Race from 100 to 250k

[jojoguy]

April 13, 2019 = $100,325.68
May 19, 2019 = $104,598.06
June 29, 2019 = $116,258.11
July 28, 2019 = $125,262.57
August 24, 2019 = $125,496.17
September 21, 2019 = $141,995.43
October 19, 2019 = $148,424.92
November 17, 2019 = $156,260.45
December 28, 2019 = $167,860.18
January 14, 2020 = $170,102.78
February 22, 2020 = $176,650.55
April 7, 2020 = $155,679.52
May 17, 2020 = $173,750.12
June 15, 2020 = $192,048.67
July 12, 2020 = $202,842.92
August 7, 2020 = $216,923.19
October 13, 2020 = $235,774.38
November 18, 2020 = $248,196.54

[alcon835]

@jojoguy, you are so close!!!!

[spaghetti1awk]

Congrats @spaghetti1awk !!!!

Thanks, @alcon835! I know it's not always going to be this fast of a climb, but it's been a pretty wild ride so far!

[bloodaxe]

March 2020: 78,000
April 2020: 91,000
May 2020: 106,000
June 2020: 115,000
July 2020: 125,000
September 2020: 145,000
October 2020: 157,076.76
November 2020: 170,592.07

I think I can get to 180k this year.

Stock market has been up big since Biden was elected.

[Huskerfan]

I’m jumping in this thread with a few ideas and thoughts in mind. I don’t plan to add house equity or extras like that. I’m not even going to add the spouse’s 401k. I’ll be solely tracking
My 401k and my Roth IRA Numbers to go toward the goal of $250k. I may add the savings account numbers later, but most of that pays toward the last of my mortgage and a basement remodel right now.

My stats:

Jul2019 — $101953
Aug2019 — $106277
Sep2019 — $111050
Oct2019 — $114791
Nov2019 — $120215
Dec2019 — $122692
Jan2020 — $120521
Feb2020 — $123625
Mar2020 — $124248
Apr2020 — $133240
May2020 — $145475
Jun2020 — $143581
Jul2020 — $151652
Aug2020 — $155546
Sep2020 — $149687 (losses this month)
Oct2020 — $161159 (gains this month)

Numbers updated thru the last day of the month.  The increase seen here may vanish as some already was wiped away with last week’s decline. Just gotta remember this is a marathon, not a sprint.  I already reached my “temp check” of getting to $150k by the end of 2020.   So I’m happy about that. 

Oops: I forgot to post for a few months. Here’s my updates...

[jojoguy]

April 13, 2019 = $100,325.68
May 19, 2019 = $104,598.06
June 29, 2019 = $116,258.11
July 28, 2019 = $125,262.57
August 24, 2019 = $125,496.17
September 21, 2019 = $141,995.43
October 19, 2019 = $148,424.92
November 17, 2019 = $156,260.45
December 28, 2019 = $167,860.18
January 14, 2020 = $170,102.78
February 22, 2020 = $176,650.55
April 7, 2020 = $155,679.52
May 17, 2020 = $173,750.12
June 15, 2020 = $192,048.67
July 12, 2020 = $202,842.92
August 7, 2020 = $216,923.19
October 13, 2020 = $235,774.38
November 18, 2020 = $248,196.54
November 25, 2020 = $251,266.83

!!WOW!!

[zeli2033]

November Update

6/30/19: $106,071
7/31/19: $112,395
8/31/19: $116,527
9/30/19: $124,973
10/31/19: $135,196
11/30/19: $143,839
12/31/19: $150,705
1/31/20: $163,400
2/28/20: $156,457
3/31/20: $145,287
4/30/20: $163,919
5/31/20: $178,765
6/30/20: $185,289
7/31/20: $201,395
8/31/20: $222,183
9/30/20: $221,234
10/31/20: $225,329
11/28/20: $257,563 (+32234)

We have the market to thank for hitting our original goal a month early. Moving forward, we're switching gears on what we're tracking (removing cash savings/efund). We're going to stay put in this thread until we hit $250k invested.

11/28/20: $221,148

[okisok]

July 1: $94,885
August 1: $99,157
September 1: $96,161
October 1: $92,650
November 1: $94,512
November 28: $104,403.57

Just made it to this thread! I started my MMM journey in 2017 with a NW of $11,000. I've averaged about $60k per year over the last three years. Less this year, due to Covid-related loss of commission, layoff, and starting a new job. The silver lining of this year was increased savings due to lowered spending during quarantine.
Everyone says the first 100k is the hardest, so I'm looking forward to the easy glide to $250k :)

[mbk]

I am using this challenge for my retirement savings.

