Author Topic: Race from 100 to 250k  (Read 640489 times)

Check2400

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Re: Race from 100 to 250k
« Reply #2800 on: November 18, 2019, 11:09:55 AM »
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017  - 102,500
Apr. 1  2017 -  110,000
May 1  2017 -  112,500
June 1 2017 -  113,500
July  1 2017 -  120,500
Aug. 1 2017 -  131,000
Sept. 1 2017-  131,000
Oct.  1  2017-  131,500
Nov. 1  2017 - 135,000
Dec. 1  2017 - 140,000
Jan. 1   2018 - 160,000
Feb. 1   2018-  168,000
Mar. 1   2018-  168,000
April 1   2018-  169,000
May 1   2018 -  171,000
June 1  2018 -  178,000
July  1  2018 -  180,500
Aug. 1  2018 -  194,000
Sept 1  2018 -  200,500
Oct. 1  2018 -  200,800
Nov. 1 2018 -  184,000
Dec. 1 2018 -  195,000
Jan. 1 2019 -  204,000
Feb. 1 2019 -  217,000
Mar 1  2019 -  226,000
April 1 2019 -  231,000
May 1, 2019 -  246,500
June 1, 2019 - 235,500
July 1, 2019 -  250,500
Aug. 1, 2019 - 244,000
Sept. 1, 2019 - 247,500
Oct. 1 2019  -  251,000
Nov. 1 2019 -  255,500

Whelp.  I guess I can't fight it anymore.  I've graduated and stayed there.  It has been fun, shorter than the time says it has been, and a pleasure.  Here's to seeing all of you in the next race, and not back in this one!


OtherJen

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Re: Race from 100 to 250k
« Reply #2801 on: November 19, 2019, 06:22:26 PM »
We're in the same boat. After finally compiling all of our financial accounts, we found out that we had crossed the 100K net worth threshold. We're still a little stunned. A decade ago, our home value had basically collapsed, husband was laid off, and I was a grad student. While we had no consumer debt then, we had almost no savings and a majorly underwater mortgage. I can only imagine what we can do going forward, now that we're scrutinizing everything closely.

April 2019: $115,953

November 2019: $133,268 in total net worth [investments + bank accounts + home value, minus remaining mortgage and current credit card balances (which are paid in full every month)].

More stunning (to me): this week, we crossed the 100K line in investments alone: $100,613.

Onward and upward. Thanks to all the good people here who have given so much helpful advice!

ItsALongStory

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Re: Race from 100 to 250k
« Reply #2802 on: November 19, 2019, 08:55:04 PM »
Whelp.  I guess I can't fight it anymore.  I've graduated and stayed there.  It has been fun, shorter than the time says it has been, and a pleasure.  Here's to seeing all of you in the next race, and not back in this one!


Congrats, see you soon in the $250k-$500k thread!

dignam

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Re: Race from 100 to 250k
« Reply #2803 on: November 20, 2019, 06:36:49 AM »
Jun 2017 $112k
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]
Mar 2018 $141k
Apr 2018 $145k [paid off car]
May 2018 $153k
Jun 2018 $156k
Aug 2018 $166k
Sep 2018 $168k
Nov 2018 $152k [Ouch! clearly I'm investing aggressively]
Dec 2018 $149k
Jan 2019 $167k
Feb 2019 $177k
Mar 2019 $186k
Apr 2019 $195k [replaced 16 year old appliances that are falling apart + booked vacation]
May 2019 $197k
Jun 2019 $207k
Jul 2019 $212k
Aug 2019 $207k [tough month; stocks slid and several unexpected expenses]
Sep 2019 $213k
Oct 2019 $217k
Nov 2019 $228k


I've been kind of spendy-pants lately, so going to try and reel that back in.  Good to see net worth still growing though.
« Last Edit: November 20, 2019, 06:40:00 AM by dignam »

Wiggle

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Re: Race from 100 to 250k
« Reply #2804 on: November 20, 2019, 08:47:11 AM »
I've graduated from the 100k thread and would like to join you guys here:

Nov 20 2019 - $159k

35andFI

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Re: Race from 100 to 250k
« Reply #2805 on: November 20, 2019, 01:00:56 PM »
Welcome @Wiggle !

An Unassuming Moose

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Re: Race from 100 to 250k
« Reply #2806 on: November 20, 2019, 03:18:10 PM »
Muhahahaha! After several months of just barely not making it, this last month has been enough to push me over the edge and well into this race! Thank you overtime and stock appreciation!

