Author Topic: Race from 10 to 100k!!  (Read 381089 times)

briesas

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Re: Race from 10 to 100k!!
« Reply #1150 on: April 17, 2017, 07:10:37 PM »
I want to play!
State pension (only the part I can roll over if I leave) = 21000
IRA= 2517.56
457 = 9459.79
Savings = 4780.78
Total = 37581.13

Student loans = 27,073.54

NW = 10684.59

State pension (only the part I can roll over if I leave) = 29,991
IRA= 2600
457 = 9738
Savings = 3175
Total = 45,504

Student loans = 22,343

NW = 23161 

Trifele

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Re: Race from 10 to 100k!!
« Reply #1151 on: April 18, 2017, 04:46:11 AM »
I want to play!
State pension (only the part I can roll over if I leave) = 21000
IRA= 2517.56
457 = 9459.79
Savings = 4780.78
Total = 37581.13

Student loans = 27,073.54

NW = 10684.59

State pension (only the part I can roll over if I leave) = 29,991
IRA= 2600
457 = 9738
Savings = 3175
Total = 45,504

Student loans = 22,343

NW = 23161

Great progress Briesas!  You're on fire!

Wanttobehome

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Re: Race from 10 to 100k!!
« Reply #1152 on: April 19, 2017, 10:14:26 AM »
Nov 2016 18595+1,296            = 19,891
Dec 2016 19,091+1,425            = 20,516
Jan 2017 19,586+1590             =  21,176
Feb 2017 20,081+1,673            = 21,754
Mar 2017 20,576+1,828            = 22404
Apr 2017  21,071+1,890+2300  =25,261

A quarter of the way there

mustache you a question

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Re: Race from 10 to 100k!!
« Reply #1153 on: April 19, 2017, 11:29:38 AM »
I'd like to jump in this.  Totals are for my wife and I.  Aggressively paying down student loan debt has helped...

Jan 2017 - 9,926
Feb 2017 - 15,869
March 2017 - 21,618
April 2017 - 22,738

starjay

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Re: Race from 10 to 100k!!
« Reply #1154 on: April 19, 2017, 11:44:15 AM »
I'd like to jump in this.  Totals are for my wife and I.  Aggressively paying down student loan debt has helped...

Jan 2017 - 9,926
Feb 2017 - 15,869
March 2017 - 21,618
April 2017 - 22,738

Great progress!

MVal

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Re: Race from 10 to 100k!!
« Reply #1155 on: April 19, 2017, 12:07:27 PM »
I'm going to try to track my NW monthly this year to chart my progress. Starting 2016, I had a NW of $50,000. I'm hoping to grow it to over $75K.
Once I get to $100K, I think I will give myself permission to move into my own apartment, as I've spent the last 8 years living with the same roommate--saving a ton of money, but not getting as much privacy as I'd like.

Jan 2016 - $50,000
April 2016 -$57,000
May 2016 - $60,000
June 2016 - $63,000
July 2016 - $69,000 (profit sharing, plus market doing better - so glad I front loaded this year!)
Aug 2016 - $72,000
Sept 2016 - $74,000 (markets down, same deposits though)
Oct 2016 - $74,000 (uggghhh...)
Nov 2016 - $78,000 :D
Dec 2016 - $84,000 (Wooooo! Dale tu cuerpo a alregria, Macarena...!)

Jan 2017 - $87,000 (so far two paychecks front-loaded to 401K at 80%)

Crossed $90K just now, yay!

$95,500 as of today. Still hoping to graduate this level by June, with any luck.

ingrownstudentloans

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Re: Race from 10 to 100k!!
« Reply #1156 on: April 19, 2017, 03:18:43 PM »
January 2017: (10,116.43) - artificially low by about $5,000 due to missing Mint account
February 2017: 12,032.52 - bonus plus tax return (married in late 2016 but had been withholding as single for most of the year) plus adding some accounts to Mint
March 2017: 15,032.52
April 2017: 20,214.77

Let's go!