--------------------
12/31/16     107k
12/31/17     137k
12/31/18     110k
12/31/19     204k
-------------------
03/31/20     170k
06/30/20     220k
09/01/20    252k
10/01/20  247.7k

11/30/20   278k

The last two months' contributions and the market upswing took the retirement account balances to $250k+ again.

[windytrail]

6/1 - $111,116
7/1 - $128,000
8/1 - $136,000
9/1 - $144,858
10/1 - $147,009
11/1 - $150,073
11/30 - $174,474

Wow, great month!

[merlin7676]

oh for the love of 0.89 cents!

05/31/17   $100,655.06
05/31/18   $140,317.76
05/31/19   $165,540.10
05/31/20   $192,719.68
11/30/20   $249,999.11

took longer than I would have liked but had a few expenses like buying a car, buying a house, etc.  Still I'm pleased and 250 to 500 I'm ready to double down LOL

[Optimiser]

I am super excited to be joining this thread, and to be a hundred-thousandaire!

Here is where I'm coming from:
Jan 2017: -57,500
Feb 2017: -58,300
Mar 2017: -50,400
Apr 2017: -43,900
May 2017: -46,300
Jun 2017: -38,200
Jul 2017: -41,300
Aug 2017: -40,200
Sept 2017: -33,200
Oct 2017: -30,900
Nov 2017: -34,000
Dec 2017: -30,800

Jan 2018: -28,300
Feb 2018: -24,300
Mar 2018: -25,100
Apr 2018: -22,800
May 2018: -23,700
Jun 2018: -15,600
Jul 2018: -15,100
Aug 2018: -14,400
Sep 2018: -15,200
Oct 2018: -9,600
Nov 2018: -8,900
Dec 2018: -200

Jan 2019: 500
Feb 2019: 5,000
Mar 2019: 14,000
Mar 2019 $14,000
Apr 2019 $12,700
May 2019 $9,500
Jun 2019 $11,500
Jul 2019 $17,000
Aug 2019 $19,900
Sep 2019 $19,900
Oct 2019 $26,200
Nov 2019 $34,500
Dec 2019 $37,200

Jan 2020 $43,700
Feb 2020 $45,400
Mar 2020 $45,300
Apr 2020 $52,800
May 2020 $59,400
Jun 2020 $63,400
Jul 2020 $70,900
Aug 2020 $78,500
Sep 2020 $80,700
Oct 2020 $80,300
Nov 2020 $108,900

These numbers are counting pretty much everything: cash, credit cards, student loans, investment accounts, retirement accounts, home equity, & cars.

I am loving the tailwind of having compound interest work in my favor (and a crazy housing/stock market). My house is under contract is supposed to close this month which should improve my numbers a bit more. My wife recently started working part time again, and I am expecting to pass the CPA exam this month, so hopefully I can continue making progress. It looks like it took about 4 years to increase my net worth by $150k, hopefully the next $150k is even faster.

[JAYSLOL]

2020
Jan 1 - 113.0
Feb 1 - 115.1 (+2,100)
Mar 1 - 110.4 (-4,700)
Apr 1 - 98.6 (-11,800)
May 1 - 107.5 (+8900)
June 1 - 115.5 (+8000)
July 1 - 118.4 (+2900)
Aug 1 - 127.3 (+8900)
Sept 1 - 128.8 (+1500)
Oct 1 - 126.3 (-2500)
Nov 1 - 123.0 (-3300)
Dec 1 - 126.0 (+3000)

Slow progress this year

[Evasion]

20 Dec 18 - 37,800
1 Sept 20 - 100,406
1 Oct 20 - 100,147
1 Nov 20 - 106,985
1 Dec 20 - 116,193

A fantastic month mostly thanks to the market and everything kicking into gear. Building some advance on my targets and got my contract extended. I should be able to relax a little over the holidays. Expenses down which is great. Onwards and upwards.

