Author Topic: Race from 10 to 100k!!  (Read 468090 times)

ItsALongStory

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Re: Race from 10 to 100k!!
« Reply #2050 on: November 23, 2018, 09:19:14 AM »
You can do it! Aim high!

Things are quite different for non-US members due to pension etc but I agree, aim high and kick ass!

zeli2033

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Re: Race from 10 to 100k!!
« Reply #2051 on: November 23, 2018, 10:42:03 AM »
Mid-November Update

8/31/18: $12,784
9/17/18: $14,547
9/28/18: $$22,476
10/15/18: $24,956
10/31/18: $27,980
11/15/18: $30,081

That was a really big jump in September - great job! What caused it?

Thank you! DH got a bonus we put toward our Student Loan so that gave us a generous raise in Net Worth for the month when combined with our normal savings :)

lexde

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Re: Race from 10 to 100k!!
« Reply #2052 on: November 23, 2018, 11:22:08 AM »
Mid-November Update

8/31/18: $12,784
9/17/18: $14,547
9/28/18: $$22,476
10/15/18: $24,956
10/31/18: $27,980
11/15/18: $30,081

That was a really big jump in September - great job! What caused it?

Thank you! DH got a bonus we put toward our Student Loan so that gave us a generous raise in Net Worth for the month when combined with our normal savings :)
Awesome! Congrats! You’re almost a third of the way there already, it’s really inspiring!

Gail2000

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Re: Race from 10 to 100k!!
« Reply #2053 on: November 24, 2018, 09:48:19 AM »
Hello all,

I join you here with a -47560. November 23rd. It is perhaps a bad month to start a dramatic lifestyle change with Christmas around the corner but any gain on this is a win I think. With a $90,000.00 household income I hoped to be positive in the next two years but with what I’ve been reading, with major changes I should be able to get that down to a year.
More discussion on another thread =)

ItsALongStory

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Re: Race from 10 to 100k!!
« Reply #2054 on: November 25, 2018, 08:15:05 AM »
Hello all,

I join you here with a -47560. November 23rd. It is perhaps a bad month to start a dramatic lifestyle change with Christmas around the corner but any gain on this is a win I think. With a $90,000.00 household income I hoped to be positive in the next two years but with what I’ve been reading, with major changes I should be able to get that down to a year.
More discussion on another thread =)

Welcome,

One piece of advice I had read elsewhere that really stuck with me is the Mustachian variety of keeping up with the Joneses. Some people will do a crap job when saving $10k per month while others should feel great about putting away $300. Everyone has their own pace and circumstances, we can probably learn from all of the other folks on these forums but don't try to set targets based on another person's journey or circumstances.

Make a solid, attainable plan and go after it month over month.

Oh and about December being the worst month to get started, you could also look at it as a big impact opportunity because if you can stick to a plan during Christmas time then most of the other months should be way easier. Use that thought as a way to boost your confidence in the plan!

JCGreen

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Re: Race from 10 to 100k!!
« Reply #2055 on: November 25, 2018, 10:32:59 AM »
Joining now but I do have some historical data. This seems like a fun competition!

I do not include my savings to buy expensive "fun items" like new cellphone, electronics etc. as it is not very big, and I just started it in July. My checking account is also not included as it has money I will likely spend this month. Money in retirement accounts that is not vested is also not included. Part of the big jump in between April and August is that part of my 401K vested 20%.  My savings rate will probably be higher next year, as I am looking for a new job in a lower cost of living area, or if I keep my current job, the 401k match goes up to 6% for 4.5%.

Net worth:
Dec2017:$7800
Apr2018:$13,200
Aug2018:$22,800
Sep2018: $23,645
Oct2018: $23,658

Nov2018: $23,948. (+$290)
Posting a little early for me, but unless we have some drastic market swings in the next 2 days, it shouldn't change.  Its been a volatile month, 3 days ago the monthly change was negative $37.  I have more than tripled my retirement savings year over year. 
« Last Edit: November 28, 2018, 12:15:42 PM by JCGreen »

Tass

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Re: Race from 10 to 100k!!
« Reply #2056 on: November 25, 2018, 04:49:17 PM »
Hey @Manchester, just saw your graduation from the 10k thread! It's fun to watch a new "class" make our way over here. Congrats!

