Race from 100 to 250k

[Dave15]

03-04-2021          € 115.248,00

This post is long overdue- it suddenly dawned on me that I hadn't updated on here since I first crossed the 100k mark in early december. So here goes: tracking personal NW only, and here to keep myself accountable. I'm a former sporadic poster in the save to 50k thread and the race from 10-100k thread, and always liked reading updates of people in roughly the same boat.

Best of luck and happy stashing!

25-6-2018            € 29.879,12 ------> Started Tracking
25-12-2018          € 41.939,62
26-12-2019          € 64.000,00
03-02-2020          € 72.170,00
28-02-2020          € 74.154,00
25-03-2020          € 71.579,00
09-05-2020          € 76.221,00
01-06-2020          € 78.816,00
02-08-2020          € 82.500,00
26-10-2020          € 91.218,00
01-12-2020          € 100.247,00
28-01-2021          € 109.370,00
28-02-2021          € 110.989,00
03-04-2021          € 115.248,00
25-04-2021          € 118.816,00
24-05-2021          € 119.366,00

Heavy expenses due to upcoming wedding and honeymoon in september. Extra vacation pay came in to save the day, otherwise I'd be down a bit in NW. Stock market also not helping with the numbers game- but in the long run it's only positive for me.

[QuillScroll]

11/29/2019 - 101000
12/23/2019 - 107000
01/16/2020 - 112410
02/14/2020 - 120820
03/13/2020 - 101566
04/20/2020 - 124054
05/18/2020 - 131047
06/30/2020 - 147672
07/27/2020 - 158240
08/18/2020 - 164002
09/16/2020 - 172639
10/19/2020 - 187470
11/16/2020 - 197938
12/15/2020 - 212337
01/15/2021 - 230371
04/10/2021 - 250935


05/28/2021 - 254366

Think I have truly graduated from this thread unless markets go for a toss. Thanks to all your support.
See you soon on the other side!

[JCGreen]

Hi All, I am new to this thread - Just jumped ship from the race 10k-100k

Net worth:
     2017:                                              2019                                          2020                                                          2021
Dec2017:$7800                      Jan2019: $27,100 (+3140)           Jan2020:$45,839 (+$2003)                          Jan2021:$89,090 (+$6,321)
     2018                                 Feb2019: $29,443 (+2343)           Feb2020:$43,345 (-$2494)                          Feb2021:$86,608 (-$2482)       
Apr2018:$13,200                    Mar2019: $31,603 (+2160)          Mar2020:$39,081 (-$4264)                           Mar2021:$98,860 (+$12,259)
Aug2018:$22,800                   Apr2019: $33,959 (+2356)           Apr2020:$47,551 (+$9470)                          Apr2021: $106,604 (+$7428):
Sep2018: $23,645                  May2019: $33,933 (-$26)             May2020:$51,613 (+$4,061)
Oct2018: $23,658                   Jun2019: $37,928 (+3995)           Jun2020:$56,760 (+$5147)
Nov2018: $23,948 (+$290)     Jul2019: $39,736 (+1808)            Jul2020:$61,567 (+$4,807)
Dec2018: $23,960 (+12)         Aug2019: $39,918 (+182)            Aug2020:$68,102 (+$6,535)
                                             Sep2019: $34,179 (-5739)            Sep2020:$68,212(+$109)
                                             Oct2019: $38,091 (+3912)           Oct2020:$68,976 (+$763)
                                             Nov2019: $39,867 (+1776)           Nov2020:$76,790 (+$7,814)
                                             Dec2019: $43836 (+$3968)          Dec2020:$82,778 (+$5,987)

May2021: $107,294.44 (+$690.38) Not a lot of growth in the market this month, but also paid some medical bills out of my HSA - more bills likely to come.

[Feivel2000]

120.440 €
-2.157 €

Even though I got a money present and saved additional 2200€, I could not out-save the crypto-devaluation.
I got a raise and will save additional 50€ from next month on, to reach my 50% savings-rate goal. So starting next month, I will save at least 1.662 € per month.

	2020	2021	2022	2023	2024	2025
Jan	...............	110.053 €	...............	...............	200.000 €	...............
Feb	...............	115.328 €	...............	...............	...............	...............
Mar	...............	123.950 €	...............	...............	...............	...............
Apr	...............	122.597 €	150.000 €	...............	...............	...............
May	...............	120.440 €	...............	...............	...............	...............
Jun	...............	...............	...............	...............	...............	...............
Jul	87.134 €	...............	...............	...............	...............	...............
Aug	88.989 €	...............	...............	...............	...............	...............
Sept	90.473 €	...............	...............	...............	...............	250.000 €
Oct	90.093 €	...............	...............	...............	...............	...............
Nov	96.957 €	...............	...............	...............	...............	...............
Dec	103.130 €	...............	...............	...............	...............	...............

