Race from 10 to 100k!!

[dogboyslim]

2016:
3/8: $20,818
3/29: $23,784
4/21: $26,650
5/20: $28,769
6/30: $32,015
8/1: $34,808
9/1: $37,342
9/29: $39,883
10/31: $41,720
11/28: $44,979
12/30: $56,197
2017
1/30: $59,598

[MVal]

So all of us here in the under $100K thread, I wonder how our timelines to FIRE compare...how many years do you anticipate it taking you to be FI from this moment? For me, if my savings and COL stay the same, I could be out of here in 6-8 years.

[andy85]

Jan 16	$39,550
Feb 16	$41,468
Mar 16	$47,974
Apr 16	$51,484
May 16	$52,730
Jun 16	$53,694
Jul 16	$55,669
Aug 16	$56,725
Sep 16	$58,793
Oct 16	$58,748
Nov 16	$60,551
Dec 16	$61,253
Jan 17	$64,001

[JLee]

I have a feeling I'm going to get killed in this race, but I'm in. Right now at -32,000 net worth (student loans) so I'm not expecting to hit 100k NW until probably 2 years or so from now.

I FINALLY HIT 100K NW TODAY!!! Yay!

Congratulations!!

[frugalwitch]

NW with house/rental condo: 71k.

NW without house/rental condo: 33k.

Wow, didn't know I had that much! Guess 100k isn't impossible but I'd like to stay here till I get 100k without house/rental values :D.

[$40Kby40]

30 Dec 2016 - $83,224
30 Jan 2017 - $89,379

March is a 3 paycheck month for both my husband and I. Would be nice to hit $100,000 by the end of that month.

[felixbf]

Dec 53,572.89
Jan 63,000.00

Finished all my debt off last year really helped increasing my savings ratio.

[FIREGuy]

Oct 2016 - $17,457
November 2016 - $35,747
December 2016 - $39,657
January 2017 - $45,491

[jeeebus]

Oct 2016 - $21,326.78
Nov 2016 - $24,044.76
Dec 2016 - $25,106.17
Jan 2017 - $27,207.71

[merlin7676]

I can see the finish line (to 100K that is) and I can't wait to cross it.
Honestly once I got rid of my debt, it's really amazing how much I've been able to put away. All that expense going out the door being turned around and saved.

06/30/15   $43,137.96
07/31/15   $44,941.13
08/31/15   $42,043.10
09/30/15   $38,770.91
10/31/15   $44,941.34
11/30/15   $46,401.01
12/31/15   $47,513.96
01/31/16   $44,058.68
02/29/16   $46,830.84
03/31/16   $58,923.60
04/30/16   $62,829.27
05/31/16   $64,177.27
06/30/16   $65,348.17
07/31/16   $69,790.01
08/31/16   $70,534.23
09/30/16   $73,742.76
10/31/16   $74,282.52
11/30/16   $77,284.23
12/31/16   $80,583.50
01/31/17   $84,085.00

(does not include the house. Only investments and savings)

[lamil]

March 2016: 8152.00
April 2016: 10915.00
Today(April 26th): $19516.00
May 31, 2016: $22,693
June 30, 2016: $27,496
July 31, 2016: $31,297
August 31, 2016: $34,286
September 30, 2016: $32,870 *new driveway
October 31, 2016: $36,980
November 30, 2016: $41,765
December 31st, 2016: $44,852

January 31st, 2017: $49,533

[intirb]

Two years ago, in Jan 2015, our net worth hit zero for the first time since graduating college.  Now it's nearly at $60k and we are debt-free!  With a combination of new jobs/promotions/raises, we are now making 30% more than we did two years ago.  I think this year will be the year we hit $100k.  Shooting to make it by Dec 2017.  When I started this challenge, the end goal felt like a distant dream, but now it feels so real and so close and I am so excited!

[MVal]

I'm going to try to track my NW monthly this year to chart my progress. Starting 2016, I had a NW of $50,000. I'm hoping to grow it to over $75K.
Once I get to $100K, I think I will give myself permission to move into my own apartment, as I've spent the last 8 years living with the same roommate--saving a ton of money, but not getting as much privacy as I'd like.

Jan 2016 - $50,000
April 2016 -$57,000
May 2016 - $60,000
June 2016 - $63,000
July 2016 - $69,000 (profit sharing, plus market doing better - so glad I front loaded this year!)
Aug 2016 - $72,000
Sept 2016 - $74,000 (markets down, same deposits though)
Oct 2016 - $74,000 (uggghhh...)
Nov 2016 - $78,000 :D
Dec 2016 - $84,000 (Wooooo! Dale tu cuerpo a alregria, Macarena...!)

