Author Topic: Race from 500k to 1M!  (Read 834149 times)

dandypandys

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Re: Race from 500k to 1M!
« Reply #3700 on: January 04, 2024, 01:15:22 PM »
2017
Jan 1st: 252k
Dec 4th 322.5k   

2018
Jan 1st:316.5k  64.5k up for 2017
Dec 1st:370k

2019
Jan 1st: $357.5 (first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5   

2020
Jan 1st $533.5  We did it! How exciting :) UP 176k for 2019
Dec 29th: $624 UP 90.5k for 2020

2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
Sept 1: $796
Oct 1: $771.5
Nov: $808
Dec: $815.5   Put the condo up to 150k- Zillow says 180k now.
Dec 31:  $843  UP 218,977for 2021, but some was the condo

2022
Feb 1st: $807
Mar 1st: $798.5
Apr 1st $822.5
May 1: $786.5
June 1: $776
August 1:$781
Sept 1: $766
Oct 4: $735
Nov 2: $760.5
Dec 1:  $791.5

Jan 3: 769.5  sold art DOWN 73,345 for 2022
March 1: 803.5
Mar 30: 811
May 5th: 819
Aug 8: 884
Sept 2: 888
Oct 3: 855
Nov 5th: 866.5
Dec 3rd: 902.5

2024: UP 150,727 for 2023
Jan 4: 920.5

Exciting! I can't believe how close we are getting. We like many of you, started this journey of findin MM and following along with the plan in 2017.
I wonder when I will get to retire? Hubs wants to get OUT OF HERE ! ( Central Florida)
« Last Edit: January 04, 2024, 01:19:01 PM by dandypandys »

solon

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Re: Race from 500k to 1M!
« Reply #3701 on: January 05, 2024, 03:52:59 AM »
2018               2019               2020               2021               2022               2023               2024               
January132,155177,349282,110344,002562,144566,920658,932
February138,015188,332290,845360,553550,651603,222-
March138,469187,634288,022367,222545,172612,629-
April148,093197,461257,224387,064575,922616,858-
May158,814194,010276,627398,896547,618618,599-
June161,284186,414299,563407,230541,730644,443-
July160,446196,934304,249418,701527,166660,703-
August168,222267,535318,456520,045577,017656,843-
September184,158268,153324,661527,305561,402658,526-
October189,536271,542317,511520,004545,003647,666-
November184,146283,636323,958552,965554,486632,663-
December182,675287,248341,124542,337581,821658,487-


Paid off a lot of zero rate loans. So even though it was a good month the needle barely moved.

Dr Kidstache

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Re: Race from 500k to 1M!
« Reply #3702 on: January 05, 2024, 09:18:30 AM »
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689 
Oct 5 2019: $579,502 
Nov 5 2019: $602,772   
Dec 5 2019: $607,806
Jan 5 2020: $634,119 
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254 
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515   
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114  <-- Bought house
Jan 5 2022: TNW  $974,113 / Investments $680,246
Feb 5 2022: TNW $989,468 / Investments $668,804
Mar 5 2022: TNW $976,348 / Investments $651,576
Apr 5 2022: TNW $1,030,421 / Investments $680,695
May 5 2022: TNW $1,028,363 / Investments $641,593
July 5 2022: TNW $1,039,389 / Investments $601,245
Aug 5 2022: TNW $1,122,143 / Investments $637,929
Sept 5 2022: TNW $1,122,124 /  Investments $613,238
Oct 5 2022: TNW $1,095,655 / Investments $596,262
Nov 5 2022: TNW $1,108,755 / Investments $608,571
Dec 5 2022: TNW $1,208,503  /  Investments $657,325
Jan 5 2023:  TNW $1,194,656  /  Investments $644,832
Feb 5 2023:  TNW $1,236,363  /  Investments $695,406
Mar 5 2023:  TNW $1,227,644  /  Investments $694,838
Apr 5 2023: TNW $1,142,895  /  Investments $694,706
May 5 2023: TNW $1,069,445  /  Investments $705,448
Jun 5 2023:  TNW $1, 106,083  /  Investments $719,253 
Jul 5 2023:  TNW $1,152,477  /  Investments $741,551
Aug 5 2023:  TNW $1,165,448  /  Investments $757,157   
Sept 5 2023:  TNW $1,159,005  /  Investments $748,000
Oct 5 2023:  TNW $1,171,796  /  Investments $715,779
Nov 5 2023:  TNW $1,144,681  /  Investments $726,801
Dec 5 2023:  TNW $1,248,768  /  Investments $781,275

Jan 5 2024:  TNW $1,264,922  /  Investments $815,800 ($34,525)

mountain_air

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Re: Race from 500k to 1M!
« Reply #3703 on: January 05, 2024, 05:30:59 PM »
Happy New Year yall!  Let's crush 2024

5/1/18    135,266
6/1/18    146,521
7/1/18    150,573
8/1/18    155,306
9/1/18    169,777
10/1/18  178,901
11/1/18  179,225
12/1/18  185,066
1/1/19    184,310
2/1/19    196,092
3/1/19    202,431
4/1/19    228,194
5/1/19    242,596
6/1/19    241,727
7/1/19    258,652
8/1/19 -  174,529 (bought a house)
9/1/19 - 192,565
10/1/19 - 259,358
11/1/19 - 273,244
12/1/19 - 302,448
1/1/20 - 301,682
2/1/20 - 304,295
3/1/20 - 306,773
4/1/20 - 285,603
5/1/20 - 312,209
6/1/20 - 335,833
7/1/20 - 347,776
8/1/20 - 362,340
9/1/20 - 368,846
10/1/20 - 370,190
11/1/20 - 386,231
9/1/21 - 504,976
11/1/21 - 511,106
12/1/21 - 509,903
1/1/21 - 509,888
9/1/23 - 622,897
10/1/23 - 632,463
11/1/23 - 640,088
12/1/23 - 660,761
1/1/23 - 675,394

Lamancha

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Re: Race from 500k to 1M!
« Reply #3704 on: January 06, 2024, 07:11:22 PM »
1/19- 29,000
1/20- 130,822
1/21- 258,257
1/22- 452,162

1/23- 534,404
2/23- 580,499
3/23- 583,080
4/23- 577,306
5/23- 577,294
6/23- 601,567
7/23- 631,808
8/23- 638,961
9/23- 664,899
10/23- 645,294
11/23- 662,941

12/23- 700,882

1/24- 727,081

oneday

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Re: Race from 500k to 1M!
« Reply #3705 on: January 08, 2024, 06:14:17 PM »
Hoping to crack into the $700,000's next year.

