Author Topic: Race from 10 to 100k!!  (Read 1263763 times)

Dutch Comfort

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Re: Race from 10 to 100k!!
« Reply #4000 on: January 02, 2024, 12:25:40 AM »
Tracking cash savings and liquid investments (so excluding pensions and house value and my DH cash savings, since he has his own account which I'm not tracking)

December 2020: EUR 25,141
December 2021: EUR 40,501
December 2022: EUR 50,344
December 2023: EUR 51,366

Goal for 2024: EUR 55K

Happy New Year!!!! Managed to get my liquids around the same amount as 2022, which is OK. Total net worth went up considerably, since we put a lot of liquids into the house as early repayment of the mortgage.
For 2024, we're planning a big trip, which will dig into the liquids and we want to continue the early repayment of the mortgage (we're trying to double the payment each month, which is a challenge, but hey, who doesn't like a good challenge!). But I'm still hoping to go up slightly.

LittleWanderer

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Re: Race from 10 to 100k!!
« Reply #4001 on: January 30, 2024, 10:36:45 AM »
January 2023 - $74,355
February 2023 - $75,352
March 2023 - $76,441
April 2023 - $79,158
May 2023 - $79,638
June 2023 - $84,521
July 2023 - $88,351
August 2023 - $87,215
September 2023 - $83,271
October 2023 - $82,040
November 2023 - $90,530
December 2023 - $97,000

January 2024 - $99,131

I'm a day early, but I know I'll forget to do this tomorrow.  I don't want to jinx myself, but...maybe next month??

Serendip

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Re: Race from 10 to 100k!!
« Reply #4002 on: January 30, 2024, 05:14:23 PM »

January 2024 - $99,131

I'm a day early, but I know I'll forget to do this tomorrow.  I don't want to jinx myself, but...maybe next month??

Exciting! @LittleWanderer  Fingers crossed for you :)

Treedream

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Re: Race from 10 to 100k!!
« Reply #4003 on: January 31, 2024, 06:46:30 AM »
01/06/2018: -60
01/01/2019: 2.875,28
01/07/2019: 9.288,20
01/08/2019: 10.485,05
01/09/2019: 11.554,85
28/09/2019: 12.182,10
24/10/2019: 13.082,24
26/11/2019: 14,311,49
01/02/2020: 15.260
29/04/2020: 18.544
31/05/2020: 21.280,05

Big gap

01/12/2022: 21.636,38 + 972.77.
01/01/2023: 22.315,45 + 679.07
01/02/2023: 23.270,66 + 955.21
01/03/2023: 24.052,03 + 781,37
01/04/2023: 24.755,50 + 703,47
01/05/2023: 25,649.20 + 893.70

01/09/2023:  53,363 (house purchase)
01/10/2023:  54,611
01/11/2023:  56,135
01/12/2023:  57,492
01/01/2024:  59,606  Investments: 550

01/02/2024: 60,227 + 621 Investments: 619 + 69

The January sales got me. I bought some clothing and far too much food for the pantry. On top of that my long distance bf came over for a week. All in all I spend a bit more than I was planning, but nothing too regretfull. It is very fun to see my investments moving, even if its just a small amount. I am having fun with it.
« Last Edit: March 02, 2024, 12:14:57 PM by Treedream »

JAYSLOL

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Re: Race from 10 to 100k!!
« Reply #4004 on: January 31, 2024, 06:58:52 AM »
January 2023 - $74,355
February 2023 - $75,352
March 2023 - $76,441
April 2023 - $79,158
May 2023 - $79,638
June 2023 - $84,521
July 2023 - $88,351
August 2023 - $87,215
September 2023 - $83,271
October 2023 - $82,040
November 2023 - $90,530
December 2023 - $97,000

January 2024 - $99,131

I'm a day early, but I know I'll forget to do this tomorrow.  I don't want to jinx myself, but...maybe next month??

Way to go!! February is graduation month for you, I can feel it!

Treedream

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Re: Race from 10 to 100k!!
« Reply #4005 on: January 31, 2024, 07:02:02 AM »
January 2023 - $74,355
February 2023 - $75,352
March 2023 - $76,441
April 2023 - $79,158
May 2023 - $79,638
June 2023 - $84,521
July 2023 - $88,351
August 2023 - $87,215
September 2023 - $83,271
October 2023 - $82,040
November 2023 - $90,530
December 2023 - $97,000

January 2024 - $99,131

I'm a day early, but I know I'll forget to do this tomorrow.  I don't want to jinx myself, but...maybe next month??

So close! Fingers crossed.

comicguy

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Re: Race from 10 to 100k!!
« Reply #4006 on: January 31, 2024, 06:02:30 PM »
Jan update

01/26/22  Round Up 642.33    Investment  9911.44   Total 10553.77
02/26/22  Round Up 752.42    Investment 12408.26  Total 13160.68
03/25/22  Round UP 897.57    Investment 17291.64  Total 18189.21
04/30/22  Round up 971.36    Investment 18713.79  Total 19685.15
05/29/22  Round up 1083.32  Investment 20117.98  Total 21201.30
06/30/22  Round up 1132.77  Investment 21500.10  Total 22632.87
07/30/22  Round up 1372.95  Investment 22042.54  Total 23415.49
08/31/22  Round up 1459.92  Investtment 23530.05 Total 24989.97
09/30/22  Round up 1448.77  Investment  23662.64 Total 25111.41
10/31/22  Round up 1653.35  Investment  27970.70 Total 29624.05
11/20/22  Round up 1888.20  Investment  30821.32 Total 32709.52
12/31/22  Round up 1930.61  Investment  30827.38 Total 32757.99

1/31/23   Round up 2191.57   Investment  34746.35 Total 36937.92
2/28/23   Round up 2250.62   Investment  34618.49 Total 36869.11
3/31/23   Round Up 2414.73   Investment  38034.42 Total 40449.55
4/30/23   Round Up 2593.99   Investment  41109.71 Total 43784.70
5/31/23   Round Up 2704.05   Investment  40744.42 Total 43448.47
6/30/23   Round Up 2964.89   Investment  45358.97 Total 48323.86
7/31/23   Round Up 3186.85   Investment  48247.88 Total 51434.53
8/31/23   Round Up 3246.18   Investment  46405.95 Total 49652.13
9/30/23   Round Up 3198.44  Investment   45198.55 Total 48396.99
10/31/23 Round Up 3302.66   Investment  45110.26 Total 48412.92
11/30/23 Round Up 3699.72  Investment   49541.50 Total 53241.22
12/31/23 Round Up 4031.71  Investment   53525.05 Total 57556.75

01/31/24 Round Up 4157.69  Investment   53274.08  Total 57431.77

Down a bit this month but I am sure it will increase in Feb! :)

Dutch Comfort

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Re: Race from 10 to 100k!!
« Reply #4007 on: February 01, 2024, 12:59:57 AM »
Tracking cash savings and liquid investments (so excluding pensions and house value and my DH cash savings, since he has his own account which I'm not tracking)

December 2020: EUR 25,141
December 2021: EUR 40,501
December 2022: EUR 50,344
December 2023: EUR 51,366

January 2024: EUR 51,666

Goal for 2024: EUR 55K

Small increase this month in liquids (which I'm tracking here), but we did an extra payment on the mortgage, so total net worth increased more than this!
Still expecting some maintenance work on the house, so this will also be paid from our savings and will keep the increase for 2024 limited.

@LittleWanderer you are sooooooooo close!

Air

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Re: Race from 10 to 100k!!
« Reply #4008 on: February 02, 2024, 07:21:08 AM »
@LittleWanderer Nice!