Jan 2017 - $87,000 (so far two paychecks front-loaded to 401K at 80%)

[AcftW]

$40,061 - Dec 2015
$43,153 - Jan 2016
$47,634 - Feb 2016
$50,404 - Mar 2016
$53,733 - Apr 2016
$54,717 - May 2016
$55,014 - Jun 2016
$59,924 - Jul 2016
$55,527 - Aug 2016
$61,117 - Sep 2016
$64,384 - Oct 2016
$56,780 - Nov 2016
$58,510 - Dec 2016
$67,328 - Jan 2017

$73,827 - Feb 2017

Everything is on schedule.

[Rodgers12]

07/31/2015: $36,978
08/31/2015: $34,949
09/30/2015: $35,722
10/31/2015: $37,797
11/30/2015: $39,424
12/31/2015: $42,763
01/31/2016: $44,656
02/29/2016: $47,521
03/31/2016: $51,770
04/30/2016: $55,260
05/31/2016: $58,756
06/30/2016: $58,646
07/31/2016: $64,525
08/31/2016: $66,682
09/30/2016: $68,877
10/31/2016: $68,616
11/30/2016: $69,541
12/31/2016: $74,813
01/31/2017: $89,057  - Large Increase was due to purchasing a house and was gifted 9k in equity.

[CmFtns]

2015
Apr    $12,466.69
May    $14,786.72
Jun    $17,419.27
Jul    $21,457.81
Aug    $24,608.98
Sep    $25,148.05
Oct    $30,071.44
Nov    $30,362.40
Dec    $33,987.45

2016
Jan    $37,178.00
Feb    $40,183.56
Mar    $41,965.73
Apr    $46,690.70
May   $51,510.46

June  $55,116.73
July   $61,327.75

Wow it's been 6 months since I last posted here that went by fast... well it looks like I will be graduating here in Febuary hopefully =)

August: $65,649.24
September: $70,236.10
October: $74,423.94
November: $81,213.73
December: $88,429.80

2017
January: $97,244.89

[tortoiseshell]

I'm joining in! I'll be here for a while because we're currently saving for a house. We track our net worth on the first of every month.

1/1/17: $29,671.78

2/1/17: $31,725.72 (+$2,053.94)

[Malum Prohibitum]

2015
Apr    $12,466.69
May    $14,786.72
Jun    $17,419.27
Jul    $21,457.81
Aug    $24,608.98
Sep    $25,148.05
Oct    $30,071.44
Nov    $30,362.40
Dec    $33,987.45

2016
Jan    $37,178.00
Feb    $40,183.56
Mar    $41,965.73
Apr    $46,690.70
May   $51,510.46

June  $55,116.73
July   $61,327.75

Wow it's been 6 months since I last posted here that went by fast... well it looks like I will be graduating here in Febuary hopefully =)

August: $65,649.24
September: $70,236.10
October: $74,423.94
November: $81,213.73
December: $88,429.80

2017
January: $97,244.89

  Wait, you went from 37 to 100 in a year?  Please share how!

[Mezzie]

1/1/2017: 39,409
2/3/2017: 55,570

That was a much bigger jump than I had actually planned. Uber Frugal January did its job!

[briesas]

I want to play!
State pension (only the part I can roll over if I leave) = 21000
IRA= 2517.56
457 = 9459.79
Savings = 4780.78
Total = 37581.13

Student loans = 27,073.54

NW = 10684.59

[NickleNurser]

Jan 2016: 19,799
Feb 2016: 18,990
Mar 2016: 21,803
April 2016: 34,510
May 2016: 37,172
June 2016: 40,277
July 2016: 47,027
August 2016: 47,772
September 2016: 51,071
October 2016: 53,397
November 2016: 59,326
December 2016: 64,142
January 2017: 69,685

[Nederstash]

Aug 15: 5327 (found MMM)
Sep 15: 5775
Oct 15: 6964
Nov 15: 8551
Dec 15: 12085
Jan 16: 12700
Feb 16: 13691
Mar 16: 14818
Apr 16: 16220
May 16: 17510
Jun 16: 21149
Jul 16: 22024
Aug 16: 23325
Sep 16: 24285
Oct 16: 25400
Nov 16: 26932
Dec 16: 31121
Jan 17: 31444
Feb 17: 42849**

**in my calculations I've been using my house value from the last time it was valued by an expert (end of 2014). I realize that the value has gone up, but I don't know exactly by how much. Some websites say +10k, others +25k. I hadn't updated that number until now... So I've added 10k, the lowest number. No, sadly I haven't gotten a giant raise all of a sudden.

