Author Topic: Race from 100 to 250k  (Read 562132 times)

FrugalByChance

  • 5 O'Clock Shadow
  • *
  • Posts: 28
  • Age: 46
  • Location: The Netherlands
    • Net Worth Progress
Re: Race from 100 to 250k
« Reply #2100 on: October 03, 2018, 03:07:30 PM »

I will join in the race but only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence.

These are the "end of the month" numbers:
Month      Early Retirement Stash
Jan 2016     58,971.00
...
Jan 2017     86 368.00
...
Jan 2018    119 817.00
Feb 2018    118 464.00
Mar 2018    115 094.00
Apr 2018    122 622.00
May 2018    128 787.00
Jun 2018    130 283.31
Jul 2018    135 595.00
Aug 2018    138 342.00

Sep 2018    139 524.74

mountain_air

  • 5 O'Clock Shadow
  • *
  • Posts: 18
Re: Race from 100 to 250k
« Reply #2101 on: October 04, 2018, 08:21:13 AM »
5/1/17     25,273
6/1/17     52,894  (I believe we transferred some money over)
7/1/17     59,114
8/1/17     67,337
9/1/17     75,486
10/1/17   80,726
11/1/17   85,681
12/1/17  100,005  (extra paycheck month for us both!)
1/1/18    105,431
2/1/18    108,535
3/1/18    111,337
4/1/18    117,617
5/1/18    135,266 (a slight tax refund and extra paycheck!)
6/1/18    146,521
7/1/18    150,573
8/1/18    155,306 (slow and steady)
9/1/18    169,777
10/1/18  178,901 (DW started to contribute to 401k, some good market returns!)

I'm relatively new to having significant money in the 401k.  The weirdest thing started happening, it started growing on its own!  Ha, i know this is dumb but its the first legitimate signs of compounding interest that I've seen since starting this journey, and its pretty damn cool.

fuzzy math

  • Pencil Stache
  • ****
  • Posts: 930
  • Age: 37
  • Location: PNW ---> Midwest (for now)
Re: Race from 100 to 250k
« Reply #2102 on: October 04, 2018, 08:48:26 AM »

June 2018.  $219,320
July 2018. $228,483
Aug 2018 $234,711
Sept 2018 $245,993
Oct 2018.  $251,023

I joined this thread recently and am now moving on. Good luck and keep on 'stashing everyone!!!

daverr7

  • 5 O'Clock Shadow
  • *
  • Posts: 9
Re: Race from 100 to 250k
« Reply #2103 on: October 04, 2018, 12:28:14 PM »
Hello, joining in!

Rather than net worth, reporting on investments. Goal of $250,000 by March 2019. Goal of $500,000, paid off mortgage, and FI by January 2023.

Investments:
5/1/2018: $192,000
6/1/2018: $200,737
7/1/2018: $205,121
8/1/2018: $213,771
9/1/2018: $222,070

10/1/2018: $225,027


ItsALongStory

  • Bristles
  • ***
  • Posts: 278
  • Location: Western US
Re: Race from 100 to 250k
« Reply #2104 on: October 04, 2018, 08:19:16 PM »

June 2018.  $219,320
July 2018. $228,483
Aug 2018 $234,711
Sept 2018 $245,993
Oct 2018.  $251,023

I joined this thread recently and am now moving on. Good luck and keep on 'stashing everyone!!!

Congrats, hope that by the time I join the next thread you're out of there already.

CorpRaider

  • Bristles
  • ***
  • Posts: 428
    • The Corpraider Blog
Re: Race from 100 to 250k
« Reply #2105 on: October 05, 2018, 08:41:50 AM »
Liquid Investments: 

12/14 ~    $46,000
12/15 ~    $81,000
12/16 ~  $109,000
12/17 ~  $164,000     
01/18 ~  $174,000
02/18 ~  $172,000
03/18 ~  $175,000
04/18 ~  $180,000
05/18 ~  $184,000
06/18 ~  $174,000
07/18 ~  $183,000
08/18 ~  $186,000
09/18 ~  $188,000

GRIND.

solon

  • Handlebar Stache
  • *****
  • Posts: 1598
  • Age: 1818
  • Location: CO
Re: Race from 100 to 250k
« Reply #2106 on: October 05, 2018, 09:55:09 AM »
01/2017   $88,615
01/2018 $132,155
02/2018 $138,015
03/2018 $137,779
04/2018 $148,093
05/2018 $158,814
06/2018 $161,284
07/2018 $160,446
08/2018 $168,222
09/2018 $184,258
10/2018 $189,536

Just so everyone knows, there is a spreadsheet for this group. When you update it, you get added to the leader board and you can see how you compare. I would love it if more people would use it!

Check it out at: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0

SproutingStacheHK

  • 5 O'Clock Shadow
  • *
  • Posts: 26
  • Location: Hong Kong
Re: Race from 100 to 250k
« Reply #2107 on: October 06, 2018, 10:22:11 AM »
Jumping in - I passed 100k just a couple of months ago: bring on 250k! (Amounts in Aussie dollars - which may be cheating, but it's the currency I do all my long-term planning in.)

Net worth (don't have a house):

Jan 2015 - 15,000
Jan 2016 - 19,000
Jan 2017 - 24,000 [got first proper job after grad school; discovered MMM]
Jan 2018 - 87,000 [got second job]
Oct 2018 - 156,000

Planning on recording net worth each month from now on. Saving like crazy while the work is good!

Toad

  • Stubble
  • **
  • Posts: 228
Re: Race from 100 to 250k
« Reply #2108 on: October 07, 2018, 06:27:45 PM »
Just so everyone knows, there is a spreadsheet for this group. When you update it, you get added to the leader board and you can see how you compare. I would love it if more people would use it!

