Author Topic: Race from 10 to 100k!!  (Read 219817 times)

markbike528CBX

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Re: Race from 10 to 100k!!
« Reply #1050 on: January 02, 2017, 05:43:00 PM »
@mezzie
   You are way ahead in the game already.
Most people don't know that aspiring to have a NW of zero or greater is even a thing to do!

jeeebus

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Re: Race from 10 to 100k!!
« Reply #1051 on: January 03, 2017, 04:26:13 AM »
Oct 2016 - $21,326.78
Nov 2016 - $24,044.76
Dec 2016 - $25,106.17

Happy New Year everyone

lamil

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Re: Race from 10 to 100k!!
« Reply #1052 on: January 03, 2017, 07:26:08 AM »
March 2016: 8152.00
April 2016: 10915.00
Today(April 26th): 19516.00
May 31, 2016: 22,693
June 30, 2016: 27,496
July 31, 2016: 31,297
August 31, 2016: 34,286
September 30, 2016: $32,870 *new driveway
October 31, 2016: $36,980
November 30, 2016: $41,765
December 31st, 2016: 44,852

Mezzie

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Re: Race from 10 to 100k!!
« Reply #1053 on: January 03, 2017, 07:31:38 AM »
@Mike

Thanks for the encouragement! I did real math this morning and figured out just how much I could get from my pension fund if I were to quit now, and it's quite a lot more than I estimated.

So, my actual starting net worth is $39,409.44, not a negative number. Yay!
http://forum.mrmoneymustache.com/journals/preparing-for-forced-early-retirement-due-to-disability/

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MVal

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Re: Race from 10 to 100k!!
« Reply #1054 on: January 03, 2017, 08:17:30 AM »
I'm going to try to track my NW monthly this year to chart my progress. Starting 2016, I had a NW of $50,000. I'm hoping to grow it to over $75K.
Once I get to $100K, I think I will give myself permission to move into my own apartment, as I've spent the last 8 years living with the same roommate--saving a ton of money, but not getting as much privacy as I'd like.

Jan 2016 - $50,000
April 2016 -$57,000
May 2016 - $60,000
June 2016 - $63,000
July 2016 - $69,000 (profit sharing, plus market doing better - so glad I front loaded this year!)
Aug 2016 - $72,000
Sept 2016 - $74,000 (markets down, same deposits though)
Oct 2016 - $74,000 (uggghhh...)
Nov 2016 - $78,000 :D
Dec 2016 - $84,000 (Wooooo! Dale tu cuerpo a alregria, Macarena...!)

Holy crap, I did it! Last year during this same time, the first week of January, I said the following: "Realistically, I'm looking to hit $75K by the end of 2016, with a stretch-goal of $80K. I can't wait to hit $100K!"  Now I have surpassed what I anticipated as my "stretch-goal" for 2016 by $4K! Sooo happy!

In re-cap of 2016, I am very satisfied with my decision to have fully funded my 401K for the first time. I front loaded the year with 80% of my pay going in for the first two months and then dialed back to 30% or so for most of the year and then added 80% of my bonus (80% is the max allowed on individual contributions by our company). I'm sure my payroll department thought I was a maniac towards the end of the year as I tried to tweak contributions to get to that magic, even number of $18K. On my last paycheck of the year, I put in a request to increase my contribution by just four cents...but it all worked out evenly and I'm so thrilled. The amazing thing is that even though I only contributed $18K to my 401K, the whole balance of it went up $28K! I had $22K in it last January and now I have over $50K! After my company's contributions of $1100 in profit sharing additions and $2,000 matching, I guess the rest of the increase was just from growth! Amazing! Equally amazing is the fact that my income was about $44K if you count my bonus, and my net worth went up $34K overall; my total contributions across all accounts was over $26K, so that means I passively grew more than $8,000!