[akzidenz]

Date	Net worth
March 31, 2016	$11,309
February 4, 2017	$50,348

I started my first job after college in early 2016 with a mere $11k net worth, and just realized today that I crossed the $50k mark.

I'm hoping to save $36k more in 2017!

[GeekyGirl]

Hi,

Happy new year everyone and congrats on the huge achievements. 2017 is the year I'm pressuring myself with hard goals so I'll join this thread.
If I'm focused I can probably get to the 100K in four years (end of 2020, at a conservative estimate not accounting for raises and stocks appreciation) which is way too long for me to envision but the thread could be a way to get myself accountable on tracking NW quaterly which is one of my goal for 2017.

Jan 17, 2017:  € 12,138 

I don't know how I 'lost' 3K in the last 2 weeks. It was 15K by end of December but I counted checking account which I'll exclude from now on. Hope to have it at 30K by end of year, that'll be cause for celebration.

Couldn't wait for three months!!

Jan 17, 2017:  € 12,138 
Feb 06, 2017:  € 16,720

[TheCastle]

I'll join.  Just recently started tracking my NW.

Jan 2017:   $19,166.96
Feb 2017:   $20,947.41

Hoping to crank up the savings soon!  Next month might take a hit (new tires).

[CmFtns]

2015
Apr    $12,466.69
May    $14,786.72
Jun    $17,419.27
Jul    $21,457.81
Aug    $24,608.98
Sep    $25,148.05
Oct    $30,071.44
Nov    $30,362.40
Dec    $33,987.45

2016
Jan    $37,178.00
Feb    $40,183.56
Mar    $41,965.73
Apr    $46,690.70
May   $51,510.46

June  $55,116.73
July   $61,327.75

Wow it's been 6 months since I last posted here that went by fast... well it looks like I will be graduating here in Febuary hopefully =)

August: $65,649.24
September: $70,236.10
October: $74,423.94
November: $81,213.73
December: $88,429.80

2017
January: $97,244.89

  Wait, you went from 37 to 100 in a year?  Please share how!

Actually I went from 34k which was the last day in Dec 2015 to 88.5k on the last day in dec 2016 which is 54.5k increase to my net worth. I'm a software engineer and my salary is around 65k. I split expenses with my GF and ended up personally spending around maybe 7k last year on expenses. I took full advantage of my pre-tax accounts so my taxes were as low as possible

65k - 4.5k (taxes) - 7k(expenses) = 53.5k saved + a thousand from my investments increasing = increased my net worth 54.5k in one year

[tomita]

16 Mar 2016    $64300 - $13200 = $51300
17 Apr 2016     $103500 - $45600 = $57900
10 May 2016    $106390 - $42900= $63490
28 May 2016    $109037 - $41046= $67991
24 Sep 2016   $109400-$33300=$76100 
30 Nov 2016   $115000-$29000=$86000
20 Dec 2016   $119500-$26770=$92730

I think we passed the 100K mark

[frugalfanny]

November 2009: Graduated from grad school with $52k student loans and 5k in the bank.
November 2010: -$41,165
November 2011: -$26,332
November 2012: -$7,560
November 2013: $8,748
November 2014: $21,464
November 2015: $27,355
November 2016: $50,207

February 14 2017: $60,724

[MVal]

I'm going to try to track my NW monthly this year to chart my progress. Starting 2016, I had a NW of $50,000. I'm hoping to grow it to over $75K.
Once I get to $100K, I think I will give myself permission to move into my own apartment, as I've spent the last 8 years living with the same roommate--saving a ton of money, but not getting as much privacy as I'd like.

Jan 2016 - $50,000
April 2016 -$57,000
May 2016 - $60,000
June 2016 - $63,000
July 2016 - $69,000 (profit sharing, plus market doing better - so glad I front loaded this year!)
Aug 2016 - $72,000
Sept 2016 - $74,000 (markets down, same deposits though)
Oct 2016 - $74,000 (uggghhh...)
Nov 2016 - $78,000 :D
Dec 2016 - $84,000 (Wooooo! Dale tu cuerpo a alregria, Macarena...!)

Jan 2017 - $87,000 (so far two paychecks front-loaded to 401K at 80%)

Crossed $90K just now, yay!

[NickleNurser]

Jan 2016: 19,799
Feb 2016: 18,990
Mar 2016: 21,803
April 2016: 34,510
May 2016: 37,172
June 2016: 40,277
July 2016: 47,027
August 2016: 47,772
September 2016: 51,071
October 2016: 53,397
November 2016: 59,326
December 2016: 64,142
January 2017: 69,685
February 2017: 71,722

It's helpful to look at the numbers trending upwards. It's easy to compare myself to others and sometimes it feels like I'm barely moving forward. Just. Keep. Saving!

