Author Topic: Race from 100 to 250k  (Read 808737 times)

Jaayse

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Re: Race from 100 to 250k
« Reply #1500 on: February 01, 2018, 06:27:21 AM »
Investments and liquid assets, not including condo equity:

April 15, 2017 -           164,900
May 1, 2017 -             ? (Lost info)
June 1, 2017 -            ? (Lost info)
July 1, 2017 -             180,808
August 10, 2017 -       189,280
September 1, 2017 -   193,727
October 1, 2017 -        209,968
November 1, 2017 -     220,602
December 1, 2017 -     225,918
January 1, 2018 -        232,213
February 1, 2018 -       245,447

It is a good feeling to look at my total and know that it is more than what I have left on my mortgage.  I'm also much further along this year than I thought and that was with a bunch of extra spending this month.  Along with many others I have to wonder how long this increase will continue, but I'm willing to try to swim upstream and buy stocks at a discount!

Pooplips

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Re: Race from 100 to 250k
« Reply #1501 on: February 01, 2018, 07:27:16 AM »
1/31/16 - $101,376.00
3/1/2016 - $102,990.00
4/1/2016 - $116,749.00
5/1/2016 - $119,487.00
6/1/2016 - $126,469.00
7/1/2016 - $130,494.00
8/1/2016 - $137,029.00
9/1/2016 - $137,784.00
10/1/2016 - $138,994.00
11/1/2016 - $142,793.00
12/1/2016 - $145,877.00
1/1/2016 - $153,860.00
2/1/2017 - $160,572.00
3/1/2017 - $166,884.00
4/1/2017 - $178,162.00
5/1/2017 - $181,246.00
6/1/2017 - $185,933.00
7/1/2017 - $188,383.00
8/1/2017 - $194,921.00
9/1/2017 - $198,680.00
10/1/2017 - $200,900.00
11/1/2017 - $205,957.00
12/1/2017 - $210,663.00
1/1/2018 - $218,174.00

2/1/2018 - $224,331.00

dcozad999

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Re: Race from 100 to 250k
« Reply #1502 on: February 01, 2018, 07:27:33 AM »
Investments only:

2/1/18  -  $198,264.59



*For married folks, do you combine both of your assets, or just list them here individually?
« Last Edit: February 01, 2018, 07:29:53 AM by dcozad999 »

DarkandStormy

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Re: Race from 100 to 250k
« Reply #1503 on: February 01, 2018, 07:29:36 AM »
NW // Inv. Assets

5/1/17 - $115,775  //  $92,843
6/1/17 - $132,067  //  $96,095
7/1/17 - $134,078  //  $96,404
8/1/17 - $142,711  //  $100,068
9/1/17 - $144,009 // $102,800
10/1/17 - $146,185 // $106,104
11/1/17 - $151,793 // $111,791
12/1/17 - $155,245 // $116,204
1/1/18 - $157,542 // $115,616 - Had some unexpected medical bills hit this month (hence the drop in HSA funds) and decided to pull the trigger and prepay property taxes late in December as well.

2/1/18 - $165,472.41 // $123,774.69

Gain buoyed by a great month in the market and we really reigned in the spending the last two months.  If the market continues the next 12 months like the last 12 months I'll threaten to graduate ($250K) by year end, which I doubt will happen.
« Last Edit: February 01, 2018, 07:46:54 AM by DarkandStormy »

marcela

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Re: Race from 100 to 250k
« Reply #1504 on: February 01, 2018, 07:31:15 AM »
Background on net worth: No kids, 1 dog (he's a very good boy), we own a house.

08/2013: $9,216- had been making 18k, got a job making 27k
02/2014: $14,413- new job in December making 38k
08/2014: $17,890
02/2015: $34,041
08/2015: $58,584 - new job in May making 55k
02/2016: $77,264
09/2016: $96,145

