Author Topic: Race from 100 to 250k  (Read 1255555 times)

JJ-

  • Pencil Stache
  • ****
  • Posts: 886
Re: Race from 100 to 250k
« Reply #500 on: August 31, 2016, 09:22:26 AM »
Dec 2014   $101k
Jan 2015   $102k
Feb 2015   $116k
Mar 2015   $117k
Apr 2015   $117k
May 2015   $121k
Jun 2015   $120k
Jul 2015    $126k
Aug 2015  $123k
Sep 2015   $125k
Oct 2015   $139k
Nov 2015   $146k
Dec 2015   $147k
Jan 2016   $141k
Feb 2016   $149k
Mar 2016   $164k
Apr 2016   $172k
May 2016  $178k
Jun 2016 $183k
Jul 2016 $193k

Aug 2016 $197k

Pleased to see an increase in this month despite some extra spending for an upcoming vacation and paying a hefty retainer for legal stuff. Expecting a small windfall soon, so that helps.
« Last Edit: August 31, 2016, 09:25:54 AM by JJsfr »

dandypandys

  • Pencil Stache
  • ****
  • Posts: 545
  • Age: 47
  • Location: USA
Re: Race from 100 to 250k
« Reply #501 on: August 31, 2016, 01:24:44 PM »
2015
Jan 1st: 98,437.97
Feb 1st: $96,898.03
Mar 1st: $103,345.54
Apr 1st: $103,819.64
May 1st $105,766.12
Jun 1st $106,565.54
Jul 1st: $105,252.33
Aug 1st: $106,267.37
Sept 1st: $99,122.12
Oct 1st: $99,291.91
Nov 1st: $105,204.00
Dec 1st : $107,535.51

2016
Jan 1st:$104,592.84
Feb 1st: $99,467.66
March 1st:$101, 189.11
April 1st: $107,119.81
May 1st: $107,369.22 
June 1st: $110,836.03  my contributions went up this month to 10%
July 1st: $112,327.7
Aug 1st: $116,833.52  upped contributions to 10.5%, work adds 10.5% too- can't be believe I didn't at least match them before!
Sept 1st: $118,564.37

Milestone! Just paid off the mortgage this month, and now Mint says zero for loans yayayay. So from now on I am including a lowball house value of what both Zillow and a retail estate agent said and including it in my assets while also adding my savings account, which I didn't before. A true net worth now. I think I will still enter the above version in the spreadsheet.
Also going to start doing end of month not beginning- just cos I guess- not sure what one is better?

Aug 2016- $225, 649

« Last Edit: September 01, 2016, 05:18:32 AM by dandypandys »

FIreDrill

  • Handlebar Stache
  • *****
  • Posts: 1096
Re: Race from 100 to 250k
« Reply #502 on: August 31, 2016, 02:39:59 PM »
Wow!  Congrats on paying off the mortgage dandypandys!

Money Badger

  • Pencil Stache
  • ****
  • Posts: 527
Re: Race from 100 to 250k
« Reply #503 on: August 31, 2016, 06:47:32 PM »
@dandypandys,  Awesome job on the mortgage so you can hit the investment accelerator on this challenge!

For the "indentured" clan, today was month end Wonderful Wednesday from $1700 consisting of mortgage prepay, normal monthly payment plus 401K...   Need just a couple more months of Wednesdays!

SpareChange

  • Pencil Stache
  • ****
  • Posts: 706
Re: Race from 100 to 250k
« Reply #504 on: August 31, 2016, 11:57:14 PM »
August: $138,498.01, up $4,275.77.

Pooplips

  • Bristles
  • ***
  • Posts: 462
  • Age: 37
Re: Race from 100 to 250k
« Reply #505 on: September 01, 2016, 05:03:08 AM »

1/31/16 - $101,376.00
3/1/2016 - $102,990.00
4/1/2016 - $116,749.00
5/1/2016 - $119,487.00
6/1/2016 - $126,469.00
7/1/2016 - $130,494.00
8/1/2016 - $137,029.00

9/1/2016 - #137,784.00

aneel

  • Stubble
  • **
  • Posts: 181
Re: Race from 100 to 250k
« Reply #506 on: September 01, 2016, 06:20:00 AM »
Im starting to see the "heel" in my numbers. Its nice to see my little green men working for me even I feel like I haven't been very frugal lately. Averaging a +5k a month in my first 4 months!

mrteacher

  • Stubble
  • **
  • Posts: 242
Re: Race from 100 to 250k
« Reply #507 on: September 01, 2016, 07:29:49 AM »
4/1: $100,869
5/1: $104,268
6/1: $107,087
7/1: $112,489
8/1: $118,328
9/1: $120,838

I did it! Hit my goal of $120,000 by 9/1.