Investments only

                       2021                2022                2023                2024                2025               
January$326K$491K$516K--
February$345K$487K$508K--
March$362K$509K$527K--
April$383K$474K$542K--
May$385K$481K$546K--
June$393K$447K$586K--
July$451K$488K$625K--
August$467K$476K$617K--
September$447K$438K$592K--
October$480K$475K$583K--
November$494K$505K$625K--
December$515K$480K$657K--

https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=1302523503

Stimpy

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Re: Race from 500k to 1M!
« Reply #3706 on: January 09, 2024, 09:20:42 AM »
DateFIREMediTotal NW% IncreaseNotes
6/1/2017$115,738 -
12/31/2018$177,341.32 $46,719.18$224,060.50~2.07%
12/31/2019$258,407.93  $82,188.34$340,596.27~10.57%Percentage off due to account access issues last month
12/31/2020$230,836.47 $101,830.02$408,666.49 ~4.74%
12/31/2021$392,057 $143,156.74$535,214.65~2.76%
12/31/2022$363.496.09$127.446.75$490.942.84~1.06%
03/31/2023$371,517.99$138,533.53$510,051.52~-0.07%
05/31/2023$381,348.16$146,872.11$528,220.27~-0.07%
08/31/2023$414,746.65$162,514.69$577,261.34~-0.07%
EOY24 Goal: 680-700k
Numbers based on a majority of accounts I am tracking.  Does not include some small accounts or business accounts.  I am going to play around since my source of truth is no longer mint...  So this will change as I work out how I want to report.

12/31/2023 Fire:$444,535.07 + Medi:$190,824.46 = $635,359.53   ~2.69%

A place I never thought I'd see, given how outrageous some of my expenses seem to have been....  (Roofs are not cheap...)  Anyway, my goal met and surpassed so. Happy Happy, Joy Joy!  This year I'll aim for 700k and see what happens.  If I get there great, if not, I should be close. 
Also, since mint shutdown my source of truth for my number is in flux.  Yes I know it shouldn't be but, it is.  It's not that my numbers aren't close to what mint reports, it's that what mint reports, usually was off by little bit.  Not a big deal but it means I need to do some work to figure out what I should make my new Source of Truth, and go from there.
Here is to a prosperous New Year for all!
« Last Edit: January 11, 2024, 08:03:24 AM by Stimpy »

lexde

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Re: Race from 500k to 1M!
« Reply #3707 on: January 18, 2024, 11:05:47 AM »

Net Worth by End-of-Year:
2016 (start): ($27,015.16)
2017: $2,474.33
2018: $33,203.90
2019: $68,192.96
2020: $130,715.91
2021: $296,922.14
2022: $400,055.05
Current: $519,129.00

Goals Breakdown
Q4 2023: $540K
Q1 2024: $580K

Q2 2024: $620K
Q3 2024: $660K
Q4 2024: $700K
Q1 2025: $740K
Q2 2025: $780K
Q3 2025: $820K
Q4 2025: $860K
Q1 2026: $900K
Q2 2026: $940K
Q3 2026: $980K
Q4 2026: $1M

November 18, 2023: $580,473.22 as of this morning. Small market upswing plus a fairly large payment from my business deal earlier this year means I hit both my Q4 2023 and Q1 2024 goals well in advance on paper. Some of this will be taken out for taxes, but it’s been a crazy month for progress toward my goals.

December 1, 2023: $603,891.35 as of today's paycheck. Approximately $27K of this is earmarked for taxes, so I'm sitting at around $576K "true" net worth. I've reached out to my CPA to see if I can to do anything before year end to reduce that bill.
January 18, 2024: $601,752.29 as of today. This is the adjusted "true" net worth after taking out the tax account I have earmarked (currently sitting just under $45k). So I'm well on my way to my Q2 goal of $620K early, but I also have a lot of work that needs to be done around the house. I just paid for a bathroom remodel, and have a lot of other work that needs to be done (water penetration issues and remediation). Overall doing well and feeling good about the progress I'm making.

JLee

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Re: Race from 500k to 1M!
« Reply #3708 on: January 19, 2024, 09:26:02 AM »
Some years ago, I set a (seemingly difficult) NW goal of $600k for when I reached 40yo.  My (seemingly outright impossible) stretch goal was $1 million.

I turned 40 yesterday and ran the numbers today.  I generally only update my house value annually but made an exception for this. Using an average of Realtor.com, Redfin, and Zillow, it put me at $957k.  Using Redfin alone (the highest one), I would be at $1,009,342!

Anyway, it's not going to make it into my regularly scheduled monthly updates but I wanted to share with someone :)

solon

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Re: Race from 500k to 1M!
« Reply #3709 on: January 19, 2024, 10:19:14 AM »

tacticalteam4

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Re: Race from 500k to 1M!
« Reply #3710 on: January 25, 2024, 02:05:31 PM »
Cash and retirement accounts only

2021               2022               2023               2024               
January$214,801$368,240$506,006—
February-$415,650$556,654$840,669
March$247,632---—
April$267,671$432,042--—
May$418,269$550,282—
June$293,749$420,576$608,355—
July$433,032--—
August$477,541$659,953—
September$311,131$461,148--—
October-$478,809$661,972—
November$339,986$501,052$681,707—
December$345,952$521,479$721,964—

Good month. Officially increased NW by 1 milllion since finishing grad school summer of 2019
« Last Edit: January 26, 2024, 10:40:07 AM by tacticalteam4 »

Turtle

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Re: Race from 500k to 1M!
« Reply #3711 on: January 29, 2024, 10:46:23 AM »

Good month. Officially increased NW by 1 milllion since finishing grad school summer of 2019

Congrats!  That's great progress!

footwear

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Re: Race from 500k to 1M!
« Reply #3712 on: January 29, 2024, 02:46:05 PM »
Going to finish a month above $500k for the first time! Feels great! Not counting home equity and 529s for the kids, just retirement accounts and cash. See you guys/gals at $1mil and then no more workey.

nkt0

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Re: Race from 500k to 1M!
« Reply #3713 on: January 29, 2024, 07:52:49 PM »
Basically at my initial goal for lean FIRE. It’s one more year from here on out.

