Race from 100 to 250k

[BeautifulDay]

            Net Worth    Investment Assets (401k, IRAs, HSA)
Mar 2016      $28,361      $72,408
Jun 2016      $40,970      $79,977
Sep 2016      $57,895      $90,677
Dec 2016      $80,499      $96,796
Mar 2017      $99,766      $73,973
Jun 2017     $102,562      $93,148
Sep 2017     $112,554     $103,702
Dec 2017     $128,724     $116,626
Mar 2018     $133,930     $123,367
Jun 2018     $148,700     $135,564
Sep 2018     $160,509     $148,562
Dec 2018     $148,046     $134,289
Mar 2019     $177,957     $161,794
Jun 2019     $195,692     $177,840
Sep 2019     $205,301     $179,600
Dec 2019     $228,588     $206,182
Mar 2020     $194,288     $179,029
Jun 2020     $245,143     $218,176


As of today we’ve crossed the $250k line in net worth. This makes me so happy. From $28k in 2016 to $250k in 2020. Doesn’t seem possible. And yet we should be so much further along. Just bad decisions before we started working towards FI. But we are trying to make up for lost time now.

I’m going to stick around here until investments cross the line as well.

[zeli2033]

End of June update (and missed May as well)

6/30/19: $106,071
7/31/19: $112,395
8/31/19: $116,527
9/30/19: $124,973
10/31/19: $135,196
11/30/19: $143,839
12/31/19: $150,705
1/31/20: $163,400
2/28/20: $156,457
3/31/20: $145,287
4/30/20: $163,919
5/31/20: $178,765
6/30/20: $185,289

Must. Stop. Spending. Money. Still investing maxes in 401(k) & HSA but other than that, extra cash is going to quarantine spendy-ness.

[BSL18]

2016/12/31          17500$   invested   (NW 43929$)
2017/06/30          23500$   invested   (NW 21600$)
2017/12/31          29713$   invested   (NW 40492$)
2018/06/30          41895$   invested   (NW 68955$)
2018/12/31          83406$   invested   (NW 126961$)
2019/06/30          102900$ invested   (NW 145095$)
2019/12/31          120491$ invested   (NW 170734$)

2020/06/30          139400$ invested   (NW 200500$)

[mbk]

I am using this challenge for my retirement savings.

--------------------
12/31/16     107k
12/31/17     137k
12/31/18     110k
12/31/19     204k
-------------------
03/31/20     170k
06/30/20     220k

[Lamancha]

Jan 2019-  29,000

Jan 2020- 130,855
Feb 2020- 141,124
March 2020- 146,604
April 2020- 139,975
May 2020- 130,984
June 2020- 146,634

July 2020- 157,219

[M5]

1/3/20: $100,937.12
2/4/20: $104,293.89 (+3,356.77)
3/3/20: $105,785.10 (+1,491.21)
4/7/20: $102,299.07 (-3,486.03)
5/7/20: $104,704.32 (+2,405.25)
6/2/20: $107,248.26 (+2,543.94)
7/6/20: $113,935.47 (+6687.21)

[Fishing4FI]

August-18    $27k
September-18    $31k
October-18    $59k
November-18    $60k
December-18    $64k
January-19    $63k
February-19    $74k
March-19    $78k
April-19    $86k
May-19    $98k
June-19    $104k
July-19    $104k
August-19    $110k
September-19    $137k
October-19    $143k
November-19    $151k
December-19    $160k
January-20       $169k
February-20    $175k
March-20       $168k
April-20        $156k
May-20        $180k
June-20         $190k
July-20          $200k

[Huskerfan]

I’m jumping in this thread with a few ideas and thoughts in mind. I don’t plan to add house equity or extras like that. I’m not even going to add the spouse’s 401k. I’ll be solely tracking
My 401k and my Roth IRA Numbers to go toward the goal of $250k. I may add the savings account numbers later, but most of that pays toward the last of my mortgage and a basement remodel right now.

