Race from 10 to 100k!!

[mustache you a question]

Jan 2017 - 9,926
Feb 2017 - 15,869
March 2017 - 21,618
April 2017 - 22,738
May 2017 - 29,255
June 2017 - 30,880

Little less growth than I would have liked this month, mainly due to 2 different trips that I took in May.  Already had cash saved up for those trips though, so overall not terrible!

[Middlesbrough]

May-14   $6,441.86
Jun-14   $12,840.96
Jul-14   $14,228.51
Aug-14   $16,568.94
Sep-14   $16,405.37
Oct-14   $17,647.11
Nov-14   $19,157.57
Dec-14   $24,216.76
Jan-15   $23,530.54
Feb-15   $27,169.76
Mar-15   $28,499.94
Apr-15   $33,976.39
May-15   $36,996.25
Jun-15   $37,354.83
Jul-15   $38,049.54
Aug-15   $41,356.71
Sep-15   $37,125.71
Oct-15   $43,377.98
Nov-15   $44,193.60
Dec-15   $51,724.61
Jan-16   $44,780.99
Feb-16   $49,644.72
Mar-16   $57,134.73
Apr-16   $60,206.90
May-16   $61,049.20
Jun-16   $63,487.87
Jul-16   $67,345.32
Aug-16   $74,569.29
Sep-16   $75,910.62
Oct-16   $75,328.98
Nov-16   $79,324.56
Dec-16   $85,756.02
Jan-17   $91,589.01
Feb-17   $92,770.78
Mar-17   $97,514.61
Apr-17   $98,337.84
May-17   $100,028.41

I have graduated! I took a hard dip at the end of the month and almost didn't make it.

Keep up the good work everyone!

[Epor]

Congrats to all graduates!

My update:

(RothIra + 401k + Mutual Funds)   
3/1/2017   58135.00
4/1/2017   60236.00
5/1/2017   62819.00
6/1/2017   67033.00

[MVal]

YAASSSSS! I made it! Graduation!!

NW balances at the beginning of each month this year:

Jan 2017 - 84,200
Feb 2017 - 88,000
March 2017 - 92,800
April 2017 - 93,500
May 2017 - 97,800
May 31st, 2017 - 100,200

At the beginning of the year, I projected I would hit $100K by mid June, but I managed to hit it by the last day in May! So happy! Well, on to the next level, see you all there soon!

[Rodgers12]

07/31/2015: $36,978
08/31/2015: $34,949
09/30/2015: $35,722
10/31/2015: $37,797
11/30/2015: $39,424
12/31/2015: $42,763
01/31/2016: $44,656
02/29/2016: $47,521
03/31/2016: $51,770
04/30/2016: $55,260
05/31/2016: $58,756
06/30/2016: $58,646
07/31/2016: $64,525
08/31/2016: $66,682
09/30/2016: $68,877
10/31/2016: $68,616
11/30/2016: $69,541
12/31/2016: $74,813
01/31/2017: $89,057  - Large Increase was due to purchasing a house and was gifted 9k in equity.
02/28/2017: $90,528
03/31/2017: $97,483
04/30/2017: $98,749
05/31/2017: $101,116

Haven't felt this accomplished since I paid off all of my student loans almost 2 years ago! Next up the 100 to 250k goal!
Congrats to everybody who graduated this month and Keep up the good work everyone!
Hope to see you all in the next thread.

[Pooperman]

Seems like May 2017 was a large graduation month (and not just for college folks)!

[seventytimes7]

Great job to everyone who graduated! It helps put it all in perspective for those of us just starting out.

My growth is on the right track, but a little less than I wanted for the month. I have a bunch of outstanding work reimbursements that should hit next week, all of which will go into savings.