[BCpuppy]

Starting now!
Feb 2016 39,500

[dogboyslim]

2016:
3/8: $20,818
3/29: $23,784
4/21: $26,650
5/20: $28,769
6/30: $32,015
8/1: $34,808
9/1: $37,342
9/29: $39,883
10/31: $41,720
11/28: $44,979
12/30: $56,197
2017
1/30: $59,598
2/28: $94,135

We just put our whole bonus into savings.  I know it isn't the month end, but we are pumped that this is the first time we haven't spent the bonus before we got it!  We're still far from the frugal levels of most folks here but this one felt good.  Looking to graduate around May/June now.

Updated for month end total.

[MVal]

Nicely done! Those must have been some tidy bonuses!

I'm on track to reach the next level about the same time you are, although my spending is about to increase a lot due to me moving out into my own house from a roommate situation at the end of this month. I know it's going to be challenging to keep my same level of saving and I'm probably going to have learn a lot of new saving tricks, but I'm excited for the general, upward movement of my accounts.

[Wanttobehome]

Nov 2016 18595+1,296= 19,891
Dec 2016 19,091+1,425= 20,516
Jan 2017 19,586+1590= 21,176
Feb 2017 20,081+1673=21,754


Slowly but surely

[BeautifulDay]

$93371 today! So close to $100k. It would be possible to cross the line next month. But we plan on buying a house soon so we will be set back a bit for closing costs.  I guess for tracking purposes on this thread the value of the house will offset the loan.  So hopefully the only set back will be those closing costs.

Mar 2016     $35,000
Apr 2016      $31,751
May 2016      $38,742
Jun 2016      $40,970
July 2016      $61,657
Aug 2016     $64,120
Sep 2016      $66,961
Oct 2016      $70,179

Should make $75k by the end of the year.

Dec 2016.   $ $78,000

[frugalwitch]

NW with house/rental condo: 71k.

NW without house/rental condo: 33k.

Wow, didn't know I had that much! Guess 100k isn't impossible but I'd like to stay here till I get 100k without house/rental values :D.

NW with house/rental condo: 74k.

NW without house/rental condo: 35k.

[FIREGuy]

Oct 2016 - $17,457
November 2016 - $35,747
December 2016 - $39,657
January 2017 - $45,491
February 2017 - $47,327

Positive month but slower due to some home repairs. More repairs to come next month as well.

[merlin7676]

Man I can practically smell it :)
Does not include house as it's not really an asset until we sell it.
Should be getting my bonus (1K minus taxes so $666), annual merit increase (usually around 3%), and hopefully promotion (all indications show I will be getting it) on the march 31st check so I think another 3 or 4 months and I can graduate to the race from 100K to 250K.

02/29/16   $46,830.84
03/31/16   $58,923.60
04/30/16   $62,829.27
05/31/16   $64,177.27
06/30/16   $65,348.17
07/31/16   $69,790.01
08/31/16   $70,534.23
09/30/16   $73,742.76
10/31/16   $74,282.52
11/30/16   $77,284.23
12/31/16   $80,583.50
01/31/17   $84,085.00
02/28/17   $88,359.35

[Pooperman]

Date	Networth
9/1/2014	$14,865.26
10/1/2014	$17,982.66
11/1/2014	$17,949.24
12/1/2014	$19,967.23
1/1/2015	$25,504.84
2/1/2015	$28,305.81
3/1/2015	$30,322.90
4/1/2015	$33,248.29
5/1/2015	$34,786.85
6/1/2015	$36,579.20
7/1/2015	$33,108.30
8/1/2015	$35,569.17
9/1/2015	$37,759.70
10/1/2015	$41,566.54
11/1/2015	$53,256.44
12/1/2015	$55,006.39
1/1/2016	$57,428.23
2/1/2016	$49,870.20
3/1/2016	$51,558.33
4/1/2016	$57,205.08
5/1/2016	$61,094.49
6/1/2016	$62,583.92
7/1/2016	$63,773.08
8/1/2016	$61,092.88
9/1/2016	$57,409.45
10/1/2016	$61,749.82
11/1/2016	$61,600.48
12/1/2016	$64,511.60
1/1/2017	$70,030.75
2/1/2017	$72,661.12
3/1/2017	$78,557.23

[intirb]

someone keeps messing up the spreadsheet, and I keep having to restore it to a previous version.  unless you actually know what you're doing, please don't sort the sheet.  If you DO sort the sheet, double-check a few of the NWs (compare against previous versions) to make sure you didn't accidentally scramble everyone's info.

