Author Topic: Race from 100 to 250k  (Read 563406 times)

Neustache

  • Handlebar Stache
  • *****
  • Posts: 1188
Re: Race from 100 to 250k
« Reply #2600 on: July 30, 2019, 06:49:09 AM »

09/05/18     154,000
10/01/18     168,330
12/01/18     163,458
01/01/19     155,535
02/01/19     166,939
03/01/19     174,622   
04/01/19     177,810
05/01/19     200,000
06/01/19     195,345
07/01/19     207,000
08/01/19     232,732

It's almost been a year, and we are up 78K from September of last year.  Pension dump happened in late July which is why we increased so much this month.  I don't know exact numbers, but I would think that about 45K are our contributions, 22K from pension dump and the rest are gains.  Crazy!  Barring any major downturns we will probably hit 250K in January when I fill our Roth IRA for 2020.

Slow&Steady

  • Pencil Stache
  • ****
  • Posts: 719
  • Location: Midwest
Re: Race from 100 to 250k
« Reply #2601 on: July 30, 2019, 07:27:04 AM »
2019 Goal = $135k (Invested Total) & $170K (Total NW)
2019 Stretch Goal = $160k (Invested Total) & $200k (Total NW)

I am using Invested Total for this race. Predicted Graduation = Jan 2022 or 4 year from start.

We listed the rental house, so I adjusted the value to what we expect to get for the house.  NW Goals have also been adjusted above to account for no longer (hopefully) having the rental house.  Invested total will take another hit in Aug as I switch jobs and will lose my non-vested balance, this looks like close to $6k right now.  With these changes the $135k invested total looks doable but the $160k (by end of 2019) seems completely out of reach at this moment.

   Month End      Invested Total      Total NW   
   Dec-13      $43,660      $51,660   
   Dec-14      $52,943      $75,943   
   Dec-15      $55,622      $88,622   
   Dec-16      $69,570      $118,5708   
   Dec-17      $97,461      $154,724   
   Dec-18      $106,959      $175,804   
   Jan-19      $114,861      $165,976   
   Feb-19      $120,300      $175,607   
   Mar-19      $124,179      $186,181   
   Apr-19      $130,479      $184,076   
   May-19      $121,529      $181,012   
   Jun-19      $129,146      $180,781   
   Ju1-19      $133,289      $159,104   

zygote

  • Stubble
  • **
  • Posts: 238
Re: Race from 100 to 250k
« Reply #2602 on: July 30, 2019, 09:11:08 AM »
I just graduated from the race to $100k thread!

For context: I'm 30 in a HCOL city. I'm married, but these are my own numbers since we keep our finances separate. Includes cash, retirement, and credit cards, which are used for normal expenses and paid off in full every month.

3/18: $48,533.91 (found MMM and started tracking)
1/19: $69,733.94
8/19: $101,572.33

song gnos

  • 5 O'Clock Shadow
  • *
  • Posts: 11
  • Age: 26
Re: Race from 100 to 250k
« Reply #2603 on: July 31, 2019, 02:50:21 AM »
Graduated from race to 100k. So might as well start tracking.

January 2019 81.8k
February 2019 93.2k
March 2019 98.3k
April 2019 108.3k
May 2019 111.9k
June 2019 108.4k
July 2019 117k

Not sure what a realistic timeframe to 250k would be. Hopefully within Jan 2021.



Sent from my Moto Z (2) using Tapatalk


ItsALongStory

  • Bristles
  • ***
  • Posts: 278
  • Location: Western US
Re: Race from 100 to 250k
« Reply #2604 on: July 31, 2019, 07:06:24 AM »
Graduated from race to 100k. So might as well start tracking.

January 2019 81.8k
February 2019 93.2k
March 2019 98.3k
April 2019 108.3k
May 2019 111.9k
June 2019 108.4k
July 2019 117k

Not sure what a realistic timeframe to 250k would be. Hopefully within Jan 2021.



Sent from my Moto Z (2) using Tapatalk
Welcome! 10k average per month is a great goal, definitely faster than average.

Sent from my Pixel 2 XL using Tapatalk


Raenia

  • Handlebar Stache
  • *****
  • Posts: 1102
Re: Race from 100 to 250k
« Reply #2605 on: July 31, 2019, 07:45:05 AM »
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
02/28/2018 - 164,404.90
03/31/2018 - 163,625.13
04/30/2018 - 168,453.88
05/31/2018 - 173,855.43
06/30/2018 - 176,412.22
07/30/2018 - 183,761.04
09/03/2018 - 190,205.44
09/29/2018 - 192,500.25
10/31/2018 - 182,303.59
11/30/2018 - 187,676.36
12/31/2018 - 177,921.99
1/31/2019 - 191,369.58
2/27/2019 - 199,934.11
3/31/2019 - 204,847.64
4/30/2019 - 212,380.74
6/1/2019 - 194,990.98
6/30/2019 - 208,303.52