Gail2000

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Re: Race from 10 to 100k!!
« Reply #2057 on: November 25, 2018, 06:13:04 PM »
Hello all,

I join you here with a -47560. November 23rd. It is perhaps a bad month to start a dramatic lifestyle change with Christmas around the corner but any gain on this is a win I think. With a $90,000.00 household income I hoped to be positive in the next two years but with what I’ve been reading, with major changes I should be able to get that down to a year.
More discussion on another thread =)
Thank you for the confidence boost. I will certainly keep that in mind while proceeding with the plan. On ward and unto the breach....
Welcome,

One piece of advice I had read elsewhere that really stuck with me is the Mustachian variety of keeping up with the Joneses. Some people will do a crap job when saving $10k per month while others should feel great about putting away $300. Everyone has their own pace and circumstances, we can probably learn from all of the other folks on these forums but don't try to set targets based on another person's journey or circumstances.

Make a solid, attainable plan and go after it month over month.

Oh and about December being the worst month to get started, you could also look at it as a big impact opportunity because if you can stick to a plan during Christmas time then most of the other months should be way easier. Use that thought as a way to boost your confidence in the plan!

Hirondelle

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Re: Race from 10 to 100k!!
« Reply #2058 on: November 26, 2018, 02:43:20 AM »
Jan 2018 €16.000
Feb 2018 €17.050 (+1050)
Mar 2018 €17.300 (+250)
Apr 2018 €18.600 (+1300)
May 2018 €21.200 (+2600)
June 2018 €23.300 (+2100)
July 2018 €24.400 (+1100)
Aug 2018 €25.700 (+1300)
Sept 2018 €26.100 (+400)
Oct 2018 €26.100 (+0)
Nov 2018 €29.100 (+3000!!)

Massive gain thanks to the market recovering a bit (+500 or so?), and a paycheck that's €2000 higher than normal (raise + '13th month'). I have a little business money coming in soon as well so getting reaaaally close to that €30k.

Manchester

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Re: Race from 10 to 100k!!
« Reply #2059 on: November 26, 2018, 05:19:45 AM »
Hey @Manchester, just saw your graduation from the 10k thread! It's fun to watch a new "class" make our way over here. Congrats!

Thanks Tass! 

I think I'll be stuck in this thread for a loooong time, but it's nice to be here! 

The class of 2018! :')

LittleWanderer

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Re: Race from 10 to 100k!!
« Reply #2060 on: November 26, 2018, 08:50:49 AM »
Thanks Tass! 

I think I'll be stuck in this thread for a loooong time, but it's nice to be here! 

Well, you're going to have me for company for a loooooong time then, because I'm probably going to be here for forever.  Welcome, Manchester! 

Serendip

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Re: Race from 10 to 100k!!
« Reply #2061 on: November 26, 2018, 09:12:33 AM »
Thanks Tass! 

I think I'll be stuck in this thread for a loooong time, but it's nice to be here! 

Well, you're going to have me for company for a loooooong time then, because I'm probably going to be here for forever.  Welcome, Manchester!

Welcome, welcome @Manchester & @LittleWanderer, Keep up the good work!


Dec'17    18,146
Jan'18     23,607
Feb'18     27,000
Mar'18     29,008
Apr'18     30,100
May'18    35,030
June'18   36,700
July'18    39,000
Aug'18    40,150
Sept'18   42,500
Oct'18     43,300
Nov'18    44,500

This has been quite the year, to double my savings was way beyond my anticipated goals but embarking on a no-shopping year really changed the game for me. I picked up more shifts, and tried to move as much as I could into savings. I'm not as young as some people on these threads, but I'm self-employed & haven't had my head on straight in regards to finances in the past.

Feels very satisfying.
Now let's see what we can do before the end of the year and then onto 2019!
« Last Edit: November 27, 2018, 09:56:32 AM by Serendip »

paulkots

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Re: Race from 10 to 100k!!
« Reply #2062 on: November 27, 2018, 07:47:05 AM »
11/26/17: $47,707.48
06/22/18: $72,953.75
07/27/18: $71,676.31
08/23/18: $65,034.83
10/04/17: $63,306.87
10/26/18: $64,270.98

Deck is finished, suspension rebuild on car is finished. Major expenses are behind me but I started to pay down the house more aggressively.

