Author Topic: Race from 100 to 250k  (Read 844534 times)

rachellynn99

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Re: Race from 100 to 250k
« Reply #3200 on: August 27, 2020, 09:26:59 AM »
August: 206,738   

Getting closer. Maybe by the end of the year we can graduate to the $250 club.

ColoAndy

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Re: Race from 100 to 250k
« Reply #3201 on: August 28, 2020, 09:26:12 PM »
Joining in for accountability and motivation.  Hoping to hit the goal by end of next year:

January 29, 2020---$157,404.75

February 3, 2020---$157,171.27 (coronavirus induced market panic).
[/quote

April 19, 2020------$153,349.63    Sighhh

May 11, 2020------$157,000.40
June 2, 2020------$164,950.82
July 12, 2020-----$168,681.81
August 14, 2020--$177,109.86
August 28, 2020--$182,107.05

BeautifulDay

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Re: Race from 100 to 250k
« Reply #3202 on: August 29, 2020, 10:38:35 PM »
I guess it is graduation day! I don’t normally post until the end of the quarter, but this is too good to wait. I know market fluctuation could bring it back down but I’m not worried. Just feels so good to be at this point. Sometimes it felt like it would never get here.

See everyone in the next thread.


            Net Worth    Investment Assets (401k, IRAs, HSA)
Mar 2016      $28,361      $72,408
Jun 2016      $40,970      $79,977
Sep 2016      $57,895      $90,677
Dec 2016      $80,499      $96,796
Mar 2017      $99,766      $73,973
Jun 2017     $102,562      $93,148
Sep 2017     $112,554     $103,702
Dec 2017     $128,724     $116,626
Mar 2018     $133,930     $123,367
Jun 2018     $148,700     $135,564
Sep 2018     $160,509     $148,562
Dec 2018     $148,046     $134,289
Mar 2019     $177,957     $161,794
Jun 2019     $195,692     $177,840
Sep 2019     $205,301     $179,600
Dec 2019     $228,588     $206,182
Mar 2020     $194,288     $179,029
Jun 2020     $245,143     $218,176
Aug 2020     $282,396     $250,096


MudPuppy

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Re: Race from 100 to 250k
« Reply #3203 on: August 30, 2020, 06:32:52 AM »


Household net for 2 adults:

05/2020: 203K
06/2020: 225K
07/2020: 236k
08/2020: 252k
09/2020: 264k

I get to level up!


grantmeaname

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Re: Race from 100 to 250k
« Reply #3204 on: August 30, 2020, 06:46:23 PM »
heck yeah guys! good job to both of you, and hope we all see you soon up there in the 250-500k thread!

FrugalByChance

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Re: Race from 100 to 250k
« Reply #3205 on: August 31, 2020, 07:01:49 AM »
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:
Month      Early Retirement Stash
Jan 2016   €  58 971.00
Jan 2017   €  86 368.00
Jan 2018   € 119 817.00
Jan 2019   € 145 840.48
...
Dec 2019   € 195 798.72   (growth:  € 6 723.04 deposits:  € 3 600.00)
Totals for 2019: growth:  € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)

Jan 2020  € 198 632.07   (growth:  € 2 833.35)
Feb 2020  € 193 987.01   (growth: -€ 4 645.06)
Mar 2020  € 179 084.86   (growth: -€14 902.15 deposits: € 7 273.31)
Apr 2020  € 200 737.12   (growth:  €21 652.26 deposits: € 3 798.78)
May 2020  € 209 540.07   (growth:  € 8 802.95 deposits: € 5 855.37)
Jun 2020  € 214 045.88   (growth:  € 4 505.81 deposits: € 3 240.00)
Jul 2020  € 220 555.81   (growth:  € 6 509.93 deposits: € 4 324.66)


Aug 2020  € 237 427 24  (growth:  €16 871.43 deposits: € 5 462.50)

Nice tailwind from the market.

philli14

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Re: Race from 100 to 250k
« Reply #3206 on: August 31, 2020, 06:34:37 PM »
1/10/18: 43,071
1/11/18: 46,223 (+3152)
1/12/18: 50,605 (+4382)

1/01/19: 57,786 (+7181)
1/02/19: 65,133 (+7347)
1/03/19: 71,695 (+6562)
1/04/19: 77,573 (+5878)
1/05/19: 86,088 (+8515)
1/06/19: 86,749 (+0661)
1/07/19: 95,468 (+8719)
1/08/19: 99,958 (+4490)
1/09/19: 103,810 (+3852)
1/10/19: 107,111 (+3301)
1/11/19: 112,338 (+5227)
1/12/19: 120,227 (+7889)