10/31/2016: $101,606        (+$2,334)
11/17/2016: $103,940        (+$2,334)
12/30/2016: $109,785.19   (+$5,845.19)
1/31/2017:   $112,318.74   (+$2,533.55)
2/28/2017:   $119,499.39   (+$7,180.65)
3/31/2017:   $124,640.83   (+$5,141.44)
4/30/2017:   $109,329.00   (-$15,311.83)
5/31/2017:   $108,986.53   (-$342.47)
6/30/2017:   $114,809.37   (+$5,822.84) Husband started working making 75k
7/31/2017:   $118,822.63   (+$4,013.26)
8/31/2017:   $127,150.06   (+$8,327.43)
9/29/2017:   $137,371.91   (+$10,221.85)
10/31/2017: $131,182.62   (-$6,189.29)
11/30/2017: $160,216.75   (+$29,034.13) We bought a house!
12/31/2017: $167,991.01   (+$7,774.26)
1/31/2018:   $180,969.37   (+$12,978.36) Husband started new job making $61k plus bonus

Those numbers seem rather unbelievable. I got a tiny increase this month of 3% and hubby started his new job. Our gas bills have gone down tremendously with his commute going from 35mi to 2mi (each way). He technically took a pay cut, but the boss is pretty insistent that the bonuses will more than make up for it.  We will see. Home stuff purchases have slowed down a bit and now we're just down to small things like lamps and side tables. Still waiting to see if the new neighbor is going to put a fence up before contacting people for that.

blahblahblah

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Re: Race from 100 to 250k
« Reply #1505 on: February 01, 2018, 07:47:59 AM »
Joining the race! Counting investment accounts and rental property, not including E fund or primary residence.  Goal is to graduate the challenge by Dec 2020.

1/31/18   $100,248

                                 
            `                     

« Last Edit: February 01, 2018, 02:09:54 PM by blahblahblah »

Lews Therin

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Re: Race from 100 to 250k
« Reply #1506 on: February 01, 2018, 08:21:09 AM »
Oct/16 77000
Nov/16 82700
Dec/16 93200
Jan/17  103,720
Feb/17 119,800
Mar/17 127,400
Apr/17 140,376
May/17 148,000
---------------------
Nov/17 174,000
Dec/17 184,000
JAN/17 189,000
Feb/17  195,000

I don't understand how the numbers keep increasing so fast, NW is going up by more than my after tax salary every month.

Pooperman

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Re: Race from 100 to 250k
« Reply #1507 on: February 01, 2018, 08:37:50 AM »
I don't understand how the numbers keep increasing so fast, NW is going up by more than my after tax salary every month.

The market is very hot right now. While that lasts, keep expecting lots of growth!

AcftW

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Re: Race from 100 to 250k
« Reply #1508 on: February 01, 2018, 08:58:44 AM »
$43,153 - Jan 2016
$67,328 - Jan 2017
$119,626 - Jan 2018

$123,301 - Feb 2018

Bit of a bump from the market, not doing too bad.

Uncle Scrooge

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Re: Race from 100 to 250k
« Reply #1509 on: February 01, 2018, 09:02:19 AM »
We just crossed 250k! Hopefully the market doesn't go south and knock us back under. See you all in the next race!

Jan 1,2015- $111,500
July 1,2015- $112,000
Jan 1,2016- $131,900
July 1,2016- $156,400
Jan 1,2017-$174,700
July 1,2017-206,400
Jan 1, 2018-$242,000

Feb 1,2018-$251,700

dcozad999

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Re: Race from 100 to 250k
« Reply #1510 on: February 01, 2018, 09:44:28 AM »
Well done Uncle Scrooge.

SpareChange

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Re: Race from 100 to 250k
« Reply #1511 on: February 01, 2018, 09:46:13 AM »
Goodness, look at those numbers. Well done ladies and gentlemen!

SpareChange also had a good month, up $11,186.90 to $236,171.69. Eyeballing March or April for graduation. 

kickel

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Re: Race from 100 to 250k
« Reply #1512 on: February 01, 2018, 09:58:47 AM »

8/8/16: $101,750
2/24/17: $110,773
3/31/17: $115,783
4/30/17: $116,557
5/31/17: $117,749
6/30/17: $121,780
8/17: $124,670
9/17: $126,816
10/17: $126,387 (Commission check hit month after)
11/17: $137,646
12/17: $146,267
1/18: $150,863

This month was a roller coaster... I decided it was a good idea to start investing in options and futures. My networth was above 170,000 at one point, then we had that dip a few days ago and was sub 145,000. Today, I am closing most of my positions, and still hit my goal for the month.

