Race from 10 to 100k!!

[YarnBudget]

Whoops, haven't updated here since April! Been chugging along, throwing everything extra at the student loans. Got just past the halfway point this month! And according to my projections I should be done in another 14 months, so that's feeling pretty good.

Net Worth
Dec 2019 = $32,211.58
Jan 2020 = $33,874.65 (+ $1,663.07)
Feb 2020 = $36,738.94 (+ $2,864.29)
Mar 2020 = $31,221.02 (- $5,517.92)
April 2020 = $41,641.53 (+ $10,420.51)
May 2020 = $45,506.49 (+ $4,864.96)
June 2020 = $49,273.35 (+ $2,766.86)
July 2020 = $55,277.20 (+ $6,003.85)

And I'm past the halfway point on this thread as well! Even with no help from the market at all I should be able to hit $65k by the end of the year, and maybe graduate from this thread by the end of 2021?

[Dave15]

25-6-2018            € 29.879,12 ------> Started Tracking
25-12-2018          € 41.939,62
26-12-2019          € 64.000,00
03-02-2020          € 72.170,00
28-02-2020          € 74.154,00
25-03-2020          € 71.579,00
09-05-2020          € 76.221,00
01-06-2020          € 78.816,00
02-08-2020          € 82.500,00

Forgot to track last month. All is going according to plan, but I'm starting to see that graduation from this thread isn't going to happen before Q2 next year. In january I was hoping I would do it by december this year, but I forgot to take into account a possible market drop/crisis/stagnation/whatever. In the long term this keeps beeing good news though, as my job is still safe and I can keep making monthly investments.

[Trifle]

Decided to make my first post here, as I find this thread very motivating.
Started reading MMM in January, 2019:

2019-Jan: $9500
2020-Jan: $20,000
2020-Jul: $45,000

So far on track to break 50k in October.

Welcome!  You're making amazing progress @FrugalFukuoka!

[Feivel2000]

Decided to make my first post here, as I find this thread very motivating.
Started reading MMM in January, 2019:

2019-Jan: $9500
2020-Jan: $20,000
2020-Jul: $45,000

So far on track to break 50k in October.

This is really big progress. Congratulations!

[bcbaseballman]

2018
1/31 : (5949.05)
2/28 : (5288.30)
3/31 : (4273.93)
4/30 : (2592.07)
5/31 : (629.70)
6/30 : 1,206.77
7/31 : 2,703.97
8/31: 5,651.70
9/31: 8,039.01
10/31: 7,803.49
11/30: 9,531.28
12/31: 9,296.79

2019
1/31/19: 13,493.35
2/28/2019: 15,766.50
3/31/2019: 19,286
4/30/2019: 19,283
5/31/2019: 18,676
6/30/2019 :22,362
7/31/2019: 24,646
8/30/2019: $27,199
9/31/2019: $30,664
10/31/2019: $33,343
11/30/2019: $35,249
12/31/2019: $39,079

2020
1/31/2020: $44,514
2/29/2020: $48,891
3/31/2020: $46,104
4/30/2020: $52,720
5/31/2020: $55,177
6/30/2020: $59,720

7/31/2020: $65,792

A very bid month here for us! markets were good and we received extra money not scheduled and put ll that toward my student loans. Hoping to have those loans done by the end of the year and hoping to break 80k this year for our net worth.

Congrats @lexde hopefully I will see you here in the next thread before to long.

Great work everyone.

https://docs.google.com/spreadsheets/d/1aBcGP8d7UD2oJif5IMSY9xmi8sIcRWKYRUswL1FE-ZM/edit#gid=0

[Treedream]

01/06/2018: -€60
01/01/2019: €2875.28
01/07 2019: €9288.2
01/08/2019: €10.485.05
01/09/2019: 11554.85
28/09/2019:  €12.182,10
24/10/2019: €13.082.24
26/11/2019: €14,311.49
01/02/2020: €15.260
29/04/2020: €18.544
31/05/2020: €21.280,05

Goal 01/01/2021: €27.500 Excluding sinking funds for holidays and health insurance, including student loan at 0.01% interest.

