Author Topic: Race from 10 to 100k!!  (Read 1061066 times)

mgardner88

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Re: Race from 10 to 100k!!
« Reply #3400 on: February 05, 2021, 09:04:28 AM »
7/1/2020: $46,295
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)

jdhansen

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Re: Race from 10 to 100k!!
« Reply #3401 on: February 06, 2021, 12:33:31 PM »
6/14/2020  $50,099
7/1/2020    $51,768
8/1/2020    $56,146
9/5/2020    $59,010
10/2/2020  $62,038
10/30/2020 $61,623
12/3/2020  $70,606.90
1/1/2021    $72,663
2/6/2021    $110,058

Well, the goal has been achieved much quicker than expected after losing my job.  Turns out the pension that was offered at the previous employer cashes you out if you haven't vested, so we were able to roll $30K into our IRA.  Not the way I expected to achieve the goal, but nice to have reached this milestone.  6 years ago when DW and I agreed to get out of debt and start saving didn't think we would ever get to this point.

Good job to everyone who is keeping on their path and I'll see you all in the next thread.


kaposzta

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Re: Race from 10 to 100k!!
« Reply #3402 on: February 09, 2021, 02:11:19 AM »
July 12, 2019: $66,565
Aug 1, 2019: $68,207 (+2.47%, +$1,642)
Aug 29, 2019: $69,931 (+2.53%, +$1,724)
Sept 29, 2019: $71,138 (+1.73%, +$1,207)
Oct 31, 2019: $71,517 (+0.53%, +$379)
Nov 29, 2019: $73,138 (+2.27%, +$1,621)
Jan 01, 2020: $74,276 (+1.56%, +$1,138)
Feb 06, 2020: $73,621 (-0.88%, -$655)
March 05, 2020: $74,517 (+1.22%, +$896)
No data for April, I lost my interest seeing the losses :)
May 05, 2020: $68,620 (-8.59%, -$5,897)
June 04, 2020: $70,345 (+2.51%, +$1,725)
July 02, 2020: $72,483 (+3.04%, +$2,138)
August 05, 2020: $74,655 (+3.00%, +$2,172)
Sept 03, 2020: $75,241 (+0.78%, +$586)
Oct 01, 2020: $77,551 (+3.07%, +$2,310)
Nov 05, 2020: $79,310 (+2.27%, +$1,759)
Dec 04, 2020: $81,241 (+2.43%, +$1,931)
Jan 04, 2021: $83,207 (+2.38%, +$1,931 <- same as in Nov :) )
Feb 05, 2021: $82,000 (-1.45%, -$1,207)

January is the most expensive month in the year, because this is when I send half of the yearly utility fees to my wife (who then pays utilities in each month to the service provider). Moreover, this is the time of the year when we transfer a small amount to our little daughter's investment account. And, I usually put the yearly total of my monthly child tax credit (~$400/year) into my child's envelope, which we use for buying stuff for her. And, my investments performed quite bad (-4%) in January.

On the bright side, since I had quite a lot of cash laying around after selling an ETF in December, I could buy more ETFs at this "cheap" price :)
In addition, this was my best month as a domainer, I sold 4 domains for a total of $1500. I'm reinvesting the profit to further improve my business. This was an exceptional month, and I do not expect anything similar this year.

I hope my ETFs go up this month, and hopefully I'll receive my long-awaited overtime payment ($120) and employee referral ($800) from my workplace. I also expect a strong SR (>65%), so I'm aiming $85,000 this month.
« Last Edit: May 06, 2021, 07:47:24 AM by kaposzta »

DieHard_772

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Re: Race from 10 to 100k!!
« Reply #3403 on: February 11, 2021, 11:08:36 AM »
Wow @DieHard_772 - you're hitting it hard - Yee haw:)

Thanks @Rosy .  I hope steady progress is occurring for you too

DieHard_772

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Re: Race from 10 to 100k!!
« Reply #3404 on: February 11, 2021, 11:11:05 AM »

Getting closer and closer to the end of this race. I hope to finish by spring/summer this year :)

Great job @haypug16.  Keep it up

Rosy

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Re: Race from 10 to 100k!!
« Reply #3405 on: February 13, 2021, 06:45:48 AM »
My stash has reached $79,000 (assuming a 20% loss on whatever gets pulled out of my 401k), which is larger than my remaining mortgage and student loan balances combined. Feels good.

Congrats @Kazyan  - a milestone like that is a true game-changer!

JCGreen

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Re: Race from 10 to 100k!!
« Reply #3406 on: February 13, 2021, 12:41:24 PM »

I do not include my savings to buy expensive "fun items" like new cellphone, electronics etc. as it is not very big. My checking account is also not included as it has money I will likely spend this month. Goal for 2021 is to make it to $100K. - Aiming for June

