will be PIF 24 months from date of issue) and what’s left of my wife’s student loans. All numbers are end-of-month totals.

	2019	2020	2021	2022	2023	2024
January	$87,000	$153,000	$241,000	$347,000	$408,000	$426,000
February	$95,000	$159,000	$246,000	$354,000	$418,000	$450,000
March	$95,000	$152,000	$255,000	$372,000	$429,000	$473,000
April	$98,000	$172,000	$267,000	$381,000	$445,000	$472,000
May	$95,000	$157,000	$290,000	$381,000	$453,000	$496,000
June	$104,000	$187,000	$303,000	$383,000	$474,000	$504,000
July	$106,000	$202,000	$325,000	$396,000	$483,000	$527,000
August	$115,000	$206,000	$333,000	$387,000	$468,000	***$529,000***
September	$118,000	$207,000	$328,000	$378,000	$455,000	-
October	$134,000	$215,000	$342,000	$394,000	$450,000	-
November	$136,000	$233,000	$346,000	$403,000	$404,000	-
December	$143,000	$234,000	$359,000	$404,000	$421,000	-
Annual gain	$56,000	$89,000	$125,000	$45,000	$17,000	-

[lexde]

Net Worth by End-of-Year:
2016 (start): ($27,015.16)
2017: $2,474.33
2018: $33,203.90
2019: $68,192.96
2020: $130,715.91
2021: $296,922.14
2022: $400,055.05
Current: $519,129.00

Goals Breakdown
Q4 2023: $540K
Q1 2024: $580K
Q2 2024: $620K
Q3 2024: $660K
Q4 2024: $700K
Q1 2025: $740K
Q2 2025: $780K
Q3 2025: $820K
Q4 2025: $860K
Q1 2026: $900K
Q2 2026: $940K
Q3 2026: $980K
Q4 2026: $1M

November 18, 2023: $580,473.22 as of this morning. Small market upswing plus a fairly large payment from my business deal earlier this year means I hit both my Q4 2023 and Q1 2024 goals well in advance on paper. Some of this will be taken out for taxes, but it’s been a crazy month for progress toward my goals.

December 1, 2023: $603,891.35 as of today's paycheck. Approximately $27K of this is earmarked for taxes, so I'm sitting at around $576K "true" net worth. I've reached out to my CPA to see if I can to do anything before year end to reduce that bill.

January 18, 2024: $601,752.29 as of today. This is the adjusted "true" net worth after taking out the tax account I have earmarked (currently sitting just under $45k). So I'm well on my way to my Q2 goal of $620K early, but I also have a lot of work that needs to be done around the house. I just paid for a bathroom remodel, and have a lot of other work that needs to be done (water penetration issues and remediation). Overall doing well and feeling good about the progress I'm making.

February 12, 2024: Weird mid-month update I guess. $622,698.18 adjusted "true" net worth with earmarked taxes taken out of consideration. Hit Q2 goal already, but I likely won't hang onto it for too long since I still have a LOT of work around the house to get done. I'm hoping to keep the kitchen + flooring + drywall down to ~$25K or so but we'll see. Already $23K in this year between bathroom, re-grading the lawn, and installing gutters and french drains.

March 6, 2024: $628,383.97 for now after bathroom, re-grading lawn, and installing gutters and french drains at the house. Still have more work to do, but just glad NW is still mostly holding through the spending. I'll go ahead and mark my quarterly goal as met, ahead of the curve and still waiting on some disbursements.

April 8, 2024: $704,138.33. Still doesn't really feel real, but I'm going to keep my head down and keep moving forward.

June 4, 2024: $757,837.00. Missed the May update, can't believe it's already June. Hit Q1 2025 goal. I need to adjust my goals but it's hard to keep projecting increases when I'm not really sure when the "gravy train" comes to a halt. I'm keeping my head down, working, investing, and fixing up my damaged house. Not a whole lot else going on.

July 15, 2024: $835,443.55. Got a distribution that was long overdue from my OldBoss. About $30K of this will be going toward home renovations in the next month, I have a lot of damage that needs to be fixed. I feel like there's an end in sight with the home repairs and damage, at least, which is good. I'm about a year ahead of what I projected, but like I said, I still don't know when the rug is getting pulled.

September 3, 2024: $850,387.46. I totally forgot about August apparently with everything that has been going on. Been staying with my brother, and the house is nearly done (hopefully by the end of this week). I ended up doing some additional upgrades/work (all windows and sliding glass doors replaced) so the out of pocket was higher than the $30K originally anticipated, but overall very happy with the progress and still "up" in net worth despite dropping closer to 50-60K on all of the renovations.

September 27, 2024: $875,718.11. I guess the market jumped a bit. I feel like I'm continuing the march. Now that the home repairs are (mostly) done, I'll have some breathing room. I'll need to do the windows in the front unit of my house, but overall the big spending is done. Looking at tying the knot by the end of this year and doing a honeymoon trip in lieu of a wedding, then buckling down for the next chapter.

[falsekrakk808]

	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
January	???	134,982	152,827	166,462	242,541	354,718	433,211	478,011	619,370	$750k Goal
February	???	139,867	155,407	177,792	257,924	382,044	453,226	486,395	656,262	-
March	111,557	141,453	152,342	193,722	227,560	382,355	467,849	504,628	675,686	-
April	125,553	???	155,305	210,318	256,005	411,837	470,161	524,209	647,810	-
May	132,778	137,778	160,431	205,538	278,157	418,700	468,507	516,858	676,276	-
June	???	125,010	162,239	199,039	282,777	442,429	460,137	549,320	733,090	-
July	???	129,077	170,289	198,372	304,381	440,202	475,590	579,766	737,984	-
August	???	130,256	175,906	206,279	312,578	455,378	483,706	584,181	770,803	-
September	???	136,658	178,198	212,786	295,744	448,555	449,474	584,162	782,677	-
October	121,823	137,913	164,888	220,513	286,661	474,585	470,090	560,381	-	-
November	126,048	143,556	165,777	233,155	331,046	477,744	481,824	607,383	-	-
December	131,174	146,827	154,154	239,998	361,661	481,002	461,547	635,230	-	-

Marching on. There's a pretty good chance that our NW might hit $800k by the end of 2024. Whether we hit that number or not, I'm stoked to be at this point.