Nov 20, 2019 -- $113800

grantmeaname

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Re: Race from 100 to 250k
« Reply #2807 on: November 20, 2019, 04:04:23 PM »
Welcome Moose!

ItsALongStory

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Re: Race from 100 to 250k
« Reply #2808 on: November 28, 2019, 08:43:40 AM »
I knew i was getting real close, unfortunately no celebrations yet as I just added up my investments and am at $249894.69 as of today. My post-tax 401k will show up on Saturday or Sunday and assuming a flat market tomorrow I should make it out of this thread for the first (and hopefully last) time.

Fingers crossed!

Neustache

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Re: Race from 100 to 250k
« Reply #2809 on: November 28, 2019, 09:10:26 AM »


09/05/18     154,000
10/01/18     168,330
12/01/18     163,458
01/01/19     155,535
02/01/19     166,939
03/01/19     174,622   
04/01/19     177,810
05/01/19     200,000
06/01/19     195,345
07/01/19     207,000
08/01/19     232,732
09/10/19     232,200
11/28/19     252,000


I'm graduated!  Not really sure how we increased so much in 2.5 months, as our contributions were not that much.  I haven't really been paying attention.  Thanks all to the encouragement and good luck to you all!

ItsALongStory

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Re: Race from 100 to 250k
« Reply #2810 on: November 28, 2019, 11:29:01 AM »


09/05/18     154,000
10/01/18     168,330
12/01/18     163,458
01/01/19     155,535
02/01/19     166,939
03/01/19     174,622   
04/01/19     177,810
05/01/19     200,000
06/01/19     195,345
07/01/19     207,000
08/01/19     232,732
09/10/19     232,200
11/28/19     252,000


I'm graduated!  Not really sure how we increased so much in 2.5 months, as our contributions were not that much.  I haven't really been paying attention.  Thanks all to the encouragement and good luck to you all!
Congrats! See you soon.

Sent from my Pixel 2 XL using Tapatalk


FI-REality

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Re: Race from 100 to 250k
« Reply #2811 on: November 28, 2019, 11:37:46 AM »
Goal of $250,000 by Oct of 2020.

Jan 1/16 - $105,809.20
Apr 1/16 - $108,749.60
Jul 1/16 - $117,155.44
Oct 1/16 - $118,878.00
Jan 1/17 - $126,041.95
Apr 1/17 - $138,777.41
Jul 1/17 - $144,570.34
Oct 1/17 - $152,266.77
Jan 1/18 - $164,613.88
Apr 1/18 - $174,725.03
July 1/18 - $188,096.17
Oct 1/18 - $191,853.58
Jan 1/19 - $183,804.03
Feb 1/19 - $192,428.69
Mar 1/19 - $197,862.10
Apr 1/19 - $204,808.88
May 1/19 - $208,362.35
Jun 1/19 - $201,804.03
July 1/19 - $208,148.78
Aug 1/19 - $207,281.37
Sept 1/19 - $208,499.76
Oct 1/19 - $211,674.53
Nov 1/19 - $212,459.24

Dec 1/19 - $215,264.49

Terrible month spending wise.  My 20 year old car died (broken frame due to rust); could probably have repaired it by welding in new parts, but not worth it.  So, I bought a 10 year old car.  After car, taxes, registration, timing belt, new tires, etc., I spent a little over $7,000 out of my emergency fund (which is part of the totals in the values above). Yet somehow, I still came out in the black?!?!  I calculated that my return for this month was 8.96%.

DadJokes

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Re: Race from 100 to 250k
« Reply #2812 on: November 28, 2019, 06:40:34 PM »
Nothing significant to report- market has been great the last two months.

                       2018                2019                2020                2021               
January     $49,303$60,898--
February$52,048$71,098--
March$53,600$77,557--
April$56,545$81,086--
May$52,774$81,836--
June$44,834$79,610--
July$41,258$88,436--
August$43,517$94,585--
September$48,733$110,221-Grad Goal
October$49,642$115,915-
November$52,012$122,011-
December$56,889$130,443-
« Last Edit: November 30, 2019, 05:22:32 AM by DadJokes »

QuillScroll

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Re: Race from 100 to 250k
« Reply #2813 on: November 29, 2019, 08:26:35 AM »
I'm hoping over from the 10K - 100K thread, glad to join you all -