2/1/2017 - ($6,832)
3/1/2017 -   $66
4/1/2017 - $ 6,298
5/1/2017 - $12,179
6/1/2017 - $17,418

[starjay]

Woohoo, I am #1 on the spreadsheet (temporarily, of course. let me bask in my glory for a few moments. LOL). I updated spreadsheet so you can enter your 5/31/17 NW # - see post #1 for link to doc)

Whoo for the (temporary) #1 spot! :) And thanks for the reminder...I just added myself to the spreadsheet.

[Trifle]

Congratulations grads!!! 

[onecoolcat]

I'll throw down.

June 1, 2017 - $51,115 [$83.8k in investments and $32.7k in 0% liabilities (loan from wife & monthly credit card balance)]

I expect it will be a crawl for the next few months due to having a 4 month old and my wife being a stay at home mom (by choice) for the foreseeable future. 

[Milkm4n]

May Update

Dec 2017 - 45,241
Jan 2017 - 55,143
Feb 2017 - 58,239
Mar 2017 - 69,145
Apr 2017 - 74,332
May 2017 - 77,876

Pretty standard month for me. No major amount of overtime. A little electrical work done, but no other unusual expenses. Company shares did well, but eventually would like to switch over to etfs as they account for over half of my net worth right now.
Congrats to all the recent graduates 👍

[Epor]

May Update

Dec 2017 - 45,241
Jan 2017 - 55,143
Feb 2017 - 58,239
Mar 2017 - 69,145
Apr 2017 - 74,332
May 2017 - 77,876

Pretty standard month for me. No major amount of overtime. A little electrical work done, but no other unusual expenses. Company shares did well, but eventually would like to switch over to etfs as they account for over half of my net worth right now.
Congrats to all the recent graduates 👍

OMG! You added 32k in 6 months! You will be in the next race in no time, it's awesome.

[Milkm4n]

Thanks Eporedia :)
My increases have been driven by massive amounts of overtime and a nice tax return this year. Monthly gains should slow down over the summer months. Goal is to hit 100k by the end of the year, with a stretch goal of 110k.

[beantown]

Dec 2017: $16.4K
Jan 2017: $21.8K
Feb 2017: $28.8K
Mar 2017: $35.1K
Apr 2017: $40.9K
May 2017: $47.9K

Good month in the markets and continued my usual savings despite the 2 week vacation I just took. Yay to YNAB for planning and smoothing sporadic spending.

[JuicyCrab]

Sounds fun!

Invested Liquid Assets

Mar-16    $1,906
Apr-16    $5,579
Jun-16    $17,900
Jul-16    $18,614
Aug-16    $22,242
Sep-16    $22,789
Oct-16    $20,703
Nov-16    $27,893
Dec-16    $33,855
Jan-17    $38,492
Feb-17    $40,308
Mar-17    $45,551
Apr-17    $51,170
May-17    $58,076

[ptgearguy]

Going to jump into the race. Feels great to be working up for a change :)
I am currently only counting invested assets and savings and not counting house as it is my home and not really very liquid :)

May 5th, 2017 Questrade: 18534; Tangerine: 2054 RRSP and 4482 in savings: Total: 25070

June 3, 2017: 28360

[ptgearguy]

Just wanted to add and say congrats to all those that made it to the 100k mark in the last week :D. I hope I see you guys in the next thread :)

[prickly_turing]

Jan 1 2017   $53743
Feb 1 2017   $59995
Mar 1 2017   $65150
Apr 1 2017   $70592
May 1 2017   $76536
Jun 1 2017.  $84427

Greater than average increase was due to RSU vesting.  Next month should be back to the usual.  Its looking like I may reach 100k around September 1.

[Trifle]

Sounds fun!

Invested Liquid Assets

Mar-16    $1,906
Apr-16    $5,579
Jun-16    $17,900
Jul-16    $18,614
Aug-16    $22,242
Sep-16    $22,789
Oct-16    $20,703
Nov-16    $27,893
Dec-16    $33,855
Jan-17    $38,492
Feb-17    $40,308
Mar-17    $45,551
Apr-17    $51,170
May-17    $58,076

Welcome JuicyCrab! Man, you have picked up the pace month over month. Nice job!

