Race from 100 to 250k

[CorpRaider]

02/2018 $138,015
03/2018 $137,779 < -- horrible market "correction", lost $237

That's probably good trick to stay positive.  I was more focused on the fact that my contributions were vaporized (probably only temporarily).

[moonpalace]

01/2017:  $42,000
02/2017:  $51,000
03/2017:  $57,500
04/2017:  $62,500
05/2017:  $71,546
06/2017:  $80,500
07/2017:  $88,597
08/2017:  $97,618
09/2017:  $106,055
10/2017:  $111,242
11/2017:  $120,141
12/2017:  $131,419
01/2018:  $143,602
02/2018:  $151,025
03/2018:  $158,208 (psyched to stay on the upward trend despite market losses!)

[tarheeldan]

Hi guys!

I was elected Treasurer for an organization and their books were in pretty rough shape (blech) so I've been too sick of looking at numbers (I look at numbers all day at my job too of course) to feel like doing much personal finance stuff. Finished fixing up the organization's books (at least the main of what I want to accomplish in this volunteer role) so I'm back!

Good to see people taking the little dip we had last month in stride. My net worth fell by $4,148.20 despite my tax return (too big, I increased withholdings this year to avoid that next year) and a small employer retirement contribution. Oh well! $224,273.80 and still hoping to graduate by my birthday in late August :-)

[Vertical Mode]

End Q4 2016: $146,500

Just over 100k to go!

Up to $173,500. Hoping to break through the $200k mark by October.

Up around $205,000 after the correction, was sitting around $217,000 at the apex. Hope to keep cruising here in 2018!

[wonkette]

Nov 1: 131,132
Dec 1: 136,176
Jan 1: 144,773
Feb 1: 154,787
Mar 1: 152,595

Impacted by markets being down, but still above $150k

[SpareChange]

Hi guys!

I was elected Treasurer for an organization and their books were in pretty rough shape (blech) so I've been too sick of looking at numbers (I look at numbers all day at my job too of course) to feel like doing much personal finance stuff. Finished fixing up the organization's books (at least the main of what I want to accomplish in this volunteer role) so I'm back!

Good to see people taking the little dip we had last month in stride. My net worth fell by $4,148.20 despite my tax return (too big, I increased withholdings this year to avoid that next year) and a small employer retirement contribution. Oh well! $224,273.80 and still hoping to graduate by my birthday in late August :-)

I thought somebody was missing around here...good to have you back, brother!

[tarheeldan]

I thought somebody was missing around here...good to have you back, brother!

Thank you! Nice to be back :-) You didn't have much of a dip last month, must have been saving a lot!

[BalanceLife]

This is my first post to this tread. Going to track every month.

Date                 Bank Account           Taxable Investments           IRAs and 401k           TOTAL           CHANGE 
March 6, 2018   8,731.67                  69,648.78                          77,130.68                  155,511.13

[SpareChange]

Thank you! Nice to be back :-) You didn't have much of a dip last month, must have been saving a lot!

A solid month savings wise, but my portfolio also isn't invested as aggressively as most on this board. ;)

[Lamancha]

Hi everyone.   I would like to join this race.  I've been trying to be frugal and save more ever since I got out of debt in late 2013.  I just found MMM last December, and this January I created a Mint account.  This is the first time I've ever tried to actually keep a written budget.  Oh my gosh, it's so much FUN!  Maybe I'm just a total nerd.  Anyways, this place is amazing and you all are very inspiring.

Total NW

Jan 2014-  $10k
Jan 2015-  $30k
Jan 2016-  $52k
Jan 2017-  $80k
Jan 2018-  $106k

Feb 1, 2018-  $109k
March 1, 2018-  $113k

[Trifle]

Hi everyone.   I would like to join this race.  I've been trying to be frugal and save more ever since I got out of debt in late 2013.  I just found MMM last December, and this January I created a Mint account.  This is the first time I've ever tried to actually keep a written budget.  Oh my gosh, it's so much FUN!  Maybe I'm just a total nerd.  Anyways, this place is amazing and you all are very inspiring.

