Author Topic: Race from 100 to 250k  (Read 962240 times)

Cezil

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Re: Race from 100 to 250k
« Reply #3600 on: June 04, 2021, 05:26:59 AM »
                       2016                2017                2018                2019                2020                2021                2022               
January     -$39,268.86$65,122.37$81,866.77$115,567.59$163,613.18-
February-$40,863.10$67,352.98$87,222.31$111,573.16$167,970.17-
March-$42,371.10$66,410.59$88,865.95$99,504.35$176,616.97-
April-$43,864.83$65,377.11$93,050.94$111,360.82$180,431.85-
May-$44,450.52$68,032.74$91,719.70$118,208.83$185,387.67-
June-$47,031.44$68,405.97$95,665.54$122,592.19--
July-$48,401.46$70,232.18$99,502.49$128,466.93--
August-$49,222.48$72,016.38$98,339.71$137,931.07--
September-$51,435.45$73,657.42$102,459.81$134,150.29--
October-$52,990.22$71,492.09$104,199.94$135,243.05--
November-$55,388.92$75,678.29$109,178.17$150,933.68--
December$32,870.70 $58,271.55$72,493.16$111,642.78$159,144.91--
Annual gain$32,870.70$25,400.85$14,221.61$39,149.62$47,502.13--

1) I've crossed the halfway point in this race.  Hooray!  (Took just under 2 years)  (Combined NW with my SO [recently unemployed] has now passed $300k)
2) The nice, steady increase has made it much more difficult to consider quitting in July or August to take a gap year.  Part time is not an option at my cog-in-the-machine job, but I just don't feel like working anymore, period. 

ohyonghao

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Re: Race from 100 to 250k
« Reply #3601 on: June 06, 2021, 04:39:33 AM »
Current Values:
May 2015:  $100,323.89
June 2015: $106,433.29
July 2015: $114,450.69
August 2015: $118,018.27
September 2015: $121,664.35
October 2015: $132,652.87
November 2015: $138,272.53
December 2015: $144,824.70
January 2016: $149,731.88
February 2016: $159,138.30
March 2016: $172,089.61
April 2016: $177,924.11
May 2016: $182,266.37
June 2016: $195,382.39
July 2016: $207,370.73
August 2016: $210,598.32
September 2016: $211,858.91
October 2016: $217,642.90
November 2016: $219,133.69
December 2016: $195,225.97
January 2017: $194,385.56
February 2017: $203,588.68
...
May 2021: $275,174.89

A lot has gone on since I last posted in 2017. I was laid off all of a sudden in April of 2017, started college for the first time in June of 2017, and graduated with a BS in CS and Math in June of 2020. I started my Masters in June of 2020 also and accepted my first post college job and started in March of 2021. Somewhere amongst all this I apparently graduated this forum thread.

One of the biggest things that FI has gotten me was the ability to 100% focus on school and not worry so much about money. Certainly it was in the back of my mind, but I just lived according to mustachian principles, and worked hard towards my goal. I took out student loans because I'm good with numbers and that total you see above is net worth, meaning that's AFTER subtracting the loans. I don't care so much about debt free as I do about a positive balance sheet. The hardest part came last year, having just graduated college, unable to find work, and the market tanks. It was tough but I kept moving forward. Big thanks to my sweetheart and her support. She found work while I was in school that most months covered our expenses, which was especially useful last Summer.

It's been good reading the last few pages here and seeing everyone's progress. Hope to see you all soon in the next thread!

alcon835

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Re: Race from 100 to 250k
« Reply #3602 on: June 06, 2021, 08:29:17 AM »
...A lot has gone on since I last posted in 2017. I was laid off all of a sudden in April of 2017, started college for the first time in June of 2017, and graduated with a BS in CS and Math in June of 2020. I started my Masters in June of 2020 also and accepted my first post college job and started in March of 2021. Somewhere amongst all this I apparently graduated this forum thread.