[Slow&Steady]

I only really track my 401k balance (at end of month) and only for the last couple years. 

In my 20s I put something like 10% in and thought I was doing great (better than average), we also tackled 1 student loan, 2 car loans, credit card debt, and bought our 1st home (now a rental).  For the last several years I have only been putting 6% (plus a company match) into the 401k, while we saved for a wedding, down payment on a house, started a family, went to 1 steady income and 1 self employed income, and are continuing the last student loan.  We are still working on paying off my last student loan and building the self employed income but I am really hoping to hit $100k in the 401k sometime in 2018, if the self employed income starts taking off and we can contribute more to an IRA I will add that into the calculations too.

I did do a quick back of the envelope net worth calculation that included debt, primary and rental home value, and vehicle value and that put net worth around $150k, but since I don't regularly track that stuff I don't want to join the next group until the retirement accounts are above $100k.

My goal is $90k by the end of year, I am starting to think I might actually hit that goal.

                    401K          IRA          Total
Dec 2013:   $43,660     $0           $43,660
Dec 2014:   $52,943     $0           $52,943
Dec 2015:   $55,622     $0           $55,622
Dec 2016:   $68,870     $700       $69,570
Feb 2017:   $74,784      $700       $75,484
 4/11/17:    $76,834     $1002      $77,836
Apr 2017:   $78,946      $1026     $79,972
 5/24/17:    $80,007     $1040      $81,047
 6/05/17:    $82,048     $1057      $83,105

[viverl]

06/2014  2.500€
09/2016  43.882,85
12/2016: 48.143,58
01/2017: 50.380 €

update:
06/2017: 57.191,37

[monstermonster]

3/1/2016: $10,106
4/1/2016: $10,624
5/1/2016: $14,504
6/31/2016: $18,193
7/30/2016: $19,296
8/30/2016: $21,334
10/23/2016: $18,326 <-- Quit job, started business
11/31/2016: $16,259
12/31/2016: $18,386
1/31/2017: $17,583
2/28/2017: $24,430
3/31/2017: $23,243
4/30/2017: $22,071
5/30/2017: $22,459
6/03/2017: $22,803 <--- took my first paycheck from my own business(!) $1000

This graph is pretty fun, bare in mind that I'm making about $25,000 annually right now, highest income in past 2 years was $3,750/month gross for 3 months last year.

[BeautifulDay]

6/03/2017: $22,803 <--- took my first paycheck from my own business(!) $1000

Congrats! Quite the milestone.

[JuicyCrab]

Sounds fun!

Invested Liquid Assets

Mar-16    $1,906
Apr-16    $5,579
Jun-16    $17,900
Jul-16    $18,614
Aug-16    $22,242
Sep-16    $22,789
Oct-16    $20,703
Nov-16    $27,893
Dec-16    $33,855
Jan-17    $38,492
Feb-17    $40,308
Mar-17    $45,551
Apr-17    $51,170
May-17    $58,076

Welcome JuicyCrab! Man, you have picked up the pace month over month. Nice job!

Thanks dude!

When all seems grim the MMM forums give a lot of financial support (both application and mentally), these types of threads are awesome.

[SarkastikNinja]

15-01-31   :           -12,050.05
15-02-28   :             -9,013.04
15-03-31   :             -8,373.63
15-04-30   :              3,957.65
15-05-31   :              6,155.15
15-06-30   :              4,161.27
15-07-31   :              9,940.39
15-08-31   :            11,086.93
15-09-30   :            13,411.39
15-10-31   :            21,753.13
15-11-30   :            23,540.19
15-12-31   :            25,039.14
               
16-01-31   :            31,418.13
16-02-29   :            33,247.02
16-03-31   :            37,241.82
16-04-30   :            47,305.81
16-05-31   :            47,145.83
16-06-30   :            46,076.20
16-07-31   :            47,098.02
16-08-31   :            46,307.45
16-09-30   :            48,762.90
16-10-31   :            50,601.65
16-11-30   :            52,677.91
16-12-31   :            57,227.20
               
17-01-31   :            58,540.40
17-02-28   :            64,183.38
17-03-31   :            75,197.12
17-04-30   :            75,589.36

17-05-31   :             83,478.46

Can't believe how many graduations there were this month! Can't wait to join you guys in the next thread, it's really motivating seeing everyone's progress.