[joemandadman189]

*September 2024 - Just hit $1,000,000 in personal investments. Finally a millionaire by any definition. It took about 5 years (starting in debt) to hit $100k and then a little over 9 years to get from $100k to $1M. Feels really good getting here and happy to have gotten here at age 40. I know that it can dip back down, but this is my first time crossing the elusive number. I've had some setbacks along the way... However, my outlook has shifted over the last year or so. Although I will continue to diligently save and invest, it is no longer a top priority. I feel like I will have financial security with what has already been put in place and that, everything else, is just icing on the cake. My top priority is using my income to create great memories and have awesome experiences with my family. I feel blessed. The financial journey will continue to be documented in the next 'Race' forum. 

*April 2024 - Just hit $900k in investments. This is a meaningful milestone for me as it came after a significant setback. Within days after my last post, the market retracted. I had rode a number of individual growth stocks that seemed to be popular among retail investors. The gains had been too good to be true. Most of these stocks tanked spectacularly over a period of months as the market dipped. I soon found myself $250k down from Nov. 2021 highs. A very humbling experience which taught me a lot about what I didn’t know. I’m 40 now and haven’t hit that magic number needed to graduate this thread, but will be there soon.

*November 2021 - Just hit $800k in investments… 4/5 of the way to a million. Hard to believe that my number has doubled in under two years! Present goal is to hit $1M by January 2024 (before 40th BDay). It’s going to take some great returns to do it.

August 2021 - Just hit $750k in investments… 3/4 of the way to 7 figures!

Joining the ranks of you folks chasing that seven-figure milestone! (To keep my journey consistent, I’m going to be following based on my personal investments / retirement accounts—separate from the wife's—and not counting the home value).

This weekend, April 2021, I hit a major milestone: $700k at 37-years-old.

Looking back at notes from ‘Race from 250 to 500k!’, here’s a brief recap:
*June 2010 - Finish grad school, 26 y/o, $90k+ in debt; new job at $40k/year
*May 2015 - (I think) - First crossed $100k at 31 y/o
*January 2018 - Passed the $250k mark
*April 2019 - Hit $312.5k
*June 2019 - 1/3 of the way to $1M
*February 2020 - Hit $400k
*November 2020 - Eclipsed $500k (and finished the ‘Race from 250 to $500k!’)

Congrats! @Whiskers

[mbk]

The $100k race took 5 years, the $100k-$250k race took 5 years, and the $250k-$500k race took 3 years. I am considering only investment money. Conservative aim is to complete the race in 5 years.

Aug 6, 2023: $550k
Apr 1, 2024:  $737k
July 1, 2024: $807k

Sep 30, 2024: $894k

Approximately $800k is in tax-advantaged accounts. We still have 20k left to contribute to retirement accounts for 2024. Stock market over the last year is unbelievable.

[FrugalByChance]

As I'm living and getting payed in the Netherlands, all my numbers are in EUR.
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:
see race spreadsheet

Month      Early Retirement Stash   (growth=diff with prev. month deposits=money added) 
Jan 2016  €  58 971.00
Jan 2017  €  86 368.00
Jan 2018  € 119 817.00
Jan 2019  € 145 840.48
...
Dec 2019  € 195 798.72   (growth:  € 6 723.04 deposits: € 3 600.00)  Totals for 2019: growth:  € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Dec 2020  € 269 374.68   (growth:  € 7 253.18 deposits: € 4 590.75)  Totals for 2020: growth:  € 73 452.27 (=37,49%) Deposits: € 52 186.18 Returns: € 21 266.09 (=8,74%)
Dec 2021  € 443 925.59   (growth:  €12 951.94 deposits: € 7 300.00)  Totals for 2021: growth:  €174 550.91 (=64,80%) Deposits: € 90 523.89 (= 33,61%) Returns: € 84 027.02 (= 31,19%) 
Dec 2022  € 446 645.24   (growth: -€17 687.12 deposits: € 3 000.00)  Totals for 2022: growth:  €  2 719.65 (= 0,61%) Deposits: € 73 620.00 (= 16,58%) Returns:-€ 70.900,35 (=-13,70%)
Dec 2023  € 595 043.58   (growth:  €25 957.89 deposits: € 5 700.00)  Totals for 2023: growth:  €148 398.34 (=33.23%) Deposits: € 58 148,00 (= 13.02%) Returns: € 90 250.34 (= 17.88%)
Jan 2024  € 615 265.56   (growth:  €20 221.98 deposits: € 2 000.00)
Feb 2024  € 633 452.21   (growth:  €18 186.65 deposits: € 2 000.00)
Mar 2024  € 666 105.60   (growth:  €32 653.39 deposits: €12 000.00)
Apr 2024  € 660 639.27   (growth: -€ 5 466.33 deposits: € 2 000.00)
May 2024  € 671 823.49   (growth:  €11 184.22 deposits: € 2 000.00)
Jun 2024  € 722 757.12   (growth:  €50 933.63 deposits: €31 000.00)
Jul 2024  € 717 552.68   (growth: -€ 5 204.44 deposits: €31 000.00) 
Aug 2024  € 744 699.39   (growth:  €27 146.71 deposits: €     0.00)

Sep 2024  € 760 510.72   (growth:  €15 811.33 deposits: € 1 000.00)

Congrats @Whiskers

[tjrssibelle]

Investments only;

Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Dec 2020: $448.30k
Dec 2021: $579.50k

Jan 2022: $555.08k
Feb 2022: $547.93k
Mar 2022: $568.83k
Apr 2022: $526.18k
May 2022: $533.30k
Jun 2022: $500.42k
Jul 2022 : $533.30k
Aug 2022: $517.60k
Dec 2022: $521.43k

Jan 2023: $562.03k
Feb 2023: $549.90k
May 2023: $571.35k
Jun 2023: $601.64k
Jul 2023: $622.09k
Aug 2023: $607.46k
Sep 2023: $580.53k
Oct 2023: $568.72k
Nov 2023: $622.08k
Dec 2023: $659.79k