[catprog]

September 2019 101,671.46
October 2019 $104,093.65
November 2019 $106,200.86
December 2019 $110,803.14
January 2020 $114,203.83
February 2020 $110,981.42
March 2020 $91,521.05
April 2020 $101,453.24
May 2020 $107,974.00
June 2020 $115,595.89 (dividend month)
July 2020 $120,214.49
August 2020 $125,690.67
September 2020 $128,345.67
October 2020 $136,440.30
November 2020 $152,559.17

[FrugalByChance]

Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:

Month      Early Retirement Stash
Jan 2016   €  58 971.00
Jan 2017   €  86 368.00
Jan 2018   € 119 817.00
Jan 2019   € 145 840.48
...
Dec 2019   € 195 798.72   (growth:  € 6 723.04 deposits:  € 3 600.00)
Totals for 2019: growth:  € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)

Jan 2020  € 198 632.07   (growth:  € 2 833.35)
Feb 2020  € 193 987.01   (growth: -€ 4 645.06)
Mar 2020  € 179 084.86   (growth: -€14 902.15 deposits: € 7 273.31) 
Apr 2020  € 200 737.12   (growth:  €21 652.26 deposits: € 3 798.78)
May 2020  € 209 540.07   (growth:  € 8 802.95 deposits: € 5 855.37)
Jun 2020  € 214 045.88   (growth:  € 4 505.81 deposits: € 3 240.00)
Jul 2020  € 220 555.81   (growth:  € 6 509.93 deposits: € 4 324.66)
Aug 2020  € 237 427.24   (growth:  €16 871.43 deposits: € 5 462.50)
Sep 2020  € 235 543.53   (growth: -€ 1 883.71 deposits: € 1 058.72)
Oct 2020  € 238 322.92   (growth:  € 2 779.39 deposits: € 4 400.00)

Nov 2020  € 262 121.50   (growth: €23 798.58 deposits: € 6 521.65)

Unexpected graduation? Did not expect to blow past the target this month already. Got a big push from the market.
Thanks for all the inspiration.

[ASW]

Back on pace...

	2018	2019	2020	2021
January	$38,800	$88,534	$153,292	-
February	$49,800	$96,439	$154,220	-
March	$55,707	$107,387	$121,400	-
April	$64,352	$110,960	$132,182	-
May	$68,097	$117,622	$152,737	-
June	$72,976	$113,078	$165,000	(Grad Goal)
July	$80,555	$124,700	$168,340
August	$85,858	$129,322	$180,956
September	$90,137	$133,156	$193,332
October	$93,806	$136,540	$191,781
November	$89,537	$142,714	$213,280
December	$92,795	$147,950	-
Annual gain	$49,734	$64,758

[Epor]

Code: [Select]

Jan-2019 $111,219.00
Jan-2020 $179,070.00
----------
                Total       Saved      Market G/L
02/01/20 182780      4285         -575
03/01/20 170715      2092       -14157
04/01/20 148065      2092       -24742
05/01/20 172135      2092        21978
06/01/20 185340      2484        11113
07/01/20 193380      2092         8040
08/01/20 206480      2484        10616    <<-- 200k !!
09/01/20 226380      2092        17808
10/01/20 222990      4493        -7883
11/01/20 221090       524        -2424
12/01/20 251865       524        30251    <<-- Ticket to the 250-500k Race!

What a swing. Took me 34 mo to complete this race - I saved about 90000 in that period, the rest was the market.

I'll see all of you on the next race soon.

[alcon835]

Note: all numbers are from the 1st of the month. Only tracking investments, no savings, assets, etc.

Jan 2020: $100,566
Feb 2020: $107,987 (+7,421) [+7.38%]
Mar 2020: $96,513 (-11,474) [-10.62%]
Apr 2020: $90,626 (-5,887) [-6.09%]
May 2020: $104,595 (+13,969) [+15.41%]
Jun 2020: $129,092 (+24,297) [+23.42% ]
Jul 2020: $136,291 (+7,199) [+5.57% ]
Aug 2020: $156,793 (+20,502) [+15.04% ]
Sep 2020: $170,341 (+13,548) [+8.64%]
Oct 2020: $170,871 (+530) [+0.49%]
Nov 2020: $177,966 (+7,095) [+4.15%]
Dec 2020: $200,741 (+22,775) [+12.79%]

Year-to-date change: (+$100,175) [+99.61%]

November was bonkers, y'all. Not only did the market jump significantly, but DW and I are now aggressively contributing to some taxable investment accounts. On top of that, I had a big jump when two months of 401K contributions all hit at the same time (there was a lag due to a change in paystub software....).

all-in-all, it turned into a ridiculously good month! And I've broken 200K! I'm not sure if it'll hold or not; everything depends on what the FDA decides in a few weeks. I imagine good news from them will come with another major bump to the market.