11/27/18: $66,467.65

The number is going up only because I am putting away funds for next quarters tax payment. Ultimate goal is paying house down aggressively but I don't count the equity into this number. Overall a very good month. Hosted part of Thanksgiving(1 of the many gtgs my family had) but since I cut away spending in other parts, I came in significantly under budget. Since gifts are bought, I am hoping for a good December.

david_shin

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Re: Race from 10 to 100k!!
« Reply #2063 on: November 28, 2018, 10:52:55 PM »
I just hit 101k despite the tough market. Looking forward to seeing you all in the 100-250k forum!

Congrats!!

jojoguy

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Re: Race from 10 to 100k!!
« Reply #2064 on: November 29, 2018, 02:44:44 AM »
October 7, 2018 = $600
October 18, 2018 = $2500
November 1, 2018 = $5,995
November 15, 2018 = $9,273
November 29, 2018 = $11,340

My goal for December is to break $15,000.

Steeze

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Re: Race from 10 to 100k!!
« Reply #2065 on: November 29, 2018, 08:05:04 PM »

grantmeaname

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Re: Race from 10 to 100k!!
« Reply #2066 on: November 29, 2018, 08:13:35 PM »
Dec 1 2018 - $104,317

That is all for us!! See you all in the 250k race!!!
Nicely done! Have fun up there in the six figures :)

Steeze

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Re: Race from 10 to 100k!!
« Reply #2067 on: November 29, 2018, 08:18:50 PM »
Dec 1 2018 - $104,317

That is all for us!! See you all in the 250k race!!!
Nicely done! Have fun up there in the six figures :)

Thanks Grant !!

JAYSLOL

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Re: Race from 10 to 100k!!
« Reply #2068 on: November 30, 2018, 05:49:12 AM »
Jan1 - 63.8k
Feb1 - 64.0k (+200)
Mar 1 - 65.0k (+1000)
Apr 1 - 65.4k (+400)
May 1 - 67.5k (+2100)
June 1 - 69.5k (+2000)
July 1 - 72.3k (+2800)
Aug 1 - 74.0k (+1700)
Sept 1 - 76.7k (+2700)
Oct 1 - 79.6k (+2900)
Nov 1 - 79.5k (-100)
Dec 1 - 81.8k (+2300)

zeli2033

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Re: Race from 10 to 100k!!
« Reply #2069 on: November 30, 2018, 07:27:07 AM »
End of November Update

8/31/18: $12,784
9/17/18: $14,547
9/28/18: $$22,476
10/15/18: $24,956
10/31/18: $27,980
11/15/18: $30,081
11/30/18: $36,219 (+6138)

Tass

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Re: Race from 10 to 100k!!
« Reply #2070 on: November 30, 2018, 11:14:20 AM »
Jul 17$6.2k
Aug 17$6.8k
Sept 17$8.2k
Oct 17$9.0k
Nov 17$9.9k
Dec 17$11.1k
Jan 18$12.1k
Feb 18$13.6k
Mar 18$15.1k
Apr 18$16.6k
May 18$17.7k
Jun 18$18.5k
Jul 18$20.2k
Aug 18$20.8k
Sept 18$22.2k
Oct 18$21.7k

Nov 18: $22.5k, plus $550 of pending reimbursement

I've achieved a new "high score," with the help of a last-minute market bump. Starting to feel a little stuck in the early 20s, though, and with holiday travel next month I'm not projected to hit 25k until Februrary. At one point my goal was 25k in December, but October markets decided otherwise.

Counting the pending reimbursement, my savings rate is 37% this month, a little below my target of ~45%. Still, I've solidly doubled my NW from the beginning of this year. (Scorekeeping above is end-of-months, so beginning of 2018 numbers are to be found at Dec 17.) And the year's not even over!