Second update ever. Changed the file a bit, now calculating at eom and included some measures. Savings rate is calculated using income from work, income is not in the table. There is also money coming from other sources, which I don't count toward savings rate.
Today I already transferred the money for february investments. In truth, the aim was not met for february: added 2.261 and the aim was 2.323.
Total includes investment growth.

2023       Added       Total       2024       Aim       Added       SR       Total       
Jan-23               0 K   |    Jan-24        2.7 K        3.6 K       80%        33.1 K       
Feb-23               0 K   |    Feb-24        2.3 K        2.3 K       %        0 K       
Mar-23               0 K   |    Mar-24        2.1 K        0 K       %        0 K       
Apr-23        0 K        0 K   |    Apr-24        2.3 K        0 K       %        0 K       
May-23        8 K        8 K   |    May-24        3.9 K        0 K       %        0 K       
Jun-23        7.4 K        15.4 K   |    Jun-24        2.3 K        0 K       %        0 K       
Jul-23        0.3 K        15.7 K   |    Jul-24        2.3 K        0 K       %        0 K       
Aug-23        4 K        19.7 K   |    Aug-24        2.3 K        0 K       %        0 K       
Sep-23        -0.1 K        19.6 K   |    Sep-24        2.3 K        0 K       %        0 K       
Oct-23        2.5 K        22.1 K   |    Oct-24        2.3 K        0 K       %        0 K       
Nov-23        1.9 K        24 K   |    Nov-24        2.3 K        0 K       %        0 K       
Dec-23        1.3 K        25.4 K   |    Dec-24        2.3 K        0 K       %        0 K       
« Last Edit: February 02, 2024, 07:34:02 AM by Air »

getsorted

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Re: Race from 10 to 100k!!
« Reply #4009 on: February 02, 2024, 12:00:59 PM »
August 2023:       $10,171
November 2023:  $12,224
December 2023:  $13,048
January 2024:     $14,724

la Condessa

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Re: Race from 10 to 100k!!
« Reply #4010 on: February 04, 2024, 12:48:30 PM »
Aug 2021

$11,112.43


Nov 2021

$15,002.39


April 2022

$17,146.49


Jan 2023

$21,203.88


Feb 2023

$26,057.72


April 2023

$28,562.13


May 2023

$32,689.09


June 2023

$37,087.72


July 2023

$39,110.82


February 2024

EF: $4,000

Roth IRA: $1,687.07
tIRA: $14,396.20
tIRA: $19,975.22

Robinhood: $281.36

=$36,343.85

We've had some setbacks, but they have been covered, and we are moving forward again.

LittleWanderer

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Re: Race from 10 to 100k!!
« Reply #4011 on: February 28, 2024, 03:11:21 PM »
February 2023 - $75,352
March 2023 - $76,441
April 2023 - $79,158
May 2023 - $79,638
June 2023 - $84,521
July 2023 - $88,351
August 2023 - $87,215
September 2023 - $83,271
October 2023 - $82,040
November 2023 - $90,530
December 2023 - $97,000
January 2024 - $99,131

February 2024 - $102,401

Holy crap, I did it.  It took me almost exactly 7 years to go from zero to $100K.   

Thanks for all the support!  I'm a single lady who just turned 41 last week and doesn't earn that much, so it was a battle.  I hope to see you all in the next thread soon!!! :) 

Tass

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Re: Race from 10 to 100k!!
« Reply #4012 on: February 28, 2024, 04:44:18 PM »
WOOHOOO!!

It was over 6 years for me, so similar timeline, but it pays off! Congrats!

Trifle

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Re: Race from 10 to 100k!!
« Reply #4013 on: February 29, 2024, 02:17:11 AM »
February 2024 - $102,401

Holy crap, I did it.  It took me almost exactly 7 years to go from zero to $100K.   

Thanks for all the support!  I'm a single lady who just turned 41 last week and doesn't earn that much, so it was a battle.  I hope to see you all in the next thread soon!!! :)

Congratulations @LittleWanderer!!!  Well done.  What a fantastic birthday present to yourself.   

Ze Stash

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Re: Race from 10 to 100k!!
« Reply #4014 on: February 29, 2024, 04:01:00 AM »
Net worth:
01/01/2019: -    109,47
01/02/2019:      269,41 (+   378,88 )
01/03/2019:      890,47 (+   621,06 )
01/04/2019:   1.767,70 (+   877,23 )
01/05/2019:   3.755,46 (+1.987,76 )
01/06/2019:   4.814,83 (+1.059,37 )
01/07/2019:   5.959,50 (+1.144,67 )
01/08/2019:   7.116,94 (+1.157,44 )
01/09/2019:   9.855,39 (+2.738,45 )
01/10/2019:   9.718,18 (-   137,21 )
01/11/2019: 10.726,98 (+1.008,80 )
01/12/2019: 11.773,70 (+1.046,72 )
01/01/2020: 12.979,27 (+1.205,57 )
01/02/2020: 14.363,54 (+1.384,27 )
01/03/2020: 15.039,09 (+   675,56 )
01/04/2020: 15.456,74 (+   417,65 )
01/05/2020: 16.903,74 (+1.447,00 )
01/06/2020: 17.847,51 (+   943,77 )
01/07/2020: 19.991,35 (+2.143,84 )
01/08/2020: 23.859,77 (+3.868,42 )
01/09/2020: 27.705,58 (+3.845,81 )
01/10/2020: 28.348,92 (+   643,34 )
01/11/2020: 29.975,77 (+1.626,85 )
01/12/2020: 32.157,81 (+2.182,04 )
01/01/2021: 37.536,36 (+5.378,55 )
01/02/2021: 39.128,65 (+1.592,29 )
01/03/2021: 43.488,25 (+4.359,60 )
01/04/2021: 50.227,75 (+6.739,50 )
01/05/2021: 50.942,27 (+   714,52 )
01/06/2021: 45.969,23 (- 4.973,04 )
01/07/2021: 47.887,98 (+1.918,75 )
01/08/2021: 50.361,49 (+2.473,51 )
01/09/2021: 55.538,44 (+5.176,95 )
01/10/2021: 55.405,64 (-    132,80 )
01/11/2021: 62.397,76 (+6.992,12 )
01/12/2021: 62.957,50 (+   559,74 )
01/01/2022: 62.444,54 (-    512,96 )
01/02/2022: 57.130,55 (- 5.313,99 )
01/03/2022: 59.780,50 (+2.649,95 )
01/04/2022: 63.814,15 (+4.033,65 )
01/05/2022: 60.816,35 (- 2.997,80 )
01/06/2022: 55.643,44 (- 5.172,91 )
01/07/2022: 49.784,34 (- 5.859,10 )
01/08/2022: 56.777,07 (+6.992,73 )
01/09/2022: 56.724,00 (-     53,07 )
01/10/2022: 55.855,44 (-   868,56 )
01/11/2022: 57.699,49 (+1.844,05 )
01/12/2022: 56.415,91 (- 1.283,58 )
01/01/2023: 56.475,06 (+    59,15 )
01/02/2023: 59.646,67 (+3.171,61 )
01/03/2023: 60.002,28 (+  355,61 )
01/04/2023: 63.066,29 (+3.064,01 )
01/05/2023: 62.039,59 (-1.026,70 )
01/06/2023: 64.461,16 (+2.421,57 )
01/07/2023: 68.526,22 (+4.065,06 )

01/03/2024: 84.950,64 (+16.424,42 )

Haven't updated in a while. The increase in the past months is no thanks to my savings, which were very minimal during that time frame, but due to the recent stock market and especially BTC increases. My long term girlfriend and I broke up in December. This was not only sad but also costly, as I bought her out of all posessions we co-owned which ended up being around 9 k . I negotiated a raise of 1 k a month before taxes starting in February, this more than covers having to pay rent on my own. I'll also receive a bonus of 12 k before taxes soon, so barring any stock market or BTC downturns I might speedwalk out of this race despite the turmoil of the last months.

