Race from 100 to 250k

[Master of None]

We just moved a little over 100k! I'm pumped to see how fast we can get to 250k.

4/1/19-$102,995.86

[coffeefueled]

I just scooted past the line, but I'm too excited and amazed by the progress to wait. Graduation time!

Sept 2014: -5587  Found MMM, student loans + car loan > 401k
2015: ~9k
2016: 72k
2017: 112k
2018: 171k

Aug2018: 208,651
Sept2018: 215,804
Oct2018: 223,539
Nov2018: 217,200
Dec2018: 219,978
Jan2019: 209,471
Feb2019: 221,436
Mar2019: 229,871
Apr2019: 242,690
TODAY: 251,222

See everyone in the next race!

[ItsALongStory]

I just scooted past the line, but I'm too excited and amazed by the progress to wait. Graduation time!

Sept 2014: -5587  Found MMM, student loans + car loan > 401k
2015: ~9k
2016: 72k
2017: 112k
2018: 171k

Aug2018: 208,651
Sept2018: 215,804
Oct2018: 223,539
Nov2018: 217,200
Dec2018: 219,978
Jan2019: 209,471
Feb2019: 221,436
Mar2019: 229,871
Apr2019: 242,690
TODAY: 251,222

See everyone in the next race!

Congrats! Do you have a target timeline to reach $500k?

[coffeefueled]

I'm shooting for two years. I'm getting married this summer so will be adding husband-to-be's investments, which give the number a instant boost. Between the two of us we should be able to save a lot more than I've done on my own too.

[dignam]

Jun 2017 $112k
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]
Mar 2018 $141k
Apr 2018 $145k [paid off car]
May 2018 $153k
Jun 2018 $156k
Aug 2018 $166k
Sep 2018 $168k
Nov 2018 $152k [Ouch! clearly I'm investing aggressively]
Dec 2018 $149k
Jan 2019 $167k
Feb 2019 $177k
Mar 2019 $186k
Apr 2019 $195k [replaced 16 year old appliances that are falling apart + booked vacation]


Somehow still had a sizeable gain even with huge spending this month.

[esmith2039]

Didn't think I could contribute to any of these threads but after putting all the numbers together looks like we have a net worth of $113k.. wow. Working on killing the mortgage now aka the last debt. To think we were almost that number in debt less than 11-12 years ago, happened across Dave Ramsey on a lunch break. Looking forward to contributing to this thread.

Apr 2019 .. $113k

[OtherJen]

We're in the same boat. After finally compiling all of our financial accounts, we found out that we had crossed the 100K net worth threshold. We're still a little stunned. A decade ago, our home value had basically collapsed, husband was laid off, and I was a grad student. While we had no consumer debt then, we had almost no savings and a majorly underwater mortgage. I can only imagine what we can do going forward, now that we're scrutinizing everything closely.

April 2019: $115,953

[SeattleStache]

First number is retirement savings, second is total NW including cash emergency savings and real estate equity.

January 2015: $98,619

January 2016: $101,235
December 2016: $140,779 (total NW $269,089)

January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)

January 2018: $203,876
December 2018: $194,973 (total NW $367,535)

January 2019: $210,742 (total NW $375,622)
February 2019: $220,342 (total NW $390,613)
March 2019: $222,125 (total NW $391,337)
April 2019: $228,200 (total NW $403,977)

The total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.

[Mainlander]

APRIL UPDATE       

03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714
10/01/18: $123,222
11/01/18: $123,710
12/01/18: $132,287
01/01/19: $130,778
02/01/19: $142,434
03/01/19: $147,794
04/01/19: $164,175 
05/01/19: $171,260 ($7085 increase)

Another great month in the market. New contributions were slightly outgunned by market gains. Looking forward to the next downturn, as I have about 15k cash waiting to be invested.

 

[Toad]

Looking forward to the next downturn, as I have about 15k cash waiting to be invested.

I believe conventional wisdom around here would say time in market > timing market.

[jojoguy]

I just want to say that I love contributing to my 401K. I`ve had a slow few weeks as far as overtime goes, but it is nice to see only $100 come out of my bi-weekly check($2,000 gross pay) for federal taxes.