Check it out at: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0

Updated mine.  Looks like we are close to each other.  Your rate seems higher though, so don't think I will be catching you but I hope to keep not too far behind :) .


Summary of accounts:

   Date      Bank Accounts      Taxable Investments      IRAs and 401k      TOTAL      CHANGE   
   February 1, 2018      $13,975.00      $81,380.67      $51,185.33      $146,541.00   
   February 16, 2018      $13,812.30      $82,021.39      $51,242.74      $147,076.43      +0.37%   
   March 1, 2018      $10,851.87      $81,263.42      $50,645.46      $142,760.75      -2.93%   
   March 16, 2018      $10,400.70      $86,537.43      $51,975.87      $148,914.00      +4.31%   
   April 1, 2018      $9,260.83      $82,902.34      $49,913.25      $142,076.42      -4.59%   
   April 16, 2018      $9,024.81      $84,219.71      $56,999.42      $150,243.94      +5.75%   
   May 1, 2018      $6,865.67      $81,933.59      $59,445.02      $148,244.28      -1.33%   
   May 16, 2018      $7,083.48      $82,866.54      $62,421.20      $152,371.22      +2.78%   
   June 1, 2018      $6,764.50      $83,959.71      $66,115.73      $156,839.94      +2.93%   
   June 16, 2018      $6,879.10      $83,700.80      $69,304.41      $159,884.31      +1.94%   
   July 1, 2018      $7,123.50      $83,121.42      $69,308.09      $159,553.01      -0.21%   
   July 16, 2018      $10,719.90      $85,129.69      $71,826.92      $167,676.51      +5.09%   
   August 1, 2018      $14,732.56      $86,652.82      $72,329.18      $173,714.56      +3.60%   
   August 16, 2018      $13,196.71      $87,191.11      $73,238.38      $173,626.20      -0.05%   
   September 1, 2018      $13,673.41      $90,472.35      $74,941.54      $179,087.30      +3.15%   
   September 16, 2018      $15,374.17      $91,006.68      $75,107.00      $181,487.85      +1.34%   
   October 1, 2018      $16,854.55      $91,794.30      $75,717.00      $184,365.85      +1.59%   

Another good month overall.  I should see some additional boosting to my numbers starting next month when the excessive amounts of bank account bonuses I have started hitting begin to show up. --> That's the real reason why my bank account # has kept growing rather than my other accounts.  Rate of return on the bonuses is much much much higher than the market, and as close to risk free as you can get so win-win.

solon

  • Handlebar Stache
  • *****
  • Posts: 1598
  • Age: 1818
  • Location: CO
Re: Race from 100 to 250k
« Reply #2109 on: October 07, 2018, 07:58:25 PM »
Just so everyone knows, there is a spreadsheet for this group. When you update it, you get added to the leader board and you can see how you compare. I would love it if more people would use it!

Check it out at: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0

Updated mine.  Looks like we are close to each other.  Your rate seems higher though, so don't think I will be catching you but I hope to keep not too far behind :) .


Thanks, but we can't know the future. This week I was laid off from work, so I expect a couple of flat or declining months.

Lamancha

  • 5 O'Clock Shadow
  • *
  • Posts: 24
Re: Race from 100 to 250k
« Reply #2110 on: October 07, 2018, 08:01:12 PM »
Total NW

Jan 2014- $10,000
Jan 2015- $30,000
Jan 2016- $52,000
Jan 2017- $80,000

Jan 2018- $106,000
Feb 2018- $109,000
Mar 2018- $113,000
April 2018- $117,000
May 2018- $122,000
June 2018- $124,900
July 2018- $131,400
Aug 2018- $137,500
Sept 2018- $142,000
Oct 2018- $145,500

Raymond Reddington

  • Stubble
  • **
  • Posts: 198
  • Age: 2015
  • Location: NYC
  • "The Concierge of Cash"
Re: Race from 100 to 250k
« Reply #2111 on: October 08, 2018, 04:50:27 AM »
Slow and steady wins the race, so they say. October's off to a rough start, but I can pat myself on the back for not spending nearly as much in September as I could have if I had reverted to my pre-Mustachian ways.

So far in October I've had to replace my car battery, which was the big expense, and several favors to my wife for bailing me out during bad commute week while the car issues were going on - like buying meals out because both of us were too tired to cook - me from commuting 2-3 hours by transit during off hours while the car was out of commission, and her for having to blow up her sleep to come get me from the train station in the middle of the night twice. So, a fair trade as I see it, but I'd obviously rather have not had the car trouble. With an oil bill looming on the horizon, it's gonna be a rough one. But at least September saw me save about 52% of my takehome pay, not withstanding the 15% or so that went into my 457. Market was slightly down for me, but my portfolio is more conservative than many and I've stayed away from speculative bubbles like crypto and cannabis. I have to diversify out of mainly US stocks though, and that's what I'll be doing in the last few months of the year. Definitely looking to add some munis to my taxable account, some international stock, and some defensive US stock. Also have to set aside the 2018 Roth contribution, although I won't make it till next year (have to see where we land with taxable limits, if not I'll have to backdoor it). So my ambitious target is 5K more in the market by EOY, with 5500 set aside for April from this year's earnings.

December 2014: $89,173 (I don't have the exact date I hit 100K, so including this here anyway)
December 2015: $106,299
December 2016: $147,449
December 2017: $182,600
June 2018: $217,065
July 2018: $221,250
August 2018: 222,274
September 2018: 224,569

DarkandStormy

  • Handlebar Stache
  • *****
  • Posts: 1153
  • Age: 30
  • Location: Midwest, USA
Re: Race from 100 to 250k
« Reply #2112 on: October 08, 2018, 08:18:29 AM »
Don't know who the "owner" is of the Google Doc but the Big Board isn't working too well.