7/31/2019 - 211,145.36

gillhamface

  • 5 O'Clock Shadow
  • *
  • Posts: 13
Re: Race from 100 to 250k
« Reply #2606 on: July 31, 2019, 07:57:00 AM »
1/2018  $104,847
1/2019  $103,451
2/2019  $112,868
3/2019  $115,615
4/2019  $117,248
5/2019  $123,948
6/2019  $119,983
7/2019  $129,967

                                    Saved        Market Gains/Other
7/31/2019  $133,483     $1540        $1,976


mbk

  • Stubble
  • **
  • Posts: 128
Re: Race from 100 to 250k
« Reply #2607 on: July 31, 2019, 01:48:59 PM »
I am using this challenge for my retirement savings from now on. The going has been slow till last year due to couple of house purchases.
 
Only retirement savings:
--------------------
12/31/16     107k
12/31/17     137k
12/31/18     110k
-------------------
07/31/19     163k

mustardstew

  • 5 O'Clock Shadow
  • *
  • Posts: 15
  • Age: 46
  • Location: NC, USA
Re: Race from 100 to 250k
« Reply #2608 on: July 31, 2019, 02:53:10 PM »
06/2018 - $127,908
07/2018 - $128,267
08/2018 - $130,454
09/2018 - $133,960
10/2018 - $133,054
11/2018 - $128,883
12/2018 - $130,047
01/2019 - $123,019
02/2019 - $126,896
03/2019 - $130,444
04/2019 - $132,114
05/2019 - $134,870
06/2019 - $130,798
07/2019 - $134,625

08/2019 - $134,062
A few unexpected expense and annual fe-type deals... treading water this summer haha.
« Last Edit: August 01, 2019, 06:48:53 AM by mustardstew »

FrugalByChance

  • 5 O'Clock Shadow
  • *
  • Posts: 28
  • Age: 46
  • Location: The Netherlands
    • Net Worth Progress
Re: Race from 100 to 250k
« Reply #2609 on: July 31, 2019, 03:07:52 PM »
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence.

These are the "end of the month" numbers:
Month      Early Retirement Stash
Jan 2016   €  58 971.00
Jan 2017   €  86 368.00
Jan 2018   € 119 817.00
Dec 2018   € 135 400.00
Totals for 2018:
Growth   € 18.847,34   (= 16,17%)
Deposits € 27.142,12   
Returns -€  8.294,78   (= -6,81%)


Jan 2019   € 145 840.48
Feb 2019   € 151 827.59
Mar 2019   € 157 527.28   (€ 5 699.69 growth including € 1 440.00 deposits)
Apr 2019   € 164 309.47   (growth: € 6 782.19 deposits:  €  950.00 )
May 2019   € 158 997.24   (growth: -€5 312.23 deposits: € 3 350.00)
Jun 2019   € 166 992.69   (growth: € 7 995.45 deposits: € 3 200.00)


Jul 2019   € 173 557.53   (growth: € 6 564.84 deposits: € 4 300.00)

Mainlander

  • 5 O'Clock Shadow
  • *
  • Posts: 15
Re: Race from 100 to 250k
« Reply #2610 on: July 31, 2019, 06:47:40 PM »
JULY UPDATE       

03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714
10/01/18: $123,222
11/01/18: $123,710
12/01/18: $132,287
01/01/19: $130,778
02/01/19: $142,434
03/01/19: $147,794
04/01/19: $164,175 
05/01/19: $171,260
06/01/19: $170,858
07/01/19: $178,164 ($7,306 gain)
08/01/19: $183,917 ($5,753 gain)


junga

  • 5 O'Clock Shadow
  • *
  • Posts: 25
Re: Race from 100 to 250k
« Reply #2611 on: July 31, 2019, 07:31:08 PM »
January 1, 2018         : $97,318
February 2, 2018        : $104,695
March 1,2018             : $107,006
March 30, 2018          : $115,189
May 1, 2018               : $116,178
June 1, 2018              : $119,529
July 2, 2018               : $117,366
July 31, 2018             : $120,235
Aug 31, 2018             : $126,710
Sept 30, 2018            : $135,258
Dec 1, 2018               : $133,314
Dec 30, 2018             : $128,407
Jan 31, 2019              : $139,828
March 1, 2019            : $145, 617
March 31, 2019          : $153,549
May 2, 2019               : $162,575
June 2, 2019              : $164,396
Jun 28, 2019              : $173,404
July 31,2019               : $183,384

zeli2033

  • Bristles
  • ***
  • Posts: 398
  • Location: Pacific Northwest
Re: Race from 100 to 250k
« Reply #2612 on: July 31, 2019, 08:16:15 PM »
Investments/cash:

6/30/19: $106,071
7/15/19: $109,270
7/31/19: $112,395

At the beginning of 2019, we decided to only contribute the max to our 401k so that we could finish paying off debt and could acquire cash for an efund in preparation for baby. Now that we've paid off debt and are well on our way to completing our efund amount, we decided to turn our contributions up to get as close to maxing as possible for this year. I'm hoping to see more significant jumps in net worth once those take effect.