Slow and steady is the way to go, way less stressful!

use2betrix

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Re: Race from 100 to 250k
« Reply #1513 on: February 01, 2018, 09:58:58 AM »
Investments only:

2/1/18  -  $198,264.59



*For married folks, do you combine both of your assets, or just list them here individually?

I work a lot so my wife doesnít work (aside from teaching some spin classes). Aka. My investments are our investments. Well - aside from her years of maxing out the Roth IRA with money I gave her lol.

BiggerFishToFI

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Re: Race from 100 to 250k
« Reply #1514 on: February 01, 2018, 10:24:32 AM »
Month   Investments   Netwoth   Change $
12/31/2016   $64,692   $115,586   
1/31/2017   $66,070   $119,286   $3,700
2/28/2017   $67,186   $124,750   $5,464
3/31/2017   $67,472   $129,384   $4,634
4/30/2017   $67,858   $125,701   -$3,683
5/31/2017   $70,822   $134,613   $8,912
6/30/2017   $82,983   $140,581   $5,968
7/31/2017   $92,589   $153,631   $13,050
8/31/2017   $96,256   $158,942   $5,311
9/30/2017   $100,416   $168,020   $9,078
10/31/2017   $106,552   $180,965   $12,945
11/30/2017   $111,570   $192,790   $11,825
12/31/2017   $123,158   $209,752   $16,962
1/31/2018   $140,791   $226,088   $16,336

What a month! A very frugal January combined with some market run ups is eye opening! Frugality is the name of the game for 2018

pharmmm

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Re: Race from 100 to 250k
« Reply #1515 on: February 01, 2018, 10:26:15 AM »
Dates   Net
Feb 2017   $7,713
Mar 2017   $12,001
Apr 2017   $23,711
May 2017   $28,278
Jun 2017   $41,666
Jul 2017   $65,434
Aug 2017   $88,637
Sep 2017   $116,511
Oct 2017   $134,174
Nov 2017 $132,600
Dec 2017 $141,929
Jan 2018 $177,833
« Last Edit: February 01, 2018, 02:36:51 PM by pharmmm »

Check2400

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Re: Race from 100 to 250k
« Reply #1516 on: February 01, 2018, 11:25:02 AM »
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017  - 102,500
Apr. 1  2017 -  110,000
May 1  2017 -  112,500
June 1 2017 -  113,500
July  1 2017 -  120,500
Aug. 1 2017 -  131,000
Sept. 1 2017-  131,000
Oct.  1  2017-  131,500
Nov. 1  2017 - 135,000
Dec. 1  2017 - 140,000
Jan. 1   2018 - 160,000
Feb. 1   2018-  168,000

Yuge gains like everyone else invested this month, but this is also with me going over budget on an expensive trip that kept me from going over $170,000.  I know the party won't go on forever, but it would be nice to have a flat to steady rest of 2018 to get my feet underneath me on post-house purchase replenishment. 


hudsoncat

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Re: Race from 100 to 250k
« Reply #1517 on: February 01, 2018, 12:36:41 PM »

Investments only:

2/1/18  -  $198,264.59



*For married folks, do you combine both of your assets, or just list them here individually?

What I list is combined with DH. My spreadsheet has our various contributions across various investment accounts split out, but all I really care about is the total, so that's what I list here.

dignam

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Re: Race from 100 to 250k
« Reply #1518 on: February 01, 2018, 01:57:21 PM »
Jun 2017 $112k
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]


ardrum

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Re: Race from 100 to 250k
« Reply #1519 on: February 01, 2018, 05:01:09 PM »
First post for $100k-$250k!  Back in the summer of 2015, my NW was -$12,000.  It was a pretty smooth trip from there to $100k thanks to a ridiculously positive bull market.  I anticipate more ups and downs from here, but here's to hoping on average I can keep plugging away and never waiver through whatever comes next in the coming years.