Investments/Net Worth
Q3 2018: $175k/$291k
Q4 2018: $162k/$280k
Q1 2019: $185k/$313k
Q2 2019: $199k/$331k
Q3 2019: $210k/$344k
Q4 2019: $283k/$448k
Q1 2020: $244k/$404k
Q2 2020: $309k/$472k
Q3 2020: $357k/$521k
Q4 2020: $413k/$579k
Q1 2021: $436k/$624k
Q2 2021: $485k/$673k
Q3 2021: $497k/$688k
Q4 2021: $555k/$748k
Q1 2022: $540k/$735k
Q2 2022: 🤷🏻‍♂️
Q3 2022: $462k/$664k
Q4 2022: $498k/$700k
Q1 2023: $546k/$745k
Q2 2023: 🤷🏻‍♂️
Q3 2023: 🤷🏻‍♂️
Q4 2023: $659k/$920k

footwear

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Re: Race from 500k to 1M!
« Reply #3714 on: January 30, 2024, 08:47:38 AM »
Congrats @nkt0 - what are you including in NW? Home equity?

LateStarter1

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Re: Race from 500k to 1M!
« Reply #3715 on: January 30, 2024, 11:11:03 AM »
Well, happy to say I can join the $500k club!!!

We have been hammering on saving these last couple years. I also got a huge bump in pay at a new job which helped our savings rate a ton. Cannot wait to see that $1M #.

These are all investment #'s only.

09/05/2021   $260,000
10/05/2021   $256,000
11/05/2021   $279,000
12/5/2021   $278,209
1/5/2022   $296,389
2/5/2022   $283,144
3/5/2022     $293,044
4/10/2022   $312,522
5/4/2022      $296,569
6/2/2022      $301,909
9/12/2022    $315,132
12/6/2022    $326,746
02/09/2023   $350,463
03/06/2023   $348,762
4/3/2023      $357,282
5/16/2023   $367,044
6/5/2023     $385,281
7/10/2023   $403,369
8/10/2023   $414,213
9/13/2023   $419,768
10/4/2023   $403,272
11/4/2023   $423,688
12/4/2023   $452,943
1/4/2024     $470,621
1/30/2024   $504,460
« Last Edit: January 30, 2024, 11:20:39 AM by LateStarter1 »

lampstache

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Re: Race from 500k to 1M!
« Reply #3716 on: January 30, 2024, 01:26:51 PM »
Well, happy to say I can join the $500k club!!!

We have been hammering on saving these last couple years. I also got a huge bump in pay at a new job which helped our savings rate a ton. Cannot wait to see that $1M #.

These are all investment #'s only.

09/05/2021   $260,000
10/05/2021   $256,000
11/05/2021   $279,000
12/5/2021   $278,209
1/5/2022   $296,389
2/5/2022   $283,144
3/5/2022     $293,044
4/10/2022   $312,522
5/4/2022      $296,569
6/2/2022      $301,909
9/12/2022    $315,132
12/6/2022    $326,746
02/09/2023   $350,463
03/06/2023   $348,762
4/3/2023      $357,282
5/16/2023   $367,044
6/5/2023     $385,281
7/10/2023   $403,369
8/10/2023   $414,213
9/13/2023   $419,768
10/4/2023   $403,272
11/4/2023   $423,688
12/4/2023   $452,943
1/4/2024     $470,621
1/30/2024   $504,460

Well done! Keep up the great work @LateStarter1.

falsekrakk808

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Re: Race from 500k to 1M!
« Reply #3717 on: January 30, 2024, 03:25:26 PM »
2016               2017               2018               2019               2020               2021               2022               2023               2024               2025               
January???134,982152,827166,462242,541354,718433,211478,011619,370$750k Goal
February???139,867155,407177,792257,924382,044453,226486,395--
March111,557141,453152,342193,722227,560382,355467,849504,628--
April125,553???155,305210,318256,005411,837470,161524,209--
May132,778137,778160,431205,538278,157418,700468,507516,858--
June???125,010162,239199,039282,777442,429460,137549,320--
July???129,077170,289198,372304,381440,202475,590579,766--
August???130,256175,906206,279312,578455,378483,706584,181--
September???136,658178,198212,786295,744448,555449,474584,162--
October121,823137,913164,888220,513286,661474,585470,090560,381--
November126,048143,556165,777233,155331,046477,744481,824607,383--
December131,174146,827154,154239,998361,661481,002461,547635,230--
Little bump in the road.

JLee

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Re: Race from 500k to 1M!
« Reply #3718 on: January 31, 2024, 07:32:35 AM »
Code: [Select]
Year 2018 2019 2020 2021 2022 2023 2024

Jan $260,262.67 $260,498.17 $355,540.40 $508,468.68 $672,003.95     $640,193.26 $904,111.46
Feb $270,247.21 $282,677.81 $363,857.03 $509,567.53 $639,611.05     $671,819.16 $926,220.52
Mar $274,832.08 $303,458.44 $338,355.26 $520,884.63 $634,640.78     $662,686.54
Apr $270,627.23 $303,218.72 $293,271.53 $541,068.08 $659,611.56     $682,101.41
May $278,368.36 $317,168.51 $347,245.32 $587,538.85 $626,633.66     $773,878.01
Jun $274,359.32 $305,266.44 $364,417.41 $593,402.81 $633,264.00     $782,511.38
Jul $274,608.95 $304,929.19 $371,252.51 $606,481.86 $603,185.63     $831,335.87
Aug $280,692.80 $305,590.57 $393,995.98 $614,890.13 $637,566.93     $848,549.63
Sep $294,559.30 $306,102.25 $449,017.88 $623,073.11 $639,963.91     $845,678.87
Oct $294,744.86 $305,808.36 $448,674.02 $618,758.32 $592,457.62     $822,805.13
Nov $268,666.52 $322,371.05 $447,910.61 $654,187.24 $631,130.76     $811,326.01
Dec $280,335.80 $352,576.02 $480,614.30 $633,311.29 $652,812.65     $859,161.72