Spoiler: show

Assets		Debts
Flat	+ 84.000 €	Mortage	-75.555 €
Unit-Linked Life Insurance	+ 53.330 €	Kitchen	-5.500 €
Fixed-Term Deposit	+ 2.000 €
ETFs	+ 37.208 €
Stockpicks	+ 9.536 €
Peer-To-Peer	+ 2.657 €
Crypto	+ 11.211 €
to-be-invested	+ 1.553 €

[jdhansen]

Jan 2021    $110,058
Feb 2021    $129,663
Mar 2021    $144,239
Apr 2021    $168,072
May 2021   $167,435

The first month with a decrease from the previous months, mostly due to having to pay for car repairs, luckily it was on a minor decrease. Hopefully, June will show growth again.

[zygote]

For context: I'm 31 in a HCOL city. I'm married, but these are my own numbers since we keep our finances separate. Includes cash, retirement, and credit cards, which are used for normal expenses and paid off in full every month.

3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93
8/19: $101,572.33 (graduated to this thread)
3/20: $118,287.76
3/21: $206,593.43
4/21: $211,501.00 (+$4,907.57, +2.38%)
5/21: $223,080.37 (+$11,579.37, +5.47%)
6/21: $226,044.45 (+$2,964.08, +1.33%)

Slower growth this month. It's from a combination of the market slowing down and a big spending month. A lot of things that were deferred for covid are finally coming up again, so the next few months will probably be similar. But it's all planned spending for things I'm excited about, so oh well.

[philli14]

1/10/18: 43,071
1/11/18: 46,223 (+3152)
1/12/18: 50,605 (+4382)

1/01/19: 57,786 (+7181)
1/02/19: 65,133 (+7347)
1/03/19: 71,695 (+6562)
1/04/19: 77,573 (+5878)
1/05/19: 86,088 (+8515)
1/06/19: 86,749 (+0661)
1/07/19: 95,468 (+8719)
1/08/19: 99,958 (+4490)
1/09/19: 103,810 (+3852)
1/10/19: 107,111 (+3301)
1/11/19: 112,338 (+5227)
1/12/19: 120,227 (+7889)

1/01/20: 127,304 (+7077)
1/02/20: 131,547 (+4243)
1/03/20: 125,438 (-6109)
1/04/20: 114,410 (-11028)
1/05/20: 131,316 (+16906)
1/06/20: 143,277 (+11961)
1/07/20: 149,491 (+6214)
1/08/20: 158,440 (+8949)
1/09/20: 170,460 (+12020)
1/10/20: 170,416 (-44)
1/11/20: 172,359 (+1943)
1/12/20: 193,043 (+20684)

1/01/21: 203,920 (+10877)
1/02/21: 208,614 (+4694)
1/03/21: 220,643 (+12029)
1/04/21: 229,518 (+8875)
1/05/21: 245,137 (+15619)
1/05/21: 250,988 (+5831)

Despite a spendy month it has happened! See you all in the next thread.

[Em-Dog]

Still deploying my previous down payment stash this month (in hindsight I should've done the entire amount at the end of 2020 when I started, but I kept thinking the market may drop... lesson learned), so the big additions should tapper off after the last one next month.

	2018	2019	2020	2021	2022	2023	2024
January	$11,592	$19,461	$52,636	$117,964	-	-	-
February	$12,414	$28,144	$48,605	$129,160	-	-
March	$12,259	$23,011	$45,431	$135,298	-	-
April	$13,641	$25,628	$50,763	$183,963	-	-
May	$16,646	$24,273	$55,517	$213,448	-	-
June	$16,625	$27,726	$58,784	-	-	-
July	$17,057	$31,358	$63,678	-	-	-
August	$17,375	$30,624	$69,345	-	-	-
September	$17,380	$41,343	$69,043	-	-	-
October	$16,044	$43,732	$69,866	-	-	-
November	$16,332	$46,935	$95,120	-	-	-
December	$16,589	$51,547	$118,877	Graduation Goal	-	-

Congrats @philli14 & @QuillScroll and welcome @Feivel2000  & @JCGreen!!

[jiimmy]

Dec 1st, 2019 $101,254
Jan 1st, 2020 $105,996
Feb 1st, 2020 $107,546
Mar 1st, 2020 $103,600
Apr 1st, 2020 $94,632
May 1st, 2020 $106,626
Jun 1st, 2020 $115,759
Jul 1st, 2020 $121,201
Aug 1st, 2020 $129,365
Sep 1st, 2020 $138,008
Oct 1st, 2020 $138,063
Nov 1st, 2020 $140,562
Dec 1st, 2020 $156,916
Jan 1st, 2021 $165,589
Feb 1st, 2021 $168,856
Mar 1st, 2021 $175,421
Apr 1st, 2021 $182,975
May 1st, 2021 $194,917
Jun 1st, 2021 $199,915

These numbers are getting large, and are making me feel quite fortunate. NW is 12 years of current spending, so nearly halfway to a 4% WD.

[CanadianTeacher]

Another decent month. It would be nice to crack $200,000 by the end of June. However, I will have to survive 2 months without a salary (life of a teacher) so it'll probably take me until well into the Fall to cross $200,000 again.

January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62

October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019" $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15

January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14

January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $188,917.59 (+5.38%)

[Feivel2000]

Uh, one addition, I bought a gaming PC to mine cryptos... late to the game. I will report, starting next month, the ROI.

