Author Topic: Race from 10 to 100k!!  (Read 700802 times)

vertkurt

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Re: Race from 10 to 100k!!
« Reply #2750 on: November 30, 2019, 10:24:15 AM »
1/1/18= 14,705
2/1/18= 18,264
3/1/18= 21,225
4/1/18= 22,741
5/1/18= 26,020
6/1/18= 28,987
7/1/18= 31,457
8/1/18= 34,642
9/1/18= 37,413
10/1/18= 41,426
11/1/18= 37,475
12/1/18= 44,300
1/1/19= 46,862
2/1/19= 53,310
3/1/19 = 59,800
4/1/19 = 63,705
5/1/19= 70,328
6/1/19= 70,187
7/1/19= 79,553
8/1/19 = 85,573
9/1/19 = 86,127
10/1/19 = 89,807
11/1/19 = 96,168
12/1/19 = 101,602

Not bad at all. <2 years to complete this challenge. See everyone in the next one!


Old Ball Coach

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Re: Race from 10 to 100k!!
« Reply #2751 on: November 30, 2019, 10:30:57 AM »
This includes all our retirement and personal accounts for assets. It includes our credit cards, student loan, and mortgage for liabilities. It DOES NOT include our home value.

April 2018 - $52,917.42
May 2018  - $58,400.19
June 2018 - $59,686.34
July 2018  - $65,798.53
Aug 2018 - $72,231.70
Sept 2018 - $76,755.71
Oct 2018 -  $64,348.89
Nov 2018 - $70,839.76
Dec 2018 - $58,351.73
Jan 2019 - $78,256.31
Feb 2019 - $87,795.97
Mar 2019 - $67,121.29
Apr 2019 - $75,155.85
May 2019 - $63,243.68
June 2019 - $79,359.89
July 2019 - $84,352.69
August 2019 - $81,608.49
September 2019 - $87,380.98
October 2019 - $93,328.51
November 2019 - $103,159.50

Big saving month and an even bigger month in the market. Time to move on up!

Imma

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Re: Race from 10 to 100k!!
« Reply #2752 on: November 30, 2019, 11:44:15 AM »
Wow @Hirondelle that's really impressive progress!!

Tass

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Re: Race from 10 to 100k!!
« Reply #2753 on: November 30, 2019, 12:33:13 PM »
Jul 17$6.2k
Aug 17$6.8k
Sept 17$8.2k
Oct 17$9.0k
Nov 17$9.9k
Dec 17$11.1k
Jan 18$12.1k
Feb 18$13.6k
Mar 18$15.1k
Apr 18$16.6k
May 18$17.7k
Jun 18$18.5k
Jul 18$20.2k
Aug 18$20.8k
Sept 18$22.2k
Oct 18$21.7k
Nov 18$22.5k
Dec 18$22.4k
Jan 19$24.7k
Feb 19$27.2k
Mar 19$29.3k
Apr 19$31.3k
May 19$31.5k
Jun 19$33.3k
Jul 19$35.1k
Aug 19$36.7k
Sep 19$38.6k
Oct 19$40.2k

Nov 19: $42.6k

Big jump as my partner and I decided to retroactively restructure the way we share car expenses, inflating my savings rate to 61% for the month. Now I'm set to blow the "double my NW in 2019" goal out of the water - or to surpass it by $400, at least.

Congrats to at least four people so far this month who are graduating!
« Last Edit: November 30, 2019, 12:35:48 PM by Tass »

Hirondelle

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Re: Race from 10 to 100k!!
« Reply #2754 on: November 30, 2019, 12:45:25 PM »
Thanks @Imma! Double paycheck month + travel reimbursement helped a lot, wish every month was this good! You're doing a great job yourself as well keeping the upward trend even though you have big expenses. You've come so far compared to last year!

@Tass, congrats on your almost sure realization of doubling your NW again! Great jump also :)

And ofcourse congrats to all our graduations of this month. Meet you guys in the next thread.

KathrinS

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Re: Race from 10 to 100k!!
« Reply #2755 on: November 30, 2019, 01:06:50 PM »
I have just graduated from the Race to 50k thread and am eager to join in here. Here are my data points so far:

March 3rd 2019: 24 650
April 11th 2019: 29 470
May 5th 2019: 31 830
June 6th 2019: 33 755
July 4th 2019: 38 274
July 29th 2019: 40 619
September 3rd 2019: 42 102
October 4th 2019: 43 821
November 1st 2019: 46 954
November 30th 2019: 50 134

CanadianTeacher

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Re: Race from 10 to 100k!!
« Reply #2756 on: December 01, 2019, 11:17:30 AM »
Just contacted my former pension plan. Commuted value is difficult to calculate and I'll get a figure in six months. But I was assured I will get at least my contributions + interest, so: $6,826.01

So my current net worth:
$65,536.55 + $7,678.96 + $6,826.01 = ‬ $80,041.52‬  Woot!