Good increase due to holiday payment this month. Will see how things go from here, as I have quit my job.

01/08/2020: €22,701.09. From here on out my total will go down, as I am currently unemployed and have lived of the remaining payments. Let's see where we get.

[Stubblestache]

July 2018: £20,385
October 2018: £24,504
January 2019: £25, 295
April 2019: £33,844
July 2019: £38,667
October 2019: £38,588
January 2020: £43,260
April  2020:  £38,094
July 2020: £49,062.35
August 2020: £50,172 just over halfway! :)

[Gingersnaps]

01/07/2020 - £75,523.86
01/08/2020 - £76,466.46

Still haven't got husbands updated pension figure which is frustrating as it makes progress look slow. Will go pester him to get it

[FrugalFukuoka]

Decided to make my first post here, as I find this thread very motivating.
Started reading MMM in January, 2019:

2019-Jan: $9500
2020-Jan: $20,000
2020-Jul: $45,000

So far on track to break 50k in October.

Welcome!  You're making amazing progress @FrugalFukuoka!

Decided to make my first post here, as I find this thread very motivating.
Started reading MMM in January, 2019:

2019-Jan: $9500
2020-Jan: $20,000
2020-Jul: $45,000

So far on track to break 50k in October.

This is really big progress. Congratulations!

Thank you very much!
Didn't feel like I was on the right path looking just at my savings rate (22% in 2019, up to 33% YTD 2020), but this thread made me realize it's important to reflect on the hard numbers too.
Also love the insight that's demonstrated by everyone that the next 10k tends to come faster and faster as the stash grows.

[Stubblestache]

Also love the insight that's demonstrated by everyone that the next 10k tends to come faster and faster as the stash grows.
[/quote]

I really really hope that the second 50k is faster than the first 50k for me

[TheCastle]

Jan 17:  $19,166.96
Feb 17:  $20,947.41
Mar 17:  $21,475.05
April 17:  $27,876.31
May 17:  $29,012.44

Been away for a long time but I've still been working towards the goal.  Looks like I'm graduating to the next race!

2/20   $91,421.65
3/20   $88,114.52
4/20   $80,992.53
5/20   $93,619.13
6/20   $92,813.59
7/20   $99,888.20
8/20   $108,968.65

[eav]

January 2020: 69,751
February 2020: 76,776
March 2020: $81,737
April 2020: Scary
May 2020: 81,624
June 2020: 88,147
July 2020: 94,654

Very excited as it looks like I should cross 100k before 2021 (when I was originally projected to.) Hopefully the market keeps being kind!

[Stubblestache]

congratulation @TheCastle - now, with all the kindness in the world, get outta here! :)
Eeek so close @eav ! Exciting times.

[Dutch Comfort]

Tracking investments, emergency fund and additional pension investments (all to be used to retire together with SO!)
(not tracking company pension investments, house value and current accounts)

15 May 2020: EUR 17,034
15 Jun 2020: EUR 18,160
15 July 2020: EUR 18,809
5 August 2020: EUR 18,332

Little decrease due to additional holiday expenses and school expenses for DD........ A little early this month, since we will start a three week holiday indulgence on Friday.

@TheCastle congratulations!
@eav: you're a big example..... almost there!
@Stubblestache: halfway is a big achievement!
@Imma: congratulations on your new job. Biking distance is really a big advantage!
@Treedream: sorry you lost your job. Hope for good opportunities to come along.

All others: keep up the good work. Seeing loads of improvements.

[Slanhirn]

Tracking net worth.

EOY 12.2016 - (-£10,250)
EOY 12.2017 - £4,360
EOY 12.2018 - £40,620
EOY 12.2019 - £62,523
01.2020 - £64,537 (+2,314)
02.2020 - £65,716 (+1,179)
03.2020 - £66,908 (+1,192)
04.2020 - £67,146 (+238)
05.2020 - £69,691 (+2,545)
06.2020 - £70,554 (+863)
07.2020 - £71,934 (+1,432)
08.2020 - £75,051 (+3,117)

Assets = £77,904
Student loans = (£2,853)

£75K! Passed the 3/4 mark, so glad I've managed to stick with this despite what's happened this year.