[Sugaree]

Net Worth	2019	2020	2021
January	$49,378.04	$90,928.02	$161,747.01
February	$50,300.10	$93,896.81	$162,883.32
March	$59,373.49	$100,165.23	$173,923.10
April	$59,558.47	$94,297.23	$183,031.09
May	$64,340.45	$106,341.84	$186,124.71
June	$64,940.28	$113,372.31	$189,866.01
July	$70,156.02	$120,466.05	$     -
August	$74,302.64	$127,953.51	$     -
September	$74,328.43	$135,625.59	$     -
October	$78,067.76	$137,857.32	$     -
November	$81,274.16	$136,857.08	$     -
December	$88,148.59	$152,706.85	$     -
Annual gain	$38,770.55	$61,778.83	$     -

A so-so month.  I'm leaving for vacation in a few days, so I feel like I've been spending So. Much. Money. getting ready for that.  I'm sure next month will be a losing month because all the actual vacation expenses will be reflected in that. 

[mckaylabaloney]

	2018	2019	2020	2021
January	$(170,956.12)	$(80,750.78)	$(4,484.13)	$124,124.66
February	$(166,849.63)	$(72,922.02)	$(4,647.56)	$125,821.73
March	$(161,395.88)	$(65,244.64)	$398.59	$136,847.83
April	$(156,590.44)	$(57,807.71)	$(9,003.54)	$145,677.69
May	$(159,977.61)	$(52,358.05)	$8,209.01	$164,438.72
June	$(154,655.48)	$(52,769.97)	$19,606.73	$171,195.96
July	$(149,000.22)	$(39,802.87)	$26,480.37	-
August	$(143,758.38)	$(35,751.08)	$40,657.65	-
September	$(139,839.66)	$(45,074.66)	$52,868.32	-
October	$(136,009.14)	$(54,949.47)	$53,926.77	-
November	$(137,519.76)	$(53,156.01)	$61,241.09	-
December	$(132,193.25)	$(52,946.03)	$78,742.07	-
Annual gain	$90,205.34	$75,902.65	$128,972.79	-

A better month than I expected, considering the iffy stock market. I did hit a huge personal milestone this month, in that my student loans finally dropped into five figures (in 2017 I had ~$225k of debt and now I'm at ~$99k). That's still........so much lol, but it feels great nonetheless.

[Optimiser]

	2017	2018	2019	2020	2021
January	-57,500	-28,300	500	43,700	129,400
February	-58,300	-24,300	5,000	45,400	119,000
March	-50,400	-25,100	14,000	45,300	143,100
April	-43,900	-22,800	12,700	52,800	142,300
May	-46,300	-23,700	9,500	59,400	150,800
June	-38,200	-15,600	11,500	63,400	-
July	-41,300	-15,100	17,000	70,900	-
August	-40,200	-14,400	19,900	78,500	-
September	-33,200	-15,200	19,900	80,700	-
October	-30,900	-9,600	26,200	80,300	-
November	-34,000	-8,900	34,500	108,900	-
December	-30,800	-200	37,200	110,600	-

[peppermint]

12/2019 - $107584.51
01/2020 - $110275.32
02/2020 - $112541.25
03/2020 - $111798.73
04/2020 - $104009.25
05/2020 - $110144.85
06/2020 - $117347.04
07/2020 - $127842.20
08/2020 - $130977.05
09/2020 - $137485.43
10/2020 - $138465.64
11/2020 - $140222.66
12/2020 - $150053.85
01/2021 - $156537.17
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
06/2021 - $175987.02

[Huskerfan]

My stats:

Jul2019 — $101953
Aug2019 — $106277
Sep2019 — $111050
Oct2019 — $114791
Nov2019 — $120215
Dec2019 — $122692
Jan2020 — $120521
Feb2020 — $123625
Mar2020 — $124248
Apr2020 — $133240
May2020 — $145475
Jun2020 — $143581
Jul2020 — $151652
Aug2020 — $155546
Sep2020 — $149687
Oct2020 — $161159
Nov2020 — $182840
Dec2020 — $197090
Jan2021 — $197402
Feb2021 — $218863
Mar2021 — $229977
Apr2021 — $241104
May2021 — $249275


Numbers updated thru the last day of the month. 
I stuck to my strategy, and laid low for the first part of May. And popped back in for some gains when I was read to do so.  A similar strategy is in place in June, as its mostly a month I tend to stay in safety.

It appears I’ll be hitting the $250K goal I set for myself to hit in December 2021 —many months ahead of schedule.  So with that; I guess a new goal will be $280k.  I’ve pulled in gains above the 20% mark thus far for the year.  So hopefully I can keep the trend going and perhaps gain another 10%.  I’m excited to see how the next 7 months treat my accounts. 