Trifele

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Re: Race from 10 to 100k!!
« Reply #1157 on: April 19, 2017, 03:59:54 PM »
Nice progress, Ingrown! Love your username.   

ingrownstudentloans

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Re: Race from 10 to 100k!!
« Reply #1158 on: April 19, 2017, 04:29:15 PM »
Nice progress, Ingrown! Love your username.

Thanks, Trifele...i think ;) 

law school loans + wife's grad school (education) loans started us $195K ish behind the 8-ball in 2011.  A couple cross-country moves and job changes have forced us to pause above required debt payoff/retirement account funding at times, but we are settled now and ready to crush debt/stash hardcore.  We are shooting for debt principle payoff and stashing of at least $5,600 a month from here on (written down and published to the world for accountability).

Gardo

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Re: Race from 10 to 100k!!
« Reply #1159 on: April 19, 2017, 08:21:23 PM »
I posted in the 100K to 250K race since I was almost 100K at the time.  That was end-March.

But I skidded down to 99K as of today and looks going dimmer by midnight's balance refresh.

So joining this race instead as the market sorts things out for awhile.

Current Balance : $99K

Trifele

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Re: Race from 10 to 100k!!
« Reply #1160 on: April 20, 2017, 03:38:36 AM »
Nice progress, Ingrown! Love your username.

Thanks, Trifele...i think ;) 

law school loans + wife's grad school (education) loans started us $195K ish behind the 8-ball in 2011.  A couple cross-country moves and job changes have forced us to pause above required debt payoff/retirement account funding at times, but we are settled now and ready to crush debt/stash hardcore.  We are shooting for debt principle payoff and stashing of at least $5,600 a month from here on (written down and published to the world for accountability).

It was about the same for us -- one law school + one grad school = ~$140k in the hole to start.  Plus I started off in public interest law making almost nothing.   You will get there, faster than you think.   

Trifele

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Re: Race from 10 to 100k!!
« Reply #1161 on: April 20, 2017, 03:45:49 AM »
I posted in the 100K to 250K race since I was almost 100K at the time.  That was end-March.

But I skidded down to 99K as of today and looks going dimmer by midnight's balance refresh.

So joining this race instead as the market sorts things out for awhile.

Current Balance : $99K

Hi Gardo.  Someone over in the 'Race to 10k' thread was asking about you, wondering how things were going.  And the answer is -- you are kicking ASS!!!   Guess you graduated and slipped out of there without much fanfare.  And here you are ready to move on.  Well done!

MVal

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Re: Race from 10 to 100k!!
« Reply #1162 on: April 20, 2017, 10:50:38 AM »
What numbers are you all posting in this thread? I've been thinking about joining one of these threads, but not sure which one...

My networth is $103k, so just over the limit.
But my retirement assets are only $72k, safely within the limits.
And I just reached my emergency fund goal of $10k. But not too long ago, it was below $10k, and I guess too low for this thread.

Anyway, what number are you all posting?

I am going off my total NW, which I'm sure most here are. I'm at about $80K invested, but over $95K total NW.
« Last Edit: April 20, 2017, 01:40:18 PM by MVal »

PhoenixHeat

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Re: Race from 10 to 100k!!
« Reply #1163 on: April 22, 2017, 03:25:54 PM »
On the way to 100K
HSA, 401k, company stock, backup cash, 529s, everything, as of today..

$39K


monstermonster

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Re: Race from 10 to 100k!!
« Reply #1164 on: April 24, 2017, 03:54:37 PM »
3/1/2016: $10,106
4/1/2016: $10,624
5/1/2016: $14,504
6/31/2016: $18,193
7/30/2016: $19,296
8/30/2016: $21,334
10/23/2016: $18,326 <-- Quit job, started business
11/31/2016: $16,259
12/31/2016: $18,386
1/31/2017: $17,583
2/28/2017: $24,430
3/31/2017: $23,243
4/30/2017: $24,023 (but with multiple pending biz expenses)

dreadmoose

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Re: Race from 10 to 100k!!
« Reply #1165 on: April 26, 2017, 02:44:08 PM »
First post, I really like the concept of solidifying this and don't have much encouragement on the FI/RE side from the DW or friends yet.