1/01/20: 127,304 (+7077)
1/02/20: 131,547 (+4243)
1/03/20: 125,438 (-6109)
1/04/20: 114,410 (-11028)
1/05/20: 131,316 (+16906)
1/06/20: 143,277 (+11961)
1/07/20: 149,491 (+6214)
1/08/20: 158,440 (+8949)
1/09:20: 170,460 (+12020)

L2

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Re: Race from 100 to 250k
« Reply #3207 on: August 31, 2020, 07:19:59 PM »
1/15/19 - $101,635.
1/31/19 NW: 108,165 - Projected Graduation Goal NW (12/31/2020):  204,027
2/28/19 NW: $115,123.70 - Projected Graduation Goal NW (12/31/2020):  $211,141.90
3/31/19 NW: $118,967.70 - Projected Graduation Goal NW (12/31/2020):  $211,887
4/30/19 NW: $128,933.75 - Projected Graduation Goal NW (12/31/2020):  $224,080.24
5/31/19 NW: $133,788 - Projected Graduation Goal NW (12/31/2020):  $227,373
6/30/19 NW: $141,921 - Projected Graduation Goal NW (12/31/2020):  $236,022
7/31/19 NW: $147,155 - Projected Graduation Goal NW (12/31/2020: $238,679
08/31/19 NW: $151,735 - Projected Graduation Goal NW (12/31/2020): $243,877
09/30/19 NW: 157,653 - Projected Graduation Goal NW (12/31/2020): $247,779
11/7/19 NW: $173,838 - Projected Graduation Goal NW (12/31/2020): $270,847 (?!)
11/30/19 NW: 178,535 - Projected Graduation Goal NW (12/31/2020): $240,288
12/31/19 NW: $185,673 - Projected Graduation Goal NW (12/31/2020): $244,374
1/31/20 NW: $191,143 - Projected Graduation Goal NW (12/31/2020): $244,397
2/29/20 NW: $186,269 - Projected Graduation Goal NW (12/31/2020): $234,682.
5/31/20 NW: 214,832 - Projected Graduation Goal NW (12/31/2020): $247,374.
06/30/20 NW: $223,370 - Projected Graduation Goal NW (12/31/2020): $251,263.
07/31/20 NW: $239,856.83 - Projected Graduation Goal NW (12/31/2020): $263,101.74
8/31/20 NW: $254,524 - Projected Graduation Goal NW (12/31/2020): $273,120

Can't believe it. I guess this is the power of dollar cost averaging, especially when the market is going down (when COVID first hit). I did find a tweak i need to make in my calc - back when i was saving for a house down payment, extra money was going in Ally. Now the extra money is going in VTSAX, so i've been underestimating progress some by assuming lower returns! I'm going to stick around for 1 more month for good measure.

zeli2033

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Re: Race from 100 to 250k
« Reply #3208 on: August 31, 2020, 09:03:00 PM »
August Update

6/30/19: $106,071
7/31/19: $112,395
8/31/19: $116,527
9/30/19: $124,973
10/31/19: $135,196
11/30/19: $143,839
12/31/19: $150,705
1/31/20: $163,400
2/28/20: $156,457
3/31/20: $145,287
4/30/20: $163,919
5/31/20: $178,765
6/30/20: $185,289
7/31/20: $201,395
8/31/20: $222,183 (+20788)

WTF is the market doing? Wild.

Accrual

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Re: Race from 100 to 250k
« Reply #3209 on: September 01, 2020, 04:21:57 AM »

6/1/2018 - $102k
6/1/2019 - $167k
10/1/2019 - $189k
11/1/2019 - $190k
12/1/2019 - $207k
1/1/2020 - $210k
2/1/2020 - $212k
3/1/2020 - $210k
4/1/2020 - $206k
5/1/2020 - $214K
6/1/2020 - $234k
7/1/2020 - $239k
8/1/2020 - $244k
9/1/2020 - $250k

Sugaree

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Re: Race from 100 to 250k
« Reply #3210 on: September 01, 2020, 04:35:22 AM »
5/1/2015     $4,419.53
5/1/2016     $15,689.46
5/1/2017     $34,125.20
5/1/2018     $51,663.60
5/1/2019     $64,340.45
5/1/2020     $106,341.84

6/1/2020     $113,372.31  (+$7030.47  or +6.61%)
7/1/2020     $120,466.16  (+$7093.85  or +6.26%)
8/3/2020     $127,953.51  (+$7487.46  or +6.22%)
9/1/2020     $135,625.59  (+$7672.08  or +6.00%)

Fishing4FI

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Re: Race from 100 to 250k
« Reply #3211 on: September 01, 2020, 05:00:58 AM »
August-18    $27k
September-18    $31k
October-18    $59k
November-18    $60k
December-18    $64k
January-19    $63k
February-19    $74k
March-19    $78k
April-19    $86k
May-19    $98k
June-19    $104k
July-19    $104k
August-19    $110k
September-19    $137k
October-19    $143k
November-19    $151k
December-19    $160k
January-20       $169k
February-20    $175k
March-20       $168k
April-20        $156k
May-20        $180k
June-20         $190k
July-20          $200k
August-20     $217k
September-20 $234k