Dutch Comfort

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Re: Race from 10 to 100k!!
« Reply #4015 on: February 29, 2024, 11:47:22 PM »
Tracking cash savings and liquid investments (so excluding pensions and house value and my DH cash savings, since he has his own account which I'm not tracking)

December 2020: EUR 25,141
December 2021: EUR 40,501
December 2022: EUR 50,344
December 2023: EUR 51,366

January 2024: EUR 51,666
February 2024: EUR 52,399

Goal for 2024: EUR 55K

Nice decent increase. No special things in February, so just the regular savings/investments. Waiting for my job re-grading, which hopefully will result in a salary increase.

@LittleWanderer : huge, huge, HUGE CONGRATS!!!!! You made it!
@Ze Stash: sorry to hear about your breakup. Hope you get back on track soon!


Air

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Re: Race from 10 to 100k!!
« Reply #4016 on: March 01, 2024, 09:06:46 AM »
2023       Added       Total       2024       Aim       Added       SR       Total       
Jan-23               0 K   |    Jan-24        2.7 K        3.6 K       80%        33.1 K       
Feb-23               0 K   |    Feb-24        2.3 K        2.5 K       65%        36.7 K       
Mar-23               0 K   |    Mar-24        2.1 K        2.5 K       %        0 K       
Apr-23        0 K        0 K   |    Apr-24        2.3 K        0 K       %        0 K       
May-23        8 K        8 K   |    May-24        3.9 K        0 K       %        0 K       
Jun-23        7.4 K        15.4 K   |    Jun-24        2.3 K        0 K       %        0 K       
Jul-23        0.3 K        15.7 K   |    Jul-24        2.3 K        0 K       %        0 K       
Aug-23        4 K        19.7 K   |    Aug-24        2.3 K        0 K       %        0 K       
Sep-23        -0.1 K        19.6 K   |    Sep-24        2.3 K        0 K       %        0 K       
Oct-23        2.5 K        22.1 K   |    Oct-24        2.3 K        0 K       %        0 K       
Nov-23        1.9 K        24 K   |    Nov-24        2.3 K        0 K       %        0 K       
Dec-23        1.3 K        25.4 K   |    Dec-24        2.3 K        0 K       %        0 K       

Congratulations @LittleWanderer!

Another interesting metric is until what date can you live with your SWR? So projected SWR and current portfolio.
Coincidentially, I could've survived with a SWR of 4% on current portfolio until today.
Has anyone else tried to measure their progress in this way?

In excel I did the following formula to calculate this:
=45292+Portfolio*SWR/CostOfLivingPerday

45292 is the 1st of january 2024 per Excel count of days.
Format the cell as date and you get the day until your SWR money theoretically runs out :).
« Last Edit: March 01, 2024, 09:22:19 AM by Air »

comicguy

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Re: Race from 10 to 100k!!
« Reply #4017 on: March 02, 2024, 04:14:36 AM »
Feb update

01/26/22  Round Up 642.33    Investment  9911.44   Total 10553.77
02/26/22  Round Up 752.42    Investment 12408.26  Total 13160.68
03/25/22  Round UP 897.57    Investment 17291.64  Total 18189.21
04/30/22  Round up 971.36    Investment 18713.79  Total 19685.15
05/29/22  Round up 1083.32  Investment 20117.98  Total 21201.30
06/30/22  Round up 1132.77  Investment 21500.10  Total 22632.87
07/30/22  Round up 1372.95  Investment 22042.54  Total 23415.49
08/31/22  Round up 1459.92  Investtment 23530.05 Total 24989.97
09/30/22  Round up 1448.77  Investment  23662.64 Total 25111.41
10/31/22  Round up 1653.35  Investment  27970.70 Total 29624.05
11/20/22  Round up 1888.20  Investment  30821.32 Total 32709.52
12/31/22  Round up 1930.61  Investment  30827.38 Total 32757.99

1/31/23   Round up 2191.57   Investment  34746.35 Total 36937.92
2/28/23   Round up 2250.62   Investment  34618.49 Total 36869.11
3/31/23   Round Up 2414.73   Investment  38034.42 Total 40449.55
4/30/23   Round Up 2593.99   Investment  41109.71 Total 43784.70
5/31/23   Round Up 2704.05   Investment  40744.42 Total 43448.47
6/30/23   Round Up 2964.89   Investment  45358.97 Total 48323.86
7/31/23   Round Up 3186.85   Investment  48247.88 Total 51434.53
8/31/23   Round Up 3246.18   Investment  46405.95 Total 49652.13
9/30/23   Round Up 3198.44  Investment   45198.55 Total 48396.99
10/31/23 Round Up 3302.66   Investment  45110.26 Total 48412.92
11/30/23 Round Up 3699.72  Investment   49541.50 Total 53241.22
12/31/23 Round Up 4031.71  Investment   53525.05 Total 57556.75

01/31/24 Round Up 4157.69  Investment   53274.08  Total 57431.77
02/29/24 Round Up 4438.66  Investement 55297.24  Total 59735.90

Half of this months increase was new money the other half stock market increases

Treedream

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Re: Race from 10 to 100k!!
« Reply #4018 on: March 02, 2024, 12:26:48 PM »
01/06/2018: -60
01/01/2019: 2.875
01/07/2019: 9.288
01/08/2019: 10.485
01/09/2019: 11.554
28/09/2019: 12.182
24/10/2019: 13.082
26/11/2019: 14,311
01/02/2020: 15.260
29/04/2020: 18.544
31/05/2020: 21.280

Big gap

01/12/2022: 21.636
01/01/2023: 22.315
01/02/2023: 23.270
01/03/2023: 24.052
01/04/2023: 24.755
01/05/2023: 25,649

01/09/2023:  53,363 (house purchase)
01/10/2023:  54,611
01/11/2023:  56,135
01/12/2023:  57,492
01/01/2024:  59,606  Investments: 550
01/02/2024:  60,227  Investments: 619

01/03/2024: 61,450 + 1,223 Investments: 684 + 65

Decent month.

TyGuy

  • Bristles
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  • Age: 30
  • Location: Oregon
Re: Race from 10 to 100k!!
« Reply #4019 on: March 03, 2024, 01:34:00 PM »
February 2023 - $75,352
March 2023 - $76,441
April 2023 - $79,158
May 2023 - $79,638
June 2023 - $84,521
July 2023 - $88,351
August 2023 - $87,215
September 2023 - $83,271
October 2023 - $82,040
November 2023 - $90,530
December 2023 - $97,000
January 2024 - $99,131

February 2024 - $102,401

Holy crap, I did it.  It took me almost exactly 7 years to go from zero to $100K.   

Thanks for all the support!  I'm a single lady who just turned 41 last week and doesn't earn that much, so it was a battle.  I hope to see you all in the next thread soon!!! :)



Yay, yay, yay!! You stuck to it, and you achieved your goal! Welcome to the next thread!!!

Treedream

  • Stubble
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  • Posts: 206
  • Location: Netherlands
Re: Race from 10 to 100k!!
« Reply #4020 on: March 04, 2024, 01:48:01 AM »
February 2023 - $75,352
March 2023 - $76,441
April 2023 - $79,158
May 2023 - $79,638
June 2023 - $84,521
July 2023 - $88,351
August 2023 - $87,215
September 2023 - $83,271
October 2023 - $82,040
November 2023 - $90,530
December 2023 - $97,000
January 2024 - $99,131

February 2024 - $102,401

Holy crap, I did it.  It took me almost exactly 7 years to go from zero to $100K.   

