Race from 10 to 100k!!

[Warlord1986]

As of March 5, I have $100,068 invested with Victory Capital. :) I know that's not a lot compared to what other people have saved up, but I'm low income and made some sacrifices to get to this point, and the past few years had some serious challenges. I'm pretty happy to have made it to this point. :)

I also have $36K in the state retirement system. 

[getsorted]

As of March 5, I have $100,068 invested with Victory Capital. :) I know that's not a lot compared to what other people have saved up, but I'm low income and made some sacrifices to get to this point, and the past few years had some serious challenges. I'm pretty happy to have made it to this point. :)

I also have $36K in the state retirement system.

That's amazing! As a fellow low-income-er, consider me incredibly impressed! Congratulations!

[mgardner88]

As of March 5, I have $100,068 invested with Victory Capital. :) I know that's not a lot compared to what other people have saved up, but I'm low income and made some sacrifices to get to this point, and the past few years had some serious challenges. I'm pretty happy to have made it to this point. :)

I also have $36K in the state retirement system.

Way to go!! 100k was a tough one for me to break through. It felt like it got easier after that. I also have money in my state retirement system (PERS), I find it hard to calculate but I include my portion in my net worth because if I ever left I could in theory cash that amount out. The pension amount is a whole nother beast that i havent figured out how to add into my retirement calculations just yet. See you in the next race!

[msministache]

Hi! Id like to join the race:)

My numbers so far:
Jan - $53021
Feb - $60487
March - $65256

This year I will have few major expenses, but still I would like to reach 100K before 2025!

[JAYSLOL]

Hi! Id like to join the race:)

My numbers so far:
Jan - $53021
Feb - $60487
March - $65256

This year I will have few major expenses, but still I would like to reach 100K before 2025!

Welcome, and good luck with hitting the $100k milestone!

[msministache]

Hi! Id like to join the race:)

My numbers so far:
Jan - $53021
Feb - $60487
March - $65256

This year I will have few major expenses, but still I would like to reach 100K before 2025!

Welcome, and good luck with hitting the $100k milestone!

Thank you! Hope I'll be posting my "I graduated" message soon :)

[comicguy]

March update

01/26/22  Round Up 642.33    Investment  9911.44   Total 10553.77
02/26/22  Round Up 752.42    Investment 12408.26  Total 13160.68
03/25/22  Round UP 897.57    Investment 17291.64  Total 18189.21
04/30/22  Round up 971.36    Investment 18713.79  Total 19685.15
05/29/22  Round up 1083.32  Investment 20117.98  Total 21201.30
06/30/22  Round up 1132.77  Investment 21500.10  Total 22632.87
07/30/22  Round up 1372.95  Investment 22042.54  Total 23415.49
08/31/22  Round up 1459.92  Investtment 23530.05 Total 24989.97
09/30/22  Round up 1448.77  Investment  23662.64 Total 25111.41
10/31/22  Round up 1653.35  Investment  27970.70 Total 29624.05
11/20/22  Round up 1888.20  Investment  30821.32 Total 32709.52
12/31/22  Round up 1930.61  Investment  30827.38 Total 32757.99

1/31/23   Round up 2191.57   Investment  34746.35 Total 36937.92
2/28/23   Round up 2250.62   Investment  34618.49 Total 36869.11
3/31/23   Round Up 2414.73   Investment  38034.42 Total 40449.55
4/30/23   Round Up 2593.99   Investment  41109.71 Total 43784.70
5/31/23   Round Up 2704.05   Investment  40744.42 Total 43448.47
6/30/23   Round Up 2964.89   Investment  45358.97 Total 48323.86
7/31/23   Round Up 3186.85   Investment  48247.88 Total 51434.53
8/31/23   Round Up 3246.18   Investment  46405.95 Total 49652.13
9/30/23   Round Up 3198.44  Investment   45198.55 Total 48396.99
10/31/23 Round Up 3302.66   Investment  45110.26 Total 48412.92
11/30/23 Round Up 3699.72  Investment   49541.50 Total 53241.22
12/31/23 Round Up 4031.71  Investment   53525.05 Total 57556.75

01/31/24 Round Up 4157.69  Investment   53274.08  Total 57431.77
02/29/24 Round Up 4438.66  Investment   55297.24  Total 59735.90
03/30/24 Round Up 4629.61  Investment   58364.23  Total 62993.84

Slow and steady increase this month

[getsorted]

Update:

August 2023:       $10,171
November 2023:  $12,224
December 2023:  $13,048
January 2024:     $14,724
February 2024:    $15,805
March 2024:        $16,391

[Air]

Personal expenses went higher than anticipated. This balanced with an erratic payment happening twice in March-'24, instead of the usual once.
Increased the 'Aim' of May-'24 due to a recently discovered payment coming through.

2023

Added

Total

2024

Aim

Added

SR

Total

Jan-23

€ 0 K

|

Jan-24

€ 2.7 K

€ 3.6 K

80%

€ 33.1 K

Feb-23

€ 0 K

|

Feb-24

€ 2.3 K

€ 2.5 K

65%

€ 36.7 K

Mar-23

€ 0 K

|

Mar-24

€ 2.1 K

€ 2.5 K

51%

€ 40.4 K

Apr-23

€ 0 K

€ 0 K

|

Apr-24

€ 2.3 K

€ 2.5 K

%

€ 0 K

May-23

€ 8 K

€ 8 K

|

May-24

€ 8.3 K

€ 0 K

%

€ 0 K

Jun-23

€ 7.4 K

€ 15.4 K

|

Jun-24

€ 2.3 K

€ 0 K

%

€ 0 K

Jul-23

€ 0.3 K

€ 15.7 K

|

Jul-24

€ 2.3 K

€ 0 K

%

€ 0 K

Aug-23

€ 4 K

€ 19.7 K

|

Aug-24

€ 2.3 K

€ 0 K

%

€ 0 K

Sep-23

€ -0.1 K

€ 19.6 K

|

Sep-24

€ 2.3 K

€ 0 K

%

€ 0 K

Oct-23

€ 2.5 K

€ 22.1 K

|

Oct-24

€ 2.3 K

€ 0 K

%

€ 0 K

Nov-23

€ 1.9 K

€ 24 K

|

Nov-24

€ 2.3 K

€ 0 K

%

€ 0 K

Dec-23

€ 1.3 K

€ 25.4 K

|

Dec-24

€ 2.3 K

€ 0 K

%

€ 0 K

[Dutch Comfort]

Tracking cash savings and liquid investments (so excluding pensions and house value and my DH cash savings, since he has his own account which I'm not tracking)

December 2020: EUR 25,141
December 2021: EUR 40,501
December 2022: EUR 50,344
December 2023: EUR 51,366

January 2024: EUR 51,666
February 2024: EUR 52,399
March 2024: EUR 53,690

Goal for 2024: EUR 55K

Slow and steady! Next month will be around the same and after that (in May) the amount will decrease for all the payments of our travel expenses. Fortunately, I was promised a decent salary increase (waiting for the paperwork to get this sorted), so the goal for end of 2024 is still within reach!