[Slow&Steady]

2019 Goal = $135k (Invested Total) & $222K (Total NW)
2019 Stretch Goal = $160k (Invested Total) & $250k (Total NW)

I do not plan to leave this race until the Invested Total is above $250k (Prediction = Jan 2022 or 4 year from start).

Code: [Select]

Month End 401K        IRA Invested Total Home Value Rental Value Debt         Total NW
Dec-13 $43,660 $0         $43,660 $120,000 $120,000 $232,000 $51,660
Dec-14 $52,943 $0         $52,943 $125,000 $125,000 $227,000 $75,943
Dec-15 $55,622 $0         $55,622 $130,000 $130,000 $227,000 $88,622
Dec-16 $68,870 $700 $69,570 $200,000 $130,000 $281,000 $118,570
Dec-17 $96,294 $1,167 $97,461 $240,000 $135,000 $317,727 $154,724
Dec-18 $103,098 $3,861 $106,959 $240,000 $125,000 $296,155 $175,804
Jan-19 $110,710 $4,151 $114,861 $240,000 $125,000 $313,885* $165,976
Feb-19 $116,005 $4,295 $120,300 $240,000 $125,000 $309,693 $175,607
Mar-19 $119,846 $4,333 $124,179 $240,000 $125,000 $302,998 $186,181
Apr-19 $125,157 $5,322 $130,479 $240,000 $125,000 $296,588 $198,891
*I added $18k-19k of debt for the rental that I had not been tracking.  I realized that if I was going to count the rental equity & mortgage, I probably should count the other rental debt too. 

Another $10k+ swing in Total NW and a big jump in Invested Total!  If we keep that up we will hit our 2019 Invested Total goal by the end of May, guess we will have to wait and see what happens. It would be great if those numbers continued the rest of the year but May should be slow, my other half had surgery and being self-employed means that there will be very little income coming in from that half of the equation.

[Epor]

Jan-2014    $ 24,525.00   
Jan-2015    $ 32,090.00   
Jan-2016    $ 39,258.00   
Jan-2017    $ 59,072.00   (found MMM   3/17)
Jan-2018    $ 93,684.00
Jan-2019    $111,219.00
----------   
           Total       Saved       Market G/L
02/01/19   129805      7876        10710
03/01/19   136520      1976         4739
04/01/19   139740      1976         1244     
05/01/19   147985      1976         6269     


Posting a day earlier - will be traveling tomorrow.

[FrugalByChance]

Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence.

These are the "end of the month" numbers:

Month      Early Retirement Stash
Jan 2016   €  58 971.00
Jan 2017   €  86 368.00
Jan 2018   € 119 817.00
Dec 2018   € 135 400.00
Totals for 2018:
Growth   € 18.847,34   (= 16,17%) 
Deposits € 27.142,12   
Returns -€  8.294,78   (= -6,81%) 

Jan 2019   € 145 840.48
Feb 2019   € 151 827.59 
Mar 2019   € 157 527.28  (€ 5 699.69 growth including € 1 440.00 deposits) 

Apr 2019   € 164 309.47   (growth: € 6 782.19  deposits:  € 950.00 )

[Neustache]

09/05/18     154,000
10/01/18     168,330
12/01/18     163,458
01/01/19     155,535
02/01/19     166,939
03/01/19     174,622   
04/01/19     177,810
05/01/19     200,000


Looks like a big jump, but it's more that I finally looked at our HSA account ($2,763) and my pension account contributions that I could take if needed ($4800)and added those in.  I did, however, fill up our Roth IRA for 2019 so 12K of that jump was from that and I had it in savings but I didn't count towards networth.  A 46K swing in a school year is not too bad!  And I hit 200K, which is fun (but anti-climatic).  I think, unless the market tanks, that we will hit 250K by December of 2019. 

[ItsALongStory]

Mar-19: Another solid month in the markets: $159,074.12 investments + $8928.66 HSA = $168002.78

I love these market gains :-) $176343 total, will add the detail later.