Moving forward I'll likely be going to monthly tracking instead of biweekly.

ASW

  • 5 O'Clock Shadow
  • *
  • Posts: 35
  • Location: USA
Re: Race from 100 to 250k
« Reply #2613 on: August 01, 2019, 04:52:32 AM »
Chugging along...


                       2018                2019                2020                2021               
January     $38,800$88,534--
February$49,800$96,439--
March$55,707$107,387--
April$64,352$110,960--
May$68,097$117,622--
June$72,976$113,078-(Grad Goal)
July$80,555$124,700-
August$85,858$129,322-
September$90,137--
October$93,806--
November$89,537--
December$92,795--
« Last Edit: September 03, 2019, 12:19:21 PM by ASW »

Epor

  • Stubble
  • **
  • Posts: 166
  • One day at the time
Re: Race from 100 to 250k
« Reply #2614 on: August 01, 2019, 07:10:00 AM »

Jan-2014    $ 24,525.00   
Jan-2015    $ 32,090.00   
Jan-2016    $ 39,258.00   
Jan-2017    $ 59,072.00   (found MMM   3/17)
Jan-2018    $ 93,684.00
Jan-2019    $111,219.00
----------   
           Total       Saved       Market G/L
02/01/19   129805      7876        10710
03/01/19   136520      1976         4739
04/01/19   139740      1976         1244     
05/01/19   147985      1976         6269     
06/01/19   138745      2715       -11955     
07/01/19   151525      1976        10804     
08/01/19   155785      2000         2260     

dogboyslim

  • Bristles
  • ***
  • Posts: 429
Re: Race from 100 to 250k
« Reply #2615 on: August 01, 2019, 07:24:47 AM »
Graduation! 
Investments only.  Valuation as of 7/31

                       2016                2017                2018                2019               
January$20,310$59,598$130,690$172,016
February$20,818$94,135$130,112$210,931
March$23,784$96,711$170,547$220,649
April$26,650$100,313$175,470$231,153
May$28,769$104,001$181,127$230,149
June$32,015$107,339$183,621$244,641
July$34,808$111,240$190,156$252,651
August$37,342$113,472$162,706-
September$39,883$117,719$165,350-
October$41,720$119,898$160,600-
November$44,979$121,666$165,845-
December$56,197$125,576$160,236-
« Last Edit: August 01, 2019, 09:29:53 AM by dogboyslim »

ingrownstudentloans

  • Stubble
  • **
  • Posts: 211
  • Age: 33
  • Location: Nashville, TN
Re: Race from 100 to 250k
« Reply #2616 on: August 01, 2019, 08:30:23 AM »
I am tracking only IRA/401K/taxable accounts.
5/31/2018 $100,519.07  - not even the slightest clue on target date...I'll be here for a few years :)
6/30/2018 $105,187.34
7/31/2018 $109,052.07
8/31/2018 $116,748.06
9/31/2018 $125.833.33 (should slow down for rest of year as both 401Ks are maxed)
10/31/2018 $121,400.49 (market pain)
11/30/2018 $120,116/63
12/31/2018 $115,318.38 (more market pain and put some resources towards our new AirBnB venture - looking forward to buying stocks on sale now that 401K is back in play)
1/31/2019 $121,188.34 (next couple of months are my favorite time of year - 401K is in play, bonus and employer 401K match (3% of compensation) all hit)
2/28/2019 $136,880.76 (one twomore fun months, then back to slow(er) growth mode)
3/31/2019 $141,195.30 (one more fun month - employer 401k contribution and last month until max 401k for the year)
4/30/2019 $161,209.95 (going to try to continue speed with taxable account - we will see with a 2-week old at home how this plays out)
5/31/2019 $157,215.34 (market pain decline despite adding close to $4,000 in my after-tax account.....stay the course)
6/30/2019 $168,401.72 ($63,214.38 in one year...stay the course)
7/31/2019 $172,680.44

ItsALongStory

  • Bristles
  • ***
  • Posts: 278
  • Location: Western US
Re: Race from 100 to 250k
« Reply #2617 on: August 01, 2019, 09:03:08 AM »
Felt like bringing in the top level history:

Oct-12: $0.00
Nov-12: $432.15
Dec-12: $1192.8
Jan-13: $1542.90
Jan-14: $7286.11
Jan-15: $16985.5
Jan-16: $26770.16
Jan-17: $58399.77
Jan-18: $95469.77
Feb-18: 111724.81
Mar-18: $112878.91
Apr-18: $117425.35
May-18: $123001.77
Jun-18: $125427.65
Jul-18: $135341.45
Aug-18: $138059.7
Sep-18: $142216.90
Oct-18: $152616
Nov-18: $145926
Dec-18: $150084
Jan-19: $142749
Feb-19: $159520
Mar-19: $168002
Apr-19: $176343
May-19: $184512
Jun-19: $181480
Jul-19: $197044

Aug-19: $204485 = $192056 Investments + $12429 HSA

Another solid month, initial goal was $200k by year end but just with contributions and a flat market I should reach $225k at the least. This has turned into a race to ~$450k now based on some changes in our plans so the faster we go the closer that slow traveling nirvana gets.