DadJokes

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Re: Race from 100 to 250k
« Reply #3212 on: September 01, 2020, 05:39:12 AM »
                       2018                2019                2020                2021               
January     $49,303$60,898$136,893-
February$52,048$71,098$141,411-
March$53,600$77,557$139,993-
April$56,545$81,086$133,696-
May$52,774$81,836$153,560-
June$44,834$79,012$160,156-
July$41,258$88,897$169,495-
August$43,517$94,848$181,122-
September$48,733$110,671$197,984Grad Goal
October$49,642$116,467-
November$52,012$122,664-
December$56,889$130,826-

I am currently three months ahead of schedule on my graduation goal. The market has been nuts, particularly this month. My IRA went up over 11%, and our 401(k)s went up over 7% this month alone, before adding contributions.

Epor

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Re: Race from 100 to 250k
« Reply #3213 on: September 01, 2020, 06:36:38 AM »
Code: [Select]
Jan-2014 $ 24,525.00
Jan-2015 $ 32,090.00
Jan-2016 $ 39,258.00
Jan-2017 $ 59,072.00 (found MMM   3/17)
Jan-2018 $ 93,684.00
Jan-2019 $111,219.00
Jan-2020 $179,070.00
----------
                Total       Saved      Market G/L
02/01/20 182780      4285         -575
03/01/20 170715      2092       -14157
04/01/20 148065      2092       -24742
05/01/20 172135      2092        21978
06/01/20 185340      2484        11113
07/01/20 193380      2092         8040
08/01/20 206480      2484        10616    <<-- 200k !!
09/01/20 226380      2092        17808

Unreal.

Jim Fiction

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Re: Race from 100 to 250k
« Reply #3214 on: September 01, 2020, 07:39:00 AM »
Hi all! Finally joining this thread after spending a few years in the 10K to 100K thread. Here's my history from that thread:

9/29/17 - $11,511
6/30/18 - $36,000
1/31/19 - $53,028
6/30/2019 - $75,757
12/31/2019 - $96,225
1/31/2020 - $96,048
2/29/2020 - $94,556
3/31/2020 - $92,438
4/30/2020 - $101,897

This was previously just my personal net worth, however with the graduation I've decided to move to household net worth, so Mrs. Fiction gets to join the fun too. It makes too much sense at this point, given how intertwined our finances have become.

Background - I'm 35 and my wife is 31. DD is two and we have another on the way this summer. Looking to buy a house around this time next year.

Total joint net worth as of 4/30/2020 is $203,198. We are debt-free outside of whatever is on our credit cards, which always get paid each month.

With some market cooperation, some inspiration and some hard work (and some luck!) We just might be able to graduate this thread by the end of the year.

Looking forward to following along with everyone's progress!

New Joint Tracker

                  Solo NW      Joint NW
4/30/2020 - 101,897        203,198
5/31/2020 - 109,544        218,023
6/30/2020 - 114,288        227,585
7/31/2020 - 117,338        236,196
8/31/2020 - 128,213        251,254


Well now! That happened a little faster than anticipated. I'll probably hang around this thread a little while longer. My wife is officially on maternity leave after the birth of our second child this month and who know's what will happen with the markets, so I don't want to leave this thread to quickly only to have to come right back!

alcon835

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Re: Race from 100 to 250k
« Reply #3215 on: September 01, 2020, 07:59:29 AM »
Note: all numbers are from the 1st of the month. Only tracking investments, no savings, assets, etc.

Jan 2020: $100,566
Feb 2020: $107,987 (+7,421) [+7.38%]
Mar 2020: $96,513 (-11,474) [-10.62%]
Apr 2020: $90,626 (-5,887) [-6.09%]
May 2020: $104,595 (+13,969) [+15.41%]
Jun 2020: $129,092 (+24,297) [+23.42% ]
Jul 2020: $136,291 (+7,199) [+5.57% ]
Aug 2020: $156,793 (+20,502) [+15.04% ]
Sep 2020: $170,341 (+13,548) [+8.64%]

Year-to-date change: (+$69,775) [+69.38%]

Another big month, but the biggest news is all of my investments have fully recovered from February. It happened around mid-August and it's exciting to see them rising. Financially, this has been a great year and my preparations over the last decade have really put me in a position to take full advantage of the recovery. Over the next month or two I expect to start investing more money which should continue my nest egg's growth.

No idea what the future holds, but at the moment I'm feeling pretty good from a financial perspective. Everything else is a dumpster fire, through. 