Check2400

  • Stubble
  • **
  • Posts: 162
Re: Race from 100 to 250k
« Reply #2113 on: October 08, 2018, 10:01:30 AM »
oh no, you're right--save us @tarheeldan, you're our only hope. 


my whole 2018 is wiped out and it has me tracking at 18K more than I should.  This is why we can't have nice things... :(

Slow&Steady

  • Pencil Stache
  • ****
  • Posts: 719
  • Location: Midwest
Re: Race from 100 to 250k
« Reply #2114 on: October 08, 2018, 12:32:42 PM »
Only tracking Invested Total.  My stretch goal is to get to 120k in investments by the end of the year. 

On the rental front, we have now officially fired the property manager, the leach field has been replaced, the roof, soffit, and fascia are all in progress.  Hopefully, the property will start paying us back here real quick.  We are not sure if we are going to try to find another property manager or not.

Code: [Select]
        401K        IRA Invested Total Home Value Rental Value Debt         Total NW
Dec-13 $43,660 $0         $43,660 $120,000 $120,000 $232,000 $51,660
Dec-14 $52,943 $0         $52,943 $125,000 $125,000 $227,000 $75,943
Dec-15 $55,622 $0         $55,622 $130,000 $130,000 $227,000 $88,622
Dec-16 $68,870 $700 $69,570 $200,000 $130,000 $281,000 $118,570
Dec-17 $96,294 $1,167 $97,461 $240,000 $135,000 $317,727 $154,724
Jan-18 $101,379 $1,212 $102,591 $240,000 $135,000 $316,332 $161,258
Feb-18 $97,645 $4,248 $101,894 $240,000 $135,000 $314,997 $161,896
Jun-18 $104,527 $4,218 $108,745 $240,000 $135,000 $309,458 $174,286
Jul-18 $108,967 $4,350 $113,317 $240,000 $125,000 $307,995 $170,322
Aug-18 $113,625 $4,398 $118,023 $240,000 $125,000 $303,563 $179,460
Sept-18 $114,907 $4,404 $119,311 $240,000 $125,000 $301,045 $183,266

Those are the 9/30 numbers, both the 401k and the IRA are below the 8/31 numbers today (10/08).  I thought I had the stretch goal in the bag, guess we will just have to see what happens to the markets the rest of the year.

Toad

  • Stubble
  • **
  • Posts: 228
Re: Race from 100 to 250k
« Reply #2115 on: October 08, 2018, 05:08:03 PM »
Thanks, but we can't know the future. This week I was laid off from work, so I expect a couple of flat or declining months.

Sorry to hear that.  I certainly don't want to beat you by default, that's no fun for anyone.  Good luck finding a more lucrative (and hopefully better overall) job!

repman

  • 5 O'Clock Shadow
  • *
  • Posts: 30
Re: Race from 100 to 250k
« Reply #2116 on: October 09, 2018, 02:05:23 AM »
oh no, you're right--save us @tarheeldan, you're our only hope. 


my whole 2018 is wiped out and it has me tracking at 18K more than I should.  This is why we can't have nice things... :(

Somebody has totally messed up the spreadsheet. I have reinstalled the version from 10\06\2018. Please, enter your data correctly only in the data entry section, don't delete anything.

Toad

  • Stubble
  • **
  • Posts: 228
Re: Race from 100 to 250k
« Reply #2117 on: October 09, 2018, 07:50:52 AM »
oh no, you're right--save us @tarheeldan, you're our only hope. 


my whole 2018 is wiped out and it has me tracking at 18K more than I should.  This is why we can't have nice things... :(

Somebody has totally messed up the spreadsheet. I have reinstalled the version from 10\06\2018. Please, enter your data correctly only in the data entry section, don't delete anything.

We are saved!  Thinking someone tried to sort the data entry by username and then insert their name without doing an insert row.  I noticed they were in alphabetical and all my data was in the row below my name previously.  Regardless, thanks for fixing it!

tarheeldan

  • Pencil Stache
  • ****
  • Posts: 767
Re: Race from 100 to 250k
« Reply #2118 on: October 09, 2018, 09:13:55 AM »
oh no, you're right--save us @tarheeldan, you're our only hope. 


my whole 2018 is wiped out and it has me tracking at 18K more than I should.  This is why we can't have nice things... :(

Somebody has totally messed up the spreadsheet. I have reinstalled the version from 10\06\2018. Please, enter your data correctly only in the data entry section, don't delete anything.

We are saved!  Thinking someone tried to sort the data entry by username and then insert their name without doing an insert row.  I noticed they were in alphabetical and all my data was in the row below my name previously.  Regardless, thanks for fixing it!

Glad to see it was fixed! I think if you use the "comment" feature in Google Docs, it should notify me. I don't get notifications for mentions or quotes on this forum, so that's faster.

hodge

  • 5 O'Clock Shadow
  • *
  • Posts: 5
Re: Race from 100 to 250k
« Reply #2119 on: October 10, 2018, 08:47:26 AM »
Here we go:

Jan 2017   $98,740.42
Feb 2017   $101,544.19
Mar 2017   $105,874.33
Apr 2017   $108,920.53
May 2017   $112,813.64
Jun 2017   $116,694.63
Jul 2017   $118,418.48
Aug 2017   $122,525.17
Sep 2017   $125,733.32
Oct 2017   $129,650.13
Nov 2017   $136,228.61
Dec 2017   $140,611.31
Jan 2018   $144,000.29
Feb 2018   $154,385.29
Mar 2018   $153,635.50
Apr 2018   $156,606.96
May 2018   $159,828.90
Jun 2018   $164,035.59
Jul 2018   $164,678.08
Aug 2018   $172,678.34
Sep 2018   $180,039.73
Oct 2018   $182,801.48