Net worth:
2017:
Dec2017:$7800
2018
Apr2018:$13,200
Aug2018:$22,800
Sep2018: $23,645
Oct2018: $23,658
Nov2018: $23,948 (+$290)
Dec2018: $23,960 (+12)
2019
Jan2019: $27,100 (+3140)
Feb2019: $29,443 (+2343)
Mar2019: $31,603 (+2160)
Apr2019: $33,959 (+2356)
May2019: $33,933 (-$26)
Jun2019: $37,928 (+3995)
Jul2019: $39,736 (+1808)
Aug2019: $39,918 (+182)
Sep2019: $34,179 (-5739)
Oct2019: $38,091 (+3912)
Nov2019: $39,867 (+1776)
Dec2019: $43836 (+$3968)
2020
Jan2020:$45,839 (+$2003)
Feb2020:$43,345 (-$2494)
Mar2020:$39,081 (-$4264)
Apr2020:$47,551 (+$9470)
May2020:$51,613 (+$4,061)
Jun2020:$56,760 (+$5147)
Jul2020:$61,567 (+$4,807)
Aug2020:$68,102 (+$6,535)
Sep2020:$68,212(+$109)
Oct2020:$68,976 (+$763)
Nov2020:$76,790 (+$7,814)
Dec2020:$82,778 (+$5,987)

Jan2021:$89,090.47 (+$6,321.50) - Posting late due to some family stuff. I will say I am impressed how much faster this last 3rd is going. In the 40-50k region, I was gaining 1-2k/month. Now I am gaining 4k/month. I really haven't changed how much I contribute. Good job to everyone closing in on their goals! Even if you didn't meet your goals for the year, you are likely better off this year than last year! 

TerrierTown

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Re: Race from 10 to 100k!!
« Reply #3407 on: February 17, 2021, 04:47:34 AM »
01 Jun 2019 NW 44,112
01 Jul 2019 NW 46,737  (+2,625)
02 Apr 2020 NW 61,865 (+15,128)
15 Aug 2020 NW 73,912 (+12,047)
15 Dec 2020 NW 80,781 (+6,869)
17 Jan 2021 NW 83,923 (+3,142)
17 Feb 2021 NW 86,418 (+2,495)


Rosy

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Re: Race from 10 to 100k!!
« Reply #3408 on: February 23, 2021, 09:03:58 AM »
GOAL - $100K by Dec 2021

$  4,588 June 2017
$ 10,117 Dec 2017

$ 10,715 Jan 2018
$ 31,034 Dec 2018
       
$ 31,094 Jan 2019
$ 50,000 Dec 2019

$ 53,000 Jan 2020
$ 85,000 Dec 2020

$ 86,863 Jan 2021
$ 92,800 Feb 2021

PROJECTED - March $95,200 - we'll see:).

bcbaseballman

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Re: Race from 10 to 100k!!
« Reply #3409 on: February 24, 2021, 07:06:16 AM »
Spread sheet is updated and ready for March numbers! Excited to see how everyone is doing.

https://docs.google.com/spreadsheets/d/1aBcGP8d7UD2oJif5IMSY9xmi8sIcRWKYRUswL1FE-ZM/edit?usp=sharing

Tinker

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Re: Race from 10 to 100k!!
« Reply #3410 on: February 24, 2021, 08:50:35 AM »
worse than i should be doing. As to whether or not my splurges are deserving of facepunches, we'll see in a couple of months...

catlady

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Re: Race from 10 to 100k!!
« Reply #3411 on: February 25, 2021, 03:00:33 PM »
 
2020
2021
25 Jan
   
$48 938 (+$26 476)
25 Feb
   
$50 686.73 (+$ 1748)
25 Sept
 
$11 699.98
 
25 Oct
 
$15 171.88 (+$3,471.9)
 
25 Nov
 
$17,631.78 (+$2,459.90)
 
25 Dec
 
$22,462.17 (+$4,830.39)
 

Spoiler: show
 Could be better, could be worse 🤷


BobTheBuilder

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Re: Race from 10 to 100k!!
« Reply #3412 on: February 26, 2021, 02:54:40 AM »
58,231 - First update in a while. Go :-)

Trifele

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Re: Race from 10 to 100k!!
« Reply #3413 on: February 26, 2021, 02:56:36 AM »
58,231 - First update in a while. Go :-)

Go Bob Go!  :)

Imma

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Re: Race from 10 to 100k!!
« Reply #3414 on: February 26, 2021, 11:17:28 AM »
April 2019: 10094.35
May 2019: 11629.87
June 2019: 12728.63
July 2019: 13021,33
August 2019: 10363,95
September 2019: 10338.28
October: 11128.59
November: 11227,46
December: 11991,27
January: 12576,72
February: 11904,39
March: 10425,32
April: 11830,70
May: 12154,67
June: 14634,19
July: 15345,09
August: 16444,46
September: 17108,60
October: 16687,93
November: 17762,62
December: 19386,94
January: 20649.69
February: 22021,64

Goals for 2021:
Savings: 10.000
Investments: 25.000

Ever since I started my new job last autumn I have been able to move up to the next big number every month, and I'm up two this month! From 20 to 22! It's exciting to see those big numbers change. A couple of years ago I was happy when I made a few hundred of progress.

Stubblestache

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Re: Race from 10 to 100k!!
« Reply #3415 on: February 27, 2021, 11:37:58 AM »

July 2018: 20,385
October 2018: 24,504
January 2019: 25, 295
April 2019: 33,844
July 2019: 38,667
October 2019: 38,588
January 2020: 43,260
April  2020:  38,094
July 2020: 49,062.35
August 2020: 50,172 just over halfway! :)
Sept 2020: 55,556
Oct 2020 : 56,42
Nov 2020: 57.565 absolute hammering in the markets this month!!!
Dec 2020 : 62,368
Jan 2021 64,542
Feb 2021 66,616 Markets fell out a bit this week and I had a dabble in the Gamestop mania (came out unscathed but slightly up to entry).