Jan 2024: $663.00k
Feb 2024: $684.06k
Mar 2024: $703.63k
Apr 2024: $680.60k
May 2024: $709.20k
Jun 2024: $715.69k
Jul 2024: $736.42k
Aug 2024: $755.17k
Sep 2024: $771.85k

Sent from my SM-S908U using Tapatalk

[Roks]

         

	2018	2019	2020	2021	2022	2023	2024	2025
Jan-March	85,738	123,622	136,279	283,729	391,565	413,930	588,440	-
April-June	93,359	133,844	180,632	320,910	333,632	464,534	619,822	-
July-Sep	112,276	140,745	209,539	340,278	323,848	463,615	-	-
Oct-Dec	103,325	157,203	253,216	370,826	366,378	534,872	-	-

	2018	2019	2020	2021	2022	2023	2024	2025	2026
Jan-March	85,738	123,622	136,279	283,729	391,565	413,930	588,440	-	-
April-June	93,359	133,844	180,632	320,910	333,632	464,534	619,822	-	-
July-Sep	112,276	140,745	209,539	340,278	323,848	463,615	682,056	-	-
Oct-Dec	103,325	157,203	253,216	370,826	366,378	534,872	-	-	-

[Sugaree]

Net Worth	2019	2020	2021	2022	2023	2024	2025
January	$49,378.04	$90,928.02	$161,747.01	$229,977.41	$232,928.16	$456,779.55
February	$50,300.10	$93,896.81	$162,883.32	$217,510.91	$346,856.21	$464,225.21	$        -
March	$59,373.49	$100,165.23	$173,923.10	$220,602.56	$347,275.46	$490,348.72	$        -
April	$59,558.47	$94,297.23	$183,031.09	$226,302.77	$358,270.55	$511,559.42	$        -
May	$64,340.45	$106,341.84	$186,124.71	$216,297.22	$363,790.59	$495,807.30	$        -
June	$64,940.28	$113,372.31	$189,866.01	$210,792.90	$370,890.90	$520,779.05	$        -
July	$70,156.02	$120,466.05	$194,364.35	$206,546.54	$400,232.03	$537,875.61	$        -
August	$74,302.64	$127,953.51	$197,286.96	$224,774.07	$417,598.48	$543,382.41	$        -
September	$74,328.43	$135,625.59	$205,953.08	$217,814.80	$413,256.55	$557,843.02	$        -
October	$78,067.76	$137,857.32	$201,884.29	$206,617.66	$400,848.50	$567,940.38	$        -
November	$81,274.16	$136,857.08	$215,701.01	$220,532.58	$392,181.17	$        -	$        -
December	$88,148.59	$152,706.85	$217,143.43	$241,204.92	$435,305.59	$        -	$        -
Annual gain	$41,549.98	$70,818.99	$68,230.40	$2,950.75	$223,851.39	$        -	$        -

Not terrible considering that September is the month when several big expenses always hit.  It may actually be a little better than it looks because there's at least one large-ish transfer in progress and not showing up in either account at this exact moment.


Congrats @Whiskers!

[midweststache]

6/24 - $514K INV / $731K TNW
7/31 - $520K INV / $733K TNW
8/29 - $533K INV / $762K TNW

10/1 - $556K INV / $786K TNW

[SpareChange]

EOY    Networth (US$)   
2011    -50k           
2012    -41k           
2013    -10k           
2014     33,726       
2015     90,497       
2016     146,590     
2017     224,985
2018     282,015
2019     381,913...downshifted to halftime in the fall.
2020     495,309
2021     591,399
2022     585,889...started including the value of my PTO bank
2023     738,911

September update:$892,942. Up $18,627, or 2.13%.

[lcmac32]

It was a brutal 5 days for my second month in this race.  Today, righted the ship a bit, but will need a steady rise to stay qualified (if there is such a thing) for this race.  I planned on a summer swoon at some point, but it felt worse dipping back under $500k mark.  All part of the process.

Welcome to the club! I peaked over and dipped under $500K a full THREE times over 11 months, before finally maintaining $500K two months later. All in, it took 13 months to go from $515K to $516K. You'll get there!

https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-500k-to-1m!/msg3283287/#msg3283287

I don't think I ever responded to this post.  Thank you for the encouraging perspective.  I am hopeful that I can be the main driver of gains for the next two years; meaning my contributions move the needle the most.  I do not want bad markets for certain, but I would like to put back $50k in 2025 and will be happy with a positive market year. 

[lampstache]

Bit surreal to hit the two-comma club. Probably will be back when the markets downswing again. If that's the case we will happily continue to invest when the market is on sale!
 
Investments only

	2017	2018	2019	2020	2021	2022	2023	2024	2025
January	$34,633	$56,928	$98,248	$176,153	$419,499	$643,917	$586,257	$808,772	-
February	$40,740	$56,241	$115,926	$182,362	$433,878	$631,440	$641,711	$828,542	-
March	???	$57,195	$123,445	$171,868	$481,671	$612,570	$643,961	$870,233	-
April	$41,346	$57,635	$129,678	$188,425	$503,015	$628,685	$673,394	$895,779	-
May	$41,840	$66,682	$136,527	$255,004	$536,515	$583,864	$671,053	$861,136	-
June	$45,227	$71,500	$132,945	$279,130	$570,802	$566,514	$689,810	$926,752	-
July	$45,862	$75,817	$142,557	$290,173	$570,802	$546,704	$727,315	$955,569	-
August	$47,377	$85,050	$150,420	$310,173	$568,446	$587,836	$753,046	$951,196	-
September	$47,669	$87,937	$146,310	$336,875	$596,208	$556,816	$752,227	$993,478	-
October	$50,397	$94,114	$150,536	$338,532	$590,085	$526,251	$733,159	$1,020,048	-
November	$52,288	$95,502	$155,627	$332,899	$625,776	$568,125	$720,868	-	-
December	???	$93,596	$165,458	$396,311	$611,435	$602,563	$773,792	-	-
Annual Gain	$22,295	$41,320	$77,905	$243,346	$224,418	$-57,660	$222,515	$211,276	-

[lcmac32]

Beginning of each year:

2020 $250,000.00

2023 $326,467.26

2024 $457,421.34
 
  Mar $450,987.00
  Apr $464,436.35
  May $445,752.58
  Jun $480,821.29
  Jul  $504,148.64
  Aug $516,889.81
  Sep $531,577.22

[lcmac32]

Bit surreal to hit the two-comma club. Probably will be back when the markets downswing again. If that's the case we will happily continue to invest when the market is on sale!
 