[Treedream]

01/06/2018: -€60
01/01/2019: €2.875
01/07/2019: €9.288
01/08/2019: €10.485
01/09/2019: €11.554
28/09/2019: €12.182
24/10/2019: €13.082
26/11/2019: €14,311
01/02/2020: €15.260
29/04/2020: €18.544
31/05/2020: €21.280

Big gap

01/12/2022: € 21.636
01/01/2023: € 22.315
01/02/2023: € 23.270
01/03/2023: € 24.052
01/04/2023: € 24.755
01/05/2023: € 25,649

01/09/2023:  €53,363 (house purchase)
01/10/2023:  €54,611
01/11/2023:  €56,135
01/12/2023:  €57,492
01/01/2024:  €59,606  Investments: €550
01/02/2024:  €60,227  Investments: €619
01/03/2024: € 61,450  Investments: €684

01/04/2024: € 62,453 + € 1,003 Investments: € 756 + € 72

[Ze Stash]

Net worth:
01/01/2019: -    109,47 €
01/02/2019:      269,41 € (+   378,88 €)
01/03/2019:      890,47 € (+   621,06 €)
01/04/2019:   1.767,70 € (+   877,23 €)
01/05/2019:   3.755,46 € (+1.987,76 €)
01/06/2019:   4.814,83 € (+1.059,37 €)
01/07/2019:   5.959,50 € (+1.144,67 €)
01/08/2019:   7.116,94 € (+1.157,44 €)
01/09/2019:   9.855,39 € (+2.738,45 €)
01/10/2019:   9.718,18 € (-   137,21 €)
01/11/2019: 10.726,98 € (+1.008,80 €)
01/12/2019: 11.773,70 € (+1.046,72 €)
01/01/2020: 12.979,27 € (+1.205,57 €)
01/02/2020: 14.363,54 € (+1.384,27 €)
01/03/2020: 15.039,09 € (+   675,56 €)
01/04/2020: 15.456,74 € (+   417,65 €)
01/05/2020: 16.903,74 € (+1.447,00 €)
01/06/2020: 17.847,51 € (+   943,77 €)
01/07/2020: 19.991,35 € (+2.143,84 €)
01/08/2020: 23.859,77 € (+3.868,42 €)
01/09/2020: 27.705,58 € (+3.845,81 €)
01/10/2020: 28.348,92 € (+   643,34 €)
01/11/2020: 29.975,77 € (+1.626,85 €)
01/12/2020: 32.157,81 € (+2.182,04 €)
01/01/2021: 37.536,36 € (+5.378,55 €)
01/02/2021: 39.128,65 € (+1.592,29 €)
01/03/2021: 43.488,25 € (+4.359,60 €)
01/04/2021: 50.227,75 € (+6.739,50 €)
01/05/2021: 50.942,27 € (+   714,52 €)
01/06/2021: 45.969,23 € (- 4.973,04 €)
01/07/2021: 47.887,98 € (+1.918,75 €)
01/08/2021: 50.361,49 € (+2.473,51 €)
01/09/2021: 55.538,44 € (+5.176,95 €)
01/10/2021: 55.405,64 € (-    132,80 €)
01/11/2021: 62.397,76 € (+6.992,12 €)
01/12/2021: 62.957,50 € (+   559,74 €)
01/01/2022: 62.444,54 € (-    512,96 €)
01/02/2022: 57.130,55 € (- 5.313,99 €)
01/03/2022: 59.780,50 € (+2.649,95 €)
01/04/2022: 63.814,15 € (+4.033,65 €)
01/05/2022: 60.816,35 € (- 2.997,80 €)
01/06/2022: 55.643,44 € (- 5.172,91 €)
01/07/2022: 49.784,34 € (- 5.859,10 €)
01/08/2022: 56.777,07 € (+6.992,73 €)
01/09/2022: 56.724,00 € (-     53,07 €)
01/10/2022: 55.855,44 € (-   868,56 €)
01/11/2022: 57.699,49 € (+1.844,05 €)
01/12/2022: 56.415,91 € (- 1.283,58 €)
01/01/2023: 56.475,06 € (+    59,15 €)
01/02/2023: 59.646,67 € (+3.171,61 €)
01/03/2023: 60.002,28 € (+  355,61 €)
01/04/2023: 63.066,29 € (+3.064,01 €)
01/05/2023: 62.039,59 € (-1.026,70 €)
01/06/2023: 64.461,16 € (+2.421,57 €)
01/07/2023: 68.526,22 € (+4.065,06 €)
01/03/2024: 84.950,64 € (+16.424,42 €)

09/04/2024: 91.972,24 € (+7.021,60 €)

Forgot to update at the beginning of the month. Markets and BTC are still trending upwards. I haven't received my bonus yet and am expecting a tax refund of a little over 2k €, in total this should be roughly 10k €. Hopefully the payouts happen soon, as I'm a little cash stripped right now and I don't want to sell any investments.

[TyGuy]

09/04/2024: 91.972,24 € (+7.021,60 €)

Forgot to update at the beginning of the month. Markets and BTC are still trending upwards. I haven't received my bonus yet and am expecting a tax refund of a little over 2k €, in total this should be roughly 10k €. Hopefully the payouts happen soon, as I'm a little cash stripped right now and I don't want to sell any investments.

Great progress! I would recommend you create a small "emergency fund" so you are not cash strapped in the future when expenses arise by surprise. Both Betterment and Wealthfront offer a 5% APY account that is great place to hold this money. Think 1-2 month expenses (minimum). Cheers!

[Ze Stash]

09/04/2024: 91.972,24 € (+7.021,60 €)

Forgot to update at the beginning of the month. Markets and BTC are still trending upwards. I haven't received my bonus yet and am expecting a tax refund of a little over 2k €, in total this should be roughly 10k €. Hopefully the payouts happen soon, as I'm a little cash stripped right now and I don't want to sell any investments.

Great progress! I would recommend you create a small "emergency fund" so you are not cash strapped in the future when expenses arise by surprise. Both Betterment and Wealthfront offer a 5% APY account that is great place to hold this money. Think 1-2 month expenses (minimum). Cheers!

Thank you for the advice, I'm currently building it back up. I used to have around 10k as an emergency fund, usually my expenses are around 2k a month. I'm currently working on a professional certification which has cost 10k since last summer, and then had to spend around 9k on short notice because of the breakup to buy my ex-girlfriend out of all the co-owned possenssions. I had planned for the certification costs, not so much for the breakup costs ;)

I'm not worried at all about liquidity. All investments could be sold on short notice, there are credit cards which have interest free grace periods and if anything horrible should happen family could help out as well. The comment was more so out of reluctancy to sell any investments, as so far I've only ever bought.

[Dutch Comfort]

Tracking cash savings and liquid investments (so excluding pensions and house value and my DH cash savings, since he has his own account which I'm not tracking)

December 2020: EUR 25,141
December 2021: EUR 40,501
December 2022: EUR 50,344
December 2023: EUR 51,366

January 2024: EUR 51,666
February 2024: EUR 52,399
March 2024: EUR 53,690
April 2024: EUR 54,036

Goal for 2024: EUR 55K

Just the normal additions to our funds. No major things. Next month the amount will go down, since we have to pay for all our travel arrangements for our big trip! And we're also planning an early repayment of our mortgage, which will decrease the amount. Salary increase was formalised, so as from next month this should kick in. However, DS will start his braces, so the next 18-ish months we will have a monthly payment for this as this is not fully covered by our insurance (total estimated costs are around EUR 4K).