L2

  • Stubble
  • **
  • Posts: 106
  • Age: 28
  • Location: Ohio
Re: Race from 100 to 250k
« Reply #2618 on: August 01, 2019, 09:04:55 AM »
Cleaned up my formatting as to not clog the thread with quoted posts.

1/15/19 - $101,635.
1/31/19 NW: 108,165 - Projected Graduation Goal NW (12/31/2020):  204,027
2/28/19 NW: $115,123.70 - Projected Graduation Goal NW (12/31/2020):  $211,141.90
3/31/19 NW: $118,967.70 - Projected Graduation Goal NW (12/31/2020):  $211,887
4/30/19 NW: $128,933.75 - Projected Graduation Goal NW (12/31/2020):  $224,080.24
5/31/19 NW: $133,788 - Projected Graduation Goal NW (12/31/2020):  $227,373
6/30/19 NW: $141,921 - Projected Graduation Goal NW (12/31/2020):  $236,022
7/31/19 NW: $147,155 - Projected Graduation Goal NW (12/31/2020: $238,679

ItsALongStory

  • Bristles
  • ***
  • Posts: 278
  • Location: Western US
Re: Race from 100 to 250k
« Reply #2619 on: August 01, 2019, 09:16:26 AM »
Cleaned up my formatting as to not clog the thread with quoted posts.

1/15/19 - $101,635.
1/31/19 NW: 108,165 - Projected Graduation Goal NW (12/31/2020):  204,027
2/28/19 NW: $115,123.70 - Projected Graduation Goal NW (12/31/2020):  $211,141.90
3/31/19 NW: $118,967.70 - Projected Graduation Goal NW (12/31/2020):  $211,887
4/30/19 NW: $128,933.75 - Projected Graduation Goal NW (12/31/2020):  $224,080.24
5/31/19 NW: $133,788 - Projected Graduation Goal NW (12/31/2020):  $227,373
6/30/19 NW: $141,921 - Projected Graduation Goal NW (12/31/2020):  $236,022
7/31/19 NW: $147,155 - Projected Graduation Goal NW (12/31/2020: $238,679

Encouraging to see you catch up to the projected grad date month over month, wouldn't be shocked to see you graduate in September of next year at this rate.

L2

  • Stubble
  • **
  • Posts: 106
  • Age: 28
  • Location: Ohio
Re: Race from 100 to 250k
« Reply #2620 on: August 01, 2019, 09:56:42 AM »
Cleaned up my formatting as to not clog the thread with quoted posts.

1/15/19 - $101,635.
1/31/19 NW: 108,165 - Projected Graduation Goal NW (12/31/2020):  204,027
2/28/19 NW: $115,123.70 - Projected Graduation Goal NW (12/31/2020):  $211,141.90
3/31/19 NW: $118,967.70 - Projected Graduation Goal NW (12/31/2020):  $211,887
4/30/19 NW: $128,933.75 - Projected Graduation Goal NW (12/31/2020):  $224,080.24
5/31/19 NW: $133,788 - Projected Graduation Goal NW (12/31/2020):  $227,373
6/30/19 NW: $141,921 - Projected Graduation Goal NW (12/31/2020):  $236,022
7/31/19 NW: $147,155 - Projected Graduation Goal NW (12/31/2020: $238,679

Encouraging to see you catch up to the projected grad date month over month, wouldn't be shocked to see you graduate in September of next year at this rate.

Thank you. I'm unsure on how I feel about my calculations as it includes "one time" income that has been generated this year, so it may be overstated some. I expect about another $8k in one time income before the end of the year and will revisit my projections at the beginning of 2020. Then again, if I can generate the one-off (bonus/side income) income this year, why can't I do it next year?! If I can get to $175k by year's end, I will feel pretty good about meeting the goal.

FI-REality

  • 5 O'Clock Shadow
  • *
  • Posts: 29
Re: Race from 100 to 250k
« Reply #2621 on: August 01, 2019, 10:12:30 AM »
Goal of $250,000 by Sept of 2019.