If you entered information after Feb 15, it's gone.  You'll have to re-enter it.

[beantown]

Dec 2017: $16.4K
Jan 2017: $21.8K
Feb 2017: $28.8K

Received part of my tax refund so received a bit of a boost along with the crazy bull market.

[CmFtns]

Here's my final numbers... It's been real fun but... I hope I'm never back here again =)
thanks for the company all... now on to $250k

2015
Apr    $12,466.69
May    $14,786.72
Jun    $17,419.27
Jul    $21,457.81
Aug    $24,608.98
Sep    $25,148.05
Oct    $30,071.44
Nov    $30,362.40
Dec    $33,987.45

2016
Jan    $37,178.00
Feb    $40,183.56
Mar    $41,965.73
Apr    $46,690.70
May   $51,510.46
June  $55,116.73
July   $61,327.75
Aug   $65,649.24
Sep   $70,236.10
Oct   $74,423.94
Nov  $81,213.73
Dec  $88,429.80

2017
Jan   $97,244.89
Feb  $103,330.77

[AcftW]

$40,061 - Dec 2015
$43,153 - Jan 2016
$47,634 - Feb 2016
$50,404 - Mar 2016
$53,733 - Apr 2016
$54,717 - May 2016
$55,014 - Jun 2016
$59,924 - Jul 2016
$55,527 - Aug 2016
$61,117 - Sep 2016
$64,384 - Oct 2016
$56,780 - Nov 2016
$58,510 - Dec 2016
$67,328 - Jan 2017
$73,827 - Feb 2017

$79,021 - Mar 2017

[jeeebus]

Oct 2016 - $21,326.78
Nov 2016 - $24,044.76
Dec 2016 - $25,106.17
Jan 2017 - $27,207.71
Feb 2017 - $28,062.31

[Middlesbrough]

Here's my final numbers... It's been real fun but... I hope I'm never back here again =)
thanks for the company all... now on to $250k

2017
Jan   $97,244.89
Feb  $103,330.77

Good job CmFtns!

I look forward to joining you there soon!

[Rodgers12]

07/31/2015: $36,978
08/31/2015: $34,949
09/30/2015: $35,722
10/31/2015: $37,797
11/30/2015: $39,424
12/31/2015: $42,763
01/31/2016: $44,656
02/29/2016: $47,521
03/31/2016: $51,770
04/30/2016: $55,260
05/31/2016: $58,756
06/30/2016: $58,646
07/31/2016: $64,525
08/31/2016: $66,682
09/30/2016: $68,877
10/31/2016: $68,616
11/30/2016: $69,541
12/31/2016: $74,813
01/31/2017: $89,057  - Large Increase was due to purchasing a house and was gifted 9k in equity.
02/28/2017: $90,528

[lamil]

March 2016: 8152.00
April 2016: 10915.00
Today(April 26th): $19516.00
May 31, 2016: $22,693
June 30, 2016: $27,496
July 31, 2016: $31,297
August 31, 2016: $34,286
September 30, 2016: $32,870 *new driveway
October 31, 2016: $36,980
November 30, 2016: $41,765
December 31st, 2016: $44,852
January 31st, 2017: $49,533

February 28th, 2017: $53,250

[TheCastle]

I'll join.  Just recently started tracking my NW.

Jan 2017:   $19,166.96
Feb 2017:   $20,947.41

Hoping to crank up the savings soon!  Next month might take a hit (new tires).

Mar 2017:   $21,475.05

Bad month for us.  $500+ in tires, $350 in unexpected medical, and $1000 check to the girl scouts for cookies (My daughter is selling and we have to buy them up front and we'll be reimbursed when we sell).  Hopefully this month will really make up for February.

[jed2009]

I'm in on this!  Loving the threads around here to keep people motivated.  Is this net worth, or investments/cash only?  I will do net worth for now.

9/2014 - (-$16,300)
1/2015 - (-$13,000)
1/2016 - (-$284)
3/2017 - $31,380

[rg422]

New member to the forum, but I'll join, considering only our investment/cash.
4/2015  - $7,000 total savings!! (we were living like there's no tomorrow, but new job matched 100% up to 6%, so this was our  trigger to start saving)
12/2015 - $13,000
4/2016  -  $25,000 (started maxing out my 401K)
12/2016 - $52,000
3/17      - $84,000

Starting 2017, my wife and I will be contributing max to our 401Ks, ROTH and HSA (me only) so we should, hopefully, accumulate pretty fast.

- Richard