[Treedream]

01/06/2018: -€60
01/01/2019: €2.875
01/02/2020: €15.260

31/05/2020: €21.280

Big gap

01/12/2022: € 21.636
01/01/2023: € 22.315

01/05/2023: € 25,649

01/09/2023:  €53,363 (house purchase)

01/01/2024: € 59,606  Investments: €550
01/02/2024: € 60,227  Investments: €619
01/03/2024: € 61,450  Investments: €684
01/04/2024: € 62,453  Investments: €756

01/05/2024: € 63,096 + € 643 Investments: € 795 + € 39

I had some unexpected expenses crop up, which meant this motnh was less successful than expected. But still unwards and upwards. Total includes the house and E-fund.

[Air]

2023

Added

Total

2024

Aim

Added

SR

Total

Jan-23

€ 0 K

|

Jan-24

€ 2.7 K

€ 3.6 K

80%

€ 33.1 K

Feb-23

€ 0 K

|

Feb-24

€ 2.3 K

€ 2.5 K

65%

€ 36.7 K

Mar-23

€ 0 K

|

Mar-24

€ 2.1 K

€ 2.5 K

51%

€ 40.4 K

Apr-23

€ 0 K

€ 0 K

|

Apr-24

€ 2.3 K

€ 2.5 K

51%

€ 42.4 K

May-23

€ 8 K

€ 8 K

|

May-24

€ 8.3 K

€ 2.1 K

%

€ 0 K

Jun-23

€ 7.4 K

€ 15.4 K

|

Jun-24

€ 2.3 K

€ 0 K

%

€ 0 K

Jul-23

€ 0.3 K

€ 15.7 K

|

Jul-24

€ 2.3 K

€ 0 K

%

€ 0 K

Aug-23

€ 4 K

€ 19.7 K

|

Aug-24

€ 2.3 K

€ 0 K

%

€ 0 K

Sep-23

€ -0.1 K

€ 19.6 K

|

Sep-24

€ 2.3 K

€ 0 K

%

€ 0 K

Oct-23

€ 2.5 K

€ 22.1 K

|

Oct-24

€ 2.3 K

€ 0 K

%

€ 0 K

Nov-23

€ 1.9 K

€ 24 K

|

Nov-24

€ 2.3 K

€ 0 K

%

€ 0 K

Dec-23

€ 1.3 K

€ 25.4 K

|

Dec-24

€ 2.3 K

€ 0 K

%

€ 0 K

[Ze Stash]

Net worth:
01/01/2019: -    109,47 €
01/02/2019:      269,41 € (+   378,88 €)
01/03/2019:      890,47 € (+   621,06 €)
01/04/2019:   1.767,70 € (+   877,23 €)
01/05/2019:   3.755,46 € (+1.987,76 €)
01/06/2019:   4.814,83 € (+1.059,37 €)
01/07/2019:   5.959,50 € (+1.144,67 €)
01/08/2019:   7.116,94 € (+1.157,44 €)
01/09/2019:   9.855,39 € (+2.738,45 €)
01/10/2019:   9.718,18 € (-   137,21 €)
01/11/2019: 10.726,98 € (+1.008,80 €)
01/12/2019: 11.773,70 € (+1.046,72 €)
01/01/2020: 12.979,27 € (+1.205,57 €)
01/02/2020: 14.363,54 € (+1.384,27 €)
01/03/2020: 15.039,09 € (+   675,56 €)
01/04/2020: 15.456,74 € (+   417,65 €)
01/05/2020: 16.903,74 € (+1.447,00 €)
01/06/2020: 17.847,51 € (+   943,77 €)
01/07/2020: 19.991,35 € (+2.143,84 €)
01/08/2020: 23.859,77 € (+3.868,42 €)
01/09/2020: 27.705,58 € (+3.845,81 €)
01/10/2020: 28.348,92 € (+   643,34 €)
01/11/2020: 29.975,77 € (+1.626,85 €)
01/12/2020: 32.157,81 € (+2.182,04 €)
01/01/2021: 37.536,36 € (+5.378,55 €)
01/02/2021: 39.128,65 € (+1.592,29 €)
01/03/2021: 43.488,25 € (+4.359,60 €)
01/04/2021: 50.227,75 € (+6.739,50 €)
01/05/2021: 50.942,27 € (+   714,52 €)
01/06/2021: 45.969,23 € (- 4.973,04 €)
01/07/2021: 47.887,98 € (+1.918,75 €)
01/08/2021: 50.361,49 € (+2.473,51 €)
01/09/2021: 55.538,44 € (+5.176,95 €)
01/10/2021: 55.405,64 € (-    132,80 €)
01/11/2021: 62.397,76 € (+6.992,12 €)
01/12/2021: 62.957,50 € (+   559,74 €)
01/01/2022: 62.444,54 € (-    512,96 €)
01/02/2022: 57.130,55 € (- 5.313,99 €)
01/03/2022: 59.780,50 € (+2.649,95 €)
01/04/2022: 63.814,15 € (+4.033,65 €)
01/05/2022: 60.816,35 € (- 2.997,80 €)
01/06/2022: 55.643,44 € (- 5.172,91 €)
01/07/2022: 49.784,34 € (- 5.859,10 €)
01/08/2022: 56.777,07 € (+6.992,73 €)
01/09/2022: 56.724,00 € (-     53,07 €)
01/10/2022: 55.855,44 € (-   868,56 €)
01/11/2022: 57.699,49 € (+1.844,05 €)
01/12/2022: 56.415,91 € (- 1.283,58 €)
01/01/2023: 56.475,06 € (+    59,15 €)
01/02/2023: 59.646,67 € (+3.171,61 €)
01/03/2023: 60.002,28 € (+  355,61 €)
01/04/2023: 63.066,29 € (+3.064,01 €)
01/05/2023: 62.039,59 € (-1.026,70 €)
01/06/2023: 64.461,16 € (+2.421,57 €)
01/07/2023: 68.526,22 € (+4.065,06 €)
01/03/2024: 84.950,64 € (+16.424,42 €)
09/04/2024: 91.972,24 € (+7.021,60 €)

01/05/2024: 88.249,54 € (-3.722,70 €)

I received the first part of my bonus, 3k € net. The downswing is mostly due to BTC coming down a bit again.

[comicguy]

April update

01/26/22  Round Up 642.33    Investment  9911.44   Total 10553.77
02/26/22  Round Up 752.42    Investment 12408.26  Total 13160.68
03/25/22  Round UP 897.57    Investment 17291.64  Total 18189.21
04/30/22  Round up 971.36    Investment 18713.79  Total 19685.15
05/29/22  Round up 1083.32  Investment 20117.98  Total 21201.30
06/30/22  Round up 1132.77  Investment 21500.10  Total 22632.87
07/30/22  Round up 1372.95  Investment 22042.54  Total 23415.49
08/31/22  Round up 1459.92  Investtment 23530.05 Total 24989.97
09/30/22  Round up 1448.77  Investment  23662.64 Total 25111.41
10/31/22  Round up 1653.35  Investment  27970.70 Total 29624.05
11/20/22  Round up 1888.20  Investment  30821.32 Total 32709.52
12/31/22  Round up 1930.61  Investment  30827.38 Total 32757.99