December 1st update: $86,963.15

I received no pay over the summer, but travelled to England and Italy. I also treated myself to a new MacBook for work/pleasure.

With the threat of layoffs/strikes due to our new anti-education government, I will be slowing down my spending drastically. I know I'd be a lot closer to my $100,000 goal if I hadn't spent money on my trip/new technology, but you got to live a little.

I figure I will reach $100,000 by the end of February if my job remains stable.

Jim Fiction

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Re: Race from 10 to 100k!!
« Reply #2757 on: December 01, 2019, 12:51:19 PM »
01/2011  $   7,457
01/2012  $ 17,228
01/2013  $ 40,480
01/2014  $ 39,129
01/2015  $ 52,439
01/2016  $ 51,321
01/2017  $ 40,381
01/2018  $ 48,063

01/2019  $ 62,472
02/2019  $ 67,871
03/2019  $ 71,163
04/2019  $ 74,147
05/2019  $ 77,284
06/2019  $ 77,317
07/2019  $ 83,885
08/2019  $ 86,051
09/2019  $ 87,106
10/2019  $ 90,926
11/2019  $ 95,072
12/2019  $101,254

Bon Voyage, see ya in the next thread!

Congrats! I hope to see you in the next thread very soon.

haypug16

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Re: Race from 10 to 100k!!
« Reply #2758 on: December 01, 2019, 07:46:19 PM »
November 2019 Update
3/31/2017 (52,848.85) - Found MMM
3/31/2018 $(14,916.69) - 1 year in
3/31/2019 $9,917.20 - 2 years in
4/30/2019 $19,835.78
5/31/2019 $21,498.65
6/30/2019 $17,825.45
7/31/2019 $19,232.60
8/31/2019 $18,295.57
9/30/2019 $20,402.75
10/31/2019 $24,417.80
11/30/2019 $29,601.50 +$5,183.70 increase

Very good month for me. I should easily cross over into the $30ks with my first December check and end the year 1/3 of the way to finishing this race.

Congrats to everyone that graduated this month, seems like it was a good month for a lot of people :)

JCGreen

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Re: Race from 10 to 100k!!
« Reply #2759 on: December 01, 2019, 09:36:03 PM »
I do not include my savings to buy expensive "fun items" like new cellphone, electronics etc. as it is not very big. My checking account is also not included as it has money I will likely spend this month. Goal for 2019 is to make it to $45K.

Net worth:
Dec2017:$7800
Apr2018:$13,200
Aug2018:$22,800
Sep2018: $23,645
Oct2018: $23,658
Nov2018: $23,948 (+$290)
Dec2018: $23,960 (+12)
Jan2019: $27,100 (+3140)
Feb2019: $29,443 (+2343)
Mar2019: $31,603 (+2160)
Apr2019: $33,959 (+2356)
May2019: $33,933 (-$26)
Jun2019: $37,928 (+3995)
Jul2019: $39,736 (+1808)
Aug2019: $39,918 (+182)
Sep2019: $34,179 (-5739)
Oct2019: $38,091 (+3912)
Nov2019: $39,867.80 (+1776) Pretty typical month, probably not going to make it to 45k this year, but would if I included the value of the car I bought in September . 

Sugaree

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Re: Race from 10 to 100k!!
« Reply #2760 on: December 02, 2019, 06:51:00 AM »
5/1/2015     $4419.53
5/1/2016     $15689.46
5/1/2017     $34125.20
5/1/2018     $51663.60

5/1/2019     $64340.45
6/3/2019     $64940.28 (+$ 599.83  or  +0.93%)
7/1/2019     $70156.02 (+$5215.74 or  +8.03%)
8/1/2019     $74255.95 (+$4146.62 or  +5.91%)
9/1/2019     $74328.43 (+$  25.79   or  +0.03%)
10/1/2019   $78067.76 (+$3739.33  or  +5.03%)
11/1/2019   $81247.16 (+$3206.40  or  +4.11%)
12/2/2019   $88148.59 (+$6874.43  or  +8.46%)

Good month in the market plus an end-of-the-year bonus that gave my bank accounts a nice boost.

Trifele

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Re: Race from 10 to 100k!!
« Reply #2761 on: December 02, 2019, 07:05:01 AM »
1/1/18= 14,705
2/1/18= 18,264
3/1/18= 21,225
4/1/18= 22,741
5/1/18= 26,020
6/1/18= 28,987
7/1/18= 31,457
8/1/18= 34,642
9/1/18= 37,413
10/1/18= 41,426
11/1/18= 37,475
12/1/18= 44,300
1/1/19= 46,862
2/1/19= 53,310
3/1/19 = 59,800
4/1/19 = 63,705
5/1/19= 70,328
6/1/19= 70,187
7/1/19= 79,553
8/1/19 = 85,573
9/1/19 = 86,127
10/1/19 = 89,807
11/1/19 = 96,168
12/1/19 = 101,602

Not bad at all. <2 years to complete this challenge. See everyone in the next one!