And if I've calculated correctly, with my other contributions of fully funding my HSA and opening and fully funding a traditional IRA for the first time, I actually should get the full Saver's Credit and most likely pay NO income tax this year! I was lucky to be in a position this year where my income of $40K was just low enough that I could make this happen. I probably won't be able to do this again since I'll continue to get raises, but I'll be very excited to see if all my calculations for this were correct this last year.

This year, I don't plan to push as hard on the 401K as I might move out of my roommate's house and get my own apartment, but I still hope to contribute at least $12K. I also hope to fully fund the IRA again and the HSA and with any luck, add more money to my liquid savings, which is sitting at $8K after I raided it some to fund the IRA last week. I plan to front load the 401K again, hopefully adding close to $6K in the first two months.

I know everyone thinks 2016 was a horrible year, but it was very good to me!!
Proverbs 13:4
The soul of the sluggard craves and gets nothing, but the soul of the diligent is made fat.

Proverbs 13:11
Wealth obtained by fraud dwindles, but the one who gathers by labor increases it.

https://tickers.TickerFactory.com/ezt/t/wGp3WGH/savings.png

Mezzie

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Re: Race from 10 to 100k!!
« Reply #1055 on: January 03, 2017, 08:37:10 AM »
Congrats, MVal! That's really impressive!
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Nederstash

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Re: Race from 10 to 100k!!
« Reply #1056 on: January 03, 2017, 09:25:39 AM »
Aug 15: 5327 (found MMM)
Sep 15: 5775
Oct 15: 6964
Nov 15: 8551
Dec 15: 12085
Jan 16: 12700
Feb 16: 13691
Mar 16: 14818
Apr 16: 16220
May 16: 17510
Jun 16: 21149
Jul 16: 22024
Aug 16: 23325
Sep 16: 24285
Oct 16: 25400
Nov 16: 26932
Dec 16: 31121
Jan 17: 31444 (prepaid a full year's health insurance, so no big increase)

andy85

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Re: Race from 10 to 100k!!
« Reply #1057 on: January 03, 2017, 12:13:37 PM »
Jan 16   $39,550
Feb 16   $41,468
Mar 16   $47,974
Apr 16   $51,484
May 16   $52,730
Jun 16   $53,694
Jul 16   $55,669
Aug 16   $56,725
Sep 16   $58,793
Oct 16   $58,748
Nov 16   $60,551
Dec 16   $61,253

MEJG

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Re: Race from 10 to 100k!!
« Reply #1058 on: January 03, 2017, 12:20:30 PM »
Dec 31, 2015: -$48,294.56
Dec 31, 2016 -$12,948.22 (+$35,346.34 for 2016)

2017 I'll be able to joint this race!

SpareChange

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Re: Race from 10 to 100k!!
« Reply #1059 on: January 03, 2017, 12:39:41 PM »
Awesome saving Mval!! Come join us in the next thread! :)

MVal

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Re: Race from 10 to 100k!!
« Reply #1060 on: January 06, 2017, 08:41:13 AM »
Awesome saving Mval!! Come join us in the next thread! :)

I can't wait! With front loading in the first two months, I should easily get to $90K quickly, but that final $10K push to the next level might be a bugger. With any luck, I'll get there before July, though.
Proverbs 13:4
The soul of the sluggard craves and gets nothing, but the soul of the diligent is made fat.

Proverbs 13:11
Wealth obtained by fraud dwindles, but the one who gathers by labor increases it.

https://tickers.TickerFactory.com/ezt/t/wGp3WGH/savings.png

Verdure

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Re: Race from 10 to 100k!!
« Reply #1061 on: January 15, 2017, 05:39:44 PM »
OK, joining in to try to bump savings up a notch this year.  New to this game with a lot of catching up to do! My back of envelope calculations put our NW at ~$57,000. 

I will work on nailing down harder numbers For Q2, but a lot of that is home equity, and that is not a hard number anyway. No way to know how much we truly have until we sell. 