LittleWanderer

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Re: Race from 10 to 100k!!
« Reply #2071 on: November 30, 2018, 12:22:33 PM »
November 2017 - $10,267
December 2017 - $11,208
January 2018 - $10,713
February 2018 - $11,869
March 2018 - $14,175
April 2018 - $14,330
May 2018 - $14,592
August 2018 - $19,246
September 2018 - $20,031
October 2018 - $19,301

November 2018 - $20,523

That number is a slight estimate, since I don't know my 401K number.   I accidentally got locked out of my account and I haven't called to fix it yet.  But hey, my 401K number changes daily and I know I'm solidly above $20K again, so that's a good enough estimate for now. 

adamsputnik

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Re: Race from 10 to 100k!!
« Reply #2072 on: November 30, 2018, 10:05:32 PM »
1/18/18 - 18,350.00
3/15/18 - 20,267.70
5/17/18 - 19,930.00
8/31/18 - 25,908.00
9/21/18 - 28,115.00
11/30/18 - 29,835.00

One more big credit card balance paid off. Time to start increasing some EF fundage and max out the old 401k, so the gains should start kicking in properly.
« Last Edit: November 30, 2018, 10:17:38 PM by adamsputnik »

ASW

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Re: Race from 10 to 100k!!
« Reply #2073 on: December 01, 2018, 07:34:17 AM »
1/1/2018:   $38,800
2/1/2018:   $49,800
3/1/2018:   $55,707
4/1/2018:   $64,352
5/1/2018:   $68,097
6/1/2018:   $72,976
7/1/2018:   $80,555
8/1/2018:   $85,858
9/1/2018:   $90,137
10/1/2018: $93,806
11/1/2018: $89,537
12/1/2018: $92,795

Congrats @Steeze!

Old Ball Coach

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Re: Race from 10 to 100k!!
« Reply #2074 on: December 01, 2018, 09:46:53 AM »
This includes all our retirement and personal accounts for assets. It includes our credit cards, student loan, and mortgage for liabilities. It DOES NOT include our home value.

April 2018 - $52,917.42
May 2018  - $58,400.19
June 2018 - $59,686.34
July 2018  - $65,798.53
Aug 2018 - $72,231.70
Sept 2018 - $76,755.71
Oct 2018 -  $64,348.89
Nov 2018 - $70,839.76

An OK month. Most of the gains were from market gains. The Thanksgiving holiday got us a little loose in the wallet, but YNAB allowed us to spend that money WITHOUT adding any more credit card debt. In fact, we continued the $1,000/month payoff. Will have our last two cards completely paid off by April!
« Last Edit: December 01, 2018, 10:10:51 AM by bpolson2 »

peppermint

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Re: Race from 10 to 100k!!
« Reply #2075 on: December 01, 2018, 10:00:18 AM »
01/2018: $40796.81
02/2018: $41337.51
03/2018: $42682.42
04/2018: $46138.41
05/2018: $48761.77
06/2018: $51084.06
07/2018: $56155.54
08/2018: $55622.63
09/2018: $62036.49
10/2018: $64543.48
11/2018: $63002.61
12/2018: $65136.29

The market was not kind again this month. Just keep swimming...

L2

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Re: Race from 10 to 100k!!
« Reply #2076 on: December 01, 2018, 10:08:00 AM »
End of July NW: 84,495
End of Year projected NW: 104,324
End of August NW: 88,430.58
End of Year projected NW: 105,233.73
End of September NW: 90,725.77
End of Year Projected NW: 105,847.91

Definitely a rougher month for me expense wise. Had $700 of work expenses that I covered up front, $750 in car repairs, weekend trips to Chicago and Toronto, and the girlfriend's birthday dinner/night out.

October should set up to be a nice month - very little out of the ordinary expenses, work expense reimbursement, and ~$1200 in net bonuses.
November should also be a nice month. Raise will go into effect beginning 11/1 and its a 3 paycheck month. Goal is now to hit 100k effective 11/30.
End of October NW: 92,808.68
End of Year Projected NW: 103,981.71

Bleh stock market.
End of November NW: 98,999.81
End of Year Projected NW: 103,693.80

Spruit

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Re: Race from 10 to 100k!!
« Reply #2077 on: December 01, 2018, 03:10:34 PM »
Seems I forgot to update recently!
1st of October '18: 11,203
1st of November '18: 11,582
1st of December '18: 12,725

Ups and downs due to market swings mostly. I do not expect to be picking up speed in this race anytime soon, because we've just bought our first house and that'll be expensive with all the costs of moving / small repairs / who knows what pops up. We'll be moving in February if all goes as planned.

zygote

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Re: Race from 10 to 100k!!
« Reply #2078 on: December 02, 2018, 10:58:21 AM »
Hello! I am new to MMM. I'm 28, recently married, and we maintain separate finances. The goal is to be in a strong financial position to maintain flexibility in the future, not necessarily RE. I have a job that I love with amazing benefits, so I am not in a hurry to retire. But as you all know, that could always change.