Congrats @vertkurt !!

bcbaseballman

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Re: Race from 10 to 100k!!
« Reply #2762 on: December 02, 2019, 09:08:33 AM »

2018
1/31 : (5949.05)
2/28 : (5288.30)
3/31 : (4273.93)
4/30 : (2592.07)
5/31 : (629.70)
6/30 : 1,206.77
7/31 : 2,703.97
8/31: 5,651.70
9/31: 8,039.01
10/31: 7,803.49
11/30: 9,531.28
12/31: 9,296.79

2019
1/31/19: 13,493.35
2/28/2019: 15,766.50
3/31/2019: 19,286
4/30/2019: 19,283
5/31/2019: 18,676
6/30/2019 :22,362
7/31/2019: 24,646
8/30/2019: $27,199
9/31/2019: $30,664
10/31/2019: $33,343


11/30/2019: $35,249

Better month than what I was expecting had some big bills that had to come out but still moving upward!

M5

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Re: Race from 10 to 100k!!
« Reply #2763 on: December 02, 2019, 01:46:49 PM »
4/13/18: $14,324.67
12/27/18: $20,377.45
2/6/19: $27,927.20
3/1/19: $33,596.07
4/3/19: $57,285.55
5/7/19: $61,326.50
6/10/19: $62,992.97
7/3/19: $67,032.16
8/6/19: $66,081.23
9/4/19: $77,565.51
10/3/19: $81,417.50
11/5/19: $89,005.60
12/2/19: $95,911.37

Getting close!

coldestcat

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Re: Race from 10 to 100k!!
« Reply #2764 on: December 02, 2019, 03:06:17 PM »
7/17/19-    4,199.61
9/3/19-    15,357.17
10/1/19-   15,636.38
11/1/19-   20,938.14
12/2/19-   32,158.59    I started keeping track of my assets myself instead of using MINT and I guess there was some money it wasn't tracking, since this is a pretty big jump.

Optimiser

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Re: Race from 10 to 100k!!
« Reply #2765 on: December 03, 2019, 01:25:11 PM »
Mar 2019 $14,000
Apr 2019 $12,700
May 2019 $9,500
June 2019 $11,500
July 2019 $17,000
August 2019 $19,900
September 2019 $19,900
October 2019 $26,200

November 2019 $34,500
« Last Edit: December 03, 2019, 01:27:28 PM by Optimiser »

Tass

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Re: Race from 10 to 100k!!
« Reply #2766 on: December 03, 2019, 01:59:30 PM »
Wow, Optimiser! Best month ever!

(I just got the pun in your name for the first time. Ha.)

catorbe

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Re: Race from 10 to 100k!!
« Reply #2767 on: December 04, 2019, 07:36:29 AM »
Wow, Optimiser! Best month ever!

(I just got the pun in your name for the first time. Ha.)

I too was today year's old when I saw it! LOL

FIRE_guy

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Re: Race from 10 to 100k!!
« Reply #2768 on: December 04, 2019, 11:12:28 PM »
Code: [Select]
1/1/2019 $58,510.45
2/1/2019 $57,956.00
3/1/2019 $64,999.54
4/1/2019 $67,995.31
5/1/2019 $67,087.75
6/1/2019 $68,470.09
7/1/2019 $75,814.13
8/1/2019 $79,447.74
9/1/2019 $79,958.65
10/1/2019 $82,594.49
11/1/2019 $86,949.23
12/1/2019 $88,888.31

Our moonshot goal for 2019 was to hit 100k, knowing that it was likely not going to happen. Revised the goal mid-year for 90k as this was a bit more realistic.... SO CLOSE!!!

Hoping to hit 100k early in 2020, but will be incurring 5-10k in moving costs in May, so looks like we might be in tough to crack 100k in 2020. Fingers crossed.