2/1/18 - $103,481

Mustachio Bashio

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Re: Race from 100 to 250k
« Reply #1520 on: February 01, 2018, 09:33:35 PM »
Feb 1st - 167,752
Mar 1st - 177,448
Apr 1st - 183,917
May 1st - 189,025
June 1st - 195,189
July 1st - 202,048
Aug 1st - 211,263
Sept 1st - 215,880
Oct 1st - 222,924
Nov 1st - 230,962
Dec 1st - 238,389
Jan 1st - 247,829
Feb 1st - 263,000

The market has been pretty crazy.  The last few days have been not the best in terms of the market and crypto, so I was at +20k for the month a few days ago, but I really can't complain with these crazy gains.  Good luck everyone and see you in the next thread!

tjrssibelle

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Re: Race from 100 to 250k
« Reply #1521 on: February 02, 2018, 08:22:24 AM »
Feb 1st - 167,752
Mar 1st - 177,448
Apr 1st - 183,917
May 1st - 189,025
June 1st - 195,189
July 1st - 202,048
Aug 1st - 211,263
Sept 1st - 215,880
Oct 1st - 222,924
Nov 1st - 230,962
Dec 1st - 238,389
Jan 1st - 247,829
Feb 1st - 263,000

The market has been pretty crazy.  The last few days have been not the best in terms of the market and crypto, so I was at +20k for the month a few days ago, but I really can't complain with these crazy gains.  Good luck everyone and see you in the next thread!
Congrats!

Sent from my SM-N920V using Tapatalk


SpareChange

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Re: Race from 100 to 250k
« Reply #1522 on: February 02, 2018, 09:14:55 AM »
Feb 1st - 263,000

The market has been pretty crazy.  The last few days have been not the best in terms of the market and crypto, so I was at +20k for the month a few days ago, but I really can't complain with these crazy gains.  Good luck everyone and see you in the next thread!

Congrats!! You too Scrooge!

Toad

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Re: Race from 100 to 250k
« Reply #1523 on: February 02, 2018, 06:49:02 PM »
Figured I would join in the games.  Starting point:

Feb. 1st 2018$146,541

junga

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Re: Race from 100 to 250k
« Reply #1524 on: February 03, 2018, 09:20:08 AM »
We just graduated from 10k to 100k race and very excited to be in this race.

Good luck everyone.

Our progress since April 2014.

April, 2014               : -$9,000
October, 2014          : $1500
December, 2015       : $20,000
December, 2016       : $48,000
September 1, 2017   : $82,000
October 1, 2017       : $87,996
November 1, 2017    : $90,085
December 1, 2017    : $94,182
January 1, 2018        : $97,318
February 2, 2018  : $104,695

Blahhhh456

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Re: Race from 100 to 250k
« Reply #1525 on: February 03, 2018, 10:44:02 AM »
Including IRAs, 401(k), HSA, and Investment Account.
Jan 1, 2016 - $81,396
Aug 1, 2016 - $120,039
Oct 1, 2016 - $122,943
Jan 1, 2017 - $128,893
Mar 1, 2017 - $151,772
May 1, 2017 - $156,756
Aug 1, 2017 - $170,072
Sep 1, 2017 - $174,170
Oct 1, 2017 - $189,054  - moved $8K into Investment Account from Emergency Savings. While overall NW did not increase much, moving money around into respective accounts pushes the needle dramatically.


Nov 1, 2017 - $196,010 - yippee!! so close to $200K!

Dec 1, 2017 - $201,106 - nice! Crossed over to the $200k line. Let's hope I can stay for awhile. Still projecting Jan 2019 to hit $250k.

Congrats to all the graduates this month!

Jan 1, 2018 - $205,595.91

Feb 1, 2018 - $216,842.97

urover

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Re: Race from 100 to 250k
« Reply #1526 on: February 04, 2018, 02:23:23 PM »
Joining this thread as we recently breached 110K in nw. Single earner family with a not-so-crazy salary, but here goes:

17th-Jan-2018: 110K
04th-Feb-2018: 112K

coffeefueled

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Re: Race from 100 to 250k
« Reply #1527 on: February 05, 2018, 09:57:13 AM »

Sep2014: - 4087 <--- started following MMM. 401k - student loans and car loan
...