1/31/23   Round up 2191.57   Investment  34746.35 Total 36937.92
2/28/23   Round up 2250.62   Investment  34618.49 Total 36869.11
3/31/23   Round Up 2414.73   Investment  38034.42 Total 40449.55
4/30/23   Round Up 2593.99   Investment  41109.71 Total 43784.70
5/31/23   Round Up 2704.05   Investment  40744.42 Total 43448.47
6/30/23   Round Up 2964.89   Investment  45358.97 Total 48323.86
7/31/23   Round Up 3186.85   Investment  48247.88 Total 51434.53
8/31/23   Round Up 3246.18   Investment  46405.95 Total 49652.13
9/30/23   Round Up 3198.44  Investment   45198.55 Total 48396.99
10/31/23 Round Up 3302.66   Investment  45110.26 Total 48412.92
11/30/23 Round Up 3699.72  Investment   49541.50 Total 53241.22
12/31/23 Round Up 4031.71  Investment   53525.05 Total 57556.75

01/31/24 Round Up 4157.69  Investment   53274.08  Total 57431.77
02/29/24 Round Up 4438.66  Investment   55297.24  Total 59735.90
03/30/24 Round Up 4629.61  Investment   58364.23  Total 62993.84
04/30/24 Round Up 4748.39  Investment   57798.31  Total 62546.70

Dlight decrease this month but I am confident that it will go back up (fingers crossed)

[getsorted]

Update:

August 2023:       $10,171
November 2023:  $12,224
December 2023:  $13,048
January 2024:     $14,724
February 2024:    $15,805
March 2024:        $16,391
May 2024:           $16,329

Well, that's no fun.

[Ze Stash]

Net worth:
01/01/2019: -    109,47 €
01/02/2019:      269,41 € (+   378,88 €)
01/03/2019:      890,47 € (+   621,06 €)
01/04/2019:   1.767,70 € (+   877,23 €)
01/05/2019:   3.755,46 € (+1.987,76 €)
01/06/2019:   4.814,83 € (+1.059,37 €)
01/07/2019:   5.959,50 € (+1.144,67 €)
01/08/2019:   7.116,94 € (+1.157,44 €)
01/09/2019:   9.855,39 € (+2.738,45 €)
01/10/2019:   9.718,18 € (-   137,21 €)
01/11/2019: 10.726,98 € (+1.008,80 €)
01/12/2019: 11.773,70 € (+1.046,72 €)
01/01/2020: 12.979,27 € (+1.205,57 €)
01/02/2020: 14.363,54 € (+1.384,27 €)
01/03/2020: 15.039,09 € (+   675,56 €)
01/04/2020: 15.456,74 € (+   417,65 €)
01/05/2020: 16.903,74 € (+1.447,00 €)
01/06/2020: 17.847,51 € (+   943,77 €)
01/07/2020: 19.991,35 € (+2.143,84 €)
01/08/2020: 23.859,77 € (+3.868,42 €)
01/09/2020: 27.705,58 € (+3.845,81 €)
01/10/2020: 28.348,92 € (+   643,34 €)
01/11/2020: 29.975,77 € (+1.626,85 €)
01/12/2020: 32.157,81 € (+2.182,04 €)
01/01/2021: 37.536,36 € (+5.378,55 €)
01/02/2021: 39.128,65 € (+1.592,29 €)
01/03/2021: 43.488,25 € (+4.359,60 €)
01/04/2021: 50.227,75 € (+6.739,50 €)
01/05/2021: 50.942,27 € (+   714,52 €)
01/06/2021: 45.969,23 € (- 4.973,04 €)
01/07/2021: 47.887,98 € (+1.918,75 €)
01/08/2021: 50.361,49 € (+2.473,51 €)
01/09/2021: 55.538,44 € (+5.176,95 €)
01/10/2021: 55.405,64 € (-    132,80 €)
01/11/2021: 62.397,76 € (+6.992,12 €)
01/12/2021: 62.957,50 € (+   559,74 €)
01/01/2022: 62.444,54 € (-    512,96 €)
01/02/2022: 57.130,55 € (- 5.313,99 €)
01/03/2022: 59.780,50 € (+2.649,95 €)
01/04/2022: 63.814,15 € (+4.033,65 €)
01/05/2022: 60.816,35 € (- 2.997,80 €)
01/06/2022: 55.643,44 € (- 5.172,91 €)
01/07/2022: 49.784,34 € (- 5.859,10 €)
01/08/2022: 56.777,07 € (+6.992,73 €)
01/09/2022: 56.724,00 € (-     53,07 €)
01/10/2022: 55.855,44 € (-   868,56 €)
01/11/2022: 57.699,49 € (+1.844,05 €)
01/12/2022: 56.415,91 € (- 1.283,58 €)
01/01/2023: 56.475,06 € (+    59,15 €)
01/02/2023: 59.646,67 € (+3.171,61 €)
01/03/2023: 60.002,28 € (+  355,61 €)
01/04/2023: 63.066,29 € (+3.064,01 €)
01/05/2023: 62.039,59 € (-1.026,70 €)
01/06/2023: 64.461,16 € (+2.421,57 €)
01/07/2023: 68.526,22 € (+4.065,06 €)
01/03/2024: 84.950,64 € (+16.424,42 €)
09/04/2024: 91.972,24 € (+7.021,60 €)
01/05/2024: 88.249,54 € (-3.722,70 €)

29/05/2024: 101.041,39 € (+12.791,85 €)

The update comes a few days early, since I just crossed 100k for the first time today. I received the 2nd part of my bonus (still 2 parts remaining) with my may-salary, which pushed me above 100k €. I fully expect to bounce back below 100k a few times, since a significant part of my stash is invested in volatile assets, which can be seen by the large swings. Savings in may were just above 3k because of the bonus. Feels surreal to finally have crossed that number for the first time, since I did not expect it this soon. Savings were not what I had planned them to be for at least the last year, so most of the increase since last summer is due to the market and BTC upswing.

[Log]

Just crested $20k today 🎉

[comicguy]

May update

01/26/22  Round Up 642.33    Investment  9911.44   Total 10553.77
02/26/22  Round Up 752.42    Investment 12408.26  Total 13160.68
03/25/22  Round UP 897.57    Investment 17291.64  Total 18189.21
04/30/22  Round up 971.36    Investment 18713.79  Total 19685.15
05/29/22  Round up 1083.32  Investment 20117.98  Total 21201.30
06/30/22  Round up 1132.77  Investment 21500.10  Total 22632.87
07/30/22  Round up 1372.95  Investment 22042.54  Total 23415.49
08/31/22  Round up 1459.92  Investtment 23530.05 Total 24989.97
09/30/22  Round up 1448.77  Investment  23662.64 Total 25111.41
10/31/22  Round up 1653.35  Investment  27970.70 Total 29624.05
11/20/22  Round up 1888.20  Investment  30821.32 Total 32709.52
12/31/22  Round up 1930.61  Investment  30827.38 Total 32757.99

1/31/23   Round up 2191.57   Investment  34746.35 Total 36937.92
2/28/23   Round up 2250.62   Investment  34618.49 Total 36869.11
3/31/23   Round Up 2414.73   Investment  38034.42 Total 40449.55
4/30/23   Round Up 2593.99   Investment  41109.71 Total 43784.70
5/31/23   Round Up 2704.05   Investment  40744.42 Total 43448.47
6/30/23   Round Up 2964.89   Investment  45358.97 Total 48323.86
7/31/23   Round Up 3186.85   Investment  48247.88 Total 51434.53
8/31/23   Round Up 3246.18   Investment  46405.95 Total 49652.13
9/30/23   Round Up 3198.44  Investment   45198.55 Total 48396.99
10/31/23 Round Up 3302.66   Investment  45110.26 Total 48412.92
11/30/23 Round Up 3699.72  Investment   49541.50 Total 53241.22
12/31/23 Round Up 4031.71  Investment   53525.05 Total 57556.75