One of the biggest things that FI has gotten me was the ability to 100% focus on school and not worry so much about money...

WOW!!! Congrats!!!

What a testament to the true reason we do all of this - so that we can achieve our lifestyle goals without freaking out about money. Being able to go to school and live off of your savings after a layoff is pretty amazing!

jps

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Re: Race from 100 to 250k
« Reply #3603 on: June 08, 2021, 02:57:15 PM »
End of Month Balance
7/2020: $107,142
8/2020: $117,360
9/2020: $116.8K
10/2020: $117.5K
11/2020: $133.8K

As of today, our balances are at $192K. I haven't updated here in a while, because I'm not really one to track numbers every month, as much as I like to think I am. We're sitting at 44% increase in investments since early Dec 2020, and about 100% increase since 365 days ago. Wow. I know market conditions have been bonkers lately, but even still very early into my investing career I feel like the snowball has started and I won't soon be able to stop it.

life_travel

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Re: Race from 100 to 250k
« Reply #3604 on: June 16, 2021, 06:28:54 PM »
December 21, 2020   - $140,390
January 31, 2021      - $137,700 ( went down due to individual share holding)
February 28, 2021    - $146,500
March 30, 2021        - $152,700

Forgot all about this race.. Anyway, things are ticking along, we are not really adding anything ( due to reduced work), the growth is organic , from investments already in.

April 2021 - $153,300
May 2021 - $159,000

StartingEarly

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Re: Race from 100 to 250k
« Reply #3605 on: June 17, 2021, 08:19:53 AM »
So I've been out of the community for a long time but I wanted to drop in to say that sometime in the last year I made the gap up and crossed the $250k line. I've been focusing on my work and have been massively increasing income. With my traveling it's hard to reduce spending. I did end up getting another 2002 Honda Insight to replace the 01 I had that was totaled so I'm using less gas than my Toyota Matrix was. However, I'm still doing things in a pretty wasteful manner such as driving fast because my income loss from not doing so is far greater than slowing down. I still get about 55mpg on average though.

JCGreen

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Re: Race from 100 to 250k
« Reply #3606 on: June 26, 2021, 09:58:57 AM »
Hi All, I am new to this thread - Just jumped ship from the race 10k-100k

Net worth:
2018:                         2019                2020             2021
Jan                          $27,100           $45,839         $89,090
Feb                          $29,443           $43,345         $86,608 
Mar                         $31,603            $39,081         $98,860
Apr    $13,200          $33,959           $47,551         $106,604
May                         $33,933           $51,613         $107,294
Jun                          $37,928           $56,760
Jul                           $39,736           $61,567
Aug  $22,800           $39,918            $68,102
Sep  $23,645           $34,179            $68,212
Oct   $23,658           $38,091           $68,976
Nov  $23,948           $39,867            $76,790
Dec  $23,960           $43836             $82,778

Jun2021: $111,827.02 (+$4532.58) Very happy with this amount of growth
« Last Edit: June 26, 2021, 10:04:58 AM by JCGreen »

Optimiser

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Re: Race from 100 to 250k
« Reply #3607 on: June 30, 2021, 05:27:08 PM »
                       2017                2018                2019                2020                2021               
January     -57,500-28,30050043,700129,400
February-58,300-24,3005,00045,400119,000
March-50,400-25,10014,00045,300143,100
April-43,900-22,80012,70052,800142,300
May-46,300-23,7009,50059,400150,800
June-38,200-15,60011,50063,400148,700
July-41,300-15,10017,00070,900-
August-40,200-14,40019,90078,500-
September-33,200-15,20019,90080,700-
October-30,900-9,60026,20080,300-
November-34,000-8,90034,500108,900-
December-30,800-20037,200110,600-