Based on our current rate of retirement savings and mortgage/SL payoff, if we did nothing else to increase NW this year (and not factoring in markets), we would increase the stash to $79,000.  So as a stretch goal, I am going to shoot for $90,000 NW by the end of 2017. And another stretch, I hope to graduate to the next thread by the end of Q1 2018.

Oh, and full disclosure, that is that number is not factoring in my pension.  I suppose if I count that, we'd probably graduate by the end of this year, but I don't vest until next year, so we won't count our chickens.

GeekyGirl

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Re: Race from 10 to 100k!!
« Reply #1062 on: January 17, 2017, 05:20:41 AM »
Hi,

Happy new year everyone and congrats on the huge achievements. 2017 is the year I'm pressuring myself with hard goals so I'll join this thread.
If I'm focused I can probably get to the 100K in four years (end of 2020, at a conservative estimate not accounting for raises and stocks appreciation) which is way too long for me to envision but the thread could be a way to get myself accountable on tracking NW quaterly which is one of my goal for 2017.

Jan 17, 2017:  12,138 

I don't know how I 'lost' 3K in the last 2 weeks. It was 15K by end of December but I counted checking account which I'll exclude from now on. Hope to have it at 30K by end of year, that'll be cause for celebration.

onehair

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Re: Race from 10 to 100k!!
« Reply #1063 on: January 17, 2017, 01:08:39 PM »
Net worth finally is over $30K and my Emergency Fund is a few cents short of $700!!
IRA-$3822
TSP-$19602
Stocks-$5714
Acorns-$627
Digit Emergency Savings-$699
« Last Edit: January 23, 2017, 08:51:59 AM by onehair »

tortoiseshell

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Re: Race from 10 to 100k!!
« Reply #1064 on: January 17, 2017, 04:55:43 PM »
I'm joining in! I'll be here for a while because we're currently saving for a house. We track our net worth on the first of every month.

1/1/17: $29,671.78

viverl

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Re: Race from 10 to 100k!!
« Reply #1065 on: January 22, 2017, 06:12:50 AM »
Ok, start of the year. This time the increase will not be as huge as I am having a big wedding (budget together 10.000) but nevertheless:

06/2014  2.500
09/2016  43.882,85
12/2016: 48.143,58

update:
01/2017: 50.380


MVal

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Re: Race from 10 to 100k!!
« Reply #1066 on: January 24, 2017, 06:21:01 PM »
I've passed 100k if I factor in home equity, but I closed the year around 61k invested - I'm hoping to break 100k just in investments in 2016, so I'll stick around! :D

Realistically, I'm looking to hit $75K by the end of 2016, with a stretch-goal of $80K. I can't wait to hit $100K!

I have a good job, but I can't see myself staying in it for 5 more years. Great benefits, but I am fairly bored in it and would like to do other things with my life. I think if I could get a NW of $100K with about $20K in cash, I could feel comfortable with the risk of trying something else. I just want to have the cushion of being able to quit anything I'm not happy with. The last thing I want to do is quit my ho-hum but secure job for something that sounds good but turns out to be pure misery. I've had a pure misery job, know how easily I could be in one and know a great deal of people continue in one because they have no other choice.  I want to keep at least 1-yr of living expenses on hand for bugging out.

Good luck! Sometimes a leap like that turns out even better than you expected.  I quit a secure government job just over four years ago to move to the other side of the country (I quit with no job lined up)..fast forward to now - I'm in a new field entirely, my salary has doubled since then and I'm really quite happy. :)

$90k is more likely for me this year, but a stretch goal of $100k sounds good. :D

Wow, thanks, that is encouraging! I'm glad it turned out so well for you; I just hope the same for myself. I'd love to get into a completely new field. Perhaps my 'stache will fund my journey!

And here we are - I crossed into December with $101k and change in cash/retirement/investments!

Daaaang! Congratulations on blowing way past your stretch goal!! I went past my stretch goal too, made me so happy! We'll see what this year brings...
Proverbs 13:4
The soul of the sluggard craves and gets nothing, but the soul of the diligent is made fat.