Nov2017: 173,868
Dec2017: 184,268
Jan2018: 191,980
Feb2018: 204,625

wow... market gains

SarkastikNinja

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Re: Race from 100 to 250k
« Reply #1528 on: February 05, 2018, 04:25:39 PM »



DATE                    |      NW          |       CHG          |              COMMENT                                                                                                                                |
2017-10-31                 115,301             +25,438            YE bonus graduated me to this thread.   
2017-11-30                 115,827             +     526            Too spendy this month, but at least positive
2017-12-31                 116,736             +     909            Another slow month, but reinvigorated for a frugal January

2018-01-31                 117,528             +     792            Actual saved decently, but an O&G ETF tanked hard, offsetting savings. Never should have bought that.



solon

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Re: Race from 100 to 250k
« Reply #1529 on: February 05, 2018, 05:58:20 PM »
01/2017 $88,615
02/2017 $88,660
03/2017 $99,298
04/2017 $103,578
05/2017 $107,174
06/2017 $113,684
07/2017 $114,171
08/2017 $117,825
09/2017 $120,714  <-- bought a house, didn't affect rate of increase in net worth
10/2017 $123,290
11/2017 $129,261 < -- started a company, transferred a bunch of personal money to company, still saw a huge increase in networth
12/2017 $125,716 < -- bought a car to replace the one that was totaled
01/2018 $132,155
02/2018 $138,015


Also updated the group spreadsheet: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0

SeattleStache

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Re: Race from 100 to 250k
« Reply #1530 on: February 06, 2018, 04:25:43 PM »
Retirement only, does not include real estate or emergency savings:

January 2015: $98,619

January 2016: $101,235
December 2016: $140,779 (total NW $269,089)

January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)

January 2018: $203,876

Goal is to hit $250k by the end of 2018!

I know the total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.

FI-REality

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Re: Race from 100 to 250k
« Reply #1531 on: February 07, 2018, 10:28:22 AM »
Goal of $200,000 by June of 2018.

Jan 1/16 - $105,809.20
Feb 1/16 - $102,834.20
Mar 1/16 - $105,602.70
Apr 1/16 - $108,749.60
May 1/16 - $111,301.30
Jun 1/16 - $115,863.40
Jul 1/16 - $117,155.44
Aug 1/16 - $121,029.58
Sept 1/16 - $115,764.20
Oct 1/16 - $118,878.00
Nov 1/16 - $121,182.02
Dec 1/16 - $122,740.03
Jan 1/17 - $126,041.95
Feb 1/17 - $126,222.84
Mar 1/17 - $131,614.25
Apr 1/17 - $138,777.41
May 1/17 - $143,059.30
Jun 1/17 (Goal of $150,000) - $145,507.49
Jul 1/17 - $144,570.34
Aug 1/17 - $144,686.48
Sept 1/17 - $147,458.04
Oct 1/17 - $152,266.77
Nov 1/17 - $158,846.78
Dec 1/17 - $162,149.53
Jan 1/18 - $164,613.88
Feb 1/18 - $165,721.03 - The market drop the last couple of days has hurt a little... but I'm still up.

Nick_Miller

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Re: Race from 100 to 250k
« Reply #1532 on: February 13, 2018, 08:31:54 PM »
Jan 2016      $80,165.78
Mar 2016     $101,768.81
May 2016     $106,529.21
July 2016     $115,035.02
Sept 2016    $126,076.92
Nov 2016     $135,152.36
Jan 2017      $147,729.69
Mar 2017     $140,835.79 (moving expenses set us back)
May 2017     $149,690.19
July 2017     $157,768.24
Sept 2017    $167,359.52
Nov 2017     $175,059.46
Jan 2018     $190,018.18
Feb 2018   $198,506.91

Market drops ate up our Feb contributions, and we paid for much of our upcoming summer cruise, but tax return helped out. Should go over $200K next month!

me1

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Re: Race from 100 to 250k
« Reply #1533 on: February 19, 2018, 06:06:29 PM »
Column 1: investments (retirement + otherwise):
Column 2: total net worth (including investments, savings account and the paid off part of the house)
 7/17/17    $182,905   $301,487
 8/17/17    $184,943   $301,381
 9/17/17    $191,576   $308,692
10/17/17   $197,557   $314,090
11/17/17   $201,230   $315,249
12/17/17   $210,178   $328,245
1/17/18     $225,531   $340,364
2/17/18     $224,612   $344,742

Not bad considering how far down the market went.

Anon in Alaska

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Re: Race from 100 to 250k
« Reply #1534 on: February 21, 2018, 06:18:54 AM »
$112,473.79 today, not counting paid off condo, car, etc.