I have always lived below my means in that I have never held any debt, but I've never really saved. I was a grad student living on a lean stipend in a HCOL city until a year and a half ago. I'm still in the same HCOL city, but now I have a real salary, a defined contribution retirement plan, and access to 403b and 457 accounts.

Current net worth: $48,533.91
Breakdown below...
Cash: $17,747.04
Retirement plan: $18,702.39
403b: $679.16 (Just opened this 1/1/18)
Roth IRA: $11,736.04 (Did not open this until 2016 tax year)
Credit card: -$330.72 (Use this for normal expenses, pay off in full every month)

I was over $50k a week ago, but of course the stock market is going down at the moment. Shares on sale!

3/18: $48,533.91
4/18: $53,215.13 (+4,681.22 - extra paycheck)
5/18: $55,433.65 (+2,218.52)
6/18: $57,041.95 (+1,572.27)
7/18: $59,753.49 (+2,711.54)
8/18: $63,816.19 (+4,062.70)
9/18: $70,101.27 (+6,285.08 - extra paycheck)
10/18: $73,538.91 (+3,437.64)
11/18: $69,595.61 (-3,943.30)
12/18: $73,126.64 (+3,531.03)

My spending was way down this month. Happy that between savings and the market recovery, I'm almost back to where I was at the beginning of October.

Jim Fiction

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Re: Race from 10 to 100k!!
« Reply #2079 on: December 02, 2018, 11:11:36 AM »


Hello everyone! It is my first time posting in this thread, I just made by way over from the race to $10k thread which I just surpassed.

Here is a basic breakdown of the numbers as of the end of the day today:

Total Cash/Cash Equivalents: $31,642
Total Liabilities: $20,131

Net Worth: $11,511

Virtually all of my liabilities are student loans. I also have some minor balances on my credit cards, which I pay off monthly. I've been aggressively attacking the student loans (see my participation in the student loan challenge if curious) and have made steady progress.

As for asset composition,  20% are in checking accounts, 13% is in my HSA and 67% is in my 401k.

June ended around 36,000 (estimate, was too busy to exactly keep track). July ends with my NW up to $38,676.

Happy with my progress, though I've been spendier than I should.  On a plus side, it looks like I'll be taking a new job which should see a ~20% bump in pay, plus a nice sign on bonus. So my NW should begin to grow more quickly! Ohh and my commute will be dropping from 42 miles down to 2.5 miles! As a result I'll be saving a ton on gas and wear and tear on my car.

9/29/17 - $11,511 (First post in thread)
6/30/18 - $36,000
7/31/18 - $38,676
8/31/18 - $40,277
9/30/18 - $50,572
10/31/18 - $46,085
11/30/18 - $48,956



November Notes


Nothing terribly exciting during the month.

repman

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Re: Race from 10 to 100k!!
« Reply #2080 on: December 03, 2018, 12:24:23 AM »
 Nov 2017     65.000€
Dez 2017     69.000€  a frugal month and a christmas paycheck !
Jan  2018     73100€
Feb  2018     74100€
Mar  2018     57300€  some expenses and bad investment decisions
Apr 2018      58800€
May 2018      62285€
June 2018     65500€
July 2018      71538€
Aug 2018      76500€
Sep 2018      78600€
Oct 2018      81500€
Nov 2018      83980€
Dez 2018      86500€

Goal: 100.000€ in April 2019

Retire:
plan:      3\1\2025     24 x Living Expenses(year)
is:          now            6,7 x Living Expenses(year)

Don't forget to enter data into the column on the right side of the speadsheet! Not into the first column!
https://docs.google.com/spreadsheets/d/1aBcGP8d7UD2oJif5IMSY9xmi8sIcRWKYRUswL1FE-ZM/edit?pref=2&pli=1#gid=0

   