Investments only

	2017	2018	2019	2020	2021	2022	2023	2024	2025
January	$34,633	$56,928	$98,248	$176,153	$419,499	$643,917	$586,257	$808,772	-
February	$40,740	$56,241	$115,926	$182,362	$433,878	$631,440	$641,711	$828,542	-
March	???	$57,195	$123,445	$171,868	$481,671	$612,570	$643,961	$870,233	-
April	$41,346	$57,635	$129,678	$188,425	$503,015	$628,685	$673,394	$895,779	-
May	$41,840	$66,682	$136,527	$255,004	$536,515	$583,864	$671,053	$861,136	-
June	$45,227	$71,500	$132,945	$279,130	$570,802	$566,514	$689,810	$926,752	-
July	$45,862	$75,817	$142,557	$290,173	$570,802	$546,704	$727,315	$955,569	-
August	$47,377	$85,050	$150,420	$310,173	$568,446	$587,836	$753,046	$951,196	-
September	$47,669	$87,937	$146,310	$336,875	$596,208	$556,816	$752,227	$993,478	-
October	$50,397	$94,114	$150,536	$338,532	$590,085	$526,251	$733,159	$1,020,048	-
November	$52,288	$95,502	$155,627	$332,899	$625,776	$568,125	$720,868	-	-
December	???	$93,596	$165,458	$396,311	$611,435	$602,563	$773,792	-	-
Annual Gain	$22,295	$41,320	$77,905	$243,346	$224,418	$-57,660	$222,515	$211,276	-

Wow!  3.5 years to complete the race!!  That is so inspiring.  My goal is 5 years.  Sub 4 years is my stretch goal.  Thanks for posting!

[blue mutant]

Posting to follow etc.
 October 1, 2024: Invested assets: $524,347.

Would hope to be able to hit $1M in 5, if not 4, Calendar years from today.

[savinglabor]

	2019	2020	2021	2022	2023	2024
January	-	44,750.37	124,571.05	231,886.45	372,271.58	585,804.36
February	-	44,340.50	132,698.45	231,214.97	360,189.81	625,027.81
March	-	44,128.85	168,620.01	290,051.36	385,218.96	634,923.18
April	-	52,984.26	178,498.68	272,416.55	394,867.38	613,985.20
May	-	64,643.56	185,394.29	277,138.86	399,237.77	656,189.77
June	-	72,351.50	192,410.36	261,884.01	441,114.80	692,208.83
July	-	81,949.59	200,596.47	311,068.25	467,360.56	706,759.23
August	-	91,046.33	207,874.40	305,249.55	463,301.26	745,691.52
September	-	93,378.66	203,750.29	287,835.53	438,606.06	768,900.96
October	-	95,546.58	219,912.03	309,232.08	436,738.49	-
November	-	111,353.30	223,561.62	332,843.21	490,244.25	-
December	46,714.89	124,571.05	239,171.06	330,067.57	550,882.90	-

[LightStache]

	2021	2022	2023	2024
January	$517,231	$587,701	$684,648	$700,831
February	$523,109	$602,997	$718,097	$724,428
March	$528,981	$601,258	$681,798	$742,016
April	$534,853	$642,611	$665,681	$787,834
May	$540,725	$624,923	$675,664	$768,338
June	$533,040	$641,064	$665,389	$747,958
July	$542,290	$621,053	$687,534	$744,746
August	$541,486	$661,845	$690,801	$736,029
September	$540,080	$654,924	$684,056	$730,351
October	$551,000	$632,154	$647,913	$724,404
November	$566,816	$677,840	$622,387
December	$582,631	$712,049	$667,567

Now on month six of decreasing NW despite saving and stock indices hitting all-time highs. I just quit my job again so I hope my investments change direction!

[PlanetDee]

Investments Only:
12/1/23 - $513k
1/1/24 - $546k
2/1/24 - $558k
3/1/24 - $581k
4/1/24 - $596k
5/1/24 - $569k
6/1/24 - $603k
7/1/24 - $625k
8/1/24 - $641k
9/1/24 - $656k
10/2/24 - $672k

[ontheheel]

Lots of expenses from the move, but also a lot of reimbursements paid and incoming. Will end up being net positive, which is nice.

Net worth consists of equity portfolio, two rental properties, and cash (checking/savings). Liabilities are month-to-month credit card (PIF every month), two mortgages on rental properties, one car loan (will be PIF 24 months from date of issue) and what’s left of my wife’s student loans. All numbers are end-of-month totals.

	2019	2020	2021	2022	2023	2024
January	$87,000	$153,000	$241,000	$347,000	$408,000	$426,000
February	$95,000	$159,000	$246,000	$354,000	$418,000	$450,000
March	$95,000	$152,000	$255,000	$372,000	$429,000	$473,000
April	$98,000	$172,000	$267,000	$381,000	$445,000	$472,000
May	$95,000	$157,000	$290,000	$381,000	$453,000	$496,000
June	$104,000	$187,000	$303,000	$383,000	$474,000	$504,000
July	$106,000	$202,000	$325,000	$396,000	$483,000	$527,000
August	$115,000	$206,000	$333,000	$387,000	$468,000	$529,000
September	$118,000	$207,000	$328,000	$378,000	$455,000	***$539,000***
October	$134,000	$215,000	$342,000	$394,000	$450,000	-
November	$136,000	$233,000	$346,000	$403,000	$404,000	-
December	$143,000	$234,000	$359,000	$404,000	$421,000	-
Annual gain	$56,000	$89,000	$125,000	$45,000	$17,000	-

[AJDZee]

Year End
2016: $125k
2017: $182k  (+$57k)
2018: $233k  (+$51k)
2019: $281k  (+$48k)
2020: $327k  (+$46k)
2021: $453k  (+$126k)
2022: $452k  (-$1k)


Q1 2023: $504k (+$52k)
Q2 2023: $525k (+$20k)
Q3 2023: $519k (-$5k)
Q4 2023: $565k (+$45k)

Q1 2024: $635k (+$70k)
Q2 2024: $666k (+$31k)
Q3 2024: $706k (+$40k)

[NextTime]

Investments only.