My stats:

Jul2019 — $101953
Aug2019 — $106277
Sep2019 — $111050
Oct2019 — $114791
Nov2019 — $120215
Dec2019 — $122692
Jan2020 — $120521
Feb2020 — $123625
Mar2020 — $124248
Apr2020 — $133240
May2020 — $145475
Jun2020 — $143581


Numbers updated thru the last day of the month.  Appears I lost a little this month. Oh well...

I hope others were able to make adjustments and protect their investments. Times are a bit strange right now; however, I anticipate we will recover once this virus moves on. 
Keep safe everyone!

[ColoAndy]

Joining in for accountability and motivation.  Hoping to hit the goal by end of next year:

January 29, 2020---$157,404.75

February 3, 2020---$157,171.27 (coronavirus induced market panic).
[/quote

April 19, 2020------$153,349.63    Sighhh

May 11, 2020------$157,000.40

June 2, 2020------$164,950.82

July 12, 2020-----$168,681.81

[jojoguy]

April 13, 2019 = $100,325.68
May 19, 2019 = $104,598.06
June 29, 2019 = $116,258.11
July 28, 2019 = $125,262.57
August 24, 2019 = $125,496.17
September 21, 2019 = $141,995.43
October 19, 2019 = $148,424.92
November 17, 2019 = $156,260.45
December 28, 2019 = $167,860.18
January 14, 2020 = $170,102.78
February 22, 2020 = $176,650.55
April 7, 2020 = $155,679.52
May 17, 2020 = $173,750.12
June 15, 2020 = $192,048.67
July 12, 2020 = $202,842.92 (200K! Woohoo!)

[jiimmy]

Dec 1st, 2019 $101,254
Jan 1st, 2020 $105,996
Feb 1st, 2020 $107,546
Mar 1st, 2020 $103,600
Apr 1st, 2020 $94,632
May 1st, 2020 $106,626
June 1st, 2020 $115,759

July 1st, 2020 $121,201

[Cezil]

Dec-2016: $32,870.70
Dec-2017: $58,271.55   (+ 25,400.85)
Dec-2018: $72,493.16   (+ 14,221.61)
Dec-2019: $111,642.78   (+ 39,149.62)

Jan-2020:   $115,567.59   (+ 3,924.81)
Feb-2020:   $111,573.16   (- 3,994.43)
Mar-2020:   $99,504.35   (- 12,068.81)
Apr-2020:   $111,360.82   (+ 11,856.47)
May-2020:   $118,208.83  (+ 6,848.01)

Jun-2020:   $122,592.19  (+ 4,383.36)

[lcmac32]

Update #5 (tracking 401k only)    As I predicted in prior comments I stayed in the group because I didn't want to go back and forth.  I am fine with staying around for a bit, and will join the $250-500k group once I am $20-40k above the $250k mark.  No need to flip back and forth when market fluctuations come along.                         
                                 401k
Nov. 12, 2019         $238,035.96
Dec.   3, 2019         $240,880.64
Jan.   1, 2020          $249,417.11
Feb. 11, 2020          $257,961.03
July 13, 2020           $245,429.85 (-$12,531,18)

[An Unassuming Moose]

Nov 20, 2019 -- $113,800
January 15, 2020 -- $120,900
February 15, 2020 -- $136,916
March 17, 2020 -- $65,556
April 15, 2020 -- $97,329
May 15, 2020 -- $106,497
June 15, 2020 -- $144,753
July 16, 2020 -- $168,424

Well past the pre-covid peak, yet the market still has some recovery to do. This is encouraging.

[lexde]

Hi! I'm new, just graduated from the Race from 10k to 100k thread today. :-)

As a basic introduction, I'm a 30-year-old attorney in a MCOL. I have always been on the frugal side but started diligently saving when I discovered MMM in September 2016. Since then, I worked hard to pay off my law school loans and maximize my career. I live below my means, drive a paid-off 2012 Toyota and rent 1/2 a 1950's duplex with my dog. I'm trying to get into house hacking and would like to eventually have a moderately-sized portfolio of rentals. My annual spend is under $40k per year, I am working to max out all of my retirement vehicles (401(k), HSA, rIRA, total $29,050.00).