Nederstash

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Re: Race from 10 to 100k!!
« Reply #2081 on: December 03, 2018, 09:27:21 AM »
Aug 15: 5327 (found MMM)
Jan 16: 12700
Jan 17: 31444
Jan 18: 73227
Feb 18: 74628
Mar 18: 75981
Apr 18: 75766
May 18: 77414
Jun 18: 81980
Jul 18: 82825
Aug 18: 82665
Sep 18: 84098
Oct 18: 85029
Nov 18: 85620
Dec 18: 88171 (+1150 but that's earmarked to prepay next year's health insurance)

I can almost taste it, guys... 2019 will be my year!

jmswtc

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Re: Race from 10 to 100k!!
« Reply #2082 on: December 03, 2018, 10:09:14 AM »
6/30/2018:        $34,089.83
7/31/2018:        $36,706.45     (+$2616)
8/31/2018:        $41,283.24     (+$4575)   
9/30/2018:        $44,242.77     (+$2960)
10/31/2018:      $43,890.16     (-$353)
11/30/2018:      $44,439.23     (+549)

Another not great month but I own about 50 more shares of SWPPX so that's a positive. I'm hoping December is a good one with my year end bonus kicking in.

Best of luck to everyone!

twistedfirestarter

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Re: Race from 10 to 100k!!
« Reply #2083 on: December 03, 2018, 10:17:52 AM »
£24,041 Apr '17
£26,105 May '17
£28,229 Jun '17
£31,961 Jul '17
£34,902 Aug '17
£37,596 Sep '17
£41,756 Oct '17
£45,885 Nov '17
£49,200 Dec '17
£53,000 Jan '18
£55,765 Feb '18
£58,840 Mar '18
£61,802 Apr ‘18
£66,336 May ‘18
£70,866 Jun ‘18
£74,169 Jul ‘18
£78,963 Aug '18
£82,615 Sep '18
£79,540 Oct ‘18
£84,005 Nov ‘18

£87,300 Dec ‘18

Getting there although as of January I’m going part time so the rate of growth will slow. Happy to do this to increase quality of life :-)

JAYSLOL

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Re: Race from 10 to 100k!!
« Reply #2084 on: December 03, 2018, 11:52:38 AM »
I can almost taste it, guys... 2019 will be my year!

Same here, going to be awesome to see that extra Zero.  Looks like I've got some catch-up work to do if I want to stay in the running.  I'm now officially laid off for the season, but should have an end of year bonus rolling in soon as well as I'm starting to sell off some clutter around the house. 
« Last Edit: December 03, 2018, 01:57:40 PM by JAYSLOL »

Mattrim

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Re: Race from 10 to 100k!!
« Reply #2085 on: December 03, 2018, 02:04:49 PM »
6/30: 5828.16$
8/1:   15412.83$ (+9586.67$)
8/31: 19351.65$ (+3938.82$)
9/31: 25450$ (+6099$)
11/1: 29805$ (+4355$)
12/3: 35490$ (+5685$)

Goal 12/31: 37500$ 40000$ (requires about 4500 4410$ each month)

Not a special month. The market had an upturn again, which helped a little on the results.

I say like @repman: Don't forget to enter data into the column on the right side of the spreadsheet! Not into the first column!:
https://docs.google.com/spreadsheets/d/1aBcGP8d7UD2oJif5IMSY9xmi8sIcRWKYRUswL1FE-ZM/edit?pref=2&pli=1#gid=0

dutty

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Re: Race from 10 to 100k!!
« Reply #2086 on: December 04, 2018, 09:10:31 AM »
Quote
12/15 -£2,610
12/16  £5,250   (+£7,860 ~ +301%)
12/17  £10,810 (+£5,560 ~ +106%)

01/18  £21,300  (+£10,490 ~ +97%)
02/18  £25,500  (+£4,200 ~ +20%)
03/18  £48,800  (+£23,300 ~ +91%)
04/18  £50,620   (+£1,820 ~ +4%)
05/18  £50,200   (-£420 ~ -1%)
06/18  £49,940   (-£260 ~ -0.5%
07/18  £56,320   (+£6,380 ~ +13%)
08/18  £60,400   (+£4,080 ~ +7%)
09/18  £63,370   (+£2,970 ~ +5%)
10/18  £61,180   (-£2,190 ~ -3%)
11/18  £64,740 (+£3,560 ~ +6% )