11/29/2019 - 101K

Raenia

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Re: Race from 100 to 250k
« Reply #2814 on: November 29, 2019, 09:25:34 AM »
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
02/28/2018 - 164,404.90
03/31/2018 - 163,625.13
04/30/2018 - 168,453.88
05/31/2018 - 173,855.43
06/30/2018 - 176,412.22
07/30/2018 - 183,761.04
09/03/2018 - 190,205.44
09/29/2018 - 192,500.25
10/31/2018 - 182,303.59
11/30/2018 - 187,676.36
12/31/2018 - 177,921.99
1/31/2019 - 191,369.58
2/27/2019 - 199,934.11
3/31/2019 - 204,847.64
4/30/2019 - 212,380.74
6/1/2019 - 194,990.98
6/30/2019 - 208,303.52
7/31/2019 - 211,145.36
9/1/2019 - 206,812.25
9/30/2019 - 213,264.14
10/31/2019 - 220,750.62

11/29/2019 - 228,708.339

grantmeaname

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Re: Race from 100 to 250k
« Reply #2815 on: November 29, 2019, 09:35:00 AM »
I'm hoping over from the 10K - 100K thread, glad to join you all -

11/29/2019 - 101K
Welcome Quill! We'll be out of here in no time :)

FrugalByChance

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Re: Race from 100 to 250k
« Reply #2816 on: November 29, 2019, 05:41:24 PM »
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence.

These are the "end of the month" numbers:
Month      Early Retirement Stash
Jan 2016   €  58 971.00
Jan 2017   €  86 368.00
Jan 2018   € 119 817.00
Dec 2018   € 135 400.00
Totals for 2018:
Growth   € 18.847,34   (= 16,17%)
Deposits € 27.142,12   
Returns -€  8.294,78   (= -6,81%)


Jan 2019   € 145 840.48
Feb 2019   € 151 827.59
Mar 2019   € 157 527.28   (growth:  € 5 699.69 deposits: € 1 440.00)
Apr 2019   € 164 309.47   (growth:  € 6 782.19 deposits: €   950.00)
May 2019   € 158 997.24   (growth: -€ 5 312.23 deposits: € 3 350.00)
Jun 2019   € 166 992.69   (growth:  € 7 995.45 deposits: € 3 200.00)
Jul 2019   € 173 557.53   (growth:  € 6 564.84 deposits: € 4 300.00)
Aug 2019   € 171 327.19   (growth: -€ 2 230.34 deposits: € 1 950.00)
Sep 2019   € 177 262.62   (growth:  € 5 935.43)
Oct 2019   € 180 160.74   (growth:  € 2 898.12)


Nov 2019  € 189 075.68   (growth:  € 8 914.94 deposits: € 3 735.00 )

philli14

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Re: Race from 100 to 250k
« Reply #2817 on: November 29, 2019, 07:52:48 PM »
1/10/18: 43,071
1/11/18: 46,223 (+3152)
1/12/18: 50,605 (+4382)
1/01/19: 57,786 (+7181)
1/02/19: 65,133 (+7347)
1/03/19: 71,695 (+6562)
1/04/19: 77,573 (+5878)
1/05/19: 86,088 (+8515)
1/06/19: 86,749 (+0661)
1/07/19: 95,468 (+8719)
1/08/19: 99,958 (+4490)
1/09/19: 103,810 (+3852)
1/10/19: 107,111 (+3301)
1/11/19: 112,338 (+5227)
1/12/19: 120,227 (+7889)

End of 2019 goal: 125,000
End of 2020 goal: 175,000
End of 2021 goal: 225,000
June 2022 goal: 250,000

3 paychecks, good savings, good market month.
« Last Edit: December 02, 2019, 07:11:33 AM by philli14 »

catprog

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Re: Race from 100 to 250k
« Reply #2818 on: November 29, 2019, 08:04:20 PM »
September 2019 101,671.46
October 2019 $104,093.65
November 2019 $106,200.86

(only includes the managed fund and super. Does not include the HECS debt)
« Last Edit: November 29, 2019, 08:06:27 PM by catprog »

junga

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Re: Race from 100 to 250k
« Reply #2819 on: November 29, 2019, 08:05:52 PM »
01/01/2018:  $097,318
01/02/2018:  $104,695
01/03/2018:  $107,006
30/03/2018:  $115,189
01/05/2018:  $116,178
01/06/2018:  $119,529
02/07/2018:  $117,366
31/07/2018:  $120,235
31/08/2018:  $126,710
30/09/2018:  $135,258
01/12/2018:  $133,314
30/12/2018:  $128,407
31/01/2019:  $139,828
01/03/2019:  $145,617
31/03/2019:  $153,549
02/05/2019:  $162,575
02/06/2019:  $164,396
28/06/2019:  $173,404
31/07/2019:  $183,384
31/08/2019:  $186,347
30/09/2019:  $196,033
31/10/2019:  $202,222
28/11/2019:  $210,924