Seeing as I'll almost be at 10K next friday I figured I'd avoid the single post in the sub 10K thread.

2016-10-01    $51,413
2016-11-01   -$25,621*
2016-12-01   -$25,405
2017-01-01   -$25,189
2017-02-01   -$24,977
2017-03-01   -$21,759
2017-04-01   -$15,838 [Quit Job - Started Consulting Business]
2017-05-01    $7,477

*I foolishly bought a condo (at least it's walkable to work) before getting serious about FIRE and don't count it in my net worth calculation (as hard as that is to watch the 75K hit - it is real).

Student Debts are at 2.7% so min payments only, and my house is at 2.19% (Canada) so it's all Questrade ETF investing from here, budget alots for $2122 biweekly (to hold myself accountable).

Trifele

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Re: Race from 10 to 100k!!
« Reply #1166 on: April 26, 2017, 03:55:29 PM »
First post, I really like the concept of solidifying this and don't have much encouragement on the FI/RE side from the DW or friends yet.

Seeing as I'll almost be at 10K next friday I figured I'd avoid the single post in the sub 10K thread.

2016-10-01    $51,413
2016-11-01   -$25,621*
2016-12-01   -$25,405
2017-01-01   -$25,189
2017-02-01   -$24,977
2017-03-01   -$21,759
2017-04-01   -$15,838 [Quit Job - Started Consulting Business]
2017-05-01    $7,477

*I foolishly bought a condo (at least it's walkable to work) before getting serious about FIRE and don't count it in my net worth calculation (as hard as that is to watch the 75K hit - it is real).

Student Debts are at 2.7% so min payments only, and my house is at 2.19% (Canada) so it's all Questrade ETF investing from here, budget alots for $2122 biweekly (to hold myself accountable).

Welcome Dreadmoose!  Nice monthly progress numbers

Pooperman

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Re: Race from 10 to 100k!!
« Reply #1167 on: April 26, 2017, 05:38:10 PM »
I foolishly bought a condo (at least it's walkable to work) before getting serious about FIRE and don't count it in my net worth calculation (as hard as that is to watch the 75K hit - it is real).

Condo has value, so you should include it unless you're just doing invested assets. I'd say either include both (mortgage and condo value) no exclude both.

dreadmoose

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Re: Race from 10 to 100k!!
« Reply #1168 on: April 27, 2017, 12:26:53 AM »
Thanks for the welcome!

I was just doing invested amounts over debts, as that's my liquid net worth. Condo is worth 509K and the mortgage is at 403K, with other assets being debt free (motorcycle / truck) but also not included. Figured a case study is in order in due time to deal with all of that..

Sent from my STV100-3 using Tapatalk


jeeebus

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Re: Race from 10 to 100k!!
« Reply #1169 on: April 27, 2017, 02:54:00 AM »
Oct 2016 - $21,326.78
Nov 2016 - $24,044.76
Dec 2016 - $25,106.17
Jan 2017 - $27,207.71
Feb 2017 - $28,062.31
Apr 2017 - $35,612.95



Trifele

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Re: Race from 10 to 100k!!
« Reply #1170 on: April 27, 2017, 03:28:10 AM »
Oct 2016 - $21,326.78
Nov 2016 - $24,044.76
Dec 2016 - $25,106.17
Jan 2017 - $27,207.71
Feb 2017 - $28,062.31
Apr 2017 - $35,612.95

You've got some nice monthly progress going there Jeeebus.  You're in the phase where if you "set it and forget it", and then increase the savings where/when you can, you will be there before you know it!

felixbf

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Re: Race from 10 to 100k!!
« Reply #1171 on: April 27, 2017, 11:15:01 PM »
Dec 53,572.89
Jan 63,000.00

Finished all my debt off last year really helped increasing my savings ratio.