Mezzie

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Re: Race from 100 to 250k
« Reply #1535 on: February 21, 2018, 09:49:45 AM »
I changed the rules of this game for myself, so I'm only tracking our retirement accounts. With that calculation, we're now at $112,500, not counting the vested portion of my pension plan (I have no plans to cash that out) or any taxable accounts we might touch for home repair or other necessary purchases.

My rationale for keeping the mortgage (our only debt) out of this is that we pay less than the going rental rate for the smallest apartment we could comfortably live in, and we've hit the halfway mark on the mortgage (what we have in equity is equal to what we owe), so it's a net worth wash.

I think we can hit 250k in three years with a crappy market and two years in a good one at our current savings rate. My 403 and our IRAs are maxed out, but I have room to invest more in my 457 and my husband has room to invest more in his 401; we don't yet have the funds to do so. If we could max those out, we'd be looking at a year and a half to two years.

Either way, it's looking good considering we just got to the above number after ten years of marriage.

We can retire once we have $800,000 in our retirement + my pension (earliest in 15 years). We're on track to meet that $800,000 goal at exactly the time I can retire with my pension even assuming flat market returns and no increased contributions. Any additional contributions or any good returns will be icing. We're also on track to pay off our house in 12-15 years, so our cost of living will decrease considerably at exactly the right time.

With my luck, we'll have a nice market crash upon my retirement, but I like my work and can continue it if need be. I'll also make more conservative investments as retirement nears, of course.


dignam

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Re: Race from 100 to 250k
« Reply #1536 on: February 26, 2018, 12:24:07 PM »
Jun 2017 $112k
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]

Slow&Steady

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Re: Race from 100 to 250k
« Reply #1537 on: February 26, 2018, 02:00:20 PM »
I am joining this race from the $10k-$100k race!  Hopefully not too early.

I don't count true NW but thought it would be nice to look back and see it, so I added it!  What I am really tracking is the "Invested Total" column.  I also don't count different savings accounts if they have a specific purpose (maternity leave, self-employment taxes, etc).

What is happening in 2018:  Baby #2 is due in late March!  I accepted a job offer last week that includes a 30+% raise. I will not be able to contribute to the new company 401k until I have been there for 30 days, very close to when I take unpaid maternity leave, and we are holding off on putting anything into the IRA until after maternity leave so our Invested Total should follow the market increases/dips for the next several months with very little contributions added.  We also plan to finish off student loans in 2018 (finally).  If DH's business continues growing as it has for the last few months I would love to max his IRA and then will need to make decisions of paying down debt vs investing in another rental vs increasing my 401k vs opening an IRA for me vs increasing contributions to 529 Plans.

I get to STAY!! We decided to add $3k in 2017 contributions to the IRA a few days into Feb and it looks like that $3k is almost exactly what we needed (in the Invested Total) to stay in this race.

Code: [Select]
        401K        IRA Invested Total Home Value Rental Value Debt         Total NW
Dec-13 $43,660 $0         $43,660 $120,000 $120,000 $232,000 $51,660
Dec-14 $52,943 $0         $52,943 $125,000 $125,000 $227,000 $75,943
Dec-15 $55,622 $0         $55,622 $130,000 $130,000 $227,000 $88,622
Dec-16 $68,870 $700 $69,570 $200,000 $130,000 $281,000 $118,570
Dec-17 $96,294 $1,167 $97,461 $240,000 $135,000 $317,727 $154,724
Jan-18 $101,379 $1,212 $102,591 $240,000 $135,000 $316,332 $161,258
Feb-18 $97,645 $4,248 $101,894 $240,000 $135,000 $314,997 $161,896

I am a little impatient to post end of Feb numbers today but I am also a little to perfectionist about it showing actual end of month numbers, so I might be editing this in the next couple of days to actual end of FEB numbers. Impatient perfectionist is not generally a good combination.

Edited: Updated to show actual end of Feb numbers (not 2-3 days early numbers).  Looks like without that IRA contribution we would have been pushed back under the $100k mark.  I can't wait until I can start contributing to the 401k again.
« Last Edit: March 01, 2018, 07:22:47 AM by Slow&Steady »

SeattleStache

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Re: Race from 100 to 250k
« Reply #1538 on: February 27, 2018, 05:02:17 PM »
Retirement only, does not include real estate or emergency savings:

January 2015: $98,619

January 2016: $101,235
December 2016: $140,779 (total NW $269,089)

January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)

January 2018: $203,876
February 2018: $200,867 (total NW $382,740)

Goal is to hit $250k by the end of 2018!