[Master of None]

4/1/19-$102,995.86
5/1/19- $103,951.81
7/1/19- $110,074.26
8/1/19- $112,049.87
9/4/19- $111,441.64
11/1/19- $119,582.07
12/2/19- $124,511.64
1/2/20- $130,371.79
Buried my head in the sand the last few months, but now I've come out to check on my progress. Glad I ignored everything and just kept investing as planned.
2/3/20- $128482.56
3/1/20- $131004.08
4/1/20- $107340.93
5/1/20- $124514.08
6/1/20- $137013.82
7/1/20- $140654.19
8/3/20- $148634.10
9/1/20- $158343.22
10/1/20- $155,463.51- yuck...just keep swimming!
11/1/20- What the heck...I missed a month!
12/1/20- $175469.04
1/3/21- $184,692.76
2/2/21- $190,741.26
3/2/21- $200,580.85
4/2/21- $208,094.81
5/3/21- $217,401.97
6/1/21- $223,808.63

[FICurious]

This will track only my investments and savings.

Apr 2011:  $49k
Jan 2013:  $80K 
Jan 2014:  $97k
Jan 2015:  $100k   
Jan 2016:  $103k   
Jan 2017:  $108k
Jan 2018:  $127k
Jan 2019:  $133k
Jan 2020: $171,809   
Jan 2021: $200,820
01 Feb 2021: $203,845
01 Mar 21: $210,555
01 Apr 21: $214,681
1 May 21: $222,830

1 Jun 21: $226,661

Monthly Google Doc Tracker:  https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0    *Just put in your numbers. Do not sort.*

[windytrail]

1/2016   -$41,000      
1/2017   -$19,000   +$22,000   
1/2018   $9,000   +$28,000   
1/2019   $29,500   +$20,500   +228%
1/2020   $70,500   +$41,000   +139%
6/1/2020   $111,116   +$40,616   +58%
7/1/2020   $128,000   +$16,884   +15%
8/1/2020   $136,000   +$8,000   +6%
8/31/2020   $144,858   +$8,858   +7%
9/30/2020   $147,009   +$2,151   +1%
10/31/2020   $150,073   +$3,064   +2%
11/30/2020   $174,474   +$24,401   +16%
1/1/2021   $190,979   +$16,505   +9%
2/1/2021   $198,243   +$7,264   +4%
3/1/2021   $208,142   +$9,899   +5%
4/1/2021   $220,468   +$12,326   +6%
5/1/2021   $238,094   +$17,626   +8%
6/1/2021   $246,170   +$8,076   +3%

Almost there...

[Nederstash]

Sep 20 120,976
Oct 20 121,341
Nov 20 123,130
Dec 20 129,299
Jan 21 131,476
Feb 21 132,776
Mar 21 133,456
Apr 21 136,055
May 21 138,224
Jun 21 142,989

[JAYSLOL]

2020
Jan 1 - 113.0
Feb 1 - 115.1 (+2,100)
Mar 1 - 110.4 (-4,700)
Apr 1 - 98.6 (-11,800)
May 1 - 107.5 (+8900)
June 1 - 115.5 (+8000)
July 1 - 118.4 (+2900)
Aug 1 - 127.3 (+8900)
Sept 1 - 128.8 (+1500)
Oct 1 - 126.3 (-2500)
Nov 1 - 123.0 (-3300)
Dec 1 - 126.0 (+3000)

2021
Jan 1 - 128.0 (+2000)
Feb 1 - 131.4 (+3400)
Mar 1 - 131.5 (+100)
Apr 1 - 132.5 (+1000)
May 1 - 132.4 (-100)
June 1 - 134.8 (+2400)

Still slow going for me, but June (and the rest of the year) should be better.  I still think I have a shot to get to 160 by the end of the year, but it’ll take some real work now (and no market crash)

[JAYSLOL]

Sep 20 120,976
Oct 20 121,341
Nov 20 123,130
Dec 20 129,299
Jan 21 131,476
Feb 21 132,776
Mar 21 133,456
Apr 21 136,055
May 21 138,224
Jun 21 142,989

Looks like you are on track to beat your goal of 148 way early!  Congrats! 

[Naomi]

2021   net worth     investments    debt
jan    $144,900     $367,500       $222,600
feb    $155,700     $382,600       $226,900
mar   $154,900     $381,900       $227,000
apr    $180,600     $404,800       $224,200
may   $197,500     $419,500       $222,200
jun    $208,100     $430,600       $ 222,500

[Cezil]

	2016	2017	2018	2019	2020	2021	2022
January	-	$39,268.86	$65,122.37	$81,866.77	$115,567.59	$163,613.18	-
February	-	$40,863.10	$67,352.98	$87,222.31	$111,573.16	$167,970.17	-
March	-	$42,371.10	$66,410.59	$88,865.95	$99,504.35	$176,616.97	-
April	-	$43,864.83	$65,377.11	$93,050.94	$111,360.82	$180,431.85	-
May	-	$44,450.52	$68,032.74	$91,719.70	$118,208.83	$185,387.67	-
June	-	$47,031.44	$68,405.97	$95,665.54	$122,592.19	-	-
July	-	$48,401.46	$70,232.18	$99,502.49	$128,466.93	-	-
August	-	$49,222.48	$72,016.38	$98,339.71	$137,931.07	-	-
September	-	$51,435.45	$73,657.42	$102,459.81	$134,150.29	-	-
October	-	$52,990.22	$71,492.09	$104,199.94	$135,243.05	-	-
November	-	$55,388.92	$75,678.29	$109,178.17	$150,933.68	-	-
December	$32,870.70	$58,271.55	$72,493.16	$111,642.78	$159,144.91	-	-
Annual gain	$32,870.70	$25,400.85	$14,221.61	$39,149.62	$47,502.13	-	-