01/31/24 Round Up 4157.69  Investment   53274.08  Total 57431.77
02/29/24 Round Up 4438.66  Investment   55297.24  Total 59735.90
03/30/24 Round Up 4629.61  Investment   58364.23  Total 62993.84
04/30/24 Round Up 4748.39  Investment   57798.31  Total 62546.70
05/31/24 Round Up 4964.89  Investment   58705.38  Total 63670.27

[Dutch Comfort]

Tracking cash savings and liquid investments (so excluding pensions and house value and my DH cash savings, since he has his own account which I'm not tracking)

December 2020: EUR 25,141
December 2021: EUR 40,501
December 2022: EUR 50,344
December 2023: EUR 51,366

January 2024: EUR 51,666
February 2024: EUR 52,399
March 2024: EUR 53,690
April 2024: EUR 54,036
May 2024: EUR 48,507

Goal for 2024: EUR 55K

As expected, the total went down because of payments for our holiday. We're so fortunate to just be able to pay such a wonderful trip from available funds (and I did not even have to sell securities for this, just from savings)! Next month will be a "normal" month, but July will be another downward move, after which we will go up again! Goal is still within reach.

@Ze Stash : There are 6 figures in your message!!!!! Congrats!

[getsorted]

August 2023:       $10,171
November 2023:  $12,224
December 2023:  $13,048
January 2024:     $14,724
February 2024:    $15,805
March 2024:        $16,391
May 2024:           $16,329
June 2024:          $16,979

[Treedream]

01/06/2018: -€60
01/01/2019: €2.875
01/02/2020: €15.260

31/05/2020: €21.280

Big gap

01/12/2022: € 21.636
01/01/2023: € 22.315

01/05/2023: € 25,649

01/09/2023:  €53,363 (house purchase)

01/01/2024: € 59,606  Investments: €550
01/02/2024: € 60,227  Investments: €619
01/03/2024: € 61,450  Investments: €684
01/04/2024: € 62,453  Investments: €756
01/05/2024: € 63,096  Investments: €795

01/06/2024: € 65,123 + € 2,027 Investments: € 925 + € 130

Holiday pay came in.

[Air]

Holiday pay came in.

Same here! Interesting how it's called holiday money; consumerist approach.

Also, tax return was processed.

2023

Added

Total

2024

Aim

Added

SR

Total

Jan-23

€ 0 K

|

Jan-24

€ 2.7 K

€ 3.6 K

80%

€ 33.1 K

Feb-23

€ 0 K

|

Feb-24

€ 2.3 K

€ 2.5 K

65%

€ 36.7 K

Mar-23

€ 0 K

|

Mar-24

€ 2.1 K

€ 2.5 K

51%

€ 40.4 K

Apr-23

€ 0 K

€ 0 K

|

Apr-24

€ 2.3 K

€ 2.5 K

51%

€ 42.4 K

May-23

€ 8 K

€ 8 K

|

May-24

€ 8.3 K

€ 2.1 K

84%

€ 44.9 K

Jun-23

€ 7.4 K

€ 15.4 K

|

Jun-24

€ 2.3 K

€ 8.1 K

%

€ 54.5 K

Jul-23

€ 0.3 K

€ 15.7 K

|

Jul-24

€ 2.3 K

€ 0 K

%

€ 0 K

Aug-23

€ 4 K

€ 19.7 K

|

Aug-24

€ 2.3 K

€ 0 K

%

€ 0 K

Sep-23

€ -0.1 K

€ 19.6 K

|

Sep-24

€ 2.3 K

€ 0 K

%

€ 0 K

Oct-23

€ 2.5 K

€ 22.1 K

|

Oct-24

€ 2.3 K

€ 0 K

%

€ 0 K

Nov-23

€ 1.9 K

€ 24 K

|

Nov-24

€ 2.3 K

€ 0 K

%

€ 0 K

Dec-23

€ 1.3 K

€ 25.4 K

|

Dec-24

€ 2.3 K

€ 0 K

%

€ 0 K

[comicguy]

June update

01/26/22  Round Up 642.33    Investment  9911.44   Total 10553.77
02/26/22  Round Up 752.42    Investment 12408.26  Total 13160.68
03/25/22  Round UP 897.57    Investment 17291.64  Total 18189.21
04/30/22  Round up 971.36    Investment 18713.79  Total 19685.15
05/29/22  Round up 1083.32  Investment 20117.98  Total 21201.30
06/30/22  Round up 1132.77  Investment 21500.10  Total 22632.87
07/30/22  Round up 1372.95  Investment 22042.54  Total 23415.49
08/31/22  Round up 1459.92  Investtment 23530.05 Total 24989.97
09/30/22  Round up 1448.77  Investment  23662.64 Total 25111.41
10/31/22  Round up 1653.35  Investment  27970.70 Total 29624.05
11/20/22  Round up 1888.20  Investment  30821.32 Total 32709.52
12/31/22  Round up 1930.61  Investment  30827.38 Total 32757.99

1/31/23   Round up 2191.57   Investment  34746.35 Total 36937.92
2/28/23   Round up 2250.62   Investment  34618.49 Total 36869.11
3/31/23   Round Up 2414.73   Investment  38034.42 Total 40449.55
4/30/23   Round Up 2593.99   Investment  41109.71 Total 43784.70
5/31/23   Round Up 2704.05   Investment  40744.42 Total 43448.47
6/30/23   Round Up 2964.89   Investment  45358.97 Total 48323.86
7/31/23   Round Up 3186.85   Investment  48247.88 Total 51434.53
8/31/23   Round Up 3246.18   Investment  46405.95 Total 49652.13
9/30/23   Round Up 3198.44  Investment   45198.55 Total 48396.99
10/31/23 Round Up 3302.66   Investment  45110.26 Total 48412.92
11/30/23 Round Up 3699.72  Investment   49541.50 Total 53241.22
12/31/23 Round Up 4031.71  Investment   53525.05 Total 57556.75

01/31/24 Round Up 4157.69  Investment   53274.08  Total 57431.77
02/29/24 Round Up 4438.66  Investment   55297.24  Total 59735.90
03/30/24 Round Up 4629.61  Investment   58364.23  Total 62993.84
04/30/24 Round Up 4748.39  Investment   57798.31  Total 62546.70
05/31/24 Round Up 4964.89  Investment   58705.38  Total 63670.27
06/29/24 Round Up 5172.00  Investment   60125.08  Total 65297.08

[Dutch Comfort]

Tracking cash savings and liquid investments (so excluding pensions and house value and my DH cash savings, since he has his own account which I'm not tracking)

December 2020: EUR 25,141
December 2021: EUR 40,501
December 2022: EUR 50,344
December 2023: EUR 51,366

January 2024: EUR 51,666
February 2024: EUR 52,399
March 2024: EUR 53,690
April 2024: EUR 54,036
May 2024: EUR 48,507
June 2024: EUR 47,806

Goal for 2024: EUR 55K

Slight decrease due to travel expenses and braces for DS. We're leaving for our big trip in 10 days, so total for July will be down as well. After that it will go up again!