Total NW

Jan 2014-  $10k
Jan 2015-  $30k
Jan 2016-  $52k
Jan 2017-  $80k
Jan 2018-  $106k

Feb 1, 2018-  $109k
March 1, 2018-  $113k

Welcome aboard Lamancha!  You're making some nice progress!

[coffeefueled]

Nov2017: 173,868
Dec2017: 184,268
Jan2018: 191,980
Feb2018: 204,625
Mar2018: 201,747

[MrUpwardlyMobile]

1/12/18 - $75,103.12
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$112,827.81

[Nick_Miller]

Jan 2016      $80,165.78
Mar 2016     $101,768.81
May 2016     $106,529.21
July 2016     $115,035.02
Sept 2016    $126,076.92
Nov 2016     $135,152.36
Jan 2017      $147,729.69
Mar 2017     $140,835.79 (moving expenses set us back)
May 2017     $149,690.19
July 2017     $157,768.24
Sept 2017    $167,359.52
Nov 2017     $175,059.46
Jan 2018      $190,018.18
Feb 2018      $198,506.91
March 2018  $206,086.24

We keep chugging along. Still on pace to graduate from the thread by the end of the year. We have a $2000 tax return due later this spring, so that will go toward our IRAs.

[Lews Therin]

Oct/16 77000
Nov/16 82700
Dec/16 93200
Jan/17  103,720
Feb/17 119,800
Mar/17 127,400
Apr/17 140,376
May/17 148,000
---------------------
Nov/17 174,000
Dec/17 184,000
JAN/17 189,000
Feb/17  195,000
March/17 197,000 - Waiting for 6k Tax return. (Stock market slowed down the crazy increases. First month without a 5k increase.)

[me1]

Column 1: investments (retirement + otherwise):
Column 2: total net worth (including investments, savings account and the paid off part of the house)
 7/17/17    $182,905   $301,487
 8/17/17    $184,943   $301,381
 9/17/17    $191,576   $308,692
10/17/17   $197,557   $314,090
11/17/17   $201,230   $315,249
12/17/17   $210,178   $328,245
1/17/18     $225,531   $340,364
2/17/18     $224,612   $344,742
3/17/18     $226,810   $339,652
not bad considering I didn't get paid last month.

[Le North Dreamer]

Entering the race on the very last lap:

January 2017   $144 155
February         $150 588
March             $160 822
April               $169 962
May                $176 685
June               $183 782
July                $187 719
August            $188 363
September      $204 454
October           $209 166
November       $216 901
December       $224 538

January 2018    $231 016
February           $235 391
March                 ?
April                   Target for reaching the Quarter Million!

[NextTime]

Forgot to update at beginning of March.


Investments only:

2/1/18  -  $198,264.59
3/1/18 - $204,079.63

[steveo]

2016-08-01   102
2016-10-01   110
2016-12-31   138
2017-03-31   162
2017-06-30   183
2017-09-30   198
2017-12-24   232
2018-03-29   242

It's been a poor quarter mainly due to stock returns however I'm close to having another 10 grand to throw into the market so the next update will push us past 250k.

[SpareChange]

Bills are done, and markets are closed, so what the heck.

Up $8,430.68 to $242,448.77.

Took advantage of some overtime, and my 403b match for last year finally dropped in. Good month!

[aneel]

Couldn't wait considering the markets won't be changing any between now and 4/1:

Received my company profit sharing + a significant tax "refund" which was really a credit owed to us.  Despite the rocky market this month, we've crossed the $250k threshold:
6/1/2016: 102k
4/1/2018: 251k

Life events between: adopted a little boy, got promoted, started a new job in a new state, sold a house, and bought a house.

Here's to just as much excitement but hopefully fewer life altering changes in the next thread!

[Nick_Miller]

Congrats on graduating, @aneel! Those past two years sound like a freakin' gauntlet. Hope to see you in the next thread by the end of the year!