Optimiser

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Re: Race from 10 to 100k!!
« Reply #2769 on: December 06, 2019, 02:07:23 PM »
Thanks @Tass This is mostly due to the markets though. Nothing special happened on my end of things. Just a slowly building tailwind of less interest to paid each month and more interest earned.

adamsputnik

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Re: Race from 10 to 100k!!
« Reply #2770 on: December 13, 2019, 06:51:09 AM »
1/18/18 - 18,350.00
3/15/18 - 20,267.70
5/17/18 - 19,930.00
8/31/18 - 25,908.00
9/21/18 - 28,115.00
11/30/18 - 29,835.00
12/14/18 - 30,879.00
12/31/18 - 30,072.00
1/15/19 - 32,774.00
1/31/19 - 34,776.00
3/13/19 - 36,967.00
4/5/19 - 39,465.00
5/3/19 - 41,790.00
6/7/19 - 44,852.00
7/12/19 - 48,436.00
9/9/19 - 51,564.00
11/1/19 - 56,169.00
12/13/19 - 60,978.00

Pretty good progress last month. Having an extra paycheck month didn't hurt. Basically exactly doubled my starting point for this year.
« Last Edit: December 13, 2019, 07:04:30 AM by adamsputnik »

Evasion

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Re: Race from 10 to 100k!!
« Reply #2771 on: December 15, 2019, 01:04:24 AM »
20 Dec 18 - 37,800
Mid March 2019 - 45,815
20 June 2019 - 50,890
Mid September 2019 - 57,608
15 October 2019 - 58,927
1 November 2019 - 62,103
15 November 2019 - 64,594
1 December 2019 - 67,473
15 December 2019 - 65,794

Down almost 2k this fortnight.. Big unavoidable expenses + market tanking.
It's actually not too bad considering. I even managed to buy a few extra shares.
I'll be back stronger for the first 2020 update!


Serendip

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Re: Race from 10 to 100k!!
« Reply #2772 on: December 15, 2019, 04:56:33 PM »
Dec '17    18,146
Jan '18     23,607
Feb '18     27,000
Mar '18     29,008
Apr '18     30,100
May '18    35,030
Jun '18     36,700
July '18    39,000
Aug '18    40,150
Sep '18    42,500
Oct '18     43,300
Nov '18    44,500
Dec '18    48,380
Jan '19     51,210
Feb '19     53,000
Mar '19     55,075
Apr '19     53,065
May '19    54,008
June '19   56,272
July '19    57,022
Aug '19    59,005
Sept '19   61,160
Oct '19     62,060
Nov '19    64,246
Dec '19    60,746

*had to rob Peter to pay Paul..or something like that :)

Hopefully next year will continue on an upward trajectory!

jasert39

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Re: Race from 10 to 100k!!
« Reply #2773 on: December 16, 2019, 11:54:25 AM »

I've been using Personal Capital to track our net work for a few months, this will be a fun place to keep track and more importantly keep ourselves on the saving path!  I've only used the site to factor investment/retirement accounts against mortgage and car loan balance, I have cash set aside for home improvements\emergency so I didn't want that money to show a inflated NW, also have not used homes value to factor into the calculation.


September 1, 2018 - $16,853
October 1, 2018 - $20,234
April 2, 2019 - $64,781 (forgot about updating this, but was pretty exciting to see!)

November 6, 2019 - $89,158...the grind is paying off

This feels so good...onto the new Race thread for me!  $102,141 NW according to Personal Capital today!!!!

M5

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Re: Race from 10 to 100k!!
« Reply #2774 on: December 18, 2019, 08:42:42 PM »
Congrats @jasert39! Hopefully I'll join you in a month or two.

Hirondelle

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Re: Race from 10 to 100k!!
« Reply #2775 on: December 24, 2019, 02:21:50 AM »
Dec 2017 14.300
June 2018 23.300 (+9k over 6 months)
Dec 2018 35.600 (+13.3k over 6 months)
June 2019 48.000 (+12.4k over 6 months)
July 2019 49.400 (+1.400)
Aug 2019 49.200 (-200)
Sept 2019 52.600 (+3.400)
Oct 2019 53.900 (+1.300)
Nov 2019 58.800 (+4.900)
Dec 2019 61.500 (+2.700 or +13.500 over 6 months)

Yet another great month and my 6 month NW increases keep going up as well :)

Dave15

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Re: Race from 10 to 100k!!
« Reply #2776 on: December 26, 2019, 02:41:52 AM »
25-6-2018            29.879,12 ------> Started Tracking
25-7-2018            30.749,12
25-8-2018            31.993,17
25-9-2018            33.185,00 ------> Found MMM
25-10-2018          34.433,66
25-11-2018          35.556,00
25-12-2018          41.939,62
25-1-2019            42.082,47
25-2-2019            44.338,00
25-3-2019            46.218,65
25-4-2019            47.829,00
03-6-2019            49.478,00
05-7-2019            52.722,00
25-7-2019            54.736,00
31-8-2019            56.431,00
01-10-2019          58.445,00
06-11-2019          60.308,00

In my first post in this thread I challenged myself to get to 62k before december 5th, that will be tight as I have a small weekend getaway coming up.