Overview

	2018	2019	2020	2021
January	$37,094	$62,251	$100,566	-
April	$46,098	$74,093	$90,626 (COVID)	-
July	$59,013	$82,898	$136,291	(Grad Goal)
October	$63,418	$85,605	$170,871	-
Annual gain	$25,157	$38,315	-	-

[FICurious]

This will track only my investments and savings.

Apr 2011:  $49k
Jan 2013:  $80K 
Jan 2014:  $97k
Jan 2015:  $100k   
Jan 2016:  $103k   
Jan 2017:  $108k
Jan 2018:  $127k
Jan 2019:  $133k


Jan 2020: $171,809   
Feb 2020: $170,818
Mar 2020: $160,860
Apr 2020: $138,831
May 2020: $152,580
Jun 2020: $159,404
July 2020: $163,752
Aug 2020: $170,531
Sep 2020: $176,184
Oct 2020: $173,028
Nov 2020: $173,502

Dec 2020: $191,698

All market. Been aggressively tackling a car note and doing basement remodel.

Monthly Google Doc Tracker:  https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0    *Just put in your numbers. Do not sort.*

[Lelyy]

2016: $6,222
2017: $25,604
2018: $42,277
2019: $75,560

2020
1/1/2020: $75,560
2/1/2020: $75,958 (+$398)
3/1/2020: $70,838 (-$5120)
4/1/2020: $60,843 (-$9,995)
5/1/2020: $69,088 (+$8,245)
6/1/2020: $77,048 (+$7,960)
7/1/2020: $80,663 (+$3,616)
8/1/2020: $86,713 (+$6,049)
9/1/2020: $93,441 (+$6,728)
10/1/2020 $91,312 (-$2,129) 
11/01/2020 $93,362 (+$2,050)
11/06/2020 $100,357 (+6,995)
12/01/2020 $107,586 (+7,229)

[Fishing4FI]

August-18    $27k
September-18    $31k
October-18    $59k
November-18    $60k
December-18    $64k
January-19    $63k
February-19    $74k
March-19    $78k
April-19    $86k
May-19    $98k
June-19    $104k
July-19    $104k
August-19    $110k
September-19    $137k
October-19    $143k
November-19    $151k
December-19    $160k
January-20       $169k
February-20    $175k
March-20       $168k
April-20        $156k
May-20        $180k
June-20         $190k
July-20          $200k
August-20     $217k
September-20 $234k
October-20  $234k
November-20 $231k
December-20 $255k

Excellent gains this month, especially considering we're pouring $ into a rental.  May or may not meet my EOY2020 goal of $269k but we'll see.  I'll wait til next month to officially graduate into the other thread assuming the market sticks.  Congrats my other fellow grads, looks like there's a fair amount of us this month.

[Gingersnaps]

Hi everyone, just graduated so popping over here.

Started this year on the race to 10k thread to start investing into S&S ISAs. Once I graduated there I moved to race to 100k and from then counted my pensions, investments accounts and shares - just money for FIRE basically. I don't include home value and cash etc

250k sounds pretty scary but I'm excited for the challenge

01/07/2020 - £75,523.86
01/08/2020 - £76,466.46
01/09/2020 - £79,690.65
01/10/2020 - £95,664.71
01/11/2020 - £97,515.00
01/12/2020 - £112,302.49

[philli14]

1/10/18: 43,071
1/11/18: 46,223 (+3152)
1/12/18: 50,605 (+4382)

1/01/19: 57,786 (+7181)
1/02/19: 65,133 (+7347)
1/03/19: 71,695 (+6562)
1/04/19: 77,573 (+5878)
1/05/19: 86,088 (+8515)
1/06/19: 86,749 (+0661)
1/07/19: 95,468 (+8719)
1/08/19: 99,958 (+4490)
1/09/19: 103,810 (+3852)
1/10/19: 107,111 (+3301)
1/11/19: 112,338 (+5227)
1/12/19: 120,227 (+7889)