07/17/2020: $103,981.86 (+$0.00)

Average monthly change in net worth since September 2016: $2,950.70
Average monthly change in net worth since January 2020: $5,112.70

Projected Graduation based on 2020 numbers: 29.33 months
Projected Graduation date: December 2022

Prior Progress: Race from 10 to 100k!

[alcon835]

Hi! I'm new, just graduated from the Race from 10k to 100k thread today. :-)

As a basic introduction, I'm a 30-year-old attorney in a MCOL. I have always been on the frugal side but started diligently saving when I discovered MMM in September 2016. Since then, I worked hard to pay off my law school loans and maximize my career. I live below my means, drive a paid-off 2012 Toyota and rent 1/2 a 1950's duplex with my dog. I'm trying to get into house hacking and would like to eventually have a moderately-sized portfolio of rentals. My annual spend is under $40k per year, I am working to max out all of my retirement vehicles (401(k), HSA, rIRA, total $29,050.00).

07/17/2020: $103,981.86 (+$0.00)

Average monthly change in net worth since September 2016: $2,950.70
Average monthly change in net worth since January 2020: $5,112.70

Projected Graduation based on 2020 numbers: 29.33 months
Projected Graduation date: December 2022

Prior Progress: Race from 10 to 100k!

Welcome! Looking forward to watching you blow past your goals :D

[grantmeaname]

Hell yeah! Welcome lexde!

[Accrual]

6/1/2018 - $102k
6/1/2019 - $167k
10/1/2019 - $189k
11/1/2019 - $190k
12/1/2019 - $207k
1/1/2020 - $210k
2/1/2020 - $212k
3/1/2020 - $210k
4/1/2020 - $206k
5/1/2020 - $214K
6/1/2020 - $234k
7/1/2020 - $239k

[ColoAndy]

Joining in for accountability and motivation.  Hoping to hit the goal by end of next year:

January 29, 2020---$157,404.75

February 3, 2020---$157,171.27 (coronavirus induced market panic).
[/quote

April 19, 2020------$153,349.63    Sighhh

May 11, 2020------$157,000.40

June 2, 2020------$164,950.82

July 12, 2020-----$168,681.81

July 19, 2020-----$171,007.76

[bloodaxe]

The market has been kind to us:

March 2020: 78,000
April 2020: 91,000
May 2020: 106,000

Glad to join the race :)

June 2020: 115,000

July 2020: 125,000 halfway there!

[catprog]

September 2019 101,671.46
October 2019 $104,093.65
November 2019 $106,200.86
December 2019 $110,803.14
January 2020 $114,203.83
February 2020 $110,981.42
March 2020 $91,521.05
April 2020 $101,453.24
May 2020 $107,974.00
June 2020 $115,595.89 (dividend month)

[spaghetti1awk]

Just starting tracking and logging. Looking forward to watching this grow in the coming months and years:

July 27, 2020: 161,836

[QuillScroll]

11/29/2019 - 101000
12/23/2019 - 107000
01/16/2020 - 112410
02/14/2020 - 120820
03/13/2020 - 101566
04/20/2020 - 124054

Posting after some gap -
05/18/2020 - 131047
06/30/2020 - 147672
07/27/2020 - 158240

[35andFI]

Jan 2019   $88,323.07
Feb 2019   $97,575.00
Mar 2019   $105,804.17
Apr 2019   $110,146.48
May 2019   $118,815.81
Jun 2019   $116,686.93
Jul 2019   $127,984.34
Aug 2019   $131,602.10
Sep 2019   $135,237.23
Oct 2019   $139,487.25
Nov 2019   $144,270.40
Dec 2019   $152,659.87
Jan 2020   $160,640.81
Feb 2020   $164,138.30

Been a bit spendy lately (dating & going out with friends) but still moving up which is comforting.

Mar 2020   $155,416.96
Apr 2020   $139,647.77
May 2020   $160,299.16
Jun 2020   $170,029.43
Jul 2020   $174,449.14

[MudPuppy]

Household net for 2 adults:

05/2020: 203K
06/2020: 225K
07/2020: 236k

Technically a little early, but current NW is 252k! If the markets are kind and the expenses stay low, I might graduate in September!