Proverbs 13:11
Wealth obtained by fraud dwindles, but the one who gathers by labor increases it.

https://tickers.TickerFactory.com/ezt/t/wGp3WGH/savings.png

twojabs

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Re: Race from 10 to 100k!!
« Reply #1067 on: January 25, 2017, 02:49:15 PM »
Hi, thought I'd join in this thread too.  I'll periodically check in to see what is happening. (i'll convert all my into $$$ for ease)

Anyway, my wife is finishing up for 9 months maternity leave on about $130 per week for the duration.

I invest roughly $530 in my workplace pension (only accessible when im 58), and a further $170 monthly into sharesave schemes (cant really access for 5 years).

This month we managed (somehow) to have a surplus of $1990 from our day to day account.

I'd say i hope it is not too long from 10k to 100k, but i have my reservations about investing, maybe someone can help me (?) get over the hurdle...

I think our split of where the money has gone is wrong but im too shit scared to switch it around even though (every month) i convince myself i'll change.

Of the $1990, we:
 - invested $380, split 60:20:20 between 3 passive trackers (Dev Wrld ex UK, Uk all-share, Global Property Securities)
 - put $60 toward our mortgage as an overpayment (1.5%)
 - saved $1550 (the balance) as cash (3% rate)

I should add we have around $25k in cash (though it may be double this through squirreling).

Our monthly outgoing are around $1300 incl mortgages, insurances, food (well everything except car fuel and car insurance)...

Suit

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Re: Race from 10 too 100k!!
« Reply #1068 on: January 25, 2017, 07:37:10 PM »
I have a feeling I'm going to get killed in this race, but I'm in. Right now at -32,000 net worth (student loans) so I'm not expecting to hit 100k NW until probably 2 years or so from now.

I FINALLY HIT 100K NW TODAY!!! Yay!

JAYSLOL

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Re: Race from 10 to 100k!!
« Reply #1069 on: January 25, 2017, 10:16:05 PM »
I'm going to jump into the race too.  Jan last year i had around $10k liquid invested, and managed to save 40% of my income in 2016 to bump my investments up to $30k by the end of the year.  Now i'm going into 2017 hoping to hit $50k by the end of the year

Jan, 2017 - $31k

Verdure

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Re: Race from 10 too 100k!!
« Reply #1070 on: January 26, 2017, 05:01:21 PM »
I FINALLY HIT 100K NW TODAY!!! Yay!

Congratulations!!! Woohoo! Way to go graduate!  Hope I can meet up with you in the next thread. :-)

beantown

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Re: Race from 10 to 100k!!
« Reply #1071 on: January 27, 2017, 08:13:44 AM »
Dec 2017: $16.4K
Jan 2017: $21.8K

dogboyslim

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Re: Race from 10 to 100k!!
« Reply #1072 on: January 30, 2017, 09:09:56 AM »
2016:
3/8: $20,818
3/29: $23,784
4/21: $26,650
5/20: $28,769
6/30: $32,015
8/1: $34,808
9/1: $37,342
9/29: $39,883
10/31: $41,720
11/28: $44,979
12/30: $56,197
2017
1/30: $59,598

MVal

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Re: Race from 10 to 100k!!
« Reply #1073 on: January 30, 2017, 02:26:17 PM »
So all of us here in the under $100K thread, I wonder how our timelines to FIRE compare...how many years do you anticipate it taking you to be FI from this moment? For me, if my savings and COL stay the same, I could be out of here in 6-8 years.
Proverbs 13:4
The soul of the sluggard craves and gets nothing, but the soul of the diligent is made fat.