From 9/1/15 to 9/1/16, my NW increased by over $43,000! I'm extremely excited by that number! (It's no coincidence: I started really following MMM last August...)

Guava

  • Stubble
  • **
  • Posts: 219
Re: Race from 100 to 250k
« Reply #508 on: September 01, 2016, 07:41:24 AM »

turketron

  • Pencil Stache
  • ****
  • Posts: 774
  • Age: 38
  • Location: WI
Re: Race from 100 to 250k
« Reply #509 on: September 01, 2016, 07:59:40 AM »
April 2015: $98k
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56

Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37

Nick_Miller

  • Handlebar Stache
  • *****
  • Posts: 1655
  • Location: A sprawling estate with one of those cool circular driveways in the front!
Re: Race from 100 to 250k
« Reply #510 on: September 01, 2016, 08:15:58 AM »
dandypandys, awesome job knocking out the mortgage! I'm rather jealous!

And everyone, it's really inspiring seeing NWs go up monthly! I've been calculating ours at mid-month because of how some of our bills hit, so although I wish I could join in today, at least I'll provide some thread activity in the slower part of the month.


onlykelsey

  • Handlebar Stache
  • *****
  • Posts: 2167
Re: Race from 100 to 250k
« Reply #511 on: September 01, 2016, 09:18:06 AM »
August 31 against July 31
Assets
401(K): $99,941 $100,316 Maxed in June, so this is just (meh) returns.
Roth IRA: $24,979 $25,039 Maxed in January. 
Taxable Brokerage: $52,277[ $58,260 I am throwing money (4K/monthly) at this now that my 401K is funded and my savings is being replenished. I am also starting to invest a bit more in VGTSX to shift to a bit more international exposure.
Savings: $6,938 $7,445 This is being rebuilt, but not at 3K monthly like I hoped, because my HELOC jumped in rate and I think it makes sense to throw money there.
Total = $184,135 $191,060

Liabilities

401(K) loan: ($15,942) ($14,693)
HELOC: ($34,328) ($32,523)  Rate jumped in June from 3.49 to 5.49, so I am now throwing some more money at this.  It's probably ~4% with my tax rate.  I might do better in the market, but I'll take this small hedge, since it's a floating rate and it's secured by my residence.
Total = ($50,270) ($47,216)

Net worth = $133,865 $143,844  Up about 10K this month, which is okay.  Last month was 10K.

ohyonghao

  • Pencil Stache
  • ****
  • Posts: 638
  • Age: 39
  • Location: Hillsboro, OR
Re: Race from 100 to 250k
« Reply #512 on: September 01, 2016, 11:47:32 AM »
This months numbers:
May 2015:  $100,323.89
June 2015: $106,433.29
July 2015: $114,450.69
August 2015: $118,018.27
September 2015: $121,664.35
October 2015: $132,652.87
November 2015: $138,272.53
December 2015: $144,824.70
January 2016: $149,731.88
February 2016: $159,138.30
March 2016: $172,089.61
April 2016: $177,924.11
May 2016: $182,266.37
June 2016: $195,382.39
July 2016: $207,370.73
August 2016: $210,598.32

This is our lowest gain in a long time, stocks across the board went down, and the house has finally hit equilibrium with the market, so I'm not expecting any more leaps and bounds from it.  That it's appreciated by 100k in 3 years is pretty good in my book.  Tenants are leaving in September and we're still trying to line up more for next month.  This will be the last fully covered month of unemployment.  A half month in October, then we're going off savings.  I'm really grateful we had a great few years of becoming Mustachian, it's made these past few months much easier.

dandypandys

  • Pencil Stache
  • ****
  • Posts: 545
  • Age: 47
  • Location: USA
Re: Race from 100 to 250k
« Reply #513 on: September 01, 2016, 01:57:01 PM »
Thanks everyone for being so nice! Not told anyone else.. just a private hub and me party and you guys :)

tarheeldan

  • Pencil Stache
  • ****
  • Posts: 907
  • Location: Plano, TX
Re: Race from 100 to 250k
« Reply #514 on: September 01, 2016, 05:36:08 PM »
Up 3.4% or $4,009.86 last month to $122,450.50!