March 2021 67,305 - I was over 70k earlier this month! Markets have completely shit the bed. Look forward to looking back at this in X number of years and it barely even registering as a dip in the market.

JCGreen

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Re: Race from 10 to 100k!!
« Reply #3416 on: February 27, 2021, 01:11:12 PM »
I do not include my savings to buy expensive "fun items" like new cellphone, electronics etc. as it is not very big. My checking account is also not included as it has money I will likely spend this month. Goal for 2021 is to make it to $100K. - Aiming for June

Net worth:
2017:
Dec2017:$7800
2018
Apr2018:$13,200
Aug2018:$22,800
Sep2018: $23,645
Oct2018: $23,658
Nov2018: $23,948 (+$290)
Dec2018: $23,960 (+12)
2019
Jan2019: $27,100 (+3140)
Feb2019: $29,443 (+2343)
Mar2019: $31,603 (+2160)
Apr2019: $33,959 (+2356)
May2019: $33,933 (-$26)
Jun2019: $37,928 (+3995)
Jul2019: $39,736 (+1808)
Aug2019: $39,918 (+182)
Sep2019: $34,179 (-5739)
Oct2019: $38,091 (+3912)
Nov2019: $39,867 (+1776)
Dec2019: $43836 (+$3968)
2020
Jan2020:$45,839 (+$2003)
Feb2020:$43,345 (-$2494)
Mar2020:$39,081 (-$4264)
Apr2020:$47,551 (+$9470)
May2020:$51,613 (+$4,061)
Jun2020:$56,760 (+$5147)
Jul2020:$61,567 (+$4,807)
Aug2020:$68,102 (+$6,535)
Sep2020:$68,212(+$109)
Oct2020:$68,976 (+$763)
Nov2020:$76,790 (+$7,814)
Dec2020:$82,778 (+$5,987)
2021
Jan2021:$89,090 (+$6,321)
Feb2021:$86,608.20 (-$2482.27) The drop is entirely from the stock market dropping. It will probably go up next month, a little bit of extra money should get added to the stock market next month due to a bonus from work.

GatorNation

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Re: Race from 10 to 100k!!
« Reply #3417 on: February 27, 2021, 04:58:48 PM »
Jan 1, 2020- ($106,695.56)
Dec 1, 2020- $16,441.11   
Jan 1, 2021-  $26,005.07   
Feb 1, 2021-  $38,479.28
Mar 1, 2021-  $50,563.25

Serendip

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Re: Race from 10 to 100k!!
« Reply #3418 on: February 27, 2021, 09:42:32 PM »
Dec '17    18,146
Jan '18     23,607
Dec '18    48,380
Dec '19    60,746
Jan '20     63,186
May '20    62,300
June '20   63,000
July '20    58,562
Oct '20     60,900

Dec '20    62,900
Jan '21    65,400
Feb '21    67,600

(!!!)
Had to pay out $800 in dental work (with another $700 of work coming up).
So glad I have a little emergency fund exactly for things like this!
:)
« Last Edit: February 27, 2021, 09:46:12 PM by Serendip »

Ze Stash

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Re: Race from 10 to 100k!!
« Reply #3419 on: February 28, 2021, 09:56:19 AM »
Net worth:
01/01/2019: -    109,47
01/02/2019:      269,41 (+   378,88 )
01/03/2019:      890,47 (+   621,06 )
01/04/2019:   1.767,70 (+   877,23 )
01/05/2019:   3.755,46 (+1.987,76 )
01/06/2019:   4.814,83 (+1.059,37 )
01/07/2019:   5.959,50 (+1.144,67 )
01/08/2019:   7.116,94 (+1.157,44 )
01/09/2019:   9.855,39 (+2.738,45 )
01/10/2019:   9.718,18 (-    137,21 )
01/11/2019: 10.726,98 (+1.008,80 )
01/12/2019: 11.773,70 (+1.046,72 )
01/01/2020: 12.979,27 (+1.205,57 )
01/02/2020: 14.363,54 (+1.384,27 )
01/03/2020: 15.039,09 (+   675,56 )
01/04/2020: 15.456,74 (+   417,65 )
01/05/2020: 16.903,74 (+1.447,00 )
01/06/2020: 17.847,51 (+   943,77 )
01/07/2020: 19.991,35 (+2.143,84 )
01/08/2020: 23.859,77 (+3.868,42 )
01/09/2020: 27.705,58 (+3.845,81 )
01/10/2020: 28.348,92 (+   643,34 )
01/11/2020: 29.975,77 (+1.626,85 )
01/12/2020: 32.157,81 (+2.182,04 )
01/01/2021: 37.536,36 (+5.378,55 )
01/02/2021: 39.128,65 (+1.592,29 )

01/03/2021: 43.488,25 (+4.359,60 )

Roughly 1,3k of that gain were savings. It was already at almost 48k, but then BTC came back down again. I started last summer with less than 5 % in crypto, now it's up to almost 30 % without any additional investments into crypto. It's crazy, but all additional investments still go into ETFs.

hal

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Re: Race from 10 to 100k!!
« Reply #3420 on: February 28, 2021, 11:03:57 AM »
MonthInvested TNW
Aug 2020$7,009.45$44,173.61
Sep 2020$11,791.74$44,286.81
Oct 2020$31,492.96$64,282.56
Nov 2020$41,576.98$73,480.24
Dec 2020$50,880.91$81,261.12
Jan 2021$57,339.00$89,777.45
Feb 2021$64,586.53$97,514.01

Back to a more normal month, spending wise. These numbers were looking better until a dip late in the month. Oh well, time to keep chugging along. Savings rate for the month was 65%.