	2018	2019	2020	2021	2022	2023	2024
January	$198,265	$224,401	$305,287	$424,924	$541,872	$543,104	$674,573
February	$204,080	$231,997	$290,554	$453,313	$526,670	$533,769	$705,340
March	$204,080	$236,710	$274,909	$471,199	$532,671	$554,094	$717,435
April	$206,310	$246,138	$298,297	$489,213	$495,058	$554,279	$699,838
May	$207,731	$245,062	$320,072	$492,274	$495,719	$557,955	$722,832
June	$209,453	$256,868	$331,215	$493,272	$468,019	$592,123	$748,185
July	$218,450	$256,076	$349,025	$503,214	$499,669	$616,734	$766,227
August	$224,243	$266,197	$367,183	$521,697	$485,070	$595,580	$788,010
September	$227,037	$274,186	$360,397	$509,748	$477,261	$589,320	$809,201
October	$214,107	$284,427	$360,290	$530,757	$477,261	$575,083
November	$219,948	$295.004	$400,264	$524,716	$507,665	$623,604
December	$206,667	$304,693	$419,937	$557,868	$489,299	$655,213

Been awhile since the last update. Progressing nicely

[mountain_air]

7/1/18    150,573
8/1/18    155,306
9/1/18    169,777
10/1/18  178,901
11/1/18  179,225
12/1/18  185,066
1/1/19    184,310
2/1/19    196,092
3/1/19    202,431
4/1/19    228,194
5/1/19    242,596
6/1/19    241,727
7/1/19    258,652
8/1/19 -  174,529 (bought a house)
9/1/19 - 192,565
10/1/19 - 259,358
11/1/19 - 273,244
12/1/19 - 302,448
1/1/20 - 301,682
2/1/20 - 304,295
3/1/20 - 306,773
4/1/20 - 285,603
5/1/20 - 312,209
6/1/20 - 335,833
7/1/20 - 347,776
8/1/20 - 362,340
9/1/20 - 368,846
10/1/20 - 370,190
11/1/20 - 386,231
9/1/21 - 504,976
11/1/21 - 511,106
12/1/21 - 509,903
1/1/21 - 509,888
9/1/23 - 622,897
10/1/23 - 632,463
11/1/23 - 640,088
12/1/23 - 660,761
1/1/24 - 675,394
2/1/24 - 682,854
3/1/24 - 715,335
4/1/24 - 734,141
6/1/24 - 739,828
7/1/24 - 741,359
8/1/24 - 732,300
9/1/24 - 733,951
10/1/24 - 742,776

We're chugging along and saving every month.  Getting back into discipline mode where we shoot for 40-50% savings rate.  Its been a while since we were able to save that kind of percentage each month and it feels great to be back here.  Stretch goal for 2024 is 850 NW which I don't believe will happen, but the 800 mark is possible!

[solon]

	2018	2019	2020	2021	2022	2023	2024	2025
January	132,155	177,349	282,110	344,002	562,144	566,920	658,932	-
February	138,015	188,332	290,845	360,553	550,651	603,222	685,235	-
March	138,469	187,634	288,022	367,222	545,172	612,629	696,088	-
April	148,093	197,461	257,224	387,064	575,922	616,858	701,387	-
May	158,814	194,010	276,627	398,896	547,618	618,599	700,298	-
June	161,284	186,414	299,563	407,230	541,730	644,443	717,760	-
July	160,446	196,934	304,249	418,701	527,166	660,703	749,312	-
August	168,222	267,535	318,456	520,045	577,017	656,843	745,673	-
September	184,158	268,153	324,661	527,305	561,402	658,526	763,390	-
October	189,536	271,542	317,511	520,004	545,003	647,666	964,899	$1M!
November	184,146	283,636	323,958	552,965	554,486	632,663	-	-
December	182,675	287,248	341,124	542,337	581,821	658,487	-	-

Received an inheritance this month that gets us pretty close to the million dollar club.

[RWD]

Received an inheritance this month that gets us pretty close to the million dollar club.

That is quite a bump, wow

[Dr Kidstache]

Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689 
Oct 5 2019: $579,502 
Nov 5 2019: $602,772   
Dec 5 2019: $607,806
Jan 5 2020: $634,119 
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254 
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515   
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114  <-- Bought house
Jan 5 2022: TNW  $974,113 / Investments $680,246
Feb 5 2022: TNW $989,468 / Investments $668,804
Mar 5 2022: TNW $976,348 / Investments $651,576
Apr 5 2022: TNW $1,030,421 / Investments $680,695
May 5 2022: TNW $1,028,363 / Investments $641,593
July 5 2022: TNW $1,039,389 / Investments $601,245
Aug 5 2022: TNW $1,122,143 / Investments $637,929
Sept 5 2022: TNW $1,122,124 /  Investments $613,238
Oct 5 2022: TNW $1,095,655 / Investments $596,262
Nov 5 2022: TNW $1,108,755 / Investments $608,571
Dec 5 2022: TNW $1,208,503  /  Investments $657,325
Jan 5 2023:  TNW $1,194,656  /  Investments $644,832
Feb 5 2023:  TNW $1,236,363  /  Investments $695,406
Mar 5 2023:  TNW $1,227,644  /  Investments $694,838
Apr 5 2023: TNW $1,142,895  /  Investments $694,706
May 5 2023: TNW $1,069,445  /  Investments $705,448
Jun 5 2023:  TNW $1, 106,083  /  Investments $719,253 
Jul 5 2023:  TNW $1,152,477  /  Investments $741,551
Aug 5 2023:  TNW $1,165,448  /  Investments $757,157   
Sept 5 2023:  TNW $1,159,005  /  Investments $748,000
Oct 5 2023:  TNW $1,171,796  /  Investments $715,779
Nov 5 2023:  TNW $1,144,681  /  Investments $726,801
Dec 5 2023:  TNW $1,248,768  /  Investments $781,275
Jan 5 2024:  TNW $1,264,922  /  Investments $815,800
Feb 5 2024:  TNW $1,290,726  /  Investments $827,529
Mar 7 2024:  TNW $1,367,349 / Investments $870,729
Apr 5 2024:  TNW $1,412,520 / Investments $891,329
May 5 2024:  TNW $1,422,098  /  Investments $894,053
July 5 2024:  TNW $1,472,485  /  Investments $943,556