Some of us are tracking our progress here:
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit?usp=sharing

Money Badger

  • Pencil Stache
  • ****
  • Posts: 527
Re: Race from 100 to 250k
« Reply #515 on: September 01, 2016, 06:25:29 PM »
4/1: $100,869
5/1: $104,268
6/1: $107,087
7/1: $112,489
8/1: $118,328
9/1: $120,838

I did it! Hit my goal of $120,000 by 9/1.

From 9/1/15 to 9/1/16, my NW increased by over $43,000! I'm extremely excited by that number! (It's no coincidence: I started really following MMM last August...)

43% net worth in a year is bad ass living.   Enjoy all those little green men in your net worth working for you for a change!

babystache89

  • 5 O'Clock Shadow
  • *
  • Posts: 30
  • Location: USA
Re: Race from 100 to 250k
« Reply #516 on: September 05, 2016, 06:51:15 AM »
Hello! Checking in at $217,000 as of 9/1/16 to start holding myself accountable.  I've been to 6 weddings in multiple countries over the past few months, which has resulted in little progress being made over that time.  Hoping to get back on track now. :)

Mazzinator

  • Pencil Stache
  • ****
  • Posts: 588
  • Location: Pa, Ga, Fl, Pa, Az, Tn, Va, Hi, Va, Pa, NoVa
Re: Race from 100 to 250k
« Reply #517 on: September 05, 2016, 08:35:05 AM »
So happy to finally join you all. It took us 23 months to graduate from the $100k thread...hope to get to $250k in 18-24 months!!

Does not include real estate.

5/3/16 - $100,825

6/3/16 - $104,923

7/6/16 - $106,848
8/3/16 - $116,321
9/5/16 = $127,594

JamesL

  • 5 O'Clock Shadow
  • *
  • Posts: 89
  • Age: 34
  • Location: San Diego
Re: Race from 100 to 250k
« Reply #518 on: September 05, 2016, 02:49:38 PM »
I'm in!

5/1/2016: $99,992.43
6/1/2016: $101,477.32
7/1/2016: $102,541.35
8/1/2016: $109,990.63
9/1/2016: $117,157.97

I moved onto a sailboat the last month, and I'm looking for a new job in my field (just graduated), so hopefully things will progress even faster soon.

Slurgi

  • 5 O'Clock Shadow
  • *
  • Posts: 9
Re: Race from 100 to 250k
« Reply #519 on: September 06, 2016, 07:17:03 AM »
Onward and upward!

Code: [Select]
20160801: $101,832.52
20160901: $107,135.16

PFHC

  • Pencil Stache
  • ****
  • Posts: 618
  • Age: 43
  • Location: Boston
  • Busy doing.
Re: Race from 100 to 250k
« Reply #520 on: September 06, 2016, 07:27:29 AM »
I'm in!

5/1/2016: $99,992.43
6/1/2016: $101,477.32
7/1/2016: $102,541.35
8/1/2016: $109,990.63
9/1/2016: $117,157.97

I moved onto a sailboat the last month, and I'm looking for a new job in my field (just graduated), so hopefully things will progress even faster soon.
Sailboat! So rad! Super jealous.

Justin1911

  • 5 O'Clock Shadow
  • *
  • Posts: 28
Re: Race from 100 to 250k
« Reply #521 on: September 06, 2016, 05:14:19 PM »
I'm in! New Mustachian here and its time for me to step up to the plate. On 21 July I added up my net worth between cash, Roth TSP, Roth IRA, taxable account and I'm sitting on $96,990. I'm ready to push hard towards 250k.

I'm 29 years old. bring home 63k yearly. Trying to save 50% of each paycheck since discovering MMM two months ago.

Update for this past year: My wife had twin girls this year and one had a major surgery at age 4 months. Even with all that we managed to increase from $96,990 to $137,601. I also got selected for promotion this month so I expect a salary increase of ~15k annually, starting sometime around February. What an amazing year this was. We're so blessed!

the_gastropod

  • Bristles
  • ***
  • Posts: 470
  • Age: 37
  • Location: RVA
Re: Race from 100 to 250k
« Reply #522 on: September 06, 2016, 05:46:22 PM »
Wohoo! Just hit $100,300 today. Hoping I can hit $250 by the end of 2017.
March 2016$100,300
September 2016$137,838

I'm going to have to change something if I'm going to hit that goal by the end of next year haha.