Little less progress than I had hoped this month considering I had a large tax return coming in. Months ago I foolishly invested in a fairly volatile ETF that took a hard hit this month. Oops.

[Wanttobehome]

Nov 2016 18595+1,296            = 19,891
Dec 2016 19,091+1,425            = 20,516
Jan 2017 19,586+1590             =  21,176
Feb 2017 20,081+1,673            = 21,754
Mar 2017 20,576+1,828            = 22,404
Apr 2017  21,071+1,890+2300  =25,261
May 2017                                   =25,779
June 2017                                  =£26,319

[felixbf]

So close... 97 582 ...Company bonus next week should put me way over 100 000 ..

Well i guess i am leaving you guys this month ... 107,528.61 .

[Nairobi]

Hello Mustachians,  This is my first post. I discovered Mr. Money Mustache in Jan 2017 and the blog slapped some common sense into me. Here are my numbers, I started keeping records in January. Only tracking 401k and cash, no properties yet. Congrats to everyone who is here and those who recently graduated.

Jan  2017     $45K
Feb  2017     $62k (sold one car, paid 5k CC debt).
March  17     $69k
April 2017     $77k
May  2017     $83k
June 7, 17     $86K (aiming for 90K @ the end of the month)

[SarkastikNinja]

Congrats Felixbf!

[JuicyCrab]

So close... 97 582 ...Company bonus next week should put me way over 100 000 ..

Well i guess i am leaving you guys this month ... 107,528.61 .

grats mate, hopefully see you shortly in the new thread :)

[MVal]

That is great, MVal!!!  As a mustachian it is hard to know how to celebrate such things, ha ha.  At the very least you can post it here and know that your fellow mustachians are celebrating with you.

Thanks!! I graduated at the very end of last month! Here's a little start to the celebration and maybe an anthem for those still "tryin' to get 100"...!

https://www.youtube.com/watch?v=X3MVfa4ZUhM

[Nederstash]

Aug 15: 5327 (found MMM)
Sep 15: 5775
Oct 15: 6964
Nov 15: 8551
Dec 15: 12085
Jan 16: 12700
Feb 16: 13691
Mar 16: 14818
Apr 16: 16220
May 16: 17510
Jun 16: 21149
Jul 16: 22024
Aug 16: 23325
Sep 16: 24285
Oct 16: 25400
Nov 16: 26932
Dec 16: 31121
Jan 17: 31444
Feb 17: 42849
Mar 17: 43989
Apr 17: 45143
May 17: 46766
Jun 17: 49646

I wonder if I can hit 10x NW at the 2 year mark. That'd be 53270, so +3624 in 2 months. It'll be a stretch, but maybe a fun challenge!

[starjay]

May update!
January 2017:  54,765.72
February 2017: 58,616.88
March 2017:    62,304.54
April 2017:    63,589.66
May 2017:      65,736.47

June 2017: 69081.97

[Steelers1982]

Not starting under $10k... But hopefully I can join anyways.  My wife and I are 32 and 34 respectively, and are expecting our first child in October!

Not counting home equity($100k-ish):

My Personal RRSP: $9800(All in XAW)
My Work RRSP: 7500(Misc Sun Life Canadian Equity Index Funds)
Wife RRSP: $9900(currently in cash, in the process of transferring banks)
Chequing: $8900
Credit Card: -$3600(big credit card month partly due to eventual baby, it's paid off monthly)
Total: $36,100
Not counted: Expected tax return due to RRSP Contributions thus far: $4400

My wife will be on Mat Leave for a year starting in October, so the trek to $100k might be a slow one. During her year off, we can only save about $1k per month.  Will be able to save around $3000/month once she's back to work.