grantmeaname

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Re: Race from 500k to 1M!
« Reply #3719 on: January 31, 2024, 08:56:09 AM »
Sideways this month.
Year       Jan  Feb  Mar  |      Apr  May  Jun  |      Jul  Aug  Sep  |      Oct  Nov  Dec
2015 -$10k-$10k-$10k|-$10k-$10k-$10k|-$10k-$10k-$10k|-$9k-$6k-$5k
2016 -$3k-$2k-$0k|$1k$3k$4k|$6k$7k$9k|$9k$11k$13k
2017 $15k$16k$18k|$20k$22k$24k|$26k$27k$30k|$32k$35k$36k
2018 $45k$44k$53k|$56k$55k$52k|$63k$62k$65k|$75k$72k$73k
2019 $80k$100k$104k|$108k$119k$126k|$127k$130k$133k|$141k$153k$163k
2020 $167k$162k$156k|$187k$196k$208k|$228k$242k$246k|$252k$287k$303k
2021 $316k$365k$377k|$403k$414k$428k|$444k$460k$461k|$485k$485k$516k
2022 $489k$567k$586k|$540k$551k$518k|$566k$564k$535k|$566k$600k$587k
2023 $612k$640k$660k|$679k$712k$748k|$793k$795k$791k|$783k$817k$873k
2024 $873k--|---|---|---

joemandadman189

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Re: Race from 500k to 1M!
« Reply #3720 on: January 31, 2024, 03:33:00 PM »
07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
12/01/2021 - $558,710 / ~$817K (Zillow thinks my house is worth a lot more than a few months ago)
12/31/2021 - $590,743 / ~$857K
02/01/2022 - $560,789 / ~$832K (including ~$1,750 in Cryptocurrency)
03/01/2022 - $551,465 / ~$863k (including ~$2,822 in Cryptocurrency) (house went up ~$36k in value according to Zillow)
04/01/2022 - $577,980 / ~$943k (including ~$4,041 in Cryptocurrency) (House went up again)
05/02/2022 - $533,454 / ~$905k (inc. ~$3517 in Crypto) (house went up again)
05/31/2022 - $538,475 / ~$899K (inc. ~$2647 in Crypto) (house went Down)
06/30/2022 - $491,145 / ~$836K (inc. ~$1,700 in crypto) (house value when down)
08/01/2022 - $534,790 /  ~$860k (incl. ~$2,490 in Crypto, House value went down)
09/02/2022 - $515,422 / ~$822K (incl. ~$2,375 in crypto, house is about same)
10/03/2022 - $476,437 / ~$767K (Incl. ~$2,180 in crypto, house value is down)
11/01/2022 - $513,433 / ~$803k (Incl. ~$2,260 in crypto)
12/01/2022 - $571,340 / ~$865k (incl. ~$2,190 in crypto)
01/05/2023 - $558,368 / ~$831k (incl. ~$2,278 in crypto) - i did a thing and our overall NW will go down next month
02/01/2023 - $599,198 / ~$835k (incl. ~$2,860 in crypto) - so close to $600k and a new all time high!
02/15/2023 - $606,500 (incl. ~$2,900 in crypto)`
03/01/2023 - $592,146 / $827k (including ~$2,940 in crypto) Zillow says house went up in value $6k which seems weird
04/02/2023 - $606,020 / $860k (including ~$3,675 in crypto) House went up ~$17k
05/02/2023 - $608,656 / $883 (including ~$3917 in crypto, house went up ~$8k per Zillow)
House Sale and House Purchase impacting numbers
****08/01/2023 - ~$711,600-~$32k = ~$680,000 (including ~$4,400 in crypto) - The new house and mortgage is not included in these numbers - REVISION - missed a balance transfer that wasn't accounted for in the new accounts
09/04/2023 - $679,448 / $803k (including ~$4,836 in crypto) - This is an accurate picture of where we ended up after our move - lost some home equity and gained some investment cash
10/03/2023 - $695,857 / $769k (including $5,117 in crypto)
11/02/2023 - $688,879 / $775k (including $6,590 in crypto)
12/01/2023 - $746,827 / $819K (including $8,156 in crypto)
01/01/2024 - $815,701 / $894k (including $10,393 in crypto) - I made a typo last month these numbers should be $824,701 / $903k - missed a zero
01/31/2024 - $849,920 / $933k (including $10,006 in crypto)

Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0

hudsoncat

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Re: Race from 500k to 1M!
« Reply #3721 on: February 01, 2024, 06:47:10 AM »
                       2018                2019                2020                2021                2022                2023                2024               
January$222,019$261,809$403,264$550,326$775,790$707,881$988,431
February$236,831$286,584$414,417$555,120$740,206$754,468$1,005,722
March$234,104$303,681$388,201$577,440$732,898$751,869-
April$234,452$314,939$355,475$606,455$774,258$781,814-
May$241,470$331,080$398,672$647,810$714,112$812,967-
June$249,398$320,926$417,280$654,138$719,842$822,222-
July$253,884$342,700$424,818$671,808$668,503$875,635-
August$264,666$354,784$456,512$693,782$732,736$907,972-
September$276,905$351,842$491,411$718,331$709,518$898,165-
October$285,986$360,853$482,214$700,515$662,362$865,823-
November$267,359$374,706$475,471$744,130$698,468$847,225-
December$281,461$391,293$531,137$754,319$745,704$930,012-

Investments only as always. Hopefully we'll stay solidly over the finish line! At least this one. Hope everyone else was able to take advantage of a good few months in the market to hit some new highs too!
« Last Edit: February 01, 2024, 06:53:04 AM by hudsoncat »

joemandadman189

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Re: Race from 500k to 1M!
« Reply #3722 on: February 01, 2024, 07:41:55 AM »
                       2018                2019                2020                2021                2022                2023                2024               
January$222,019$261,809$403,264$550,326$775,790$707,881$988,431
February$236,831$286,584$414,417$555,120$740,206$754,468$1,005,722
March$234,104$303,681$388,201$577,440$732,898$751,869-
April$234,452$314,939$355,475$606,455$774,258$781,814-
May$241,470$331,080$398,672$647,810$714,112$812,967-
June$249,398$320,926$417,280$654,138$719,842$822,222-
July$253,884$342,700$424,818$671,808$668,503$875,635-
August$264,666$354,784$456,512$693,782$732,736$907,972-
September$276,905$351,842$491,411$718,331$709,518$898,165-
October$285,986$360,853$482,214$700,515$662,362$865,823-
November$267,359$374,706$475,471$744,130$698,468$847,225-
December$281,461$391,293$531,137$754,319$745,704$930,012-

Investments only as always. Hopefully we'll stay solidly over the finish line! At least this one. Hope everyone else was able to take advantage of a good few months in the market to hit some new highs too!