jiimmy

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Re: Race from 100 to 250k
« Reply #3608 on: June 30, 2021, 07:59:03 PM »
Dec 1st, 2019 $101,254
Jan 1st, 2020 $105,996
Feb 1st, 2020 $107,546
Mar 1st, 2020 $103,600
Apr 1st, 2020 $94,632
May 1st, 2020 $106,626
Jun 1st, 2020 $115,759
Jul 1st, 2020 $121,201
Aug 1st, 2020 $129,365
Sep 1st, 2020 $138,008
Oct 1st, 2020 $138,063
Nov 1st, 2020 $140,562
Dec 1st, 2020 $156,916
Jan 1st, 2021 $165,589
Feb 1st, 2021 $168,856
Mar 1st, 2021 $175,421
Apr 1st, 2021 $182,975
May 1st, 2021 $194,917
Jun 1st, 2021 $199,915
Jul 1st, 2021 $204,771

$45,229 left. Seems do-able.

Sugaree

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Re: Race from 100 to 250k
« Reply #3609 on: July 01, 2021, 05:38:24 AM »
Net Worth201920202021
January          $49,378.04          $90,928.02        $161,747.01
February$50,300.10$93,896.81$162,883.32
March$59,373.49$100,165.23$173,923.10
April$59,558.47$94,297.23$183,031.09
May$64,340.45$106,341.84$186,124.71
June$64,940.28$113,372.31$194,364.35
July$70,156.02$120,466.05$     -   
August$74,302.64$127,953.51$     -   
September$74,328.43$135,625.59$     -   
October$78,067.76$137,857.32$     -   
November$81,274.16$136,857.08$     -   
December$88,148.59$152,706.85$     -     
   
Annual gain$38,770.55$61,778.83$     -   


Went on vacation, and went over budget, so an increase is nice.  I was hoping to graduate by the end of the year, but it's looking like that is going to be more realistic sometime around January or February.  I'm also expecting some large medical bills for Mr. Sugaree in the next few months, so that's going to be a small setback too.
« Last Edit: July 01, 2021, 05:41:07 AM by Sugaree »

FICurious

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Re: Race from 100 to 250k
« Reply #3610 on: July 01, 2021, 08:22:26 AM »

This will track only my investments and savings.

Apr 2011:  $49k
Jan 2013:  $80K 
Jan 2014:  $97k
Jan 2015:  $100k   
Jan 2016:  $103k   
Jan 2017:  $108k
Jan 2018:  $127k
Jan 2019:  $133k
Jan 2020: $171,809   
Jan 2021: $200,820
01 Feb 2021: $203,845
01 Mar 21: $210,555
01 Apr 21: $214,681
1 May 21: $222,830
1 Jun 21: $226,661

1 July 21: $228,336

Monthly Google Doc Tracker:  https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0    *Just put in your numbers. Do not sort.*

peppermint

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Re: Race from 100 to 250k
« Reply #3611 on: July 01, 2021, 08:36:16 AM »
12/2019 - $107584.51
01/2020 - $110275.32
02/2020 - $112541.25
03/2020 - $111798.73
04/2020 - $104009.25
05/2020 - $110144.85
06/2020 - $117347.04
07/2020 - $127842.20
08/2020 - $130977.05
09/2020 - $137485.43
10/2020 - $138465.64
11/2020 - $140222.66
12/2020 - $150053.85
01/2021 - $156537.17
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
06/2021 - $175987.02
07/2021 - $132636.84

We bought a house, so that's why there is the big drop! Maybe I'll transition this to investments only sometime. Even with that, it's impressive to me I'm only set back to where I was ~10 months ago.

Em-Dog

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Re: Race from 100 to 250k
« Reply #3612 on: July 01, 2021, 08:42:36 AM »
Looks like I'm on track to graduate early, I feel like I cheated a little since I put all my cash in my taxable brokerage account over the past few months which isn't really representative of how much I'll be contributing each month going forward, but nevertheless I'm happy to be so close! I've moved my graduation goal up to next month, we'll see if the market is friendly next month too, I also added contributions and returns rows to my table.