Overview
                       2018                2019                2020                2021               
January$37,094$62,251$100,566-
April$46,098$74,093$90,626 (COVID)-
July$59,013$82,898$136,291(Grad Goal)
October$63,418$85,605--
Annual gain$25,157$38,315--
[/quote]
« Last Edit: September 01, 2020, 11:51:28 AM by alcon835 »

alcon835

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Re: Race from 100 to 250k
« Reply #3216 on: September 01, 2020, 08:07:25 AM »
WOW!!! Several folks graduating this month!!!!

Congratulations to @BeautifulDay, @MudPuppy, @L2, @Accrual, and @Jim Fiction!!!!!

Way to go!!! I see most of you plan to stick around another month or two - just in case. But even so, give yourselves freedom to celebrate this HUGE victory!!!!!

FICurious

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Re: Race from 100 to 250k
« Reply #3217 on: September 01, 2020, 08:20:22 AM »

This will track only my investments and savings.

Apr 2011:  $49k
Jan 2013:  $80K 
Jan 2014:  $97k
Jan 2015:  $100k   
Jan 2016:  $103k   
Jan 2017:  $108k
Jan 2018:  $127k
Jan 2019:  $133k


Jan 2020: $171,809   
Feb 2020: $170,818
Mar 2020: $160,860
Apr 2020: $138,831
May 2020: $152,580
Jun 2020: $159,404
July 2020: $163,752
Aug 2020: $170,531

Sep 2020: $176,184

Monthly Google Doc Tracker:  https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0    *Just put in your numbers. Do not sort.*

ASW

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Re: Race from 100 to 250k
« Reply #3218 on: September 01, 2020, 09:04:07 AM »
                       2018                2019                2020                2021               
January     $38,800$88,534$153,292-
February$49,800$96,439$154,220-
March$55,707$107,387$121,400-
April$64,352$110,960$132,182-
May$68,097$117,622$152,737-
June$72,976$113,078$165,000(Grad Goal)
July$80,555$124,700$168,340
August$85,858$129,322$180,956
September$90,137$133,156$193,332
October$93,806$136,540-
November$89,537$142,714-
December$92,795$147,950-
Annual gain$49,734$64,758
« Last Edit: October 01, 2020, 04:49:02 AM by ASW »

Master of None

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Re: Race from 100 to 250k
« Reply #3219 on: September 01, 2020, 10:16:39 AM »
4/1/19-$102,995.86
5/1/19- $103,951.81
7/1/19- $110,074.26
8/1/19- $112,049.87
9/4/19- $111,441.64
11/1/19- $119,582.07
12/2/19- $124,511.64
1/2/20- $130,371.79
Buried my head in the sand the last few months, but now I've come out to check on my progress. Glad I ignored everything and just kept investing as planned.
2/3/20- $128482.56
3/1/20- $131004.08
4/1/20- $107340.93
5/1/20- $124514.08
6/1/20- $137013.82
7/1/20- $140654.19
8/3/20- $148634.10
9/1/20- $158343.22

PassMMM

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Re: Race from 100 to 250k
« Reply #3220 on: September 01, 2020, 10:46:00 AM »
Updated numbers below. Market bounecd back and I may have bought my house at a good time (offer accepted in January, closed in June due to some seller delays), home values have been soaring on Long Island with the small inventory and people fleeing city life. There's a jump in the NW number around close time. Reason is that the way I've chosen to calculate NW with a mortgage is Zestimate of the home minus the mortgage amount (aka the equity I have in the house as valued by Zillow - this is how Personal Capital automatically does it). Zestimate is already 50k+ from the sale price so hence the jump in NW).

See you all in the next gauntlet page!

09/1/19 - $138k
10/1/19 - $145k
11/1/19 - $155k
12/1/19 - $166k
01/1/20 - $176k
02/1/20 - $197k (bonus)
03/1/20 - $201k
04/1/20 - $195k
05/1/20 - $215k
06/1/20 - $237k
07/1/20 - $286k
08/1/20 - $297k
09/1/20 - $345k

Markets were/are rough, but I moved out of my apartment at the end of march to move in with some family while my SO and I look for a house in the area. The savings from rent and quarantining. Happy to be able to WFH with a high income, fingers crossed I won'e be the next casualty in layoffs because work is slowwwwww. Would've like to be moving past the 250k mark soon, but honestly just happy to be healthy and employed these days.

aliene

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Re: Race from 100 to 250k
« Reply #3221 on: September 01, 2020, 10:46:39 AM »
Great updates today from all of you!


August 2020 - 101.700
Sept 2020    - 109.200

mbk

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Re: Race from 100 to 250k
« Reply #3222 on: September 01, 2020, 02:13:09 PM »
I am using this challenge for my retirement savings.