1) I've crossed the halfway point in this race.  Hooray!  (Took just under 2 years)  (Combined NW with my SO [recently unemployed] has now passed $300k)
2) The nice, steady increase has made it much more difficult to consider quitting in July or August to take a gap year.  Part time is not an option at my cog-in-the-machine job, but I just don't feel like working anymore, period. 

[ohyonghao]

Current Values:
May 2015:  $100,323.89
June 2015: $106,433.29
July 2015: $114,450.69
August 2015: $118,018.27
September 2015: $121,664.35
October 2015: $132,652.87
November 2015: $138,272.53
December 2015: $144,824.70
January 2016: $149,731.88
February 2016: $159,138.30
March 2016: $172,089.61
April 2016: $177,924.11
May 2016: $182,266.37
June 2016: $195,382.39
July 2016: $207,370.73
August 2016: $210,598.32
September 2016: $211,858.91
October 2016: $217,642.90
November 2016: $219,133.69
December 2016: $195,225.97
January 2017: $194,385.56
February 2017: $203,588.68
...
May 2021: $275,174.89

A lot has gone on since I last posted in 2017. I was laid off all of a sudden in April of 2017, started college for the first time in June of 2017, and graduated with a BS in CS and Math in June of 2020. I started my Masters in June of 2020 also and accepted my first post college job and started in March of 2021. Somewhere amongst all this I apparently graduated this forum thread.

One of the biggest things that FI has gotten me was the ability to 100% focus on school and not worry so much about money. Certainly it was in the back of my mind, but I just lived according to mustachian principles, and worked hard towards my goal. I took out student loans because I'm good with numbers and that total you see above is net worth, meaning that's AFTER subtracting the loans. I don't care so much about debt free as I do about a positive balance sheet. The hardest part came last year, having just graduated college, unable to find work, and the market tanks. It was tough but I kept moving forward. Big thanks to my sweetheart and her support. She found work while I was in school that most months covered our expenses, which was especially useful last Summer.

It's been good reading the last few pages here and seeing everyone's progress. Hope to see you all soon in the next thread!

[alcon835]

...A lot has gone on since I last posted in 2017. I was laid off all of a sudden in April of 2017, started college for the first time in June of 2017, and graduated with a BS in CS and Math in June of 2020. I started my Masters in June of 2020 also and accepted my first post college job and started in March of 2021. Somewhere amongst all this I apparently graduated this forum thread.

One of the biggest things that FI has gotten me was the ability to 100% focus on school and not worry so much about money...

WOW!!! Congrats!!!

What a testament to the true reason we do all of this - so that we can achieve our lifestyle goals without freaking out about money. Being able to go to school and live off of your savings after a layoff is pretty amazing!

[jps]

End of Month Balance
7/2020: $107,142
8/2020: $117,360
9/2020: $116.8K
10/2020: $117.5K
11/2020: $133.8K

As of today, our balances are at $192K. I haven't updated here in a while, because I'm not really one to track numbers every month, as much as I like to think I am. We're sitting at 44% increase in investments since early Dec 2020, and about 100% increase since 365 days ago. Wow. I know market conditions have been bonkers lately, but even still very early into my investing career I feel like the snowball has started and I won't soon be able to stop it.

[life_travel]

December 21, 2020   - $140,390
January 31, 2021      - $137,700 ( went down due to individual share holding)
February 28, 2021    - $146,500
March 30, 2021        - $152,700

Forgot all about this race.. Anyway, things are ticking along, we are not really adding anything ( due to reduced work), the growth is organic , from investments already in.

April 2021 - $153,300
May 2021 - $159,000

[StartingEarly]

So I've been out of the community for a long time but I wanted to drop in to say that sometime in the last year I made the gap up and crossed the $250k line. I've been focusing on my work and have been massively increasing income. With my traveling it's hard to reduce spending. I did end up getting another 2002 Honda Insight to replace the 01 I had that was totaled so I'm using less gas than my Toyota Matrix was. However, I'm still doing things in a pretty wasteful manner such as driving fast because my income loss from not doing so is far greater than slowing down. I still get about 55mpg on average though.