67,658.50

77,011 March

88,503.17

Pooperman

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Re: Race from 10 to 100k!!
« Reply #1172 on: April 28, 2017, 05:45:47 AM »
DateNetworth
9/1/2014$14,865.26
10/1/2014$17,982.66
11/1/2014$17,949.24
12/1/2014$19,967.23
1/1/2015$25,504.84
2/1/2015$28,305.81
3/1/2015$30,322.90
4/1/2015$33,248.29
5/1/2015$34,786.85
6/1/2015$36,579.20
7/1/2015$33,108.30
8/1/2015$35,569.17
9/1/2015$37,759.70
10/1/2015$41,566.54
11/1/2015$53,256.44
12/1/2015$55,006.39
1/1/2016$57,428.23
2/1/2016$49,870.20
3/1/2016$51,558.33
4/1/2016$57,205.08
5/1/2016$61,094.49
6/1/2016$62,583.92
7/1/2016$63,773.08
8/1/2016$61,092.88
9/1/2016$57,409.45
10/1/2016$61,749.82
11/1/2016$61,600.48
12/1/2016$64,511.60
1/1/2017$70,030.75
2/1/2017$72,661.12
3/1/2017$78,557.23
4/1/2017$95,995.00
5/1/2017$98,922.26

lamil

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Re: Race from 10 to 100k!!
« Reply #1173 on: April 28, 2017, 07:17:25 AM »
DateNetworth
5/1/2017$98,922.26

close!

edit- any plans to make sure you hit that 100 this month? As I get closer, I'm trying to figure out even more ways to speed it up.

lamil

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Re: Race from 10 to 100k!!
« Reply #1174 on: April 28, 2017, 07:23:16 AM »
March 2016: 8152.00
April 2016: 10915.00
Today(April 26th): $19516.00
May 31, 2016: $22,693
June 30, 2016: $27,496
July 31, 2016: $31,297
August 31, 2016: $34,286
September 30, 2016: $32,870 *new driveway
October 31, 2016: $36,980
November 30, 2016: $41,765
December 31st, 2016: $44,852
January 31st, 2017: $49,533
February 28th, 2017: $53,250
March 31st, 2017: $71,742
April 28th, 2017: $75,857

Pooperman

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Re: Race from 10 to 100k!!
« Reply #1175 on: April 28, 2017, 07:42:55 AM »
DateNetworth
5/1/2017$98,922.26

close!

edit- any plans to make sure you hit that 100 this month? As I get closer, I'm trying to figure out even more ways to speed it up.

We'll hit 100k next month unless the market completely craps out or some emergency happens. It's not a rush, though. 3 years ain't too shabby. You'll do it in about half that time.

dogboyslim

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Re: Race from 10 to 100k!!
« Reply #1176 on: April 28, 2017, 07:54:01 AM »
03/2016: $20,818
04/2016: $23,784
05/2016: $26,650
06/2016: $28,769
07/2016: $32,015
08/2016: $34,808
09/2016: $37,342
10/2016: $39,883
11/2016: $41,720
12/2016: $44,979
01/2017: $56,197
02/2017: $59,598
03/2017: $94,135
04/2017: $96,711
05/2017: $100,313

Yeah!  I'm not positive this will hold if the markets dip at all today, but I'll take it and keep going.  On to 250!

starjay

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Re: Race from 10 to 100k!!
« Reply #1177 on: April 28, 2017, 08:54:48 AM »
03/2016: $20,818
04/2016: $23,784
05/2016: $26,650
06/2016: $28,769
07/2016: $32,015
08/2016: $34,808
09/2016: $37,342
10/2016: $39,883
11/2016: $41,720
12/2016: $44,979
01/2017: $56,197
02/2017: $59,598
03/2017: $94,135
04/2017: $96,711
05/2017: $100,313

Yeah!  I'm not positive this will hold if the markets dip at all today, but I'll take it and keep going.  On to 250!