As an aside, I think I'll stay in this group until my invested amount is $100k, as that was my original intention. But for further races, I might consider using total net worth instead. That's because in February, my wife found out that she landed her dream job in the Bay Area... so we'll have to move out there. As a consequence, we're considering whether we should start aggressively saving for a down payment (or increase emergency fund) in cash. But that's for when we get past $100k invested... hopefully soon.
« Last Edit: February 28, 2021, 11:13:03 AM by hal »

Tass

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Re: Race from 10 to 100k!!
« Reply #3421 on: February 28, 2021, 05:32:45 PM »
Jul 17$6.2k
Aug 17$6.8k
Sept 17$8.2k
Oct 17$9.0k
Nov 17$9.9k
Dec 17$11.1k
Jan 18$12.1k
Feb 18$13.6k
Mar 18$15.1k
Apr 18$16.6k
May 18$17.7k
Jun 18$18.5k
Jul 18$20.2k
Aug 18$20.8k
Sept 18$22.2k
Oct 18$21.7k
Nov 18$22.5k
Dec 18$22.4k
Jan 19$24.7k
Feb 19$27.2k
Mar 19$29.3k
Apr 19$31.3k
May 19$31.5k
Jun 19$33.3k
Jul 19$35.1k
Aug 19$36.7k
Sep 19$38.6k
Oct 19$40.2k
Nov 19$42.6k
Dec 19$44.6k
Jan 20$49.0k
Feb 20$46.5k
Mar 20$42.7k
Apr 20$47.5k
May 20$50.6k
Jun 20$53.5k
Jul 20$58.5k
Aug 20$63.0k
Sept 20$63.2k
Sept 20$62.9k
Nov 20$69.9k
Dec 20$75.0k
Jan 21$76.2k

Feb 21: $79.0k

Right now I'm predicting ~$90k by the end of this year. Given my plans to get a new job and move across the country, I could easily exceed that or fall well short. We'll see!

Dutch Comfort

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Re: Race from 10 to 100k!!
« Reply #3422 on: March 01, 2021, 01:05:32 AM »
Tracking investments, emergency fund and additional pension investments (all to be used to retire together with SO!)
(not tracking company pension investments, house value and current accounts / special project savings)

15 May 2020: EUR 17,034 (started tracking)
15 December 2020: EUR 23,325

31 January 2021: EUR 24,040
28 February 2021: EUR 25,103
(2021 goal: EUR 35K)

YES!!!! Crossed the EUR 25K mark. And having the first two digits change upward every month is very motivating! I just hope I can keep up and have this change every month, so I will reach my 2021 goal.

regenaeb

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Re: Race from 10 to 100k!!
« Reply #3423 on: March 01, 2021, 07:06:30 AM »
11/30/20 - SEP Balance $ 15524.45 + Roth $ 1770.76 - Student loan balance $ 6897.45 = $ 10,397.76
12/30/20 - SEP Balance $ 16106.09 + Roth $ 1813.94 - Student loan balance $ 6306.71 = $ 11,613.32

01/29/21 - SEP + Roth $ 20,139.02 - Student loan balance $ 5,316.32 = $ 14,822.70
02/28/21 - SEP + Roth $ 21,680.41 - Student loan balance $ 4,000.15 = $ 17,680.26

bcbaseballman

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Re: Race from 10 to 100k!!
« Reply #3424 on: March 01, 2021, 07:14:14 AM »

2018
1/31 : (5949.05)
2/28 : (5288.30)
3/31 : (4273.93)
4/30 : (2592.07)
5/31 : (629.70)
6/30 : 1,206.77
7/31 : 2,703.97
8/31: 5,651.70
9/31: 8,039.01
10/31: 7,803.49
11/30: 9,531.28
12/31: 9,296.79

2019
1/31/19: 13,493.35
2/28/2019: 15,766.50
3/31/2019: 19,286
4/30/2019: 19,283
5/31/2019: 18,676
6/30/2019 :22,362
7/31/2019: 24,646
8/30/2019: $27,199
9/31/2019: $30,664
10/31/2019: $33,343
11/30/2019: $35,249
12/31/2019: $39,079

2020
1/31/2020: $44,514
2/29/2020: $48,891
3/31/2020: $46,104
4/30/2020: $52,720
5/31/2020: $55,177
6/30/2020: $59,720
7/31/2020: $65,792
8/31/2020: $71,970
9/30/2020: $72,466
10/31/2020: $72,288
11/30/2020: $80,093
12/31/2020: $84,002

[/2021b]
1/31/2021: $85,576


2/28/2021: $ 86,616

Not a great month for me. Currently in the process of completely renovating our new to us house and it has taken a good amount of my savings account. retirement accounts did amazing though this past month!

Slanhirn

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Re: Race from 10 to 100k!!
« Reply #3425 on: March 01, 2021, 08:46:46 AM »
Tracking full net worth.