[Air]

Bad month. High expenses.
Did receive some dividends though.

July will be better.

2023

Added

Total

2024

Aim

Added

SR

Total

Jan-23

€ 0 K

|

Jan-24

€ 2.7 K

€ 3.6 K

80%

€ 33.1 K

Feb-23

€ 0 K

|

Feb-24

€ 2.3 K

€ 2.5 K

65%

€ 36.7 K

Mar-23

€ 0 K

|

Mar-24

€ 2.1 K

€ 2.5 K

51%

€ 40.4 K

Apr-23

€ 0 K

€ 0 K

|

Apr-24

€ 2.3 K

€ 2.5 K

51%

€ 42.4 K

May-23

€ 8 K

€ 8 K

|

May-24

€ 8.3 K

€ 2.1 K

84%

€ 44.9 K

Jun-23

€ 7.4 K

€ 15.4 K

|

Jun-24

€ 2.3 K

€ 8.1 K

50%

€ 54.9 K

Jul-23

€ 0.3 K

€ 15.7 K

|

Jul-24

€ 2.3 K

€ 2.2 K

%

€ 57.4 K

Aug-23

€ 4 K

€ 19.7 K

|

Aug-24

€ 2.3 K

€ 0 K

%

€ 0 K

Sep-23

€ -0.1 K

€ 19.6 K

|

Sep-24

€ 2.3 K

€ 0 K

%

€ 0 K

Oct-23

€ 2.5 K

€ 22.1 K

|

Oct-24

€ 2.3 K

€ 0 K

%

€ 0 K

Nov-23

€ 1.9 K

€ 24 K

|

Nov-24

€ 2.3 K

€ 0 K

%

€ 0 K

Dec-23

€ 1.3 K

€ 25.4 K

|

Dec-24

€ 2.3 K

€ 0 K

%

€ 0 K

[getsorted]

August 2023:       $10,171
November 2023:  $12,224
December 2023:  $13,048
January 2024:     $14,724
February 2024:    $15,805
March 2024:        $16,391
May 2024:           $16,329
June 2024:          $16,979
July 2024:           $17,652

It's a slow and steady year this year.

[Treedream]

01/06/2018: -€60
01/01/2019: €2.875
01/02/2020: €15.260

31/05/2020: €21.280

Big gap

01/12/2022: € 21.636
01/01/2023: € 22.315

01/05/2023: € 25,649

01/09/2023:  €53,363 (house purchase)

01/01/2024: € 59,606  Investments: €550
01/02/2024: € 60,227  Investments: €619
01/03/2024: € 61,450  Investments: €684
01/04/2024: € 62,453  Investments: €756
01/05/2024: € 63,096  Investments: €795
01/06/2024: € 65,123  Investments: €925

01/07/2024: € € 65,498 + € 375 Investments: € 1,003 + € 78

My numbers going up will slow down from now on, as I have less income in the coming few months. Slow and steady wins the race, right? Very pleased to have crossed 10K in e-fund and 1K in investments.

[comicguy]

July update

01/26/22  Round Up 642.33    Investment  9911.44   Total 10553.77
02/26/22  Round Up 752.42    Investment 12408.26  Total 13160.68
03/25/22  Round UP 897.57    Investment 17291.64  Total 18189.21
04/30/22  Round up 971.36    Investment 18713.79  Total 19685.15
05/29/22  Round up 1083.32  Investment 20117.98  Total 21201.30
06/30/22  Round up 1132.77  Investment 21500.10  Total 22632.87
07/30/22  Round up 1372.95  Investment 22042.54  Total 23415.49
08/31/22  Round up 1459.92  Investtment 23530.05 Total 24989.97
09/30/22  Round up 1448.77  Investment  23662.64 Total 25111.41
10/31/22  Round up 1653.35  Investment  27970.70 Total 29624.05
11/20/22  Round up 1888.20  Investment  30821.32 Total 32709.52
12/31/22  Round up 1930.61  Investment  30827.38 Total 32757.99

1/31/23   Round up 2191.57   Investment  34746.35 Total 36937.92
2/28/23   Round up 2250.62   Investment  34618.49 Total 36869.11
3/31/23   Round Up 2414.73   Investment  38034.42 Total 40449.55
4/30/23   Round Up 2593.99   Investment  41109.71 Total 43784.70
5/31/23   Round Up 2704.05   Investment  40744.42 Total 43448.47
6/30/23   Round Up 2964.89   Investment  45358.97 Total 48323.86
7/31/23   Round Up 3186.85   Investment  48247.88 Total 51434.53
8/31/23   Round Up 3246.18   Investment  46405.95 Total 49652.13
9/30/23   Round Up 3198.44  Investment   45198.55 Total 48396.99
10/31/23 Round Up 3302.66   Investment  45110.26 Total 48412.92
11/30/23 Round Up 3699.72  Investment   49541.50 Total 53241.22
12/31/23 Round Up 4031.71  Investment   53525.05 Total 57556.75

01/31/24 Round Up 4157.69  Investment   53274.08  Total 57431.77
02/29/24 Round Up 4438.66  Investment   55297.24  Total 59735.90
03/30/24 Round Up 4629.61  Investment   58364.23  Total 62993.84
04/30/24 Round Up 4748.39  Investment   57798.31  Total 62546.70
05/31/24 Round Up 4964.89  Investment   58705.38  Total 63670.27
06/29/24 Round Up 5172.00  Investment   60125.08  Total 65297.08
07/31/24 Round Up 5546.11  Investment   65047.22  Total 70593.33

[getsorted]

August 2023:       $10,171
November 2023:  $12,224
December 2023:  $13,048
January 2024:     $14,724
February 2024:    $15,805
March 2024:        $16,391
May 2024:           $16,329
June 2024:          $16,979
July 2024:           $17,652
August 2024:       $17,880

[AcftW]

$43,153 - Jan 2016
$67,328 - Jan 2017   
$119,626 - Jan 2018 
$122,335 - Jan 2019


$12,307 - Jul 2024
$16,106 - Aug 2024

Well this has been a long time coming.  Haven’t posted since 2019, was up to $140k that June.  The drastic drop isn’t quite as bad as it looks because about 80k of it is now equity in the house, but 2020 was a bad time to be locked into a construction loan with prices going up on all sorts of things (lumber especially).  Went on a downhill spiral from late 2020-2023.  Looking back there were some things I could have done differently and eased a lot of the issues but I learned a lot from it. 

I hadn’t even looked at anything besides my bank account until a couple weeks ago, mostly just feeling defeated from falling so hard.  I needed a kick in the butt to hold myself accountable and when I checked everything it wasn’t quite as bad a I thought.  Leaving the previous years up to remind myself that I can do better.

Needed to vent that, back on track now!  Not including mortgage in this.

[Treedream]

01/06/2018: -€60
01/01/2019: €2.875
01/02/2020: €15.260

31/05/2020: €21.280

Big gap

01/12/2022: € 21.636
01/01/2023: € 22.315

01/05/2023: € 25,649

01/09/2023:  €53,363 (house purchase)

01/01/2024: € 59,606  Investments: €550
01/02/2024: € 60,227  Investments: €619
01/03/2024: € 61,450  Investments: €684
01/04/2024: € 62,453  Investments: €756
01/05/2024: € 63,096  Investments: €795
01/06/2024: € 65,123  Investments: €925
01/07/2024: € 65,498  Investments: €1,003

01/07/2024: € 65,897 + € 399 Investments: € 1,098 + € 95

As foreseen: slowww. just keeping chucking along.