[alcon835]

Household net for 2 adults:

05/2020: 203K
06/2020: 225K
07/2020: 236k

Technically a little early, but current NW is 252k! If the markets are kind and the expenses stay low, I might graduate in September!

That's great!!!

[lexde]

07/17/2020: $103,981.86 (+$0.00)
07/31/2020: $106,885.86 (+$2,904.00)

The last two weeks were a bit crazy. Unexpected vet expenses (which are unfortunately a norm) but overall still a steady increase. Thankful that this was a three-paycheck month! Still staying the course, investing as heavily as I can, and saving up cash.

My average monthly expenses are about $3,100.00, which is not bad at all. I'd like to try to get it closer to $2,500.00, but there have been a number of emergencies this year already which have driven the numbers up. Without vet expenses, my monthly spend year to date has averaged $2,761.58 which is much more in line with where I'd like to be. Pup is worth every penny, though, and hopefully we are through the worst of it now.

I think I can drive my expenses down by incorporating more whole foods into my diet and cutting back on frozen components for convenience. Other than that, there's not too much else I can do. My biggest expenses are rent (paying for accommodations which are at my minimum standard); groceries (see above); electric/water (splitting with SO); internet (negotiated best deal on this); pet food/supplies (have best deal on this); veterinary (hopefully out of the worst of it); restaurants (cut way down); and transportation (paid off car; cheap to maintain; do small maintenance items myself).


Projected Graduation date: December 2022

Prior Progress: Race from 10 to 100k!

[grantmeaname]

1/12/18   $ 50k
7/13/18   $ 63k
10/19/18  $ 75k
1/31/19   $ 80k
2/28/19   $100k
5/31/19   $119k
8/30/19   $130k
12/31/19  $163k
3/31/20   $156k
4/30/20   $187k
5/31/20   $196k
6/30/20   $208k

  7/31/20   $228k
Really nice market returns this month and we kicked ass at saving. Unfortunately I'm breaking a lease today and just handed the landlord a $7k check, but it was a pretty number while it lasted.

[dignam]

1/12/18   $ 50k
7/13/18   $ 63k
10/19/18  $ 75k
1/31/19   $ 80k
2/28/19   $100k
5/31/19   $119k
8/30/19   $130k
12/31/19  $163k
3/31/20   $156k
4/30/20   $187k
5/31/20   $196k
6/30/20   $208k

  7/31/20   $228k
Really nice market returns this month and we kicked ass at saving. Unfortunately I'm breaking a lease today and just handed the landlord a $7k check, but it was a pretty number while it lasted.

Nice!  I'll see you in the next thread very soon.

[grantmeaname]

Hoping so! With a sideways or slightly down market we'll be there by the end of the year!

[MudPuppy]

Household net for 2 adults:

05/2020: 203K
06/2020: 225K
07/2020: 236k
08/2020: 252k

Not calling it graduated yet because I have large expenses next month, but I can smell it!

[Mainlander]

JULY UPDATE       

03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714
10/01/18: $123,222
11/01/18: $123,710
12/01/18: $132,287
01/01/19: $130,778
02/01/19: $142,434
03/01/19: $147,794
04/01/19: $164,175 
05/01/19: $171,260
06/01/19: $170,858
07/01/19: $178,164 ($7,306 gain)
08/01/19: $183,917 ($5,753 gain)
09/01/19: $187,578 ($3,661 gain)
10/01/19: $193,112 ($5,533 gain)
11/01/19: $200,575 ($7,463 gain)
12/01/19: $206,981 ($6,405 gain)
01/01/20: $210,660 ($3,679 gain)
02/01/20: $220,276 ($9,616 gain)
03/01/20: $216,826 ($3,450 loss)
04/01/20: $219,362 ($2,536 gain)
05/01/20: $236,819 ($17,457 gain)
06/01/20: $241,176 ($4,352 gain)
07/01/20: $243,683 ($2,507 gain)
08/01/20: $253,789 ($10,106 gain)

 GRADUATION!!! It took me 30 months to complete this race. At times it seemed like a crawl, but overall pleased with my progress. Keep up the good work everyone, and don’t get discouraged. No matter how small, all contributions add up over the long run.