Whoo-hoo! Congrats on graduating to the next thread. :)

jerryricefumbled

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Re: Race from 10 to 100k!!
« Reply #1178 on: April 28, 2017, 09:08:43 AM »
I want to get into this race.  My current net worth is $82,123.14 as of today.  I think I can get to $100,000 by the end of the year.

mustache you a question

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Re: Race from 10 to 100k!!
« Reply #1179 on: April 28, 2017, 10:27:05 AM »
Totals from the first of the month...

Jan 2017 - 9,926
Feb 2017 - 15,869
March 2017 - 21,618
April 2017 - 22,738
May 2017 - 29,255

Trifele

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Re: Race from 10 to 100k!!
« Reply #1180 on: April 28, 2017, 11:27:52 AM »
03/2016: $20,818
04/2016: $23,784
05/2016: $26,650
06/2016: $28,769
07/2016: $32,015
08/2016: $34,808
09/2016: $37,342
10/2016: $39,883
11/2016: $41,720
12/2016: $44,979
01/2017: $56,197
02/2017: $59,598
03/2017: $94,135
04/2017: $96,711
05/2017: $100,313

Yeah!  I'm not positive this will hold if the markets dip at all today, but I'll take it and keep going.  On to 250!

Whoo-hoo! Congrats on graduating to the next thread. :)

Congrats Dogboy!!!

BeautifulDay

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Re: Race from 10 to 100k!!
« Reply #1181 on: April 29, 2017, 07:52:36 AM »
 
Mar 2016     $28,361
Apr 2016     $31,751
May 2016     $38,742
Jun 2016     $40,970
Jul 2016     $61,657 (added my HSA of about 9k into Mint)
Aug 2016     $64,120
Sep 2016     $66,961
Oct 2016     $70,179
Nov 2016     $73,125
Dec 2016     $80,499
Jan 2017     $87,257
Feb 2017     $93,080
Mar 2017     $99,766
Apr 2017     $97,334



Didn't lose as much ground as I thought we might with buying our house.  So it looks like we might graduate to the next thread in May if the market cooperates. 

And Congrats Dogboy... I'm right behind ya

Mezzie

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Re: Race from 10 to 100k!!
« Reply #1182 on: April 29, 2017, 08:15:08 AM »
I've decided to use a whole new metric. Instead of net worth, I'm just going to track what's in my retirement accounts (not my husband's and not my pension). Our mortgage is less per month than rent would be, and the money in our accounts is for specific things like car repair, home repair, and emergencies, so it is there to be eventually spent. It's the retirement accounts that we're going to have to live off of, so that's what matters. Also, in this political climate, I'm not sure my pension will make it to retirement with me.

That puts me at 81,000.

Milkm4n

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Re: Race from 10 to 100k!!
« Reply #1183 on: April 29, 2017, 10:13:47 AM »
Hey everyone, first time poster here. Congrats on all of your achievements 👍

Net Worth History

Dec 2006-2016 : 45k
Jan 2017 : 55k.  (Discovered mmm)
Feb 2017 : 58.2k
Mar 2017 : 69.1k
Apr 2017 : 74.3k

My income is highly variable with overtime, but goal is NW 100 k by Dec 2017.

Trifele

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Re: Race from 10 to 100k!!
« Reply #1184 on: April 29, 2017, 10:41:56 AM »
Welcome Deek16!  You've landed on a great thread.  Lots of hustle and support.

And go Pooperman!  You are almost there!