Thanks for all the support!  I'm a single lady who just turned 41 last week and doesn't earn that much, so it was a battle.  I hope to see you all in the next thread soon!!! :)

Congrats! If the first 100 is the hardest, you've achieved the hardest goal!

getsorted

  • Handlebar Stache
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  • Posts: 1800
  • Age: 42
  • Location: Deepest Midwest
Re: Race from 10 to 100k!!
« Reply #4021 on: March 04, 2024, 08:21:01 AM »
It took me almost exactly 7 years to go from zero to $100K.   

You're an inspiration to this 41-year-old single lady!!! Well done!

---

Update:

August 2023:       $10,171
November 2023:  $12,224
December 2023:  $13,048
January 2024:     $14,724
February 2024:    $15,805

Log

  • Pencil Stache
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  • Location: San Francisco
Re: Race from 10 to 100k!!
« Reply #4022 on: March 07, 2024, 09:21:39 AM »
I still feel somewhat uncertain about tracking by Net Worth vs Cash+Liquid&Retirement Investments. I understand the argument for the latter for homeowners, to strike out estimated home value and mortgage balance. But since I rent and my liabilities are in student loans, it doesn't feel "real" to say that I have almost $40k in cash+liquid investments. (!!)

But even in a full NW calculation, I've now crossed the $10k mark! My NW has already increased by almost $8k since the beginning of the year due to a very lucrative February (:

3/7/2024 NW: $11.4k / Cash/Stocks: $38.4k
« Last Edit: March 07, 2024, 09:23:21 AM by Log »

getsorted

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  • Location: Deepest Midwest
Re: Race from 10 to 100k!!
« Reply #4023 on: March 07, 2024, 10:14:57 AM »
I still feel somewhat uncertain about tracking by Net Worth vs Cash+Liquid&Retirement Investments. I understand the argument for the latter for homeowners, to strike out estimated home value and mortgage balance. But since I rent and my liabilities are in student loans, it doesn't feel "real" to say that I have almost $40k in cash+liquid investments. (!!)

But even in a full NW calculation, I've now crossed the $10k mark! My NW has already increased by almost $8k since the beginning of the year due to a very lucrative February (:

3/7/2024 NW: $11.4k / Cash/Stocks: $38.4k

I'm only tracking my "stache," aka my retirement investments. My actual NW may cross the 100k mark this year. My stache... not so much.

Log

  • Pencil Stache
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Re: Race from 10 to 100k!!
« Reply #4024 on: March 07, 2024, 10:24:52 AM »
I still feel somewhat uncertain about tracking by Net Worth vs Cash+Liquid&Retirement Investments. I understand the argument for the latter for homeowners, to strike out estimated home value and mortgage balance. But since I rent and my liabilities are in student loans, it doesn't feel "real" to say that I have almost $40k in cash+liquid investments. (!!)

But even in a full NW calculation, I've now crossed the $10k mark! My NW has already increased by almost $8k since the beginning of the year due to a very lucrative February (:

3/7/2024 NW: $11.4k / Cash/Stocks: $38.4k

I'm only tracking my "stache," aka my retirement investments. My actual NW may cross the 100k mark this year. My stache... not so much.

I'm guessing that discrepancy is in home equity?

Like I said, I see the value in excluding home/mortgage, but student loans (and current statement balances on credit cards, for that matter) seem more like straightforward dollar inputs that don't have the same complexity as real estate. I just don't feel like I "have" almost $40k when I almost have -$40k in student loans balancing it right out. (The other assets bringing me up over $10k are my musical instruments).

getsorted

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  • Location: Deepest Midwest
Re: Race from 10 to 100k!!
« Reply #4025 on: March 07, 2024, 01:29:59 PM »
I still feel somewhat uncertain about tracking by Net Worth vs Cash+Liquid&Retirement Investments. I understand the argument for the latter for homeowners, to strike out estimated home value and mortgage balance. But since I rent and my liabilities are in student loans, it doesn't feel "real" to say that I have almost $40k in cash+liquid investments. (!!)

But even in a full NW calculation, I've now crossed the $10k mark! My NW has already increased by almost $8k since the beginning of the year due to a very lucrative February (:

3/7/2024 NW: $11.4k / Cash/Stocks: $38.4k

I'm only tracking my "stache," aka my retirement investments. My actual NW may cross the 100k mark this year. My stache... not so much.

I'm guessing that discrepancy is in home equity?

Like I said, I see the value in excluding home/mortgage, but student loans (and current statement balances on credit cards, for that matter) seem more like straightforward dollar inputs that don't have the same complexity as real estate. I just don't feel like I "have" almost $40k when I almost have -$40k in student loans balancing it right out. (The other assets bringing me up over $10k are my musical instruments).

Mostly, but not entirely. My total NW breakdown is currently, roughly:
around $20k cash
around $10k in a 529
around $14k investments
around $123k primary residence
around -$62k mortgage
an -$8k loan from a relative who refuses to allow me to pay her back, but I feel virtually certain will come calling for that money in the future.

I don't count the cash savings because its entire purpose is to be there for unexpected expenses; its nature is that it can disappear quickly. I don't count the house because I intend to live in it. While it's possible I could someday mobilize its value for income purposes, it's unlikely in my case.

For my purposes here, what I'm concerned with is growing the stache for future income. I have a $500,000 stache goal, not a NW goal. But how you or anyone else here chooses to track and what we choose to count is a highly individual decision.

Warlord1986

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Re: Race from 10 to 100k!!
« Reply #4026 on: March 07, 2024, 01:58:44 PM »
As of March 5, I have $100,068 invested with Victory Capital. :) I know that's not a lot compared to what other people have saved up, but I'm low income and made some sacrifices to get to this point, and the past few years had some serious challenges. I'm pretty happy to have made it to this point. :)

I also have $36K in the state retirement system. 

getsorted

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  • Posts: 1800
  • Age: 42
  • Location: Deepest Midwest
Re: Race from 10 to 100k!!
« Reply #4027 on: March 08, 2024, 07:54:27 AM »
As of March 5, I have $100,068 invested with Victory Capital. :) I know that's not a lot compared to what other people have saved up, but I'm low income and made some sacrifices to get to this point, and the past few years had some serious challenges. I'm pretty happy to have made it to this point. :)

I also have $36K in the state retirement system.

That's amazing! As a fellow low-income-er, consider me incredibly impressed! Congratulations!

mgardner88

  • 5 O'Clock Shadow
  • *
  • Posts: 82
Re: Race from 10 to 100k!!
« Reply #4028 on: March 08, 2024, 09:11:21 AM »
As of March 5, I have $100,068 invested with Victory Capital. :) I know that's not a lot compared to what other people have saved up, but I'm low income and made some sacrifices to get to this point, and the past few years had some serious challenges. I'm pretty happy to have made it to this point. :)

I also have $36K in the state retirement system.

Way to go!! 100k was a tough one for me to break through. It felt like it got easier after that. I also have money in my state retirement system (PERS), I find it hard to calculate but I include my portion in my net worth because if I ever left I could in theory cash that amount out. The pension amount is a whole nother beast that i havent figured out how to add into my retirement calculations just yet. See you in the next race!

msministache

  • 5 O'Clock Shadow
  • *
  • Posts: 26
Re: Race from 10 to 100k!!
« Reply #4029 on: March 17, 2024, 07:12:48 PM »
Hi! Id like to join the race:)

My numbers so far:
Jan - $53021
Feb - $60487
March - $65256

This year I will have few major expenses, but still I would like to reach 100K before 2025!

JAYSLOL

  • Handlebar Stache
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  • Posts: 2228
Re: Race from 10 to 100k!!
« Reply #4030 on: March 17, 2024, 09:29:23 PM »
Hi! Id like to join the race:)

My numbers so far:
Jan - $53021
Feb - $60487
March - $65256

This year I will have few major expenses, but still I would like to reach 100K before 2025!