--------------------
12/31/16     107k
12/31/17     137k
12/31/18     110k
12/31/19     204k
-------------------
03/31/20     170k
06/30/20     220k
09/01/20    252k

Was expecting to reach the milestone sometime next year. But when I checked today, I found my retirement accounts totaled $252k. I am not sure how long the markets will keep me graduated.
« Last Edit: September 02, 2020, 05:48:12 PM by mbk »

sportsportsports

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Re: Race from 100 to 250k
« Reply #3223 on: September 01, 2020, 02:16:27 PM »
01-2020   $82,260.85
02-2020   $83,005.15
03-2020   $83,326.38
04-2020   $95,827.22
05-2020   $104,082.90
06-2020   $108,773.96
07-2020   $118,687.61
08-2020   $126,358.17

I truly don't know what's going on with the market but as I'm entering month 3 of unemployment due to COVID, I'll take it.

peppermint

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Re: Race from 100 to 250k
« Reply #3224 on: September 01, 2020, 03:18:52 PM »
12/2019 - $107584.51
01/2020 - $110275.32
02/2020 - $112541.25
03/2020 - $111798.73
04/2020 - $104009.25
05/2020 - $110144.85
06/2020 - $117347.04
07/2020 - $127842.20
08/2020 - $130977.05
09/2020 - $137485.43

Just keep swimming

zygote

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Re: Race from 100 to 250k
« Reply #3225 on: September 01, 2020, 06:46:30 PM »
For context: I'm 31 in a HCOL city. I'm married, but these are my own numbers since we keep our finances separate. Includes cash, retirement, and credit cards, which are used for normal expenses and paid off in full every month.

3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93
8/19: $101,572.33 (graduated to this thread)
3/20: $118,287.76 (-6,129.86, -4.93%)
4/20: $109,838.67 (-8,449.09, -7.14%)
5/20: $124,495.18 (+14,656.51, +13.34%)
6/20: $132,228.82 (+7,733.64, +6.21%)
7/20: $136,568.75 (+4,339.93, +3.28%)
8/20: $151,084.80 (+14,516.06, +10.63%)
9/20: $161,536.16 (+10,451.36, +6.92%)

Keep chugging along

CanadianTeacher

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Re: Race from 100 to 250k
« Reply #3226 on: September 01, 2020, 08:13:20 PM »
Had a good summer.

January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62

October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019" $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15

January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71

grantmeaname

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Re: Race from 100 to 250k
« Reply #3227 on: September 02, 2020, 07:10:55 AM »
This market's a rocket. We may graduate at the end of the month.

1/12/18   $ 50k
7/13/18   $ 63k
10/19/18  $ 75k
1/31/19   $ 80k
2/28/19   $100k
5/31/19   $119k
8/30/19   $130k
12/31/19  $163k
3/31/20   $156k
4/30/20   $187k
5/31/20   $196k
6/30/20   $208k
7/31/20   $228k
  8/31/20   $242k

cassafrass

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Re: Race from 100 to 250k
« Reply #3228 on: September 02, 2020, 08:47:38 AM »
Well, well, well. Like everyone else on the thread, I'm scratching my head about the market. I'm definitely enjoying the growth, but waiting on the edge of my seat for a downturn.

This month, we made the decision not to send the kids back to day care until at least the New Year, possibly longer. It will be tough to coordinate watching them while we both work full time, but it'll boost our ability to save quite a bit.

August's growth bumped up my projected graduation date by 6 months! (For those of you who are interested in such things: I'm calculating it based on a running average of our monthly growth).

See y'all next month!

Date     
Net Worth     Annual Gain
Dec 2018     $56,494
-
Dec 2019     $86,259
$27,765

Date     
Net Worth     
Monthly Gain
Jan 2020     $93,140
$6,881
Feb 2020     $93,862
$722
Mar 2020     $90,666
($3,196)
Apr 2020     $101,232
$10,566
May 2020     $108,998
$7,766
Jun 2020     $106,480
($2,518)
Jul 2020     $113,794
$7,314
Aug 2020     $123,505
$9,711

Projected Graduation: Nov 2022

snoot

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Re: Race from 100 to 250k
« Reply #3229 on: September 02, 2020, 09:17:12 AM »
01/2018 $67,602
01/2019 $101,315
01/2020 $196,633
02/2020 $202,698
03/2020 $190,324
04/2020 $188,776
05/2020 $200,351
06/2020 $220,593
07/2020 $227,293
08/2020 $235,376
09/2020 $253,388

Wow, the market kicked us over the $250k mark much earlier than I had expected. I'm kind of speechless right now. Net worth increased over $50k from May 1 - September 1.