We feel that the goal is within reach now!!
« Last Edit: November 29, 2019, 08:12:28 PM by junga »

JAYSLOL

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Re: Race from 100 to 250k
« Reply #2820 on: November 29, 2019, 09:15:31 PM »
Sept 1 - 101.6k
Oct 1 - 106.2k (+4600)
Nov 1 - 108.8k (+2600)
Dec 1 - 111.7 (+2900)

Probably won’t quite make it to 115 by the end of the year like I was hoping, but should get pretty close. 

zeli2033

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Re: Race from 100 to 250k
« Reply #2821 on: November 30, 2019, 07:36:32 AM »
6/30/19: $106,071
7/31/19: $112,395
8/31/19: $116,527
9/30/19: $124,973
10/31/19: $135,196
11/30/19: $143,839 (+8643)

jiimmy

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Re: Race from 100 to 250k
« Reply #2822 on: November 30, 2019, 09:42:36 AM »
Hello! Recent graduate of the 100k thread here. Targeting 40k/yr of new contributions. Let's go!

12-2019 $101,254

grantmeaname

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Re: Race from 100 to 250k
« Reply #2823 on: November 30, 2019, 10:16:25 AM »
Welcome jiimmy!

vertkurt

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Re: Race from 100 to 250k
« Reply #2824 on: November 30, 2019, 10:33:22 AM »
12/1/19 = 101,602
*Total includes invested assets only.

I am joining from the 100k thread that I was able to graduate from this month. I'm not sure if it's possible, but I am going for a 2 year goal for this challenge.

Old Ball Coach

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Re: Race from 100 to 250k
« Reply #2825 on: November 30, 2019, 10:35:13 AM »
This includes all our retirement and personal accounts for assets. It includes our credit cards, student loan, and mortgage for liabilities. It DOES NOT include our home value.

April 2018 - $52,917.42
May 2018  - $58,400.19
June 2018 - $59,686.34
July 2018  - $65,798.53
Aug 2018 - $72,231.70
Sept 2018 - $76,755.71
Oct 2018 -  $64,348.89
Nov 2018 - $70,839.76
Dec 2018 - $58,351.73
Jan 2019 - $78,256.31
Feb 2019 - $87,795.97
Mar 2019 - $67,121.29
Apr 2019 - $75,155.85
May 2019 - $63,243.68
June 2019 - $79,359.89
July 2019 - $84,352.69
August 2019 - $81,608.49
September 2019 - $87,380.98
October 2019 - $93,328.51
November 2019 - $103,159.50

And so it begins. Another journey. This one will move more quickly than the 10k-100k I believe with the power of compounding!

Big saving month and an even bigger month in the market.

junga

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Re: Race from 100 to 250k
« Reply #2826 on: November 30, 2019, 11:08:08 AM »
Welcome @vertkurt and @Old Ball Coach to this race. We saw higher growth in this race as well.
« Last Edit: November 30, 2019, 11:19:14 AM by junga »

ItsALongStory

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Re: Race from 100 to 250k
« Reply #2827 on: November 30, 2019, 01:46:34 PM »
12/1/19 = 101,602
*Total includes invested assets only.

I am joining from the 100k thread that I was able to graduate from this month. I'm not sure if it's possible, but I am going for a 2 year goal for this challenge.

Welcome, most definitely possible. $150k over 24 months is just over $6k increase per month. You will see on the google sheet that plenty of people have graduated in that timeframe.

ItsALongStory

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Re: Race from 100 to 250k
« Reply #2828 on: November 30, 2019, 01:47:18 PM »
Hello! Recent graduate of the 100k thread here. Targeting 40k/yr of new contributions. Let's go!

12-2019 $101,254

Welcome and congrats on a big milestone!

ItsALongStory

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Re: Race from 100 to 250k
« Reply #2829 on: November 30, 2019, 01:48:37 PM »

November 2019 - $103,159.50

And so it begins. Another journey. This one will move more quickly than the 10k-100k I believe with the power of compounding!

Big saving month and an even bigger month in the market.

It certainly picks up between market helping out (usually) and being locked into the automated savings with opportunities to top it up whenever you get pay increases and/or bonuses.

Congrats on the huge $100k milestone too!

ItsALongStory

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Re: Race from 100 to 250k
« Reply #2830 on: November 30, 2019, 01:54:29 PM »
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence.