Nick_Miller

  • Handlebar Stache
  • *****
  • Posts: 1655
  • Location: A sprawling estate with one of those cool circular driveways in the front!
Re: Race from 100 to 250k
« Reply #523 on: September 07, 2016, 08:43:10 AM »
Wohoo! Just hit $100,300 today. Hoping I can hit $250 by the end of 2017.
March 2016$100,300
September 2016$137,838

I'm going to have to change something if I'm going to hit that goal by the end of next year haha.

Better to set high goals and fall a bit short than to set lower goals and hit 'em! And you're still on pace to hit, what $230K or so?

jda85

  • 5 O'Clock Shadow
  • *
  • Posts: 45
Re: Race from 100 to 250k
« Reply #524 on: September 09, 2016, 04:37:49 AM »
9/9/16: $101,885 checking in.

codemonkey

  • 5 O'Clock Shadow
  • *
  • Posts: 63
Re: Race from 100 to 250k
« Reply #525 on: September 13, 2016, 08:51:32 AM »
Investment Accounts only.

January 2015:   $77,300
July 2015:         $115,800

January 2016:   $124,100
February 2016: $127,500
March 2016:      $141,700
April 2016:        $152,300 - Finally crossed the $150k line!  The rest of this year should be rather slow going as we front loaded our investments as much as possible this year.
May 2016:         $157,000
June 2016:        $160,200 - We are only contributing about 400 a week since we front loaded our investments this year.  The rest is market gains.
July 2016:         $163,600 - We are up $48,000 from last July, which is about $2k behind where I was hoping we would be.  Not a bad year overall though
August 2016:    $170,800 - It was a good month in the market 

September 2016:  $174,700

Tyson

  • Magnum Stache
  • ******
  • Posts: 3023
  • Age: 51
  • Location: Denver, Colorado
Re: Race from 100 to 250k
« Reply #526 on: September 14, 2016, 08:51:23 AM »

Milestone! Just paid off the mortgage this month, and now Mint says zero for loans yayayay. So from now on I am including a lowball house value of what both Zillow and a retail estate agent said and including it in my assets while also adding my savings account, which I didn't before. A true net worth now. I think I will still enter the above version in the spreadsheet.
Also going to start doing end of month not beginning- just cos I guess- not sure what one is better?

Aug 2016- $225, 649

Congrats!  How much cashflow does that free up for you every month?  And are you planning to plow that $$ back into savings?  If so your NW should continue to leap upwards :)

Tyson

  • Magnum Stache
  • ******
  • Posts: 3023
  • Age: 51
  • Location: Denver, Colorado
Re: Race from 100 to 250k
« Reply #527 on: September 14, 2016, 09:12:29 AM »
I'll play too!  This is just liquid.  I discovered MMM 14 months ago so that's when I've started my graph, to show how far I've come in just that small amount of time.  $60k increase in 14 months - not bad :)  Hey, this stuff really does work!



Nick_Miller

  • Handlebar Stache
  • *****
  • Posts: 1655
  • Location: A sprawling estate with one of those cool circular driveways in the front!
Re: Race from 100 to 250k
« Reply #528 on: September 15, 2016, 08:13:43 PM »
May 2016: $106,529
June 2016: $109,892
July 2016: $115,035
August 2016: $125,235.44
September 2016: $126,076.92

Ugh, market losses outset much of our debt reduction progress. Plus no IRA contributions were made this month. We should be able to toss in $1K into my wife's IRA in October. Keep moving forward.




Rhoon

  • Stubble
  • **
  • Posts: 145
  • Age: 2019
  • Location: South East U.S.
    • Multifamily and Apartment Investments
Re: Race from 100 to 250k
« Reply #529 on: September 25, 2016, 07:48:01 PM »
Hi all,

I had been hanging out in the Race to $100K before I added my home equity, which got a huge bump in value as a few homes sold around me for really good prices. Here's to the race to $250K!

Enough

  • Stubble
  • **
  • Posts: 202
  • Age: 34
  • Location: KY
Re: Race from 100 to 250k
« Reply #530 on: September 25, 2016, 08:10:35 PM »
Slow and Steady

Jan-15    $103,510
Feb-15    $104,580
Mar-15    $113,223
Apr-15    $118,072
May-15    $122,214
Jun-15    $124,279
Jul-15    $126,969

Guessing that I'll hit it March 2018.