And looks like we'll be losing @SpareChange  and @steveo very soon as well! Hope you fine folks hit your marks soon too!

 

[LurkerStache]

Dec 2017: 102,068.04
Jan 2018: 108,443.97
Feb 2018: 108,726.52
Mar 2018: 109,126.43

Another month of poor market returns for me. Also went on vacation this month, so progress has slowed down a bit.

[dogboyslim]

Taxable investments

12/2016: $56,197
01/2017: $59,598
02/2017: $94,135
03/2017: $96,711
04/2017: $100,313
05/2017: $104,001
06/2017: $107,339
07/2017: $111,240 +$2,680/+$1,221 Contribution/Investment Gain
08/2017: $113,472 +$2,680/-$448 Contribution/Investment Loss
09/2017: $117,719 +$2,680/$1,567 Contribution/Investment Gain
10/2017: $119,898 +$0/+$2,179 Contribution/Investment Gain
11/2017: $121,666 +$0/+$1,768 Contribution/Investment Gain
12/2017: $125,576 +$2,680/$1,230 Contribution/Investment Gain
01/2018: $130,690 +$1,570/$3,544 Contribution/Investment Gain
02/2018: $130,112 +$1,570/-$2,147 Contribution/Investment Loss
03/2018: $170,547 +$42,355/-$1,920 Contribution/Investment Loss

[Stimpy]

6/1/2017 - $115,738
6/30/2017 $117,232 ~ +1.29%
7/31/2017 $119,087 ~ +1.58%
8/31/2017 $123,218 ~ +3.47%
9/30/2017 $123,886 ~ +0.54%
10/31/2017 $125,468.75 +1.28%
11/30/2017 $124,036.64 ~-1.14%   - Almost a new leap day  ;)
12/31/2017 $130,952.23 ~5.58%   - Side note: previous month didn't have tax liens so this % is a little skewed
1/31/2018  $135,011.70 ~ 3.10%
2/28/2018  $135,864.07 ~ 0.63%

3/30/2018   $138,236.93 ~2.39%

Numbers based on Mint

Hmmm... considering the market(and the overall downward movement), it's nice to see overall, things going up!

[Epor]

Taxable investments


03/2018: $170,547 +$42,355/-$1,920 Contribution/Investment Loss

WOW

[Epor]

Code: [Select]


Jan-2014 $24,525.00
Jan-2015 $32,090.00
Jan-2016 $39,258.00
Jan-2017 $59,072.00 (found MMM   3/17)
----------
                Total       Saved       Market G/L
01/01/18 93684.00   2136.40 908.60
02/01/18 103443.00   4675.00     5084.00
03/01/18 100621.00   1645.00    -4467.00
04/01/18 100572.00   1645.00    -1694.00

Still over 100k!

[Imustacheyouaquestion]

Aug 2016      $104,410.00
Sept 2016    $106,084.00   
Oct 2016       $107,559.00
Nov 2016      $103,227.00
Dec 2016      $107,460.00
Jan 2017       $111,400.00
Feb 2017       $145,239.58
Mar 2017       $154,141.21
Apr 2017        $160,150.58
May 2017       $156,334.39
June 2017      $162,557.18
July 2017       $170,357.32
August 2017   $174,107.52
Oct 2017        $184,884.82
Nov 2017       $198,945.16
Dec 2017       $206,349.74
Jan 2018       $209,636.49
Feb 2018      $229, 479.48
Mar 2018       $226,966.28
Apr 2018     $225,520.37 -$1445.91

Large expenses this month: $700 Costco cash card (timed for a 10% Discover cash back bonus), plane tickets for Thanksgiving travel, $1250 in federal taxes, and $500 in honeymoon travel expenses. Restaurant spending was a little high this month.

Upcoming expenses/income: I should get a state tax refund next month, and we will have additional wedding expenses, plus some home renovation spending. I may be accelerating some utility and insurance payments to hit a minimum credit card spend. Take-home pay should decrease by about $100 after adjusting withholding.