06-12-2019          61.808,00
26-12-2019          64.000,00 (estimate, brokerage accounts will take some time to execute orders)

So I didn't make the 62k goal, as I forked over almost 1k to pay for next year's health insurance in advance & infull- it gets you a small percentage off- even if the weekend getaway was cheaper than expected. December came with the first full thirtheenth month I've ever received, and that feeling I can get used to! I'm going to dump most of it into the market since I've saved enough money to cover for expected expenses in the next couple of years (down-payment etc.).

2020 will be the first year where I'm going to invest more than I'll save, which is feeling good (albeit a little nervewrecking for a money-hoarder like me, but I'll get used to that).

Good to see everyone in this thread making serious progress, bet of luck to you in 2020!

BobTheBuilder

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Re: Race from 10 to 100k!!
« Reply #2777 on: December 26, 2019, 09:29:23 AM »
Ending the year at 20.6k, up 21k over Dec 2018. I like.

After-tax-robbery income was 41k, savings 20k, stock returns approx. 1k, underperfoming 100% passive investing. Why? I lost 2.5k on way to risky leveraged longs in the Spring of 2019. I later made back 3.5k, but at idiotic risk.
I learned a lot this year :-D ->

Do not leverage too high, do not use knock-outs, use options instead, if you must.
Keep most investments in indexes.
If you work full time, you don't have the time to follow more than a few companies even if they are in your field of expertise.
Diversify

So savings rate was ~48%. Plan to keep it that way for 2020.




shrimpwd

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Re: Race from 10 to 100k!!
« Reply #2778 on: December 29, 2019, 03:20:34 AM »
                  401K   NW
1-1-2018     6455   24k
12-1-2018   9518   37k
4-1-2019    10960  49k
11-6-2019   13466  53k  - start of race

12-29-19     14460   56k

I only have another ~15k in liabilities. I hope to see faster growth in the next year or two.

FIRE_guy

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Re: Race from 10 to 100k!!
« Reply #2779 on: December 29, 2019, 06:45:24 AM »
Code: [Select]
1/1/2019 $58,510.45
2/1/2019 $57,956.00
3/1/2019 $64,999.54
4/1/2019 $67,995.31
5/1/2019 $67,087.75
6/1/2019 $68,470.09
7/1/2019 $75,814.13
8/1/2019 $79,447.74
9/1/2019 $79,958.65
10/1/2019 $82,594.49
11/1/2019 $86,949.23
12/1/2019 $88,888.31
12/29/2019 $92,750

So close to that 100k mark! Wanted to hit it this year so badly, but still up from 58k in January.

Goal for Q1 2020: hit 100k.
Goal for YE2020: hit 150k.

KathrinS

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Re: Race from 10 to 100k!!
« Reply #2780 on: December 30, 2019, 05:59:59 AM »
End of December update:

5012 in emergency fund
3000 in 5% interest rate savings account
277 extra money, ready to be invested
40026 in investment account
4061 in new LISA


March 3rd 2019: 24 650
April 11th 2019: 29 470
May 5th 2019: 31 830
June 6th 2019: 33 755
July 4th 2019: 38 274
July 29th 2019: 40 619
September 3rd 2019: 42 102
October 4th 2019: 43 821
November 1st 2019: 46 954
November 30th 2019: 50 134
December 30th 2019: 52 376 --> 2 242 increase.

slowstart

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Re: Race from 10 to 100k!!
« Reply #2781 on: December 30, 2019, 11:43:53 AM »
Assuming this thread carries over to the new year.  New to MMM and the community, trying to get ahold of my financial future. 29y/o with no student debts (woohoo).

Dec 2019 - [total: 64220.99]{Brokerage: 5638.78, 401k: 51229.12, HSA: 7353.09}
« Last Edit: December 30, 2019, 12:05:23 PM by slowstart »

haypug16

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Re: Race from 10 to 100k!!
« Reply #2782 on: December 31, 2019, 10:31:13 AM »
December 2019 Update
3/31/2017 (52,848.85) - Found MMM
3/31/2018 $(14,916.69) - 1 year in
3/31/2019 $9,917.20 - 2 years in
4/30/2019 $19,835.78
5/31/2019 $21,498.65
6/30/2019 $17,825.45
7/31/2019 $19,232.60
8/31/2019 $18,295.57
9/30/2019 $20,402.75
10/31/2019 $24,417.80
11/30/2019 $29,601.50
12/31/2019 $36,186.69 +6,585.19 increase

Another great month, I got a little over $2k in dividends which helped boost up the number but even without that it was a good month. Just continuing to plug away at student loans and maxed out my 401k contribution for the first time ever this year!

If things continue as they have been then I should finish this race by fall 2021 but I am going to try really hard to beat that.