[JCGreen]

Hi All, I am new to this thread - Just jumped ship from the race 10k-100k

Net worth:
2018:                         2019                2020             2021
Jan                          $27,100           $45,839         $89,090
Feb                          $29,443           $43,345         $86,608 
Mar                         $31,603            $39,081         $98,860
Apr    $13,200          $33,959           $47,551         $106,604
May                         $33,933           $51,613         $107,294
Jun                          $37,928           $56,760
Jul                           $39,736           $61,567
Aug  $22,800           $39,918            $68,102
Sep  $23,645           $34,179            $68,212
Oct   $23,658           $38,091           $68,976
Nov  $23,948           $39,867            $76,790
Dec  $23,960           $43836             $82,778

Jun2021: $111,827.02 (+$4532.58) Very happy with this amount of growth

[Optimiser]

	2017	2018	2019	2020	2021
January	-57,500	-28,300	500	43,700	129,400
February	-58,300	-24,300	5,000	45,400	119,000
March	-50,400	-25,100	14,000	45,300	143,100
April	-43,900	-22,800	12,700	52,800	142,300
May	-46,300	-23,700	9,500	59,400	150,800
June	-38,200	-15,600	11,500	63,400	148,700
July	-41,300	-15,100	17,000	70,900	-
August	-40,200	-14,400	19,900	78,500	-
September	-33,200	-15,200	19,900	80,700	-
October	-30,900	-9,600	26,200	80,300	-
November	-34,000	-8,900	34,500	108,900	-
December	-30,800	-200	37,200	110,600	-

[jiimmy]

Dec 1st, 2019 $101,254
Jan 1st, 2020 $105,996
Feb 1st, 2020 $107,546
Mar 1st, 2020 $103,600
Apr 1st, 2020 $94,632
May 1st, 2020 $106,626
Jun 1st, 2020 $115,759
Jul 1st, 2020 $121,201
Aug 1st, 2020 $129,365
Sep 1st, 2020 $138,008
Oct 1st, 2020 $138,063
Nov 1st, 2020 $140,562
Dec 1st, 2020 $156,916
Jan 1st, 2021 $165,589
Feb 1st, 2021 $168,856
Mar 1st, 2021 $175,421
Apr 1st, 2021 $182,975
May 1st, 2021 $194,917
Jun 1st, 2021 $199,915
Jul 1st, 2021 $204,771

$45,229 left. Seems do-able.

[Sugaree]

Net Worth	2019	2020	2021
January	$49,378.04	$90,928.02	$161,747.01
February	$50,300.10	$93,896.81	$162,883.32
March	$59,373.49	$100,165.23	$173,923.10
April	$59,558.47	$94,297.23	$183,031.09
May	$64,340.45	$106,341.84	$186,124.71
June	$64,940.28	$113,372.31	$194,364.35
July	$70,156.02	$120,466.05	$     -
August	$74,302.64	$127,953.51	$     -
September	$74,328.43	$135,625.59	$     -
October	$78,067.76	$137,857.32	$     -
November	$81,274.16	$136,857.08	$     -
December	$88,148.59	$152,706.85	$     -
Annual gain	$38,770.55	$61,778.83	$     -

Went on vacation, and went over budget, so an increase is nice.  I was hoping to graduate by the end of the year, but it's looking like that is going to be more realistic sometime around January or February.  I'm also expecting some large medical bills for Mr. Sugaree in the next few months, so that's going to be a small setback too.

[FICurious]

This will track only my investments and savings.

Apr 2011:  $49k
Jan 2013:  $80K 
Jan 2014:  $97k
Jan 2015:  $100k   
Jan 2016:  $103k   
Jan 2017:  $108k
Jan 2018:  $127k
Jan 2019:  $133k
Jan 2020: $171,809   
Jan 2021: $200,820
01 Feb 2021: $203,845
01 Mar 21: $210,555
01 Apr 21: $214,681
1 May 21: $222,830
1 Jun 21: $226,661

1 July 21: $228,336

Monthly Google Doc Tracker:  https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0    *Just put in your numbers. Do not sort.*

[peppermint]

12/2019 - $107584.51
01/2020 - $110275.32
02/2020 - $112541.25
03/2020 - $111798.73
04/2020 - $104009.25
05/2020 - $110144.85
06/2020 - $117347.04
07/2020 - $127842.20
08/2020 - $130977.05
09/2020 - $137485.43
10/2020 - $138465.64
11/2020 - $140222.66
12/2020 - $150053.85
01/2021 - $156537.17
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
06/2021 - $175987.02
07/2021 - $132636.84

We bought a house, so that's why there is the big drop! Maybe I'll transition this to investments only sometime. Even with that, it's impressive to me I'm only set back to where I was ~10 months ago.

[Em-Dog]

Looks like I'm on track to graduate early, I feel like I cheated a little since I put all my cash in my taxable brokerage account over the past few months which isn't really representative of how much I'll be contributing each month going forward, but nevertheless I'm happy to be so close! I've moved my graduation goal up to next month, we'll see if the market is friendly next month too, I also added contributions and returns rows to my table.