Proverbs 13:11
Wealth obtained by fraud dwindles, but the one who gathers by labor increases it.

https://tickers.TickerFactory.com/ezt/t/wGp3WGH/savings.png

andy85

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Re: Race from 10 to 100k!!
« Reply #1074 on: January 30, 2017, 02:31:59 PM »
Jan 16   $39,550
Feb 16   $41,468
Mar 16   $47,974
Apr 16   $51,484
May 16   $52,730
Jun 16   $53,694
Jul 16   $55,669
Aug 16   $56,725
Sep 16   $58,793
Oct 16   $58,748
Nov 16   $60,551
Dec 16   $61,253
Jan 17   $64,001

JLee

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Re: Race from 10 too 100k!!
« Reply #1075 on: January 30, 2017, 04:17:35 PM »
I have a feeling I'm going to get killed in this race, but I'm in. Right now at -32,000 net worth (student loans) so I'm not expecting to hit 100k NW until probably 2 years or so from now.

I FINALLY HIT 100K NW TODAY!!! Yay!

Congratulations!!

frugalwitch

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Re: Race from 10 to 100k!!
« Reply #1076 on: January 30, 2017, 05:45:27 PM »
NW with house/rental condo: 71k.

NW without house/rental condo: 33k.

Wow, didn't know I had that much! Guess 100k isn't impossible but I'd like to stay here till I get 100k without house/rental values :D.

$40Kby40

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Re: Race from 10 to 100k!!
« Reply #1077 on: January 30, 2017, 07:25:07 PM »
30 Dec 2016 - $83,224
30 Jan 2017 - $89,379

March is a 3 paycheck month for both my husband and I. Would be nice to hit $100,000 by the end of that month.

felixbf

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Re: Race from 10 to 100k!!
« Reply #1078 on: January 30, 2017, 10:18:43 PM »
Dec 53,572.89
Jan 63,000.00

Finished all my debt off last year really helped increasing my savings ratio.
« Last Edit: January 31, 2017, 12:46:31 AM by felixbf »

PR173746

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Re: Race from 10 to 100k!!
« Reply #1079 on: January 31, 2017, 04:38:23 AM »
Oct 2016 - $17,457
November 2016 - $35,747
December 2016 - $39,657
January 2017 - $45,491

jeeebus

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Re: Race from 10 to 100k!!
« Reply #1080 on: January 31, 2017, 07:03:58 AM »
Oct 2016 - $21,326.78
Nov 2016 - $24,044.76
Dec 2016 - $25,106.17
Jan 2017 - $27,207.71

merlin7676

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Re: Race from 10 to 100k!!
« Reply #1081 on: January 31, 2017, 08:44:13 AM »
I can see the finish line (to 100K that is) and I can't wait to cross it.
Honestly once I got rid of my debt, it's really amazing how much I've been able to put away. All that expense going out the door being turned around and saved.

06/30/15   $43,137.96
07/31/15   $44,941.13
08/31/15   $42,043.10
09/30/15   $38,770.91
10/31/15   $44,941.34
11/30/15   $46,401.01
12/31/15   $47,513.96
01/31/16   $44,058.68
02/29/16   $46,830.84
03/31/16   $58,923.60
04/30/16   $62,829.27
05/31/16   $64,177.27
06/30/16   $65,348.17
07/31/16   $69,790.01
08/31/16   $70,534.23
09/30/16   $73,742.76
10/31/16   $74,282.52
11/30/16   $77,284.23
12/31/16   $80,583.50
01/31/17   $84,085.00

(does not include the house. Only investments and savings)

lamil

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Re: Race from 10 to 100k!!
« Reply #1082 on: January 31, 2017, 09:28:46 AM »
March 2016: 8152.00
April 2016: 10915.00
Today(April 26th): $19516.00
May 31, 2016: $22,693
June 30, 2016: $27,496
July 31, 2016: $31,297
August 31, 2016: $34,286
September 30, 2016: $32,870 *new driveway
October 31, 2016: $36,980
November 30, 2016: $41,765
December 31st, 2016: $44,852
January 31st, 2017: $49,533

intirb

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Re: Race from 10 to 100k!!
« Reply #1083 on: January 31, 2017, 01:43:00 PM »
Two years ago, in Jan 2015, our net worth hit zero for the first time since graduating college.  Now it's nearly at $60k and we are debt-free!  With a combination of new jobs/promotions/raises, we are now making 30% more than we did two years ago.  I think this year will be the year we hit $100k.  Shooting to make it by Dec 2017.  When I started this challenge, the end goal felt like a distant dream, but now it feels so real and so close and I am so excited!