Aug-15    $121,517
Sep-15    $119,105
Oct-15    $130,210
   

Nov-15   $139,276
Dec-15   $142,945
Jan-16   $142,996
Feb-16   $145,610
Mar-16   $161,315
Apr-16   $161,141
May-16   $181,902

New estimate is Dec 2017 (rather than March 2018)

Jun-16    $185,289
Jul-16     $182,691
Aug-16   $196,373
Sep-16    $207,180

Recent gains are mostly real estate investment that wont be income producing for 3-6 months, so I don't expect this rate of growth to continue.  Estimate on 250k timeline is still ~late 2017.

PFHC

  • Pencil Stache
  • ****
  • Posts: 618
  • Age: 43
  • Location: Boston
  • Busy doing.
Re: Race from 100 to 250k
« Reply #531 on: September 28, 2016, 07:03:02 PM »
Aug 2015: $133,000
Sept 2015: $147,097
Oct 2015: $153,200
Nov 2015: $155,986
Dec 2015: $154,299
Jan 2016: $156,663
Feb 2016: $158,332
Mar 2016 $182,654
Apr 2016: $186,898
May 2016: $197,500 + $18,000 unvested pension
Jun 2016: $227,300
Jul 2016: $243,161
Aug 2016: $248,088
Sep 2016: $240,002

Moving + house repairs to list + lower appraisal than expected = not gonna hit $250,000 this year.

Damn.

Pooplips

  • Bristles
  • ***
  • Posts: 462
  • Age: 37
Re: Race from 100 to 250k
« Reply #532 on: September 30, 2016, 08:11:10 AM »
1/31/16 - $101,376.00
3/1/2016 - $102,990.00
4/1/2016 - $116,749.00
5/1/2016 - $119,487.00
6/1/2016 - $126,469.00
7/1/2016 - $130,494.00
8/1/2016 - $137,029.00
9/1/2016 - $137,784.00

10/1/2016 - $138,994.00

fitz

  • 5 O'Clock Shadow
  • *
  • Posts: 2
Re: Race from 100 to 250k
« Reply #533 on: September 30, 2016, 01:43:26 PM »
01/2016     $  74,949
02/2016     $  73,787
03/2016     $  81,787
04/2016     $  91,028
05/2016     $  98,283
06/2016     $105,186
07/2016     $109,641
08/2016     $123,394
09/2016     $122,481

There was a bit of a stall between August and September due to an international trip I had been planning for.

babystache89

  • 5 O'Clock Shadow
  • *
  • Posts: 30
  • Location: USA
Re: Race from 100 to 250k
« Reply #534 on: September 30, 2016, 03:25:30 PM »
9/1/16: $217,000
10/1/16: $220,000

steveo

  • Handlebar Stache
  • *****
  • Posts: 1928
Re: Race from 100 to 250k
« Reply #535 on: September 30, 2016, 05:42:17 PM »
I'll qualify my date format as YYYY-MM-DD.

2016-08-17   102
2016-10-01   110

This looks to me good but it's actually reasonably poor because this includes bonus payments for the year. Still it feels great beacuse we are getting closer and closer to FIRE.


Money Badger

  • Pencil Stache
  • ****
  • Posts: 527
Re: Race from 100 to 250k
« Reply #536 on: September 30, 2016, 07:27:55 PM »
Sept 30 update since mid-August...   from $103K to $108K.   A mix of $2K cash savings (including a chunk of quarterly dividend payments) plus $3K in net equity growth.   

September was otherwise full of surprise house expenses though...  so keeping fingers crossed October cooperates.

SpareChange

  • Pencil Stache
  • ****
  • Posts: 706
Re: Race from 100 to 250k
« Reply #537 on: September 30, 2016, 11:42:21 PM »
September: $142,783.82. Up $4,285.81.

Ugh. Transmission went out on the highway. Ended up buying a new used car. Expenses this month were double the usual. Next month will see the big bill come due. This will be a good stress test for the Bank of SpareChange. 