	2018	2019	2020	2021	2022	2023	2024
January	$11,592	$19,461	$52,636	$117,964	-	-	-
February	$12,414	$28,144	$48,605	$129,160	-	-
March	$12,259	$23,011	$45,431	$135,298	-	-
April	$13,641	$25,628	$50,763	$183,963	-	-
May	$16,646	$24,273	$55,517	$213,448	-	-
June	$16,625	$27,726	$58,784	$247,758	-	-
July	$17,057	$31,358	$63,678	Graduation Goal	-	-
August	$17,375	$30,624	$69,345	-	-	-
September	$17,380	$41,343	$69,043	-	-	-
October	$16,044	$43,732	$69,866	-	-	-
November	$16,332	$46,935	$95,120	-	-	-
December	$16,589	$51,547	$118,877	-	-	-
Annual Gain	$6,671	$34,958	$67,330	$128,880	-	-
Contributions	$8,100	$30,491	$53,064	$108,252	-	-
Returns	($1,429)	$4,467	$14,266	$20,628	-	-

[mckaylabaloney]

	2018	2019	2020	2021
January	$(170,956.12)	$(80,750.78)	$(4,484.13)	$124,124.66
February	$(166,849.63)	$(72,922.02)	$(4,647.56)	$125,821.73
March	$(161,395.88)	$(65,244.64)	$398.59	$136,847.83
April	$(156,590.44)	$(57,807.71)	$(9,003.54)	$145,677.69
May	$(159,977.61)	$(52,358.05)	$8,209.01	$164,438.72
June	$(154,655.48)	$(52,769.97)	$19,606.73	$171,195.96
July	$(149,000.22)	$(39,802.87)	$26,480.37	$219,072.34
August	$(143,758.38)	$(35,751.08)	$40,657.65	-
September	$(139,839.66)	$(45,074.66)	$52,868.32	-
October	$(136,009.14)	$(54,949.47)	$53,926.77	-
November	$(137,519.76)	$(53,156.01)	$61,241.09	-
December	$(132,193.25)	$(52,946.03)	$78,742.07	-
Annual gain	$90,205.34	$75,902.65	$128,972.79	-

The big jump this month is kind of illusory: I refinanced my home in June at a value much higher than I had previously been estimating, so my home equity shot up this month for no reason attributable to me. Still, even accounting for that, it's extremely wild to see where I am now compared to just one year ago.

[haypug16]

June 2021 Update
3/31/2017 (52,848.85) - Found MMM
3/31/2018 $(14,916.69) - 1 year in
3/31/2019 $9,917.20 - 2 years in
3/31/2020 $22,896.16 - 3 years in
3/31/2021 $92,842.32 - 4 years in
4/30/2021 $100,212.15 - Join this race
5/31/2021   $103,329.82
6/30/2021   $108,949.13 - Increase of $5,619.31 in June

I'm averaging a monthly NW increase of just over $5k. That's $60k a year and considering my salary is "only"$73K that's pretty great. Hopefully this can continue through the rest of the year. :)

[ResolLaTot]

   Can't shed an ever mounting desire to GTFO of work for a year. So I'm jumping into THIS race to keep me from jumping out of the rat race too soon.   I'm only tracking investment accounts. keeping my savings/checking mentally earmarked as an emergency-sabbatical fund. I front loaded my 401k contributions  to max out at end of May. My stretch goal for December 2021 is 175k.

2021
April  =  $149,154
May. =   $153,211

I have one more contribution to max 401k for 2021, then it's on to max HSA in June. Progress will slow in July unless I begin to make monthly taxable brokerage contributions

2021
April  =  $149,154
May. =   $153,211
June 30 = $162,003

Whoo, that concludes my tax advantaged contributions for the year! Everything from now till 2022 will be down to growth.

[JAYSLOL]

2020
Jan 1 - 113.0
Feb 1 - 115.1 (+2,100)
Mar 1 - 110.4 (-4,700)
Apr 1 - 98.6 (-11,800)
May 1 - 107.5 (+8900)
June 1 - 115.5 (+8000)
July 1 - 118.4 (+2900)
Aug 1 - 127.3 (+8900)
Sept 1 - 128.8 (+1500)
Oct 1 - 126.3 (-2500)
Nov 1 - 123.0 (-3300)
Dec 1 - 126.0 (+3000)

2021
Jan 1 - 128.0 (+2000)
Feb 1 - 131.4 (+3400)
Mar 1 - 131.5 (+100)
Apr 1 - 132.5 (+1000)
May 1 - 132.4 (-100)
June 1 - 134.8 (+2400)
July 1 - 137.3 (+2500)

[windytrail]

Investment Tracking         
1/2016   -$41,000      
1/2017   -$19,000   +$22,000   
1/2018   $9,000   +$28,000   
1/2019   $29,500   +$20,500   +228%
1/2020   $70,500   +$41,000   +139%
6/1/2020   $111,116   +$40,616   +58%
7/1/2020   $128,000   +$16,884   +15%
8/1/2020   $136,000   +$8,000   +6%
8/31/2020   $144,858   +$8,858   +7%
9/30/2020   $147,009   +$2,151   +1%
10/31/2020   $150,073   +$3,064   +2%
11/30/2020   $174,474   +$24,401   +16%
1/1/2021   $190,979   +$16,505   +9%
2/1/2021   $198,243   +$7,264   +4%
3/1/2021   $208,142   +$9,899   +5%
4/1/2021   $220,468   +$12,326   +6%
5/1/2021   $238,094   +$17,626   +8%
6/1/2021   $246,170   +$8,076   +3%
7/1/2021   $254,478   +$8,308   +3%

On to the next race. This one took about 15 months. See you all there very soon!