I moved in May to take a new job (was earning 55k, now 70k base salary; will turn 31 this month) -- savings rate dipped into the high 30%s as I adjusted to HCOL, but should be back in the 45%-50% range after tax this month based on where I'm currently tracking. So glad to be car-free and able to walk to work!

ardrum

  • Stubble
  • **
  • Posts: 166
  • Location: Ohio
Re: Race from 100 to 250k
« Reply #2120 on: October 11, 2018, 09:48:57 AM »
2/1/18 - $103,481
3/1/18 - $100,568
4/1/18 - $103,798
5/1/18 - $108,542
6/1/18 - $117,139
7/1/18 - $121,565
8/1/18 - $126,719
9/1/18 - $136,714
10/1/18 - $139,465

I am expecting a down month the way October is going.  Hoping to finish around $140k+ by year end.

LPG

  • Stubble
  • **
  • Posts: 116
    • 1000x Faster Blog
Re: Race from 100 to 250k
« Reply #2121 on: October 23, 2018, 10:24:49 AM »
This correction is killing me*!

Aug 27 ===> $247,946
Sep 21 ===> $248,834
Sep 25 ===> $249,578
Oct 4   ===> $244,538
Oct 16 ===> $241,802
Oct 22 ===> $238,501

I was $422 short just before the correction started! Now I'm $11.5k short, despite having invested another $3.5k in that time.

Ah well, as we all know corrections are just opportunities to buy at a discount, and my investment strategy can best be described by paraphrasing Dory from Finding Nemo**. I'm just amazed by how this correction started when I was that close to the $250k goal.


*Mostly in a "Pretending it's a huge deal for fun" way.
**Can anybody tell me how to put images in the post? I ended up attaching one, but that isn't quite what I wanted to do.

RWD

  • Magnum Stache
  • ******
  • Posts: 3412
  • Location: Mississippi
Re: Race from 100 to 250k
« Reply #2122 on: October 23, 2018, 10:29:16 AM »
**Can anybody tell me how to put images in the post? I ended up attaching one, but that isn't quite what I wanted to do.
Attaching is more permanent. But you can embed an image with the img tags. You just put the URL of the image between the tags.
Code: [Select]
[img]url goes here[/img]

Slow&Steady

  • Pencil Stache
  • ****
  • Posts: 719
  • Location: Midwest
Re: Race from 100 to 250k
« Reply #2123 on: October 23, 2018, 11:57:21 AM »
...
I was $422 short just before the correction started! Now I'm $11.5k short, despite having invested another $3.5k in that time.
...

If it makes you feel any better, I am down 6k since 9/30.

LPG

  • Stubble
  • **
  • Posts: 116
    • 1000x Faster Blog
Re: Race from 100 to 250k
« Reply #2124 on: October 23, 2018, 04:51:06 PM »
...
I was $422 short just before the correction started! Now I'm $11.5k short, despite having invested another $3.5k in that time.
...

If it makes you feel any better, I am down 6k since 9/30.

Oh, I feel all right about it. A little annoyed that the correction hit when I was so close to an arbitrary goal, but mostly laughing about the absurdity (In my little world) of the timing.

Radagast

  • Handlebar Stache
  • *****
  • Posts: 1539
  • Location: West of the Mountains, East of the Sea
  • One does not simply work into Mordor
Re: Race from 100 to 250k
« Reply #2125 on: October 23, 2018, 09:15:20 PM »
Just so everyone knows, there is a spreadsheet for this group. When you update it, you get added to the leader board and you can see how you compare. I would love it if more people would use it!

Check it out at: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0

Updated mine.  Looks like we are close to each other.  Your rate seems higher though, so don't think I will be catching you but I hope to keep not too far behind :) .


Thanks, but we can't know the future. This week I was laid off from work, so I expect a couple of flat or declining months.
Shit. And here I stopped by to congratulate my fellow runners in an off-month, but not much action on that front.

Lews Therin

  • Magnum Stache
  • ******
  • Posts: 2883
  • Age: 29
  • Location: Ottawa
  • Used to be Canadian Ben
Re: Race from 100 to 250k
« Reply #2126 on: October 24, 2018, 06:32:23 AM »
Hey @Nick_Miller : Are you back in the cohort due to the market? And you thought you had seen the last of us..

Nick_Miller

  • Handlebar Stache
  • *****
  • Posts: 1076
Re: Race from 100 to 250k
« Reply #2127 on: October 25, 2018, 06:07:23 AM »
Hey @Nick_Miller : Are you back in the cohort due to the market? And you thought you had seen the last of us..

How dare you, sir! How dare you!

-pauses- Ummm...maybe? I switched up to "first of month" calculations so that I could report with everyone, so I guess we'll see in a week or so. I'd say chances are 50/50.

david_shin

  • 5 O'Clock Shadow
  • *
  • Posts: 43
  • Location: Ann Arbor, Michigan
    • Instagram
Re: Race from 100 to 250k
« Reply #2128 on: October 30, 2018, 12:21:52 PM »
This correction is killing me*!

I for one at least feel a little better knowing there are other pursuing Mustachians in the same boat. Don't think anyone else around the office has any clue there's even been any sort of correction.

FI-REality

  • 5 O'Clock Shadow
  • *
  • Posts: 29
Re: Race from 100 to 250k
« Reply #2129 on: October 31, 2018, 05:14:28 AM »
Goal of $250,000 by Sept of 2019.