Welcome, and good luck with hitting the $100k milestone!

msministache

  • 5 O'Clock Shadow
  • *
  • Posts: 26
Re: Race from 10 to 100k!!
« Reply #4031 on: March 18, 2024, 08:04:04 PM »
Hi! Id like to join the race:)

My numbers so far:
Jan - $53021
Feb - $60487
March - $65256

This year I will have few major expenses, but still I would like to reach 100K before 2025!

Welcome, and good luck with hitting the $100k milestone!

Thank you! Hope I'll be posting my "I graduated" message soon :)

comicguy

  • Stubble
  • **
  • Posts: 158
Re: Race from 10 to 100k!!
« Reply #4032 on: March 30, 2024, 05:23:14 AM »
March update

01/26/22  Round Up 642.33    Investment  9911.44   Total 10553.77
02/26/22  Round Up 752.42    Investment 12408.26  Total 13160.68
03/25/22  Round UP 897.57    Investment 17291.64  Total 18189.21
04/30/22  Round up 971.36    Investment 18713.79  Total 19685.15
05/29/22  Round up 1083.32  Investment 20117.98  Total 21201.30
06/30/22  Round up 1132.77  Investment 21500.10  Total 22632.87
07/30/22  Round up 1372.95  Investment 22042.54  Total 23415.49
08/31/22  Round up 1459.92  Investtment 23530.05 Total 24989.97
09/30/22  Round up 1448.77  Investment  23662.64 Total 25111.41
10/31/22  Round up 1653.35  Investment  27970.70 Total 29624.05
11/20/22  Round up 1888.20  Investment  30821.32 Total 32709.52
12/31/22  Round up 1930.61  Investment  30827.38 Total 32757.99

1/31/23   Round up 2191.57   Investment  34746.35 Total 36937.92
2/28/23   Round up 2250.62   Investment  34618.49 Total 36869.11
3/31/23   Round Up 2414.73   Investment  38034.42 Total 40449.55
4/30/23   Round Up 2593.99   Investment  41109.71 Total 43784.70
5/31/23   Round Up 2704.05   Investment  40744.42 Total 43448.47
6/30/23   Round Up 2964.89   Investment  45358.97 Total 48323.86
7/31/23   Round Up 3186.85   Investment  48247.88 Total 51434.53
8/31/23   Round Up 3246.18   Investment  46405.95 Total 49652.13
9/30/23   Round Up 3198.44  Investment   45198.55 Total 48396.99
10/31/23 Round Up 3302.66   Investment  45110.26 Total 48412.92
11/30/23 Round Up 3699.72  Investment   49541.50 Total 53241.22
12/31/23 Round Up 4031.71  Investment   53525.05 Total 57556.75

01/31/24 Round Up 4157.69  Investment   53274.08  Total 57431.77
02/29/24 Round Up 4438.66  Investment   55297.24  Total 59735.90
03/30/24 Round Up 4629.61  Investment   58364.23  Total 62993.84

Slow and steady increase this month

getsorted

  • Handlebar Stache
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  • Posts: 1800
  • Age: 42
  • Location: Deepest Midwest
Re: Race from 10 to 100k!!
« Reply #4033 on: April 01, 2024, 03:18:48 PM »
Update:

August 2023:       $10,171
November 2023:  $12,224
December 2023:  $13,048
January 2024:     $14,724
February 2024:    $15,805
March 2024:        $16,391

Air

  • 5 O'Clock Shadow
  • *
  • Posts: 7
  • Age: 32
  • Location: EU
Re: Race from 10 to 100k!!
« Reply #4034 on: April 01, 2024, 11:54:45 PM »
Personal expenses went higher than anticipated. This balanced with an erratic payment happening twice in March-'24, instead of the usual once.
Increased the 'Aim' of May-'24 due to a recently discovered payment coming through.
2023       Added       Total       2024       Aim       Added       SR       Total       
Jan-23               0 K   |    Jan-24        2.7 K        3.6 K       80%        33.1 K       
Feb-23               0 K   |    Feb-24        2.3 K        2.5 K       65%        36.7 K       
Mar-23               0 K   |    Mar-24        2.1 K        2.5 K       51%        40.4 K       
Apr-23        0 K        0 K   |    Apr-24        2.3 K        2.5 K       %        0 K       
May-23        8 K        8 K   |    May-24        8.3 K        0 K       %        0 K       
Jun-23        7.4 K        15.4 K   |    Jun-24        2.3 K        0 K       %        0 K       
Jul-23        0.3 K        15.7 K   |    Jul-24        2.3 K        0 K       %        0 K       
Aug-23        4 K        19.7 K   |    Aug-24        2.3 K        0 K       %        0 K       
Sep-23        -0.1 K        19.6 K   |    Sep-24        2.3 K        0 K       %        0 K       
Oct-23        2.5 K        22.1 K   |    Oct-24        2.3 K        0 K       %        0 K       
Nov-23        1.9 K        24 K   |    Nov-24        2.3 K        0 K       %        0 K       
Dec-23        1.3 K        25.4 K   |    Dec-24        2.3 K        0 K       %        0 K       


Dutch Comfort

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  • Location: Europe
Re: Race from 10 to 100k!!
« Reply #4035 on: April 02, 2024, 12:55:13 AM »
Tracking cash savings and liquid investments (so excluding pensions and house value and my DH cash savings, since he has his own account which I'm not tracking)

December 2020: EUR 25,141
December 2021: EUR 40,501
December 2022: EUR 50,344
December 2023: EUR 51,366

January 2024: EUR 51,666
February 2024: EUR 52,399
March 2024: EUR 53,690

Goal for 2024: EUR 55K

Slow and steady! Next month will be around the same and after that (in May) the amount will decrease for all the payments of our travel expenses. Fortunately, I was promised a decent salary increase (waiting for the paperwork to get this sorted), so the goal for end of 2024 is still within reach!

Treedream

  • Stubble
  • **
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Re: Race from 10 to 100k!!
« Reply #4036 on: April 04, 2024, 07:55:12 AM »
01/06/2018: -60
01/01/2019: 2.875
01/07/2019: 9.288
01/08/2019: 10.485
01/09/2019: 11.554
28/09/2019: 12.182
24/10/2019: 13.082
26/11/2019: 14,311
01/02/2020: 15.260
29/04/2020: 18.544
31/05/2020: 21.280

Big gap

01/12/2022: 21.636
01/01/2023: 22.315
01/02/2023: 23.270
01/03/2023: 24.052
01/04/2023: 24.755
01/05/2023: 25,649

01/09/2023:  53,363 (house purchase)
01/10/2023:  54,611
01/11/2023:  56,135
01/12/2023:  57,492
01/01/2024:  59,606  Investments: 550
01/02/2024:  60,227  Investments: 619
01/03/2024: 61,450  Investments: 684