Nice Work! @hudsoncat

LightStache

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Re: Race from 500k to 1M!
« Reply #3723 on: February 01, 2024, 08:05:09 AM »
                       2021                2022                2023                2024               
January$517,231$587,701$684,648$700,831
February$523,109$602,997$718,097$724,428
March$528,981$601,258$681,798
April$534,853$642,611$665,681
May$540,725$624,923$675,664
June$533,040$641,064$665,389
July$542,290$621,053$687,534
August$541,486$661,845$690,801
September$540,080$654,924$684,056
October$551,000$632,154$647,913
November$566,816$677,840$622,387
December$582,631$712,049$667,567

Two great things happened in January. I got an unexpected $37K payment and I got a new job that will start this Monday. I had taken a sabbatical for the first nine months of 2023 and tried to find work in the Fall, but didn't have any luck. Thankfully I didn't have take a fallback position and a good opportunity finally came my way. It's a great lesson though that even with some FU money, it's not always going to be easy to find decent work.

PlanetDee

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Re: Race from 500k to 1M!
« Reply #3724 on: February 01, 2024, 08:12:52 AM »
Investments Only:
12/1/23 - $513k
1/1/24 - $546k
2/1/24 - $558k

The cold weather last month led to a roof crack which will lead to a roof replacement this year. Working on getting some bids, but that will certainly set us back a bit this year. Very grateful to have a stockpile in a high yield savings account to just pay for it upfront and move on.

patchyfacialhair

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Re: Race from 500k to 1M!
« Reply #3725 on: February 01, 2024, 09:53:24 AM »
My wife is throwing out there that maybe I should quit and be a stay at home dad. Not sure how I feel about it. Bottom line I want to do what's best for the family, so we'll see how things shake out as we get closer to kid #3's birth and whatnot. Bonuses hitting the next couple months, so we should see some big gains between now and April unless something crazy happens.

1/1/2022    $670,797.36       1/1/2023    $658,311.91       1/1/2024    $826,460.87
2/1/2022    $638,795.36       2/1/2023    $685,332.23       2/1/2024    $851,535.23
3/1/2022    $682,890.47       3/1/2023    $708,360.43       3/1/2024    $-   
4/1/2022    $758,656.79       4/1/2023    $731,445.96       4/1/2024    $-   
5/1/2022    $749,682.30       5/1/2023    $769,633.73       5/1/2024    $-   
6/1/2022    $741,360.11       6/1/2023    $777,415.92       6/1/2024    $-   
7/1/2022    $694,491.49       7/1/2023    $799,801.60       7/1/2024    $-   
8/1/2022    $715,087.10       8/1/2023    $815,425.65       8/1/2024    $-   
9/1/2022    $729,157.17       9/1/2023    $799,270.11       9/1/2024    $-   
10/1/2022    $663,613.37       10/1/2023    $761,340.69       10/1/2024    $-   
11/1/2022    $684,833.10       11/1/2023    $746,740.63       11/1/2024    $-   
12/1/2022    $692,551.19       12/1/2023    $799,345.86       12/1/2024    $-   

SeattleStache

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Re: Race from 500k to 1M!
« Reply #3726 on: February 01, 2024, 12:40:20 PM »
The first number is retirement related investments and the second includes cash savings, real estate, and other investments. I'm focused on retirement savings only for this race.

December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
December 2021: $506,167 (total NW $665,639)
December 2022: $459,000 (total NW $627,689)
December 2023: $614,548 (total NW $795,006)
January 2024: $624,946 (total NW $803,234)

SpareChange

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Re: Race from 500k to 1M!
« Reply #3727 on: February 01, 2024, 03:48:45 PM »
EOY    Networth (US$)   
2011    -50k           
2012    -41k           
2013    -10k           
2014     33,726       
2015     90,497       
2016     146,590     
2017     224,985
2018     282,015
2019     381,913...downshifted to halftime in the fall.
2020     495,309
2021     591,399
2022     585,889...started including the value of my PTO bank
2023     738,911

January update: $741,218. Up $2,307.

tarheeldan

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Re: Race from 500k to 1M!
« Reply #3728 on: February 01, 2024, 04:59:10 PM »
Well, happy to say I can join the $500k club!!!
...
1/30/2024   $504,460

Welcome!!

tarheeldan

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Re: Race from 500k to 1M!
« Reply #3729 on: February 01, 2024, 05:57:05 PM »
$1,005,722

Congratulations, millionaire!! :)

Lamancha

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Re: Race from 500k to 1M!
« Reply #3730 on: February 01, 2024, 08:47:30 PM »
1/19- 29,000
1/20- 130,822
1/21- 258,257
1/22- 452,162
1/23- 534,404

1/24- 727,081
2/24- 751,698

dignam

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Re: Race from 500k to 1M!
« Reply #3731 on: February 02, 2024, 10:28:52 AM »
2020    2021    2022    2023    2024   
Jan$308k$462k$435k$591k
Feb$253k$319k$441k$462k$600k
Mar$221k$332k$440k$463k
Apr$239k$349k$455k$487k
May$244k$355k$425k$505k
Jun$265k$368k$449k$520k
Jul$269k$378k$426k$538k
Aug$281k$449k$559k
Sep$294k$394k$438k$551k
Oct$290k$399k$412k$540k
Nov$301k$436k$421k$532k
Dec$308k$454k$449k$565k

bloodaxe

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Re: Race from 500k to 1M!
« Reply #3732 on: February 02, 2024, 01:07:56 PM »
March 2020: 78,000
April 2020: 91,000
May 2020: 106,000
June 2020: 115,000
July 2020: 125,000
September 2020: 145,000
October 2020: 157,076.76
November 2020: 170,592.07
December 2020: 186,935
January 2021: 204,451
March 2021: 214,068
April 2021: 233,785.28
April 26, 2021: 252,949.69
June 2021: 262,929.30
July 2021: 276,020.11
August 2021: $287,492.04
September 2021: 310,204.48
November 2021: $342,636.87
December 2021: 351,770.0
January 2022: 371,918.79
March 2023: 481,446.68
June 2023: 542,032.77
July 2023: 592,204.7‬0
September 2023: 600,406.7
December 2023: 633,807.18