[haypug16]

@lexde - Congrats and I love the chart! I hope to see you in the next thread before too long.

July 2020 Update
3/31/2017 (52,848.85) - Found MMM
3/31/2018 $(14,916.69) - 1 year in
3/31/2019 $9,917.20 - 2 years in
3/31/2020 $22,896.16 - 3 years in
4/30/2020 $32,841.74
5/31/2020 $41,382.08
6/30/2020 $49,125.78
7/31/2020 $54,499.66 - increase of 5,373.88

Finally made it over $50k!!! My goal is to graduate this thread by next fall

[kaposzta]

July 12, 2019: $66,565
Aug 1, 2019: $68,207 (+2.47%, +$1,642)
Aug 29, 2019: $69,931 (+2.53%, +$1,724)
Sept 29, 2019: $71,138 (+1.73%, +$1,207)
Oct 31, 2019: $71,517 (+0.53%, +$379)
Nov 29, 2019: $73,138 (+2.27%, +$1,621)
Jan 01, 2020: $74,276 (+1.56%, +$1,138)
Feb 06, 2020: $73,621 (-0.88%, -$655)
March 05, 2020: $74,517 (+1.22%, +$896)
No data for April, I lost my interest seeing the losses :)
May 05, 2020: $68,620 (-8.59%, -$5,897)
June 04, 2020: $70,345 (+2.51%, +$1,725)
July 02, 2020: $72,483 (+3.04%, +$2,138)
August 05, 2020: $74,655 (+3.00%, +$2,172)

Investments up again, savings rate is quite high (73%), 2 domain sales ($89 and $977 net, respectively), but I'm not content with my monthly spending. I purchased a lot of books, so the results could have been much better this month.

[Manchester]

I've accepted a much better paid job that I will start in late autumn! I will be working from home at least the first couple of months, my new employer is very careful about the pandemic. I was going to start my last term in grad school this autumn and they've asked me to defer a year. In exchange they'll pay my tuition next year. It's a super steady job so it's exactly what I need at this point in time. Also when we do go back to the office, the commute is less than 10 minutes by bike!

Nice one @Imma

That's really good news and I'm happy for you.

[Manchester]

Congrats @jps!!

6/1/2020: $19,606.73
7/1/2020: $26,480.37
8/1/2020: $40,657.65

What?? This feels insane and impossible, but my spreadsheet promises it's true.

I did receive a small, unexpected advance on my year-end bonus this month -- I continue to be very grateful to have employers who are working hard to make sure their employees are cared for during a tough time -- but most of this increase is due to market gains, which of course might vanish any day. Still, it's wild.

Jheeeeeze!

That's amazing, well done.

[Sanitary Stache]

May 31, 2020    - $ 72,426.81
June 19, 2020   - $ 82,681.14 (+$10,254.33)  About $7,000 back as tax refund/credits.
August 6, 2020  - $ 89,237.00 (+$6,555.86)   Bonus at work and market gains

[shinn497]

I don't remember the last time I posted here. The graph says I was $33,400 in 11/1/2019

I am now at $49500 ;3

August starting number is 50200 now :3 .

Passed the halfway point!

[catorbe]

I'm just shy of $54,000 and now materially over one year's current salary. Can't complain!

[nmitb]

	2019	2020	2021	2022
Jan	-$7,248	$35,632	-	-
Feb	-$6,093	$32,925	-	-
Mar	-$1,081	$32,425	-	-
Apr	$1,221	$25,737	-	-
May	$4,418	$26,441	-	-
Jun	$5,562	$28,440	-	-
Jul	$7,408	$30,601	-	-
Aug	$9,255	$31,579	-	-
Sept	$25,361	-	-	-
Oct	$27,333	-	-	-
Nov	$31,211	-	-	-
Dec	$33,422	-	-	-

[Lelyy]