These are the "end of the month" numbers:
Month      Early Retirement Stash
Jan 2016   €  58 971.00
Jan 2017   €  86 368.00
Jan 2018   € 119 817.00
Dec 2018   € 135 400.00
Totals for 2018:
Growth   € 18.847,34   (= 16,17%)
Deposits € 27.142,12   
Returns -€  8.294,78   (= -6,81%)


Jan 2019   € 145 840.48
Feb 2019   € 151 827.59
Mar 2019   € 157 527.28   (growth:  € 5 699.69 deposits: € 1 440.00)
Apr 2019   € 164 309.47   (growth:  € 6 782.19 deposits: €   950.00)
May 2019   € 158 997.24   (growth: -€ 5 312.23 deposits: € 3 350.00)
Jun 2019   € 166 992.69   (growth:  € 7 995.45 deposits: € 3 200.00)
Jul 2019   € 173 557.53   (growth:  € 6 564.84 deposits: € 4 300.00)
Aug 2019   € 171 327.19   (growth: -€ 2 230.34 deposits: € 1 950.00)
Sep 2019   € 177 262.62   (growth:  € 5 935.43)
Oct 2019   € 180 160.74   (growth:  € 2 898.12)


Nov 2019  € 189 075.68   (growth:  € 8 914.94 deposits: € 3 735.00 )

Took a look at your net worth sheet. You project the number of months remaining but based on November growth it becomes much more attractive than the 5.5 years. Are you planning on staying in the Netherlands post-ER?

ItsALongStory

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Re: Race from 100 to 250k
« Reply #2831 on: November 30, 2019, 02:03:16 PM »
I knew i was getting real close, unfortunately no celebrations yet as I just added up my investments and am at $249894.69 as of today. My post-tax 401k will show up on Saturday or Sunday and assuming a flat market tomorrow I should make it out of this thread for the first (and hopefully last) time.

Fingers crossed!

Dec-19: $249741.51 = $14397.95 HSA + $6976.56 VG Taxable + $228367.10 Fidelity (Taxable, Roth IRA and 401k).

Did not make it but ecstatic with the progress since some RSUs will vest tomorrow that will put me over the top by a few k. This number also doesn't include any of our equity in vehicles, emergency fund etc so I will consider myself unofficially graduated.

Accrual

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Re: Race from 100 to 250k
« Reply #2832 on: December 01, 2019, 05:36:43 AM »
6/1/2018 - $102k
6/1/2019 - $167k
10/1/2019 - $189k
11/1/2019 - $190k
12/1/2019 - $206k
« Last Edit: December 01, 2019, 09:06:28 AM by Accrual »

peppermint

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Re: Race from 100 to 250k
« Reply #2833 on: December 01, 2019, 08:58:33 AM »
Hi everyone! I just graduated the 10-100K thread and this is my first post in the next one up.

12/2019 - $107584.51

ItsALongStory

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Re: Race from 100 to 250k
« Reply #2834 on: December 01, 2019, 09:16:06 AM »
Hi everyone! I just graduated the 10-100K thread and this is my first post in the next one up.

12/2019 - $107584.51

Congrats and welcome!

jojoguy

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Re: Race from 100 to 250k
« Reply #2835 on: December 01, 2019, 10:22:37 AM »
These are investments only between me and my wife`s 401ks, Traditional IRAs(maxed), taxable brokerage, immediate emergency in checking account($3,000), and Money Market account for emergency funds(currently sitting at about 6 months of our budget):

April 13, 2019 = $100,325.68
May 19, 2019 = $104,598.06
June 29, 2019 = $116,258.11
July 28, 2019 = $125,262.57
August 24, 2019 = $125,496.17
September 8, 2019 = $135,203.65
September 21, 2019 = $141,995.43
October 6, 2019 = $144,609.88
October 19, 2019 = $148,424.92
November 3, 2019 = $153,424.19
November 17, 2019 = $156,260.45
December 1, 2019 = $160,550.38

DadJokes

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Re: Race from 100 to 250k
« Reply #2836 on: December 01, 2019, 01:27:06 PM »
Hello! Recent graduate of the 100k thread here. Targeting 40k/yr of new contributions. Let's go!

12-2019 $101,254

Lots of entrants this month!

Welcome @jiimmy @Old Ball Coach @peppermint @vertkurt

May your dreams fly as high as your hats.

FICurious

  • 5 O'Clock Shadow
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  • Posts: 23
  • Location: Ohio
Re: Race from 100 to 250k
« Reply #2837 on: December 01, 2019, 04:20:04 PM »

This will track only my investments and savings.