[Dutch Comfort]

Tracking cash savings and liquid investments (so excluding pensions and house value and my DH cash savings, since he has his own account which I'm not tracking)

December 2020: EUR 25,141
December 2021: EUR 40,501
December 2022: EUR 50,344
December 2023: EUR 51,366

January 2024: EUR 51,666
February 2024: EUR 52,399
March 2024: EUR 53,690
April 2024: EUR 54,036
May 2024: EUR 48,507
June 2024: EUR 47,806
August 2024: EUR 43,684

Goal for 2024: EUR 55K

Downwards as expected, but we had a 3 week wonderful trip to China! Now we have to get back to normal, so let's start saving again and keep the eye on the ball (2024 goal). No major setbacks are expected, so upwards and onwards we go.

[Air]

Used money for August for a different project, it's to be seen whether that pays off. Still would have been red,  coming short about 200eu.
And, as we all know, it was a bad month.

2023

Added

Total

2024

Aim

Added

SR

Total

Jan-23

€ 0 K

|

Jan-24

€ 2.7 K

€ 3.6 K

80%

€ 33.1 K

Feb-23

€ 0 K

|

Feb-24

€ 2.3 K

€ 2.5 K

65%

€ 36.7 K

Mar-23

€ 0 K

|

Mar-24

€ 2.1 K

€ 2.5 K

51%

€ 40.4 K

Apr-23

€ 0 K

€ 0 K

|

Apr-24

€ 2.3 K

€ 2.5 K

51%

€ 42.4 K

May-23

€ 8 K

€ 8 K

|

May-24

€ 8.3 K

€ 2.1 K

84%

€ 44.9 K

Jun-23

€ 7.4 K

€ 15.4 K

|

Jun-24

€ 2.3 K

€ 8.1 K

50%

€ 54.9 K

Jul-23

€ 0.3 K

€ 15.7 K

|

Jul-24

€ 2.3 K

€ 2.2 K

62%

€ 57.4 K

Aug-23

€ 4 K

€ 19.7 K

|

Aug-24

€ 2.3 K

€ 1.6 K

%

€ 57.2 K

Sep-23

€ -0.1 K

€ 19.6 K

|

Sep-24

€ 2.3 K

€ 0 K

%

€ 0 K

Oct-23

€ 2.5 K

€ 22.1 K

|

Oct-24

€ 2.3 K

€ 0 K

%

€ 0 K

Nov-23

€ 1.9 K

€ 24 K

|

Nov-24

€ 2.3 K

€ 0 K

%

€ 0 K

Dec-23

€ 1.3 K

€ 25.4 K

|

Dec-24

€ 2.3 K

€ 0 K

%

€ 0 K

[comicguy]

August update

01/26/22  Round Up 642.33    Investment  9911.44   Total 10553.77
02/26/22  Round Up 752.42    Investment 12408.26  Total 13160.68
03/25/22  Round UP 897.57    Investment 17291.64  Total 18189.21
04/30/22  Round up 971.36    Investment 18713.79  Total 19685.15
05/29/22  Round up 1083.32  Investment 20117.98  Total 21201.30
06/30/22  Round up 1132.77  Investment 21500.10  Total 22632.87
07/30/22  Round up 1372.95  Investment 22042.54  Total 23415.49
08/31/22  Round up 1459.92  Investtment 23530.05 Total 24989.97
09/30/22  Round up 1448.77  Investment  23662.64 Total 25111.41
10/31/22  Round up 1653.35  Investment  27970.70 Total 29624.05
11/20/22  Round up 1888.20  Investment  30821.32 Total 32709.52
12/31/22  Round up 1930.61  Investment  30827.38 Total 32757.99

1/31/23   Round up 2191.57   Investment  34746.35 Total 36937.92
2/28/23   Round up 2250.62   Investment  34618.49 Total 36869.11
3/31/23   Round Up 2414.73   Investment  38034.42 Total 40449.55
4/30/23   Round Up 2593.99   Investment  41109.71 Total 43784.70
5/31/23   Round Up 2704.05   Investment  40744.42 Total 43448.47
6/30/23   Round Up 2964.89   Investment  45358.97 Total 48323.86
7/31/23   Round Up 3186.85   Investment  48247.88 Total 51434.53
8/31/23   Round Up 3246.18   Investment  46405.95 Total 49652.13
9/30/23   Round Up 3198.44  Investment   45198.55 Total 48396.99
10/31/23 Round Up 3302.66   Investment  45110.26 Total 48412.92
11/30/23 Round Up 3699.72  Investment   49541.50 Total 53241.22
12/31/23 Round Up 4031.71  Investment   53525.05 Total 57556.75

01/31/24 Round Up 4157.69  Investment   53274.08  Total 57431.77
02/29/24 Round Up 4438.66  Investment   55297.24  Total 59735.90
03/30/24 Round Up 4629.61  Investment   58364.23  Total 62993.84
04/30/24 Round Up 4748.39  Investment   57798.31  Total 62546.70
05/31/24 Round Up 4964.89  Investment   58705.38  Total 63670.27
06/29/24 Round Up 5172.00  Investment   60125.08  Total 65297.08
07/31/24 Round Up 5546.11  Investment   65047.22  Total 70593.33
08/31/24 Round Up 5855.79  Investment   66546.73  Total 72402.52

[Air]

Average of Aug and Sept is according to goal.
Expecting in October an extra payment of 2.2kEUR.

2023

Added

Total

2024

Aim

Added

SR

Total

Jan-23

€ 0 K

|

Jan-24

€ 2.7 K

€ 3.6 K

80%

€ 33.1 K

Feb-23

€ 0 K

|

Feb-24

€ 2.3 K

€ 2.5 K

65%

€ 36.7 K

Mar-23

€ 0 K

|

Mar-24

€ 2.1 K

€ 2.5 K

51%

€ 40.4 K

Apr-23

€ 0 K

€ 0 K

|

Apr-24

€ 2.3 K

€ 2.5 K

51%

€ 42.4 K

May-23

€ 8 K

€ 8 K

|

May-24

€ 8.3 K

€ 2.1 K

84%

€ 44.9 K

Jun-23

€ 7.4 K

€ 15.4 K

|

Jun-24

€ 2.3 K

€ 8.1 K

50%

€ 54.9 K

Jul-23

€ 0.3 K

€ 15.7 K

|

Jul-24

€ 2.3 K

€ 2.2 K

62%

€ 57.4 K

Aug-23

€ 4 K

€ 19.7 K

|

Aug-24

€ 2.3 K

€ 1.6 K

60%

€ 59.3 K

Sep-23

€ -0.1 K

€ 19.6 K

|

Sep-24

€ 2.3 K

€ 3.1 K

%

€ 0 K

Oct-23

€ 2.5 K

€ 22.1 K

|

Oct-24

€ 2.3 K

€ 0 K

%

€ 0 K

Nov-23

€ 1.9 K

€ 24 K

|

Nov-24

€ 2.3 K

€ 0 K

%

€ 0 K

Dec-23

€ 1.3 K

€ 25.4 K

|

Dec-24

€ 2.3 K

€ 0 K

%

€ 0 K

[Trifle]

Nice progress @Air!  I like your spreadsheet. 