Jan 1/16 - $105,809.20
Apr 1/16 - $108,749.60
Jul 1/16 - $117,155.44
Oct 1/16 - $118,878.00
Jan 1/17 - $126,041.95
Apr 1/17 - $138,777.41
Jul 1/17 - $144,570.34
Oct 1/17 - $152,266.77
Jan 1/18 - $164,613.88
Apr 1/18 - $174,725.03
July 1/18 - $188,096.17
Oct 1/18 - $191,853.58
Jan 1/19 - $183,804.03
Feb 1/19 - $192,428.69
Mar 1/19 - $197,862.10
Apr 1/19 - $204,808.88
May 1/19 - $208,362.35
Jun 1/19 - $201,804.03
July 1/19 - $208,148.78

Aug 1/19 - $207,281.37

Another month of no contributions in order to pay off credit cards; so it's all market... however, I also had to take some money out of our emergency fund to fix our car (don't worry, I got the parts 1/2 price and did the work myself).

Definitely not hitting my graduation target next month (projection shows me only at $210).  Latest projections show me graduating in Oct of 2020... so 13 months longer than initially predicted.

My FIRE date is now showing March of 2035... haha.
« Last Edit: August 01, 2019, 10:18:36 AM by FI-REality »

Master of None

  • 5 O'Clock Shadow
  • *
  • Posts: 14
Re: Race from 100 to 250k
« Reply #2622 on: August 01, 2019, 10:25:14 AM »
4/1/19-$102,995.86
5/1/19- $103,951.81
7/1/19- $110,074.26
8/1/19- $112,049.87

repman

  • 5 O'Clock Shadow
  • *
  • Posts: 30
Re: Race from 100 to 250k
« Reply #2623 on: August 01, 2019, 12:29:11 PM »
Nov 2017     65,000€
Dez 2017     69,000€  a frugal month and a christmas paycheck !

Jan  2018     73,100€
Feb  2018     74,100€
Mar  2018     57,300€  some expenses and bad investment decisions
Apr 2018      58,800€
May 2018      62,285€
Jun 2018     65,500€
Jul 2018      71,538€
Aug 2018      76,500€
Sep 2018      78,600€
Oct 2018      81,500€
Nov 2018      83,980€
Dez 2018      86,500€

Jan 2019       90,900€  some boni
Feb 2019       94,200€
Mar 2019       100,317€  some extra boni
Apr 2019       101,170€
May 2019     105,211€
Jun 2018      113,334€
Jul 2018       121,589€
Aug 2019     126,000€ 


Goal: 250,000€ in December 2022
 

Retire:
plan:      3\1\2025     25 x Living Expenses(year)
is:          now            9,2 x Living Expenses(year)

A warm welcome to everybody in this thread. I hope we have nice journey together on the road to freedom-

Google Spreadsheet
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=1302523503

katthjul

  • 5 O'Clock Shadow
  • *
  • Posts: 60
  • Location: Sweden
Re: Race from 100 to 250k
« Reply #2624 on: August 01, 2019, 12:58:40 PM »
Apr 2019: €104,580
May 2019: €102,272
Jun 2019: €107.885
Jul 2019: €113.905

My results for June and July.

SquashingDebt

  • Stubble
  • **
  • Posts: 230
Re: Race from 100 to 250k
« Reply #2625 on: August 01, 2019, 06:19:01 PM »
June 2015:   -$82,494 (finished grad school and got my first real job)
June 2016:   -$54,365
June 2017:   -$14,362
June 2018:    $38,877
June 2019:  $111,550

July 2019:   $115,159


Conservative graduation goal = September 2021
(still need to decide on my stretch graduation goal)

FICurious

  • 5 O'Clock Shadow
  • *
  • Posts: 19
  • Location: Ohio
Re: Race from 100 to 250k
« Reply #2626 on: August 01, 2019, 09:45:01 PM »

This will track only my investments and savings.

Apr 2011:  $49k
Jan 2013:  $80K     >>>> Out of work/stay at home Dad Aug 13 - Mar 15
Jan 2014:  $97k
Jan 2015:  $100k   >>>> Back to work, but daily 3 hour commute (Good for audio books, bad for car and home life)
Jan 2016:  $103k   >>>> Got position close to home in Jan, hated job and became trainee in current career field in Apr 16
Jan 2017:  $108k
Jan 2018:  $127k

Jan 2019:  $133k
Feb 2019:  $145k
Mar 2019:  $147k
Apr 2019:  $151K 
May 2019: $154k  >>>> Graduated trainee program. Whoopee!
Jun 2019: $149,276
Jul 2019: $157,542

Aug 2019: $159,018

felixbf

  • 5 O'Clock Shadow
  • *
  • Posts: 37
Re: Race from 100 to 250k
« Reply #2627 on: August 05, 2019, 05:55:43 AM »
Just pushing the numbers...should add another 15k+(hopefully) this Friday for my yearly performance bonus