Jan 1/16 - $105,809.20
Apr 1/16 - $108,749.60
Jul 1/16 - $117,155.44
Oct 1/16 - $118,878.00
Jan 1/17 - $126,041.95
Apr 1/17 - $138,777.41
Jul 1/17 - $144,570.34
Oct 1/17 - $152,266.77
Jan 1/18 - $164,613.88
Feb 1/18 - $165,721.03
Mar 1/18 - $173,486.45
Apr 1/18 - $174,725.03
May 1/18 - $180,806.91
June 1/18 - $186,975.44
July 1/18 - $188,096.17
Aug 1/18 - $189,047.27
Sep 1/18 - $191,274.33
Oct 1/18 - $191,853.58

Nov 1/18 - $183,173.07 - ouch...

Stimpy

  • Stubble
  • **
  • Posts: 138
  • Age: 35
  • Location: Middle of Nowhere
Re: Race from 100 to 250k
« Reply #2130 on: October 31, 2018, 08:52:45 AM »
DateFIREMediTotal NW% IncreaseNotes
6/1/2017$115,738 -
6/30/2017$117,232~ +1.29%
7/31/2017$119,087~ +1.58%
8/31/2017$123,218~ +3.47%
9/30/2017$123,886~ +0.54%
10/31/2017$125,468.75+1.28%
11/30/2017$124,036.64~-1.14%- Almost a new leap day  ;)
12/31/2017$130,952.23~5.58%- Side note: previous month didn't have tax liens so this % is a little skewed
1/31/2018$135,011.70~ 3.10%
2/28/2018$135,864.07~ 0.63%
3/30/2018$138,236.93~2.39%
4/31/2018$146,471.66~5.96%
5/31/2018$149,243.29~ 1.89%
6/29/2018$138,672.35$10,383.62$149,055.97~-.13%
7/31/2018$143,601.47$11,999.00$155,600.47~4.39%
8/31/2018$170,882.66$33,529.66203,882.32~31.37%
9/28/2018$175,228.25$33,941.00209,136.25~2.33%
Numbers based on Mint

10/31/2018 Fire: $173,675.18 + Medi  $37,549.95 = $211,225.13 ~0.98%

Not going to lie, got a large check, so I am in the positive direction BUT, everything portfolio wise is down + large work expenses (which I should get paid back for eventually) made for a not so dramatic increase.  Oh well.  At least I got some discount funds/stocks!

SeattleStache

  • Stubble
  • **
  • Posts: 144
Re: Race from 100 to 250k
« Reply #2131 on: October 31, 2018, 10:41:16 AM »
First number is retirement savings, second is total NW including cash emergency savings and real estate equity.

January 2015: $98,619

January 2016: $101,235
December 2016: $140,779 (total NW $269,089)

January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)

January 2018: $203,876
February 2018: $200,867 (total NW $382,740)
March 2018: $196,371 (total NW $393,470)
April 2018: $197,690 (total NW $397,029)
May 2018: $201,800 (total NW $372,420) hit with a special assessment at the condo
June 2018: $202,198 (total NW $376,525)
July 2018: $208,954 (total NW $380,041)
August 2018:$213,699 (total NW $385,100)
September 2018: $215,600 (total NW $385,197)
October 2018: $201,612 :-/ (total NW $372,274

I know the total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.

BiggerFishToFI

  • Stubble
  • **
  • Posts: 130
Re: Race from 100 to 250k
« Reply #2132 on: October 31, 2018, 11:47:10 AM »
Month   Networth   Investments
12/31/16   $115,671   $64,692
01/31/17   $119,371   $66,070
02/28/17   $124,835   $67,186
03/31/17   $129,469   $67,472
04/30/17   $125,786   $67,858
05/31/17   $134,698   $70,822
06/30/17   $140,666   $82,983
07/31/17   $153,716   $92,589
08/31/17   $159,027   $96,256
09/30/17   $168,105   $100,416
10/31/17   $181,050   $106,552
11/30/17   $192,875   $111,570
12/31/17   $209,837   $123,158
01/31/18   $226,173   $140,791
02/28/18   $227,345   $139,409
03/31/18   $230,611   $140,661
04/30/18   $240,326   $148,934
05/31/18   $252,234   $157,561
06/30/18   $254,345   $163,327
07/31/18   $285,203   $176,231
08/31/18   $293,078   $186,348
09/30/18   $302,203   $206,186
10/31/18   $255,835   $201,993

Took a big hit this month. Closed on our house, I am conservatively estimating its value and then subtracting all closing costs if we were to sell it to calculate our "true" equity.

Also by far the biggest market losses I have experienced, but it hasn't really phased me.... yet

Raenia

  • Handlebar Stache
  • *****
  • Posts: 1097
Re: Race from 100 to 250k
« Reply #2133 on: October 31, 2018, 12:27:22 PM »
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
02/28/2018 - 164,404.90
03/31/2018 - 163,625.13
04/30/2018 - 168,453.88
05/31/2018 - 173,855.43
06/30/2018 - 176,412.22
07/30/2018 - 183,761.04
09/03/2018 - 190,205.44

09/29/2018 - 192,500.25
10/31/2018 - 182,303.59

dreadmoose

  • Stubble
  • **
  • Posts: 173
  • Location: Canada
  • Compounding
Re: Race from 100 to 250k
« Reply #2134 on: October 31, 2018, 04:21:02 PM »
   Jul 1, 2016      -$19,048    
   Jan 1, 2017      -$25,189     <--Found MMM
   Jan 1, 2018       $110,473    
   Feb 1       $116,237    
   Mar 1       $122,184    
   Apr 1       $122,764    
   May 1       $129,950    
   June 1       $149,174    
   July 1       $154,992            
   Aug 1       $167,846            
   Sep 1       $180,482            
   Oct 1       $185,098            
   Nov 1       $194,857            (+9759)

Welp.