February 2024: 688,469

tjrssibelle

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Re: Race from 500k to 1M!
« Reply #3733 on: February 02, 2024, 01:23:30 PM »
Investments only;

Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k
Dec 2020: $448.30k
Dec 2021: $579.50k

Jan 2022: $555.08k
Feb 2022: $547.93k
Mar 2022: $568.83k
Apr 2022: $526.18k
May 2022: $533.30k
Jun 2022: $500.42k
Jul 2022 : $533.30k
Aug 2022: $517.60k
Dec 2022: $521.43k

Jan 2023: $562.03k
Feb 2023: $549.90k
May 2023: $571.35k
Jun 2023: $601.64k
Jul 2023: $622.09k
Aug 2023: $607.46k
Sep 2023: $580.53k
Oct 2023: $568.72k
Nov 2023: $622.08k
Dec 2023: $659.79k
Jan 2024: $663.00k

Sent from my SM-S908U using Tapatalk


lampstache

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Re: Race from 500k to 1M!
« Reply #3734 on: February 02, 2024, 01:24:41 PM »
Investments only

                       2017                2018                2019                2020                2021                2022                2023                2024               
January$34,633$56,928$98,248$176,153$419,499$643,917$586,257$808,772
February$40,740$56,241$115,926$182,362$433,878$631,440$641,711$828,542
March???$57,195$123,445$171,868$481,671$612,570$643,961-
April$41,346$57,635$129,678$188,425$503,015$628,685$673,394-
May$41,840$66,682$136,527$255,004$536,515$583,864$671,053-
June$45,227$71,500$132,945$279,130$570,802$566,514$689,810-
July$45,862$75,817$142,557$290,173$570,802$546,704$727,315-
August$47,377$85,050$150,420$310,173$568,446$587,836$753,046-
September$47,669$87,937$146,310$336,875$596,208$556,816$752,227-
October$50,397$94,114$150,536$338,532$590,085$526,251$733,159-
November$52,288$95,502$155,627$332,899$625,776$568,125$720,868-
December???$93,596$165,458$396,311$611,435$602,563$773,792-

Hoping to get to $900k this year.

TwoCommas

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Re: Race from 500k to 1M!
« Reply #3735 on: February 02, 2024, 06:18:30 PM »
Investments Only:
2020/07 - $400k
2021/01 - $500k
2021/04 - $550k
2021/07 - $600k
2023/06 - $700k
2023/07 - $750k
2023/12: $800k
2024/02: $850k

Adding another $50k threshold.

oneday

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Re: Race from 500k to 1M!
« Reply #3736 on: February 03, 2024, 04:10:40 PM »
Investments only

                       2021                2022                2023                2024                2025               
January$326K$491K$516K$682K-
February$345K$487K$508K--
March$362K$509K$527K--
April$383K$474K$542K--
May$385K$481K$546K--
June$393K$447K$586K--
July$451K$488K$625K--
August$467K$476K$617K--
September$447K$438K$592K--
October$480K$475K$583K--
November$494K$505K$625K--
December$515K$480K$657K--

https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=1302523503



January 2024 comment: Hoping to crack into the $700,000's next year.

dandypandys

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Re: Race from 500k to 1M!
« Reply #3737 on: February 05, 2024, 06:41:32 AM »

2017
Jan 1st: 252k
Dec 4th 322.5k   

2018
Jan 1st:316.5k  64.5k up for 2017
Dec 1st:370k

2019
Jan 1st: $357.5 (first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5   

2020
Jan 1st $533.5  We did it! How exciting :) UP 176k for 2019
Dec 29th: $624 UP 90.5k for 2020

2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
Sept 1: $796
Oct 1: $771.5
Nov: $808
Dec: $815.5   Put the condo up to 150k- Zillow says 180k now.
Dec 31:  $843  UP 218,977for 2021, but some was the condo

2022
Feb 1st: $807
Mar 1st: $798.5
Apr 1st $822.5
May 1: $786.5
June 1: $776
August 1:$781
Sept 1: $766
Oct 4: $735
Nov 2: $760.5
Dec 1:  $791.5

Jan 3: 769.5  sold art DOWN 73,345 for 2022
March 1: 803.5
Mar 30: 811
May 5th: 819
Aug 8: 884
Sept 2: 888
Oct 3: 855
Nov 5th: 866.5
Dec 3rd: 902.5

2024: UP 150,727 for 2023
Jan 4: 920.5
Feb 5: 946


Dr Kidstache

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Re: Race from 500k to 1M!
« Reply #3738 on: February 05, 2024, 09:24:53 AM »
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689 
Oct 5 2019: $579,502 
Nov 5 2019: $602,772   
Dec 5 2019: $607,806
Jan 5 2020: $634,119 
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254 
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515   
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114  <-- Bought house
Jan 5 2022: TNW  $974,113 / Investments $680,246
Feb 5 2022: TNW $989,468 / Investments $668,804
Mar 5 2022: TNW $976,348 / Investments $651,576
Apr 5 2022: TNW $1,030,421 / Investments $680,695
May 5 2022: TNW $1,028,363 / Investments $641,593
July 5 2022: TNW $1,039,389 / Investments $601,245
Aug 5 2022: TNW $1,122,143 / Investments $637,929
Sept 5 2022: TNW $1,122,124 /  Investments $613,238
Oct 5 2022: TNW $1,095,655 / Investments $596,262
Nov 5 2022: TNW $1,108,755 / Investments $608,571
Dec 5 2022: TNW $1,208,503  /  Investments $657,325
Jan 5 2023:  TNW $1,194,656  /  Investments $644,832
Feb 5 2023:  TNW $1,236,363  /  Investments $695,406
Mar 5 2023:  TNW $1,227,644  /  Investments $694,838
Apr 5 2023: TNW $1,142,895  /  Investments $694,706
May 5 2023: TNW $1,069,445  /  Investments $705,448
Jun 5 2023:  TNW $1, 106,083  /  Investments $719,253 
Jul 5 2023:  TNW $1,152,477  /  Investments $741,551
Aug 5 2023:  TNW $1,165,448  /  Investments $757,157   
Sept 5 2023:  TNW $1,159,005  /  Investments $748,000
Oct 5 2023:  TNW $1,171,796  /  Investments $715,779
Nov 5 2023:  TNW $1,144,681  /  Investments $726,801
Dec 5 2023:  TNW $1,248,768  /  Investments $781,275
Jan 5 2024:  TNW $1,264,922  /  Investments $815,800