LurkerStache

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Re: Race from 10 to 100k!!
« Reply #1185 on: April 29, 2017, 09:55:56 PM »
Sep 2016: 51598.42
Oct 2016: 54210.76
Nov 2016: 57821.07
Dec 2016: 59471.44
Jan 2017: 63,813.13
Feb 2017: 66,722.32

Mar 2017: $70,782.46
Apr 2017: $73,027.41

ingrownstudentloans

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Re: Race from 10 to 100k!!
« Reply #1186 on: April 30, 2017, 04:18:20 PM »
January 1,2017: (10,116.43) - artificially low by about $5,000 due to missing Mint account
February 1, 2017: 12,032.52 - bonus plus tax return (married in late 2016 but had been withholding as single for most of the year) plus adding some accounts to Mint
March 1, 2017: 15,032.52
April 1, 2017: 20,214.77

May 1, 2017: 26,821.87

Rodgers12

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Re: Race from 10 to 100k!!
« Reply #1187 on: April 30, 2017, 05:51:39 PM »
07/31/2015: $36,978
08/31/2015: $34,949
09/30/2015: $35,722
10/31/2015: $37,797
11/30/2015: $39,424
12/31/2015: $42,763
01/31/2016: $44,656
02/29/2016: $47,521
03/31/2016: $51,770
04/30/2016: $55,260
05/31/2016: $58,756
06/30/2016: $58,646
07/31/2016: $64,525
08/31/2016: $66,682
09/30/2016: $68,877
10/31/2016: $68,616
11/30/2016: $69,541
12/31/2016: $74,813
01/31/2017: $89,057  - Large Increase was due to purchasing a house and was gifted 9k in equity.
02/28/2017: $90,528
03/31/2017: $97,483
04/30/2017: $98,749

Looking like May will finally be the month I hit 100k!

Congratulations Dogboy!

Pooperman

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Re: Race from 10 to 100k!!
« Reply #1188 on: April 30, 2017, 06:38:26 PM »
07/31/2015: $36,978
08/31/2015: $34,949
09/30/2015: $35,722
10/31/2015: $37,797
11/30/2015: $39,424
12/31/2015: $42,763
01/31/2016: $44,656
02/29/2016: $47,521
03/31/2016: $51,770
04/30/2016: $55,260
05/31/2016: $58,756
06/30/2016: $58,646
07/31/2016: $64,525
08/31/2016: $66,682
09/30/2016: $68,877
10/31/2016: $68,616
11/30/2016: $69,541
12/31/2016: $74,813
01/31/2017: $89,057  - Large Increase was due to purchasing a house and was gifted 9k in equity.
02/28/2017: $90,528
03/31/2017: $97,483
04/30/2017: $98,749

Looking like May will finally be the month I hit 100k!

Congratulations Dogboy!

We followed a very similar trajectory and we're the same age. Congrats!

katthjul

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Re: Race from 10 to 100k!!
« Reply #1189 on: May 01, 2017, 02:30:46 AM »
EOY 2014: 0
EOY 2015: 16,728
EOY 2016: 41,467
Jan 2017: 42,037
Feb 2017: 45,956
Mar 2017: 48,399
Apr 2017: 48,580

Nothing saved this month. I may need the cash for an upcoming vacation and related shopping.

AcftW

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Re: Race from 10 to 100k!!
« Reply #1190 on: May 01, 2017, 06:01:27 AM »
$40,061 - Dec 2015
$43,153 - Jan 2016
$47,634 - Feb 2016
$50,404 - Mar 2016
$53,733 - Apr 2016
$54,717 - May 2016
$55,014 - Jun 2016
$59,924 - Jul 2016
$55,527 - Aug 2016
$61,117 - Sep 2016
$64,384 - Oct 2016
$56,780 - Nov 2016
$58,510 - Dec 2016
$67,328 - Jan 2017
$73,827 - Feb 2017
$79,021 - Mar 2017
$81,435 - Apr 2017
$83,652 - May 2017

Might be either down in June or just about the same.  Moving to Alaska somewhat quickly and am about to sell my car for a loss.  I'll make it up soon enough though!  Still projecting to cross the line in October.

TheCastle

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Re: Race from 10 to 100k!!
« Reply #1191 on: May 01, 2017, 06:24:11 AM »
Jan 17:  $19,166.96
Feb 17:  $20,947.41
Mar 17:  $21,475.05
April 17:  $27,876.31
May 17:  $29,012.44

Overflow

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Re: Race from 10 to 100k!!
« Reply #1192 on: May 01, 2017, 06:47:40 AM »
May 1st Update:
2/1/2017   $45,014.18
3/1/2017   $50,670.45
4/1/2017   $51,983.46
5/1/2017   $52,910.18

We have about 6K in house maintenance and renovation expenses coming next month. We might step back under 50K, but then its full speed ahead to 100K.