MVal

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Re: Race from 10 to 100k!!
« Reply #1084 on: January 31, 2017, 08:42:26 PM »
I'm going to try to track my NW monthly this year to chart my progress. Starting 2016, I had a NW of $50,000. I'm hoping to grow it to over $75K.
Once I get to $100K, I think I will give myself permission to move into my own apartment, as I've spent the last 8 years living with the same roommate--saving a ton of money, but not getting as much privacy as I'd like.

Jan 2016 - $50,000
April 2016 -$57,000
May 2016 - $60,000
June 2016 - $63,000
July 2016 - $69,000 (profit sharing, plus market doing better - so glad I front loaded this year!)
Aug 2016 - $72,000
Sept 2016 - $74,000 (markets down, same deposits though)
Oct 2016 - $74,000 (uggghhh...)
Nov 2016 - $78,000 :D
Dec 2016 - $84,000 (Wooooo! Dale tu cuerpo a alregria, Macarena...!)

Jan 2017 - $87,000 (so far two paychecks front-loaded to 401K at 80%)

Proverbs 13:4
The soul of the sluggard craves and gets nothing, but the soul of the diligent is made fat.

Proverbs 13:11
Wealth obtained by fraud dwindles, but the one who gathers by labor increases it.

https://tickers.TickerFactory.com/ezt/t/wGp3WGH/savings.png

AcftW

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Re: Race from 10 to 100k!!
« Reply #1085 on: January 31, 2017, 09:37:26 PM »
$40,061 - Dec 2015
$43,153 - Jan 2016
$47,634 - Feb 2016
$50,404 - Mar 2016
$53,733 - Apr 2016
$54,717 - May 2016
$55,014 - Jun 2016
$59,924 - Jul 2016
$55,527 - Aug 2016
$61,117 - Sep 2016
$64,384 - Oct 2016
$56,780 - Nov 2016
$58,510 - Dec 2016
$67,328 - Jan 2017

$73,827 - Feb 2017

Everything is on schedule.

Rodgers12

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Re: Race from 10 to 100k!!
« Reply #1086 on: February 01, 2017, 07:25:07 AM »
07/31/2015: $36,978
08/31/2015: $34,949
09/30/2015: $35,722
10/31/2015: $37,797
11/30/2015: $39,424
12/31/2015: $42,763
01/31/2016: $44,656
02/29/2016: $47,521
03/31/2016: $51,770
04/30/2016: $55,260
05/31/2016: $58,756
06/30/2016: $58,646
07/31/2016: $64,525
08/31/2016: $66,682
09/30/2016: $68,877
10/31/2016: $68,616
11/30/2016: $69,541
12/31/2016: $74,813
01/31/2017: $89,057  - Large Increase was due to purchasing a house and was gifted 9k in equity.

CmFtns

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Re: Race from 10 to 100k!!
« Reply #1087 on: February 01, 2017, 09:01:52 AM »
2015
Apr    $12,466.69
May    $14,786.72
Jun    $17,419.27
Jul    $21,457.81
Aug    $24,608.98
Sep    $25,148.05
Oct    $30,071.44
Nov    $30,362.40
Dec    $33,987.45

2016
Jan    $37,178.00
Feb    $40,183.56
Mar    $41,965.73
Apr    $46,690.70
May   $51,510.46

June  $55,116.73
July   $61,327.75
Wow it's been 6 months since I last posted here that went by fast... well it looks like I will be graduating here in Febuary hopefully =)

August: $65,649.24
September: $70,236.10
October: $74,423.94
November: $81,213.73
December: $88,429.80


2017
January: $97,244.89
"the only efficient way to get there is on the front of the wave" -MMM

tortoiseshell

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  • Location: Philadelphia
Re: Race from 10 to 100k!!
« Reply #1088 on: February 02, 2017, 05:24:40 AM »
I'm joining in! I'll be here for a while because we're currently saving for a house. We track our net worth on the first of every month.