EOY 12.2016 - (-10,250)
EOY 12.2017 - 4,360
EOY 12.2018 - 40,620
EOY 12.2019 - 62,523
EOY 12.2020 - 82,420
01.2021 - 84,647 (+2,227)
02.2021 - 86,456 (+1,809)
03.2021 - 88,885 (+2,429)

Assets = 90,010
Student loans = (1,125)
« Last Edit: March 01, 2021, 08:49:33 AM by Slanhirn »

TyGuy

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Re: Race from 10 to 100k!!
« Reply #3426 on: March 01, 2021, 12:57:27 PM »
Student Loan Debt:

01/12/19: $43,762
05/04/20: $21,456
11/09/20: $21,456
12/05/20: $21,456
01/02/21: $21,456
02/03/21: $21,456
03/01/21: $21,456


Net Worth:

03/04/19: -$30,065
05/04/20: $10,739
06/05/20: $18,006 ($7,267)
07/05/20: $8,594 (-$9,412)
08/05/20: $9,084 ($490)
09/01/20: $13,497 ($4,413)
10/01/20: $12,283 (-$1,214)
11/01/20: $15,692 ($3,409)
12/05/20: $19,528 ($3,836)
01/01/21: $21,735 ($2,207)
02/03/21: $21,870 ($135)
03/01/21: $23,417 ($1,547)

Continuing to move in the right direction, also expecting a large tax return to be deposited into my account this coming month.

triple7stash

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Re: Race from 10 to 100k!!
« Reply #3427 on: March 01, 2021, 09:11:43 PM »
12/28/2020 - $62,783
1/28/2021 - $67,335.21
2/28/2021 - $69,404

shrimpwd

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  • Posts: 80
  • Location: Georgia
Re: Race from 10 to 100k!!
« Reply #3428 on: March 01, 2021, 09:50:25 PM »
                       2018                2019                2020                2021                2022               
January$6,455-$14,460$34,473-
February--$14,991$36,257-
March--$14,632$38,256-
April-$10,960$13,884--
May--$17,011--
June--$19,255--
July--$20,358--
August--$21,993--
September--$23,312--
October--$24,777--
November-$13,466$26,407--
December$9,518-$30,697--

Slow and steady... And a bit boring... I'll take it!

catorbe

  • Stubble
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  • Location: ND
Re: Race from 10 to 100k!!
« Reply #3429 on: March 02, 2021, 08:28:51 AM »
Jul 17$6.2k
Aug 17$6.8k
Sept 17$8.2k
Oct 17$9.0k
Nov 17$9.9k
Dec 17$11.1k
Jan 18$12.1k
Feb 18$13.6k
Mar 18$15.1k
Apr 18$16.6k
May 18$17.7k
Jun 18$18.5k
Jul 18$20.2k
Aug 18$20.8k
Sept 18$22.2k
Oct 18$21.7k
Nov 18$22.5k
Dec 18$22.4k
Jan 19$24.7k
Feb 19$27.2k
Mar 19$29.3k
Apr 19$31.3k
May 19$31.5k
Jun 19$33.3k
Jul 19$35.1k
Aug 19$36.7k
Sep 19$38.6k
Oct 19$40.2k
Nov 19$42.6k
Dec 19$44.6k
Jan 20$49.0k
Feb 20$46.5k
Mar 20$42.7k
Apr 20$47.5k
May 20$50.6k
Jun 20$53.5k
Jul 20$58.5k
Aug 20$63.0k
Sept 20$63.2k
Sept 20$62.9k
Nov 20$69.9k
Dec 20$75.0k
Jan 21$76.2k

Feb 21: $79.0k

Right now I'm predicting ~$90k by the end of this year. Given my plans to get a new job and move across the country, I could easily exceed that or fall well short. We'll see!

Mine and yours progress is so similar over the last couple years. I'm expecting to hit $100,000 by the end of the year. So step it up! We got this! Save Save Save! :)

LittleWanderer

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  • Posts: 466
  • Location: USA
Re: Race from 10 to 100k!!
« Reply #3430 on: March 02, 2021, 02:25:13 PM »
February 2020 - $35,701
March 2020 - $32,466
April 2020 - $36,157
May 2020 - $38,540
June 2020 - $39,514
July 2020 - $42,207
August 2020 - $44,045
September 2020 - $44,514
October 2020 - $45,564
November 2020 - $50,152
December 2020 - $52,356
January 2021 - $53,423

February 2021 - $54,304

Sooooo that number would have been higher had I not decided to impulse buy a new bike, but I impulse bought a new bike, so here we are.  Haha. 

sb510

  • 5 O'Clock Shadow
  • *
  • Posts: 10
Re: Race from 10 to 100k!!
« Reply #3431 on: March 02, 2021, 07:14:32 PM »
(Start of)
Oct 2020 $4,757
Nov 2020 $7,823
Dec 2020 $10,385 (Started MMM 100k challenge)
Jan 2021 $14,012
Feb 2021 $16,462
Mar 2021 $19,162

I'm going to stretch my goal to $36k by this October. Great to see others progressing and moving on to the next thread :)

mgardner88

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Re: Race from 10 to 100k!!
« Reply #3432 on: March 03, 2021, 09:06:34 AM »
7/1/2020: $46,295
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)

Almost the entire amount added this month was due to contributions. Cash flowed our roof replacement but replaced the money in savings with our tax refund. Going to keep it there as a small emergency fund. With just our contributions we could get to 100k by December. Im hoping with the markets help to reach it by October.  +24,323 added since ive been tracking. +14,466 this year.