[jps]

Hi everyone,

First month in the thread for me!

7/2020: $107,142

[grantmeaname]

Welcome JPS!

[ColoAndy]

Joining in for accountability and motivation.  Hoping to hit the goal by end of next year:

January 29, 2020---$157,404.75

February 3, 2020---$157,171.27 (coronavirus induced market panic).
[/quote

April 19, 2020------$153,349.63    Sighhh

May 11, 2020------$157,000.40

June 2, 2020------$164,950.82

July 12, 2020-----$168,681.81

July 19, 2020-----$171,007.76

August 1, 2020---$172,795.36

[song gnos]

Graduated from race to 100k. So might as well start tracking.

January 2019 81.8k
February 2019 93.2k
March 2019 98.3k
April 2019 108.3k
May 2019 111.9k
June 2019 108.4k
July 2019 117k

Not sure what a realistic timeframe to 250k would be. Hopefully within Jan 2021.



Sent from my Moto Z (2) using Tapatalk

Welp, back for my annual checkup as I remember that this exists.
Odd not keeping track on a monthly basis. Everything is so automatic at this point.

July 2020 $189.5k

Still hoping that the market moves me to 250k by Jan of next year. Wishful thinking.

Sent from my Moto Z (2) using Tapatalk

[Staunch Aim]

Markets helped out his month, but savings was low, largely due to 3K worth of construction supplies for an outbuilding I'm putting up in the backyard.  The only purchase left on that will be siding, glass, paint and locksets.  I'm holding out hope that I can graduate by year end, but I'll really need to buckle down through the last third of the year.

Date		Invested		Net
2/1/2019		$100,047.32		$243,630.87
3/1/2019		$105,434.50		$270,922.05
4/1/2019		$114,967.04		$292,914.68
3/1/2020		$157,729.02		$344,058.04
5/1/2020		$169,003.88		$361,813.52
6/1/2020		$186,949.47		$383,276.04
7/1/2020		$190,979.72		$391,899.41
8/1/2020		$204,593.74		$400,580.69

[Fishing4FI]

August-18    $27k
September-18    $31k
October-18    $59k
November-18    $60k
December-18    $64k
January-19    $63k
February-19    $74k
March-19    $78k
April-19    $86k
May-19    $98k
June-19    $104k
July-19    $104k
August-19    $110k
September-19    $137k
October-19    $143k
November-19    $151k
December-19    $160k
January-20       $169k
February-20    $175k
March-20       $168k
April-20        $156k
May-20        $180k
June-20         $190k
July-20          $200k
August-20     $217k

[L2]

1/15/19 - $101,635.
1/31/19 NW: 108,165 - Projected Graduation Goal NW (12/31/2020):  204,027
2/28/19 NW: $115,123.70 - Projected Graduation Goal NW (12/31/2020):  $211,141.90
3/31/19 NW: $118,967.70 - Projected Graduation Goal NW (12/31/2020):  $211,887
4/30/19 NW: $128,933.75 - Projected Graduation Goal NW (12/31/2020):  $224,080.24
5/31/19 NW: $133,788 - Projected Graduation Goal NW (12/31/2020):  $227,373
6/30/19 NW: $141,921 - Projected Graduation Goal NW (12/31/2020):  $236,022
7/31/19 NW: $147,155 - Projected Graduation Goal NW (12/31/2020: $238,679
08/31/19 NW: $151,735 - Projected Graduation Goal NW (12/31/2020): $243,877
09/30/19 NW: 157,653 - Projected Graduation Goal NW (12/31/2020): $247,779
11/7/19 NW: $173,838 - Projected Graduation Goal NW (12/31/2020): $270,847 (?!)
11/30/19 NW: 178,535 - Projected Graduation Goal NW (12/31/2020): $240,288
12/31/19 NW: $185,673 - Projected Graduation Goal NW (12/31/2020): $244,374
1/31/20 NW: $191,143 - Projected Graduation Goal NW (12/31/2020): $244,397
2/29/20 NW: $186,269 - Projected Graduation Goal NW (12/31/2020): $234,682.
5/31/20 NW: 214,832 - Projected Graduation Goal NW (12/31/2020): $247,374.
06/30/20 NW: $223,370 - Projected Graduation Goal NW (12/31/2020): $251,263.