                                 2018                2019                2020                2021                2022                2023                2024               
January     $11,592$19,461$52,636$117,964---
February$12,414$28,144$48,605$129,160--
March$12,259$23,011$45,431$135,298--
April$13,641$25,628$50,763$183,963--
May$16,646$24,273$55,517$213,448--
June$16,625$27,726$58,784$247,758--
July$17,057$31,358$63,678Graduation Goal--
August$17,375$30,624$69,345---
September$17,380$41,343$69,043---
October$16,044$43,732$69,866---
November$16,332$46,935$95,120---
December$16,589$51,547$118,877---

Annual Gain$6,671$34,958$67,330$128,880--
Contributions$8,100$30,491$53,064$108,252--
Returns($1,429)$4,467$14,266$20,628--




mckaylabaloney

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Re: Race from 100 to 250k
« Reply #3613 on: July 01, 2021, 10:09:54 AM »
                       2018                2019                2020                2021               
January     $(170,956.12)$(80,750.78)$(4,484.13)$124,124.66
February$(166,849.63)$(72,922.02)$(4,647.56)$125,821.73
March$(161,395.88)$(65,244.64)$398.59$136,847.83
April$(156,590.44)$(57,807.71)$(9,003.54)$145,677.69
May$(159,977.61)$(52,358.05)$8,209.01$164,438.72
June$(154,655.48)$(52,769.97)$19,606.73$171,195.96
July$(149,000.22)$(39,802.87)$26,480.37$219,072.34
August$(143,758.38)$(35,751.08)$40,657.65-
September$(139,839.66)$(45,074.66)$52,868.32-
October$(136,009.14)$(54,949.47)$53,926.77-
November$(137,519.76)$(53,156.01)$61,241.09-
December$(132,193.25)$(52,946.03)$78,742.07-
Annual gain$90,205.34$75,902.65$128,972.79-

The big jump this month is kind of illusory: I refinanced my home in June at a value much higher than I had previously been estimating, so my home equity shot up this month for no reason attributable to me. Still, even accounting for that, it's extremely wild to see where I am now compared to just one year ago.

haypug16

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Re: Race from 100 to 250k
« Reply #3614 on: July 01, 2021, 11:11:00 AM »
June 2021 Update
3/31/2017 (52,848.85) - Found MMM
3/31/2018 $(14,916.69) - 1 year in
3/31/2019 $9,917.20 - 2 years in
3/31/2020 $22,896.16 - 3 years in
3/31/2021 $92,842.32 - 4 years in
4/30/2021 $100,212.15 - Join this race
5/31/2021   $103,329.82
6/30/2021   $108,949.13 - Increase of $5,619.31 in June

I'm averaging a monthly NW increase of just over $5k. That's $60k a year and considering my salary is "only"$73K that's pretty great. Hopefully this can continue through the rest of the year. :)

ResolLaTot

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Re: Race from 100 to 250k
« Reply #3615 on: July 01, 2021, 12:47:40 PM »
   Can't shed an ever mounting desire to GTFO of work for a year. So I'm jumping into THIS race to keep me from jumping out of the rat race too soon.   I'm only tracking investment accounts. keeping my savings/checking mentally earmarked as an emergency-sabbatical fund. I front loaded my 401k contributions  to max out at end of May. My stretch goal for December 2021 is 175k.

2021
April  =  $149,154
May. =   $153,211

I have one more contribution to max 401k for 2021, then it's on to max HSA in June. Progress will slow in July unless I begin to make monthly taxable brokerage contributions


2021
April  =  $149,154
May. =   $153,211
June 30 = $162,003

Whoo, that concludes my tax advantaged contributions for the year! Everything from now till 2022 will be down to growth.