Serendip

  • Handlebar Stache
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  • Posts: 1325
Re: Race from 10 to 100k!!
« Reply #3433 on: March 03, 2021, 09:49:44 AM »

Sooooo that number would have been higher had I not decided to impulse buy a new bike, but I impulse bought a new bike, so here we are.  Haha.

I have to say...bikes are one of the best inventions! Hope you have a great time with your new bicyclette.

hal

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  • Posts: 107
  • Location: Bay Area
Re: Race from 10 to 100k!!
« Reply #3434 on: March 03, 2021, 12:50:09 PM »

Sooooo that number would have been higher had I not decided to impulse buy a new bike, but I impulse bought a new bike, so here we are.  Haha.

I have to say...bikes are one of the best inventions! Hope you have a great time with your new bicyclette.

Bikes are always a worthy investment along the way to FIRE.

(I say this as I look at increasing the number of bikes I own, hah!)

DieHard_772

  • Bristles
  • ***
  • Posts: 484
  • Location: California
Re: Race from 10 to 100k!!
« Reply #3435 on: March 04, 2021, 10:21:39 AM »
7/1/2020: $46,295
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)

Almost the entire amount added this month was due to contributions. Cash flowed our roof replacement but replaced the money in savings with our tax refund. Going to keep it there as a small emergency fund. With just our contributions we could get to 100k by December. Im hoping with the markets help to reach it by October.  +24,323 added since ive been tracking. +14,466 this year.

Way to go @mgardner88

I'm in a similar situation, being very close to $100k, and I am reminding myself that markets will do what they do,
and no matter what my persistence will keep pushing the needle higher.

Keep it up

DieHard_772

  • Bristles
  • ***
  • Posts: 484
  • Location: California
Re: Race from 10 to 100k!!
« Reply #3436 on: March 04, 2021, 10:24:29 AM »


Our Investments and Savings (not including checking accounts)

9/28/18  - $22,949
10/28/18 - $23,952
11/28/18 - $27,878
1/28/19 - $28,853
2/28/19 - $31,682
3/28/19 - $32,684
4/28/19 - $35,011
5/28/19 - $35,838
6/28/19 - $38,276
7/28/19 - $40,607
8/28/19 - $40,508
9/28/19 - $42,168
10/28/19 -$42,209
11/28/19 - $44,478
12/28/19 -$46,408
1/28/20 - $49,115
2/28/20 - $50,466
3/28/20 - $48,609
4/28/20 - $55,026
5/28/20 - $59,256
6/28/20 - $60,807
7/28/20 - $64,342
8/28/20 - $65,454
9/28/20 -  $65,495
10/28/20 - $67,282
11/28/20 - $70,737
12/28/20 - $72,895
1/28/21 - $79,429
2/28/21 - $83,727  (+$4,298)

Our progress is very satisfying.  When including our checking accounts and tax accounts, we're within $5k of $100k.
It's happening. Feels great!

kaposzta

  • 5 O'Clock Shadow
  • *
  • Posts: 90
  • Age: 38
  • Location: Hungary
    • Years Until FIRE Calculator
Re: Race from 10 to 100k!!
« Reply #3437 on: March 04, 2021, 11:02:59 AM »
July 12, 2019: $66,565
Aug 1, 2019: $68,207 (+2.47%, +$1,642)
Aug 29, 2019: $69,931 (+2.53%, +$1,724)
Sept 29, 2019: $71,138 (+1.73%, +$1,207)
Oct 31, 2019: $71,517 (+0.53%, +$379)
Nov 29, 2019: $73,138 (+2.27%, +$1,621)
Jan 01, 2020: $74,276 (+1.56%, +$1,138)
Feb 06, 2020: $73,621 (-0.88%, -$655)
March 05, 2020: $74,517 (+1.22%, +$896)
No data for April, I lost my interest seeing the losses :)
May 05, 2020: $68,620 (-8.59%, -$5,897)
June 04, 2020: $70,345 (+2.51%, +$1,725)
July 02, 2020: $72,483 (+3.04%, +$2,138)
August 05, 2020: $74,655 (+3.00%, +$2,172)
Sept 03, 2020: $75,241 (+0.78%, +$586)
Oct 01, 2020: $77,551 (+3.07%, +$2,310)
Nov 05, 2020: $79,310 (+2.27%, +$1,759)
Dec 04, 2020: $81,241 (+2.43%, +$1,931)
Jan 04, 2021: $83,207 (+2.38%, +$1,931 <- same as in Nov :) )
Feb 05, 2021: $82,000 (-1.45%, -$1,207)
March 04, 2021: $81,655 (-0.42%, -$345)

I had a 77% SR in February, and I even had two domain sales totaling $653, but I had a bad month again investment-wise (-4%). No problem, it was a great opportunity again to buy cheap ETFs :) I expect an $800 referral payment from my company, and maybe we'll get the yearly bonus (~$1600-1700) with our next salary, so I hope my SR will be even better than this month.
« Last Edit: May 06, 2021, 07:47:47 AM by kaposzta »

mgardner88

  • 5 O'Clock Shadow
  • *
  • Posts: 36
Re: Race from 10 to 100k!!
« Reply #3438 on: March 05, 2021, 08:51:45 AM »


Our Investments and Savings (not including checking accounts)