1/01/20: 127,304 (+7077)
1/02/20: 131,547 (+4243)
1/03/20: 125,438 (-6109)
1/04/20: 114,410 (-11028)
1/05/20: 131,316 (+16906)
1/06/20: 143,277 (+11961)
1/07/20: 149,491 (+6214)
1/08/20: 158,440 (+8949)
1/09/20: 170,460 (+12020)
1/10/20: 170,416 (-44)
1/11/20: 172,359 (+1943)
1/12/20: 193,043 (+20684)

Crazy year

[Jim Fiction]

Hi all! Finally joining this thread after spending a few years in the 10K to 100K thread. Here's my history from that thread:

9/29/17 - $11,511
6/30/18 - $36,000
1/31/19 - $53,028
6/30/2019 - $75,757
12/31/2019 - $96,225
1/31/2020 - $96,048
2/29/2020 - $94,556
3/31/2020 - $92,438
4/30/2020 - $101,897

This was previously just my personal net worth, however with the graduation I've decided to move to household net worth, so Mrs. Fiction gets to join the fun too. It makes too much sense at this point, given how intertwined our finances have become.

Background - I'm 35 and my wife is 31. DD is two and we have another on the way this summer. Looking to buy a house around this time next year.

Total joint net worth as of 4/30/2020 is $203,198. We are debt-free outside of whatever is on our credit cards, which always get paid each month.

With some market cooperation, some inspiration and some hard work (and some luck!) We just might be able to graduate this thread by the end of the year.

Looking forward to following along with everyone's progress!

New Joint Tracker

                  Solo NW      Joint NW
4/30/2020 -       101,897        203,198
5/31/2020 -       109,544        218,023
6/30/2020 -       114,288        227,585
7/31/2020 -       117,338        236,196
8/31/2020 -       128,213        251,254
9/30/2020 -       125,543        246,779
10/31/2020 -     130,200        251,727
11/30/2020 -  141,260       266,097   

That's more like it. Probably time to move on.

See ya'll soon in the next thread.

[peppermint]

12/2019 - $107584.51
01/2020 - $110275.32
02/2020 - $112541.25
03/2020 - $111798.73
04/2020 - $104009.25
05/2020 - $110144.85
06/2020 - $117347.04
07/2020 - $127842.20
08/2020 - $130977.05
09/2020 - $137485.43
10/2020 - $138465.64
11/2020 - $140222.66
12/2020 - $150053.85

[Sugaree]

5/1/2015     $4,419.53
5/1/2016     $15,689.46
5/1/2017     $34,125.20
5/1/2018     $51,663.60
5/1/2019     $64,340.45
5/1/2020     $106,341.84

6/1/2020     $113,372.31  (+$7030.47  or +6.61%)
7/1/2020     $120,466.16  (+$7093.85  or +6.26%)
8/3/2020     $127,953.51  (+$7487.46  or +6.22%)
9/1/2020     $135,625.59  (+$7672.08  or +6.00%)
10/1/2020   $137,342.47  (+$1716.88  or +1.27%)
11/2/2020   $136,857.08  (-$1000.24   or  -0.73%)
12/1/2020   $152,706.85  (+$15849.77 or +11.58%)

Huge month.  Some of it had to do with the way that some of the contributions fell last month (contributions from the last paycheck in October didn't hit the accounts until a few days in November after I'd already run October's numbers).  And there was a small bonus ($1200).  I'm most excited about the fact that my retirement accounts, finally crossed the $100k mark and then some. 

[jps]

End of Month Balance
7/2020: $107,142
8/2020: $117,360
9/2020: $116.8K
10/2020: $117.5K
11/2020: $133.8K

 $16K or 13.9% increase since last month. Contributed a normal amount, but the rest was market gain after a couple slow months.

[zygote]

For context: I'm 31 in a HCOL city. I'm married, but these are my own numbers since we keep our finances separate. Includes cash, retirement, and credit cards, which are used for normal expenses and paid off in full every month.

3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93
8/19: $101,572.33 (graduated to this thread)
3/20: $118,287.76 (-6,129.86, -4.93%)
4/20: $109,838.67 (-8,449.09, -7.14%)
5/20: $124,495.18 (+14,656.51, +13.34%)
6/20: $132,228.82 (+7,733.64, +6.21%)
7/20: $136,568.75 (+4,339.93, +3.28%)
8/20: $151,084.80 (+14,516.06, +10.63%)
9/20: $161,536.16 (+10,451.36, +6.92%)
10/20: $151,832.73 (-9.703.43, -6.01%)
11/20: $152,166.82 (+334.09, +0.22%)
12/20: $167,115.60 (+14,948.78, +9.82%)

Much better month, all thanks to the market. Spending and contributions as normal.