The largest amount I've socked away in a month sure was hampered by the market drops (Added 20,442 and went up by 9,759) . At least some of the stocks were bought on discount and I'm still technically up from last month so let's keep the train a-rolling. Progress here will slow down as my tax-advantaged accounts are all full. Taxable money now goes to my wifes accounts (with included attribution calculations and all that Jazz).

I don't count my house equity, so this is just investments minus loans (I invest instead of paying off my low interest loans).

BSL18

  • 5 O'Clock Shadow
  • *
  • Posts: 35
Re: Race from 100 to 250k
« Reply #2135 on: October 31, 2018, 07:22:34 PM »
Posting to follow, and join all you in this race. I actually only calculate my NW every 6 months... Made an exception this time, this is the current status (was close to 0$ two years ago...):

October 2018: 82642$ invested (NW 118669$)

Wish me luck!

tjrssibelle

  • 5 O'Clock Shadow
  • *
  • Posts: 44
Re: Race from 100 to 250k
« Reply #2136 on: October 31, 2018, 07:58:09 PM »

Dec 2016 - $129.04 k
Jan 2017 - $133.53 k
Feb 2017 - $139.23 k
Mar 2017 - $145.40 k
Apr 2017 - $149.59 k
May 2017 - $155.36 k
Jun 2017 -  $160.27 k
July 2017 - $167.24 k
Aug 2017 - $171.00 k
Sep 2017 - $178.27 k (5 paychecks instead of 4)
Oct 2017 - $184.61 k
Nov 2017 - $190.83 k
Dec 2017 - $196.66 k
Jan 2018 - $210.26 k
Feb 2018 - $205.18 k (market loss plus one less paycheck)
Mar 2018 - $211.20 k
Apr 2018 - $215.64 k
May 2018 - $220.34 k
Jun 2018 - $223.78 k
Jul 2018 - $232.53 k
Aug 2018 - $239.87 k
Sep 2018 - $242.39 k; so close

Sent from my SM-N920V using Tapatalk

Oct 2018 - $230.33 k

Sent from my SM-N920V using Tapatalk
« Last Edit: November 03, 2018, 10:32:19 AM by tjrssibelle »

Milkm4n

  • 5 O'Clock Shadow
  • *
  • Posts: 34
Re: Race from 100 to 250k
« Reply #2137 on: October 31, 2018, 08:11:08 PM »
OCTOBER UPDATE       

03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714
10/01/18: $123,222
11/01/18: $123,710 ($488 increase)

Despite the small increase this month I am strangely satisfied. Managed to buy stocks at a discount with $3,500 in new contributions, and $6,500 from cash savings. Been sitting on too much cash for a little while so happy to get more little green soldiers employed.

DarkandStormy

  • Handlebar Stache
  • *****
  • Posts: 1153
  • Age: 30
  • Location: Midwest, USA
Re: Race from 100 to 250k
« Reply #2138 on: November 01, 2018, 06:39:55 AM »
NW // Inv. Assets

5/1/17 - $115,775  //  $92,843
6/1/17 - $132,067  //  $96,095
7/1/17 - $134,078  //  $96,404
8/1/17 - $142,711  //  $100,068
9/1/17 - $144,009 // $102,800
10/1/17 - $146,185 // $106,104
11/1/17 - $151,793 // $111,791
12/1/17 - $155,245 // $116,204
1/1/18 - $157,542 // $115,616
2/1/18 - $165,472 // $123,775
3/1/18 - $168,156 // $124,110
4/2/18 - $177,092 // $127,541
5/1/18 - $196,749 // $134,162
6/1/18 - $208,027 // $141,372
7/1/18 - $216,157 // $144,325
8/1/18 - $220,843 // $149,916
9/1/18 - $233,654 // $154,377
10/1/18 - $245,070 // $155,324

11/1/18 - $228,174 // $144,718

Woof.  Some wedding expenses starting to hit, market downturn, refinanced (so about $3k in escrows still need refunded).  Always said getting to $250k by end of the year would be dependent on the market and the market let me down.

dcozad999

  • Pencil Stache
  • ****
  • Posts: 622
Re: Race from 100 to 250k
« Reply #2139 on: November 01, 2018, 07:38:27 AM »
2/1/2018    $198,264.59
3/1/2018    $204,079.63
4/1/2018    ???
5/1/2018    $206,310.31
6/1/2018    $207,731.13
7/1/2018    $209,452.69
8/1/2018    $218,450.07
9/1/2018    $224,242.78
10/1/2018  $227,036.87
11/1/2018  $214,106.68


Ouch. All market losses. Set back 3-4 months.

Blahhhh456

  • 5 O'Clock Shadow
  • *
  • Posts: 88
Re: Race from 100 to 250k
« Reply #2140 on: November 01, 2018, 07:50:00 AM »

Including IRAs, 401(k), HSA, and Investment Account.
Jan 1, 2016 - $81,396
Aug 1, 2016 - $120,039
Oct 1, 2016 - $122,943
Jan 1, 2017 - $128,893
Mar 1, 2017 - $151,772
May 1, 2017 - $156,756
Aug 1, 2017 - $170,072
Sep 1, 2017 - $174,170
Oct 1, 2017 - $189,054
Nov 1, 2017 - $196,010
Dec 1, 2017 - $201,106
Jan 1, 2018 - $205,595.91
Feb 1, 2018 - $216,842.97
Mar 1, 2018 - $205,429.70
Apr 1, 2018 - $214,541.70
May 1, 2018 - $218,916.00
June 1, 2018 - $220,322.00
July 1, 2018 - $224,289.00
August 1, 2018 - $233,189.00

Good month for gains in the market!

Whoops a little late with reporting!!
Sept 1, 2018 - $243,320
Thank you to three paycheck month, I am closing in on $250k!