9/28/18  - $22,949
10/28/18 - $23,952
11/28/18 - $27,878
1/28/19 - $28,853
2/28/19 - $31,682
3/28/19 - $32,684
4/28/19 - $35,011
5/28/19 - $35,838
6/28/19 - $38,276
7/28/19 - $40,607
8/28/19 - $40,508
9/28/19 - $42,168
10/28/19 -$42,209
11/28/19 - $44,478
12/28/19 -$46,408
1/28/20 - $49,115
2/28/20 - $50,466
3/28/20 - $48,609
4/28/20 - $55,026
5/28/20 - $59,256
6/28/20 - $60,807
7/28/20 - $64,342
8/28/20 - $65,454
9/28/20 -  $65,495
10/28/20 - $67,282
11/28/20 - $70,737
12/28/20 - $72,895
1/28/21 - $79,429
2/28/21 - $83,727  (+$4,298)

Our progress is very satisfying.  When including our checking accounts and tax accounts, we're within $5k of $100k.
It's happening. Feels great!

Thank you @DieHard_772, you are so right about persistence. It looks like you are getting some real momentum, I keep reading the first 100k is the hardest. You are so close. Keep it up!

mountain mustache

  • Pencil Stache
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  • Age: 31
  • Location: Colorado
Re: Race from 10 to 100k!!
« Reply #3439 on: March 09, 2021, 06:49:13 AM »
10/02/2020- $14835.83
11/13/2020- $16110.56
12/11/2020- $16675.72
01/08/2021- $19310.15
01/22/2021- $20533.24
02/05/2021- $21534.62
03/08/2021- $23372.12

Moving along ok over here. Have had some unexpected medical expenses come up, so my savings is going to slow quite a bit for the rest of the year, but hopefully I will still be able to hit my goal of $30K by the end of the year.

TerrierTown

  • 5 O'Clock Shadow
  • *
  • Posts: 31
Re: Race from 10 to 100k!!
« Reply #3440 on: March 17, 2021, 04:54:41 PM »
01 Jun 2019 NW 44,112
01 Jul 2019 NW 46,737  (+2,625)
02 Apr 2020 NW 61,865 (+15,128)
15 Aug 2020 NW 73,912 (+12,047)
15 Dec 2020 NW 80,781 (+6,869)
17 Jan 2021 NW 83,923 (+3,142)
17 Feb 2021 NW 86,418 (+2,495)
17 Mar 2021 NW 89,618 (+3,200)

catorbe

  • Stubble
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  • Posts: 113
  • Location: ND
Re: Race from 10 to 100k!!
« Reply #3441 on: March 18, 2021, 09:59:28 AM »
I'm over $80,000!!!

Rimu05

  • Bristles
  • ***
  • Posts: 281
Re: Race from 10 to 100k!!
« Reply #3442 on: March 18, 2021, 10:06:20 AM »
I just graduated the Race to 10K thread so joining this one. :)

Student loan - ($24,307.94)
Credit card - ($240)


Savings - $2300
Checking - $240
401K - 31,017
Roth IRA - 1,063.71


Total -  10,073

Monthly update:

Student loan - ($24,307.94)



Savings - $2500
HSA - $3,074
Checking - $460
401K - $31,708
Roth IRA - $1,113.71


Total -  14,548

Two months later:

Student loan - ($24,307.94)



Savings - $2500
HSA - $3,525.77
Checking - $240
401K - $34,670.73
Roth IRA - $1,214.71


Total -  17,843.27

I haven't updated in a while but

Student loan - ($23,760.22)



Savings - $7300
HSA - $2955.58
Checking - $560.68
401K - $52,816.33
Roth IRA - $1,514.2


Total -  40,699.37

Goals this year: To tackle my student loans while they are at 0%. Hoping to get them to $10,000.

Trifele

  • Magnum Stache
  • ******
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  • Age: 55
  • Location: Outside, NC, US
    • In The Garden
Re: Race from 10 to 100k!!
« Reply #3443 on: March 18, 2021, 04:24:27 PM »
I'm over $80,000!!!

YEAH!  Keep it rolling!

DieHard_772

  • Bristles
  • ***
  • Posts: 484
  • Location: California
Re: Race from 10 to 100k!!
« Reply #3444 on: March 20, 2021, 12:57:43 PM »


Our Investments and Savings (not including checking accounts)

9/28/18  - $22,949
10/28/18 - $23,952
11/28/18 - $27,878
1/28/19 - $28,853
2/28/19 - $31,682
3/28/19 - $32,684
4/28/19 - $35,011
5/28/19 - $35,838
6/28/19 - $38,276
7/28/19 - $40,607
8/28/19 - $40,508
9/28/19 - $42,168
10/28/19 -$42,209
11/28/19 - $44,478
12/28/19 -$46,408
1/28/20 - $49,115
2/28/20 - $50,466
3/28/20 - $48,609
4/28/20 - $55,026
5/28/20 - $59,256
6/28/20 - $60,807
7/28/20 - $64,342
8/28/20 - $65,454
9/28/20 -  $65,495
10/28/20 - $67,282
11/28/20 - $70,737
12/28/20 - $72,895
1/28/21 - $79,429
2/28/21 - $83,727  (+$4,298)

Our progress is very satisfying.  When including our checking accounts and tax accounts, we're within $5k of $100k.
It's happening. Feels great!