1/1/17: $29,671.78

2/1/17: $31,725.72 (+$2,053.94)

Malum Prohibitum

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Re: Race from 10 to 100k!!
« Reply #1089 on: February 02, 2017, 03:59:53 PM »
2015
Apr    $12,466.69
May    $14,786.72
Jun    $17,419.27
Jul    $21,457.81
Aug    $24,608.98
Sep    $25,148.05
Oct    $30,071.44
Nov    $30,362.40
Dec    $33,987.45

2016
Jan    $37,178.00
Feb    $40,183.56
Mar    $41,965.73
Apr    $46,690.70
May   $51,510.46

June  $55,116.73
July   $61,327.75
Wow it's been 6 months since I last posted here that went by fast... well it looks like I will be graduating here in Febuary hopefully =)

August: $65,649.24
September: $70,236.10
October: $74,423.94
November: $81,213.73
December: $88,429.80


2017
January: $97,244.89
  Wait, you went from 37 to 100 in a year?  Please share how!

Mezzie

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    • Mezzie Learns
Re: Race from 10 to 100k!!
« Reply #1090 on: February 03, 2017, 06:50:45 PM »
1/1/2017: 39,409
2/3/2017: 55,570

That was a much bigger jump than I had actually planned. Uber Frugal January did its job!
http://forum.mrmoneymustache.com/journals/preparing-for-forced-early-retirement-due-to-disability/

Join my ibotta team for rebates: https://ibotta.com/r/bdtnbyj

Join my Shopkick team so we can start a Vespa gang (or you can get more practical gift cards...if you think those are better than a Vespa for some reason): https://app.shopkick.com/r/3eNYBE

briesas

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Re: Race from 10 to 100k!!
« Reply #1091 on: February 03, 2017, 07:04:27 PM »
I want to play!
State pension (only the part I can roll over if I leave) = 21000
IRA= 2517.56
457 = 9459.79
Savings = 4780.78
Total = 37581.13

Student loans = 27,073.54

NW = 10684.59

NickleNurser

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Re: Race from 10 to 100k!!
« Reply #1092 on: February 03, 2017, 11:38:15 PM »
Jan 2016: 19,799
Feb 2016: 18,990
Mar 2016: 21,803
April 2016: 34,510
May 2016: 37,172
June 2016: 40,277
July 2016: 47,027
August 2016: 47,772
September 2016: 51,071
October 2016: 53,397
November 2016: 59,326
December 2016: 64,142
January 2017: 69,685

Nederstash

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Re: Race from 10 to 100k!!
« Reply #1093 on: February 04, 2017, 04:34:13 AM »
Aug 15: 5327 (found MMM)
Sep 15: 5775
Oct 15: 6964
Nov 15: 8551
Dec 15: 12085
Jan 16: 12700
Feb 16: 13691
Mar 16: 14818
Apr 16: 16220
May 16: 17510
Jun 16: 21149
Jul 16: 22024
Aug 16: 23325
Sep 16: 24285
Oct 16: 25400
Nov 16: 26932
Dec 16: 31121
Jan 17: 31444
Feb 17: 42849**

**in my calculations I've been using my house value from the last time it was valued by an expert (end of 2014). I realize that the value has gone up, but I don't know exactly by how much. Some websites say +10k, others +25k. I hadn't updated that number until now... So I've added 10k, the lowest number. No, sadly I haven't gotten a giant raise all of a sudden.

akzidenz

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Re: Race from 10 to 100k!!
« Reply #1094 on: February 04, 2017, 04:21:24 PM »
DateNet worth
March 31, 2016$11,309
February 4, 2017$50,348

I started my first job after college in early 2016 with a mere $11k net worth, and just realized today that I crossed the $50k mark.