Keep at it everyone, you're looking good.  The Race to 100k can be a long hard slog (it took me 12 years) but it goes faster after that.  You've got this!!

[AcftW]

$43,153 - Jan 2016
$67,328 - Jan 2017   
$119,626 - Jan 2018 
$122,335 - Jan 2019


$12,307 - Jul 2024
$16,106 - Aug 2024
$18,542 - Sep 2024

[Log]

3/7/2024 NW: $11.4k

Just crested $20k today 🎉

I'm just short of $30k now, I'll cross the line when I get paid on Thursday!

So I've been at a pretty steady rate of increase of $10k every 3 months since joining this thread! Continuing at that rate I'd hit $100k in a little less than two more years, but I plan to be back with the $40k update much sooner than 3 months from now (:

I think this "race" thread is really the most important one. I mentioned in another thread that I was doing some back-of-the-napkin math using the "stock market doubles every 7 years" rule of thumb, and realized that getting to somewhere around $100k in the next few years (while I'm still in my late 20s/early 30s) would easily set me up for a (quite rich) traditional retirement in my 60s. Any more contributions beyond that point are just gravy - some combination of working less and getting more rich.

[Dutch Comfort]

Tracking cash savings and liquid investments (so excluding pensions and house value and my DH cash savings, since he has his own account which I'm not tracking)

December 2020: EUR 25,141
December 2021: EUR 40,501
December 2022: EUR 50,344
December 2023: EUR 51,366

January 2024: EUR 51,666
February 2024: EUR 52,399
March 2024: EUR 53,690
April 2024: EUR 54,036
May 2024: EUR 48,507
June 2024: EUR 47,806
July 2024: EUR 43,684
August 2024: EUR 46,364

Goal for 2024: EUR 55K

A nice increase for this month, thanks to markets and the monthly credit card bill which was lower than expected (we spent less during our holiday than we originally envisaged).
Now upwards and onwards to the end of the year. 4 months of diligent savings to go!!!!

[getsorted]

August 2023:       $10,171
November 2023:  $12,224
December 2023:  $13,048
January 2024:     $14,724
February 2024:    $15,805
March 2024:        $16,391
May 2024:           $16,329
June 2024:          $16,979
July 2024:           $17,652
August 2024:       $17,880
September 2024: $18,792

[comicguy]

September update

01/26/22  Round Up 642.33    Investment  9911.44   Total 10553.77
02/26/22  Round Up 752.42    Investment 12408.26  Total 13160.68
03/25/22  Round UP 897.57    Investment 17291.64  Total 18189.21
04/30/22  Round up 971.36    Investment 18713.79  Total 19685.15
05/29/22  Round up 1083.32  Investment 20117.98  Total 21201.30
06/30/22  Round up 1132.77  Investment 21500.10  Total 22632.87
07/30/22  Round up 1372.95  Investment 22042.54  Total 23415.49
08/31/22  Round up 1459.92  Investtment 23530.05 Total 24989.97
09/30/22  Round up 1448.77  Investment  23662.64 Total 25111.41
10/31/22  Round up 1653.35  Investment  27970.70 Total 29624.05
11/20/22  Round up 1888.20  Investment  30821.32 Total 32709.52
12/31/22  Round up 1930.61  Investment  30827.38 Total 32757.99

1/31/23   Round up 2191.57   Investment  34746.35 Total 36937.92
2/28/23   Round up 2250.62   Investment  34618.49 Total 36869.11
3/31/23   Round Up 2414.73   Investment  38034.42 Total 40449.55
4/30/23   Round Up 2593.99   Investment  41109.71 Total 43784.70
5/31/23   Round Up 2704.05   Investment  40744.42 Total 43448.47
6/30/23   Round Up 2964.89   Investment  45358.97 Total 48323.86
7/31/23   Round Up 3186.85   Investment  48247.88 Total 51434.53
8/31/23   Round Up 3246.18   Investment  46405.95 Total 49652.13
9/30/23   Round Up 3198.44  Investment   45198.55 Total 48396.99
10/31/23 Round Up 3302.66   Investment  45110.26 Total 48412.92
11/30/23 Round Up 3699.72  Investment   49541.50 Total 53241.22
12/31/23 Round Up 4031.71  Investment   53525.05 Total 57556.75

01/31/24 Round Up 4157.69  Investment   53274.08  Total 57431.77
02/29/24 Round Up 4438.66  Investment   55297.24  Total 59735.90
03/30/24 Round Up 4629.61  Investment   58364.23  Total 62993.84
04/30/24 Round Up 4748.39  Investment   57798.31  Total 62546.70
05/31/24 Round Up 4964.89  Investment   58705.38  Total 63670.27
06/29/24 Round Up 5172.00  Investment   60125.08  Total 65297.08
07/31/24 Round Up 5546.11  Investment   65047.22  Total 70593.33
08/31/24 Round Up 5855.79  Investment   66546.73  Total 72402.52
09/30/24 Round Up 6141.01  Investment   69419.67  Total 75560.68

[Dutch Comfort]

Tracking cash savings and liquid investments (so excluding pensions and house value and my DH cash savings, since he has his own account which I'm not tracking)

December 2020: EUR 25,141
December 2021: EUR 40,501
December 2022: EUR 50,344
December 2023: EUR 51,366

January 2024: EUR 51,666
February 2024: EUR 52,399
March 2024: EUR 53,690
April 2024: EUR 54,036
May 2024: EUR 48,507
June 2024: EUR 47,806
July 2024: EUR 43,684
August 2024: EUR 46,364
September 2024: EUR 48,190

Goal for 2024: EUR 55K

Had a good month, we're back on track! Unfortunately, our house need a roof repair (no DIY job.... we need to hire someone to do it for us), so this will be done in October and will put the balance down. Goal for 2024 will definitely be a stretch now......

[AcftW]

$43,153 - Jan 2016
$67,328 - Jan 2017     
$119,626 - Jan 2018   
$122,335 - Jan 2019

$12,307 - Jul 2024
$16,106 - Aug 2024
$18,542 - Sep 2024
$19,083 - Oct 2024

Had some necessary expenses before winter so the monthly savings is down from the last few months but October should be back to normal.

[Treedream]

01/06/2018: -€60
01/01/2019: €2.875
01/02/2020: €15.260

31/05/2020: €21.280

Big gap

01/12/2022: € 21.636
01/01/2023: € 22.315

01/05/2023: € 25,649

01/09/2023:  €53,363 (house purchase)

01/01/2024: € 59,606  Investments: €550
01/02/2024: € 60,227  Investments: €619
01/03/2024: € 61,450  Investments: €684
01/04/2024: € 62,453  Investments: €756
01/05/2024: € 63,096  Investments: €795
01/06/2024: € 65,123  Investments: €925
01/07/2024: € 65,498  Investments: €1,003
01/08/2024: € 65,897  Investments: € 1,098

01/10/2024: € 66,805.47 + € 443 Investments: € 1,514 + € 180

I think I skipped a month of updates. Ah well. Still slow going.

[getsorted]

August 2023:       $10,171
November 2023:  $12,224
December 2023:  $13,048
January 2024:     $14,724
February 2024:    $15,805
March 2024:        $16,391
May 2024:           $16,329
June 2024:          $16,979
July 2024:           $17,652
August 2024:       $17,880
September 2024: $18,792
October 2024:      $19,428