I wonder how long we'll be buying stocks on sale?

Google doc link: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0

[Imustacheyouaquestion]

Here's to just as much excitement but hopefully fewer life altering changes in the next thread!

Congrats! I started just a few months after you and hope I can catch you in the next thread soon :)

[Nick_Miller]

It is going to be really weird for those of us who have ever only known gains our whole investing life of up to the past 9 years (almost literally, the Great Recession bottomed out March 9, 2009) when the good times stop being good. 

Frankly, I'm looking forward to it. I started investing in 2012 and have never experienced anything other than small downturns. If you have a stable job, a sustained bear market during your working years is a tremendous opportunity to stockpile assets.

I am trying to keep that mindset too. "Focus on the number of shares you're buying, Nick, not necessarily on the current value. When the market goes on a strong bull run again, you'll see how fast your portfolio rockets up."

But yes, with everyone having apps, and able to check balances whenever, it's hard not to focus on the current value.

[dogboyslim]

Taxable investments


03/2018: $170,547 +$42,355/-$1,920 Contribution/Investment Loss

WOW

Sold a house, reinvested 40k of the equity here, the rest went into the new house.  Nowhere nearly as impressive with the background story.

[Milkm4n]

Joining in on the fun.

03/01/18: $100,871
04/01/18: $104,410

My goal is to complete this thread in 2.5 years, by Sept 2020. Stretch goal is March 2020.

[hudsoncat]

31-Oct-16: $121,639
30-Nov-16: $128,335
31-Dec-16: $134,179
31-Jan-17: $140,623
28-Feb-17: $148,087
31-Mar-17: $153,745
30-Apr-17: $161,518
30-Jun-17: $171,538
31-Jul-17: $179,124
31-Aug-17: $180,682
30-Sep-17: $192,217
31-Oct-17: $199,128
30-Nov-17: $207,436
30-Dec-17: $222,019
31-Jan-18: $236,834
28-Feb-18: $234,108
31-Mar-18: $234,454

This month I was able to out save my losses in the investments... by a whole $300! Better than nothing.

[junga]

January 1, 2018        : $97,318
February 2, 2018       : $104,695
March 1,2018            : $107,006
March 30, 2018         : $115,189

Tax returns, bonus and an extra paycheck month helped increase net worth despite the stock market volatility.
Hopefully raise next month will add cherry to the icing.

[Raenia]

04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
02/28/2018 - 164,404.90

03/31/2018 - 163,625.13 - Another down month, though not quite as bad as Feb.  Trying to focus on all those discounted shares I'm buying with my weekly auto-contributions.

[BeautifulDay]

            Net Worth      investment and cash assets
Mar 2016      $28,361      $74,408
Jun 2016      $40,970      $81,270
Sep 2016      $57,895      $92,035
Dec 2016      $80,499     $100,376
Jan 2017      $87,257     $104,880
Feb 2017      $93,080     $110,760
Mar 2017      $99,766     $116,593
Apr 2017      $97,334      $89,230  Bought a house
May 2017     $100,755      $93,943
Jun 2017     $102,562      $96,048
Jul 2017     $107,420     $101,106
Aug 2017     $107,530     $102,450
Sep 2017     $112,554     $106,887
Oct 2017     $116,826     $110,677
Nov 2017     $122,380     $115,275
Dec 2017     $128,724     $121,976
Jan 2018     $136,288     $127,999
Feb 2018     $140,881     $132,219
Mar 2018     $133,930     $124,857


Ouch.  Replaced our AC unit this month and with the poor market it was a recipe for bad numbers.  At least investments are on sale. Onward and upwards.