Rodgers12

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Re: Race from 10 to 100k!!
« Reply #1193 on: May 01, 2017, 07:32:58 AM »
07/31/2015: $36,978
08/31/2015: $34,949
09/30/2015: $35,722
10/31/2015: $37,797
11/30/2015: $39,424
12/31/2015: $42,763
01/31/2016: $44,656
02/29/2016: $47,521
03/31/2016: $51,770
04/30/2016: $55,260
05/31/2016: $58,756
06/30/2016: $58,646
07/31/2016: $64,525
08/31/2016: $66,682
09/30/2016: $68,877
10/31/2016: $68,616
11/30/2016: $69,541
12/31/2016: $74,813
01/31/2017: $89,057  - Large Increase was due to purchasing a house and was gifted 9k in equity.
02/28/2017: $90,528
03/31/2017: $97,483
04/30/2017: $98,749

Looking like May will finally be the month I hit 100k!

Congratulations Dogboy!

We followed a very similar trajectory and we're the same age. Congrats!

I never realized just how close our numbers were, very cool! Looking forward to following and tracking our progress in the 100-250k group.

merlin7676

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Re: Race from 10 to 100k!!
« Reply #1194 on: May 01, 2017, 08:03:46 AM »
Great job everybody. Looks like there are several of us that will be graduating very soon.   I hope that by end of May (June 1st) that I will hit 100K but more likely it will be end of June.
As always it depends largely on the market. And I don't include my house value since it's not an asset to me until I sell

Dec-15   $47,513.96
Jan-16   $44,058.68
Feb-16   $46,830.84
Mar-16   $58,923.60
Apr-16   $62,829.27
May-16   $64,177.27
Jun-16   $65,378.17
Jul-16   $70,092.21
Aug-16   $70,534.23
Sep-16   $73,742.76
Oct-16   $74,282.52
Nov-16   $77,284.23
Dec-16   $80,583.50
Jan-17   $84,085.00
Feb-17   $88,759.35
Mar-17   $93,104.53
Apr-17   $97,055.03


Epor

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Re: Race from 10 to 100k!!
« Reply #1195 on: May 01, 2017, 08:08:58 AM »

3/1/2017   58135.00
4/1/2017   60236.00
5/1/2017   62819.00



Slow&Steady

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Re: Race from 10 to 100k!!
« Reply #1196 on: May 01, 2017, 10:52:31 AM »
I only really track my 401k balance (at end of month) and only for the last couple years. 

In my 20s I put something like 10% in and thought I was doing great (better than average), we also tackled 1 student loan, 2 car loans, credit card debt, and bought our 1st home (now a rental).  For the last several years I have only been putting 6% (plus a company match) into the 401k, while we saved for a wedding, down payment on a house, started a family, went to 1 steady income and 1 self employed income, and are continuing the last student loan.  We are still working on paying off my last student loan and building the self employed income but I am really hoping to hit $100k in the 401k sometime in 2018, if the self employed income starts taking off and we can contribute more to an IRA I will add that into the calculations too.

Dec 2013: $43,660
Dec 2014: $52,943
Dec 2015: $55,622
Dec 2016: $68,870
Feb 2017: $74,784

I did do a quick back of the envelope net worth calculation that included debt, primary and rental home value, and vehicle value and that put net worth around $150k, but since I don't regularly track that stuff I don't want to join the next group until the retirement accounts are above $100k.

April finished off with an overall increase of almost $1900 in the 401k and $326 in the IRA.