Oct 5 2024:  TNW $1,484,415  /  Investments $988,654 ($45,098)

Haven't checked in a few months so pleased to see my investments are up despite having bought a new-to-me car this summer that emptied my short-term new car investment fund. Getting close to hitting the $1mil investments mark!

[Em-Dog]

More market gains pushing us higher!

	2018	2019	2020	2021	2022	2023	2024	2025
January	$11,592	$19,461	$52,636	$117,964	$307,781	$369,828	$655,833	-
February	$12,414	$28,144	$48,605	$129,160	$322,118	$407,633	$733,959	-
March	$12,259	$23,011	$45,431	$135,298	$352,170	$478,568	$761,406	-
April	$13,641	$25,628	$50,763	$183,963	$329,584	$486,929	$738,626	-
May	$16,646	$24,273	$55,517	$213,448	$337,156	$490,587	$774,475	-
June	$16,625	$27,726	$58,784	$247,758	$316,192	$523,455	$794,387	-
July	$17,057	$31,358	$63,678	$259,587	$349,011	$556,274	$811,261	-
August	$17,375	$30,624	$69,345	$274,737	$344,052	$584,557	$826,882	-
September	$17,380	$41,343	$69,043	$269,876	$313,714	$569,039	$845,699	-
October	$16,044	$43,732	$69,866	$294,685	$342,157	$566,124	-	-
November	$16,332	$46,935	$95,120	$294,439	$364,093	$609,465	-	-
December	$16,589	$51,547	$118,877	$313,367	$346,313	$637,152	-	$1mm Goal
Annual Gain	$6,671	$34,958	$67,330	$194,490	$32,946	$290,839	$208,547	-
Contributions	$8,100	$30,491	$53,064	$199,837	$102,311	$188,477	$95,667	-
Returns	($1,429)	$4,467	$14,266	($5,383)	($69,365)	$102,362	$112,880	-

[Nick_Miller]

June 2022: $581K
Sept 2022: $584K
Dec 2022: $583K
March 2023: $625K
June 2023: $685K
Sept 2023: $673K
Dec 2023: $738K
March 2024: $790K
June 2024: $822K
Sept 2024: $871K

Hitting $1M by Dec 2025 seems possible now.

[lcmac32]

Received an inheritance this month that gets us pretty close to the million dollar club.

Congratulations, sort of because death is not something we usually celebrate.  I do however want to post as how leaving an inheritance is also part of the wealth building way.  My parents are in their 80's and will leave something (not insignificant) to their children.  My grandparents did the same.  They both are Mustachian in that they provided an inheritance.  They did live below their means.  Some more and some less so, but this is the way. 

In our case, the grandparents on both sides were poor even in the LCOLA areas they lived in.  My parents got degrees and did better, BUT they aren't mustachians to a great degree.  They did however put those inheritances in the market and have never had to touch them.  They are now worth over $1M and likely $2M.  On the YOLO non-Mustachian side, I just spoke with mom yesterday and am constantly telling her if there is something she wants to do, place to go, buy new car, vacation with us somewhere, or remodel something on her home, to do it now.  I want her to continue to make memories.  I am old enough that my success is not determined by their generosity at death. 

No shame in being grateful when it comes, but I, like I am sure you did, save and plan like it is never coming.  So in that vein, CONGRATULATIONS on having a family (assuming family) that lived the right way and has blessed you on your already solid FI journey.

[solon]

Received an inheritance this month that gets us pretty close to the million dollar club.

Congratulations, sort of as because death is not something we usually celebrate.  I do however want to post as how leaving an inheritance is also part of the wealth building way.  My parents are in their 80's and will leave something (not insignificant) to their children.  My grandparents did the same.  They both are Mustachian in that they provided an inheritance.  They did live below their means.  Some more and some less so, but this is the way. 

In our case, the grandparents on both sides were poor even in the LCOLA areas they lived in.  My parents got degrees and did better, BUT they aren't mustachians to a great degree.  They did however put those inheritances in the market and have never had to touch them.  They are now worth over $1M and likely $2M.  On the YOLO non-Mustachian side, I just spoke with mom yesterday and am constantly telling her if there is something she wants to do, place to go, buy new car, vacation with us somewhere, or remodel something on her home, to do it now.  I want her to continue to make memories.  I am old enough that my success is not determined by their generosity at death. 

No shame in being grateful when it comes, but I, like I am sure you did, save and plan like it is never coming.  So in that vein, CONGRATULATIONS on having a family (assuming family) that lived the right way and has blessed you on your already solid FI journey.

Yeah, inheritance sure is a funny thing. The people it helps the most are the people who need it the least. In our case, we have a mustachian mindset, and we have been making great progress through the years. And this inheritance moves us closer to the goal. But if we weren't mustachian, it would probably all have gone to spending/debt, and wouldn't help us much at all.

[Lamancha]

1/2019- 29,000
1/2020- 130,855
1/2021- 258,257
1/2022- 452,162
1/2023- 534,404

1/2024- 727,081
2/2024- 751,698
3/2024- 786,410
4/2024- 811,314
5/2024- 799,177

6/2024- 753,469

7/2024- 799,883

10/2024- 820,731
Back in July my husband and I bought a truck and travel trailer, and have been traveling around and camping ever since.  We moved our business manager into our house, and the employees are running our business full time now.  I guess it is our version of coast fire.  We probably wont be able to add as much to our investments from now on, so hopefully the market can move them in the right direction.  Wish us luck.