JAYSLOL

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Re: Race from 100 to 250k
« Reply #3230 on: September 02, 2020, 09:35:30 PM »
Sept 1 - 101.6k
Oct 1 - 106.2k (+4,600)
Nov 1 - 108.8k (+2,600)
Dec 1 - 111.7 (+2,900)
Jan 1 - 113.0 (+1,300)
Feb 1 - 115.1 (+2,100)
Mar 1 - 110.4 (-4,700)
Apr 1 - 98.6 (-11,800)
May 1 - 107.5 (+8900)
June 1 - 115.5 (+8000)
July 1 - 118.4 (+2900)
Aug 1 - 127.3 (+8900)
Sept 1 - 128.8 (+1500)

Hoping for a better month, but in 2020 if it’s not a red month I’m ok, lol

jps

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Re: Race from 100 to 250k
« Reply #3231 on: September 03, 2020, 10:44:49 AM »
Hi everyone,

First month in the thread for me!

7/2020: $107,142

7/2020: $107,142
8/2020: $117,360

Saw a nice $10K increase this last month.

jiimmy

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Re: Race from 100 to 250k
« Reply #3232 on: September 03, 2020, 09:21:22 PM »
Dec 1st, 2019 $101,254
Jan 1st, 2020 $105,996
Feb 1st, 2020 $107,546
Mar 1st, 2020 $103,600
Apr 1st, 2020 $94,632
May 1st, 2020 $106,626
June 1st, 2020 $115,759
July 1st, 2020 $121,201

Aug 1st, 2020 $129,365
Sep 1st, 2020 $138,008

Income is steady, and I'm actually working some overtime, which is very rare. I'm on pace for $40k of new contributions in 2020 and am aiming for ~16k of total spending.

Congrats to all the recent graduates!


Cezil

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Re: Race from 100 to 250k
« Reply #3233 on: September 04, 2020, 06:41:10 AM »
Quote
Dec-2016: $32,870.70
Dec-2017: $58,271.55   (+ 25,400.85)
Dec-2018: $72,493.16   (+ 14,221.61)
Dec-2019: $111,642.78   (+ 39,149.62)


Jan-2020:   $115,567.59   (+ 3,924.81)
Feb-2020:   $111,573.16   (- 3,994.43)
Mar-2020:   $99,504.35   (- 12,068.81)
Apr-2020:   $111,360.82   (+ 11,856.47)
May-2020:   $118,208.83  (+ 6,848.01)
Jun-2020:   $122,592.19  (+ 4,383.36)
Jul-2020:    $128,466.93 (+ 5,874.74)

Aug-2020:    $137,931.07 (+ 9,464.14)

Lamancha

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Re: Race from 100 to 250k
« Reply #3234 on: September 06, 2020, 06:35:38 PM »
Jan 2020- 130,855
Feb 2020- 141,124
March 2020- 146,604
April 2020- 139,975
May 2020- 130,984
June 2020- 146,634
July 2020- 157,219
Aug 2020- 174,393

Sept 2020-191,005

afah0447

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Re: Race from 100 to 250k
« Reply #3235 on: September 08, 2020, 02:55:38 AM »
Sep-18   $75,296.52
Oct-18   $86,288.66
Nov-18   $86,233.00
Dec-18   $86,642.12
Jan-19   $86,441.13
Feb-19   $91,507.65
Mar-19   $99,520.65
Apr-19   $110,916.19
May-19   $115,351.36
Jun-19   $116,942.12
Jul-19   $121,817.08
Aug-19   $130,530.53
Sep-19   $135,520.24
Oct-19   $138,063.29
Nov-19   $143,974.69
Dec-19   $149,978.41
Jan-20   $152,246.51
Feb-20   $155,073.89
Mar-20   $155,073.89
Apr-20   $174,853.54
May-20   $174,853.54
Jun-20   $185,608.87
Jul-20   $189,810.67
Aug-20   $198,923.35
Sep-20   $201,667.05

Huskerfan

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Re: Race from 100 to 250k
« Reply #3236 on: September 08, 2020, 06:54:31 AM »
I’m jumping in this thread with a few ideas and thoughts in mind. I don’t plan to add house equity or extras like that. I’m not even going to add the spouse’s 401k. I’ll be solely tracking
My 401k and my Roth IRA Numbers to go toward the goal of $250k. I may add the savings account numbers later, but most of that pays toward the last of my mortgage and a basement remodel right now.