JAYSLOL

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Re: Race from 100 to 250k
« Reply #3616 on: July 01, 2021, 01:11:23 PM »
2020
Jan 1 - 113.0
Feb 1 - 115.1 (+2,100)
Mar 1 - 110.4 (-4,700)
Apr 1 - 98.6 (-11,800)
May 1 - 107.5 (+8900)
June 1 - 115.5 (+8000)
July 1 - 118.4 (+2900)
Aug 1 - 127.3 (+8900)
Sept 1 - 128.8 (+1500)
Oct 1 - 126.3 (-2500)
Nov 1 - 123.0 (-3300)
Dec 1 - 126.0 (+3000)

2021
Jan 1 - 128.0 (+2000)
Feb 1 - 131.4 (+3400)
Mar 1 - 131.5 (+100)
Apr 1 - 132.5 (+1000)
May 1 - 132.4 (-100)
June 1 - 134.8 (+2400)
July 1 - 137.3 (+2500)


windytrail

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Re: Race from 100 to 250k
« Reply #3617 on: July 01, 2021, 02:03:31 PM »
Investment Tracking         
1/2016   -$41,000      
1/2017   -$19,000   +$22,000   
1/2018   $9,000   +$28,000   
1/2019   $29,500   +$20,500   +228%
1/2020   $70,500   +$41,000   +139%
6/1/2020   $111,116   +$40,616   +58%
7/1/2020   $128,000   +$16,884   +15%
8/1/2020   $136,000   +$8,000   +6%
8/31/2020   $144,858   +$8,858   +7%
9/30/2020   $147,009   +$2,151   +1%
10/31/2020   $150,073   +$3,064   +2%
11/30/2020   $174,474   +$24,401   +16%
1/1/2021   $190,979   +$16,505   +9%
2/1/2021   $198,243   +$7,264   +4%
3/1/2021   $208,142   +$9,899   +5%
4/1/2021   $220,468   +$12,326   +6%
5/1/2021   $238,094   +$17,626   +8%
6/1/2021   $246,170   +$8,076   +3%
7/1/2021   $254,478   +$8,308   +3%

On to the next race. This one took about 15 months. See you all there very soon!

mckaylabaloney

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Re: Race from 100 to 250k
« Reply #3618 on: July 01, 2021, 02:08:54 PM »
Congrats @windytrail!

zygote

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Re: Race from 100 to 250k
« Reply #3619 on: July 01, 2021, 03:18:13 PM »
For context: I'm 32 in a HCOL city. I'm married, but these are my own numbers since we keep our finances separate. Includes cash, retirement, and credit cards, which are used for normal expenses and paid off in full every month.

3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93
8/19: $101,572.33 (graduated to this thread)
3/20: $118,287.76
3/21: $206,593.43
4/21: $211,501.00 (+$4,907.57, +2.38%)
5/21: $223,080.37 (+$11,579.37, +5.47%)
6/21: $226,044.45 (+$2,964.08, +1.33%)
7/21: $233,579.18 (+$7,534.73, +3.33%)

Went on vacation this month and spent a lot of money, so it's fun to see such a big increase in spite of that.

Sanitary Engineer

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Re: Race from 100 to 250k
« Reply #3620 on: July 02, 2021, 07:26:26 AM »
So much progress on this thread.

I can't find where I have ever updated my progress in this race.  I guess I thought this would take so long I should space out my updates a little bit.  This is just cash and investments and some of this cash is EF and some is sinking fund for house projects, so I'm not sure if we will keep up this progress. And this is a surprising accumulation for 6 months!

5/31/2020          - $ 72,426
6/19/2020          - $ 82,681
8/6/2020            - $ 89,237
9/2/2020            - $ 93,346
10/6/2020          - $103,450
1/5/2021            - $114,837
7/2/2021            - $169,009

Gingersnaps

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Re: Race from 100 to 250k
« Reply #3621 on: July 02, 2021, 10:06:46 AM »
Looks a great jump but I didn't track for a couple of months as I had a baby - just been talking her through our investment strategy so here's to 2nd gen FIRE ;)
My work share scheme matured with great gains so that's been reinvested now. Did need a new (to us) car for the kiddo but save for that separately in cash so doesn't affect these numbers.
Still on fully paid maternity leave at the moment so things will change in the next few months, she's worth it though.