« Last Edit: December 10, 2018, 05:09:13 AM by dutty »

vertkurt

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Re: Race from 10 to 100k!!
« Reply #2087 on: December 04, 2018, 02:24:51 PM »
1/1= 14,705
2/1/18= 18,264
3/1/18= 21,225
4/1/18= 22,741
5/1/18= 26,020
6/1/18= 28,987
7/1/18= 31,457
8/1/18= 34,642
9/1/18= 37,413
10/1/18= 41,426
11/1/18= 37,475
12/1/18= 44,300

Cezilous

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Re: Race from 10 to 100k!!
« Reply #2088 on: December 05, 2018, 09:25:35 AM »
Dec-16: $32,870.70
Dec-17: $58,271.55   (+ 25,400.85)
Jan-18: $65,122.37   (+ 6,850.82)
Feb-18: $67,352.98   (+ 2,230.61)
Mar-18: $66,410.59   (- 942.39)
Apr-18:  $65,337.11   (- 1,073.48)
May-18: $68,032.74   (+ 2,695.63)
Jun-18:  $68,405.97   (+ 373.23)
Jul-18:   $70,232.18   (+ 1,826.21)
Aug-18: $72,016.38   (+1,784.20)
Sep-18: $73,657.42   (+1,641.04)
Oct-18:  $71,492.09   (- 2,165.10)
Nov-18: $75,678.29 (+ 4,186.20)

Market is getting better (sort of) + increased 401k contributions + paid off car loan = a large jump from Oct to Nov..or a modest jump from Sep to Nov.  I'll take it.  Monthly changes, on average, hover around $1,000 - $1,500.00..


david_shin

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Re: Race from 10 to 100k!!
« Reply #2089 on: December 06, 2018, 07:58:39 AM »
4//2017   -$2,713.29
5//2017    $4,467.35
6//2017    $7,677.51
7//2017    $14,094.98
8//2017    $16,123.51
9//2017    $23,571.20
10//2017  $29,074.90
11//2017  $34,568.05
12//2017  $39,806.77
1//2018    $48,241.04
2//2018    $49,996.65
3//2018    $56,085.81
4//2018    $63,255.00
5//2018    $66,697.10
6//2018    $76,679.78
7//2018    $80,208.54
8//2018    $90,223.82
9//2018    $94,688.74
10//2018  $92,946.34 
11//2018 $100,229.82!!!!!

Ahead of schedule, our goal was Christmas 2018!

Check out this guy's mustache -- https://www.youtube.com/watch?v=Q0PHWKRFgZ0

Good month. Didn't travel much. Stock market was meh but at least it didn't go down like in October! Got an extra paycheck, and most importantly, got reimbursed for conference from back in September for $2200. Trying to save an extra $400 each month by eating out less and staying in town vs travelling on the weekends. Had a final interview yesterday for a position that would come with a pay bump to increase our savings rate from around 72% to 77%, a very significant bump up *crossing fingers*.

See y'all in $100k-250k!!

Cezilous

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Re: Race from 10 to 100k!!
« Reply #2090 on: December 06, 2018, 08:47:33 AM »
4//2017   -$2,713.29
<snip> 
11//2018 $100,229.82!!!!!

Ahead of schedule, our goal was Christmas 2018!

See y'all in $100k-250k!!

Wow, great progress and congratulations!  See you over in the next thread sometime next year (hopefully!).  :)

Mattrim

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Re: Race from 10 to 100k!!
« Reply #2091 on: December 06, 2018, 02:22:02 PM »
Congratulations @david_shin! Impressive savings rate, good luck in the next thread :-)

lexde

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Re: Race from 10 to 100k!!
« Reply #2092 on: December 07, 2018, 08:05:51 AM »
3/15/2018: $12,926.94
3/31/2018: $12,989.49
4/13/2018: $16,254.32
4/30/2018: $17,831.70
5/15/2018: $18,911.08
5/31/2018: $21,674.06
6/15/2018: $23,447.78
6/29/2018: $20,396.96
7/21/2018: $22,666.63
7/31/2018: $24,667.50
8/23/2018: $25,400.62
8/31/2018: $27,393.30
9/14/2018: $28,138.60
9/28/2018: $30,242.60
10/26/2018: $29,793.20
11/21/2018: $32,551.23

12/7/2018: $33,589.65

First paycheck of the month always has a lower impact on my NW because rent hits. I’m hoping to break 35k this year even with the holidays. Then 100k by 2020?! My NW has increased by about $32k this year, but I am hoping to increase my income and see returns now that I am investing instead of paying debt and interest.