07/31/20 NW: $239,856.83 - Projected Graduation Goal NW (12/31/2020): $263,101.74
Received a few bonuses this month. Also got engaged, so progress will be slowed down some over the next year with some money going towards that. Its very hard to to get married reasonably in the traditional sense unless you cut a bunch of corners/DIY. I think fiance and myself came to a compromise we can both be satisfied with. Bonus - will get 50K + bump when it becomes official!

[junga]

31/01/2019:  $139,828
01/03/2019:  $145,617
31/03/2019:  $153,549
02/05/2019:  $162,575
02/06/2019:  $164,396
28/06/2019:  $173,404
31/07/2019:  $183,384
31/08/2019:  $186,347
30/09/2019:  $196,033
31/10/2019:  $202,222
28/11/2019:  $210,924

01/01/2020:  $221,074 (+10,150)
03/02/2020:  $226,108 (+5,034)
01/03/2020:  $215,551 (-10,557)
06/04/2020:  $197,168 (-18,383)
30/04/2020:  $223,850 (+26,682)
30/05/2020:  $236,967 (+13,117)
02/07/2020:  $247,960 (+10,993)
01/08/2020:  $264,301 (+16,342)

YAY!! We have graduated from this race and moving on to the next. It took us 30 months. We learned that discipline and regular contribution to our investment portfolio has been the key.
It has been a fun rollercoaster ride past couple years. Good luck to everyone and see you all in the next race.

[Epor]

Code: [Select]

Jan-2014 $ 24,525.00
Jan-2015 $ 32,090.00
Jan-2016 $ 39,258.00
Jan-2017 $ 59,072.00 (found MMM   3/17)
Jan-2018 $ 93,684.00
Jan-2019 $111,219.00
Jan-2020 $179,070.00
----------
                Total       Saved      Market G/L
02/01/20 182780      4285         -575
03/01/20 170715      2092       -14157
04/01/20 148065      2092       -24742
05/01/20 172135      2092        21978
06/01/20 185340      2484        11113
07/01/20 193380      2092         8040
08/01/20 206480      2484        10616    <<-- 200k !!


[Accrual]

6/1/2018 - $102k
6/1/2019 - $167k
10/1/2019 - $189k
11/1/2019 - $190k
12/1/2019 - $207k
1/1/2020 - $210k
2/1/2020 - $212k
3/1/2020 - $210k
4/1/2020 - $206k
5/1/2020 - $214K
6/1/2020 - $234k
7/1/2020 - $239k
8/1/2020 - $244k

[alcon835]

JULY UPDATE       

03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714
10/01/18: $123,222
11/01/18: $123,710
12/01/18: $132,287
01/01/19: $130,778
02/01/19: $142,434
03/01/19: $147,794
04/01/19: $164,175 
05/01/19: $171,260
06/01/19: $170,858
07/01/19: $178,164 ($7,306 gain)
08/01/19: $183,917 ($5,753 gain)
09/01/19: $187,578 ($3,661 gain)
10/01/19: $193,112 ($5,533 gain)
11/01/19: $200,575 ($7,463 gain)
12/01/19: $206,981 ($6,405 gain)
01/01/20: $210,660 ($3,679 gain)
02/01/20: $220,276 ($9,616 gain)
03/01/20: $216,826 ($3,450 loss)
04/01/20: $219,362 ($2,536 gain)
05/01/20: $236,819 ($17,457 gain)
06/01/20: $241,176 ($4,352 gain)
07/01/20: $243,683 ($2,507 gain)
08/01/20: $253,789 ($10,106 gain)

 GRADUATION!!! It took me 30 months to complete this race. At times it seemed like a crawl, but overall pleased with my progress. Keep up the good work everyone, and don’t get discouraged. No matter how small, all contributions add up over the long run.