I'm going to set our $100k goal for the end of 2019.

[Trifle]

Welcome Steelers1982!  And congrats on the new addition.  :)

[Milkm4n]

June Update

Dec 2016 :  45,241
Jan 2017 :  55,143
Feb 2017 :  58,239
Mar 2017 :  69,145
Apr 2017 :  74,332
May 2017:  77,876
Jun 2017 : 82,442

   An increase of 4,566 for the month of June, another solid month 😄. This increase was once again driven by a good amount of overtime, and I am actually hoping it will slow down a bit over the summer months. Besides that, expenses were on the high side but pretty standard for the month.
   Investments were up a bit, due to my company shares doing well. I hate having one company as a large percentage of my investment portfolio, so I just have to determine the best way to get them into etfs, in registered accounts. I'm thinking the only way is to sell, eat the capital gains, then rebuy VCN, XAW in my registered accounts. Any thoughts or input on this idea would be greatly appreciated.
   Keep up the good work everyone, looks like we are all moving in the right direction 📈

[cashmoney]

4/28/17 $82,123.14 start of competition
5/31/17 $83,416.85 an increase of $1,293.71
6/30/17 $88,646.63 an increase of $5,229.78!

Holy smokes, what a great month June was! I got a bonus check of about $1,400 this month and an extra $200 in deposits from my renters.  But outside of that $1,600 I would attribute the rest to my typical savings rate of about $1,200 and market increase.  July will be another big month because of my company's 401k contribution but outside of that I don't expect to see anymore large bumps like this until my December bonus.

[mustache you a question]

Jan 2017 - 9,926
Feb 2017 - 15,869
March 2017 - 21,618
April 2017 - 22,738
May 2017 - 29,255
June 2017 - 30,880
July 2017 - 40,255

Had a great month.  Upped my 401k by a couple percentage points, paid down a couple grand in student loans and the company I work for gave out some nice equity to the employees.  Going to keep chugging along, hopefully I can keep these gains up!

[lamil]

March 2016: 8152.00
April 2016: 10915.00
Today(April 26th): $19516.00
May 31, 2016: $22,693
June 30, 2016: $27,496
July 31, 2016: $31,297
August 31, 2016: $34,286
September 30, 2016: $32,870 *new driveway
October 31, 2016: $36,980
November 30, 2016: $41,765
December 31st, 2016: $44,852
January 31st, 2017: $49,533
February 28th, 2017: $53,250
March 31st, 2017: $71,742
April 28th, 2017: $75,857
May 31st, 2017: $79,166

June 30th, 2017: $82,472

[dreadmoose]

2016-10-01    $51,413
2016-11-01   -$25,621 (bought a condo, not included in net worth calculation)
2016-12-01   -$25,405
2017-01-01   -$25,189
2017-02-01   -$24,977
2017-03-01   -$21,759
2017-04-01   -$15,838 [Quit Job - Started Consulting]
2017-05-01    $7,477
2017-06-01    $16,623
2017-07-01    $27,638

A great progress month ($11,015), lots of overtime accounts for going way above my expected savings.

Riding my bike everywhere now (if I don't walk). Cutting spending wherever I can. Still a slow strategy/ mind-shift.

Taking profits out of the business weekly instead of bi-weekly to increase time in market (accounting for GST / Taxes / Vacation accrual)

Switching to RRSP savings in July (from TFSA weekly) to lower tax burden in good year.

Far off Future:

Smith Manoeuvre once TFSA/RRSP are full.