Apr 2011:  $49k
Jan 2013:  $80K     >>>> Out of work/stay at home Dad Aug 13 - Mar 15
Jan 2014:  $97k
Jan 2015:  $100k   >>>> Back to work, but daily 3 hour commute (Good for audio books, bad for car and home life)
Jan 2016:  $103k   >>>> Got position close to home in Jan, hated job and became trainee in current career field in Apr 16
Jan 2017:  $108k
Jan 2018:  $127k

Jan 2019:  $133k
Feb 2019:  $145k
Mar 2019:  $147k
Apr 2019:  $151K 
May 2019: $154k  >>>> Graduated trainee program. Whoopee!
Jun 2019: $149,276
Jul 2019: $157,542
Aug 2019: $159,018
Sep 2019: $158,064
Oct 2019:  $161,255
Nov 2019: $164,825   


Dec 2019: $169,167

Welcome to all the new members!

35andFI

  • Bristles
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  • Posts: 271
Re: Race from 100 to 250k
« Reply #2838 on: December 01, 2019, 06:16:39 PM »
Jan-19   $88,323.07
Feb-19   $97,575.00
Mar-19   $105,804.17
Apr-19   $110,146.48
May-19   $118,815.81
Jun-19   $116,686.93
Jul-19   $127,984.34
Aug-19   $131,602.10
Sep-19   $135,237.23
Oct-19   $139,487.25
Nov-19   $144,270.40
Dec-19   $152,659.87

I did better than expected this past month with my spending (under $1,000) and the market has been on a tear.

L2

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  • Age: 28
  • Location: Ohio
Re: Race from 100 to 250k
« Reply #2839 on: December 01, 2019, 06:35:47 PM »
1/15/19 - $101,635.
1/31/19 NW: 108,165 - Projected Graduation Goal NW (12/31/2020):  204,027
2/28/19 NW: $115,123.70 - Projected Graduation Goal NW (12/31/2020):  $211,141.90
3/31/19 NW: $118,967.70 - Projected Graduation Goal NW (12/31/2020):  $211,887
4/30/19 NW: $128,933.75 - Projected Graduation Goal NW (12/31/2020):  $224,080.24
5/31/19 NW: $133,788 - Projected Graduation Goal NW (12/31/2020):  $227,373
6/30/19 NW: $141,921 - Projected Graduation Goal NW (12/31/2020):  $236,022
7/31/19 NW: $147,155 - Projected Graduation Goal NW (12/31/2020: $238,679
08/31/19 NW: $151,735 - Projected Graduation Goal NW (12/31/2020): $243,877
09/30/19 NW: 157,653 - Projected Graduation Goal NW (12/31/2020): $247,779
A little late this month but....
11/7/19 NW: $173,838 - Projected Graduation Goal NW (12/31/2020): $270,847 (?!)
11/30/19 NW: 178,535 - Projected Graduation Goal NW (12/31/2020): $240,288
Updated the projection to exclude all potential bonuses, which accounted for the previously higher estimate. Need a combined $10k from pay raise, bonuses, churning, and investment gains to meet the goal. Still looking good!

ingrownstudentloans

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  • Location: Nashville, TN
Re: Race from 100 to 250k
« Reply #2840 on: December 02, 2019, 06:06:53 AM »
I am tracking only IRA/401K/taxable accounts.
5/31/2018 $100,519.07  - not even the slightest clue on target date...I'll be here for a few years :)
6/30/2018 $105,187.34
7/31/2018 $109,052.07
8/31/2018 $116,748.06
9/31/2018 $125.833.33 (should slow down for rest of year as both 401Ks are maxed)
10/31/2018 $121,400.49 (market pain)
11/30/2018 $120,116/63
12/31/2018 $115,318.38 (more market pain and put some resources towards our new AirBnB venture - looking forward to buying stocks on sale now that 401K is back in play)
1/31/2019 $121,188.34 (next couple of months are my favorite time of year - 401K is in play, bonus and employer 401K match (3% of compensation) all hit)
2/28/2019 $136,880.76 (one twomore fun months, then back to slow(er) growth mode)
3/31/2019 $141,195.30 (one more fun month - employer 401k contribution and last month until max 401k for the year)
4/30/2019 $161,209.95 (going to try to continue speed with taxable account - we will see with a 2-week old at home how this plays out)
5/31/2019 $157,215.34 (market pain decline despite adding close to $4,000 in my after-tax account.....stay the course)
6/30/2019 $168,401.72 ($63,214.38 in one year...stay the course)
7/31/2019 $172,680.44
8/31/2019 $169,675.29
9/30/2019 $169,620.62 (recalculated due to typo in tracker)
10/31/2019 $178,498.23
11/30/2019 $192,486.52 (stretch goal - make this a 2 year race.  It will be a real stretch, but that's what we are here for, right?)