December 31, 2017- $25,583
March 31, 2018- $30,379
June 30,2018- $37,950

August 08, 2020 - $90,006


*** HELLO GUYS! HAVENT POSTED IN A WHILE, A LONG WHILE, BUT HERE IS MY UPDATE AS OF TODAY! HOPE EVERYONE IS STAYING SAFE AND CORONA FREE! XOXOXO

[snorr]

01/06/2018: -€60
01/01/2019: €2875.28
01/07 2019: €9288.2
01/08/2019: €10.485.05
01/09/2019: 11554.85
28/09/2019:  €12.182,10
24/10/2019: €13.082.24
26/11/2019: €14,311.49
01/02/2020: €15.260
29/04/2020: €18.544
31/05/2020: €21.280,05

Goal 01/01/2021: €27.500 Excluding sinking funds for holidays and health insurance, including student loan at 0.01% interest.

Good increase due to holiday payment this month. Will see how things go from here, as I have quit my job.

01/08/2020: €22,701.09. From here on out my total will go down, as I am currently unemployed and have lived of the remaining payments. Let's see where we get.

Hang in there :)

[scapegote]

May 31, 2020: $14,889.84
June 30, 2020: $16,337.43 (+1447.59)

July 31, 2020: $21,546.30 (+5208.87)

Huge (for me) jump due mostly to tax returns. Some of which will eventually siphon off for carpet replacement but a large chunk went to pay down debt. Just over $12k left of non-mortgage debt, cannot wait for that day.

[Trifle]

May 31, 2020: $14,889.84
June 30, 2020: $16,337.43 (+1447.59)

July 31, 2020: $21,546.30 (+5208.87)

Huge (for me) jump due mostly to tax returns. Some of which will eventually siphon off for carpet replacement but a large chunk went to pay down debt. Just over $12k left of non-mortgage debt, cannot wait for that day.

Wow @scapegote!  Great month -- and way to slay the consumer debt!!

[Tinker]

December 31, 2017- $25,583
March 31, 2018- $30,379
June 30,2018- $37,950

August 08, 2020 - $90,006


*** HELLO GUYS! HAVENT POSTED IN A WHILE, A LONG WHILE, BUT HERE IS MY UPDATE AS OF TODAY! HOPE EVERYONE IS STAYING SAFE AND CORONA FREE! XOXOXO

good to have you back, looks like you made a lot of progress in the meantime :)

[soily]

                    401K          IRA          Total
Jan 2018:   $1,050        $1,230      $2,280
Jan 2019:   $6,800        $3,500      $10,300
Jan 2020:   $12,100      $6,600      $18,700
Feb 2020:   $12,500      $6,500      $18,000
Mar 2020:   $12,700      $6,100      $18,800
Apr 2020:   $12,100      $5,100      $17,200
Aug 2020:  $21,200       $6,800      $28,000

Wow. I love only periodically checking in on my investments.

[Evasion]

20 Dec 18 - 37,800
Mid March 2019 - 45,815
20 June 2019 - 50,890
Mid September 2019 - 57,608
15 December 2019 - 65,794
1 April 2020 - 71,465
15 May 2020 - 80,396
15 June 2020 - 85,996
15 July 2020 - 90,232
1 August 2020 - 92,917
15 August 2020 - 95,320

A great update. I've been good at saving, and the market is giving me a hand too. Just passed a personal milestone of one year before tax income, and I haven't even got my tax return yet! I know I'm just a month away from graduating with a little discipline and it feels great :)

[TerrierTown]

Hi all, first post!

01 Jun 2019 NW £44,112
01 Jul 2019 NW £46,737
02 Apr 2020 NW £61,865
15 Aug 2020 NW £73,912

[Feivel2000]

87.989 €
+ 1.855 €

I saved 1.261 € last month, the additional ~600 € in increased NW are from rising ETF and Krypto valuations. My "hand-picked" stocks have lost. Surprise, I am not an stock-picking genius and I will evaluate my strategy.

I hope I will get to 100k by the end of the year. There is a lot of hidden potential in the "Unit-Linked Life Insurance", since the evaluation is from last December.