[Jaayse]

Investments and liquid assets, not including condo equity:

April 15, 2017 -           164,900
May 1, 2017 -             ? (Lost info)
June 1, 2017 -            ? (Lost info)
July 1, 2017 -             180,808
August 10, 2017 -       189,280
September 1, 2017 -   193,727
October 1, 2017 -        209,968
November 1, 2017 -     220,602
December 1, 2017 -     225,918
January 1, 2018 -        232,213
February 1, 2018 -       245,447
March 1, 2018 -           242,789
April 1, 2018 -             246,140

A positive month despite the market downturn.  My condo is rented again, which is a huge help, and the renters are supposed to buy in a few months if all goes well.  The government owes me something more than 10k between all the back pay for my job and my tax return.  I feel like I am just a free loan to them...  Hopefully I will get some of that money this next month.

[MrUpwardlyMobile]

1/12/18 - $75,103.12
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70 took a beating on the retirement accounts but slightly offset most of the loss with gains elsewhere.

[Old Ball Coach]

Jan 1, 2018 - $201,283.30
Feb 1, 2018 - $215,187.87 (Wife got big match in 401k) and market huge month.
Mar 1, 2018 - $211,493.56 (Darn market slump and making extra payments on car loan)
Apr 1, 2018 - $212,262.61 (I'll take an increase with the way the market acted last month. ALSO, paid off our last car loan!)

[wonkette]

Nov 1: 131,132
Dec 1: 136,176
Jan 1: 144,773
Feb 1: 154,787
Mar 1: 152,595
Apr 1: 157,954

[SpareChange]

Here's to just as much excitement but hopefully fewer life altering changes in the next thread!

Congrats!!

[SpareChange]

And looks like we'll be losing @SpareChange  and @steveo very soon as well! Hope you fine folks hit your marks soon too!

Thank you sir! Me too. Time to blow this joint. :)

[use2betrix]

Feb 1, 2016 - $90k
Jan 1, 2017 - $177k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462

March 1, 2018 $225,651

April 1, 2018 $238,764

I知 still on track to hit my goal of 250k this month, but it値l be a little close and if the stock market drops even 1-2% it won稚 happen.

I知 also the sole breadwinner and as of now I知 quitting my job on May 4th as long as everything still works out as planned. Our savings will like drop from around $13,500/mo down to $10,000/mo, but I値l be working 50 hrs/wk instead of 75, and will be in a far less stressful position. The trade off to me will be worth it. Biggest fear is leaving current job and something falling through on the new one. Lot of money left on that table.

[Apples]

Nov. 1 2015:  $101,701.11 --- gain of $8,228.48
Dec 1 2015:  $106,488.64 --- gain of $4,787.53
Jan. 1 2016:  $107,709.77 --- gain of $1,221.14
Feb. 1 2016:  $106,318.40 --- loss of $1,402.91
Mar. 1 2016:  $108,550.55 --- gain of $2,232.15
Apr. 1 2016:  $115,724.63 --- gain of $7,174.08  woohoo market swing up!
May 1 2016:  $119,946.35 --- gain of $4,221.72
June 1 2016:  $125,160.93 --- gain of $5,214.58
July 1 2016:  $127,094.93 --- gain of $1,934.00
August 1 2016:  $133,039.69 --- gain of $5,944.76
September 1 2016:  $136,465.21 --- gain of $3,425.52
October 1 2016:  $140,391.81 --- gain of $3,926.60
November 1 2016:  $145,497.13 --- gain of $5,105.32
December 1 2016:  $149,771.11 -- gain of  $3,732.60
January 1 2017:  $153,948.79 -- gain of $4,177.68
February 1 2017:  $163,262.29 -- gain of $9,313.60 
March 1 2017:  $169,266.73 -- gain of $6,004.44  January had 5 paychecks, so extra went in savings, which made this a better-than-average month.
April 1 2017:  $173,615.56 -- gain of $4,398.83
May 1 2017:  $179,910.03 -- gain of $6,294.47
June 1 2017:  $185,658.02 -- gain of $5,747.99
July 1 2017:  $189,004.34 -- gain of $3,346.32
August 1 2017:  $194,775.49 -- gain of $5,771.15
September 1 2017:  $198,403.35 -- gain of $3,627.86
October 1 2017:  $203,102.05 -- gain of $4,698.70
November 1 2017:  $210,951.82 -- gain of $7,849.76
December 1 2017:  $216,449.55 -- gain of $5,497.73
January 1 2018:  $219,525.37 -- gain of $3,075.82
February 1 2018:  $246,732.17
March 1 2018:  $242,060.78  Market went downnnnn.