[Wanttobehome]

Nov 2016 18595+1,296            = 19,891
Dec 2016 19,091+1,425            = 20,516
Jan 2017 19,586+1590             =  21,176
Feb 2017 20,081+1,673            = 21,754
Mar 2017 20,576+1,828            = 22,404
Apr 2017  21,071+1,890+2300  =25,261
May 2017                                   =25,779
June 2017                                  =£26,319
July 2017                                    =£27,023

[FIREGuy]

Oct 2016 - $17,457
November 2016 - $35,747
December 2016 - $39,657
January 2017 - $45,491
February 2017 - $47,327
March 2017 - ?
April 2017 - ?
May 2017 - $62,565
June 2017 - $68,663

[LurkerStache]

Sep 2016: 51598.42
Oct 2016: 54210.76
Nov 2016: 57821.07
Dec 2016: 59471.44
Jan 2017: 63,813.13
Feb 2017: 66,722.32
Mar 2017: 70,782.46
Apr 2017: 73,027.41
May 2017: 76,803.28
Jun 2017: 78,061.77

This was a slower month thanks to the purchase of flights for a reunion and airbnb (that will be split). Should see a slight surge in August when i get repaid for the airbnb.

[Nik123]

Second post on this wonderful forum - woohoo!

Between my three pension accounts I am currently at 93k! Almost there...

Journey to date (from what I recall was something like this) -

2013: 13k
2015: 29k
2017: 93k

[Trifle]

Lots of new/ish faces this month!  Welcome and great job everyone!  Nik123 -- you will not be on this thread long, looks like.   :)   

[Nik123]

Thanks Trifele - will update this thread when I do hit the magic number, and hopefully upwards and onwards to that 'other' thread! : )

[SarkastikNinja]

15-01-31   :           -12,050.05
15-02-28   :             -9,013.04
15-03-31   :             -8,373.63
15-04-30   :              3,957.65
15-05-31   :              6,155.15
15-06-30   :              4,161.27
15-07-31   :              9,940.39
15-08-31   :            11,086.93
15-09-30   :            13,411.39
15-10-31   :            21,753.13
15-11-30   :            23,540.19
15-12-31   :            25,039.14
               
16-01-31   :            31,418.13
16-02-29   :            33,247.02
16-03-31   :            37,241.82
16-04-30   :            47,305.81
16-05-31   :            47,145.83
16-06-30   :            46,076.20
16-07-31   :            47,098.02
16-08-31   :            46,307.45
16-09-30   :            48,762.90
16-10-31   :            50,601.65
16-11-30   :            52,677.91
16-12-31   :            57,227.20
               
17-01-31   :            58,540.40
17-02-28   :            64,183.38
17-03-31   :            75,197.12
17-04-30   :            75,589.36
17-05-31   :            83,478.46

17-06-30   :            83,208.21

Slid backwards a bit this month. A little too much spending and some more losses on the market again this month. Fingers crossed for a better July.

[Trifle]

01/01/17: $36,542
02/01/17: $37,855
03/01/17: $41,892
04/01/17: $43,281
05/01/17: $45,547
06/01/17: $48,667

07/01/17: $50,745

I'm one of the slower earners here, but I admit I'm pretty excited by the 50k milestone!

Congrats on the milestone FreshStash!  Nicely done. 

[Nairobi]

Hello Mustachians,  This is my first post. I discovered Mr. Money Mustache in Jan 2017 and the blog slapped some common sense into me. Here are my numbers, I started keeping records in January. Only tracking 401k and cash, no properties yet. Congrats to everyone who is here and those who recently graduated.

Jan  2017     $45K
Feb  2017     $62k (sold one car, paid 5k CC debt).
March  17     $69k
April 2017     $77k
May  2017     $83k
June 7, 17     $86K (aiming for 90K @ the end of the month)

June was a frugal month and I took advantage of the '3-paychecks month'. June 30 stash was ~$93k. July will be a slow month.

[SingleMomDebt]

There is going to be another set of graduates soon. Yay! Congrats to everyone on their progress. :D