	2020	2021	2022	2023
Jan	-	-	-	-
Feb	-	-	-	-
Mar	-	-	-	-
Apr	-	-	-	-
May	-	-	-	-
Jun	-	-	-	-
Jul	86.134 €	-	-	-
Aug	87.989 €	-	-	-
Sept	-	-	-	-
Oct	-	-	-	-
Nov	-	-	-	-
Dec	-	-	-	-

Spoiler: show

Assets		Debts
Flat	+ 83.000 €	Mortage	- 76.738 €
Unit-Linked Life Insurance	+ 47.304 €
Fixed-Term Deposit	+ 2.000 €
ETFs	+ 22.164 €
Stockpicks	+ 5.891 €
Peer-To-Peer	+ 2.489 €
Crypto	+ 1.879 €

[Rosy]

GOAL: $100K by Dec 31, 2021

$  4,588 June 2017
$ 10,117 Dec 2017
       
$ 10,715 Jan 2018
$ 31,034 Dec 2018
       
$ 31,094 Jan 2019
$ 50,000 Dec 2019

$ 53,000 Jan 2020
$ 56,000 Feb 2020
$ 58,000 Mar 2020
$ 64,000 Apr 2020
$ 67,000 May 2020
$ 70,000 Jun  2020
$ 73,100 Jul   2020
$ 75.600 Aug 2020 - YAY! I broke $75K!

UPDATE

1. Projected $78K Sep 2020  = ($70.5K CDs + $7.5K liquid)
   78K was my total savings goal for 2020 so I am now ahead of the game - yay.

2. New Interim Goal: $86K by Dec 31, 2020 = ($78K CD's + $8K liquid)

3. New possibility: hit $100K by July 2021 instead of Dec 2021.

[Imma]

Wow @Rosy you are doing great!! That's really worth a celebration. And even if you're not going to do the RE part of FIRE, how great is it to know you're prepared for the future? 

[TyGuy]

Student Loan Debt:

01/12/19: $43,762
05/04/20: $21,456
06/05/20: $21,456
08/05/20: $21,456


Net Worth:

03/04/19: -$30,065
05/04/20: $10,739
06/05/20: $18,006 ($7,267)
07/05/20: $8,594 (-$9,412)
08/05/20: $9,084 ($490)
08/20/20: $10,680 ($1,596)

I've been away for the the past 2 1/2 months due to closing on a new house and spending a large amount of time working on it. My net worth has decreased due to buy the home and spending money on projects to increase the value of the home. I will not be tracking the equity in my home, but my net worth of liquid assets is already back above the 10k mark. I hope to reach a net worth of 20k this year, not including home equity. I'm happy to see everyone achieve big goals over the past 2ish months!

[Rosy]

Wow @Rosy you are doing great!! That's really worth a celebration. And even if you're not going to do the RE part of FIRE, how great is it to know you're prepared for the future?

@Imma - congrats on your new job:), I know you'll make the most out of every opportunity that comes your way!
I've been retired for five years now. I am grateful to be FI and to have Mr. R. by my side.
It just feels surreal to have enough monthly retirement income to stash some extra cash and bolster our finances.

This month we hit a combined NW of $655K - not counting the house or the cars.
We only have another $100K to go towards our ultimate goal of $750K.
We'll see how it goes - these are turbulent times - Mr. R. is planning to retire in three years at age 62.

Since we plan on retiring in place and keeping our cars it makes no sense to include the house or cars as NW in our stash.
The house is paid off and we have no debt - so there is that.

In five years we went from $350K to $655K, replaced both our clunkers and I made every one of my bucket list wishes a reality.
We feel lucky and very grateful for what we have.

[Manchester]

In August my N/W grew by £853.95 to a total of 34,183.23

My savings rate has deteriorated with my reduced earnings so far this year (relating to COVID).  But I wouldn't change it.  The time off work has been brilliant for my mental health, my house is 'almost' immaculate and despite being physically separated, I've spent more time communicating with friends and family.  I'm 'nearly' as fit as I have ever been.  So I'm very much a glass half full person today.  I've still been contributing to my investments and pension and my emergency fund hasn't been touched. 