Great to see some big updates here, always enjoy seeing people come back with infrequent updates showing that they've remained committed

01/07/2020 - £75,523.86
01/08/2020 - £76,466.46
01/09/2020 - £79,690.65
01/10/2020 - £95,664.71
01/11/2020 - £97,515.00
01/12/2020 - £112,302.49
01/01/2021 - £114,965.12
01/02/2021 - £117,962.11
01/03/2021 - £118,873.35
01/04/2021 - £125,164.43
01/07/2021 - £146,807.86

jdhansen

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Re: Race from 100 to 250k
« Reply #3622 on: July 03, 2021, 02:28:42 PM »
Finished the month of June with a bang, jumped back from our negative run at the end of May.  Happy to keep the trend of everyone growing going.

Jan 2021    $110,058
Feb 2021    $129,663
Mar 2021    $144,239
Apr 2021    $168,072
May 2021   $167,435
June 2021  $201,247

CanadianTeacher

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Re: Race from 100 to 250k
« Reply #3623 on: July 04, 2021, 07:35:13 AM »
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62

October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019" $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15

January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14

January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)

Unemployed now. No contract prospects lined up right now. Hopefully I get something so I can continue this momentum.
« Last Edit: July 04, 2021, 07:37:03 AM by CanadianTeacher »

Huskerfan

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Re: Race from 100 to 250k
« Reply #3624 on: July 05, 2021, 03:54:41 PM »
My stats:

Jul2019 — $101953
Aug2019 — $106277
Sep2019 — $111050
Oct2019 — $114791
Nov2019 — $120215
Dec2019 — $122692
Jan2020 — $120521
Feb2020 — $123625
Mar2020 — $124248
Apr2020 — $133240
May2020 — $145475
Jun2020 — $143581
Jul2020 — $151652
Aug2020 — $155546
Sep2020 — $149687
Oct2020 — $161159
Nov2020 — $182840
Dec2020 — $197090
Jan2021 — $197402
Feb2021 — $218863
Mar2021 — $229977
Apr2021 — $241104
May2021 — $249275
Jun2021 — $252084


Numbers updated thru the last day of the month. 
I stuck to my strategy, and laid low for the majority of June. And popped back in for some gains when I was ready to do so. .

I hit the $250K goal I set for myself to hit in December 2021 —many months ahead of schedule.  So with that; I guess a new goal will be $280k.  I’ve pulled in gains above the 20% mark thus far for the year.  So hopefully I can keep the trend going and perhaps gain another 10%.  I’m excited to see how the next 7 months treat my accounts. 

sportsportsports

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Re: Race from 100 to 250k
« Reply #3625 on: July 06, 2021, 12:45:36 PM »
  -                                     01-2021   $144,909.50
  -                                     02-2021   $153,472.01
  -                                     03-2021   $161,151.32
  -                                     04-2021   $171,644.21
05-2020   $104,082.90       05-2021   $177,685.41
06-2020   $108,773.96       06-2021   $184,210.64
07-2020   $118,687.61        -
08-2020   $126,358.17        -
09-2020   $123,712.57        -
10-2020   $122,624.17        -
11-2020   $135,680.66        -
12-2020   $142,532.46        -

I had set a small goal for myself to be at $200k before the end of the year, and at this rate it looks like it'll happen sooner than that! I'm pleased with this progress, and it helps that I'm now finally eligible for my companies 401k. I'm going to have a bit of a mess on my hands over the next few months as my company has been acquired and we're moving to their benefits structure, but hopefully by the end of the year I'll have all my retirement accounts sorted out.