My stats:

Jul2019 — $101953
Aug2019 — $106277
Sep2019 — $111050
Oct2019 — $114791
Nov2019 — $120215
Dec2019 — $122692
Jan2020 — $120521
Feb2020 — $123625
Mar2020 — $124248
Apr2020 — $133240
May2020 — $145475
Jun2020 — $143581
Jul2020 — $151652
Aug2020 — $155546


Numbers updated thru the last day of the month.  The increase seen here may vanish as some already was wiped away with last week’s decline. Just gotta remember this is a marathon, not a sprint.  I already reached my “temp check” of getting to $150k by the end of 2020.   So I’m happy about that

lexde

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Re: Race from 100 to 250k
« Reply #3237 on: September 09, 2020, 10:01:25 PM »
07/17/2020: $103,981.86 (+$0.00)
07/31/2020: $106,885.86 (+$2,904.00)
08/17/2020: $111,111.20 (+$4,225.34.00)

08/31/2020: $112,706.75 (+$1,595.55)

Took a mini-vacation and it was a really good time. Staying the course, looking at multi-unit homes to purchase, and developing my own book of business at work. I finally saw my IRA break $20K which is neat. 401(k) is climbing fairly steadily as well. Staying the course, auto-investing, and worrying about other things for now. :-)



Projected Graduation date: December 2022

Prior Progress: Race from 10 to 100k!
« Last Edit: September 13, 2020, 09:25:41 PM by lexde »

lexde

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Re: Race from 100 to 250k
« Reply #3238 on: September 11, 2020, 09:01:11 AM »
07/17/2020: $103,981.86 (+$0.00)
07/31/2020: $106,885.86 (+$2,904.00)
08/17/2020: $111,111.20 (+$4,225.34.00)
08/31/2020: $112,706.75 (+$1,595.55)

09/11/2020: $114,004.80 (+$1,298.05)

Smaller gains this period, likely from some dips in the market. All good though, staying the course and continuing to max everything out. My IRA hit over $20K briefly which was exciting, too, but it's back down a bit for now.



Projected Graduation date: December 2022

Prior Progress: Race from 10 to 100k!

ColoAndy

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Re: Race from 100 to 250k
« Reply #3239 on: September 12, 2020, 08:36:04 AM »
Joining in for accountability and motivation.  Hoping to hit the goal by end of next year:

January 29, 2020---$157,404.75

February 3, 2020---$157,171.27 (coronavirus induced market panic).
[/quote

April 19, 2020------$153,349.63    Sighhh

May 11, 2020------$157,000.40
June 2, 2020------$164,950.82
July 12, 2020-----$168,681.81
August 14, 2020--$177,109.86
August 28, 2020--$182,107.05
September 12, 2020--$180,475.44

An Unassuming Moose

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Re: Race from 100 to 250k
« Reply #3240 on: September 15, 2020, 08:22:28 AM »
Nov 20, 2019 -- $113,800
January 15, 2020 -- $120,900
February 15, 2020 -- $136,916
March 17, 2020 -- $65,556
April 15, 2020 -- $97,329
May 15, 2020 -- $106,497
June 15, 2020 -- $144,753
July 16, 2020 -- $168,424
August 15, 2020 -- $176,358
September 15, 2020 -- $212,832

Huge month. The market rose and took my heavily leveraged portfolio with it, the contract I've been working on all summer is starting to pay off, and my company finally paid back almost $20k in accrued expenses. I was quite surprised to see how close I appear to be to the end of this race. Some major financial moves lined up for the end of the year (house renovations, I live in a wreck with sagging floors) so I may yet fall a bit, but it will be temporary.

grantmeaname

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Re: Race from 100 to 250k
« Reply #3241 on: September 16, 2020, 05:43:54 AM »
Dang, that is amazing progress for one month.

How exactly is your portfolio heavily levered?

col_hati82

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Re: Race from 100 to 250k
« Reply #3242 on: September 16, 2020, 06:00:19 AM »
Hello, I'm new here.

01-2019: 111,495
01-2020: 141,007
02-2020: 143,396
03-2020: 139,741
04-2020: 131,844
05-2020: 137,746
06-2020: 140,276
07-2020: 142,668
08-2020: 150,719
09-2020: 153,315

An Unassuming Moose

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Re: Race from 100 to 250k
« Reply #3243 on: September 16, 2020, 06:44:36 AM »
Dang, that is amazing progress for one month.

How exactly is your portfolio heavily levered?

I have some lines of credit and a margin account that are at a low interest rate (prime), so I was able to borrow from those and invest in dividend stocks. The dividends coming in outweigh the cost of interest, and I keep the difference. I also get an advantage if the stock market goes up, since the shares I bought with borrowed money also appreciate and again, I keep the difference. I had deleveraged last November since the interest rates were getting close to my return from dividends. But since interest rates are down again, I bought back in in early April. So I magnified my return as the stock market recovered, and it's showing now. It is higher risk, since if the market falls I magnify my losses, but I can live with that.