[Rockies]

Im going to set the goal here to reach 1M net worth within 2 years (including my home). Based on a 8% return on my investments and a 3.5% return on my home I will be about 40K short in two years, so either I will have to get lucky with the markets, or I will have to figure out a way to up my savings, but its a good stretch goal. Of course we could be in for a few down years in the market and then I'd miss the goal (which wouldn't be the end of the world), but its a worthy thing to strive for.

My goal when I hit 1M is to take a 2-3 month sabbatical and finally splurge on a used minivan that I will convert to a camper. Currently only own/drive/camp in my Prius but I'd like to spend more time camping when I can.

Then the next major goal is to reach 1M investment accounts, and final destination to reach 1.5M invested (excluding home) for FIRE. But I dont expect that to happen until about 10-15 years from now.

Here is my net worth by year (measured in March of each year, except final entry):

Year         Age   Net worth (house equity + investments + cash)
2008   20   $2,000.00
2009   21   $6,000.00
2010   22   $8,000.00
2010   23   $8,000.00
2011   24   $15,000.00
2012   25   $42,000.00
2013   26   $64,000.00
2014   27   $84,000.00
2015   28   $100,000.00
2016   29   $151,000.00
2017   30   $153,000.00
2018   31   $290,000.00
2019   32   $380,000.00
2020   33   $415,000.00
2021   34   $475,000.00
2022   35   $505,000.00
2023   36   $575,000.00
2024   37   $680,000.00
2024 (october)  38       $816,000       

[J.P. MoreGains]

More market gains pushing us higher!

	2018	2019	2020	2021	2022	2023	2024	2025
January	$11,592	$19,461	$52,636	$117,964	$307,781	$369,828	$655,833	-
February	$12,414	$28,144	$48,605	$129,160	$322,118	$407,633	$733,959	-
March	$12,259	$23,011	$45,431	$135,298	$352,170	$478,568	$761,406	-
April	$13,641	$25,628	$50,763	$183,963	$329,584	$486,929	$738,626	-
May	$16,646	$24,273	$55,517	$213,448	$337,156	$490,587	$774,475	-
June	$16,625	$27,726	$58,784	$247,758	$316,192	$523,455	$794,387	-
July	$17,057	$31,358	$63,678	$259,587	$349,011	$556,274	$811,261	-
August	$17,375	$30,624	$69,345	$274,737	$344,052	$584,557	$826,882	-
September	$17,380	$41,343	$69,043	$269,876	$313,714	$569,039	$845,699	-
October	$16,044	$43,732	$69,866	$294,685	$342,157	$566,124	-	-
November	$16,332	$46,935	$95,120	$294,439	$364,093	$609,465	-	-
December	$16,589	$51,547	$118,877	$313,367	$346,313	$637,152	-	$1mm Goal
Annual Gain	$6,671	$34,958	$67,330	$194,490	$32,946	$290,839	$208,547	-
Contributions	$8,100	$30,491	$53,064	$199,837	$102,311	$188,477	$95,667	-
Returns	($1,429)	$4,467	$14,266	($5,383)	($69,365)	$102,362	$112,880	-

Looks like you're going to make it in under 10 years!

[oneday]

Investments only

	2021	2022	2023	2024	2025
January	$326K	$491K	$516K	$682K	-
February	$345K	$487K	$508K	$707K	-
March	$362K	$509K	$527K	$734K	-
April	$383K	$474K	$542K	$712K	-
May	$385K	$481K	$546K	$749K	-
June	$393K	$447K	$586K	$776K	-
July	$451K	$488K	$625K	$794K	-
August	$467K	$476K	$617K	$817K	-
September	$447K	$438K	$592K	$835K	-
October	$480K	$475K	$583K	-	-
November	$494K	$505K	$625K	-	-
December	$515K	$480K	$657K	-	-

https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=1302523503

[wealthviahealth]

Dropping in here for the official “million dollar holler”.
Just crossed 1M this morning.
I dont count home equity or RSUs in privately held company so this is primarily all invested. 60/40 split between tax advantage and non.
A few memorable milestones:
2014: 25k assets and 30k in student loans
Late 2015- started making 100K- big jump from 43K years previously.
Early 2017- crossed 100K in assets
Early 2020 -crossed 300k
April 2021- crossed 500K
2022: started making $200K+
Mid 2023: cost of living jumped significantly but net worth kept climbing faster than ever and may be first time I started to feel “wealthy” since I spent $$ to increase quality of life and still hit financial goals.
Start of 2024 $775k
Today 10.14.24: Crossed 1 million.
Will likely be back but jumping into to next group now. Great being on this journey with you all!

[Rockies]

Dropping in here for the official “million dollar holler”.

Late 2015- started making 100K- big jump from 43K years previously.

2022: started making $200K+

Congrats! Can I ask you what line of work you are in that enabled you to increase your income so much so quickly?

[Samuel]

Date               NW $
2/21/2016       146112
5/22/2016       165472
1/15/2017       201401
1/20/2018       290491
1/22/2019       318864
5/21/2019       350234
5/22/2020       388342
11/10/2020     480280
4/3/2021         565269
9/8/2021         629295
1/19/2022       643494
7/8/2022         606947
12/22/2022     644866
5/3/2023         704829
7/7/2023         736470
8/30/2023       758099
10/25/2023     728915
12/15/2023     816864
3/1/2024        864806
6/14/24          914676
8/26/24          960527
10/14/24        987466

Market willing I'll be a millionaire by Christmas, perhaps even by Thanksgiving. Wild. I know math is math and markets do market things but I still don't quite comprehend how I have 250k more than I did a year ago.

[pasadenafr]

Date               NW $
2/21/2016       146112
5/22/2016       165472
1/15/2017       201401
1/20/2018       290491
1/22/2019       318864
5/21/2019       350234
5/22/2020       388342
11/10/2020     480280
4/3/2021         565269
9/8/2021         629295
1/19/2022       643494
7/8/2022         606947
12/22/2022     644866
5/3/2023         704829
7/7/2023         736470
8/30/2023       758099
10/25/2023     728915
12/15/2023     816864
3/1/2024        864806
6/14/24          914676
8/26/24          960527
10/14/24        987466

Market willing I'll be a millionaire by Christmas, perhaps even by Thanksgiving. Wild. I know math is math and markets do market things but I still don't quite comprehend how I have 250k more than I did a year ago.