16 Jan 2019  162,583.74
25 Jan 2019  172,583.74
28 Feb 2019  176,485.53
31 Mar 2019  183,523.19
30 Apr 2019  185,542.11 - some unfortunate expenses turned up
31 May 2019  201,150.55 - Pay increase with a years back pay in OT and normal pay bumped me over to 200K FINALLY
07 June 2019 R 219,150.55 - Partial Performance bonus for the year(taxed @45% for some reason) and remainder to be paid out in next payslip... first time the company did this.. and a bit odd...double tax maybe.?? :(

====================
July 225,148.67
August 237,421.80

solon

  • Handlebar Stache
  • *****
  • Posts: 1598
  • Age: 1818
  • Location: CO
Re: Race from 100 to 250k
« Reply #2628 on: August 05, 2019, 09:20:16 AM »

 1-2017  $88,615
 1-2018 $132,155
 1-2019 $177,349
 2-2019 $188,332
 3-2019 $187,634
 4-2019 $197,461
 5-2019 $194,010
 6-2019 $186,414
 7-2019 $196,934
 8-2019 $267,535


I finished my basement this month, and I'm using the new value of my house. I got an official appraisal, so I'm fairly confident of the value.

Moving on up!

Here's the group spreadsheet: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0

UnexpectedExpenseExpector

  • 5 O'Clock Shadow
  • *
  • Posts: 55
  • Age: 34
  • Location: United States
Re: Race from 100 to 250k
« Reply #2629 on: August 06, 2019, 10:31:56 PM »
Moving right along. 

2014 Jan: (129,703.05)
2015 Jan: (115,355.51)
2016 Jan: (82,545.00)
2017 Jan: 2,693.77
2018 Jan: 48,429.84

2019
January: 79,517.63
February: 87,532.51
March: 91,151.25
April: 95,594.61
May: 97,569.98
June: 104,249.52
July: 112,619.45

...
2021 Jul: 250,000 (GOAL)


Nederstash

  • Bristles
  • ***
  • Posts: 374
Re: Race from 100 to 250k
« Reply #2630 on: August 07, 2019, 02:34:24 PM »
Jul 19: 100741
Aug 19: 100432

Well, one month into my induction to this thread and the markets take a bit of a dive. Still above 100k, so no complaints! Also, I spent a fair bit on holiday in Iceland... if anyone has a chance to go, please do. What a country. Bizarre and beautiful nature. Icelandair has free layovers up to 7 days on their flights between Europe and the US/Canada, just a little tip for you all!

snoot

  • 5 O'Clock Shadow
  • *
  • Posts: 42
Re: Race from 100 to 250k
« Reply #2631 on: August 08, 2019, 12:44:12 PM »

01/2018 $67,602
01/2019 $101,315
02/2019 $116,294
03/2019 $121,914
04/2019 $126,008
05/2019 $171,195 (added house equity)
06/2019 $172,670
07/2019 $182,019
08/2019 $185,632

Investment Viking

  • 5 O'Clock Shadow
  • *
  • Posts: 3
Re: Race from 100 to 250k
« Reply #2632 on: August 09, 2019, 08:49:31 AM »
01/08/19 124 345.52 €

lcmac32

  • 5 O'Clock Shadow
  • *
  • Posts: 19
Re: Race from 100 to 250k
« Reply #2633 on: August 09, 2019, 10:00:57 AM »
We are really close, but our savings rate has plummeted recently (course corrections in progress a.k.a self face punches).  We will likely make the $250,000 mark by end of year if market holds true.  I find the grind from $100k to $250,000 to be a long one.  $100k was pretty easy. The savings amount goal changed.  $100k - $250k is a $50k bigger goal than the $0 - $100k original marker.  That is probably just an excuse for not saving like I should have.  I don't include home which has about $200-250k in equity.  It just doesn't seem real as we are living in the house and have to pay for it.  It will be part of my semi early FIRE plan as we will downsize.  Wish I had know more on FIRE 10 years earlier.  I just followed the standard advice that you were supposed to do 10-15% savings rate, but lived the above average consumer sucker lifestyle after that.  Live and learn.

Rodgers12

  • 5 O'Clock Shadow
  • *
  • Posts: 64
  • Age: 30
  • Location: Wisconsin
Re: Race from 100 to 250k
« Reply #2634 on: August 11, 2019, 11:19:57 AM »
05/31/2017: $101,116
06/30/2017: $105,800
07/31/2017: $108,102
08/31/2017: $109,173
09/30/2017: $112,641
10/31/2017: $114,947
11/30/2017: $120,950
12/31/2017: $130,109
01/31/2018: $135,205
02/28/2018: $136,931
03/31/2018: $144,290
04/30/2018: $151,784
05/31/2018: $156,979
06/30/2018: $161,462
07/31/2018: $165,899
08/31/2018: $167,980
09/30/2018: $170,675
10/31/2018: $166,320
11/30/2018: $169,814
12/31/2018: $167,124
01/31/2019: $177,652
02/28/2019: $187,313
03/31/2019: $196,426
04/30/2019: $214,442
05/31/2019: $209,319
06/30/2019: $219,920
07/31/2019: $224,398