Imma

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Re: Race from 10 to 100k!!
« Reply #2783 on: December 31, 2019, 12:22:38 PM »

April 2019: 10094.35
May 2019: 11629.87
June 2019: 12728.63
July 2019: 13021,33
August 2019: 10363,95
September 2019: 10338.28
October: 11128.59
November: 11227,46
December: 11991,27

Goals for 2019:
Savings: 5000
Investments: 10000

Goals for 2020:
Savings: 5250
Investments: 14750

« Last Edit: January 01, 2020, 12:25:19 PM by Imma »

LittleWanderer

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Re: Race from 10 to 100k!!
« Reply #2784 on: December 31, 2019, 02:08:30 PM »
December 2018 - $20,923
January 2019 - $21,742
February 2019 - $23,933
March 2019 - $25,416
April 2019 - $26,812
May 2019 - $26,575 
June 2019 - $27,758
July 2019 - $29,419
August 2019 - $29,884
September 2019 - $30,602
October 2019 - $31,770
November 2019 - $33,081

December 2019 - $34,820

Slow and steady progress upward!  Can't complain about that. 

Tass

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Re: Race from 10 to 100k!!
« Reply #2785 on: December 31, 2019, 03:36:11 PM »
Jul 17$6.2k
Aug 17$6.8k
Sept 17$8.2k
Oct 17$9.0k
Nov 17$9.9k
Dec 17$11.1k
Jan 18$12.1k
Feb 18$13.6k
Mar 18$15.1k
Apr 18$16.6k
May 18$17.7k
Jun 18$18.5k
Jul 18$20.2k
Aug 18$20.8k
Sept 18$22.2k
Oct 18$21.7k
Nov 18$22.5k
Dec 18$22.4k
Jan 19$24.7k
Feb 19$27.2k
Mar 19$29.3k
Apr 19$31.3k
May 19$31.5k
Jun 19$33.3k
Jul 19$35.1k
Aug 19$36.7k
Sep 19$38.6k
Oct 19$40.2k
Nov 19$42.6k

Dec 19: $44.6k

If you squint a little on the rounding, I have managed to double my NW each year since I joined this forum. This will presumably be the last year of that trend... although I did think that last year!

Optimiser

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Re: Race from 10 to 100k!!
« Reply #2786 on: January 01, 2020, 10:49:01 AM »
Mar 2019 $14,000
Apr 2019 $12,700
May 2019 $9,500
June 2019 $11,500
July 2019 $17,000
August 2019 $19,900
September 2019 $19,900
October 2019 $26,200
November 2019 $34,500
December 2019 $37,200

Jim Fiction

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Re: Race from 10 to 100k!!
« Reply #2787 on: January 01, 2020, 01:15:44 PM »

Hello everyone! It is my first time posting in this thread, I just made by way over from the race to $10k thread which I just surpassed.

Here is a basic breakdown of the numbers as of the end of the day today:

Total Cash/Cash Equivalents: $31,642
Total Liabilities: $20,131

Net Worth: $11,511

Virtually all of my liabilities are student loans. I also have some minor balances on my credit cards, which I pay off monthly. I've been aggressively attacking the student loans (see my participation in the student loan challenge if curious) and have made steady progress.

As for asset composition,  20% are in checking accounts, 13% is in my HSA and 67% is in my 401k.

9/29/17 - $11,511 (First post in thread)
6/30/18 - $36,000
7/31/18 - $38,676
8/31/18 - $40,277
9/30/18 - $50,572
10/31/18 - $46,085
11/30/18 - $48,956
12/31/18 - $46,003
1/31/19 - $53,028
2/28/19 - $58,276
3/31/2019 - $67,340
4/30/2019 - $70,674
5/31/2019 - $69,853
6/30/2019 - $75,757
7/31/2019 - $78,206
8/31/2019 - $83,589
9/30/2019 - $83,292
10/31/2019 - $87,539
11/30/2019 - $98,502
12/31/2019 - $96,225

December Notes

Well, I did not get paid in December, as I am paid once a month and my December check came early, as reflected in my November, stats. Accordingly, I did not expect much progress this month. What I didn't expect, however, was multiple ER visits for DD. Thankfully she is now perfectly fine, but the resulting LOTSA medical expenses coupled with Christmas and Car Insurance being due led to a pretty rough month. I expect to tip over the $100K mark tomorrow when my January check posts - though my open enrollment benefit changes apparently got screwed up somehow, so exact progress TBD.
« Last Edit: January 01, 2020, 01:17:21 PM by Jim Fiction »

JCGreen

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Re: Race from 10 to 100k!!
« Reply #2788 on: January 01, 2020, 07:00:27 PM »
I do not include my savings to buy expensive "fun items" like new cellphone, electronics etc. as it is not very big. My checking account is also not included as it has money I will likely spend this month. Goal for 2019 is to make it to $45K.