01/04/2024: 62,453 + 1,003 Investments: 756 + 72

Ze Stash

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  • *
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  • Age: 31
Re: Race from 10 to 100k!!
« Reply #4037 on: April 09, 2024, 07:50:38 AM »
Net worth:
01/01/2019: -    109,47
01/02/2019:      269,41 (+   378,88 )
01/03/2019:      890,47 (+   621,06 )
01/04/2019:   1.767,70 (+   877,23 )
01/05/2019:   3.755,46 (+1.987,76 )
01/06/2019:   4.814,83 (+1.059,37 )
01/07/2019:   5.959,50 (+1.144,67 )
01/08/2019:   7.116,94 (+1.157,44 )
01/09/2019:   9.855,39 (+2.738,45 )
01/10/2019:   9.718,18 (-   137,21 )
01/11/2019: 10.726,98 (+1.008,80 )
01/12/2019: 11.773,70 (+1.046,72 )
01/01/2020: 12.979,27 (+1.205,57 )
01/02/2020: 14.363,54 (+1.384,27 )
01/03/2020: 15.039,09 (+   675,56 )
01/04/2020: 15.456,74 (+   417,65 )
01/05/2020: 16.903,74 (+1.447,00 )
01/06/2020: 17.847,51 (+   943,77 )
01/07/2020: 19.991,35 (+2.143,84 )
01/08/2020: 23.859,77 (+3.868,42 )
01/09/2020: 27.705,58 (+3.845,81 )
01/10/2020: 28.348,92 (+   643,34 )
01/11/2020: 29.975,77 (+1.626,85 )
01/12/2020: 32.157,81 (+2.182,04 )
01/01/2021: 37.536,36 (+5.378,55 )
01/02/2021: 39.128,65 (+1.592,29 )
01/03/2021: 43.488,25 (+4.359,60 )
01/04/2021: 50.227,75 (+6.739,50 )
01/05/2021: 50.942,27 (+   714,52 )
01/06/2021: 45.969,23 (- 4.973,04 )
01/07/2021: 47.887,98 (+1.918,75 )
01/08/2021: 50.361,49 (+2.473,51 )
01/09/2021: 55.538,44 (+5.176,95 )
01/10/2021: 55.405,64 (-    132,80 )
01/11/2021: 62.397,76 (+6.992,12 )
01/12/2021: 62.957,50 (+   559,74 )
01/01/2022: 62.444,54 (-    512,96 )
01/02/2022: 57.130,55 (- 5.313,99 )
01/03/2022: 59.780,50 (+2.649,95 )
01/04/2022: 63.814,15 (+4.033,65 )
01/05/2022: 60.816,35 (- 2.997,80 )
01/06/2022: 55.643,44 (- 5.172,91 )
01/07/2022: 49.784,34 (- 5.859,10 )
01/08/2022: 56.777,07 (+6.992,73 )
01/09/2022: 56.724,00 (-     53,07 )
01/10/2022: 55.855,44 (-   868,56 )
01/11/2022: 57.699,49 (+1.844,05 )
01/12/2022: 56.415,91 (- 1.283,58 )
01/01/2023: 56.475,06 (+    59,15 )
01/02/2023: 59.646,67 (+3.171,61 )
01/03/2023: 60.002,28 (+  355,61 )
01/04/2023: 63.066,29 (+3.064,01 )
01/05/2023: 62.039,59 (-1.026,70 )
01/06/2023: 64.461,16 (+2.421,57 )
01/07/2023: 68.526,22 (+4.065,06 )
01/03/2024: 84.950,64 (+16.424,42 )

09/04/2024: 91.972,24 (+7.021,60 )

Forgot to update at the beginning of the month. Markets and BTC are still trending upwards. I haven't received my bonus yet and am expecting a tax refund of a little over 2k , in total this should be roughly 10k . Hopefully the payouts happen soon, as I'm a little cash stripped right now and I don't want to sell any investments.

TyGuy

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  • Age: 30
  • Location: Oregon
Re: Race from 10 to 100k!!
« Reply #4038 on: April 10, 2024, 06:01:10 PM »

09/04/2024: 91.972,24 (+7.021,60 )

Forgot to update at the beginning of the month. Markets and BTC are still trending upwards. I haven't received my bonus yet and am expecting a tax refund of a little over 2k , in total this should be roughly 10k . Hopefully the payouts happen soon, as I'm a little cash stripped right now and I don't want to sell any investments.


Great progress! I would recommend you create a small "emergency fund" so you are not cash strapped in the future when expenses arise by surprise. Both Betterment and Wealthfront offer a 5% APY account that is great place to hold this money. Think 1-2 month expenses (minimum). Cheers!

Ze Stash

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  • Age: 31
Re: Race from 10 to 100k!!
« Reply #4039 on: April 11, 2024, 07:08:15 AM »

09/04/2024: 91.972,24 (+7.021,60 )

Forgot to update at the beginning of the month. Markets and BTC are still trending upwards. I haven't received my bonus yet and am expecting a tax refund of a little over 2k , in total this should be roughly 10k . Hopefully the payouts happen soon, as I'm a little cash stripped right now and I don't want to sell any investments.


Great progress! I would recommend you create a small "emergency fund" so you are not cash strapped in the future when expenses arise by surprise. Both Betterment and Wealthfront offer a 5% APY account that is great place to hold this money. Think 1-2 month expenses (minimum). Cheers!

Thank you for the advice, I'm currently building it back up. I used to have around 10k as an emergency fund, usually my expenses are around 2k a month. I'm currently working on a professional certification which has cost 10k since last summer, and then had to spend around 9k on short notice because of the breakup to buy my ex-girlfriend out of all the co-owned possenssions. I had planned for the certification costs, not so much for the breakup costs ;)

I'm not worried at all about liquidity. All investments could be sold on short notice, there are credit cards which have interest free grace periods and if anything horrible should happen family could help out as well. The comment was more so out of reluctancy to sell any investments, as so far I've only ever bought.

Dutch Comfort

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Re: Race from 10 to 100k!!
« Reply #4040 on: May 01, 2024, 01:16:09 AM »
Tracking cash savings and liquid investments (so excluding pensions and house value and my DH cash savings, since he has his own account which I'm not tracking)

December 2020: EUR 25,141
December 2021: EUR 40,501
December 2022: EUR 50,344
December 2023: EUR 51,366

January 2024: EUR 51,666
February 2024: EUR 52,399
March 2024: EUR 53,690
April 2024: EUR 54,036

Goal for 2024: EUR 55K

Just the normal additions to our funds. No major things. Next month the amount will go down, since we have to pay for all our travel arrangements for our big trip! And we're also planning an early repayment of our mortgage, which will decrease the amount. Salary increase was formalised, so as from next month this should kick in. However, DS will start his braces, so the next 18-ish months we will have a monthly payment for this as this is not fully covered by our insurance (total estimated costs are around EUR 4K).

Treedream

  • Stubble
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  • Posts: 206
  • Location: Netherlands
Re: Race from 10 to 100k!!
« Reply #4041 on: May 01, 2024, 04:00:32 AM »
01/06/2018: -60
01/01/2019: 2.875
01/02/2020: 15.260

31/05/2020: 21.280

Big gap

01/12/2022: 21.636
01/01/2023: 22.315

01/05/2023: 25,649

01/09/2023:  53,363 (house purchase)

01/01/2024: 59,606  Investments: 550
01/02/2024: 60,227  Investments: 619
01/03/2024: 61,450  Investments: 684
01/04/2024: 62,453  Investments: 756

01/05/2024: 63,096 + 643 Investments: 795 + 39

I had some unexpected expenses crop up, which meant this motnh was less successful than expected. But still unwards and upwards. Total includes the house and E-fund.
« Last Edit: May 06, 2024, 02:50:52 AM by Treedream »