The link to the spreadsheet is:

https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit?usp=sharing

April 1 2018:  $246,426.26  Hopefully April will get us over the 250 mark.

[Pooperman]

Date	Net Worth	Total Gains	Saved	Market Gains	Saving Rate
5/31/2017	$101,344.65	+$2,422.39	+$1,478.82	+$943.57	+23%
6/30/2017	$100,060.05	-$1,284.60	-$1,601.89	+$317.29	-26%
7/31/2017	$103,868.70	+$3,808.65	+$2,550.76	+$1,257.89	+39%
8/31/2017	$104,537.62	+$668.92	+$1,100.88	-$431.96	+14%
9/30/2017	$107,892.53	+$3,354.91	+$2,288.37	+$1,066.54	+33%
10/31/2017	$110,221.54	+$2,329.01	+$1,193.40	+$1,135.61	+30%
11/30/2017	$111,408.49	+$1,186.95	+$268.63	+$918.32	+4%
12/31/2017	$132,802.54	+$21,394.05	+$5,134.14	+$16,259.91	+59%
1/31/2018	$137,862.25	+$5,060.29	+$1,119.44	+$3,940.85	+25%
2/28/2018	$137,431.49	-$430.76	+$2,213.75	-$2,644.51	+26%
3/31/2018	$136,819.12	-$612.37	-$686.31	+$73.94	-25%

[tjrssibelle]

Dec 2016 - $129.04 k
Jan 2017 - $133.53 k
Feb 2017 - $139.23 k
Mar 2017 - $145.40 k
Apr 2017 - $149.59 k
May 2017 - $155.36 k
Jun 2017 -  $160.27 k
July 2017 - $167.24 k
Aug 2017 - $171.00 k
Sep 2017 - $178.27 k (5 paychecks instead of 4)
Oct 2017 - $184.61 k
Nov 2017 - $190.83 k
Dec 2017 - $196.66 k
Jan 2018 - $210.26 k
Feb 2018 - $205.18 k (market loss plus one less paycheck)

Sent from my SM-N920V using Tapatalk

Mar 2018 - $211.20 k

Sent from my SM-N920V using Tapatalk

[moonpalace]

01/2017:  $42,000
....
01/2018:  $143,602
02/2018:  $151,025
03/2018:  $158,208
04/2018:  $161,505

Still trending upward despite the market! And just got about a $15k raise at work, so the slope of the graph should go up this year.

[AcftW]

$43,153 - Jan 2016
$67,328 - Jan 2017

$119,626 - Jan 2018
$123,301 - Feb 2018
$127,224 - Mar 2018

$126,450 - Apr 2018

First negative in a while, so that痴 a bit disappointing.  Market bit me.  Planning to buy a house in the next 12 months, with a bit of luck I can nab one cheap.

[Gardo]

20171102:  $107.8K
20170620:  $106.6K
20170615:  $105.4K
20170608:  $105.0K
20170529:  $103.6K
20180401:  $128.0K

[Radagast]

Ummm yup. Pretty uneventful quarter here.
Quarter StockBondCash  +House       XIRR
Q3 2016:  $112,200     $165,800      13.6%
Q4 2016:  $124,300     $178,500      16.1%
Q1 2017:  $148,300     $203,300      12.1%
Q2 2017:  $160,548     $217,018      11.8%
Q3 2017:  $178,042     $235,102      13.3%
Q4 2017:  $203,082     $260,736      15.6%
Q1 2018:  $213,941     $272,491      12.3%

XIRR excludes saving bonds and cash.