[sportsportsports]

01-2020   $82,260.85
02-2020   $83,005.15
03-2020   $83,326.38
04-2020   $95,827.22
05-2020   $104,082.90
06-2020   $108,773.96
07-2020   $118,687.61
08-2020   $126,358.17
09-2020   $123,712.57
10-2020   $122,624.17
11-2020   $135,680.66

Great uptick for me this month, along with the fact that I once again have a job! Downside is that I'm not eligible for my company's 401k until the start of my 7th month at the company...but hopefully I can use that extra cash to quickly max out my roth IRA, then possibly dump some of it into a new investment account, or keep it for a house downpayment, we will see!

[SquashingDebt]

Just graduated from this challenge, a month earlier than I expected!  (Thank you market gains!)  Looks like I'm in good company!

I started in June 2019 with $111,550 (up from $95,651 the month prior) and am graduating with $252,566 as of the end of November.

I looked back - it took me 27 months to go from -$82,000 to zero, then 21 months for my first $100,000, and now 18 months for another $150,000.  Pretty cool to see the power of compound interest/gains in action, though $40,000 of the most recent gains are from receiving more shares plus vesting of previous shares in my company's ESOP program.

[Psyche]

End of each fiscal year (08/31)
2013:    $40,287
2014:    $42,874
2015:    $65,235 
2016:    $77,445
2017:  $121,655   
2018:  $158,647
2019:  $137,632   
2020:  $187,023 (08/31/20)

09/30/20: $181,327
10/31/20: $180,649
11/30/20: $205,086

Well this is just ridiculous... but I'll take it!

https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0

[aliene]

August 2020 - 101.700
Sept 2020    - 109.200 (+7,4%)
Oct 2020      - 111.200 (+1,8%)
Nov 2020     - 118.900 (+6,9%)
Dec 2020     - 124.300 (+4,5%)

[Master of None]

4/1/19-$102,995.86
5/1/19- $103,951.81
7/1/19- $110,074.26
8/1/19- $112,049.87
9/4/19- $111,441.64
11/1/19- $119,582.07
12/2/19- $124,511.64
1/2/20- $130,371.79
Buried my head in the sand the last few months, but now I've come out to check on my progress. Glad I ignored everything and just kept investing as planned.
2/3/20- $128482.56
3/1/20- $131004.08
4/1/20- $107340.93
5/1/20- $124514.08
6/1/20- $137013.82
7/1/20- $140654.19
8/3/20- $148634.10
9/1/20- $158343.22
10/1/20- $155,463.51- yuck...just keep swimming!
11/1/20- What the heck...I missed a month!
12/1/20- $175469.04

[eav]

September: $100,788
October: $100,753
November: Forgot to check! ~$103,000
December: $110,900

This feels a bit crazy right now, but I'll take it! Excited to be starting back up on Roth IRA contributions for the new year soon!

[cassafrass]

Had a great month like everyone else thanks to the market. Let's see where December takes us...

Date	Net Worth	Annual Gain
Dec 2018	$56,494	-
Dec 2019	$86,259	$27,765

Date	Net Worth	Monthly Gain
Jan 2020	$93,140	$6,881
Feb 2020	$93,862	$722
Mar 2020	$90,666	($3,196)
Apr 2020	$101,232	$10,566
May 2020	$108,998	$7,766
Jun 2020	$106,480	($2,518)
Jul 2020	$113,794	$7,314
Aug 2020	$123,505	$9,711
Sept 2020	$127,257	$3,752
Oct 2020	$132,660	$5,403
Nov 2020	$143,771	$11,111

Year-to-Date Gain: $50,631
Projected Graduation: Aug 2022

[tacticalteam4]

30m and 33f, married with joint finances. All figures are in retirement accounts and cash. Not reflective of net worth since we have a lot of student loan debt that will hopefully be forgiven under PSLF in the future. Apart from cash, rest is in equities (total market and large cap US mostly, with a small % in individual stocks). Have followed this thread and happy to join in on the fun.