LipFoliage303

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Re: Race from 100 to 250k
« Reply #3626 on: July 06, 2021, 09:52:04 PM »
I've been lurking more in the race section and figure it's time I play. I'll start tracking my LNW here with y'all.

7/2021 = $123,700

lexde

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Re: Race from 100 to 250k
« Reply #3627 on: July 08, 2021, 09:55:21 PM »
2016201720182019202020212022
January−$25,455.84 $5,425.45$39,221.40 $76,790.93$138,796.70
February−$22,211.80$10,258.54 $41,947.65 $77,246.03 $141,911.87
March−$19,748.45 $12,154.74 $50,162.54 $76,283.98 $159,641.31
April−$17,692.62 $17,827.73 $52,085.36 $83,523.93$178,681.60
May−$15,363.27$21,148.77$52,418.09$90,891.71$169,453.64
June−$12,546.11 $20,530.98 $56,440.85 $96,777.80 $185,926.98
July−$7,715.53$24,663.52$61,918.23$106,276.69$189,695.59
August−$6,251.56 $27,622.02$65,774.08 $111,956.75
September−$31,750.11−$4,513.77$29,931.25 $65,412.44 $115,923.95
October−$31,013.64−$3,364.19 $29,468.94 $65,446.06 $113,835.48
November−$29,306.63 −$1,057.38$31,897.24$62,347.29$121,943.18
December−$27,015.16 $2,474.33 $33,203.90 $68,192.96 $130,715.91
Annual Gain$4,734.95$27,930.17$27,778.45$28,971.56$53,924.98

Bit of a rocky start but doing really well overall. I had some big expenditures and a lot has happened since April that I don't really want to get into here. Still making good progress, and should continue back on the path.

Goals Breakdown
Q4 2020: $130k Reached 12/30!
Q1 2021: $145k Reached 3/29!
Q2 2021: $160k Reached 5/29!
Q3 2021: $175k Reached 6/29!
Q4 2021: $200k
Q1 2022: $215k
Q2 2022: $230k
Q3 2022: $250k.



Projected Graduation date: December 2022

Prior Progress: Race from 10 to 100k!

Nederstash

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Re: Race from 100 to 250k
« Reply #3628 on: July 10, 2021, 11:20:04 AM »
Sep 20 120,976
Oct 20 121,341
Nov 20 123,130
Dec 20 129,299
Jan 21 131,476
Feb 21 132,776
Mar 21 133,456
Apr 21 136,055
May 21 138,224
Jun 21 142,989
Jul 21 144,812

Feivel2000

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Re: Race from 100 to 250k
« Reply #3629 on: July 12, 2021, 12:02:27 AM »
For some reasons my stats didn't save. Probably pushed Preview, not Post...
Well, I am around 124.000 €, slightly above my March numbers.

I am confident to hit 125.000 € (the small half-time) this month.

rubberduck

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Re: Race from 100 to 250k
« Reply #3630 on: July 13, 2021, 01:06:00 PM »
Well, I've been hiding in the shadows for quite some time now, but I guess it's time to come forward in order to say thank you MMM, thank you MMM forums, thank you crazy stock markets, thank you FU money, and last but not least, thank you very much young rubberduck from five years ago. I went past 100 K on 14 June 2018, and as of today, I reached the 250 K mark (let's see for how long), holding 240 K in index funds and an emergency fund of 10 K in cash. My coast FIRE target is approx. 500 K, so today really marks a milestone worth contemplating.

It wouldn't have been possible, though, without my SO (who on the whole is even more financially responsible than me, albeit with a more conservative approach, holding 100 % in cash), without my grandma (who was able to burn through cash like nothing else, always convinced of having superior money handling abilities, yet in her generosity leaving me a single bedroom condo, which---not having any use for it myself with a family of four---I was able to sell for a good price), nor without my dad and his support.