Detail: $176343 = $9434 HSA + $166908 in investments (Taxable + Roth IRA + 401k)

Went back and looked at my goal when I first joined this thread, I had set it for June 2020 with a stretch goal of January 2020. I am further ahead than anticipated but not by that much either.

Current overall total: $184512.48 which comprises of $9961.61 HSA and $174550.87 investments (Taxable + Roth IRA + 401k + ESPP for this quarter).

This means that reaching $250k by January 31st means ~$65.7k in gains or roughly what my overall annual savings including home equity look like. I doubt I will make it and hoping for a continuation of the stock market at its current pace would be the best year on record so that is also unlikely. We shall see what the future holds but there are really no bad outcomes while I'm still accumulating.

[politenessman]

I've just passed the $100k mark, so its off to $250k we go!

      686.27   Investment account
    1,049.58   IRA
  98,911.88   401k
--------------
100,647.74

[snoot]

01/2018 $67,602
01/2019 $101,315
02/2019 $116,294
03/2019 $121,914
04/2019 $126,008
05/2019 $171,195 (decided to start including house equity)

[katthjul]

I've reached the goal of €100k last month, so it's time to aim for 250k.

Apr 2019: €104,580

[ASW]

More or less normal month of contributions, plus a favorable stock market.

	2018	2019	2020	2021
January	$38,800	$88,534	-	-
February	$49,800	$96,439	-	-
March	$55,707	$107,387	-	-
April	$64,352	$110,960	-	-
May	$68,097	117,622	-	-
June	$72,976	-	-	(Grad Goal)
July	$80,555	-	-
August	$85,858	-	-
September	$90,137	-	-
October	$93,806	-	-
November	$89,537	-	-
December	$92,795	-	-

[ingrownstudentloans]

I am tracking only IRA/401K/taxable accounts.
5/31/2018 $100,519.07  - not even the slightest clue on target date...I'll be here for a few years :)
6/30/2018 $105.187.34
7/31/2018 $109,052.07
8/31/2018 $116,748.06
9/31/2018 $125.833.33 (should slow down for rest of year as both 401Ks are maxed)
10/31/2018 $121,400.49 (market pain)
11/30/2018 $120,116/63
12/31/2018 $115,318.38 (more market pain and put some resources towards our new AirBnB venture - looking forward to buying stocks on sale now that 401K is back in play)
1/31/2019 $121,188.34 (next couple of months are my favorite time of year - 401K is in play, bonus and employer 401K match (3% of compensation) all hit)
2/28/2019 $136,880.76 (one twomore fun months, then back to slow(er) growth mode)
3/31/2019 $141,195.30 (one more fun month - employer 401k contribution and last month until max 401k for the year)

4/30/2019 $161,209.95 (going to try to continue speed with taxable account - we will see with a 2-week old at home how this plays out)

[Raenia]

04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
02/28/2018 - 164,404.90
03/31/2018 - 163,625.13
04/30/2018 - 168,453.88
05/31/2018 - 173,855.43
06/30/2018 - 176,412.22
07/30/2018 - 183,761.04
09/03/2018 - 190,205.44
09/29/2018 - 192,500.25
10/31/2018 - 182,303.59
11/30/2018 - 187,676.36
12/31/2018 - 177,921.99
1/31/2019 - 191,369.58
2/27/2019 - 199,934.11
3/31/2019 - 204,847.64

4/30/2019 - 212,380.74

Just realized I've been in this race just about 2 years, and increased just under 100k in that time.  Nice!

[NextTime]

01/31/18           $198,264.59
02/28/18           $204,079.63
03/31/18           $204,079.63
04/30/18           $206,310.31
05/31/18           $207,731.13
06/30/18           $209,452.69
07/31/18           $218,450.07
08/31/18           $224,242.78
09/30/18           $227,036.87
10/31/18           $214,106.68
11/30/18           $219,948.36
12/31/18           $206,666.96
01/31/19           $224,401.47
02/28/19           $231,997.45
03/31/19           $236,710.41
04/30/19           $246,138.25

[Slow&Steady]

01/31/18           $198,264.59
02/28/18           $204,079.63
03/31/18           $204,079.63
04/30/18           $206,310.31
05/31/18           $207,731.13
06/30/18           $209,452.69
07/31/18           $218,450.07
08/31/18           $224,242.78
09/30/18           $227,036.87
10/31/18           $214,106.68
11/30/18           $219,948.36
12/31/18           $206,666.96
01/31/19           $224,401.47
02/28/19           $231,997.45
03/31/19           $236,710.41
04/30/19           $246,138.25

Sooo close!!!