Net worth:
Dec2017:$7800
Apr2018:$13,200
Aug2018:$22,800
Sep2018: $23,645
Oct2018: $23,658
Nov2018: $23,948 (+$290)
Dec2018: $23,960 (+12)
Jan2019: $27,100 (+3140)
Feb2019: $29,443 (+2343)
Mar2019: $31,603 (+2160)
Apr2019: $33,959 (+2356)
May2019: $33,933 (-$26)
Jun2019: $37,928 (+3995)
Jul2019: $39,736 (+1808)
Aug2019: $39,918 (+182)
Sep2019: $34,179 (-5739)
Oct2019: $38,091 (+3912)
Nov2019: $39,867 (+1776)
Dec2019: $43836 (+$3968/month) (+$19,876/yr)- So close to the 45K goal, if I could have just avoided a car purchase I would have made it. Good Job Everyone!  Goal for 2020: $70k

eav

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Re: Race from 10 to 100k!!
« Reply #2789 on: January 01, 2020, 08:12:34 PM »
Skipped a month of updating because...holiday cheer. Happy with the progress regardless!

June 2019: $52,951
July 2019: $55,573
August 2019: $57,409
September 2019: $58,726
October 2019: $61,206
November 2019: $64,509
January 2020: 69,751

Sugaree

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Re: Race from 10 to 100k!!
« Reply #2790 on: January 02, 2020, 05:54:14 AM »
5/1/2015     $4419.53
5/1/2016     $15689.46
5/1/2017     $34125.20
5/1/2018     $51663.60

5/1/2019     $64340.45
6/3/2019     $64940.28 (+$ 599.83  or  +0.93%)
7/1/2019     $70156.02 (+$5215.74 or  +8.03%)
8/1/2019     $74255.95 (+$4146.62 or  +5.91%)
9/1/2019     $74328.43 (+$  25.79   or  +0.03%)
10/1/2019   $78067.76 (+$3739.33  or  +5.03%)
11/1/2019   $81247.16 (+$3206.40  or  +4.11%)
12/2/2019   $88148.59 (+$6874.43  or  +8.46%)

1/2/2020     $90835.16 (+$2686.57  or  +3.05%)


A decent month.  Always nice to see that number on the far left change.  Normally I don't include my CC balances in my liabilities column because I pay them off frequently enough that it's more or less a wash.  However between xmas and vacation, I had run up a not insignificant balance.  Even though I paid them all off this morning, the money is still sitting in my bank accounts and it seems disingenuous to count the bank account, but not account for the balances.  I don't like seeing that liabilities column go up though. 

kaposzta

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Re: Race from 10 to 100k!!
« Reply #2791 on: January 02, 2020, 06:51:08 AM »
July 12, 2019: $66,565
Aug 1, 2019: $68,207 (+2.47%, +$1,642)
Aug 29, 2019: $69,931 (+2.53%, +$1,724)
Sept 29, 2019: $71,138 (+1.73%, +$1,207)
Oct 31, 2019: $71,517 (+0.53%, +$379)
Nov 29, 2019: $73,138 (+2.27%, +$1,621)
Jan 01, 2020: $74,276 (+1.56%, +$1,138)

I've spent more in December than I had expected, and it was a mediocre month investmentwise.
SR was 60% for this month, and 60% for the year as well. I wanted to reach a bit better rate, but it is still a good number.
My next year goal is at least 65% savings rate and I want to reach $90k by 2021.

bcbaseballman

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Re: Race from 10 to 100k!!
« Reply #2792 on: January 02, 2020, 07:24:02 AM »

2018
1/31 : (5949.05)
2/28 : (5288.30)
3/31 : (4273.93)
4/30 : (2592.07)
5/31 : (629.70)
6/30 : 1,206.77
7/31 : 2,703.97
8/31: 5,651.70
9/31: 8,039.01
10/31: 7,803.49
11/30: 9,531.28
12/31: 9,296.79

2019
1/31/19: 13,493.35
2/28/2019: 15,766.50
3/31/2019: 19,286
4/30/2019: 19,283
5/31/2019: 18,676
6/30/2019 :22,362
7/31/2019: 24,646
8/30/2019: $27,199
9/31/2019: $30,664
10/31/2019: $33,343
11/30/2019: $35,249


12/31/2019: $39,079

Got a bigger bonus than I was expecting so that was a nice little plus. still aggressively paying down my student loans. Hoping that I can get those cut in half this next year!