« Last Edit: October 02, 2016, 06:27:17 PM by SpareChange »

JJ-

  • Pencil Stache
  • ****
  • Posts: 886
Re: Race from 100 to 250k
« Reply #538 on: October 01, 2016, 08:29:53 AM »
Dec 2014   $101k
Jan 2015   $102k
Feb 2015   $116k
Mar 2015   $117k
Apr 2015   $117k
May 2015   $121k
Jun 2015   $120k
Jul 2015    $126k
Aug 2015  $123k
Sep 2015   $125k
Oct 2015   $139k
Nov 2015   $146k
Dec 2015   $147k
Jan 2016   $141k
Feb 2016   $149k
Mar 2016   $164k
Apr 2016   $172k
May 2016  $178k
Jun 2016   $183k
Jul 2016    $193k
Aug 2016   $197k

Sep 2016 $201k

Woohoo. Broke the $200k mark. I didn't start tracking soon enough to see how long it took us to go from 0-100k vs 1-200k, but I bet it was easier and faster.
« Last Edit: October 01, 2016, 08:47:54 AM by JJsfr »

aneel

  • Stubble
  • **
  • Posts: 181
Re: Race from 100 to 250k
« Reply #539 on: October 01, 2016, 08:33:25 AM »
I am chuckling to myself since this was my first thought after exactly one sip of coffee. Happy that despite market conditions, were still up an average amount.

Should cross 125k this month!

ohyonghao

  • Pencil Stache
  • ****
  • Posts: 638
  • Age: 39
  • Location: Hillsboro, OR
Re: Race from 100 to 250k
« Reply #540 on: October 01, 2016, 11:53:09 AM »
Just ran the numbers today, not much happening this month, stocks basically balanced each other out for gains and losses.  Zillow has caught up with our actual appraisal finally and we have hit our second lowest appreciation on the house since I started tracking it two years ago.

This months numbers:
May 2015:  $100,323.89
June 2015: $106,433.29
July 2015: $114,450.69
August 2015: $118,018.27
September 2015: $121,664.35
October 2015: $132,652.87
November 2015: $138,272.53
December 2015: $144,824.70
January 2016: $149,731.88
February 2016: $159,138.30
March 2016: $172,089.61
April 2016: $177,924.11
May 2016: $182,266.37
June 2016: $195,382.39
July 2016: $207,370.73
August 2016: $210,598.32
September 2016: $211,858.91

Unemployment insurance stops this month after two weeks.  We're selling the house and moving back to Taiwan.  Until we start making money there and sell the house here we'll be dropping about $2k a month in net worth.  When the house sells we'll of course drop something around $18k, but then the money from the sale will be invested and start working for us.  The move should be a wash after selling the car, which isn't included in net worth, and we have enough airline miles to pay for the flight.  This will make our total invested amount be around $180k, we won't be seeing the $5k-10k leaps we've been having, but it will be steady.  Cost of living for the two of us will be around $900/mo.  Our original number for our first milestone is $300k and we'll be more than halfway there.  Pretty excited about the move, it's a stepping stone towards retirement.  I'll only have to work maybe half time to cover expenses and not touch investments, and over time it'll grow to the point where even working half time won't be necessary.

SpareChange

  • Pencil Stache
  • ****
  • Posts: 706
Re: Race from 100 to 250k
« Reply #541 on: October 01, 2016, 08:25:20 PM »
Unemployment insurance stops this month after two weeks.  We're selling the house and moving back to Taiwan.  Until we start making money there and sell the house here we'll be dropping about $2k a month in net worth.  When the house sells we'll of course drop something around $18k, but then the money from the sale will be invested and start working for us.  The move should be a wash after selling the car, which isn't included in net worth, and we have enough airline miles to pay for the flight.  This will make our total invested amount be around $180k, we won't be seeing the $5k-10k leaps we've been having, but it will be steady.  Cost of living for the two of us will be around $900/mo.  Our original number for our first milestone is $300k and we'll be more than halfway there.  Pretty excited about the move, it's a stepping stone towards retirement.  I'll only have to work maybe half time to cover expenses and not touch investments, and over time it'll grow to the point where even working half time won't be necessary.

Exciting next step! Amazing progress while being unemployed. 

turketron

  • Pencil Stache
  • ****
  • Posts: 774
  • Age: 38
  • Location: WI
Re: Race from 100 to 250k
« Reply #542 on: October 02, 2016, 11:03:01 AM »
April 2015: $98k
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56

Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64

retireatbirth

  • Bristles
  • ***
  • Posts: 260
Re: Race from 100 to 250k
« Reply #543 on: October 02, 2016, 07:07:32 PM »
June 2015: $120,300
July 2015: $120,800
August 2015: $125,300