Ben Felix explains the concept I'm using far better than I could:
https://www.youtube.com/watch?v=Ll3TCEz4g1k

QuillScroll

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Re: Race from 100 to 250k
« Reply #3244 on: September 16, 2020, 02:53:28 PM »
11/29/2019 - 101000
12/23/2019 - 107000
01/16/2020 - 112410
02/14/2020 - 120820
03/13/2020 - 101566
04/20/2020 - 124054
05/18/2020 - 131047
06/30/2020 - 147672
07/27/2020 - 158240
08/18/2020 - 164002

09/16/2020 - 172639

Psyche

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Re: Race from 100 to 250k
« Reply #3245 on: September 17, 2020, 09:57:51 AM »
Hi everyone!  Longtime lurker, have found it inspiring to read these race threads.  Thought I would finally join in : )

This is my individual net worth.  The early numbers include a house and mortgage (Zillow insanity explains some of the movement) but I now rent (will be moving soon; re-buying did not make sense).  I'm a single mom (with no child support*) and my annual income is around 60K, so I feel good about the progress I've made, even though my numbers aren't as impressive as some!

2013:    $40,287  <- divorce: started off on my own (with debt from divorce)
2014:    $42,874
2015:    $65,235  <- found MMM (was always frugal, but amazed by FIRE!
2016:    $77,445
2017:  $121,655   <- paid off all the debt!
2018:  $158,647
2019:  $143,524   <- sold house for a profit, but goodbye Zillow inflation...
2020:  $191,464

My personal fiscal year ends Aug 31, so that's the date all these numbers are from.  Now I can start posting monthly (if I remember! :) ).  I'm guessing it will take a couple of years to reach 250k, but who knows: heavily depends on the market.  I'll do my part!


*Yes, I pursued all legal remedies.  Turns out fleeing the country with felony warrants out for your arrest does put you beyond the reach of CPS.  (Yes, both the divorce and disappearance were a blessing.)

lexde

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Re: Race from 100 to 250k
« Reply #3246 on: September 25, 2020, 08:07:25 AM »
07/17/2020: $103,981.86 (+$0.00)
07/31/2020: $106,885.86 (+$2,904.00)
08/17/2020: $111,111.20 (+$4,225.34.00)
08/31/2020: $112,706.75 (+$1,595.55)
09/11/2020: $114,004.80 (+$1,298.05)

09/25/2020: $113,644.95 (-$359.85)

First drop since starting on this thread! A combination of turbulence in the market, and the costs associated with closing on my first duplex which is set to take place on 10/15. Keeping at it, and still up for the month.

Still having some vet expenses, as well, but carrying on. :-)



Projected Graduation date: December 2022

Prior Progress: Race from 10 to 100k!

bloodaxe

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Re: Race from 100 to 250k
« Reply #3247 on: September 25, 2020, 02:12:53 PM »
The market has been kind to us:

March 2020: 78,000
April 2020: 91,000
May 2020: 106,000

Glad to join the race :)

June 2020: 115,000

July 2020: 125,000 halfway there!

September 2020: 145,000. Looks like nw is increasing ~10k every month since the market crash.

grantmeaname

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Re: Race from 100 to 250k
« Reply #3248 on: September 30, 2020, 06:40:11 AM »
Not a bad month considering the S&P dropped ~5%.
1/12/18   $ 50k
7/13/18   $ 63k
10/19/18  $ 75k
1/31/19   $ 80k
2/28/19   $100k
5/31/19   $119k
8/30/19   $130k
12/31/19  $163k
3/31/20   $156k
4/30/20   $187k
5/31/20   $196k
6/30/20   $208k
7/31/20   $228k
8/31/20   $242k
  9/30/20   $246k

FrugalByChance

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Re: Race from 100 to 250k
« Reply #3249 on: September 30, 2020, 07:34:40 AM »
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:
Month      Early Retirement Stash
Jan 2016   €  58 971.00
Jan 2017   €  86 368.00
Jan 2018   € 119 817.00
Jan 2019   € 145 840.48
...
Dec 2019   € 195 798.72   (growth:  € 6 723.04 deposits:  € 3 600.00)
Totals for 2019: growth:  € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)

Jan 2020  € 198 632.07   (growth:  € 2 833.35)
Feb 2020  € 193 987.01   (growth: -€ 4 645.06)
Mar 2020  € 179 084.86   (growth: -€14 902.15 deposits: € 7 273.31)
Apr 2020  € 200 737.12   (growth:  €21 652.26 deposits: € 3 798.78)
May 2020  € 209 540.07   (growth:  € 8 802.95 deposits: € 5 855.37)
Jun 2020  € 214 045.88   (growth:  € 4 505.81 deposits: € 3 240.00)
Jul 2020  € 220 555.81   (growth:  € 6 509.93 deposits: € 4 324.66)
Aug 2020  € 237 427.24   (growth:  €16 871.43 deposits: € 5 462.50)


Sep 2020  € 235 543.53   (growth: -€ 1 883.71 deposits: € 1 058.72 )

Markets and renovating the bathroom working against me.