[ItsALongStory]

01/31/18        $198,264.59
02/28/18        $204,079.63
03/31/18        $204,079.63
04/30/18        $206,310.31
05/31/18        $207,731.13
06/30/18        $209,452.69
07/31/18        $218,450.07
08/31/18        $224,242.78
09/30/18        $227,036.87
10/31/18        $214,106.68
11/30/18        $219,948.36
12/31/18        $206,666.96
01/31/19        $224,401.47
02/28/19        $231,997.45
03/31/19        $236,710.41
04/30/19           $246,138.25

Why the red font? That's jinxing it right there.

Sent from my Pixel 2 XL using Tapatalk

[mustardstew]

06/2018 - $127,908
07/2018 - $128,267
08/2018 - $130,454
09/2018 - $133,960
10/2018 - $133,054
11/2018 - $128,883
12/2018 - $130,047
01/2019 - $123,019
02/2019 - $126,896
03/2019 - $130,444
04/2019 - $132,114

05/2019 - $134,870

[Master of None]

We just moved a little over 100k! I'm pumped to see how fast we can get to 250k.

4/1/19-$102,995.86

4/1/19-$102,995.86
5/1/19- $103,951.81

[dogboyslim]

Taxable investments

04/2017: $100,313
05/2017: $104,001
06/2017: $107,339
07/2017: $111,240
08/2017: $113,472
09/2017: $117,719
10/2017: $119,898
11/2017: $121,666
12/2017: $125,576
01/2018: $130,690
02/2018: $130,112
03/2018: $170,547
04/2018: $175,470
05/2018: $181,127
06/2018: $183,621
07/2018: $190,156
...
02/2019: $211,262
03/2019: $220,649
04/2019: $231,153

[FI-REality]

Goal of $250,000 by Sept of 2019.

Jan 1/16 - $105,809.20
Apr 1/16 - $108,749.60
Jul 1/16 - $117,155.44
Oct 1/16 - $118,878.00
Jan 1/17 - $126,041.95
Apr 1/17 - $138,777.41
Jul 1/17 - $144,570.34
Oct 1/17 - $152,266.77
Jan 1/18 - $164,613.88
Apr 1/18 - $174,725.03
July 1/18 - $188,096.17
Oct 1/18 - $191,853.58
Jan 1/19 - $183,804.03
Feb 1/19 - $192,428.69
Mar 1/19 - $197,862.10
Apr 1/19 - $204,808.88

May 1/19 - $208,362.35

Went a little crazy last month spending about $2,500 more than our budget; but thanks to the market we still came out ahead.  This month looks like it will be a little crazy too with some more big house purchases that we've been putting off for the last 3 years, but hopefully not as bad as last month. 
Also received a raise in April, of which the majority went right into FI savings. Looks like it will shave about year off my working years.

[gillhamface]

1/2018  $104,847
1/2019  $103,451
2/2019  $112,868
3/2019  $115,615
4/2019  $117,248

                                Saved        Market Gains
5/2019  $123,948     $2440         $4260

[NextTime]

01/31/18        $198,264.59
02/28/18        $204,079.63
03/31/18        $204,079.63
04/30/18        $206,310.31
05/31/18        $207,731.13
06/30/18        $209,452.69
07/31/18        $218,450.07
08/31/18        $224,242.78
09/30/18        $227,036.87
10/31/18        $214,106.68
11/30/18        $219,948.36
12/31/18        $206,666.96
01/31/19        $224,401.47
02/28/19        $231,997.45
03/31/19        $236,710.41
04/30/19           $246,138.25

Why the red font? That's jinxing it right there.