December 1, 2015: $137,000

October 1, 2016: $200,000

onlykelsey

  • Handlebar Stache
  • *****
  • Posts: 2167
Re: Race from 100 to 250k
« Reply #544 on: October 03, 2016, 08:22:30 AM »
September 30 against August 31

Assets
401(K): $100,316 $100,785 Maxed in June, so this is just (meh) returns.
Roth IRA: $25,039 $25,070 Maxed in January. 
Taxable Brokerage: $58,260 $62,354 I am throwing money (4K/monthly) at this now that my 401K is funded and my savings is being replenished. I am also starting to invest a bit more in VGTSX to shift to a bit more international exposure.
Savings: $7,445 $7,510 This is being rebuilt, but not at 3K monthly like I hoped, because my HELOC jumped in rate and I think it makes sense to throw money there.
Total = $191,060 $195,719

Liabilities

401(K) loan: ($14,693) ($13,439)
HELOC: ($32,523) ($31,015)  Rate jumped in June from 3.49 to 5.49, so I am now throwing some more money at this.  It's probably ~4% with my tax rate.  I might do better in the market, but I'll take this small hedge, since it's a floating rate and it's secured by my residence.
Total = ($47,216) ($44,454)

Net worth = $143,844 $151,265  Up about 8K this month, which is okay.  Last month was 10K.  I think taking a few days off (and travelling) didn't help my numbers, but it also was not a great month in the market for me. Still hoping to hit $200K by the end of the year with my bonus.

Tris Prior

  • Magnum Stache
  • ******
  • Posts: 3012
Re: Race from 100 to 250k
« Reply #545 on: October 03, 2016, 09:39:22 AM »
Haven't updated in a while. Here is progress from 8/1 to today:

401k: 86,239.82
Roth: 45,449.67
Emergency fund: 9,496.94     

Total: 141,186.43
Aug. 1 Total: 136,558.53
Increase: 4,627.90

Apples

  • Handlebar Stache
  • *****
  • Posts: 1371
Re: Race from 100 to 250k
« Reply #546 on: October 03, 2016, 10:20:01 AM »
Nov. 1 2015:  $101,701.11 --- gain of $8,228.48
Dec 1 2015:  $106,488.64 --- gain of $4,787.53
Jan. 1 2016:  $107,709.77 --- gain of $1,221.14
Feb. 1 2016:  $106,318.40 --- loss of $1,402.91
Mar. 1 2016:  $108,550.55 --- gain of $2,232.15
Apr. 1 2016:  $115,724.63 --- gain of $7,174.08  woohoo market swing up!
May 1 2016:  $119,946.35 --- gain of $4,221.72
June 1 2016:  $125,160.93 --- gain of $5,214.58
July 1 2016:  $127,094.93 --- gain of $1,934.00

August 1 2016:  $133,039.69 --- gain of $5,944.76  Yay stock market.
September 1 2016:  $136,465.21 --- gain of $3,425.52
October 1 2016:  $140,391.81 --- gain of $3,926.60

I've been bad about updating here; I think it's because it is such a long time to the 250 mark at this rate.  We've mostly had pretty typical months of about $2,000-$3,000 increases recently.  My next update will be a big one though - I have missed two paychecks in my accounting this year (long story...) so they will be added in for the next update.  That will make it artificially large.

ender

  • Walrus Stache
  • *******
  • Posts: 7402
Re: Race from 100 to 250k
« Reply #547 on: October 03, 2016, 05:53:11 PM »
I've been bad about updating here; I think it's because it is such a long time to the 250 mark at this rate. 

For what it's worth, once you get to the 250k mark it's slow going too :P

I'm in the same position in that thread, except not updating there. "only" 2k-3k increases a month... just keep plugging away!

Uncle Scrooge

  • 5 O'Clock Shadow
  • *
  • Posts: 53
  • Age: 40
  • Location: USA
Re: Race from 100 to 250k
« Reply #548 on: October 04, 2016, 08:04:48 AM »
Jan 1,2015- $111,500
July 1,2015- $112,000
Jan 1,2016- $131,900
July 1,2016- $156,400
Aug 1,2016- $159,000
Sept 1, 2016- $162,000
Oct 1, 2016- $164,100

dandypandys

  • Pencil Stache
  • ****
  • Posts: 545
  • Age: 47
  • Location: USA
Re: Race from 100 to 250k
« Reply #549 on: October 04, 2016, 11:08:52 AM »
oops
« Last Edit: November 02, 2016, 09:16:31 AM by dandypandys »