Check2400

  • Stubble
  • **
  • Posts: 162
Re: Race from 100 to 250k
« Reply #2635 on: August 12, 2019, 10:26:45 AM »
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017  - 102,500
Apr. 1  2017 -  110,000
May 1  2017 -  112,500
June 1 2017 -  113,500
July  1 2017 -  120,500
Aug. 1 2017 -  131,000
Sept. 1 2017-  131,000
Oct.  1  2017-  131,500
Nov. 1  2017 - 135,000
Dec. 1  2017 - 140,000
Jan. 1   2018 - 160,000
Feb. 1   2018-  168,000
Mar. 1   2018-  168,000
April 1   2018-  169,000
May 1   2018 -  171,000
June 1  2018 -  178,000
July  1  2018 -  180,500
Aug. 1  2018 -  194,000
Sept 1  2018 -  200,500
Oct. 1  2018 -  200,800
Nov. 1 2018 -  184,000
Dec. 1 2018 -  195,000
Jan. 1 2019 -  204,000
Feb. 1 2019 -  217,000
Mar 1  2019 -  226,000
April 1 2019 -  231,000
May 1, 2019 -  246,500
June 1, 2019 - 235,500
July 1, 2019 -  250,500
Aug. 1, 2019 - 254,000

Had a vacation the first week of August, so I didn't post day one of the month, which may have made me post in the next thread.  But as we sit here today, almost two weeks in, I am squarely back in the racing (back) to $250,000, having dipped down to $244,000 as of posting.  Part of it vacation spending, most of it market losses. 

I'll see y'all next month?


lebenohnegrenzen

  • 5 O'Clock Shadow
  • *
  • Posts: 1
Re: Race from 100 to 250k
« Reply #2636 on: August 21, 2019, 07:47:28 AM »
First Post! Love these threads. Hopefully they push me to save more since we've been in a bit of a spending spree (house stuff and pre paying travel).

Net Worth - Cash and Investments only

March 2019   $102,982.84
May 2019      $111,758.24
June 2019     $124,197.74
July 2019      $136,363.76
August 2019 $134,351.80

jojoguy

  • Stubble
  • **
  • Posts: 203
Re: Race from 100 to 250k
« Reply #2637 on: August 24, 2019, 04:09:50 PM »
These are investments only between me and my wife`s 401ks, Traditional IRAs, and taxable brokerage accounts:

April 13, 2019 = $100,325.68
May 19, 2019 = $104,598.06
June 29, 2019 = $116,258.11
July 28, 2019 = $125,262.57
August 24, 2019 = $125,496.17

Rough month. Me and the wife have maxed out our IRAs for the year just now and will probably be buying some discounted market prices soon, if God-willing.

35andFI

  • Stubble
  • **
  • Posts: 189
Re: Race from 100 to 250k
« Reply #2638 on: August 27, 2019, 03:44:00 PM »
First Post! Love these threads. Hopefully they push me to save more since we've been in a bit of a spending spree (house stuff and pre paying travel).

Net Worth - Cash and Investments only

March 2019   $102,982.84
May 2019      $111,758.24
June 2019     $124,197.74
July 2019      $136,363.76
August 2019 $134,351.80

Welcome to the forum! Looks like you’re moving right along.
Solid monthly savings you’ve got there!

dignam

  • Stubble
  • **
  • Posts: 200
Re: Race from 100 to 250k
« Reply #2639 on: August 29, 2019, 05:32:53 AM »
Jun 2017 $112k
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]
Mar 2018 $141k
Apr 2018 $145k [paid off car]
May 2018 $153k
Jun 2018 $156k
Aug 2018 $166k
Sep 2018 $168k
Nov 2018 $152k [Ouch! clearly I'm investing aggressively]
Dec 2018 $149k
Jan 2019 $167k
Feb 2019 $177k
Mar 2019 $186k
Apr 2019 $195k [replaced 16 year old appliances that are falling apart + booked vacation]
May 2019 $197k
Jun 2019 $207k
Jul 2019 $212k
Aug 2019 $207k [tough month; stocks slid and several unexpected expenses]

bw_94

  • 5 O'Clock Shadow
  • *
  • Posts: 30
Re: Race from 100 to 250k
« Reply #2640 on: August 29, 2019, 05:41:50 AM »
I guess I belong here - just cracked 100k recently between cash, retirement, and post tax accounts.

8/29/2019 - $105,163

SeattleStache

  • Stubble
  • **
  • Posts: 144
Re: Race from 100 to 250k
« Reply #2641 on: August 29, 2019, 07:53:35 AM »
Success! But is it temporary? Not ready to say goodbye to you all yet so let's see what the next month brings.