Oct 1, 2018 - $247,758
So close!! Next month should put me over $250k; hoping for no dramatic loss in the markets.

Nov 1, 2018 - $233,686 - yes, that dramatic loss in the market happened... I guess I will be here for a little longer :)

marcela

  • Pencil Stache
  • ****
  • Posts: 685
Re: Race from 100 to 250k
« Reply #2141 on: November 01, 2018, 08:37:44 AM »
Background on net worth: No kids, 1 dog (he's a very good boy), we own a house.

08/2013: $9,216- had been making 18k, got a job making 27k
02/2014: $14,413- new job in December making 38k
08/2014: $17,890
02/2015: $34,041
08/2015: $58,584 - new job in May making 55k
02/2016: $77,264
09/2016: $96,145

10/31/2016: $101,606        (+$2,334)
11/17/2016: $103,940        (+$2,334)
12/30/2016: $109,785.19   (+$5,845.19)
1/31/2017:   $112,318.74   (+$2,533.55)
2/28/2017:   $119,499.39   (+$7,180.65)
3/31/2017:   $124,640.83   (+$5,141.44)
4/30/2017:   $109,329.00   (-$15,311.83)
5/31/2017:   $108,986.53   (-$342.47)
6/30/2017:   $114,809.37   (+$5,822.84) Husband started working making 75k
7/31/2017:   $118,822.63   (+$4,013.26)
8/31/2017:   $127,150.06   (+$8,327.43)
9/29/2017:   $137,371.91   (+$10,221.85)
10/31/2017: $131,182.62   (-$6,189.29)
11/30/2017: $160,216.75   (+$29,034.13) We bought a house!
12/31/2017: $167,991.01   (+$7,774.26)
1/31/2018:   $180,969.37   (+$12,978.36) Husband started new job making $61k plus bonus
2/28/2018:   $184,798.13   (+$3,828.76)
3/31/2018:   $184,548.87   (-$249.26)
4/30/2018:   $188,623.33   (+4,074.46)
5/31/2018:   $194,415.98   (+5,792.65)
6/30/2018:   $202,304.86   (+7,888.88)
07/31/2018: $208,928.39   (+6,623.53)
8/31/2018:   $221,155.30   (+12,226.91)
9/30/2018:   $227,833.89   (+6,678.59)
10/31/2018: $218,342.31   (-9,491.58)

Urgh. Between the market correction and about $2,000 in outstanding work reimbursements, I've sunk back to mid August levels. Holidays are coming up and we're hosting Thanksgiving and Christmas so I can look forward to increased grocery and utilities in the next couple months. On the bright side, I'm starting to look at Christmas gifts to plan out our budget and will be able to use Amazon gift cards earned through Mypoints and Microsoft rewards to buy a good chunk of them.

FrugalByChance

  • 5 O'Clock Shadow
  • *
  • Posts: 28
  • Age: 46
  • Location: The Netherlands
    • Net Worth Progress
Re: Race from 100 to 250k
« Reply #2142 on: November 01, 2018, 08:41:47 AM »

I will join in the race but only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence.

These are the "end of the month" numbers:
Month      Early Retirement Stash
Jan 2016     58,971.00
...
Jan 2017     86 368.00
...
Jan 2018    119 817.00
Feb 2018    118 464.00
Mar 2018    115 094.00
Apr 2018    122 622.00
May 2018    128 787.00
Jun 2018    130 283.31
Jul 2018    135 595.00
Aug 2018    138 342.00
Sep 2018    139 524.74

Oct 2018    138 230.42

My saving could not keep up with the market losses.

Lews Therin

  • Magnum Stache
  • ******
  • Posts: 2883
  • Age: 29
  • Location: Ottawa
  • Used to be Canadian Ben
Re: Race from 100 to 250k
« Reply #2143 on: November 01, 2018, 08:45:28 AM »
Down 10k.

My 3.5k savings was destroyed by my 13.5k drop in the market. Oh well, my NW can't always go up by more than my total income

Check2400

  • Stubble
  • **
  • Posts: 162
Re: Race from 100 to 250k
« Reply #2144 on: November 01, 2018, 11:16:04 AM »
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017  - 102,500
Apr. 1  2017 -  110,000
May 1  2017 -  112,500
June 1 2017 -  113,500
July  1 2017 -  120,500
Aug. 1 2017 -  131,000
Sept. 1 2017-  131,000
Oct.  1  2017-  131,500
Nov. 1  2017 - 135,000
Dec. 1  2017 - 140,000
Jan. 1   2018 - 160,000
Feb. 1   2018-  168,000
Mar. 1   2018-  168,000
April 1   2018-  169,000
May 1   2018 -  171,000
June 1  2018 -  178,000
July  1  2018 -  180,500
Aug. 1  2018 -  194,000
Sept 1  2018 -  200,500
Oct. 1  2018 -  200,800
Nov. 1 2018 -  184,000

10% drop in VIGAX hurts.

I do love the manipulation by news articles.  Their overreaching on fear mongering actually gives me comfort that things aren't nearly as bad as my 15% drop would seem.  After all, this month only set me back 3 1/2 months.   
Some of my favorite of the last month are
Dow Wipes out all earnings for 2018.  Yes, but the 12 month growth is, get this, 7.17%.  HOORAY MATH!
How will you survive the next 4000 point drop!?   Depending on if I saw this article at the first of the month or the last, this would put the market back anywhere from 12 - 18 months.  How CAN your retirement withstand a drop of potentially a year and a half!?

In personal news, a BIG DEAL I mentioned a few months back finally paid through.  Looking forward to a noticeable bump in value end of year with the side company's bonus.  Depending on if we pull the trigger on the family minivan now or next year, I may be painfully close to leaving this thread behind (only to return, leave, return, leave, and then finally have enough direct contributions to pull up off the runway for good). 