Sent from my Pixel 2 XL using Tapatalk

I’m not important enough for the universe to come after me for something like this.

[AcftW]

$43,153 - Jan 2016
$67,328 - Jan 2017
$119,626 - Jan 2018

$122,335 - Jan 2019
$123,106 - Feb 2019
$133,183 - Mar 2019
$140,212 - Apr 2019
$147,214 - May 2019

[Check2400]

Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017  - 102,500
Apr. 1  2017 -  110,000
May 1  2017 -  112,500
June 1 2017 -  113,500
July  1 2017 -  120,500
Aug. 1 2017 -  131,000
Sept. 1 2017-  131,000
Oct.  1  2017-  131,500
Nov. 1  2017 - 135,000
Dec. 1  2017 - 140,000
Jan. 1   2018 - 160,000
Feb. 1   2018-  168,000
Mar. 1   2018-  168,000
April 1   2018-  169,000
May 1   2018 -  171,000
June 1  2018 -  178,000
July  1  2018 -  180,500
Aug. 1  2018 -  194,000
Sept 1  2018 -  200,500
Oct. 1  2018 -  200,800
Nov. 1 2018 -  184,000
Dec. 1 2018 -  195,000
Jan. 1 2019 -  204,000
Feb. 1 2019 -  217,000
Mar 1  2019 -  226,000
April 1 2019 -  231,000
May 1, 2019 - 246,500

Tax disbursement, small tax return, and market gains.  If I'm being honest I spent a good bit of money this month (garage stuff) because I knew that the surprise income would buffer the guilt/loss.  Anyone else time purchases to coincide with bonuses/tax returns solely to not feel as guilty about the spending? 

https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0

[L2]

1/15/19 - $101,635.

1/31/19 NW: 108,165
Projected Graduation Goal NW (12/31/2020):  204,027

2/28/19 NW: $115,123.70
Projected Graduation Goal NW (12/31/2020):  $211,141.90
 - The graduation goal is calculated by taking my projected total increase in 2019 and doubling it.

3/31/19 NW: $118,967.70
Projected Graduation Goal NW (12/31/2020):  $211,887
 - The graduation goal is calculated by taking my projected total increase in 2019 and using the same for next year.

4/30/19 NW: $128,933.75
Projected Graduation Goal NW (12/31/2020):  $224,080.24
 - The graduation goal is calculated by taking my projected total increase in 2019 and using the same for next year.

Due to the drastic change month over month, I hope I'm not making an error in my calculations lol.

[LurkerStache]

Dec 2017: 102,068.04
Jan 2018: 108,443.97
Feb 2018: 108,726.52
Mar 2018: 109,126.43
Apr 2018: 114,917.83
May 2018: 118,481.89
Jun 2018: 121,593.76
Jul 2018: 126,216.79
Aug 2018: 128,017.71
Mar 2019: 133,167.33
Apr 2019: 137,228.23

[aaahhrealmarcus]

I'm late to this party, but just hit 100(ish) last month!

Mar 2019: 99,517.98
Apr 2019: 105,061.55

[Toad]

My table is getting large.  I am cutting it back to monthly:

Summary of accounts:

Date	Bank Accounts	Taxable Investments	IRAs and 401k	TOTAL	CHANGE
February 1, 2018	$13,975.00	$81,380.67	$51,185.33	$146,541.00
March 1, 2018	$10,851.87	$81,263.42	$50,645.46	$142,760.75	-2.58%
April 1, 2018	$9,260.83	$82,902.34	$49,913.25	$142,076.42	-0.48%
May 1, 2018	$6,865.67	$81,933.59	$59,445.02	$148,244.28	+4.34%
June 1, 2018	$6,764.50	$83,959.71	$66,115.73	$156,839.94	+5.80%
July 1, 2018	$7,123.50	$83,121.42	$69,308.09	$159,553.01	+1.73%
August 1, 2018	$14,732.56	$86,652.82	$72,329.18	$173,714.56	+8.88%
September 1, 2018	$13,673.41	$90,472.35	$74,941.54	$179,087.30	+3.09%
October 1, 2018	$16,854.55	$91,794.30	$75,717.00	$184,365.85	+2.95%
November 1, 2018	$18,285.38	$84,982.39	$71,020.77	$174,738.95	-5.22%
December 1, 2018	$17,708.68	$91,239.50	$71,548.00	$180,496.18	+3.29%
January 1, 2019	$23,668.81	$89,632.75	$72,953.77	$185,911.60	+3.00%
February 1, 2019	$22,665.56	$94,290.71	$78,618.00	$195,691.08	+5.26%
March 1, 2019	$21,422.97	$95,094.09	$85,633.00	$202,150.06	+3.30%
April 1, 2019	$21,553.38	$96,284.88	$93,816.00	$211,654.26	+4.70%
May 1, 2019	$23,000.32	$98,750.13	$99,692.00	$221,442.45	+4.62%