I know the total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.

BeautifulDay

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Re: Race from 100 to 250k
« Reply #1539 on: February 27, 2018, 07:14:26 PM »

            Net Worth      investment and cash assets
Mar 2016     $28,361       $74,408
Jun 2016     $40,970       $81,270
Sep 2016     $57,895       $92,035
Dec 2016     $80,499      $100,376
Jan 2017     $87,257      $104,880
Feb 2017     $93,080      $110,760
Mar 2017     $99,766      $116,593
Apr 2017     $97,334       $89,230  Bought a house
May 2017     $100,755      $93,943
Jun 2017     $102,562      $96,048
Jul 2017     $107,420     $101,106
Aug 2017     $107,530     $102,450
Sep 2017     $112,554     $106,887
Oct 2017     $116,826     $110,677
Nov 2017     $122,380     $115,275
Dec 2017     $128,724     $121,976
Jan 2018     $136,288     $127,999
Feb 2018     $140,881     $132,219

« Last Edit: February 27, 2018, 10:03:05 PM by BeautifulDay »

Raenia

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Re: Race from 100 to 250k
« Reply #1540 on: February 28, 2018, 05:40:38 AM »
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57

02/28/2018 - 164,404.90 - Ouch, first month that ended lower than it started.  Never had the losses exceed my ongoing contributions before.  So... yay?

hudsoncat

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Re: Race from 100 to 250k
« Reply #1541 on: February 28, 2018, 06:20:53 AM »
31-Oct-16: $121,639
30-Nov-16: $128,335
31-Dec-16: $134,179
31-Jan-17: $140,623
28-Feb-17: $148,087
31-Mar-17: $153,745
30-Apr-17: $161,518
30-Jun-17: $171,538
31-Jul-17: $179,124
31-Aug-17: $180,682
30-Sep-17: $192,217
31-Oct-17: $199,128
30-Nov-17: $207,436
30-Dec-17: $222,019
31-Jan-18: $236,834
28-Feb-18: $234,108

Investments only. Couldn't out save the market losses. On the plus side, DH recently was given a nice raise which we've already scheduled to immediately dump into investments when it kicks in in April. We are at the point that his 401k and my 403b are maxed, but we have room left in my 457b. So even though it was his raise, we'll funnel the money into my 457b.

jerryricefumbled

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Re: Race from 100 to 250k
« Reply #1542 on: February 28, 2018, 08:18:05 AM »
4/28/17 $82,123.14 start of competition
5/31/17 $83,416.85 an increase of $1,293.71
6/30/17 $88,646.63 an increase of $5,229.78
7/31/17 $97,939.57 an increase of $9,292.94
8/31/17 $98,975.02 an increase of $1,034.45
9/29/17 $101,431.60 an increase of $2,456.58
10/31/17 $106,262.40 an increase of $4,830.80
11/30/17 $103,638.95 a decrease of -$2,623.45
12/29/17 $107,889.26 a 4% increase of $4,250.31
01/31/18 $112,888.72 a 4.6% increase of $4,999.46
02/28/18 $110,864.47 a -1.7% decrease of -$2,024.25

Market has been down, wedding expenses creeping up and a out of town trip.  I'm still feeling real good.

Pooperman

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Re: Race from 100 to 250k
« Reply #1543 on: February 28, 2018, 08:43:37 AM »
DateNet WorthTotal GainsSavedMarket GainsSaving Rate
5/31/2017$101,344.65+$2,422.39+$1,478.82+$943.57+23%
6/30/2017$100,060.05-$1,284.60-$1,601.89+$317.29-26%
7/31/2017$103,868.70+$3,808.65+$2,550.76+$1,257.89+39%
8/31/2017$104,537.62+$668.92+$1,100.88-$431.96+14%
9/30/2017$107,892.53+$3,354.91+$2,288.37+$1,066.54+33%
10/31/2017$110,221.54+$2,329.01+$1,193.40+$1,135.61+30%
11/30/2017$111,408.49+$1,186.95+$268.63+$918.32+4%
12/31/2017$132,802.54+$21,394.05+$5,134.14+$16,259.91+59%
1/31/2018$137,862.25+$5,060.29+$1,119.44+$3,940.85+25%
2/28/2018$137,431.49-$430.76+$2,213.75-2,644.51+26%