                  401K        IRA        Total
Dec 2013: $43,660   $0         $43,660
Dec 2014: $52,943   $0         $52,943
Dec 2015: $55,622   $0         $55,622
Dec 2016: $68,870   $700     $69,570
Feb 2017: $74,784    $700     $75,484
 4/11/17: $76,834    $1002   $77,836
Apr 2017: $78,946   $1026    $79,972

SarkastikNinja

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Re: Race from 10 to 100k!!
« Reply #1197 on: May 01, 2017, 02:42:11 PM »

Welcome Unlikelycrotchgardener!  That is quite a username.  Afraid to ask if there's a story there.

You've made some great progress since the beginning of '15.  Way to hang in there when the income took a hit.

Haha, thanks Trifele. I used a random username generator to come up with that one and it made me laugh, so I used it. Had a change of heart and switched it again.


Hi everyone, first time posting. Just found MMM in the last 2 months. To cut costs the company I work for reduced salaries by 20% from April - August last year. As you can tell, I did not adjust my spending and my savings in 2016 suffered. They will be doing that again this year and I'm hoping posting here will help motivate me to really cut my spending during these reduced salary months! I also have the benefit this year of having discovered Mustachianism, so hopefully I will make some nice progress.

15-01-31   :           -12,050.05
15-02-28   :             -9,013.04
15-03-31   :             -8,373.63
15-04-30   :              3,957.65
15-05-31   :              6,155.15
15-06-30   :              4,161.27
15-07-31   :              9,940.39
15-08-31   :            11,086.93
15-09-30   :            13,411.39
15-10-31   :            21,753.13
15-11-30   :            23,540.19
15-12-31   :            25,039.14
               
16-01-31   :            31,418.13
16-02-29   :            33,247.02
16-03-31   :            37,241.82
16-04-30   :            47,305.81
16-05-31   :            47,145.83
16-06-30   :            46,076.20
16-07-31   :            47,098.02
16-08-31   :            46,307.45
16-09-30   :            48,762.90
16-10-31   :            50,601.65
16-11-30   :            52,677.91
16-12-31   :            57,227.20
               
17-01-31   :            58,540.40
17-02-28   :            64,183.38
17-03-31   :            75,197.12
17-04-30 :               75,589.36

April was the first month of summer-time 20% pay reduction, so I didn't make great progress this month. May will hopefully be better, and my tax return should come in this month.
« Last Edit: May 01, 2017, 06:54:59 PM by SarkastikNinja »

beantown

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Re: Race from 10 to 100k!!
« Reply #1198 on: May 01, 2017, 04:46:37 PM »
Dec 2017: $16.4K
Jan 2017: $21.8K
Feb 2017: $28.8K
Mar 2017: $35.1K
Apr 2017: $40.9K

Keep on chugging... at the current trend should hit $50K by end of June!

MVal

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Re: Race from 10 to 100k!!
« Reply #1199 on: May 05, 2017, 05:24:32 PM »
I'm going to try to track my NW monthly this year to chart my progress. Starting 2016, I had a NW of $50,000. I'm hoping to grow it to over $75K.
Once I get to $100K, I think I will give myself permission to move into my own apartment, as I've spent the last 8 years living with the same roommate--saving a ton of money, but not getting as much privacy as I'd like.

Jan 2016 - $50,000
April 2016 -$57,000
May 2016 - $60,000
June 2016 - $63,000
July 2016 - $69,000 (profit sharing, plus market doing better - so glad I front loaded this year!)
Aug 2016 - $72,000
Sept 2016 - $74,000 (markets down, same deposits though)
Oct 2016 - $74,000 (uggghhh...)
Nov 2016 - $78,000 :D
Dec 2016 - $84,000 (Wooooo! Dale tu cuerpo a alregria, Macarena...!)

Jan 2017 - $87,000 (so far two paychecks front-loaded to 401K at 80%)

Crossed $90K just now, yay!

$95,500 as of today. Still hoping to graduate this level by June, with any luck.

Now sitting at $98,300. I moved out to my own rental house in February, and even though it was before my goal of hitting $100K, I've still managed to raise my net worth considerably despite my increase in cost of living. I guess I have the inflation of the market to thank for that.