Another +$10k.  No idea how, but I doubt this is sustainable.  Looks likely I will hit my goal of $250k by the end of the year though barring any catastrophic market events.

[FICurious]

This will track only my investments and savings.

Apr 2011:  $49k
Jan 2013:  $80K     >>>> Out of work/stay at home Dad Aug 13 - Mar 15
Jan 2014:  $97k
Jan 2015:  $100k   >>>> Back to work, but daily 3 hour commute (Good for audio books, bad for car and home life)
Jan 2016:  $103k   >>>> Got position close to home in Jan, hated job and became trainee in current career field in Apr 16
Jan 2017:  $108k
Jan 2018:  $127k

Jan 2019:  $133k
Feb 2019:  $145k
Mar 2019:  $147k
Apr 2019:  $151K 
May 2019: $154k  >>>> Graduated trainee program. Whoopee!

[EfficiencyNerd]

Hey all, I'm jumping into the race even though I haven't quite hit 6 figures yet. I ended 2018 with $70k total net worth, and my initial goal for 2019 was to break $100k, but I'm already at $94k as of May 1st thanks to a sizable tax return, great market returns in the first few months of the year, and a larger-than-expected raise at the beginning of the year. At any rate - I'm excited to hit $100k in the next couple months, but already looking forward to a quarter mill. I'll be tracking my full net worth here, not just investments.

May 2019 - $94,105

[junga]

January 1, 2018         : $97,318
February 2, 2018        : $104,695
March 1,2018             : $107,006
March 30, 2018          : $115,189
May 1, 2018               : $116,178
June 1, 2018              : $119,529
July 2, 2018               : $117,366
July 31, 2018             : $120,235
Aug 31, 2018             : $126,710
Sept 30, 2018            : $135,258
Dec 1, 2018               : $133,314
Dec 30, 2018             : $128,407
Jan 31, 2019              : $139,828
March 1, 2019            : $145, 617
March 31, 2019          : $153,549
May 2, 2019               : $162,575

[jojoguy]

April 13, 2019 = 100,325.68
May 4, 2019 = 104,848.79

[solon]

 1/2017  $88,615
 1/2018 $132,155
 1/2019 $177,349
 2/2019 $188,332
 3/2019 $187,634
 4/2019 $197,461
 5/2019 $194,010


Here's the group spreadsheet: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0

[Izybat]

1/17 - $71,425.20
2/17 - $81,629.90
3/17 - $90,185.83
4/17 - $106,744.63
5/17 - $112,212.95
6/17 - $119,459.82
7/17 - $123,788.19
8/17 - $130,553.30
9/17 - $137,292.06
10/17 - $141,917.56
11/17 - $149,045.19
12/17 - $153,537.92
1/18 - $160,704.93
2/18 - $167,472.58
<stopped tracking for a long time - moved cross country>
1/19 - $181,982.57
2/19 - $189,253.74
3/19 - $198,403.80
4/19 - $202,932.19 - W00T! Broke $200k!

[afah0447]

Apr-19   $110,476.19   
May-19   $114,911.36

[lampstache]

1/2017   - 34,633
6/2017   - 45,227
1/2018   - 56,928
6/2018   - 71,500
1/2019   - 98,248
2/2019   - 115,926 (Big jump from tIRA contributions for 2018)
3/2019   - 123,445
4/2019   - 129,678
5/2019   - 136,527

Investments only!