Thank you @DieHard_772, you are so right about persistence. It looks like you are getting some real momentum, I keep reading the first 100k is the hardest. You are so close. Keep it up!

Thanks @mgardner88 .  The biggest surprise in this process I think has been seeing just how much it starts to add up.
Not too long ago I was on the "Racing to 10k" thread just trying together there.  Now I'm starting to fantasize about multiple SIX FIGURES, which is on its way.

dizzy

  • Stubble
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  • Posts: 164
Re: Race from 10 to 100k!!
« Reply #3445 on: March 23, 2021, 03:08:31 PM »
Oct 2019- $1000
Nov 2019- $2340
Dec 2019- $2779
Jan 2020- $5658
Feb 2020- $5539
Mar 2020- $5024
Apr 2020- $5444
May 2020- $8302  (wherein I finally got some of unemployment)
June 2020- $20864 (wherein I got more unemployment plus the EIDL)
mid July 2020- $31724 (got the rest of the backpay, woohoo!)
7/31/20- $33340
9/2/20- $36366
9/17/20 - $42978
10/2/20- $43800
10/31/20- $47854
11/11/20- $53709
12/23/20- $64158
1/8/21- $69542
3/23/21- $81890

Really thought I had stalled out, no, I guess I haven't!
I finally am getting my unemployment unlocked after a couple months, it's super goofed up now (they input wrong numbers) but at least I will get part of it.  Income should have a little boost again- some increased $, regular work opportunities.  Hopefully some gigs actually will happen for music this year too.

Getting ready to have a wedding this year (yay!!!!) which will be an expense (we are TRYING to keep it under $5k but still nice- ~125 guests in a metro area?  right....). Luckily our parents want to help.  We don't need it but dang, will appreciate it.

Serendip

  • Handlebar Stache
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  • Posts: 1325
Re: Race from 10 to 100k!!
« Reply #3446 on: March 24, 2021, 09:16:51 PM »
Dec '17    18,146
Jan '18     23,607
Dec '18    48,380
Dec '19    60,746
Jan '20     63,186
May '20    62,300
June '20   63,000
July '20    58,562
Oct '20     60,900

Dec '20    62,900
Jan '21    65,400
Feb '21    67,600
Mar '21    68,750

slowly but surely..ticking upwards.
(And Hoping I don't owe too much for taxes this year!)

shinn497

  • Bristles
  • ***
  • Posts: 441
Re: Race from 10 to 100k!!
« Reply #3447 on: March 27, 2021, 01:29:31 AM »
March 19 10450 (At beginning of the month)
Apr 19     12500
May 19    14800
June 19   17031
July 19    20100
Aug 19    23300
Sept 19   26300
Oct 19     29300
Nov 19    30500
Dec 19    33800
Jan 20     37100
Feb 20     37100
March 20 38413
Apr 20     32000
May 20     37000
June 20    42500
July 20     46300
Aug 20     50200
Sept 20     53400
Oct 20       55700
Nov 20      62000
Dec 20      66300
Jan 21       71500
Feb 21       77000
March 21   80500

catlady

  • 5 O'Clock Shadow
  • *
  • Posts: 54
Re: Race from 10 to 100k!!
« Reply #3448 on: March 27, 2021, 04:45:54 AM »
 
2020
2021
25 Jan
   
$48 938 (+$26 476)
25 Feb
   
$50 686.73 (+$ 1748)
25 Mar
   
$52 418 (+$ 1731)
25 Sept
 
$11 699.98
 
25 Oct
 
$15 171.88 (+$3,471.9)
 
25 Nov
 
$17,631.78 (+$2,459.90)
 
25 Dec
 
$22,462.17 (+$4,830.39)
 

Spoiler: show
 Could be better, could be worse 🤷


Rosy

  • Magnum Stache
  • ******
  • Posts: 2645
  • Location: Florida
Re: Race from 10 to 100k!!
« Reply #3449 on: March 27, 2021, 02:01:35 PM »
GOAL - $100K by Dec 2021

$  4,588 June 2017
$ 10,117 Dec 2017

$ 10,715 Jan 2018
$ 31,034 Dec 2018
       
$ 31,094 Jan 2019
$ 50,000 Dec 2019

$ 53,000 Jan 2020
$ 85,000 Dec 2020

$ 86,863 Jan 2021
$ 92,800 Feb 2021
$ 95,200 Mar 2021

PROJECTED April $ 97,500 - I expect to reach $100K by mid May.

2021 has been such smooth sailing it is a bit unnerving.

I will not move on to another thread since this $100K serves primarily as a cash cushion so I can sleep at night. I will be shifting to investments starting in June, perhaps look into other possibilities for monthly investments.
This 100K will remain liquid at all times, it is meant to be an untouchable cash cushion in the event SHTF or we need cash while Mr. R. transitions into retirement.
I intend to spend a bit more monthly in the future for indulgencies, but I will continue to earmark a percentage for investments of some sort, probably just Vanguard but I might play a bit as well, we'll see.

Together we have met our FI goals a while ago and Mr. R. is on track for retirement in April of 2023.
No fat fire here, but comfortable retirement - we consider ourselves fortunate, we are situated well with decent health to boot.

Thanks for all the encouragement along the way, y'all helped me find my way and stay on course.
Thank you everyone for the enlightenment, inspiration but most of all for opening my eyes for what is possible, even if you are low income.
I'll report back once more when I'm past $100K. Cheerio!:)