Air

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  • Posts: 7
  • Age: 32
  • Location: EU
Re: Race from 10 to 100k!!
« Reply #4042 on: May 01, 2024, 12:45:07 PM »
2023       Added       Total       2024       Aim       Added       SR       Total       
Jan-23               0 K   |    Jan-24        2.7 K        3.6 K       80%        33.1 K       
Feb-23               0 K   |    Feb-24        2.3 K        2.5 K       65%        36.7 K       
Mar-23               0 K   |    Mar-24        2.1 K        2.5 K       51%        40.4 K       
Apr-23        0 K        0 K   |    Apr-24        2.3 K        2.5 K       51%        42.4 K       
May-23        8 K        8 K   |    May-24        8.3 K        2.1 K       %        0 K       
Jun-23        7.4 K        15.4 K   |    Jun-24        2.3 K        0 K       %        0 K       
Jul-23        0.3 K        15.7 K   |    Jul-24        2.3 K        0 K       %        0 K       
Aug-23        4 K        19.7 K   |    Aug-24        2.3 K        0 K       %        0 K       
Sep-23        -0.1 K        19.6 K   |    Sep-24        2.3 K        0 K       %        0 K       
Oct-23        2.5 K        22.1 K   |    Oct-24        2.3 K        0 K       %        0 K       
Nov-23        1.9 K        24 K   |    Nov-24        2.3 K        0 K       %        0 K       
Dec-23        1.3 K        25.4 K   |    Dec-24        2.3 K        0 K       %        0 K       

Ze Stash

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  • Posts: 72
  • Age: 31
Re: Race from 10 to 100k!!
« Reply #4043 on: May 02, 2024, 02:05:08 AM »
Net worth:
01/01/2019: -    109,47
01/02/2019:      269,41 (+   378,88 )
01/03/2019:      890,47 (+   621,06 )
01/04/2019:   1.767,70 (+   877,23 )
01/05/2019:   3.755,46 (+1.987,76 )
01/06/2019:   4.814,83 (+1.059,37 )
01/07/2019:   5.959,50 (+1.144,67 )
01/08/2019:   7.116,94 (+1.157,44 )
01/09/2019:   9.855,39 (+2.738,45 )
01/10/2019:   9.718,18 (-   137,21 )
01/11/2019: 10.726,98 (+1.008,80 )
01/12/2019: 11.773,70 (+1.046,72 )
01/01/2020: 12.979,27 (+1.205,57 )
01/02/2020: 14.363,54 (+1.384,27 )
01/03/2020: 15.039,09 (+   675,56 )
01/04/2020: 15.456,74 (+   417,65 )
01/05/2020: 16.903,74 (+1.447,00 )
01/06/2020: 17.847,51 (+   943,77 )
01/07/2020: 19.991,35 (+2.143,84 )
01/08/2020: 23.859,77 (+3.868,42 )
01/09/2020: 27.705,58 (+3.845,81 )
01/10/2020: 28.348,92 (+   643,34 )
01/11/2020: 29.975,77 (+1.626,85 )
01/12/2020: 32.157,81 (+2.182,04 )
01/01/2021: 37.536,36 (+5.378,55 )
01/02/2021: 39.128,65 (+1.592,29 )
01/03/2021: 43.488,25 (+4.359,60 )
01/04/2021: 50.227,75 (+6.739,50 )
01/05/2021: 50.942,27 (+   714,52 )
01/06/2021: 45.969,23 (- 4.973,04 )
01/07/2021: 47.887,98 (+1.918,75 )
01/08/2021: 50.361,49 (+2.473,51 )
01/09/2021: 55.538,44 (+5.176,95 )
01/10/2021: 55.405,64 (-    132,80 )
01/11/2021: 62.397,76 (+6.992,12 )
01/12/2021: 62.957,50 (+   559,74 )
01/01/2022: 62.444,54 (-    512,96 )
01/02/2022: 57.130,55 (- 5.313,99 )
01/03/2022: 59.780,50 (+2.649,95 )
01/04/2022: 63.814,15 (+4.033,65 )
01/05/2022: 60.816,35 (- 2.997,80 )
01/06/2022: 55.643,44 (- 5.172,91 )
01/07/2022: 49.784,34 (- 5.859,10 )
01/08/2022: 56.777,07 (+6.992,73 )
01/09/2022: 56.724,00 (-     53,07 )
01/10/2022: 55.855,44 (-   868,56 )
01/11/2022: 57.699,49 (+1.844,05 )
01/12/2022: 56.415,91 (- 1.283,58 )
01/01/2023: 56.475,06 (+    59,15 )
01/02/2023: 59.646,67 (+3.171,61 )
01/03/2023: 60.002,28 (+  355,61 )
01/04/2023: 63.066,29 (+3.064,01 )
01/05/2023: 62.039,59 (-1.026,70 )
01/06/2023: 64.461,16 (+2.421,57 )
01/07/2023: 68.526,22 (+4.065,06 )
01/03/2024: 84.950,64 (+16.424,42 )
09/04/2024: 91.972,24 (+7.021,60 )

01/05/2024: 88.249,54 (-3.722,70 )

I received the first part of my bonus, 3k net. The downswing is mostly due to BTC coming down a bit again.

comicguy

  • Stubble
  • **
  • Posts: 158
Re: Race from 10 to 100k!!
« Reply #4044 on: May 04, 2024, 04:19:37 AM »
April update

01/26/22  Round Up 642.33    Investment  9911.44   Total 10553.77
02/26/22  Round Up 752.42    Investment 12408.26  Total 13160.68
03/25/22  Round UP 897.57    Investment 17291.64  Total 18189.21
04/30/22  Round up 971.36    Investment 18713.79  Total 19685.15
05/29/22  Round up 1083.32  Investment 20117.98  Total 21201.30
06/30/22  Round up 1132.77  Investment 21500.10  Total 22632.87
07/30/22  Round up 1372.95  Investment 22042.54  Total 23415.49
08/31/22  Round up 1459.92  Investtment 23530.05 Total 24989.97
09/30/22  Round up 1448.77  Investment  23662.64 Total 25111.41
10/31/22  Round up 1653.35  Investment  27970.70 Total 29624.05
11/20/22  Round up 1888.20  Investment  30821.32 Total 32709.52
12/31/22  Round up 1930.61  Investment  30827.38 Total 32757.99

1/31/23   Round up 2191.57   Investment  34746.35 Total 36937.92
2/28/23   Round up 2250.62   Investment  34618.49 Total 36869.11
3/31/23   Round Up 2414.73   Investment  38034.42 Total 40449.55
4/30/23   Round Up 2593.99   Investment  41109.71 Total 43784.70
5/31/23   Round Up 2704.05   Investment  40744.42 Total 43448.47
6/30/23   Round Up 2964.89   Investment  45358.97 Total 48323.86
7/31/23   Round Up 3186.85   Investment  48247.88 Total 51434.53
8/31/23   Round Up 3246.18   Investment  46405.95 Total 49652.13
9/30/23   Round Up 3198.44  Investment   45198.55 Total 48396.99
10/31/23 Round Up 3302.66   Investment  45110.26 Total 48412.92
11/30/23 Round Up 3699.72  Investment   49541.50 Total 53241.22
12/31/23 Round Up 4031.71  Investment   53525.05 Total 57556.75

01/31/24 Round Up 4157.69  Investment   53274.08  Total 57431.77
02/29/24 Round Up 4438.66  Investment   55297.24  Total 59735.90
03/30/24 Round Up 4629.61  Investment   58364.23  Total 62993.84
04/30/24 Round Up 4748.39  Investment   57798.31  Total 62546.70

Dlight decrease this month but I am confident that it will go back up (fingers crossed)

getsorted

  • Handlebar Stache
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  • Location: Deepest Midwest
Re: Race from 10 to 100k!!
« Reply #4045 on: May 06, 2024, 01:37:36 PM »
Update:

August 2023:       $10,171
November 2023:  $12,224
December 2023:  $13,048
January 2024:     $14,724
February 2024:    $15,805
March 2024:        $16,391
May 2024:           $16,329

Well, that's no fun.