Feb 5 2024:  TNW $1,290,726  /  Investments $827,529 ($11,729)

moonpalace

  • Bristles
  • ***
  • Posts: 265
  • Age: 49
Re: Race from 500k to 1M!
« Reply #3739 on: February 05, 2024, 01:38:17 PM »
Jan. 2017   $42,000 [discovered MMM at age 41]
...
Apr. 2019   $271,294
...
Aug. 2020  $402,692
Nov. 2020  $427,563
Dec. 2020  $444,558
Jan. 2021  $459,349
Feb. 2021  $475,145
Mar. 2021  $477,249
Apr. 2021  $503,448
---
Jan. 2024 $905,342
Feb. 2024 $938,653

Starting to feel reeeal close to $1M - did I just jinx it?! :-)

Onward with courage, y'all!


mountain_air

  • 5 O'Clock Shadow
  • *
  • Posts: 41
Re: Race from 500k to 1M!
« Reply #3740 on: February 05, 2024, 03:40:12 PM »
5/1/18    135,266
6/1/18    146,521
7/1/18    150,573
8/1/18    155,306
9/1/18    169,777
10/1/18  178,901
11/1/18  179,225
12/1/18  185,066
1/1/19    184,310
2/1/19    196,092
3/1/19    202,431
4/1/19    228,194
5/1/19    242,596
6/1/19    241,727
7/1/19    258,652
8/1/19 -  174,529 (bought a house)
9/1/19 - 192,565
10/1/19 - 259,358
11/1/19 - 273,244
12/1/19 - 302,448
1/1/20 - 301,682
2/1/20 - 304,295
3/1/20 - 306,773
4/1/20 - 285,603
5/1/20 - 312,209
6/1/20 - 335,833
7/1/20 - 347,776
8/1/20 - 362,340
9/1/20 - 368,846
10/1/20 - 370,190
11/1/20 - 386,231
9/1/21 - 504,976
11/1/21 - 511,106
12/1/21 - 509,903
1/1/21 - 509,888
9/1/23 - 622,897
10/1/23 - 632,463
11/1/23 - 640,088
12/1/23 - 660,761
1/1/23 - 675,394
2/1/23 - 682,854

firedupready2go

  • 5 O'Clock Shadow
  • *
  • Posts: 35
Re: Race from 500k to 1M!
« Reply #3741 on: February 05, 2024, 09:59:57 PM »
2/5/2024: TNW $666,249 / Investments $470,304

FrugalByChance

  • 5 O'Clock Shadow
  • *
  • Posts: 80
  • Age: 52
  • Location: The Netherlands
    • Net Worth Progress
Re: Race from 500k to 1M!
« Reply #3742 on: February 06, 2024, 12:37:21 PM »
As I'm living and getting payed in the Netherlands, all my numbers are in EUR.
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:
see race spreadsheet
Month      Early Retirement Stash   (growth=diff with prev. month deposits=money added) 
Jan 2016  €  58 971.00
Jan 2017  €  86 368.00
Jan 2018  € 119 817.00
Jan 2019  € 145 840.48
...
Dec 2019  € 195 798.72   (growth:  € 6 723.04 deposits: € 3 600.00)  Totals for 2019: growth:  € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Dec 2020  € 269 374.68   (growth:  € 7 253.18 deposits: € 4 590.75)  Totals for 2020: growth:  € 73 452.27 (=37,49%) Deposits: € 52 186.18 Returns: € 21 266.09 (=8,74%)
Dec 2021  € 443 925.59   (growth:  €12 951.94 deposits: € 7 300.00)  Totals for 2021: growth:  €174 550.91 (=64,80%) Deposits: € 90 523.89 (= 33,61%) Returns: € 84 027.02 (= 31,19%)
Dec 2022  € 446 645.24   (growth: -€17 687.12 deposits: € 3 000.00)  Totals for 2022: growth:  €  2 719.65 (=0,61%)  Deposits: € 73 620.00 (= 16,58%) Returns:-€ 70.900,35 (=-13,70%)
Jan 2023  € 474 695.13   (growth:  €28 049.89 deposits: € 7 000.00)
Feb 2023  € 488 684.02   (growth:  €13 988.89 deposits: €15 750.00)
Mar 2023  € 493 682.71   (growth:  € 4 998.69 deposits: € 5 048.00)
Apr 2023  € 501 456.70   (growth:  € 7 773.99 deposits: € 3 000.00)
May 2023  € 526 833.70   (growth:  €25 377.00 deposits: €     0.00)
Jun 2023  € 538 930.77   (growth:  €12 097.07 deposits: € 2 000.00)
Jul 2023  € 555.345,98   (growth:  €16.415,21 deposits: € 2.000,00)
Aug 2023  € 550.186,88   (growth: -€ 5.159,10 deposits: € 2.250,00)   
Sep 2023  € 553.971,21   (growth:  € 3.784,33 deposits: € 9.000,00)   
Okt 2023  € 536.575,12   (growth: -€17.396,09 deposits: € 4.500,00)   
Nov 2023  € 569.085,69   (growth:  €32.510,57 deposits: € 1.900,00)     
Dec 2023  € 595.043,58   (growth:  €25.957,89 deposits: € 5.700,00)  Totals for 2023: growth:  €148.398,34 (=33,23%) Deposits: € 58.148,00 (= 13,02%) Returns: € 90.250,34 (= 17,88%)