[/quote]

ardrum

  • Stubble
  • **
  • Posts: 166
  • Location: Ohio
Re: Race from 100 to 250k
« Reply #2145 on: November 01, 2018, 05:04:03 PM »
2/1/18 - $103,481
3/1/18 - $100,568
4/1/18 - $103,798
5/1/18 - $108,542
6/1/18 - $117,139
7/1/18 - $121,565
8/1/18 - $126,719
9/1/18 - $136,714
10/1/18 - $139,465
11/1/18 - $131,465


Exactly $8,000 down this month.  November gives me 3 paychecks (vs. 2) though, so I'm eager to put that to work regardless of whether November is more of the same!

mountain_air

  • 5 O'Clock Shadow
  • *
  • Posts: 18
Re: Race from 100 to 250k
« Reply #2146 on: November 01, 2018, 07:33:12 PM »
5/1/17     25,273
6/1/17     52,894  (I believe we transferred some money over)
7/1/17     59,114
8/1/17     67,337
9/1/17     75,486
10/1/17   80,726
11/1/17   85,681
12/1/17  100,005  (extra paycheck month for us both!)
1/1/18    105,431
2/1/18    108,535
3/1/18    111,337
4/1/18    117,617
5/1/18    135,266 (a slight tax refund and extra paycheck!)
6/1/18    146,521
7/1/18    150,573
8/1/18    155,306 (slow and steady)
9/1/18    169,777
10/1/18  178,901 (DW started to contribute to 401k, some good market returns!)
11/1/18  179,225 (man the market sucked balls the past month, poured lots of money in just to see no result...)

This had made me want a different AA in place though, as I was never quite there in the first place (mostly US stocks).  It's also made me reevaluate some priorities since my timeline for FI could be later than Ive been planning on.  Essentially this just means for me, some things I was waiting to buy actual have increased overall happiness levels; i.e., life is short, so enjoy some time and some fun shit if you responsibly are able.  Hope to talk to you all next month with some better numbers!

Toad

  • Stubble
  • **
  • Posts: 228
Re: Race from 100 to 250k
« Reply #2147 on: November 01, 2018, 09:48:06 PM »
Summary of accounts:

   Date      Bank Accounts      Taxable Investments      IRAs and 401k      TOTAL      CHANGE   
   February 1, 2018      $13,975.00      $81,380.67      $51,185.33      $146,541.00   
   February 16, 2018      $13,812.30      $82,021.39      $51,242.74      $147,076.43      +0.37%   
   March 1, 2018      $10,851.87      $81,263.42      $50,645.46      $142,760.75      -2.93%   
   March 16, 2018      $10,400.70      $86,537.43      $51,975.87      $148,914.00      +4.31%   
   April 1, 2018      $9,260.83      $82,902.34      $49,913.25      $142,076.42      -4.59%   
   April 16, 2018      $9,024.81      $84,219.71      $56,999.42      $150,243.94      +5.75%   
   May 1, 2018      $6,865.67      $81,933.59      $59,445.02      $148,244.28      -1.33%   
   May 16, 2018      $7,083.48      $82,866.54      $62,421.20      $152,371.22      +2.78%   
   June 1, 2018      $6,764.50      $83,959.71      $66,115.73      $156,839.94      +2.93%   
   June 16, 2018      $6,879.10      $83,700.80      $69,304.41      $159,884.31      +1.94%   
   July 1, 2018      $7,123.50      $83,121.42      $69,308.09      $159,553.01      -0.21%   
   July 16, 2018      $10,719.90      $85,129.69      $71,826.92      $167,676.51      +5.09%   
   August 1, 2018      $14,732.56      $86,652.82      $72,329.18      $173,714.56      +3.60%   
   August 16, 2018      $13,196.71      $87,191.11      $73,238.38      $173,626.20      -0.05%   
   September 1, 2018      $13,673.41      $90,472.35      $74,941.54      $179,087.30      +3.15%   
   September 16, 2018      $15,374.17      $91,006.68      $75,107.00      $181,487.85      +1.34%   
   October 1, 2018      $16,854.55      $91,794.30      $75,717.00      $184,365.85      +1.59%   
   October 16, 2018      $16,612.47      $88,368.57      $73,031.47      $178,012.51      -3.45%   
   November 1, 2018      $18,285.38      $84,982.39      $71,020.77      $174,288.54      -2.09%   

Put me down for a 10k loss.  Back to August I go.

AcftW

  • 5 O'Clock Shadow
  • *
  • Posts: 62
Re: Race from 100 to 250k
« Reply #2148 on: November 02, 2018, 06:10:33 PM »
Quote
$43,153 - Jan 2016
$67,328 - Jan 2017

$119,626 - Jan 2018
$123,301 - Feb 2018
$127,224 - Mar 2018
$126,450 - Apr 2018
$130,499 - May 2018
$125,105 - Jun 2018
$115,346 - Jul 2018
$121,995 - Aug 2018
$128,269 - Sep 2018
$135,577 - Oct 2018

$134,956 - Nov 2018

fuzzy math

  • Pencil Stache
  • ****
  • Posts: 930
  • Age: 37
  • Location: PNW ---> Midwest (for now)
Re: Race from 100 to 250k
« Reply #2149 on: November 02, 2018, 06:39:26 PM »

June 2018.  $219,320
July 2018. $228,483
Aug 2018 $234,711
Sept 2018 $245,993
Oct 2018.  $251,023

I joined this thread recently and am now moving on. Good luck and keep on 'stashing everyone!!!

Well the best laid plans... Market correction has me under for probably the next month or two. Still adding in a steady $4900 a month. I am grateful for the sale but bummed I was only over $250k for about 2 days.

Nov 2018 238,881