Rodgers12

  • 5 O'Clock Shadow
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  • Posts: 68
  • Age: 30
  • Location: Wisconsin
Re: Race from 100 to 250k
« Reply #2841 on: December 02, 2019, 07:05:01 AM »
05/31/2017: $101,116
06/30/2017: $105,800
07/31/2017: $108,102
08/31/2017: $109,173
09/30/2017: $112,641
10/31/2017: $114,947
11/30/2017: $120,950
12/31/2017: $130,109
01/31/2018: $135,205
02/28/2018: $136,931
03/31/2018: $144,290
04/30/2018: $151,784
05/31/2018: $156,979
06/30/2018: $161,462
07/31/2018: $165,899
08/31/2018: $167,980
09/30/2018: $170,675
10/31/2018: $166,320
11/30/2018: $169,814
12/31/2018: $167,124
01/31/2019: $177,652
02/28/2019: $187,313
03/31/2019: $196,426
04/30/2019: $214,442
05/31/2019: $209,319
06/30/2019: $219,920
07/31/2019: $224,398
08/31/2019: $224,550
09/30/2019: $233,153
10/31/2019: $245,588
11/30/2019: $258,296

Graduated to the next level! Looking back at my progress and seeing how fast the numbers climbed is truly amazing. It was a pleasure tracking and following along with everyone, see you at the next one!

Epor

  • Stubble
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  • Posts: 179
  • One day at the time
Re: Race from 100 to 250k
« Reply #2842 on: December 02, 2019, 07:43:49 AM »
Jan-2014    $ 24,525.00   
Jan-2015    $ 32,090.00   
Jan-2016    $ 39,258.00   
Jan-2017    $ 59,072.00   (found MMM   3/17)
Jan-2018    $ 93,684.00
Jan-2019    $111,219.00
----------   
           Total       Saved      Market G/L
02/01/19   129805      7876        10710
03/01/19   136520      1976         4739
04/01/19   139740      1976         1244     
05/01/19   147985      1976         6269     
06/01/19   138745      2715       -11955     
07/01/19   151525      1976        10804     
08/01/19   155785      2000         2260     
09/01/19   152835      2000        -4950
10/01/19   156450      2000         1615
11/01/19   163220      2000         4770
12/01/19   170360       524         6616

« Last Edit: December 02, 2019, 07:56:50 AM by Epor »

ItsALongStory

  • Bristles
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  • Posts: 350
  • Location: Western US
Re: Race from 100 to 250k
« Reply #2843 on: December 02, 2019, 07:46:36 AM »
Jan-2014    $ 24,525.00   
Jan-2015    $ 32,090.00   
Jan-2016    $ 39,258.00   
Jan-2017    $ 59,072.00   (found MMM   3/17)
Jan-2018    $ 93,684.00
Jan-2019    $111,219.00
----------   
           Total       Saved      Market G/L
02/01/19   129805      7876        10710
03/01/19   136520      1976         4739
04/01/19   139740      1976         1244     
05/01/19   147985      1976         6269     
06/01/19   138745      2715       -11955     
07/01/19   151525      1976        10804     
08/01/19   155785      2000         2260     
09/01/19   152835      2000        -4950
10/01/19   156450      2000         1615
11/01/19   163220      2000         4770
12/01/19   170360       524         6616


Nice to see the market gives you those nice pushes in the back. I may steal your format actually, looks very clean.

Epor

  • Stubble
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  • Posts: 179
  • One day at the time
Re: Race from 100 to 250k
« Reply #2844 on: December 02, 2019, 08:02:49 AM »

Jan-2014    $ 24,525.00   
Jan-2015    $ 32,090.00   
Jan-2016    $ 39,258.00   
Jan-2017    $ 59,072.00   (found MMM   3/17)
Jan-2018    $ 93,684.00
Jan-2019    $111,219.00
----------   
           Total       Saved      Market G/L
02/01/19   129805      7876        10710
03/01/19   136520      1976         4739
04/01/19   139740      1976         1244     
05/01/19   147985      1976         6269     
06/01/19   138745      2715       -11955     
07/01/19   151525      1976        10804     
08/01/19   155785      2000         2260     
09/01/19   152835      2000        -4950
10/01/19   156450      2000         1615
11/01/19   163220      2000         4770
12/01/19   170360       524         6616


Nice to see the market gives you those nice pushes in the back. I may steal your format actually, looks very clean.