[CorpRaider]

Broke through the big 2 bills round number threshold in April!  May be short lived if today's action keeps going.

[adamb]

Officially broke $100,000 last friday (5/3/19) so im on the bandwagon now!

at my current savings amount I expect I'll get there in 3.5 years, but goal is to speed that up by any means possible :0

[repman]

Nov 2017     65,000€
Dez 2017     69,000€  a frugal month and a christmas paycheck !

Jan  2018     73,100€
Feb  2018     74,100€
Mar  2018     57,300€  some expenses and bad investment decisions
Apr 2018      58,800€
May 2018      62,285€
June 2018     65,500€
July 2018      71,538€
Aug 2018      76,500€
Sep 2018      78,600€
Oct 2018      81,500€
Nov 2018      83,980€
Dez 2018      86,500€

Jan 2019       90,900€  some boni
Feb 2019       94,200€
Mar 2019       100,317€  some extra boni
Apr 2019       101,170€
May 2019     105,211€ 


Goal: 250,000€ in December 2022 

Retire:
plan:      3\1\2025     24 x Living Expenses(year)
is:          now            8,5 x Living Expenses(year)

A warm welcome to everybody in this thread. I hope we have nice journey together on the road to freedom-

Google Spreadsheet
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=1302523503

[zee dot]

02/2019 $150,040.56
03/2019 $152,786.73
04/2019 $147,266.80

[Raymond Reddington]

April recap:

So I did pretty much the most unMustachian ever, and bought new F-150 and traded in my old Ford Escape. The Escape was great for a long time, but the new truck will allow me to get a lot more out of it when doing DIY projects and the like, and is a great vehicle for family get togethers since I can fit 6, while still getting the cargo carrying done. I took advantage of almost 20,000 in incentives and good negotiations to get the price down, on top of trading the Escape in for full KBB value, which meant more "equity" in the new truck up front (yes, I know, depreciating asset...there is no equity), and thus a lower principal balance, which will come in handy for extra payments here and there to get it paid off in much sooner than 6 years. I'm very happy with it though.

Outside of that, it was another banner month for investments. Pretax and post tax accounts continued to grow, and savings wasn't too significantly impacted by the truck purchase since it was 0 down with the trade-in, and I'd rather stay liquid right now. Promotion went through in early May, which is a significant leap in my base, which is nice too. School semester is finishing well, I have one last project and (maybe) a final depending on if I like the grade he offers me deal or no deal style, I can choose to sit for the exam or not. If we finish the group project strong, I will have survived the difficult class with flying colors, which will be a nice start to my grad school experience. Plus I should be able to look forward to a full tuition reimbursement as well.

Been trying to cut loose a bit more and have more fun with DW, even if it means slightly more spending. We had a really good month. Took a long walk in a nearby park, watched the sunset over the Hudson River, went to an anniversary party at a local brewery, I made it at the last minute to visit with her and her family out of state for her sister's baby shower despite having the group project hanging over my head, and got the 16 hours of driving done over two days by myself, we've cleaned up the house some (always an ongoing process as we are both super busy this time of year, but finally catching up), and soon we will get back to working on the house again. We've also had some good discussions about our respective qualities of life, and have agreed on a balance that works well for both of us. For me, that means me being more adventurous and less dollars-and-cents about fun, for her, that means recognizing how much I hate taking public transit through bad neighborhoods since I do it often during the work week, and finding more things to do in the surburbs or in our own neighborhood on weekends.

So it has meant walking back a bit since the investments have significant momentum for both of us, to draw the line at frugal, rather than extreme frugal, and continue to grow our wealth together while making sure we make time for fun and the occasional indulgences, provided they are things that make sense, make us happy, and won't ultimately lead to regret since we've carefully evaluated and agonized over them.

December 2014: $89,173 (I don't have the exact date I hit 100K, so including this here anyway)
December 2015: $106,299
December 2016: $147,449
December 2017: $182,600
December 2018: $219,103
January 2019: $224,363
February 2019: $229,741
March 2019: $235,165
April 2019: $243,051