I'm hoping to save $36k more in 2017!

GeekyGirl

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Re: Race from 10 to 100k!!
« Reply #1095 on: February 06, 2017, 08:47:59 AM »
Hi,

Happy new year everyone and congrats on the huge achievements. 2017 is the year I'm pressuring myself with hard goals so I'll join this thread.
If I'm focused I can probably get to the 100K in four years (end of 2020, at a conservative estimate not accounting for raises and stocks appreciation) which is way too long for me to envision but the thread could be a way to get myself accountable on tracking NW quaterly which is one of my goal for 2017.

Jan 17, 2017:  12,138 

I don't know how I 'lost' 3K in the last 2 weeks. It was 15K by end of December but I counted checking account which I'll exclude from now on. Hope to have it at 30K by end of year, that'll be cause for celebration.
Couldn't wait for three months!!

Jan 17, 2017:  12,138 
Feb 06, 2017:  16,720

TheCastle

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Re: Race from 10 to 100k!!
« Reply #1096 on: February 08, 2017, 11:48:52 AM »
I'll join.  Just recently started tracking my NW.

Jan 2017:   $19,166.96
Feb 2017:   $20,947.41

Hoping to crank up the savings soon!  Next month might take a hit (new tires).

CmFtns

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Re: Race from 10 to 100k!!
« Reply #1097 on: February 08, 2017, 12:07:17 PM »
2015
Apr    $12,466.69
May    $14,786.72
Jun    $17,419.27
Jul    $21,457.81
Aug    $24,608.98
Sep    $25,148.05
Oct    $30,071.44
Nov    $30,362.40
Dec    $33,987.45

2016
Jan    $37,178.00
Feb    $40,183.56
Mar    $41,965.73
Apr    $46,690.70
May   $51,510.46

June  $55,116.73
July   $61,327.75
Wow it's been 6 months since I last posted here that went by fast... well it looks like I will be graduating here in Febuary hopefully =)

August: $65,649.24
September: $70,236.10
October: $74,423.94
November: $81,213.73
December: $88,429.80


2017
January: $97,244.89
  Wait, you went from 37 to 100 in a year?  Please share how!

Actually I went from 34k which was the last day in Dec 2015 to 88.5k on the last day in dec 2016 which is 54.5k increase to my net worth. I'm a software engineer and my salary is around 65k. I split expenses with my GF and ended up personally spending around maybe 7k last year on expenses. I took full advantage of my pre-tax accounts so my taxes were as low as possible

65k - 4.5k (taxes) - 7k(expenses) = 53.5k saved + a thousand from my investments increasing = increased my net worth 54.5k in one year
« Last Edit: February 08, 2017, 12:21:10 PM by CmFtns »
"the only efficient way to get there is on the front of the wave" -MMM

tomita

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Re: Race from 10 to 100k!!
« Reply #1098 on: February 13, 2017, 09:23:21 PM »
16 Mar 2016    $64300 - $13200 = $51300
17 Apr 2016     $103500 - $45600 = $57900
10 May 2016    $106390 - $42900= $63490
28 May 2016    $109037 - $41046= $67991
24 Sep 2016   $109400-$33300=$76100 
30 Nov 2016   $115000-$29000=$86000
20 Dec 2016   $119500-$26770=$92730
I think we passed the 100K mark

frugalfanny

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Re: Race from 10 to 100k!!
« Reply #1099 on: February 14, 2017, 03:16:07 PM »
November 2009: Graduated from grad school with $52k student loans and 5k in the bank.
November 2010: -$41,165
November 2011: -$26,332
November 2012: -$7,560
November 2013: $8,748
November 2014: $21,464
November 2015: $27,355
November 2016: $50,207

February 14 2017: $60,724