First number is retirement savings, second is total NW including cash emergency savings and real estate equity.

January 2015: $98,619

January 2016: $101,235
December 2016: $140,779 (total NW $269,089)

January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)

January 2018: $203,876
December 2018: $194,973 (total NW $367,535)

January 2019: $210,742 (total NW $375,622)
February 2019: $220,342 (total NW $390,613)
March 2019: $222,125 (total NW $391,337)
April 2019: $228,200 (total NW $403,977)
May 2019: $223,933 (total NW $394,029)
June 2019: $238,000 (total NW $409,841)
July 2019: $245,030 (total NW $418,493)
August 2019: $254,416 (total NW 402,080)
« Last Edit: August 31, 2019, 08:36:20 AM by SeattleStache »

jojoguy

  • Stubble
  • **
  • Posts: 203
Re: Race from 100 to 250k
« Reply #2642 on: August 29, 2019, 07:44:39 PM »
I guess I belong here - just cracked 100k recently between cash, retirement, and post tax accounts.

8/29/2019 - $105,163

Welcome aboard!

ItsALongStory

  • Bristles
  • ***
  • Posts: 278
  • Location: Western US
Re: Race from 100 to 250k
« Reply #2643 on: August 29, 2019, 10:55:45 PM »
I guess I belong here - just cracked 100k recently between cash, retirement, and post tax accounts.

8/29/2019 - $105,163
Welcome, always good to see people move up!

Sent from my Pixel 2 XL using Tapatalk


bw_94

  • 5 O'Clock Shadow
  • *
  • Posts: 30
Re: Race from 100 to 250k
« Reply #2644 on: August 30, 2019, 06:46:00 AM »

Welcome, always good to see people move up!

Sent from my Pixel 2 XL using Tapatalk


Welcome aboard!

Thanks! Happy to be here. Good luck, all.

JAYSLOL

  • Handlebar Stache
  • *****
  • Posts: 1208
Re: Race from 100 to 250k
« Reply #2645 on: August 30, 2019, 07:32:23 AM »
Hey all, just graduated from the 10-100 race.  A little background, I found MMM ~5 years ago, had basically zero net worth, took a year to get to 10k, 2 more to get to 50k, then from 50-100 in another 2. 

Sept 1 - 101.6k

ItsALongStory

  • Bristles
  • ***
  • Posts: 278
  • Location: Western US
Re: Race from 100 to 250k
« Reply #2646 on: August 30, 2019, 09:44:15 AM »
At that rate you won't be here for very long then.

Sent from my Pixel 2 XL using Tapatalk


JAYSLOL

  • Handlebar Stache
  • *****
  • Posts: 1208
Re: Race from 100 to 250k
« Reply #2647 on: August 30, 2019, 05:28:12 PM »
At that rate you won't be here for very long then.

Sent from my Pixel 2 XL using Tapatalk

I’m projecting 4 years, hopefully a bit less, but it all depends how work/unforeseen expenses/market conditions are like. 

Mainlander

  • 5 O'Clock Shadow
  • *
  • Posts: 15
Re: Race from 100 to 250k
« Reply #2648 on: August 30, 2019, 07:14:42 PM »
AUGUST UPDATE       

03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714
10/01/18: $123,222
11/01/18: $123,710
12/01/18: $132,287
01/01/19: $130,778
02/01/19: $142,434
03/01/19: $147,794
04/01/19: $164,175 
05/01/19: $171,260
06/01/19: $170,858
07/01/19: $178,164 ($7,306 gain)
08/01/19: $183,917 ($5,753 gain)
09/01/19: $187,578 ($3,661 gain)

 Decent month, despite the market turmoil. House sale closes next week, so we should pick up steam for the last 4 months of the year.
 

junga

  • 5 O'Clock Shadow
  • *
  • Posts: 25
Re: Race from 100 to 250k
« Reply #2649 on: August 31, 2019, 08:48:59 PM »
January 1, 2018         : $97,318
February 2, 2018        : $104,695
March 1,2018             : $107,006
March 30, 2018          : $115,189
May 1, 2018               : $116,178
June 1, 2018              : $119,529
July 2, 2018               : $117,366
July 31, 2018             : $120,235
Aug 31, 2018             : $126,710
Sept 30, 2018            : $135,258
Dec 1, 2018               : $133,314
Dec 30, 2018             : $128,407
Jan 31, 2019              : $139,828
March 1, 2019            : $145, 617
March 31, 2019          : $153,549
May 2, 2019               : $162,575
June 2, 2019              : $164,396
Jun 28, 2019              : $173,404
July 31,2019              : $183,384
Aug 31, 2019             : $186,347
« Last Edit: August 31, 2019, 09:08:55 PM by junga »