Thank you. I do this because when I started MMM (not that long ago) I would look at the races and see increases of thousands of dollars - specially on the races over 100k. I felt a little discouraged, because there was no way I could save 5k a month. But then I noticed one poster (not sure who) that displayed how much he saved, and how much the market gains were: I figured - "That I can do". So I copied his format.
« Last Edit: December 02, 2019, 08:07:14 AM by Epor »

DadJokes

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Re: Race from 100 to 250k
« Reply #2845 on: December 02, 2019, 08:08:28 AM »
Jan-2014    $ 24,525.00   
Jan-2015    $ 32,090.00   
Jan-2016    $ 39,258.00   
Jan-2017    $ 59,072.00   (found MMM   3/17)
Jan-2018    $ 93,684.00
Jan-2019    $111,219.00
----------   
           Total       Saved      Market G/L
02/01/19   129805      7876        10710
03/01/19   136520      1976         4739
04/01/19   139740      1976         1244     
05/01/19   147985      1976         6269     
06/01/19   138745      2715       -11955     
07/01/19   151525      1976        10804     
08/01/19   155785      2000         2260     
09/01/19   152835      2000        -4950
10/01/19   156450      2000         1615
11/01/19   163220      2000         4770
12/01/19   170360       524         6616

Nice to see the market gives you those nice pushes in the back. I may steal your format actually, looks very clean.

Thank you. I do this because when I started MMM (not that long ago) I would look at the races and see increases of thousands of dollars - specially on the races over 100k. I felt a little discouraged, because there was no way I could save 5k a month. But then I notice one poster (not sure who) that displayed how much he saved, and how much the market gains were: I figured - "That I can do". So I copied his format.

A portion of my spreadsheet is dedicated to tracking the difference between contributions & gains. I even have a fun chart to go with it. It's definitely a useful thing to keep track of. The chart also makes it pretty obvious as to when I started following MMM.

ItsALongStory

  • Bristles
  • ***
  • Posts: 350
  • Location: Western US
Re: Race from 100 to 250k
« Reply #2846 on: December 02, 2019, 09:10:26 AM »
That inflection point is hilarious indeed. :-)

How does the compounding number drop in certain months without a corresponding overall drop though?

ItsALongStory

  • Bristles
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  • Posts: 350
  • Location: Western US
Re: Race from 100 to 250k
« Reply #2847 on: December 02, 2019, 09:13:07 AM »

Jan-2014 $ 24,525.00
Jan-2015 $ 32,090.00
Jan-2016 $ 39,258.00
Jan-2017 $ 59,072.00(found MMM   3/17)
Jan-2018 $ 93,684.00
Jan-2019 $111,219.00
----------
           Total       Saved      Market G/L
02/01/19129805      7876        10710
03/01/19136520      1976         4739
04/01/19139740      1976         1244     
05/01/19147985      1976         6269     
06/01/19138745      2715       -11955     
07/01/19151525      1976        10804     
08/01/19155785      2000         2260     
09/01/19152835      2000        -4950
10/01/19156450      2000         1615
11/01/19163220      2000         4770
12/01/19170360       524         6616


Nice to see the market gives you those nice pushes in the back. I may steal your format actually, looks very clean.

Thank you. I do this because when I started MMM (not that long ago) I would look at the races and see increases of thousands of dollars - specially on the races over 100k. I felt a little discouraged, because there was no way I could save 5k a month. But then I noticed one poster (not sure who) that displayed how much he saved, and how much the market gains were: I figured - "That I can do". So I copied his format.
Exactly, I'm on the cusp of the 250-500k thread. I want to target growing by 10k/month if I am to graduate in roughly 2 years. I can not save/contribute anywhere near 10k per month though so I will need the market's help.

Sent from my Pixel 2 XL using Tapatalk


DadJokes

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Re: Race from 100 to 250k
« Reply #2848 on: December 02, 2019, 09:24:21 AM »
That inflection point is hilarious indeed. :-)

How does the compounding number drop in certain months without a corresponding overall drop though?

I'm not quite sure what you're asking there.

It's a stacked line chart, with one value reading total contributions, and the other reading total gains based on current portfolio value. If market were to drop below my level of contributions, it would look something like the picture below. The blue area (my contributions) would continue to rise, but the green area, which represents total portfolio value would be lower.


Master of None

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Re: Race from 100 to 250k
« Reply #2849 on: December 02, 2019, 09:58:41 AM »
4/1/19-$102,995.86
5/1/19- $103,951.81
7/1/19- $110,074.26
8/1/19- $112,049.87
9/4/19- $111,441.64
11/1/19- $119,582.07
12/2/19- $124,511.64