From next month we're becoming a single-car household (which should save hundreds of £'s per month). 

Let's keep the snowball rolling. :)

[Feivel2000]

In August my N/W grew by £853.95 to a total of 34,183.23

My savings rate has deteriorated with my reduced earnings so far this year (relating to COVID).  But I wouldn't change it.  The time off work has been brilliant for my mental health, my house is 'almost' immaculate and despite being physically separated, I've spent more time communicating with friends and family.  I'm 'nearly' as fit as I have ever been.  So I'm very much a glass half full person today.  I've still been contributing to my investments and pension and my emergency fund hasn't been touched. 

From next month we're becoming a single-car household (which should save hundreds of £'s per month). 

Let's keep the snowball rolling. :)

Is "Matched Betting Balance" seriously the balance of a sports betting account, where you are using free bets to make a safe profit?

[Manchester]

In August my N/W grew by £853.95 to a total of 34,183.23

My savings rate has deteriorated with my reduced earnings so far this year (relating to COVID).  But I wouldn't change it.  The time off work has been brilliant for my mental health, my house is 'almost' immaculate and despite being physically separated, I've spent more time communicating with friends and family.  I'm 'nearly' as fit as I have ever been.  So I'm very much a glass half full person today.  I've still been contributing to my investments and pension and my emergency fund hasn't been touched. 

From next month we're becoming a single-car household (which should save hundreds of £'s per month). 

Let's keep the snowball rolling. :)

Is "Matched Betting Balance" seriously the balance of a sports betting account, where you are using free bets to make a safe profit?

Yes exactly.  It's mostly money in betting 'exchanges' where you need a bit of cash to leverage against the free bets.  It's gone down slightly as I've been using matched betting money to pay for various things rather than spending money from my savings.

[Serendip]

Dec '17    18,146
Jan '18     23,607

Dec '18    48,380
Dec '19    60,746

Jan '20     63,186
Apr '20     62,030
May '20    62,300
June '20   63,000
July '20    58,562
Aug '20    59,500

*what a year...hopefully fall/winter will bring some normalcy! Just gotta keep on keeping on..

[Stubblestache]

July 2018: £20,385
October 2018: £24,504
January 2019: £25, 295
April 2019: £33,844
July 2019: £38,667
October 2019: £38,588
January 2020: £43,260
April  2020:  £38,094
July 2020: £49,062.35
August 2020: £50,172 just over halfway! :)

Very quick update but I had really hoped that the 2nd half of 50k would go quicker than the first... After breaching £50k at the start of this month, now with only putting in £300, I'm at £52k - so it definitely seems like it will! I know things go up and down, but for me getting from zero to £2k took a helluva lot longer than 3 weeks.

This effect must be truly magical when you get to 100k+. Really given me a dose of inspiration checking my accounts today.

[Rosy]

GOAL: $100K by Dec 31, 2021

$  4,588 June 2017
$ 10,117 Dec 2017
       
$ 10,715 Jan 2018
$ 31,034 Dec 2018
       
$ 31,094 Jan 2019
$ 50,000 Dec 2019

$ 53,000 Jan 2020
$ 56,000 Feb 2020
$ 58,000 Mar 2020
$ 64,000 Apr 2020
$ 67,000 May 2020
$ 70,000 Jun  2020
$ 73,100 Jul   2020
$ 75,600 Aug 2020 - YAY! I broke $75K!
$ 79,115 Sep 2020

It all feels so surreal - inching up to $80K!

[Imma]

April 2019: €10094.35
May 2019: €11629.87
June 2019: €12728.63
July 2019: €13021,33
August 2019: €10363,95
September 2019: €10338.28
October: €11128.59
November: €11227,46
December: €11991,27
January: €12576,72
February: €11904,39
March: €10425,32
April: €11830,70
May: €12154,67
June: €14634,19
July: €15345,09
August: €16444,46

Goals for 2020:
Savings: €5250
Investments: €14750

Another good month, financially speaking! My wealth has been increasing by €1000/ month over the last 6 months! That's just incredible, considering that my average income over the past 6 months has been around €2350 after taxes. So that's a 42,5% savings rate, actually a little bit more if you count the principal part of the mortgage as savings. Not too bad!