Market willing, you might just be a millionaire at the end of this month!

[oneday]

@wealthviahealth congrats, you did it!

@Samuel exciting place to beeee!!!

[SAfAmBrit]

et Worth

May2021 -  $1,003,397
June 2021 - $1.013,773
July 2021 - $1,035,193
August 2021 - $1,238,637
September 2021 - $,1228,412
October 2021 - $1,282,607
December 2021 - $1,317,000
October 2024 - $1,762,320


Investments :

May 2021 -  $604,599
June 2021 - $616,224
July 2021 - $637,187
August 2021 - $726,863
September 2021 - $720314
October 2021 - $757,529
December 2021 - 766,216
October 2024 - $1,265,320


I have passed the $1 MIL mark and I keep going - but I am becoming more and more discontented with work. What is interesting is that you set a goal and it never seems enough once you hit it! I have given myself to 55 with the option to stop working any time before that!

[lcmac32]

@wealthviahealth -  Awesome to see your big increases in income and what you have done with it.  I just made a similar income jump.  I hope I can replicate your success. 

@Samuel - Congrats!! You will be on to the next race soon.  Even if markets do the other thing, you have made incredible strides. 

[Em-Dog]

Way to go!

Bit surreal to hit the two-comma club. Probably will be back when the markets downswing again. If that's the case we will happily continue to invest when the market is on sale!
 
Investments only

	2017	2018	2019	2020	2021	2022	2023	2024	2025
January	$34,633	$56,928	$98,248	$176,153	$419,499	$643,917	$586,257	$808,772	-
February	$40,740	$56,241	$115,926	$182,362	$433,878	$631,440	$641,711	$828,542	-
March	???	$57,195	$123,445	$171,868	$481,671	$612,570	$643,961	$870,233	-
April	$41,346	$57,635	$129,678	$188,425	$503,015	$628,685	$673,394	$895,779	-
May	$41,840	$66,682	$136,527	$255,004	$536,515	$583,864	$671,053	$861,136	-
June	$45,227	$71,500	$132,945	$279,130	$570,802	$566,514	$689,810	$926,752	-
July	$45,862	$75,817	$142,557	$290,173	$570,802	$546,704	$727,315	$955,569	-
August	$47,377	$85,050	$150,420	$310,173	$568,446	$587,836	$753,046	$951,196	-
September	$47,669	$87,937	$146,310	$336,875	$596,208	$556,816	$752,227	$993,478	-
October	$50,397	$94,114	$150,536	$338,532	$590,085	$526,251	$733,159	$1,020,048	-
November	$52,288	$95,502	$155,627	$332,899	$625,776	$568,125	$720,868	-	-
December	???	$93,596	$165,458	$396,311	$611,435	$602,563	$773,792	-	-
Annual Gain	$22,295	$41,320	$77,905	$243,346	$224,418	$-57,660	$222,515	$211,276	-

[SeattleStache]

The first number is retirement related investments and the second includes cash savings, real estate, and other investments. I'm focused on retirement savings only for this race.

December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
December 2021: $506,167 (total NW $665,639)
December 2022: $459,000 (total NW $627,689)
December 2023: $614,548 (total NW $795,006)
January 2024: $624,946 (total NW $803,234)
February 2024: $649,964 (total NW $831,943)
March 2024: $675,855 (total NW $873,701)
April 2024: $665,844 (total NW $865,819)
May 2024: $684,319 (total NW $876,112)
June 2024: $706,512 (total NW $893,783)
July 2024: $722,195 (total NW $906,796)
August 2024: $734,494 (total NW $920,495)
September 2024: $767,438 (total NW $959,839)
October 2024: $777,036 (total NW $969,744)

[falsekrakk808]

	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
January	???	134,982	152,827	166,462	242,541	354,718	433,211	478,011	619,370	$750k Goal
February	???	139,867	155,407	177,792	257,924	382,044	453,226	486,395	656,262	-
March	111,557	141,453	152,342	193,722	227,560	382,355	467,849	504,628	675,686	-
April	125,553	???	155,305	210,318	256,005	411,837	470,161	524,209	647,810	-
May	132,778	137,778	160,431	205,538	278,157	418,700	468,507	516,858	676,276	-
June	???	125,010	162,239	199,039	282,777	442,429	460,137	549,320	733,090	-
July	???	129,077	170,289	198,372	304,381	440,202	475,590	579,766	737,984	-
August	???	130,256	175,906	206,279	312,578	455,378	483,706	584,181	770,803	-
September	???	136,658	178,198	212,786	295,744	448,555	449,474	584,162	782,677	-
October	121,823	137,913	164,888	220,513	286,661	474,585	470,090	560,381	790,382	-
November	126,048	143,556	165,777	233,155	331,046	477,744	481,824	607,383	-	-
December	131,174	146,827	154,154	239,998	361,661	481,002	461,547	635,230	-	-

[lcmac32]

1/2019- 29,000
1/2020- 130,855
1/2021- 258,257
1/2022- 452,162
1/2023- 534,404

1/2024- 727,081
2/2024- 751,698
3/2024- 786,410
4/2024- 811,314
5/2024- 799,177

6/2024- 753,469

7/2024- 799,883

10/2024- 820,731
Back in July my husband and I bought a truck and travel trailer, and have been traveling around and camping ever since.  We moved our business manager into our house, and the employees are running our business full time now.  I guess it is our version of coast fire.  We probably wont be able to add as much to our investments from now on, so hopefully the market can move them in the right direction.  Wish us luck.

Your post really has me thinking.  I am wondering if I can develop a similar small business.  I really have gotten way less spendy as the years go by and bet I can get by traveling like you have with a modest income coming in from business/employees.  I have owned a business before and it is not my favorite work, but it can solve the FI part for me even with something smallish like $2k/mo. earnings.  Very thought provoking.