Ze Stash

  • 5 O'Clock Shadow
  • *
  • Posts: 72
  • Age: 31
Re: Race from 10 to 100k!!
« Reply #4046 on: May 29, 2024, 09:01:00 AM »
Net worth:
01/01/2019: -    109,47
01/02/2019:      269,41 (+   378,88 )
01/03/2019:      890,47 (+   621,06 )
01/04/2019:   1.767,70 (+   877,23 )
01/05/2019:   3.755,46 (+1.987,76 )
01/06/2019:   4.814,83 (+1.059,37 )
01/07/2019:   5.959,50 (+1.144,67 )
01/08/2019:   7.116,94 (+1.157,44 )
01/09/2019:   9.855,39 (+2.738,45 )
01/10/2019:   9.718,18 (-   137,21 )
01/11/2019: 10.726,98 (+1.008,80 )
01/12/2019: 11.773,70 (+1.046,72 )
01/01/2020: 12.979,27 (+1.205,57 )
01/02/2020: 14.363,54 (+1.384,27 )
01/03/2020: 15.039,09 (+   675,56 )
01/04/2020: 15.456,74 (+   417,65 )
01/05/2020: 16.903,74 (+1.447,00 )
01/06/2020: 17.847,51 (+   943,77 )
01/07/2020: 19.991,35 (+2.143,84 )
01/08/2020: 23.859,77 (+3.868,42 )
01/09/2020: 27.705,58 (+3.845,81 )
01/10/2020: 28.348,92 (+   643,34 )
01/11/2020: 29.975,77 (+1.626,85 )
01/12/2020: 32.157,81 (+2.182,04 )
01/01/2021: 37.536,36 (+5.378,55 )
01/02/2021: 39.128,65 (+1.592,29 )
01/03/2021: 43.488,25 (+4.359,60 )
01/04/2021: 50.227,75 (+6.739,50 )
01/05/2021: 50.942,27 (+   714,52 )
01/06/2021: 45.969,23 (- 4.973,04 )
01/07/2021: 47.887,98 (+1.918,75 )
01/08/2021: 50.361,49 (+2.473,51 )
01/09/2021: 55.538,44 (+5.176,95 )
01/10/2021: 55.405,64 (-    132,80 )
01/11/2021: 62.397,76 (+6.992,12 )
01/12/2021: 62.957,50 (+   559,74 )
01/01/2022: 62.444,54 (-    512,96 )
01/02/2022: 57.130,55 (- 5.313,99 )
01/03/2022: 59.780,50 (+2.649,95 )
01/04/2022: 63.814,15 (+4.033,65 )
01/05/2022: 60.816,35 (- 2.997,80 )
01/06/2022: 55.643,44 (- 5.172,91 )
01/07/2022: 49.784,34 (- 5.859,10 )
01/08/2022: 56.777,07 (+6.992,73 )
01/09/2022: 56.724,00 (-     53,07 )
01/10/2022: 55.855,44 (-   868,56 )
01/11/2022: 57.699,49 (+1.844,05 )
01/12/2022: 56.415,91 (- 1.283,58 )
01/01/2023: 56.475,06 (+    59,15 )
01/02/2023: 59.646,67 (+3.171,61 )
01/03/2023: 60.002,28 (+  355,61 )
01/04/2023: 63.066,29 (+3.064,01 )
01/05/2023: 62.039,59 (-1.026,70 )
01/06/2023: 64.461,16 (+2.421,57 )
01/07/2023: 68.526,22 (+4.065,06 )
01/03/2024: 84.950,64 (+16.424,42 )
09/04/2024: 91.972,24 (+7.021,60 )
01/05/2024: 88.249,54 (-3.722,70 )

29/05/2024: 101.041,39 (+12.791,85 )

The update comes a few days early, since I just crossed 100k for the first time today. I received the 2nd part of my bonus (still 2 parts remaining) with my may-salary, which pushed me above 100k . I fully expect to bounce back below 100k a few times, since a significant part of my stash is invested in volatile assets, which can be seen by the large swings. Savings in may were just above 3k because of the bonus. Feels surreal to finally have crossed that number for the first time, since I did not expect it this soon. Savings were not what I had planned them to be for at least the last year, so most of the increase since last summer is due to the market and BTC upswing.

Log

  • Pencil Stache
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  • Location: San Francisco
Re: Race from 10 to 100k!!
« Reply #4047 on: May 30, 2024, 10:51:49 AM »
Just crested $20k today 🎉

comicguy

  • Stubble
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  • Posts: 158
Re: Race from 10 to 100k!!
« Reply #4048 on: June 01, 2024, 04:17:28 AM »
May update

01/26/22  Round Up 642.33    Investment  9911.44   Total 10553.77
02/26/22  Round Up 752.42    Investment 12408.26  Total 13160.68
03/25/22  Round UP 897.57    Investment 17291.64  Total 18189.21
04/30/22  Round up 971.36    Investment 18713.79  Total 19685.15
05/29/22  Round up 1083.32  Investment 20117.98  Total 21201.30
06/30/22  Round up 1132.77  Investment 21500.10  Total 22632.87
07/30/22  Round up 1372.95  Investment 22042.54  Total 23415.49
08/31/22  Round up 1459.92  Investtment 23530.05 Total 24989.97
09/30/22  Round up 1448.77  Investment  23662.64 Total 25111.41
10/31/22  Round up 1653.35  Investment  27970.70 Total 29624.05
11/20/22  Round up 1888.20  Investment  30821.32 Total 32709.52
12/31/22  Round up 1930.61  Investment  30827.38 Total 32757.99

1/31/23   Round up 2191.57   Investment  34746.35 Total 36937.92
2/28/23   Round up 2250.62   Investment  34618.49 Total 36869.11
3/31/23   Round Up 2414.73   Investment  38034.42 Total 40449.55
4/30/23   Round Up 2593.99   Investment  41109.71 Total 43784.70
5/31/23   Round Up 2704.05   Investment  40744.42 Total 43448.47
6/30/23   Round Up 2964.89   Investment  45358.97 Total 48323.86
7/31/23   Round Up 3186.85   Investment  48247.88 Total 51434.53
8/31/23   Round Up 3246.18   Investment  46405.95 Total 49652.13
9/30/23   Round Up 3198.44  Investment   45198.55 Total 48396.99
10/31/23 Round Up 3302.66   Investment  45110.26 Total 48412.92
11/30/23 Round Up 3699.72  Investment   49541.50 Total 53241.22
12/31/23 Round Up 4031.71  Investment   53525.05 Total 57556.75

01/31/24 Round Up 4157.69  Investment   53274.08  Total 57431.77
02/29/24 Round Up 4438.66  Investment   55297.24  Total 59735.90
03/30/24 Round Up 4629.61  Investment   58364.23  Total 62993.84
04/30/24 Round Up 4748.39  Investment   57798.31  Total 62546.70
05/31/24 Round Up 4964.89  Investment   58705.38  Total 63670.27


Dutch Comfort

  • Bristles
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  • Posts: 435
  • Location: Europe
Re: Race from 10 to 100k!!
« Reply #4049 on: June 03, 2024, 02:23:40 AM »
Tracking cash savings and liquid investments (so excluding pensions and house value and my DH cash savings, since he has his own account which I'm not tracking)

December 2020: EUR 25,141
December 2021: EUR 40,501
December 2022: EUR 50,344
December 2023: EUR 51,366

January 2024: EUR 51,666
February 2024: EUR 52,399
March 2024: EUR 53,690
April 2024: EUR 54,036
May 2024: EUR 48,507

Goal for 2024: EUR 55K

As expected, the total went down because of payments for our holiday. We're so fortunate to just be able to pay such a wonderful trip from available funds (and I did not even have to sell securities for this, just from savings)! Next month will be a "normal" month, but July will be another downward move, after which we will go up again! Goal is still within reach.

@Ze Stash : There are 6 figures in your message!!!!! Congrats!