Feb 2020: $73,400
...
Oct 2020: $174,695
Nov 2020 $187,998+13,293
Dec 2020 $204,962+16,974

[Staunch Aim]

Graduation time!  My goal was to hit 250K invested in 2020 and I made it with a month left over.  Lots of help from the markets here, as my savings rate in 2020 was less that I'd forecast needing.  It took 1 year and 10 months to push from 100K to 250K.

I'll be working to hit the 500K mark sometime in 2022.  Hope to see you all in the next thread!

Date		Invested		Net
2/1/2019		$100,047.32		$243,630.87
3/1/2019		$105,434.50		$270,922.05
4/1/2019		$114,967.04		$292,914.68
3/1/2020		$157,729.02		$344,058.04
5/1/2020		$169,003.88		$361,813.52
6/1/2020		$186,949.47		$383,276.04
7/1/2020		$190,979.72		$391,899.41
8/1/2020		$204,593.74		$400,580.69
12/1/2020		$250,111.64		$459,725.47

[alcon835]

So many graduates this month!!!! y'all are amazing!

[lcmac32]

Just graduated from this challenge, a month earlier than I expected!  (Thank you market gains!)  Looks like I'm in good company!

I started in June 2019 with $111,550 (up from $95,651 the month prior) and am graduating with $252,566 as of the end of November.

I looked back - it took me 27 months to go from -$82,000 to zero, then 21 months for my first $100,000, and now 18 months for another $150,000.  Pretty cool to see the power of compound interest/gains in action, though $40,000 of the most recent gains are from receiving more shares plus vesting of previous shares in my company's ESOP program.

I love the shorter and shorter amount of time to make milestones.  Well, done!!!

[lcmac32]

Update #6 (tracking 401k only)    It looks like I will stay in the group for 2020.  I am fine with staying around for a bit, but will join the $250-500k group once I am $20-40k above the $250k mark.  No need to flip back and forth when market fluctuations come along.                         
                                 401k
Nov. 12, 2019         $238,035.96
Dec.   3, 2019         $240,880.64
Jan.   1, 2020          $249,417.11
Feb. 11, 2020          $257,961.03
Oct.  13, 2020         $277,374.19
Dec.   3, 2020         $296,200.72

So, I am $46k above the $250k mark, so I will graduate.  I will post a year end balance in this group and then move over to the Race $250-$500k.  Look forward to seeing you all there.  You all inspire me to do more of what got me here: Earn, Save, Budget, Life Hack, etc.  May you all be blessed with continued successes in 2020 and 2021.

[Cezil]

	2016	2017	2018	2019	2020	2021
January	-	$39,268.86	$65,122.37	$81,866.77	$115,567.59	-
February	-	$40,863.10	$67,352.98	$87,222.31	$111,573.16	-
March	-	$42,371.10	$66,410.59	$88,865.95	$99,504.35	-
April	-	$43,864.83	$65,377.11	$93,050.94	$111,360.82	-
May	-	$44,450.52	$68,032.74	$91,719.70	$118,208.83	-
June	-	$47,031.44	$68,405.97	$95,665.54	$122,592.19	-
July	-	$48,401.46	$70,232.18	$99,502.49	$128,466.93	-
August	-	$49,222.48	$72,016.38	$98,339.71	$137,931.07	-
September	-	$51,435.45	$73,657.42	$102,459.81	$134,150.29	-
October	-	$52,990.22	$71,492.09	$104,199.94	$135,243.05	-
November	-	$55,388.92	$75,678.29	$109,178.17	$150,933.68	-
December	$32,870.70	$58,271.55	$72,493.16	$111,642.78	-	-
Annual gain	$32,870.70	$25,400.85	$14,221.61	$39,149.62	-	-

[lexde]

07/17/2020: $103,981.86 (+$0.00)
07/31/2020: $106,885.86 (+$2,904.00)
08/17/2020: $111,111.20 (+$4,225.34.00)
08/31/2020: $112,706.75 (+$1,595.55)
09/11/2020: $114,004.80 (+$1,298.05)
09/25/2020: $113,644.95 (-$359.85)
10/09/2020: $114,192.23 (+$547.28)
11/06/2020: $117,270.42 (+$3,078.19)

12/04/2020: $126,995.87 (+$9,725.45)

I didn't update my balance again last paycheck. I'm finally settling into the new place, renter is in place and timely (!!) paying rent (she's awesome), and I don't need any more immediate work on the house, so we can cash flow a bit.