Goal for 2019: $85k NW? It’s a stretch, but what fun is an easy goal?!

Svoboda

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Re: Race from 10 to 100k!!
« Reply #2093 on: December 09, 2018, 06:15:31 PM »
Dec 17: 37,449
Jan 18: 40,439
Feb 18: 42,796
Mar 18: 44,219
Apr 18: 42,188
May 18: 46,097
June 18: 49,516
July 18: 53,589
Aug 18: 57,668
Sep 18: 62,740
Oct 18: 64,747
Nov 18: 58,921
Dec 18: 61,964

philli14

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Re: Race from 10 to 100k!!
« Reply #2094 on: December 10, 2018, 08:15:43 PM »
Bit of a late update, but finished Nov at 60,605.

Hoping for continued downward trend of the market through the end of the year so when I put 5,500 into my Roth IRA on 1/1/2019 I can get some stocks on sale!

UnexpectedExpenseExpector

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Re: Race from 10 to 100k!!
« Reply #2095 on: December 11, 2018, 10:52:04 PM »
Congrats to all the recent graduates!

Here is my update:

2014 Jan: (129,703.05)
2015 Jan: (115,355.51)
2016 Jan: (82,545.00)
2017 Jan: 2,693.77

2018
Jan: 48,429.84
Feb: 39,863.96 (Acquired new to us mini-van at low end of our price range and at low end of mileage for vehicles in our price range)
Mar: 44,139.97
Apr: 44,650.91 
May: 48,082.98 (Awesome month for the networth despite getting to pay rent on two places and waiting on the return of one security deposit. Thank you Mr. Market!)
June: 52,774.50  (Cue up the Bon Jovi!)
July: 56,756.98 (Welcome Baby #3)
August: 63,139.77
September: 63,038.31 (Welcome Baby #3 medical bills)
October: 67,516.75
November: 73,833.11 (Blew right past the Dec 2018 goal!!!)
...
2018 Dec: 68,000 76,000 (GOAL)
...
2019 Jul: 100,000 (GOAL)

We actually hit over $100,000 in assets in November for the first time!  Though our net worth is lower because of some student loans we're still cleaning up.  Targeting to have those gone by July 2019. 


jojoguy

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Re: Race from 10 to 100k!!
« Reply #2096 on: December 13, 2018, 02:25:39 AM »
October 7, 2018 = $600
October 18, 2018 = $2500
November 1, 2018 = $5,995
November 15, 2018 = $9,273
November 29, 2018 = $11,340
December 13, 2018 = $13,155

Trying to hit 15K by the end of the month.

adamsputnik

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Re: Race from 10 to 100k!!
« Reply #2097 on: December 14, 2018, 02:33:30 PM »
1/18/18 - 18,350.00
3/15/18 - 20,267.70
5/17/18 - 19,930.00
8/31/18 - 25,908.00
9/21/18 - 28,115.00
11/30/18 - 29,835.00
12/14/18 - 30,879.00

Past the 30k mark for the first time!

jojoguy

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Re: Race from 10 to 100k!!
« Reply #2098 on: December 15, 2018, 01:34:26 PM »
1/18/18 - 18,350.00
3/15/18 - 20,267.70
5/17/18 - 19,930.00
8/31/18 - 25,908.00
9/21/18 - 28,115.00
11/30/18 - 29,835.00
12/14/18 - 30,879.00

Past the 30k mark for the first time!

Way to go, buddy! Time to hit that 40K next!

adamsputnik

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Re: Race from 10 to 100k!!
« Reply #2099 on: December 15, 2018, 03:21:54 PM »
1/18/18 - 18,350.00
3/15/18 - 20,267.70
5/17/18 - 19,930.00
8/31/18 - 25,908.00
9/21/18 - 28,115.00
11/30/18 - 29,835.00
12/14/18 - 30,879.00

Past the 30k mark for the first time!

Way to go, buddy! Time to hit that 40K next!

At the rate you're going, you'll beat me there! Nice job so far.