[mckaylabaloney]

Congrats @windytrail!

[zygote]

For context: I'm 32 in a HCOL city. I'm married, but these are my own numbers since we keep our finances separate. Includes cash, retirement, and credit cards, which are used for normal expenses and paid off in full every month.

3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93
8/19: $101,572.33 (graduated to this thread)
3/20: $118,287.76
3/21: $206,593.43
4/21: $211,501.00 (+$4,907.57, +2.38%)
5/21: $223,080.37 (+$11,579.37, +5.47%)
6/21: $226,044.45 (+$2,964.08, +1.33%)
7/21: $233,579.18 (+$7,534.73, +3.33%)

Went on vacation this month and spent a lot of money, so it's fun to see such a big increase in spite of that.

[Sanitary Engineer]

So much progress on this thread.

I can't find where I have ever updated my progress in this race.  I guess I thought this would take so long I should space out my updates a little bit.  This is just cash and investments and some of this cash is EF and some is sinking fund for house projects, so I'm not sure if we will keep up this progress. And this is a surprising accumulation for 6 months!

5/31/2020          - $ 72,426
6/19/2020          - $ 82,681
8/6/2020            - $ 89,237
9/2/2020            - $ 93,346
10/6/2020          - $103,450
1/5/2021            - $114,837
7/2/2021            - $169,009

[Gingersnaps]

Looks a great jump but I didn't track for a couple of months as I had a baby - just been talking her through our investment strategy so here's to 2nd gen FIRE ;)
My work share scheme matured with great gains so that's been reinvested now. Did need a new (to us) car for the kiddo but save for that separately in cash so doesn't affect these numbers.
Still on fully paid maternity leave at the moment so things will change in the next few months, she's worth it though.

Great to see some big updates here, always enjoy seeing people come back with infrequent updates showing that they've remained committed

01/07/2020 - £75,523.86
01/08/2020 - £76,466.46
01/09/2020 - £79,690.65
01/10/2020 - £95,664.71
01/11/2020 - £97,515.00
01/12/2020 - £112,302.49
01/01/2021 - £114,965.12
01/02/2021 - £117,962.11
01/03/2021 - £118,873.35
01/04/2021 - £125,164.43
01/07/2021 - £146,807.86

[jdhansen]

Finished the month of June with a bang, jumped back from our negative run at the end of May.  Happy to keep the trend of everyone growing going.

Jan 2021    $110,058
Feb 2021    $129,663
Mar 2021    $144,239
Apr 2021    $168,072
May 2021   $167,435
June 2021  $201,247

[CanadianTeacher]

January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62

October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019" $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15

January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14

January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)

Unemployed now. No contract prospects lined up right now. Hopefully I get something so I can continue this momentum.

[Huskerfan]

My stats:

Jul2019 — $101953
Aug2019 — $106277
Sep2019 — $111050
Oct2019 — $114791
Nov2019 — $120215
Dec2019 — $122692
Jan2020 — $120521
Feb2020 — $123625
Mar2020 — $124248
Apr2020 — $133240
May2020 — $145475
Jun2020 — $143581
Jul2020 — $151652
Aug2020 — $155546
Sep2020 — $149687
Oct2020 — $161159
Nov2020 — $182840
Dec2020 — $197090
Jan2021 — $197402
Feb2021 — $218863
Mar2021 — $229977
Apr2021 — $241104
May2021 — $249275
Jun2021 — $252084


Numbers updated thru the last day of the month. 
I stuck to my strategy, and laid low for the majority of June. And popped back in for some gains when I was ready to do so. .

I hit the $250K goal I set for myself to hit in December 2021 —many months ahead of schedule.  So with that; I guess a new goal will be $280k.  I’ve pulled in gains above the 20% mark thus far for the year.  So hopefully I can keep the trend going and perhaps gain another 10%.  I’m excited to see how the next 7 months treat my accounts. 

[sportsportsports]

  -                                     01-2021   $144,909.50
  -                                     02-2021   $153,472.01
  -                                     03-2021   $161,151.32
  -                                     04-2021   $171,644.21
05-2020   $104,082.90       05-2021   $177,685.41
06-2020   $108,773.96       06-2021   $184,210.64
07-2020   $118,687.61        -
08-2020   $126,358.17        -
09-2020   $123,712.57        -
10-2020   $122,624.17        -
11-2020   $135,680.66        -
12-2020   $142,532.46        -

I had set a small goal for myself to be at $200k before the end of the year, and at this rate it looks like it'll happen sooner than that! I'm pleased with this progress, and it helps that I'm now finally eligible for my companies 401k. I'm going to have a bit of a mess on my hands over the next few months as my company has been acquired and we're moving to their benefits structure, but hopefully by the end of the year I'll have all my retirement accounts sorted out.

[LipFoliage303]

I've been lurking more in the race section and figure it's time I play. I'll start tracking my LNW here with y'all.

7/2021 = $123,700