I learned a lesson re: selecting contractors though, and ended up paying for it both in time, money, and energy. Lesson learned, and I can happily move on from it without too much grief.

I'm trying to break down my race into smaller goals.
Q4 2020: $130k
Q1 2021: $145k
Q2 2021: $160k
Q3 2021: $175k
Q4 2021: $200k
Q1 2022: $215k
Q2 2022: $230k
Q3 2022: $250k.

This assumes steady growth rather than increased growth, which is fairly conservative. My NW grew by about 50k this year so it's not absurd to hope for 70k next year.


Projected Graduation date: December 2022

Prior Progress: Race from 10 to 100k!

[Lamancha]

Jan 2020- 130,855
Feb 2020- 141,124
March 2020- 146,604
April 2020- 139,975
May 2020- 130,984
June 2020- 146,634
July 2020- 157,219
Aug 2020- 174,393
Sept 2020- 191,005
Oct 2020- 201,581

Nov 2020- 219,023

Dec 2020- 240,702

[CanadianTeacher]

A good month! I have big $7500 purchase this month though... kind of a treat...

January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62

October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019" $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15

January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14

[Huskerfan]

I’m jumping in this thread with a few ideas and thoughts in mind. I don’t plan to add house equity or extras like that. I’m not even going to add the spouse’s 401k. I’ll be solely tracking
My 401k and my Roth IRA Numbers to go toward the goal of $250k. I may add the savings account numbers later, but most of that pays toward the last of my mortgage and a basement remodel right now.

My stats:

Jul2019 — $101953
Aug2019 — $106277
Sep2019 — $111050
Oct2019 — $114791
Nov2019 — $120215
Dec2019 — $122692
Jan2020 — $120521
Feb2020 — $123625
Mar2020 — $124248
Apr2020 — $133240
May2020 — $145475
Jun2020 — $143581
Jul2020 — $151652
Aug2020 — $155546
Sep2020 — $149687
Oct2020 — $161159
Nov2020 — $182840

Numbers updated thru the last day of the month.  I already reached my “temp check” of getting to $150k by the end of 2020.   So I’m happy about that.  But the numbers seem to far exceed where I thought I’d be.  I suppose that happens with over 35% gains this year.  While I expected to be at $150k by 31Dec, I’m currently sitting around $190k  I am about to consider tossing the hat in the safety columns for the remainder of the year, but there really isn’t a lot of bad news on the horizon aside from COVID number increases.  With vaccine news, election news and Tesla moving the the S&P, I don’t see a true reason to push pause for the rest of the year.

Hopefully the numbers by the end of December are good as well.

[ColoAndy]

January 29, 2020------------$157,404.75
February 3, 2020------------$157,171.27
April 19, 2020----------------$153,349.63
May 11, 2020----------------$157,000.40
June 2, 2020-----------------$164,950.82
July 12, 2020----------------$168.681.81
August 14, 2020-------------$177,109.86
August 28, 2020-------------$182,107.05
September 12, 2020---------$180.475.44
November 11, 2020----------$192,778.07
December 5, 2020-----------$201,446.92

[clynn]

Jumping in!

Nov 2020  $ 204,524.36

[An Unassuming Moose]

Nov 20, 2019 -- $113,800
January 15, 2020 -- $120,900
February 15, 2020 -- $136,916
March 17, 2020 -- $65,556
April 15, 2020 -- $97,329
May 15, 2020 -- $106,497
June 15, 2020 -- $144,753
July 16, 2020 -- $168,424
August 15, 2020 -- $176,358
September 15, 2020 -- $212,832
October 15, 2020 -- $199,625
November 15, 2020 -- $225,026
December 15, 2020 -- $248,842

For most of last week, I was actually out of this race. But the market fell a bit. Oh well. Goals for the new year I guess. At least my net worth is palindromic...

[QuillScroll]

11/29/2019 - 101000
12/23/2019 - 107000
01/16/2020 - 112410
02/14/2020 - 120820
03/13/2020 - 101566
04/20/2020 - 124054
05/18/2020 - 131047
06/30/2020 - 147672
07/27/2020 - 158240
08/18/2020 - 164002
09/16/2020 - 172639
10/19/2020 - 187470
11/16/2020 - 197938

12/15/2020 - 212337