Congratulations!!!!!!!!

[Staunch Aim]

YAY!! We have graduated from this race and moving on to the next. It took us 30 months. We learned that discipline and regular contribution to our investment portfolio has been the key.
It has been a fun rollercoaster ride past couple years. Good luck to everyone and see you all in the next race.

Congrats!!

[alcon835]

Note: all numbers are from the 1st of the month. Only tracking investments, no savings, assets, etc.

Jan 2020: $100,566
Feb 2020: $107,987 (+7,421) [+7.38%]
Mar 2020: $96,513 (-11,474) [-10.62%]
Apr 2020: $90,626 (-5,887) [-6.09%]
May 2020: $104,595 (+13,969) [+15.41%]
Jun 2020: $129,092 (+24,297) [+23.42% ]
Jul 2020: $136,291 (+7,199) [+5.57% ]
Aug 2020: $156,793 (+20,502) [+15.04% ]

Year-to-date change: +$56,227 [+55.91%]

The big jumps are somewhat misleading. I have a lot of stock options at my current job which are vesting every month. We're privately owned, so it's all funny money, but I expect us to sell in the next 2-3 years. Based on current projections, our value jumped from $10/share to $15/share so I updated my tracker to reflect that. While that was the biggest jump, I still saw 6% growth overall from direct investments and gains throughout the month, so it's not just funny money.

Still, it's pretty exciting to see my FIRE nest egg growing in a down market. I made some pretty aggressive changes in April and so far they've paid off. I expect the markets to trade sideways through the end of year as we wait for a vaccine. Even so, with my options plus my ongoing investments into my 401K, Roth IRA, and taxable accounts, I expect solid continued growth through the end of year. I hope to be at $200K by January.


Overview

	2018	2019	2020	2021
January	$37,094	$62,251	$100,566	-
April	$46,098	$74,093	$90,626 (COVID)	-
July	$59,013	$82,898	$136,291	(Grad Goal)
October	$63,418	$85,605	-	-
Annual gain	$25,157	$38,315	-	-

[peppermint]

12/2019 - $107584.51
01/2020 - $110275.32
02/2020 - $112541.25
03/2020 - $111798.73
04/2020 - $104009.25
05/2020 - $110144.85
06/2020 - $117347.04
07/2020 - $127842.20
08/2020 - $130977.05

[zygote]

For context: I'm 31 in a HCOL city. I'm married, but these are my own numbers since we keep our finances separate. Includes cash, retirement, and credit cards, which are used for normal expenses and paid off in full every month.

3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93
8/19: $101,572.33 (graduated to this thread)
3/20: $118,287.76 (-6,129.86, -4.93%)
4/20: $109,838.67 (-8,449.09, -7.14%)
5/20: $124,495.18 (+14,656.51, +13.34%)
6/20: $132,228.82 (+7,733.64, +6.21%)
7/20: $136,568.75 (+4,339.93, +3.28%)
8/20: $151,084.80 (+14,516.06, +10.63%)

Huge progress. It was a 3-paycheck month and I got a tax refund.

[sportsportsports]

01-2020   $82,260.85
02-2020   $83,005.15
03-2020   $83,326.38
04-2020   $95,827.22
05-2020   $104,082.90
06-2020   $108,773.96
07-2020   $118,687.61

Market correction really helped me out this month! Which is nice since I've now been officially unemployed for a month. Now the challenge: what can I save on unemployment while job searching (when I actually start getting unemployment checks, that is) and moving in 4 weeks. At least the rent will be cheaper!

[snoot]

01/2018 $67,602
01/2019 $101,315
01/2020 $196,633
02/2020 $202,698
03/2020 $190,324
04/2020 $188,776
05/2020 $200,351
06/2020 $220,593
07/2020 $227,293
08/2020 $235,376

Well done everyone!

[grantmeaname]

Nice snoot!