I feel a bit guilty that the pandemic is making me so rich. I get most of my food from independent stores now and have had more food delivered over the past 6 months than in my whole pre-pandemic life, I ordered several big orders of craft supplies from local retailers, I've purchased online classes from local teachers. I've been consciously spending to help support the businesses I value, but I'm still just saving so much money. And I haven't even started my new job yet!

My friend is in a very difficult position where she doesn't really have a place to live - a fixed low income due to disability, living with a partner she needs to leave, doesn't qualify for any place on the private market due to her income, is on the waiting list for a council flat but that's going to take years. Before moving in with her partner she lived in a shelter-type accommodation that was extremely unsafe - and both of us are used to living in places that are kind of rough, she wasn't overreacting. I wish I could help her somehow. I have lots of money but not enough to be any kind of help. She's not the type that's looking for a handout at all, she'd never ask, but I wish I was able to buy a cheap apartment in her town and rent it to her for a fair price. I've explored the options and even though it would benefit both of us financially, I just won't be able to afford it for probably the next 2 years at least. For now, I'm just helping her write complaints about every landlord who has rejected her on the grounds of her disability, because that's actually illegal. Not hopeful that's going to achieve anything though.

[haypug16]

@Imma , Sorry your friend is having such a rough time. I hope she is able to find a safe place soon!


August 2020 Update
3/31/2017 (52,848.85) - Found MMM
3/31/2018 $(14,916.69) - 1 year in
3/31/2019 $9,917.20 - 2 years in
3/31/2020 $22,896.16 - 3 years in
4/30/2020 $32,841.74
5/31/2020 $41,382.08
6/30/2020 $49,125.78
7/31/2020 $54,499.66
8/31/2020 $61,881.00 - 7,381.34 increase

Made my way into the $60ks this month which was nice. Aside from the huge downturn in March my investments are doing really well. For the year I'm averaging a $3k monthly NW increase ($7.6k average since April)


Goal is to graduate this thread by next fall

ETA: forgot to update SL balance so NW was actually about $1k higher :)

[Tasse]

@FrugalFukuoka - hoping for a one-month update! :)

Jul 17	$6.2k
Aug 17	$6.8k
Sept 17	$8.2k
Oct 17	$9.0k
Nov 17	$9.9k
Dec 17	$11.1k
Jan 18	$12.1k
Feb 18	$13.6k
Mar 18	$15.1k
Apr 18	$16.6k
May 18	$17.7k
Jun 18	$18.5k
Jul 18	$20.2k
Aug 18	$20.8k
Sept 18	$22.2k
Oct 18	$21.7k
Nov 18	$22.5k
Dec 18	$22.4k
Jan 19	$24.7k
Feb 19	$27.2k
Mar 19	$29.3k
Apr 19	$31.3k
May 19	$31.5k
Jun 19	$33.3k
Jul 19	$35.1k
Aug 19	$36.7k
Sep 19	$38.6k
Oct 19	$40.2k
Nov 19	$42.6k
Dec 19	$44.6k
Jan 20	$49.0k
Feb 20	$46.5k
Mar 20	$42.7k
Apr 20	$47.5k
May 20	$50.6k
Jun 20	$53.5k
Jul 20	$58.5k

Aug 20: $63.0k

I moved this month and we got a move in deal, so was able to invest most of a month's rent on top of usual savings. Plus, what the heck is the stock market doing?! 