After discovering MMM early 2016 most of the advice really resonated with me. I took up biking to work again (10 km commute), revoked some costly pension insurance plans (the contracts were already 5 years old or even more, but I was able to find formal errors in the paperwork), finally started saving 40 to 50% of my paycheck in index funds (while having carried only 10 K investments in the years before), then decided to switch to a 60% part-time schedule for well over a year, invested almost all of my inheritance, went into parental leave in 2020 again (9 months total, no pay). Yes, we did make some costly decisions, but always in return for stress reduction: Bought a used car in 2016 (10 K, cash) for the 20 min kindergarten commute (with a bike carrier, so I would drive there, then ride to work, and my SO could pick up the kids on her way home). Relocated, with 50% increase in rent, so our older son could visit a suitable school; now he's got a 50 m walk to school. Rented a lot and built a cabin at a lake 1.5 hrs from home (~20K, paid for in cash). Bought a small sail-boat (almost 40 years old, there's nothing more to depreciate) for the lake; really helps me re-charge my batteries. All the while, I never cashed out on any market gains, and neither did I bat an eye when Covid hit the markets.

Finally throwing down the gauntlet instead of only bragging about the lucky run I had these past 5 years, I am aiming to reach 500 K in 2028. See you around in the race from 250 K to 500 K.

ColoAndy

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Re: Race from 100 to 250k
« Reply #3631 on: July 26, 2021, 08:27:38 AM »
January 29, 2020------------$157,404.75
February 3, 2020------------$157,171.27
April 19, 2020----------------$153,349.63
May 11, 2020----------------$157,000.40
June 2, 2020-----------------$164,950.82
July 12, 2020----------------$168.681.81
August 14, 2020-------------$177,109.86
August 28, 2020-------------$182,107.05
September 12, 2020---------$180.475.44
November 11, 2020----------$192,778.07
December 5, 2020-----------$201,446.92
February 15, 2021-----------$212,745.11  (dropped $5k on a used car for my son).
July 26, 2021----------------$224,613.90

lexde

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Re: Race from 100 to 250k
« Reply #3632 on: July 28, 2021, 11:11:48 PM »
2016201720182019202020212022
January−$25,455.84 $5,425.45$39,221.40 $76,790.93$138,796.70
February−$22,211.80$10,258.54 $41,947.65 $77,246.03 $141,911.87
March−$19,748.45 $12,154.74 $50,162.54 $76,283.98 $159,641.31
April−$17,692.62 $17,827.73 $52,085.36 $83,523.93$178,681.60
May−$15,363.27$21,148.77$52,418.09$90,891.71$169,453.64
June−$12,546.11 $20,530.98 $56,440.85 $96,777.80 $185,926.98
July−$7,715.53$24,663.52$61,918.23$106,276.69$189,695.59
August−$6,251.56 $27,622.02$65,774.08 $111,956.75$208,659.05
September−$31,750.11−$4,513.77$29,931.25 $65,412.44 $115,923.95
October−$31,013.64−$3,364.19 $29,468.94 $65,446.06 $113,835.48
November−$29,306.63 −$1,057.38$31,897.24$62,347.29$121,943.18
December−$27,015.16 $2,474.33 $33,203.90 $68,192.96 $130,715.91
Annual Gain$4,734.95$27,930.17$27,778.45$28,971.56$53,924.98

Posting a little early for August 1, but my paycheck came in a few days early. Still working on my payment pipeline, but I have a lot of A/R from settled cases that are awaiting payment so I'm not worried. Looks like I may be graduating around October or November 2021 - we will see! I'm going to continue to hustle.

Goals Breakdown
Q4 2020: $130k Reached 12/30!
Q1 2021: $145k Reached 3/29!
Q2 2021: $160k Reached 5/29!
Q3 2021: $175k Reached 6/29!
Q4 2021: $200k Reached 7/30!
Q1 2022: $215k
Q2 2022: $230k
Q3 2022: $250k.



Projected Graduation date: December 2022

Prior Progress: Race from 10 to 100k!