dreadmoose

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Re: Race from 100 to 250k
« Reply #1544 on: February 28, 2018, 09:58:50 AM »
   Jul 1, 2016      -$19,048    
   Jan 1, 2017      -$25,189     <--Found MMM
   Jan 1       $110,473    
   Feb 1       $116,237    
   Mar 1       $122,184     (+5,947)

I only count investment accounts minus loans (low interest student loans). Had a pretty good month after the initial scare in markets, got some cheap stocks out of it on my normal buying plan.

dogboyslim

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Re: Race from 100 to 250k
« Reply #1545 on: February 28, 2018, 11:55:06 AM »
12/2016: $56,197
01/2017: $59,598
02/2017: $94,135
03/2017: $96,711
04/2017: $100,313
05/2017: $104,001
06/2017: $107,339
07/2017: $111,240 +$2680/+$1221 Contribution/Investment Gain
08/2017: $113,472 +$2680/-$448 Contribution/Investment Loss
09/2017: $117,719 +$2680/$1567 Contribution/Investment Gain
10/2017: $119,898 +$0/+$2179 Contribution/Investment Gain
11/2017: $121,666 +$0/+$1768 Contribution/Investment Gain
12/2017: $125,576 +$2680/$1230 Contribution/Investment Gain
01/2018: $130,690 +$1570/$3544 Contribution/Investment Gain
02/2018: $130,112 +$1570/(-$2147 Contribution/Investment Gain


I went back to update since October.  I moved, and my contributions dropped considerably to support multiplied living expenses.  I'm not including the new home/mortgage here, but when we sell our prior home, I may put the proceeds of that sale here, and then I will put the loan against it, as it is a truer representation of our invested assets.  We are still trying to decide if/how much of the proceeds to invest once the house sells.  It should net us around $300-350k (depending on so many things).  I'm not sure I feel great about putting all that in the market right now, so may split it 50/50 with the new loan balance.  Contributions will increase again once we only have one home, but will be lower than previous contributions to account for mortgage debt service we didn't previously have.

rg422

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Re: Race from 100 to 250k
« Reply #1546 on: February 28, 2018, 02:09:36 PM »
First, congratulations to those have graduated the group!

AS for us....

4/5/17 - 101,800 (joined the 'group')
10/19/17 - 156,200

Thanks to the nice market gains and continued contributions, our NW (home equity not included) has steadily risen. Could we have done better? Sure. But we like our current balance of spending/saving.

Richard

Just checking in to report our progress.

2/28/18 - $204,400

Izybat

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Re: Race from 100 to 250k
« Reply #1547 on: February 28, 2018, 06:37:59 PM »
1/17 - $71,425.20
2/17 - $81,629.90
3/17 - $90,185.83
4/17 - $106,744.63
5/17 - $112,212.95
6/17 - $119,459.82
7/17 - $123,788.19
8/17 - $130,553.30
9/17 - $137,292.06
10/17 - $141,917.56
11/17 - $149,045.19
12/17 - $153,537.92
1/18 - $160,704.93
2/18 - $167,472.58

CutTheFat

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Re: Race from 100 to 250k
« Reply #1548 on: February 28, 2018, 06:49:39 PM »
9/2015 $85k
9/2016 $102k
4/2017 $122k
2/2018 $139k

use2betrix

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Re: Race from 100 to 250k
« Reply #1549 on: February 28, 2018, 06:54:52 PM »


Feb 1, 2016 - $90k
Jan 1, 2017 - $177k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462

March 1, 2018 $225,651

Stock Market closed a bit rough at the end of this month. I actually ďsavedĒ about $18,000 this month, but lost about $7,000 in the stock market drops. Not the end of the world and Iím still fortunate I was able to out-save the market loss a bit still. Itís going to be cutting it close to hit my goal of $250k by the end of April. A lot will depend if the market drops anymore.