[Ze Stash]

Net worth:
01/01/2019: -    109,47 €
01/02/2019:      269,41 € (+   378,88 €)
01/03/2019:      890,47 € (+   621,06 €)
01/04/2019:   1.767,70 € (+   877,23 €)
01/05/2019:   3.755,46 € (+1.987,76 €)
01/06/2019:   4.814,83 € (+1.059,37 €)
01/07/2019:   5.959,50 € (+1.144,67 €)
01/08/2019:   7.116,94 € (+1.157,44 €)
01/09/2019:   9.855,39 € (+2.738,45 €)
01/10/2019:   9.718,18 € (-    137,21 €)
01/11/2019: 10.726,98 € (+1.008,80 €)
01/12/2019: 11.773,70 € (+1.046,72 €)
01/01/2020: 12.979,27 € (+1.205,57 €)
01/02/2020: 14.363,54 € (+1.384,27 €)
01/03/2020: 15.039,09 € (+   675,56 €)
01/04/2020: 15.456,74 € (+   417,65 €)
01/05/2020: 16.903,74 € (+1.447,00 €)
01/06/2020: 17.847,51 € (+   943,77 €)
01/07/2020: 19.991,35 € (+2.143,84 €)
01/08/2020: 23.859,77 € (+3.868,42 €)

01/09/2020: 27.705,58 € (+3.845,81 €)

Another very good month. The next months should be back to normal savings rates of 1.000 € - 1.500 € though, as there were quite a few one off streams of income in the last 2 months. Received a raise of 400 € a month before taxes (200 € after taxes and social insurances ...) so that should help going forward. 30k € goal for the end of the year now looks very possible.

[JCGreen]

I do not include my savings to buy expensive "fun items" like new cellphone, electronics etc. as it is not very big. My checking account is also not included as it has money I will likely spend this month. Goal for 2020 is to make it to $75K.

Net worth:
2017:
Dec2017:$7800
2018
Apr2018:$13,200
Aug2018:$22,800
Sep2018: $23,645
Oct2018: $23,658
Nov2018: $23,948 (+$290)
Dec2018: $23,960 (+12)
2019
Jan2019: $27,100 (+3140)
Feb2019: $29,443 (+2343)
Mar2019: $31,603 (+2160)
Apr2019: $33,959 (+2356)
May2019: $33,933 (-$26)
Jun2019: $37,928 (+3995)
Jul2019: $39,736 (+1808)
Aug2019: $39,918 (+182)
Sep2019: $34,179 (-5739)
Oct2019: $38,091 (+3912)
Nov2019: $39,867 (+1776)
Dec2019: $43836 (+$3968)
2020
Jan2020:$45,839 (+$2003)
Feb2020:$43,345 (-$2494)
Mar2020:$39,081 (-$4264)
Apr2020:$47,551 (+$9470)
May2020:$51,613 (+$4,061)
Jun2020:$56,760 (+$5147)
Jul2020:$61,567 (+$4,807)

Aug2020:$68,102.96 (+$6,535) - Last couple of months have been great! Another month like this, and I will have made it to my 2020 goal! We will see what the stock market does, as it tends to fluctuate a lot during the election time period.

[FrugalFukuoka]

@FrugalFukuoka - hoping for a one-month update! :)

Decided to make my first post here, as I find this thread very motivating.
Started reading MMM in January, 2019:

2019-Jan: $9500
2020-Jan: $20,000
2020-Jul: $45,000

So far on track to break 50k in October.

Thanks for checking in, much appreciated.
I was waiting with my next update for when I'd hit 50k.. currently at 49.92.  _o\

Very nice progress for everyone, blown away.

[Optimiser]

Mar 2019 $14,000
Apr 2019 $12,700
May 2019 $9,500
Jun 2019 $11,500
Jul 2019 $17,000
Aug 2019 $19,900
Sep 2019 $19,900
Oct 2019 $26,200
Nov 2019 $34,500
Dec 2019 $37,200
Jan 2020 $43,700
Feb 2020 $45,400
Mar 2020 $45,300
Apr 2020 $52,800
May 2020 $59,400
Jun 2020 $63,400
Jul 2020 $70,900

Aug 2020 $78,500

[Stubblestache]

July 2018: £20,385
October 2018: £24,504
January 2019: £25, 295
April 2019: £33,844
July 2019: £38,667
October 2019: £38,588
January 2020: £43,260
April  2020:  £38,094
July 2020: £49,062.35
August 2020: £50,172 just over halfway! :)
Sept 2020: £55,556