Jan 2024  € 615.265,56   (growth:  € 20.221,98 deposits: € 2.000,00)


solon

  • Handlebar Stache
  • *****
  • Posts: 2457
  • Age: 1824
  • Location: OH
Re: Race from 500k to 1M!
« Reply #3743 on: February 10, 2024, 08:00:24 AM »
2018               2019               2020               2021               2022               2023               2024               2025               
January132,155177,349282,110344,002562,144566,920658,932-
February138,015188,332290,845360,553550,651603,222685,235-
March138,469187,634288,022367,222545,172612,629--
April148,093197,461257,224387,064575,922616,858--
May158,814194,010276,627398,896547,618618,599--
June161,284186,414299,563407,230541,730644,443--
July160,446196,934304,249418,701527,166660,703--
August168,222267,535318,456520,045577,017656,843--
September184,158268,153324,661527,305561,402658,526--
October189,536271,542317,511520,004545,003647,666-$1M!
November184,146283,636323,958552,965554,486632,663--
December182,675287,248341,124542,337581,821658,487--


lexde

  • Magnum Stache
  • ******
  • Posts: 2876
  • Age: 35
Re: Race from 500k to 1M!
« Reply #3744 on: February 12, 2024, 02:43:30 PM »

Net Worth by End-of-Year:
2016 (start): ($27,015.16)
2017: $2,474.33
2018: $33,203.90
2019: $68,192.96
2020: $130,715.91
2021: $296,922.14
2022: $400,055.05
Current: $519,129.00

Goals Breakdown
Q4 2023: $540K
Q1 2024: $580K

Q2 2024: $620K
Q3 2024: $660K
Q4 2024: $700K
Q1 2025: $740K
Q2 2025: $780K
Q3 2025: $820K
Q4 2025: $860K
Q1 2026: $900K
Q2 2026: $940K
Q3 2026: $980K
Q4 2026: $1M

November 18, 2023: $580,473.22 as of this morning. Small market upswing plus a fairly large payment from my business deal earlier this year means I hit both my Q4 2023 and Q1 2024 goals well in advance on paper. Some of this will be taken out for taxes, but it’s been a crazy month for progress toward my goals.

December 1, 2023: $603,891.35 as of today's paycheck. Approximately $27K of this is earmarked for taxes, so I'm sitting at around $576K "true" net worth. I've reached out to my CPA to see if I can to do anything before year end to reduce that bill.
January 18, 2024: $601,752.29 as of today. This is the adjusted "true" net worth after taking out the tax account I have earmarked (currently sitting just under $45k). So I'm well on my way to my Q2 goal of $620K early, but I also have a lot of work that needs to be done around the house. I just paid for a bathroom remodel, and have a lot of other work that needs to be done (water penetration issues and remediation). Overall doing well and feeling good about the progress I'm making.
February 12, 2024: Weird mid-month update I guess. $622,698.18 adjusted "true" net worth with earmarked taxes taken out of consideration. Hit Q2 goal already, but I likely won't hang onto it for too long since I still have a LOT of work around the house to get done. I'm hoping to keep the kitchen + flooring + drywall down to ~$25K or so but we'll see. Already $23K in this year between bathroom, re-grading the lawn, and installing gutters and french drains.

SpareChange

  • Pencil Stache
  • ****
  • Posts: 780
Re: Race from 500k to 1M!
« Reply #3745 on: February 21, 2024, 08:37:24 AM »
 Whelp, I haven't hit a million, but I happened to notice I went past my FIRE number of 750k. That kinda snuck up on me :). I'll keep the rudder steady for now. Nice feels though. Got some thinking to do.

oneday

  • CMTO 2023 Attendees
  • Walrus Stache
  • *
  • Posts: 8993
  • Age: 49
  • Location: SF Bay Area, USA
  • only good pies and no bad pies -mspym
Re: Race from 500k to 1M!
« Reply #3746 on: February 21, 2024, 11:48:17 AM »
Well congrats @SpareChange that is really exciting!

Em-Dog

  • 5 O'Clock Shadow
  • *
  • Posts: 69
Re: Race from 500k to 1M!
« Reply #3747 on: February 22, 2024, 10:36:39 AM »
Well with current market returns, I'm on track to crush my 750k goal and get there almost a year earlier. and hit 1mm in mid-2026, but we will see. I like to leave my goal posts and only adjust once I hit milestones.

                                 2018                2019                2020                2021                2022                2023                2024                2025               
January     $11,592$19,461$52,636$117,964$307,781$369,828$655,833-
February$12,414$28,144$48,605$129,160$322,118$407,633--
March$12,259$23,011$45,431$135,298$352,170$478,568--
April$13,641$25,628$50,763$183,963$329,584$486,929--
May$16,646$24,273$55,517$213,448$337,156$490,587--
June$16,625$27,726$58,784$247,758$316,192$523,455--
July$17,057$31,358$63,678$259,587$349,011$556,274--
August$17,375$30,624$69,345$274,737$344,052$584,557-$750k Goal
September$17,380$41,343$69,043$269,876$313,714$569,039--
October$16,044$43,732$69,866$294,685$342,157$566,124--
November$16,332$46,935$95,120$294,439$364,093$609,465--
December$16,589$51,547$118,877$313,367$346,313$637,152--



Em-Dog

  • 5 O'Clock Shadow
  • *
  • Posts: 69
Re: Race from 500k to 1M!
« Reply #3748 on: February 23, 2024, 11:53:31 AM »
Some years ago, I set a (seemingly difficult) NW goal of $600k for when I reached 40yo.  My (seemingly outright impossible) stretch goal was $1 million.

I turned 40 yesterday and ran the numbers today.  I generally only update my house value annually but made an exception for this. Using an average of Realtor.com, Redfin, and Zillow, it put me at $957k.  Using Redfin alone (the highest one), I would be at $1,009,342!

Anyway, it's not going to make it into my regularly scheduled monthly updates but I wanted to share with someone :)

@JLee way to go!!

savinglabor

  • 5 O'Clock Shadow
  • *
  • Posts: 51
Re: Race from 500k to 1M!
« Reply #3749 on: February 23, 2024, 06:07:37 PM »
                       2020          2021          2022         2023         2024
January       $44,750    $124,571   $231,886   $372,271   $585,804
February      $44,341    $132,698   $231,215   $360,190         -   
March          $44,129    $168,620   $290,051   $385,219         -   
April            $52,984    $178,499   $272,417   $394,867         -
May             $64,644    $185,394   $277,139   $399,238         -
June            $72,352    $192,410   $261,884   $441,115         -
July             $81,950    $200,596   $311,068   $467,361         -
August         $91,046   $207,874   $305,250   $463,301         -
September   $93,379    $203,750   $287,836   $438,606         -
October        $95,547   $219,912   $309,232   $436,738         -
November   $111,353   $223,562   $332,843   $490,244         -
December   $124,571   $239,171   $330,068   $550,883         -