Goal for 2020 70k net worth

Good year for everyone!

nmitb

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Re: Race from 10 to 100k!!
« Reply #2793 on: January 02, 2020, 08:04:06 AM »

                       2019                2020                2021                2022               
Jan-$7,248$35,632--
Feb-$6,093---
Mar-$1,081---
Apr$1,221---
May$4,418---
Jun$5,562---
Jul$7,408---
Aug$9,255---
Sept$25,361---
Oct$27,333---
Nov$31,211---
Dec$33,422---

« Last Edit: January 03, 2020, 05:20:05 AM by nmitb »

coldestcat

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Re: Race from 10 to 100k!!
« Reply #2794 on: January 02, 2020, 09:33:16 AM »
6/1/19-      0
7/17/19-    4,199.61
9/3/19-    15,357.17
10/1/19-   15,636.38
11/1/19-   20,938.14
12/2/19-   32,158.59
1/2/19-     35,133.82
Went to Japan and had a great time, and spending went up. Getting ready to buckle down though and increase our savings rate. Also realized wife has a few thousand dollars in an old 401k that wasnt captured. once that rolls into her current one we will have a little boost.

adamsputnik

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Re: Race from 10 to 100k!!
« Reply #2795 on: January 02, 2020, 10:15:41 AM »
1/18/18 - 18,350.00
3/15/18 - 20,267.70
5/17/18 - 19,930.00
8/31/18 - 25,908.00
9/21/18 - 28,115.00
11/30/18 - 29,835.00
12/14/18 - 30,879.00
12/31/18 - 30,072.00
1/15/19 - 32,774.00
1/31/19 - 34,776.00
3/13/19 - 36,967.00
4/5/19 - 39,465.00
5/3/19 - 41,790.00
6/7/19 - 44,852.00
7/12/19 - 48,436.00
9/9/19 - 51,564.00
11/1/19 - 56,169.00
12/13/19 - 60,978.00
1/2/20 - 63,489.00

Starting the new year on a good note. I have a pretty decent raise kicking in next month, and basically an extra paycheck at the end of December while we are transitioning to a new payroll system.

Evasion

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Re: Race from 10 to 100k!!
« Reply #2796 on: January 03, 2020, 12:57:12 AM »
20 Dec 18 - 37,800
Mid March 2019 - 45,815
20 June 2019 - 50,890
Mid September 2019 - 57,608
15 October 2019 - 58,927
1 November 2019 - 62,103
15 November 2019 - 64,594
1 December 2019 - 67,473
15 December 2019 - 65,794
3 January 2020 - 65,742

Flat net worth BUT I bought stocks on sale, holiday period is over, and my pay is late. Also expecting end of year dividends and income so hoping the next few updates will resume back to strong growth.
Objective is to leave this thread before the end of the year, hopefully with a few months of advance.

M5

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Re: Race from 10 to 100k!!
« Reply #2797 on: January 03, 2020, 12:36:49 PM »
4/13/18: $14,324.67
12/27/18: $20,377.45
2/6/19: $27,927.20
3/1/19: $33,596.07
4/3/19: $57,285.55
5/7/19: $61,326.50
6/10/19: $62,992.97
7/3/19: $67,032.16
8/6/19: $66,081.23
9/4/19: $77,565.51
10/3/19: $81,417.50
11/5/19: $89,005.60
12/2/19: $95,911.37

1/3/20: $100,937.12

Just barely made it, what a great way to start the new year. See you in the next race!

Slanhirn

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Re: Race from 10 to 100k!!
« Reply #2798 on: January 04, 2020, 09:56:19 AM »
Tracking net worth.

EOY 12.2016 - (-10,250)
EOY 12.2017 - 4,360
EOY 12.2018 - 40,620
EOY 12.2019 - 62,523
01.2020 - 64,537 (+2,314)

Assets = 69,098
Student loans = (4,561)

lexde

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Re: Race from 10 to 100k!!
« Reply #2799 on: January 06, 2020, 10:51:40 AM »
3/15/2018: $12,926.94
3/31/2018: $12,989.49
4/13/2018: $16,254.32
4/30/2018: $17,831.70
5/15/2018: $18,911.08
5/31/2018: $21,674.06
6/15/2018: $23,447.78
6/29/2018: $20,396.96
7/21/2018: $22,666.63
7/31/2018: $24,667.50
8/23/2018: $25,400.62
8/31/2018: $27,393.30
9/14/2018: $28,138.60
9/28/2018: $30,242.60
10/26/2018: $29,793.20
11/21/2018: $32,551.23
12/7/2018: $33,589.65
12/21/2018: $33,986.10
1/18/2019: $35,782.18
2/15/2019: $43,365.46
3/1/2019: $44,391.15
3/15/2019: $45,689.39
3/31/2019: $48,303.11
05/25/2019: $53,145.15
06/07/2019: $54,674.68
06/21/2019: $57,532.15
07/03/2019: $58,718.06
07/19/2019: $60,172.27
08/02/2019: $60,058.32
08/16/2019: $62,923.68

01/06/2020: $69,508.25

A... lot happened since August. Home purchase fell through, dealing with a lawsuit, vet bills, you name it.

Back in the saddle. Working for 100K by August 2020.